SHELLY INTERIORS
is ...
my future supportive seaside home. Coral Cove
Penny Rey Coelen
BY AURIA SENIOR LIVING
Coral Cove, a first-of-its-kind senior living estate in KZN, is nestled within the tranquil Zululami Luxury Coastal Estate on She eld Beach.
This extraordinary community will o er older adults a luxurious, retirement experience with access to stunning beaches and exclusive amenities.
With our extensive wellness programme and dream outdoor and social lifestyle among like-minded individuals, Coral Cove combines natural beauty and tranquility, making it the ideal place to discover the dream lifestyle you deserve, every single day.
2 Bedroom Garden Villas from R3.8m
3 Bedroom Garden Villas from R5.3m Newly launched Maisonettes from R2.9m
Contact us for a tour of Coral Cove and our show unit: 087 537 0539 or email coralcove@auria.co.za
Cove has been internationally awarded
www.auria.co.za
In this Issue
tranquil livinG, timeless Charm
Discover your forever home at Amberglen Retirement Village, where retirement living meets luxury and lifestyle.
Lee Shelly Interiors transforms Canelands Beach Club & Spa with coastal chic, organic textures, and natural elegance perfectly!
Beyond the Greens
Elevate your golf game in KwaZulu-Natal’s world-class courses, featuring expert instruction, and stunning scenery.
Furry
ONOTE eDitOr'S
wning or residing in an estate is more than just a lifestyle choice - it is an investment in security, convenience, and quality of life. Yet, within the carefully maintained parks and streets and beautifully landscaped environments lies a complex and everevolving ecosystem of legal considerations, financial implications, and community dynamics. This magazine is not just a celebration of estate living; it is a resource, a guide and, at times, a necessary voice in the conversation about what it truly means to own, live, and thrive in these spaces.
We strive for our articles to serve a dual purpose: to inspire and to inform. Whether it’s a discussion on the rise of secure estates and why they continue to attract astute buyers, or a deep dive into the nuances of changing property laws affecting Homeowners’ Associations (HOAs). We aim to ensure that our content is both relevant and insightful. A strong estate is built not just on its architectural beauty but on the collective knowledge and engagement of its residents.
In this issue, we explore why secure estate living is no longer just a preference, but a dominant force in property trends. The numbers are undeniable - more people are choosing to live in controlled-access communities, drawn by the blend of lifestyle and investment security. Developments like Coral Cove are redefining retirement, offering a sophisticated approach to 'later-life' living that prioritises both independence and community.
Meanwhile, championship golf courses integrated into estates provide an attractive and appealing leisure experience, proving that estate living is as much about play as it is about practicality.
But beyond the aesthetics, we recognise the serious side of estate ownership. Interest rates, legal shifts in HOA governance, and construction compliance - these are some of the issues that directly affect you as a property owner. Our coverage of the evolving landscape (excuse the pun) is designed to equip you with knowledge and awareness that goes beyond surface-level understanding.
Producing this magazine for you is a privilege, not simply because of the beauty of the estates and homes we feature, but because of the depth of conversation we foster. Estate living is evolving, and so too must the way we engage with it. Whether you turn these pages for inspiration, insight, or simply to appreciate the lifestyle you’ve invested in, know that this magazine is put together with you in mind - the discerning, informed resident who understands that estate living is about more than where you reside; it’s about how well you live.
Till the next edition, God bless
and the FabMags team
JUSTIn ScoTT,
ESTATES
A magazine focused on people living in gated estates and complexes.
pUBlisheR | Lorinda Scott | lorinda@fabmags.co.za
ediToR | Justin Scott | justin@fabmags.co.za
GRaphiC desiGneR | Evashini Naidoo | evashini@fabmags.co.za
sales eXeCUTiVes | Amy Jenkins | amy@fabmags.co.za | 082 777 5541
Natasha Minnaar | natasha@fabmags.co.za | 061 747 1093
sales diReCToR | Lucille Wendler | lucille@fabmags.co.za | 083 747 3694
opeRaTions diReCToR | Sharlene Odayar | sharlene@fabmags.co.za
in-hoUse JoURnalisTs | Cristina Govender | cristina@fabmags.co.za Kai Coates | kai@fabmags.co.za
in-hoUse CopY ediToR | Elvida Sydney | content@fabmags.co.za
ConTRiBUToRs | Marina Constas & Stefan Botha
admin and aCCoUnTs | accounts@fabmags.co.za
pRinTed BY | ROC Media
CoVeR phoTo | Canelands Beach Club and Spa by Christy & Co.
head oFFiCe 032 946 0357
Suite 104, San Hall Office Park, Kirsty Close, Ballito, KwaZulu-Natal
ConneCT soCiallY
@estatesmagazine.co.za @theestatesmagazine www.estatesmagazine.co.za www.issuu.com/fabmags
While every effort has been made to ensure the accuracy of the contents FabMags Publications cannot be held responsible for any omission or errors, or for any misfortune, injury or damages that may arise therefrom.
The Estates Magazine is published by FabMags CC Suite 104, San Hall Office Park, Kirsty Close, Ballito, South Africa 4418.
Copyright The Estates Magazine & FabMags Publications. All rights reserved. Reproduction in whole or any part is prohibited without prior permission of the publisher. All products and services featured in this publication are subject to availability and are not stocked by FabMags.
#FABHOME
Homewood
Duzu, the abbreviated isiZulu word for the White Rhino - Umduzu, was inspired and designed to help save our Rhino population. For a full year, 7.5% of the proceeds from this range went to Save The Rhino Fund. Duzu Bed 2019 available from R11,900.00
www.homewood.co.za
LET THE SHOW BEGIN
East Coast Radio House + Garden Show 2025
Taking place at the Durban Exhibition Centre from 28 June to 6 July, this year's House + Garden Show’s theme is fresh spaces. bright living. The Show Team is finalising fresh, fabulous show elements, so to tantalise you… think super-legendary competitions with monumental prizes; foodies uniting in the kitchen over big brand names, and maybe a few famous faces; outdoor adventure products and activities climbing to new heights; and so much more marvellous kiddies’ entertainment than before. The East Coast Radio House + Garden Show is designed for families… just wait until the kids see what’s in store for them!
ULTRA South Africa
Over the past decade, ULTRA South Africa has delivered unforgettable moments, and 2025 promises to raise the bar like never before. To celebrate its 10th anniversary, the festival will take place at The Ostrich in Cape Town on May 9, 2025, and at the Expo Centre at Nasrec in Johannesburg on May 10, 2025. The festival's Main Stage will feature headliners such as Armin van Buuren, ISOxo, and KSHMR. ULTRA South Africa will also welcome back Martin Garrix, who performed at the inaugural edition in 2014. This milestone celebration is slated to be the most electrifying edition yet, featuring international superstars and some of the finest regional talent. Don't miss out - tickets are selling fast!
Splashy Fen
With more than 300 musicians across six stages, Splashy Fen 2025 is a celebration of music, connection, and creativity nestled in the heart of the breathtaking Drakensberg Mountains. Attendees can look forward to outdoor adventures, wellness experiences, unique activities, and family-friendly fun. From classic camping spots to luxurious glamping options, Splashy Fen offers accommodations for every taste and budget. The stage is set for the 2025 edition of Splashy Fen, South Africa’s longest-running music festival, from 17 to 21 April 2025. The music lineup for Splashy Fen is stellar, featuring a mix of international stars, local icons, and emerging talent who are sure to captivate.
GooD FooD
top restaurants | sWeet spots | hot dishes
Located on the ever-popular and festive Chartwell Drive, the restaurant’s relaxing ambiance provides the perfect setting for an intimate family evening or a fun lunch with friends. Named after Lupa, the wolf who suckled the mythological founders of Rome, this restaurant serves freshly made and authentic Italian food. For a truly special experience, you can opt for their Lupa Signature Pasta, where they complete and serve the dish directly at your table from a flaming parmesan wheel! From their mocktail selection, the Italian Sunset and Rainfall stand out, these vibrant and refreshing drinks are mixes of zesty and citrus flavours. And not to mention their impressive selection of desserts, like Nutella-stuffed crêpes, Tiramisu, and baked cheesecake. They satisfy any kind of cuisine you’re in the mood for!
UmhlanGa
YaTai Ramen baR
Cape Town
Situated on the charming cobblestone roads of Bree Street, Yatai, which translates to 'street vendor' in Japanese, crafts dishes with high-quality ingredients. From the 72-hour Tonkatsu broth bursting with umami, to shio broth enriched with aged shoyu, each recipe embraces authenticity while offering a modern touch. Their menu also boasts a luxurious wagyu katsu sando, a selection of dumplings, robata-grilled dishes, seafood and speciality desserts—all perfectly paired with Japanese-inspired cocktails, sake and Japanese whisky. Their minimalist-chic interior, paired with lively DJ sets, creates an infectious, laid-back ambience, perfect for a night out with friends or an intimate dinner date.
87 Bree Street, Ground Floor 021 109 8094
oast
A warm and inviting haven at Ballito Lifestyle Centre, Toast values all the things that really matter in life: shared laughter, good food and great company, and brings that to you all in one central space, where you can celebrate life with them. Savour the best of local flavours, from revitalising raw juices and expertly roasted coffees to delectable breakfasts, brunches and lunches, all carefully crafted to delight your senses. Be sure to indulge in their decadent cakes and bakes, perfect for treating yourself or sharing with loved ones. Enjoy afternoon coffee and cake for only R60, every day from 14:00 - 17:00.
Shop 40, Ballito Lifestyle Centre 032 648 0030
Tumble Downs
Established in 2006 by the owners Werner and Michele Jacobs, Tumble Downs Café & Restaurant offers a warm and welcoming atmosphere. Diners can relax and enjoy the beauty of the unspoilt surroundings while at the same time experiencing the fusion of tastes and flavours produced from the kitchen. Whether it be tea and cake in the naturally beautiful gardens, sundowner cocktails on the deck, a light lunch under the trees or an indoor seated dinner by candlelight to celebrate a special occasion - this family-run restaurant offers a menu designed to tantalise your taste buds and celebrate the local bounty.
Curry's Post Road, Howick 082 802 2837
The midlands
Balli T o
Amberglen retireMeNt VillaGe
Tranquil Living, Timeless Charm
experience the best at Amberglen Retirement Village, nestled in the picturesque heart of KwaZulu-Natal’s Midlands. Our tranquil setting in Howick provides the perfect backdrop for those seeking a fulfilling, comfortable, and secure retirement. At Amberglen, your happiness and well-being are our top priority, ensuring every day is filled with purpose and enrichment. Our beautifully landscaped gardens, thoughtfully designed homes, and a wide range of amenities ensure that you have everything you need to lead a fulfilling and independent lifestyle. Whether you enjoy taking leisure strolls through our lush gardens, engaging in social activities, or simply relaxing in the peaceful surroundings, Amberglen offers something for everyone.
A Rich Social Life Awaits
One of the highlights of life at Amberglen Retirement Village is the strong sense of community. Our residents enjoy a variety of social clubs, interest groups, and annual events that bring people together. Our annual events calendar is packed with exciting activities, from themed social gatherings to festive celebrations, ensuring that there’s always an opportunity to get involved and make lasting friendships.
Weekly Market Delight
Every week, Amberglen hosts a vibrant market filled with an array
of scrumptious goodies, allowing residents to stock up on fresh produce, homemade treats, and unique handcrafted items. It’s the perfect opportunity to support local vendors while indulging in delightful flavours and discovering new finds.
First-Class Amenities for Your Comfort
Stay fit and healthy with our fullyequipped gym or enjoy a peaceful swim in our heated indoor pool—available year-round for your convenience. For quiet moments of relaxation, our well-stocked library provides a tranquil retreat. The Amberglen Care
Centre, with its 45 beds, ensures that residents have access to professional care and support when needed. Our team is always ready to provide compassionate, high-quality care, whether it's for short-term recovery or long-term support. Dining at Amberglen is a treat. The on-site dining room offers professionally catered lunches, providing nutritious and delicious meals for our residents. If you prefer a more relaxed approach, takeaways are available, offering you flexibility and convenience to suit your lifestyle.
A Vibrant & Supportive Community
Our dedicated and friendly staff are always on hand to provide exceptional service, ensuring that all your needs are met with care and compassion. We are committed to fostering a sense of belonging and camaraderie, creating an environment where everyone feels at home. Whether you’re joining a fitness class, participating in a
creative workshop, or simply enjoying the company of friends, Amberglen offers a rich and supportive community.
Explore the Beautiful Midlands Amberglen is ideally located, just a stone’s throw from the N3 to Johannesburg and an hour’s drive from Durban. Situated along the renowned Midlands Meander, our residents have easy access to a host of exciting attractions. Take in the beauty of the region with wine and cheese tasting, chocolate shops, chase the snow or even indulge in hot air ballooning and horse whispering. And, of course, the majestic Drakensberg mountains are right on your doorstep, offering a peaceful retreat and outdoor adventure.
Security & Peace of Mind
Security is a top priority at Amberglen Our village is fully secured with 24hour intelligent thermal camera cover, security guards and access control, ensuring you can enjoy peace of mind as you go about your day. The safety
and well-being of our residents are paramount, and with a strong sense of community and dedicated staff, Amberglen provides more than just a peaceful place to live—it offers a sanctuary where you can truly thrive.
Make the Most of Your Retirement at Amberglen
Whether you’re looking for a relaxed, tranquil retirement or an active and vibrant lifestyle, Amberglen Retirement Village is the ideal place to call home. With outstanding amenities, a warm and welcoming community, and an unbeatable location in the heart of the Midlands, we provide the perfect setting to enjoy your golden years in comfort, security, and style.
Come and visit Amberglen and discover for yourself why so many people choose to make their home here. We look forward to welcoming you and helping you create a fulfilling, enriching retirement experience.
Amberglen Retirement Village is a large and friendly retirement community in Howick. It offers a variety of amenities and activities for its residents, such as a heated pool, library, bird hide, croquet lawn, Care Centre and My-Care in-house service. The village is set on 35 hectares of scenic parkland and gardens, and is known for its social and active lifestyle.
THE FOREST POD
Tucked on the edge of the Dargle Podocarpus Mistbelt Forest lies a secluded gem, The Forest Pod. This eco-chic cabin, crafted by owners Justin Willis and Gwen Currie, boasts unique features like up-cycled materials, a slipper bath with forest views, and a luxurious king-size bed. The spacious deck with hanging chairs is the perfect spot to unwind. Fast becoming a romantic getaway, The Forest Pod offers tranquillity and a chance to connect with nature and each other. The pod - and in fact the entire farm - is completely
off-grid, honouring an ethos of environmental sustainability that is very close to Gwen and Justin’s hearts. While being small and cosy, it is well-equipped with all kitchen implements needed for easy self-catering, an inside fireplace, as well as an outside fire pit for braaing.
One of the many attractions of The Forest Pod is its immersion in the natural elements. Bird songs accompany the sounds of a gurgling stream, and monkeys and bushbuck are regularly seen
• Members of Dargle Conservancy
• Can be reached in non-4x4s
• Drinkable pristine spring water
Forryhill Farm is located just 18 km from Howick and is easy to reach while isolated enough to feel like you’re on another planet.
from the deck. The farm is a paradise for bird enthusiasts, with many close sightings of the rare Nerina Trogon. The Knysna Loerie often impresses guests with its flashy fly-by. Justin and Gwen have teamed up well with their respective roles in creating this beautiful escape. Justin is known as a MasterBuilder who has designed and project-managed a number of famous places such as Bliss & Stars, Namaste, and Synergy Treehouse, to mention but a few. Gwen has an eye for the finer details and a knack for blending the innate magic of the forest with luxurious comfort. Together, they dreamed up The Forest Pod as a place to retreat to, and in the pipelines are customised solo retreats whereby guests will be led through Gwen’s Life Transformation Coaching programme while benefitting from the quiet solitude of the pod and its surrounding forests.
Guests staying at the pod can enjoy a dip in the natural pool, hikes through the forest and grassy fields (on paths that are slightly on the wilder side - be prepared to get your feet wet!), or simply laze in the hammock while breathing in the pristine atmosphere.
It is truly a place to rest, rejuvenate, and reconnect.
www.theforestpod.co.za
by Lee Shelly Interiors
Look into the transformation of Canelands Beach Club and Spa
woRds cRistinA GoVEnDER | phoTos cHRistY & co.
Interior design is a delicate balance between functionality, aesthetics, and what the client needs. With two decades of experience, Lee Shelly of Lee Shelly Interiors has curated stunning residential and commercial interiors both internationally and locally. Her keen eye for detail and passion for creating spaces that reflect each client, combined with a collaboration
with skilled professionals, ensure a stress-free and exciting process for all her projects. Understanding that every project and client is unique, she prioritises building mutual trust and deeply comprehends the vision. Her project transforming Canelands Beach Club and Spa, in Salt Rock, brought a breath of fresh air through the spa, lounge, and dining areas.
Lee was ultimately tasked with taking this naturally stunning property and, playing into its strengths, reviving the spaces with a fresh take on the beloved getaway. Working with this brief, she chose to bring in clean colours like greens and white, paired with nature-inspired prints and organic textures. Considering the location, being near the coastline, it made sense to use these elements as the basis to build on with furniture and other trimmings, “I made sure to include lots of baskets or woven elements, greenery, palms and of course a fun monkey or two somewhere in the mix,” Lee explains.
Finding the dining room uninviting despite the impressive size, she covered the walls in geometric-patterned wallpaper to create a more welcoming feel without adding other items to make it fuller. “I also brought in some beautiful screens to create more intimate dining areas and lots and lots of plants,” Lee describes. She also lowered the overall height of the ceiling by adding large pendant lights which added to the cosy ambience she envisioned, especially in the evenings.
For the lounge, she completely transformed the area to create a cosy TV area and lounging space. “I took the opportunity to bring in some natural grass mats from Rebtex, and I used some oversized woven cane chairs,” she elaborates. Lee understands that when furnishing a hotel, it’s
important to use easy-to-clean and durable fabrics, “This sometimes limits us in what is available to get the look we want, however, I’m thrilled with the way Canelands turned out. I really want guests to feel like they are in a homely, welcoming space,” Lee relates. A challenge came in the form of the reception area, given the property's original structure as a house. To close up a large opening which was the original openplan kitchen, Lee had an enormous, custom-made mirror. This beautiful piece created the illusion of a more spacious area. The reception desk was designed with herringbone detail on the front for that extra flair.
For the spa, Lee removed the commercial shelving and added a custom-made server, placed some ambient lamps on it and then wrapped the space in a subtle nude leaf wallpaper. She added a grass mat, some woven baskets and plants, and covered the existing chairs in white cotton slips to keep that simple and relaxed atmosphere synonymous with spa treatments.
Inspired by the coastal surroundings, Lee managed to flip and rework the spaces of this resort. “I love the vibe and the energy of the North Coast and it’s been such a privilege to be involved in creating the most beautiful homes and commercial spaces in the area!” she exclaims.
www.leeshellyinteriors.co.za
Secure eS tate S
Discover the latest property market trends and why this region is a top investment choice.
Over the past five years, the landscape of the East and North Coast has been transformed by the rapid rise of secure estates. This shift raises an intriguing question: just how significant is the demand
for estate living? As a ballito local since birth, I have seen the evolution locally and of the surrounding areas over the years, welcoming many new developments and families. The growth is not limited to Ballito alone - small towns from the
East Coast to the upper North Coast are experiencing an increase in population. With this expansion, the demand for housing and employment opportunities has surged, shaping the region into a thriving economic and residential hub.
Stefan Botha, Director at Rainmaker Marketing, sheds light on this trend through the latest Property Market Report (September 2024), which analyses the performance of Umdloti and Umhlanga. “The northern coastal parts of KwaZulu-Natal have emerged as resilient and highly sought-after investment destinations, even amidst broader economic challenges. With ongoing world-class infrastructure developments and secure estate living, we are confident that, based on our research, these regions will continue to excel in the national property market,” states Botha.
The numbers back this up. Umdloti and Umhlanga are top choices for people relocating, especially Sibaya Coastal Precinct, which sees around
The House of Decor proudly serves clients throughout KwaZulu-Natal, with a dedicated team based in Hillcrest and the North Coast. We specialise in both residential and commercial interior design, offering a comprehensive range of services to meet every need of your project. Whether you're dreaming of a beautiful kitchen renovation or require a full design, decoration, and furnishing solution for your home or business, we are here to bring your vision to life with style and expertise.
salTa ClUBhoUse
With ongoing infrastructure upgrades and increasing demand for quality living, this region is set to remain a prime property investment spot
Since 2020, the number of homes has risen by 13%, from 14,481 to 16,425. More people keep coming in - on average, 109 adults or 73 families per month since 2011 - shows the ongoing need for estate living.
The semigration trend also plays a role, with buyers from Gauteng making up 34% and 35% of purchases in Sibaya and Umhlanga Rocks. This shows a strong desire for coastal living among inland buyers.
71 new adults per month. That means about 28 new families move in every month. Likewise, Umhlanga Ridge Town Centre (URTC) is growing, with about 42 new adults arriving monthly, showing its appeal to professionals and families.
Collins Residential, the developers behind Seaton Estate, Lalela Estate, and Zululami Luxury Coastal Estate, report that 51% of homes on the North Coast are in estates.
Secure estate homes also come at a premium. Estate sectional title units cost, on average, 19% more than those outside estates, showing the extra value buyers place on security, exclusivity, and lifestyle perks.
The data is clear: the East and North Coast’s property market is booming, and secure estates are a major reason why. With ongoing infrastructure upgrades and increasing demand for quality living, this region is set to remain a prime property investment spot.
ZUlUlami lUXURY CoasTal esTaTe
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seaTon esTaTe
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083 234 4487
tracy@traviata.co.za
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Beyond the
We look at a few exceptional golf courses in estates across KZN and what makes each of them special. Where will you be teeing off next?
Simbithi Country Club
This course is an 18-hole executive course, one of the first of its kind. Designed by the legendary Peter Matkovich, the course is a par-60 with a combination of par-3s, par-4s, and one par-5. Their signature 17th hole’s exquisite setting and infamous ‘drop’ takes every golfer’s breath away (though, whether that’s from nerves or pleasure depends on the golfer!)
The course was designed in a way that thoughtfully integrates play with nature. Simbithi’s environmental department works closely with their golf department to ensure that environmentally sensitive areas, like their wetlands, are kept out of play and are maintained in accordance with their eco-ethos. Matkovich Turf Maintenance, ably led by Head Greenkeeper
Amos Sibiya, are always on-site, ensuring it is looking exceptional. The course is maintained daily and annual programmes like hollow tining, which Simbithi has just completed, are scheduled accordingly.
The nature of an executive course is that it is shorter than average, meaning you are able to play a full 18-holes in approximately three hours. This bodes well for all golfers, particularly for those who want to split their day into meetings in the morning, and golf to round off the day. Also, the course is structured so that you use every club in your bag, and has often been described as “unpredictable”, leaving you intrigued and challenged after every round.
San Lameer Estate
The Country Club is home to an 18-hole championship golf course located on the South Coast of KZN. The course is a par-72, with a total length of approximately 6,103m.
To minimise environmental impact, the course was designed to avoid areas of sensitive vegetation,
incorporating indigenous plants and shrubs into its natural features. They have made continuous efforts to grow natural vegetation to attract wild and birdlife.
The estate serves as a conservation haven, home to 195 different bird species and abundant wildlife, including
impala, duiker, reedbuck, and bushbuck. Maintenance of the course is a priority, with the team demonstrating exceptional dedication, to ensure that their course is in good condition throughout the year.
A notable feature of San Lameer is its collection of par-3 holes, which are often regarded as some of the finest. The 4th hole, in particular, closely resembles Augusta National's famous 12th hole. The clubhouse has been freshly renovated and is recognised as one of the most attractive in South Africa, offering spectacular views from its spacious terraces.
www.sanlameer.co.za
Mount Edgecombe Country Club Estate
This estate is home to two championship 18-hole golf courses with an average par of 71, both ranked among South Africa’s top 100 and voted ‘Best of Durban’ in 2024. Blending seamlessly with lush conservancies, tranquil dams, and indigenous forests, these courses offer a rewarding challenge for professionals and leisure golfers alike, ensuring an unforgettable experience.
As a registered conservancy, Mount Edgecombe Country Club Estate (MECCE) integrates sustainable water management, eco-friendly irrigation, and indigenous landscaping to minimise environmental impact. Maintained year-round by a dedicated expert
team, the courses balance pristine fairways with thriving natural ecosystems. Home to African fish eagles, pelicans, and roaming buck, MECCE delivers a golfing experience in perfect harmony with nature.
Mount Edgecombe Country Club Estate offers world-class golfing, featuring two signature holes - The Woods’ Island Green 15th and The Lakes’ Scenic 9th along Pani Dam. As the official golfing home of the Hollywood Bets Sharks and Dolphins, the estate blends championship courses with secure estate living, exceptional amenities, restaurants, nature trails, and an active community.
www.mountedgecombe.com
Prince’s Grant Golf Estate
Their course is a par-72 golf course, with 18 of the finest holes anywhere on the KZN North Coast. It plays a total of 6,158m off the Championship tees, and 4,885m off the forward tees. Designed and built in 1994 by Peter Matkovich, it is a real test for any seasoned or beginner golfer. Maintaining a golf course is a labour-intensive process and requires a lot of attention. They use environmentally safe and tested chemicals to control grass growth and prevent unwanted strains. Due to the consistent amount of rainfall in our region, the two main dams on the course provide enough water to the entire property. The main highlight of Prince’s Grant is their 15th hole, named UMVOTI. A 495m par-5 situated right along the coastline, with a 180-degree view of the ocean that can only be described as an “assault on the senses”. On a clear day, you can see all the way down to Umdloti beach. It is a must-play for any golfer visiting the North Coast.
Cotswold Downs Golf & Country Estate
Nestled in the rolling hills of Hillcrest, this golf course offers a unique and challenging experience for golfers of all levels. Known for its picturesque surroundings and well-maintained facilities, this 18hole, par-72 course delivers both a visually stunning and strategically demanding round of golf. The bentgrass greens provide a smooth, fast surface that ensures a true putting experience. The meticulously maintained greens are renowned for their quality, adding an extra layer of challenge to the course as golfers navigate their undulating surfaces. The course features several natural water features, including streams, ponds, and strategically placed lakes. These water hazards not only enhance the aesthetics of the course but also add a level of strategy.
Whether you're an experienced golfer looking for a strategic test or a beginner looking to enjoy the stunning surroundings, Cotswold Downs offers a memorable and rewarding golfing experience.
www.princesgrant.co.za www.cotswolddowns.co.za
A premier lifestyle and golfing destination, this estate is renowned for its championship course designed by Tom Weiskopf. This 18hole, par-72 masterpiece stretches 6,524 metres through indigenous coastal forest, seamlessly blending into the estate’s wetlands and rolling terrain. Golfers enjoy a challenging yet scenic experience, with breathtaking ocean vistas and encounters with local wildlife. Rated the number one golf course in KwaZulu-Natal and among the world’s top eco-estates, Zimbali
Estate is committed to sustainability. Beyond its exceptional fairways, the estate thrives as a biodiverse sanctuary, where wetlands provide refuge for endangered species such as the Pickersgill’s Reed Frog. Careful environmental restoration has transformed former sugarcane fields into thriving coastal forests and grasslands, ensuring a net gain for biodiversity.
Sustainability is woven into Zimbali Estate’s identity, from responsible water management to wetland
rehabilitation. The estate’s magnificent fairways are not just for play but also serve as habitats for diverse wildlife, from the elusive Natal Blue Duiker to the industrious porcupine.
With its unparalleled fusion of coastal beauty, luxury, and ecological integrity, Zimbali Estate is a sanctuary where nature and sophisticated golf living exist in perfect harmony.
www.zimbali.com
Zimbali Estate
Front Door
Tips to Stress-Free Building in Estates
WORDS Justin scott
So, you've bought a plot in a gated estate and are eager to start construction - but what rules and requirements should you be aware of? While estates offer security, exclusivity, and a high standard of living, they also come with strict architectural guidelines, work restrictions, and approval processes that can sometimes slow things down. By keeping these estate-specific tips in mind, you can navigate the process smoothly and turn your dream home into a reality.
Master the Estate’s Architectural Guidelines Before Designing
Perhaps the most important of our tips is this one. Before beginning your build, make yourself familiar with the latest Architectural Design Guidelines and Building Regulations of the estate. Normally, you can get a copy from the estate’s office or homeowners' association (HOA). If any rules are unclear, work with the estate to better understand them or if possible, schedule a meeting with the Design Review Committee (DRC) for clarification. Estates often have
strict regulations on elements like roof pitches, materials, boundary walls, driveway widths, and exterior colours. Designing within these parameters from the start can save you time and costly redesigns. Many estates also encourage green building practises, so be sure to inquire about solar panel requirements, rainwater harvesting, and other energy-efficient solutions that could offer long-term savings.
Engage with the Design Review Committee (DRC) Early
Most estates require some form of preliminary approval before full submission. Take advantage of this to get early feedback and adjust your plans accordingly. To avoid costly resubmissions and delays, ensure your architect meets with
the DRC before finalising the plans. Being open to compromising on design elements can speed up approval. For an even smoother process, consider bringing a mood board or concept visuals to your DRC meeting to align your vision with their expectations. In most cases, work done with the DRC or HOA upfront can reduce challenges and headaches down the line.
Choose an Estate-Approved Architect & Contractor
Many estates can help with a list of pre-approved architects and builders, all with proven track records on the estate. Asking for recommendations can help streamline your project. If you hire an external contractor, ensure they sign a contract with the estate,
acknowledging rules on work hours, site access, and waste removal. To avoid potential issues, request references from previous clients who have built within the estate. Professionals familiar with the estate’s processes can significantly reduce approval times and prevent conflicts. That doesn’t mean you can use someone new, but they may have a slightly steeper learning curve which then needs to be factored into the project.
Budget for Estate Levies, Deposits & Fines
Before starting construction, if not already shared, request a full breakdown of required fees, such as building deposits, road levies, and security access charges. These must usually be paid before work
lalela esTaTe
can begin. Builders may also need additional insurance within gated estates, so confirm these costs upfront. Estates strictly enforce rules on work hours, site cleanliness, and road access, with serious fines for violations like excessive dust or blocked roads. Make sure your contractor understands these penalties to avoid unexpected charges. Additionally, ask if any building deposits are refundable upon project completion.
Plan Your Utility Connections & Green Building Features
The North Coast has seen an increase in eco-friendly and green building estates, but before investing in eco-friendly features like boreholes, greywater systems, or solar panels, check the estate’s regulations as some may have restrictions. Certain estates also require municipal water and sewerage connections, make sure to confirm any installation fees in advance. If you plan to install backup power solutions like solar panels, inverters, or generators, seek pre-approval to avoid potential removal orders later. Some estates offer incentives or rebates for energy-efficient designs, such as solar geysers, insulation, and natural ventilation, so explore these options.
Comply with Setback & Height Restrictions
Some estates limit double-storey homes, especially near golf courses, scenic view corridors, or eco-sensitive areas. If your plot has special restrictions, apply for variance approval before finalising your plans. Additionally, consider positioning outdoor entertainment areas to maximise views while respecting privacy boundaries.
Prepare for Landscaping Approval Post-Construction
Many estates have set landscaping timelines, around three to six months after construction, and often with strict guidelines on approved plant species. In many cases only indigenous or estateapproved plants are allowed. Again, to avoid delays, submit a landscape plan for approval alongside your house plans even if it’s not required. Many estates are really helpful and have guidelines and service providers who love creating gorgeous gardens.
Understand Estate-Specific Rules on Extensions & Future Renovations
Before finalising your design, check whether the estate allows second-storey additions after construction, as some have restrictions on future expansions. If you’re planning for future upgrades as your family grows or your parents move in with you, consider pre-wiring for smart home features or solar integration during the initial build to make future installations easier and more cost-effective.
Building your dream home in one of KZN’s stunning estates is an exciting adventure. With careful planning, a clear understanding of estate guidelines, and the right team by your side, you can streamline the process and avoid unnecessary setbacks.
Stay focussed on your vision, and soon, you’ll be stepping into a home that’s not just beautifully built but also a home that truly reflects your dream project. Good luck!
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www.designerpoolcoverskzn.co.za
The tax reality of Death
Melissa Jacobs breaks down the complexities of estate duty, income tax, and capital gains tax in the event of passing.
benjamin Franklin once said that the only thing certain in this world is death and taxes, and whilst it is extremely difficult to deal with the loss of a loved one, it is important to understand the tax consequences of death.
When a person passes on, all their assets are placed into an estate. These assets include both movable and immovable assets. “Deemed Property”, such as proceeds of life policies, will also form part of your estate when it comes to the calculation of estate duty. However, if the policy pays out to a spouse, it's deductible from the estate duty payable.
An executor is the person in charge of handling the administration process of an estate. The estate assets will firstly be used to pay off all creditors and administration expenses such as executor’s fees, advertisement fees, bank charges, and conveyancing fees payable to attorneys for any property transfers before the residual assets will be given to the beneficiaries. The unfiled tax returns up to the date of the deceased person’s death must be submitted by the executor as they will not be able to finalise the administration process until SARS has issued a formal Deceased Estate Compliance letter. Once all the above has
been attended to, the executor has to submit various requirements to the Master of the High Court before they will issue what is commonly referred to as a Filing Slip that will allow the executor to finalise the estate and close the file.
Whilst there are various types of tax, three remain applicable upon death.
Estate Duty Tax
Estate duty is payable at a rate of 20% on the first R30 million and 25% of the value in excess of R30 million. There is, however, an abatement which means that R3.5 million of the estate’s net value is exempt from estate taxes.
Income Tax
In its capacity as a taxpayer, the estate of the deceased is also liable for paying income tax on all forms of income accumulated between the date of death and the day the estate is finally settled, approved, and closed by the Master of the High Court.
Capital Gains Tax
Death is an event that can trigger capital gains tax because it is viewed as a deemed disposal with the assets being transferred to either the individual’s spouse, children, corporate entities, Public Benefit
Organisations, or the estate. Therefore, if upon death, the sale or bequest of the deceased’s assets realises a capital gain, the estate will then be liable for capital gains tax. However, if the spouse is the sole beneficiary, no capital gains tax is payable due to the 'rollover' principle. Upon the death of the surviving spouse, a capital gains tax event will be triggered, and all assets will then be subject to the possible payment where applicable. According to the Income Tax Act, SARS will hold the estate liable for capital gains tax, on the date of the deceased person’s passing.
Whilst still alive, addressing the three certainties or at least sufficiently providing for them can and will ensure peace of mind for those left behind and will prevent tax implications from passing on to future generations.
Contact MJ Chartered Accountants for any tax related advice with regards to an estate.
TheDiaries
Step into the secret lives of pets from different estates! We have compiled a fun and feel-good collection of tales from the furry residents themselves, guaranteed to make you smile!
Classified Cutie
Classified Cutie
Hi, I’m Bella from San Jerez and I am three-years-old. I’m sweet and gentle but I can be feisty when the need arises, grrr! I love my humans because they both play their parts in loving and caring for me. When I squeak my favourite toy, my humans melt with love and joy. Walks are my ultimate pleasure because all the smells tickle my senses!
Palm Lakes Family Estate
Good Boys
a seven-year-old German am often described as a My favourite treat is chicken feet! I love to play fetch and will do anything for my ball. I am not crazy about bath time, but I tolerate it. My heart belongs to Mom, and I have a soft spot for my dear friend Kaya. And I’m Kaya, a happy-go-lucky Staffy-Africanis mix. I am 10-months-old. Treats? Yes, please! I love anything from watermelon to chicken. And I love a good game of tug-ofwar. Bath time? I refuse to take a bath! Mom is my favourite person and I adore Logan too!
Pawsome Princesses
Hi, I’m Pascalli, a fluffy Labradoodle. Mom calls me a ray of sunshine. I'm obsessed with playing fetch with my squeaky toy, but bath time? Not so much! Luckily, treats await - especially my fave, plain yoghurt! Dobbie is my BFF, and of course, I adore Mom!
Hi, I’m Dobbie, a Pedigree Dog. Mom says I embody gratitude. My favourite treat is peanut butter and I love Sunday afternoon strolls with Dad! I dislike baths, ugh, can't I just stay dirty? What am I being punished for … ?
Logan,
Canine Charm
Hi, I'm Zoey! I'm an Africanis Golden Retriever mix and a bit energetic and crazy, that's me! My favourite thing to do is play ball with my Dad. I also have a major weakness for Beeno Mallows, yum! When it comes to bath time, I always run away!
Hi, I'm Cassidy! I am a Jack Russell Maltese Poodle mix. My Mom describes me as demure. My favourite things in life are sleeping, getting belly tickles, eating Beeno Mallows and Woolworths chicken (I have refined taste, you know!). I'm not very impressed by bath time. I'm a total mom's girl - we love cuddling and snoozing together!
Snuggle Pugs
Hi! We're Cleo and Titan. Our humans describe us as feisty and rambunctious, respectively. When it comes to treats, we go CRAZY for chicken livers! Our favourite thing to do is go on "walkies" around the Heron dam. Bath time? Ugh, don't even get us started! We try to escape ... but, after it's all over, we feel relieved and fresh! We love both our humans equally! Whoever's been away gets the royal treatment: wags, snuggles, and sloppy kisses! We're one big, happy pack!
Poodle Pal
Le Domaine Estate
Hi! I'm Oscar, a 12-year-old Toy Poodle. My Mom says I'm loyal. I have a weakness for treats, especially cheese (ssh, don't tell - it's supposed to be forbidden!). My favourite activity is walks with my Mom and Dad. I'm not a fan of bath time, though - water just isn't my thing. While my Dad might be my favourite, I love it most when we're all together!
Hi. I’m
Your Estate Manager
Tell us a bit about yourself and your estate
Hello, I'm the Estate Manager of Le Domaine, a position I've held for 16 years, and I am fortunate to have the support of a loyal and dedicated team and Board of Trustees. My goal is to create a safe, welcoming environment for our residents. I believe in the power of community, harmony, and embracing diversity.
Outside of work, I'm a proud mother to a 14-year-old daughter who keeps me young and energised. Balancing work and personal life
is challenging, but rewarding. Le Domaine is a stunning Lifestyle Estate designed for the active over-50s, catering to individuals who enjoy a full and varied lifestyle. With 700 residential units spread across 35 hectares and enclosed by a 7.5km boundary wall, residents cherish peace of mind, and active and healthy lifestyles.
How did you end up being the estate manager for Le Domaine?
Prior to being “headhunted” by the Board of Trustees of the Body Corporate in 2009, I spent 23 years in hospitality, holding various
management positions in South Africa, Switzerland, and Germany. A highlight of my career was working on the Queen Elizabeth II passenger liner for five years, gaining invaluable experience that serves me well in my current role.
What do you love most about your job?
I wouldn't call running an estate a job; it's a way of life. Managing an estate truly becomes an integral part of your existence. It's a role that demands not just professional skills but also a deep personal commitment. I enjoy every aspect of running Le Domaine. Moreover, the role allows me to continuously learn and grow.
What challenges do you face as an estate manager?
One of the biggest challenges we face is ensuring that levies remain affordable for our owners while maintaining the high standards that we’re known for. As the estate continues to age, costs rise, requiring careful planning, budgeting, and cost-effective solutions that don't compromise quality. Our goal is to provide a safe, beautiful, and wellmaintained environment for all residents.
What makes Le Domaine special to you?
This dynamic environment keeps me motivated and passionate about my work. In essence, managing Le Domaine is a lifelong journey of dedication, growth, and community building. It's about making a positive impact on the lives of our residents and ensuring that Le Domaine continues to be a sought-after estate for generations to come.
Tucked away in the breathtaking Kuleni Private Game Park, Nguni Lodge invites you to experience a unique blend of comfort and nature. This eco-luxury retreat is the ultimate getaway for families, friends, and large groups seeking a peaceful escape. Imagine lounging on our spacious deck or in the glistening pool, where every glance rewards you with stunning views of the local wildlife roaming freely in their natural habitat. Whether you’re savoring a quiet moment or sharing laughter with loved ones, Nguni Lodge provides the perfect backdrop for relaxation and adventure.
Perfectly situated for unforgettable excursions, you’re just a stone’s throw away from the world-renowned Hluhluwe/ iMfolozi Game Park and the vibrant landscape of St Lucia and Sodwana Bay. Come and create memories that will last a lifetime in this enchanting sanctuary. Your eco-luxury adventure awaits at Nguni Lodge!
legal clarity for Homeowners Associations
the legal landscape for Homeowners Associations (HOAs) in South Africa is evolving, with recent court rulings shedding light on key governance and dispute resolution issues. As a specialist community schemes attorney, Director at BBM Attorneys, and co-author of the best-selling Demystifying Sectional Title, I believe that these cases reinforce the importance of legal clarity for both homeowners and HOA Directors.
A particularly significant ruling is Bogatsu and Another v 108 on 8th Street Homeowners Association [2024] ZAGPJHC 611, which addressed the question of whether the Community Schemes Ombud Service (CSOS) has exclusive jurisdiction over HOA disputes. The court ruled that CSOS jurisdiction does not preclude the Magistrate’s Court from hearing such matters. This decision confirms that homeowners and HOAs have the choice of forum when resolving disputes, which is crucial for ensuring access to justice.
Another noteworthy case is Propell Sectional Title Solutions (Pty) Ltd v Summerville Homeowners Association and Another [2024] ZAWCHC 187, which examined whether the City of Cape Town had required the establishment of an HOA as a municipal planning condition. The court found no such condition existed, raising important questions about the legal standing and obligations of HOAs that may have been formed without clear statutory backing. This case highlights the necessity of certainty when establishing an HOA, particularly in terms of legal requirements and municipal involvement.
With HOAs playing a critical role in maintaining order and value within residential communities, it is important to stay informed on legal developments. These cases illustrate the complexity of HOA governance and the need for trustees, managing agents, and homeowners to understand their rights and responsibilities under the law.
As South Africa’s residential estates continue to grow in size and sophistication, ensuring that HOAs are properly constituted and legally compliant remains a priority. Legal certainty benefits all stakeholders; a well-run HOA contributes to community harmony and property value, making legal compliance not just necessary but essential. At a recent meeting of the Sectional Title Advisory Council, I submitted that the Companies Act is in fact a clumsy vehicle to govern these large estates and that a separate act should be promulgated specifically for HOAs.
For further insights and expert guidance on HOA governance, contact Marina Constas at BBM Law. The firm has five branch offices across the country.
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and a
at BBM
the best-selling book, Demystifying Sectional Title, which is the definitive guide for anyone living, buying or leasing property in a sectional title complex. www.bbmlaw.co.za
MariNa is a specialist
attorney
director
Law. Marina is the co-author of
woRds MARinA constAs
Valid from 1st to 31st May '25
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The Impact of interest rates
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2025 is already in full swing and, as ever, the property market is a natural topic of conversation. Most people are interested in what the market will do and where to buy. Many factors influence the buoyancy of the property market, but interest rates are the key. We experienced some of our lowest interest rates in 50 years (in 2021 and 2022) postCOVID and we saw the massive impact it had on buyer confidence, affordability and the appetite of banks to lend. This saw a significant surge in buyers across all sectors.
It was inevitable that the low rates were not going to be sustainable, but few forecasted the steady rise in interest rates that we saw between the end of 2022 and the back end of 2024. This took us to the highest levels that we have seen in over a decade and had an impact on both investor sentiment and the appetite of developers. This was further compounded by the uncertainty around our national election in May 2024 which meant that 2023 and the first half of 2024 was a challenging period for the property market. A silver lining from these grey clouds, however, was that the challenges presented encouraged developers to optimise their product offerings which resulted in many attractive investment opportunities being made available to the public.
The formation of the GNU was a positive step forward and so were the reports on inflation moving within our inflationary target range and the suspension of load-shedding. At the time of writing this in early March, we have seen three interest rate decreases in the past few months and we can reasonably expect a fourth by the end of the first quarter of 2025. Although the cuts to date have been small (0,25% each), it signals the end of our interest rate spike, and many are predicting that we may see two or three further cuts during this year. With the repo rate now at 7.5%, I believe this sustained momentum will further drive the property market, setting the stage for a strong 2025 across various sectors and regions in South Africa.
WHAT DOES THIS ALL MEAN FOR THE AVERAGE PROPERTY OWNER?
For South African consumers, especially those carrying debt such as home loans, car finance, and credit card repayments, the interest rate reduction provides much-needed relief. Over the past two years, the cost of borrowing has risen steadily, placing enormous pressure on households. Middleclass homeowners have felt this burden acutely, with some experiencing bond repayment increases of an additional few thousand per month. Now, with rates on the decline, there is a tangible easing of financial strain, offering many the chance to recalibrate their finances.
For instance, if one had to look at buying a property worth R2 million at the previous interest rate of 11.25%, your monthly repayment on a 20-year home loan with no deposit would be around R20,985.00. With the latest interest rate drop to 11%, your monthly repayment would decrease to about R20,644.00saving you just over R4,000.00 annually.
WHAT HOPE 2025 BRINGS
South Africa’s inflation is not quite aligned or at its lowest yet, which does prime itself for further interest rate decreases during 2025. While timelines are unknown, SARB governor Lesetja Kganyago was quoted as saying that inflation is likely to remain in the bottom half of our target range through the first half of this year.
We predict a lot of opportunities for property buyers this year, by staying informed and proactive, property investors can navigate this evolving landscape with confidence and capitalise on the opportunities ahead.
Many factors influence the buoyancy of the property market, but interest rates are the key
Nestled in the foothills of Alverstone, Stoneford Country Estate features open pastureland’s, sweeping green hills, bridle trails, dams, conservation areas, and wildlife, synonymous with KwaZulu Natal.
Stoneford Country Estate is a beautiful part of the world in which to live, located on the R103 just outside of Hillcrest, offering residents a modern country lifestyle without sacrificing the easy access to Hillcrest and Westown Square and their respective amenities alike.
A fresh and contemporary lifestyle, Stoneford strikes the perfect balance between scenic country and a modern living in the perfect setting. You can understand why the area is so sought after with close proximity to the top schools in the area. The perfect balance.
FREEHOLD SITES
Spectacular 1500 sqm to 2100 sqm freehold sites for sale, priced from R775 000 to R1 375 000 including transfer duty. Owners are free to use their own Architect or Contractor. Currently with a 20% price reduction, enquire today.
DEVELOPMENT OPPORTUNITY
Stoneford Country Estate has three high density sectional title development sites for sale, totaling 11 hectares with 100 units permitted. Services to boundary of sites included. Prices range from R5,2m to R6,5m excluding VAT, and are suitable for a Townhouse or Retirement Scheme.
