May 2015 Home Buyer Magazine

HOME R H O D E

BUYER

I S L A N D

M AY 1 5 - J U N E 1 1 2 0 1 5 | F R E E © 2015

M A G A Z I N E

Residential & Commercial Property FOSTER $382,000

WARWICK $1,399,900

We Maximize Your Return!

You Don’t Get What’s Fair, You Get What You Negotiate. GET MORE !

Linda L. Drainville 401.626.3526 Coldwell Banker

NORTH SMITHFIELD $249,900

Contact Rosemarie Clemente

Paul Zarrella 401.641.3337 Williams & Stuart Real Estate

401.519.6677 www.baronclemente.com

0% DOWN

Residential

Mortgages Available!

COVERING ALL OF YOUR REAL ESTATE NEEDS!

Your Local Mortgage Resource. Call Pier Today!

Pier-Mari Toledo

(401) 562-1238

Your Local Mortgage Resource.* Director, Mortgage Lending ptoledo@wavefcu.org

Residential Kathy Bain Farrell 401.374.1211 RE/MAX Town & Country Moving

75+ years financial stability.

With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity, S E E PA G E 4 I N S I D E F O R D E TA I L S !

Call Pier today!

IsRide Stressful, Choosing Thesecurity.

Right Company the Wave to financial rimortgagezone.com • Fixed rate mortgages • FHA mortgages Doesn’t Have• Adjustable To Be rate mortgages • VA mortgages

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OPEN Every Sunday Noon-2pm • 3 ½% downOU payment mortgages or HO ORK• PurchaseITH Gentry Moving is the company that individuals and families trust.

Quality Newly Constructed Homes West Greenwich

• First time homebuyer’s programs

Pier-Mari Toledo, At Gentry Moving, we specialize in all types of residential moves. Whether you are moving Also ask us about any special mortgage opportunities Mortgage Consultant

to or from a studio apartment for or a those five-bedroom home, Gentry Moving helps purchasing foreclosed property or high balance

119 Stubble Brook Road $569,000 (401) 562-1238 Residents On-The-Move. ptoledo@wavefcu.org

Free Comparative Analysis On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each Dean deTonnancourt & Associates www.LeadingYouHome.com crew member fully understandsRide that theythe are partWave of a team tasked with moving moresecurity. than to financial 401.826.HOME (4663) x100 your belongings, but your home.

522 Fish Hill Road

$398,500

M AT TERS !

Victoria Pizzarelli REALTOR®,Team Leader, The Pizzarelli Group

Warwick, RI 480 Greenwich Avenue, 02886 Mobile: 401-432-4129 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 Office: 401-331-3948 Pawtucket, RI 341 Benefit Street, 02861 pizzarelligroup@gmail.com (401) 781-1020 • Toll Free (1-888-492-8328) Serving All of RI and MA

wavefcu.org

800.333.3004 x3343 Any size move can be extremely overwhelming. When you choose Gentry Moving, we take www.embracehomeloans.com

Moving Is Stressful, Choosing The Right Company Call The Manny Menezes Group at 401-323-8292 Call us today at 855.436.8799 for a free estimate, and experience Doesn’t Have To Be how Gentry supports your every move.

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in Rhode Island Licensed Mortgage Lender and Mortgage Broker. (www.nmlsconsumeraccess.org)

the burden away and ensure your moving experience is as smooth as possible.

Gentry Moving is the company that individuals and families trust.

E X I T R E A LT Y P I N N A C L E

SUPPORTING YOUR EVERY MOVE

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving GentryMoving.com to or from a studio apartment or a five-bedroom home, Gentry Moving helps Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com Residents On-The-Move.

SATISFACTION

PREFERRED, TOWN & COUNTRY, PROPERTIES

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

These 3 RE/MAX Offices are Ranked #1

Any size move can be extremely overwhelming. When you choose Gentry Moving, we take inensure the State or RIexperience by the amount of residences the burden away and your moving is as smooth as possible. sold

in 2014, as published in the Providence Business News, participating in the sale of 1,642 homes.

*See Our Ad On Page 27 Call us today at 855.436.8799 for a free estimate, and experience *These 3 RE/MAX officesmove. are owned by Broker/Owner Richard P. Zompa how Gentry supports your every

Moving Is Stressful, Choosing The Right Company Doesn’t Have To Be.

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855.436.8799 www.gentrymoving.com

www.MyDreamHomeNow.com 401.359.2338 See My Ad On Pages 16-17 Call Ralph Coppolino At 401-837-0239 For Advertising Information

GentryMoving.com

SATISFACTION

1

Promises Made. Promises Kept.

Sierra Pacific Mortgage We’re here when you need us.

Our connection to local professionals provides customers to access to the best realtors, home inspectors, and underwriters in the business!

Rhode Island Licensed Lender 20072187LLB02 Branch NMLS ID: 289053

C a l l U s To d a y A t 4 0 1 . 2 7 0 . 1 7 4 0 1395 Atwood Avenue, Suite 105, Johnston, RI 02919 2

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

Manny Menezes Group

401-323-8292 mannytherealtor@gmail.com Licensed Broker in Rhode Island and Massachusetts - Eu Falo Portuguese

SEEKONK: Custom Built Colonial, beautiful location, very well maintained, hardwoods,

large rooms, master bath, fireplaced family room,formal dining room, 2 car garage, newer roof, septic, A/C, appliances. On almost half acre, corner lot abutting a golf course. $429,900

LOCESTER Private and wooded 12.74 Acre Lot with 550ft+ driveway already installed. Homesite has been cleared and it is ready to build on. 4 Bedroom ISDS. Serene setting to build your new home. House plans/packages available. Call for more info. $169,900

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AST ROVIDENCE Large 4 bedroom cape on corner lot with Gleaming Hardwoods, updated bathroom, and fresh paint. This home is in a quiet neighborhood with easy access to Routes 95, 195, and Rt 6. Great floorplan with large rooms, eat in kitchen, and breakfast nook. $179,900

EAST PROVIDENCE: Meticulously main-

PORTSMOUTH: What a view! Seaside

PORTSMOUTH: Gorgeous views from this

LOCESTER To Be Built! Use our plans or bring your own. 4 Bed, 2.5 Bath in private and serene setting. Over 12 acres of land and 550+ foot driveway. Lot available by itself or let us build. Price is based on similar design and could vary depending on amenities $399,900

cottage with an open floor plan, Large kitchen, dining room, and living room. Bathrooms are updated. Enjoy the fabulous view from your new rooftop deck off the Master BR or your breakfast nook off the kitchen. Must see inside! $329,900

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well kept waterfront cottage nestled on a triple lot along the Sakonnet River with views out to the Mount Hope Bridge. Expansion of this solid home is possible or just update and enjoy the serene setting. Call today!. $369,000

tained 3 bedroom ranch on Rumford Line, surrounded by newer constructed homes. Hardwood, cathedral ceilings, central air, new heating system, finished basement, fenced yard, dead end street. Great Home! $197,900

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Who You Work With Matters!

Call Ralph Coppolino At 401-837-0239 For Advertising Information

3

A Message From The President

Bruce Lane The good news is that sales and prices should only get stronger as our job market improves. The one thing that could affect Rhode Island’s housing recovery however, is the passage of new taxes proposed in the 2016 state budget. A proposed statewide tax on non-owner occupied homes could be expanded or altered at any time and make it more difficult for each and every one of us to afford a home, and the tax on short term private home rentals is the last thing we need if we want to encourage homeownership and tourism. Those are two of our most significant economic drivers so it’s important that we all do our part in asking our legislators to say NO to these new taxes. Don’t know who your legislators are? Visit https://sos.ri.gov/vic/ to find out and contact them today!

It’s official. Even with near record-breaking snow fall, the Rhode Island Association of Realtors’ recent first quarter sales data indicates that the state’s housing market continued to improve in the beginning months of the year. Sales activity among single family homes rose five percent year over year and the median sales price increased four percent to $202,500. This is the first year that the first quarter median price of single family homes has topped $200,000 since 2008.

Sales in the investor-driven, multi-family market climbed 18 percent in the first quarter and median price rose ten percent to $153,000.

The first quarter, multi-family median price had dropped as low as $80,000 in 2009 so we’ve made a lot of headway since the housing downturn was at its worst.

Bruce Lane

Only the condominium market struggled in the first quarter. The number of sales dropped six percent and the median price of condos sold from January through March fell to $190,000, from $195,000 twelve months earlier. Strict condo financing rules have been preventing potential buyers from closing deals.

2015 President, RI Association of Realtors 401.275.2050 bruce@brucelane.com

0% DOWN

Mortgages Available!

Your Local Mortgage Resource.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

4

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

75 +

www.rimortgagezone.com

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 Westerly, RI 2 Wilder Avenue, 02891 (401) 781-1020 • Toll Free (1-888-492-8328)

Mindy Lane

Bruce Lane

(401) 996-2700

(401) 275-2050

mindy@brucelane.com

bruce@brucelane.com

CRANSTON - FOR SALE OR LEASE 9 Wickham Court. Custom 4 bed colonial with 9 ft ceilings, two story foyer, laundry on 1st and 2nd, 1st floor library, beautiful hardwoods, fireplace, central air, granite kitchen, finished lower, generator, alarm, above ground pool, many upgrades...and the list goes on.

You must see this one for yourself ! Call today for additional information. $489,900 / $2850.00 WEST WARWICK

JOHNSTON

47 Morgan Avenue.

Neat, clean and ready to go, this 2 bedroom townhouse has amazing cherry hardwoods, a corner wood burning fireplace, central air and a full unfinished basement with plenty of storage. French doors off the kitchen lead to a lovely deck for outdoor dinning.

This complex has a well run association!

9 Carnival Terrace.

If there is an extra being offered this home has It! Magnificent 3 bed townhouse with 1st floor master, 2nd floor includes a family room with wet bar, 2 beds and an exercise area. Two car garage, full walkout, pool, tennis, clubhouse...Be in just in time to enjoy the summer!

$379,900

NORTH KINGSTOWN

75 Eastwick Road. Much sort after four bedroom colonial in desirable Wickford Highlands. The home features an open floor plan, custom cabinetry, fireplace, central air, built in pool, hardwoods and a full walkout basement for future expansion.

GREAT FIND!

$449,900

NORTH PROVIDENCE

39 - C Stone Trail Open, airy and bright describes this spotless 2 bed, 2 bath condo in lovely Louisquisset. Spend your free time playing tennis or at the pool in this conveniently located yet tucked away gem. Private wooded back yard, gas heat and fireplace to name a few amenities. Golf memberships available.

$139,900

$124,900

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CRANSTON WESTERN

HOPE ROAD. Rare opportunity to own an existing 6000 sq. ft. barn with two silos set on 2.28 acres of land. Recorded right of way easement on church in front of property. May not be used as a single family. **FARM ONLY **

$125,000

EAST SIDE

224 Olney Street 2 bed condo conveniently located to shopping, restaurants, universities and many recreational spots. Amenities include hardwoods, new kitchen with granite and stainless, updated bath, storage, parking...this one is a must see and won’t last long.

RENTAL Call For Details!

Call Ralph Coppolino At 401-837-0239 For Advertising Information

5

Damon DiVozzi

Erin Champagne

Maureen Fisher

Victoria Pizzarelli

REALTOR®, Team Leader, The Pizzarelli Group Mobile: 401-432-4129 | Office: 401-331-3948 pizzarelligroup@gmail.com | Serving All of RI and MA

E X I T R E A LT Y P I N N A C L E

Cranston Call this Complete remodeled house a “Home” in Western Cranston. With Maple Cabinetry, Granite Counters, Stainless Steel Appliances, Master Suite w/Master Bath, 3 Bedrooms on main level, w/Full Bath, New Vinyl Siding, Navien Heating System. $245,000

Coventry

Providence

Warwick Hidden Gem with an acre of land to call Home in the Apponaug section of Warwick. Updated kitchen, bathroom, Large bedrooms, living room, in ground pool, carports, This is a great home to entertain in. Move in just in time for your Summer BBQ’s! $284,000

Move into your Remodeled Home in time for SPRING w/NEW Septic, Roof,Windows,Dri veway,Landscape,Carpet,Updated Kitchen w/NEW Stainless Steel Appliances,Full Finished Basement, attached Garage & don’t forget the screened in porch with a Hot Tub. $209,900

NEW Vinyl Siding, LARGE apartments with Maple Cabinets, Granite Counters, HUGE Bathrooms in both units, Hardwoods throughout, Plenty of Parking, Great rental income. Off Branch Avenue. $170,000

Little Compton

You can’t beat the Views of the Sakonnet Bay from this Custom Built Contemporary with so much detail,Dual Fireplaces,Full finished basement with bathroom, Decks placed to capture those Breathtaking Sunsets!!! Upper level suite over looking the Bay. $749,000

Thou shall use THE PIZZARELLI GROUP for all your real estate needs

Richmond

Think Spring time in this Custom built Contemporary, craftsmanship throughout,w/in lay hardwoods,stone walkways,3 bathrooms,Master suite,.Get ready for your summer BBQ’s under the Pagoda w/a built in Grill.This is a MUST SEE! Reduced to $372,000

www.livingri.com 6

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

Pawtucket Short Sale opportunity. Nice Cape w/ 1st FL master bed w/ cathedral ceil & slider added 2004. Nice eat in kitchen w/ access to yard. Newer furnace. Gas utilities. Some minor TLC will make this a great starter home. One bank w/ two liens. $254,900 CALL RAY TURCOTTE AT 1-508-243-5824

Solidly built in 1941 & now delivered to you completely updated in 2015!! High effic. LAARS on demand HW sys. New FHWBBD’s /Pex plumbing /PVC. New kitchen w/ appliances/counter/cabs/floors. Updated windows. Irr. sys. FP. Garage. S.Attleb T Station. $225,000 CALL RAY TURCOTTE AT 1-508-243-5824

Cumberland

Cumberland

West Warwick

N. Cumberland Country Colonial. 4-5 beds incl. 1st fl master bed. Office could be 5th bed.

Exceptional EIK w/ tiled backsplash, wall oven, granite ctr isl. Spacious dining and LR. Open rear/side yard w/ patio area & wonderful private IG pool area. $253,000 CALL RAY TURCOTTE AT 1-508-243-5824

Pawtucket

Remodeled Ranch in the heart of Pinecrest.

Everything updated. Kitchen w/ granite & new cabinets, Bathroom w/ new vanity, tub, tile & lighting. Sunken Living Rm. Updated windows & vinyl. Central air. Gas utilities.

12x10 three season porch. Move In. $229,900 CALL RAY TURCOTTE AT 1-508-243-5824

For more info call

1251 Atwood Avenue Johnston, RI 02919 exitrealtypinnacle.com

401-331-EXIT

Serving RI CT and Mass

WOW... The perfect alternative to a condo! One bed home in very good condition. Private deck area w/ fenced rear yard & shed. Beautiful lot w/ bubbling brook. LR/DR w/ Pine wall board. High effic. Vitorono 100 boiler sys. Carport. Move in ready! $150,000 CALL RAY TURCOTTE AT 1-508-243-5824

E X I T R E A LT Y P I N N A C L E

Johnston

Providence

Cranston

Foster

Cranston Spacious Colonial, Overlooking Pond.

Nothing To Do Except Move In, Beautiful Views Await, 7 Years Young, Great For Growing Family, Cranston Schools, Convenient ,Yet Secluded Location A Must See! $299,900 CALL LINDA TATARIAN AT 401-230-4063

Woonsocket This home is Immaculate, Ready to move in, hardwoods, granite, and very meticulously maintained, an absolute must see, great first time buyer, FHA no problem $149,900 CALL MARILYN MONIHAN 401-301-7940

Raised Ranch Contemporary Features 2-3 Beds, Finished Lower, Hardwoods, Catherdals, Central Vac, Central Air, Alarmed, Deck $144,900 CALL JAIME MORETTI AT 401-935-4717

Beautiful center hall colonial featuring 9’ ceilings & Brazilian hardwoods. This home features a master suite w/double walk-in closets plus a bonus room that can be used as a home office or gym. Nestled on 5 private acres, close to highways. $362,900 CALL DAMON DIVOZZI AT 401-480-1684

Fruit Hill Condo, 3 Level Unit, 2 Bed, 2.5 Baths, Fireplace, Central Air, Gas Heat, Hardwoods, Garage, Must See! Call for details. $254,900 CALL BREE CIARLO AT 860-428-2061

Property Works Great For Either Investor Or Owner Occ Featuring Oversized 4 Bedroom Owners Unit , Property Is Move In Ready, Friendly And Convenient Knightsville Location, Long Term Tenant On 2Nd Floor, Call For Sceduled Showing Please. $219,900 CALL DEB TOFANI AT 401-639-3719

Call Ralph Coppolino At 401-837-0239 For Advertising Information

7

Meet Our Team

WARWICK

Prime Office Space for Lease at I-95 & Rte. 117 Centerville Road Warwick, RI. 760-6,166 SF, Ample Off Street Parking (Up to 5+ spaces) At on/off ramps to I-95 North and South, High Visibility with signage and will even customize to suit.

PROVIDENCE

This Historic 2 Story Brick Building has recently been renovated. New heating and electric equipment, compliant with fire codes, Security key access/ fire/buglar alarms & private parking. Units, 201,204, and 205 available ranging from 575 Sqft to 3000 Sqft..

Angelo Greco

Anthony Greco

Carlos Andrade

Katelyn Medeiros

Kevin Whitworth

Shaun Branch

Erin Morse

Come & Join Our Team

WARWICK

10,000-20,000 SF Office/Warehouse for Lease: Loading docks and drive in doors, 16’6 clearance, 100+ off street parking, 240/480 Volt 3 Phase power, Municipal water, sewer, gas, filly air conditioned, and convenient to TF Green Airport and I-95.

NORTH PROVIDENCE

Town House Style Living in this perfectly located 1296 SqFt Condo. Open floor plan, central air, gas heat, and more. $135,000

We Are A Full Service Residential and Commercial Real Estate Office 653 Atwood Avenue, Cranston, Rhode Island 8

401-270-1174 GrecoRealEstate.biz

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

We offer both mortgage financing and refinancing options.

Contact our mortgage professionals today to make an appointment to discuss your specific needs.

Denise M. Warburton Vice President - Mortgage Division (401) 392-2363

Thomas J. Carroll Senior Mortgage Loan Officer (401) 265-5459

Federally insured by NCUA Call Ralph Coppolino At 401-837-0239 For Advertising Information

9

PROFESSIONALS

The David Iannuccilli Team

David Iannuccilli

Jason Ferri

Eleanor San Antonio

Call Our OffiCe (401) 884-6050 www.sellri.com

HatHaway’s Guest CottaGes 4470 Old Post Road, Charlestown, RI

Hathaway’s Guest Cottages, located at 4470 Old Post Road in scenic Charlestown, RI offers unique lodging in a charming 10 room Colonial home. Scattered around the compound are an additional 7 rental guest cottages. Hathaway’s offers great B&B potential for a live-in owner or investor. Close proximity to the water make it an ideal location for a family compound, corporate retreat or a fishing/recreational camp.

Beautiful grounds include gardens and in-ground pool. Located close to a marina, Charlestown Beach and Ninigret Salt Pond where you can enjoy fly-fishing, kayaking and boating. A quick drive to Foxwoods Casino, Mystic Seaport & Aquarium, Watch Hill, University of RI, Newport mansions and Block Island ferry. Reduced to $774,900.

east GreenwiCH:

east GreenwiCH:

western Cranston:

Waterfront on Bleachery Pond. Well-built 4 BR Colonial close to downtown. Freshly painted and re-modeled, gleaming hardwoods, granite kitchen, living room w/ fireplace, study, sun room, mahogany deck and much more. Tons of extra space. $499,900

Create your own personal lifestyle in this 2 bedroom, 2 bath 1 level condo located in the heart of Historic East Greenwich. Stainless steel appliances, granite kitchen with open floor plan and balcony. $279,900

Move in ready! Beautiful home on a private road in Natick Hill Estates. 3 bedroom, 2 1/2/bath home offers over 2,400 sq.ft. with an open floor plan and 2 car garage.

Brand new stainless steel appliances. $359,900

105 Cedar Avenue

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Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

10 Queen Street

14 Canton Court

Top IndIvIdual RE/MaX offIcE

in New England for 2014  

Top Individual Office in Rhode  

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Island for 2014 

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PROFESSIONALS

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Top Agents April 2015

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Top Individual Office in East Greenwich for 2014 

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Meet Our Newest Agents

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     

 

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655

Main

S tree t

401-884-6050

East

WIllIaM MacInTosh

Greenw ich, RI

w w w.sel l r i.com

Call Ralph Coppolino At 401-837-0239 For Advertising Information

11

The Housing Rush

by Daniel E. Giroux, Owner, A-Plus Mortgage

Much like the gold rush of 1849, the housing market has become saturated with buyers and the golden houses are becoming more and more limited by the day. In the times of the gold rush prospectors came to their claims prepared. They had their maps, their tools, and their desire to find gold. Home buying is no different. You must be prepared when looking for a home if you want to find your golden property. How does a potential home buyer prepare to buy a home? This is the most common question I get from my clients and here is the answer.

Step 1: Figure out what you can afford to pay and want to pay monthly. This number should be realistic. If you are renting for $1200 a month, it may not be realistic to think you will find a better home for $900 per month. Set your monthly budget based on your affordability and your comfort level but be realistic.

Step 2: Locate your documents that your lender will require from you. Typically you will be asked to provide your last 2 years federal tax returns, last 2 years W2s, a recent paystub, and a bank statement. If you have had multiple jobs over the last 2 years, map out your start and end dates at each job so its easier to explain when applying for your loan.

Step 3: Figure out how much money you can afford to put down on your new home and where that money is coming from.

Some acceptable sources would be, checking or saving, 401k loan, or gifts from a relative. Cash is not an acceptable form of down payment. You don’t always need to put money down since there are 100% financing programs available but it’s good to explore all options.

Step 4: Contact a mortgage professional and have them do a full application. Be honest, and supply accurate information. By giving your Mortgage Loan Originator in depth information, you allow them to provide an accurate quote that is designed with your specific wants, needs, and goals in mind. No two clients are the same and you should never accept a generic quote. Keep in mind, you will need to supply

Much like the gold rush of 1849, the housing market has become saturated with buyers 12

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

documents and you will need to have a credit report pulled - so don’t fight the system.

Step 5:. At this point you should know what you can afford, what your required down payment will be, what your monthly payments will be, and you should be able to confidently look for your golden home. Your Originator will provide you with a quote and a pre-approval letter. Now it’s time to contact a professional full-time Realtor and tell them what you are looking for. They will find you your dream home and when they do, you will be able to buy with confidence.

If you follow my 5 step process you will find your golden home, you will buy with confidence, and you will eliminate the stress that can come with searching in the dark. Let me shed some light into your home buying experience. Email me questions day or night: dgiroux@aplusinri.net Daniel E. Giroux NMLS 26531

Owner A-Plus Mortgage LLC NMLS # 2748

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Showcase Listings Bellingham, MA

Roomy Raised Ranch built in 2002. Open floor plan on main level features tiled entry foyer, large living room, kitchen/dining area w/ cathedral ceilings & three beds w/ 2 full baths. Master bed has a private full bath & walk in closet. Finished family room in lower level w/ walkout slider to rear yard. All appliances included. $324,900

Warwick

MOVE RIGHT IN!! Uncommon Cape with 3 to 4 Beds.

Bonus Room on 2nd serves as giant Walk-In Closet (potential office). Refinished Kitchen with New Cabinets & Counters.

Sliders to Amazing Oversized Yard for entertaining. All on a nice Half Acre Lot. $219,000

Donnie Bennett 401-269-9615 BLACKSTONE/OCEAN Properties

Raymond Turcotte 401-331-3948 EXIT Realty Pinnacle

The Home of the Professionals

Eric Maluk Owner NMLS #4733

Cranston

Great for entertaining! Winter or summer! Sprawling ranch, hardwoods, newer granite kitchen with Wolf stove, new bath, gas boiler, roof. Vacation in your own yard! Beautiful in ground pool, cabana, koi pond and tennis court.

All on a separate lot. $379,900

Barbara Santilli 401-523-6350 Bruce Allen Realtors

Daniel E. Giroux Owner NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886

(401) 822-4444 www.aplusinri.com Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748

Scituate

This home has it all! Entertainer’s dream! Perfect to raise a family. Fabulous 21x32 great room with french doors leading to a double deck. Extra large master bedroom with jacuzzi.

Over 3500 sq ft of living. Situated on almost an acre of privacy. $474,900

Barbara Santilli 401-523-6350 Bruce Allen Realtors

Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

We specialize in Real Estate and Personal Injury law.

Warwick

Artist’s sea side cottage many unique details, walk to marina. Detached gar, green house, charming frnt porch, partial water view of apponaug cove , no flood req, on demand heat hot wtr, needs some work area lots new construction location! $129,900

692 Warren Avenue East Providence, RI 02914

P: 401-270-1144 | F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com

Jamestown Gorgeous, spacious ranch located right on the waterfront! Large living room with sunroom attached looking right over the water.

Private dock right in your backyard. Master suite and 2 other big bedrooms. Located on almost 1 acre of manicured land! $1,600,000 The Seyboth Team 508-281-9175 Keller Williams Realty

Emily Kheradi 401-243-5520 Keller Williams Realty

Coventry

A little piece of paradise with this vacation year round waterfront home on johnson pond.

Newly updated kitchen , master bedroom with sliders overlooking water, living room with wood stove. 2-3 Bedrooms and 2 full baths, possible guest cottage. $399,900

Janet Audet 401-486-7410 Coldwell Banker

Uxbridge, MA

Magnificent Home in Beautiful Southwoods Estates. Boasts a Bright Cheery Kitchen, Granite, Stainless, Ceramic, Gleaming Hardwoods, Huge Living Rm w Gas Fireplace! Oversized Master Suite, Central AC, Nice Finished Basement, 3 Car, 3 Acres, Cul-de-sac! $534,900

Jamie Rebello 401-241-7728 HomeSmart Professionals RE

Call Ralph Coppolino At 401-837-0239 For Advertising Information

13

Buying a home is one of the single biggest decisions in our lives and for most of us, choosing the right mortgage is a big part of it.

Why not choose the bank that’s been making Rhode Islanders’ dreams come true since 1920? Choose Coastway.

Named Rhode Island Housing’s Participating Lender of the Year for 2013 & 2014!

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net 14

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

Realty Center NORM HARRISON 401-353-9000 x10

PROFESSIONALS

normharrison@realtycenterri.com

38 Years Experience With Honesty And Integrity

Providence

Solid 2 family in the north end, conveniently located near schools, bus line, highway and churches . 3 beds each floor,gas boiler is 4 years old hardwoods, plus a finished walk out basement with a partial kitchen and bath plus 2 beds and more.

(401) 529-8228 jrm6@cox.net

Johnston $189,900 • Winsor Hill Unique Cape offering spacious and open floor plan.

• Family room with cathedral ceiling • 3 bedrooms, 1 bathroom • All hardwoods • Kitchen is open to formal dining room • 1 car heated garage, • Fenced in yard with pool.

North Providence

Excellent starter home why pay rent when the cost to own is less. . OPEN BRIGHT AND AIRY 1 BED TOWNHOUSE. living room with fireplace, central air, fully appliance, gas heat, court yard friendly living and more.

$119,000

East Greenwich

North Providence

$534,900 • Cindyann

ONE OWNER stone front ranch in very nice neighborhood features: updated quality maple kitchen, updated bath, hardwoods, new windows and vinyl siding, close to schools, churches and shopping

Stately Colonial.

• Kitchen with cathedral ceiling & granite • 4 bedrooms • Tastefully updated 2.2 tiled baths • All hardwoods • 2 fireplaces • Finished lower with bamboo flooring • Beautiful in-ground pool surrounded by paver patio

$169,000

North Providence

Spacious demanding ranch style home in well established neighborhood. Modern kitchen with granite counters, tile floors, fireplace, new windows, hardwoods throughout, breezeway, finished lower level, above ground pool, garage and more.

Burrillville $234,900 • Mapleville A mahogany farmer’s porch welcomes you to this renovated Colonial.

• New kitchen with granite, stainless & tile backsplash • Dining room with wainscoting & crown molding • All new 2 1/2 tiled baths • Hardwoods • New heat • Finished walkout lower • 1/4 acre lot

$205,900

North Providence

OWNER WILL FINANCE WITH 20% DOWN AT 4% 20+ car parking building currently occupied by dentist paying $2560 monthly rent. great for medical or professional high viability, pristine condition. on 3/4 acres. spacious apartment on 2nd floor.

North Providence

2 story 27000 sqft. building. possible school, medical, health, day care, nursing, professional 50 car park, elevator, gymnasium, new $300,000 energy efficient state of the art heat and ac, new windows, fully sprinkler, will also lease.

$1,150,000

Top 5%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

$139,000

$329,500

Jo-Ann Molinaro

G

N PE

N DI

East Side

Hope Street Condos • 2 Units $289,900 - $329,900 Renovated 1 level condos with restored old world charm.

• Kitchen-granite & stainless appliances • 3 bedrooms, 1 bathroom -unit 1 • 5 bedrooms -2 bathrooms -unit 2 • All hardwoods • New windows, gas heat & central air • Garage • Walk to Hope Village & Blackstone Blvd Call Ralph Coppolino At 401-837-0239 For Advertising Information

15

Residential

Moving Is Stressful, Choosing The Right Company Doesn’t Have To Be Gentry Moving is the company that individuals and families trust.

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving to or from a studio apartment or a five-bedroom home, Gentry Moving helps Residents On-The-Move.

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

Any size move can be extremely overwhelming. When you choose Gentry Moving, we take the burden away and ensure your moving experience is as smooth as possible.

Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports your every move.

GentryMoving.com

SATISFACTION

Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com 16

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

JOIN OUR WINNING TEAM! @JoinRemax.com

To find your dream home

VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com

These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.

OF TRANSACTIONS IN RHODE ISLAND BY BRAND 5,208 NUMBER JANUARY - DECEMBER 2014

1,858

RE/MAX

Coldwell Banker

1,654

Keller Williams

1,486

Residential Properties

1,231

Century 21

896

Exit Realty

592 Randall

408 Prudential

Market share search criteria RI Statewide MLS 2014 - the graph combines the “sold” properties of all office locations and independent offices of each multi-office or franchise organization identified which properties were sold by such organization itself, or with the aid of a coorerating broker, according to publication of the Local Board of Multiple Listing Service in the geographic area and the time period indicated. Year end 2014 data compiled from figures provided from 2014.

Call Ralph Coppolino At 401-837-0239 For Advertising Information

17

REAL ESTATE

NEWS

Rhode Island’s Housing Market Continued to Improve in First Quarter

Sales activity among single family homes rose five percent year over year and the median sales price increased four percent to $202,500. This is the first year that the first quarter median price of single family homes has topped $200,000 since 2008.

The number of foreclosure and short sales dropped 16 percent as the market strengthened, according to Rhode Island Association of Realtors data released today.

With six sales in the first three months of the year, Block Island saw the highest median sales price, at $1.225 million - two percent higher than the previous year. East Greenwich achieved the strongest price appreciation with a 52 percent increase.

Sales in the multi-family home market, which depends heavily on investors,

18

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

climbed 18 percent in the first quarter and median price rose ten percent to $153,000.

The first quarter, multi-family median price had dropped as low as $80,000 in 2009.

Newport’s multi-family market saw the highest median price at $423,500, an eight percent increase from the prior year.

Only the condominium market struggled in the first quarter. The number of sales dropped six percent and the median price of condos sold from January through March fell to $190,000, from $195,000 twelve months earlier. Strict financing rules have been preventing potential buyers from closing deals.

“Despite the rough winter, Rhode Island’s housing market continued to bounce back for the most part. Sales and prices

should only get stronger as our job market improves,” commented Bruce Lane, President of the Rhode Island Association of Realtors.

“The one thing that could affect Rhode Island’s housing recovery however, is the passage of new taxes proposed in the 2016 state budget. The statewide tax on non-owner occupied homes included in the budget could be expanded or altered at any time and make it more difficult for each and every one of us to afford a home, and the tax on short term private home rentals is the last thing we need if we want to encourage homeownership and tourism.

Those are two of our most significant economic drivers,” said Lane.

Source: www.RILiving.com

Mike Behm

401-265-9437

Cranston

This Beautiful ranch has large rooms family room w/fire place full unfinished bulkhead basement generator large fenced yard rear sprinklers and oversized shed. $199,900

Cranston

Owner retiring after 40+ yrs. which brings this great opportunity to buy this turn key business along with the Real Estate and an extra lot. New Heating System! $249,900

Cranston

Large Colonial with sep. in law open floor plan with 4 large bedrooms and 3 and a half baths large liv room with beautiful stone fireplace. Large fenced yard with shed. $349,900

Cranston

KNIGHTSVILLE Area.

Commercial location.

Food/Beverage business location. 1,100 sq. ft.

Gas and Central Air. Call for Details. $40,000

ALSO AVAILABLE

Looking to buiLd in desirabLe Western Cranston?

Select your lot and customize your dream home.

Water, sewer and gas are included.

Please view our other PREMIER offerings Bristol

Beautifully maintained Colonial! Refinished hardwoods, new oil tank.

Backyard is private wooded area - great for entertaining! $274,900

Cranston

This Beautiful ranch has large rooms family room w/fire place full unfinished bulkhead basement generator large fenced yard rear sprinklers and oversized shed. $199,900

Warwick

Beautiful, updated, move in ready, 3 bedroom ranch with finished basement!

Fenced in yard. Central A/C. Only a small taste of what this home offers. $244,900

Providence | MLS # 1081383 Great Location For This Turn Key Well Established Business. $449,900 Call For More Details.

Buyorsellhomesinri.com

282 Phenix Ave Cranston, RI 02920

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

Call Ralph Coppolino At 401-837-0239 For Advertising Information

19

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PE

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Lincoln 4 bed colonial in Lincoln, Spacious rooms. Kitchen and bath have been remodeled, fresh painted and hardwood floors.

Spacious front to back living room with sliding glass door leading to a newer deck, fenced in yard. $219,900

AS

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Providence

Great one bedroom located in East Side with waterview! Move right in. New carpets, hardwoods, and appliances.

Moments from Wickenden St, Thayer St, RISD & Brown University.

Easy highway access to Prov/MA. Owner occupied Taxes: $1200/YR. $97,717

Perfect place to call home!! Located at end of a dead end road in desirable neighborhood! Hardwoods throughout home, 3 to 4 bed, easy access to everything, fenced in yard and walk to water! $139,900

W

NE

EST

INV

Cranston Beautiful colonial buiilt in 2008.Maple cabinets stainless steel appliances, granite kitchen.

Hardwoods, granite/tile baths, laundry on first level, large master suite. Deck, fenced yard, lower level with room to grow. Dead end street. $215,000

Warwick

Charming home with all the right accents! Hardwoods, updated kitchens and baths!

Newer roof & windows! Walkout to private deck, picture perfect patio and fenced-in yard! Walk to water with access for fishing, swiming and kyaking! & so much more!! $199,700

M

REA

D ORS

Spacious & inviting floor plan! Sun drenched & completely updated! Granite & SS kitchen! Walkout in master overlooking private backyard and easy potential for 3rd & 4th bed or in law! Great neighborhood, close to all and awesome schools!WOW! $259,900

L SO

Warwick

!

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North Smithfield

D!

IN ND

PE

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North Providence Renovated, well kept beautiful home!

New kitchen and bath, hardwoods, garage, easy to finish basement and fenced in yard, turn key! Easy access to shopping, good schools, great town! $149,900

E!

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E

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Woonsocket Unique property!

3 single family homes on two lots offered as one purchase. Great for owner occupied or investment.

Front house has 1 bedroom, middle house has 3 bedrooms and 2 car garage, and rear house has 3 bedrooms. $269,900

D!

L SO

North Smithfield

Charming home complete with crown moldings, hardwoods (under carpets), fireplace and spacious design! Brand new gas furnace to be installed by seller!! Sunroom overlooking backyard, tons of storage space and close to everything!!WOW! $219,900

MyDreamHomeNow.com 401.359.2338 20

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

S

CA

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O HC

Pawtucket Cash Cow!! Complete turn key!! Building in amazing shape, new roof, updated mechanicals, new windows - comes with a 4 family fully rented building with great income and all separate utility meters. Liquor inventory additional $99,999! Offered at $699,900.

LIST SO SIM

TED. OLD. MPLE.

W

NE

T!

LIS

Cranston

Close your eyes. Picture yourself here! Lovely community centered neighborhood!

You get a completely renovated home. Bigger & Better Value w/ Lrg Bns Rm w LNDRY on 2nd!

MSTR BD w/BTH & Walk in. BSMNT with full windows & walkout! Great yard - Private! $419,900

T! LIHSEAVEN

W NELICE OF S

Warwick

Charming cape cod. Newer kitchen with new appliances. Great 3 season porch with skylights. Hardwood and tile floors, new windows all on a spacious lot. $199,900

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM Call Ralph Coppolino At 401-837-0239 For Advertising Information

21

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

at

3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Narragansett: Two houses on one lot walk to Cranston: beach, restaurants, sea wall. Main house granite counter tops in kitchen, 3BR, 2 baths, private deck and patio. One bedroom cottage all new. Endless possibilities. Owner occupy with rental income or two rental units. $674,900 CALL KAREN CATUOGO, EXT 226

Seller is motivated!!! Relocating! BRING YOUR OFFERS! Best value in Walden Woods! Features double decks, gorgeous new walk way, granite kitchen with SS appliances, central air and much more! Don’t Miss Out! $239,000 CALL JILLIAN NAYLOR, EXT 223

Warwick:

Cranston:

Nice starter or retirement home. Well cared for street and neighborhood. Features 2 bedrooms , large kitchen, vinyl siding. , near all the stores. Call for an appointment today! $107,000 CALL CARMINO MARRAPESE, EXT 231

Cumberland:

Cape Style home situated on a nice lot in a nice neighborhood..Care free with aluminum siding 3 bedroom with hardwood and ceramic floors.. Move in! Not much to do here. to make it perfect! $144,900 CALL CARMINO MARRAPESE, EXT 231

Warwick:

Warwick:

Westerly:

Doll house cottage! Totally renovated!

Just move in- 2 blocks to the beach. Large yard & deck.

Subject to HUD affordability. Guidelines for buyers - call listing agent for guidelines. $119,900 CALL CARMINO MARRAPESE, EXT 231

Minutes to Watch Hill. This bright and sunny cape exudes charm with its four fireplaces, built in bookcases, finish detailing. MBR first floor, full BA, Office, Sunroom, private yard with koi pond. Two extra large BR on second floor.

In for summer! $349,900 CALL KAREN CATUOGO, EXT 226

Providence:

Warwick:

Warwick:

Narragansett: Want a 4 Bedroom Ranch in the

Private 1 BR In-Law Apt plus 3 BR main living area. Share the mortgage costs between two generations! Lower level open floor plan. In Law with Private entrance and patio. Needs some updating, but will be a charmer!

Seller motivated, bring offers! $204,900 CALL KAREN CATUOGNO, EXT 226

Great Development Opportunity On Busy State Road W/ Retail On Both Ends Of The Street, .69 Acres Mixed Use Perfect For A Bank With A Drive Through. $599,000 CALL SCOTT BUONTEMPO, EXT 235

Tollgate schools! Ranch located in a nice neighborhood. near major shopping centers and Interstate highways. Bright & airy 3 bedroom, Former garage need finishing but would make a great bedroom or family room. $149,900 CALL CARMINO MARRAPESE, EXT 233

Narragansett:

Warwick: Large family home, situated on a fenced Warwick: You must experience the beautiful views Warwick:

Rare 6 bed/3 1/2 bath home in Narragansett. 4 Living areas. Double fenced lot backs up to Chafee Preserve. Minutes to beaches and just down the street from beautiful Narrow River and Mettatuxet Yacht Club. Great Investment opportunity! $419,900 CALL KATHLEEN FRANCOVICH, 401-559-5092

in corner lot! Lots of rooms for a growing family. Walk to water and Historic Conimicut VIllage. $124,900 CALL CARMINO MARRAPESE, EXT 233

Nice home in sought after neighborhood.

3 bedrooms, 2 full baths, one in master bdrm. Corian kitchen counters, fully applianced, hardwoods, newer windows & furnace. Rumpus room in basement & laundry. Make this home your own. $178,200 CALL CARMINO MARRAPESE, EXT 233

Ranch located off Strawberry Field Rd. Nice neighborhood. 3 bedroom on a large lot. Hardwood floors & appliances. Great value for a 203k or conventional loan. Make this home your own! $129,600 CALL CARMINO MARRAPESE, EXT 231

of the bay! Great for owner year round or vacation home. This FEMA home has an open floor plan for ease in entertaining and affords views from every window. The garage could fit 2 average autos. $279,900 CALL DON MORASH, EXT 216

Heart of Narragansett? This home is for you! Close to beach, shopping and restaurants. Hardwoods throughout. Large kitchen with island and big bay window in dining area for lots of light. Fenced backyard and garage. $439,900 CALL KATHLEEN FRANCOVICH, 401-559-5092

Great starter or downsizing Modest 3 bedroom ranch, new kitchen with stainless appliances. Great location in the Long Meadow neighborhood. Ceramic floors in kitchen & bath, some hardwoods. Close to water. terrific value! $151,000 CALL CARMINO MARRAPESE, EXT 233

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease 22

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

James DelBonis

Jean Marzilli

jmarzilli@sellri.com Work (401) 884-6050 x 326 Cell (401) 864-2151 Fax (401) 884-0665

East Greenwich Beautifully maintained Colonial features 4 large bedrooms, 2 1/2 baths, granite, newly finished hardwoods, air conditioning and closets galore. The backyard is fenced and has an oversized mahogany deck. Make this your home for a lifetime. $548,500

ING

D EN

P

Warwick “Pride Of Ownership’ Spacious 3

Bed, Split Level Home, 1600+ Sq Ft Of Living Space, Lower Level Family Room , Fully Applianced, Hardwoods, Air, Enclosed Porch Off Family Room, Irrigation System. Move In Condition. $209,900

jdelbonis@sellri.com Work (401) 884-6050 x 309 Cell (401) 556-7704 Fax (401) 884-0665

PROFESSIONALS

Coventry Picturesque and unique waterfront property, gourmet kitchen/granite. 1st floor master suite, great room/fireplace, 3/4 beds, 3 1/2 baths, hardwoods and laundry. Handicap features, private backyard paradise,with inground , overlooking Lake Tiogue. $509,900

ING

D EN

P

Cranston Charming updated and well

maintained 2-3 bedroom home features updated kitchen and bath, new windows and roof, hardwoods, living room and family room. Private yard with sprinklers, front porch, patio and garage. $179,900

Cranston Spacious 2-3 bedroom, 2 bath

Ranch, 1970 + sq’ of living space, fireplaced family room and living room. Central air, deck, 2 car garage, new roof, 10,000 sq ‘ lot. $269,900

ING

D EN

P

Narragansett Pride of ownership!

Beautifully maintained 2 bedroom, 2 1/2 bath townhouse, features gas fireplace, oversized deck, garage and rare full basement. Walk to association pool. $349,900

ING

D EN

P

West Warwick Beautiful and spacious end unit condominium. Features a brick fireplace, 2 bedrooms, 2 baths and 2 balconies. Gas heat, make this your next home. $135,000

Warwick - PENDING! “Pride of Ownership”

Fabulous one level unit in desirable “Cobblestone Village”. Cathedral ceilings, gas FP, 2 beds, 2 baths, fully applianced, open kitchen dining area, partially finished basement, air, deck, garage. $299,900

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano - Regional Sales Manager – ext. 5300 John Savastano - Sales Manager – ext. 5306 Evelyn Perez - Loan Officer – ext. 5309 Keith Dulude - Loan Officer – No Direct Extension David Travers - Branch Operations Manager – ext. 5301 Traci Cunningham - Operations – ext. 5302 Denise Ciaccio - Operations – ext. 5303 Seana Petrangelo - Front Desk – ext. 5308 Nick Caccia - Loan Officer – ext. 5310 Tony Roy - Loan Officer – ext. 5307

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800

Call Ralph Coppolino At 401-837-0239 For Advertising Information

23

1ST CHOICE

Marie Puleo Flaherty

401-943-6111 ext.222 401-474-7508 cell • 401-943-6191 Fax www.mariepuleoaherty.com

RI Monthly Magazine 2015 Five Star Professional Award Winner North Providence

Front Cover

Showcase

Lees Farm Commons!

New List! Lovely and Spacious describe this 2 bedroom/2 bathroom Condo. Features include cathedral ceilings, central air, screened porch and 2 car attached garage.

Foster $382,000

$255,000

North Providence

Mint Condition! Spacious Raised Rand on corner lot.

Home features 2 bedrooms, hardwoods, granite kitchen with stainless steel appliances, updated bathroom, newer windows, central air and beautiful family room. $184,900

Linda L. Drainville (401) 626-3526 Coldwell Banker

Warwick $1,399,900

Providence North End

Mint 6 room Ranch featuring 3 bedrooms, hardwoods, finished lower, fenced yard and alarm. Integral garage. $159,900

Burrillville/ Harrisville Village

Paul Zarrella (401) 641-3337 Williams & Stuart Real Estate

Elegant and spacious describe this 6 room Townhouse featuring 2 bedrooms, 1.5 bathrooms, fireplaced living room, full finished basement with walkout and attached garage. A MUST SEE $247,900

24

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

Waterfront home on Greenwich Bay with expansive views. Enjoy the best Rhode Island has to offer in your infinity pool, on your back yard beach, or in your 4000 SF dream home!!!!

Conveniently located, this home is just minutes from Providence.

N. Smithfield $249,900

North Providence

Large 8 room Ranch with 3 bedrooms and 2 full baths.

Features include hardwoods, central air, alarm, newer windows and roof. Finished lower with kitchen, bathroom and den. Integral garage. $168,500

Pristine 3 bed, 2.5 bath custom built Colonial set on 5 acres of land in peaceful neighborhood. New granite counter tops in kitchen,beamed great room with fireplace & wood stove insert. Updated sun room, above pool, large yard, central air! Stunning!!

Kathy Bain Farrell (401) 374-1211 RE/MAX Town & Country

ROCK CLIFF CONDO Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color.

Starting at $249,900

THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211

Christine Kulacz 401-569-8324

Kim Prasinos 401-640-9696

TOWN AND COUNTRY

North Attleboro

Cumberland

Cumberland

Cumberland

Cumberland

Cumberland

Cumberland

Cumberland

171 Holmes Road.

Tucked in off a quiet side st, this one owner young colonial offers everything. Cathedral family rm with fireplace; Open floorplan kitchen & dining rm for loads of people during the holidays; Mudrm off the oversized garage; Fantastic new rec rm!

WOW! $529,900

110 Wrentham Road. Always dreamed of waking up on waterfront? Sit on the screened porch and enjoy a cup of coffee overlooking gorgeous Miscoe Lake. Wonderful 4 bed colonial with finished walkout lower (easily converted to an inlaw). Central air; Move in and enjoy! NEW PRICE $385,000

Cumberland

64 Windsong Road. Beautiful Colonial W/Open Floor Plan In Great Neighborhood; Gourmet kit w/ granite & New SS apps; Cent Air; Cent vac; Mast bed w/ new bath w/jet air tub; closets galore; finished lower level; new furnace & h/w tank;priv yard overlooking woods.

$450’s

10 Wysteria Lane. Amazing opportunity to own a fabulous piece of farmland and historical farmhouse with a huge barn and outbuilding on 6.5 acres! In-ground pool; rolling farmland. Absolutely a must see!! $479,900

45 Quail Street. OMG - wait to you see this house!! Bring your checkbook to the open because it is ready to move in --fully renovated!! Stunning new kitchen with white quartz counters; sharp stainless appliances; hardwoods,new bathroom; central air; brand new lawn. $229,000

North Smithfield

Rock Cliff Condo’s.

40 Old Louisquisset Pike. Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $249,900

22 Womantam Lane. If you are in need of Bedrooms & space, this is the place!! Four levels of living; Fantastic neighborhood. Great screened in porch overlooking deck and above ground pool, and remaining yard is huge, flat and fenced! Granite kitchen; finished lower. $420’s

43 Rosewood Lane. Arnold Mills classic charm! Massive cathedral family rm addition w/ductless AC & french doors to an amazing patio & flat fenced yard! Top of the line replacement Anderson windows thruout. Kitchen opens to the dining rm; 2 large BRs up; fin. lower.

$349,900

Cumberland

Maplewoods #15. Sort after 3 bed townhouse; Light, bright and ready to move in. Open Living room and dining room; deck; young central air system; finished lower family room, 2 full baths plus a lavette!! Carport & assigned spots - great location across from pool.

NEW PRICE $215,000

40 Tingley Drive. Most admired colonial in the center of Arnold Mills; 3 flrs of living space; great open stainless & granite kitchen w/columns to DR; hardwoods all over!

FP LRw/wood stove insert;sunrm; MBRw/FP & gorgeous bath & roof deck; new fin lower recrm & lav! $479,900

21 Elmwood Drive. Charming New England cape on great wooded Arnold Mills lot. Screened porch; Walkout lower rec rm and office; updated baths; newer windows; huge 2nd floor bedrooms with hardwoods and builtin closets; Living rm w/wood fireplace; dining rm open to EIK! $319,900

Providence

17 Shaw Street. Come see this well built 3 family home in the heart of Providence’s North End. Spacious 3 bedroom units with great monthly income! Appliances included...minutes to highways and downtown!

$169,900

Call Ralph Coppolino At 401-837-0239 For Advertising Information

25

26

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

No Surprises...

Just Results!

• No surprises at closings • Maximize your net proceeds from your home

• Competitive commissions charged • No Gimmicks-such as doc fees, showing fees, etc..

Included:

Signage Advertising Open Houses Present at all inspections

Contact Me Today!

Martin Mooradian 401-255-5550 martymooradian@cox.net

R E A LT Y

PINNACLE

Call Ralph Coppolino At 401-837-0239 For Advertising Information

27

401.942.0110

481 Atwood Avenue Cranston, RI

c21realtyassociates.com

Realty Associates

Cranston

Lovely Colonial in Hillside Farms. 4 bedrooms with master & master bath plus three beds and full bath.

Family room formal dining with eat in kitchen. large private lot with deck and screen porch. Redorcoate make this your families home. $339,000

P

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in

d En

East ProvidEnCE

Absolutely, picture perfect cape is the only way to describe this home. Just re- done in 2012, newer boiler & tank. Fp. Living rm., hardwoods, corner lot, fenced in back yard, all appl. Remain ! This is not a drive by, just bring your furniture. $183,900

28

Cranston

Sparkling Hardwood Floors, Freshly Painted Interior, 3 generous bedrooms, Modern Bath, Living Room with Fireplace, Sun Room, Formal Dining Room.

Enclosed Front Porch, Detached Garage,. Desirable Shirley Blvd. Location! $214,000

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

P

g

d En

in

Cranston

“MOTIVATED SELLER” Impressive Townhouse in Exclusive DEAN RIDGE Loaded with extras Spacious rooms Mint Condition Featuring all new kitchen appliances Sliders to nice patio & deck. No Pets Allowed $279,000

Johnston

Prime commercial site 3.75 acres located on Rt 14 Plainfield Pk & Simonsville Ave with visabile from Interstate 295 ! Many potential uses Free standing store, strip center, Pharmacy, Highway Hotel .

The owner may entertain sub dividing or land lease. $3,250,000

Coming soon!

Warwick Cowesett Very Desirable Street Antique Cape featuring 5 bedrooms, 2 ½ baths Fireplace, Den, Formal Dining.

Call garry for dEtails!

401-228-5936

garry.rEilly@CEntury21.Com

THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

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Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

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Portsmouth, RI 02871 | (401) 683-4900

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Cranston, RI 02910 | (401) 942-0110

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Bristol, RI 02809 | (401) 254-1900

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East Greenwich, RI 02818 | (401) 885-6260

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Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate?

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Pre-License Classes are available Find out what CENTURY 21 can do for you!

SMARTER. BOLDER. FASTER Call Ralph Coppolino At 401-837-0239 For Advertising Information

29

Rhode Island State Tax Rates Municipalty

Residentiial Tax Rate

% Full Value

Revaluation Year

Commercial RE Tax Rate

Business Personal Property Tax Rate

Barrington Block Island Bristol Burrillville Central Falls Charlestown Coventry Cranston Cumberland East Greenwich East Providence East Side of Prov Exeter Foster Glocester Hopkinton Jamestown Johnston Lincoln Little Compton Middletown Narragansett Newport North Kingstown North Providence North Smithfield Pawtucket Portsmouth Providence Richmond Scituate Smithfield South Kingstown Tiverton Warren Warwick West Greenwich West Warwick Westerly Woonsocket

$18.30 $5.34 $13.06 $18.88 $27.26 $9.90 $20.40 $22.84 $15.78 $23.26 $22.95 $19.25 $14.63 $21.06 $21.77 $20.64 $8.75 $28.75 $23.57 $5.64 $16.07 $10.04 $12.06 $18.91 $27.94 $16.02 $23.06 $15.08 $19.25 $20.94 $18.98 $17.13 $15.48 $19.30 $20.07 $20.06 $22.55 $25.39 $10.64 $35.94

100% 80% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

2011 2012 2010 2012 2012 2010 2010 2011 2010 2011 2012 2012 2011 2011 2010 2010 2009 2012 2012 2006 2008 2011 2011 2009 2007 2009 2008 2013 2012 2013 2012 2009 2012 2011 2009 2009 2013 2012 2009 2008

$18.30 $5.34 $13.06 $18.88 $39.48 $9.90 $24.58 $34.26 $15.78 $23.26 $25.40 $36.75 $14.63 $21.06 $24.74 $20.64 $8.75 $28.75 $26.94 $5.64 $21.34 $15.06 $16.72 $18.91 $34.68 $17.77 $30.88 $15.08 $36.75 $20.94 $21.94 $17.13 $15.48 $19.30 $20.07 $30.09 $22.55 $Varies $10.64 $39.99

$18.30 $5.34 $13.06 $18.88 $73.11 $9.90 $20.40 $34.26 $28.86 $23.26 $56.67 $55.80 $14.63 $28.96 $43.34 $20.64 $8.75 $59.22 $37.02 $11.28 $16.07 $15.06 $16.72 $18.91 $69.91 $42.80 $52.09 $15.08 $55.80 $20.64 $40.38 $59.70 $15.48 $19.30 $20.07 $40.12 $33.85 $40.13 $10.64 $46.58

Per $1,000 of Assessed Value • Tax Roll Year 2014 (Assessed 12/31/13) • FY 2015 Source: RI Department of Revenue, Municipal Finance.

30

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

DAN LIESE

“the hard working nice guy” Shoreline & Waterfront Expert

401-742-3216 cell dan@danliese.com

PROFESSIONALS

Selling Real Estate 25+ years in RI, CT and MA Broker Associate CRS, CDPE, ABR, ICHMS, IRES

Help!

My Marketing, Advertising And 25+ Yrs Of Experience Have Caused All My Listings To SELL.

If you are looking for an Agent to work full time on marketing your home than call “the hard working nice guy”.

When you hire “Dan the Man” you get him and his full time Licensed Administrative Assistant Gina, not a part time agent or newbie that gets assigned to your home. I work 24/7 on selling your home and helping you to find one.

Call me anytime day or night and lets have a coffe and discuss how I may help you.

RICHMOND - $289,500

Set in the Pines a home with charm and character bordering Beaver River. Offers 3 Br 2 baths and 2.5 car garage. Call “the hard working nice guy” today 401-742-3216

RICHMOND - $529,000

16 Acres of Peace and Quiet and Privacy!!!!

Acorn style home with over 4000 sq ft of living 4Br 5.5 baths 3 car garage, Geo Thermal Heating System, 1st Flr MBr Suite.

Call “the hard working nice guy” today. 401-742-3216

WESTERLY - $126,500

Village Terrace End Unit Condo with 2Br, 1.5 Baths, owner willing to pay some closing costs. Low condo fees and close to everything. Lowest priced unit available.

F OR M ORE L ISTINGS V ISIT WWW .D AN L IESE . COM Call Ralph Coppolino At 401-837-0239 For Advertising Information

31

The Round Table

Real Estate Simplified

with

The Round Table

Emilio DiSpirito is your show dedicated to brining you timley balanced truths of the Rhode Island Real Estate Market!

real estate... estate...simpliďŹ ed

Join us each Sunday at 10 am on iHeartRadio or Newsradio 920 to hear from dozens of real estate specialists! visit www.TheRoundTableRadio.com to sign up for our newsletter visit www.MyDreamHomeNow.com to search MLS or to find the value of your home!

About RERN The Real Estate Radio Network is the largest of its kind in the world. With over 200 shows in all major markets here in the US, they chose Emilio DiSpirito Team Leader of the DiSpirito Team to represent RERN and the RI Housing Market to share time sensitive data and real estate tips with the public. Emilio was chosen because is his a top producing agent and has assisted hundreds of families in buying and selling real estate here in RI.

Meet Our Contributors

HOME BUYER R H O D E

Daniel Giroux

32

Jon Daskam

Kendra Chatterley

Thomas Vignali

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

I S L A N D

M A G A Z I N E

and many more...

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WARWICK

JOHNSTON

RI Captains house built in 1895 stately 4 bedroom Victorian style Colonial with original charm & details, detached garage, private compound w/legal 2 unit.

See MLS 1083106 $289,711

Nestled on 1 1/2 +/- acres, lovely pseudo-victorian 3 bed charmer, complete with covered porch!

Needs some heavy cosmetics to make it your home, but the wow is there just waiting...Call today! It is worth the look. $159,711

WARWICK

WARWICK

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Desirable three bed Colonial, in very good condition, features formal dining and a desirable four season room addition, patio and deck with waterviews of Apponaug Cove, a short walk to swimming, boating, fishing. Many upgrades! $229,711

Beautiful 2 Bed Town House with finished lower level. Conveniently located near shopping and highway access. Absolutely MOVE-IN condition. Call today, nice find! $169,711

Gambrel colonial - country charmer - 2 fireplaces & 3rd hearth/woodstove; newer roof, heat & hot water; hardwoods throughout, front to back living rm w/ builtins & fireplace, private setting. $279,711

Updated 3 possible 4 units great investment with good income or opportunity to open your own business with rental income to subsidize all redone and up to code. $194,711

Call Ralph Coppolino At 401-837-0239 For Advertising Information

33

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34

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

Our Featured...

TOP REAL ESTATE PROFESSIONALS Kristen Moore

Linda L. Drainville

Vickie Pizzarelli

Realtor/Broker Associate Licensed in RI & MA Stearns/McGee Team

ABR,ASP,CNS,CRS Licensed in RI & MA Multi-Million Dollar Producer

Realtor/Team Leader Licensed in RI & MA The Pizzarelli Group

When choosing a Real Estate Professional, consider a Realtor that makes a full time commitment to their profession and to their clients. Having been in this industry since 2005, I’ve learned to be there when my clients need me, genuinely listen to their concerns, and help guide them through the sometimes daunting task of buying and/or selling a home.

Let’s face it. A home is not just a great investment, but also one of the biggest things in our lives we’ll ever have to make decisions about. You can count on me to provide honest and professional advice to help see you through to your end goal.

Whether buying or selling let me help you achieve your goal of “SOLD”! Opening doors for clients for the last 2 decades so call Linda “D”.

- Five Star Award - Accredited Buyers Representative - Designated Professional Stager - Previews Specialist - USAA & Relocation Certified

Buying/Selling a home is one of the biggest purchases in a lifetime...making it extremely important to have an Experienced Professional Full Time Realtor on your side!

Whether you are looking to make new memories or leave old ones behind, I am a firm believer that knowledge is power and I will do my best to walk you through the path of your real estate transaction. Victoria is Premier Service Certified with a 100% customer satisfaction rate, with a “5” Star rating as recognized by her Peers.

RE/MAX Properties (401) 413-6907

Coldwell Banker (401) 626-3526

EXIT Realty Pinnacle (401) 432-4129

401.359.2338

www.MyDreamHomeNow.com

Onetia Price-Hall Realtor, NAR, GPBOR

(401) 484-0027 Award Winning Agent, Onetia Price Hall brings years of experience and knowledge to the Real Estate Profession. Understanding the many complex issues buyers and seller face, Onetia is prepared to assist sellers and buyers in navigating through the transaction process.

Baron & Clemente Real Estate

(401) 519-6677 Ext. 5

Joe Santoro (401) 751-8300

Lauren (Boscia) Franco (401) 432-4868

Santoro & Company is a team of real estate professionals committed to selling some of the most desired homes in RI. Selling the “right location” is the mission of our company. With over 35 years in the real estate industry, we successfully use our experience, education, and large network of professionals, to engage our clients in a hassle free real estate experience.

Let us know what you need.

www.sellsri.com

Santoro & Company Office: (401) 751-8300

Call Ralph Coppolino At 401-837-0239 For Advertising Information

35

REAL ESTATE

TIPS

MOVING TIPS

That Will Make Your Life So Much Easier

1. Pack an overnight bag containing all the essentials.

Two birds, one stone: you’re packing your clothes and kitchenware at the same time.

7. Place an extra cotton pad or ball into your powder cosmetics.

Chances are, you’ll be too tired to unpack your things. You’ll want your essentials within easy access, including a change of clothes if you’re going back to work the next day as well as all your toiletries. It’s also a great way to transport a laptop, which could run the risk of getting stolen during a move.

4. For extra padding, pack your glasses and stemware in clean socks.

This is a great tip for traveling in general.

2. Pack the items you will need FIRST in a clear plastic bin.

This includes things like a box cutter, paper towels, trash bags, eating utensils, select cookware, power strips, phone chargers, toilet paper, tools, etc.

The clear bin allows you to see inside; it also separates itself from the myriad of cardboard boxes.

3. Wrap your breakables (dishes, glasses, etc.) in clothing to save on bubble wrap.

36

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

5. In addition to labeling what’s in your boxes, add what room they’ll be going into, as well.

When you arrive at your new home, unpack

BY ROOM. The unpacking process will feel more manageable. And remember to label the SIDES of the boxes, not the tops. This way, you’ll be able to identify them even if they’re stacked.

6. If you can, show up to your new home before the move and pre-clean the bathroom and kitchen.

Put up a new shower curtain liner and stock some new bath towels and toilet paper, as well. You’ll want to take a hot shower after a long day of moving.

8. Cover the openings of your toiletries with saran wrap, then put the tops back on.

This will keep your toiletries from breaking and leaking all over your stuff during the move.

9. Pack plates vertically, like records.

They’ll be less likely to break.

10. Keep drawers intact by covering them with Press’n Seal.

Dresser drawers are like their own moving boxes — this will keep you from having to unpack and re-fold their contents. It’ll also make moving the actual dresser much more manageable.

Source: Buzzfeed.com

5 convenient locations to better serve you.

8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100

1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 8 0

F

O R

M O R E

L I S T I N G S

V I S I T

NEWPORT

Victorian style townhouse with exceptional features and glorious location. Views of Easton’s Beach, easy access to Cliff Walk, large bedrooms, newly redone kitchen and baths, Hardwood floors, fireplace, a/c Charm galore and walkable to all Newport. $650,000

Barbara Jagolinzer 345-6666

EAST GREENWICH Create your own boutique in trendy downtown EG. Mixed use corner lot consists of apartment and restaurant with outdoor seating and great parking. Real Estate Only.

Lease can be adjusted. $475,000 Elliot LeFaiver 578-9833

COVENTRY Exquisite one level “luxury living”! Phase 1 of the development. 3 bed 3 bath stand alone condo with granite,hardwoods, master w/bath, laundry on first, finished lower, tray ceilings, crown molding and many extras! Don’t wait. $284,900 Donna DiGuilio 829-3825

Unique Victorian 3 family in the heart of Edgewood offers beautiful new kitchens w/ granite on 1st & 2nd floors, new kitchen on 3rd.

Great investment or owner occupied. 2nd floor could rent for $1300/$1500. Plenty of parking, tenants pay utilities. $395,000

Maureen McGovern 263-2028

Waterfront home on Greenwich Bay with expansive views. Enjoy the best Rhode Island has to offer in your infinity pool, on your back yard beach, or in your 4000 SF dream home!!!! Conveniently located, this home is just minutes from Providence. $1,399,900

Paul Zarrella 641-3337

.

C O M

NEWPORT

Immaculate 4 bed Colonial.

Custom kitchen w/granite + high end appliances, fireplaced family room,large formal dining,air,pool and home theatre in finished lower. Must See!

$375,000 Barbara Jagolinzer 345-6666

JOHNSTON Gracious Victorian boasting with charm and stunning landscaping. Lower level for entertaining leads to In-ground pool. Custom woodwork, granite, offering master suite/w sitting room. 3rd floor heated/electric/cable ready for your finishing touches. $489,900 Deborah Gianinni 282-9721

WARWICK WARWICK

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

CRANSTON

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

Endless Vacation! Spectacular views of Narragansett Bay from every room. Open floor plan living space, 1st floor bed, bath+study w/ closet. 2nd fl Master Suite w/sitting area + private deck. Includes lots 372,383,384 - build on or preserve your view. $469,900

John Moretti 464-2162

GLOCESTER Great country 3 bed cape with all new roof, septic, windows, electric, FR, kitchen and more on over 1 acre in desirable Harmony. Ready to move in! Don’t wait at this price! $224,900 Donna DiGuilio 829-3825

Call Ralph Coppolino At 401-837-0239 For Advertising Information

37

S

H

O

W

C

James Luth

A

S

E

P

R

O

Realtor® | Founder License S32389 | MLS 25836

G

R

T

Jennifer Hilton

I

E

S

Keller Willams Realty of Newport

401-787-3173

401-862-9078 | RhodeHomes.com

3 bedroom ranch in Bonnet Shores with private deeded access to both kelly & little beach. Amenities included living room with fireplace, central air, cathedral ceilings & mature landscaped grounds! $375,000

E

Realtor®

Keller Willams Realty of Newport

NARRAGANSETT: Well maintained

P

:

LOCESTER Fantastic Harmony 5 bedroom home equipped with many updates!

Modern kitchen and baths, master suite, hardwoods throughout, central air, meticulously maintained grounds, vinyl siding, insulated windows, back yard deck overlooking quiet country grounds. $269,900

T

:

T

:

IVERTON Turn key 4100+sqft Victorian located centrally on the property overlooking a state of the art equestrian facility. Everything you could wish for in this 21 stall heated barn w/indoor and outdoor clay/sand ring. 5 large & 6 individual paddocks. $925,000

EST ARWICK Picture perfect victorian colonial with wrap around farmers porch and large yard! Completly renovated from studs out!

Beautiful granite and stainless kitchen, hardwoods, crown molding, all updated mechanicals, new windows. Lndry on 2nd! Move in ready! $199,900

W

W

:

CRANSTON: Cute and cozy oversize 3

CRANSTON: WESTERN CRANSTON.

SCITUATE: Beautifully maintained home

New exciting Townhomes, 1500 living sq footage, 2 beds, 2 1/2 baths, fully applianced kitchen, fireplaced living room, hardwoods, granite, central air, gas heat full basement, one car garage. $233,900

bedroom Eden Park colonial with many updates including new windows, updated plumbing, new roof, new appliances, and move in condition! Oversize lot with a two car garage, great 95/295 highway access for commuters. Must see! $169,900

located in a serene and private 4.78 acre setting.

This home is immaculate! Offering hardwood floors, newer windows & heating system, finished lower level walkout w/fireplace & bath, double level decking and fenced yard. $258,900

IVERTON This beautiful to be built custom designed home by Meridian is ready to go! Buy this model or work with the builder to change the design making your dream home-in exclusive Beech Tree Hill Estates. One of the last remaining lots! Don’t miss this one! $724,500

Contact:

Michael G. Quin

Associate – Sales Manager NMLS#16162 Direct Cell E-Fax Web

38

(401) 400-8965 (781) 636-8874 (401) 633-7406 michaelquin.homepointfinancial.com

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

Home Point Financial Corporation f/k/a Maverick Funding Corp. NMLS# 7706 Home Point Financial Corporation f/k/a Maverick Funding Corp. NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org).

9 Entin Road, Suite 200, Parsippany, NJ 07054. Toll-Free Tel: 888-616-6866. Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No. MB.6760891); Massachusetts Mortgage Lender License No. ML7706; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—NYS Department of Financial Services; Rhode Island Licensed Lender. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved. © 2015 Home Point Financial Corporation

We’ve changed our name but not our commitment to delivering excellence.

Introducing

TM

Formerly Know as Maverick Funding

We’re the same team you know and trust, equipped with more resources than ever to bring you industry leading closing speeds and enhanced products and services.

Home Point Financial Corporation, formally known as Maverick Funding Corp., is a nationwide banking business focused on multi-channel residential mortgage origination and servicing. With 30 retail branches across 10 states, we intend on leverage and expanding the core capabilities provided by the Maverick acquisition into a diverse, vertically integrated national mortgage banking organization.

Call Your Local Team of Mortgage Professionals Today To Find Out More!

1-800-259-3050

Zachary P. Levesque NMLS #16841 Vice President

300 Centerville Road,

Home Point Financial

The Summit West, Ste 204,

Tel: 401.773.7223

Warwick, RI 02886

zlevesque@homepointfinancial.com

NMLS#7706

Home Point Financial Corporation f/k/a Maverick Funding Corp. NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org). 9 Entin Road, Suite 200, Parsippany, NJ 07054. Toll-Free Tel: 888-616-6866. Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No. MB.6760891); Massachusetts Mortgage Lender License No. ML7706; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—NYS Department of Financial Services; Rhode Island Licensed Lender. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved. © 2015 Home Point Financial Corporation

Call Ralph Coppolino At 401-837-0239 For Advertising Information

39

NARRAGANSETT

Spectacular “million dollar” views in this 2 bed cottage on Great Island. Well cared for home, unobstructed views and oversized lot maked this a true gem! Don’t Wait! $565,000

Donna DiGuilio 829-3825

PORTSMOUTH

Freshly painted Colonial on lovely landscaped lot w/stonewalls. Large LR, DR, updated EIK, partially finished lower level.

Newer roof, energy efficient windows, central vac, hardwd flrs. New deck, invisible fence and your own blueberry bushes! $399,000

Judy Howard 419-7008

JOHNSTON Simply stunning home that sits on a private lot. Recently updated with beautiful granite kitchens and baths. Th finished basement has a great granite bar and 1/2 bath, perfect for entertaining. Expansion possibility over the garage. Central air, central vac, lawn sprinklers and much more! Must see. $399,900 Amanda Hannon 575-7854

WEST WARWICK Newer colonial with spectacular open floor plan, gorgeous hardwood floors, high ceilings and flooded with natural sunlight. Needs nothing but you to move right in!

Nick Vicario 226-2560

87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00

EAST GREENWICH UNDER 300K! SELLER RELOCATING! 3 Beds 1.5 Baths on 1 Acre. Newer Roof, Central Air, Updated Heating & Electric, Hardwood Floors, Finished Basement, Fireplace. Don’t wait on this one. CALL NOW!!.

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

ck Ro ad 10 04 Bo sto n Ne RI Na rra ga ns ett , 80 82 278 140

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

$289,900 James San Giovanni 924-2538

New construction, popular “raised colonial” design, 3 bed 2 bath, 2 car garage. Hardwoods, applianced granite kitchen, open floor plan with cathedral ceilings. Must See. Wont Last. Taxes are an estimate. No flood insurance. $249,900

Rick Cascella 524-0593

40

Immaculate 4 bed, 2.5 bath Colonial in Western Cranston. Custom granite kitchen with stainless appliances. Fireplaced family room, large formal dining, master with private bath, finished lower with home theatre, air, pool, 2 car garage. Must See! $389,900 Susan Rowles 640-8582

EAST PROVIDENCE Meticulously maintained 4 bed 2 full bath on corner lot in Waddington section of East Providence. Sits on nearly a quarter acre and features a finished lower level with walkout, full bath, and in law potential. $259,000

$269,900 Sally Hersey 440-7030

WARWICK

CRANSTON

COVENTRY

Peaceful and Private setting, come make this your dream home featuring a beautiful kitchen,deck & fireplaced living with plenty of natural light. Outer barn/studio 22X22 for entertaining or hobbies with a fenced in yard.

MOVE-IN READY. $225,000

Deborah Giannini 282-9721

WARWICK

Prepare to be impressed the moment you walk thru the door! Fabulous layout, great room w/cathedrals, formal dining, granite kitchen, new modern bath, new heat, hardwoods thru &modern fixtures & finishes. 3 season room, garage & finished LL too w/lav! $214,900 Jill Weathers 714-5414

Rhode Island Home Buyer Magazine | May 15th - June 11th 2015

WARWICK

Colonial in Gaspee needs some love!House needs work but offers a 12x22 fireplaced living room, master bedroom is 13x22, with 2 closets, family room, dining room, open layout, hardwood floors, updated kitchen. Has original windows. $197,500 Maureen McGovern 263-2028

COVENTRY

Exquisite one level “luxury living”! Phase 1 of the development. 3 bed 3 bath stand alone condo with granite,hardwoods, master w/bath, laundry on first, finished lower, tray ceilings, crown molding and many extras! Don’t wait. $284,900 Donna DiGuilio 829-3825