Find Geelong 2022 - May Edition by Find

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MAY 2022

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About the Find Geelong By Warren Strybosch

The Find Geelong is a community paper that aims to support all things Geelong. We want to provide a place where all NotFor-Profits (NFP), schools, sporting groups and other like organisations can share their news in one place. For instance, submitting up-and-coming events in the Find Geelong for Free. We do not proclaim to be another newspaper and we will not be aiming to compete with other news outlets. You can obtain your news from other sources. We feel you get enough of this already. We will keep our news topics to a minimum and only provide what we feel is most relevant topics to you each month. We invite local council and the current council members to participate by submitting information each month so as to keep us informed of any changes that may be of relevance to us, their local constituents.

We will also try and showcase different organisations throughout the year so you, the reader, can learn more about what is on offer in your local area. To help support the paper, we invite local businesses owners to sponsor the paper and in return we will provide exclusive advertising and opportunities to submit articles about their businesses. As a community we encourage you to support these businesses/columnists. Without their support, we would not be able to provide this community paper to you. Lastly, we want to ask you, the local community, to support the fundraising initiatives that we will be developing

and rolling out over the coming years. Our aim is to help as many NFP and other like organisations to raise much needed funds to help them to keep operating. Our fundraising initiatives will never simply ask for money from you. We will also aim to provide something of worth to you before you part with your hard-earned money. The first initiative is the Find Cards and Find Coupons – similar to the Entertainment Book but cheaper and more localised. Any NFP and similar organisations e.g., schools, sporting clubs, can participate. Follow us on facebook (https://www. facebook.com/findgeelong) so you keep up to date with what we are doing. We value your support, The Find Geelong Team.

Geelong The

EDITORIAL ENQUIRES: Warren Strybosch | 1300 88 38 30 editor@findgeelong.com.au PUBLISHER: Issuu pty Ltd POSTAL ADDRESS: 248 Wonga Road, Wararnwood VIC 3134 ADVERTISING AND ACCOUNTS: editor@findgeelong.com.au GENERAL ENQUIRIES: 1300 88 38 30 EMAIL SPORT: editor@findgeelong.com.au WEBSITE: www.findgeelong.com.au

ALL THINGS GEELONG

The City of Geelong is one of Victoria’s largest regional capital cities. Geelong had a population of approximately 230,000 as at the 2019 Report which includes 16,000 businesses. Geelong’s location is in strong growth corridor, making it an ideal location for businesses to explore options outside of the capital city.

ACKNOWLEDGEMENT The Find Geelong acknowledge the Traditional Owners of the lands where Geelong now stands, the Wadawuarrung people of the Kulin nation, and pays repect to their Elders - past, present and emerging - and acknowledges the important role Aboriginal and Torres Strait Islander people continue to play within our community.

DISCLAIMER Readers are advised that the Find Geelong accepts no responsibility for financial, health or other claims published in advertising or in articles written in this newspaper. All comments are of a general nature and do not take into account your personal financial situation, health and/or wellbeing. We recommend you seek professional advice before acting on anything written herein.

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Australia Is Going To The Polls By Warren Strybosch

On the 21st of May Australians will go to the polls to decide which party will form the next federal election.

It will be Albanese first time leading the Labor party in an election since becoming Opposition Leader in 2019. Albanese took office at age 56 and is the oldest first-time Opposition Leader in 59 years, since Arthur Calwell (age 63) took office in 1960. If Albanese wins office, he will be the 31st Australian Prime minister and he will follow the likes of Kevin Rudd who was replaced by Julia Gillard, the first female prime minister of Australia, only to be replaced by Rudd a few years later after she backflipped on the carbon tax scheme. It will be an uphill battle for Albanese given he is such an unknown quantity and has not done terribly well during the recent Q&A appearances.

However, despite not been able to answer some of the simpler questions, his party is surging ahead in the polls indicating they will pick up about 80 seats – a major victory for any party to achieve. With such a big lead in the polls it might mean that Labor will not need to look to the Greens or Palmer to secure government. It has been many years since Labor was won government on its own – will this be an historic win for them? Mr Morrison is seeking the Coalition’s fourth term in office and whilst he might not be liked by everyone in Australia, is a well-known figure who has demonstrated he can make hard decisions in a crisis. Where debt is concerned, and let’s face it, no one likes seeing Australia going into more debt, Morrison is hoping that Job Keeper and the other incentives that were

provided during the pandemic will put Liberal in good stead to secure another term. Almost all politicians agree that Job keeper was vital and without it many more businesses would have hit the wall and never recovered had it not been introduced. However, will this and their current economic and fiscal policies be enough to get them over the line? Only time will tell. The Coalition re-election theme is one of economic trust and pointing out that if Labor gets in, they are likely to ruin Australia’s economy. Then if you add the Greens and Palmer into the mix, the question will be, will Labor actually be running the country, or will the Greens and Palmer be pulling the strings? It is unlikely Labor will join forces with Palmer, but no one is sure what deals are happening between Labor and the Greens. However, with current polls Labor might not need the Greens and this is sure to make the Greens nervous. It will be interesting to see where the Greens fall this election and whether or not we see a rise in independents. How will Australians vote? Will they vote in Liberal for another term or go with an unknown Labor? Or will many associate the Labor Premiers and the ‘lockdowns we had to had’ with the federal election and will this actually end up going against Labor and their chance to secure office? Many people we have spoken too are unsure how they will vote. In less than two weeks one thing will be for sure, someone will be in government. God help us all.

Doctor sentenced for failing to lodge tax returns and BAS By Warren Strybosch

The ATO has reported that a Western Australia doctor has been sentenced to 7 months’ jail and placed on a good behaviour bond for failing to comply with court orders to lodge 18 outstanding income tax returns and BAS. In February 2020, the doctor was convicted at the Perth Magistrates Court and fined $50,000 for failing to provide the ATO with the outstanding income tax returns and BAS. The doctor was also ordered to make the outstanding lodgments within 2 months. However, he failed to lodge, and was prosecuted once more. The ATO said the doctor will be released from jail after 2 months, upon entering into a $10,000 recognisance to be of good behaviour for the remainder of his sentence. As part of the good behaviour bond, he will need to lodge each of the outstanding tax returns and BAS.

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Find Geelong Column by Deputy Mayor Trent Sullivan When the whispers began to grow louder surrounding the Victorian government’s bid for the 2026 Commonwealth Games, it was inevitable that Geelong would play a significant role in this event. One of the best things about living in Geelong is the fact that each year we play host to multiple major events across various sectors. Geelong will be the home to seven sports at the Commonwealth Games, including the aquatics (swimming, para swimming and diving), gymnastics, beach volleyball, T20 cricket matches, hockey, triathlon and para triathlon and table tennis and para table tennis. That speaks to our region’s flexibility but also to Council’s investment in a wide array of local facilities. The funding that the City of Greater Geelong Council has provided for sporting clubs across the municipality has contributed to the redevelopment and upgrade of a large number of changerooms, making them gender neutral and fully accessible, and has overhauled lighting at several venues, allowing practice sessions to last longer and for clubs to play matches in the evening. While it is likely there will be additional work required at some of our existing venues, state government investment of new infrastructure will generate fresh opportunities for local jobs, place money back into the local economy and strengthen our reputation as the sporting capital of regional Australia. We want to use the Commonwealth Games as an opportunity to deliver a legacy for our community. A regional indoor sports and events centre, for example, is a priority project for Council and we are developing a business case to advocate for funding from the Victorian and Australian Governments for this critical facility. It is expected that in excess of 5000 athletes from around 70 countries will compete at the Commonwealth Games and I know that Geelong will be ready to embrace everyone who visits. Importantly though, we will also be prepared to make the most of the opportunity to create something really special for decades to come.

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FIND GEELONG | MAY 2022

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List Your Aged Care Facilities with Find Aged Care Accommodation Today. Help the local community know you exist and what sets you a part compared to other aged care facilities, Financial Planners and other providers in the local area.

We have developed Find Aged Care Accommodation (www.findagedcareaccommodation.com.au) so you can promote your facilities and services to the general public. You can also place any job vacancies on our website that is available in your facilities.

For more information, please contact us at 1300 88 38 30 or email info@findaccommodation.com.au.

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Director ID - A criminal offence if you do not apply in time

By Warren Strybosch

The Australian Securities and Investments Commission (ASIC) is responsible for enforcing director ID offences set out in the Corporations Act 2001. It is a criminal offence if directors do not apply on time.

•

The ATO will start contacting new directors to encourage them to apply for their director identification number (director ID).

You can find more information about who needs to apply for a director ID at abrs.gov.au/deadlines

Directors who were appointed under the Corporations Act: • • •

before 1 November 2021, must apply by 30 November 2022. between 1 November 2021 and 4 April 2022, must apply within 28 days of being appointed. from 5 April 2022, must apply before being appointed.

Tax agents and accountants cannot apply for a client’s director ID on their behalf. A director must apply for a director ID themselves. The tax agent, bookkeeper or accountant can help their clients to apply for a director ID online by: •

telling them when they need to apply

•

helping them set up their myGovID to a standard or strong identity strength helping them with the documents they need to prove their identity when they apply online.

Applying for a director ID online Directors must set up their myGovID with a standard or strong identity strength before they apply for a director ID. You will need at least two of the following Australian identity documents to prove their identity: You can find more information about who needs to apply for a director ID at abrs.gov.au/deadlines Applying for a director ID online Directors must set up their myGovID with a standard or strong identity strength before they apply for a director ID. You will need at least two of the following Australian identity documents to prove their identity:

• • • • • • •

Drivers licence or learner’s permit Passport Birth certificate Visa (using their foreign passport) Citizenship certificate ImmiCard Medicare card

Directors will need additional information that the Australian Taxation Office (ATO) knows about them when they apply for their director ID online. They’ll need their tax file number (not essential, but recommended), residential address as held by the ATO, and information from two documents to prove their identity. Your clients can use any two of these documents: • • • • • •

Bank account details held by the ATO ATO notice of assessment Super account details Dividend statement Centrelink payment summary PAYG payment summary

You can find more information about which documents can be used to prove your identity at abrs.gov.au/verify

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FIND GEELONG | MAY 2022

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Are you a Financial Planner looking for more clients? Grow your Financial Planning Business with great integrity and sensitivity by providing advice to those requiring Aged Care Services. List in our Find Aged Care Accommodation Website Are you an Established and experienced Financial Planner providing Aged Care Advice? Find Aged Care Accommodation is seeking professional ‘aged care’ accredited financial planners to provide advice to those seeking aged care advice in their local area. Are you accredited and can help work with clients to find the best aged care options? Are you able to work with their loved ones and help make the process of transitioning into aged care less daunting and complex? If so, consider listing on our website. List with us, and we will get you promoted through our website, social media, and local community papers. Why not consider joining the Find Network as a specialist Aged Care advisor and obtain referral leads from the rest of the Find Network members in your area? To learn more about these new opportunities, contact Warren on 1300 88 38 30 or email info@findagedcareaccommodation.com.au visit our website at www.findagedcareaccommodation.com.au

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Qantas to Launch Sydney Non-stop in 2025

(Australian Associated Press)

Australians will be able to travel to London and New York on non-stop ultra long-haul Qantas flights from Sydney and Melbourne from late 2025, ahead of the likely addition of routes between Paris and Frankfurt. Qantas, which has been working on the no-stopover flights under Project Sunrise for a number of years, is ordering 12 Airbus A350-1000s wide-body aircraft to service the routes. “It’s the last frontier and the final fix for the tyranny of distance that has traditionally challenged travel to Australia,” CEO Alan Joyce said in a statement on Monday. “The cabin is being specifically designed for maximum comfort in all classes for long-haul flying.”

The new planes are 25 per cent more fuel efficient than previous generation aircraft and will carry 238 passengers in four classes, including first, business, premium economy and economy, and have a “wellbeing zone” in the centre. Passengers can use the wellbeing area for stretching exercises and take advantage of a self-service station to boost hydration. The first flight is due to take off from Sydney by the end of 2025 and comes after three research flights from New York and London to Sydney in 2019. Federal minister Stuart Robert said it was a great vote of confidence in the Australian economy. “It’s superb,” he told Nine Network. “It demonstrates that Australians want to get out and travel again.”

Before the coronavirus pandemic erupted, the so-called Kangaroo route between Australia and the UK was one of Qantas’ busiest international operations. NSW Premier Dominic Perrottet said the fact Qantas was putting Sydney at the heart of its plans cemented the state capital’s status as Australia’s only global city. “This … will help create 2500 jobs and generate more than $300 million in local economic benefits,” he said. Qantas began operating non-stop 17hour flights from Perth to London in 2017. The airline also announced it is renewing its domestic narrow-body fleet from late 2023, with an order of 20 Airbus A321XLRs and 20 A220s under Project Winton, as the airline’s Boeing 737s and 717s are retired. Meanwhile, the carrier released its thirdquarter trading update on Monday, showing domestic travel demand is returning to pre-COVID-19 levels ahead of expectations. Demand for international travel is also recovering well, albeit at a slower pace due to some markets remaining closed or heavily restricted. But bookings for destinations including London, Los Angeles, South Africa and Bali are all above pre-coronavirus levels. Qantas maintained its forecast for underlying earnings of between $450 million to $550 million in the second half of fiscal 2022.

ATO Debts

– They will get their money eventually By Warren Strybosch

The ATO will not always try to recoup debts owed by taxpayers immediately but place it on hold. This type of debt is called a non-pursued debt. A non-pursued debt is a debt that is not visible on the balance of a taxpayer’s account on the ATO portal. When a debt is placed on hold, the ATO do not undertake any collection action, usually because it is not economical for them to do so. A debt deemed uneconomical for collection action will be re-raised at a later date if the taxpayer becomes entitled to credits, which will be applied to reduce the balance, or if their circumstances change. So, if you see a debt removed from your tax portal account, don’t just assume the ATO has forgiven that debt. They just have placed it on hold and will most likely recoup it a later date.

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FIND GEELONG | MAY 2022

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ATO

update on trust reimbursement agreements

ACCOUNTANT By Warren Strybosch

In a media release on 5 May 2022, the ATO has “acknowledged there has been significant interest in its draft public advice and guidance relating to trust reimbursement agreements and unpaid present entitlements. In response to the level of community interest, the ATO said it will extend the public consultation period for the guidance, which ended on 29 April 2022. ATO Deputy Commissioner Louise Clarke said “the ATO is aware that the guidance – which has been long requested by the tax adviser community – has unsettled some in that community because it calls into question some practices which have been relatively longstanding”. “The vast majority of small businesses operating through a trust are not operating in a way that will attract section 100A. A distribution to an adult child who has a low marginal tax rate will not attract section 100A where they simply receive or enjoy the benefit of their distribution”. Ms Clarke clarified that the section can only apply where a distribution is made under an agreement where there will be a payment or other benefit provided to some other entity, that will typically have a higher tax rate than the beneficiary, where a purpose of that agreement is that someone will pay less income tax.

“For example, where a full-time student receives an entitlement from a trust under an arrangement where they agree to immediately gift the entitlement back to the trustee”. “The ATO does not make law. We have not changed section 100A; 100A remains as it always has been. What we have done is publish what is at this stage draft guidance for consultation as to how we think the law applies,” Ms Clarke said. “The ATO’s position is that if the beneficiary of the trust gets the benefit, 100A has no role to play. The ATO is not concerned about ordinary family trusts where the relevant family members benefit from the distributions”. Similarly, Ms Clarke also noted that the ATO is not concerned when profits from the family business are distributed to members of the family who work in the management of the business and then that family member chooses to reinvest the profits in the business. The ATO will not be pursuing taxpayers that entered into arrangements between 1 July 2014 and 30 June 2022 where, in good faith, they concluded that section 100A did not apply to them based on the previous 2014 guidance.

“I want to reassure the community - we won’t have a retrospective element. We stand by our 2014 guidance for this interim period,” Ms Clarke said. The ATO will carefully consider all submissions received during the consultation period as it finalises the package of public advice and guidance. A compendium of our responses to the feedback will also be published. The question is whether this will mean the end of discretionary trusts as a taxeffective vehicle? Lawyers are reminding accountants and family groups that the ATO does not make law and whilst they have released further guidance on the subject, it is yet to be made law and tested. They argue that there are many ‘common’ family arrangements involving discretionary trusts that will continue to be low risk. Some lawyers are going so far as to say that as long as the funds being distributed to the adult children are indeed being distributed e.g., funds going into their bank account, and regardless of how those funds are being used, this should not incur s 100A and trustees should have nothing to worry about. Some lawyers are keen for the ATO to take this matter to court as they believe the ATO will lose. However, the ATO is off the opinion that just because something happens

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frequently, or is accepted as a common • practice, doesn’t mean it is an ordinary commercial or family dealing for the purposes of s 100A, and may challenge distributions going to adult children. • Now, we wait and see, and trustees will have to decide whether to distribute funds to adult children is worth the risk this financial year. Examples in the draft ruling include (but are not limited to) arrangements where: •

•

Distributions have been made to an adult child beneficiary and the entitlement to the funds representing those distributions have been applied for the benefit of another person (usually the parents), Where an entitlement to income has been ‘gifted’ back to the trustee (or a parent) or otherwise forgiven,

Where there is a circular flow of funds (e.g., where the trust is a shareholder in a corporate beneficiary); and, Where a trust acquires an equity interest in a corporate beneficiary under a share buy-back arrangement involving members of the family group (often the parents).

The ruling, whilst still in draft form and has raised some concerns amongst taxation professionals given the ATO have been working on draft s 100A guidance for more than 6 years. The lack of certainty for trustees and beneficiaries around the ATO’s tax administration approach will no doubt cause concern and may leave trustees at risk of assessments arising from distributions that are made going forward. Trustees should consider speaking to their accountant or lawyer with regard to s 100A if they have any concerns or doubts about their current trust distribution arrangements.

At Find Accountant, we provide SMSF tax advice. Our senior accountant is also an award-winning financial advisor. If you require SMSF advice or are considering whether or not to wind up your SMSF, then speak to Warren Strybosch at Find Accountant Pty Ltd.

Warren Strybosch You can call them on 1300 88 38 30 or email info@findaccountant.com.au www.findaccountant.com.au

WARREN STRYBOSCH Find Group The founder of the Find Group of companies draws on his diverse background, which ranges from teaching, to serving in the army, to taxation and accounting, to coach and help clients live their best financial lives. A multi-award winner, Warrens’s innovative approach in business means he was a champion of virtual financial advise long before the pandemic. Warren established the Find Foundation, which owns and operates acroos Victoria.

TOP 50 MOST INFLUENTIAL FINANCIAL ADVISER IN AUSTRALIA The financial advisers featured in this guide are a diverse group: some specialise in responsible investment advice, some provide financial advise to specific professions, and some focus on addressing market gaps, mwith several finding themselves on the list for the very first time. But they all have one thing in common: they all wield influence that can create the blueprint for the future of financial advice in Australia. Not all of them are faniliar names but just because they are not making a lot of noise doesn’t mean they are not making waves. Meet our Power 50.

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Strategic Planning for Retail Longevity BUSINESS COACH By Deb Fribbins

Strategic Planning is the mechanics put in place, by a business, who have defined a clear vision for their future.

Before a strategic plan can be devised, the goal posts need to be clear to you, your staff and your clientele. Your Vision statement is your vision for the future, what you want to achieve long term. Your Mission statement is the journey you are taking your customers on and should be made clear to your clients/ customers, giving them the purpose to come to your business in preference to your competitors.

Longevity of any business is not by accident. All businesses need to have a strategic plan that incorporates short and long terms plans towards that vision, or focused goal. It relies heavily on, not only setting the plans, but monitoring the progress at each milestone set. The plan needs to be modified or updated regularly to keep relevant in the market. With clear goals posts in place, an organisation is guided, within each segment, in unison, towards the same goals. The strategies will define the roles of each person in the organisation and the area they impact. It will outline what each person or segment needs to do and how they will action the plans. For a sole trader the process is the same and equally important. Look at all the parameters that impact on your business and address each area towards that common goal post.

The strategic plan produces a clear plan, showing milestones along the way, in financial, physical and behavioural terms. The most effective strategic plans should have contingencies built in for all known opportunities. The review process used throughout the journey will reflect the progress and any adaptions required due to unforeseen circumstances. Timing of the constant reviews along the way will vary depending on the complexity of the business and the outcomes. The segmentation of each business varies, there is no “Hard and Fast” rule or template that is a one size fits all. The segments listed below apply to all businesses in one form or another. This list is not exhaustive, there are many other segments that may be applicable to specific businesses, that may need to be planned out for their success.

•

Staffing: Your staff are the face of your business, are they trained and happy?

•

Marketing: Is your comprehensive, long term marketing plan in place?

•

Infrastructure: Do your customers relate to your Displays, Presentation, Logistics, Technology, Branding, Competitor advantage, website, social media campaigns, standards, values, and so much more.

PROPER PREPARATION PROMOTES PROGRESSIVE PERFORMANCE If you require any assistance in articulating your strategic plan contact Deb at Developing Excellence in Business for a complimentary 45 minute call to determine how I can support you on your journey to success. https://calendly.com/ deb-fribbins/discovery-session

Core segments? •

Products: Is your assortment & range plans on current trend?

•

Pricing: Cheapest does not guarantee sales, what are your differentiators?

Deb Fribbins Developing Excellence in Business 400 524 451 deb@debconsulting.com.au

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HOW TO ACHIEVE YOUR GOALS LIKE A BOSS!... and be excited doing it! When your business has ONE BIG ANNUAL GOAL, your team can clearly define where they’re headed.

RESILIENCE COACH By Sally Higoe

Since we’ve emerged pandemic, I feel a hunger!

from

the

...yet I’m seeing that’s not the same for many other leaders. Instead, I’m seeing an unusual blend of a yearning to reinvigorate, reconnect and reach the next level of growth, mixed with the desire to proceed with caution ... ... overwhelm is creeping in a little too easy and there’s a fear of overcommitment and the need to pull back when it gets that little bit too much. Behaviourally speaking, we comfortable getting comfortable...

got

Comfortable not leaving the house, comfortable hiding behind a screen, comfortable knowing that one of the few certainty’s left was self-reliance... almost a feeling of you against the world. Can you relate? Take a moment to take stock right now... and be honest... Is there a part of you that’s slowed down, holding back and potentially struggling to get your head back in the game? What steps have you taken to go over and above towards your goals this year? Are you moving FAST enough in the RIGHT direction?

(...we are always going somewhere, even nowhere is somewhere – which direction are you choosing?) Sometimes, we think we’re choosing to go forward... but at a closer look, it’s more like moving around in circles This happens when you’re lacking clarity in focus. Not enough definition, likely too many choices. With a clear focus, you’re able to funnel it in so that you can move towards where you want to go, faster... ... because the difference between successful and unsuccessful businesses is setting goals, moving towards them, and taking action on them. (See Deb’s Fribbins ‘Strategic Planning’ article)

With ONE BIG WILD GOAL per year, you bring alignment across the board; as each department brings its own individual focus to achieving the same goal. Your one WILDLY IMPORTANT GOAL is simply one single goal that all the team can fight for. It’s ONE SIMPLE THING that has 1, 2 or 3 steps (only) that hold the greatest impact on moving you towards your ONE big vision. GREAT, GOT IT?... I’m guessing you’re as excited as I? Can you visualise your whole team united? ... ...Communicating, excited, open and sharing as they strive for the same outcome? This goal could be a ‘new clients’ or ‘leads’-based goal; it could be a new leg or development of the business; it could be a membership or loyalty scheme or it could be a financial goal (these are only usually exciting enough for the whole team if there have been new developments that the team worked together on securing, and the $ can show the level of success reached in their efforts). Let your mind take you as you develop this one very exciting goal... it wants to be exciting enough to take a little of your breath away... but not too big that it’s unlikely or near impossible to achieve. You must have a WILDLY IMPORTANT GOAL for the business... And then, once you do... 1.

Now each department defines their role in talking you there (through an

impactful mission statement)

Weekly goals come from your 90 Day breakdown (so you now know that EVERY step you’re taking is moving you to reach your one big annual goal)

I love this! With this kind of focus, leadership and dedication, all goals in all departments will link to your WIG (Wildly Important Goal). The ultimate outcome along the way is that each of your team * connects with the goal * achieves the goal * gets there elegantly and gracefully * gets there easily... You all have focus, you strive together, you grow... Then, you all celebrate! I’ve created a simple overview of this system, with a little more detail, in this document here - https://drive.google.com/file/ d/10aqjAG1_QIgYxzya8ibcSLzrCxlNQ-1H/ view?usp=sharing Grab a copy and share the outline at your next team meeting. Then implement the process together! And I’d love to know - Do you have such an efficient and effective process that you use to reach goals in your workplace? Email sally@team-resilience.com.au and let me know - what’s working within your goal setting process and what areas could do with a bit more focus?

They break down their goals into the major strategies that it will take to get there (this must include benchmarks

Please share... I love to learn and I love this structure. ...When it’s part of your routine, you can be sure to know that you’re leading and building an aligned, success-driven culture.

Further break this down into 90 Day increments (with attainable KPI’s and

I look forward to hearing from you!

of excellence) 3.

a couple of stretches

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FIND GEELONG | MAY 2022

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Interior Painting in Winter PAINTING & DECORATING By Steve Dahllof

While enjoying the summer weather, we often don’t want to think of home improvement activities for the colder months. However, if you are considering refreshing a few rooms with a new coat of paint, winter is a good time to do that. Cheaper The cooler months are usually the offseason for most professional painters, due to the perception that summer is the time for a house make-over. If you are planning a large interior paint job, you could find that quotes are cheaper. As they may not be so busy with other projects, they may even offer to paint an extra room for free! Quicker The wettest month in the Port Phillip region is in spring (October); conversely, winters can be fairly dry. This translates into ideal humidity conditions for painting the interior of your home. Lower humidity means less moisture in the air and as we don’t have snow, the temperature rarely gets too low, so paint dries faster. It’s true there are fewer hours of daylight, but summer painting is constrained by too many hot hours, so the hours available in the day for painting are probably the same for summer and winter. From June to August, walls and ceilings are heat conductors. Factor in your heating systems and in some cases, you may discover that your total painting project could be finished more quickly

than in summer. However, it is important to check carefully the actual temperature of the interior surfaces you wish to paint. If it turns out that they are in fact colder that the outside air temperature, you can consider using a heat gun or even a hairdryer to warm them up. Do remember to open windows and doors to ventilate the rooms you are painting. Even better, buy wall paints with low to zero VOC (volatile organic compounds) to avoid potentially inhaling toxic fumes. One other thing to be aware or: if you live near a creek or water course, or if there has been a recent downfall of heavy rain, mould and rising damp may develop. You must spend the extra time to deal with this first before painting. A professional painter can give you a quote on what needs doing and how long it will take. Better results If you decide to paint your rooms over winter, here are some tips to get the best results. Especially when using water-based paints, paint dries quickly in hot or humid weather, meaning more brush marks and overlapping joins. The water content evaporates which increases the likelihood of chalking. Paint in cold weather dries more slowly. This is actually a good thing. Slow drying means you use fewer brush marks and fewer joins which eliminates the need for acrylic paint conditioners and makes for a smoother finish. One great advantage is that washing your brushes out at the end of the day is a breeze as the paint hasn’t baked into them.

Beware, however, if you have not painted interiors much before that paint can become thicker under cold conditions. It is more difficult to paint with thick paint; it might not spread evenly which will leave blotches – not the sheen or texture you were hoping for! If this happens, pop along to your local hardware store and buy an acrylic paint conditioner like Floetrol which will smooth the paint out for you and make it easier to apply. Whether this is your first go at painting the inside of your home or you’ve done it for years, always store your paint in a warm dry place, and in colder seasons, indoors. Most of us spend the winter months more indoors than our so winter is ideal to use that time to beautify your home. Painting your home in winter also means that you and your family can enjoy the following spring and summer without the burden of a large chore to do hanging over you. Start planning now for your new look home!

For more painting advice on cleaning up after painting, contact Dahllof Painting Services at sjd67@bigpond.net.au We will be happy to answer all your inquiries.

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MAY 2022 | FIND GEELONG

Consumer Guarantees Small Businesses Should Know About LAWYERS By John Van Beveren

If you run a business in Australia, you’ll be affected by the Australian Consumer Law (ACL). The ACL is a national law that aims to protect consumers and ensure fair trading in Australia. Whether your business provides goods and/or services, it is important you know how the ACL affect your business. The ACL provides several ‘consumer guarantees’ that operate as a set of rules that apply to goods and services purchased by a consumer that will automatically apply to allow consumers access to a remedy. Whether you are aware of the guarantee or not, suppliers and manufacturers automatically provide consumer guarantees about certain goods they sell, hire or lease and services they provide to consumers. These consumer guarantees exist regardless of any condition and warranty a supplier or manufacturer provides. Guarantees applying to goods: A supplier and a manufacturer must guarantee that: • • •

Goods are of acceptable quality Goods will match any description provided Any express warranties will be honoured.

A supplier guarantees that a consumer is buying goods: • • • • •

That have clear title, unless otherwise stated That do not have undisclosed securities That are fit for any disclosed purpose A right to undisturbed possession That matches the sample or demonstration model provided.

A manufacturer also guarantees the availability of repairs and spare parts (other than for auctioned goods). Guarantees applying to services: A supplier guarantees that services are provided:

• • •

With due care and skill Which are fit for any specified purpose Within a reasonable time (when no time is specified).

Which goods and services are covered? Goods and services are covered by the ACL consumer guarantees when they are sold in ‘trade and commerce’ and bought by a ‘consumer.’ In ‘trade or commerce’ for the purposes of the ACL means during a supplier’s or manufacturer’s business or professional activity which includes non-profit business or activity. A consumer is defined by the ACL to be a person who buys: • •

•

Any goods or services costing up to $40,000 Goods or services costing more than $40,000 that are used predominately for personal, domestic or household purposes A vehicle or trailer used mainly to transport goods on public roads.

What happens if consumer guarantees are not complied with? If you provide a good or service to a consumer that fails to meet a consumer guarantee, the consumer has a right against you as the supplier and in some case the manufacturer as well. This means they are entitled to a remedy from you to put right a fault, deficiency, or failure to meet an obligation.

Where a supplier fails to meet a guarantee, the remedy ordered may be: • • •

A repair, replacement, or refund Cancellation of service Compensation for damages and loss.

Where a manufacturer fails to meet a consumer guarantee, the consumer is entitled to recover damages, and in some circumstances additional damages for reasonably foreseeable consequential loss. Do you have a small business? If you have a small business or are thinking of establishing a small business and you are not sure of your rights and/ or obligations, especially when it comes to the Australian Consumer Laws, you should seek legal advice to ensure you have a pathway to ensure maximum protection in your business ventures. Our legal expertise at Van Beveren Lawyers will enable you to run your business with confidence, and our costeffective packages will help you keep your profit margins. Van Beveren Lawyers provide dependable legal solutions to business formation, development, and management. We’ve got the knowledge you need.

MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

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How does a Salary Packaging card work? food deliveries or takeaway pick-up, venue vouchers, hired entertainment or tickets such as movies or musicals, or inflight food. It’s important to note that if you do have an M&E card, make sure you use up the balance by the end of the FBT year to maximise your benefit. Why get a salary packaging card?

SALARY PACKAGING SERVICES By Dan Nicholls

So you’ve just enjoyed a three-course meal at your favourite restaurant. When the bill comes, you whip out a card that allows you to tap with funds you’ve already loaded using your pre-tax salary, so it feels like you don’t even pay for dinner at all. Or you’ve just filled up the trolley at the supermarket and instead of worrying about the cost, you know your items are already paid for with your salary packaging card. This is the beauty of a pre-paid salary packaging card - it gives you instant access to your salary packaged funds. Every time you use it, it won’t deduct money from your bank account like a debit card or increase your debt like a credit card. Also known as a salary sacrifice card, a salary packaging card has the same functionality as a regular debit card. It also comes with swipe and tap payments for convenient use online and in person. How do you set up a new card? Whether you already have a salary packaging arrangement or want to set one up, get in touch with your salary packaging provider. You can nominate the amount you want to transfer each pay cycle from your pre-tax salary to your card. When your deduction happens, the amount you’ve specified gets loaded onto your card for you to spend as you need. The maximum amount you can allocate will depend on your specific salary packaging benefit (and entitlement), such as Meals & Entertainment or Living Expenses. What can you buy on a Meals & Entertainment card?

If you enjoy saving on wining, dining, holidays and celebrations, you’ll love having a Meals & Entertainment (M&E) card loaded with your salary packaged funds. M&E cards can have a balance of up to $2,650 on top of your living expenses allowance in the 2022/2023 FBT year.

This card can be used to pay for meals when you’re at top restaurants, or shout everyone a bite at your local. You can use the funds whenever and wherever you like at restaurants, pubs, cafes and many other hospitality venues. M&E funds can also be used to hire venues for special events so you can celebrate and save. To take the celebrations further, you can also use your M&E allowance on travel packages that include accommodation anywhere in Australia (remember flights are only included if it’s a package holiday). You can use your M&E card to book the flights and accommodation just as you would with a normal card facility, by entering the card details at checkout. While there was a relaxation of compliance during COVID that allowed delivered meals to be included in M&E, this has been changed as of April 1st, 2022. Thankfully as venues have opened back up, M&E cards can be used at a range of places. They cannot however be used for

It’s super convenient in that you have access to your funds whenever you need them. Having a card you simply carry in your wallet, purse or even on your mobile phone means you don’t need to submit separate expense claims for these expenses. This will save you administration time and wallet space. Most cards also allow you to check your balance 24/7, whether that’s at the checkout when paying or before the waiter brings the EFTPOS machine to your table.

What can you use your Living Expenses card for? Pile up the groceries and help yourself to a second pair of shoes simply by swiping your Living Expenses card. If you’re eligible, loading your salary packaged funds onto a card gives you a stress-free method of paying for everyday essentials and some of life’s little luxuries - all while sticking to your budget. Depending on your employer, you could package up to $9,010 or $15,900 during the 2022/2023 FBT year. Use your card whenever you are doing your food or clothes shopping just by swiping or tapping at the checkout. This type of card also allows you to purchase fuel instantly when you fill up at the station. This is an especially welcome convenience given the current economy and climbing cost of living. Many people use their Living Expenses card to pay bills such as gas, electricity, water or council rates.

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MAY 2022 | FIND GEELONG

Motorpass. When you have a novated lease, your car repayments don’t just pay off the car - each repayment goes towards a range of on-road costs, including your fuel. Because these repayments come from a combination of your pre-tax and post-tax salary, you could save as much as 30% every time you fill up. Having a fuel card is particularly satisfying for anyone who has dreaded pulling up to the service station or is worried about the rising cost of fuel. Read more about saving on fuel with novated leasing here.

Most cards have a recognised platform to deliver full functionality therefore you can use it the same way you would when using your regular card. Just be sure to use your balance before the claimable benefit resets on March 31st, also known as the end of the FBT year.

How do you get a novated leasing fuel card? If you get a novated lease as part of a salary packaging arrangement, your salary packaging provider can supply a fuel card through a provider such as

Apply for a salary packaging card It’s a simple application process and you will have your card soon after the application is completed. It is easy for you to access balances and transaction history through internet banking or via a mobile app. You can also set up push notifications so you know when your pay has been deposited onto your card and is ready to spend. There are no interest rates to worry about, just easily prepaid funds on a card with tap and swipe technology. About The Salary Packaging People The Salary Packaging People proudly partner with Beyond Bank Australia as our card provider. To apply, call us on 03 5229 4200 or contact us online. You can also read more on the Beyond Bank Australia website. We’ll answer your questions. If you need help with your FBT claims, please call to talk to a real person at The Salary Packaging People who can answer your questions. If you’re an employer and not currently happy with your salary packaging services, now is a good time to switch to a truly personable provider. Contact us online or call 03 5229 4200.

Salary Packaging means you can pay less tax, use your pre-tax income to pay for everyday expenses and make your salary go further. Services

Call us now

• • • • •

(03) 5229 4200

Packaging administration One-on-one customer service Staff and organisation resources Comprehensive and always on-time FBT reporting Direct to employee claim benefits paid in one working day

Dan Nicholls Salary Packaging Services

We ensure your staff get the full advantage of their entitlements, because taking care of your staff is our business.

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FINANCE BROKER By Allan Houliston

The big four banks had previously forecast that the Reserve Bank would begin lifting official interest rates from June but at the May board meeting of the Reserve bank, they have increased the official cash rate by 25 basis points to 0.35%. This is the first cash rate hike in more than a decade and comes after core inflation grew by 3.7% over the year to March – well above the RBA’s 2-3% target. It will almost be a certainty that lenders will now follow suit and increase their variable interest rates across their home loan ranges.

That would be annoying if you’re about to start looking for a property and you’re planning to get a fixed-rate loan, because it’s possible fixed rates will rise between when you get your pre-approval and when you formally apply for your home loan. Fixed rates are always a good indicator of what the future market will do, and fixed rates have started to rise from the turn of this year. Six months ago, it is likely that a 3-year fixed interest rate across the market would have started with a 2 or even a 1. However now you would be extremely lucky to source a 3-year fixed interest rate that doesn’t commence with a 3. (Based on an owneroccupied principle & interest home loan and at least 20% deposit/equity)

In that case, you’d have to accept the higher interest rate – unless you’d taken out a ‘rate lock’, which is when a bank promises to give you the lower initial interest rate, in return for a fee. Rate locks, like all insurance policies, are priced so that the provider (i.e., the bank) finishes ahead. So, for the average borrower, the cost of the rate lock is likely to be higher than the savings it provides. But a rate lock can still be valuable by providing peace of mind. I can model different interest rate scenarios for you, to help you decide if a rate lock is suitable for you.

CONTACT ME FOR EXPERT LOAN ADVICE

Finance with a different accent... Services

ALLAN HOULISTON Finance Broker

Contact

Residential

0405 140 003

Investment Loans

Office address: 5/329 Pakington Street,

Commercial Loans

Newtown, Vic, 3220

Vehicle and Asset Loans

info@aislingfinancial.com.au

Self-Managed Super Fund Lending

www.cruzingaragedoors.com.au

The name Aisling is derived from the Celtic word for ‘dream’ or ‘vision’. Our company’s vision is that all our clients receive advice tailored to their individual goals and objectives, which will enable them to achieve their financial dreams.

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MAY 2022 | FIND GEELONG

Best Options for your Winter Wardrobe EMBROIDERY SPECIALIST By Kerry Kaspi

Coming into winter, most business must start considering what to wear in the freezing Geelong temperatures. Luckily we’re able to supply multiple long-lasting uniform options that will keep the cold out so you can keep working! Come in store to try and feel all of the mentioned items before you freeze on site! Biz Collection Alpine Jacket and Vest

JB’s 6CFH Trade Hoodie This is a newly added hoodie by the industry staple of JB’s wear. JB’s is not usually one to include heavyweight items into their winter collection however this year they’ve bought a new twist to an old favorite. The usual 3FH plain hoodie sold by JB’s is a very commonly sold item throughout most uniform shops however, they’ve introduced the 6CFH Trade Hoodie which has some incredibly additions to the original hoodie. The big ones being the increased weight from 320gsm to 350gsm as well as the thick ribbed bands and pen pockets. Syzmik ZT366 Jumper and ZT467 Hoodie The ZT366 Jumper is the premium ¼ Zip brushed fleece Syzmik has to offer and in hour opinion is one of the best in the business. The ZT467 hoodie is mostly the same as the jumper however it removes the zip and adds a hood. This hoodie is our best selling item during winter by far. Everyone loves them! These two styles are the quintessential hoodie and sweater for any tradie wanting to look stylish as well as stay warm. Heavy duty elastic waist and wrist bands make this hoodie last through the toughest conditions. Embroidery works excellent on these and represents your business in a very professional way. Below are some of the features included: • • • • •

Premium heavy weight 320 gsm brushed fleece Soft fleece feel for ultimate comfort on cold days Two hip pockets with zips so your tools, keys or other valuables never fall out Woven double pen partition pocket on the arm Chin guard for increased comfort

Last but not least is the brand new Alpine jacket and vest from Biz Collection. This puffer collection consists of a vest and jacket for ladies and mens in black and navy. These will suit business looking to be on the road visiting clients or going to sites. They’re stunning looking as well as feeling, we’ve had ours since they came out earlier in the year and they’re the lightest and warmest item I think we’ve come across. Every vest and jacket is made out of at least 50% recycled polyester making them not only an excellent option for winter wears but eco friendly as well! •

If you’re looking to stand out in a crowd with these immense color alternatives • then this will be the winter essential for you! • • Classic fit • 80% Cotton for comfort, 20% Polyester for durability • • 65% Polyester, 35% Cotton for Charcoal Marle/Black • 350gsm brushed fleece • • Rib hem on cuff and body • Kanga pocket at CF • Pen pocket on left hand sleeve • • Fully lined hood in Jersey • Hood with drawcord • • • • 13% Marie/Black

Army/Orange (1)

Black/Orange

The Alpine range has been made with at least 50% recycled polyester material with each vest redirecting the equivalent of up to 10 plastic bottles away from landfill. The ultimate every day, outdoor jacket, designed for comfort and warmth. 100% BIZ ECOTM Certified Recycled Polyester Insulation (reclaimed from plastic waste). Durable and lightweight Nylon showerproof shell, with warm padded eco-insulation. Stand up wind collar with soft knit bound edge and chin guard. Knit bound armholes for comfort. Plain non-quilted yoke for easy decoration with embroidery access zip. Full zip front and zip pockets with rubberized ergonomic toggles. Hip length, with longer back tail for added warmth.

Kerry Kaspi

Black/Red

Charcoal Marie /Black

Navy/Lime

Branded Apparel & Marketing Geelong Industrial Monogramming 0412 670 310 Kerry@gim.net.au | www.gim.net.au MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

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Did you know your digestion is key to your immune system? NATUROPATH By Kathryn Messenger

Whilst these systems may seem unrelated, they are actually closely linked. From a naturopathic view, a healthy digestive system is essential for all other aspects of health. After all, it is where all nutrients required to build and repair your body are absorbed, as well as where most metabolic waste products are excreted. Leaky Gut (Intestinal Hyperpermeability)

You may have heard of the term “leaky gut”. It is a condition in which the tight gaps between the intestinal walls are increased to allow substances other than nutrients, electrolytes, and water to enter the blood supply. The immune system is then activated to eliminate these substances which are toxic (when outside the digestive system), and a continual supply of these over time, results in a state of chronic inflammation, and altered immune function. The Gut microbiome The intestinal bacteria plays a major role in leaky gut, as the bacteria form the first protective layer inside the intestinal walls. Many things can contribute to an unbalanced microbiome such as gastro viruses, stress, diet, and antibiotics. Obviously, the role of antibiotics is to kill bacteria, but it kills both the beneficial and the harmful. Care should be taken after antibiotic treatment to restore the beneficial bacteria which has been destroyed. Prebiotics The beneficial bacteria feeds on plant fibre, whilst the damaging bacteria feeds on sugar and refined carbohydrates. Aim to eat 5 serves (where 1 serve is 1/2 cup cooked or 1 cup raw) of vegetables covering all the colours of the rainbow daily, as well as a variety of in-season fruit. This will encourage the growth of a diverse range of strong beneficial gut bacteria, which will restore an unbalanced microbiome and therefore strengthen your immune system as we head into winter.

Probiotics To directly improve the beneficial bacteria, eat a variety of probiotic foods: yogurt, kefir, kombucha, kimchi, sauerkraut, or miso soup. In some cases, a probiotic may be helpful, and various strains have been studied for specific immune diseases. For best results the correct strain(s) of bacteria for your condition, will give the best results.

Kathryn Messenger BHSc (Naturopathy) kathryn@wholenaturopathy.com.au

“All disease begins in the gut” - Hippocrates 460BC - 375BC

Herbal medicine and nutritional medicine offer natural options for increasing resistance to stress, relaxing the nervous system, and regulating the immune system. A naturopath can make a custom mix of herbs to best treat your unique symptoms.

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MAY 2022 | FIND GEELONG

Superannuation - Some rule changes from July 2022 you need to be aware of FINANCIAL PLANNING By Warren Strybosch

The superannuation system is always changing and this makes Australian’s nervous to place their trust in it. However, not all changes are bad news. The new reforms will benefit quite a few Australians and hopefully help them have more in retirement. Many of the changes were originally announced in the May 2021 Federal Budget but took quite a while to make their way through both houses of Parliament. Some only passed in the dying days prior to Parliament rising for the 2022 Federal Election. A. Increase in Super Guarantee percentage For everyone who is entering the work force, the increase in the Super Guarantee (SG) will likely mean they will never have to worry about their retirement in the future. This ‘forced saving’ plan, over a 40-year period for those young adults, will provide a good nest egg for them, and it will also reduce a lot of pressure of the social security system. From 1 July 2022, the percentage rate for the Super Guarantee (SG) increases from 10% to 10.5%. Employers need to be aware of the increase and will be required to contribute additional money into their employees’ super accounts. Under current laws, the percentage rate will rise again to 11% on 1 July 2023. It will continue rising 0.5% each year until it reaches its final rate of 12% on 1 July 2025. B. Removal of the $450 monthly SG threshold This is a win for those earning low incomes who are over 18 years of age. Commencing 1 July 2022, the $450 monthly minimum wage threshold to qualify for employer Super Guarantee contributions will be abolished. This scrapping of the monthly threshold amount means employers are now required to make super contributions for all their employees (including casual

and part-time employees) regardless of how much they earn. For those under 18 and working less than 30 hours a week, this measure will not apply to them. C. Reduction in eligibility age for downsizer contributions For those selling their principal home after age 60, should consider the downsizer contribution. The eligibility age for making downsizer contributions into super was reduced from 65 years to 60. This type of contribution does not impact the concessional or nonconcessional caps. From 1 July 2022, more people in their sixties can make contributions (up to $300,000 per person or $600,000 per couple) into their super account using the downsizer measure, provided they meet the eligibility criteria. D. Increase in age limit for voluntary super contributions Have you already retired and received an inheritance? Would you like to place those funds into super? Well, for those under age 75, now you can. From 1 July 2022, anyone aged 67 to 74 who wishes to make a non-concessional, voluntary super contribution is no longer required to meet the work test (or work test exemption) to be eligible to make the contribution. The other normal eligibility criteria such as a Total Super Balance (TSB) of less than $1.7 million and sufficient unused annual nonconcessional contributions cap still apply. The only exception is for people wishing to make a personal contribution into their super account and then claiming a tax deduction for the contribution. This type of personal concessional contribution still requires the contributor to meet the work test (or work test exemption). E.Increase in age limit for salarysacrifice contributions The age limit for making salary-sacrifice contributions into super without needing to meet the work test has also been increased from age 68 to 74. This means from 1 July 2022 eligible salary-sacrifice

arrangements into super are available to anyone aged under 75 without the need to meet a work test. The other normal eligibility criteria such as a TSB of less than $1.7 million and sufficient unused annual non-concessional contributions cap still apply. F. Increase in age limit for bringforward rule Older super fund members who want to make a large non-concessional contribution into their super account can now do so from 1 July 2022. The reform lifts the cut-off age for using the bringforward rule to under 75 from under 67 previously. This means people up to age 74 can use up to three years’ worth of their nonconcessional (after-tax) contribution caps over a shorter period. Eligibility to use the bring-forward rule will still depend on the contributor’s TSB at 30 June of the previous year and the total of personal contributions over the past two financial years. G. Increase in First Home Super Saver Scheme (FHSSS) limit From 1 July 2022, the maximum amount of eligible contributions that can be released through the First Home Super Scheme (FHSS) increases from $30,000 to $50,000. However, the annual limit for voluntary contributions eligible for the scheme remains at $15,000 per financial year. H. Temporary reduction in super pension minimum drawdowns The government has extended the temporary reduction in the minimum drawdown rates by 50% for accountbased pensions and similar products in the 2022–23 income year. I. Changes to the Home Equity Access Scheme (HEAS) Following passage of the Social Services and Other Legislation Amendment (Pension Loans Scheme Enhancements) Act 2022, older Australians who have applied to use the government’s HEAS can access lump sum advance payments from 1 July 2022. The maximum advance is capped at 50% of the maximum annual rate of their pension (including pension and energy supplements and rent assistance). The legislation also introduced a no negative equity guarantee for HEAS participants to ensure participants with an outstanding loan balance on or after 1 July 2022 will not have to repay more than the equity they have in the property used to secure their loan. MAY 2022 | FIND GEELONG

2022 TA

Small business skills and training boost

Small businesses will get an additional tax deduction on top of the allowable deduction for training their employees. Announced in the 2022 Federal Budget, a business with aggregated turnover of less than $50

Announcement(29-Mar-2022)

million will be entitled to claim a 120% deduction for eligible expenditure. Eligible expenditure refers to

Consultation

external training courses delivered to a business’s employees by a registered training organisation in Australia.

Introduced Passed Royal Assent

The skills and training boost is available from 7:30pm (AEDT) on 29 March 2022 until 30 June 2024.

Date of effect

COVID-19 tests to be tax deductible The cost incurred in taking a COVID-19 test will be tax deductible for individuals as long as the test was used for a work-related purpose. Although there was an argument to be made that an employee taking a

Announcement(28-Mar-2022)

COVID-19 test for work was already deductible under general provisions, the government has legislated it

Consultation

to provide certainty. Also, expenditure incurred by an employer to provide their employees with these tests for admittance to work will be exempt from Fringe Benefits Tax.

Introduced(30-Mar-2022) Passed(30-Mar-2022) Royal Assent Date of effect(1-Jul-2021)

The new law takes effect from 1 July 2021.

ATO scrutiny of family trust arrangements On 23 February 2022, the ATO released TR 2022/D1 and PCG 2022/D1 in relation to distributions made by trustees of discretionary trusts. This was complemented by TA 2022/1, which discusses parents benefitting from the trust entitlements of the adult children. All 3 documents focus on schemes where income is diverted from an intended beneficiary in order to reduce tax liabilities. The rulings discuss these at detail and include significant attention to an important carve out for dealings that are “ordinary family or commercial” dealings. These dealings are excluded from the anti-avoidance provisions. Trustees need to make sure that their

Announcement(23-Feb-2022) Consultation period(29-Apr-2022) Released

distributions are in accordance with the expectations of the ATO, otherwise they may be subject to an audit. Helping them understand their obligations is paramount coming up to the end of the current income year.

Low and middle income tax offset The low and middle income tax offset (LMITO) was introduced in the 2018 Federal Budget to commence from 1 July 2018. The offset runs in conjunction with the low income tax offset as a targeted reduction of income tax for Australian residents. Originally due to run over 4 years, in the 2020 Federal Budget phase 2

Announcement(8-May-2018)

of the 3-phase 7-year income tax plan was brought forward. This effectively put an end date on LMITO of

Consultation

30 June 2021. In the 2021 Federal Budget it was announced that LMITO would be extended to the 2021–22

Introduced(30-Mar-2022)

income year. In the 2022 Federal Budget, the government increased LMITO for its final year by $420. However, unlike previous increases of LMITO, the final increase is available to all individuals below $126,000 in taxable income. The maximum LMITO of $1,500 is available in 2021–22 for Australian residents on incomes between

Passed(30-Mar-2022) Royal Assent(31-Mar-2022) Date of effect(1-Jul-2021)

$48,000 and $90,000 and will tapers off to $420 for individuals with a taxable income of $126,000.

Potential end for Div 7A and sub-trust arrangementsa A draft determination has changed the ATO’s position on how sub-trust arrangements apply within the context of Div 7A. Effectively, when a corporate beneficiary and trustee of the trust are ultimately the same people, Div 7A will apply directly to unpaid present entitlements (UPEs). The assumed provision of financial

Announcement(23-Feb-2022)

accommodation in practice means that sub-trust arrangements will have no benefit when it comes to

Consultation period(29-Apr-2022)

deferral of tax or repayments of loans. When finalised, the determination will apply from 1 July 2022. A

Released

consultation period has recently been extended to 29 April 2022 and stakeholders are encouraged to have their say with the ATO.

AX UPDATES One-off cost of living payment for social security recipients

Individuals who are currently in receipt of an Australian government allowance or pension will receive a one-off payment of $250 to ease the cost of living pressures. Certain concession card holders will also get the payment. Originally announced in the 2022 Federal Budget, this one-off payment has been legislated through parliament and will be exempt from tax. The payment will also be exempt from counting towards and individual’s income for social security purposes. It is expected that the payments will flow through to eligible recipients from 28 April 2022.

Announcement(29-Mar-2022) Consultation Introduced(30-Mar-2022) Passed(30-Mar-2022) Royal Assent(31-Mar-2022) Date of effect(29-Mar-2022)

One-off cost of living payment for social security recipients Individuals who are currently in receipt of an Australian government allowance or pension will receive a one-off payment of $250 to ease the cost of living pressures. Certain concession card holders will also get the payment. Originally announced in the 2022 Federal Budget, this one-off payment has been legislated through parliament and will be exempt from tax. The payment will also be exempt from counting towards

Announcement(29-Mar-2022) Consultation Introduced(30-Mar-2022) Passed(30-Mar-2022)

and individual’s income for social security purposes. It is expected that the payments will flow through to

Royal Assent(31-Mar-2022)

eligible recipients from 28 April 2022.

Date of effect(29-Mar-2022)

SA COVID-19 stimulus and relief package Throughout the COVID-19 pandemic, the South Australian Government has implemented a range of stimulus payments for residents and businesses. From December 2021, density restrictions in place may have meant that your client may have experienced a decline in turnover. These support measures included: •

automatic payments for those also that previously received the COVID-19 Tourism and Hospitality Support Grant

•

automatic payments for gym who qualified for the Additional COVID-19 Business Support Grant

•

one-off grants for other eligible businesses that experienced a reduction in turnover, and

•

new grants available for major events that were cancelled or postponed.

Announced: 26-Mar-2020 Updated: 6-Apr-2022

In the 2022 Federal Budget, a number of South Australian grants were added to the non-assessable nonexempt list, meaning they are tax free for businesses who received them. For previous measures that were in place in South Australia, refer to our state COVID-19 page.

One-off cost of living payment for social security recipients In its response to the current COVID-19 lockdowns across August 2021, the Queensland Government implemented support grants for businesses across the state. The support packages were jointly funded by the Commonwealth and Queensland governments. Grants of up to $15,000 were available to eligible small and medium businesses across all industries. Support payments of up to $30,000 were available to large hospitality and tourism businesses impacted by the border closure. Applications for this grant closed in November 2021. A recent announcement by the federal government makes the 2021 COVID-19 Business

Announced: 8-Apr-2020 Updated: 8-Apr-2022

Support Grant non-assessable non-exempt income. A COVID-19 cleaning rebate of up to $10,000 is still currently available for eligible small and medium businesses and not for profit organisations. Applications for the cleaning rebate are available until 30 June 2022.

MAY 2022 | FIND GEELONG

Are you an NFP with an up-and-coming events? If so, email your event to editor@findgeelong.com.au and we will place it in the paper for FREE.

SUPPORT YOUR LOCAL NOT-FOR-PROFIT

Not-For-Pro of the Month

Rosewall Community Centre is located in a new, multipurpose building in Corio in Geelong’s northern suburbs. Rosewall is locally run by a Committee of Management and provides opportunities for learning, training, connection, fun, growth and support for all members of the local community. Rosewall is a place for people of all ages, abilities, identities and from all backgrounds. We pride ourselves on creating a welcoming and positive atmosphere and provide a responsive range of education, creative, and wellbeing activities and services. No two days at Rosewall are alike – there is a regular schedule of classes and activities ranging from pottery and painting to technology help and sewing courses. We are also a ‘one-stop shop’ for information and referrals to local support organisations. Low-cost meals are available Mondays and Tuesdays during school terms and a free Food Share table operates every day. Our free weekly Garden Group grows fruit and vegetables for use in the Café and shared with the community and on Fridays we get cooking with the Community Kitchen program. One of the unique features of Rosewall Community Centre is its’ purpose-built art studio and Pottery workshop. Free computer and Wi-Fi access is available and we can help you if you need a little help with computers. Spaces can be hired out on a casual or ongoing basis at reasonable rates. As well as the Sharland Rd site, Rosewall Community Centre is responsible for the nearby Hendy St Hall where groups such as Cloverdale Calisthenics, GKR Karate, Corio Kyokoshin Karate, and Bayside Active Adults meet and offer activities for the community. Hendy St Hall also provides Rosewall Community Centre with the capacity to offer more activities or courses. Rosewall is a registered Learn Local, which means we are funded by the Department of Education through the Adult and Community Further Education (ACFE) Board to deliver education programmes that pathway onto further education or employment. Current courses on offer include Café Skills, Hair and Beauty, Introduction to Childcare, Mental Health, Coffee Making, and more. The best way to find out more about Neighbourhood Houses is to visit one and take a look around! All are welcome and we also encourage ideas about new services and activities people would like to see. For more information – visit our website at www.rosewallnc.org.au

Sharland Road, Corio | 5275 7409 | admin@rosewallnc.org.au

ofit

May Edition

Celebrating

FIND GEELONG | MAY 2022

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Local Geelong Volunteer for National Volunteer Week

Media Release 16TH May 2022

Deb Trotman (65), a local Geelong EdConnect Australia volunteer has been supporting students in schools for over a year. Deb volunteers in two local schools, Moolap Primary School and Geelong High School, in a variety of roles. She is just one of over 1,500 skilled volunteers who gave up 2,506 hours to support an amazing 17,800+ students through EdConnect Australia in the last year alone. As part of National Volunteer Week (16 – 22 May), EdConnect Australia are celebrating their amazing volunteers who selflessly give their time every week to help students in schools across Australia with academic, social and/or emotional support. EdConnect Australia Geelong and Surf Coast Liaison Officer Sally Edgerton explains what makes Deb such a great volunteer. “Moving to the Bellarine Peninsula 12 years ago, Deb was previously a coordinator of a call centre in Melbourne and is trained as an ICU Technician, having worked in children’s and oncology hospital wards. She is very talented musically and her volunteering role with EdConnect Australia helps foster her passion of supporting young people to have a positive outlook,” she said. “Last year Deb started mentoring a Year 6 student, supporting him as he prepared to transition to secondary school. Deb assists in both a one-on-one capacity and classroom learning support. She even supports the senior performing arts classes around their musical production which she is most excited about,” said Sally. Deb talks about what connects her with the students. “I mentored a young student as they prepared to transition to a secondary school environment – it doesn’t feel that long ago that I did that. I could relate to many of his worries and concerns,” she explains. “Volunteering in schools is part of my life long interest in helping young people aspire to achieve their dreams and goals, help them with direction in this crucial time of their development” she said. EdConnect volunteers offer one-on-one mentoring to students in need or assistance in the classroom with subjects such as numeracy, reading, science or help around the school in kitchen garden projects, garden maintenance, library and much more. “It’s nice to be part of the young people’s learning journey and it’s not always classroom learning, you can help in a garden, cooking, specialist classes or even help out around the school with maintenance or library work” says Deb. Become an EdConnect volunteer and help make a difference in a young person’s life. Visit www.edconnect.org.au or contact edconnect@edconnect.org.au 1800 668 550.

For more information:

Sally Edgerton

EdConnect Australia Geelong/Surf Coast Region Liaison Officer sally.edgerton@edconnect.org.au 0498 015 323

Deb Trotman a Geelong based EdConnect Australia Volunteer

PO Box 601, Maylands 6931 P 08 9444 8646 F 08 6500 0255 E edconnect@edconnect.org.au The Rise, 28 Eighth Avenue, Maylands edconnectaustralia.org.au

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MAY 2022 | FIND GEELONG

The Value of Kindness in Overcoming Hurt I’ve shared previously in these articles some of my experience of how I’ve overcome trauma and the ideals that have helped me move forward with a positive mindset. The following is another: After the trauma of my Wooreen kidnapping experience, without knowing how healthy and healing it was, I maintained kind connections with family and friends, with people at my workplace and in the community. This helped ensure my personal health. Kindness is one of our school’s key values. Skye Cook and our Kindness Kids Club champion this and it has vital importance in the context of our school. Winston Churchill said, ‘We make a living by what we get, but we make a life by what we give.’ Good things happen when we reach out in kindness to those around us.

• • • •

• •

We momentarily forget about ourselves We experience fulfillment A sense of purpose develops that adds quality to our lives Kindness comes back to us – we get back as we give out – we reap what we sow Everyone benefits Our hurts (often caused by unkindness) gradually become unravelled and healed

It’s important that our children see us modelling kindness particularly at difficult times and to people who aren’t necessarily our friends. Our children will ultimately follow the example we set. Some years ago, my wife and I had the privilege of swimming and floating in the Dead Sea. Being a very ordinary swimmer and never having had the ability to float easily, my buoyancy at that time was unbelievable. The Dead Sea is dead because it only takes and never gives. Water runs in but doesn’t flow out. It’s similar for us – if we don’t give out, we’re inclined to become stagnant. As we give out, we are rejuvenated – our stale bits become fresh. Lynda and I continue to be available in the Wellbeing Office. Feel free to give us a call or drop us a line. All the best everyone, kindest regards, Rob. Leopold PS Chaplain Robert.Hunter@education.vic.gov.au

MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

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MAY 2022 | FIND GEELONG

GAWS FOSTER CATS READY FOR THEIR FOREVER HOME If you were to visit the Geelong Animal Welfare Society cat adoption area in person or online, you will notice there is an abundance of cats available for adoption. But what you won’t see in the shelter are the many felines who are currently being cared for in the GAWS foster care program. Although these kitty-cats are lapping-it-up in a home environment with their foster parents, it is only temporary and its time some found their forever homes. There are more than 150 cats in the GAWS foster program currently with approximately 15 ready to graduate from foster home to forever home. A meet and greet can be arranged with these cats by completing a cat adoption application via www.gaws.org.au/cats. Here are some of the foster cats ready to find their forever home:

Leo

Nancy

Tiger

ID: 52352 7.5 years old Male I am the most affectionate, cuddly, playful and hilarious boy. I’m very confident and curious and I absolutely love human company. I will curl up on your lap at night and snuggle in bed with you. During the day I’m very happy to chill out in the sun or in a comfy place while you are busy.

ID: 55351 1.5 years old Female I’m a stunning, young champagne coloured lady and I love head rubs more than anything. I’ll happily sit next to you and accept pats and chin rubs. I’m looking for a nice quiet home.

ID: 56674 12 years old Male I like to relax and sleep, but I also love a run and play with other cats. Cuddles and pats on the couch with humans is how I like to spend my evenings. I’m pretty low-maintenance and happy to snack on dry food all day.

GAWS FOSTER PROGRAM GAWS has more than 100 active foster carers offering their homes and time to provide animals with some extra TLC. Last year, more than 1200 animals were part of the GAWS foster program. An animal can enter foster care for many different reasons. They may need post-operative recuperation, respite from the shelter environment, mother and offspring, building confidence, weight gain/weight loss or for another medical reason. Each animal receives all of the time and care they need to prepare them for their forever home. WANT TO BE A CAT FOSTER CARER? You can help by becoming a cat foster carer. Foster carers are supported by the dedicated GAWS Foster Care Coordinator and provided with relevant training, veterinary care, pet food, bedding and equipment. GAWS needs a range of different foster carers with different lifestyles to meet different animals’ fostering needs. If you are interested in becoming a cat foster carer, it is preferred that there are no other animals in the home to provide a stress-free environment for a mother and/or her kittens a safe, non-threatening environment to recuperate, grow and thrive before hitting the milestone of heading into the GAWS cat adoption centre. For more information and to complete an application, visit the GAWS website: gaws.org.au WANT TO BE A CAT VOLUNTEER? There is wonderful team of dedicated volunteers at GAWS. If you would like to make a difference to the cats lives by volunteering and can commit to a regular weekly schedule for a period of at least six months, have a passion for animal welfare and are over the age of 18, or would like to arrange your student experience with GAWS, visit gaws.org.au and fill out a volunteer application form. MAY 2022 | FIND GEELONG

Our Sporting Club Sponsors who submits their information and an interesting stories each month relating to their club/sports. If you would like to inquire call Warren at 1300 88 38 30 or email the editor@findgeelong.com.au.

LEOPOLD SPORTSMANS CLUB In 1971 a couple of locals, Len Lewis and Kevin Ash had an idea for a bowls club in Leopold. The idea took hold, a committee formed and money raised. A location was needed that would have enough space for two bowling greens and a clubhouse. Finally this was located in Kensington Road, our current location and 5 acres purchased for $8500. In May 1975 the club was officially opened as a family friendly sporting club by Brian Dixon, the then Minister for Youth, Sport and Recreation. You can see the results for yourself on visiting our club. There are so many people to thank over many years for their support, encouragement and voluntary help along with the the original crew that helped established the club. Leopold Sporties, located in Leopold, Victoria, is a club based on sports. We offer Bowls, both social and Pennant, Golf, Racquet Ball and Squash.

BOWLS

GOLF

RACQUET

FC LEOPOLD FC Leopold was established in 2016 by Jared Larkins and Mitchell Vials. The club is based in Leopold, Victoria and played its first competitive games in 2017. In our first season we had over 100 registered players and expect those numbers to grow in 2018 and continue to grow into the future as the club continues to develop. The club aims to provide a positive family friendly enviroment for our members to develop their skills off the field and to also become great people off the field.The club is run solely by volunteers and we are always looking to get members involved in helping the club grow and develop. We are aiming to become a huge part of the Leopold community and look forward to growing the sport of football (soccer) in our beautiful town. FC Leopold is a community club that fields senior mens teams, a senior womens team and multiple miniroos and junior teams in Geelong competitions. FC Leopold are looking for enthusiastic members of the community who would like to contribute to the clubs ethos and family friendly feel - whether that is through being a committee member, volunteer, coach or player. Like the page to keep up to date with the clubs progress as exciting things are happening with lights and a massive COGG funded pavilion project.

MAY 2022

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Email your Rental Listings to Find Geelong each week and we will update your Listing in the online community paper for FREE.

If you have any questions, contact Warren on 1300 88 38 30 or email to: editor@findgeelong.com.au

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The local economy is set for a boost as work on the planned outdoor heated swimming pool for the Drysdale Sporting Precinct is now underway. The new eight-lane, 50-metre pool is the result of a $15.5 million partnership agreement with the Australian Government. As stage 1 of a broader priority project to improve recreation access on the north Bellarine, the pool will support lap swimming, water exercise classes, and swimming carnivals for more than 35,000 students. The local economy will also benefit from this significant investment as Kane Constructions are planning to not only use local subcontractors, including electricians, industrial plumbers, engineers and many others, but also source a large proportion of goods and services locally.

NORTH BELLARINE POOL UNDERWAY Artist impression of North Bellarine Aquatic and Leisure Centre

Councillor ‘Listening Posts’ return

Feedback sought on bike lanes

The new pool is just one of many infrastructure projects outlined in our proposed 2022–23 Budget. To read more about this exciting project for the Bellarine, click here.

Walking tour highlights women’s street art

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Council Branches Out to Support Tree Management Program The City of Greater Geelong Council is supporting its commitment to plant one million new trees by 2030 and react quicker to fallen trees from severe storm events by adding more suppliers to its team. Council has established contracts with six businesses to maintain trees on road reserves and council managed land, with the new panel to provide additional resources to support the inhouse team during periods of increased workload such as storm events and when specialised equipment or skills is required. The City is responsible for managing more than 70,000 street trees and around 40,000 park trees, as well as trees along rural roadways, reserves, waterways and bike trails.

Deputy Chair of the City Works, Parks and Gardens portfolio, Cr Belinda Moloney The additional support would help strengthen the City’s tree management program.

We are thrilled to welcome these new businesses on board to form a panel which will provide support to our tree management team. Our in-house staff does a wonderful job of maintaining Council assets and the provision of this panel will help complement their work. The tree management unit undertakes maintenance tasks of council’s street and park trees, which involves formative pruning, pruning for powerline clearances, tree removal, stump grinding and tree planting and establishment programs. These works are undertaken in accordance with the City’s Urban Forest strategy and tree policies, utilising a combination of in-house staff and contractors to manage the City’s tree assets. Council has also established contracts with eight businesses to form a new panel for the supply of trees for planting in road reserves and on Council managed land.

The panel of suppliers will enable Council to source a wide variety of trees at different stages of development and ensure we always have access to the highest quality of stock that is available.

Kardinia Ward Councillor, Ron Nelson The formation of the panel of suppliers would help the City achieve its aim of planting one million trees in the next eight years. We are committed to planting one million new trees by 2030, which is a bold initiative and one we are proud to be aiming for. This new panel of suppliers will provide additional support to our wonderful team in our efforts to achieve this goal and ensure the City is well stocked with the best available products possible.

More News and Updates • • • •

Pending decisions on the development of the next Precinct Structure Plans Road resheeting works - Portarlington Commission refuses application for more gaming machines Creating jobs and community facilities at Drysdale

MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

• • • • • •

Employment - current opportunities to work at the City Coronavirus Support - Stay safe. Save lives. Take care of each other. Events - what’s happening in our region Contracts and tenders - works, services and supplies Have your say - share your views and help shape our region Planning scheme amendments - changes to zones, overlay and policies

www.findgeelong.com.au

MAY 2022 | FIND GEELONG

Photo by Activeloulou Photography @activeloulou - About Saturday night. The school Autumn Ball, The Pier Geelong If you’d like to see one of your snaps of Geelong featured here, please use the hashtag #MyGeelong on social media.

MAY 2022 | FIND GEELONG

APRIL 2022

Do you have photos from a local event or great story would like to share? Email your events to editor@findgeelong.com.au and we will place it in the Paper for FREE.

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Saturday Community Market Food & Drink Ample parking ATM machine Plenty of stalls to purchase from Donuts Live music Free entry When 28 May 2022 Where Club Italia, Wadawurrung Country, 515 Bellarine Hwy Contact antonella fiorenza Email: info@clubitalia.com.au Phone: 52502349 Associated organisation: Club Italia Website: www.clubitalia.com.au

2022 Australian Senior League Championship The Australian Senior League Championship is headed to Geelong for its first staging in Victoria. Eight charters from around the country will converge on Geelong Baseball Centre with a ticket to the Senior League League Baseball World Series in the US later in the year the grand prize. When Daily from 13 May 2022 to 17 May 2022 Where Geelong Baseball Centre Wadawurrung Country, 142-164 Pioneer Road, Grovedale VIC 3216

Contact Baseball Australia Email: playbaseball@baseball.com.au Associated organisation: Baseball Australia Website: http://www.baseball.com.au/ events/2022-australian-senior-leaguechampionship/ Facebook: http://www.facebook.com/ baseballcomau Twitter: http://www.twitter.com/ baseballcomau

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A fun day of sharing Quilting ideas, sewing with friends, guest speaker, raffle, door prizes, wonderful traders selling all manner of great quilting supplies. Our inspirational guest speaker is renowned local quilt artist and teacher, Gloria Loughman.

MAY 2022 | FIND GEELONG

Saturday 21 May Geelong West Town Hall 10am to 3.30pm

Contact Anne Clutterbuck

Please see the Victorian Quilters website for more information.

Associated organisation: Victorian Quilters

When 21 May 2022, 10:00 AM - 03:30 PM

Website: www.geelongpatch.org.au

Email: info@geelongpatch.org.au

Maximising Your Marketing This two-hour workshop is designed to provide you with a broad understanding of what marketing is, as well as provide insight into key actions required to be successful in marketing your business. The topics covered include:

• • • • • •

what is marketing and why it’s critical to successful business key elements of successful marketing gathering insightful market research and how it can be used for maximum advantage how to effectively attract and engage your target market how maximise customer satisfaction, loyalty and advocacy the role of social media and other key promotional tools.

Book online now When 31 May 2022, 10:00 AM - 12:00 PM Contact Shannan O’Neill Email: shannan.oneill@geelongcity.vic.gov.au Phone: 03 5272 4631 Associated organisation: Business Victoria Website: www.business.vic.gov.au/workshopsand-mentoring MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

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by the smooth tones of live jazz and acoustic bands at The Pier, during either a morning or afternoon session. Tickets include an enviable Plumm glass to take home after enjoying free tastings from the regions finest producers. Wine will also be available by the glass or bottle, and look out for perfect specials to stock your cellar for delivery after the event! When Various dates from 6 February 2022 to 15 May 2022 Where The Pier Geelong Wadawurrung Country, Cunningham Pier, 10 Western Foreshore Rd, Geelong VIC 3220

Cost Adult: $65.00 Includes all tastings and Plumm glass to keep

Now in its 19th year, this iconic festival is one of the most anticipated events on the local calendar showcasing the very best cool-climate wines from the Moorabool Valley, Surf Coast and Bellarine Peninsula. This year, Toast to the Coast conveniently brings the region’s finest drops to one iconic Geelong venue! Including all of the much-loved elements

of the traditional Toast festival minus the travelling, you can enjoy more of the region without having to painstakingly choose – spend your day sampling wines from across all three regions, with stunning views of the Geelong waterfront. Lucky ticketholders will enjoy a taste sensation from 20+ Geelong wineries, 2 gin distilleries and 1 brewery with plenty of delicious food on offer and complimented

Contact Wine Geelong Email: info@winegeelong.com.au Associated organisation: Wine Geelong Website: https://toasttothecoast.com. au/ Facebook: https://www.facebook.com/ toasttothecoast2022

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MAY 2022 | FIND GEELONG

Bay City Events Blues Train Best described as a mini music festival on a moving heritage train, this one of a kind experience departs from the seaside town of Queenscliff and will have you rocking and rolling all the way along the Bellarine Railway. In-between showing off your best dance moves or casually grooving to the tunes, you’ll be able to take in the picturesque views of the sun setting behind Swan Bay. Plus, there’s interval stops at railway platforms along the Bellarine Peninsula for you to rest, refresh and get ready to swap carriages for a totally new artist, duo or band. Book your Blues Train tickets now. When Various dates from 14 May 2022 to 21 May 2022 Where The Bellarine Railway - Queenscliff Station Wadawurrung Country, 20 Symonds St, Queenscliff VIC 3225 Contact Bay City Events Email: admin@baycityevents.com.au Phone: 1300 885 993 Associated organisation: Bay City Events Website: www.thebluestrain.com.au Facebook: www.facebook.com/ thebluestrain

Jude Perl

- Participation Award

An entertaining musical comedy exploration of bullying and our school system, featuring Jude Perl’s unique brand of stream-of-consciousness style song writing, PARTICIPATION AWARD begs the age-old question – why does school suck so much? Is it the compulsory sporting events? The one size fits all grading methods? Maintaining your precarious position in a volatile social food chain? Or is it just the arbitrary bullying? Delivered with her signature high-energy, high-awkward, vulnerable-when-noone-asked-her-to-be musical story-telling, Jude explores confrontation through the ages (her ages). Jude Perl is a multi-award-winning singer, songwriter and comedian based in Melbourne. Book online now! Or alternatively call The Potato Shed to speak to our friendly staff! When 13 May 2022, 08:00 PM - 10:00 PM Contact Lisa Harvey or Rob MacLeod Email: potatoshed@geelongcity.vic.gov.au Phone: 03 5251 1998 Website: http://www.geelongaustralia.com.au/potatoshed Facebook: http://www.facebook.com/potatosheddrysdale MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

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Million Paws Walk is back! Join us at the Geelong Botanic Gardens for a family friendly walk to help raise funds for animals in need and create awareness in our regional area.

Where Eastern Gardens BBQ area/Geelong Play Space Wadawurrung Country, Eastern Park Circuit, East Geelong VIC 3219

Registration opens at 9am, and the 3km walk will kick off at 10am.

Cost • • • •

So, put on your walking shoes and come down for a day of fun! We look forward to seeing the community come together to support a great cause! When 22 May 2022, 09:00 AM - 01:00 PM

Adult: $11.50 Child: $6.00 Concession: $8.50 Family: $25.00

Facilities • Catering and/or dining • Toilets available Public toilets behind Geelong Play Space

Contact RSPCA Victoria Email: mpw@rspcavic.org.au Associated organisation: RSPCA Website: www.millionpawswalk.com. au/geelong Facebook: www.facebook.com/ RSPCA.Victoria/

Pinot Affair is a true celebration of Geelong’s finest Pinot Noir. This exciting wine tasting event showcases the worldclass cool climate Pinot Noir of the Bellarine, Surf Coast, and Moorabool Valley. This year, we’re holding all events at participating wineries to encourage you to reconnect, explore, taste and discover Geelong Pinot like never before! Enjoy an array of special Pinot focused activities across this weekend including masterclasses, tasting experiences, high teas, special lunches and degustation dinners to name a few. With 14 participating wineries and 17+ events, you’re sure to find something that’s right up your alley! When Daily from 21 May 2022 to 22 May 2022 Contact Jo Wealands Email: info@winegeelong.com.au Phone: 0417 476 698 Associated organisation: Wine Geelong Website: https://pinotaffair.com.au/ Facebook: https://www.facebook.com/winegeelong/

www.findgeelong.com.au

MAY 2022 | FIND GEELONG

Dine for Pink @ Geelong Harness Racing Club Geelong Harness Racing Club in conjunction with BCNA are hosting an evening ‘Dine for Pink’ to raise awareness within our community and support the vital work of Breast Cancer Network Australia. $40 per person two course meal and racebook. Guest speakers include Billy Brownless. GHRC is sponsoring leading reinsman Greg Sugars who will be wearing specially made pink pants for the evening. Raffle and auctions will be held along with BCNA merchandise available on the night. So pink it up people! To reserve your seat/table, contact GHRC on 5275 4880. To donate, head to https://fundraise. nbcf.org.au/sponsor-zero-hero and search Geelong Harness Racing Club.

When 11 May 2022, 06:00 PM - 11:00 PM Where Geelong Harness Racing Club Wadawurrung Country, 40 Broderick Road, Corio VIC 3214 Contact Jodi Wood

Email: jodi@geelonghrc.org.au Phone: 0407 324 965 Associated organisation: Harness Racing Club

Geelong

Website: http://www.geelonghrc.org.au Facebook: http://www.facebook.com/ GeelongHarnessRacingClub/

Australian Youth Classical Music Competition REGIONAL AUDITIONS

For over 30 years the Australian Youth Classical Music Competition has supported young instrumentalists by offering performance opportunities (and great prize money) in a professional environment. The Regional competition is open to young people up to age 18 who reside in the City of Greater Geelong and environs. See our website for application details.

When 15 May 2022, 09:30 AM - 03:30 PM

Contact Comptition Coordinator

Where Keith Humble Centre - The Geelong College

Email: admin@aycmc.org.au

Cost Participant Entry Fee

Phone: 0418 138 627 Website: www.aycmc.org.au Facebook: www.facebook.com/ australianyouthclassicalmusiccompetition MAY 2022 | FIND GEELONG

FIND GEELONG | MAY 2022

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Board Game Championships - Little Creatures Brewery Come join us for the ultimate showdown for board game lovers, in a knockout round tournament. After a few warm up games, each winner will play another in the next round, until the final match-up, to determine who is the Board Game Champion. Besides bragging rights, the winner will also walk away with your very own Board Game, a crown, a drink card and entry into the End of Year Champions Showdown, at which you can win $500 cash, another crown and a sash!!

Where Little Creatures Brewery Wadawurrung Country, 221 Swanston St, Geelong VIC 3220

First Wednesday of the month at Little Creatures Brewery

Cost This is a free event

When 01 June 2022

Contact Shannon Thiel

Upcoming dates 04 May 2022, 06:30 PM - 08:30 PM 01 June 2022, 06:30 PM - 08:30 PM

Email: info@boardgamechamps.co.au Website: http://www.boardgamechamps.com.au Facebook: https://www.facebook.com/BoardGameChampionships

Reconciliation in the Park 2022 Come and join this FREE annual National Reconciliation Week community run event, on Wadawurrung Country. Listen and learn from local Aboriginal & Torres Strait Islander people, to build reconciliation together. Music, dance, activities, BBQ and more. Now is the time to make the commitment to making quality decisions and acting on them. Simplify Commit Be brave and BE THE CHANGE When 22 May 2022, 10:00 AM - 03:00 PM Where Johnstone Park Wadawurrung Country, Railway Terrace, Geelong VIC 3220 Cost This is a free event Contact Vicky Grosser Email: geelongonefire@gmail.com

Phone: 0402 932 207 Associated organisation: Geelong One Fire Reconciliation group Website: http://www.geelongonefire.org.au/ Facebook: http://www.facebook.com/recinthepark/

www.findgeelong.com.au

MAY 2022 | FIND GEELONG

It’s strawberry picking time and for the Wallington community that means spreading the news of their upcoming annual Strawberry Fair. Enjoy choc dipped strawberries, pavlovas, strawberries & creams and pancakes - you don’t wish to miss out on the strawberry culinary delights on offer! Everyone is invited to enjoy the market stalls, sporting & animal displays, animal petting farm, pony rides, lucky dip & show bags, auctions as well as kids entertainment & rides. Gold coin donation upon entry. When 29 May 2022, 10:00 AM - 03:00 PM Where Wallington Primary School Contact Wallington Primary School Email: wallington.ps@edumail.vic.gov.au Phone: 03 5250 1841 Associated organisation: Wallington Primary School Website: http://www.wallington-ps.vic.edu.au Facebook: http://www.facebook.com/wallingtonstrawberryfair

• • •

FREE parking Fashion shows FREE show bag for VIP entries with loads of freebies including the 2022 launch of two of Geelong’s best bridal magazines, Geelong Advertiser’s BRIDE and Geelong Wedding Magazine.

To keep in line with COVID-19 restrictions tickets will be sold online on the hour, however you can stay as long as you like. Enjoy some lunch with our food trucks and revisit all the suppliers more than once, plus over $15,000 in prizes to be won on the day! Every couple through the door will receive a never before seen Geelong Wedding Magazine 21/22! Pre-purchase your VIP tickets and receive a complimentary glass of wine, proudly sponsored by Jack Rabbit Vineyard. There are also plenty of gift vouchers that will help get your wedding off to a great start too! Book your tickets now

Geelong’s biggest and longest running Wedding Expo has changed venues! After 23 exciting years at Deakin waterfront, Geelong Wedding Expo will be moving to the iconic Geelong Racecourse. What’s great about this new venue? Not only can you come and meet your vendors and see what they can do, you can also sit outside, have some food and listen to some great music.

Contact Kari Email: bridesweddingexpo@outlook.com Phone: 0400 124 161 Associated organisation: Geelong W Website: http://www.geelongweddingexpo.com Facebook: http://www.stickytickets.com.au/0xybj/geelong_ wedding_expo__may_15th_2022.aspx MAY 2022 | FIND GEELONG

MAY 2022

Free Advertising Religious Groups and Churches Services Times Public Notices

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Located in the heart of the city, Westfield Geelong is your one-stop hub for shopping, food, fun and relaxation. Geelong’s premier shopping destination for fashion and beauty. Home to some of Australia’s best-known retailers including Myer, Big W, Target and Coles as well more than 160 specialty stores. A great range of cafes, restaurants and lunch options. A friendly Concierge team is available to help with: Westfield gift cards, personal styling sessions, hiring mobility equipment, Kiddy cars, mobile phone charging station, and parking information and more. There are plenty of amenities, a parent’s room on each level and an adult change facility; Changing Places. Located two blocks back from the water front, between Malop Street and Brougham Street.

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What’s Happening... Flight Centre:

Winter School Holidays Hot chocolate season is almost upon us – so it is time to start planning your winter getaway. Whether you’re looking to chill out or thaw out, we have un-brrrlievable deals on family holidays. PLUS, with FLEXIBLE^ changes, you don’t have to worry about getting caught out in the cold. Terms and conditions Terms & Conditions apply.

Flight Centre:

The Asia sale on now Bring on Bali, take a trip to Tokyo or sling yourself to Singapore this year with Flight Centre. We’ve got Asia on sale, so if you’ve ever wanted to experience cherry blossom season in Japan, street food in Vietnam or unforgettable nature in Thailand you’re in luck! Book now to save big. Terms and conditions Terms & Conditions apply.

Johnny Bigg: For The Big & Tall Guy:

25% off knitwear and more Winter is just around the corner and the days are getting cooler - stock up on all your cozy essentials now with 25% off knitwear, long sleeve tops & sweats. Terms and conditions Offer available in store and online. Promotion valid on selected items only. Prices are as listed. Offer ends 15/05/2022.

Geelong Waterfront A visit to Geelong is not complete if you haven’t seen our spectacular waterfront. Before the 1990s, Geelong’s waterfront was an industrial wasteland. Today, it’s one of Australia’s top waterfronts with multiple awards for design. The Geelong Waterfront is one of Australia’s most stunning waterfronts. Having started from humble beginnings when Geelong was founded as a port in 1836, the Waterfront has now attracted a series of prestigious awards. This cosmopolitan and vibrant area is a hive of activity with restaurants and cafes, beautiful landscaped gardens, attractions and public art, all with amazing views of Corio Bay. It also provides a full events calendar, tourism, education and accommodation services: Our historic Carousel, Poppy Kettle playground and youth activities area is great for kids of all ages. See Geelong’s famous bollards. There are plenty of possibilities to explore and view the Waterfront: take a ride on a Harley Davidson motorcycle, or the trackless train if you prefer a more leisurely look around check out the view from the air in a helicopter or take a boat cruise along Geelong’s spectacular Waterfront. Port Phillip Ferries are offering a service from Geelong Waterfront to the Docklands from Saturday 13 June 2020. When the weather heats up, cool off on the Waterfront at the Eastern Beach swimming promenade. Children’s pool, enclosed sea baths, diving platforms, all patrolled by lifeguards on duty during the summer months.

Poppy Kettle Playground Equipment for all ages is provided, including for over 10 years. The main feature is a unique pyramid climbing net. A favourite activity is the interactive Poppy Kettle water feature. A trip to this playground can be combined with a walk or bike ride along Geelong’s famous Bollard walk or a visit to The Carousel. Geelong’s Youth Precinct is located nearby.

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FIND GEELONG | MAY 2022

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Cunningham Pier Geelong Cunningham Pier is one of the most recognisable structures on the Geelong Waterfront. Opening in the mid-1850s it was originally known as Railway Pier. It was an important part of the Geelong Port and you can still see the train lines that were used to transport cargo to the end of the pier. The pier stretches 250 metres out over Corio Bay and its bright white building is a standout feature of the foreshore. The two-storey weatherboard building houses the Wah Bar and Asian food restaurant (bao buns!), Wah Wah Gee. The Pier Geelong function centre is also located here. A large part of this Geelong pier is dedicated to car parking and a convenient covered walkway provides shelter as you walk along the train tracks. Cunningham Pier fishing has always been popular and in keeping with tradition, local anglers continue to use it.

The Cultural Precinct The Geelong Gallery is one of Australia’s oldest regional galleries with a magnificent collection of 19th and 20th century Australian and European paintings. The 1915 architecture is a temple to the arts with Greco-Roman columns and high ceilings. In contrast to the building’s classical roots, exhibitions are often cutting edge. They recently had a Rone retrospective, highlighting the work of a local street artist who has become world-renowned for his large-scale wall paintings of esoteric female faces and immersive installations exploring beauty and decay. Geelong Library and Heritage Centre tower over the gallery. The glass-clad masterpiece nicknamed “the Dome” cost $45 million and has won several architectural awards. An elevator goes to the top floor. Step out on the balcony with the pigeons, and Geelong is at your feet! Enjoy lunch at Public, a contemporary library cafe with views of the parklands.

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MAY 2022 | FIND GEELONG

Skate Parks In Geelong We have more skate parks per capita than any other municipality in Australia. Skate parks in Geelong have a variety of facilities available for skate boarders, bladers and BMX bike riders including quarter pipes, handrails, funboxes, vert ramps, pyramids, banked ramps, and stairsets. We strongly advise the wearing of helmets and padding when using our Skate Parks, and enforce compulsory wearing of helmets at all skate events. Looking to get into skating or want to know more about skating in Geelong? Read about our skate program.

The Old Paper Mills Hubcaps To Creative Hubs is the title for a series of short films about creative Geelong. Hubcaps are a reminder of Ford as a major employer before pulling out in 2016. Vacant industrial spaces such as factories and wool mills have become creative villages. I stayed in a Vrbo in the Old Paper Mills (1878). In Victorian times, this bluestone mill pulped rags to make paper. The dramatic waterfall setting reminded me of the cover of George Eliot’s novel The Mill and the Floss. The present owner, Alex Robins, has lovingly restored what he refers to as an Industrial Cathedral. The old mill is a labyrinth of galleries, studios, workshops, and boutique shops with handmade goods. Enjoy a coffee at The Door Gallery Cafe surrounded by antique Indian doors. Provenance Wines has a cellar door and restaurant in the main building. Enjoy tastings matched with bite-sized food pairings. Rone painted one of his famous esoteric faces on the back wall. As street art is so transient, it’s great to see a lasting testament to his work.

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FIND GEELONG | MAY 2022

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Western Beach Geelong People have been swimming, boating, fishing, and playing at Western Beach Geelong since the 1840s. In those days there was an unwritten rule designating Western Beach for men’s bathing and Eastern Beach for women. But some ‘dastardly gentlemen’ would disregard the agreement scaring respectable women away. Today the area is rarely used for swimming, but it’s still a popular stretch of foreshore connecting Rippleside to the rest of the Waterfront. Here you’ll find the Boat House restaurant (Geelong’s best spot for fish and chips), the Poppykettle Playground, a designated fishing area, and the marvelous Western Beach Boardwalk. Curving out over the water the boardwalk has well-placed seats where you can sit back and watch the sea birds duck dive for fish. In the early morning, it’s perfect for watching the sun come up over the bay.

Rippleside Park Located on the western edge of the Waterfront, Rippleside Park Geelong is a pretty grass-covered foreshore reserve. Popular with locals, Rippleside is less well-known to tourists who drive past en-route to more popular areas. The park has magnificent bay views and is particularly appealing to families with young children who love the adventure playground. The huge wooden structure has ramps, walkways, steps, and plenty of nooks and crannies to explore. When the kids tire of the playground the reserve has wideopen spaces to run around in. Don’t forget to bring your footy! Tucked in next to the reserve is tiny Rippleside Beach where you can bask in the sunshine or splash around in the water. Overlooking the whole area is the bright and spacious Ripples On The Bay cafe. This stunning cafe serves excellent coffee and has huge windows with to-die-for water views. Other amenities include picnic and barbecue facilities, toilets, and plenty of car parking spaces.

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MAY 2022 | FIND GEELONG

Steampacket Gardens Located right beside the water Steampacket Gardens Geelong is a big rectangle of lush lawn that’s perfect for a relaxing picnic or a game of frisbee. A path on the northern edge connecting the gardens to the bay has seats where you can enjoy the sea breeze and watch the nearby helicopter toing and froing. On the eastern side you’ll find the Wharfshed Cafe serving yummy meals and to the west sits the delightful historic carousel. There are some interesting art sculptures dotted around the park. Be sure to check out the Volunteer Rifle Band bollards and The Buoys sculpture, a group of former channel buoys that have been turned into a powerful piece of artwork. The Geelong Waterfront Makers and Growers market (Steampacket Market) is held here on the first Sunday of each month. This popular market offers local produce, beautiful art and handicrafts, and lots of tasty treats. You can read about other popular Geelong markets here.

The Carousel Geelong Carousel The Carousel Geelong is a rare 1892 ArmitageHerschell hand-carved wooden carousel. One of only a few in the world this beautifully restored carousel is considered by many to be the best that’s still in use today. Housed in a modern steel and glass enclosure the pavilion has an old-world carnival atmosphere that’s enhanced by a pipe organ playing Dixieland melodies. A ride on this enchanting carousel is a magical experience for children of all ages and abilities, with a mobility lift that assists wheelchairs onto the attraction. Entry into the pavilion is free. Tickets to ride the Carousel are $5.00.

MAY 2022 | FIND GEELONG

RETIREMENT Did you know? 4.04% is the new maximum permissible interest rate (up from 4.01%) that can be charged to calculate the daily payments for outstanding accomodation balances for new residents entering care between 1 January 2022 and 31 March 2022.

LIFESTYLE

ACCOMMODATION

RETIREMENT ADVICE

RETIREMENT

We will look after your financial affairs so you can enjoy your retirement. WHO WE ARE

WHERE WE WORK

Find Retirement is a part of the Find Group of companies offering Retirement Planning, Accounting, Super, and Insurance service to our clients.

We service clients throughout Melbourne, Bendigo and Geelong and surrounding areas. With access to the internet it does not matter where you live.

WHAT WE DO We don’t sell proucts but provide simple retirement planning solutions.

Bendigo | Geelong | Melbourne

info@findretirement.com.au

Mon - Fri: 9am - 5:30pm

www.findretirement.com.au

1300 88 38 30

Sat: 10am -1pm

Sun: CLOSED

This information is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. While every effort has been made to ensure the accuracy of the information, it is not guaranteed. You should obtain professional advice before acting on the information contained in this publication. Superannuation, tax and Centrelink and other relevant information is based on our interpretation and continuation of law current as at the date of this document. The information contained in this document does not constitute legal or tax advice. You should seek expert advice in this regard. Warren Strybosch, Find Wealth Pty Limited ABN 20 140 585 075 trading as Find Retirement, Corporate Authorised Representative No. 236815 of ClearView Financial Advice Pty Ltd ABN 89 133 593 012, AFSL No. 331367.

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MAY 2022 | FIND GEELONG

Learn To Spend Again

RETIREMENT By Bernard Kelly MBA

Many retirees say that they do not spend on the grounds that they “could run out of money”. They prefer to leave their assets untouched. Now this is mindset is a carry-over from an earlier time, and as such should be re-examined in the light of modern circumstances. Prior to retirement, the emphasis is on accumulation, but after retirement, with accumulation or – at least – a pension having been achieved, it’s time to spend. But too many retirees simply can’t make the switch. The religion of Saving is too ingrained. But surely retirement is a time for a feeling of enjoyment, when we able to develop all those projects that we have previously deferred. This is the time when we should cultivate an enthusiasm for living, as the bleak routine of earlier years is now behind us. Spending in moderation is quite OK – you really can’t enjoy the grandchildren unless you spend something on them, and for the more energetic, there is a cost of course in just becoming a grey nomad.

So moderate spending is good, but you have to work at it. Most corporates don’t market to retirees, because of the prevailing attitude that retirees don’t spend. This is unfortunate as retirees can then be lulled into missing out on simple pleasures. Here are some personal examples from my network of friends: One lady, who has terminal cancer, doesn’t drink, doesn’t smoke, doesn’t gamble and treats herself to one indulgence every day. She buys a coffee and sits on the cliffs watching the water, the birds, the sand and is at peace with herself. A small outlay (from her modest savings) to be at one with herself.

Saving for the children The concept of saving “something for the children” is also discredited today, as when their inheritance occurs, most will already be financially secure. And most likely they will be close to retirement themselves. So retirees shouldn’t save on their behalf – particularly as over half of the population won’t experience their “estate event” (death) until we are well into our 90s. At which time, your children will be into their sixties, and won’t be needing your money. So, let’s join the campaign to become a modern elder – and learn to spend.

Perhaps she fits the advertisers’ profile of who seniors are. But another couple - who used to travel to exotic overseas destinations pre covid – now is content to explore Australia. They’re quite distant from being members of the affluent “self-funded retirees” club, but at least they’re enjoying retirement, and spending on their own terms. They made the effort to find enjoyment locally, and are not afraid to spend.

Bernard Kelly writes on retirement issues, and welcomes comments. Feel free to contact him on bernardkellygeelong@gmail.com

BERNARD KELLY Bernard Kelly is a (volunteer) retirement success coach

MAY 2022 | FIND GEELONG

Free Advertising We invite a representative from each Sporting Club to submit team selections, results and any interesting stories relating to your club/ sports. For inquiries call 1300 88 38 30 or email the editor@findgeelong.com.au

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FIND GEELONG | MAY 2022

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LEOPOLD SPORTSMANS CLUB U/18’S MEDLEY PAIRS 3 GAMES OF 10 ENDS

1st - $500 R/UP - $200 BEST LAST GAME - $100 Entries To: NICOLE 0455 274 879

FRIDAY 30TH SEPT 2022, 9:30AM START ENTRY $20 INCLUDES LUNCH

EVENTS DETAILS • Leopold have an U/18 Squad we train together on Wednesday’s 5pm-6pm • Ages from 10 - 18 years old. • No experience necessary, all equipment supplied. Wear flat shoes. Contact Nicole if you would like to join in and have a go or to organise an alternative time.

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Do you have an upcoming events e.g. fair, sausage sizzle, production? Place your EVENT AD here for FREE in our community online paper.

SEND US YOUR NEWS! Simply upload your ad or email to the editor@findgeelong.com.au and we will do the rest for you.

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PROFESSIONAL SERVICES Special Tax Return Offer $99 Returns - PAYG Only We have made it cheaper and easier for you to get your returns completed & you can do it all from the comfort of your own home. Here are the steps involved: 1. Email to returns@findaccountant.com.au requesting your PAYG return to be completed. Provide us with your full name, D.O.B and address. 2. A Tax engagement letter will be emailed to you for signing via your mobile (no printing or scanning required). 3. You will be then sent a tax checklist to complete online. Takes less than 5 minutes. 4. We will then require you to upload your documents to our secure portal. 5. Once we have received all your documentation, we will complete the return. 6. We will email you the completed return with our invoices. Once you sign the return and pay the invoice we will lodge the return on your behalf.

1300 88 38 30 Important: This offer is only available new clients to Find Accountant Pty Ltd. Liability limited by a scheme approved under Professional Standards Legislation

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Find Accountant ------------------66 Finance Broker --------------------68 Bookkeeping -----------------------67 Business Coach -------------------68 Lawyers --------------------------------67 Salary Packaging Service--67 Signwriter -----------------------------68 Resillience Coach --------------66

Leadership and Team Development .....Imagine a team where each individual is so strong in self that their focus is how to move together as one.... SERVICES LEADERSHIP COACHING & DEVELOPMENT

Leadership coaching that connects your team and drives results

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Biscuit Business Services Helping your business keep track of your bickies!

OUR SERVICES BAS Services

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7A 9A-11 Leather Street, Breakwater VIC 3219

Business Services MARY-CLEAR SWITZ Bookkeeper

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Biscuit Business Services provides professional, confidential and comprehensive bookkeeping, payroll, BAS and administrative solutions to small to medium businesses. We specialise in working with ‘in the cloud’ bookkeeping and document solutions to effectively keep your business up to date and on track. We believe in a strong team approach when working with our clients and their Tax Agents.

Geelong’s Premier Newlaw Firm With A Personal Approach. We Provide High Quality, Timely & Tailored Legal Solutions With Price Certainty Australia Wide. OUR SERVICES

•

CONVEYANCING & LEASES

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•

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•

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Suite 3, 50-58 Moorabool St Geelong VIC Australia 3220 0429 312 986 john@vanbeveren.com.au

Van Beveren Lawyers based in Geelong provide high-quality, timely and tailored legal solutions with price certainty Australiawide. We focus on quality services, building relationships and forging long-term partnerships. Together, we invest in your ongoing success

JOHN VAN BEVEREN Lawyers & Conveyancers

Salary Packaging means you can pay less tax, use your pre-tax income to pay for everyday expenses and make your salary go further. Services

Call us now

• • • • •

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Packaging administration One-on-one customer service Staff and organisation resources Comprehensive and always on-time FBT reporting Direct to employee claim benefits paid in one working day

Dan Nicholls Salary Packaging Services

We ensure your staff get the full advantage of their entitlements, because taking care of your staff is our business.

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Coaching

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Finance with a different accent... Services

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Office address: 5/329 Pakington Street,

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Newtown, Vic, 3220

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Signarama Geelong West Your local team for quality Signs Services

• • • • • •

Contact the team at Signarama Geelong West

Creative Services Installation Services Project Management Printing Resources Finance Options

1300 797 161

TIM KNOTT Professional sign design, top quality production methods, and expert installation ensure you are in safe hands with your local Geelong signs team at Signarama.

Owner

PROFESSIONAL SERVICES

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BUSINESSES Do you provide Home and Garden services in the Geelong region? If you have any questions, contact Warren on

Warren Strybosch 1300 88 38 30

INDEX

PRISTINE OUTDOOR PROPERTY SERVICES

PROFESSIONAL SERVICES • • • • • • •

Property Services ------69 Specialist Tree Services Interior Design Mowing Building Inspection Nursey Flooring

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SERVICES ( Covering Domestic and Commercial )

Mowing (small to acreage) Garden Clean Up/Maintenance Window Cleaning Gutter Cleaning Pressure Washing

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CONTACT 0468 485 122 danatpops@gmail.com www.pristineoutdoorpropertyservices.com.au/ ‘Servicing Golden Plains and Geelong

A beautiful lawn doesn’t happen by itself

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TRADIES - FREE ADVERTISING Are you a Tradie? Need referrals? Consider joining the find Geelong Network group. If you have any questions, contact Warren on

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*Available until your category is taken when a Tradie joins the Find Network Team.

INDEX PROFESSIONAL SERVICES • • • • • •

Painting Services-------70 Electrician----------------71 Embroidery--------------71 Building Inspection Nursey Flooring

DAHLLOF PAINTING SERVICES OUR SERVICES PAINTING SERVICES INTERIOR PAINTING

CONTACT US We are lacated in Geelong, Victoria! Stephen Dahllof Painting Services Servicing Geelong and Surrounding Areas

0407 365 372 kerna1967@gmail.com www.stevedahllofofpaintingservices.com.au

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Best Quality Embroidery

Geelong Industrial Monogramming has been established since 1982, and is proud to be a family owned and operated business. During that time we have seen it grow from a small cottage industry to a fully operational factory and retail store with 20 experienced staff, servicing some of Australia’s biggest suppliers, including: YAKKA, Ford Motor Company, Rays Tent City Cant tear em’ and many more. We were Geelongs first embroidery business, and we strive to excel in our customer service and satisfaction by producing quality workmanship with garments made to last. 57 Morgan st North Geelong, Australia 3215

0412 670 310

Kerry@gim.net.au

www.gim.net.au

We are Geelongs first embroidery business, and we strive to exel in our customer service and satisfaction by producing quality workmanship with garments made to last.

Kerry Kaspi Branded Apparel & Marketing

Geelong Expert Electricians COMMERCIAL SERVICES

CONTACT

Quality Service for Commercial Fit-Outs 0414 538 394

Improving Existing Infrastructure

DOMESTIC SERVICES

mark@clutterbuckelectrical.com.au

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www.clutterbuckelectrical.com.au

Domestic Electrical Repairs

Mark Clutterbuck

Property Improvements

Electrical Operations

CLUTTERBUCK has everything you need in a master electrician, whether it be for your home, office, business, or an area outdoors.

TRADIES - FREE ADVERTISING Email your artwork to editor@findgeelong.com.au. If you wish us to create your ad, we will do this for a minimal cost.

Go to www.findgeelong.com.au/graphic-design to upload your details and we will create this for you.

The Dimensions of the Ads are: 53 x 98 mm - 1/8 Small Size 139 x 96 mm - 1/4 Page Portrait If you have any questions, contact the editor on 1300 88 38 30 or Email warren@findnetwork.com.au

MAY 2022 | FIND GEELONG

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BUSINESSES Do you provide Health and Beauty services in the Geelong region? If you have any questions, contact Warren on

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editor@findgeelong.com.au

INDEX PROFESSIONAL SERVICES • • • • • •

Hair Dresser Osteopath Chiropractor Beauty Therapy Gym Massage Therapy

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Valid Find Cards have four folds and contain six different categories. Valid Find Cards will have its Regions logo sticker placed in the circle at the back and has an Authentication code display in front of the Find Cards.

NOT VALID

Find Cards that DO NOT display its Regions Sticker in the circle at the back and DO NOT display an Authentication code in front of the Find Card are INVALID. They will not be accepted at any participating businesses. Also, your signature must be present. You may be asked to present ID to verify that Find Card belongs to you.

Present the Find Card and ID prior to paying bill. Card is Non-Transferable. Each offer corresponds to a number on the card. Number will be crossed off once offer used. This is not a credit or charge card. Copyright 2022 Find© Pty Ltd.

OUR NEWSPAPER The Find Geelong was established in 2019 and is owned by the Find Foundation, a Not-For-Profit organisation with is core focus of helping other Not-For-Profits, schools, clubs and other similar organisations in the local community - to bring everyone together in one place and to support each other. We provide the above organisations FREE advertising in the community paper to promote themselves as well as to make the community more aware of the services these organisations can offer. The Find Geelong has a strong editorial focus and is supported via local grants and financed predominantly by local business owners. The Find Geelong acknowledge the Traditional Owners of the lands where Geelong now stands, the Wadawuarrung people of the Kulin nation, and pays repect to their Elders - past, present and emerging - and acknowledges the important role Aboriginal and Torres Strait Islander people continue to play within our community. Readers are advised that the Find Geelong accepts no responsibility for financial, health or other claims published in advertising or in articles written in this newspaper. All comments are of a general nature and do not take into account your personal financial situation, health and/or wellbeing. We recommend you seek professional advice before acting on anything written herein.

www.findgeelong.com.au

APRIL 2022

Find Geelong 2022 - May Edition

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