Home Buyer Magazine July 2016 Issue

RHODE

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J U LY 1 5 - AU G U S T 1 8 2 0 1 6 | F R E E

HOME

BUYER © 2016

Residential

rihomebuyermag.com

The Home of the Professionals

(401) 942-6910 www.PremierKitchensRI.com

S E E

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Building Relationships One Home At A Time

Financing Available Residential

Moving Is Stressful, Choosing The Right Company Doesn’t Have To Be • Sellers

Contact

Ken Marsella

Senior Loan Officer NMLS #10430

(401) 822-4444 www.aplusinri.com

1833 Cranston Street, Cranston RI

Call 401-837-0239 For Advertising Info

100%

NMLS - #2748

Elegantly Affordable

Diana Barone

We offer loan programs to fit Full Service Realtor Gentry Moving is the company that individuals and families trust. your every need!

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving to or from a studio apartment or a five-bedroom home, Gentry Moving helps Residents On-The-Move.

• Buyers • Investors • Rentals • Short Sales

0% Down Financing • FHA Loan • VA Loan Jumbo Loan • USDA Loan • Conventional Loan 1st Choice HARP Refinance • RI Specific Programs On the day of your move, our crew will be punctual and uniformed, and you can trust that all Ave. Cranston RI of your belongings will be handled with care. As highly trained and courteous980 movers,Reservoir each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

(401) 226-3374

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

Any size move can be extremely overwhelming. When you choose Gentry Moving, we take the burden away and ensure your moving experience is as smooth as possible.

Cell: (401) 228-4344 Moving Iskmarsella@primeres.com Stressful, Choosing The Right Company

*See Our Ad on Pages 18-19

0% DOWN

Doesn’t Have To Be

Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports your every move.

Mortgages Available!

Gentry Moving is the company that individuals and families trust.

SUPPORTING YOUR EVERY MOVE

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving GentryMoving.com to or from a studio apartment or a five-bedroom home, Gentry Moving helps Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com Residents On-The-Move.

SATISFACTION

Moving Is Stressful, Choosing The Right Company Doesn’t Have To Be.

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

Your Local Mortgage Resource. Call Pier Today!

Pier-Mari Toledo

(401) 562-1238

Any size move can be extremely overwhelming. When you choose Gentry Moving, * we take Your Local Mortgage Resource. ptoledo@wavefcu.org Director, Mortgage Lending the burden away and ensure your moving experience is as smooth as possible.

75+ years financial stability.

With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity, S E E PA G E 2 2 I N S I D E F O R D E TA I L S !

Call us today at 855.436.8799 for a free estimate, and experience

Call Pier today!

Ride the Wave to financialhowsecurity. rimortgagezone.com Gentry supports your every move.

• Fixed rate mortgages

Covering All of Rhode Island

PLUS Vacation Homes Near The Water

3 ½%welcome down payment mortgages • Purchase or Call• the home team.GentryMoving.com • First time homebuyer’s • We have a programs Passion for

Pier-Mari Toledo, Mortgage Consultant

Sylvia Santilli

(401) 562-1238

Relationships • Serving RI and MA

Free Comparative Analysis

17 Yrs Of Experience

15 years

of experience

E X I T R E A LT Y P I N N A C L E

Email: sylvia.gatewayrealty@gmail.com

Experience and Knowledge

Warwick, RI 480 Greenwich Avenue, 02886

M Y T S !

Pawtucket, RI 341 Street, 02861 O Benefit OLD (401) 781-1020 • Toll Free (1-888-492-8328) Five Star Award Winner Past Three years

AT PRIMARY RESIDENTIAL MORTGAGE we are happy to help you to purchase or

Recipient of Circle of Sales Excellence Award

Kathleen Odell

Jennifer Mencarini

Real Estate Broker Associate

401-486-2832

(401) 309-3457 mencarinij@yahoo.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

These 3 RE/MAX Offices are Ranked #1 *See Our Ad On Page 23

Call Ken Cesaro Today!

Loan Officer, NMLS# 10048

kodellsells@gmail.com

Licensed Lender in RI, MA, CT, NH & FL

Cell: 401.641.0019

Office: 401.490.7123 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

Whether you are moving across the street or across the State...

401-942-0200 williamsandstuart.com CT! TRA ON C DER UN

in the State or RI by the amount of residences sold in 2014, as published in the Providence Business News, participating in the sale of 1,642 homes.

*These 3 RE/MAX offices are owned by Broker/Owner Richard P. Zompa

or a Conventional Mortgage.

Eight Time Platinum Award Winner

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All Phone Calls Returned Within 24 Hrs.

1200 Hartford Ave. Johnston, RI

SATISFACTION

Call Us Today For A FREE Estimate

855.436.8799 www.gentrymoving.com

Real Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com Also ask us about anyEstate special mortgage opportunities 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., refi02888 nance a home using an FHA, VA, USDA OVING OU for those purchasing foreclosed property or high balance • We build Long Lasting

ptoledo@wavefcu.org GATEWAY Realty

Call (401) 301-2899

• FHA mortgages

W H E T H E• Adjustable R L O O K I Nrate G Tmortgages O B U Y O R S E L L •, VA mortgages

Licensed In RI, MA and CT

NORTH KINGSTOWN

$625,000

SEE PAGE 26 FOR COMPLETE DETAILS

Shane Feeney

(401) 954-0797

HomesByShane.KWrealty.com

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

1

Promises Made. Promises Kept.

0% DOWN

100% FINANCING FHA • Purchase or REFI VA Loans • First Time Home Buyers Fixed Rate Mortgages

FREE Prequalifications FREE Credit Analysis

Call Us Today At 401.270.1740 Rhode Island Licensed Lender and Broker 20072185LB & 20072187LL. Company NMLS ID 1788. Branch NMLS ID: 289053

1 4 1 7 D o u g l a s A v e n u e , 2 n d F l o o r, N o r t h P r o v i d e n c e , R I 0 2 9 0 4 2

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

HOME IMPROVEMENT

TIPS

Windows to Change Your View street and from within each room, your experience of looking out to the world is greatly impacted by the condition of the glass through which you peer.

So if you are looking into replacing the glass in your home, it is important to both understand the value and understand what to expect when that day of installation arrives.

by Christine Dunbar Windows are integral components of home construction. However, they can also add to the value and beauty when they have been well taken care of in older homes or replaced for energy efficiency in any age home. Windows impact what you can see outdoors and how the light that’s let in helps you to see and enjoy all that is around you with less stress on your utility bill and furniture care.

Whether you are restoring an historic property or renovating a contemporary home, the windows are important construction components that add to the experience of the style of the home. Both from the

Windows allow us to see out clearly, allow light in, and allow in fresh air when the breeze is just right, or let out heat when the weather is changing.

But we also expect them to not let our controlled temperatures from air conditioning or heating seep out of any cracks due to installation or the age of the glass. We also expect them to bring in light and accompanying warmth, but not overwhelming heat that a room’s fan or air conditioning that have to be increased in order to overcome. And we also don’t expect the light bleeding in to affect our eyes, skin or furniture with sun scorching ultra violet rays that cause skin damage or fade the materials of the furniture in the room.

As you prepare to finally have your new windows installed, you should always check in with the company contractor to make sure they will be arriving and on time, first. This should occur at least one day before along with the movement of any furniture near the old windows. You can completely

clear out some rooms if they are working with one side of the house at a time. This allows them to set up work stations to remove the old materials, measure, and size framing, to place and secure the new pre-fabricated glass panes. Second, when the technicians arrive you should be able to see how they intend to protect your indoor and outdoor flooring or landscaping with drop cloths. Third, they should place old materials outside to be disposed of properly while one after the other replacing the empty spaces with your new products.

Last but not least in your consideration is that, depending upon the number of windows to be upgraded in your home, this process could take several days. However, at the end of each day, your rooms should be swept clean, all tools taken with them, and all emptied wall spaces filled with pristine glass that has been installed properly.

In the end, you will get to sit back and enjoy the energy efficient and beautiful additions to your home structure and décor. They don’t even require heavy treatments like the products of the past. You don’t need heavy curtains to keep out sunlight, heat, or cold breezes because the installation, sealants, and the panes work together to do all that you expect it toScience Articles, with minimal lift and lock applications from you.

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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REAL ESTATE

TIPS

Increasing the Value of Your Home with

Kitchen Remodeling

by Connie Lyn If you’re thinking of kitchen remodeling with an eye toward the future marketability of your home, you are making a wise move. Even if you don’t spend a lot of time preparing meals from scratch in your kitchen, chances are the room still sees a lot of use.

The activities that occur in the kitchen today are different than fifty years ago; however. Today, homebuyers are looking for different features in kitchens and paying attention to those matters when you tackle a kitchen remodeling project can really pay off later with an increased value in your home.

First, it’s important to realize that with most women working out of the home, there has been a huge impact on kitchen remodeling designs. Now, there’s usually more than one person pitching in to help get a meal on the table and this means a lot when it comes to kitchen remodeling 4

designs? Re-assessing traffic zones and food preparation centers will be an important component of your kitchen remodeling design. It means that you will need to re-assess the traffic zones of your kitchen as well as the food preparation centers. Consider adding a second prep sink as well as a second area for dicing and chopping when kitchen remodeling.

Storage is also another area that you should look at when you begin to work on kitchen remodeling. Older kitchens simply do not have enough storage.

Think about older kitchens you’ve seen.

You’ll probably notice that there has been no recent kitchen remodeling and as a result there is a significant shortage of space to store food items as well as pots, pans, dishes and small appliances.

Adding additional storage areas in your kitchen remodeling plan can be one of the best ways to instantly raise the value of your home.

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Finally, updating your appliances as part of your kitchen remodeling plan is also a good way to increase your home’s value. Homebuyers are often concerned with the reliability of appliances when they purchase a home because this can be such a big expense. After sinking a hefty portion of their savings into a mortgage, most homebuyers don’t want to turn around and take on an expensive kitchen remodeling project to replace outdated appliances. Consequently, updated appliances can be an attraction a homebuyer just can’t resist. If you’re taking the time to think about kitchen remodeling, be sure to cover this important area.

Kitchen remodeling can be a great way to give your kitchen new life and vibrancy. When you look at the right kitchen remodeling elementsArticle Submission, it can also be a great way to increase the value of your home.

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

5

Carley

Construction

General Contractors

Additions ~ Remodeling ~ Conversions Vinyl Siding ~ Roofing ~ Decks Replacement Windows ~ Finish Work Framing ~ Kitchens ~ Bathrooms Design ~ Build Since 1988 - Fully Insured - RI Reg #5509

Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com 6

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Contractors & Construction Managers Since 1966

A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls

Residential and Commercial

CALL PETE

401-258-1782 agervasioconstruction.com

Your One Stop Source For Hardscape, Paving and Outdoor Equipment

• Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

7

A Message From Rhode Island Association Of Realtors President

Arthur Yatsko before, are now able to do so. Even those who lost their home due to job loss or some other financial issue during the recession, are now able to get back into the market again. And fortunately, there are some great financing resources for first-time home buyers to help them jump into home ownership.

During the housing downturn it seemed like things were never going to turn around, but there’s no doubt that Rhode Island’s housing market has done a complete “about face”. May marked the 18th consecutive month of increased year-over-year sales.

The Rhode Island Association of Realtors reported that single family home sales activity rose nearly 19 percent in May, compared to 12 months earlier, while the median sales price rose 5 percent to $239,000. June sales statistics are due out any day and will almost certainly show the same trends.

Pending sales - or sales under contract - have also continued to show year-over-year increases each month for the past 15 months. This is a clear indication that sales are showing no sign of slowing down, despite inventory levels that continue to remain below last year’s. Buyers are tapping into the lowest interest rates in three years and home owners who were not in a position to sell

No matter where you stand -- buying or selling, this is a fantastic time to make a move. Just remember, in a brisk market like the one that we’re experiencing now, the expertise of a good Realtor can be invaluable. Homes are moving quickly and the advice of someone who knows the market inside and out can help make sure that you don’t miss out on the home of your dreams.

Happy hunting!

Arthur Yatsko

2016 President, Rhode Island Association of REALTORS

NED CASWELL 401-782-0555

nedc@rihomesearch.com | nedcaswell.com South Kingstown

Beach area “cute as a button” Totally renovated 2 bedroom cottage, everything is new, kitchen and bath!

Hardwoods, skylight, full basement, etc.

All it needs is landscaping! $199,900

Narragansett

N

Southern Narragansett - Briggs Farm, under construction, custom 1,232 SF split level, 6 rooms, 3 beds, 2 baths.

Walkout for additional 540 SF, zero maintenance, energy efficient, beach & dock assoc.

Will custom build or finish your design. $439,900

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Flagship

Narragansett

REDUCED-ALL OFFERS WILL BE CAREFULLY CONSIDERED..

South End - 11 Room Colonial, 3.5 baths, formal dining, family room, balconies and decks, 2-car garage, good 4 season rental history! $495,000

South Kingstown

Cedar Hollow Road off Curtis Corner Road..Private Compound. Nice wooded acre building site. Water tables and soils testing ready for ISDS. $139,900

AT W W W . N E D C A S W E L L . C O M

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

South Kingstown

Kingston/URI walk to campus. Delightfully maintained 1905 Colonial! 12 rooms/5-6 bedrooms 3 1/2 baths, FDR, library, GRT RM, stone FP, oversized garage, pool/fenced yard all systems up to date and more... furnishings available.

$379,900

South Kingstown

“Wilderness Farm” Matunuck Hills Ministerial Road - 5 acres beautifully wooded with Rhododendrons, Laurel, oaks, Pine.

Walking access to pristine Tucker’s Pond! $325,000

Richard Perelman

1st Choice

401.286.2005

richard@realestateri.com

C

:

RANSTON Completely Remodeled 3 Bed 2 Bath Cape. Granite Kitchen With Stainless Appliances, Hardwoods, Fireplace, Huge Deck, Updated Baths, Roof, Windows, Vinyl Siding, Gas Furnace, Electrical, Central Air, Sprinklers, Lovely Yard, Garage, Too Much To List! $299,900

CRANSTON: Location! Location! 4-5 Bed 4 Bath Colonial In Garden City! New Vinyl Siding & Windows, Hardwoods, Central Air, Gas Heat & Hot Water, Fireplaced Family, Finished Basement, Huge Deck & Pool, 2 Car Attached Garage, Walk To Shopping Center In 2 Minutes. $379,900

Ken Cesaro Loan Officer NMLS# 10048

Branch NMLS# 305552

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:

RANSTON Completely Renovated 5 Bed 2.5 Bath Colonial In Garden City ! Granite Kitchen,Stainless Appliances, Fireplace, Central Air, Hardwoods, Rec Room, Inground Pool, 2 Car Garage, Sprinklers, Gas Heat/ Hot Water, Too much to list ! Walk To Shopping / School. $379,900

AT PRIMARY RESIDENTIAL MORTGAGE

Office: 401.490.7123 Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

we are happy to help you to purchase or refinance a home using an FHA, VA, USDA or a Conventional Mortgage.

Licensed Lender in RI, MA, CT, NH & FL Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc, Lender 200417155LL, Broker 20041716LB. Division of Banks MC3094. Connecticut Department of Banking 8750. Florida Office of Financial Regulation MLD646

Diana Barone

Full Service Realtor • Sellers • Buyers • Investors • Rentals • Short Sales

WEST WARWICK

Short Sale, This One Level Ranch Offers 2 Bd 1 Bath, Dining Room W/ Fp, Lg.enclosed Porch, Original Hardwood Floors, Very Large Yard, Plenty Of Frontage, Set Back From The Street For Privacy. $93,000

980 Reservoir Ave. Cranston RI

(401) 226-3374

1st Choice Building Relationships One Home At A Time

SMITHFIELD

Easy living best describes this sun filled end unit townhouse, new flooring in dining and bath, generous closets, washer/dryer in unit, high ceilings with exposed beams, gym on site, parking, walking distance to freshwater beach. Minutes from 295. $149,000

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

JOHNSTON

Loads Of Potential, This Oversized 3 Bed Cape Offers, New Heating System, 18X12 Master Bed, Large 20X13 Living Room With Fire Place, Masonary Vinyl Siding, Basement Ready For Your Finishing Touches, Perfect 203K Cosmetic Rehab. Fenced Yard, Pool. $185,000

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

CENTURY 21 STACHURSKI

CENTURY 21 TOPSAIL REALTY

Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

CENTURY 21 TREND REALTY

Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON

East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

CENTURY 21 STACHURSKI

CENTURY 21 GONSALVES-PASTORE

Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate?

Sales Positions Now Available…

No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today.

Pre-License Classes are available Find out what CENTURY 21 can do for you!

10

SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Richmond

West Greenwich

Warwick

Foster

Enjoy privacy in this oversized cape on a beautiful & serene 7.5 acre lot in West Kingston. 3 beds, possible 4th, & 2 baths. Tons of space! 3 car garages, hardwoods, fireplace, large kitchen with dining area, big bedrooms, easy access to Rt. 95. $329,000

Custom colonial has it all! On private 3.7 acre lot, large living room, 4-5 beds, huge master/walk-in closet/ bath, heated 2 car garage/new doors, new furnace, above grd pool/deck, possible in-law in lower with new kitchen, bedroom & living room. $394,000

Beautifully maintained Dutch colonial features a double living room, 4 beds, 1.5 baths, sun room, two car detached garage, large deck, huge back yard perfect for entertaining, many updates including furnace, windows & roof. Come see for yourself! $274,900

Quality built cape, 17 ft. cathedrals, 3 beds, 4 full baths, massive 300 sq.ft. master/custom bath, 17 ft custom stone FP, 2nd floor media rm/wet bar, lower walkout, poss in-law, detached 3 car garage/barn/lift & loft, man-made catfish pond. $499,900

South Kingstown

Coventry

Warwick

Coventry

Coventry

East Greenwich Recently

Coventry

Country cape/ gambrel features hardwoods throughout, 4 good sized bedrooms, bright kitchen with granite center island, nice deck off kitchen slider, finished lower for FR or office with walkout, all at the end of a cul-de-sac. Walk to URI! $384,900

Spacious contemporary with possible in-law, 3 bedrooms, 3.5 baths, fully applianced, central air, 2 car garage, great back yard, great neighborhood, Johnson Pond access. $368,900

Charming ranch! Excellent condition, oversized master with private bath, family room with fireplace, beautiful yard and outbuildings - cabana with hot tub.

Must see inside! $249,933

remodeled, this immaculate 3 bed ranch has new granite kitchen/center island/SS appliances, gleaming hardwoods, enormous LR/beautiful stone FP, 2 full tile/granite baths, breakfast nook, C/A, finished lower, all on one private acre. $373,500

Oversized 3-4 bed colonial, beautiful hardwoods, spacious bedrooms, new bathrooms, triple-paned new windows, central air, nothing to do but move in! $219,900

Beautiful colonial, lots of upgrades, built-in shelving in LR, finished bonus rm, ldry on 2nd floor, finished lower/ fitness rm/FR/bar, huge deck, nice patio, shed, above ground pool, fenced yard, on cul-de-sac, A must see! $419,900

Beautiful immaculately maintained contemporary on cul-de-sac.

Cathedral ceilings with skylights, bright and sunny family room, lots of windows for natural light and large deck for entertaining. Brand new roof and two storage sheds. $254,900

Coventry

Beautifully maintained stately colonial!! Original character abounds with fireplaces, wood floors and large enclosed porch. EIK with island, formal dining, 5 beds and plenty of storage! Oversized garage and more. $229,900

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

11

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualify

Have you served in the armed forces?

Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Doug Iannuccilli

The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans

Mortgage Loan Originator NMLS #19741

595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828

Office: 401-257-6577 Cell: 401-499-3684 Email: diannuccilli@homebridge.com

The HomeBridge Vision

• • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-499-3684

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828.

Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

Call 401-257-6577 For More Info Homebridge.com/DougIannuccilli

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211

Christine Kulacz 401-569-8324

Kim Prasinos 401-640-9696

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Cumberland

Cumberland

Lincoln 3 Brushwood Drive. Welcome home!

Lincoln

Cumberland

Cumberland

Cumberland

North Smithfield

3 Cathedral Court. Get your bags packed! Fantastic open floor plan Colonial in great location; hardwoods through out entire 1st&2nd flrs; finished rec rm w/walkout; waterfall, trex deck;beautiful yard;gas & sewer! Central Air; Cathedral family rm w/gas fireplace. $479,900

38 Boyle Avenue.

Deceivingly large 3 bed Colonial tucked on a quite side street. Hardwoods; Huge cathedraled addition with sliders to trex deck overseeing large yard.

Oversized garages. $279,000

27 - 29 Mt Pleasant View.

Absolutely impeccable duplex - 3 bedrooms on one side/ 2 on the other. Crisp and clean and ready for move in day! Have the tenants pay your mortgage!! $309,900

30 Paine Road. Nestled in the heart of Arnold Mills, this private 3 bed ranch offers some fantastic features - open dining room, kitchen with granite; gleaming hardwood floors and crisp paint, back yard retreat - mahogany deck and oversized shed; acre plus of land

$364,900

Well maintained 3 bed in fabulous Kirkbrae area.

Admire the grounds from your screened porch overlooking the glistening blue water of the in-ground pool. Rec rm w/ wet bar; Yard abuts woods. Great Lincoln schools; Easy highway access. $369,900

6 Chambers Street. Amazing investment opportunity --solid brick office building w/ 3 distinct rental options! Right side was dental office for many years. Additional 3-4 rm second office + a third one rm office w/street access for add’l income potential. Full basement! $265,000

400 New River Road. Great first floor unit with access to private patio and ability to walkout of your slider and enjoy the outdoors!

Clean and ready to move into! Stainless appliances, cherry kitchen, tucked in toward the back of the complex! $114,000

40 Old Louisquisset Pike.

Fabulous Townhouse with Hardwood; Cathedral Ceilings; Granite in Kit & Baths; Mast Bed on 1st AND 2nd floor; Living room with Gas Fireplace; Private Deck; Open Floor Plan; Full Basement; Convenient Location! $295,000

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Cumberland

4 Kings Row. Stop your search -- finally a lot in Avalon Estates! Fabulous buildable lot in Arnold Mills! Great corner lot!!

Perfect sandy land. Square footage minimum restriction. Call for more details. $265,000

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North Smithfield

Rock Cliff Condos.

40 Old Louisquisset Pike. Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $265,000

Lincoln

277 Reservoir Avenue. Great-sized raised ranch on beautiful Reservoir Rd in Lincoln near Pawtucket line. Unbelievable manicured grounds; Property being conveyed by Trustee in “as is” condition. $264,900

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Cumberland

76 Countryside Drive.

Deceiving fully renovated Pottery Brn Rolling Acres cape. Open flr plan, FR w/ sliders & screened in porch; NEW kitchen, stainless appliances, 3 full baths, heat & AC, windows, and roof!! Walkout lower playrm. MBR on 1st or 2nd flr. Comm.Schl SHARP! $459,900

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Warwick

North Kingstown

Call Peter Ciccone, Hill Harbor Group RE/MAX Professionals, 401-487-0774

Call Peter Ciccone, Hill Harbor Group RE/MAX Professionals, 401-487-0774

Governor Francis Gem! Updates throughout! 2800 Sqr Ft of living space. Must see huge master suite addition, updated kitchen with granite and ss appliances, hardwoods throughout, Cen/air, 2 fireplaces and an elevator. Beautiful private fenced yard. $359,000

Warwick

Stunning Contemporary set high on private landscaped lot at end of cul-de-sac! Granite kitchen, high ceilings, and western exposure provide great entertaining space!

Lavish master suite, secluded yard, 4th bed option, and 1st level expansion possible. $549,900

Call Gus Marsella, RE/MAX Professionals, 401-639-9914

Smithfield

An Entertainers Dream House Tucked Away On Secluded Cul-De-Sac Has All The Features For Those With Discerning Tastes. This Well Cared For Home Experienced Quality Updates Over The Past Few Years Allowing You To Simply Move In And Enjoy. $534,900

Call Joe Botelho, Realtor, 401-438-0100

Ken Marsella

Senior Loan Officer NMLS #10430

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Resort style living in this pristine end unit town house within RI’s premiere golf community. Enjoy water views from your luxurious master suite with spa like bath. Elegant, open and bright throughout. Convenient to beaches, Main St in EG and airport. $699,000

Fabulous show in premiere neighborhood! Convenient to highway, beaches and Newport. Great design, must see kitchen and vaulted great room. Finished lower level, must see patio that leads to large, beautiful yard. $875,000

East Greenwich

Narragansett

Call Gus Marsella, RE/MAX Professionals, 401-639-9914

Call Gus Marsella, RE/MAX Professionals, 401-639-9914

Stunning Private Home in Chestnut Hill Estates! Lush Landscaping Surrounds an Outdoor Oasis Including Granite/Stainless Kitchen, Heated Pool, Hot Tub, Wood Fired Oven and Fire Pit! 3 Walk-In Closets, Solarium off LR, Generator, and Finished Lower! $899,900

East Providence

Just Move Into This Remarkable 4 Bed, 2 Bath Cape Toally Updated In The Last Few Years Featuring New Kitchen And Baths, New Heating And Central Air And Second Floor Master Suite. To Much To List Here So Come See For Yourself! $239,000

Call Joe Botelho, Realtor, 401-438-0100

100% Contact

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Call Peter Ciccone, Hill Harbor Group RE/MAX Professionals, 401-487-0774

Harbour Island retreat with all the desired conveniences including 2 car garage, central air, open floor plan, and 3 full baths! Spacious master suite w/ walk-in closet, oversized western facing deck for entertaining, all on a private corner lot! $599,900

East Providence

Move In Ready Cape Features Gleaming Hardwoods Through Out, Granite Kitchen, New Heating System And Roof, Garage,Fenced Yard, All In Very Convenient Rumford Location. $199,100

Call Joe Botelho, Realtor, 401-438-0100

Financing Available

We offer loan programs to fit your every need!

0% Down Financing • FHA Loan • VA Loan Jumbo Loan • USDA Loan • Conventional Loan HARP Refinance • RI Specific Programs

Cell: (401) 228-4344 kmarsella@primeres.com

DISCLAIMER: Some products and services may not be available in all states. Credit and collateral are subject to approval.

Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc., Lender 200417155LL, Broker 20041716LB.

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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15 years of experience MOVING YOU TO SOLD!

Five Star Award Winner Past Three years Eight Time Platinum Award Winner Recipient of Circle of Sales Excellence Award

Kathleen Odell Real Estate Broker Associate 401-486-2832 kodellsells@gmail.com

Top Agent OF THE MONTH

Joellen Wunner

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North Kingstown 4 room, 2 bed, 1 bath Condo; granite kitchen/stainless appliances; hardwoods; laundry; hardwoods; convenient location. $113,900 Santosh Saran ext. 61

North Kingstown - Cedarhurst

Fabulous 7 room, 2 bed, 1.5 bath Townhouse; open living/dining room; soapstone kitchen; Brazilian hardwoods; water views from every room. $339,900. Joellen Wunner, ext 56

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North Kingstown - Spring Green

Make this 7 room, 3 bed, 2 bath Ranch your own. 3 season room; hardwoods; shed; vinyl fence; needs TLC. $202,000 Becky Moniz, ext. 18

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East Greenwich - Oakcrest Gorgeous 9 room, 4 bed, 2.5 bath Colonial on 3+ acres; granite/cherry kitchen; family room/fireplace; 1st floor study; air; alarm; 2 car. $514,900 Rob Cressman, ext. 32

East Greenwich - Queens Grant Spacious 3,600’+, 9 room, 5

bed, 3.5 bath Colonial; open kitchen/family room; formal living & dining rooms; sun porch; in-ground pool; 3 car. $609,900 Caroline Cressman, ext. 17

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East Greenwich - Tanglewood Stately 8 room, 4 bed, 2.5 bath Southern Colonial; large living & family room, hardwoods; 2 car. $469,900 Caroline Cressman, ext. 17

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South Kingstown - Matunuck Extraordinary 10 room, 5 bed,

2.5.5 bath Colonial overlooking Potters Pond and the Ocean; great room; dining room; large fenced yard. $919,000 Rob Cressman, ext. 32

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Warwick - Rivervue Unique 6 room, 2 bed, 2 bath Bungalow with water views; fabulous master suite with sitting area; gas fireplace living room; paver patio. $395,000 Caroline Cressman, ext. 17

Topp Real Estate Esta tate Agents AWA R D W I N N I N G PROFESSIONALS

Karen Hurst STONEHURST REALTY

Broker/Owner

Your Neighborhood Realtor Voted Five Star Professional featured in RI Monthly 6 years in a row by my clients Listing Broker HUD homes Visit My Website For More Info

www.ricoastalliving.com

(401) 301-6887 reohurst@aol.com

Sandy Deignan Realty Associates

Realtor®

Mike Grandchamp

Bill Bell Advantage Group

Realtor Associate

Helping Clients Achieve Their Goals For 25 Years!

Since 1990 I’ve been through many different markets while assisting my Clients buy and sell property. In todays market there are many technologies that assist Buyers and Sellers with Real Estate Issues, but I have found Clients are still looking for assistance from someone who has been there before.

Realtor®

Helping Bring Buyers & Sellers Together!

Let my experience and knowledge guide you through your home buying or selling process.

Let me help you achieve your Goals.

(401) 450-2521 billbell@remax.net

Helen Coupe

(401) 529-8054 grandchampsold@gmail.com

Mary Ann Young

Metro

Broker/Realtor®

Central

Realtor®

4X RI Monthly Five Star Professional Award Winner

Helen R. Coupe, a name synonymous with Rhode Island real estate.

Helen has been a licensed real estate “Broker” in RI and nearby Massachusetts since 1986. She has accomplished numerous sales achievements awards during her career, a sampling includes: * RE/MAX Top Ten Agents in Rhode Island for thirteen consecutive years, including #1 RE/MAX Agent five consecutive years. * #1 RE/MAX Agent in all of New England three consecutive years. * Ranked as one of the Top 100 RE/MAX Agents in the United States. * RE/MAX 100% Award for 20 consecutive years – ranking her in the top 1% of realtors nationwide. * RE/MAX Platinum Club – the Elite RE/MAX Agent’s Club. * Recipient of the very prestigious RE/MAX “Hall of Fame” award. * Recipient of the coveted “Lifetime Achievement Award” one of the highest honors bestowed upon RE/MAX Agents acknowledging her service to the thousands of families she has assisted in their real estate needs. Helen is committed to giving the best service possible to her clients, she states she accomplishes this through hard work, continuing education, and listening to the needs of the people who put their faith & trust in her.

For all your real estate needs, call a proven performer with years of experience and thousands of success stories.

(401) 585-5791

(401) 942-7000

(401) 487-9429

sandydrealtor@aol.com

helenrcoupe@verizon.net

remaxmaryann@yahoo.com

Every transaction builds my reputation.

My mission is to build a positive reputation one transaction at a time.

Let’s Make Your Purchase a Positive Experience SFR, BPOR, CDPE, CMRS

I am proud to say that I have been a full time agent with RE/MAX Central for the past 13 years.

My awards include the 100% Club each year. Hall of Fame. Top Agent for transactions for the past 5 years.

I close 60 plus transactions per year.

My designations include GRI, ABR, SRES. I specialize in residential sales but have experience in all fields.

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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To Pay or Not to Pay...

that is the question

by Daniel E. Giroux, Owner, A-Plus Mortgage

Today’s mortgage market gives the borrower much more flexibility. The days of 20% down are a thing of the past. Today programs offer 100% financing for Veterans, first time home buyers, and on USDA loans, 96.5% financing for FHA buyers and 95-97% financing on conventional programs. The biggest question is, what you qualify for and how much should you put down when buying a property. Recently I had a client that was looking to purchase a $400,000 property. He had great fico scores, money in the bank, great income, and wanted to put (20%) $80,000 dollars as a down payment. The client’s goal was to have a lower payment by putting as much money as he could down on this property.

What the client did not know was he had options. He was under the impression that he needed to put 20% down. After a bit of conversation and research, it was discovered that the client had $35,000 in credit card debt that was costing him about $900 a month. We discussed the pros and cons of putting down a large down payment and the pros and cons of paying the credit card debt and putting less money down on the purchase.

1. Credit cards have much higher interest than a mortgage 2. Credit card interest is not tax deductable 3. The payments on $35,000 worth of credit card debt was $900 a month Many clients believe that if they don’t put down 20% they will be required to pay mortgage insurance and will have a much higher rate. This is not

Buying a home is more than a purchase price and a down payment.

It’s an investment into your future.

the case. In today’s mortgage market we can offer great rates with less down and there is a program called Lender paid mortgage insurance that eliminates the borrowers needs to pay a monthly mortgage insurance premium.

Every loan and every person’s situation are always different, but in this particular case here was the final result.

Client thought they wanted:

$400,000 purchase with $80,000 down and $320,000 loan size. The principal and interest payment on a 30 year mortgage would have been $1528 plus the remaining credit card debt ($35000) at $900 per month leaving the borrower paying $2428 per month.

The client decided to go with:

$400,000 purchase price with $40,000 down and a $360,000 loan size.

The principal and interest on a 30 year mortgage payment is $1771, the credit cards are paid off and the client still has $5000 left from the $80,000 to buy new furniture for his new home.

In this case, the client saved $657 of monthly cash flow and kept $5000 in his pocket. If the client was to apply these saving directly back to the principal of their mortgage each month they would have their mortgage paid in full in less than 15 years.

My point in sharing this story is to show home buyers that you have options. Sometimes you need to step back, take a deep breath and explore those options before you jump in. Buying a home is more than a purchase price and a down payment. It’s an investment into your future.

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Daniel E. Giroux NMLS 26531

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Owner A-Plus Mortgage LLC NMLS # 2748

Showcase Listings

Providence More than meets the eye! This unassuming Ranch features 3 to 5 Bedrooms and 2 Baths with a full Lower Level In-Law Apartment with walkout to private yard.

Needs minor cosmetics and elbow grease. Close to 95 & 146. Subject to Short Sale Approval. $99,900 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties

Westerly

Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! $324,900

Mary Lyons 401-439-8507 RE/MAX Central

Johnston

Loads Of Potential, This Oversized 3 Bed Cape Offers, New Heating System, 18X12 Master Bed, Large 20X13 Living Room With Fire Place, Masonary Vinyl Siding, Basement Ready For Your Finishing Touches, Perfect 203K Cosmetic Rehab. Fenced Yard, Pool. $185,000

Diana Barone (401) 226-3374 RE/MAX 1st Choice

The Home of the Professionals

Johnston

Well maintained open floor plan w/kitchen island. Brand NEW Heating System in March 2016! Lots of light, 3 season sunroom & hot tub! Fireplaced LR, hardwoods, finished basement area w/dry bar. Located on a corner lot, connected to sewer. www.83lookoutave.com

Kathy Souza 401-265-4494 RE/MAX Preferred

Eric Maluk Owner NMLS #4733

Daniel E. Giroux Owner NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886

(401) 822-4444 www.aplusinri.com

Pawtucket Wonderful 3 Bed Ranch Featuring: Vinyl Siding, Replacement Windows, Hardwood Floors, New Kitchen Counters & Sink, 3 Season/ Mud Room, Rec. Room, Laundry, Poss. Bed in Basement, Gas, Sewer, Nice Back Yard Partially Fenced, Great Location, Move in Ready. $169,900 Jamie Rebello 401-241-7728 HomeSmart Professionals RE

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Glocester

Glocester - Chepachet!! Great House lot located on 10acres- nice private location! Short commute to Providence! Great proximity to Eastern CT also. Inquire to learn more about potential options with this lot! www.0elbowrockrd.info

Kathy Souza 401-265-4494 RE/MAX Preferred

Coventry Plenty of space in this clean and bright custom built home. Open concept with vaulted ceilings and oversized windows. Fantastic finished lower level with in law potential.

Beautiful deck, patio, spacious yard, and gardens. Minutes from Rt.2 shopping. $379,000 Maria Levesque 401-490-1580 RE/MAX Professionals - Hill Harbor Group

We specialize in Real Estate and Personal Injury law.

692 Warren Avenue East Providence, RI 02914

P: 401-270-1144 | F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com

East Greenwich

Warwick

Justin Mandese 401-465-8056 RE/MAX Professionals - Hill Harbor Group

Janet Audet 401-486-7410 Coldwell Banker

Refined elegance meets historic charm. Whether you fancy equestrian, wine vineyards, farming, housing classic automobiles, even starting a brewery. Modern take on an 18th century style cape, the main house is lavishly finished. Luxury & allure abound. $1,495,000

Providence Fabulous East Side Location!

Open Concept LR/DR. Large Kitchen. Stainless Steel. Master Bed/Bath with Skylights. Central Air. Two Brick Fireplaces, Sauna. Fenced Yard.

Lovely, Quiet Area within Walking Distance to Restaurants, Parks and Brown Univ. $547,000 Renee Boiteau 401-369-1299 Keller Williams Realty

Nice Cowesett Location Close To Eg Line. Beautifully Maintained 4 Bed, 3 Bath Raised Ranch ;Possible In-Law,Open And Airy With Waterview Of The Marinas, Granite Kitchen, Hardwoods, Sprinklers,Dining Room Opens To An Oversized Deck,Gorgeous Stone Wall. $369,900

Providence Family owned for 96 yrs pride of ownership throughout! All big ticket items done, trex decking, large units& lot, new stone steps and walk way, updated kitchen, hrdwd flrs, garage. Great owner occupied, walk to PC, Once in a lifetime opportunity! $210,000 Emily Kheradi 401-243-5520 Keller Williams Realty

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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NORTH PROVIDENCE NORTH PROVIDENCE NORTH PROVIDENCE EW

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Top notch location on quiet dead end Street! Home boasts upgraded kitchen, bathroom and finished lower level. Fenced yard and many modern upgrades. Third bedroom below grade. $229,000

Totally renovated In and Out! Hardwoods throughout and updated kitchens and bath’s. Located close to all amenities.

Highway access and short commute to downtown Providence. $199,900

Don’t miss your chance to own in the desirable Fruit Hill area of N. Providence.

This home features a sun drenched upper level including a MBR w/full walk in closet, hardwood flrs throughout& many built in custom features. Plus beautiful backyard landscape. $164,999

NORTH PROVIDENCE

CRANSTON

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Eloquent & fine construction complete the exterior & interior for exceptional design and attributes! Desirable location!! Many updates include granite & ss kitchen, expanded living areas, potential in-law, master suite and more! $339,900

Beautifully renovated colonial set back on park -like grounds on a cul de sac close to highway & all amenities! Hardwood floors, granite & ss EIK, cozy family room w fp & walkout to patio, master suite w private balcony & master bath! POOL NEEDS WORK. $339,900

Open flr plan perfect for entertaining.Contemporary 4 BR, 3 1/2 Bth,Basement ready to be finished-Possible In Law.Exterior just recently painted,This home is nestled on 2 manicured acres of land.It has central air,sprinklers,6 zones of heat. $474,999

PROVIDENCE

NORTH SMITHFIELD

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Massive home full of potential. 14 Total Rooms. Formal Dinning, Fire place. Over look Mashapaug Pond. Three full living levels with fenced in yard. $149,000

Custom Colonial w/ the works! Private Lot, 3 car garage, 2FP,Gas heat, 2 master suits w/ walkins &baths! 3 full 2 half bths! Amazing schools,easy hwy access to Bos/Prov.

New 50 Yr Roof! Low Taxes! $459,900

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Beautiful newly renovated home with high end finishes!! Fully applianced kit w granite counters,open space flr plan&potential in-law opportunity with granite kit in lower level!!Fenced in yard,deck,shed&off street parking. $189,900

Access MLS to See Homes On The

www.MyDreamHo

Call 401-359-2338 to Assist Yo

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Turn Key & Meticulously Kept Beautiful Colonial on a Corner Lot of Governor Francis! Spacious living areas complete w hrdwd flrs, master suite w master spa & in-law potential w full kitchen & bath in lower level! Fenced in yard. Walk to water! $419,900

SOUTH KINGSTOWN DO

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Turn Key Condo w Grnt & SS EIK. Completely Renovated. Easy Pet Policy!

LNDRY Hook ups in unit. Value Hunters Take Note!! Priced $37k under market & $12k under assessed! Plenty of space, huge yard, lovely river & scenery! Close to URI, Peacedale, Beach! $164,900

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

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PLE LTIERS U M FF O Pristine lot with an abundance of privacy!

Beautiful home set back on over 3 acres of picturesque landscapes! Home features Master Suite w walkout to deck, potential in-law, 4 to 5 car garage, cathedral ceilings in the oversized eat in kitchen & more! $399,900

Get Your Homes Insta

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Tune into The Ro Real Estate Simplified, R Trusted Real Estate New Show! Sunday’s 10 am o

nstant Value Report

Price411.com

See ALL Available The Market!

T! S I WL E N

mHomeNow.com

38 for a Top Realtor You Now!

Burrillville Custom colonial with panoramic sun-soaked views of pristine Spring Lake! Enjoy an abundance of indoor/outdoor living space, an energy efficient design, private boat launch, deck & waterfront patio & 4 seasons of activities! $499,900

E! M HO G ZIN A AM

e Round Table d, Rhode Island’s Most News & Advice Radio am on Newsradio 920!

North Kingstown

Immaculate & stunning 4 bd 3.5 bth colonial w over-sized master suite, in-law, granite kitchen, updates throughout, generator, 3 car garage and lovely 1.5 acre well manicured lot The Glen! Easy ride to train, beach, BOS, PROV & more! $579,900

CALL 401-603-3646 TODAY

FOR A MORTGAGE PRE APPROVAL

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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East Providence $279,900

Rumford – New 3 bedroom, 2 bath Raised Ranch with 1 car garage, central ac, hardwoods, gas heat, finished lower level with large Family Room and extra room for gym or study.

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Smithfield $379,000

New waterfront 3 bedroom, 2 ½ bath Colonial. Option to finish bonus room over garage. 2nd floor laundry, central ac, walkout basement.

Canoe, kayak from your rear yard.

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Warwick $254,900

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Impeccable condition!

3 bedroom, 2 bath Raised Ranch with great deck and patio area, above ground pool, fenced yard, inground sprinklers, beautifully landscaped and heated garage.

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Cranston $299,900

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Coventry $224,900

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Dean Estates – Well cared for 4 bed, 2 ½ bath Tri-level.

Original owner. Fireplace, deck, patio, beautifully landscaped. 2 car garage.

Super convenient area.

Walk to Garden City.

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Cowesett - Very nice 4 Bed Colonial on quiet cul-de-sac.

Hardwood floors, front to back living room with brick fireplace.

Large formal dining room, central air, garage, deck and high end replacement windows. Toll Gate Schools.

Cranston $299,900

UT

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0% DOWN

Fairview Ave area - 4 bed, 1 ½ bath Colonial with lots of charm. Living Room with fireplace, dining room, fully applianced eat-in kitchen, oak and pine floors, central ac, vinyl sided, replacement windows. 2 detached garages, new septic by closing.

Mortgages Available!

Your Local Mortgage Resource.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

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www.rimortgagezone.com

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

JOIN OUR WINNING TEAM! @JoinRemax.com

To find your dream home

VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com

These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.

MAJOR BRANDS MARKET SHARE Year End 2015 January-December

7,000

6,000

RHODE ISLAND

21.70%

5,000

RHODE ISLAND This bar graph combines the ‘sold’ properties (Single Family, Condo, Multi-Family, Land & Commercial/Industrial) of all office locations and independent offices of each multi-office or franchise organization identified, which properties were sold by such organization itself, or with the aid of a cooperating broker, according to publications of Local Board or Multiple Listing Service in the geographic area and time period indicated. Year End data compiled from figures provided from 01/01/15 to 12/31/15.

4,000

3,000

2,000

7.76%

6.99%

6.03% 3.95%

1,000

0

Keller Williams

Coldwell Banker

Residential Properties

Century 21

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

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—— NOT ALL GREAT MINDS

THINK ALIKE E=mc

2

SOLD!

TUNE INTO THE

REAL ESTATE INSIDERS

Albert Einsteis n Geniu

Paul& Zarrella Williams

Stuart Real Estate

Broker/REALTOR®

Sunday Mornings at 10:00 on 630 WPRO and 99.7 FM. Watch and listen @ 630wpro.com.

24

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

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3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Narragansett: Heart of the Pier! Exquisite wa- Westerly: ter views! Family compound/investor. 9 BR, 4,5 BA, plus living space over three levels. Two level deck, stone fireplaces, cathedral ceilings. Kitchen each level. Walk to town beach.

Unique opportunity. $2,100,000 CALL KAREN CATUOGNO 401-363-8888

Warwick:

Live and work in Historic Apponaug Village at the Tide Mill circa 1710! Former design studio/showroom, waterfront, access to cove! Old world with modern updates, central air, pellet stove, granite. Office on main, apartment above, Too much to list! $224,900 CALL DON MORASH EXT 216

Coventry:

Come and put your TLC on this one owner home in desirable Highwood Estates! Sold as is! Inlaw potential $229,000 CALL JILLIAN NAYLOR 401-742-2142

Estate Sale. Desirable Nayatt. 4 bed colonial with fireplace, gleaming hardwoods, corner dead end, property abuts acres of land conservation, breathtaking Narragansett Bay views! Walking path to secluded beach. Needs updates but well worth it! $449,000 CALL BEVERLY COURNOYER 401-255-4615

Providence:

Johnston:

Contemporary styled split level loaded with amenities! New heat/ac system! Vaulted ceilings, 2 baths, fenced in rear yard. Dynamic views of the city ! This home is move in ready and loaded with options! Not a ride by!

Must see to appreciate! $219,900 CALL ERIN SHERIDAN 401-413-6794

Newport:

Exquisite Newport estate one bedroom condo in bucolic setting walk downtown and to water. Private entry. Exposed granite and brick. Open floor plan. Radiant heating. Perfect getaway or downsizing option. Low condo fees. Assigned parking. $299,900 CALL KAREN CATUOGNO 401-363-8888

Listing Agent of the Month Warwick: Location, Location!! Spacious Home with new carpeting some new windows, new stove and dishwasher. Tollgate school system. Large Deck and yard. $249,900 CALL CARMINO MARRAPESE EXT 233

Barrington:

Estate sale no disclosures! Sold as! Inspections for informational purposes only. $139,900 CALL ERIN SHERIDAN 401-413-6794

Ray

HaRRington

Sun drenched ultra sharp 3 bed contemporary home. Brand new kitchen + stainless appliances, easy care laminate and wall to wall carpeting. 2 full baths, generous bedrooms with walk-in’s. Quaint rear private yard.

Dynamite house, NOT A RIDE BY!. $199,900 CALL ERIN SHERIDAN 401-413-6794

Coventry:

This prime property contains a 3 family home on a large 1 acre + lot with 500’ frontage. Possibilities are endless for this property. Can be used for commercial use as well. Developers take note ! Condos on the Lake? Additional adjacent property available. $275,000 CALL DON MORASH EXT 216

5

Star Winner

4 yeaRs in a Row!

Providence:

Estate Sale! Immaculate Colonial ready to move in. Recent roof, heating (gas) vinyl siding, windows, stove, etc. 2 car detached garage! Don’t miss out on this one! See attached features. $229,900 CALL DON MORASH EXT 216

Narragansett:

Turn Key investor opportunity.

Newly renovated 2016, kitchen, bathrooms, stainless, top quality interior. Includes new furnishings, soup to nuts, ready to go. Leases in place for summer weekly/ academic year 201617. Call for income/exp details. $525,000 CALL KAREN CATUOGNO 401-363-8888

Warwick

What a great view! This home was built to FEMA specifications. Features 2 bedrooms with a dressing room, 1 1/2 baths .Multiple decks and , garage Good for all year living or summer home. walk to park and beach. Check it out! best value in town. $214,900 CALL CARMINO MARRAPESE EXT 233

Selling Agent of the Month tony Ricci

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

25

Shane Feeney

(401) 954-0797

HomesByShane.KWrealty.com

T! C TRA N CO R DE N U

North KiNgstowN

Best Price In Slocum Woods & Move In Ready! Beautifully Upgraded, 10Ft Ceilings Hardwoods Floors, Prof Kit, Crown Molding,Transoms, Chair Rail, Freshly Painted, A Salt Water Pool & Hot Tub! Built By Redmond & Turnquist. A Must See! $625,000 | MLS# 1130648 26

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Keith Dulude, NMLS# 3973 - Loan Officer - No Direct Extension David Travers - Branch Operations Manager - ext. 5301 Traci Cunningham - Operations - ext. 5302 Denise Ciaccio - Operations - ext. 5303 Seana Petrangelo - Front Desk - ext. 5308 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

27

We’ll Help Make Your Dream Home A Reality.

Apply for an FHA Title I Home Improvement Loan from Admirals Bank Today!

Includes Solar and Renewable Energy Projects No Equity or Appraisal Requirements Terms up to 20 years Title I covers a variety of different improvements!

Borrow up to $50,000 Admirals Bank offers a full range of purchase and refinance programs as well!

Let Admirals Bank Help Finance the Home of Your Dreams!

Mortgage Lending Team: (800) 562-6663 Home Improvement Lending Team: (800) 715-8472

*Lien will be placed against the property. Lien will be in ďŹ rst or second position. Newly constructed residential structures must be completed and occupied for 90 days. All loans subject to credit approval. NMLS ID: 527702 28

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Sylvia Santilli (401) 301-2899

Email: sylvia.gatewayrealty@gmail.com

GATEWAY

Covering All of Rhode Island +

Realty

PROFESSIONALS (401) 529-8228 jrm6@cox.net

Jo-Ann Molinaro

Top 4%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

JOHNSTON OFFICE SPACE | $$500 / 600FT2

Can use for Accounting, Engineering, etc..

2nd Floor 600 sq ft of open space, high ceilings, pine floors.

I am available to show... HEAT & ELECTRIC ARE INCLUDED. $500. MONTHLY. APPLICATION REQUIRED 1st months rent $500. plus $500. for last months rent. (total $1000.) secure building / great offer!

CALL SYLVIA FOR SHOWING AT 401-301-2899

653 Atwood Avenue, Cranston, Rhode Island

401-270-1174 GrecoRealEstate.biz

Woonsocket $184,900

Ranch Newly Renovated • Kitchen with granite & stainless appliances • 3 bedrooms • Updated bathroom with granite counter

CT YS RA DA T N 5 CO AN 1 R DE TH UN ESS L IN

Cranston | $349,900 | MLS# 1131235

Location, Location, Location! Attention investors/business owners, call today to view this totally updated building. New flat roof, all new electrical, new office Build-Out, zoning for many different types of businesses, & warehouse with bay door.

T AC R NT S CO DAY R DE IN 3 N U

• New heating, roof, windows • Breezeway • 1 car garage

Coventry

$324,900 • Summerfield Water front Colonial on tranquil South Pond • Kitchen w/granite & brand NEW stainless appliances • Freshly painted interior • Hardwoods • 3 bedrooms, 2 1/2 bathrooms • Finished lower with walk out • Unfinished bonus area • 2 car garage

Cranston

$309,000 • Hillside Farms Pristine Colonial set on a near 1/2 acre • Updated kitchen with maple cabinets & granite counters • Formal dining room • 4 bedrooms & 1 1/2 bathrooms • Hardwoods • 1 car garage

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

29

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options.

Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state.

To learn more, visit loans.rhodeislandhousing.org.

MOVE UP

MOVE IN REFINANCE

Rhode Island Housing’s Ocean State Grad Grant is designed to help college graduates finance homes in Rhode Island by offering a special first-time homebuying grant of up to $7,000 toward their down payment. Eligible borrowers may qualify for additional help with closing costs.

Go to GradGrant.org to find a participating lender in your area, along with tips to help you with the application process.

30

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

North Providence - New Listing

Looking to buiLd in desirabLe Western Cranston?

Select your lot and customize your dream home.

Water, sewer and gas are included.

Please view our other PREMIER offerings Coventry

Meticulous, well maintained open floor plan colonial with park-like grounds! Upgrades throughout! hardwoods, granite, great master suite with full bath & walk-in closet! Freshly painted & ready to move in! Don’t wait-This one won’t last! $459,900

1900 SMITH STREET

Colonial, 2 beds, 1 1/2 baths, living room, dining room, eat-in-kitchen, office, enclosed porch. Large rooms with 1793 square ft. of living area plus an 1100 square ft. finished basement. Immaculate, move-in condition. Vinyl sided, 2 car garage, maintenance free exterior.

Corner lot. Perfect location for home and office. Asking $195,000. www.1900Smith.com

(401) 527-1148 or (401) 934-1148

René C. Hague

GRI, SRS

Licensed 1994

Absolutely stunning Colonial with a sprawling floor plan, top of the line upgrades, and newly refinished hardwoods/ fresh paint throughout. Situated in historic Harrisville on a beautifully landscaped lot, on the shores of a trout stocked pond. $329,900

980 Reservoir Ave. Cranston RI

(401) 941-0200

1st Choice Call Me....I’ll Take You Home

East Providence

Warwick

Walk to Narragansett Bay! 3 Bedroom, 2 Bath MINT home includes central air, energy efficient heating system, pool and new pavers since being built in 2004. No flood insurance required! Add this home to your list if you’re looking to move right in! $260,000

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

95 Sockanosset Cross Rd., St. 209 Cranston, R.I. 02920

staraksian@aol.com

Burrillville

282 Phenix Ave Cranston, RI 02920

TuTalo RealTy

Call Sharon Essex

Pride of Ownership abounds in this gracious 3-bedroom, 2 bath Victorian Colonial. Large entry foyer, rambling updated kitchen, formal dining, French doors, gleaming H-woods, new windows, laundry on 1st, newer heating, gas, fenced yard. MOVE -IN! $229,000

Cranston

Move right in to this newly renovated 3 bed. 1.5 bath Cape with gleaming hardwood floors, new kitchen w/granite counters, vinyl replacement windows, finished recreation room in basement, gas heat & cooking, garage - all set on oversized 6000SF lot. $214,900

(401) 943-6111 X304 Fax: (401) 943-6191 renechague@realestateri.com www.renehague.com

Providence

Spacious, beautifully maintained 3-4 bedroom Colonial offers large entry foyer, expansive Lvg-Rm w/brick fireplace, formal dining, sunroom, generous white tile bath, 4th bedroom option, charming back porch, hardwoods, vinyl windows, newer Roof & Heat. $189,900

Providence

Investors take notice! Monthly income -$2500- recently renovated w/ granite kitchens, 5 baths, total gas, all utilities separate, new electric, vinyl sided, replacement windows, parking. $149,900

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

31

800 Oaklawn Ave Suite A2 Cranston, RI

CRANSTON

Opportunity to live in the heart of Knightsville !

Deceivingly large home w/2 flrs. Of living space. Plenty of closets & storage, fb on both flrs.Minutes to great restaurants, shopping, hgwy access & more.

Also, Western Cranston School system. $234,900

401.942.0110

Realty Associates

PAWTUCKET

Newer Built Colonial Featuring 3 Bedrooms And 1.5 Baths. What A Great Place To Call Home. $169,000

!

LD

SO

WEST WARWICK

Welcome Home ! Nothing to do but move in ! 3 generous bedrooms, eat in Kitchen, Dining area, Living room, Well landscaped corner lot, many extras, Finished basement with FR, Bath & den/bed. Even the bulkhead tiled !

Great Neighborhood ! Won’t last! $240,000

NORTH PROVIDENCE

Perfect for investor or 203k project. No FHA. needs repairs. Nice Big House on a wooded lot. $150,000

Congratulations TO MIKE MIELE! Realtor with Century 21 Realty Associates

Mike received 2 awards at the “Gold Ball” awards ceremony.

The first award was for “Multi-Million Dollar Producer”, the second award was for “#3 Top Producing Agent in Rhode Island Listings Obtained”.

32

c21realtyassociates.com

PROVIDENCE

Well maintained 3 family home in a great neighborhood.

Maintenance free vinyl siding, hardwoods, plenty of off street parking. Live on the first floor and let the tenants pay your mortgage.

Fire Coded!! Smoke And Carbon. $169,900

!

LD

SO

NORTH PROVIDENCE

Exceptional opportunity for Owner Occupied or Investment property fully rented! First and second have pocket doors separating the living and dining rooms.

The home has updated electrical and fire coded. $230,000

SMITHFIELD

Diamond in the rough..needs a little TLC! Split level home, update electrical, newer roof, built in pool, 3 Bed, 3 bath with a deck & hot tub off the master. Call today.

Subject to seller finding suitable housing, seller is motivated, bring offers!!! $299,900

!

LD

SO

PROVIDENCE

Newer colonial with 4 spacious bedrooms 3 full baths, off street parking finished lower level great for entertaining. Call today! $135,000

WE CAN SELL YOURS!

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

CENTURY 21 ACCESS AMERICA Coventry, RI 02816 (401) 828-2100

CENTURY 21 STACHURSKI Pawtucket, RI 02861 (401) 725-1115

WHAT’S BETTER THAN FOUR AWARDS FOR CUSTOMER SATISFACTION? EIGHT. For the second year in a row, the CENTURY 21® brand ranked “Highest Overall Satisfaction for First-Time and Repeat Home Buyers and Sellers”

by J.D. Power. Congratulations again to our many driven agents.

CENTURY 21 TREND REALTY Portsmouth, RI 02871 (401) 683-4900

CENTURY 21 ACCESS AMERICA East Greenwich, RI 02818 (401) 885-6260

CENTURY 21 STACHURSKI Lincoln, RI 02865 (401) 724-5600

CENTURY 21 REALTY ASSOCIATES Cranston, RI 02910 (401) 942-0110

CENTURY 21 TOPSAIL REALTY Newport, RI 02840 (401) 849-9192

CENTURY 21 TOPSAIL REALTY Bristol, RI 02809 (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON Pawtucket, RI 02860 (401) 521-9490

C21.COM The CENTURY 21® brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 20142015 Home Buyer/Seller StudiesSM. 2015 study based on 6,059 total evaluations measuring 5 firms and measures opinions of individuals who bought or sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed February - April 2015. Your experiences may vary. Visit jdpower.com ©2015 CENTURY 21 Real Estate LLC. All Rights Reserved. CENTURY 21® is a trademark owned by CENTURY 21 Real Estate LLC. CENTURY 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunities Act. Each office is independently owned and operated.

CENTURY 21 GONSALVES-PASTORE Cumberland, RI 02864 (401) 728-2770

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

33

The Round Table

Real Estate Simplified

The Round Table real estate... estate...simplified

with

Emilio DiSpirito is your show dedicated to bringing you timley balanced truths of the Rhode Island Real Estate Market!

Join us each Sunday at 10 am on iHeartRadio or Newsradio 920 to hear from dozens of real estate specialists!

visit www.TheRoundTableRadio.com to sign up for our newsletter visit www.MyDreamHomeNow.com to search MLS or to find the value of your home!

Meet Our Contributors

John Castore

About RERN The Real Estate Radio Network is the largest of its kind in the world. With over 200 shows in all major markets here in the US, they chose Emilio DiSpirito Team Leader of the DiSpirito Team to represent RERN and the RI Housing Market to share time sensitive data and real estate tips with the public.

Emilio was chosen because he is a top producing agent and has assisted hundreds of families in buying and selling real estate here in RI. 34

Semper Home Loans

Matt Bates

Movement Mortgage

Mike O’Niell B&K Electric

Melissa D’Ellena, Esq. D’Ellena Law Office, LTD

Jennifer Geaber RI BLOGGER

Kendra Chatterley Rise Interiors

George Metz G-Metz Moving

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Mary Brimer

American Family Ins. & Inv.

Mike Auger

Patriot Property Inspections

Mike Behm

401-265-9437

Pawtucket

Cranston

Home Ownership Matters.

Turn key business in a busy strip plaza, This is a great opportunity to start up your own company,or expand your current business Motivated Seller. $34,900 Call Mike Behm at 401-265-9437

This Gambrel colonial has 4 beds 2 bath with an open floor plan master bed on first floor and room to expand. $162,000 Call Mike Behm at 401-265-9437

Providence

East Providence

This large Colonial has 3 large bedrooms large living room with fireplace,part. finished porch, and a 2 car garage, this house needs work but its worth the effort! $179,900 Call Mike Behm at 401-265-9437

Home Ownership Matters.

Home Ownership Matters.

Home Ownership Matters.

Studies show that home ownership has a significant positive impact on net worth, educational achievement, civic participation, health and overall quality of life.

This Home is a great Owner Occupied

investment Property, newer boilers and hot water tanks, outside patio, updated apts.

Let your tenants pay your mortgage lots of parking and all fire coded. $224,900 Call Mike Behm at 401-265-9437

The Rhode Island Association of REALTORS®

Studies show that home ownership has a significant positive impact Find out more about why Home Ownership Matters.

Studies show that home ownership on net worth, educational achievement, civic participation, healthhas a significant positive impact

www.REALTOR.org/homeownership

The Rhode Island Association of

REALTORS onshow net worth, educational achievement, civic participation, health Studies that home has a signifi cant positive impact Find out more about why Home ownership Ownership Matters. and overall quality of life. www.REALTOR.org/homeownership on net worth, educational achievement, civic participation, health

and overall quality of life.

®

and overall of life.

Find quality out more about why Home Ownership Matters.

Findwww.REALTOR.org/homeownership out more about why Home Ownership Matters.

www.REALTOR.org/homeownership

Dave “T” Tatangelo

Leo Tatangelo

(401) 465-0263

(401) 465-4687

davetteam@gmail.com DaveTteam.com

W NE

N TIO C RU ST N CO

leot46@verizon.net kentcountyhomefinder.com

W NE

West Greenwich: “Incredible 1 of a kind find”Architect & Engineer Designed Custom Home. 4-5 Bed, 3.5 Bath Green Cert “QUALITY BUILT” Colonial w/ 2 Acres on Cul-de-sac,9’ ceil,Hrdwds, hydr-air heat W/AC,SS, Granite, MBRw/Wrlpool & wlkin, htd 3 car gar, Gen & much more!! $749,900 Call Leo at 401-465-4687

Branch NMLS# 305552

T

N TIO C RU ST N CO

N RO F ER

AT

W

Coventry: ( To Be Built ) This “Exceptional” 4 Bed 2.5 Bath Contemporary Farmhouse Style Colonial W/ Porch, Granite,Hardwoods,High Efficiency Furnace W/Ac,2 Car Gar,Vaulted Ceilings,Paved Drive Close To Everything But Set On 4 Private Acres On Dead End Rd! $389,900 Call Dave at 401-465-0263

Ken Cesaro Loan Officer NMLS# 10048

The Rhode Island Association of ThREALTORS e Rhode Island ® Association of ® REALTORS

Coventry: WATER FRONT Johnson’s Pond, Entertainers Delight, 4-5 Bed, Contemp RR, Swim, Fish, Boat from YOUR OWN DOCK, Gourmet Kit w/SS Sub Zero & Thermadore Appl, True Great RM, 2 Mstr Suites, Cherry Flrs, Heated Indoor PL, A/C, New Roof, 52 Acre, Sprink/Mancrd lot. Must See! $524,977 Call Dave at 401-465-0263

AT PRIMARY RESIDENTIAL MORTGAGE

Office: 401.490.7123 Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

we are happy to help you to purchase or refinance a home using an FHA, VA, USDA or a Conventional Mortgage.

Licensed Lender in RI, MA, CT, NH & FL Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc, Lender 200417155LL, Broker 20041716LB. Division of Banks MC3094. Connecticut Department of Banking 8750. Florida Office of Financial Regulation MLD646

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

35

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut.

R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives.

- Joyce S.

Dear Dan, I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times.

It also takes a “unique” understanding of the process.

You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com 36

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

5 convenient locations to better serve you.

8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4332 P os t Road Ea s t G reenw i ch, RI 401- 398- 2100

1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 80

F

O R

M O R E

L I S T I N G S

V I S I T

WARWICK/NEW LIST Location! Beautiful four bedroom, three bathroom bright and sunny Colonial conveniently located in Cowesett. This home sits on a spacious corner lot and has nearby attractions such as Greenwich Bay, downtown Main St. East Greenwich, marina access and more! $428,900 John Vartanian 401-965-3105

SMITHFIELD/NEW LIST ‘King of the Hill’ Room to GROW in three/four Bedroom three and a half Bathroom four thousand+ Square Foot Colonial with two car garage. Guest Room/fourth Bedroom & Full Bathroom in lower offers privacy ideal for long visits. Spacious layout, Granite Kitchen, Great Room, Vaulted Ceilings, Master Suite & More! $499,000 Dee Conley 401-952-0664

It’s what’s on the inside that counts!!!! The inside of this home has been totally gone through!!! Upgrades include central A/C, granite kitchen with stainless steel appliances, new floors & bathrooms. In-ground pool can be filled or repaired. Let’s talk! $375,000

Paul Zarrella 401-641-3337

.

C O M

WEST WARWICK/NEW LIST The home you have been waiting for is here! Completely updated and better than new Colonial includes: gourmet chefs kitchen, updated bathrooms, master suite, gorgeous hardwoods, central air, new roof and heating and so much more...call today! $339,900 Sally Hersey 401-440-7030

NARRAGANSETT/NEW LIST

Unusual Contemporary on beautiful wooded corner lot. Master on first floor, two full bathrooms, two bedrooms on second floor, two decks, screened porch, finished basement with possible bedroom, walk-out, and Radon mitigation system. Cathedral ceilings.

A must see! $379,900

Deb McGann 404-714-5408

SMITHFIELD/NEW LIST It’s a LIFESTYLE! Welcome to RESORT LIVING in your own private oasis, with custom paver patio to in-ground pool, built-in gas fire-pit, Cabana with kitchen/bathroom and outdoor Bar! Open Flow with High End Finishes! Get into SMITHFIELD for START of School Year!!! $649,900 Dee Conley 401-952-0664

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

EAST GREENWICH/NEW LIST

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

RICHMOND/NEW LIST Spacious and sunny, this Contemporary sits on a scenic five acres.

Built in 2001 it boasts a generous floor plan including a master suite and a first floor laundry room. Over three thousand two hundred square feet with a three car garage, two tier deck, central air, gas fireplace & more. $419,900 Paul Zarrella 401-641-3337

EAST GREENWICH/NEW LIST Sprawling brick front one level home. Features two master suites, bright + open gourmet kitchen, second level Bonus room, Walkout lower, Eaton full house generator, top of the line mechanicals, nestled on gorgeous manicured acre. $740,000 Sue Rowles 401-640-8582

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

37

Meet Our

Newest

Team Members

CRANSTON

Heart of Garden City! Gracious main level with kitchen, living room, 4 Remodeled bedrooms, sliders to south-facing deck, 3 zone sprinkler, french drains and newly landscaped. A must See! $289,900

CRANSTON

Meticulous colonial on a sprawling 3 acre lot. Addition of a beautiful 3 season room not included in the sq footage, granite kitchen w/ ss appliances.

Brand new maintanence free deck. Gleaming hardwood floors, two gorgeous fireplaces and more. $199,900

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Mike Grandchamp 401-529-8054

Come & Join Our Team

If you are looking for a great place to work we have openings for new and experienced real estate agents.

NORTH PROVIDENCE

EAST PROVIDENCE Beautifully done 3 bed, 1 bath ranch in the Riverside Waddington area. New Kitchen w S/S appliances, granite, hardwoods, central air, fenced in yard with large deck, gas heat, newer windows, roof, 2 car garage, new bath and more! $234,000

Call for a confidential chat anytime.

We Are A Full Service Residential and Commercial Real Estate Office

We would love to hear from you.

Come view this pristine Town House located in Oak Crest Village which offers 2 beds, 2.5 baths, finished lower, gas forced hot, water heat, central air, 1 car garage and much more! $174,900

653 Atwood Avenue, Cranston, Rhode Island

401-270-1174 GrecoRealEstate.biz

38

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Deserve The Best Partner with our team of mortgage professionals to get the quick, innovative, and superior service that you can depend on.

Zachary Levesque

Director - Branch Manager NMLS # 16841 (401) 773-7231

zlevesque@homepointfinancial.com

Michael Quin

Mortgage Loan Originator NMLS # 16162 (401) 400-8965

mquin@homepointfinancial.com

Jonathan DePina

Mortgage Loan Originator NMLS # 1157737 (401) 692-7564

jdepina@homepointfinancial.com

Matthew Resnick

Mortgage Loan Originator NMLS # 23256 (401) 439-5240

mresnick@homepointfinancial.com

Cheryl Hodgdon

Mortgage Loan Originator NMLS # 22996 (401) 749-2967

chodgdon@homepointfinancial.com

Neil Russo

Mortgage Loan Originator NMLS # 165781 (401) 400-8966

nrusso@homepointfinancial.com

Scott Estrada

Mortgage Loan Originator NMLS # 380330 (508) 733-8060

sestrada@homepointfinancial.com

Michael Engels

Mortgage Loan Originator NMLS # 16163 (401) 699-2444

mengels@homepointfinancial.com

Jeffrey Kosiorek

Mortgage Loan Originator NMLS # 22792 (401) 692-1108

jkosiorek@homepointfinancial.com

www.homepointri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | July 15th - August 18th 2016

39

WARWICK/NEW LIST Beautiful Raised Ranch with many updates. Featuring three bedrooms, updated bathroom & kitchen, hardwood floors throughout. Huge yard with pool and hot tub. Come see for yourself! $234,900 Nelson Sena 401-265-6750

PAWTUCKET/NEW LIST Nice Duplex - Two bedrooms, one bathroom in each unit.

Updated electric, new windows, in a great neighborhood. Call today! $184,900 Nelson Sena 401-265-6750

CRANSTON/NEW LIST Four bedroom Cape with beautiful hardwoods, attached garage, large yard with deck off large breezeway, vinyl siding and replacement windows. Working fireplace with new liner.

Add your personal touches and move right in! $195,000 Jason Gelfuso 401-447-7428

Jimmy Ranieri 401-413-5620

SCITUATE/NEW LIST

CRANSTON/NEW LIST

Donna DiGiulio 401-829-3825

Deb McGann 401-714-5408

Lovingly cared for three bedroom, two and a half bathroom Colonial in desirable North Scituate. New roof, new siding, new deck & porch overlooking 4.6 acres of privacy. Master bedroom with separate bathroom, oversized rooms and room to expand in lower level. Don’t Wait! $286,000

Unique Contemporary Raised Ranch, vaulted ceilings, two bedrooms, with additional office, den or bedroom in lower level. Lavette, laundry, plumbing for shower, french drains, newly winterized and updated utilities.

Home is immaculate, better than new! $299,000

87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00

CRANSTON/NEW LIST

Two family home in good condition with two/three possible bedrooms in each unit. Eat in kitchen, vinyl siding, porch, and partially finished basement on a corner lot.

Great owner occupied and/or investment opportunity. $225,000

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

ck Ro ad 10 04 Bo sto n Ne , RI ett ns ga Na rra 40 1- 78 2- 82 80

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

Jerry Sahagian 401-782-8280

CRANSTON/NEW LIST

Welcome home to this charming three bedroom Colonial in the heart of Cranston. Formal dining, living room with fireplace and a three-season room for additional space. Beautiful hardwoods throughout. Fenced in yard with beautiful landscaping. Two car garage. Must see! $249,900

Shari Soucy 401-649-0009

40

CRANSTON/NEW LIST Three Bedroom contemporary Raised Ranch features wide open kitchen/dining/living area with cathedral ceiling, hardwoods, newer windows, central air, finished walkout basement with possible fourth bedroom/den, rec room & Lavette. Last house on dead end street, with one car garage. $279,900

EAST GREENWICH/NEW LIST

Picturesque grounds surround this perpetually maintained three bedroom Ranch in desirable Lillibridge. Fenced yard includes split level wood/ Trex decking with adjacent patio. Hardwoods, woodstone,finished basement and oversized garage. $315,000

Deanna Devonis 401-215-4422

JOHNSTON/NEW LIST

Beautifully redone home that is waiting for its new owners!

Completely updated with a gorgeous pool for those hot days! Must see! $178,000 Amanda Hannon 401-575-8754

WARWICK/NEW LIST Charming three

bedroom Cape on a corner lot. Updated kitchen & bathroom, newly finished hardwoods, newer windows, patio, two decks, garage, additional parking in back, new roof & fenced yard. Close to everything.

Not a drive by! $194,000 Deb McGann 401-714-5408

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

JOHNSTON/NEW LIST Beautiful, spacious Cape on a half-acre lot. Updated kitchen and bathroom with tons of room for a growing family. Over 1650 square feet with a full bathroom on both levels, dining room, living room with pellet stove and a large bonus family room! Don’t wait! $269,900 Matt Kachanis 401-787-1885