Rhode Island Home Buyer Magazine

RHODE

I SL AND

AU G U S T 1 9 - S E P T E M B E R 1 5 2 0 1 6 | F R E E

HOME

BUYER © 2016

rihomebuyermag.com

The Home of the Professionals

Call 401-837-0239 For Advertising Info

100%

Financing Available

Contact

Ken Marsella

Senior Loan Officer

NMLS - #2748

We offer loan programs to fit your every need!

1833 Cranston Street, Cranston RI (401) 942-6910 www.PremierKitchensRI.com

S E E

0% DOWN

Mortgages Available!

A D

O N

Diana Barone Full Service Realtor

1st Choice

P A G E

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• Sellers • Buyers • Investors • Rentals • Short Sales

980 Reservoir Ave. Cranston RI

(401) 226-3374

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

Cell: (401) 228-4344 kmarsella@primeres.com

*See Our Ad on Pages 18-19

O U R

Building Relationships One Home At A Time

0% Down Financing • FHA Loan • VA Loan Jumbo Loan • USDA Loan • Conventional Loan HARP Refinance • RI Specific Programs

NMLS #10430

(401) 822-4444 www.aplusinri.com

Elegantly Affordable

WHETHER BUYING OR SELLING, CALL US TODAY.

Your Local Mortgage Resource. Call Pier Today!

(401) 562-1238

Pier-Mari Toledo

Your Local Mortgage Resource.* Director, Mortgage Lending ptoledo@wavefcu.org

*Ask about our free market analysis

75+ years financial stability.

With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity, CALL US TODAY FOR MORE INFORMATION. S E E PA G E 8 I N S I D E F O R D E TA I L S !

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Ride the Wave to financial security. rimortgagezone.com • Fixed rate mortgages

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HOME LISTING!

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CALL (401) 404-5535

15 years

• Professional Pier-Mari Toledo, Warwick, RI 480 Greenwich Avenue, 02886 Also ask us about any special mortgage opportunities Photography Mortgage Consultant 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 for those purchasing foreclosed property or high balance • MLS Listing Pawtucket, RI 341 Benefit Street, 02861 (401) 562-1238 ptoledo@wavefcu.org (401) 781-1020 • Toll Free (1-888-492-8328) • 3D Virtual Tour Free Comparative Analysis • Open House Advertising Burrillville | $419,000 Warwick | $239,900 • Installation of See Pagewavefcu.org 27 Inside for Details!

Ride Wave to financial security.

See Page 9 Inside for the Details!

Yard Sign • and Lockbox Call Today!

Call Today!

Call or text us for details!

860-400-3110

Kevin C. Stockwell

Sandy Deignan (401) 585-5791

sandydrealtor@aol.com sandydrirealestate.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

(401) 651-6662 Realty Associates

StockwellSells@gmail.com www.RIGreatHomes.com

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SEE PAGE 27 FOR COMPLETE DETAILS

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To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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Promises Made. Promises Kept.

0% DOWN

100% FINANCING FHA • Purchase or REFI VA Loans • First Time Home Buyers Fixed Rate Mortgages

FREE Prequalifications FREE Credit Analysis

Call Us Today At 401.270.1740 Rhode Island Licensed Lender and Broker 20072185LB & 20072187LL. Company NMLS ID 1788. Branch NMLS ID: 289053

1 4 1 7 D o u g l a s A v e n u e , 2 n d F l o o r, N o r t h P r o v i d e n c e , R I 0 2 9 0 4 2

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

HOME IMPROVEMENT

TIPS

Replacement Window Tips and Advice today’s home buyers are looking for. They are a relatively easy project to complete, and are becoming more and more affordable. In order to get the most benefit from a window replacement project, you’ll need to take two important steps.

by Christine Dunbar Your home is probably your most valuable asset, but to maintain its value you need to make continual improvements. One of the most substantial renovations you can do to increase the value of your home is to install vinyl replacement windows. Homeowners are realizing that vinyl windows can dramatically improve a home’s external appearance. They can also add to a home’s value because they block external noise and help to conserve energy - two features that

First, come up with a realistic budget. Take the time to research the wide variety of replacement windows on the market and what the installation project will involve. Before you begin, it’s important to look at the costs of different brands of windows and decide on the features you want and need.

One of the smartest things to do is to talk to other homeowners who have done replacement window projects. This is probably the best way to get an accurate idea of how much is really involved. One thing you don’t want to do is replace windows on a room-by-room basis. It might save you a little money, but the results will be less than appealing and can detract from the house’s exterior appearance.

The second step is to find a qualified and reliable contractor to complete the project. While replacing vinyl windows can sometimes be a do-it-yourself

project, taking on every window in the home can be an overwhelming job. A professional can usually get the job done faster and is better able to deal with any installation problems that come up.

Be careful to choose an experienced and reliable window installer. Always check references and talk to previous customers. Ask to see before and after pictures of the contractor’s projects. Be sure to ask how many replacement window projects he has done and what his experience has been.

Vinyl replacement windows are a substantial home renovation that can have a huge impact on the value of your home. They are an important feature and it doesn’t pay to skimp on quality just to save a little bit of money. Better quality windows will provide more benefits in the long run, including higher energy efficiency and an attractive, updated home exterior. Take the time to look through all the options before you decide on a brand or a window distributor. This is one project where quality should take precedence over a low price. Remember that better quality windows will pay for themselves over time with the benefits they provide.

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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REAL ESTATE

TIPS

Easy Ways To Help

Renovate Your Kitchen

by John Williams Do you think your kitchen is a mess?

Are you frustrated over the fact that your toaster is not working because your coffeemaker is on? This is the result of a poor electricity connection that is plaguing your kitchen. Your gas might not be working with faulty supply and you are down to your last stove.

Your countertops are stained and your cabinets are broken. You have to address to all the leaking taps as well. In short you are frustrated with the condition that your kitchen is in. You need a complete renovation of your kitchen. You are not the only one.

Usually you will have your inhibitions in renovating your kitchen. After all, there’s all the noise and the dust and the lack of mobility around while your kitchen is getting renovated. Also, there is the cost factor to take care of. However, with a little planning in mind you can take care of all these things in a manner that 4

is most comfortable for you. You can make use of all the facilities available in the market to make sure that you have what it take to renovate your kitchen and live through the process.

It is actually a very simple process if you think about it. All the information that you have and all the products that you need are available in the market.

All you need to do is make the right choices and you are set to renovate your kitchen. Of course, your kitchen will be unavailable for use for the next few days.

Therefore, you need to make sure that you have made arrangements such that your daily routine is not affected. This is most important as the kitchen forms an important part of your household.

Therefore, you need to make sure that you have arrangements ready as a substitute for not using your kitchen.

There are many things to think of while looking to renovate your kitchen. You need to seek out what you require from your kitchen first. If your gas is not

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

working, then you need to change your stoves. If you are not getting proper electric connection, then you need to change your lines. If your piping is not working, then you need to get a proper plumber. These are the essentials of a functional kitchen. Check them one by one and make sure to have a list of things to repair.

The next important factor to realize is the renovations that are done to your kitchen should also enhance the look of your kitchen. This would mean cosmetic modifications to your kitchen which would come in form of countertops and cabinets. Marble countertops will give your kitchen a grand luxurious look that would enhance the quality of your kitchen. You can purchase such countertops from home or kitchen renovators. You should look for shops that are one stop for all your kitchen renovation needs. This will help to make sure that you get all the help that you need for your kitchen renovation needs.

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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Carley

Construction

General Contractors

Additions ~ Remodeling ~ Conversions Vinyl Siding ~ Roofing ~ Decks Replacement Windows ~ Finish Work Framing ~ Kitchens ~ Bathrooms Design ~ Build Since 1988 - Fully Insured - RI Reg #5509

Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com 6

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Contractors & Construction Managers Since 1966

A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls

Residential and Commercial

CALL PETE

401-258-1782 agervasioconstruction.com

Your One Stop Source For Hardscape, Paving and Outdoor Equipment

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112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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A Message From Rhode Island Association Of Realtors President

Arthur Yatsko

It’s been a hot summer in Rhode Island, and I’m not just talking about the temperature. Rhode Island’s housing sales are booming! Sales statistics released by the Rhode Island Association of Realtors show that the number of single family homes sold in July rose by more than seven percent from 12 months earlier and the median sales price of those sales increased ten percent. Buyers are entering the market in droves and taking advantage of unbelievably low interest rates, as well as mortgage products that enable credit-worthy consumers to purchase a home. Many buyers who lost homes to short sale or foreclosure for example, are now able to start investing in their future again through home ownership.

could work for you. And, keep in mind that some programs define firsttime buyers as those who haven’t owned a home in three years or more so even some returning buyers can take advantage of them.

Sales have been so robust that the supply of homes on the market is shrinking, so if you’re thinking about selling, now is a fantastic time to do so. Many sellers are seeing multiple offers and the number of days that properties stay on the market is decreasing. Sellers that are downsizing or moving to a larger home will also reap the benefits of the current low interest rates when they reach the other side of the transaction. Even though the home that the seller is trading up to is also going up in value, today’s low interest rates can close the gap.

Rhode Island Housing has some terrific programs for first-time buyers and recent college graduates. The organization’s Renewed Homes Program goes so far as to offer up to $20,000 for down payment assistance for first-time homebuyers when buying a foreclosed property or other eligible property in certain towns and cities. Consumers are not required to repay the $20,000 if they use the property as their primary residence for at least five years. It’s definitely worth checking out RIHousing.org or speaking to a mortgage lender to see what products

Today’s market has come full circle and offers benefits to both sellers and buyers. So, if you jump into the market now, next summer you could find yourself in the home of your dreams.

Arthur Yatsko

2016 President, Rhode Island Association of REALTORS

0% DOWN

Mortgages Available!

Your Local Mortgage Resource.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

8

75 +

www.rimortgagezone.com

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

Sandy Deignan

Your PRO

Realtor® Direct (401) 585-5791 Email: sandydrealtor@aol.com sandydrirealestate.com

Realtor®

John Chapski, CHMS, GREEN, SRES, ABR

Realty Associates

527 Main Street • East Greenwich, RI 02818 www.NewEnglandMoves.com/John.Chapski.home Cell: 401-808-9279 • john.chapski@nemoves.com

T ICUE M NI G CO ILLA V

North KiNgstowN

Terrific Cape with water views from every room! 2 bed, 2 bath home w/hardwoods, fireplace & 1 car garage is in mint condition.

Upper and lower porches to view the sailboats go by! Walk to beach and bike path. Golf nearby! Gorgeous gardens. Wow!

$649,900 | MLS #1122943 30 Narragansett Street

North KiNgstowN Warwick | $239,900 | 177 Winter Avenue

In the heart of Conimicut Village, nestled on a corner lot, on a very quiet street, lies a raised ranch with a newly renovated split level in law apartment/home-office/ManCave!

4 beds, 2 full baths, central air, sprinkler, deck, alarm, 2 sheds, 4 entrances. Super Clean!

No flood insurance needed. MLS# 1133027

Original owner mint custom Colonial on corner lot overlooks Narragansett Bay. Brick front home features 3 beds, 4 full baths, formal living & dining with gas fireplace.

Stunning Master, finished lower with workshop. Upper & lower decks. Water views!

$799,000 | MLS #1126780 50 Narragansett Street

Whether Buying or Selling, Call uS today. *Ask about our free market analysis

Attention Real Estate Agents: Join our Team!!

Choose from a Menu of Innovative and Aggressive Real Estate Commission Plans.

Call us today for more information.

All Inquires Will Be Confidential!

595 Putnam Pike, Smithfield, RI | Call Us Today at 401-404-5535 To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

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Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

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Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

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East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

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Lincoln, RI 02865 | (401) 724-5600

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Check Us Out At www.century21.com Interested in a Career in Real Estate?

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Pre-License Classes are available Find out what CENTURY 21 can do for you!

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SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Cranston

Nice 3 bedroom bungalow in a great location. Remodeled and updated kitchen, hardwoods, fireplace, vinyl siding, new windows, new heating system, detached garage, fenced yard. $234,900

Scituate

Nice 3 bed, 2 bath ranch nestled on a private & quiet 3/4 acre lot.

Big master bedroom with walk-in closet & bath, wood stove, open kitchen, new roof, big back yard. Uses common driveway with house in front. $229,900

Coventry

Spacious contemporary with possible in-law, 3 bedrooms, 3.5 baths, fully applianced, central air, 2 car garage, great back yard, great neighborhood, Johnson Pond access. $368,900

North Providence

Warm, inviting cape features large living room with fireplace, large master bedroom, hardwoods, replacement windows, huge back yard for entertaining, sun porch. Sellers to install new furnace. One year Home Warranty! Great starter home! $209,000

Warwick

Quality new construction colonial on beautiful corner lot! Hardwoods, granite, ceramic, gas heat & central air. Nice bay side neighborhood to live in! Bay views from 2nd floor master BR. Come early and choose colors, finishing touches. $369,900

Warwick

Oversized 3-4 bed colonial, beautiful hardwoods, spacious bedrooms, new bathrooms, triple-paned new windows, central air, nothing to do but move in! $209,000

Scituate

Coventry

West Greenwich

Coventry

West Greenwich

Foster

Beautiful contemporary with open floor plan, 3 beds, 2.5 baths, lots of natural light, serene setting. Unfinished basement with separate entrance. $329,900

Unbelievable VIEW OF THE BAY from this 64 acres of pristine land--WG/EG line!! Attention builders and developers! Possible up to 25 house lots! Plus 1,500 sq.ft. raised ranch, master suite/bath, fireplace, and outbuildings. $1,200,000

2 Separate Houses on 9.7 acres! 3-4 bed home, 3 full baths, dining room, family room, laundry 1st floor, solarium with indoor year round heated pool, over 3,500+ sq. ft. , PLUS 26’x 40’ 5 room raised ranch, (Taxes $4,509) 400’ frontage, horses ok. $639,900

Beautifully maintained, this raised ranch has good sized bedrooms, updated baths, fininshed lower has a gorgeous stone FP, large family room + 2 extra rooms to use as you like. Fenced back yard has a deck, patio & newer huge shed. Move in ready!! $274,900

Beautiful immaculately maintained contemporary on cul-de-sac. Cathedral ceilings with skylights, bright and sunny family room, lots of windows for natural light and large deck for entertaining. Brand new roof and two storage sheds. $249,900

Quality built cape, 17 ft. cathedrals, 3 beds, 4 full baths, massive 300 sq.ft. master/custom bath, 17 ft custom stone FP, 2nd floor media rm/wet bar, lower walkout, poss in-law, detached 3 car garage/barn/lift & loft, man-made catfish pond. $489,900

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualify

Have you served in the armed forces?

Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Doug Iannuccilli Mortgage Loan Originator NMLS #19741

595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828

Office: 401-257-6577 Cell: 401-499-3684 Email: diannuccilli@homebridge.com

The HomeBridge Vision

The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans • • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-499-3684

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828.

Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

Call 401-257-6577 For More Info Homebridge.com/DougIannuccilli

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211

Christine Kulacz 401-569-8324

Kim Prasinos 401-640-9696

TOWN AND COUNTRY E RIC P W NE

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IN ND

PE

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Cumberland

Cumberland

Lincoln 3 Brushwood Drive. Welcome home!

Lincoln

Cumberland

Cumberland

Cumberland

North Smithfield

3 Cathedral Court. Get your bags packed! Fantastic open floor plan Colonial in great location; hardwoods through out entire 1st&2nd flrs; finished rec rm w/walkout; waterfall, trex deck;beautiful yard;gas & sewer! Central Air; Cathedral family rm w/gas fireplace. $479,900

38 Boyle Avenue.

Deceivingly large 3 bed Colonial tucked on a quite side street. Hardwoods; Huge cathedraled addition with sliders to trex deck overseeing large yard.

Oversized garages. $279,000

27 - 29 Mt Pleasant View.

Absolutely impeccable duplex - 3 bedrooms on one side/ 2 on the other. Crisp and clean and ready for move in day! Have the tenants pay your mortgage!! $309,900

30 Paine Road. Nestled in the heart of Arnold Mills, this private 3 bed ranch offers some fantastic features - open dining room, kitchen with granite; gleaming hardwood floors and crisp paint, back yard retreat - mahogany deck and oversized shed; acre plus of land

$364,900

Well maintained 3 bed in fabulous Kirkbrae area.

Admire the grounds from your screened porch overlooking the glistening blue water of the in-ground pool. Rec rm w/ wet bar; Yard abuts woods. Great Lincoln schools; Easy highway access. $369,900

6 Chambers Street. Amazing investment opportunity --solid brick office building w/ 3 distinct rental options! Right side was dental office for many years. Additional 3-4 rm second office + a third one rm office w/street access for add’l income potential. Full basement! $265,000

400 New River Road. Great first floor unit with access to private patio and ability to walkout of your slider and enjoy the outdoors!

Clean and ready to move into! Stainless appliances, cherry kitchen, tucked in toward the back of the complex! $114,000

40 Old Louisquisset Pike.

Fabulous Townhouse with Hardwood; Cathedral Ceilings; Granite in Kit & Baths; Mast Bed on 1st AND 2nd floor; Living room with Gas Fireplace; Private Deck; Open Floor Plan; Full Basement; Convenient Location! $295,000

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Cumberland

4 Kings Row. Stop your search -- finally a lot in Avalon Estates! Fabulous buildable lot in Arnold Mills! Great corner lot!!

Perfect sandy land. Square footage minimum restriction. Call for more details. $265,000

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North Smithfield

Rock Cliff Condos.

40 Old Louisquisset Pike. Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $265,000

Lincoln

277 Reservoir Avenue. Great-sized raised ranch on beautiful Reservoir Rd in Lincoln near Pawtucket line. Unbelievable manicured grounds; Property being conveyed by Trustee in “as is” condition. $264,900

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Cumberland

76 Countryside Drive.

Deceiving fully renovated Pottery Brn Rolling Acres cape. Open flr plan, FR w/ sliders & screened in porch; NEW kitchen, stainless appliances, 3 full baths, heat & AC, windows, and roof!! Walkout lower playrm. MBR on 1st or 2nd flr. Comm.Schl SHARP! $459,900

Debra Fonger

Mike Behm

(401) 588-2523 mobile (401) 333-0010 office (401) 334-7300 fax Debra.Fonger@NEMoves.com

401-265-9437

Cranston

Pawtucket

D CE

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R

Turn key business in a busy strip plaza, This is a great opportunity to start up your own company,or expand your current business Motivated Seller. $34,900 Call Mike Behm at 401-265-9437

East Providence

This large Colonial has 3 large bedrooms large living room with fireplace,part. finished porch, and a 2 car garage, this house needs work but its worth the effort! $179,900 Call Mike Behm at 401-265-9437

This Gambrel colonial has 4 beds 2 bath with an open floor plan master bed on first floor and room to expand. $162,000 Call Mike Behm at 401-265-9437

Providence

This Home is a great Owner Occupied investment Property, newer boilers and hot water tanks, outside patio, updated apts.

Let your tenants pay your mortgage lots of parking and all fire coded. $209,900 Call Mike Behm at 401-265-9437

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1985 Mendon Road Cumberland, RI

PawtuCket

Reduced- Pinecrest - Great Opportunity For First Time Buyers - 2- 3 Beds, 2 Full Baths, Fp/Living Room, Hardwoods, Updated Electrical - Windows, 1 Car Garage, Fenced Yard , Easy Access To Train, I-95 & Shopping, Priced To Sell - Motivated!!! Call Now! $215,900 | MLS# 1127697

Cumberland

Beautiful Ranch offering 3 large bedrooms, 2 full baths, completely renovated and ready for you to move home.

Finished basement/ possible in-law. Walkout to patio. Seller to connect to sewers. $209,900 | MLS# 1123005

REDUCE YOUR OVERHEAD Executive Suites/Virtual Offices

Cowesett/ East Greenwich: Virtual office desk for $125 and executive office space from $250.00 to $850.00 monthly. Rent includes the following: Furniture, utilities, conference rooms, kitchens, ample parking. Near Rt. 95, 295, airport and restaurants. Ideal location overlooking Greenwich Bay. Maintain a professional image without the overhead.

Receptionist in lobby to greet clients.

Serving RI Since 1967

401-885-5000

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

15

15 years of experience MOVING YOU TO SOLD!

Five Star Award Winner Past Three years Eight Time Platinum Award Winner Recipient of Circle of Sales Excellence Award

Kathleen Odell Real Estate Broker Associate 401-486-2832 kodellsells@gmail.com

Top Agent OF THE MONTH

Justin Fox

North Kingstown - Cedarhurst Elegant 7 room, 2 bed, 1.5 bath Townhouse w/water views of the bay. Open living/dining room; soapstone kitchen; Brazilian hardwoods; fireplaces. $339,900 Joellen Wunner, ext 56

North Kingstown - Spring Green 7 room, 3 bed, 2 bath Ranch, 3 season room; hardwoods; a little TLC and this could be your perfect home! $199,000. Becky Moniz, ext. 18

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East Greenwich - Oakcrest Fabulous 9 room, 4 bed, 2.5 bath Colonial; tile/granite kitchen; living room; family room/ fireplace; hardwoods; air; alarm; 2 car. $499,900 Rob Cressman, ext. 17

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East Greenwich - Tanglewood Lovely 8 room, 4 bed, 2.5 bath Southern Colonial; large living & dining rooms; 2 fireplace; hardwood floors; screened porch; 2 car. $469,900 Caroline Cressman, ext. 17

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Richmond 1,600’+, 6 room, 3 bed, 2 bath Ranch on 6+ acres; applianced kitchen; four season room; hardwoods; 3 car garage. $299,000 Frank Bennett, ext. 54

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South Kingstown - Matunuck Unique 3,000’+, 10 room,

5 bed, 2.5.5 bath Colonial on large fenced lot; vaulted ceilings; hardwoods; game room; central vac; water views of the Ocean & Potters Pond.. $919,000 Rob Cressman, ext. 32

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

East Greenwich - Tanglewood

Spacious 3,000’+, 8 room, 4 bed, 2.5 bath Colonial; formal living & dining rooms; 2 fireplaces; hardwoods; air-up/kitchen; 2 car. $499,000 Justin Fox, ext. 53

ER AT W

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Warwick - Rivervue 6 room, 2 bed, 2 bath Bungalow with views of the bay from almost every room; cathedral great room/fireplace; kitchen/dining area; walk-in closet; hardwoods. $329,900 Caroline Cressman, ext. 17

Topp Real Estate Esta tate Agents AWA R D W I N N I N G PROFESSIONALS

Karen Hurst

Dee Conley

Victoria Antonelli

Realtor®

Realtor®

“I’ve been training my entire career for THIS MARKET! ”

Curious of your home value?

STONEHURST REALTY

Broker/Owner

Your Neighborhood Realtor Voted Five Star Professional featured in RI Monthly 6 years in a row by my clients Listing Broker HUD homes Visit My Website For More Info

E X I T P R E M I E R R E A LT Y

Selling or Buying...

Call ME!

The Market is HOT!

Let The Antonelli Group help you Make Your Next Move! Over 12 years of Experience working with Buyers, Sellers, and Investors!

www.ricoastalliving.com

DEE gets it DONE!

(401) 301-6887

(401) 952-0664

(401) 465-8886

reohurst@aol.com

dee@williamsandstuart.com

vickisold@gmail.com

Mike Grandchamp

Helen Coupe

Visit My Website For More Info

www.VickiAntonelliSOLD.com

Mary Ann Young

Metro

Realtor®

Helping Bring Buyers & Sellers Together!

Let my experience and knowledge guide you through your home buying or selling process.

Broker/Realtor® Helen R. Coupe, a name synonymous with Rhode Island real estate.

Helen has been a licensed real estate “Broker” in RI and nearby Massachusetts since 1986. She has accomplished numerous sales achievements awards during her career, a sampling includes: * RE/MAX Top Ten Agents in Rhode Island for thirteen consecutive years, including #1 RE/MAX Agent five consecutive years. * #1 RE/MAX Agent in all of New England three consecutive years. * Ranked as one of the Top 100 RE/MAX Agents in the United States. * RE/MAX 100% Award for 20 consecutive years – ranking her in the top 1% of realtors nationwide. * RE/MAX Platinum Club – the Elite RE/MAX Agent’s Club. * Recipient of the very prestigious RE/MAX “Hall of Fame” award. * Recipient of the coveted “Lifetime Achievement Award” one of the highest honors bestowed upon RE/MAX Agents acknowledging her service to the thousands of families she has assisted in their real estate needs. Helen is committed to giving the best service possible to her clients, she states she accomplishes this through hard work, continuing education, and listening to the needs of the people who put their faith & trust in her.

For all your real estate needs, call a proven performer with years of experience and thousands of success stories.

Central

Realtor® I am proud to say that I have been a full time agent with RE/MAX Central for the past 13 years.

My awards include the 100% Club each year. Hall of Fame. Top Agent for transactions for the past 5 years.

I close 60 plus transactions per year.

My designations include GRI, ABR, SRES. I specialize in residential sales but have experience in all fields.

(401) 529-8054

(401) 942-7000

(401) 487-9429

grandchampsold@gmail.com

helenrcoupe@verizon.net

remaxmaryann@yahoo.com

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

17

The Truth Shall

set you free

by Daniel E. Giroux, Owner, A-Plus Mortgage The mortgage industry has certainly changed in the last 16 years that I’ve been involved. With an ever changing industry how do you keep up with what’s right and wrong, true and not true? Who should you trust to give you the best answers to your questions? Should you ask your attorney, your realtor, your loan officer, your buddy at work? Who’s going to have the right answer?

Here is a list of the most common myths people ask me about daily.

All lenders, brokers, and banks follow the same guidelines when it comes to mortgage lending.

Completely incorrect. There are many programs and so many options available in this market. Every bank, lender and broker shop has their own set of overlays and restrictions on mortgage loans. Always remember, just because one company says no does not mean another won’t say yes.

If the seller is willing to give you seller paid closing cost, you can use that towards your down payment.

You may not use seller concessions as part of your down payment. Concessions can only be used for costs associated with your loan. Attorney, prepaid items, escrows, points, lender fees, ect. You cannot use the seller paid closing towards your minimum down payment.

If you have horrible credit scores, you can simply add a co-borrower with good scores to qualify.

The lower middle score of two borrowers will be used to qualify for a mortgage.

Adding a co-borrower will help you with income but it will not help you if your fico score does not qualify for that program.

FHA 203k loan is a very difficult loan that will never close and you should stay away from it.

The 203k rehab loan is a great program that allows you to finance improvements to a property you are buying. This is a very easy loan to complete if the loan officer you are working with understands the program and guides you correctly.

Hiring a realtor to sell your home is a waste of money.

Realtors understand the market and are typically able to get you more for your home than you would be able to on your own. They are able to attract more buyers and are able to guide you through the selling process. The fee they charge also pays the Buyers agent that brings the potential clients to your door. Consider all factors before you make your decision to go it alone.

If you recently switched jobs and did not stay in the same line of work, you don’t qualify for a mortgage.

Incorrect – as I stated before, every bank, lender, and broker have their own set of rules. At A-Plus Mortgage, we are able to lend to clients even if they recently switched jobs. Typically you will need to be on the new job for 30 days prior to closing on your loan. The only restrictions would be, no overtime can be used and no commission can be used without a 2 year history of commission.

It’s not worth it to refinance unless you save at least 1% on your rate.

This by far is the worst misconception that people have, and they are missing out on savings due to it. Your savings is based on several factors, term, interest rate, loan size, and mortgage insurance. If you save 1% on a 100,000 mortgage, your savings is roughly $1000 per year. If you save .25% on a 400000 you still get the same $1000 savings. In some cases, you can raise your interest rate and still save money if you are eliminating mortgage insurance. I recommend keeping an open mind when you are looking to save money. Let your loan officer work up your numbers and report back to you before you decide it’s not worth it based on a myth.

Some loans have no closing cost.

This is a marketing gimmick used by companies to gain your business, DON’T BE FOOLED. All loans have closing cost and settlement charges, it’s just a matter of who’s paying them and how. You can have the fees rolled into the mortgage, you can pay them out of pocket, or your lender can pay them with lender credits.

Typically you will receive a slightly higher rate to cover the cost. You should consider all options when searching for the perfect loan.

If there are issues with the home you are buying, the seller can escrow money to fix the issues after you buy it.

I get this request a few times per month and the answer to the question is NO. if there are issues with the home and the appraiser notes them, they need to be fixed prior to closing. The exception to this rule is; you may escrow up to $5000 when you are buying a HUD owned foreclosure and you may fix issues after closing if you use a FHA 203k loan for financing.

If you had a bankruptcy or foreclosure in the last 7 years, you can’t buy a home.

Bankruptcy and Foreclosure are not the end of the world. Yes you will have to wait a period of time and reestablish your credit, but we have programs that will allow you to purchase 2 years after a BK or Foreclosure.

Never go it alone. If you have a question, call me anytime.

I am always happy to assist.

Daniel E. Giroux NMLS 26531 Owner A-Plus Mortgage LLC NMLS # 2748

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

18

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Showcase Listings

Warwick Beautiful 2006 Colonial on Cul-De-Sac. This impeccable home has 3 Beds, 2.5 Baths, Garage, Hardwoods, Stainless Appliances, Granite & Central Air. Excellent, like-new condition - built on slab. Close to Hendricken, Vets, Little Pond, Shopping & more! $249,900 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties

Westerly

Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! $324,900

Mary Lyons 401-439-8507 RE/MAX Central

Barrington

Beautifully Renovated Sun Filled Spacious Cape, New Master Bed Suite On 1St Floor, Gutted New Granite Kitchen Baths,Harwoods,Ss Appliances,Laundry On 1St,Fp Beautiful Step Down Living Room, Steps Away From The Barrington River, Large Yard, Turn Key! $379,900

Diana Barone (401) 226-3374 RE/MAX 1st Choice

The Home of the Professionals

Johnston

Well maintained open floor plan w/kitchen island. Brand NEW Heating System in March 2016! Lots of light, 3 season sunroom & hot tub! Fireplaced LR, hardwoods, finished basement area w/dry bar. Located on a corner lot, connected to sewer. www.83lookoutave.com

Kathy Souza 401-265-4494 RE/MAX Preferred

Eric Maluk Owner NMLS #4733

Daniel E. Giroux Owner NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886

(401) 822-4444 www.aplusinri.com

North Providence

Pristine and newly updated inside and out .Don’t miss this move-in ready 2 bed, 1 & 1/2 bath ranch with great entertainment/ bar space in finished basement. Fenced in yard.

Everything is new. Located on Smithfield line.

CALL TODAY... This wont last. $195,900

Renee Boiteau 401-369-1299 Keller Williams Realty

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Glocester

Glocester - Chepachet!! Great House lot located on 10acres- nice private location! Short commute to Providence! Great proximity to Eastern CT also. Inquire to learn more about potential options with this lot! www.0elbowrockrd.info

Kathy Souza 401-265-4494 RE/MAX Preferred

West Greenwich

Solid Ranch in Hammit View Estates. Over 1800 sq feet of living space on 2 acres. Nice floor plan. Hardwoods and pergo throughout. New furnace, new stainless steel appliances, all rooms freshly painted. Has pellet stove, and generator. Welcome Home! $349,900

Brenda Nardolillo 401-829-8423 RE/MAX Premier

We specialize in Real Estate and Personal Injury law.

692 Warren Avenue East Providence, RI 02914

P: 401-270-1144 | F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com

West Warwick Spacious 19th Century 4 Bed 2.5 Bath Colonial (Circa 1857) Hardwoods,Wood Stove,Screen Porch With A Detached Legal Studio Apartment In The Lower Level. Includes Spacious 19Th Century Barn With Full Attic,Stone Foundation,Full Basement,A Must See. $299,900 Janet Audet 401-486-7410 Coldwell Banker

Warwick

East Providence

Stunning Victorian in the Heart of Riverside! Turn of the Century Home with Period Details Throughout. 6 Beds- 6 Baths.

Rare Opportunity at a Modest Price for a Large or Multi-Generational Family. Huge DR, LR with Pocket Door. Must See to Appreciate! $289,000

Renee Boiteau 401-369-1299 Keller Williams Realty

Nice Cowesett Location Close To Eg Line. Beautifully Maintained 4 Bed, 3 Bath Raised Ranch ;Possible In-Law,Open And Airy With Waterview Of The Marinas, Granite Kitchen, Hardwoods, Sprinklers,Dining Room Opens To An Oversized Deck,Gorgeous Stone Wall. $369,900

Janet Audet 401-486-7410 Coldwell Banker

Coventry Waterfront On Johnson’s Pond Ri Water Sport Paradise, Dock, Trex Deck, Gorgeous Open Concept Like New Ranch.

Gleaming Hardwoods, Master Suite with Luxury Bath, Granite Kit, Hydro Air, 1st Floor Laundry, Premier Neighborhood, Come Enjoy The Pond Life! $579,900 Emily Kheradi 401-243-5520 Keller Williams Realty

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

19

NORTH PROVIDENCE NORTH PROVIDENCE W NE

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Stunning 3 bed ranch in heart of North Providence featuring, hardwood floors, elevated ceilings and tons of natural light.

Bonus living room leads to brand new pool. Must see! $274,900

Totally renovated In and Out! Hardwoods throughout and updated kitchens and bath’s. Located close to all amenities.

Highway access and short commute to downtown Providence. $199,900

Rare Oversized Lot On Lovely Dead End Road W Tons Of Off St And On St Parking!

Completly Renovated Move In Ready! New Kitchen And Bath!! Must See!! $159,900

NORTH KINGSTOWN

PROVIDENCE

PAWTUCKET

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IN ND

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Immaculate & stunning 4 bd 3.5 bth colonial w over-sized master suite, in-law, granite kitchen, updates throughout, generator, 3 car garage and lovely 1.5 acre well manicured lot The Glen! Easy ride to train, beach, BOS, PROV & more! $579,900

Massive home full of potential. 14 Total Rooms. Formal Dinning, Fire place. Over look Mashapaug Pond. Three full living levels with fenced in yard. $149,000

One level turn-key living. Tasteful renovations & hardwood floors throughout home!

Fenced-in & private yard, off street parking & easy access to highway, parks, McCoy Stadium & set on quiet neighborhood street. $149,900

WARWICK

NORTH PROVIDENCE

CRANSTON

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Beautifully renovated colonial set back on park -like grounds on a cul de sac close to highway & all amenities! Hardwood floors, granite & ss EIK, cozy family room w fp & walkout to patio, master suite w private balcony & master bath! POOL NEEDS WORK. $339,900

NORTH KINGSTOWN

NORTH SMITHFIELD

WARWICK

PE

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IN ND

PE

Built on stunning & private drive to a 4 acre lot, this contemporary style home has much to offer. Totally renovated living spaces, hardwoods, granite & ss EIK, cathedral ceilings, fireplaces, sun room, master suite, indoor parking for 5 cars & more! $429,900

Custom Colonial w/ the works! Private Lot, 3 car garage, 2FP,Gas heat, 2 master suits w/ walkins &baths! 3 full 2 half bths! Amazing schools,easy hwy access to Bos/Prov.

New 50 Yr Roof! Low Taxes! $459,900

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Impeccable turn-key 2-3 Bed, 1.5 bath single level ranch home with new updates and many new mechanical upgrades.

Large bedrooms ,extra large living room and hardwoods throughout. Quick highway access and centrally located to all amenities. $269,900

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

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Call 401-35

ING

Eloquent & fine construction complete the exterior & interior for exceptional design and attributes! Desirable location!! Many updates include granite & ss kitchen, expanded living areas, potential in-law, master suite and more! $339,900

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www.MyDreamHo

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Turn Key & Meticulously Kept Beautiful Colonial on a Corner Lot of Governor Francis! Spacious living areas complete w hrdwd flrs, master suite w master spa & in-law potential w full kitchen & bath in lower level! Fenced in yard. Walk to water! $419,900

IN ND

ALWAYS SEEKING WITH EXCEPTION

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Tune into The Ro Real Estate Simplified, R Trusted Real Estate New Show! Sunday’s 10 am o

NG TO PARTNER IONAL AGENTS!

ER T S A S 3 MSUITE

mHomeNow.com

-359-2338

NAL O I T ERA N E G LTIU M

West Greenwich Luxurious open spaced, multi-generational home boasting 3 master suites, 4 full baths. Meticulously kept, impeccably landscaped & gentle location w ease of highway access. Perfect home for live-in parents and students. $549,900

NT O R EF K LA

e Round Table d, Rhode Island’s Most News & Advice Radio am on Newsradio 920!

OFES S N ITI

TOMEN A

Burrillville Custom colonial with panoramic sun-soaked views of pristine Spring Lake! Enjoy an abundance of indoor/outdoor living space, an energy efficient design, private boat launch, deck & waterfront patio & 4 seasons of activities! $459,999

CALL 401-603-3646 TODAY

FOR A MORTGAGE PRE APPROVAL

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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Richmond $349,900

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Very nice 3 bedroom, 2 ½ bath Cape on an acre lot.

Bonus Room over the 2 car garage. Beautiful updated kitchen with dining area, hardwood floors and formal dining. Good highway access. Easy to URI and beaches.

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Smithfield $379,000

New waterfront 3 bedroom, 2 ½ bath Colonial. Option to finish bonus room over garage. 2nd floor laundry, central ac, walkout basement.

Canoe, kayak from your rear yard.

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Cranston $499,000

Ridgewood – Executive 4 bedroom, 3 ½ bath Brick Colonial on cul-de-sac. Great Room over garage. 2nd floor laundry, fireplace, central ac and much more. Must see!

EW

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• Sellers • Buyers • Investors • Rentals • Short Sales

WEST WARWICK

Short Sale, This One Level Ranch Offers 2 Bd 1 Bath, Dining Room W/ Fp, Lg.enclosed Porch, Original Hardwood Floors, Very Large Yard, Plenty Of Frontage, Set Back From The Street For Privacy. $93,000

22

Warwick $289,900

Church Ave area – New construction built with pride!

Very spacious 3 bed, 2 bath Raised Ranch, open floor plan, hardwoods, oak kitchen with island and granite.

Full finished lower level with in-law potential. Gas heat, central ac, attached garage.

G

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Diana Barone

Full Service Realtor

Loaded with charm and character this 10 year old Jamestown Colonial sits on more than one acre. 4 bedrooms, 2 ½ baths, fireplace and Farmer’s Porch. Phenomenal master suite with 2 walk-in closets, Jacuzzi, fantastic game room for the whole family!

IN ST

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Jamestown $768,500

Warwick $219,900

Exceptionally cared for one owner Ranch with 3 bedrooms and hardwoods. Garage has been converted to a family room. Gas heat, central ac.

Take a peek!

980 Reservoir Ave. Cranston RI

(401) 226-3374

1st Choice Building Relationships One Home At A Time

SMITHFIELD

Easy living best describes this sun filled end unit townhouse, new flooring in dining and bath, generous closets, washer/dryer in unit, high ceilings with exposed beams, gym on site, parking, walking distance to freshwater beach. Minutes from 295. $139,900

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

BARRINGTON

Beautifully Renovated Sun Filled Spacious Cape, New Master Bed Suite On 1St Floor, Gutted New Granite Kitchen Baths,Harwoods,Ss Appliances,Laundry On 1st, Fp Beautiful Step Down Living Room, Steps Away From The Barrington River, Large Yard, Turn Key ! $379,900

JOIN OUR WINNING TEAM! @JoinRemax.com

To find your dream home

VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com

These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.

MAJOR BRANDS MARKET SHARE Year End 2015 January-December

7,000

6,000

RHODE ISLAND

21.70%

5,000

RHODE ISLAND This bar graph combines the ‘sold’ properties (Single Family, Condo, Multi-Family, Land & Commercial/Industrial) of all office locations and independent offices of each multi-office or franchise organization identified, which properties were sold by such organization itself, or with the aid of a cooperating broker, according to publications of Local Board or Multiple Listing Service in the geographic area and time period indicated. Year End data compiled from figures provided from 01/01/15 to 12/31/15.

4,000

3,000

2,000

7.76%

6.99%

6.03% 3.95%

1,000

0

Keller Williams

Coldwell Banker

Residential Properties

Century 21

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

23

—— NOT ALL GREAT MINDS

THINK ALIKE E=mc

2

SOLD!

TUNE INTO THE

REAL ESTATE INSIDERS

Albert Einsteis n Geniu

Paul& Zarrella Williams

Stuart Real Estate

Broker/REALTOR®

Sunday Mornings at 10:00 on 630 WPRO and 99.7 FM. Watch and listen @ 630wpro.com.

24

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

Warwick:

Estate sale! Cute ranch, 3 houses from Seaview Dr, large butcher block kitchen, dining area, new windows, young roof. No flood insurance needed. Good investment also. Rent currently $1,000.00 monthly. Tenant to be out by 9/30/16. $104,900 CALL DON MORASH EXT 216

Barrington:

Estate. Desirable Nayatt. 4 bed colonial with fireplace, gleaming hardwoods, corner dead end, abuts acres of land conservation, breathtaking Narragansett Bay views! Walking path to secluded beach. Needs updates but well worth it! Seller says sell! $434,000 CALL BEVERLY COURNOYER 401-255-4615

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3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Warwick:

Nice dead end street! Lots of potential with this one. Make it your own with a little effort. Great starter home! $96,500 CALL CARMINO MARRAPESE, EXT 231

Coventry:

Nice Ranch In Nice Location! 3 Bedroom, Tile Kitchen Which Opens To Living Room. Basement Potential, Fenced In Yard. $160,000 CALL CARMINO MARRAPESE, EXT 231

Warwick:

Beautiful Colonial with seasonal views of Warwick Cove. Chef’s kitchen. Open floor plan. Spacious master with gorgeous spa bath. Hardwoods. Quality details and finishes. Lower level adds extra space. Low flood $400 per year. $314,900 CALL KAREN CATUOGNO 401-363-8888

West Greenwich:

Custom designed home on 17 acres! 5 car garage! 16x20 Master retreat with luxury bath,12x12 walk in closet, open flow with cathedrals, fireplace, hardwoods, state of the art chef’s kitchen, whole house generator, walkout basement, hot tub, must see! $479,900 CALL BEVERLY COURNOYER 401-255-4615

South Kingstown: Totally remodeled 2BR Narragansett: Heart of the Pier! Exquisite wa- Coventry: cottage offered fully furnished. Steps to beach and water amenities. Private gated community. Feel the ocean breezes from your front porch! $129,900 CALL TERRI LEHNERTZ 401-623-6065

ter views! Family compound/investor. 9 BR, 4,5 BA, plus living space over three levels. Two level deck, stone fireplaces, cathedral ceilings. Kitchen each level. Walk to town beach.

Unique opportunity. $2,100,000 CALL KAREN CATUOGNO 401-363-8888

Listing Agent of the Month

Coventry: Water front. Keep “as is” or rebuild. Additional lot and frontage up to 700 feet available. Ideal development site .Lets discuss possibilities. See Listing 1065830. $199,900 CALL DON MORASH EXT 216

Beverly Cournoyer

This prime property contains a 3 family home on a large 1 acre + lot with 500’ frontage. Possibilities are endless for this property. Can be used for commercial use as well. Developers take note ! Condos on the Lake? Additional adjacent property available. $275,000 CALL DON MORASH EXT 216

5

Star Winner

4 years in a row!

Providence:

Estate Sale! Immaculate Colonial ready to move in. Recent roof, heating (gas) vinyl siding, windows, stove, hardwood floors ,etc. 2 car detached garage!

Don’t miss out on this one! See attached features. Basement has a lavette & room ready to finish. $219,900 CALL DON MORASH EXT 216

Narragansett:

Turn Key investor opportunity.

Newly renovated 2016, kitchen, bathrooms, stainless, top quality interior. Includes new furnishings, soup to nuts, ready to go. Leases in place for summer weekly/ academic year 201617. Call for income/exp details. $525,000 CALL KAREN CATUOGNO 401-363-8888

Newport

Exquisite Newport estate one bedroom condo in bucolic setting walk downtown and to water. Private entry. Exposed granite and brick. Open floor plan. Radiant heating. Perfect getaway or downsizing option. Low condo fees. Assigned parking. $299,900 CALL KAREN CATUOGNO 401-363-8888

Selling Agent of the Month Carmino marrapese

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

25

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Keith Dulude, NMLS# 3973 - Loan Officer - No Direct Extension David Travers - Branch Operations Manager - ext. 5301 Traci Cunningham - Operations - ext. 5302 Denise Ciaccio - Operations - ext. 5303 Seana Petrangelo - Front Desk - ext. 5308 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net 26

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Kevin C. Stockwell

Richard Leone

Realtor® Direct (401) 651-6662

(401) 481-4276

Email: StockwellSells@gmail.com www.RIGreatHomes.com

ST

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richard.leone@nemoves.com

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ProvideNce

Gorgeous 2 Bed Condo Features Cherry Cabinets, Granite Tops, Hardwoods, Appliances, Trek Deck, Garage, Storage and Central Air. A Must See! $169,900 MLS# 1133897

North ProvideNce

Well maintained Brick 6 unit. No. Providence, Pawtucket line. Has extra land that had garages on it that could possibly rebuilt. $375,000 MLS# 1129450

Burrillville | $419,000 | 830 Reservoir Road

Huge Price Reduction !!! 4-5 bedroom, 7th Century Post and Beam Saltbox built in 1987. The craftsmanship shows throughout this beautiful home. MLS# 1120752

FLAT RATE $950.00 HOME LISTING!

Diana Kryston

(401) 952-3356

dianakryston.c21.com Email: DianaKC21@aol.com

INCLUDES...

• Professional Photography • MLS Listing • 3D Virtual Tour • Open House Advertising • Installation of Yard Sign and Lockbox

Call or text us for details!

860-400-3110

East Providence | $499,900 | 2 Riverside Drive

Narragansett Terrace. waterfront! totally remodeled 7 room cape with 1st floor master suite! This home features hardwoods throughout, fireplaced living room, gourmet kitchen, 2 full baths, fdr, sun room, garage, shed, all overlooking incredible tranquil waterview. MLS# 1132869

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

27

We’ll Help Make Your Dream Home A Reality.

Apply for an FHA Title I Home Improvement Loan from Admirals Bank Today!

Includes Solar and Renewable Energy Projects No Equity or Appraisal Requirements Terms up to 20 years Title I covers a variety of different improvements!

Borrow up to $50,000 Admirals Bank offers a full range of purchase and refinance programs as well!

Let Admirals Bank Help Finance the Home of Your Dreams!

Mortgage Lending Team: (800) 562-6663 Home Improvement Lending Team: (800) 715-8472

*Lien will be placed against the property. Lien will be in ďŹ rst or second position. Newly constructed residential structures must be completed and occupied for 90 days. All loans subject to credit approval. NMLS ID: 527702 28

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

rihomebuyermag.com YOUR ONE-STOP SOURCE FOR EVERYTHING REAL ESTATE

• Find An Agent • Search For Listings • Mortgage Advice & Service

• Legal Choices For Real Estate • Home Improvement Tips • Discover News and Resources

IT’S FREE AND EASY TO USE VISIT OUR NEW SITE TODAY!

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

29

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options.

Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state.

To learn more, visit loans.rhodeislandhousing.org.

MOVE UP

MOVE IN REFINANCE

Rhode Island Housing’s Ocean State Grad Grant is designed to help college graduates finance homes in Rhode Island by offering a special first-time homebuying grant of up to $7,000 toward their down payment. Eligible borrowers may qualify for additional help with closing costs.

Go to GradGrant.org to find a participating lender in your area, along with tips to help you with the application process.

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Home Showcase Cranston $374,900 MLS# 1113093

1 Yard Street 3400 sq ft of Designer Living, open flr plan, stunning hardwoods, 4 beds, new master bath, 22X17 family rm plus finished lower level w/walkout entrance & bath, manicured corner lot with dual driveways. EVERYTHING DONE!!! Don’t hesitate on this one.

Denise Boisvert RE/MAX Properties (401) 439-8347

Please view our other PREMIER offerings

MLS# 1131972

Meticulous, well maintained open floor plan colonial with park-like grounds! Upgrades throughout! hardwoods, granite, great master suite with full bath & walk-in closet! Freshly painted & ready to move in! Don’t wait-This one won’t last! $459,900

Janet Westerman Defelice Realtors (401) 440-3481

E. Greenwich $369,900 MLS# 1131291

34 Terrace Drive Pride in ownership is reflected with this one owner home, 3 bed, 1.1 bath, Pratt colonial, hardwoods, fireplace, newer kitchen, close to everything, schools, highways & town.

Select your lot and customize your dream home.

Water, sewer and gas are included.

Barrington $487,900 58 Lamson Road Impressive 4 bed/2 bath Cape in desirable Hampden Meadows. Majestic home with custom kitchen (granite, tumble marble backsplash, recessed & under cabinet lighting), crown moulding, custom built-ins, Vermont Casting wood stove, master suite, and pool.

Looking to buiLd in desirabLe Western Cranston?

Mark Raymond Residential Properties (401) 837-2042

Coventry

Burrillville

Absolutely stunning Colonial with a sprawling floor plan, top of the line upgrades, and newly refinished hardwoods/ fresh paint throughout. Situated in historic Harrisville on a beautifully landscaped lot, on the shores of a trout stocked pond. $329,900

North Kingstown

REBUILT in 2016 NEW 3 BED, 2 1/2 BATH COLONIALin Saunderstown.

New everything, including Septic! Additional lots included for complete privacy.

Master suite includes walk in closet and his/her sinks. $339,900

282 Phenix Ave Cranston, RI 02920

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

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800 Oaklawn Ave Suite A2 Cranston, RI

CUMBERLAND

Outstanding Colonial in an established neighborhood on almost 1/2 acre, “ original owner”. Entertain from rear deck leading to pool and private settings. Walk up attic previously used as an art studio, in-law on 1st level with private entrance. $409,000

WARWICK

In the heart of Conimicut Village, nestled on a corner lot, on a very quiet street, lies a raised ranch with a newly renovated split level in law apartment/home-office/ ManCave! central air, sprinkler, deck, alarm, 2 sheds, 4 entrances. Super Clean! $239,900

401.942.0110

Realty Associates

JOHNSTON

Great Colonial Situated On Almost An Acre With Above Ground Pool , Hot Tub, Offering Over 2400 Sq Ft Of Above Grade Living 4 Beds 1.5 Baths Fireplaced Family Room Large Bonus Room Hardwoods, Fully Applianced, Central Air, Partially Finished Lower. $319,000

WEST WARWICK

Welcome Home ! Nothing to do but move in!

3 generous bedrooms, eat in Kitchen, Dining area, Living room, Well landscaped corner lot, many extras, Finished basement with FR, Bath & den/bed. Even the bulkhead tiled! Great Neighborhood! $219,900

Congratulations TO MIKE MIELE! Realtor with Century 21 Realty Associates

Mike received 2 awards at the “Gold Ball” awards ceremony.

The first award was for “Multi-Million Dollar Producer”, the second award was for “#3 Top Producing Agent in Rhode Island Listings Obtained”.

32

c21realtyassociates.com

SMITHFIELD

Diamond in the rough..needs a little TLC! Split level home, update electrical, newer roof, built in pool, 3 Bed, 3 bath with a deck & hot tub off the master. Call today.

Subject to seller finding suitable housing, seller is motivated, bring offers!! $299,900

NORTH KINSTOWN

Short Sale In Need Of Updating And Cosmetics. Garage Was Renovated Into A Rec Room. Huge Corner Lot 1/2 Acre.fenced Yard With Above Ground Pool Buyer Responsible For Smoke Certification. $190,000

NORTH PROVIDENCE

Perfect Opportunity for Builder/Contractor or Investor with close to a full acre between both parcels equals many possibilities! ESTATE SALE no disclosures provided an AS IS sale. Must be purchased as a package with MLS 1130031. Cash or possible 203K. $250,000

PROVIDENCE

Spacious& Clean 3 Bedroom Cape, 1st Floor Master, Large Living Room, Porch & fenced in backyard. In Silver Lake! Call Today, Won’t last long! $139,900

WE CAN SELL YOURS!

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

CENTURY 21 ACCESS AMERICA Coventry, RI 02816 (401) 828-2100

CENTURY 21 STACHURSKI Pawtucket, RI 02861 (401) 725-1115

WHAT’S BETTER THAN FOUR AWARDS FOR CUSTOMER SATISFACTION? EIGHT. For the second year in a row, the CENTURY 21® brand ranked “Highest Overall Satisfaction for First-Time and Repeat Home Buyers and Sellers”

by J.D. Power. Congratulations again to our many driven agents.

CENTURY 21 TREND REALTY Portsmouth, RI 02871 (401) 683-4900

CENTURY 21 ACCESS AMERICA East Greenwich, RI 02818 (401) 885-6260

CENTURY 21 STACHURSKI Lincoln, RI 02865 (401) 724-5600

CENTURY 21 REALTY ASSOCIATES Cranston, RI 02910 (401) 942-0110

CENTURY 21 TOPSAIL REALTY Newport, RI 02840 (401) 849-9192

CENTURY 21 TOPSAIL REALTY Bristol, RI 02809 (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON Pawtucket, RI 02860 (401) 521-9490

C21.COM The CENTURY 21® brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 20142015 Home Buyer/Seller StudiesSM. 2015 study based on 6,059 total evaluations measuring 5 firms and measures opinions of individuals who bought or sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed February - April 2015. Your experiences may vary. Visit jdpower.com ©2015 CENTURY 21 Real Estate LLC. All Rights Reserved. CENTURY 21® is a trademark owned by CENTURY 21 Real Estate LLC. CENTURY 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunities Act. Each office is independently owned and operated.

CENTURY 21 GONSALVES-PASTORE Cumberland, RI 02864 (401) 728-2770

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

33

The Round Table

Real Estate Simplified

The Round Table real estate... estate...simplified

with

Emilio DiSpirito is your show dedicated to bringing you timley balanced truths of the Rhode Island Real Estate Market!

Join us each Sunday at 10 am on iHeartRadio or Newsradio 920 to hear from dozens of real estate specialists!

visit www.TheRoundTableRadio.com to sign up for our newsletter visit www.MyDreamHomeNow.com to search MLS or to find the value of your home!

Meet Our Contributors

John Castore

About RERN The Real Estate Radio Network is the largest of its kind in the world. With over 200 shows in all major markets here in the US, they chose Emilio DiSpirito Team Leader of the DiSpirito Team to represent RERN and the RI Housing Market to share time sensitive data and real estate tips with the public.

Emilio was chosen because he is a top producing agent and has assisted hundreds of families in buying and selling real estate here in RI. 34

Semper Home Loans

Matt Bates

Movement Mortgage

Mike O’Niell B&K Electric

Melissa D’Ellena, Esq. D’Ellena Law Office, LTD

Jennifer Geaber RI BLOGGER

Kendra Chatterley Rise Interiors

George Metz G-Metz Moving

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Mary Brimer

American Family Ins. & Inv.

Mike Auger

Patriot Property Inspections

NED CASWELL 401-782-0555

nedc@rihomesearch.com nedcaswell.com

North Providence - New Listing

Flagship

!

D

RE

ED UC

South Kingstown

Kingston area - 9 room walkout Contemporary, 2 private acres, gorgeous family room overlooking deck/pool, woodlands, 2 home in-law potential. Workshop plus 3 garage spaces. $464,900

Narragansett

Southern Narragansett - Briggs Farm, under construction, custom 1,232 SF split level, 6 rooms, 3 beds, 2 baths. Walkout for additional 540 SF, zero maintenance, energy efficient, beach & dock assoc. Will custom build or finish your design. $439,900

e Ownership Matters.

South Kingstown

“Wilderness Farm” Matunuck Hills - Ministerial Road - 5 acres beautifully wooded with Rhododendrons, Laurel, oaks, Pine. Walking access to pristine Tucker’s Pond! $325,000

VISIT

US ON THE

WEB

South Kingstown

Cedar Hollow Road off Curtis Corner Road..Private Compound. Nice wooded acre building site. Water tables and soils testing ready for ISDS. $139,900

AT W W W . N E D C A S W E L L . C O M

1900 SMITH STREET

Colonial, 2 beds, 1 1/2 baths, living room, dining room, eat-in-kitchen, office, enclosed porch. Large rooms with 1793 square ft. of living area plus an 1100 square ft. finished basement. Immaculate, move-in condition. Vinyl sided, 2 car garage, maintenance free exterior.

Corner lot. Perfect location for home and office. Asking $195,000. www.1900Smith.com

Call Sharon Essex (401) 527-1148 or (401) 934-1148 staraksian@aol.com

TuTalo RealTy 95 Sockanosset Cross Rd., St. 209 Cranston, R.I. 02920

Home Ownership Matters.

Home Ownership Matters.

Home Ownership Matters.

that home ownership has a significant positive impact educational achievement, civic participation, health uality of life.

The Rhode Island Association of REALTORS®

Studies show that home ownership has a significant positive impact ore about why Home Ownership Matters.

Studies show that home ownership on net worth, educational achievement, civic participation, healthhas a significant positive impact The Rhode Island Association of REALTORS®

onshow net worth, educational achievement, civic participation, health EALTOR.org/homeownership Studies that home ownership has a signifi cant positive impact and overall quality of life. and overall quality of life.

Find out more about why Home Ownership Matters.

www.REALTOR.org/homeownership on net worth, educational achievement, civic participation, health

The Rhode Island Association of ThREALTORS e Rhode Island ® Association of REALTORS®

and overall of life.

Find quality out more about why Home Ownership Matters.

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

Findwww.REALTOR.org/homeownership out more about why Home Ownership Matters.

www.REALTOR.org/homeownership

35

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut.

R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives.

- Joyce S.

Dear Dan, I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times.

It also takes a “unique” understanding of the process.

You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com 36

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

5 convenient locations to better serve you.

8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4332 P os t Road Ea s t G reenw i ch, RI 401- 398- 2100

1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 80

F

O R

M O R E

L I S T I N G S

V I S I T

SCITUATE/NEW LIST Incredible opportunity to buy in Scituate Hills for under $500,000!

Built for entertaining, this open concept four bedroom home sits privately at the end of a cul-de-sac, hardwoods, granite kitchen, two master beds with private bathrooms and more. Call me! $482,000 Donna DiGiulio 401-829-3825

NORTH SMITHFIELD/NEW LIST

Spacious four/five bedroom Colonial. Two bedrooms, one bath, family room and den with fireplace on first floor, two/three bedrooms, one bathroom on second. Oversized two car garage and third utility garage. Great front and back yard.

Very private and quiet. All on a one and a quarter acre lot. $349,900

Jason Farley 401-480-5593

REHOBOTH/NEW LIST

.

C O M

LINCOLN/NEW LIST Character galore in this beautiful home. Hardwood floors throughout, built-in storage space, and stone fireplace are just a few key features! Carriage house, in addition to the garage, has huge potential! Private, nicely landscaped lot is great for relaxing. $315,000 Chris Henson 401-413-1511

SCITUATE/NEW LIST Picturesque 1760 Colonial on twenty secluded acres offering solitude and serenity. Twelve rooms, five fireplaces and spectacular open vistas! 17th century barn waiting for horses or renovation into a sensational loft. Perfect place to wind down after a long day. $769,900 Matt Kachanis 401-787-1885

Donna DiGiulio 401-829-3825

Quality built one owner home featuring an open floor plan with two brand new central air conditioning systems and a wood burning stove! Beautiful master suite with vaulted ceilings and an oversized walk in closet, this home also features a bonus area over the garage! $550,000

Jessica Rebello 401-327-2611

Governor Francis Gem! Very well-cared for three bedroom, one and a half bathroom home offering seven spacious rooms. Updated mechanicals including four zone gas heat, replacement windows, and vinyl siding. Loaded with amenities! Vaulted ceilings, skylight, natural gas grill, gorgeous in-ground pool, shed, patio, fire pit, sprinklers and more! $329,900

Sue Rowles 401-942-0200

GLOCESTER/NEW LIST Great opportunity to own a Gentleman’s Farm! This three bedroom, two and a half bathroom home sits on four and a half acres of fenced-in farmland with a four to six stall barn with water and electric, new chicken and turkey coops, pond and more! Home features central air, hardwoods, master suite and more! Don’t Wait! $329,900

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

WARWICK/NEW LIST

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

SCITUATE/NEW LIST

Tranquil Scituate Reservoir leads you to this recently updated estate featuring gourmet kitchen with Thermador stove, Quartz & Stainless Steel appliances, two fireplaces, hardwoods, central air, park-like grounds, in-ground pool and potential in-law/club house/bonus room! $469,900

Deborah Giannini 401-282-9721

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

37

Meet Our

Newest

Team Members

CRANSTON

Heart of Garden City! Gracious main level with kitchen, living room, 4 Remodeled bedrooms, sliders to south-facing deck, 3 zone sprinkler, french drains and newly landscaped. A must See! $289,900

CRANSTON

Meticulous colonial on a sprawling 3 acre lot. Addition of a beautiful 3 season room not included in the sq footage, granite kitchen w/ ss appliances.

Brand new maintanence free deck. Gleaming hardwood floors, two gorgeous fireplaces and more. $199,900

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Mike Grandchamp 401-529-8054

Come & Join Our Team

If you are looking for a great place to work we have openings for new and experienced real estate agents.

CRANSTON Location, Location, Location!

Attention investors/business owners, call today to view this totally updated building. New flat roof, all new electrical, new office Build-Out, zoning for many different types of businesses, & warehouse with bay door. $349,900

EAST PROVIDENCE Beautifully done 3 bed, 1 bath ranch in the Riverside Waddington area. New Kitchen w S/S appliances, granite, hardwoods, central air, fenced in yard with large deck, gas heat, newer windows, roof, 2 car garage, new bath and more! $234,000

Call for a confidential chat anytime.

We Are A Full Service Residential and Commercial Real Estate Office

We would love to hear from you.

653 Atwood Avenue, Cranston, Rhode Island

401-270-1174 GrecoRealEstate.biz

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Deserve The Best

Partner with our team of mortgage professionals to get the quick, innovative, and superior service that you can depend on.

Zachary Levesque

Director - Branch Manager NMLS # 16841 (401) 773-7231 zlevesque@homepointfinancial.com

Michael Quin

Mortgage Loan Originator NMLS # 16162 (401) 400-8965 mquin@homepointfinancial.com

Matthew Resnick

Mortgage Loan Originator NMLS # 23256 (401) 439-5240 mresnick@homepointfinancial.com

Neil Russo

Mortgage Loan Originator NMLS # 165781 (401) 400-8966 nrusso@homepointfinancial.com

Michael Engels

Mortgage Loan Originator NMLS # 16163 (401) 699-2444 mengels@homepointfinancial.com

Nichole Longtin

Mortgage Loan Originator NMLS # 1420679 (401) 477-9541 nlongtin@homepointfinancial.com

Colin Fisher Jonathan DePina

Mortgage Loan Originator NMLS # 1157737 (401) 692-7564 jdepina@homepointfinancial.com

Cheryl Hodgdon

Mortgage Loan Originator NMLS # 22996 (401) 749-2967 chodgdon@homepointfinancial.com

Scott Estrada

Mortgage Loan Originator NMLS # 380330 (508) 733-8060 sestrada@homepointfinancial.com

Jeffrey Kosiorek

Mortgage Loan Originator NMLS # 22792 (401) 692-1108 jkosiorek@homepointfinancial.com

Mortgage Loan Originator NMLS # 1431275 (401) 952-8731 cfisher@homepointfinancial.com

www.homepointri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | August 19th - September 15th 2016

39

WARWICK/NEW LIST Charm & Character in this lovely Colonial in the heart of Gaspee!

This home offers three bedrooms, one and a half bathrooms, hardwood floors throughout, living room with brick fireplace, dining room, large screened porch and deck, fenced yard, and new windows! $259,900 Maureen McGovern 401-263-2028

CRANSTON/NEW LIST Enjoy one level living in this well cared for Ranch in the heart of Edgewood. Pride of ownership as this home has stayed within the family since originally built! Convenient and close to all amenities, a short walk to Pawtuxet Village!

Don’t miss out! $164,900 Matt Kachanis 401-787-1885

SMITHFIELD/NEW LIST

EAST GREENWICH/NEW LIST

Dee Conley 401-952-0664

Paul Zarrella 401-641-3337

SOLID 60’s RANCH in Greenville offers one level living at its best! Spacious layout, gorgeous hardwoods; this three bedroom, one bath 1600+square foot home has classic appeal! Good sized rooms with large deck, plus a screened-in porch & huge yard. Walk to fresh water!

Wow! $250,000

WARWICK/NEW LIST

Great opportunity! Three bedroom, two bathroom Ranch in the highly sought after Cowesett/Hill and Harbour neighborhood. This updated home features a new septic and new gas high efficency heat & hot water. Just steps from Main Street and the East Greenwich waterfront. $339,900

JOHNSTON/NEW LIST Beautiful one level living! This home has been completely redone in the last three years with gorgeous details throughout.

Great flat yard. Must see! $250,000

Classic Craftsman Bungalow on the Parkway features the charm and character you would expect and the modern amenities you want. Newer roof, replacement windows, gas heating system, central air conditioning, updated kitchen and bath, sunroom and fenced yard. Move right in! $219,900

Amanda Hannon 401-575-7854

John Moretti 401-464-2162

87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00

WEST WARWICK/NEW LIST

Lovely 4 bedroom – possibly five – Colonial set back on a quiet dead end street. New kitchen and floors!

New roof and newer boiler! Must see! $190,000

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

ck Ro ad 10 04 Bo sto n Ne , RI ett ns ga Na rra 40 1- 78 2- 82 80

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

Amanda Hannon 401-575-7854

WARWICK/NEW LIST Nothing to do but move right in to this meticulously maintained Cape in desirable Governor Francis Farms! This three bedroom, two bathroom home features hardwoods throughout, a fireplaced living room, stunning kitchen and full finished basement with bonus rooms! $274,900 Cassondra Cavanagh 401-654-3143

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GLOCESTER/NEW LIST

Great split Ranch on one acre lot in Harmony - country living yet close to all. Hardwoods, updated kitchen and bathrooms, living room with fireplace, awesome family room with stone fireplace, master bed with bath, wood stove and more! Don’t Wait! $289,900

Donna DiGiulio 401-829-3825

CRANSTON/NEW LIST

Beautiful Victorian five bed, one bath Charmer overlooking Roger Williams Park. Original details, hardwoods, updated amenities. Two car parking on Strathcona Road.

Walk to Park / playground and Parkview Middle School. $219,900 Jason Gelfuso 401-447-7428

JOHNSTON/NEW LIST Welcome home! Charming well maintained generously sized Cape Cod. Hardwoods throughout. Large three season room. Great space for entertaining! Nicely landscaped yard with deck that overlooks perennial garden. $179,900 Susan Rouvelas 401-332-8523

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PORTSMOUTH/NEW LIST

Traditional Colonial built in 1910 with water views. Half acre lot.

Located in friendly neighborhood just minutes to Mt. Hope Bridge and Route 24. Boasts four bedrooms, Master Bedroom ensuite, living room with fireplace, three season room and large deck. Over 2400 square feet of living space.

Brand new septic system and roof, heating system, hot water tank all almost new. Priced to sell quickly $360,000 Barbara Jagolinzer 401-345-6666