Home Buyer Magazine June 2016 Issue

RHODE

I SL AND

HOME

J U N E 1 7 - J U LY 1 4 2 0 1 6 | F R E E

Call 401-837-0239 For Advertising Info

100%

Financing Available

Contact

Ken Marsella

Senior Loan Officer

NMLS - #2748

*See Our Ad on Pages 18-19

We offer loan programs to fit your every need!

NMLS #10430

(401) 822-4444 www.aplusinri.com

Elegantly Affordable

See In For De side tails!

rihomebuyermag.com

The Home of the Professionals

FR

HOME BEE U SEMINAYER R

BUYER © 2016

1833 Cranston Street, Cranston RI (401) 942-6910 www.PremierKitchensRI.com

S E E

Full Service Realtor

1st Choice

Cranston

3400 sq ft of Designer Living, open floor plan, stunning hardwoods, 4 beds, new master bath, 22X17 family room plus finished lower level with walkout entrance & bath, manicured corner lot with dual driveways.

EVERYTHING DONE!!!

Don’t hesitate on this one.

MLS# 1126976 $389,900

75+ years financial stability.

With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity, S E E PA G E 2 2 I N S I D E F O R D E TA I L S !

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• 3 ½% down payment mortgages

• Purchase or

15 years

of experience

• First time homebuyer’s programs Pier-Mari Toledo, Mortgage Consultant

Also ask us about any special mortgage opportunities for those purchasing foreclosed property or high balance

Rhode Island’s Trusted Realtor (401) 562-1238

ptoledo@wavefcu.org

Phil Colasante Buying or Selling No tricks. No gimmicks

Just the truth!

Email: daddyrealtor1@gmail.com

Call (401) 651-1133

RESIDENTIAL AND COMMERCIAL REAL ESTATE

Free Comparative Analysis

Denise Boisvert

Properties

(401) 439-8347 princessremax@aol.com

Experience and Knowledge AT PRIMARY RESIDENTIAL MORTGAGE

Warwick, RI 480 Greenwich Avenue, 02886 we are happy to help you to purchase or 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 OVING OU refinance a home using an FHA, VA, USDA Pawtucket, RI 341 Benefit Street, 02861 or a Conventional Mortgage.

O OLD (401) 781-1020 • Toll Free (1-888-492-8328)

M Y T S !

Whether you are moving across Ride the Wave to financial security. wavefcu.org the street or across the State...

401-942-0200 williamsandstuart.com

• Sellers • Buyers • Investors • Rentals • Short Sales

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

(401) 562-1238

Call Pier today!

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(401) 226-3374

Mortgages Available!

Ride the Wave to financial security. rimortgagezone.com

P A G E

980 Reservoir Ave. Cranston RI

Your Local Mortgage Resource. Call Pier Today!

Pier-Mari Toledo

O N

Diana Barone

Cell: (401) 228-4344 kmarsella@primeres.com

Your Local Mortgage Resource.* Director, Mortgage Lending ptoledo@wavefcu.org

A D

Building Relationships One Home At A Time

0% Down Financing • FHA Loan • VA Loan Jumbo Loan • USDA Loan • Conventional Loan HARP Refinance • RI Specific Programs

0% DOWN

O U R

Five Star Award Winner Past Three years

Call Ken Cesaro Today!

Loan Officer, NMLS# 10048

Eight Time Platinum Award Winner Recipient of Circle of Sales Excellence Award

Kathleen Odell Real Estate Broker Associate

401-486-2832

kodellsells@gmail.com

Licensed Lender in RI, MA, CT, NH & FL

Office: 401.490.7123

Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

NORTH KINGSTOWN

$665,000

SEE PAGE 26 FOR COMPLETE DETAILS

PREFERRED, TOWN & COUNTRY, PROPERTIES

These 3 RE/MAX Offices are Ranked #1 in the State or RI by the amount of residences sold in 2014, as published in the Providence Business News, participating in the sale of 1,642 homes.

*See Our Ad On Page 23 *These 3 RE/MAX offices are owned by Broker/Owner Richard P. Zompa

SOUTH KINGSTOWN

$425,000

Shane Feeney

(401) 954-0797

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To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

1

Promises Made. Promises Kept.

0% DOWN

100% FINANCING FHA • Purchase or REFI VA Loans • First Time Home Buyers Fixed Rate Mortgages

FREE Prequalifications FREE Credit Analysis

Call Us Today At 401.270.1740 Rhode Island Licensed Lender and Broker 20072185LB & 20072187LL. Company NMLS ID 1788. Branch NMLS ID: 289053

1 4 1 7 D o u g l a s A v e n u e , 2 n d F l o o r, N o r t h P r o v i d e n c e , R I 0 2 9 0 4 2

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

HOME IMPROVEMENT

TIPS

Replacement Window Tips and Advice today’s home buyers are looking for. They are a relatively easy project to complete, and are becoming more and more affordable. In order to get the most benefit from a window replacement project, you’ll need to take two important steps.

by Christine Dunbar Your home is probably your most valuable asset, but to maintain its value you need to make continual improvements. One of the most substantial renovations you can do to increase the value of your home is to install vinyl replacement windows. Homeowners are realizing that vinyl windows can dramatically improve a home’s external appearance. They can also add to a home’s value because they block external noise and help to conserve energy - two features that

First, come up with a realistic budget. Take the time to research the wide variety of replacement windows on the market and what the installation project will involve. Before you begin, it’s important to look at the costs of different brands of windows and decide on the features you want and need.

One of the smartest things to do is to talk to other homeowners who have done replacement window projects. This is probably the best way to get an accurate idea of how much is really involved. One thing you don’t want to do is replace windows on a room-by-room basis. It might save you a little money, but the results will be less than appealing and can detract from the house’s exterior appearance.

The second step is to find a qualified and reliable contractor to complete the project. While replacing vinyl windows can sometimes be a do-it-yourself

project, taking on every window in the home can be an overwhelming job. A professional can usually get the job done faster and is better able to deal with any installation problems that come up.

Be careful to choose an experienced and reliable window installer. Always check references and talk to previous customers. Ask to see before and after pictures of the contractor’s projects. Be sure to ask how many replacement window projects he has done and what his experience has been.

Vinyl replacement windows are a substantial home renovation that can have a huge impact on the value of your home. They are an important feature and it doesn’t pay to skimp on quality just to save a little bit of money. Better quality windows will provide more benefits in the long run, including higher energy efficiency and an attractive, updated home exterior. Take the time to look through all the options before you decide on a brand or a window distributor. This is one project where quality should take precedence over a low price. Remember that better quality windows will pay for themselves over time with the benefits they provide.

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

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REAL ESTATE

TIPS

Easy Ways to

Renovate Your Kitchen

by John Davis Do you think your kitchen is a mess?

Are you frustrated over the fact that your toaster is not working because your coffeemaker is on? This is the result of a poor electricity connection that is plaguing your kitchen. Your gas might not be working with faulty supply and you are down to your last stove.

Your countertops are stained and your cabinets are broken. You have to address to all the leaking taps as well. In short you are frustrated with the condition that your kitchen is in. You need a complete renovation of your kitchen. You are not the only one.

Usually you will have your inhibitions in renovating your kitchen. After all, there’s all the noise and the dust and the lack of mobility around while your kitchen is getting renovated. Also, there is the cost factor to take care of. However, with a little planning in mind you can take care of all these things in a manner that

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is most comfortable for you. You can make use of all the facilities available in the market to make sure that you have what it take to renovate your kitchen and live through the process.

It is actually a very simple process if you think about it. All the information that you have and all the products that you need are available in the market.

All you need to do is make the right choices and you are set to renovate your kitchen. Of course, your kitchen will be unavailable for use for the next few days.

Therefore, you need to make sure that you have made arrangements such that your daily routine is not affected. This is most important as the kitchen forms an important part of your household.

Therefore, you need to make sure that you have arrangements ready as a substitute for not using your kitchen.

There are many things to think of while looking to renovate your kitchen. You need to seek out what you require from your kitchen first. If your gas is not

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

working, then you need to change your stoves. If you are not getting proper electric connection, then you need to change your lines. If your piping is not working, then you need to get a proper plumber. These are the essentials of a functional kitchen. Check them one by one and make sure to have a list of things to repair.

The next important factor to realize is the renovations that are done to your kitchen should also enhance the look of your kitchen. This would mean cosmetic modifications to your kitchen which would come in form of countertops and cabinets. Marble countertops will give your kitchen a grand luxurious look that would enhance the quality of your kitchen. You can purchase such countertops from home or kitchen renovators. You should look for shops that are one stop for all your kitchen renovation needs. This will help to make sure that you get all the help that you need for your kitchen renovation needs.

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

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Carley

Construction

General Contractors

Additions ~ Remodeling ~ Conversions Vinyl Siding ~ Roofing ~ Decks Replacement Windows ~ Finish Work Framing ~ Kitchens ~ Bathrooms Design ~ Build Since 1988 - Fully Insured - RI Reg #5509

Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com 6

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Contractors & Construction Managers Since 1966

A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls

Residential and Commercial

CALL PETE

401-258-1782 agervasioconstruction.com

Your One Stop Source For Hardscape, Paving and Outdoor Equipment

• Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

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REDUCE YOUR OVERHEAD Executive Suites/Virtual Offices

Cowesett/ East Greenwich: Virtual office desk for $125 and executive office space from $250.00 to $850.00 monthly. Rent includes the following: Furniture, utilities, conference rooms, kitchens, ample parking. Near Rt. 95, 295, airport and restaurants. Ideal location overlooking Greenwich Bay. Maintain a professional image without the overhead.

Receptionist in lobby to greet clients.

401-885-5000

Serving RI Since 1967

NED CASWELL 401-782-0555

nedc@rihomesearch.com | nedcaswell.com South Kingstown

Beach area “cute as a button” Totally renovated 2 bedroom cottage, everything is new, kitchen and bath!

Hardwoods, skylight, full basement, etc.

All it needs is landscaping! $199,900

P

!

Southern Narragansett - Briggs Farm, under construction, custom 1,232 SF split level, 6 rooms, 3 beds, 2 baths.

Walkout for additional 540 SF, zero maintenance, energy efficient, beach & dock assoc.

Will custom build or finish your design. $439,900

CO

VISIT

US ON THE

Narragansett

REDUCED-ALL OFFERS WILL BE CAREFULLY CONSIDERED..

South End - 11 Room Colonial, 3.5 baths, formal dining, family room, balconies and decks, 2-car garage, good 4 season rental history! $495,000

South Kingstown

Narragansett

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W

NE

CE RI

Flagship

Cedar Hollow Road off Curtis Corner Road..Private Compound. Nice wooded acre building site. Water tables and soils testing ready for ISDS. $159,900

WEB

AT W W W . N E D C A S W E L L . C O M

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

South Kingstown

Kingston/URI walk to campus. Delightfully maintained 1905 Colonial! 12 rooms/5-6 bedrooms 3 1/2 baths, FDR, library, GRT RM, stone FP, oversized garage, pool/fenced yard all systems up to date and more... furnishings available.

$379,900

South Kingstown

“Wilderness Farm” Matunuck Hills Ministerial Road - 5 acres beautifully wooded with Rhododendrons, Laurel, oaks, Pine.

Walking access to pristine Tucker’s Pond! $325,000

Dave “T” Tatangelo

Leo Tatangelo

(401) 465-0263

(401) 465-4687

davetteam@gmail.com DaveTteam.com

W

NE

LIS

TIN

leot46@verizon.net kentcountyhomefinder.com

G W NE

Scituate: Absolutely Mint! This 3 Bed, 2 Bath Raised Ranch on 1+ Landscaped Acres has Cathedrals, Replacement Windows, Gleaming Hardwoods, Newer Kitchen, 19x11.5 Mbr, Central Air, 16 x 12 Deck, Shed, Garage, and Much More! $299,900 Call Leo at 401-465-4687

N IO CT U TR NS O C

West Greenwich: “Incredible 1 of a kind find”Architect & Engineer Designed Custom Home. 4-5 Bed, 3.5 Bath Green Cert “QUALITY BUILT” Colonial w/ 2 Acres on Cul-de-sac,9’ ceil,Hrdwds, hydr-air heat W/AC,SS, Granite, MBRw/Wrlpool & wlkin, htd 3 car gar, Gen & much more!! $749,900 Call Leo at 401-465-4687

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Coventry:

WATER FRONT Johnson’s Pond,Entertainers Delight,4-5 Bed,Contemp RR, Swim,Fish,Boat from YOUR OWN DOCK,Gourmet Kit w/SS Sub Zero&Thermadore Appl,True Great RM,2 Mstr Suites,Cherry Flrs,Heated Indoor PL,A/C,New Roof,52 Acre,Sprink/ Mancrd lot.Must See! $524,977 Call Dave at 401-465-0263

!

ED C U ED R E IC PR

LIS

TIN

Cumberland: “Incredible”Describes this 3,300k sq.ft. 4 Bed, 3 Bath Custom Colonial (Under Const) in North Cumberland. All the Bells & Whistles, Kt w/Granite & SS, 9 ft Ceiling, High EFF Hvac,Hardwds,W/ Out Lower for Poss Expansion & More. All on 10+Acres. Call Today, Must See! $799,900 Call Dave at 401-465-0263

G W NE

Warwick: Completely Renovated 3/4 Bed, 2 1/2 Updated Baths, Maple/Granite Kitchen With Ss Appliances, New Windows, Doors, Hardwoods, Inground Pool On 3/4 Acre Lot On A Culd-A-Sac In Fabulous Greenwood Proper. Toll Gate Schools! $409,900 Call Dave at 401-465-0263

W NE

Coventry: “Like New” Colonial with Farmer’s Porch. Huge Family Rm w/Vaulted Ceiling, Form & Inform Dining, Corian, Maple Kit w/ Stainless Steel Appl, Master Suite w/Jacuzzi, 3 Beds, 2.5 Baths, 2 Car Garage, Lawn Sprink. W/O Basement, Manicured Lot. A Must See! $369,900 Call Dave at 401-465-0263

W NE

N TIO C RU ST N CO

Coventry:

N IO CT U TR NS O C

N IO CT U TR NS O C

Coventry: ( To Be Built ) This “Exceptional” 4 Bed 2.5 Bath Contemporary Farmhouse Style Colonial W/ Porch, Granite,Hardwoods,High Efficiency Furnace W/Ac,2 Car Gar,Vaulted Ceilings,Paved Drive Close To Everything But Set On 4 Private Acres On Dead End Rd! $389,900 Call Dave at 401-465-0263

+ 55

3 Bed, 1.5 Bath, Raised Ranch Under Construction In Desirable “Blackrock” Area, Close To School & All Amenities. Home Is Being Built On Original Foundationg With Original Septic. Call For Details! $249,000 Call Dave at 401-465-0263

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M

OM

Coventry:

Immaculate Double Wide in 55+ Community! 2 Bed, 2 Bath, Central Air, Large Master w/Bath. Quiet & Private, A Must See! $39,900 Call Leo at 401-465-4687

View More Properties Like These On Our Custom Website! DaveTteam.com

Ken Cesaro

AT PRIMARY RESIDENTIAL MORTGAGE

we are happy to help you to purchase or refinance a home using an FHA, VA, USDA or a Conventional Mortgage.

Loan Officer NMLS# 10048

Branch NMLS# 305552

Office: 401.490.7123 Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

Licensed Lender in RI, MA, CT, NH & FL Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc, Lender 200417155LL, Broker 20041716LB. Division of Banks MC3094. Connecticut Department of Banking 8750. Florida Office of Financial Regulation MLD646

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

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THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

CENTURY 21 STACHURSKI

CENTURY 21 TOPSAIL REALTY

Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

CENTURY 21 TREND REALTY

Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON

East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

CENTURY 21 STACHURSKI

CENTURY 21 GONSALVES-PASTORE

Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate?

Sales Positions Now Available…

No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today.

Pre-License Classes are available Find out what CENTURY 21 can do for you!

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SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Pawtucket

Conveniently located 3 bed 1.5 bath colonial. Easy access to Providence and all major highways. This home is like new! Bright kitchen with new appliances, hardwoods, fresh paint, central air, vinyl sided, and a fenced in yard. Call today! $219,900

Coventry

Pride of ownership in this exceptional raised ranch with newly added all season room. Oversized corner lot with sprinklers and fenced-in yard. Take a walk to Johnsons Pond and enjoy the private beach & boat ramp. Move-in condition. $334,900

Coventry

Beautiful immaculately maintained contemporary on cul-de-sac.

Cathedral ceilings with skylights, bright and sunny family room, lots of windows for natural light and large deck for entertaining. Brand new roof and two storage sheds. $254,900

West Greenwich

Foster

Warren

Coventry

Coventry

Coventry

Unbelievable VIEW OF THE BAY from this 64 acres of pristine land--WG/EG line!! Attention builders and developers! Possible up to 25 house lots! Plus 1,500 sq.ft. raised ranch, master suite/bath, fireplace, and outbuildings. $1,200,000

Unique property on Market Street in Warren. Possible commercial, multi-family, or home business. Many possibilities including living on property with 3 bedrooms & having own business on first floor. Corner lot with big yard. A must see! $270,000

New Listing! Charming ranch!

Excellent condition, oversized master with private bath, family room with fireplace, beautiful yard and outbuildings, cabana with hot tub.

Must see inside! $249,933

Quality built cape, 17 ft. cathedrals, 3 beds, 4 full baths, massive 300 sq. ft. master/custom bath, 17 ft custom stone FP, 2nd floor media rm/wet bar, lower walkout, poss in-law, detached 3 car garage/barn/lift & loft, man-made catfish pond. $499,900

Great investment opportunity or owner occupied, nice 3 unit property on .92 acre lot - call for appointment today. $260,000

Think spring!! Adorable cottage remodeled and updated. House is right across from Lake Tiogue with water access. Updated windows, plumbing and electric, paint, kitchen and bath. Brand new septic!! $139,900

Providence

Beautifully renovated ranch, 2-3 beds, huge bathroom, stainless steel appliances, beautifully finished lower level/3 rooms and storage. Oversized back yard and driveway goes straight back to next street (enter on Dursham St/large driveway/ yard). $144,900

West Warwick

Nice oversized 4 bed, 2 bath ranch in beautiful Greenbush neighborhood. Updated baths & new kitchen, all hardwoods, nice size rooms, bath in large master with sliders to covered porch. Great fenced-in yard with pool for entertaining. $229,900

West Greenwich

Need an in-law?

3-4 bed passive solar home, dining room, eat-in kitchen, huge living room, laundry 1st floor, indoor pool, total 3,500+ sq. ft. space, separate 26’x 40’ 5 room raised ranch, (Taxes $4,509) 2 car garage, 9.8 acres, near Alton Jones. $639,900

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

FREE HOME BUYER SEMINAR

June 22nd from 6pm to 7pm - Seating Is Limited Call 401-270-1174 to Reserve Your Space TODAY!

Thinking of purchasing a home and have questions?

Sign up for this free home buyers seminar. There will be industry professionals available to guide you through the process. There will be a real estate attorney, mortgage lender, realtors, home inspector and a moving company to field your questions and provide the answers you’re looking for. Sign up today as space is limited!

Free Appetizers and Grab bags!

Presented By

L oc ated At 653 At wood Av en ue, Cranston, Rhode Isl and

401-270-1174 GrecoRealEstate.biz

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

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THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211

Christine Kulacz 401-569-8324

Kim Prasinos 401-640-9696

TOWN AND COUNTRY

Cumberland

North Smithfield

Lincoln 3 Brushwood Drive. Welcome home!

Lincoln

Cumberland

Cumberland

Cumberland

North Smithfield

Cumberland

Cumberland

3 Cathedral Court. Get your bags packed! Fantastic open floor plan Colonial in great location; hardwoods through out entire 1st&2nd flrs; finished rec rm w/walkout; waterfall, trex deck;beautiful yard;gas & sewer! Central Air; Cathedral family rm w/gas fireplace. $479,900

4 Marshall Avenue. Awesome brick cape with 3 lots. Clean and well maintained; 2 car garage; bonus in law with separate entrance or open it as 2nd floor to the existing cape for a nice size single family! Great yard. $239,900

1460 Old Smithfield Road. Stop your search - The dream house has come on! Unbelievable contemporary on pretty acre+. Enjoy the hot tub listening to the babbling brook in your back yard. Open, bright, first floor master, 3 garages, built in kennel.

A Must See! $425,000

30 Paine Road. Nestled in the heart of Arnold Mills, this private 3 bed ranch offers some fantastic features - open dining room, kitchen with granite; gleaming hardwood floors and crisp paint, back yard retreat - mahogany deck and oversized shed; acre plus of land

$364,900

Cumberland

4 Kings Row. Stop your search -- finally a lot in Avalon Estates! Fabulous buildable lot in Arnold Mills! Great corner lot!!

Perfect sandy land. Square footage minimum restriction. Call for more details. $265,000

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North Smithfield

Rock Cliff Condos.

40 Old Louisquisset Pike. Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $265,000

Well maintained 3 bed in fabulous Kirkbrae area.

Admire the grounds from your screened porch overlooking the glistening blue water of the in-ground pool. Rec rm w/ wet bar; Yard abuts woods. Great Lincoln schools; Easy highway access. $374,900

6 Chambers Street. Amazing investment opportunity --solid brick office building w/ 3 distinct rental options! Right side was dental office for many years. Additional 3-4 rm second office + a third one rm office w/street access for add’l income potential. Full basement! $265,000

5 Rolling Green Drive.

Wonderful 4 bed Colonial w/many pluses! Central air, finished lower w/french doors to an office, fenced yard for kids or pets! Views of farmland pastures; enclosed 4 season porch; cathedral family room w/fireplace. $515,000

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

400 New River Road. Great first floor unit with access to private patio and ability to walkout of your slider and enjoy the outdoors!

Clean and ready to move into! Stainless appliances, cherry kitchen, tucked in toward the back of the complex! $114,000

40 Old Louisquisset Pike.

Fabulous Townhouse with Hardwood; Cathedral Ceilings; Granite in Kit & Baths; Mast Bed on 1st AND 2nd floor; Living room with Gas Fireplace; Private Deck; Open Floor Plan; Full Basement; Convenient Location! $295,000

76 Countryside Drive.

Deceiving fully renovated Pottery Brn Rolling Acres cape. Open flr plan, FR w/ sliders & screened in porch; NEW kitchen, stainless appliances, 3 full baths, heat & AC, windows, and roof!! Walkout lower playrm. MBR on 1st or 2nd flr. Comm.Schl SHARP! $459,900

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Warwick

Panoramic water views from this waterfront GEM! Located in quaint Chipiwanoxet Point. Watch amazing sunrises daily, sailboat races and shimmering full moons. Walk and fish from a beautiful sandy beach, 2 min from Main St EG. Updated throughout, WOW! $699,000

Call Hill Harbor Group RE/MAX Professionals, 401-932-9060

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North Kingstown

South Kingstown

Call Hill Harbor Group RE/MAX Professionals, 401-932-9060

Call Hill Harbor Group RE/MAX Professionals, 401-932-9060

Fabulous show in premiere neighborhood! Convenient to highway, beaches and Newport. Great design, must see kitchen and vaulted great room. Finished lower level, must see patio that leads to large, beautiful yard. $875,000

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Beautiful custom built Colonial. Plenty of room to grow in this spacious 3/5 bedroom home with bonus room, game room, gym, and in-law potential. Fabulous yard built for summer fun and entertaining. Close to beaches, highways, and URI. A must see! $499,000

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North Kingstown

Resort style living in this pristine end unit town house within RI’s premiere golf community. Enjoy water views from your luxurious master suite with spa like bath.

Elegant, open and bright throughout. Convenient to beaches, Main St in EG and airport. $699,000

Call Hill Harbor Group RE/MAX Professionals, 401-932-9060

East Greenwich

Narragansett

Warwick

Call Gus Marsella, RE/MAX Professionals, 401-639-9914

Call Gus Marsella, RE/MAX Professionals, 401-639-9914

Call Gus Marsella, RE/MAX Professionals, 401-639-9914

Stunning Private Home in Chestnut Hill Estates! Lush Landscaping Surrounds an Outdoor Oasis Including Granite/Stainless Kitchen, Heated Pool, Hot Tub, Wood Fired Oven and Fire Pit! 3 Walk-In Closets, Solarium off LR, Generator, and Finished Lower! $929,900

Smithfield

An Entertainers Dream House Tucked Away On Secluded Cul-De-Sac Has All The Features For Those With Discerning Tastes. This Well Cared For Home Experienced Quality Updates Over The Past Few Years Allowing You To Simply Move In And Enjoy. $534,900

Call Joe Botelho, Realtor, 401-438-0100

Harbour Island retreat with all the desired conveniences including 2 car garage, central air, open floor plan, and 3 full baths! Spacious master suite w/ walk-in closet, oversized western facing deck for entertaining, all on a private corner lot! $599,900

East Providence

Just Move Into This Remarkable 4 Bed, 2 Bath Cape Toally Updated In The Last Few Years Featuring New Kitchen And Baths, New Heating And Central Air And Second Floor Master Suite. To Much To List Here So Come See For Yourself! $239,000

Call Joe Botelho, Realtor, 401-438-0100

100% Contact

Ken Marsella

Senior Loan Officer NMLS #10430

Luxury Townhouse in Cowesett! Heated 2 Car Garage, Huge Master Suite w/ Walk-Ins, Water Views from Every Floor, Cathedrals, Gourmet Kitchen, 2 Full Baths! 2nd Bed/Den, All New Mechanicals! Enjoy Waterfront from Stone Patio! Unique Opportunity! $299,900

East Providence

Move In Ready Cape Features Gleaming Hardwoods Through Out, Granite Kitchen, New Heating System And Roof, Garage,Fenced Yard, All In Very Convenient Rumford Location. $199,900

Call Joe Botelho, Realtor, 401-438-0100

Financing Available

We offer loan programs to fit your every need!

0% Down Financing • FHA Loan • VA Loan Jumbo Loan • USDA Loan • Conventional Loan HARP Refinance • RI Specific Programs

Cell: (401) 228-4344 kmarsella@primeres.com

DISCLAIMER: Some products and services may not be available in all states. Credit and collateral are subject to approval.

Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc., Lender 200417155LL, Broker 20041716LB.

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

15

Topp Real Estate Esta tate Agents AWA R D W I N N I N G PROFESSIONALS

Mike Behm

Catherine Splaine Sousa

Realtor®

Realtor®

Realtor®

Experience & Dedicated Service you can TRUST since 2002

Multi Million Dollar Producer

Bringing Buyers & Sellers Together

2015 Circle of Excellence 2015 Rising Star Five Star Professional

River’s Edge

E X I T R E A LT Y P I N N A C L E

www.buyorsellhomesinri.com

Visit My Website For More Info

CHP, ABR, MRP, SRES, SRS RI & Mass License

Nothing more I love than when I hand the key to a first time home buyer. The smile in the their faces says a million words.

Thank you all for having me be part of your dream home.

(401) 265-9437

(401) 474-8306

(401) 261-2978

5 STAR Professional Award Recipient 2014, 2015 & 2016

mbehm63@yahoo.com

Sandy Deignan Realty Associates

cqsousa@cox.net

Ronnie Tosoni

dqrirealty@gmail.com

Mary Ann Young

Professionals

Central

Realtor®

Realtor®

Realtor®

Every transaction builds my reputation.

I am proud to say that I have been a full time agent with RE/MAX Central for the past 13 years.

SFR, BPOR, CDPE, CMRS

Ronnie has always loved real estate.

She joined RE/MAX Professionals in 1993. People, houses and negotiating are what energize her. Ronnie is a four time honoree of the distinguished Five Star Professional award, in which her client’s voted her top of her field. Honesty, loyalty and RE/MARKABLE service is what sets her apart.

4X RI Monthly Five Star Professional Award Winner

Call Ronnie for anything Real Estate, it is her pleasure to help.

My awards include the 100% Club each year. Hall of Fame. Top Agent for transactions for the past 5 years.

I close 60 plus transactions per year.

My designations include GRI, ABR, SRES. I specialize in residential sales but have experience in all fields.

(401) 585-5791

(401) 486-8123

(401) 487-9429

sandydrealtor@aol.com

RTosoni@sellri.com

remaxmaryann@yahoo.com

My mission is to build a positive reputation one transaction at a time.

Let’s Make Your Purchase a Positive Experience

16

Diva Quirk

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Topp Real Estate Esta tate Agents AWA R D W I N N I N G PROFESSIONALS

Lynn Brosnahan

Ann McCrory

Mike Miele Realty Associates

Realtor®

Realtor®

Realtor®

A career of working with buyers to achieve the dream of home ownership has been such a pleasure for me!

Ann consistently is top agent in Rhode Island and #1 in North Kingstown in both sales and volumn. She has experience with both buyers and sellers, local (Rhode Island) and relocation.

She can assist you with residential sales and lease.

Congratulations to Mike Miele

Proud to call them clients for life.

ABR, e-PRO, MRP

GMAC Summit Club,Kent-Washington Silver and Bronze, Randall Realtors TOP 10, Premium Service Diamond Award,Relocation Certified RHODE ISLAND MONTHLY 2010, 2011, 2012,2013,2014, 2015

(401) 639-4927

(401) 413-6075

showingRI@gmail.com

ann@randallrealtors.com

Realtor with Century 21 Realty Associates.

Mike received 2 awards at the “Gold Ball” awards ceremony. The first award was for “Multi-Million Dollar Producer”, the second award was for “#3 Top Producing Agent in Rhode Island Listings Obtained”. Mike has helped so many buyers and sellers in our local real estate market, and these awards showcase his dedication and commitment to overall excellence in the industry.

(401) 942-0110 mike@c21realtyassociates.com

Congratulations

To Our Top Real Estate Professionals Your Awards and Accomplishments have allowed countless Home Buyers and Sellers achieve their Real Estate Goals.

TO VIEW ALL OF THE TOP REAL ESTATE PROFESSIONALS P V  W  WWW.RIHOMEBUYERMAG.COM

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

17

I Found My Newly Renovated Dream Home:

it’s a flip

by Daniel E. Giroux, Owner, A-Plus Mortgage

For many years, people have been buying ugly homes, spending a little money to fix them up, and selling them back to a buyer looking for a newly renovated home. This is known as “flipping”. Flipping is a great way for a buyer get an upgraded home, at a fixer-upper price while allowing investors to make a little money too.

However, recent changes in loan programs are causing confusion.

There are numerous types of loan programs: VA, USDA, conventions Fannie, conventional Freddie, and FHA --to name a few. Each of these programs has specific guidelines when it comes to lending. One of the more popular programs seems to be the FHA loan. This program allows for lower credit scores, less restriction on gift funds, asset requirements, and down payment requirements. However, the FHA program does not allow the purchase of a flipped property within 90 days of the original purchase, and also requires two appraisals to be performed from day

91-180. The second appraisal cannot be paid by the buyer, so the seller should be aware that they will need to pay for the second appraisal once the loan is approved. This is not a huge deal if all parties are made aware of the issue, but in cases where clients have entered into a purchase and sales agreement, paid for inspections, paid for an appraisal, and then find out they cannot purchase their new home with the FHA loan, it can be devastating.

How do you avoid this issue? The answers are very simple: 1.

2.

3.

4.

5.

For many years, people have been buying ugly homes, spending a little money to fix them up, and selling them back to a buyer looking for a newly renovated home

18

When you are getting ready to see a home, ask your realtor if it is a flipped property.

Ask how long the sellers have owned the home.

Google the property and read the information supplied online. 99% of the time, Google will give you plenty of information to figure out if the property has been flipped.

Ask your loan officer to give you conventional options as well as FHA options for financing.

If you are buying a flipped property, apply for a conventional loan rather than an FHA loan.

For more information contact Daniel E. Giroux at (401) 603-3646.

Daniel E. Giroux NMLS 26531 Owner A-Plus Mortgage LLC NMLS # 2748

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Showcase Listings

Cranston Absolutely Meticulous Mint Move-In Condition Ranch updated throughout: New Heating System; Island Kitchen Seating & SS Appliances; Hardwoods Throughout; Finished Basement; Stamped Concrete Walkway/Patio; Great Location. PRICED TO SELL!! $169,900 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties

Westerly

Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! $324,900

Mary Lyons 401-439-8507 RE/MAX Central

Johnston

Loads Of Potential, This Oversized 3 Bed Cape Offers, New Heating System, 18X12 Master Bed, Large 20X13 Living Room With Fire Place, Masonary Vinyl Siding, Basement Ready For Your Finishing Touches, Perfect 203K Cosmetic Rehab. Fenced Yard, Pool. $189,900

Diana Barone (401) 226-3374 RE/MAX 1st Choice

The Home of the Professionals

Johnston

Well maintained open floor plan w/kitchen island. Brand NEW Heating System in March 2016! Lots of light, 3 season sunroom & hot tub! Fireplaced LR, hardwoods, finished basement area w/dry bar. Located on a corner lot, connected to sewer. www.83lookoutave.com

Kathy Souza 401-265-4494 RE/MAX Preferred

Eric Maluk Owner NMLS #4733

Daniel E. Giroux Owner NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886

(401) 822-4444 www.aplusinri.com

Pawtucket Wonderful 3 Bed Ranch Featuring: Vinyl Siding, Replacement Windows, Hardwood Floors, New Kitchen Counters & Sink, 3 Season/ Mud Room, Rec. Room, Laundry, Poss. Bed in Basement, Gas, Sewer, Nice Back Yard Partially Fenced, Great Location, Move in Ready. $169,900 Jamie Rebello 401-241-7728 HomeSmart Professionals RE

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Glocester

Glocester - Chepachet!! Great House lot located on 10acres- nice private location! Short commute to Providence! Great proximity to Eastern CT also. Inquire to learn more about potential options with this lot! www.0elbowrockrd.info

Kathy Souza 401-265-4494 RE/MAX Preferred

Coventry Plenty of space in this clean and bright custom built home. Open concept with vaulted ceilings and oversized windows. Fantastic finished lower level with in law potential.

Beautiful deck, patio, spacious yard, and gardens. Minutes from Rt.2 shopping. $379,000 Maria Levesque 401-490-1580 RE/MAX Professionals - Hill Harbor Group

We specialize in Real Estate and Personal Injury law.

692 Warren Avenue East Providence, RI 02914

P: 401-270-1144 | F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com

East Greenwich

Refined elegance meets historic charm. Whether you fancy equestrian, wine vineyards, farming, housing classic automobiles, even starting a brewery. Modern take on an 18th century style cape, the main house is lavishly finished. Luxury & allure abound. $1,495,000

Justin Mandese 401-465-8056 RE/MAX Professionals - Hill Harbor Group

Scituate

Providence Fabulous East Side Location!

Open Concept LR/DR. Large Kitchen. Stainless Steel. Master Bed/Bath with Skylights. Central Air. Two Brick Fireplaces, Sauna. Fenced Yard.

Lovely, Quiet Area within Walking Distance to Restaurants, Parks and Brown Univ. $589,000 Renee Boiteau 401-369-1299 Keller Williams Realty

Private And Serene Setting For This One Owner, Spacious 3 Bedroom 2.5 Bath Open Floor Plan Contemporary.3 Different Heating Sources, Wood, Propane Or Electric. low Heating Bills, Easy Access To Major Highways, Desirable Location. $329,900

Janet Audet 401-486-7410 Coldwell Banker

Providence Family owned for 96 yrs pride of ownership throughout! All big ticket items done, trex decking, large units& lot, new stone steps and walk way, updated kitchen, hrdwd flrs, garage. Great owner occupied, walk to PC, Once in a lifetime opportunity! $210,000 Emily Kheradi 401-243-5520 Keller Williams Realty

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

19

NORTH PROVIDENCE

WEST WARWICK

JOHNSTON

ING

D EN

P

Eloquent & fine construction complete the exterior & interior for exceptional design and attributes! Desirable location!! Many updates include granite & ss kitchen, expanded living areas, potential in-law, master suite and more! $339,900

ING

N UN

ST

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Raised Ranch 3 Bedrooms, 2 Full baths, finished basement with a potential for In Law apartment with walk out! This home is in a wonderful neighborhood, great schools, shopping, and easy access to Highway! $234,900

WARWICK

ED AT V O

Beautiful newly renovated home w/ high end finishes!!Fully applianced kit w granite counters,open space flr plan&potential in-law opportunity w/ granite kit in lower level!!Fenced in yard,deck,shed&off street parking. $189,900

CRANSTON

WEST GREENWICH

T

W

LIS

NE

ING

D EN

P LE

A TS R O

SH

Turn Key & Meticulously Kept Beautiful Colonial on a Corner Lot of Governor Francis! Spacious living areas complete w hrdwd flrs, master suite w master spa & in-law potential w full kitchen & bath in lower level! Fenced in yard. Walk to water! $419,900

Beautifully renovated colonial set back on park -like grounds on a cul de sac close to highway & all amenities! Hardwood floors, granite & ss EIK, cozy family room w fp & walkout to patio, master suite w private balcony & master bath! $369,900

Picture perfect Colonial home set on a private lot in desirable neighborhood!

Property includes master suite, tons of living space including finished walk out, cathedral ceilings in great room, 2 car garage, outdoor living space! Easy highway access! $379,900

SOUTH KINGSTOWN

WARWICK

PAWTUCKET

A VAIL CS A

Turn Key Condo w Grnt & SS EIK. Completely Renovated. Easy Pet Policy!

LNDRY Hook ups in unit. Value Hunters Take Note!! Priced $37k under market & $12k under assessed! Plenty of space, huge yard, lovely river & scenery! Close to URI, Peacedale, Beach! $164,900

All Approvals in Place! Start Building Right Away! Road Frontage with City Water, Sewer, Gas, and all other utilities. Plans for a 1600sqft house available. Priced Perfect for Builders, Investors, and Discerning Home Owners! Seller Financing Avail. $38,357

Inviting ranch home with 3 beds & 1 bath!

Hardwood floors throughout this tastefully done home! One level living conveniently located next to all stores, dining, entertainment & highway access. Set in a neighborhood on a quiet street! $149,900

WEST WARWICK

CRANSTON

PROVIDENCE

G

IN ND

PE

Beautiful & spacious turn key colonial.

Custom woodwork, granite finishes, stainless appliances, hardwood floors & tremendous master suite complete with walk-in closet & master bath! Finished 3rd floor & easy ride to Boston & Providence! $229,900

G

IN ND

PE

Amazing side/side duplex opportunity!!

Live for basically free or buy for an amazing investment!! The only NEW CONSTUCTION of its kind in area!! $274,900

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

20

Call 401-359-2338 to Assist Yo

E

G SP

Split-Level, Ranch with 4 bedrooms, 3 bathrooms and a 2 car garage. Brick fireplace, vinyl siding and more. Call for details. $298,351

www.MyDreamHo

BLE

DIN BUIL

PE

Access MLS to See Homes On The

EA

ZIN

G

www.HomePric

R GA

A AM

IN ND

Get Your Homes Insta

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Tune into The Ro Real Estate Simplified, R Trusted Real Estate New Show! Sunday’s 10 am o

nstant Value Report

Price411.com

See ALL Available The Market!

Y! U B T A E GR

mHomeNow.com

38 for a Top Realtor You Now!

North Smithfield

Custom Colonial w/ the works! Private Lot, 3 car garage, 2FP,Gas heat, 2 master suits w/ walkins &baths! 3 full 2 half bths! Amazing schools,easy hwy access to Bos/Prov.

New 50 Yr Roof! Low Taxes! $499,900

E! M HO G ZIN A AM

e Round Table d, Rhode Island’s Most News & Advice Radio am on Newsradio 920!

North Kingstown

Immaculate & stunning 4 bd 3.5 bth colonial w over-sized master suite, in-law, granite kitchen, updates throughout, generator, 3 car garage and lovely 1.5 acre well manicured lot The Glen! Easy ride to train, beach, BOS, PROV & more! $579,900

CALL 401-603-3646 TODAY

FOR A MORTGAGE PRE APPROVAL

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

21

W NE

N TIO C U TR S N CO

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East Providence $279,900

Rumford – New 3 bedroom, 2 bath Raised Ranch with 1 car garage, central ac, hardwoods, gas heat, finished lower level with large Family Room and extra room for gym or study.

AN

H ES

M

Smithfield $379,000

New waterfront 3 bedroom, 2 ½ bath Colonial. Option to finish bonus room over garage. 2nd floor laundry, central ac, walkout basement.

Canoe, kayak from your rear yard.

W

NE

Warwick $254,900

TO

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Impeccable condition!

3 bedroom, 2 bath Raised Ranch with great deck and patio area, above ground pool, fenced yard, inground sprinklers, beautifully landscaped and heated garage.

ET

K AR

Cranston $299,900

!

ED

Coventry $224,900

M

Dean Estates – Well cared for 4 bed, 2 ½ bath Tri-level.

Original owner. Fireplace, deck, patio, beautifully landscaped. 2 car garage.

Super convenient area.

Walk to Garden City.

C

U ED

Cowesett - Very nice 4 Bed Colonial on quiet cul-de-sac.

Hardwood floors, front to back living room with brick fireplace.

Large formal dining room, central air, garage, deck and high end replacement windows. Toll Gate Schools.

Cranston $299,900

UT

TIC

0% DOWN

Fairview Ave area - 4 bed, 1 ½ bath Colonial with lots of charm. Living Room with fireplace, dining room, fully applianced eat-in kitchen, oak and pine floors, central ac, vinyl sided, replacement windows. 2 detached garages, new septic by closing.

Mortgages Available!

Your Local Mortgage Resource.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

22

75 +

www.rimortgagezone.com

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

JOIN OUR WINNING TEAM! @JoinRemax.com

To find your dream home

VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com

These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.

MAJOR BRANDS MARKET SHARE Year End 2015 January-December

7,000

6,000

RHODE ISLAND

21.70%

5,000

RHODE ISLAND This bar graph combines the ‘sold’ properties (Single Family, Condo, Multi-Family, Land & Commercial/Industrial) of all office locations and independent offices of each multi-office or franchise organization identified, which properties were sold by such organization itself, or with the aid of a cooperating broker, according to publications of Local Board or Multiple Listing Service in the geographic area and time period indicated. Year End data compiled from figures provided from 01/01/15 to 12/31/15.

4,000

3,000

2,000

7.76%

6.99%

6.03% 3.95%

1,000

0

Keller Williams

Coldwell Banker

Residential Properties

Century 21

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

23

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

Warwick:

Fantastic property, desirable location, 1.10 acres, 4 beds 2.5 baths, potential in-law, expandable attic, large open loft above oversized garage, Buderus gas heat, hardwoods, cathedrals, finished basement with walk up and workshop. Too much to list. $417,500 CALL BEVERLY COURNOYER, 401-255-4615

at

3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Warwick: Location, Location!! Spacious Home with Johnston: Sun drenched ultra sharp 3 bed con- West Warwick: new carpeting some new windows, new stove and dishwasher. Tollgate school system. Large Deck and yard. $264,900 CALL CARMINO MARRAPESE EXT 233

temporary home. Brand new kitchen + stainless appliances, easy care laminate and wall to wall carpeting. 2 full baths, generous bedrooms with walk-in’s. Quaint rear private yard.

Dynamite house ready now! $212,750 CALL ERIN SHERIDAN, 401-413-6794

North Kingstown: Ocean Front with Mag- East Providence: Move In Ready Home 3-4 Warwick: nificent Bay Views. No Flood Ins! Immaculate move in condition. Two BR full bath main level, plus an expansive lower level with study and 2nd full bath. Private access to ocean. Add second floor plans are in hand. $424,900 CALL KAREN CATUOGO, EXT 226

Newport:

Exquisite Newport estate one bedroom condo in bucolic setting walk downtown and to water. Private entry. Exposed granite and brick. Open floor plan. Radiant heating. Perfect getaway or downsizing option. Low condo fees. Assigned parking. $299,900 CALL KAREN CATUOGO, EXT 226

Beds, Walkout Family Room Or Bedroom With Bath. Master Bed With Pullman Bath, High Quality Fixtures. Beautiful Hardwoods, Cathedral Ceilings. Very Well Maintained Home. $235,000 CALL CARMINO MARRAPESE EXT 233

Warwick

Live and work in Historic Apponaug Village at the Tide Mill circa 1710! Former design studio/showroom, waterfront, access to cove! Old world with modern updates, central air, pellet stove, granite. Office on main, apartment above, Too much to list! $224,900 CALL BEVERLY COURNOYER, 401-255-4615

Welcome to

Barrington: Estate Sale. Desirable Nayatt. 4 bed

colonial with fireplace, gleaming hardwoods, corner dead end, property abuts acres of land conservation, breathtaking Narragansett Bay views! Walking path to secluded beach. Needs updates but well worth it! $449,000 CALL BEVERLY COURNOYER, 401-255-4615

Hopkinton:

What a great view! This home was built to FEMA specifications. Features 2 bedrooms with a dressing room, 1 1/2 baths .Multiple decks and , garage Good for all year living or summer home. walk to park and beach. Check it out! best value in town. $230,000 CALL CARMINO MARRAPESE EXT 233

The Major Benjamin Taylor House c.

1789. Unique colonial cape has modern updates! 3 beds, 2 baths extra office and den!! Hardwoods, Great room, 2 yr septic, newer windows, master/bath, laundry on main level! Whole house water filtration system! $219,900 CALL BEVERLY COURNOYER, 401-255-4615

West Warwick:

Westerly Estate sale no disclosures! Sold as! Inspec-

Seven residential units over three buildings plus 850 square foot garage perfect contractor space or rental extra income. Newer mechanicals in four family unit. Perfect investor/rehab opportunity. Future retail development site. $399,900 CALL KAREN CATUOGO, EXT 226

5

Abbott Properties

Star Winner

Michaela laMb

4 Years in a row!

New Agent

Make This 3 Bedroom Ranch Your Own! Great Area, Dead End Street. Possible 4Th Bedroom In Lower Level Walkout. Big Yard. Check It Out. $153,000 CALL CARMINO MARRAPESE EXT 233

tions for informational purposes only. $139,900 CALL ERIN SHERIDAN, 401-413-6794

Listing Agent of the Month beverlY cournoYer

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

24

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualify

Have you served in the armed forces?

Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Doug Iannuccilli

The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans

Mortgage Loan Originator NMLS #19741

595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828

Office: 401-257-6577 Cell: 401-499-3684 Email: diannuccilli@homebridge.com

The HomeBridge Vision

• • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-499-3684

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828.

Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

Call 401-257-6577 For More Info Homebridge.com/DougIannuccilli

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

25

Shane Feeney

(401) 954-0797

HomesByShane.KWrealty.com

North KiNgstowN

Turn Key & Priced to Sell! Quality Built,

by Redmond & Turnquist, a 1st Floor Office & Laundry, Huge Family Room, Chef ’s Kitchen, HW Floors Thru-Out, & Lrg Brms. All on a Professionally Landscaped Lot with a Salt Water Pool & Hot Tub awaiting You!

$665,000 | MLS# 1112710

south KiNgstowN

Brand NEW ROOF & NEW PRICE! A great location, close to beaches, bike path, town, & URI. In Tefft Hill, one of SK’s highly sought after neighborhoods, all on a cul-de-sac, with a very flexible floor plan. A must see!

$425,000 | MLS# 1124384

26

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Keith Dulude, NMLS# 3973 - Loan Officer - No Direct Extension David Travers - Branch Operations Manager - ext. 5301 Traci Cunningham - Operations - ext. 5302 Denise Ciaccio - Operations - ext. 5303 Seana Petrangelo - Front Desk - ext. 5308 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

27

We’ll Help Make Your Dream Home A Reality.

Apply for an FHA Title I Home Improvement Loan from Admirals Bank Today!

Includes Solar and Renewable Energy Projects No Equity or Appraisal Requirements Terms up to 20 years Title I covers a variety of different improvements!

Borrow up to $50,000 Admirals Bank offers a full range of purchase and refinance programs as well!

Let Admirals Bank Help Finance the Home of Your Dreams!

Mortgage Lending Team: (800) 562-6663 Home Improvement Lending Team: (800) 715-8472

*Lien will be placed against the property. Lien will be in ďŹ rst or second position. Newly constructed residential structures must be completed and occupied for 90 days. All loans subject to credit approval. NMLS ID: 527702 28

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

15 years of experience MOVING YOU TO SOLD!

Five Star Award Winner Past Three years Eight Time Platinum Award Winner Recipient of Circle of Sales Excellence Award

Kathleen Odell Real Estate Broker Associate 401-486-2832 kodellsells@gmail.com

Top Agent OF THE MONTH

Becky Moniz

ED

C DU

RE

East Greenwich - Tanglewood Spacious 3,000’+, 8 room, 4 bed, 2.5 bath Colonial. Large living & dining rooms; family room/fireplace; hardwoods; air-kitchen & up; sprinklers; 2 car. $499,900 Justin Fox, ext. 53

East Greenwich - Oakcrest Outstanding 9 room, 4 bed, 2.5 bath Colonial; cherry/granite kitchen; family room/fireplace; 1st floor study; hardwoods; air; alarm; 2 car; 3+ acres. $514,900. Rob Cressman, ext. 32

East Greenwich - Queens Grant

Open concept 3,600’+ Colonial offering 5 beds, 3.5 baths; cherry/granite kitchen; hardwoods; 3 fireplaces; beautiful yard-in-ground pool; 3 car. $609,900 Caroline Cressman, ext. 17

ER

AT

W

Richmond Privately situated on 6.7 acres, this lovely Ranch offers 3 beds & 2 full baths; applianced kitchen; 4 season room/slate floor; hardwoods; 3 car garage. $299,000 Frank Bennett, ext. 54

South Kingstown - Matunuck Fabulous 10 room, 5 bed, 2.5.5 bath Colonial w/view of Potters Pond & the Ocean. vaulted great room opens to dining room & kitchen; game room; large fenced yard; 2 car. $919,000 Rob Cressman, ext. 32

North Kingstown - Old Baptist Totally renovated 3 bed, 1.5 bath Ranch on fenced 1/2 acre lot; granite kitchen/stainless appliances; cathedral family room; new septic, heating, electrical & roof. Must see! $279,900 Joellen Wunner, ext. 56

EW

VI

Warwick-Ives Bluff Gorgeous custom 3,100’+ Ranch overlooking Greenwich Bay; open gourmet kitchen/dining area/great room/stone fireplace; master suite; hardwoods; tray ceilings; 2 car. $949,000 Joellen Wunner, ext. 56

West Greenwich Incredible 9 room, 4 bed, 2.5 bath Colonial; cathedral great room/fireplace; gourmet kitchen; 1st floor master; bonus room; hardwoods; 2+ acres; 2 car. $499,900 Rob Cressman, ext. 32

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

29

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options.

Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state.

To learn more, visit loans.rhodeislandhousing.org.

MOVE UP

MOVE IN REFINANCE

Rhode Island Housing’s Ocean State Grad Grant is designed to help college graduates finance homes in Rhode Island by offering a special first-time homebuying grant of up to $7,000 toward their down payment. Eligible borrowers may qualify for additional help with closing costs.

Go to GradGrant.org to find a participating lender in your area, along with tips to help you with the application process.

30

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

North Providence - New Listing

Looking to buiLd in desirabLe Western Cranston?

Select your lot and customize your dream home.

Water, sewer and gas are included.

Please view our other PREMIER offerings Coventry

Meticulous, well maintained open floor plan colonial w park-like grounds! Upgrades throughout! hardwoods, granite, great master suite with full bath & walk-in closet! Freshly painted & ready to move in! Don’t wait-This one won’t last! $459,900

1900 SMITH STREET

Colonial, 2 beds, 1 1/2 baths, living room, dining room, eat-in-kitchen, office, enclosed porch. Large rooms with 1793 square ft. of living area plus an 1100 square ft. finished basement. Immaculate, move-in condition. Vinyl sided, 2 car garage, maintenance free exterior.

Corner lot. Perfect location for home and office. Asking $195,000. www.1900Smith.com

(401) 527-1148 or (401) 934-1148

René C. Hague

GRI, SRS

Licensed 1994

Absolutely stunning Colonial with a sprawling floor plan, top of the line upgrades, and newly refinished hardwoods/ fresh paint throughout. Situated in historic Harrisville on a beautifully landscaped lot, on the shores of a trout stocked pond. $334,900

980 Reservoir Ave. Cranston RI

(401) 941-0200

1st Choice Call Me....I’ll Take You Home

East Providence

Warwick

Move right in to this 3 bedroom, 2 bath gem!

Home was built in 2004 and current owner has done outstanding updates ever since moving in, including energy efficient gas heating system, central air conditioning, new walkway and backyard patio. $269,900

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

95 Sockanosset Cross Rd., St. 209 Cranston, R.I. 02920

staraksian@aol.com

Burrillville

282 Phenix Ave Cranston, RI 02920

TuTalo RealTy

Call Sharon Essex

Pride of Ownership abounds in this gracious 3-bedroom, 2 bath Victorian Colonial. Large entry foyer, rambling updated kitchen, formal dining, French doors, gleaming H-woods, new windows, laundry on 1st, newer heating, gas, fenced yard. MOVE -IN! $229,000

Cranston

Move right in to this newly renovated 3 bed. 1.5 bath Cape with gleaming hardwood floors, new kitchen w/granite counters, vinyl replacement windows, finished recreation room in basement, gas heat & cooking, garage - all set on oversized 6000SF lot. $214,900

(401) 943-6111 X304 Fax: (401) 943-6191 renechague@realestateri.com www.renehague.com

Providence

Spacious, beautifully maintained 3-4 bedroom Colonial offers large entry foyer, expansive Lvg-Rm w/brick fireplace, formal dining, sunroom, generous white tile bath, 4th bedroom option, charming back porch, hardwoods, vinyl windows, newer Roof & Heat. $189,900

Providence

Investors take notice! Monthly income -$2500- recently renovated w/ granite kitchens, 5 baths, total gas, all utilities separate, new electric, vinyl sided, replacement windows, parking. $149,900

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

31

800 Oaklawn Ave Suite A2 Cranston, RI

CRANSTON

Opportunity to live in the heart of Knightsville !

Deceivingly large home w/2 flrs. Of living space. Plenty of closets & storage, fb on both flrs.Minutes to great restaurants, shopping, hgwy access & more.

Also, Western Cranston School system. $234,900

401.942.0110

Realty Associates

PAWTUCKET

Newer Built Colonial Featuring 3 Bedrooms And 1.5 Baths. What A Great Place To Call Home. $169,000

!

LD

SO

WEST WARWICK

Welcome Home ! Nothing to do but move in ! 3 generous bedrooms, eat in Kitchen, Dining area, Living room, Well landscaped corner lot, many extras, Finished basement with FR, Bath & den/bed. Even the bulkhead tiled !

Great Neighborhood ! Won’t last! $240,000

NORTH PROVIDENCE

Perfect for investor or 203k project. No FHA. needs repairs. Nice Big House on a wooded lot. $150,000

Congratulations TO MIKE MIELE! Realtor with Century 21 Realty Associates

Mike received 2 awards at the “Gold Ball” awards ceremony.

The first award was for “Multi-Million Dollar Producer”, the second award was for “#3 Top Producing Agent in Rhode Island Listings Obtained”.

32

c21realtyassociates.com

PROVIDENCE

Well maintained 3 family home in a great neighborhood.

Maintenance free vinyl siding, hardwoods, plenty of off street parking. Live on the first floor and let the tenants pay your mortgage.

Fire Coded!! Smoke And Carbon. $169,900

!

LD

SO

NORTH PROVIDENCE

Exceptional opportunity for Owner Occupied or Investment property fully rented! First and second have pocket doors separating the living and dining rooms.

The home has updated electrical and fire coded. $230,000

SMITHFIELD

Diamond in the rough..needs a little TLC! Split level home, update electrical, newer roof, built in pool, 3 Bed, 3 bath with a deck & hot tub off the master. Call today.

Subject to seller finding suitable housing, seller is motivated, bring offers!!! $299,900

!

LD

SO

PROVIDENCE

Newer colonial with 4 spacious bedrooms 3 full baths, off street parking finished lower level great for entertaining. Call today! $135,000

WE CAN SELL YOURS!

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

CENTURY 21 ACCESS AMERICA Coventry, RI 02816 (401) 828-2100

CENTURY 21 STACHURSKI Pawtucket, RI 02861 (401) 725-1115

WHAT’S BETTER THAN FOUR AWARDS FOR CUSTOMER SATISFACTION? EIGHT. For the second year in a row, the CENTURY 21® brand ranked “Highest Overall Satisfaction for First-Time and Repeat Home Buyers and Sellers”

by J.D. Power. Congratulations again to our many driven agents.

CENTURY 21 TREND REALTY Portsmouth, RI 02871 (401) 683-4900

CENTURY 21 ACCESS AMERICA East Greenwich, RI 02818 (401) 885-6260

CENTURY 21 STACHURSKI Lincoln, RI 02865 (401) 724-5600

CENTURY 21 REALTY ASSOCIATES Cranston, RI 02910 (401) 942-0110

CENTURY 21 TOPSAIL REALTY Newport, RI 02840 (401) 849-9192

CENTURY 21 TOPSAIL REALTY Bristol, RI 02809 (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON Pawtucket, RI 02860 (401) 521-9490

C21.COM The CENTURY 21® brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 20142015 Home Buyer/Seller StudiesSM. 2015 study based on 6,059 total evaluations measuring 5 firms and measures opinions of individuals who bought or sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed February - April 2015. Your experiences may vary. Visit jdpower.com ©2015 CENTURY 21 Real Estate LLC. All Rights Reserved. CENTURY 21® is a trademark owned by CENTURY 21 Real Estate LLC. CENTURY 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunities Act. Each office is independently owned and operated.

CENTURY 21 GONSALVES-PASTORE Cumberland, RI 02864 (401) 728-2770

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

33

Diana Barone

980 Reservoir Ave. Cranston RI

(401) 226-3374

Full Service Realtor • Sellers • Buyers • Investors • Rentals • Short Sales

CUMBERLAND

Pride Of Ownership Best Describes This Large Cape Offering Hardwoods Thru Out New Gas Heating System Generous Size 3 Beds Remodeled Thru Out, Beautiful Open Kitchen, Dining Room,Large Family Room Opens To Walk Out Patio Private Fenced Yard A Must See! $229,900

1st Choice Building Relationships One Home At A Time

JOHNSTON

Beautifully Remodeled Open And Spacious Ranch, Gorgeous Kitchen, Stainless Steel Appliances, Maple Cabinets, Bright & Sunny Family Room W/ Cathedral Ceilings 17X17 Master Bed, Full Attic Storage Corner Lot. $229,900

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

JOHNSTON

Loads Of Potential, This Oversized 3 Bed Cape Offers, New Heating System, 18X12 Master Bed, Large 20X13 Living Room With Fire Place, Masonary Vinyl Siding, Basement Ready For Your Finishing Touches, Perfect 203K Cosmetic Rehab. Fenced Yard, Pool. $189,900

Mike Behm

401-265-9437

East Providence

Cash Only As Is No Interior Showings Subject To Probate Approval. $39,900 MLS# 1116707

Home Ownership Matters.

Call Mike Behm (401) 265-9437

Cranston

Home Ownership Matters.

Home Ownership Matters.

Turn key business in a busy strip plaza, Home Ownership Matters.

This is a great opportunity to start up your own company,or expand Studies your current show that home ownership has a significant positive impact on net worth, educational achievement, civic participation, health business. $45,000 overall quality of life.

MLS#and 1125958

The Rhode Island Association of REALTORS®

Call Mike Find Behm out more about why Home Ownership Studies show that home Matters. ownership has a significant positive impact on net worth, educational achievement, civic participation, health (401) www.REALTOR.org/homeownership 265-9437 Studies show that home has a signifi cant positive impact Find out more about why Home ownership Ownership Matters.

Studies show that home ownership has a significant positive impact on net worth, educational achievement, civic participation, health and overall quality of life.

The Rhode Island Association of REALTORS®

overall quality of life. www.REALTOR.org/homeownership on netand worth, educational achievement, civic participation, health

34

and overall of life.

Find quality out more about why Home Ownership Matters. www.REALTOR.org/homeownership Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239 Find out more about why Home Ownership Matters.

www.REALTOR.org/homeownership

The Rhode Island Association of ThREALTORS e Rhode Island ® Association of ® REALTORS

Ana Willis Realtor®

401-378-7100

Email: anasellshouses13@gmail.com www.ExitRealtyPinnacle.com Serving Massachusetts & Rhode Island

E X I T R E A LT Y P I N N A C L E

PROFESSIONALS (401) 529-8228 jrm6@cox.net

Jo-Ann Molinaro

Top 4%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

Coventry

$284,900 • Tiogue Split Level - Beautifully Maintained • Built in 2009 • Kitchen with granite • 3 bedrooms and 2 bathrooms • Open Family, Kitchen & Dining rooms with cathedral ceiling • 1/4 acre lot

PAWTUCKET | $260,000 | MLS# 1128301

Looking for a perfect in-law set up? Well here it is..Main house; 2 bed with large master bedroom, 1 bath, living room with fireplace, kit with breakfast bar, Florida room, walk/out to deck w/fenced yard.

In-law, 2 beds, bath, eat-in kit, private entry, new roof, windows, hwt.

Woonsocket

$59,900 • North Smithfield Line Vacant Lot • Over 3/4 acre • Sewer and water available

Pawtucket

$149,900 • South Bend Condos Townhouse • Kitchen with stainless appliances • 2 bedrooms • 2 ½ baths • Finished lower with full bathroom • Easy access to highway

RIHomeBuyerMag.com YOUR ONE-STOP SOURCE FOR EVERYTHING REAL ESTATE • Find An Agent • Search For Listings • Mortgage Advice & Service

IT’S FREE AND EASY TO USE VISIT OUR NEW SITE TODAY!

• Legal Choices For Real Estate • Home Improvement Tips • Discover News and Resources

R DE N U

T AC R NT O C

Cumberland

$374,900 • Berkeley Commons

R DE N U

T AC R NT CO

North Providence

$149,900 • Countryside Condos

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

35

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut.

R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives.

- Joyce S.

Dear Dan, I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times.

It also takes a “unique” understanding of the process.

You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com 36

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

5 convenient locations to better serve you.

8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4332 P os t Road Ea s t G reenw i ch, RI 401- 398- 2100

1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 80

F

O R

M O R E

L I S T I N G S

V I S I T

WARWICK/NEW LIST

Beautiful Colonial in Governor Francis Farms offers large sky lit kitchen open to 13x24 family room with fireplace. Huge 13x24 master bedroom with skylight, formal dining room, hardwood floors, new Utica EE heat, air, in-ground pool, sprinklers, two car garage. $389,000

Maureen McGovern 401-263-2028

SCITUATE/NEW LIST Entertainers’ delight! Bright and cheery four bedroom, three and a half bathroom open concept Colonial on cul-desac in desirable Scituate Hills. Hardwoods, granite kitchen, two master bedrooms with private baths-one on first floor, and more! Don’t wait! $499,900 Donna DiGiulio 401-829-3825

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

.

C O M

WARWICK/NEW LIST

GLOCESTER/NEW LIST Incredible

Cassondra Cavanagh 401-654-3143

Donna DiGiulio 401-829-3825

Rare opportunity to own in one of RI’s most desired neighborhoods Governor Francis Farms. This five bedroom four and a half bathroom Colonial features a stunning kitchen, fireplace, dining room, hardwoods throughout and a private backyard oasis with salt water pool. $489,900

home with five bedrooms, full IN LAW on first floor, new kitchen with Corian counters, fireplace living room, family room with antique wood stove, master bed with huge walk in closet on five acres in the country, but close to all conveniences. Don’t wait! $339,900

WARWICK/NEW LIST

PRICED BELOW ASSESSMENT FOR QUICK SALE! One owner home features 5,300+ square feet of living space and over an acre of land. Granite Kitchen, New Bath, Refinished Hardwoods. IMMEDIATE EQUITY with minimal cosmetic updating. ONE YEAR WARRANTY AVAILABLE. $499,900

Jimmy Ranieri 401-413-5620

SMITHFIELD/NEW LIST NOT Your Average CAPE!!! Offering a Uniquely designed layout, this spacious home is filled with natural light and feels as if you are living among the trees! Fantastic Home Office above garage Ideal for home business. Full walkout lower level to yard. $339,900 Dee Conley 401-952-0664

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

CRANSTON/NEW LIST Spectacular sprawling Ranch. Oversized rooms with plenty of space for entertaining inside and out. Four bedroom, three and a half bathrooms, chef ’s kitchen with all the amenities, wine cellar and more. Ready for in-law expansion. In ground pool and breathtaking fresh water view! $799,900 Shari Soucy 401-649-0009

SCITUATE/NEW LIST

Sought after Knights Farm: Very Low maintenance home in spectacular condition. Enormous master suite with two walk-ins and private office. Private guest suite. Finished walkout lower. Gorgeous grounds. $679,900

Sue Rowles 401-640-8582

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

37

Meet Our

Newest

Team Members

CRANSTON Heart of Garden City! Gracious main

level with kitchen, living room, 4 Remodeled bedrooms, sliders to south-facing deck, 3 zone sprinkler, french drains and newly landscaped. A must See! $299,000

SCITUATE

Meticulous colonial on a sprawling 3 acre lot. Addition of a beautiful 3 season room not included in the sq footage, granite kitchen w/ ss appliances. Brand new maintanence free deck. Gleaming hardwood floors, two gorgeous fireplaces and more. $515,900

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Mike Grandchamp 401-529-8054

Come & Join Our Team

If you are looking for a great place to work we have openings for new and experienced real estate agents.

BRISTOL

EAST PROVIDENCE Beautifully done 3 bed, 1 bath ranch in the Riverside Waddington area. New Kitchen w S/S appliances, granite, hardwoods, central air, fenced in yard with large deck, gas heat, newer windows, roof, 2 car garage, new bath and more! $234,000

Call for a confidential chat anytime.

We Are A Full Service Residential and Commercial Real Estate Office

We would love to hear from you.

Location, Location, Location, come visit this lovely 3 bed, 1 bath ranch located in the very desirable Colt State Park section of Bristol. It is on a dead end St. & within walking distance to water. The ranch needs TLC but is well worth the effort. $349,900

653 Atwood Avenue, Cranston, Rhode Island

401-270-1174 GrecoRealEstate.biz

38

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Deserve The Best Partner with our team of mortgage professionals to get the quick, innovative, and superior service that you can depend on.

Zachary Levesque

Director - Branch Manager NMLS # 16841 (401) 773-7231

zlevesque@homepointfinancial.com

Michael Quin

Mortgage Loan Originator NMLS # 16162 (401) 400-8965

mquin@homepointfinancial.com

Jonathan DePina

Mortgage Loan Originator NMLS # 1157737 (401) 692-7564

jdepina@homepointfinancial.com

Matthew Resnick

Mortgage Loan Originator NMLS # 23256 (401) 439-5240

mresnick@homepointfinancial.com

Cheryl Hodgdon

Mortgage Loan Originator NMLS # 22996 (401) 749-2967

chodgdon@homepointfinancial.com

Neil Russo

Mortgage Loan Originator NMLS # 165781 (401) 400-8966

nrusso@homepointfinancial.com

Scott Estrada

Mortgage Loan Originator NMLS # 380330 (508) 733-8060

sestrada@homepointfinancial.com

Michael Engels

Mortgage Loan Originator NMLS # 16163 (401) 699-2444

mengels@homepointfinancial.com

Jeffrey Kosiorek

Mortgage Loan Originator NMLS # 22792 (401) 692-1108

jkosiorek@homepointfinancial.com

www.homepointri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | June 17th - July 14th 2016

39

WARWICK/NEW LIST Remodeled home with designer finishes. This property has a new roof, updated kitchen and bathroom, new driveway, hardwood floors, a finished lower and more. Qualified buyers can receive a $20,000 down payment grant from RI Housing. Won’t last, act now!! $229,900 Jill Weathers 401-749-5414

WARWICK/NEW LIST Fabulous opportunity to own this 1600 square foot, three bedroom, one and a half bathroom Ranch located just a short walk from the water and Pawtuxet Village. It features a new kitchen, hardwoods, dining room/den, new patio, fenced yard, new heating, finished lower and more. Act now! $229,900 Paul Zarrella 401-398-2088

WARWICK/NEW LIST

Great opportunity to own a three bedroom Ranch in the highly sought after Cowesett/Hill and Harbor neighborhood. This updated home features a new septic and new gas high efficiency heat and hot water. Just steps from Main Street and the East Greenwich waterfront. $339,000

Paul Zarrella 401-398-2088

WOONSOCKET/NEW LIST Gorgeous remodeled home with beautiful granite kitchen. This home is in a quiet neighborhood of East Woonsocket.

Renewed Homes eligible! Three, possibly four, bedrooms with large fenced in yard. Plumbed for central air. Must see! $190,000 Amanda Hannon 401-575-7854

WARWICK/NEW LIST

CRANSTON/NEW LIST

Sally Hersey 401-440-7030

Donna DiGiulio 401-829-3825

Newer Colonial just steps away from the water with no flood insurance required. Gorgeous eat-in kitchen with granite, central air, large finished lower rec room walks out to private patio and fenced yard. Needs nothing but you to make your next home! $239,900

Beautiful three bedroom home in desirable Western Cranston neighborhood! Open floor plan, master suite with jacuzzi bath, hardwoods, central air, farmer’s porch back deck overlooking private fenced yard and more!

Don’t wait! $249,900

87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

CRANSTON/NEW LIST NEW LIST! Western Cranston offers SOLID 50’s oversized three bedroom Cape in walking distance to Stone Hill Elementary. Young Roof, windows, vinyl, GAS heating system, hardwoods throughout, enclosed porch & More!

Extra lot at 0 MARLOW ST to convey. $209,900

ck Ro ad 10 04 Bo sto n Ne , RI ett ns ga Na rra 40 1- 78 2- 82 80

WARWICK/NEW LIST Great opportunity to own this two bedroom, one and a half bathroom, Townhouse overlooking Greenwich Bay. Beautiful saltwater views just minutes from Main St in East Greenwich, marinas, shopping and more! $225,000

WARWICK/NEW LIST Nice two bedroom Cape on a cul-de-sac in desirable Gaspee neighborhood. Living room with fireplace, central air, hardwoods throughout, two car garage, screened porch and more! $189,900 Matt Kachanis 401-787-1885

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

WARWICK/NEW LIST

Spacious three bedroom Ranch on quiet street. Huge yard for entertaining. Large kitchen, hardwoods upstairs, finished basement with tons of storage. $189,000

Ellen Leahy 401-996-4907

Dee Conley 401-952-0664

John Vartanian 401-965-3105

40

CRANSTON/NEW LIST Charming two to three bedroom home in desirable Eden Park features original Craftsman moldings throughout.

Large master with two closets, dining room or optional third bedroom and updated bath. Vinyl sided, new roof, replacement windows, newer heating and fenced yard! $179,900 John Moretti 401-464-2162

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

NORTH PROVIDENCE/NEW LIST

Large six bedroom, two full bathroom, single family home featuring hardwoods with 2200 square feet of living space, young roof, vinyl siding and replacement windows, newer gas furnace. Situated on a large corner lot with four parking spots. $289,900 Jason Gelfuso 401-447-7428