Home Buyer Magazine January Issue by Rhode Island Small Business Journal

HOME R HODE

BUYER

I SL A ND

rihomebuyermag.c om The Home of the Professionals

A d v e rt i s i n g I n f o 4 0 1 - 8 3 7 - 0 2 3 9

We Maximize Your Return! You Don’t Get What’s Fair, You Get What You Negotiate. GET MORE !

Building Relationships One Home At A Time

Diana Barone 1st Choice

NMLS - #2748

(401) 822-4444 www.aplusinri.com

• Sellers • Buyers • Investors • Rentals • Short Sales

980 Reservoir Ave. Cranston RI

(401) 226-3374

Contact Rosemarie Clemente

*See Our Ad on Pages 14-15

REPLACEMENT

401.519.6677 www.baronclemente.com

0% DOWN

Residential

WINDOWS

ONLY

Full Service Realtor

$269

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

Mortgages Available!

Your Local Mortgage Resource. Call Pier Today! Pier-Mari Toledo

(401) 562-1238

Your Local Mortgage Resource.* Director, Mortgage Lending ptoledo@wavefcu.org

Residential

75+ years financial stability. With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity,

S E E PA G E 4 I N S I D E F O R D E TA I L S ! Call Falcon 401.487.9853 *Includes Basic Installation *10+ * Energy Star Call Pier today! the Wave to financial security. rimortgagezone.com Stressful, Choosing The Right Company *Licensed *Insured *Lifetime Warranty Moving IsRide • Fixed rate mortgages • FHA mortgages Doesn’t Have• Adjustable To Be rate mortgages • VA mortgages • 3 ½% down payment mortgages

• Purchase or

Gentry Moving is the• company that individuals and families trust. First time homebuyer’s programs

Pier-Mari Toledo, At Gentry Moving, we specialize in allask types residential Whether you are moving Also usofabout anymoves. special mortgage opportunities Mortgage Consultant

to or from a studio apartmentfor or athose five-bedroom home, Gentry Moving helps purchasing foreclosed property or high balance

(401) 562-1238 Residents On-The-Move. ptoledo@wavefcu.org

Free Comparative Analysis

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understandsRide that theythe are part of a team tasked with moving moresecurity. than Wave to financial your belongings, but your home.

Whether you are moving across the street or across the State...

401-942-0200

Any size move can be extremely overwhelming. When you choose Gentry Moving, we take the burden away and ensure your moving experience is as smooth as possible.

Moving Is Stressful, Choosing The Right Company williamsandstuart.com Call us today at 855.436.8799 for a free estimate, and experience Doesn’t Have To Be how Gentry supports your every move. Gentry Moving is the company that individuals and families trust.

- Eight Time Platinum Award Winner

wavefcu.org

15 years of experience

moving you to Sold

SUPPORTING YOUR EVERY MOVE

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving GentryMoving.com to or from a studio apartment or a five-bedroom home, Gentry Moving helps Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com Residents On-The-Move. SATISFACTION

PREFERRED, TOWN & COUNTRY, PROPERTIES

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

These 3 RE/MAX Offices are Ranked #1

Any size move can be extremely overwhelming. When you choose Gentry Moving, we take inensure the State or RIexperience by the amount of residences the burden away and your moving is as smooth as possible. sold

in 2014, as published in the Providence Business News, participating in the sale of 1,642 homes.

*See Our Ad On Page 17 Call us today at 855.436.8799 for a free estimate, and experience *These 3 RE/MAX officesmove. are owned by Broker/Owner Richard P. Zompa how Gentry supports your every

CRANSTON

Fantastic 3 Bedroom 2 Bath Oversized Raised Ranch In Western Cranston! Kathleen New Appliances, Eat In Kitchen Odell & Dining Room, Finished Basement with Broker Associate Warwick, RI 480 Greenwich Avenue, 02886 Full Bath & Walk Out, Tons Of Closets -Five Star •Award 35 Veterans Memorial Dr., 02886 1217 Warwick Ave., 02888 & Storage! Possible In-Law. Private Setting Winner ThreeStreet, years 02861 Pawtucket, RI 341past Benefit On Cul-De-Sac. Priced To Sell! $249,900 (401) 781-1020 • Toll Free (1-888-492-8328)

Moving Is Stressful, Choosing The Right Company Doesn’t Have To Be.

Licensed In RI, MA and CT Call Us Today For A FREE Estimate

- Recipient of Circle of Sales Excellence Award

Call Me At 401-486-2832

Joseph Del Sesto 401-942-2348 Joedelsesto.org

GET YOUR FREE INSTANT HOME VALUE REPORT NOW! TrustTheDove.SmartHomePrice.com

855.436.8799 www.gentrymoving.com

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

GentryMoving.com

SATISFACTION

Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com

Promises Made. Promises Kept.

Sierra Pacific Mortgage Weâ&#x20AC;&#x2122;re here when you need us. Local Resources | Advanced Technology & Communications Trusted Industry Leader for Over 29 Years Local Underwriting | Premier Customer Service

C a l l U s To d a y A t

401.270.1740

Rhode Island Licensed Lender and Broker 20072185LB & 20072187LL. Company NMLS ID 1788. Branch NMLS ID: 289053

1 4 1 7 D o u g l a s A v e n u e , 2 n d F l o o r, N o r t h P r o v i d e n c e , R I 0 2 9 0 4 2

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Bruce Lane

401-275-2050 bruce@brucelane.com

Mindy Lane

Keith and Christa L’Heureux 401-556-7717 ListWithLHeureux@gmail.com

401-996-2700 mindy@brucelane.com

WESTERN CRANSTON | NEW LIST

461 Comstock Pkwy. Large Colonial Currently Used as a Two Family/ In Law – Two Separate Entrances, Two Driveways, Two Kitchens, 3 1⁄2 Baths, Gas Heat and Hot Water, Large Fenced Yard, Stone Fireplace, Fabulous Neighborhood – House is in Need of Updates and Priced to Reflect.

$265,000 Call 401-275-2050 Ext. 202

CRANSTON

58 Firglade Drive. Custom Built Split Level with Many Updates. New Granite Kitchen, Updated Baths, Gleaming Hardwoods Floors, New Paint, New Carpeting. Two Car Garage - Quiet Street Come take a Look!

$279,900 Call 401-275-2050 Ext. 202

CRANSTON | FOREST HILLS

34 Orlando Ave. Everything about this 2 family home is great. Newer windows, roof, heating, 2 car garage. Located in a neighborhood with direct access to bus line, shopping and restaurants. Each unit has 2 beds and 1 bath with spacious rooms. GAS heat, ample parking, vinyl sided...This on won’t last!

$239,900 Call 401-275-2050 Ext. 202

JOHNSTON

294 Simmonsville Ave. Over 2000 sq ft of living space in this Classic 4 Bed Cape with Many Upgrades - Large Master Suite on First Floor, 2 1/2 Baths, Granite Kitchen, Hardwoods, Fireplace, New Septic System - Refurbished in 2011 - 20,000 plus square foot Lot!

$239,900 Call 401-275-2050 Ext. 202

CRANSTON | NEW LIST

141 Cornell Street. Diamond in the rough! This 3 bed Classic Cape Cod with future expansion option on 2nd floor. Offers hardwoods throughout, central air, screen porch, needs updating.

$179,900 Call 401-275-2050 Ext. 202

CRANSTON | LOCUST GLEN

Lots of space in this 3 beds, 2 baths home set on a lovely corner lot. Formal Dining, living room, and 2 beds and a bath on main level. Lower level walk out with a family room w/dry bar, office, bedroom and full bath. Gas available, fenced yard, central air, many possibilities. Call today for a viewing.

$250,000 Call Mindy 401-996-2700

WEST WARWICK BUILDERS OWN HOME!

Builders Own Home! Top quality construction in this 3 bed, 2 bath Ranch. Great floor plan, almost 2,000 sq ft of living. Beautiful hardwood floors, master with bath, 2 garages, huge workshop with overhead door, located on 20,000 sq ft corner lot. Must see to appreciate all it has to offer.

$269,900 Call Helen Arlia 401-741-0349

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

A Message From Rhode Island Association Of Realtors President

Arthur Yatsko

Rhode Island’s housing market made significant gains last year. Sales were up, prices were up, and both buyers and sellers reaped the rewards of our strengthening market. And while the Federal Reserve chose to raise interest rates in December, the move will likely have minimal impact on mortgage rates in the coming year. Though I don’t have a crystal ball, given the current housing trends, I’m excited about 2016. There are a number of factors that bode well for real estate sales in the coming months. Not only should interest rates remain low, helping housing to remain affordable, but the job market continues to improve, providing the means for more Rhode Islanders to own homes. Also, the credit of boomerang buyers – those who went through foreclosure or short sale during the housing recession – is being restored, allowing them the chance to become home owners once more. Many people who have gone through a distressed sale don’t realize that they may be eligible for a mortgage within a short time frame if extenuating circumstances exist. Conventional lending rules mandate that those who lost their homes to foreclosure must wait seven years for credit to be reestablished, while those who sold through short sale need wait only four years. However, the Federal Housing Administration (FHA) offers mortgages that shorten that time frame substantially, given of course, that the borrower has re-established a good credit rating. Many of those affected by the housing downturn therefore, are now beginning to put their credit woes behind them.

Also, Congress and President Obama recently approved an extension of a bill which includes tax relief for those who have gone through a foreclosure or short sale so that the amount of debt forgiven by the lender is not taxed as ordinary income. Though this provision had been in effect through 2014, it had lapsed in 2015. The recently approved extension retroactively covers those affected by foreclosures and short sales through December 31, 2015. This means more funds saved - funds which can be used for down payment savings. Lending is also easing a bit, at least enough to generate movement in the market. For a while, following some of the most lax lending requirements in history, the pendulum swung too far in the other direction, preventing all but the most ultra-credit worthy buyers from purchasing a home and thus, stalling sales. Now credit policies have eased enough to enable more financially sound people to attain a mortgage. In essence, it appears that we have learned from our mistakes and have followed a road in which opportunities abound for home buyers and sellers alike. May 2016 be the year that you find the home of your dreams. Happy house hunting!

Arthur Yatsko 2016 President Rhode Island Association of REALTORS

0% DOWN

Mortgages Available!

Your Local Mortgage Resource. Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Pier today! • Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

Ask us about our Free Competitive Analysis

Ride the Wave to financial security. 4

75 +

www.rimortgagezone.com

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 Westerly, RI 2 Wilder Avenue, 02891 (401) 781-1020 • Toll Free (1-888-492-8328)

Carley

Construction

General Contractors

Additions ~ Remodeling ~ Conversions Vinyl Siding ~ Roofing ~ Decks Replacement Windows ~ Finish Work Framing ~ Kitchens ~ Bathrooms Design ~ Build Since 1988 - Fully Insured - RI Reg #5509

Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

REAL ESTATE

TIPS W h y

First Impressions Count

R e a l

E s t a t e by Lynda Adams-Robitaille

Spring is here and that means realtors are finally waking from their long winter naps. This exceptionally cold and snowy winter has been especially hard on residential properties. Now, real estate agents have their work cut out for them as they face the daunting task of encouraging their clients to clean and spruce up both the interior and exterior of their properties. We all know that spring is the best time of the year to sell a house. That means buyers will soon be out there actively looking. And, with increased inventory on the market during this time of year, there’s extra pressure on realtors to have their listings stand out. How do you create an advantage to get these listings sold? Stage it! Professionally staging a property can help you sell it faster and get top dollar for your client. By hiring a stager you can focus on selling the property while the stager works with your client to transform their property in the most appealing way. By bringing in a stager, the realtor can also avoid having to communicate any critical opinions on the current state of the property to the homeowners directly. It’s easier for the seller to accept the word of someone they consider a ‘design expert.’ Professional stagers focus on the four major areas of the home that can have a real impact on your potential buyers. The front exterior is the eyes to the soul of the home. Curb appeal is, of course, the first view the potential buyer has of the home. Make sure the buyers’ eyes go to the best features of the home as they approach it. It should look inviting as soon as they see it, because they have already begun to form an opinion of the property. The buyer then opens the door and steps into the entrance. This space should be open and well lighted. And what about

S t a g i n g

smells? The house should smell fresh, clean and inviting. I recommend citrus for kitchens and lavender for bathrooms. Please, don’t overdo it! The other two key areas are kitchens and baths. Because these rooms are the most expensive to update, buyers typically don’t want to spend a lot of additional money for renovations or they’ll reduce their offer to cover costs. There will be cases, however, where the seller must consider improvements that go beyond simple updates and minor repairs. Knowing the significance of buyer expectations for kitchens and baths, the scope and budget for these improvements should be given serious consideration. These decisions can make or break a sale. There are also five key elements of real estate staging. De-cluttering, cleanliness, repairs, updating and maintaining. De-cluttering is a major element for me. It’s done to create spaciousness and to give the buyer the opportunity to see the home. Part of de-cluttering is removing ALL personal items of the seller. This helps the buyer envision placement of their own possessions. If there are a large number of boxes and furniture that must be removed from the home, the garage might not be the best place to store them. Renting a self-storage container for the short term is one option. Remember, the house will sell so quickly once it’s staged, they won’t be without their prized possessions for long. The complimentary element is cleanliness. Before showing a home, everything should sparkle, beginning with the entrance and ending with the attic, including the front walk and driveway. A little elbow grease and a lot of patience will pay off in the end. Consider hiring a cleaning service to kickstart the process and then possibly having them return on a regular basis until the property is sold. Remember, it’s important that the entire home is well-cleaned. Lynda Adams-Robitaille Founder and Owner, LA DESIGN & STAGING

M a t t e r s

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Testing for

EMF in Real Estate Transactions is skyrocketing EMF QUALITY SOLUTIONS

A real estate transaction can be exciting but also overwhelming at times with factors such as dealing with the bank, coordinating inspections, planning and expectations, and even sales pressure. Typically, Electromagnetic Field (EMF) Testing has not been part of the inspection process when one does their due diligence, however this has drastically changed in the last few years. Concerns about potential impacts have brought up questions about significant EMF and radio frequency (RF) sources at the property, building or in its proximity. Many indoor environmental and public health research professionals feel that EMF/ RF evaluations and measurements should be part of a healthy building inspection. While the scientific community is still divided, many scientists and institutions recommend prudent avoidance as the safest approach. An EMF/RF evaluation at the start of the Real Estate Transactions, before remodeling begins is the best and most cost effective time to implement possible shielding methods. Only trained and experienced professionals with the appropriate and calibrated equipment can determine the exposure in the areas of concerns. AC magnetic fields commonly referred to as EMF, can be hidden and only detected using appropriate EMF testing services protocols and professional equipment. Certain electrical installations and lighting features or wiring areas that are code violations can cause elevated AC magnetic fields. These elevated EMF fields and the possible code violations often go undetected in regular home inspections that solely focus on functionality.

WHY IS IT IMPORTANT?

Our indoor environment has changed dramatically in the past ten years. Many wireless devices are impacting our indoor environment such as cellular antennas, TV and radio broadcasting transmitter, radar, wireless router and access points. Many are added all the time, such as video game systems, wireless printers, baby monitors, security systems, wireless devices and appliances controlled with the latest mobile phone app. This trend will only continue. Do you believe that our recently and dramatically changed indoor environment has no effect on our health and development of our children or performance and well being of employees? Or do you feel that we

should be cautious and choose to limit our personal exposure in areas where we spend a lot of time such as sleeping areas, children’s play areas and our work areas. Many organizations and countries outside the US recommend long term exposure limits and precautionary action levels. Why is this so? Are they more sensitive individuals or are we unaware of the potential dangers? At EMF Quality Solutions, we don’t speculate. We assess an area using scientific methods to provide you with the information to make an educated decision and exercise your right to choose what you want to be exposed to in your own home, building or office. We can help create a low EMF and RF environment in your future building or home. The recipe to a successful outcome is following a systematic protocol in assessment, designing the mitigation plan if necessary and verifying the achievement of the design goals. The steps for a low EMF/RF assessment, consultation and possible development of a mitigation plan consist of: • Assessment of low and high frequency background levels present on the property • Assessment of low and high frequency levels present in the building • Develop and design of a possible mitigation according to your benchmarks for sensitive areas • Consult on prudent placement in all sensitive • Design shielding concepts as indicated • Retain a qualified electrician to verify proper electrical installation and grounding system if indicated • Shielding implementation by qualified craftsman • Measurements to confirm compliance to your benchmarks • Certification of the site or building If you would like us to help you in the assessment or design of a low EMF/RF in home or Real Estate transaction, please email us at EMFQualitySolutions@gmail.com

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

rihomebuyermag.com YOUR ONE-STOP SOURCE FOR EVERYTHING REAL ESTATE

• Find An Agent • Search For Listings • Mortgage Advice & Service

• Legal Choices For Real Estate • Home Improvement Tips • Discover News and Resources

IT’S FREE AND EASY TO USE VISIT OUR NEW SITE TODAY!

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Kathleen Odell

Real Estate Broker Associate

401-486-2832 kodellsells@gmail.com FIVE STAR AWARD WINNER PAST THREE YEARS â&#x20AC;˘ EIGHT TIME PLATINUM AWARD WINNER RECIPIENT OF CIRCLE OF SALES EXCELLENCE AWARD

E RIC

CRANSTON:

L SO

This stunning contemporary style ranch home has it all! 3 bed, 2 new baths, 2 half, newer kitchen w/quartz & stainless steel appls, new high quality hardwood floors, fireplace fr, updated roof, electric, heating, air, 2 car gar., huge manicured lot! $379,900

L SO

WARWICK:

Beautiful oversized ranch home, Perfect for a family. Three Bedrooms, Two full bathrooms, hardwoods, two car garage, Large Corner Lot. Located in desirable Greenwood Proper! Come make it yours! $224,995

CRANSTON:

Stunning 4 bed, 2 bath, 2 kitchens, 4 car garage home on just under 2 acres of parklike grounds, stone wall, circular drive, lit gardens, sprinklers, updated kitchen! First bath is new! Master suite or in-law in lower w/kit/bath, patio, lr w/fireplace! $375,500

Top Agent OF THE MONTH

Joellen Wunner

East Greenwich - Oakcrest

Beautifully maintained 9 room, 4 bed, 2.5 bath Colonial on quiet cul-de-sac; granite/cherry kitchen; hardwoods; air; alarm; 2 car. $525,000. Rob Cressman, ext. 32

East Greenwich - River Farm Updated 7 room, 3 bed, 2.5 bath Ranch; new granite kitchen; hardwoods; fireplace; air; parklike grounds; 2 car. $425,000 Becky Moniz, ext. 18

North Kingstown - Davisville New to market-7 room, 3 bed, 1 bath Ranch; silestone kitchen; hardwoods; rec room; new windows; fenced yard; garage. $237,500 Rob Cressman, ext. 32

North Kingstown - Cedarhurst

Warwick - Wethersfield

Warwick - Buttonwoods

Narragansett - Pettaquamscutt Open concept 5 room, 3 bed, 2 bath Raised Ranch; granite kitchen; walkout lower level; central air. $324,900. Joellen Wunner, ext. 56

Warwick - Cowesett

Large 5 room, 2 bed, 2.5 bath Townhouse; updated kitchen; lower level rec room; air; clubhouse; pool. $185,000. Becky Moniz, ext. 18

Great 6 room, 3 bed, 2 bath Cape; granite kitchen; 3 season room; 1st floor master; hardwoods; great yard. $239,900 Joellen Wunner, ext. 56

1,300â&#x20AC;&#x2122;+, 7 room, 2 bed, 1.5 bath Townhouse; Brazilian hardwoods; soapstone kitchen; decks; gorgeous water views. $349,000 Joellen Wunner, ext. 56

Move in ready 5 room, 3 bed, 1 bath Ranch; granite kitchen; walkout rec room; hardwoods; central air; must see!! $245,000. Becky Moniz, ext. 18

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

We offer both mortgage financing and refinancing options. Contact our mortgage professionals today to make an appointment to discuss your specific needs. Denise M. Warburton Vice President - Mortgage Division (401) 392-2363

Thomas J. Carroll Senior Mortgage Loan Officer (401) 265-5459

Federally insured by NCUA 10

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Wayne Connetti 401-575-1288

B l u e b e r r y H i l l E s ta t e s

www.gardencityrealtyllc.com 200 Midway Rd, Suite 163 Cranston, RI 02920

We’re

y o u r

Garden City realty

n e i G h b o r h o o d

r e a l t o r s

North Smithfield

Immaculate Colonial offers 3 beds, 2.5 baths with New Gourmet Kitchen, 3 season sun room overlooking large deck and private lot with hot tub and 2 car garage. Perfect location close to schools and highway.

Coventry | $369,900

Offered at 425,000

Beautifully built colonial set on a corner lot in a quiet subdivision off victory highway, not far from Rte. 117 & 95. Warm hardwood floors, tile and carpets. Elegant cabinetry in kitchen and baths, energy efficient windows, doors, heating and central air.

Contact Shawna Amitrano 401-595-4482 samijam@cox.net

Fiore Realty

434 Leisure Drive, South Kingstown, RI 02879

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Diana Barone

Full Service Realtor • Sellers • Buyers • Investors • Rentals • Short Sales

CRANSTON:

Welcome home! This stately remodeled colonial offers, new vinyl siding, new roof, newer windows, kitchen only 5 years stainless steel appliances new windows, freshly painted lower for extra living space. Walk to Pawtuxet Village highly desirable area. $355,000

980 Reservoir Ave. Cranston RI

(401) 226-3374

1st Choice Building Relationships One Home At A Time

PROVIDENCE:

Plenty of possibilities w/ this spacious unique home. Current use single family, 2 family possibility, updated kitchen, open living&dining, fantastic master w/whirlpool tub, new stand up shower, washer & dryer. Rare Large fenced yard, plenty of parking. $105,000

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

WARWICK:

2 bedroom, 1 bathroom cape, detached garage. Bank has approved list price. Investors, 203k buyers, will not pass FHA, plenty of potential, nice corner lot. Call for details! $87,000

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Keith Dulude, NMLS# 3973 - Loan Officer - No Direct Extension David Travers - Branch Operations Manager - ext. 5301 Traci Cunningham - Operations - ext. 5302 Denise Ciaccio - Operations - ext. 5303 Seana Petrangelo - Front Desk - ext. 5308 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualify

Have you served in the armed forces? Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Norman P. Zolkos

NMLS #18471 595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828 Office: (800) 275-6365 x305 Cell: (401) 942-5626 nzolkos@homebridge.com

The HomeBridge Vision

The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans • • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-942-5626 Call Up Til Midnight Or After (I Will Answer)

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828. Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

Call 800-275-6365 For More Info HomeBridge.com/NormanZolkos

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

I Found My Newly Renovated Dream Home:

it’s a ﬂip

by Daniel E. Giroux, Owner, A-Plus Mortgage

For many years, people have been buying ugly homes, spending a little money to fix them up, and selling them back to a buyer looking for a newly renovated home. This is known as “flipping”. Flipping is a great way for a buyer get an upgraded home, at a fixer-upper price while allowing investors to make a little money too. However, recent changes in loan programs are causing confusion. There are numerous types of loan programs: VA, USDA, conventions Fannie, conventional Freddie, and FHA --to name a few. Each of these programs has specific guidelines when it comes to lending. One of the more popular programs seems to be the FHA loan. This program allows for lower credit scores, less restriction on gift funds, asset requirements, and down payment requirements. However, the FHA program does not allow the purchase of a flipped property within 90 days of the original purchase, and also requires two appraisals to be performed from day

91-180. The second appraisal cannot be paid by the buyer, so the seller should be aware that they will need to pay for the second appraisal once the loan is approved. This is not a huge deal if all parties are made aware of the issue, but in cases where clients have entered into a purchase and sales agreement, paid for inspections, paid for an appraisal, and then find out they cannot purchase their new home with the FHA loan, it can be devastating.

How do you avoid this issue? The answers are very simple: 1.

2. 3. 4. 5.

For many years, people have been buying ugly homes, spending a little money to fix them up, and selling them back to a buyer looking for a newly renovated home

When you are getting ready to see a home, ask your realtor if it is a flipped property. Ask how long the sellers have owned the home. Google the property and read the information supplied online. 99% of the time, Google will give you plenty of information to figure out if the property has been flipped. Ask your loan officer to give you conventional options as well as FHA options for financing. If you are buying a flipped property, apply for a conventional loan rather than an FHA loan.

For more information contact Daniel E. Giroux at (401) 603-3646. Daniel E. Giroux NMLS 26531 Owner A-Plus Mortgage LLC NMLS # 2748

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Showcase Listings Lincoln

East Greenwich

Renee Boiteau 401-369-1299 Keller Williams Realty

Emilio DiSpirito 401-359-2338 HomeSmart Professionals RE

Awesome Opportunity to own a Two Family House in Highly Desirable Lincoln. Large 4 Bedroom on First Floor. Two Bed on Second Floor. Tons of Storage. Newer Roof. Garage/ Workshop. Fenced Yard. Set on a Two Acre Lot. Super Location and Great Schools. $265,000

Inviting custom colonial features hardwoods, beautiful paver driveway, new roof, garage doors & siding. Master suite with new master bath & private deck. Large backyard w 2 patios, sun room, shed & privacy! Easy Walk to Elementary & High Schools! $439,900

The Home of the Professionals

Johnston Great starter home located in desirable Cherry Hill. This charming well kept 3 bed ranch offers a beautiful brick fireplace, central air, and garage. Nice open floorplan to kitchen. Very deceiving from the outside. Close to all amenities. $175,000 Brenda Nardolillo 401-829-8423 EXIT Realty Firm

Eric Maluk Owner NMLS #4733

Daniel E. Giroux Owner NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886

North Providence Totally redone! Granite and stainless kitchen, updated baths, cathedral ceilings, skylights, central air, finished lower, inground sprinklers, beautiful fenced yard, 2 car garage. Super location. Nothing to do but move your furniture in! A must see! $299,900 Barbara Santilli 401-523-6350 Bruce Allen Realtors

(401) 822-4444 www.aplusinri.com

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Woonsocket Great investment. Property needs tlc but good solid property. Spacious units, some hardwoods, porches. www.watsonst.info

Barrington Come view this classic and charming home! Feat. 3 big beds, 2.5 baths, bright and spacious LR w/ brick fireplace, hardwood floors throughout, cheery kitchen with granite counters, 2 car garage, great fenced in yard! Extra finished living space in LL! $498,900

Kathy Souza 401-265-4494 RE/MAX Preferred

Kyle Seyboth 508-281-9175 Keller Williams Realty

We specialize in Real Estate and Personal Injury law.

Coventry Rare opportunity to own waterfront on johnson’s pond, RI’s premeir water sport location, private beach, dock, yet private wooded yard,one level luxury living,granite kit, master suite, gleaming hardwoods, central air, what are you waiting for? $634,900 Emily Kheradi 401-243-5520 Keller Williams Realty

692 Warren Avenue East Providence, RI 02914 P: 401-270-1144 F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com

Charlestown

Private Country setting for 3 bedroom 2 full baths home. Updated kitchen with stainless steel appliances. Master suite w/2 walkin closets, office, and bath w/jetted tub. Family room and den with closet in the downstairs walk out basement. MUST SEE! $284,900

Cathy Lathrop 401-742-1618 Waterfront Properties

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Come To The Beach NOW IS THE TIME TO BUY FOR NEXT SUMMER! EW

C RI

South Kingstown

Narragansett Location, location, loca-

Narragansett Eastward Look - 4 bed 2

South Kingstown In town totally

South Kingstown East Matunuck -

South Kingstown

South Kingstown Cedar Hollow Road

nedc@rihomesearch.com | nedcaswell.com

Flagship

What a wonderful place to spend your holidays! See MLS#1093009; legal two family, 5 room apartment, ideal in-law or B&B potential, student history, etc. Presently vacant! See MLS# 1093009 $485,000

Snug Harbor: Close to Beach - Cute Cottage - Needs TLC. Has new Septic, Town Water. 2 Garages - Studio or Beach House. Pretty Lot. $259,900

tion! Historic Gibson Ave at the Pier! Steps to seawall, restaurants, beaches, etc. Spacious living/dining, master suite, fireplace & deck! Available for summer! $419,900

Single family with legal apartment or in-law. Many possibilities. 1 Acre! Walk to all conveniences, very well cared for! Lots of history! $298,900

1/2 bath Colonial plus 2BR/bath/K owner’s suite; formal dining, living rm, family room, 2 car garage. Wonderful condition, walk to beach, tennis & playground. $549,000

“Wilderness Farm” Matunuck Hills - Ministerial Road - 5 acres beautifully wooded with Rhododendrons, Laurel, oaks, Pine. Walking access to pristine Tucker’s Pond! $325,000

private; one owner! Immaculate, updated, walkout Contemporary Ranch, quality extras galore! Gorgeous pool, decks, landscaping, etc. 3 Garages, extra lot. A must see! $475,000

off Curtis Corner Road..Private Compound. Nice wooded acre building site. Water tables and soils testing ready for ISDS. $175,000

NED CASWELL 401-782-0555 16

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

JOIN OUR WINNING TEAM! @JoinRemax.com

To find your dream home

VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com

5,208

PREFERRED, TOWN & COUNTRY, PROPERTIES

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com

These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.

NUMBER OF TRANSACTIONS IN RHODE ISLAND BY BRAND JANUARY - DECEMBER 2014

1,858

RE/MAX

Coldwell Banker

1,654

Keller Williams

1,486

Residential Properties

1,231

Century 21

896

Exit Realty

592 Randall

408 Prudential

Market share search criteria RI Statewide MLS 2014 - the graph combines the “sold” properties of all office locations and independent offices of each multi-office or franchise organization identified which properties were sold by such organization itself, or with the aid of a coorerating broker, according to publication of the Local Board of Multiple Listing Service in the geographic area and the time period indicated. Year end 2014 data compiled from figures provided from 2014.

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Precision

Mike Behm

B ui l de r s • R e a lt or s • D e v e l op e r s

401-265-9437

LOTS FOR SALE

Warwick

2 bed, 1.5 bath home in Oakland Beach Area. Gas heat, Vinyl Siding. Walk to Water. Call for Details! $59,000 MLS# 1109784

W NE

N IO T C RU T NS CO

Helen Pirri, Showing Agent (401) 965-8703

Providence

Move right into this income producing home with additional heated space on the 3rd floor. $215,000 MLS# 1109007

Helen Pirri, Showing Agent (401) 965-8703

Warwick, Cowesett/ Drum Rock Estates: A Prestigious Location. 1/4 - 1/2 acre wooded. All utilities including sewers, ready to build, house designs and plans available. Have your builder or build to suit. Select your lot, $100’s. One lot available. Broker’s welcome.

Call Pat Bucci at 401.942.3854 For More Info.

IN ST

L VE E EL N O

Warwick $179,900

Prestigious Eagle’s Nest! Enjoy City conveniences in a country setting. 2 bed, 1 ½ bath Townhouse, gas fireplace, 2 huge bedrooms and a Pullman bath, finished lower with slider. Must See!

West Warwick $299,900

Phenomenal 1 level Ranch style Condo with 2500 s.f. living area. Full finished lower, family room, lav and walk-in closets. Main level features hardwoods, cathedrals, gas fireplace, master bed suite, 2 baths, 1st floor laundry. Many extras!

Warwick $179,900

Wethersfield Commons – Large 2 bedroom, 2 bath one level Garden unit. Open living, dining and kitchen. Master bedroom and family room Close to all conveniences.

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

TIN

LIS

Chatham Village – 3 bed, 1 ½ bath Cape with new energy efficient gas heating system, new roof, freshly painted interior, finished lower level with Family Room. Florida Room with sliders to deck and pool. Large shed.

IN ST

Warwick $209,900

! AL N E OM N E PH

Warwick $234,900

Buttonwoods – Professionally renovated 3 bedroom, 1 ½ bath Cape, large corner lot, new kitchen with granite, hardwoods, finished basement, garage and much more. Must see!

Warwick $229,900

Greenwood Proper – Charming 3 bed Cape. Living room with fireplace, beautiful hardwoods, new bath, new energy-efficient gas heat, replacement windows, breezeway, garage on nice corner fenced lot. Deck and sewers. Move right in!

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut. R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives. - Joyce S.

Dear Dan, I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times. It also takes a “unique” understanding of the process. You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

CRANSTON D! L O S

Beautiful colonial in excellent condtion tru out. 2 Story entry foyer updated kitchen, granite counters, hardwood floors , large front to back living rm, finished lower with full bath spacious master suite new trex deck. $385,000

CRANSTON D! SOL

Close your eyes. Picture yourself here! Lovely community centered neighborhood! You get a completely renovated home. Bigger & Better Value w/ Lrg Bns Rm w LNDRY on 2nd! MSTR BD w/BTH & Walk in. BSMNT with full windows & walkout! Great yard - Private! $415,000

CRANSTON D! L O S

Great Cape in Western Cranston. 3- 4 Bedrooms 2 full Baths. Family Room. Newer roof with Fireplace , Bright interior with beautiful hardwoods. Newer roof, 2 car garage. Easy Highway access. Great Place to call home. $195,000

CUMBERLAND

D! SOL

Beautiful colonial buiilt in 2008. Maple cabinets stainless steel appliances, granite kitchen. Hardwoods, granite/tile baths, laundry on first level, large master suite. Deck, fenced yard, lower level with room to grow. Dead end street. $214,000

Lovely newer construction, move in ready! Minute from MA border, easy highway access and close to shopping. Cathedral ceilings, hardwoods, granite and stainless kitchen. Tons of living area and beautiful oversized Master Retreat!! $354,900

Arnold Mills, Cumberland on MA Line. Stunning colonial with lots of space for entertaining. Spacious family room, over sized patio and deck for out door family fun, tons of storage. Stunning home in a great area! Over Built - Builders Home! $370,000

JOHNSTON

LINCOLN

ING D N PE

D! L O S

Lovely and spacious design with tons of living space indoors and out!! Master suite, 2 car garage, fenced yard.. granite and stainless kitchen!! Granite in all baths!! Hardwoods,.. Pool with private deck! List goes on and on!! $356,500

LINCOLN D! L O S

Great Contemporary In Desirable Hamilton Estates. Cathederal Ceilings Master Suite With Private Balcony, Jacuzzi Tub, Lower Level Completely Finished With Walkout To Patio. Fenced Yard, Great Higway Access. 2700 Sq Ft Perfect For Large Family. $309,900

LINCOLN D! L O S

Luxurious granite & stainless kitchen with walkout to private backyard. Set on a cul de sac, this completely renovated home includes a new roof, sewer hook up, 2400 sq. ft. 4 bed 3 full baths. $380,000

4 bed colonial in Lincoln, Spacious rooms. Kitchen and bath have been remodeled, fresh painted and hardwood floors. Spacious front to back living room with sliding glass door leading to a newer deck, fenced in yard. $215,000

WHY WILL OU CHOOSE

OUR LISTINGS IN 2015 SOLD IN 50 DAYS ON AVERA RI AVG 54 DAYS AT 96% SALE PRICE TO ORIGIN

NET MORE WITH THE DISPIRITO TE MARKETING AND OVERALL BEST SA

CHECK OUT SOME O

D! SOL

Elegant Colonial Privately Situated On Culde Sac, Over An Acre Of Land. 3 Beds 1.5 Baths Formal Dinning Room, And Possible 4Th Bedroom Or Office Space. Family Room With Wood Stove, Hardwoods, 2 Car Garage. A Must See Tons Of Potential And Charm. $325,000

NORTH KINGSTOWN D! L O S

Abundance of curb appeal with this beautiful 4 bed 3.5 Bath colonial. Granite kitchen, master suite, finished basement with in law potential and walk out. Desirable Tockwotton Farms. Great schools! $495,500

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

RI ANTICIPATED TO BE MARKET IN THE U

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

GET YOUR HOME NOW INSTANTLY F

WWW.TRUSTTHEDOVE.SM

BE HOTTEST HOUSING HE USA IN 2016.

OUR CLIENTS OSE US?

AVERAGE AND AT 98% OF ORIGINAL LIST PRICE VS. O ORIGINAL LIST PRICE. See www.MyDreamHomeNow.com for details.

ITO TEAM. GUARANTEED SERVICE, EST SALES PRICE FOR YOUR HOME!

ME OF OUR SOLDS!

WARWICK D! L O S

Charming cape cod. Newer kitchen with new appliances. Great 3 season porch with skylights. Hardwood and tile floors, new windows all on a spacious lot. $200,000

WARWICK D! SOL

Perfect place to call home!! Located at end of a dead end road in desirable neighborhood! Hardwoods throughout home, 3 to 4 bed, easy access to everything, fenced in yard and walk to water! $135,000

WARWICK D! SOL

MES VALUE RIGHT LY FOR FREE AT

E.SMARTHOMEPRICE.COM

Master suite with MBR, Garage, Granite & Stainless Kitchen. Complete Renovation!! Walk to Water!! $190,000

WARWICK D! L O S

WARWICK D! SOL

Impeccably well kept home! Hardwoods, cathedral ceiling, MBR on 1st, Lndry on 1st, extra lot, garage, deck and patio for tons of outdoor living! Walk to water, park with golf, boating, swimming, fishing, horseback riding and close to Main St EG! $227,500

Charming Home With All The Right Accents! Hardwoods, Updated Kitchens And Baths! Newer Roof & Windows! Walkout To Private Deck, Picture Perfect Patio And Fenced-In Yard! Walk To Water With Access For Fishing, Swiming And Kyaking! & So Much More! $199,700

WARWICK

D! SOL

D! L O S

Perfect place to call home!! Located at end of a dead end road in desirable neighborhood! Hardwoods throughout home, 3 to 4 bed, easy access to everything, fenced in yard and walk to water! $235,000

Beautiful completely renovated & turnkey home! NO FLOOD INSURANCE needed located within walking distance to water, beach access & golf! Granite & ss kitchen, hardwoods, central air and so much more! $266,250

EAST GREENWICH

NORTH SMITHFIELD

D! SOL

Spawling ranch home in sort after egrn, 3 large beds, 1.5 Baths, living rm/fireplace, dining rm, oversized 3 season rm. Open floor plan, new hardwoods, new bath, 2 car garage, walkout in lower, wooded lot! Near dining, shops, marinaâ&#x20AC;&#x2122;s! Make it yours! $310,000

D! SOL

Spacious & inviting floor plan! Sun drenched & completely updated! Granite & SS kitchen! Walkout in master overlooking private backyard and easy potential for 3rd & 4th bed or in law! Great neighborhood, close to all and awesome schools! $260,000

NORTH SMITHFIELD NORTH PROVIDENCE NORTH PROVIDENCE ING D N PE

Spacious move in ready Raised Ranch plus! NEW roof, new windows, new furnace, and new septic system. Wonderful 4 season Sun Room that walks out to a great deck. Lovely kitchen, great floor plan. 1/2 acre private back yard. Move right in!!

D! L O S

Renovated, well kept beautiful home! New kitchen and bath, hardwoods, garage, easy to finish basement and fenced in yard, turn key! Easy access to shopping, good schools, great town! $149,900

D! L O S

Beautiful home features open floor plan. 3100 total sq ft living space. Comes fully applianced w SS & granite EIK. Huge indoor & outdoor common areas perfect for entertaining or family time. Cathedral ceilings and fireplace. MBR w/ jacuzzi. $235,000

CALL 401-603-3646 TODAY

FOR A MORTGAGE PRE APPROVAL

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

You Can Count On, Call 732-0011 Today! C O N V E N I E N T LY L O C AT E D

Warwick:

3 8 0 J E F F E R S O N B LV D . , W A RW I C K R H O D E I S L A N D 0 2 8 8 6

Coventry:

Warwick:

North Kingstown:

Beautiful Ranch in nice neighborhood . Living Room. Eat in Full Kitchen, Master Bedroom, two additional Bedrooms, Full Bath, Breezeway, One Car Garage,, Lower level with Spacious Recreation Room, Workshop,, and Laundry, Nice Front and Back Yard. $155,000 CALL JOHN SIMONETTI, 401-952-5817

Water front. Keep “as is” or rebuild. Additional lot and frontage up to 700 feet available. Ideal development site .Lets discuss possibilities. See Listing 1065830. $199,900 CALL DON MORASH EXT 216

Nice home, near water! Great area. Young colonial features 3 bedrooms, 1.5 baths. Walkout basement, all applianced. $199,900 CALL CARMINO MARRAPESE EXT 233

Top To Bottom Remodeled Mobile Home, New Windows, Kitchen, Bathroom, Heating System, Plumbing, Roof, Exterior Vinyl, Front Deck, A Must See!! $34,900 CALL SCOTT BUONTEMPO, EXT 235

Coventry:

Warwick:

Johnston: Mixed use property with two retail units

Narragansett:

Westerly: Estate Sale No Disclosures. Sold As Is.

Truly unique custom Victorian contemporary like no other! 1.33 acres on private wooded lot, large bedrooms, generous master with private bath and huge walk in closet! Hardwoods, cathedrals and gazebo ceilings, marble ﬁreplace/pellet stove! Must see! $339,900 CALL BEVERLY COURNOYER, 401-255-4615

Large 6 BR/4 Bath home with 4 Living Areas on a double lot in Mettatuxet. Lot backs up to Chafee Preserve. Walk to Narrow River and neighborhood marina/beach. New roof and appliances! Minutes to schools, shopping and beaches. Investors take note!. $399,000 CALL KATHLEEN FRANKOVICH 401-559-5092

Doll house cottage! Totally renovated! Just move in- 2 blocks to the beach. Large yard & deck. Subject to HUD affordability. Guidelines for buyers - call listing agent for guidelines. Own for under $1000 a month complete! CALL CARMINO MARRAPESE, EXT 231

Inspections For Informational Purposes Only. Updated In 2011. $139,900 CALL ERIN SHERIDAN, 401-413-6794

Selling

Agent of the Month

Warwick:

Great townhouse & location - 1 minute to I-95 - I-295! New paint and carpets, brand new stove and recent dishwasher, washer and dryer. Move in ready - why rent?? Association is in good shape. $99,900 CALL DON MORASH EXT 216

JOE

LUSSIER

Affordable two bedroom 1.5 bathroom garden level condo close to highway and shopping. Spacious open ﬂoor plan living area. New oversized rear deck overlooking woods. Affordable alternative to paying rent. $104,900 CALL KATHLEEN FRANKOVICH 401-559-5092

Warwick:

Large colonial gambrel located on desirable Cedar Street! This home features 1.10 acres of land! Fireplaced living room, no post 2 car garage / loft, potential in-law with private entrance, Buderus gas heat, hardwoods, custom stonework, much more! $435,000 CALL BEVERLY COURNOYER, 401-255-4615

and one 2BR residential unit, all tenants paying own utilities. Fully alarmed. New rubber roof 2014. Easy access to Route 295. Great investment opportunity or owner occupied residential plus retail. $169,900 CALL KAREN CATUOGO, EXT 226

Narragansett:

Come experience the beauty, peace and spectacular views from this waterfront RI coastal site. CRMC approved . Build your dream getaway or forever home! Water sewer and gas available for connection. $249,900 CALL ERIN SHERIDAN, 401-413-6794

Listing

4 YEARS IN A ROW!

KAREN

Star Winner

Agent of the Month

CATUOGNO

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211

Christine Kulacz 401-569-8324

Kim Prasinos 401-640-9696

TOWN AND COUNTRY

North Smithfield

Rock Cliff Condo’s. 40 Old Louisquisset Pike. Better than new ONE LEVEL END UNIT ready to move in! Only 3 yrs young - Open cathedral kitchen and living area w/ sliders to your deck; great upgrades - gas fireplace, upgraded faucets, gleaming hardwoods; full walkout lower level out to private yard. $275,000

E RIC P W NE

North Smithfield

28 Litzen Road. Fabulous Oversized Stone Ranch on Quiet Dead End. Deceivingly Spacious! Updated Kit w/ Maple Cabinets, Hardwoods, New Pellet Stove, Tons of Storage, Partially Finished Basement w/ rough plumbing for a bath. Great Yard for Family & Friends to enjoy! $219,000

Cumberland

15 Kent Street. Sundrenched ranch with an open feel!! Huge Kitchen addition with center Island, Glass and windows everywhere! Gleaming hardwoods; great yard with plenty of lawn for a soccer game! Finished lower level rec room with newer full remodel 2nd full bath. $239,900

Cumberland

70 Newell Drive. Desirable Arnold Mills ranch priced to sell! Seasonal views of Riley’s Pond, Great corner lot. Brick patio for outdoor entertaining; Open eat in kitchen & dining area; hardwoods, 3 good sized bedrms,potential in-law on the lower level. Attic storage! $295,000

Lincoln

4 Edendale Drive. Great solid 2-3 bed ranch on Lonsdale corner lot. Great sunroom porch with access to back deck and yard. Finished lower level playroom. Hardwoods, garage, central air! $225,000

E RIC P W NE

Cumberland

2970 Mendon Road. ESTATE SALE- Clean and ready to move into townhouse; 2 car garage; screened porch; bright and recently painted a neutral linen white tone-- 2 1/2 bathrooms; Cathedral living rm with fireplace; quiet complex; no pets; pool and clubhouse available.

136 Highland Avenue. Move right into this solid 3 bed ranch on nice flat lot! Newly painted throughout -- hardwoods all refinished!! Great finished lower space for rec room/family room! Great condo alternative!

North Smithfield

Cumberland

$219,900

$209,900

Cumberland

3 Massasoit Pass. 4 Large bedrooms and a great lot on a two home road are features that everyone will like on this great colonial in North Cumb. Updated baths, impeccably cared for; fenced yard includes space from additional lot; Gas fireplace living room with built-ins! $325,000

ING ND E P

Cumberland

10 Wrentham Road. Amazing open flr plan ranch on magnificent piece of land overlooking Miscoe Lake! Cathedrals,gleaming hardwds;spectacular koi pond -1.08 acres of park-like landscaping! A private retreat! Detached garages&barn/workshop. Sadly, we just got transfered! $439,900

Rock Cliff Condo’s. 40 Old Louisquisset Pike. Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $254,900

5 Rolling Green Drive. Wonderful 4 bed Colonial w/many pluses! Central air, finished lower w/french doors to an office, fenced yard for kids or pets! Views of farmland pastures; enclosed 4 season porch; cathedral family room w/fireplace. $515,000

North Attleboro

38 Oak Knoll Drive, Unit 38. Levels of spacious living in this townhouse; open fl plan for parties; lg master w/great light & his/her closets, private mstr bath w/jetted tub. Cathedral dining rm w/awesome sunrm attached. Skylights let the light in on the top levelbdrm/office. $300,000

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Graduate to your first home! Purchase a home in Rhode Island and receive up to $7000 toward your down payment! Ocean State Grad Grant is helping college graduates live in RI by offering a special first-time homebuying grant. And there’s more. You may also be eligible for help with closing costs. TO QUALIFY FOR THE OCEAN STATE GRAD GRANT, YOU MUST: • Be a first-time homebuyer purchasing a 1-4 family home or condominium • Meet income and purchase price limits* • Apply for the grant within 36 months of graduating from a program recognized by the U.S. Department of Education, having earned an associate’s, bachelor’s, master’s or doctoral degree • Obtain a Rhode Island Housing-funded first mortgage through a Participating Lender or Rhode Island Housing • Complete a homebuyer education course (offered online through Rhode Island Housing)

HOW DO I APPLY? Go to GradGrant.org or call (401) 457-1180 to find a participating lender in your area, along with tips to help you with the application process.

*Income and Purchase Price Limits: Income eligible buyer: $89,280 for a 1-2 person household, or $104,160 for a 3+ person household. The forgivable down payment grant of up to $7,000 is available for 3.5% of a home’s purchase price. Grant is forgivable after 5 years of owning the home.

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state. To learn more, visit loans.rhodeislandhousing.org.

MOVE UP

MOVE IN REFINANCE

Rhode Island Housing’s Ocean State Grad Grant is designed to help college graduates finance homes in Rhode Island by offering a special first-time homebuying grant of up to $7,000 toward their down payment. Eligible borrowers may qualify for additional help with closing costs. Go to GradGrant.org to find a participating lender in your area, along with tips to help you with the application process. To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

CENTURY 21 STACHURSKI

CENTURY 21 TOPSAIL REALTY

Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

CENTURY 21 TREND REALTY

Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON

East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

CENTURY 21 STACHURSKI

CENTURY 21 GONSALVES-PASTORE

Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate? Sales Positions Now Available… No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today. Pre-License Classes are available Find out what CENTURY 21 can do for you!

SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

East Providence

Fully remodeled cape, 3 beds, 1.5 baths, all new hardwoods, bathrooms, kitchen windows, roof, vinyl siding, granite kitchen with stainless steel appliances. Nice Rumford neighborhood. $220,000

Coventry

Cranston

North Providence

Wonderfully remodeled home with garage in Lakewood , near Pawtuxet Village. Upgrades include new kitchen with granite and stainless steel appliances, two bathrooms, flooring, paint, and more. Also, a brand new high efficiency gas heating system! WOW! $199,900

Fruit Hill location, spacious 7 room ranch with beautiful hardwood floors, 3 bedrooms plus office, brick FP, great applianced kitchen, dining, living room, full basement, attached 2 car garage, nice yard. $245,900

Coventry

Welcome home to this almost new 3 bed cape on the river, with additional 2 bed ranch nestled on over 11+ acres, many outbuildings, new roofs on all major outbuildings, 2 new septic systems. So many possibilities - don’t miss this one! $599,900

Adorable remodeled cottage with updates, lake views and water access, great for year round or summer getaway. Brand new septic. $139,900

Johnston

West Greenwich

Beautiful bungalow!! Completely updated top to bottom, large living room, new kitchen/granite/SS appliances, 3 nice size bedrooms, an office, central air, clean lower level, possible “man cave,” garage, patio, close to all, all for $179,000.

Warwick

Many updates in this spacious brick ranch, new gas furnace, roof, kitchen cabinets & more! Open floor plan w/fireplace, floor to ceiling windows look out over back yard, patio/outdoor fireplace. Close to schools in desirable Woodridge neighborhood. $319,900

Unbelievable VIEW OF THE BAY from this 64 acres of pristine land--WG/EG line!! Attention builders and developers! Possible up to 25 house lots! Plus 1,500 sq.ft. raised ranch, master suite/bath, fireplace, and outbuildings. $1,200,000

Updated fully applianced kitchen, hardwoods, spacious dining room, living room, family room and updated bathrooms. Large yard, in good area. 3 year old roof and septic. $154,900

West Greenwich

Custom built 9 room passive solar home, formal dining room, 1st floor laundry, office or small 4th br, hardwood oak floors, master suite with full bath, 14’ x 25’ year-round indoor heated pool, new roof, new exterior paint, 7.7 acres. $449,500

Don’t miss an opportunity to own a piece of paradise nestled on 5 acres on Johnson Pond. Tranquil & peaceful does not begin to describe this ranch style home built in 2002, handicap features, 600’ frontage on water, dock, too many amenities to list. $479,900

Coventry

Adorable! Redone three bedroom home with hardwoods, new kitchen with new appliances, new bath, walkout lower level, great size yard - over 1/2 acre. New septic to be installed. Call today to view! $199,900

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

800 Oaklawn Ave Suite A2 Cranston, RI !

JOHNSTON

Unique Custom Built Home on 3+- acres Fronting Hawkins Reservoir with boating, swimming, fishing. Enjoy the tranquility yet close to all amenities. Guest/AuPair quarters. Make this your family home Now!! $475,000

CRANSTON

Location ! Completely Updated In 2011, Granite, S.S Appl. . Beautiful View Of Roger Wms Park, Lr W/Gas Insert Fp , Snrm, Corner Lot. Too Much To List ! Taxes Reflect Homestead Exemption. Property Shares Cran/ Prov Border. Call Now! $240,000

WEST WARWICK

Absolutely Immpeccable Inside & Out, Is The Only Way To Describe This “ Rare “ Split Level Located On The Wwar , War. Line. Beautiful 3 Seas. Rm. Hardwoods, Central Air, Granite, Huge Corner Lot. Proffessionally Landscaped Yard, Outdoor Stone Patio! $193,000

401.942.0110

Realty Associates !

WARWICK

Desirable Cowesett Location for this Reproduction of an Antique Cape Offering 5 bedrooms 2 1/2 baths. 2 Fireplaces, Den 12 x 13 deck overlooking large landscaped lot. 2 car garage.. Plenty of room for a large family or guest ! Newer roof, storm wndws. $365,000

CRANSTON

Updated Ranch-Corner Lot With Private Backyard. Vinyl Siding, Windows,Roof, Kitchen, Bath, Heat/Ac And Electric Replaced In 2007. Marble Floor In Kitchen & Bath-Rest Of The House Hardwoods. In Ground Sprinklers. Seller Highly Motivated. $215,000

c21realtyassociates.com

CRANSTON

Lovely Colonial in Hillside Farms. 4 bedrooms with master & master bath plus three beds and full bath. Family room formal dining with eat in kitchen. large private lot with deck and screen porch. Make this your families home. $314,500

CRANSTON

This Lovely Colonial is “Move In Ready” ! Freshly painted interior, Sparkling Hardwoods, Remodeled Bath. Three generous bedrooms, Enclosed front porch, Bright Sun room/den, Formal Dining room, 1 car garage, Very desirable street in Eden Park. $166,500

CRANSTON

Wow ! Owner says sell ! Here’s your chance to live in meshanticut lake. 3/4 Beds, 2 fb, fenced in back yard, 2 tier deck for grilling & entertaining. Walk to western crns. Schools, & lake. Be in your new home for the holidays, motivated sellers! $237,500

CRANSTON

Lovely Raised Ranch in quiet Westgate. Close to highways, schools and shopping. Central Air & partially finished basement. Nice sized back yard. Move in condition. $175.000

WE CAN SELL YOURS!

PAWTUCKET

Cute & cozy Ranch in Lovely Pinecrest, Solid home in need of remodeling. $122,000

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

CENTURY 21 ACCESS AMERICA Coventry, RI 02816 (401) 828-2100

CENTURY 21 STACHURSKI Pawtucket, RI 02861 (401) 725-1115

WHAT’S BETTER THAN FOUR AWARDS FOR CUSTOMER SATISFACTION? EIGHT. For the second year in a row, the CENTURY 21® brand ranked “Highest Overall Satisfaction for First-Time and Repeat Home Buyers and Sellers” by J.D. Power. Congratulations again to our many driven agents.

CENTURY 21 TREND REALTY Portsmouth, RI 02871 (401) 683-4900

CENTURY 21 ACCESS AMERICA East Greenwich, RI 02818 (401) 885-6260

CENTURY 21 STACHURSKI Lincoln, RI 02865 (401) 724-5600

CENTURY 21 REALTY ASSOCIATES Cranston, RI 02910 (401) 942-0110

CENTURY 21 TOPSAIL REALTY Newport, RI 02840 (401) 849-9192

CENTURY 21 TOPSAIL REALTY Bristol, RI 02809 (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON Pawtucket, RI 02860 (401) 521-9490

C21.COM The CENTURY 21 brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 20142015 Home Buyer/Seller StudiesSM. 2015 study based on 6,059 total evaluations measuring 5 firms and measures opinions of individuals who bought or sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed February - April 2015. Your experiences may vary. Visit jdpower.com ®

©2015 CENTURY 21 Real Estate LLC. All Rights Reserved. CENTURY 21® is a trademark owned by CENTURY 21 Real Estate LLC. CENTURY 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunities Act. Each office is independently owned and operated.

CENTURY 21 GONSALVES-PASTORE Cumberland, RI 02864 (401) 728-2770

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Weâ&#x20AC;&#x2122;ll Help Make Your Dream Home A Reality.

Apply for an FHA Title I Home Improvement Loan from Admirals Bank Today! Includes Solar and Renewable Energy Projects No Equity or Appraisal Requirements Terms up to 20 years Title I covers a variety of different improvements! Borrow up to $50,000 Admirals Bank offers a full range of purchase and refinance programs as well!

Let Admirals Bank Help Finance the Home of Your Dreams! Mortgage Lending Team: (800) 562-6663 Home Improvement Lending Team: (800) 715-8472

*Lien will be placed against the property. Lien will be in ďŹ rst or second position. Newly constructed residential structures must be completed and occupied for 90 days. All loans subject to credit approval. NMLS ID: 527702 30

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PROFESSIONALS (401) 529-8228 jrm6@cox.net

Looking to buiLd in desirabLe Western Cranston?

Smithﬁeld

$529,000 • Limerock Custom Executive Ranch. • Great room accented with a ﬂoor to ceiling ﬁreplace • Kitchen with custom cherry cabinets, stainless & granite • 4 seasons room • Updated bathrooms • Private 1.72 acres • Garage space for 5 cars • Minutes to Fidelity and Route 7

Please view our other PREMIER offerings Cranston

Cumberland

End Unit! Townhouse on cul de sac, custom cabinets, granite, hardwoods, stainless, 2 beds on first, 3rd suite on 2nd. Cant get anymore private than this location. Club house, pool, tennis, pets welcomed. Open layout. $314,900

$374,900 • Berkeley Commons

One Level Condo • Custom & upgraded-detailed to perfection • Cathedral ceilings accent the living room & master bedroom • Fireplace • Kitchen with granite & cherry cabinets • Hardwoods • 2 beds, 2 1/2 baths • Finished lower with walkout. • River view from 3-season porch • 2-car.

Cranston

ER D UN

T AC R NT CO

282 Phenix Ave Cranston, RI 02920

Call (401) 946-6300 or (401) 742-8971

R DE N U

Warwick

$234,900 • Warwick Neck One level. • Family room with cathedral ceilings • 3 bedrooms, 2 ½ bathrooms • 3 seasons room • New heat • Much potential, needs updating • ½ acre lot • 2 car garage

Cranston

BEAUTIFUL 4 bedroom 2.5 bath colonial in Western Cranston. Abuts 200+ acre state conservation to give a great feeling of privacy accompanied with a gorgeous view all year round. Over an acre, well manicured yard, in-ground pool and new rear patio! $389,000

Top 5%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

Select your lot and customize your dream home. Water, sewer and gas are included.

To be built! Pick your own colors, cabinets, etc! Great development within Western Cranston! Underground utilities, water, sewer, gas! 3 bed, 2 1/2 baths, corner lot. $384,000

Jo-Ann Molinaro

T AC R NT CO

Glocester

$289,500 • Chepachet

Under Contract in 14 days

www.premierhomesrealtyri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

PROFESSIONALS

The David Iannuccilli Team

Eleanor San Antonio

Caroline Cooper

CoveNtry:

east greeNwiCh:

New to market! Old world charm in a completely updated 4 bed Colonial. Custom kitchen with stainless steel appliances and loads of built-ins. Impeccable period details make this house a must see! Beautiful yard and 2 car garage with loft. $199,900

Custom built French Country Manor home in Fox Ridge. First floor Master Suite, top stainless appliances, impeccable finishes, 2 fireplaces, wet bar and more! Beautifully landscaped 2 acre lot abuts open space at end of cul-de-sac. $789,000

Enjoy water views in this spacious 4 bed colonial close to downtown EG. Brand new granite and stainless appliances in this open floor plan that has been completely remodeled. This home is a must see. $429,000

North KiNgstowN:

CraNstoN:

warwiCK:

Commercial building available for sale. Built in 2009, this 2,000 sq. ft. building has many amenities including 14â&#x20AC;&#x2122; ceilings, ample on-site parking, great visibility and more! Many existing features to accommodate a salon, spa or beauty school. Ideal location for Retail/Office. $379,000

Located in desirable Dean Estates, this well maintained home features a granite kitchen, family room w/FP, formal living/dining room, hardwoods, updated master bath and a large den. Freshly painted, new landscaping, in-law potential, central air & more! $349,000

36 Phillip Street

6730 Post Road

David Iannuccilli

Call Our OffiCe TOday! (401) 884-6050 www.sellri.com

16 Mallard Way

40 Ralls Drive

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

105 Cedar Avenue

191 Aldrich Avenue

Beautiful stately home located in Warwick Neck. Fabulous acre lot w/stone walls & deed to salt water beach. This home boasts a grand entrance/staircase, new high-end designer kitchen w/top appliances and gleaming hardwoods throughout. Huge entertainerâ&#x20AC;&#x2122;s dream deck, Gunite pool & hot tub. $739,900

When you’re with the longtime leader in U.S. home sales – No. 1 every year since 1999 – you gain an incredible competitive edge. When asked to name a real estate brand, RE/MAX is the name people name first.* When you connect your name with the RE/MAX Balloon, one of the most iconic images in real estate, your visibility rises higher and higher. RE/MAX is the No. 1 name in real estate*, which gives every RE/MAX agent a competitive advantage. At just about every turn, potential clients find RE/MAX ads – across TV, radio, print, outdoor signage, the Web and social media. As a result, buyers and sellers know RE/MAX long before they’re ready to move. And that’s good news for every agent. When people think real estate, they think RE/MAX* – and they think of you, the local agent. With more than 40 years of expertise, stability and success, the RE/MAX brand opens more doors.

Does your brand open doors for you?

Contact David Iannuccilli 401-884-6050 x 359 davidi@sellri.com www.sellri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Meet Our Team

TIVERTON Beautifully maintained, customized ranch. Brand new ss appliances, newly renovated bathroom and upgraded plumbing and electric! Deck, sunrm & patio overlooking spacious yard. Rural living with convenience to all the amenities! A must see! $325,900

WARWICK Prime Office Space for Lease at I-95 & Rte. 117 Centerville Road Warwick, RI. 760-6,166 SF, Ample Off Street Parking (Up to 5+ spaces) At on/off ramps to I-95 North and South, High Visibility with signage and will even customize to suit. Call For Details!

EAST PROVIDENCE Desirable Kent Heights in East Providence offers this lovely 4 bed, 2 bath updated Cape that has hardwoods, spacious interior, large lot, updated electric, kitchen and more. Subject to short sale approval. $219,900

Angelo Greco

Anthony Greco

Carlos Andrade

Katelyn Medeiros

Kevin Whitworth

Shaun Branch

Erin Morse

Come & Join Our Team

CRANSTON

Take notice of this great 2 Family in the Laurel Hill Section of Cranston that offers a large lot, 2 car garage, newer windows, gas heat, vinyl siding, ample parking and more! Excellent owner occupied property with income with 2nd unit rental. $199,900

We Are A Full Service Residential and Commercial Real Estate Office 653 Atwood Avenue, Cranston, Rhode Island 34

401-270-1174 GrecoRealEstate.biz

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Johnston

Come Home to a Beautifully Updated Cape Cod in desirable area of Johnston. Features include: Updated Kitchen w/ SS Appliances, New Hardwood Stairs, All New Interior Paint, Updated Electrical, New Deck, Replacement Windows. Too much to list.

$289,900 MLS# 1109475

Melissa D’Elia Home Ownership Matters. Let me show you 401-241-4412 melissadelia12@gmail.com

the way home.....

E X I T R E A LT Y P I N N A C L E

• Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

Home Ownership Matters. Home Ownership Matters. Home Ownership Matters.

dies show that home ownership has a significant positive impact net worth, educational achievement, civic participation, health d overall quality of life.

The Rhode Island Association of REALTORS®

Studies show that home ownership has a significant positive impact nd out more about why Home Ownership Matters. Studies show that home ownership on net worth, educational achievement, civic participation, healthhas a significant positive impact

ww.REALTOR.org/homeownership

The Rhode Island Association of

REALTORS onshow net worth, educational achievement, civic participation, health Studies that home has a signifi cant positive impact Find out more about why Home ownership Ownership Matters. and overall quality of life. www.REALTOR.org/homeownership on net worth, educational achievement, civic participation, health

and overall quality of life.

and overall of life. Find quality out more about why Home Ownership Matters.

Findwww.REALTOR.org/homeownership out more about why Home Ownership Matters.

www.REALTOR.org/homeownership

Your One Stop Source For Hardscape, Paving and Outdoor Equipment

The Rhode Island Association of ThREALTORS e Rhode Island ® Association of REALTORS®

112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

d e uc ed

! d

South County - Our Specialty r

north Providence

Completely renovated colonial home situated on a double corner lot, inground pool, 4 bed, 3 baths, private entrance inlaw, formal dining, living room with working fireplace, must see! $289,000 MLS#1091797

Providence

One of the newest modern building in the heart of Olneyville Square. A major reviltaliztion of the whole area is in place, this property sits in the center of all activity. 3 stores, can be very easily converted to 2 or 1 single unit. Lots of parking! $299,000 MLS# 1095765

No Surprises. Just Results! Average Listing On Market For 7 Days.

• No surprises at closings • Maximize your net proceeds from your home • Competitive commissions charged • No Gimmicks-such as doc fees, showing fees, etc..

Call For Your Special Marketing Plan of Your Property!

* Average Listing Time Requires Certain Conditions and Terms. Comtact Marty For More Details.

Contact Me Today!

Martin Mooradian 401-255-5550 martymooradian@cox.net 36

R E A LT Y

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PINNACLE

5 convenient locations to better serve you.

8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4332 P os t Road Ea s t G reenw i ch, RI 401- 398- 2100

1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 80

O R

M O R E

L I S T I N G S

V I S I T

JOHNSTON/NEW LIST

Young Colonial is last house on dead end street. Master suite includes full bath with jacuzzi-style tub and private balcony. Home offers oversized rooms with plenty of storage. Fenced in yard complete with underground sprinklers and two car garage. $319,500

Jimmy Ranieiri 401-413-5620

NORTH STONINGTON/NEW LIST

Incredible Victorian three plus bedroom home on 8.5+ wooded acres, hardwoods,granite kitchen, media room, living room with fireplace, master suite with bath, in ground pool, generator, two stall barn and paddock, extra slab with well and septic for multigenerational use & more! Donâ&#x20AC;&#x2122;t wait! $399,900

Donna DiGiulio 401-829-3825

Paul Zarrella 401-641-3337

C O M

EAST GREENWICH/NEW LIST

Completely renovated four bedroom, two bathroom Colonial located in East Greenwich. Features new kitchen, new bathrooms, hardwoods, and an inground pool. Sits on over an acre of land and has a fenced in yard. $379,900

James San Giovanni 401-924-2538

COVENTRY/NEW LIST

This Colonial offers beautiful new granite kitchen with wine chiller! Living room has fireplace with a pellet stove, hardwoods, 576 sq ft 1st floor addition guest suite or possible family room, salt water in-ground pool on 2 acres, central air, two car attached garage. $359,900

Maureen McGovern 401-263-2028

WEST WARWICK/NEW LIST Large over-sized Cape on dead end street is the perfect family home! Beautifully updated kitchen, large sun-filled rooms, two full bathrooms, gorgeous hardwood floors, fireplace, large master bedroom and private yard. This one wonâ&#x20AC;&#x2122;t last! $219,900 Sally Hersey 401-440-7030

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

SEEKONK/NEW LIST You will be impressed with this classic colonial. Minutes from 195 and 6 miles from downtown, this home offers all new systems, hardwoods, updated kitchen and baths, and a bonus room above the two car garage w/ bath. New septic installed in 2015. $435,000

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

JOHNSTON/NEW LIST Stunning nine room Colonial on the outskirts of Simmons Reservoir, just minutes from 295! Find comfort on this 3.44 acre private lot, close to all conveniences! Featuring a heated sun room, laundry area, two car garage, and large second level bonus rooms! $329,900 Rick Thibeault 401-654-3700

EAST GREENWICH/NEW LIST

Newly built eloquent ranch home in Misty Meadows. This home features designer kitchen and baths, 10 ft. ceilings, a fabulous master suite, as well as a bonus room above the garage and a walkout lower level. Minutes from all conveniences. Must see! $669,900

Paul Zarrella 401-641-3337

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

To Advertise Call Ralph Coppolino at 401-837-0239 | January 15th - February 11th 2016

NORTH KINGSTOWN/NEW LIST

Fantastic Town House w/ upgrades galore! New HVAC, H20 Tank, wood burning Fireplace, Four new sliders with custom blinds, renovated master suite with balcony and walk-in closet, fresh paint and carpet in this two bedroom, two and a half bathroom spacious and bright unit.. #Caddyshack $185,000

WARWICK/NEW LIST

Spacious three bedroom Ranch on quiet street. Huge yard for entertaining. Large kitchen, hardwoods upstairs, finished basement with tons of storage. $199,900

Ellen Leahy 401-996-4907

Dee Southerland 401-952-0664

WARWICK/NEW LIST Great opportunity to own this beautiful four bedrooms, three bathroom Colonial located in Larchwood, one of Cowesett’s most desired neighborhoods. Spacious corner lot. Minutes from local marinas, historic East Greenwich’s waterfront, shops and restaurants. Act now!! $450,000 John Vartanian 401-965-3105

WARWICK/NEW LIST

There’s tremendous potential in this 1700+sf, four bedroom, one and a half bathroom home offered at a great price! Large front to back living room with sliders out to a spacious deck, formal dining, hardwoods thru, gas FHA heat and more. Needs TLC but well worth the effort. $155,000

Sue Rowles 401-640-8582

Jill Weathers 401749-5414

87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

ck Ro ad 10 04 Bo sto n Ne , RI ett ns ga Na rra 40 1- 78 2- 82 80

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

Deborah Giannini 401-282-9721

SCITUATE/NEW LIST Exquisite three plua bedroom home with hardwoods, oversized kitchen, master bed with gorgeous bath with whirlpool, finished lower, cathedral ceilings in great room, possible in-law and so much more on all on 21 acres in desirable Scituate! $399,900 Donna DiGiulio 401-829-3825

James San Giovanni 401-924-2538

COVENTRY/NEW LIST

Waterfront Brush Neck Cove: Mesmerizing panoramic water view from every room. Kayak, boat, swim, or fish from your own backyard. Open layout and spacious rooms. 3 beds, 2 bath, dining room, walkout lower, 30 ft deck, garage, 2 sheds. $297,900

JOHNSTON/NEW LIST Great home for large family. Spacious living room, new beautiful hardwoods, four spacious bedrooms plus office and one bed in-law. First floor laundry, private fenced yard with a large shed( use to be two car garage) Close to highway. Over 3400 sq. ft. Call today for easy show! $229,987

WOONSOCKET/NEW LIST Two gorgeous 2200+sf townhouses loaded with character and fine periodic detail. Perfect for a sophisticated owner-occupant seeking space and style. Gourmet kitchen, two fireplaces, butler’s pantries, two car garage & more! $244,900

NORTH KINGSTOWN/NEW LIST

Charming cape completely updated. three bedrooms, two bathrooms, hardwoods throughout. New kitchen, windows, updated septic, large private yard with inground pool overlooking park like grounds. Great location, near Wickford, train station, beaches, Newport. $279,000

Debbie Augenstein 401-487-8652

COVENTRY/NEW LIST

Unlimited space & opportunity in this Unique Colonial With enormous Master Suite with Custom walk-in NHL Glass shower, Hot Tub and balcony. Tradesmen take notice of heated three car garage ideal for small biz &/or enthusiasts. In-law potential in Bonus Area! $329,900 Dee Southerland 401-952-0664

CRANSTON/NEW LIST

Well cared for two to three bedroom Ranch located in the heart of Cranston. Great use of space allows for easy living and plenty of storage. New water heater, central air, and more! Oversized deck with awning gives you additional space to enjoy the outdoors. $165,000 Shari Soucy 401-649-0009

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PORTSMOUTH/NEW LIST Two/ Three possible bedrooms. Desirable location, single level living, well built, estate sale. Lovely lot, great potential as a starter or retirement home. Hardwood floors, ample size rooms. Deciduous waterview of Sakonnett. $275,000 Barbara Jagolinzer 401-345-6666