WITH THE JERSEY ARCHITECTURE AWARDS HAPPENING THIS MONTH, WE CHECK OUT A PROPERTY SHORTLISTED FOR ‘BEST LARGE SCALE NEW BUILD DEVELOPMENT’
G e r i O ' B r i e n
01534 722 227 gobrien@savills.com
H a r r y P h i l p o t t
01534 722 227 harry.philpott@savills.com
t i m e e r h o m e
C e n t r a l , R o s e v i l l e S t r e e t J E 2 4 D F
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£535,000
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d r i v e w a y p a r k i n g f o r o n e - t w o v e h i c l e s
ng Price £585,000
i f i e d
V i c t o r i a M a r k l a n d
01534 722 227 victoria.markland@savills.com
r e a t l o c a t i o n
R o u t e D e L a C o t e M a r t i n , J E 3 6 D R
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i n g W h i l s t t h e h o m e r e q u i r e s
D e b b i e L e B r u n
01534 722 227 debbie.lebrun@savills.com
v a t i n g , i t h o l d s i m m e n s e p o t e n t i a l a n d
s t h e n e w o w n e r s t h e c h a n c e t o c r e a t e
d r e a m h o m e i n a s o u g h t a f t e r l o c a t i o n
ng Price £1.7 million
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e D e s R a i s i e s M a r t i n , J E 3 6 A T
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p l e t e p r i v a c y w i t h f a r r e a c h i n g g r e e n
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ng Price £2.595 million
i f i e d i f i e d
St. Brelade £825,000
A four bedroom, two bathroom detached dormer bungalow, nestled in the picturesque parish of St Brelade. This property offers a perfect blend of comfortable living spaces, charming features, and versatile accommodation options, ideal for modern family life. A spacious and inviting living room, perfect for relaxing with family and friends. The adjacent dining room provides an elegant setting for meals and gatherings, while the well-
Indigo 01534 639955
St Brelade £995,000
This charming bungalow, located in a highly sought-after area, offers both space and privacy while being close to local amenities. Upon entry, a spacious hallway leads to the open-plan living and dining area, filled with natural light from large windows. This versatile space is perfect for both entertaining and family relaxation. The adjacent modern kitchen features plenty of storage and up-to-date appliances. A tranquil conservatory offers views of lush
Savills - 01534 722227
appointed kitchen offers ample storage and workspace. Enjoy seamless indoor-outdoor living with direct access from the kitchen to the expansive garden, perfect for al fresco dining and outdoor activities. The bungalow boasts three generous bedrooms, each offering a cozy retreat for family members. The family bathroom is tastefully designed, featuring modern fixtures and fittings.
greenery, making it a perfect spot to unwind. The bungalow includes two generously sized double bedrooms. The principal bedroom boasts an ensuite, while the second bedroom is served by a separate house bathroom. Outside, a private patio garden provides the ideal setting for al fresco dining or soaking up the sun. A detached summerhouse offers additional space for a home office, studio, or peaceful retreat. Completing the property is a large double garage and a driveway with parking for four cars.
Places.je #51154
Places.je #49167
Grouville £995,000
On the market for the first time in 50 years, this incredibly spacious, detached bungalow occupies a substantial plot in a prime location with distant views over bordering fields towards Mont Orgeuil and the French coast beyond. In need of sympathetic modernisation in parts this superior, well maintained home offers flexible, well proportioned and spacious accommodation throughout. Currently utilised as a 3 bedroom home PLUS a recently modernised studio /
Properties - 01534 710710
St Clement £1,050,000
This detached and generously proportioned bungalow presents an ideal opportunity for downsizing, boasting a convenient location on a well-serviced bus route and nestled on a private road just a stone’s throw from the beach. While the property has been well maintained, it offers scope for modernization to suit personal preferences. Facing west, the bungalow comprises a kitchen/breakfast room, utility room, a large lounge/diner, two double bedrooms each
Gaudin & Co - 01534 730341
pool room that is simply ideal for visiting family, teenagers or staff! Also benefitting from good sized, surrounding, mature gardens and patios that include a large swimming pool to the rear along with a detached double garage and ample further parking. Offering tremendous potential to create a truly amazing home with the possibility of extending or even adding a floor, subject to the necessary permissions being approved, this rarely found home is not to be missed! No onward chain.
with ensuite bathrooms, a smaller bedroom/study, and a WC. The property enjoys a sizable garden, perfect for outdoor living, as well as the added convenience of a double garage and off-road parking for two cars, with potential for further expansion. With its desirable location, ample living space, and scope for customization, this bungalow offers an exciting opportunity to create a comfortable and personalized home.
Red
Places.je # 50124
Places.je # 51012
SusanLintell
SUSAN LINTELL ART
Susan Lintell is an artist and illustrator, specialising in unique designs for fine art, illustrations, and design. She brings a fresh and colourful perspective to visual art.
Based in her studio in St Saviour, Susan’s creativity is inspired by her connection with nature and the ocean. ‘The beauty, mystery, and vibrant colours captivates my imagination, and motivates me to capture it in my art. It serves as a purpose, encouraging me to create powerful visuals that tell a story and raise awareness. Whether through my character illustrations or unique artwork, I find joy and fun creating art that resonates with people on a personal level telling stories, sparking emotions, joy and fun, by connecting hearts through colour, texture, and design.’
Her artistic style is defined by crisp, clean lines and the vivid use of acrylics, mixed media and computer art, creating pieces that are both visually striking and textured, inviting viewers to engage with the tactile quality of her work. ‘Each artwork tells a story, offering an imaginative escape into whimsical and serene worlds that reflect my unique perspective.’
Susan is a storyteller, through captivat- ing visuals, she showcases the beauty of marine life found in Jersey’s waters, translating it into character-rich illustrations. ‘The challenge of bringing unique personalities to life in my artwork adds a deeper layer to my creative process, making each piece not just a visual experience, but an emotional journey.’
Through her vibrant creations she aims to educate and inspire, giving a voice to the ocean and its creatures in order to raise awareness about the importance of ocean conservation. ‘I want my art to speak to the heart, encouraging viewers to not only appreciate the beauty of the natural world but also to take action in preserving it for future generations.’
Susan’s artwork always carries a message—art with a conscience, a purpose, and a voice. ‘ I have an upcoming collaboration with Jersey Marine Conservation and Ocean Culture Life which will be amazing! Creating artwork that not only educates but also inspires people to take action is a wonderful way to blend creativity with meaningful causes.’
If you’d like to speak to Susan about commissions for
personalised artwork tailored to your requests she would love to speak to youThese include illustrations, portraits, character designs, paintings, or abstract pieces, all created with her signature vibrant style and attention to detail.
Our Genuine Articles are drawn from the ranks of Genuine Jersey, the organisation that supports local producers who create products on the island. Learn more about the organisation and how you could become a member and get featured here in future at www.genuinejersey.com
THE ISLAND’S BEST INTERIORS SHOP?
JERSEY’S BEST BUILDER OF EXTENSIONS? THE BEST LAWNMOWERS OR LANDSCAPERS? A BUSINESS THAT SIMPLY TALKS BUSINESS?
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PROJECT VIEW:
MELUSINE (FORMERLY CAMELOT)
ARCHITECT: GODEL ARCHITECTS
With Jersey Architecture Week in full swing as we go to print, it was great to attend the opening of the JAC Design Awards Exhibition at Capital House, where the island’s community of architects, supported by the Jersey Architecture Commission have taken up residence until the 20th October. Whilst we’d love to feature all the shortlisted projects, time was of the essense. We’ve therefore shared one particularly atractive property that is shortlsited for the ‘Best Large Scale New Build Developent’ category.
FIT FOR A KING
Camelot, once a property nestled in a granite outcrop of Mont Arthur in St Brelade, is no more. In its place stands a successor crafted with architectural ingenuity, a striking new build designed by Godel Architects, with Director Phil Satchell at the helm. Rising from the ashes is Melusine, a modern masterpiece shortlisted for both best new large-scale building and best interior in the 2024 Jersey Design Awards.
“The original building on the site was of a very poor quality of build, and had been
extended sporadically to the extent that it had become a warren of small rooms connected by meandering corridors and staircases,” Phil explained. Despite this, he added that Camelot had it’s own sort of endearing charm - something like the feel of being in a treehouse. This feature of the old property was taken into consideration when designing the new: “this idea of creating living spaces that give one the impression of living in the tree canopy was one of the main inspirations in developing the new design”.
Phil envisioned an architecturally bold, yet warm, home. This balance is reflected both in the cladding of the exterior skin and within the cosy interior. “The client didn’t want a white box-style home,” Phil explained,
to drive across the desire for a space both unique and inviting. This vision was attained in the use of stained cedar cladding inside, which lines the walls and ceilings with a natural warmth throughout the house. On the exterior, the fragmented form of the building reduces its visual scale, while the material palette of grey, western red cedar and zinc work in harmony to create a synergy with the beauty of the surrounding landscape. What's more, Phil’s design maximises sea views, creating sheltered external spaces that enable the outside to be enjoyed whatever the weather.
“We have tried to design the house so that there are a variety of external spaces which both take advantage of the spectacular views
over St Aubin whilst preserving intimate sheltered spaces, which have their own character and suit certain times of the day,” Phil explained. “Key to the idea of creating a modern “tree house” was to organise the rooms such that they enhance the experience of the wooded environment, arranged amongst a variety of long views which make one appreciate the flow of space from inside to outside”.
The property spans three levels, yet from the north side, cleverly masquerades as a single level home. Intermediary terraces and covered balconies link the levels seamlessly into the gardens below. Practically wasn’t forgotten - an ancillary unit complements the four-bedroom main house with a guest suite, double garage, and even lift access between the floors. From a recessed entrance, visitors are welcomed by timber slats that allow light to filter through without compromising privacy. This deep, rich, natural tone extends to the main house, with a 60s themed suspended fireplace taking pride of place in the lounge.
When asked what it was about Melusine that makes it stand out against other high-end projects undertaken in Jersey, Phil modestly praised its location. “It’s within walking distance of St Aubin,” he commented, “and yet has a high degree of privacy, good solar access, views… and parking! It also provides very high end accommodation within a building that is quirky and totally site specific”. The team at Godel Architects have worked thoughtfully whilst crafting Camelot’s successor, marrying innovative design with the client’s desire to create a home as comfortable as it is impressive. The OG may be gone, but its rebirth in this architecturally striking home propels its legacy forward, incorporating innovation with a deep respect for its surroundings.
PROPERTY TRANSACTIONS
The latest transactions through the Royal Court
13 September 2024
Apartments 139-142, The Limes, Green Street, St. Helier £1430000
52 St Saviours Road, St Saviour’s Road, St. Helier £780000
The Swallows, La Grande Route De St Pierre, St. Peter £700000
6 Clos De La Bout, La Rue De La Mare Ballam, St. John £577000
Apartment 7, Pavillions Block Ii, The Pavilions, La Route De Beaumont, St. Peter £420000
Share 2, 10a Sligo Lane Apartments, Aquila Road, St. Helier £325000
Apartment 3, Langham House, 11 Hilary Street, St. Helier £205000
La Girouette, La Rue Laurens, St. Clement £1375000
Coeur De Lion, 41 Le Clos De L’arsenal, La Route De Ste Marie, St. Mary £770000
Debonaire, La Grande Route De St Martin, St. Martin £610000 Savills
6 Clos De La Bout, La Rue De La Mare Ballam, St. John £577000
Lake Vale, Les Htivieaux, St. Ouen £380000
Share 4, 31 Midvale Road, Midvale Road, St. Helier £260000
Apartment 5, 2 Queens Road, Queen’s Road, St. Helier £140000
Norwood Grove (Formerly Called Vale View), La Profonde Rue, Trinity £1370000
20 Clos Du Ruisseau, La Grande Route De St Martin, St. Martin £730000
28 Magnolia House, La Route De St Aubin, St. Lawrence £595000
Glengarry, Le Mont Fallu, St. Peter £550000
Apartment 124, The Limes, Green Street, St. Helier £365000
Undivided Half Share Of 6 La Colline Apartments, Queens Road, St. Helier £260000
Apartment 10, Block B, La Route Des Quennevais, St. Brelade £120000
Le Vivier, La Grande Route De Rozel, St. Martin £17000000 Livingroom
10 Clos Du Manoir, La Route Du Manoir, St. Peter £800000 Slomans
Saxe-Coburg, 51 La Ville Du Bocage, St. Peter £670000
Share 2, 15 Clarendon Road, St. Helier £416650 ND Estates
29 Albert Place, La Route Du Port Elizabeth, St. Helier £297500
Undivided Half Share In Each Of The Shares Numbered 48 And 52, 16 Hilary Street, St. Helier £4981792
4 Maufant Farm, La Route De Maufant, St. Saviour £753000
Girasoli (Formerly Known As Le Petit Alleur), Hautlieu Avenue, Wellington Road, St. Saviour £489000
Apartment 21, 16 Hilary Street, St. Helier £395000
Apartment 1, 11 Clarendon Road, St. Helier £210000
Le Notre, Le Clos De Maitland, La Rue Du Presbytre, St. Clement £850000
Tiki, 32 Abbotsmount, St Johns Road, St. Helier £700000
Apartment 2, Copper Beech Court, La Grande Route De St Jean, St. Helier £435000
Share 5, Ashley House, St Saviours Hill, St. Saviour £379000 Property Store Jersey
The Garage Numbered 1, 2 Queens Road, Queens Road, St. Helier £65000
Agents! Don’t forget to claim your sales through our Places admin console and show which properties you sold, just click ‘historic sales’ from your menu and ‘claim’!
MORTGAGE market update
Words: Peter Seymour, The Mortgage Shop
The Governor of the Bank of England has said that he expects interest rates to fall gradually but has warned borrowers not to expect a return to the nearzero levels last seen four years ago, settling instead at a ‘’neutral rate’’.
The textbook description of a neutral rate of interest is the level at which monetary policy is set for stable prices and is neither stimulating nor restricting economic growth.
After the 2008 financial crash, central banks believed that interest rates needed to be at or close to zero to maintain economic growth. The neutral rate over the next decade, barring another financial crisis is currently expected to be close to 3%.
UK MORTGAGE PROVIDERS
In the UK, mortgage providers are expected to continue to reduce rates, possibly engaging in a price war as base rate falls, reintroducing income multiples up to six times salary, and offering in certain cases, 100% mortgages.
JERSEY LENDERS
This pattern might not be followed so closely by their Jersey counterparts who have to pay a premium for the funds they have to access to lend out as mortgages. Income multiples have all but disappeared and have been replaced by a rather complex risk-based calculation, which varies considerably between all of the local lenders.
Whilst 95 % mortgages, even 100% are available, these are not best advice in the local market due to falling house prices and the risk of negative equity happening very quickly after purchase.
FURTHER REDUCTIONS THIS YEAR?
Earlier this year there were great expectations that base rate would fall in August, then in September and now October, with financial markets now predicting a fall to 4.5% by the end of this year, possibly in two tranches each of 0.25%.
BEST RATES
October September July
2-year Tracker rate 60% LTV 5.5% 5.50% 5.44%
2-year Fixed rate 60% LTV 5.04% 5.34% 5.79%
2-year Fixed rate 90% LTV 5.44% 5.64% 5.49%
5-year Fixed rate 60% LTV 4.54% 4.84% 5.29%
5-year Fixed rate 90% LTV 4.99% 5.14% 5.49%
What should be taken into account however is the fact that the first Labour Budget is due for release on Wednesday 30th October, and this could have a detrimental effect on parts of the economy with a knock-on impact on base rate reductions.
2025 PROJECTION
In the meantime, the projection for 2025 is for the base rate to reduce further to 3.5% by year end. This news is very encouraging for anybody looking for a mortgage next year or whose fixed rate comes up for review during that time, as it is possible that by that stage five-year fixed rates could be closer to 3%.
5 YEAR FIXED RATES
In Jersey, some fixed rates have nudged down in the past few months, although five-year fixed options, whilst appearing to represent sensible planning for the future might not be the best choice as they will become very expensive to service by the end of next year if rates fall as predicted, leaving the borrower trapped for a further four years.
There is always the option to cancel the rate by paying a penalty, although this can be expensive with early repayment penalties being 5% during the first twelve months, reducing to 4% for the next twelve months and so on.
TWO YEAR FIXED RATES
In the current somewhat uncertain climate, most of our clients are fixing their mortgages for no more than two years only, and whilst these products are more expensive, they give the borrower the peace of mind that their payments are pegged for no more than 24 months should there be further reductions in base rate.
There is still an adventurous minority who choose a tracker rate, although this option will always be more expensive when compared to the two and five year fixed options.
PROPERTY ON THE MARKET
Places.je currently have 1704 apartments and houses on their site – this is the highest number that we have ever seen and is a clear indication that as asking prices fall and interest rates improve, there is likely to be a huge increase in activity in 2025.
The only stumbling block is the fact that mortgage providers are already stretched with delays of up to four weeks before applicants can have an appointment with lenders and in some cases even longer for mortgages to be approved.
With its direct links to all lenders, The Mortgage Shop is able to significantly reduce these delays by supervising the whole process from first interview to handover of keys on the day of completion.
The rates for October are starting to show a downward trend, and it is likely that this will continue on the ensuing months.
Looking for your mortgage? We move quickly!
No waiting ages for an appointment. No endless meetings to find the best lender. We’re quick and efficient to get your mortgage moving.
And with 100s of different mortgages at our fingertips, why not let us do the hard work and shop around to find the best mortgage option that works for you? We won’t stop there, we will be right with you every step of the way, to make sure buying your dream home goes smoothly.
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Connecting People & Property Perfectly.
Wilsons Knight Frank specialises in all aspects of the Jersey property market. We provide our clients with unequalled contacts, a trusted experience and an exceptional service, with access to both national and international purchasers through our proven Knight Frank global network. To learn more about this property or to discuss your property needs, please call 01534 877977.
