Find Geelong 2024 - March Edition

About the Find Geelong

By Warren Strybosch

The Find Geelong is a community paper that aims to support all things Geelong. We want to provide a place where all NotFor-Profits (NFP), schools, sporting groups and other like organisations can share their news in one place. For instance, submitting up-and-coming events in the Find Geelong for Free.

We do not proclaim to be another newspaper and we will not be aiming to compete with other news outlets. You can obtain your news from other sources. We feel you get enough of this already. We will keep our news topics to a minimum and only provide what we feel is most relevant topics to you each month.

We invite local council and the current council members to participate by submitting information each month so as to keep us informed of any changes that may be of relevance to us, their local constituents.

EDITORIAL ENQUIRES:

Warren Strybosch | 1300 88 38 30 editor@findgeelong.com.au

PUBLISHER: Issuu pty Ltd

POSTAL ADDRESS: 248 Wonga Road, Wararnwood VIC 3134

ADVERTISING AND ACCOUNTS: editor@findgeelong.com.au

GENERAL ENQUIRIES: 1300 88 38 30

EMAIL SPORT: editor@findgeelong.com.au

WEBSITE: www.findgeelong.com.au

OUR NEWSPAPER

We will also try and showcase different organisations throughout the year so you, the reader, can learn more about what is on offer in your local area.

To help support the paper, we invite local businesses owners to sponsor the paper and in return we will provide exclusive advertising and opportunities to submit articles about their businesses. As a community we encourage you to support these businesses/columnists. Without their support, we would not be able to provide this community paper to you.

Lastly, we want to ask you, the local community, to support the fundraising initiatives that we will be developing

and rolling out over the coming years. Our aim is to help as many NFP and other like organisations to raise much needed funds to help them to keep operating. Our fundraising initiatives will never simply ask for money from you. We will also aim to provide something of worth to you before you part with your hard-earned money. The first initiative is the Find Cards and Find Coupons – similar to the Entertainment Book but cheaper and more localised. Any NFP and similar organisations e.g., schools, sporting clubs, can participate.

Follow us on facebook (https://www. facebook.com/findgeelong) so you keep up to date with what we are doing.

We value your support,

The Find Geelong Team.

Geelong The

ALL THINGS GEELONG

ADVERTISING RATES (INCLUDE

The Find Geelong was established in 2019 and is owned by the Find Foundation, a Not-For-Profit organisation with is core focus of helping other Not-For-Profits, schools, clubs and other similar organisations in the local community - to bring everyone together in one place and to support each other. We provide the above organisations FREE advertising in the community paper to promote themselves as well as to make the community more aware of the services these organisations can offer. The Find Geelong has a strong editorial focus and is supported via local grants and financed predominantly by local business owners.

The City of Geelong is one of Victoria’s largest regional capital cities. Geelong had a population of approximately 230,000 as at the 2019 Report which includes 16,000 businesses. Geelong’s location is in strong growth corridor, making it an ideal location for businesses to explore options outside of the capital city.

ACKNOWLEDGEMENT

The Find Geelong acknowledge the Traditional Owners of the lands where Geelong now stands, the Wadawuarrung people of the Kulin nation, and pays repect to their Elders - past, present and emerging - and acknowledges the important role Aboriginal and Torres Strait Islander people continue to play within our community.

DISCLAIMER

Readers are advised that the Find Geelong accepts no responsibility for financial, health or other claims published in advertising or in articles written in this newspaper. All comments are of a general nature and do not take into account your personal financial situation, health and/or wellbeing. We recommend you seek professional advice before acting on anything written herein.

by Mary Ann Barnes

Australian Rules Football (AFL), often referred to as “footy,” stands as a cornerstone of Australian sporting culture. Since its inception in the late 19th century, the AFL has evolved into a dynamic and highly competitive league, captivating the hearts of millions across the continent. This article delves into the rich history, unique aspects, and the current landscape of the AFL, providing a comprehensive overview of the sport that has become a national obsession.

The roots of Australian Rules Football can be traced back to the mid-1800s, with various forms of football gaining popularity in different parts of the country. However, it was in Melbourne in 1858 that the first set of rules resembling modern-day AFL was established, laying the foundation for the sport we know today. Over the decades, the game has undergone significant changes, adapting to the demands of players, fans, and the ever-shifting sporting landscape.

One of the distinctive features of Australian Rules Football is its combination of elements from various sports. The game incorporates aspects of soccer, rugby, and Gaelic football, creating a fast-paced and physically demanding spectacle. Played on a circular field with an oval-shaped ball, the AFL boasts a unique set of rules that sets it apart from other football codes globally.

The AFL consists of 18 teams, each vying for the ultimate prize-the Premiership Cup. From the perennial powerhouses like the Essendon Bombers and Collingwood Magpies to the newer entries like the Gold Coast Suns and Greater Western Sydney Giants, the league showcases a diverse array of teams representing different cities and regions. The competition is fierce, with clubs battling it out over a grueling 23-round regular season to secure a coveted spot in the finals series.

The AFL Finals Series is the culmination of the season, where the top eight teams compete in a knockout format to determine the champion. The atmosphere during these games is electric, as fans pack into stadiums across the country to witness the drama unfold. From nail-biting finishes to memorable upsets, the finals series is a testament to the unpredictable nature of the sport.

The AFL boasts a roster of exceptional athletes who showcase skill, agility, and endurance. From legendary figures like Gary Ablett Sr. and Leigh Matthews to contemporary stars such as Patrick Dangerfield and Dustin Martin, these players contribute to the league’s rich tapestry, leaving an indelible mark on the history of Australian football.

Australian Rules Football transcends the boundaries of sport, uniting communities and fostering a sense of identity across the nation. As the AFL continues to evolve, embracing new challenges and opportunities, its place in the Australian cultural landscape remains firmly entrenched. This article serves as a glimpse into the heart and soul of the AFL, celebrating its past, present, and undoubtedly, its future.

In nearly all aspects of society, women do not receive awards or recognition at the same rate as men.

This month, Council plays its small part in addressing this imbalance, with our annual Women in Community Life Awards.

Held on International Women’s Day (8 March), the event publicly celebrates the significant impact and influence all the award nominees are having on our community.

Each year, since the awards began in 2016, we get to share the stories of women who are making valuable contributions across a range of sectors.

The awards also contribute to our wider commitment to pursue gender equity.

One of Council’s major health and wellbeing priorities, gender equity is about providing all people equal rights, responsibilities and opportunities.

Whether it’s in the areas of personal safety, pay parity or civic representation, gender equity is central to improving women’s health, economic status and participation in all aspects of life.

Council is guided by our Women in Community Life Advisory Committee, which advises us on matters relating to women’s participation, representation and leadership in community life.

This committee also does a power of work in co-ordinating the Women in Community Life Awards each year.

For this year’s edition, three previous award winners - Robyn Davis, Dianne Pont and Issara Saeyim – are leading a discussion panel.

The UN Women global theme for 2024 - Count Her In: Accelerating gender equality through economic empowerment – provides a basis for their conversation.

Community members can attend the awards in person, or can watch them online.

Winners will be announced in seven award categories, and we thank the sponsors for their generosity in putting together significant prizes.

For more information, please visit www.geelongaustralia.com.au/wiclawards

Engaging in activities that you love is not only enjoyable but also offers a multitude of benefits that can enrich your life in various ways.

So, if you’re on the fence about indulging one or some of your life’s passions, here are some advantages of doing something you love every day.

1. Enhances mental well-being

Doing things you love releases endorphins, the ‘feel-good’ hormones, which improve your mood and help you experience pleasure. Indulging certain hobbies or interests—whether it’s travelling, running, cycling, swimming, fishing, painting, embroidery, reading, baking, shopping, spa visits, etc.— provides an escape from the stresses of daily life, allowing you to recharge and maintain a positive outlook.

2. Boosts self-esteem

When you engage in activities that you’re passionate about, you’re more likely to excel in them, thus fostering a sense of accomplishment. This, in turn, bolsters your self-confidence and self-esteem.

3. Encourages personal growth

Doing your favourite activities can challenge you to develop new skills, learn from your experiences, and push your boundaries. This growth enhances your resilience and adaptability, making you better equipped to handle life’s challenges.

Why you need to do something you love every single day

4. Promotes social connections

Sharing your interests with others provides opportunities to bond with likeminded people and develop strong social connections. These relationships not only provide emotional support but also open doors to new experiences and perspectives.

5. Improves physical health

Many hobbies and passions, such as sports or dancing, involve physical activity. Regular exercise is crucial for maintaining good health, reducing your risk of developing chronic diseases and promoting overall well-being.

6. Stimulates creativity

Engaging in creative pursuits like painting, writing, or music stimulates our imagination, enhances problemsolving skills, and encourages innovative thinking. These skills are transferable to various aspects of life, including your personal and professional lives.

7. Fosters work-life balance

Pursuing your interests outside of work is crucial for achieving a healthy work-life balance. It helps prevent burnout and maintain your mental health, so you remain productive in your profession.

8. Reduces stress and anxiety

Taking part in activities that bring joy helps relieve stress and anxiety by providing

some much-needed mental break. This therapeutic effect can improve your overall emotional well-being and help you cope better with challenging situations.

9. Cultivates mindfulness

Engaging in activities you love often requires concentration and focus, which can help you develop mindfulness. This practice of being fully present in the moment has several psychological benefits, such as improved emotional regulation, reduced stress, and better self-awareness.

10. Enhances life satisfaction

Ultimately, doing things you love will enrich your life by providing a sense of purpose and fulfilment. When you’re passionate about something, you’re more likely to invest your time and energy in it, ultimately making your life more meaningful and satisfying.

Life is short, so it’s crucial to do the things you love.

Pursuing your passion offers a multitude of benefits, spanning the mental, physical, emotional, and social aspects of your life. By investing time and effort in doing the things you love, you can lead a more fulfilling and balanced life, and be better equipped to navigate any obstacles that may come your way.

Super Contribution changes announced by Government

ACCOUNTANT

By Warren Strybosch

The Federal Government has confirmed that there will be an increase in the non-concessional and concessional contribution caps. Currently, you could place up to $27,500 per year into super as a concessional contribution. Concessional contributions included your Superannuation Guarantee Contributions (SGC), Salary Sacrifice of super, additional employer contributions and personal contributions for which you wish to claim a tax deduction and where an Intent to Claim form had to be filled out. From 1st July 2024, the concessional cap will increase to $30,000 per year.

increase to $120,000. This is good news for those who are getting closer to retirement and wish to place more funds into super as the bring forward provisions, will allow non-concessional contributions to increase from $330,000 to $360,000.

Additionally, from 1 July 2024, the Total Superannuation Balance (TSB) thresholds used to determine the maximum amount of bring-forward non-concessional contributions available to an individual will also be adjusted.

The TSB is a fairly easy concept to understand. It’s usually the total amount of money you have in your super at any one time. The ATO measures your TSB each 30 June to determine which super measures you are eligible to use in the following financial year as follows:

• carry-forward concessional contributions

• non-concessional contributions cap and the bring-forward of your nonconcessional contributions cap

• work test exemption

• government co-contribution

• spouse tax offset

• segregated asset method for calculating exempt current pension income.

Warren Strybosch

You can call them on 1300 88 38 30 or email info@findaccountant.com.au

www.findaccountant.com.au

Important Information

This information is of a general nature only. It does not take into account your particular financial needs,circumstances and objectives. You should obtain professional financial advice if you have not already done so before acting on this information. You should read the Product Disclosure Statement (PDS) before making a decision to buy or sell a financial product. Any case studies,graphs or examples are for illustrative purposes only and are based on specific assumptions and calculations. Past performance is not an indication of future performance. Superannuation, tax, Centrelink and other relevant information is current as at the date of this document. This information contained does not constitute legal or tax advice.

Special Tax Return Offer

Leadership Secrets to Inspiring and Motivating your Team

LEADERSHIP & TEAM SPECIALIST

By Sally Higoe

Communication is largely considered to be the backbone of an organisation. However, people have distinctive communication styles shaped by dynamics like culture, age, religion, ethnicity, geography, and class. Therefore, as the world progressively leans towards diversity, it is obvious that we are likely to suffer communication breakdown and misunderstanding.

Without a smooth flow of communication, a company is likely to falter in its productivity. Your team’s morale is likely to go down due to poor communication. Miscommunication also ignites unnecessary conflicts in an organisation.

The first step towards ensuring your business has effective communication is looking at the various styles and types of communication and then settling on the best communication model. You need to assess your employees, find out their communication styles, meet halfway, and work towards building a uniform communication model across the organisation.

Many businesses go to great, expensive lengths to conduct assessments. However, to easily assess people’s communication styles, you can use the Extended DISC assessment.

One of the most useful Extended DISC assessments is the individual behavioural assessment that identifies the strengths and weaknesses of your team members. It can measure at a deeper unconscious level to exclude the impact of the current environment in which your team are experiencing.

Regarding your organisation’s communication style, the Extended DISC assessment system will help you to:

• Understand your team members’ differences and develop a uniform communication model

• Develop your organisation’s communication culture

• Follow up on your team members’ communication performance

• Reduce the effects of poor communication like conflict and turnovers

A leader must adjust their communication style to meet their team members’ style and thus motivate, inspire, and effectively complete tasks to the best possible outcome. You need to understand two basic perspectives of communication: style and types of communication.

There are four basic styles of communication:

• Passive communication- passive communicators keep it all to themselves and avoid expressing their grievances or giving their opinions.

• Aggressive communication- aggressive communicators are more radical and domineering in expressing their opinions and may infringe on other people’s rights.

• Passive-aggressive communication involves expressing negative feelings indirectly, mostly appearing passive on the outside but very aggressive on the inside. Passiveaggressive communicators are likely to use body language to communicate.

• Assertive communication- assertive communicators express their feelings clearly and directly while respecting other people’s feelings and opinions.

As a leader, you should adjust towards being an assertive communicator. Assertive communication is respectful and dictates that you should be a good listener, respect other people’s opinions and feelings, and be authentic. An organisation with assertive communicators is a critical-thinking and problem-solving organisation. For example, by using assertive communication, you are inclined to listen to and articulate opinions better and agree on what helps the organisation achieve the common goal. Consequently, assertive communication will encourage teamwork and create strong bonds among members.

Communication is also divided into five types:

• Verbal- transmitted via word of mouth

• Non-verbal- body language, eye contact, and touch

• Written- emails, letters, texts

• Visual communication- photographs, graphs

As a leader, it is important to understand that your team members may individually prefer different communication types. For example, some members may prefer a presentation of graphs and videos rather than long meetings or emails.

Generally, to adjust your communication style to your team members’ style, you may need to do the following:

• Use a variety of communication styles, for example, the same message in meetings, emails, and slide presentations. This will help you accommodate every team member.

• Reach a consensus with your team members. You may agree to negotiate with your team members and decide what is best for the business. You may forego your personal preferences and improve

your decoding skills, for example, forgoing verbal communication as your personal preference and having to improve on coding and decoding graphs.

• Be courteous. Like in assertive communication, you need to respect other people’s opinions.

• Listen to feedback. You should listen to what your team members say about your mode of communication, what they prefer, and what you should change.

• Train your team members on the contemporary styles of communication that are mandatory. For example, using PowerPoint presentations and videos in meetings should not be a problem for a team member in organisations where it is considered standard.

Conclusion

Organisations are increasingly becoming diverse, and it is important to have welldefined communication models. Team members and leaders should use a consistent communication model to facilitate smooth communication. As a leader, ensure you use the communication mode you want the rest of your staff to use. It is advisable to use assertive

communication and bargain on the best communication from verbal, non-verbal, written, and visual communication or use combinations. Most importantly, you must be authentic to your own personal style, while adjusting to meet the needs of others in order to truly motivate and inspire.

If you’d like to chat about this further and understand more about your individual selves or team as a whole, here are a couple of ways that I can help you to do this:

1. Extended DISC assessments, Being trained and qualified in both individual and team Extended DISC assessments places me in the perfect place to assist you to create the right path and hold your assessments should you wish.

2. Online Self Leadership Program For Emerging or Established LeadersBegin 2024 with purpose, connection and the skill to guide your people to autonomously operate the system while you effectively navigate and scope the most well-rounded possible plans. I’ve bundled up the stuff I know that matters with the tools I know that work, to give every leader the fundamental ability to be the True Character of Self Leadership

If these options resonate or you’d like to discuss other potential growth opportunities for your leaders, please reach out and email me to find time for a chat.

I love to support and inspire leaders on how they can best serve others whilst being true to themselves. Together we’ll work out the best way that you can do that.

Leadership & Team Specialist

www.linkedin.com/in/leadership-development-coach/ sally@team-resilience.com.au

a team where each individual is so strong in self that their focus is how to move together as one...

sally@team-resilience.com.au

SALLY

Sally Higoe

The entrepreneurial approach

BUSINESS COACH

By Deb Fribbins

Owners of small to medium businesses today who adopt an entrepreneurial mindset rather than a managerial one is on the lookout for innovative ways to attract clients.

The importance of understanding customer needs, adapting to market trends, and continually evaluating and evolving business strategies is paramount to success in todays ever changing landscape. An entrepreneur is Proactive, takes calculates risks based on research and analysis and is continuously seeking opportunities for continued growth.

8 Keys points an entrepreneur would consider are:-

1. Customer-Centric Approach:

1. Understands and meets customer needs.

2. Stays informed about market trends, preferences, and changes in consumer behaviour.

3. Regularly analyses the target audience and adapts the products or services accordingly ensuring ongoing relevance.

2. Adaptability:

1. Be adaptable to constant changes.

2. Embrace new technologies,

3. Evolve with consumer habits

4. Stay in front of market dynamics

3. Strategic Planning:

1. Develop and maintain a comprehensive business plan including:-

1. Sales plan, 2. Marketing plan, 3. Buying plan.

4. Financial plan

5. Business plan

2. Regular updates and revisions of plans to reflect changing goals and market conditions ensures agility and clear direction.

4. Employee Competency:

1. Ensure employment of staff with the necessary skillsets.

2. Regular staff training on current market trends

3. Clear standards on excellent customer service.

4. Empower staff with specific responsibilities

5. Care for staff concerns and involvement

5. Innovative Displays and Ambiance:

1. Creating an enticing and engaging environment for customer attraction.

2. Visually appealing displays,

3. An appropriate welcoming ambiance, relevant to the merchandise.

4. Create theatre or an experience to draw consumers in.

6. Post-Purchase Service:

1. Offers excellent after-sales service

2. Addresses all issues promptly.

3. Provide post sales support.

4. Maintain open lines of communication with customers and staff

7. Continuous Evaluation:

1. Regular assessment of each aspect of the business leads to identification of both strengths and weaknesses.

2. Capitalise on each successful area and make effective changes to any negative influences

3. Built in measurability, recording the outcomes assists with future planning

8. Planning for Growth:

1. Initial strategic planning addresses all the parameters within the business

2. Functional SMART planning in sales, marketing, financial and buying keep the business running daily.

3. Built in flexibility and adaptability to respond to changes in the current environment.

Encompassing these 8 principles with flexibility will assist to drive SME’s to thrive in any economic climate.

If you would like address this in your business book a time for a complimentary Appointment With Purpose (A.W.P.). We will explore your options together. https://calendly.com/deb-fribbins/ appointment-with-purpose

Deb Fribbins

FBT YEAR END: WHAT IT MEANS FOR YOUR SALARY PACKAGING

SALARY PACKAGING SERVICES

By Dan Nicholls

It’s not often you get told to spend, spend, spend. But this is one of those times. You’ve probably been responsible with your finances for most of the year, but when it comes to salary packaging - the fringe benefits tax year end (FBTYE) is here, and that means a few very important things if you’re planning on getting all the benefits out of salary packaging in the coming year. In this blog, we’ll cover exactly how the end of the fringe benefits tax year affects salary packaging and all the best ways to get the most out of this side of the financial year.

When is the end of the Fringe Benefits Tax (FBT) year?

The FBT year runs from the 1st of April to the 31st of March every year. The tax office made this decision to try to reduce the pressure of having to do fringe benefit reporting on top of the usual tax return, which is required at the end of the traditional financial year.

What does the end of the FBT year mean for me?

As we salary package expenses, we use more and more of the allocated yearly amount available to each of us. As we do so, our ‘salary packaging account balance’ gets used up. The reason the end of the Fringe Benefits Tax season is important is because when the FBT year restarts, your allowance restarts, too.

Let’s break it down -

Any unused salary packaging funds you might still have in your salary packaging ’account’ on the 31st of March 2024, will be taken off your salary packaging cap allowance in the new FBT year. By not spending that amount, it’s assumed that you either don’t need it or can’t spend it. The actual funds are transferred over (you don’t lose the money!), and the value is then deducted from your new cap allowance - which is the amount you can salary package in the coming year.

Here’s an example to make sure you don’t miss out –

If your salary packaging cap is $15,900 - and you currently have a balance of $200 on your salary packaging card on the 31st of March, you’ll only have $15,700 in the coming fringe benefits tax year for 2024.

This means that your goal until the tax year ends is to make sure you’ve spent everything in your ‘salary packaging account’.

So where can I spend the balance?

Luckily, there are a ton of things you can spend the balance on. To simplify it, we’ve compiled a list of the most popular ways to do that. You can spend it on:

- Everyday expenses or a big purchase you’ve been planning.

- Vouchers/gift cards

- Holiday accommodation

- A gym membership

- Eating out at a restaurant (using your meal and entertainment card) (Remember you can pay for your friends or family members too.)

- Repairs or a service to your car

Speak to CBB The Salary Packaging People, for more information about where you can spend your balance.

When should I spend it?

We now know that the end of the FBT is the 31st of March, but it’s important to remember the fact that even though the initial transaction happens instantly when you buy something, it can take a few days for your salary packaging balance to adjust. Each salary packaging provider has a different cut-off date for final expense claims, so check with yours to be 100% sure. The best advice is not to leave your spending till the very last minute.

Smart salary packaging spending

Now, you’re ready to get the most out of your salary packaging amount this year. We know some of it can get a bit tricky, especially when it comes to understanding Fringe Benefits Tax, so if you have any questions or need guidance with anything salary packaging-related, get in touch with a member of our team today. We’re ready to help everyone in the not-for-profit sector get the most out of your salary.

Paying For Experience!

VIDEO PRODUCTION

By Allison Groot

Wow, paying for experience…this topic is really hot right now.

I felt that for this month’s article, I would really like to retouch on a subject matter I have spoken about before and is a sore spot for most creative people at the moment.

The value of being trained and experienced vs Do It Yourself.

Now, don’t get me wrong there is value and merit in both. To have the knowledge and power to create and make your own social media and video content is great but there is something to be said for having an artist who has spent 10 years of their life or more… learning and honing their craft to make the perfect design, the perfect shot, and the perfect story.

Every time I do a project or make something in a digital world it is like I am molding and crafting with clay or wood. Even though these are solid tangible products, and creative is not, don’t all these items need professional training? A plumber does a 3 - 4 year apprenticeship to be an expert in their field and a designer, videographer and artist have all done 3 years of university.

You wouldn’t ask a plumber to design your logo nor would you ask a graphic designer to plumb your toilet, so training and knowledge are worth paying for.

Ask any creative professional out there and they would have a different take on this issue but the overarching theme is still the same… why do creative people not get paid what they are worth?

Whether it takes 5 mins or 2 hours to create something the process and creative input are still the same, so creatives should charge a rate that is aligned to their skills and experience not solely based on how long it takes them to design or create it.

This debate will rage on and on but what I do know paying for experience is: It’s worth the cost, the time and the expertise… your business will be better by using professionals.

Quick Tip:

Be really clear about what you want from your creative at the beginning of your project this will mitigate extra costs and also manage your expectations.

If you would like to know more about how Yes Today Media can help you or have questions…send us an email or call.

Allison Groot Creative Director

Preparing for the perfect paint job

PAINTING & DECORATING

By Steve Dahllof

Interior painting relies for success on the quality of its preparation. Preparing a room for painting is time-consuming and laborious, but if you follow these tips, you will have beautiful, smooth walls every time.

Preparing the room

Shift all possible furniture out of the room and cover what’s left with canvas drop cloths. Canvas absorbs paint and prevents it leaking onto the floor, a common problem if you use old cotton sheet or plastic sheets. You can also cover odd-shaped furniture with cling wrap.

Dust all surfaces to be painted whether you believe they are clean or not. Minute fibres or dust particles will interfere with the painting process. You can use a damp cloth but the best tool for dusting is a longhandled microfibre duster, preferably with an extension handle to reach up to ceiling level. It is a good idea to wear a face mask while doing this, even if you don’t have allergies or your walls have been dusted recently.

To ger rid of cobwebs and persuade spiders and all creepy crawlies to leave, use a long-handled brush.

To protect skirting boards and other surfaces you don’t want painted, apply masking or painter’s tape. Using a putty knife, press down firmly on the tape, especially where the unpainted and tobe-painted surfaces meet. This reduces paint bleed.

Check for any indentations or cracks in the surface. Use a putty knife and a minute amount of putty to fill in. Wipe off the excess and sand back gently.

Washing the walls

Whether DIY or done by professionals, washing the walls is mandatory. If you’ve hired professionals, washing walls is not usually part of their service and they will charge extra for doing it. Hire a professional cleaner or do it yourself.

Using a sponge mop, clean the walls (and ceilings if you are painting those) with a solution of sugar soap, also known as TSP (trisodium phosphate). It is essential to apply sugar soap in kitchens, especially near greasy areas like stoves, as grease can prevent paint adhering to the walls. Walls previously painted with a

satin or gloss paint also need sugar soap so that the new coat of paint will not crack due to the slippery sheen of the gloss. Note that sugar soap will darken some wooden surfaces such as mahogany.

To apply, put on rubber gloves and goggles and mix sugar soap into a bucket of warm water until it is dissolved completely. Dip the sponge mop into the solution and wipe down the walls. Rinse the surface with a clean sponge and let it dry before starting to paint.

For small rooms, you could try Selley’s Sugar Soap Wipes. Clean with the smooth side and scrub with the other, rougher side to remove marks and stains. For more stubborn stains, try Mr Clean Eraser Pad Block. Cut to the size you need and test on an inconspicuous area. Scrub off those hard-to-lift pen scribbles or oils stains and rinse with water – easy!

Painting the room

First, set up a safe workstation. Access to and from the door should be free and uncluttered. Avoid situations where you have to reach over or across a ladder or painting equipment.

While you are painting, cover your paint trays with aluminium foil, or a plastic or garbage bag. Put a paper plate of baking foil to catch the drips under each paint can. Have a damp cloth within reach to be able to immediately wipe up drips before they dry.

Even when closing a paint tin carefully, there is the likelihood of paint splattering across the room. When you first open the can, punch a series of holes (using hammer and nails or a nail punch) in the rim’s channel where the paint collects so it will drain into the can and not all over your newly painted project.

Stretch a rubber band or tie a piece of string vertically over the paint can. Use it to scrape the excess paint off your brush. This reduces the amount of paint collecting in the channel of the rim.

Preparing your room thoroughly before painting will be worth it when you see the magic result at the end!

Formorepaintingadvice,contactDahllof Painting Services at sjd67@bigpond.net. au. We will be happy to answer all your inquiries.

Bills on revised tax cuts introduced in Parliament

ACCOUNTANT

The federal government has announced an overhaul of the previous Coalition government stage 3 tax cuts and introduced various changes in the personal tax rates that apply from 202425 income year and onwards.

Changing the original course of action, as announced by the previous Coalition Government, the new tax changes aim to focus on the low and middle income earners to help with the cost-of-living pressures.

The bills amending income tax rate thresholds, tax rates for individuals and Medicare levy low income thresholds have been introduced in the Parliament and await approval to become law.

The following changes have been announced to the personal tax rates:

• The lowest rate of income tax will be reduced form 19 cents in a dollar, down to 16 cents, this means a taxpayer earning $50,000 per year will receive a tax cut worth over $900 a year.

• The second tax rate will be cut from 32.5 percent down to 30 per cent and that will apply to an annual income of up to $135,000.

• The 37 per cent rate will be retained and will now apply from $135,000an increase up from $120,000.

• In the first increase since 2008, the threshold for the top tax rate of 45 per cent will also be increased. It will now kick in at $190,000, up from $180,000.

Income (per annum) Annual tax cut

$45,000 $804 $75,000 $1,154 $100,000 $2,179 $150,000 $3,729

Proposed changes to the low-income Medicare levy threshold

The income threshold at which taxpayers need to pay a 2% Medicare levy increase by 7.1 per cent, in line with inflation.

The low income threshold will rise to $26,000, up from the previous benchmark of $24,276. The threshold for seniors and pensioners will increase to $41,089, while families will be able to earn $43,846 before the levy kicks in.

Other matters

A 12-month long price enquiry will be conducted by the Australian Competition and Consumer Commission (ACCC) to scrutinise the supermarket pricing and the difference between farmgate and retail pricing shoppers end up paying.

Please note, the proposed changes are currently in the announcement stage and require parliamentary approval to become law.

Contact us

We can help you work out the exact tax cuts you may receive based on your current or expected annual income post 1 July 2024.

Elevate Your Business with Elmedia Marketing’s Proven Strategies for Positive Google Reviews

DIGITAL MEDIA

By Ethan Strybosch

Enhancing Online Reputation and Driving Growth in the Digital Age

In today’s digital age, online reviews wield unparalleled influence over businesses. Among the plethora of review platforms, Google Reviews stand out as a critical factor in shaping a company’s online reputation. Positive Google Reviews not only enhance visibility but also build trust among potential customers.

Importance of Positive Google

Reviews:

1. Visibility and Credibility:

Positive reviews on Google enhance a business’s visibility in search results. Google’s algorithm prioritizes businesses with higher ratings, making them more likely to appear in local search queries. Furthermore, positive reviews contribute to a company’s credibility, fostering trust among prospective customers.

2. Consumer Decision-Making:

Modern consumers heavily rely on online reviews to inform their purchasing decisions. According to recent statistics, 93% of consumers rely on Google Reviews to determine the quality of a

business, and 72% won’t act until they’ve read reviews. Positive Google Reviews serve as social proof, reassuring potential customers that they are making a sound choice by choosing your product or service.

3. Competitive Edge:

In a crowded marketplace, positive Google Reviews set your business apart from competitors. A higher star rating and positive testimonials can be the differentiating factor that influences a customer to choose your business over others.

Strategies to Generate Positive Google Reviews:

1. Automated Review Requests:

Implementing automated systems to request reviews can streamline the process. After a customer completes a purchase or service, an automated email or text message can be sent, politely requesting feedback. This ensures that satisfied customers are prompted to leave a review without significant effort on their part.

2. Incentivizing Positive Reviews:

While it’s important to remain ethical and compliant with review platform policies, offering small incentives can motivate customers to share their positive experiences. Consider discounts, loyalty

3. Timing and Personalization:

Timing is crucial when requesting reviews. Send requests when the positive experience is fresh in the customer’s mind. Personalize the request by addressing the customer by name and referencing specific details of their interaction with your business, demonstrating that their feedback is valued. This can all be automated in our El.ite marketing software.

4. Engage with Existing Reviews: Actively engage with existing reviews, both positive and negative. Responding to reviews, expressing gratitude for positive feedback, and addressing concerns in a constructive manner not only demonstrate excellent customer service but also encourage others to leave reviews.

Downsizer Contributions

FINANCIAL PLANNER

By Warren Strybosch

Australians aged 55 and over who sell their home are able to make a contribution of up to $300,000 into superannuation from the sale proceeds. Both members of a couple can take advantage of this rule for the same home, resulting in a total possible contribution of $600,000 per couple.

Contributions made under this legislation will not count towards other superannuation caps. Additionally, no work test or age restrictions apply, but you must have owned your home for at least 10 years, and it must have been your principal residence at some stage.

Who is eligible?

To be eligible to make a downsizer contribution, each of the following conditions must be met:

• You must be aged 55 or older at the time you make the downsizer contribution.

• The contract for the sale of the property was entered into after 30 June 2018.

• The home was owned by you and/ or your spouse for at least 10 years.

• The home is in Australia and is not a caravan, houseboat, or mobile home.

• The proceeds from the sale of the home qualify for a full or partial main residence exemption from capital gains tax.

• You provide your superannuation fund with a “Downsizer contribution into super” form no later than when the contribution was made.

• You make the contribution within 90 days of the sale proceeds being received.

• You have not made a downsizer contribution from the sale of another property in the past.

Important note:

If you are a member of a couple, however, you own 100% of the home being sold, your spouse can still make a downsizer contribution as long as you both meet the eligibility criteria.

To make a downsizer contribution, it is not necessary to purchase a new home. For example, a downsizer contribution may be made following the sale of an eligible home even if you are moving in with family, into a retirement village, residential aged care facility, or into another property you own.

Case Study:

Geoff (70) and Janine (64) have recently sold their family home for $900,000 after living there for 20 years.

Geoff was the sole owner of the home at the time of sale.

They now plan to move to the coast, where they own a holiday home.

Both Geoff and Janine are eligible to make a $300,000 downsizer contribution to super ($600,000 in total). That’s an additional $600,000 to generate tax-free pension payments to supplement their retirement income.

Although Janine did not own the home, she can make a downsizer contribution as Geoff’s spouse. Additionally, there is no requirement to purchase a new property to benefit from a downsizer contribution and boost retirement savings.

Remember, the downsizer contribution must be made within 90 days of selling the property (generally settlement date).

Risks to consider

Age Pension entitlements: You may risk losing some or all of your Age Pension if you sell your home and make a downsizer contribution. While the family home is exempt from the Asset Test, the $300,000 you contribute to super as a result of downsizing will be an assessable asset if you have reached pension age. This may impact your pension entitlements.

ATO assess eligibility: The Australian Taxation Office (ATO) determines if you are eligible to make a downsizer contribution. If you make the contribution and the ATO subsequently determines that you were ineligible, they will notify you and your super fund to assess what options are available. There is a risk that an ineligible contribution could count towards your non-concessional contribution cap.

Warren Strybosch

1300 88 38 30 | warren@findwealth.com.au

www.findwealth.com.au

Financial Planning is offered via Find Wealth Pty Ltd ACN 140 585 075 t/a Find Wealth & Find Retirement.

Wealth is a Corporate Authorised Representative (No 468091) of Alliance Wealth Pty Ltd ABN 93 161 647 007 (AFSL No. 449221).Part of the Centrepoint Alliancegroup https://www. centrepointalliance.com.au/

Warren Strybosch is Authorised representative (No. 468091) of Alliance Wealth Pty Ltd. Services offered are superannuation, retirement planning and aged care advice.

This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives.You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Whilst all care has been taken in the preparation of this material,it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities, employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.

What is Fatty Liver Disease?

NATUROPATH

By Kathryn Messenger

Historically, Fatty Liver Disease (FLD) was associated with excessive alcohol consumption, but now has evolved into two distinct categories: Alcoholic Fatty Liver Disease (AFLD) and Non-Alcoholic Fatty Liver Disease (NAFLD). Next month, I’ll delve into NAFLD, but for now, here’s the breakdown of ALFD.

Alcoholic Fatty Liver Disease (AFLD)

AFLD was first seen in prolonged alcohol abuse, where the liver struggles to metabolise the excessive intake of alcohol. This led to the accumulation of fat, impairing liver function and paving the way for inflammation. This is diagnosed with a blood test, but usually if you have FLD, you will find that you don’t metabolise alcohol well and will take a longer time to recover after drinking than your friends, or than you used to. You may also have other problems such as worse sleep after drinking.

Metabolically, alcohol is a sugar

Alcohol, intriguingly, shares a metabolic pathway with sugar in our bodies. When we consume alcohol, it undergoes a process in the liver akin to the metabolism of sugars by liver enzymes. This similarity helps explain why excessive alcohol consumption can contribute to the accumulation of fat in the liver. In both cases, whether from alcohol or sugar, the

liver faces an influx of substances that can overwhelm its processing capacity, leading to fat storage and eventually conditions like AFLD.

But regardless of the state of your liver, there are dietary and lifestyle changes that can turn your liver around.

Address the stress

It’s likely that stress, anxiety or depression have led to the high intake of alcohol. But rather than just using will power to move through this (as it’s doomed to fail once again), identify your stressors and find one or two that you can remove from your life. Find other ways to reduce your stress so that alcohol is not your only way to relax.

Reduce alcohol consumption

Now that you have reduced your stressors, start to reduce your alcohol consumption. Find something to do such as a new hobby with others to replace the time that you used to spend drinking.

Dietary changes

No dietary issue is in isolation, and it is highly likely that diet, along with alcohol has contributed to this disease. Below are some suggestions to get started, but we’ll dive into that in more detail next month.

- Prioritise Whole Foods: integrate an array of nutrient-rich fruits and vegetables into your diet, providing essential vitamins and antioxidants.

- These elements reduce inflammation and aid in liver repair.

- Proteins for Repair: include protein sources such as beef, lamb, kangaroo, poultry, fish, tofu, and legumes. These proteins play a crucial role in liver cell repair, bolstering its structural integrity.

- Mindful Fat Consumption: Opt for healthy fats like those found in avocados, nuts, and olive oil, steering clear of trans fats and deep fried foods. This ensures a balanced lipid profile, preventing the accumulation of unhealthy fats within the liver.

Further support

Whilst food is a powerful medicine, sometimes we need a bit more than that to help us along. Whether it’s dietary advice or natural medicines you need, Whole Naturopathy is here to help. Natural medicines, particularly herbs, have an amazing effect on your liver as well as on your mental health, which may be what got you into trouble in the first place. I would love to help your journey to optimal health, and help you live a long life with the health and energy to do well.

A Journey to Health and Wellness

Focusing on a healthy nutrition is a universal concern that transcends geographical boundaries, including Australia. In a country known for its diverse landscapes and unique wildlife, maintaining good nutrition is essential for overall well-being. Australians, like people around the world, are increasingly recognising the importance of a balanced diet in promoting a healthy lifestyle.

Australians have access to a wide variety of fresh and locally sourced foods, which can be incorporated into a nutritious diet. One of the cornerstones of a healthy nutrition plan is consuming a wide range of fruits and vegetables. These natural treasures are rich in essential vitamins, minerals, and fibre, providing the body with the nutrients it needs to function optimally. In Australia, seasonal produce is readily available and can be enjoyed in countless ways, from fresh salads to delicious smoothies.

Protein is another critical component of a healthy diet, and Australians have a penchant for lean meats such as kangaroo, beef, and chicken. These protein sources are essential for muscle growth and repair and provide a sense of satiety. Additionally, seafood, including barramundi and prawns, is a popular choice due to its high omega-3 fatty acid content, which supports heart and brain health.

Whole grains are yet another vital element of a balanced nutrition plan. Australians have easy access to whole-grain bread, rice, and pasta, which are excellent sources of complex carbohydrates, fibre, and various nutrients. These foods help regulate blood sugar levels and provide sustained energy throughout the day.

Dairy products play a role in Australian diets as well, with yogurt, cheese, and milk offering calcium and protein. However, it’s important to choose lowfat or reduced-fat options to manage calorie intake and maintain heart health.

In Australia, staying hydrated is essential, especially in the warm and sunny climate. Drinking plenty of water is crucial for digestion, temperature regulation, and overall health. Australians are fortunate to have access to clean, safe drinking water, which makes staying hydrated more manageable.

Finally, it’s important to be mindful of portion sizes and to avoid excessive consumption of processed foods, sugary beverages, and high-fat snacks. Australians, like people worldwide, are increasingly conscious of the need to limit these items to prevent weight gain and reduce the risk of chronic diseases.

In conclusion, focusing on a healthy nutrition is a shared goal that transcends geographical boundaries, including Australia. Australians have access to a wealth of fresh, locally sourced foods that can form the basis of a nutritious diet. By incorporating a variety of fruits, vegetables, lean proteins, whole grains, and dairy products while avoiding processed and sugary foods, Australians can promote their overall well-being and lead healthier lives. Good nutrition is a universal pursuit, and it’s one that Australians are actively embracing to stay fit and healthy in their beautiful country.

If this article has inspired you to think about your own unique situation and, more importantly, what you and your family are going through right now, please contact your advice professional.

This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.

The Cornerstone of a Bright Future: The Importance of a Good Education for Your Child

(Feedsy Exclusive)

As parents, we naturally desire the best for our children, aiming to lay down a path that leads to a fulfilling and prosperous future. One of the most critical and impactful steps on this journey is ensuring a good education for our children. A well-rounded education goes beyond the confines of academic excellence, shaping the character, nurturing the intellect, and broadening the perspectives of young minds. It’s important to recognise that a quality education doesn’t necessarily equate to a hefty price tag. With thoughtful research, planning, and involvement, parents can provide their children with an excellent educational foundation without breaking the bank.

The Value of a Strong Educational Foundation

1. Academic Achievement and Career Prospects: A good education opens doors to various academic and professional opportunities. It equips children with the necessary skills and knowledge to excel in their chosen fields, providing a stepping stone to higher education and lucrative careers.

2. Cognitive and Social Development: Education shapes the way children think, reason, and understand the world. It fosters critical thinking, problem-solving, and decisionmaking skills. Moreover, it offers a social environment where children learn to communicate, collaborate, and respect diverse perspectives.

3. Long-term Economic Benefits: Investing in your child’s education is investing in their future. An educated individual is more likely to secure a well-paying job, enjoy job stability, and contribute positively to society.

Making Quality Education Affordable

1. Early Planning and Saving: The earlier you start saving for your child’s education, the better. Explore education savings plans, scholarships, and grants. Even small, regular contributions to a savings plan can grow over time, easing the financial burden when your child is ready for higher education.

2. Research and Explore Options: Not all great schools come with a high price tag. Research different educational institutions, considering their teaching philosophies, curricula, and the overall environment. Sometimes, the best option might be a less expensive one that aligns perfectly with your child’s needs and your family’s values.

3. Take Advantage of Public Resources: Utilise public libraries, community centres, and online resources. Many organisations offer free or low-cost learning materials and programs. Encouraging your child to participate in community events and activities can also enrich their educational experience.

The Power of Parental Involvement

1. QualityTime and Shared Experiences: Engaging in educational activities together strengthens the parentchild bond and reinforces learning. Read together, explore museums, or simply discuss daily events. These shared experiences contribute to a child’s intellectual and emotional development.

2. Mutual Respect and Lifelong Memories: Being actively involved in your child’s education and interests fosters a relationship built on mutual respect and understanding. It creates a supportive environment where learning is valued and achievements are celebrated, leaving a lasting impression and a wealth of cherished memories.

3. Setting an Example: Children learn a great deal by observing their parents. Show your commitment to learning by pursuing your interests, reading, and embracing new experiences. Your attitude towards education will inspire your child to value and pursue their own educational journey.

In conclusion, the importance of a good education cannot be overstated. It is a gift that keeps on giving, paving the way for a future filled with possibilities and success. As parents, your role is pivotal. Through early financial planning, diligent research, and active involvement, you can provide your child with this invaluable asset. Remember, education is not just about schooling; it’s a lifelong journey that you embark on together with your child, enriched with shared experiences, mutual respect, and countless memories.

If this article has inspired you to think about your own unique situation and, more importantly, what you and your family are going through right now, please contact your advice professional.

This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.

GEELONG COUNCIL NEWS 2024

Step up to clean up Geelong

Community participation for this year’s Clean Up Australia Day is growing, with many schools, volunteer organisations and community groups already registered to clean up across Greater Geelong on Sunday 3 March

Clean Up Australia Day, which originated in 1990, encourages Australians to get out in their community and collect litter to protect our environment and keep Australia clean.

The event also provides an opportunity to educate the community about environmental responsibility and the significance of recycling.

Mayor Trent Sullivan

“We encourage communities, schools, and businesses to help clean up Geelong on Clean Up Australia Day and every day.

Every piece of rubbish collected is a step towards eliminating litter and conserving our environment.”

Councillor Peter Murrihy, chair of the Environment and Circular Economy portfolio

“Thank you those that have already registered to participate in Clean Up Australia Day, we encourage everyone to get involved. an up across Greater Geelong on Sunday 3 March.

By joining forces with friends, family, neighbours, and local community groups, we can make a meaningful environmental impact in our region.

It’s also a great opportunity to visit your local Container Deposit Scheme collection point to receive a refund for eligible containers.”

Victoria’s Container Deposit Scheme (CDS) commenced on 1 November 2023, marking a significant step towards a cleaner and more sustainable future for the state.

The Victorian CDS is jointly operated by VicReturn and TOMRA Cleanaway, which are the CDS operator for Greater Geelong.

Under the scheme, participants receive a 10-cent refund for each eligible container returned at designated CDS points across Victoria.

GeelongPort, in partnership with Corio Waste Management and the Friends of Cowies Creek, will conduct their annual Clean Up Australia Day activity at Seagull Paddock in North Geelong on Tuesday 27 February, which is Business Clean Up Day.

GeelongPort CEO Brett Winter

“We are steadfast in ensuring the health of the beautiful Corio Bay and the environment in and around GeelongPort, and we do everything in our power to maintain this in our day-to-day operations.

Each year we gather hundreds of kilograms of rubbish and we’re looking forward to ensuring that Seagull Paddock is clean and thriving by the time we’re done.”

Individuals and groups interested in participating in Clean Up Australia Day are encouraged to register online and adhere to safety guidelines, including wearing gloves and properly sorting recycling.

To register a clean-up activity or for more information about Clean Up Australia Day, visit the CleanUp Australia website.

For details on the Victorian Container Deposit Scheme, including eligible containers and collection points, please visit our website

Miranda Laird from Friends of Cowies Creek, Jordan Cammaroto from Corio Waste Management, Greater Geelong Mayor Trent Sullivan with Pedro Cascão and Lauren Andrews from Geelong Port at Seagull Paddock North Geelong.

Panellists announced and tickets available for Women in Community Life Awards 2024

The panellists for the 2024 Women in Community Life Awards have been announced as three previous award winners: Robyn Davis, Dianne Pont and Issara Saeyim.

Free tickets are available now for the awards that will be presented as part of the City’s International Women’s Day celebrations on Friday 8 March 2024Please register for the event to ensure you don’t miss out.

The annual awards acknowledge the contribution women have made to the Greater Geelong community, and in particular, the impact they have made to promote and advocate for the advancement of gender equality.

Winners will be announced across seven categories sponsored by local organisations: First Nations Woman, Climate Action, Disability Rights, Economic Empowerment, Education, Human Rights, and Leadership in Women’s Health.

The UN Women global theme for International Women’s Day 2024 is Count Her In: Accelerating gender equality through economic empowerment.

Greater Geelong Mayor Trent Sullivan highlighted that gender equity is a focus of the City.

“Gender equity acknowledges the critical work of women in our community and is one of the City’s five health and wellbeing priorities as laid out in our 2021-2025 Community Plan,” said Mayor Sullivan.

Greater Geelong Mayor Trent Sullivan highlighted that gender equity is a focus of the City.

“Gender equity acknowledges the critical work of women in our community and is one of the City’s five health and wellbeing priorities as laid out in our 2021-2025 Community Plan,” said Mayor Sullivan.

“The City is proud to recognise and celebrate the valuable contributions of women across our region.”

Councillor Melissa Cadwell, Chair of Women in Community Life Advisory Committee praised the ongoing success of the Women in Community Life Awards in providing an opportunity to acknowledge the women contributing to gender equity and inclusion in the community.

“It’s great to honour and celebrate the award nominees and panellists, who have taken responsibility in representing and improving our great community,” said Cr Cadwell.

Panellist Robyn Davis won the 2021 Women in Community Life award for Human Rights and has continued promoting human rights and gender equity in her role as General Counsel for the Institute of Sisters of Mercy of Australia and Papua New Guinea.

“I am pleased to be attending the event and discussing our roles as women in our community,” said Ms Davis.

“I am looking forward to meeting old friends and new. Together we thrive.”

Recipient of the 2018 Women’s Health and Wellbeing category award, Dianne Pont, currently teaches Community Services at The Gordon TAFE and actively collaborates on projects with local public schools and community organisations.

“Since receiving the Women in Community Life Award in 2018, I have continued working in and with our local community,” said Ms Pont.

“I am still passionate about using our individual and neighbourhood strengths rather than solely focusing on any barriers - It’s not just ‘what’ we do, but ‘how’ we do it.”

The final panellist, Issara Saeyim, was awarded the 2023 Women in Community Life Award for Education for her work at the Cloverdale Community Centre where she created and runs the well-being team and the Lotus Kitchen program.

“The UN Women global theme of “Count Her In” underscores the importance of ensuring women’s inclusion,” said Ms Saeyim.

“Initiatives like Lotus Kitchen act as avenues for providing opportunity for women to identify and address their own needs through skill-building and entrepreneurship.”

Tickets

To secure tickets to the Women in Community Life Awards on 8 March visit geelong.link/WICLAwards

Livestream

Alternatively, you can watch the event live through this livestream linkgeelong.link/WICLAwards2024

For more information visit our Women in Community Life Awards webpage or email communityexperience@geelongcity.vic. gov.au

St Leonards foreshore beautification project official opening

he City is excited to announce the completion of new St Leonards Foreshore public facilities thanks to funding provided by the Australian Government through its Community Development Grants Programme.

To commemorate this significant outcome, Federal Member for Corangamite Libby Coker MP and Mayor Trent Sullivan officially opened the upgraded foreshore facilities today with a community BBQ to celebrate.

The $430,000 project is a significant enhancement to the coastal area, providing residents and visitors with improved amenities and a more enjoyable outdoor experience.The St Leonards Foreshore now boasts a range of features aimed at enhancing accessibility and community enjoyment. Key highlights of the upgrade include:

• Accessible paths

• A shade shelter

• Accessible BBQ and 5 picnic tables

• A double shower and foot wash

• A double change room

• New waste bin enclosures and additional bins

• Tree plantings, landscaping and path connections

• A drink fountain (to be installed at a later date)

These additions are designed to create a more inclusive and welcoming space for people of all abilities to enjoy the stunning coastal surroundings.

Notably, the new furniture is made from recycled aluminium and is marinegrade suited to withstand the coastal environment at St Leonards. This sustainable approach aligns with the City of Greater Geelong’s commitment to minimising waste creation and supporting long-term waste solutions.

Federal Member for Corangamite Libby Coker MP

“These new facilities will ensure the foreshore park becomes a vibrant hub for community gatherings, leisure and relaxation.

The new facilities feature an open plan pavilion with a barbeque, beach showers, and CCTV cameras for improved community safety in this cherished space.

I’d like to congratulate the St Leonards Beautification Committee, Bellarine Bayside Coastal Management, and all members of the St Leonards community for their advocacy and continued involvement throughout the development process.”

Mayor Trent Sullivan

“St Leonards is a key tourism area for Greater Geelong with strong overnight and day trip visitation.

I’m very excited to announce the completion of the St Leonards Foreshore project.

A significant part of St Leonards’ economy is supported by tourists and visitors, with the overnight population tripling on peak holiday nights.

The St Leonards Foreshore Beautification project will undoubtedly elevate the recreational experience for our community and visitors alike.

The project, made possible through the generous funding from the Australian Government, reflects our commitment to creating inclusive, environmentally conscious public spaces.”

Bellarine Councillor Elise Wilkinson

“The upgrade has transformed the St Leonards Foreshore into a more accessible and vibrant community space, creating a destination that not only celebrates our coastal environment but also ensures everyone can enjoy the beauty of St Leonards.

The use of recycled aluminium for the new street furniture is a commendable step towards sustainability.

This not only enhances the durability of the facilities but also reflects a conscientious approach to environmental conservation. It’s so great to see eco-friendly solutions in the development of public spaces.

The use of recycled aluminium for the new street furniture is a commendable step towards sustainability. This not only enhances the durability of the facilities but also reflects a conscientious approach to environmental conservation. It’s so great to see eco-friendly solutions in the development of public spaces.”

Marie Reed,Convenor of the St Leonards Progress Association,Federal Member for Corangamite Libby Coker MP and Mayor Trent Sullivan Official Opening St Leonards Foreshore project

Appeal to help protect endangered Grey-headed Flying-foxes

There has been a concerning increase in the number of Grey-headed Flyingfoxes in Eastern Park requiring care this season, with around 200 succumbing to malnutrition and falling from their roost trees.

The rise in malnutrition has been attributed to a critical food shortage in the region.

Climate impacts, including an increase in rain events, are believed to have led to a scarcity of native flowering trees like Eucalypts, a key food source for the endangered Grey-headed Flyingfoxes, which has driven them to frequent residential orchards.

Consequently, more flying-foxes have been caught in illegal fruit tree netting, causing serious injuries that often require months of rehabilitation or, in some instances, euthanasia.

Fruit tree netting with large holes was banned in Victoria in 2021.

However, wildlife volunteers report that many homeowners are unaware of the ban and illegal netting remains common in residential gardens.

Fine mesh netting, such as fruit fly netting, remains legal and poses less risk to wildlife.

Within Eastern Park - the secondlargest colony in Victoria - weak and malnourished pups are easily disturbed, falling to the ground and becoming prey to a wide range of predators.

Trained wildlife volunteers have been monitoring the colony and have rescued many sick and injured bats.

Greater Geelong Mayor Trent Sullivan

“The Eastern Park flying-fox colony plays a vital role in our local ecology as pollinators of native Australian trees.

As a community we should respect the safety of the colony by not disturbing them.

We thank local volunteers for rescuing sick flying-foxes and for their ongoing conservation efforts.”

To mitigate disturbances, the City has temporarily implemented a mowing exclusion zone under the colony, with signage instructing visitors to remain quiet and keep their distance.

Councillor Eddy Kontelj, Chair of the Active Spaces portfolio

“The City is working to increase the area of suitable habitat and is taking innovative steps to help reduce threats to the survival of the Greyheaded Flying-foxes.”

Local wildlife shelter operator and veterinary nurse Leila Merritt is in care of 40 orphaned pups and several adult flyingfoxes rescued from illegal fruit netting entanglements.

Local wildlife shelter operator and veterinary nurse Leila Merritt

“This time of year, we see dozens of adult flying-foxes caught in illegal fruit netting.

Grey-headed Flying-foxes are an endangered keystone species that help regenerate our ecosystems.

The community can help our flyingfoxes by planting native flowering trees, using wildlife friendly fruit netting and sharing their fruit with our wildlife that desperately need it.”

If a flying-fox is found, individuals are urged not to attempt rescue but to contact Wildlife Victoria at 03 8400 7300 who will send a vaccinated, trained wildlife rescuer to assist.

Local wildlife shelter operator Leila Merritt feeding the injured flying-foxes

Rescued Grey-headed Flying-fox pups at the shelter

Free mulch from fallen trees

Community members are invited to Lara’s Chirnside Park to pick up free mulch this weekend, which has been processed from fallen trees from last week’s storm.

The mulch will be available from 7:30am5:00pm this weekend (24-25 February) and next weekend (2-3 March) at the Patullos Road park.

With Lara being hit particularly hard by the significant weather event, the City has stockpiled more than 15 loads of green waste from the area to provide the free mulch to the local community.

Executive Director City Infrastructure James Stirton

“The fallen trees and green waste had been chipped locally including on site at Chirnside Park.

We’re excited to offer Greater Geelong residents the chance to pick up free mulch for their properties following the storm last week.

It’s been a challenging time for some residents with the cleanup effort so we are pleased to be able to give back to the community.

We also need help to recycle the mulch as the pile is growing at Chirnside Park while the cleanup continues in the region.

A big thank you to those community members who have been proactive by moving branches off the road.

Our team has worked extremely hard to make the community safe in a short period of time.

Residents are welcome to bring a trailer along to collect the free mulch both this weekend and next.”

The City’s Drysdale Resource Recovery Centre is also offering free disposal of green waste debris and storm damaged items to affected residents in Greater Geelong. This offer has been extended until Tuesday 30 April.

Green waste debris is limited to trees, branches, and leaves from residents in cars, utes and trailers, however trucks will still incur standard disposal fees.

Lara residents also have the option of disposing of their storm-damaged items and green waste at the Wyndham landfill for free, if this location is more convenient than the Drysdale facility.

Material placed on nature strips will need to be disposed of via the Drysdale facility or green bins.

Women in Community Life Awards 2024

Our annual Women in Community Life Awards celebrate local women for their achievements in contributing to a fairer, more equitable community.

The Awards commenced in 2016 and continue to attract significant interest across the region to recognise women* who lead in neighbourhoods, clubs, business or work to progress gender equity and human rights.

The UN Women global theme for 2024 is Count Her In: Accelerating gender equality through economic empowerment

As a part of our work to progress gender equality and inclusion, the Awards play an important role in recognising the contribution made by women and the work they do in the community.

Across industries and disciplines, women do not receive awards or recognition at the same rate as men, including Australia Day Awards and Nobel Prizes.

Women often receive awards with less monetary value compared to men, and often receive less prestigious awards.

• Learn more about the previous winners

We are now calling for nominations for the 2024 Women in Community Life Awards.

The Awards will be announced an event on International Women’s Day on Friday 8 March 2024.

This event recognises and celebrates nominees who identify as a woman or a gender non-binary person who lives, works or studies in the Greater Geelong region.

2024 award categories

1. Women in Community Life Award for Economic Empowerment –sponsored by Women’s Health and Wellbeing Barwon South-West

2. Women in Community Life Award for a First Nations Woman – sponsored by Parliamentary Secretary for First Peoples & Member for Geelong, Christine Couzens, MP

3. Women in Community Life Award for Disability Rights – sponsored by Barwon Health

4. Women in Community Life Award for Leadership in Women’s Health –sponsored by GMHBA

5. Women in Community Life Award for Climate Action – sponsored by Member for Bellarine, Alison Marchant MP

6. Women in Community Life Award for Human Rights – sponsored by Zonta Club of Geelong

7. Women in Community Life Award for Education – sponsored by Soroptimist International of Geelong

Read our nomination guide for all the information you need to nominate a woman for the awards.

Need to know more...

For further information, or for assistance in completing the nomination form, please email communityexperience@ geelongcity.vic.gov.au

An expansion and upgrade of the netball facilities at Anakie Reserve will go ahead with the help of funding from the Australian and Victorian governments.

The City of Greater Geelong will build an extra court, plus sports lighting, players’ shelter and fencing at the reserve, which is home to the Anakie Football and Netball Club.

The federal government’s $312,867 contribution will come from phase 3 of the Local Roads and Community Infrastructure (LRCI) program, while the remainder of the $510,000 project is funded via a $197,133 grant from the state government’s Country Football and Netball Fund.

Construction is expected to be completed early in the 2024 winter netball season.

Deputy Mayor Anthony Aitken:

“These works will build on major improvements at Anakie Reserve in recent years.

The changerooms and social facilities have been transformed through major Council investments and with the help of this federal and state funding, we’ll now be able to deliver a netball upgrade.

This will help to further secure the future of the Anakie Football and Netball Club, which plays such an important and central role in the Anakie community.”

Netball upgrade for Anakie Reserve

Deputy Prime Minister and federal Member for Corio The Hon. Richard Marles:

“The Albanese Government knows that sport plays a vital role in our communities, and is proud to partner with the Victorian State Government in helping to support the City of Greater Geelong to deliver much needed upgrades to the Anakie netball facilities, via the LRCI funding program.

We’re looking forward to the exciting upcoming 2024 season and seeing the new facilities being put to good use.”

State Member for Lara Ella George:

“A second netball court at Anakie Reserve will mean even more netballers can get active and enjoy the sport they love.

Upgrades like this go a long way in the tight-knit community of Anakie. We know how important local sport is in small communities – and that’s exactly why we are investing in local sporting facilities and clubs like the Anakie Roos.

The facilities at Anakie Reserve are transforming thanks to the partnership between the State Government, the Federal Government and the City of Greater Geelong.

I am so excited to see works on the second netball court get underway.”

2024 TAX UPDATES

R&D tax incentive claims - ATO flags questionable arrangements

The federal government has tabled draft legislation into parliament to change tax concessional treatment for individuals with very large superannuation account balances.

From 1 July 2025, superannuation balances over $3 million will have earnings on that portion of the balance taxed up to an overall 30%. The 30% tax rate will be the same as the company tax rate and the individual tax bracket of $45,000 to $200,000 in that income year.

The legislation is currently going through the parliamentary process. Individuals with large superannuation balances currently have 18 months to plan for the possibility for this new law to be enacted.

nnouncement(28-Feb-2023)

Consultation(17-Apr-2023)

Introduced(30-Nov-2023)

Passed

Royal Assent

Date of effect(1-Jul-2025)

R&D tax incentive claims - ATO flags questionable arrangements

The ATO has released 2 taxpayer alerts flagging incorrect R&D tax offset claims where expenditure is incurred by associated entities or activities are conducted overseas for foreign related entities.

Taxpayer Alerts TA 2023/4 and TA 2023/5 warn taxpayers about using such arrangements and how they might be subjected to increased scrutiny and possible penalties.

The ATO is currently reviewing claims made by R&D entities under the R&D tax incentive for expenditure incurred using the arrangements specified in these taxpayer alerts.

The ATO has urged entities that have entered, or are contemplating entering, into arrangements of concern to promptly engage with them.

Announcement(14-Dec-2023)

Consultation period

Released(14-Dec-2023)

Changes proposed for DGR status and charitable giving rules

The Federal Government released a draft report that proposes policy reforms to incentivise philanthropy and increase outcomes for donors, charities and taxpayers.

Several reforms to the administration and oversight of organisations with deductible gift recipient (DGR) status also came into effect on 1 January 2024.

The proposed and enacted reforms aim to facilitate firm foundations for the future of philanthropy, enabling greater donor choice and ensuring that regulation continues to support trust and confidence in charities.

The areas of focus include, but are not limited to, the tax deductibility of donations, regulatory framework and public information on charities and giving.

Announced: 21-Dec-2023

Updated: 16-Jan-2024

Tax deductions to be denied for interest charged by the ATO

fter 1 July 2025, a proposed amendment to the tax law will mean that deductions will be denied for ATO interest charges, specifically the general interest charge (GIC) and shortfall interest charge (SIC). GIC is incurred when tax debts have not been paid on time and SIC is incurred when a tax liability has been incorrectly self-assessed and resulted in a shortfall of tax paid.

Both GIC and SIC are currently tax-deductible for all entities. Removing the deduction is intended to encourage entities to correctly self-assess their tax liabilities and pay on time.

The ATO also imposes a late payment interest, which is not tax-deductible and excluded for the purposes of this measure.

Announced: 21-Dec-2023

Updated: 23-Jan-2024

2024 TAX UPDATES

Electric vehicle home charging expenses – guidance finalised

The ATO has finalised the practical compliance guideline which will assist taxpayers with calculating electricity costs relating to charging electric vehicles at home. In response to the surge in use of electric vehicles in Australia, provision of electric vehicles to employees or associates was recently made exempt from FBT (conditions applied)

From 1 April 2022 and 1 July 2022 for FBT and income tax purposes respectively, a cents per kilometer rate of 4.20 cents can be used to calculate electricity costs of charging an electric vehicle at residential premises. This guideline does not apply to plug-in hybrid electric vehicles which have internal combustion engines or are not considered low-emission vehicles.

This guideline also does not apply to electric motorcycles and electric scooters.

Announcement(31-Mar-2023)

Consultation period

Released(1-Feb-2024)

Incentivising pensioners back into the workforce – updates

Pensioners and those on Veterans' entitlements will be enticed back into the workforce with an increase to their work bonus concession balance. This measure is being supplemented with an increase to the time limit for the suspension of pension entitlement from 12 weeks to 2 years. This means if a pensioner earns too much income over a period of time, their pension will be suspended instead of cancelled.

Effective from 1 January 2024, all pensioners over pension age and eligible Veterans now have a maximum work bonus balance limit of $11,800 up from $7,800 and all new age pension recipients have a maximum work bonus income balance of $4,000 (previously nil).

Also effective from 1 July 2024, employment income nil rate will be doubled to 24 weeks (previously 12 weeks) for income support recipients.

Guidance finalised for depreciation of composite items

The ATO has finalised guidance on whether an asset that is made up of a number of components (a composite item) is itself a depreciating asset, or whether one or more of its components are separate depreciating assets.

The Taxation Ruling TR 2024/1 provides the Commissioner’s view on identifying the relevant depreciating asset and hence its effective life and depreciation rate for the purposes of Div 40 of ITAA 1997.

Guiding principles have also been provided to help ascertain the level of “interest in the underlying asset” and apply the decline in value provisions for the purposes of s 40-35.

This Ruling does not address Div 43, which provides deductions for certain capital works expenditure.

Bills on revised tax cuts introduced in Parliament

The Labor government has announced changes to personal tax rates that will provide a tax cut for every Australian taxpayer commencing from 1 July 2024.

Changing the original course of action, as announced by the previous Coalition government, the new tax changes aim to focus on the low and middle income earners and provide cost-of-living relief.

The Medicare levy low-income thresholds for 2023-24 will also be increased, reducing or eliminating the amount of Medicare levy paid by Australians on lower incomes.

The bills amending income tax rate thresholds, tax rates for individuals and Medicare levy low-income thresholds, have been introduced in the Parlianment and await approval to become law.

Announced: 25-Oct-2022

Updated: 6-Feb-2024

Announcement(3-Oct-2023)

Consultation period

Released(31-Jan-2024

Announcement(25-Jan-2024)

Consultation(6-Feb-2024)

Introduced(6-Feb-2024)

Passed

Royal Assent

Date of effect(1-Jul-2024)

Do you have an up-and-coming event? If so, email your event to editor@findgeelong.com.au and we will place it in the paper for FREE.

SUPPORT YOUR LOCAL NOT-FOR-PROFIT

NOT-FOR-PROFIT OF THE

Bantu Collective Incorporated

is a newly established African community organisation that compromises of members from different African countries Uganda, South Africa, Nigeria, Botswana, Zambia and Australia.

Bantu People belong or relate to an ethnic group of people who originated from central Africa and later spread to southern-eastern The languages spoken include Xhosa, Zulu etc. They are one of the largest ethnic groups in Africa.

“Ubuntu” means people and is often described as reminding us that ‘I am what I am because of who we all are’. We want spirit of Ubuntu to Geelong.

Bantu Collective Inc. is based in Geelong and was formed in 2021. An aftermath of Covid-19 pandemic. We were looking meaningful ways that our community could engage with each other & the wider Geelong community.

By creating opportunities and social platforms in Geelong - Victoria for our community participation and engagement through celebrating Africa and its cultural diversity.

Since its inception in March 2022, Bantu Festival is slowly gaining momentum. It provided the Geelong visitors with a unique cultural celebration of the diverse African experience - showcasing the work Australian businesses, live music performances, creative and performing artists, delicious foods and

The quintessential African experience.” Dubbed by festival attendees as a family friendly space can congregate together to celebrate the diverse African cultures in Geelong.

We bring local African businesses from across Victoria to Geelong, and they bring wide exceptional talent and more!

Our aim to boost cultural pride and social engagement. And give us the opportunity

We welcome the opportunity to work and collaborate with other agencies, themselves with our values and interests.

In the past 3 months, our team has hosted Afrobeats night events. dance event for those that want to experience an evening the 1st of March from 6pm -3am., For more on their events

Proud moments since inception

* supported 17 new & emerging dance & musical performers

* supported 11 new start up businesses launch their products

* Supported 8 volunteers to obtain Food Handling Certificates community kitchen business that currently operate in Wyndham.

* Created new audiences for some dance & live music creatives

* Providing low cost and free events to prevent barriers associated with

MONTH

Incorporated

which include Zimbabwe, Kenya,

southern-eastern Africa.

want to bring the looking for engagement

Geelong community and work of locally based and kid’s entertainment.

space where all walks of life, wide range of Africa’s finest tastes, style, homewares,

opportunity to showcase the positive aspects of our community. agencies, local & state governments and individuals who align

events. Turn Up Factory is a Afro beats & Amapiano music and night out. The next event is at The Deck on Geringhap St on events check out; performers a platform to showcase their talents products and services by providing platform Certificates , Police Check & WWC Check. The volunteers created & established a Wyndham. Liberian Cuisine . this side of the town… with cost

DONATE ON ALL DONATIONS DOUBLED March 5 th

Getting around safely

personal safety

When you’re heading out for the night, plan ahead to make you get there and home safely.

Walking around

Try to walk with friends or stay near a group of people and stick to busy areas.

Take well-lit, busy streets, carry a mobile phone and a personal alarm with you and try to keep both hands free.

If you’re wearing headphones or earbuds, keep the volume low enough to hear surrounding noise or keep one ear free.

If a vehicle pulls up suddenly beside you, turn and walk in the other direction.

Consider carrying a personal alarm with you. These are available from Neighbourhood Watch.

Contact us at https://www.facebook.com/ NHWGreaterGeelong

Getting there and home safely

Before you head out, work out how you’re going to get home safely – have money or cards for a taxi, book an Uber, top-up your Myki, arrange for a sober friend or family member to pick you up, make sure there’s a designated driver in your group or check public transport times so you know when the last train, bus or tram leaves and where the closest stops are.

Only accept lifts with people you trust, or book a licensed taxi or registered Uber. Ask the driver to wait until you’re safely inside.

Driving

Don’t drive if you’ve been drinking alcohol or taking drugs. Never get into a car with a driver who’s been drinking or taking drugs, is unlicensed or has too many people in the car.

If you’ve driven your own vehicle and end up drinking alcohol or taking other drugs while you’re out, leave your car there and find a safe way home.

If you’re the designated driver for the evening – don’t drink alcohol or take drugs and don’t overload the car with passengers. Make sure everyone has a seat and has fastened their seatbelt.

If you’re taking friends home, wait until they are safely inside before you drive off.

Public transport

Make sure you have enough money loaded on your Myki to get to your location and home again.

If travelling by train, sit in the first carriage near the driver and sit near other people if you can, such as a family group.

If taking a tram or bus, sit as close to the driver as possible.

Plan ahead to avoid long waits for transport, especially at night.

Try to use stops that are well-lit and located in areas where there’s lots of foot traffic or other people around.

If you feel unsafe, alert the Protective Services Officers (PSOs), public transport staff, the driver, police or other passengers to help. On trains use the red emergency call button to speak with the driver or conductor.

If you feel uncomfortable with the person near you, change seats or carriages.

If you’ll be returning at night, park your car as close to the station as possible, in a well-lit area. If you feel unsafe walking to your car, ask a PSO to accompany you.

On Friday and Saturday nights in Melbourne, use Public Transport Victoria’s Night Network which runs throughout the night.

Also check out our other tips for using public transport safely.

Keep up to date with our tips, news and events

https://nhw.com.au/category/personal-safety/

BELLARINE NORTH ANNUAL EASTER ART EXPO

Many of you locals are aware of the prestigious Bellarine North Rotary Club Annual Easter Art Expo that we have successfully run for forty-four years. An event that many look forward to seeing the artists amazing talent producing works of art that you would be happy to display on your walls. The Club will again offer to our locals, out of towners, and artists the chance to come together and enjoy this event over the Easter long weekend.

In addition to the vast number of paintings on show at the Art Expo, there will also be a photography exhibition. The recent change of name from Art Show to Art Expo has shown the diversity our community has been seeking and offer to you to feast your eyes on the changes that we are looking to hang in our homes.

Same place, same dates and same friendly direction from our amazing members, family and friends of Rotary.

Save the date, Easter Saturday and Sunday 10 am to 4pm at Christian College Sports Stadium, 40 Collins Street, Drysdale and plan to bring the family along for a look. Exposing young children to art can spark an interest in them to explore a hidden talent they did not know they had. The paintings and photography will be for sale during the weekend, collection at the conclusion of the Expo Sunday afternoon.

For those artists who would like to submit some of their work, head to our website at www.bellarinenorthrotary. org.au and fill in the entry form. Entries close March 11 th . Go to the Art Expo tab and in the drop-down list, open how to enter - options will be there and you can choose the best one for you.

All Rotary Clubs have a commitment to help our world locally and globally. All funds raised from the sale at the Art Expo will be put to great use, donating money and time to those who need it most. This year we are looking to support the building of a school in Cambodia, very empowering for the villagers and allowing us to move onto the next project knowing that Rotary International have set them up to succeed. Locally we identify groups that get no other financial support such as local food banks and family support agencies plus many more as the need arises. The list includes an extensive number of organisations/ groups so feel free to check if we can help you or your group.

We are so excited to be able to showcase this event again. Please pass this on to all your family and friends.

Caroline Rickard Publicity Officer

Bellarine North Rotary Club 0408 989 221

A Positive Mindset

I came across these statements recently – no surprises:

• A positive mindset increases lifespan

• Positive people have less depression and anxiety

• People with a positive mindset make better choices

• Positive people maintain better relationships

• People with a positive mindset are happier

However, maintaining a positive frame of mind through the difficulties of life is a big challenge – it’s not easy. But if we are able to stay positive, at least to some degree, it can help us navigate difficult times to a large extent.

For the sake of our children, partners and all of our relationships it’s well and truly worth the effort to maintain a positive attitude. For our children, modelling this attitude becomes formative and will possibly be some of the greatest lessons our children will ever learn.

How can we do this? Here’s some suggestions:

• Practice gratitude – focus on what we can be thankful for – there are always things to be thankful for – people, aspects of the circumstances we find ourselves in, our health, comforts, job, home, belongings, animals and so the list can go on……. Speak the gratitude out – express it – constantly repeat it – go out of our way to thank the people around us and express what we can be thankful and appreciative of. These things then become our focus, instead of the negative.

• Focus on the positive – there is always something good to think about, to celebrate or explore – an opportunity that arises – some good in the midst of the bad.

• Practice kindness – continue to reach out in kindness to others – it not only lifts others spirits, it lifts ours – it is very healing.

• Practice forgiveness – holding a grudge or resentment hurts us, not the other person. Try and let go of the desire for revenge – it has the potential to make us sick and angry. Forgiving doesn’t mean what the other person did was okay. Forgiveness doesn’t mean that we will forget what happened and forgiveness doesn’t necessarily mean that we are going to be best friends again. But it allows us to get on with our lives without dragging the other person around, connected by chains of bitterness and resentment.

The Wellbeing Office continues to offer support for a variety of needs. Feel free to contact any of the wellbeing staff (emails below) or via the office or your child’s classroom teacher.

Kindest regards, Rob. LPS Chaplain.

Skye.Cook@education.vic.gov.au

Susannah.Thackeray@education.vic.gov.au

Robert.Hunter@education.vic.gov.au

Foster Care info sessions

Enrich your life and someone else’s today

Thursday 7 March at 12.30pm

16 Ballarat Rd, Hamlyn Heights

Are you considering becoming a Foster Carer but need to know more?

Tuesday 19 March at 12:30pm

Via Zoom

Come along to a Foster care information session. You can meet the Meli foster care team and ask those questions that you’ve been pondering.

Sessions run for an hour and vary between in-person and online. To find out more or to register, contact Meli on 03 5226 8900 or scan QR code.

Foster Care info sessions

Thursday 7 March at 12:30pm

16 Ballarat Rd, Hamlyn Heights

Tuesday 19 March at 12:30pm

Via Zoom

1 in 20 children aged 5-18 in Australia experience the death of a parent before their 18th birthday (ABS 2019 census data); that is one child in every classroom in the State of Victoria. Wombat’s Wish is a grassroots charity based in Drysdale, that supports children and young people who have experienced the death of a parent in Victoria. Wombat’s Wish is one of the only specialist services offering professional support to children/young people in Victoria. This is an extremely difficult time for them and their family, potentially resulting in long-term emotional health problems. We assist bereaved children to find a way to live with loss and grief, move forward and take the next steps on their bereavement journey. Wombat’s Wish operates this valuable service by providing weekend grief programs for children and the surviving parent/carer as well as 1:1 or group counselling support at no cost to the families or children. The service is therapeutic, provided by a team of professional facilitators (psychiatrists, psychologists, social workers, and youth workers) in conjunction with trained and qualified volunteers.

Bicycle maintenance classes

30-minute bicycle maintenance classes.

Wednesdays from 5:15pm (5:30pm start)

Learn the key elements of bicycle maintenance, to help you understand your bicycle better, keep it in tip top condition, and deal with some basic issues you might run into on the road.

1st Wednesday of each month: Repairing Flat Tyres

2nd Wednesday: Tuning Gears

3rd Wednesday: Tuning Brakes

4th Wednesday: Bike Set Up for Comfort

Our classes are practical and interactive - park your bike outside the store, bring a notepad and all your questions!

The benefits of laughter become the benefits of a growing and successful business.

Laughter in the workplace offers numerous benefits, contributes to a positive and healthy environment, and has been shown to boost performance, improve morale, engagement and creativity, while generating a more enjoyable and innovative work atmosphere.

Workplaces all over the world introduce laughter yoga to their staff because of its strong team building and stress management elements. Studies indicate that enhanced employees’ moods and overall well-being resulted in employees being 10% more productive.

Laughter may be productivity’s best medicine as it reduces stress , boosts immunity, creates resilience, fights depression, and acts as a coping mechanism to pain. A laughter yoga session can be a fun and effective method to add a sense of well-being to the work environment.

Experience the benefits of laughter yoga firsthand on any Saturday morning at Eastern Beach in front of the swimming enclosure at 9:00am.

135 Corporate Dash

Who will take the crown of fastest corporate leader?

On Friday the 17th of May business leaders from across Geelong, Surf Coast and Bellarine will leap from the barriers to sprint, jog or swagger 135 metres along the home straight at Geelong Racing Club, all in support of Lifeline Geelong.

This lively and friendly competition has been dubbed 135 Corporate Dash – the number 135 representing the estimated number of people who are affected by each life lost tragically to suicide (family, friends, first responders).

To earn a place in the barrier, business leaders will need to raise a minimum of $1,500 for Lifeline Geelong by signing-up at 135-corporate-dash.raiselysite.com

Up for grabs is the coveted title of fastest corporate leader in town and bragging rights of unmatched proportions!

You can help them dash for the finish line by making a donation to an already registered business leader or by nominating another business leader to take the challenge.

Over 20,500 calls are made to Lifeline from the Geelong region each year – that is 56 calls from local people in crisis every day. Head of Corporate and Community Partnerships (Vic), Michael Parker said many people don’t realise local Lifeline centres rely on donations and fundraising to keep services running. It costs $3,500 to train and support each crisis supporter. Each call to Lifeline costs around $39.

“A Lifeline crisis supporter takes on average 220 calls per year and each call from a help seeker lasts approximately 19.5 minutes,” Mr Parker said.

Businesses from a variety of industries are already signing up. Will an IT guru saunter past a sparky? Will a mortgage broker get a lead on a lawyer? Adding an extra dash of fun, some business leaders are planning creative and themed racing attire to encourage extra donations. So get behind a business leader that inspires you and make a donation at 135-corporate-dash.raiselysite.com

“Every donation made to 135 Corporate Dash will stay here in the Geelong community and support our local centre helping Lifeline answer every call,” said Mr Parker.

Eight Australians die every day by suicide and more than 65,000 Australians make a suicide attempt each year. Suicide is the leading cause of death for Australians between the ages of 15 and 44.

To register, nominate or donate visit geelongswv.lifeline.org.au

To find out about becoming a crisis supporter visit www.geelongswv.lifeline.org.au or call 1300 152 854.

www.135-corporate-dash.raiselysite.com

lifelinedirect@lifeline.org.au

lifelinedirect.org.au/geelongswv

Project Connect Ensemble

A dynamic physical theatre work

New Australian Theatre Work Shines Spotlight on Loneliness, Aloneness, and Social Disconnection

Inspired by the profound experiences of disconnection shared by many in our community, the groundbreaking theatrical production, a/lone, delves into the depths of loneliness while uncovering the transformative power of embracing solitude and connecting with community.

Developed by the Project Connect Ensemble and written and directed by the accomplished Janine McKenzie, a/lone is a dynamic original production that explores the human condition with a unique blend of humour and pathos. Combining physical, absurd, and verbatim theatre techniques, accompanied by an evocative live original score by Sheshtin Honey, the production promises an unforgettable journey of insight and connection.

Featuring performances by Xavier McGettigan, Stacey Carmichael, and Emily Jacker-Lawrence, and designed by the talented Alard Pett, a/lone made its debut with a sell-out Australian premiere performance at the Geelong Arts Centre in 2023. Its success continued as it captivated audiences at the 2023 Edinburgh Fringe Festival, earning international acclaim.

Director Janine McKenzie expressed her enthusiasm for sharing this important conversation on the international stage, stating, “Audiences will see themselves and people they love in the stories we tell. This performance resonates deeply and continues to stay with you long after you leave the theatre.”

Originally developed through Geelong Arts Centre’s Creative Engine, after Producer and Performer, Stacey Carmichael, was awarded one of the two 2023 Ignition Grants, a/lone reflects the commitment of Geelong Arts Centre to showcase extraordinary stories and champion connections through art.

a/lone is a timely exploration of an important topic, raising awareness about loneliness in Australia where 1 in 3 Australians feel lonely, 1 in 6 report severe levels of loneliness, and 1 in 2 Australians are embarrassed to talk about it. The production aims to open up the conversation and encourage greater engagement with oneself, others and organisations as a means of combatting loneliness.

Josephine Balfour-Oatts of The Scotsman praised a/lone, stating, “The work is realized with warmth and generosity as it considers whether a greater engagement with the self might be a worthwhile and effective means of combating loneliness, asking: if you are attending to and investing in your own company, are you ever really alone?”

a/lone is part of the VCAA VCE Drama Playlist and will tour Victoria Feb-June, 2024. Kicking off in Geelong this month and finishing at the iconic La Mama Theatre, Melbourne.

For more information, including tour dates and ticket sales, visit www.projectconnectensemble.com

MEDIA CONTACT: Maggie Evans, Production Assistant, projectconnectensemble@gmail.com

MARCH 2024

LEOPOLD SPORTSMANS CLUB

In 1971 a couple of locals, Len Lewis and Kevin Ash had an idea for a bowls club in Leopold. The idea took hold, a committee formed and money raised. A location was needed that would have enough space for two bowling greens and a clubhouse. Finally this was located in Kensington Road, our current location and 5 acres purchased for $8500.

In May 1975 the club was officially opened as a family friendly sporting club by Brian Dixon, the then Minister for Youth, Sport and Recreation.

You can see the results for yourself on visiting our club.

There are so many people to thank over many years for their support, encouragement and voluntary help along with the the original crew that helped established the club.

Leopold Sporties, located in Leopold, Victoria, is a club based on sports. We offer Bowls, both social and Pennant, Golf, Racquet Ball and Squash.

BOWLS

GOLF

RACQUET

FC LEOPOLD

FC Leopold was established in 2016 by Jared Larkins and Mitchell Vials. The club is based in Leopold, Victoria and played its first competitive games in 2017. In our first season we had over 100 registered players and expect those numbers to grow in 2018 and continue to grow into the future as the club continues to develop.

The club aims to provide a positive family friendly enviroment for our members to develop their skills off the field and to also become great people off the field.The club is run solely by volunteers and we are always looking to get members involved in helping the club grow and develop.

We are aiming to become a huge part of the Leopold community and look forward to growing the sport of football (soccer) in our beautiful town.

FC Leopold is a community club that fields senior mens teams, a senior womens team and multiple miniroos and junior teams in Geelong competitions.

FC Leopold are looking for enthusiastic members of the community who would like to contribute to the clubs ethos and family friendly feel - whether that is through being a committee member, volunteer, coach or player.

Like the page to keep up to date with the clubs progress as exciting things are happening with lights and a massive COGG funded pavilion project.

in the spotlight

Getting to know your find Geelong contributors

Sally Higoe

• Leadership & Team Specialist

• Facilitator of Find Geelong

Unlike other leadership experts, Sally is uniquely world-experienced having lead high-performing teams in high-pressure outlying remote environments. This experience across multiple countries has amplified her ability to know what it takes to build resilience and understand team-culture first-hand.

Her greatest learning however, was to recognise that when a leader ‘shines’ from the inside-out, able to influence a ripple of positive change, generating impact that then gives rise for others and she wants to share her know-how!

Sally works with leaders in new roles who are feeling flustered, confused and borderline star-bold, present, courageous and energised - but most importantly, capable of tapping decision making!

Sally has a pragmatic approach and is known for ‘being herself’. She’s developed the admirable as required - without the need to conform to outside pressures - and still obtain outstanding reach this level too. Sally will ensure you find your classic sparkle and reach your destination

Sally would love to work with leaders who are 18 months or less in a new role, in a service-based challenges around their role.

inside-out, they’re others to shine…

incapable and turns them into a Lion-hearted tapping into and leaning on their true classic self for simplicity in their

admirable ability to take this to any situation, lead with volition outstanding results… and she’s on a mission to help leaders in new roles destination with clarity whilst you navigate changing times.

service-based industry who is experiencing the above personal

“Unlock the power from within to build your clarity and confidence”

Fundamental

LOCAL EVENTS

The Program

This is a program that shows you how to get to the heart of true leadership, for emergent leaders who are looking to step up or established leaders who know their stuff but can’t quite get it moving the way they envision it.

Together, we traverse 3 themes over 6 weeks. We build on the ability to lead self, lead team and lead through challenges.

The first stage finds leaders finally ‘getting’ why some things work for them and some things don’t, and then they learn how to displace their personal energy to attend to it all.

The leader then moves into new ways of thinking, using a framework to avoid or pinpoint challenges, one that outlines the steps needed to create a healthy, purposeful, connected, results-driven culture. The leader will learn how to align the team to his/her own strengths, vision and values for ultimate outcome - collaboration, acceptance, drive and everyone working together towards the same common goal.

We don’t leave it there though, because we know this probably won’t be a smooth ride. There’ll be tough decisions to make, difficult conversations to have and moments of feeling like it’s time to give up but instead, the leader must face it all; rise up and lead the way.

So we give our leaders the tools they need to deal with these uncertainties AND improve the quality of all their relationships - promoting unity yet individuality, performance yet not conformance.

All this for 2 hours a week, over 6 inspiring weeks. We’ll wrap up with a personal 1 on 1 chat where we’ll go over the leaders personalised plan or cover questions about future planning and success ideas.

Move into the Christmas season (and 2024) with the confidence and certainty of knowing who you are and what matters, as a leader.

Our Journey

Begin 2024 with purpose, connection and the skill to guide your people to autonomously operate the system while you effectively navigate and scope the most well-rounded possible plans.

I’ve bundled up the stuff I know that matters with the tools I know that work, to give every leader the fundamental ability to be the True Character of Self Leadership.

The Logistics

Begin 2024 with purpose, connection and the skill to guide your people to autonomously operate the system while you effectively navigate and scope the most well-rounded possible plans.

The Program inclludes...

Self-Awareness 101

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Thinking thru Challenges

Uncertainly to Trust

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Understanding Performance

Pop

Aligning Vision to Results

Creating Positive Change

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Here’s how the Program works...

* Duration: 6 Weeks

* Live Session Day/Time: Can be determined to suit Company needs

* Delivery Options: Onboarding program, Improve team collaboration resource, Increase personal leader confidence, strategic planning, adapting to change resource. Can be tailored to suit Company needs

* 120-min Live Training (on Zoom) each week

* Program community group chat

* Access to recording of Live Trainings

* A1-on-1 private coaching session with me

* BONUS: Change the Thermostat motivational video for continued motivation after program concludes.

03 march 2024

Big Vinyl Dig RIVER RUN

Step into the future of record fairs in 2024 as we proudly unveil our new identity – not just your runof-the-mill record fair, but the unrivalled pinnacle of vinyl events in Victoria. Presenting the annual BIG VINYL DIG, we’re ushering in the new year with a fresh perspective and an array of exciting features that are bound to captivate you.

This year, we’re rewriting the script by meticulously selecting a diverse lineup of sellers, ensuring that over 50% of the tables will be occupied by first-time vendors, non-regulars, interstate traders, and special guests. Bid farewell to the monotony of familiar faces and worn-out stock; this is an experience that promises novelty and discovery at every turn!

Prepare to embark on a sonic journey, as the splendid Geelong West Town Hall transforms into a treasure trove boasting 50,000 top-tier LPs, CDs, and 45s spanning across genres and eras. The BIG VINYL DIG is a dross-free zone – exclusively A-Grade stock, an all-killer, no-filler extravaganza...!

Admission is free for all, and convenient, complimentary parking awaits just across the road. Join us in embracing the spirit of the iconic Cyrus from “The Warriors” as we ask, “CAN YOU DIG IT?” It’s not just a question; it’s an invitation to immerse yourself in a record fair experience like never before.

Contact Lord Lucifer

Email: lordluciferpresents@redfezmedia.com

Phone: +61 403 552 288

Follow us: https://www.facebook.com/ events/550008373414365

The River Run - Geelong is one of the regions most popular fun runs and with good reason, as the course takes participants along the beautiful Barwon River path system with single lap 5km and 10km courses. The course is flat and fast, where everyone is welcome from the elite athlete to walkers and pram pushers. We aim to provide a fun and friendly atmosphere, where everyone feels welcome.

Contact

Justin Higgins

Email: justin@pbevents.com.au

Phone: +61 448 854 146

Website: http://www.pbevents.com.au

Follow us:

https://www.facebook.com/tryapbevent

https://www.instagram.com/pbevents. funruns

The 33rd annual All Ford Day returns to Geelong. See over 1,300 Ford vehicles on show in one of the largest car displays in Australia.

Ford vehicles of all types, ages and models will be joined by classic race and muscle cars, hot rods, street machines, celebrities, automotive industry displays and entertainment for the whole family.

Get your nostalgia fill and learn more about the future of Ford at All Ford Day...!

Competition entry

Open to clubs and individuals alike, entrants are asked to register their vehicles to be displayed or judged.

• One judging category per vehicle.

• There are no Pay-On-The-Day judged entries.

• All Ford Day is a family day, not a concourse event.

• Judging will commence from 10.00 am.

• Class results posted at the Judges Tent and announced over the PA. Trophies will be announced from 2pm.

• All vehicles are to remain in place until the completion of trophy presentations.

If your vehicle is pre-registered for judging, you must attend the Judges Tent to signin and collect your Judging sticker. Please display the judging sticker on the driver’s side of the windscreen. All Ford Day judging relies on the support of volunteer judges from every club, to ensure an impartial process. Volunteer judges are requested to register online

17 March 2024

09:00 AM - 03:00 PM

Cost

Adult: $20.00

Single Adult

Child: $10.00

Single Child (accompanied by Adult)

Family: $50.00

Two Adults, Three Children

Other/More Information: $50.00

Judged vehicle entry, includes Family pass.

Participant Entry Fee: $30.00

Display vehicle entry, includes Family pass.

Geelong Youth Hub Information Session & Workshops

The Geelong Youth Hub design is in your hands!

A youth hub is a fun, welcoming, inclusive and ‘youth friendly’ space specifically for young people 12 to 25 years of age, where the City and youth services agencies work together, to ensure all young people are supported to connect, access fun activities, information and relevant services when they need them.

We need your help to design a fun, safe and welcoming dedicated youth hub for central Geelong for a two-year trial.

Have your say about what services, programs and activities you want, and how the hub should look and feel.

Join us at Busport, cnr Gheringhap Street and Transit Place on these dates.

Where:

Busport Wadawurrung Country, 17 Gheringhap Street, Geelong

Contact

Genevieve Cooper

Email: genevievecooper@geelongcity.vic.gov.au

Phone: 5272 5021

Associated organisation: City of Greater Geelong

Website: https://yoursay.geelongaustralia.com.au/ YouthHub

Information Session (everyone welcome)

• Thursday 1 February, 4:30 PM - 6 PM No registrations required.

Co-design workshops (targetted to 12-25 year olds)

• Wednesday 13 March, 4:30 PM - 6 PM Registrations required. Register here.

Read more about the Geelong Youth Hub.

13 March 2024

04:30 pM - 06:00 PM

16 -17 March 2024

Superboats 2024

Get set for action aplenty on Corio Bay when the Superboats return for Round Two of their 2024 Season on March 16 and 17.

A wonderful display of boats will be on display at Steampacket Gardens and in the water alongside Wangim Walk.

Come and join us for a fantastic, family-oriented event with pace and colour!

Geelong has long been known as the home of long course triathlon racing and Ironman 70.3 Geelong is set to return to the waterfront.

A multi-looped fast course, Ironman 70.3 Geelong is set to test avid triathletes looking for a challenging and unique experience along Geelong’s spectacular waterfront and scenic country side.

Ticketing

• Entries are now open. Have a go and tick this challenge off your bucket list.

Register

This event is proudly supported by the City of Greater Geelong via Geelong Major Events funding and was first held in 2007.

When

24 March 2024

Where

Eastern Beach Road

Wadawurrung Country, Waterfront Geelong, VIC 3220

For more information click here

Daredevil Motorsport Monster Truck Tour

Get ready for an adrenaline-fueled spectacle like no other! The Daredevil Monster Truck Show is the ultimate in high-octane family entertainment, featuring a lineup that will leave you on the edge of your seat.

Experience the thunderous roar of monster trucks as they crush everything in their path, defying gravity with jawdropping jumps and stunts that will leave you in awe. Watch in amazement as fearless FMX riders soar through the

In 2024 Portarlington will again host our Brass Band Concert Series at the Rotunda, Newcombe Street Portarlington. Sponsored by Portarlington and Drysdale Community Bank this is the second of 4 free community concert days. Today the

air, executing death-defying tricks with precision and skill.

But the excitement doesn’t stop there! Get ready for the thrill of the Jet Car, as it blasts down the track at breakneck speeds, leaving a trail of flames in its wake. And for the off-road enthusiasts, Enduro X delivers heart-pounding action as riders navigate treacherous terrain and obstacles to claim victory.

With non-stop thrills and excitement for the whole family, the Daredevil Motorsport Monster Truck Tour is an experience you won’t soon forget. Get your tickets now and prepare for an unforgettable evening of adrenaline-pumping entertainment!

Tickets

Gates open at 2.30pm with a llight preshow entertainment and the main show starting at 5.30pm Kids under 3 are free.

Reminder for general admission to BYO chair/ blanket (Shade/ Gazebo to keep out of weather)

VIP Add-on Package (per person ): Don’t miss out on a ride in a real Monstertruck and a piece of Ridestruck Merchandise! This is NOT an entry ticket!

Contact

Phone: +61 404 666 783

Follow us:

https://www.facebook.com/profile. php?id=61554476061697

the length of Newcombe Street shopping strip. Come and enjoy the day.

When

24 March 2024, 11:00 AM - 02:00 PM

Portarlington Rotunda

Wadawurrung Country, 87 Newcombe Street, Portarlington VIC 3223

Contact Phil Cameron

Email: eltcam@bigpond.com

Phone: +61419381039

Associated organisation: Belmont High School Geelong Music

Website: https://www.bhs.vic.edu. au/?page_id=209

Belmont High School Brass Band will be playing 2 x 1 hour concerts. The first at 11am and the second at 1pm. Seating is available around the Rotunda, covered seating is available for those who need it. The music can be heard

Belmont High School Brass Band in concert at Portarlington Rotunda

Detox Your Home Moolap

Registrations essential.

Toxic household chemicals, such as cleaning products, pool chemicals and pesticides can be safely disposed of for free at Sustainability Victoria’s Detox Your Home events, in parnership with local councils.Collected items are recovered for reuse or safely disposed of.

With community safety in mind, Detox Your Home events are drive-through (no walk-ins) and contactless.

This service is for household chemicals only.

When

02 March 2024, 08:00 AM - 01:00 PM

Where

Point Henry Resource Recovery & Transfer Station

Wadawurrung Country, 42-50 Point Henry Road

Moolap, VIC 3224

Contact

Detox Your Home, Sustainability Victoria

Phone: +61 1300 363 744

Associated organisation: Sustainability Victoria

Website: https://detoxmoolap2024.eventbrite.com.au

A Day on the Green with The Chemical Brothers

One of the most acclaimed and innovative electronic duos in the world - The Chemical Bothers - will bring their world-renowned live show to Geelong. This mindbending show will be the duo’s only Victorian show...! Kickstarting the party will be special guest DJs The Presets, Anna Lunoe and James Holroyd.

For three decades, The Chemical Brothers have defined the cutting edge of electronic dance music, both on their multi-platinum records and with their hugely lauded live shows.

Superstar DJs … here we go...!

Ticketing

Secure your tickets now...!

TICKETS

When

02 March 2024

Where

Mt Duneed Estate

Wadawurrung Country, 65 Pettavel Road, Waurn Ponds VIC 3216

Contact

Email: info@mtduneedestate.com.au

Phone: +61 3 5266 1244

Associated organisation: Mt Duneed Estate

Website: http://www.mtduneedestate.com.au/ Follow us:

http://www.facebook.com/mtduneedestatewinery

Tom Curtain Katherine Outback Experience - Why We Live Out Here Tour

Tom is touring his national award-winning outback show, Katherine Outback Experience and live music event through QLD, NSW, VIC and SA.

Tom & the Outback Team are really looking forward to bringing the show to a the Geelong & Bellarine at Oneday Estate Winery. There’s something in there for everyone, from young kids through to grandparents.

The Outback Show comprises an hour of horse training and working dog demonstrations including hands-on fun for the kids followed by 90-minutes of live music by Tom and fellow singer songwriters Chris Matthews, Melissa Fraser and Laura Frank.

When

02 March 2024, 04:00 PM - 09:00 PM

Where

Oneday Estate Winery

Wadawurrung Country, 45 Curlewis Road, Curlewis

Contact

Annabel

Email: annabel@katherineoutback.com.au

Phone: +61 447 816 222

Associated organisation: www.onedayestate.com.au

Website: http://www.katherineoutbackexperience.com.au/

Multiple Golden Guitar winner, Tom Curtain, has again hit the road and heading to Oneday Estate Winery.

Late, late at night - Rick Springfield

Late, late at night is a new stage adaptation of Rick Springfield’s compelling and searing memoir, the New York Times best-seller.

Late, late at night traces Springfield’s Australian and British childhood, his early music days in Australia, his rollercoaster ride in 1970s America and the huge pop and acting successes of the 1980s.

This is followed by his fall from public view, his mental health demise, and finally, the resurrection of Rick Springfield as an artist in the 21st century.

It is the epic journey of a suburban boy whose journey to fame and fortune came with enormous personal costs.

This performance will be live streamed into thousands of homes in The United States of America

Book online now or alternatively call to speak with our friendly staff.

When

03 March 2024, 02:00 PM

Where

Potato Shed

Wadawurrung Country, 41 Peninsula Drive, Drysdale VIC 3222

Cost Admit one: $20.00

Contact

Lisa Harvey or Rob MacLeod

Email: potatoshed@geelongcity.vic.gov.au

Phone: 03 5251 1998

Associated organisation: Potato Shed

Website: http://www.potatoshed.com.

au

Up Close with the Collection: Fashion perspectives

An exclusive behind-the-scenes tour of the National Wool Museum’s Textile Collection. Led by our Curatorial Team, view select objects that tell the story of Australia’s wool, fibre and textile history.

From a fragment of cloth from MacArthur’s first clip to sample books from Geelong’s woollen mills, to knitwear and jackets and contemporary Ceremonial Cloaks by Wadawurrung artist Dr Deanne Gilson the Museum’s Collection features an extensive array of objects that explores Australia’s unique fashion perspective.

When

09 March 2024, 02:00 PM - 03:00 PM

Where

National Wool Museum

Wadawurrung Country, 26-32 Moorabool Street, Geelong VIC 3220

Cost Admit one: $25.00

Other/More Information: $18.75

Contact National Wool Museum

Email: nwminfo@geelongcity.vic.gov.au

Phone: 03 5272 4701

Wildlife

The world-renowned exhibition on loan from the Natural History Museum London is on display at the National Wool Museum.

See the world through a new lens.

Explore the planet’s habitats, from sprawling urban metropolises to the deep polar seas, and meet the creatures that rely on these places.

Come face to face with species at risk of extinction as well as those we’ve brought back from the brink. See first-hand how human activities, both good and bad, are shaping the natural world we rely on.

With soundscapes, videos, expert insights and stunning photography, you’ll leave not only awe-inspired by the beauty and diversity of nature but also hopefully with a renewed drive to do what you can to protect it.

Daily from 08 December 2023 to 19 May 2

08 December

Head of School Girls’ regatta

Head of School Girls’ regatta (HoSG) is a 3-day regatta, on Friday 15, Saturday 16 and Sunday 17 March, located on the Barwon River, Geelong.

This year, HoSG celebrates 40 years of schoolgirl rowing. The event attracts up to 2,400 athletes, 8,000 spectators, and hosts 500 races, distances of either 1,500m or 1,000m, across the 3 days.

The carnival atmosphere can be felt on both the North and South sides of the Barwon River.

This is a free and public event however traffic restrictions will apply.

When

Daily from 15 March 2024 to 17 March 2024

Contact: Linda Skidmore

Email: linda@rowingvictoria.asn.au

Phone: 0408398975

Associated organisation: Rowing Victoria

Website: https://rowingmanager.com/ regattas/6135/

Follow us: https://www.instagram.com/ rowing_victoria/ https://linktr.ee/rowingvictoria

The AFL season is an exciting time for fans and players alike, as it brings together the best Australian football teams from across the country to compete for the ultimate prize, the AFL Premiership.

Ticketing and timings

Tickets are a released via a ticketing agent prior to individual games, check back regularly for ticketing options on a game-by-game basis.

Things to note on game day at GMHBA Stadium

The stadium is located 75 kilometres from Melbourne and accessible via the Westgate Bridge and following the Princes Freeway. Once in Geelong, the Princes Freeway becomes Latrobe Terrace (no turns required) you will reach a set of traffic lights directly adjacent to 7-Eleven where you turn left onto Kilgour Street and make an immediate right into Kardinia Park’s main entry. For more information on transport options travelling to the stadium, use the link.

Certain items are not permitted inside the venue. Please refer to the GMHBA Stadium Conditions of Entry for a list of prohibited items. For frequently ask questions on items such as prams, water bottles, aerosol cans and more visit the Kardinia Park FAQ’s .

16 March 2024, 07:30 PM

AFL GEELONG CATS VS ST KILDA IN ROUND 1 vs GO CATS!

Three Things We Learned | Geelong v Carlton Match Sim

1. Young Cats ready to take the next step

After breaking the goal assist record (44) in season 2023, Gryan Miers looks set for another big jump in production in his seventh season at the club.

Starting the first quarter in the midfield on Thursday, Miers was everywhere, providing energy in attack, and helping spark the team to five consecutive goals to close out the first quarter.

Match Report | Cats Down Blues in Match Simulation Hitout

Miers played on the wing at times before returning to his more traditional position in the forward line, producing a wonderful run and carry goal late in the second term.

Another Cat to impress was 203cm Key Forward Shannon Neale, who showed off his aerial abilities, taking a bag of contested marks.

Neale looked dangerous when the ball was in the Cat’s forward 50 with Jeremy Cameron playing a higher role and Tom Hawkins off for the entirety of the fourth quarter.

Booting six goals along with 27 disposals in a VFL Grand Final is a sure-fire way to get yourself on an AFL list. As was the case for 26-year-old Shaun Mannagh, who on Thursday donned the Hoops for the first time.

Injected into the game in the third term, Mannagh’s presence was felt early as he looked like a ready-made AFL player with clean, composed usage of the footy.

On a day where players were shaking off rust and quality football was at a premium, Mannagh was able to hold his head high as he pushes for a Round One spot come March 16th.

2. The Need for Speed

The Cats looked fast on Thursday.

With the likes of Oisin Mullen, Ollie Dempsey, and Max Holmes, the Cats have a number of bonified speedsters on their list. With the latter being the current Grand Final Sprint Champion.

Here’s what assistant coach James Rahilly said when asked about it post game.

“I think it’s those young guys coming through, […] Oisin’s [Mullen] got speed, up ahead of the ball with Ollie [Dempsey],

and then we’ve got some guys on the wing, Mitch Kevitt was there. They’ve got speed, but they can also cover the ground pretty well.”

After the coaching staff threw Holmes to Half Back for Thursday’s game, Rahilly was questioned about the logic of that tactic.

“He’s got that speed, and everyone is looking for that speed off Half Back, you want that overlap, so he can turn a play or a short kick into a 100 metre play with his speed.”

3. Dangerfield looking as good as ever

Heading into his 17th season, and second as captain of the Cats, the 2016 Brownlow Medalist is showing no letup in his ability to dominate the game if Thursday is anything to go by.

After sitting out the first term, the following three were vintage Dangerfield. His tenacity to hunt the ball, along with an ‘at all cost’ mindset, saw Dangerfield regularly burst from congested packs with the Sherrin tucked firmly under his arm.

He was also threatening throughout the game when thrown forward.

Get Your Round 1 Tickets Here

“He’s an interesting one Patty, because he doesn’t seem to look much older,” Rahilly said.

“You’ll have to ask him, but I’ve heard it’s his best preseason he has had for a long time.

“Obviously he was good around the ball, but then we were able to chuck him deep, and be pretty dangerous ahead of the ball”

Geelong will host Essendon at GMHBA Stadium on the 1st of March for their Community Series Practice Match before all eyes will be on Round 1 on the 16th of March, where Geelong again will player host to St Kilda at GMHBA Stadium.

The Cats travelled to Ikon Park on Thursday to take on the Blues in a match simulation. Here are three things we learned from the first official hit out of 2024

Scannell stays on for third season

GEELONG United’s NBL Women’s side is starting to take shape with the club announcing another returning face to its 2024 roster.

Irish national team representative and veteran guard Jessica Scannell has committed to a third season at The Geelong Arena, in a club announcement two months out from Geelong’s season opener against Ballarat.

Scannell joins fellow returning players Sarah Elsworthy and Eve Braslis, as well as new Geelong United player Kobe Tehau King-Hawea among Matt Paton’s 2024 roster ahead of its Round 1 clash against the Miners on Sunday, April 7.

“I’m really looking forward to being back for this season,” Scannell said.

“I’ve loved being a part of Geelong for the previous two seasons, I’m definitely someone who is big on sticking with a club, making a home there and developing a program over a period of time.

“When I first came to Australia in 2015, I had to move around a lot to secure my sports visa, but after I got my permanent

residency and citizenship, Geelong allowed me to settle in and continue to play in one spot.

“When I first came to Australia in 2015, I had to move around a lot to secure my sports visa, but after I got my permanent residency and citizenship, Geelong allowed me to settle in and continue to play in one spot.

“The coaches and the club as well have made me feel really welcome here, it was never a situation of if I was deciding to play here again, it was definitely more whether or not they would have me back.

”Scannell was a popular figure in Coach Paton’s 2023 side, helping the team reach the NBL1 South preliminary final.

The Cork native also won the side’s Players’ Player Award, averaging 6.1 points, 2.5 rebounds, and 2.3 assists on 25 minutes per game.

Adding to her recent success, Scannell was named to the Irish national squad for the first time in 14 years last November for the country’s FIBA EuroBasket Qualifier.

In her showing, she secured the secondmost points and minutes among her side, finishing the contest with 14 points across 29 minutes of play.

“The best part for me here in Geelong is the people,” Scannell said.

“I think when you’re playing with a group of girls you respect and admire, you play better, and that’s the great thing about Geelong.

“There’s no egos, everyone just wants to come in and work. It will be exciting to see how the rest of the side pans out over the next few weeks.

”Three key individuals remain without a designation for this season.

Australian Opal Chantel Horvat, Japanese national Monica Okoye, and Townsville Fire player Ella Tofaeono are without updates on if they will suit up for Geelong United this coming season.

Jessica Scannell is back for 2024

Photo: MARCEL BERENS/SPORTS MEDIA IMAGES

Religious Groups and Churches

What’s Happening...

What’s on at Westfield this March

What’s on at Westfield this March

For the whole of March, Westfield Geelong is set to entertain the entire family with free activities, events, installations and giveaways. From An(o)ther Gin Affair pop up gin lounge to Spin and Win giveaways, kids activities to Fashion Workshops and special appearances, there is something for everyone.

Read on for just a taste of what’s on at Westfield Westfield this March.

Simple summer recipes the whole family will love

When it’s hot, humid and sunny, nothing hits the spot like really fresh food. We crave meals that are simple and healthy, like a delicious salad or fresh, seasonal fruit. Most of us have a few go-to recipes in our summer cooking arsenal, but it’s always worth mixing it up, and nothing beats the feeling of impressing the whole family with a surprising new favourite.

If you’re looking for a new summer recipe that’s fresh, healthy and delicious, you’ve come to the right place. These dishes are quick, simple, and affordable, but fair warning! You’ll probably be asked to make them time and time again.

So add these ingredients to your shopping list and find everything you need to make these simple and delicious recipes at Coles at Westfield Geelong.

What’s Happening...

Summer vibes.

Embrace the warmth of summer and elevate your wardrobe with the hottest trends at Market Square Shopping Centre!

Fashion-forward Finds: Dive into a sea of summer styles that will have you turning heads wherever you go. From vibrant sundresses to chic swimwear, discover the perfect ensemble to make this summer your most stylish one yet.

Accessorize in Sun-kissed Glamour: Elevate your look with accessories that capture the essence of summer. Whether it’s trendy sunglasses, statement jewelry, or stylish hats, find the perfect finishing touches to accentuate your personal style.

Boutique Bliss: Explore our diverse range of boutique shops, each offering unique and curated collections. From bohochic to urban sophistication, there’s a boutique for every fashion taste at Market Square.

Footwear Frenzy: Step into summer with the latest footwear trends. Sandals, espadrilles, or stylish sneakers - find the perfect pair to keep you comfortably chic as you stroll through the sunny streets.

Exclusive Offers and Discounts: Enjoy exclusive summer deals and discounts from our participating stores. It’s not just about style; it’s about savvy shopping too!

Cool Down and Refuel: Take a break from your shopping spree and savor delightful summer treats at our cozy cafes and eateries. Refreshing beverages and tasty snacks await to recharge your energy.

Join us at Market Square Shopping Centre for a Summer Shopping adventure that promises style, savings, and a whole lot of fun in the sun!

For more information on the LED glow stick product recall, head to: Market Square Geelong — Promotional LED glow stick torch | Product Safety Australia

Geelong waterfront

A visit to Geelong is not complete if you haven’t seen our spectacular waterfront

The Geelong Waterfront is one of Australia’s most stunning waterfronts. Having started from humble beginnings when Geelong was founded as a port in 1836, the Waterfront has now attracted a series of prestigious awards.

This cosmopolitan and vibrant area is a hive of activity with restaurants and cafes, beautiful landscaped gardens, attractions and public art, all with amazing views of Corio Bay. It also provides a full events calendar, tourism, education and accommodation services:

Our historic Carousel, Poppy Kettle playground and youth activities area is great for kids of all ages. See Geelong’s famous bollards.

There are plenty of possibilities to explore and view the Waterfront: take a ride on a Harley Davidson motorcycle, ride the trackless train if you prefer a more leisurely look around, check out the view from the air in a helicopter or take a boat cruise along Geelong’s spectacular Waterfront.

poppy kettle playground

This is one of the most perfectly positioned playgrounds for so many reasons

Situated on the Geelong waterfront, this park is jam-packed with awesome play elements, has beautiful sea views, has picnic facilities, and is a short walk away from cafes and other Geelong attractions. It makes for a beautiful day out for all ages, and is certainly a must-do in summer.

The interactive play equipment include a multi-coloured tubular slide that winds down the hill, a dragon emerging from the ground, a timber tower, swing, boat (atop the sand pit), bouncers, and a unique pyramid climbing net.

The playground is also well known for the interactive Poppy Kettle water fountains and miniature statues, situated amongst a rock area, which seem to be the main attraction for little ones. In fact, this feature was inspired by a children’s book written by local author, Robert Ingpen, and gives the park a magical quality. During the summer months the slide area has additional water play features.

A trip to this playground can be combined with a walk or bike ride along Geelong’s famous Bollard walk or a visit to The Carousel. Geelong’s Youth Activity Precinct is located a stones’ throw away from the playground, and features basketball ring, seating areas, open multipurpose area, and skate ramps.

Skate park

Geelong

We have more skate parks per capital than any other municipality in Australia

Skate parks in Geelong have a variety of facilities available for skate boarders, bladers and BMX bike riders including quarter pipes, handrails, funboxes, vert ramps, pyramids, banked ramps, and stairsets.

We strongly advise the wearing of helmets and padding when using our Skate Parks, and enforce compulsory wearing of helmets at all skate events.

Looking to get into skating or want to know more about skating in Geelong?

Young people interested in joining in activities can call the Skate Program Worker on 03 5272 5272.

cunningham pier

Geelong’s iconic waterfront function venue is perfect for every occasion. Experience the most unique function venue in Geelong.

The Pier Geelong offers uninterrupted bay views stretching from Rippleside to Point Wilson and the Geelong city skyline. It provides a large impressive area catering for small events to up to 800 guests seated or 1000 guests’ cocktail style.

The venue also housed City Quarter Bar a trendy lounge bar on Level 1. With loft ceilings, three decks, comfortable lounges, fireplace, gourmet pizzas and world inspired tapas, CQ is perfect for hosting engagements, birthday parties, hen’s high teas or pre or post event drinks.

Also housed within this iconic building is Wah Wah Gee, a funky Asian-inspired restaurant, offering an extensive menu leaving you feeling satisfied and content in an exciting atmosphere. Enjoy our delicious cuisine with floor to ceiling views of Geelong’s bay - you’ll feel like you’re floating on water.

the old Paper Mills

Fyansford Paper Mill once of Geelong’s most historic places to visit

Geelong’s best kept secret The Fyansford Paper Mill is set on the Barwon River and overlooks the picturesque Buckley Falls. It was constructed in the 1870s and is one of the oldest paper mills in Australia.

The site is being transformed into a food, beverage, arts and cultural precinct, located within 10 minutes of Geelong’s CBD. With just under 5,000m2 of building space, the Mill is home to over 15 businesses, including a winery, café, gallery, yoga studio, homewares shop and escape room. There are also a number of small independent artists who have private studios across the site.

Visit the Fyansford Paper Mill once of Geelong’s historic places to visits. Discover all kinds of food, arts, activities, as well as our great history, see what’s on in Geelong here.

geelong arts and cultural precinct

Geelong Arts Centre, formerly the Geelong Performing Arts Centre, is a performing arts, functions, and events venue located in Geelong, Victoria, Australia.

The area between Johnstone Park and Ryrie Street to the west of the shopping and business district of Geelong is known as the Geelong Arts Precinct. This area is also home to the Geelong Town Hall, which is the main council offices of the City of Greater Geelong.

The city is currently seeking funds for a radical overhaul of the precinct where the current facilities will receive a substantial redevelopment. There are also plans for some pretty innovative landscaping and street works which will bring the area into line with the rest of our recently rejuvenated city. This massive renovation will make the precinct one of the best arts and cultural precincts in the state. The scale of the project put the cost of the whole redevelopment in the vicinity of over 130 million dollars.

The Geelong Art Gallery is attached to the Geelong Town Hall, and it houses a magnificent and varied collection of artworks. Two paintings in particular are extremely special to our Gallery, first being the “View of Geelong” which was painted by Eugene von Guerad in 1856. This painting was bought recently by the museum from legendary English musical creator Sir Andrew Lloyd Webber. “A Bush Burial” by Fredrick McCubbin, painted in 1890 is another of the gallery’s most precious works.

western Beach

People have been swimming, boating, fishing, and playing at Western Beach Geelong since the 1840s.

In those days there was an unwritten rule designating Western Beach for men’s bathing and Eastern Beach for women. But some ‘dastardly gentlemen’ would disregard the agreement scaring respectable women away.

Today the area is rarely used for swimming, but it’s still a popular stretch of foreshore connecting Rippleside to the rest of the Waterfront.

Here you’ll find the Boat House restaurant (Geelong’s best spot for fish and chips), the Poppykettle Playground, a designated fishing area, and the marvelous Western Beach Boardwalk.

Curving out over the water the boardwalk has well-placed seats where you can sit back and watch the sea birds duck dive for fish. In the early morning, it’s perfect for watching the sun come up over the bay.

Ripplesside park

A community built wooden Adventure playground built over six days in 2001 with all the usual ramps, walkways, steps, nooks and crannies

Located on the western edge of the Waterfront, Rippleside Park Geelong is a pretty grass-covered foreshore reserve.

Popular with locals, Rippleside is less well-known to tourists who drive past enroute to more popular areas.

The park has magnificent bay views and is particularly appealing to families with young children who love the adventure playground.

The huge wooden structure has ramps, walkways, steps, and plenty of nooks and crannies to explore.

When the kids tire of the playground the reserve has wide-open spaces to run around in. Don’t forget to bring your footy!

Tucked in next to the reserve is tiny Rippleside Beach where you can bask in the sunshine or splash around in the water.

Overlooking the whole area is the bright and spacious Ripples On The Bay cafe. This stunning cafe serves excellent coffee and has huge windows with to-die-for water views.

Other amenities include picnic and barbecue facilities, toilets, and plenty of car parking spaces.

steampacket Gardens

Located right beside the water Steampacket Gardens Geelong is a big rectangle of lush lawn that’s perfect for a relaxing picnic or a game

A path on the northern edge connecting the gardens to the bay has seats where you can enjoy the sea breeze and watch the nearby helicopter toing and froing.

On the eastern side you’ll find the Wharfshed Cafe serving yummy meals and to the west sits the delightful historic carousel.

There are some interesting art sculptures dotted around the park. Be sure to check out the Volunteer Rifle Band bollards and The Buoys sculpture, a group of former channel buoys that have been turned into a powerful piece of artwork.

The Geelong Waterfront Makers and Growers market (Steampacket Market) is held here on the first Sunday of each month. This popular market offers local produce, beautiful art and handicrafts, and lots of tasty treats.

the carousel

The Carousel Geelong is a rare 1892

Armitage-Herschell hand-carved wooden carousel.

One of only a few in the world this beautifully restored carousel is considered by many to be the best that’s still in use today.

Housed in a modern steel and glass enclosure the pavilion has an oldworld carnival atmosphere that’s enhanced by a pipe organ playing Dixieland melodies.

A ride on this enchanting carousel is a magical experience for children of all ages and abilities, with a mobility lift that assists wheelchairs onto the attraction.

Entry into the pavilion is free. Tickets to ride the Carousel are $5.00.

The Carousel Pavilion can be booked for wedding ceremonies, wedding receptions, photo shoots, and private or corporate functions.

Housing a beautifully restored Carousel, this competitively priced, exclusive all-weather venue is available for private hire seven days a week from 3:00pm.

OLD Geelong gAol

A 19th century gaol which operated from 1853-1991 in the same conditions you see today.

The Geelong Gaol Museum is housed in the 170-year-old Geelong Gaol, the third oldest prison in Victoria. Opening in 1853 and closing in 1991 it housed male and female prisoners.

Over its history, it has been used as an industrial school for young girls, a hospital gaol and a military detention barracks. It was the site of 6 executions.

Today it houses display illustrating not only the history of the Geelong Gaol but the history of the corrections of Victoria.

It features displays on the Hulks, Colonial Prisons, Executions and Saga Behind the Armour along with some of the prisoner stories who have spent time behind the bluestone walls.

The Geelong Gaol Museum is open on weekends, school holidays and public holidays.

ACCOUNT BASED PENSIONS - MINIMUM INCOME PAYMENTS

RETIREMENT

By Warren Strybosch

Account based pensions first appeared in the Australian superannuation landscape from 1 July 2007 as a simplified replacement for allocated pensions. Account based pensions can only be “purchased” with superannuation money.

For an account-based pension to be effective, a minimum prescribed amount of income must be paid to the account holder (member) each year.

The minimum level of income to be drawn each financial year is based on the member’s:

a. account balance as at start of the financial year, and b. the payment factor relevant to their age at the start of the financial year.

Where an account based pension commences to be paid on a date other than 1 July, the minimum income is based on the account balance at the date the pension commences and is pro-rated for the number of days the pension is to be paid for the year.

Likewise, if a pension is commuted (i.e. is discontinued) before the end of the financial year, the minimum income is pro-rated for the portion of the financial year the pension has been in force.

The minimum income is rounded to the nearest $10.

For example, a 68-year old with an account-based pension balance of $387,500 at 1 July 2023 would be required to draw a minimum income of $19,380. The income may be drawn as a single income payment, or at regular or irregular intervals throughout the course of the year.

Except where an account-based pension is being paid under transition to retirement (TTR) rules, there is no maximum limit on the amount of income that can be drawn in a financial year.

Where a TTR pension is being paid, income payments are limited to a maximum of 10% of the account balance. Unlike minimum pension payments is relation to an account-based pension that is paid for less than 12 months, the maximum income is not pro-rated.

In the event that income of less than the prescribed minimum is paid during the course of a financial year, an account based pension is taken to have ceased at the start of the financial year and any amounts paid are treated as lump sum superannuation benefits. They are taxed accordingly.

However, the Commissioner of Taxation may treat a pension as remaining in the pension phase even though the minimum income has not been paid where:

1. The trustees of the fund failed to pay the minimum because of:

a. an honest mistake and a small underpayment arose, or

b. matters outside of the control of the trustees

2. The underpayment is a small underpayment

3. A catch-up payment of the shortfall is made as soon as practicable in the following financial year.

4. The fund would have otherwise continued to be in the pension phase had the short payment have not occurred.

A trustee is able to self-assess where a small underpayment is made. A small underpayment is an amount less than one twelfth of the minimum annual payment. There are several adverse consequences that may arise where the minimum pension payment is not made and the account-based pension is treated as having ceased, including:

1. The fund will not be entitled to a tax exemption on investment earnings derived from assets supporting the pension payments (exempt current pension income),

2. Where a pension is being paid under TTR rules, the treatment of income payments as lump sum benefits may result in a breach of the superannuation payment standards (i.e. lump sums cannot be paid from a TTR pension),

3. The tax components of the account-based pension account will be crystallised with other tax components a member may have in an accumulation account. This may have estate planning ramification particularly where the tax-free component was being quarantined from other tax components.

Warren Strybosch

Award winning Financial Adviser and Accountant

Part of the Find Group of Companies

You can call them on 1300 88 38 30 or email info@findretirement.com.au www.findretirement.com.au

Financial Planning is offered via Find Wealth Pty Ltd ACN 140 585 075 t/a Find Wealth. Find Wealth is a Corporate Authorised Representative (No 468091) of Alliance Wealth Pty Ltd ABN 93 161 647 007 (AFSL No. 449221).Part of the Centrepoint Alliance group https://www.centrepointalliance.com.au/

Warren Strybosch is Authorised representative (No. 468091) of Alliance Wealth Pty Ltd.

This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication. Whilst all care has been taken in the preparation of this material, it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities, employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.

This information has been provided as a general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriates of the advice. You should obtain and consider the relevant Product Disclosure Statment (PDS) anf seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mention in this communication.

Whilst all care has been taken in the preparatin of this material, it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities, employees or representative accepts responsibility for any loss suffered by any person arising from reliance on this information.

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