Rhode Island Home Buyer Magazine

R HODE

I SL A N D

MARCH 24TH - APRIL 20TH 2017 | FREE

HOME

BUYER © 2017

rihomebuyermag.com

R HODE I SLAND B RANCH L OCATION

Our goal is to close in less than 30 days.

No Cost Pre-Qualifications

Doug Iannuccilli

Producing Branch Manager | NMLS ID #19741

Call 401-837-0239 For Advertising Info

Smithfield

Residential

Diana Barone Full Service Realtor

MLS# 1143318 $925,000

Contact Daniel S. Balkun

1st Choice

President Phone: 401.369.9100 Cell: 401.230.0432 e-mail: dan@balkuntc.com

Dee Conley

www.homepointfinancial.com 300 Centerville Rd. Summit West - Ste 204

Call Me Today at 401-203-0305

Building Relationships One Home At A Time

Exquisite 5,000 Sq Ft French Country Colonial offers 4 Beds 4.5 Baths encased entirely in Brick!

Two-story vaulted foyer Great Room featuring window wall & balcony.

Best in Show!

(401) 822-4444

NMLS - #7706

INTRODUCING OUR NEW

(401) 952-0664

980 Reservoir Ave. Cranston RI

(401) 226-3374

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

Page 5 Inside For Details!

Is Stressful, Choosing The RightSee Company dee@williamsandstuart.com Doesn’t Have To Be

*See Our Ad on Pages 18-19 Moving

0% DOWN

Gentry Moving is the company that individuals and families trust.

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving to or from a studio apartment or a five-bedroom home, Gentry Moving helps Residents On-The-Move.

• Sellers • Buyers • Investors • Rentals • Short Sales

Mortgages Available!

Jennifer Valle

Realtor® Buyer Representation Specialist

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

Your Local Mortgage Resource. Call Pier Today!

(401) 562-1238 Pier-Mari Toledo Your Local Mortgage Resource.* Any size move can be extremely overwhelming. When you choose Gentry Moving, we take Mortgage Director, Lending ptoledo@wavefcu.org

Bani Properties, LLC

1738 Broad Street Cranston, RI

I work with you and for you!

years of financial stability. the burden away75+ and ensure your moving experience is as smooth as possible.in all facets of mortgage lending and a commitment to objectivity, With over 22 years of experience S E E

PA G E

4

I N S I D E

F O R

D E TA I L S !

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Ride the Wave to financial security. rimortgagezone.com

CALL ME....

I”LL TAKE YOU HOME!!

Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports• your every Fixed ratemove. mortgages • FHA mortgages

C. H

• VA mortgages

• 3 ½% down payment mortgages

• Purchase or

WARWICK

Governor Francis.....

4 bed colonial, what a beauty. beautiful new kitchen, with stainless steel appliances, formal dining room, living room with fireplace, new roof , newer heat system, hardwoods.

• First time homebuyer’s programs GentryMoving.com SATISFACTION

Warwick, RI 480 Greenwich Avenue, 02886 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 Pawtucket, RI 341 Benefit Street, 02861 Is Stressful, (401) 781-1020 • Toll Free (1-888-492-8328)

Choosing The Right ranch with many upgrades.Oversized 2 car garage, corner lot., gleaming hardwoods, new counters, new roof, upgraded siding, Company Doesn’t part finished basement with potential bathroom below. Fenced yard with pool.

MLS#the 1139053 $265,000 Have To Be. Ride Wave to financial security. wavefcu.org

1st Choice

(401) 941-0200

renechague@realestateri.com Visit my website at: renehague.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

RealtorJennValle@gmail.com

SUPPORTING YOUR EVERY MOVE

• Adjustable rate mortgages

Pier-Mari Toledo, Also ask us about any special mortgage opportunities Mortgage Consultant those purchasing foreclosed property or high balance Serving RI, MA and CTfor | 855.436.8766 | info@gentrymoving.com ENE AGUE (401) 562-1238 Moving ptoledo@wavefcu.org Free Comparative Analysis GRI, SRS - LICENSED 1994 WARWICK/EG LINE Move right into this spacious

R

Call (401) 203-6370

Lynn Forlini

(401) 413-8920

ForliniHomes@gmail.com

Join Our Winning Team @JOINREMAX.COM

Licensed In RI, MA and CT Call Us Today For A FREE Estimate

855.436.8799 www.gentrymoving.com

MLS# 1151796 $369,900

Lisa Jester

(401) 996-4928 leejester21@yahoo.com

Whether you are moving across the street or across the State...

401-942-0200 williamsandstuart.com OPEN HOUSE | SUNDAY APRIL 2ND 12-2

Home of the Top Producers

and those that aspire to be!

To Find Your Dream Home Visit RI-Homes.com *See Our Ad On Page 15

South Kingstown Dockray/Pine Hill - Unique opportunity! 1,161 SF Ranch, plus a 1,200 SF unfin. addition, over 2,300 SF total. 4 Garage spaces, porch & deck, full basement, private yard, plans available, special financing. 55 Pine Hill Road

MLS# 1141024 $385,000

FLAGSHIP

Ned 782-0555 To Advertise Call(401) Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017 Caswell nedc@rihomesearch.com

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

REAL ESTATE

NEWS The home PoinT

Eric

Homerun Dan

After falling into their careers by accident, both Daniel E. Giroux and Eric Maluk have become successful businessmen in the mortgage industry. However, the success has not come with easy decisions and has certainly been an adventure.

As previous owners of A-Plus Mortgage, a multi-state mortgage lender that won several awards for company success and client services, Giroux and Maluk knew what it took to remain successful in the mortgage industry.

However, as the market changed and technology increased, A-Plus Mortgage found itself at a crossroads. As the market demands increased, the two realized their company would have to consume many resources to keep up.

Giroux and Maluk were determined to find a way to do what was best for their team, clients, and family. On January 3rd, Giroux and Maluk chose to join their team with Home Point Financial, a nationally licensed mortgage lender. “It was hard to let go of our company” Maluk said, “but it was the best decision for us because it was a want and not a need.”

Giroux agreed and stated that now they have more time to build relationships with clients, realtors, and their families.

The entire team is ready to take their experience and skills to the new Home Point Financial branch in Warwick. Their services include loan and refinancing programs such as Fannie Mae, Freddie Mac, VA Loans, FHA Loans, USDA Loans, HARP Loans, Reverse Mortgages, and much more.

Giroux first gained interest in the industry 16 years ago when an accident occurred during his time in the army. Limited career options steered Giroux towards a telemarketer

position for a mortgage company, where soon after he became a loan officer. “I fell into it by accident, but I fell in love with it,” Giroux said. Similarly, Maluk accidently found himself interested in the mortgage business when a friend introduced him in 2003. Maluk, naturally, succeeded and just months later became a manager. After a year in management and only two years of experience, Maluk and Giroux decided to open A-Plus Mortgage in 2005.

Together they’ve had years of experience and success, including working with two of Rhode Island’s top realtors, Nathan Clark and Guy Glennon. Today, Giroux and Maluk’s adventures together continue.

They are eager to work diligently with their dedicated team and utilize Home Point Financial’s many tools and resources.

When one visits Home Point Financial’s website they have access to over fifteen different types of calculators. One can calculate how much their mortgage payments will be, how much income they need to qualify, or even compare numbers between renting and buying. Home Point’s resources also allow clients to apply online and electronically sign documents through their secure scripted site.

Giroux and Maluk do not regret moving their business to Home Point Financial. Their culture and priorities have always been the customer first. If something is convenient for the customer, it’s all that matters. Giroux and Maluk stated that their team goes above and beyond every day to ensure they stick to that culture. They continue to outwork competitors and make themselves available after standard hours for the convenience of the customer. Giroux said, “If I’m awake, I’m available.”

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

3

0% DOWN

Mortgages Available!

Your Local Mortgage Resource.

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

75 +

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

www.rimortgagezone.com

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net 4

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

H e r e ’s Wh a t O u r C l i e n t s A r e S a y i n g

My fiancé Rob and I had the pleasure of working with Dan Balkun and his team this year for 3 separate transactions that went as smooth as could be thanks to them! We both owned our own homes, and with getting married this year, we wanted to sell both of them and buy a new one prior to getting married. The issue we had though, is that Rob owed more on the home than it was worth, and on top of that, it was badly in need of some expensive repairs such as the roof that he clearly could not afford since he was struggling just to make his mortgage payments. We realized that we needed help and that a short sale may be his only option, and was referred to Dan by a colleague of mine. Dan sat down with us and fully explained the entire process along with our options. In the course of approximately only 5 months time, he helped us with the sale of my home, the short sale of Rob’s home, and the purchase of our new home. He worked closely with our realtor and loan officer, and kept us informed every step of the way. We couldn’t have been more pleased with the level of professionalism, the degree of knowledge, and the drive that Dan possesses, as these are all reasons Rob and I are now living in our beautiful new home together. I would highly recommend Dan for any title needs you may have! - Lisa T.

Contact Daniel S. Balkun President Phone: 401.369.9100 | Cell: 401.230.0432 | e-mail: dan@balkuntc.com

33 College Hill Road, Suite 25E, Warwick, RI 02886 To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Dave “T” Tatangelo

Leo Tatangelo

(401) 465-0263

(401) 465-4687

davetteam@gmail.com DaveTteam.com

leot46@verizon.net kentcountyhomefinder.com

Coventry: To Be Sold with MLS# 1033549, Great Tri-Level on Main-

Coventry:

(Under Construction) This “Exceptional” 4 Bed 3.5 Bath Contemporary Farmhouse Style Colonial W/ Wrap Around Farmers Porch, Granite,Hardwoods,High Efficiency Furnace W/Ac,2 Car Gar,Paved Drive Close To Everything But Set On 4 Private Acres On Dead End Rd! $409,900 Call Dave at 401-465-0263

Coventry:“Excellent” 3 Bed 1.5 Bath Ranch W/ Garage On Cul-De-

Coventry:

“Excellent” 3 Bed Ranch W/ (1Bed Inlaw Wlkout Lwr) Will Have New Septic,New Heat,Roof,Int Paint, Newer Kitchens & Baths,Vinyle,Some Newer Windows,Garage,Shed & More!! All On Manicured/Private/Fenced & Almost 15K sq ft lot!! A Must See!!! $224,977 Call Dave at 401-465-0263

West Greenwich:

Property is back on the market because of blown water line on second floor, heavy damage to 1st floor and basement, can be shown, please understand it is in very rough condition. Currently waiting for insurance company. Subject to lien holder approval. $209,900 Call Dave at 401-465-0263

Coventry: Location, location, location. 3 bed contemprary bungalow/cape close to everything. Many possible uses w/ tlc. Home, small biz, doctor, dentist, atty offic etc. Seller will consider rezone if needed..

I1 or business. $199,900 Call Dave at 401-465-0263

Scituate: “Excellent” Flat 4+ acre lot in rural scituate. Build your own dream house in serenity. Call today. $109,900 Call Dave at 401-465-0263

Coventry: Nice 3-4 bed colonial in town center, 2 car garage, hard-

North Providence:

cured Lot, Hot Tub, In-Ground Pool, 6 Car Garage, A/C, Sprinklers .This property will have 2 single family residential rental properties. property division is currently being engineered $650,000 Call Dave at 401-465-0263

woods, 2nd floor laundry, large deck, old school charm, close to everything. Subject to lienholder approval. Call today. $199,900 Call Dave at 401-465-0263

Sac.newer Septic, Roof,Windows,Vinyl, Heat. Appliances.updated Kitchen & Bath. 4 Season “Bonus Room” Off Of Kitchen. Family Room In Lower Level.walkout Basement & More. All On Manicured Lot. A Must See!!! Call Today. $229,977 Call Dave at 401-465-0263

Lovely 3 Bed, 1.5 Bath Ranch with Updated Kitchen, New Replacement Windows & Sliders, New Electric, Brick Fireplace, Ceramic, Newly Painted, Walk Out Basement, Garage, Fenced Yard, Outbuilding, Ceiling Fans and More. Taxes do not reflect homestead. $199,000 Call Leo at 401-465-4687

View More Properties Like These On Our Custom Website! DaveTteam.com

Ken Cesaro

AT PRIMARY RESIDENTIAL MORTGAGE

we are happy to help you to purchase or refinance a home using an FHA, VA, USDA or a Conventional Mortgage.

Loan Officer NMLS# 10048

Branch NMLS# 305552

Office: 401.490.7123 Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

Licensed Lender in RI, MA, CT, NH & FL Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc, Lender 200417155LL, Broker 20041716LB. Division of Banks MC3094. Connecticut Department of Banking 8750. Florida Office of Financial Regulation MLD646

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

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Contractors & Construction Managers Since 1966

A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls

Residential and Commercial

CALL PETE

401-258-1782 agervasioconstruction.com

8

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Carley Construction GENERAL

CONT RACTORS

Design & Build - Since 1988

Additions, Remodeling, Conversions, Vinyl Siding Roofing, Deck Replacement, Windows, Finish Work, Framing, Kitchens and Bathrooms Ful l y Insured | RI Reg #5509 Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com Your One Stop Source For Hardscape, Paving and Outdoor Equipment

• Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

9

THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

CENTURY 21 STACHURSKI

CENTURY 21 TOPSAIL REALTY

Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

CENTURY 21 TREND REALTY

Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON

East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

CENTURY 21 STACHURSKI

CENTURY 21 GONSALVES-PASTORE

Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate?

Sales Positions Now Available…

No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today.

Pre-License Classes are available Find out what CENTURY 21 can do for you!

10

SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Scituate

West Greenwich

Cranston

Warwick

This beautiful country colonial has it all-a private setting yet close to highway access. First floor boasts a beautiful granite kitchen with newer white cabinets. It also features a 15 x 12 living room, a 10 x 10 office, and a formal dining room, large two car attached garage. $339,900

This beautiful country colonial on a cul de sac has a new roof - 5 months young, newer driveway, newer well pump, new insulation, newer dishwasher and fireplace damper. Newer granite and maple kitchen with a wine refrigerator. All appliances are included! $419,000

Beautiful 3 bedroom cape with 1,512 square feet of living area has been totally remodeled. Brand new SS appliances, granite counter tops, gleaming hardwoods, 108 square foot enclosed three season front porch plus two bonus rooms in basement.

Great family neighborhood. $209,900

Beautiful, high quality new construction colonial ready to move in!

Master has gorgeous tile bath, tray ceiling & views of the bay. Hardwoods, granite, tile, appliances, all the good stuff! Central air, gas heat, front porch, landscaped, a beauty! $359,900

West Greenwich

Warwick

Coventry

Coventry

West Greenwich

Coventry

This is a well maintained unique log cabin located on a spacious and private lot, just minutes from the highway. This home features a beautiful master bedroom with huge walk-in closet and private bathroom. Numerous updates including HVAC ready. $249,900

West Greenwich

Newly remodeled 3 bedroom cape in Eden Park. New kitchen with island, new 200 amp electric service, all hardwoods redone, new flooring in upstairs bedrooms. This home has a fireplace, central air, gas heat, one car detached garage, a closed-in porch, and a fenced yard. $199,900

Young water view colonial has 2 huge decks with 3 sliders, open floor plan, 1st floor hardwoods, 1st floor office, 2.5 baths, 2 car garage, sprinklers, all on a double lot. Dead end street, 2 minute walk to water. $304,900

Just added - new roof!! New granite kitchen counters!! Lots to love about this custom colonial! Large LR, huge master/walk-in closet/bath, heated 2 car garage/new doors, new furnace, above ground pool/deck, poss in-law in lower/new kitchen/bath. $389,900

A must see, 3 bedrooms, 1.5 baths, pride of ownership throughout from custom stone work on the exterior to the beautifully tiled bath. This home offers sunny living room, hardwoods, a large finished basement, woodstove and attached garage. $265,000

One owner Gambrel Colonial in desirable Wood Estates! Hardwoods, built-ins, 2 fireplaces, 1st floor laundry, granite counters in kitchen, breezeway room, newer boiler, solidly built home! $269,900

New septic being installed.

Come see this three bedroom ranch featuring hardwoods, one car garage, corner lot and much more. Located in neighborhood close to everything. $184,900

West Greenwich

2 separate houses on 9.7 acres! 3-4 bed home, 3 full baths, dining room, family room, laundry 1st floor, solarium with indoor year round heated pool, over 3,500 sq.ft., PLUS 26’ x 40’ room raised ranch (taxes $4,509), 400’ frontage, horses ok. $639,900

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

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800 Oaklawn Ave Suite A2 Cranston, RI

Cranston

Well Maintained, Clean Home With EatIn-Kitchen, Large Living Room, 3 Big Bedrooms, Big Bathroom And An Extra Office/Playroom.

One Level Living In A Ranch That Looks Small From Outside But Is 1,240 Square Feet. $189,000

WarWiCk

Governor Francis..... 4 bed colonial, what a beauty!!! this house features a beautiful new kitchen, with stainless steel appliances, formal dining room, living room with fireplace, new roof , newer heat system, hardwoods, spacious layout, and plenty of bathrooms!

Man cave with fireplace in lower level! $369,900

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401.942.0110

c21realtyassociates.com

Realty Associates

Coventry

Nice Ranch In Great Family Neighborhood, Large Fenced Yard, Corner Lot, Hardwoods Large Family Room In Basement, Nice Size Eat In Kitchen With Slider To 16X20 Deck. $174,900

north ProvidenCe

Many options with this unique lot size! ESTATE SALE no disclosures provided an AS IS sale. Needs TLC inside and out motivated! Cash or possible 203K. $185,000

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Cranston

Only one word to describe this home & property “Spectacular� Quality Built Home With All The Amenities. 4 Beds, 5+ baths,Entertain or just enjoy your privacy. Resort style yard, Pool & pool house 3 car heated garage. On & On this is a must see. $1,200,000

West WarWiCk

Updated 2 Bed Townhouse In Desirable Greenridge Complex, Nice Hardwoods, Fireplace. New Central Air, 2 Assigned Parking Spots $140,000

100% FINANCING AVAILABLE FOR USDA AND VA LOANS

INTRODUCING OUR NEW R HODE I SLAND B RANCH L OCATION

Our goal is to close in less than 30 days.

No Cost Pre-Qualifications

Doug Iannuccilli

Producing Branch Manager | NMLS ID #19741

Direct: (401) 203-0305 Cell: (401) 499-3684 Fax: (401) 203-0310

http://dougiannuccilli.supremelending.com/ Doug.Iannuccilli@supremelending.com 6828 Post Road Suite 3 | North Kingstown, RI 02852

Building Customers For Life

Additional Services Include...

• Purchases and Refinance • Conventional Loans • USDA • VA Programs • First Time Home Buyer • Renovations Loans & More

Call Me Today to Get Started! (401) 203-0305

EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2017. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. Supreme Lending is required to disclose the following license information: AZ Mortgage Banker License 0925918, AZ Principal Office: 25030 S 190th Street, Queen Creek, AZ 85142. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act License 4130655. CO Mortgage Company - Regulated by the Division of Real Estate. GA Mortgage Lender License 22114– Georgia Residential Mortgage Licensee. IL Residential Mortgage License MB.6760323-DBA1– Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company MC.0001578. NV Division of Mortgage Lending Mortgage Banker License 4063. Licensed by the N.J. Department of Banking and Insurance – New Jersey Residential Mortgage Lender License. Licensed Mortgage Banker-NYS Department of Financial Service. NY Mortgage Banker License B501049. OR Mortgage Lending License ML-4265. Licensed Mortgage Banker by the PA Department of Banking - Pennsylvania Mortgage Lender License 45048. Rhode Island Licensed Lender 20142998LL. TX - SML Mortgage Banker Registration - Residential Mortgage Loan Originator.

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

13

We Are A Full Service Residential and Commercial Real Estate Office Already an agent looking to make a change?

Meet Our

Newest

Team Members

Sometimes it is not just about the sign on the door but rather it is what awaits you inside. Come see the difference at Greco Real Estate.

If you are looking for a great place to work we have openings for new and experienced real estate agents.

Classes are available.

Call for a confidential chat anytime.

We would love to hear from you.

Come & Join Our Team

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Michelle Toni Marie Roderick-Gomes Palmer 401-230-2226 401-426-8948

401-270-1174 GrecoRealEstate.biz

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

401-529-8054

Marissa Megan Greco Morse Ferreira 401-286-5930 508-686-1310

653 Atwood Avenue, Cranston, Rhode Island 14

Mike Grandchamp

Join Our Winning Team

@JOINREMAX.COM

PREFERRED, TOWN & COUNTRY, PROPERTIES

Home of the Top Producers

and those that aspire to be!

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 www.3532200.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 www.3330020.com

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 www.2323900.com

RE/MAX Properties Branch Office 261 Main Street, Unit 201 North Smithfield, RI 02896 401-356-1519

To Find Your Dream Home Visit RI-Homes.com Or Contact One Of These Offices To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

15

EAST GREENWICH W

NE

WOONSOCKET

T

LIS

WARWICK

G

IN ND

PE

W

NE

T

LIS

Beautiful Center hall Colonial located on a spacious lot on a cul-de-sac in highly sought Cindyann neighborhood. Connected to sewer & city water with a short distance drive to Main Street, schools & highway access. Granite gourmet kitchen, hardwoods, large bedrooms, 3 fireplaces and lovely master suite. $499,900

Charming & beautiful 5 bed 2 full bath cape cod located in sought after East Woonsocket!!

An abundance of space for the entire family to enjoy which includes a large den and tastefully finished basement!! Outdoor living which includes a deck, patio and the ultimate privacy make this home something remarkable! Home also features brand new furnace & more!! $239,900

Beautiful end unit with deck overlooking the manicured park-like grounds! Renovated with hardwood floors, granite counters in kitchen and both bathrooms, stainless steel appliances, french doors and quarry tile showers.

Unit features gas heat, efficent replacement windows, first floor laundry & an oversized garage with storage! $214,900

NORTH SMITHFIELD

CUMBERLAND

WOONSOCKET

ING

D EN

P

W

NE

T

LIS

INGFFERS D N PETIPLE O

L MU

Beautiful sun soaked home w oversized windows, cathedral ceilings, large master suite w private balcony, granite in bathrooms, granite & ss kitchen! Breathtaking South Facing backyard w wrap around trex deck, jacuzzi, bbq area & electronic dog fence. $379,900

Beautiful 3 bed 2 bath oversized dormered Cape Cod home situated on a triple lot!

Turn key home with many new renovations! Enjoy the piece of mind with newer & efficient heating system, replacement windows, 2 car garage, large back deck, huge yard and tons of room to grow!! Located minutes from everything!! $229,900

Sprawling contemporary ranch style home in prestigious neighborhood! Located on a cul-de-sac, this immaculate home boasts a total living area of 3,700 sqft (2,500 sqft up & 1,200 sqft down). Nestled on a .57 acre landscaped lot complete with a private fenced in back yard with koi pond & waterfall.

Open concept kitchen and dining with a large granite island equipped with wine fridge. $369,900

BURRILLVILLE

WOONSOCKET

NORTH KINGSTOWN

ING

P

ING

D EN

D EN

P

Immaculate & stunning 4 bd 3.5 bth colonial w over-sized master suite, in-law, granite kitchen, updates throughout, generator, 3 car garage and lovely 1.5 acre well manicured lot The Glen! Easy ride to train, beach, BOS, PROV & more! $565,000

WARWICK

WARWICK

WARWICK

INGFFERS D N PETIPLE O

L MU

Beautiful 4 bed 3.5 bath oversized Cape w Colonial feel! Large rooms, two walk-in closets, laundry on 1st, new windows, newer roof, handicap accessible, master with bath on 1st, finished basement, sunroom, storage, 2 car garage & more! $375,500

Beautiful Pottery Barn & magazine worthy appeal make this completely loved and meticulously renovated property the place to call home! New addition in 2014 provides you with an energy efficient design and the latest amenities. Hardwood floors throughout this 1550 sq ft sun-soaked colonial! Central air, cathedral ceilings and functional floorplan! $229,900

INGFFERS D N PETIPLE O

L MU

Ranch, 3Bdrms, 1Bath, Hardwoods Throughout, in Impeccable Condtition, Undergrd Sprinklers, Vinyl Siding. Located in Quiet Neighborghood On Deadend! This Home Will Not Last! $189,900

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

16

Call 401-35

LD

Beautiful home, meticulously kept!

Features huge ktchn & dr area complete w cathedral ceiling & skylights! Great floor plan! 1.5 baths, 2 beds plus den, lndry on 1st & oversized garage! Storage! Great deck outside! New furnace, new exterior &windows! $119,900

D

www.MyDreamH

SO

Stunning custom 3 bed, 2 bath home! Spacious living room with custom cathedral wood ceiling. Updated kitchen. Large master suite! 2 car garage PLUS detached workshop/garage. Newer deck overlooking a large backyard. $279,900

L SO

Get The Laste & Watch Video Tour FACEBOOK.COM/D

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Tune into The Real Estate Simplified, Trusted Real Estate Ne Show! Sunday’s 10 am

MU BID

MU BID

est Listings rs - Like Our Page DISPIRITOTEAM

HomeNow.com

59-2338

Round Table , Rhode Island’s Most ews & Advice Radio m on Newsradio 920!

LE P I ULTIDS

LE P I LT S

LE P I LT S

North Kingstown Beautiful ex-

ecutive colonial now available. Situated on a private 2 acre lot & nestled in the desirable Glen neighborhood, moments from highway access! Spacious, bright & open floor plan make this custom built home something special. This home has everything the most discerning buyer seeks. Granite & stainless eat in kitchen which opens up to your great room complete with fireplace and wet bar for intimate family dinners & entertaining. $619,900

M B

West Greenwich Stunning open space floor plan complete with 2 oversized master suites on the 1st w private walkouts to deck, in-ground pool and yard! 2nd fl includes bed/ bath suite with living areas!4bd 4bth 2.5 car garage, lndry on 1st tons of storage hghwy access. $539,900

East Greenwich

Stunning & Rare Southern Exposed Sun Filled View of Greenwich Bay!! Well over 3,000 sq ft of finished sun-soaked living space!!

Complete with two suite-style bedrooms and 3 beds in total! 3.5 baths, hardwood floors, granite and stainless kitchen, 2 gas fireplaces, city sewer and city water!! Outdoor living space includes massive trex deck and paver patio with piped-in gas fireplace also overlooking your amazing view! $439,900

T S I L W NE

AW L IN

West Greenwich Take in the views! Privacy & 2 acres of land, yet minutes from 95! Meticulously kept beautiful colonial home! Featuring an in-law apartment with full walkout to a private deck on picture perfect landscape! This home also boasts a master suite with walk-in closet and full master bath with his & her sinks. 4 beds 3.5 baths in total and an abundance of space indoors and outdoors. Other features include, lovely farmers porch, 2+ car garage & mud area, storage, central air conditioning throughout, forced hot air with a humidifier, paver walkways, breathtaking stone wall to complement the grounds & so much more!! $389,900

CALL 401-603-3646 TODAY

DANIEL E. GIROUX NMLS #26531

FOR A MORTGAGE PRE APPROVAL

NMLS - #7706

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

17

How To Buy...

LIKE A BOSS

by Daniel E. Giroux, Home Point Financial

The boy scouts said it best “be prepared” . I’m always amazed that people will spend months researching a new fridge, a new car, even a new TV but when it comes to their mortgage for a home purchase, they can’t be bothered. If you want to buy like a boss, then you have to be prepared. You need to work with your lender to design the perfect loan for you and your family. You should be walking into an open house ready to make an offer, close quickly and on your terms. Sellers and sellers agents want to work with buyers that are prepared, qualified, and decisive; not tire kickers. You may not think you’re a tire kicker but if you walk into an open house without a plan, you better have good boots on because guess what; you’re a tire kicker.

So how do you present yourself as BUYER vs Tire Kicker?

1. Bring your check book to the open house. If you love the house, you will need to leave a deposit. Don’t worry, if you change your mind, you can get your deposit back. They are not going to cash the check until the purchase and sales is fully executed and you have 10 days for inspections.

2. Tell your realtor to bring a blank purchase and sales agreement.

If you love the home, make an offer on the spot. Every house I have ever bought happened onsite. In a fast paced market, 24 hours can be too long and you may loss the dream home.

18

3. Call your lender before you go to the house. Figure out your offer price; figure out the terms of your offer, factor in taxes and estimated insurance. Figure out if you will need seller paid closing cost, and set a date that you want to close. Your lender will be able to give you an estimated payment. Consider the monthly payment when making your offer. You will be amazed at how effective this practice is. Every house I have ever made an offer on has been accepted. Every closing date I have made has been kept. When you go into the process with a plan, you will find the process much easier.

4. It’s a seller’s market right now, don’t try to nickel and Dime on the house you love. Remember that $5000 on a mortgage is roughly $26 dollars monthly. Don’t lose your dream home over 87 cents a day.

5. Call Daniel Giroux. Let me show you the thousands of options.

Let me create a loan program that meets your needs, makes you an attractive borrower, and puts you in the position to be a BOSS BUYER.

Call 401-603-3646 direct, or email dgiroux@homepointfinancial.com

Daniel E. Giroux NMLS 26531 Home Point Financial

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

LLC NMLS #7706 Licensed Lender

Showcase Listings

Warwick Exceptional 3 to 4 Bedroom, Corner-Lot, Colonial Home on the edge of Pawtuxet Village. Master Suite on 1st, Possible In-Law. Brick Fireplace, Hardwoods throughout, century-old charm & short walk to water. Beautiful Deck/Patio area, Dry Basement too. $269,000 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties

Cumberland

This three bed well maintained raised ranch is located in the quaint Reservoir area of Diamond Hill. Great starter home! Set back on a large front yard. Enjoy a cozy three season sun room and private back yard. Consider yourself home. $277,900

Brenda Nardolillo 401-829-8423 RE/MAX Premier

Westerly

Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! Owner will consider rent to own. $279,900

Mary Lyons 401-439-8507 RE/MAX Central

Eric Maluk NMLS #4733

Seekonk, MA Investors, Rehab Buyers Take Notice!

1 Level Of Living, Private Inlaw, Lg Mastersuite, Needs Total Rehab, No Heating System, Needs New Septic, No Title V. Fantastic Potential, Priced Below Assesed Value, Short Sale Approved. Sold As Is. $275,000 Diana Barone (401) 226-3374 RE/MAX 1st Choice

Daniel E. Giroux NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages

Tiverton Perched High Designed W/ Breath Taking Water Views From Every Room! 271 Ft Of Water Frontage, Private Beach, Mooring, Min To Newport By Land Or Sea. Sunset Views, Gaze At The Moon & Stars, Listen To The Waves Lap The Shore Beneath The Master Rotunda. $3,100,000 Emily Kheradi 401-243-5520 Keller Williams Realty

Visit Us at 300 Centerville Road Summit West - Ste 204 (401) 822-4444 www.homepointfinancial.com HOME POINT FINANCIAL CORPORATION NMLS #7706

Burrillville Stunning Vintage Colonial. Details of the Era are evident throughout the home.

Includes 2 lots one with this home and 2 buildable lots that have access on the back of this 30 acre lot. 5 acre lot across the street also buildable Huge garage and loft. $550,000

Glocester

Awesome Colonial being built by Clark Bros. 2200 Square foot 3 bed 2 and half bath Colonial. Located in a wonderful area on 4 private acres. Featuring Bright and open Kitchen with Granite counters gleaming hardwood floors.

Great for entertaining. $389,900

Nathan Clark Team 401-232-7661 Nathan Clark & Associates

East Greenwich Adorable in & out! 2.2 miles west of I-4. Better than new home packs a punch w/ high end amenities. MBR on 1st & 2nd fl. 3rd Bed Rm opt plus home office.

Private outdoor space w/XL deck & attached gazebo. Gourmet Kit. Radiant heating. Spa bathrooms. $374,800 Guy Glennon 401-932-5005 Hill Harbor Group LLC

Nathan Clark Team 401-232-7661 Nathan Clark & Associates

Richmond Country living under the stars. Located near Richmond Elementary School, 3 golf courses, and shopping in Richmond. 4 bedroom, 4.5 bath colonial built in 2013. Features 2 master bedrooms, each with their own private bathroom.

Wood floors throughout 1st floor, stairwell and upstairs hallway. $399,800 Guy Glennon 401-932-5005 Hill Harbor Group LLC

Warwick This turnkey home was recently updated with a new master bathroom and fully updated granite kitchen. You will love the sun-filled rooms with XL windows, the open layout, extra living space in the lower level, and the generous sized bedrooms this home provides. $499,800 Guy Glennon 401-932-5005 Hill Harbor Group LLC

Glocester

Beautiful “Move In Ready�

Ranch! Open Floor Plan! Updated Kitchen with Island & Appliances! Updated Bathroom both have Ceramic Tile Floors and Gorgeous Hardwood Floors Throughout the Rest! Vinyl Siding, Replacement Windows, Architectural Roof Shingles & New Heating System! $219,900

Jamie Rebello 401-241-7728 HomeSmart Professionals RE

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

19

—— NOT ALL GREAT MINDS

THINK ALIKE E=mc

2

SOLD!

TUNE INTO THE

REAL ESTATE INSIDERS

Albert Einsteis n Geniu

Paul& Zarrella Williams

Stuart Real Estate

Broker/REALTOR®

Sunday Mornings at 10:00 on 630 WPRO and 99.7 FM. Watch and listen @ 630wpro.com.

20

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

YOUR NEIGHBORHOOD,

is My Neighborhood!

875 Oaklawn Avenue Cranston RI, 02920

FEATURED LISTINGS

Pawtucket

Welcome Home To Your Newly Remodeled 4 Bedroom Cape in The Heart Of Darlington. Minutes From All The Local Conveniences Of Attleboro & Pawtucket, This 1,500 Square-Foot Property Features Stunning New White Cabinetry, Granite Counters With/ Sparkling Backsplash, Fireplace, Gleaming Hardwoods. Call for details! $209,900

West Warwick

This Beautifully Renovated Town House Features, New Custom Cabinets, Stainless Steel Appliances, A Spacious Floor Plan, 1 Car Garage, 2 Large Bedrooms, Plenty Of Storage, Efficient Gas Heat, A Quite Well Maintained Complex & Low Condo Fees! $189,900

RECENTLY SOLD

John Manocchio - Team Director, ABR, SRS, SSR | Phone: 401-864-3849

jfmanocchio@rires.com | www.makeyourmovewithjohn.net | facebook.com/johnmanocchiorealtor To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

21

North Providence - Price Reduction

Mike Behm

401-265-9437

Warwick

Call Mike Behm at 401-265-9437

1900 SMITH STREET

Colonial, 2 beds, 1 1/2 baths, living room, dining room, eat-in-kitchen, office, enclosed porch. Large rooms with 1793 square ft. of living area plus an 1100 square ft. finished basement. Immaculate, move-in condition. Vinyl sided, 2 car garage, maintenance free exterior.

Corner lot. Perfect location for home and office. Asking $190,000. www.1900Smith.com

Call Sharon Essex (401) 527-1148 or Tony Tutalo (401) 439-0713

Raised Ranch in Brookwood area on corner lot, 3-4 bedrooms 2 full baths needs work. $130,000

Providence

TuTalo RealTy

This home has 3 bedrooms 2 full baths beautiful inside and out a must see to appreciate. $169,900

Call Mike Behm at 401-265-9437

95 Sockanosset Cross Rd., St. 209 Cranston, R.I. 02920

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 David Travers, NMLS # 41681 - Loan Officer - ext. 5301 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307 Patricia Vargas, NMLS #1433663 Loan Officer ext. 5303 Lisa Fisher, Branch Operations Manager ext. 5318 Traci Cunningham - Operations - ext. 5302

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

22

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

at

3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Warwick:

Warwick: Beautifully renovated raised ranch in the East Greenwich: Oversized beautiful con- Warwick: Condo unit in a nice condo development,

Coventry:

Providence:

Desirable one level unit in a 2plex building.

Open floor plan with soaring ceilings, gleaming hardwoods, granite, stainless appliances. Sun drenched rear sun room all with modern flair. Central air, 2 car garage! Beautiful unit close to major highways and all shopping conveniences! $299,900 CALL ERIN SHERIDAN, 401-413-6794

Move right in to this spectacular colonial in desirable Ravenwood! 4 generous bedrooms, plus large den/office on main level! Master bedroom has huge walk in closet, spa tub/shower! Updated 2 1/2 baths, central AC, hardwoods, fresh paint and carpet! $419,900 CALL BEVERLY COURNOYER 401-255-4615

Narragansett:

Move in ready vacation home or investor opportunity. This property was fully renovated in 2015, new kitchen, granite, stainless appliances , new bathrooms, hardwoods, ceramic, new washer/dryer, on-site storage and more.

Open floor plan living/dining/kitchen with center island. Deck for outdoor fun. $525,000 CALL KAREN CATUOGNO 401-363-8888

heart of Cowesett! Home boasts 3 beds and 2.5 baths all on the same level, open living room/kitchen, quartz counter tops and island,gas heating system, new stainless steel appliances, two living areas with two brick fire places, new roof, new windows, new central air and more. $369,900 CALL JILLIAN NAYLOR, EXT 223

East Side Spacious vinyl sided,, 3 bedroom two family with potential Town House unit...this home boasts Double parlors, hardwoods, washer-dryer in each unit, two car garage with plenty of off street parking, nice location near shopping. $349,900 CALL DEBORAH HOLDEN 401-500-2548

Warwick

Desirable area! Large family?? Features 3-4 bedrooms, walkout family room with fireplace. Great backyard, fenced in. Two car garage. A great value! $189,900 CALL BEVERLY COURNOYER 401-255-4615

temporary ranch situated in River Farms Large corner lot with privacy. Double sided stone fireplace in large family room. Features 4 bedroom, wine cellar, cedar closet & jacuzzi. Granite kitchen counter tops.. 4 car garage!! $449,900 CALL CARMINO MARRAPESE, EXT 233

established in 1973. Great location near malls, shopping, etc.

End unit with deck and garage. Grounds are well maintained featuring a clubhouse with pool and tennis courts. 2 bedrooms with fireplace in living room. $135,000 CALL CARMINO MARRAPESE, EXT 233

Warwick:

Cranston:

Don’t miss this updated 2-3 bedroom home. Situated on Warwick Neck- approximately 300 feet to the cove and marinas. Great home for vacation home or for snowbirds! Low upkeep.$152,500 CALL DON MORASH, EXT 216

Magnificent bay views from every room in this gorgeous Tudor Revival. A rare offering. Entry level features wood paneled foyer and staircase plus vaulted ceiling great room with stone fireplace which opens to blue stone terrace. Laundry, storage and integral one car garage. $674,900 CALL KAREN CATUOGNO 401-363-8888

“Helping People Buy and Sell Real Estate Since 1983”

Don Morash and Karen Catuogno

Announcing Our New Office!

148 Boon Street, Narragansett, RI

Coventry:

Dock your boat right out your back door and gain access to the ocean and the world. Perfect for a vacation home or full year residence. Located on a dead end road, This 2 bedroom/2 bath ranch offers windows on the water along with a wood pellet stove in the upstairs living room and a family room with a fireplace in the finished basement. $925,000 CALL KATHLEEN FRANCOVICH 401-559-5092

Narragansett Prime location! Walk to sea wall,

town beach and Pier restaurants. Three bedroom cape plus freestanding one bedroom cottage on large lot. Charming vintage Pier main house features three bedroom and two full baths, living room with french doors to new deck and patio for outdoor entertaining. $649,900 CALL KAREN CATUOGNO 401-363-8888

Warwick 401-732-0011

Narragansett 401-363-9911

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

23

rihomebuyermag.com YOUR ONE-STOP SOURCE FOR EVERYTHING REAL ESTATE

• Find An Agent • Search For Listings • Mortgage Advice & Service

• Legal Choices For Real Estate • Home Improvement Tips • Discover News and Resources

IT’S FREE AND EASY TO USE VISIT OUR NEW SITE TODAY!

24

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PROFESSIONALS (401) 529-8228 jrm6@cox.net

Looking to buiLd in desirabLe Western Cranston?

Warwick

$255,000 • Lakewood Move in ready - 2012 Colonial.

• Well appointed kitchen with granite and stainless appliances • 3 bedrooms, 2 1/2 bathrooms • Hardwoods on 1st.

• Central A/C • Fenced in yard • Located on dead end street.

Foster

R DE N U

Burrillville

Pride of Ownership! Move in ready Colonial in sought after “Rolling Meadows” Neighborhood. Features, 3 beds, 3.5 baths. Finished basement which includes Full Bathroom.

Master Suite with his/her closets. Central Air, Town water, sewer. Deck off rear.

$349,900

282 Phenix Ave Cranston, RI 02920

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

Smithfield

T AC R NT CO

$209,900 • Greenville The Lakes One level condo located on picturesque Waterman’s Lake.

• 2 bedroom, 1 ½ bathrooms • 3 season room • Over 55+ community

Warwick

REDUCED!! East Greenwich/ Warwick.. Move right into this spacious ranch with many upgrades. Oversized 2 car garage, corner lot., hardwoods, new counters, part finished basement with potential bathroom below.. Fenced yard with pool and MORE! $265,000

Top 4%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

Select your lot and customize your dream home.

Water, sewer and gas are included.

Spacious 4 bedroom home on almost 4 beautiful acres. new kitchen cabinets, fresh paint, new carpeting, hardwoods, part finished basement, good school system. $259,900

Jo-Ann Molinaro

R DE N U

T AC R NT CO

North Providence $359,900 • Lee’s Farm

• • • • •

Quality built 2600 square foot Gambrel Colonial.

4 bedrooms, 2 ½ bathrooms Family room accented with cathedral ceiling 2 fireplaces Landry on 1st All Hardwoods

COMING SOON! Warwick/Greenwood $179,900 • Ranch

• 3 bedrooms, 1 bathroom • Updated kitchen

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

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RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state.

To learn more, visit loans.rhodeislandhousing.org.

Rhode Island Housing Homebuyer Education Classes If you are beginning to think about homeownership, or are interested in learning more about what it takes to become a homeowner, Rhode Island Housing encourages you to sign up for a Homebuyer Education class. To best suit the needs of today’s busy homebuyers, these classes are offered both in-person and online.

Learn More or Register for a Class Visit loans.rhodeislandhousing.org/Education_Center to find out more and register for a class.

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut.

R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives.

- Joyce S.

I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times.

It also takes a “unique” understanding of the process.

You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

27

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualify

Have you served in the armed forces?

Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Norman P. Zolkos

NMLS #18471 595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828 Office: (800) 275-6365 x305 Cell: (401) 942-5626 nzolkos@homebridge.com

The HomeBridge Vision

• • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-942-5626 Call Up Til Midnight Or After (I Will Answer)

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828.

Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

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The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans

Call 800-275-6365 For More Info HomeBridge.com/NormanZolkos

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

5 convenient locations to better serve you.

1 7 0 Ma yfie ld Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100

1 0 0 4 Bo sto n Ne c k Road Na rra ga n se tt, RI 4 0 1 -7 8 2 -8 2 8 0

F

O R

M O R E

L I S T I N G S

V I S I T

SMITHFIELD/NEW LIST Exquisite 5,000 square foot French Country Colonial offers four Bedrooms, four and a half Bathrooms, encased entirely in Brick! A two-story vaulted foyer with curving staircase lined in wrought iron welcomes you into Great Room featuring window wall and balcony. Best in Show! $925,000 Dee Conley 401-952-0664

CRANSTON/NEW LIST Gracious Colonial in the heart of Edgewood This home is great for entertaining with a fireplace, which opens to the formal dining room with pocket doors.

Updated kitchen has granite and SS appliances.

Lavette on first has been remodeled. 2nd floor has four bedrooms and a full bath. Nice wrap around porch, two car garage, nice back yard. $439,900 Maureen McGovern 401-463-2028

Kate DeSimone 401-450-4881

.

C O M

EAST GREENWICH/NEW LIST

Sprawling 3500+ square foot, eleven room Ranch with the finest of appointments and detail. Open kitchen, spacious master suite, separate guest suite, second level bonus room and walkout lower. Top of the line mechanicals, on gorgeous manicured acre. $674,900

Susan Rowles 401-842-0200

PORTSMOUTH/NEW LIST

Picturesque Ranch with beautiful views and magnificent sunsets over Narragansett Bay. Includes large size rooms, many built-ins, his and hers closets, two fireplaces, washer and dryer on first floor. Anderson windows, roof under one year old, architectural shingles, new furnace, hot water tank and garage door, half acre corner lot. $328,000

EAST GREENWICH/NEW LIST Four to five bedroom, four bathroom home with nearly 3500 square feet of living space. Extensively renovated in 2010, this home features a new kitchen, updated bathrooms, hardwood floors, a studio “in-law”, rec room, hydro air, large private yard and more. $485,000 Paul Zarrella 401-641-3337

Barbara Jagolinzer 401-345-6666

NORTH KINGSTOWN/NEW LIST Waterfront Living At It’s Best! Soak in magnificent sunsets from the balcony of your master suite, overlooking Fishing Cove & Wickford Harbor. Or maybe you prefer to set sail from your very own Private 130Ft Dock? Whether you are looking for the house of your dreams....or your second home you’ll never want to leave...this exquisite property has it all! $795,000 Dee Conley 401-952-0664

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

SMITHFIELD/NEW LIST Bright, open Colonial with hardwoods throughout. Excellent condition- just drop your bags! Sits on one acre of manicured land with irrigation. Central air, two car garage, full basement with walk-out ready for finishing. Young heating, roof and windows. Family room, full bath and laundry on first floor. $369,900

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

JAMESTOWN/NEW LIST

Completely new inside and out! This spectacular home boasts gleaming hardwoods, gourmet chef ’s kitchen, large sunlit rooms, new heating, a/c, roof...too much to list. Whether you are looking for your first or second home, you won’t want to miss this one! $575,000

Sally Hersey 401-440-7030

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Visit Our New Office Located at the Iconic Turks Head Building

Neil Russo

Mortgage Loan Originator NMLS#: 165781

nrusso@homepointfinancial.com

Cheryl Hodgdon

Mortgage Loan Originator NMLS#: 22996

Michael Engels

Mortgage Loan Originator NMLS#: 16163

Zachary Levesque Branch Manager NMLS#: 16841

chodgdon@homepointfinancial.com mengels@homepointfinancial.com zlevesque@homepointfinancial.com

Matthew Resnick

Mortgage Loan Originator NMLS#: 23256

mresnick@homepointfinancial.com

Nichole Longtin

Mortgage Loan Originator NMLS#: 1420679

nlongtin@homepointfinancial.com

Michael Quin

Mortgage Loan Originator NMLS#: 16162

mquin@homepointfinancial.com

Jonathan DePina

Mortgage Loan Originator NMLS#: 1157737

jdepina@homepointfinancial.com

Jeffrey Kosiorek

Mortgage Loan Originator NMLS#: 22792

Colin Fisher

Mortgage Loan Originator NMLS#: 1431275

cfisher@homepointfinancial.com

Eric Maybaum

Mortgage Loan Originator NMLS#: 1568613

jkosiorek@homepointfinancial.com emaybaum@homepointfinancial.com

YOU DESERVE THE BEST

Our experts will guide you through the process to find the best mortgage options for your situation. Whether you’re looking to buy a new home, reduce your monthly payments, or consolidate debt, we’re here to help you achieve your home financing goals.

Call To Get Started Today!

Branch NMLS# 11787

(800) 259-3050

Turks Head Building, 76 Westminster St, Ste. 650, Providence, RI 02903

www.homepointri.com

Home Point Financial Corporation. NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org). 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108. Toll-Free Tel: 888-616-6866. Arizona state License No. 0930854; Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No. MB.6760891); Kansas licensed mortgage company license no.SL.0026591); Massachusetts Mortgage Lender License No. ML7706; Nebraska Mortgage Banker License; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—NYS Department of Financial Services; North Dakota Department of Financial Institutions-Money Broker License MB102834; Oklahoma Mortgage Lender License N0. ML010597; Rhode Island Licensed Lender; Washington consumer loan license number CL-7706. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved. © 2016 Home Point Financial Corporation.

To Advertise Call Ralph Coppolino at 401-837-0239 | March 24th - April 20th 2017

31

CRANSTON/NEW LIST

Three bedroom, two full bathroom home in Cranston’s Edgewood neighborhood. This home features two floors of spacious living, hardwoods, built-ins, partially finished basement, and a separate dining room. $165,000

Jason Gelfuso 401-447-7428

WARWICK/NEW LIST

Nicely decorated three bedroom Ranch in Cowesett! Updated granite kitchen with stainless steel appliances and large stainless farmers sink, remodeled bathroom, new high energy efficient Lennox heat and central air, new hot water tank, new electric panel, new paved driveway. This is move in condition!! $259,900

Maureen McGovern 401-236-2028

CRANSTON/NEW LIST Garden Vista Condominiums is the newest development in one of “America’s 50 Best Cities”. Five free standing buildings consisting of ten total units, the setting is ideal for those who want the freedom of a condo, with the space and feel of a home. All units are single level and some offer a full walkout basement. Eight floor plans to choose from!

Paul Zarrella 401-641-3337

CRANSTON/NEW LIST Move right in to this beautiful two family home. All new plumbing, electrical, insulation and on demand heat/hot water installed along with roof, siding and windows. Hardwoods throughout, fully applianced remodeled kitchens, remodeled bathrooms. The 3rd floor addition has a master suite. The backyard is fenced and has an oversized deck and above ground pool. $325,000

CRANSTON/NEW LIST

Three bedroom, two bathroom Cape has undergone extensive renovations! Features an open floor plan, new designer kitchen with new cabinetry, backsplash, stainless appliances and granite countertops. The dining area leads to the living room centered around a beautiful granite fireplace. $229,900

Jill Weathers 401-749-5414

CRANSTON/NEW LIST

Beautiful Condo in desirable Edgewood with hardwoods, new kitchen and bathroom, central air, young roof, heat and windows, water views from your balcony and more! $149,900

Donna DiGiulio 401-829-3825

Jessica Rebello 401-327-2611

17 0 M ay fie ld Av en ue Cr an st on , RI 40 1- 94 2- 02 00

WARWICK/NEW LIST Great opportunity to own a new home for only $239,900. With nearly 1300’, this home offers an open living space, a bath and half, as well as a huge master bed with walk in closet. Amenities include central air, garage, hardwoods, kitchen island, patio, efficient gas heat, pantry and coat closets, and a full unfinished basement. $239,900

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

ck Ro ad 10 04 Bo sto n Ne RI Na rra ga ns ett , 80 82 278 140

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

Paul Zarrella 401-641-3337

Paul Zarrella 401-641-3337

BURRILLVILLE/NEW LIST

Move right into this Harrisville Village Townhouse built in 2006.

Great condition, central air conditioning, attached garage. $199,900

Jessica Rebello 401-327-2611

32

CRANSTON/NEW LIST Great opportunity to own a new, three bedroom, two-and-a-half bathroom home with a two car garage. Features include central air, energy efficient heat and on demand hot water, as well as a deck, patio, finished lower level and more. Enjoy maintenance free living. $319,900

PROVIDENCE/NEW LIST

Great home with a fantastic floor plan, large dining room, great period details, two car detached garage. Beautiful hardwoods, three bedrooms plus bonus room, even a sun room off the main living area. Maintenance free exterior, built-ins in walk-in closet. $252,500 Jason Gelfuso 401-447-7428

BURRILLVILLE/NEW LIST Spacious

three bedroom, two-and-a-half bathroom Townhouse with open floor plan. Kitchen, dining room, family room with fireplace, laundry and lavette on first floor. Master bedroom suite, two additional bedrooms and bathroom on second floor. $174,500 Jason Farley 401-480-5593

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

WARWICK/NEW LIST Great opportunity to own in highly desired Buttonwoods. This well maintained home features hardwood flooring, double ovens, finished lower, new roof, & picturesque landscaping. Just a short walk to City Park. Don’t miss out on this great value! $199,000 Paul Zarrella 401-641-3337