HOME R H O D E
BUYER
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Diana Barone Full Service Realtor
1st Choice
NMLS - #2748
(401) 822-4444 www.aplusinri.com
980 Reservoir Ave. Cranston RI
0% DOWN
WINDOWS
$269
Mortgages Available!
Your Local Mortgage Resource. Call Pier Today! Pier-Mari Toledo
Call Falcon 401.487.9853
COVERING ALL OF YOUR
REAL ESTATE NEEDS!
(401) 562-1238
Your Local Mortgage Resource.* Director, Mortgage Lending ptoledo@wavefcu.org
Residential
75+ years financial stability. With of over 22 years of experience in all facets of mortgage lending and a commitment to objectivity, S E E PA G E 4 I N S I D E F O R D E TA I L S !
Call Pier today!
*Includes Basic Installation *10+ * Energy Star *Licensed *Insured *Lifetime Warranty
Ride the Wave to financial security. rimortgagezone.com • Fixed rate mortgages
Residential
Why I am the
Right Realtor
Pier-Mari Toledo, Mortgage Consultant
• FHA mortgages
W HO Y OU W ORK W ITH M AT TERS !
(401) 562-1238
• Expertise ptoledo@wavefcu.org • Professional Licensed in RI and MA • Dedicated to Bringing Quality Service Recipient of Diamond International Award 2014 • USAA Certified Buyer Agent of the Year • Staging Professional
• Adjustable rate mortgages
• VA mortgages
• 3 ½% down payment mortgages
• Purchase or
Victoria Pizzarelli
• First time homebuyer’s programs
Also ask us about any special mortgage opportunities for those purchasing foreclosed property or high balance Free Comparative Analysis
BROKER/OWNER
Warwick, RI 480 Greenwich Avenue, 02886 Mobile: 401-432-4129 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 Office: 401-331-3948 Pawtucket, RI 341 Benefit Street, 02861 vickiepizzarelli@gmail.com (401) 781-1020 • Toll Free (1-888-492-8328) Serving All of RI and MA
2013, 2014 (Warwick Office)
Ride the Wave to financial security. Moving Is Stressful, Choosing The Rightwavefcu.org Company Doesn’t Have To Be
(401) 474-0735
Gentry Moving is the company that individuals and families trust.
rochelle.ziegler12@gmail.com www.rochelleziegler.com
(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com
401.519.6677 www.baronclemente.com
REPLACEMENT
Rochelle Ziegler
(401) 226-3374
Contact Rosemarie Clemente
*See Our Ad on Pages 12-13
ONLY
• Sellers • Buyers • Investors • Rentals • Short Sales
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of your belongings will be handled with care. As highly trained and courteous movers, each At Gentry Moving, we specialize in allfully types of residential youwith aremoving moving crew member understands that they moves. are part ofWhether a team tasked more than to or from a studio apartment or a five-bedroom home, Gentry Moving helps your belongings, but your home. Residents On-The-Move.
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North Kingstown | $499,900 401.359.2338 www.MyDreamHomeNow.com
See Our Ad On Pages 24-25
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
Serving RI, MA and CT | 855.436.8766 | info@gentrymoving.com
1
Promises Made. Promises Kept.
Sierra Pacific Mortgage We’re here when you need us. Local Resources | Advanced Technology & Communications Trusted Industry Leader for Over 29 Years Local Underwriting | Premier Customer Service
C a l l U s To d a y A t
401.270.1740
Rhode Island Licensed Lender and Broker 20072185LB & 20072187LL. Company NMLS ID 1788. Branch NMLS ID: 289053
1 4 1 7 D o u g l a s A v e n u e , 2 n d F l o o r, N o r t h P r o v i d e n c e , R I 0 2 9 0 4 2
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
146 Central Ave, Seekonk, MA 02771
(508) 639-5223
www.eliteteamne.com Licensed in Rhode Island and Massachusetts - Eu Falo Portuguese
Cumberland
Cumberland
East Providence
Call M. Connie Soares-Felix at 401-524-3137
Call Manny Menezes at 401-323-8292
Call M. Connie Soares-Felix at 401-524-3137
Seekonk
Pawtucket
Immaculate Colonial with 3 Beds, 1.5 Baths, Lg living room, great kitchen with dining area and slider to deck overseeing HUGE fenced backyard with above ground pool. Finished basement with family room, office and walkout! Close to highways 146 & 295. $244,000
Don’t miss out on this one. Price reflects updates needed, but solid home and livable as is. Newer heating system, septic system, hardwoods throughout. Easy Highway access in South Seekonk (195) on a dead end street. Sale as-is. Title 5 Done. $165,000
Call Filomena Silva at 401-489-2323
Warwick
Immaculate remodeled colonial with a beautiful kitchen/stainless steel & granite counters.Dining area,new bathrooms,3 beds, living rm w/ pellet stove. Hardwood/ceramic floors. Fenced yard & one car garage. Property being converted from oil to gas!! $234,900
Call M. Connie Soares-Felix at 401-524-3137
This spacious colonial features a first floor master suite/inlaw setup, and 3 levels of living space. Nice private yard with seasonal views of Narragansett Bay, a beautiful garden and multi-tiered decks. An entertainer’s dream! $189,900
Beautifully renovated with brand new granite kitchen, stainless appliances, new vinyl siding, new roof, high efficiency heating system, and gleaming hardwoods. Nothing to do but move in. Easy to maintain property that is close to everything! $169,900
Providence
Warwick
Nice home on double lot in Darlington featuring a new roof, new heating system, vinyl siding, hardwood floors, updated bathroom, and large yard with a single car garage. A great home for first time buyer or someone who commutes into Massachusetts. $150,000
Move right in! This 3 Bedroom home sits on a double lot and at the end of a dead end street. Very convenient to highways. Recent updates include: new roof, new high efficiency heating system, new sewer pipe, and more! Cheaper than renting! Call today! $109,900
Cranston
Cumberland
Call Lisa Hassett at 401-524-5730
Call Anabela Campos at 401-617-0615
Call Manny Menezes at 401-323-8292
Could be a 4 bedroom house with great expansion opportunities, on a double lot in cranston with a detached garage close to everything. Sold as is. Motivated sellers! Subject to finding suitable housing. Cash or 203k only. $120,000
Johnston
Nice ranch located in the exclusive Rumford neighborhood offering 3 beds, 2 full baths, 2 kitchens, living rm w/pellet stove, family rm w/wood stove, office and laundry rm. Central air, fenced yard. Myron Francis School System. Motivated seller! $179,900
Call Manny Menezes at 401-323-8292
Investors take notice... Sold “AS IS” This home is in need of renovation but has potential. $99,900
Call M. Connie Soares-Felix at 401-524-3137
Call Manny Menezes at 401-323-8292
Very clean 3 family with 2 beds each floor-vinyl sided-newer windowsupdated baths. Fire code compliant-zoned commercial-excellent rental property with long term tenants-ideal investment to live in or open business on 1st fl w/ income from 2nd & 3rd. $249,900
Pawtucket
Nicely Updated and remodeled 2 family with townhouse style 2nd and 3rd floor unit. New roof, heating systems, windows, kitchens, baths, etc. Gorgeous hardwoods. Convenient location close to highways, McCoy Stadium, and Memorial Hospital. Must see! $169,900
Call Manny Menezes at 401-323-8292
Who You Work With Matters! To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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A Message From Rhode Island Association Of Realtors President
Bruce Lane
Now is the time. Reports are circulating that the Federal Reserve will begin raising interest rates soon. While they won’t skyrocket overnight, anyone who has been thinking about buying a home would be smart to make a move now to take advantage of some of the lowest rates ever. And, anyone thinking of selling may want to list now, rather than waiting for the spring market. Currently, Rhode Island’s inventory of homes for sale is slightly under supplied, providing sellers with an excellent opportunity to stand out and potentially attract multiple offers.
price rose nine percent to $234,500. That’s the highest quarterly median sales price since 2008. We haven’t quite hit the heights we hit in 2005 in terms of price, but most homeowners have regained any equity lost during the housing downturn, or at the very least, the bulk of it. The number of foreclosure and short sales diminishes each month and overall, I think it’s fair to say that our housing market is on solid footing once more. It’s hard to say how much a rise in interest rates might affect real estate in 2016 but I do know that conditions are favorable right now for both buyers and sellers. Making housing decisions now may be the best gift you can give yourself for the holidays.
The news that the Federal Reserve may think the economy has improved enough to raise rates follows months of gains in the housing market. In Rhode Island, the number of single family homes sold from July through September of this year increased 12 percent from the same time period last year and median
Bruce Lane 2015 President, RI Association of Realtors 401.275.2050 | bruce@brucelane.com
0% DOWN
Mortgages Available!
Your Local Mortgage Resource. Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org
With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.
Call Pier today! • Fixed rate mortgages
• FHA mortgages
• Adjustable rate mortgages
• VA mortgages
• Low down payment mortgages
• Purchase or
• First time homebuyer’s programs
Ask us about our Free Competitive Analysis
Ride the Wave to financial security. 4
75 +
www.rimortgagezone.com
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 Westerly, RI 2 Wilder Avenue, 02891 (401) 781-1020 • Toll Free (1-888-492-8328)
Bruce Lane
401-275-2050 bruce@brucelane.com
Mindy Lane
Keith and Christa L’Heureux 401-556-7717 ListWithLHeureux@gmail.com
401-996-2700 mindy@brucelane.com
Introd ucing O ur Ne w Administrativ e Assistant To O ur Team, Hel en Ar l ia NARRAGANSETT SUNSET SHORES 47 Crosshill Drive Custom built 2 bed, 2 full bath home with a view! The master suite on 2nd floor opens to a covered porch. The exterior is maintenance free and the heating system is updated. Sunset Shores is a private association with direct water access and an association dock.
$439,000 Call 401-275-2050
CUMBERLAND MAPLE WOOD FARMS
Come take a look before it’s too late! Updated 2 bedroom, 2.5 bath townhouse features updated heat and A/C. Convenient highway access with shopping and restaurants nearby. Complex has country club like grounds with clubhouse, pool, and tennis courts.
$224,990 Call 401-556-7717
CRANSTON
58 Firglade Drive. Custom Built Split Level with Many Updates. New Granite Kitchen, Updated Baths, Gleaming Hardwoods Floors, New Paint, New Carpeting. Two Car Garage - Quiet Street - Come take a Look!
$289,900 Call 401-275-2050
CRANSTON
53 Priscilla Drive. Spacious 4-5 bed cape cod set in a quiet neighborhood in western cranston. - Well maintained and it shows! New roof, gleaming hardwoods, fireplace, family room & den on first floor. Abundance of storage space and closets. A great find!
$289,900 Call 401-275-2050
RIVER FARMS CONDO
9 Carnival Terrace. If there is an extra being offered this home has It! Magnificent 3 bed townhouse with 1st floor master, 2nd floor includes a family room with wet bar, 2 beds and an exercise area. Two car garage, full walkout, pool, tennis, clubhouse...Be in just in time to enjoy the summer!
$379,900 Call 401-275-2050
JOHNSTON
294 Simmonsville Ave. Over 2000 sq ft of living space in this Classic 4 Bed Cape with Many Upgrades - Large Master Suite on First Floor, 2 1/2 Baths, Granite Kitchen, Hardwoods, Fireplace, New Septic System - Refurbished i n 2011 - 20,000 plus square foot Lot!
$239,900 Call 401-275-2050
CRANSTON
205 Main Street. Townhouse Condo in Smaller well maintained development in the heart of Fiskville. Gas Heat & Hot Water, Full Basement for Storage. Great Value and Appropriately Priced.
$89,900 Call 401-275-2050
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
5
We’ll Help Make Your Dream Home A Reality.
Apply for an FHA Title I Home Improvement Loan from Admirals Bank Today! Includes Solar and Renewable Energy Projects No Equity or Appraisal Requirements Terms up to 20 years Title I covers a variety of different improvements! Borrow up to $50,000 Admirals Bank offers a full range of purchase and refinance programs as well!
Let Admirals Bank Help Finance the Home of Your Dreams! Mortgage Lending Team: (800) 562-6663 Home Improvement Lending Team: (800) 715-8472
*Lien will be placed against the property. Lien will be in ďŹ rst or second position. Newly constructed residential structures must be completed and occupied for 90 days. All loans subject to credit approval. NMLS ID: 527702 6
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
508-556-9990
25 Messenger Street, Suite 7 Plainville, MA, 02762
exitrealtypinnacle.com
Serving RI CT and Mass EXIT REALTY PINNACLE MA
SMITHFIELD:
FOSTER:
Beautifully Rebuilt 1998 Custom Contemporary Home with Water views! Private grounds, Huge Open Kitchen, coffee nook sun room, master suite w/ walk in closet, Full In law Apt, Addition includes large second level office or bed, with study or den. $449,000 Contact Gina Ronci Mohamed at (401) 864-1698
Costume log home on 5 acres of privacy, featuring open floor plan with cathedral ceilings,hardwood, slate floor, wood stove, stainless appliances , viking stove,central air and breath taking view from double decks prefect for entertaining. Must see. $304,900 Contact Gina Ronci Mohamed at (401) 864-1698
Make Your Move
John Manocchio Realtor
®
NORTH PROVIDENCE:
Beautiful new kitchen cabinets,granite ,stainless appliances, tile floors, New bath, new gleaming oak hardwood floors, pellet stove, alarm, new fence, new decks, new balcony, 3-4 beds, 2 baths, 50 year architectural on 6 year young roof, new front door. $272,000 Contact Gina Ronci Mohamed at (401) 864-1698
ABR, SFR, SRS
1251 Atwood Avenue Johnston, RI
401-864-3849
makeyourmovewithjohn.com facebook.com/johnmanocchiorealtor
E X I T R E A LT Y P I N N A C L E
exitrealtypinnacle.com 401-331-EXIT
Serving RI CT and Mass
Johnston
Providence
Johnston
Smithfield
Cranston
Providence
A spaciously wellcared for 3 bedroom raised ranch! This great home features new anderson windows, 2 beautiful stone fireplaces, a 2 car garage, hardwoods (hardwoods under carpets too!), a wooded lot & a super convenient location in Western Johnston! $219,900
Located on a very private lot and dead end, this historic 2/3 Bed home is a great opportunity to own in the Log Road area!. Very easy to show and it’s worth the look! Get in before it’s too late!! $215,000
Spacious 4 bedroom, 1.5 bath single family home. Hardwoods and charm throughout. Vinyl siding and newer roof, with detached garage and plenty of parking. $139,000
Well maintained Colonial in Castleton Estates. 3/4 total beds. 2.5 baths. 2 car garage. 23x10 wooden deck. Open front foyer. Oak flooring. Expanded kitchen w/ SS appliances. Radon Sys. All gas utils. Wired for generator. Western Cranston Schools. $409,000
Charming 4 Bed 1.5 bath, with updated Kitchen, baths, and 24/20 Bonus room over garage, Move in condition, Granite Kitchen, Stainless appliances, Great for large or growing family, 2 car garage, fenced yard,nothing to do except move in!! $229,900
Cute and cozy 3 bed, 2 full bath in the heart of Elmhurst. Enjoy updated windows, new vinyl siding, new gas heating system, open kitchen/dining, 1st floor bedroom, sunroom and more. Plenty of space to finish downstairs also! Easy show. $162,500
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
7
S H OWC A S E
OF
N. Providence $125,000
HOMES
Warwick $179,900
MLS#1110881
MLS#1105143
143 Urban Street Colonial home /2-3 beds/ re-modeled kitchen/ formal dining rm/ living rm/ 22x15 with wood stove/ spacious bedroom/ remodeled bathroom/ come take a look/ approved.
Sylvia Santilli Gateway Realty (401) 301-2899
87 Greeley Avenue High End Starter House for those who want it all! granite kitchen, 3 beds, hardwoods,fireplace/w woodstove, excercise room in basement, newer heating system,septic / hugh yard/ gardeners delight / Move right In !!! Call now!
Warwick $285,000
Cranston $249,000
MLS#1107678
MLS#1110234
Stately colonial, 3 to 4 bedrooms, 2 baths, office or tv room, hardwoods, fireplace, porch, 2 car garage, inground pool.
Chuck Gendron RE/MAX Metro (401) 524-8981
Outstanding Classic Victorian New Wrap Around Porch With Ocean Views. Updated Exterior, Roof, Mechanics and New Interior Decorating. Hardwoods, Fireplace 2 Car Garage, Huge Fenced Yard.
W. Warwick $139,900
4 Oakdale Street
42 Clyde Street
Jan D’Angelo CrossRoads Real Estate Group (401) 480-5774
MLS#1107199
Conveniently located 3 bedroom, 2 bath Bungalow! Mudroom, eat-in kitchen w/granite and SS appliances, hardwoods, private master bed w/skylight, bath, sitting area and double closets. Good size fenced yard, 1 car garage, off-street parking.
8
Jan D’Angelo CrossRoads Real Estate Group (401) 480-5774
N. Providence $192,000
S. Kingstown $329,900
97 Andover Street
20 Peace Pipe Trail
MLS#1110690
MLS#1108737
Spacious front to back 3 bedroom Ranch is a perfect starter home featuring 1 bed in-law lower level w/ private entrance. Conveniently located near highways,shopping, casinos and more. Vinyl sided, newer windows, new electrical, new h.w. tank and newly redone hardwoods in beds on first floor and living room.
Chuck Gendron RE/MAX Metro (401) 524-8981
Smithfield $289,900
MLS#1094979
Unique 1500+ sq.ft. Ranch with a one-bedroom full in-law apt. (826 sf), huge garage, Farmers Porch, fenced yard, pool, deck, sprinklers, outbldg, Florida Rm, large family room w/fireplace, central air and vac, corner lot, well maintained..
Sylvia Santilli Gateway Realty (401) 301-2899
Sherri-Ann Boisvert State Properties (401) 255-4857 sherriannboisvert@gmail.com
Mint Contemporary with Open floor plan on Indian Lakes, 3 beds,with 2 full baths,granite kitchen,French doors with walk out family room wtih wood stove. Integral garage. Walk to beach. Fun assoc. w/ private beach & dock. Minutes to URI & Beaches.
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Joan Bianco IBR Realty (401) 465-4462
We offer both mortgage financing and refinancing options. Contact our mortgage professionals today to make an appointment to discuss your specific needs. Denise M. Warburton Vice President - Mortgage Division (401) 392-2363
Thomas J. Carroll Senior Mortgage Loan Officer (401) 265-5459
Federally insured by NCUA To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
9
• Refinance • Purchases • Closing Cost Credits $500 For Local Residents
• Free Appraisals • Free Pre-Qualify
Have you served in the armed forces? Don’t miss out on the benefits of VA Financing
ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.
Norman P. Zolkos
NMLS #18471 595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828 Office: (800) 275-6365 x305 Cell: (401) 942-5626 nzolkos@homebridge.com
The HomeBridge Vision
• • • • • • • • •
Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-942-5626 Call Up Til Midnight Or After (I Will Answer)
We aspire to be the most recommended home mortgage company in the country
HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828. Corporate NMLS #6521. Rhode Island Lenders License 20112804LL
10
The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans
Call 800-275-6365 For More Info HomeBridge.com/NormanZolkos
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Cumberland
Stylish Ranch designed by architect owner, cathedral ceilings, stainless in kitchen, skylights, laundry room, newer flooring, roof & siding, 2 Car garage, neat wrap-around deck/pool, full-sized attic with potential for expansion... CALL TODAY! $279,900
Your home SOLD... NEXT!
Call me! Joe DeChristofaro
Warwick
Conimicut. Nice 4/2 Raised Ranch with hardwoods, central air, finished basement/potential in-law. Subject to short sale approval. $199,900
Sales & Rentals/RI & MA (401) 837-1976 - C joe@JoeDeChristofaro.com www.JoeDeChristofaro.com
Glocester
WOWEE!! Beautifully Renovated Home with Private In-Law Suite (also great as rental, office, etc), SS Appliances, Granite Counters, Hardwoods, Irrigation System. 1st FL Laundry! Large Deck, Breathtaking lot! This one won’t last long! 1 Yr Home Warranty. $289,900 Call Phil at 508-730-9697
East Greenwich
Quaint 2-3 bed cottage located in desirable Hill & Harbor district! Walk to water, nearby shops & restaurants! Offers newer Roof, Central Air, Washer/ Dryer in unit, a private Side-yard & assigned parking. Pets allowed. Great Value! CALL TODAY!! $134,900
Kathleen Odell
Real Estate Broker Associate
401-486-2832 kodellsells@gmail.com FIVE STAR AWARD WINNER PAST THREE YEARS • EIGHT TIME PLATINUM AWARD WINNER RECIPIENT OF CIRCLE OF SALES EXCELLENCE AWARD
CRANSTON:
This stunning contemporary style ranch home has it all! 3 bed, 2 new baths, 2 half, newer kitchen w/quartz & stainless steel appls, new high quality hardwood floors, fireplace fr, updated roof, electric, heating, air, 2 car gar., huge manicured lot! $429,900
WARWICK:
Beautiful oversized ranch home, Perfect for a family. Three Bedrooms, Two full bathrooms, hardwoods, two car garage, Large Corner Lot. Located in desirable Greenwood Proper! Come make it yours! $224,995
CRANSTON:
Stunning 4 bed, 2 bath, 2 kitchens, 4 car garage home on just under 2 acres of parklike grounds, stone wall, circular drive, lit gardens, sprinklers, updated kitchen! First bath is new! Master suite or in-law in lower w/kit/bath, patio, lr w/fireplace! $375,500
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
11
10 Things You Should Know
When Buying a Home
by Daniel E. Giroux, Owner, A-Plus Mortgage
Pre-approval: Not all pre-approvals are created equally. If your Loan officer has not completed a Uniform residential loan application (1003) and collected 2 years of tax returns, W2’s, recent paystubs, and a recent asset statement, there is a good chance your pre-approval is not worth the paper it’s written on. Basically, if you were pre-approved in 5 minutes right over the phone without supplying documents, get a new pre-approval. Appraisal cost: The average appraisal cost these days is between 450 to 550
dollars. Appraisals are completed by third party management companies. If the appraisal indicates that the property has issues such as peeling paint, missing a hand railing, or other safety issues, you will need a completion report after the issues are fixed. This can cost between 150 to 200 dollars. The value of your home, in the eyes of the lender, is the lesser of the appraisal value or the sales contract. Multi-family property appraisals will cost more. You will be asked for a credit card to pay for the appraisal. Some lenders offer to pick up the cost of the appraisals.
Inspection dates: You typically have 10 days to complete inspection and ask for improvements to the home you are buying. If you will take longer to complete the inspections, you should ask for an extension and get it in writing. You can back out of a contract if you are not happy with the inspections. Inspection costs: The cost of inspections is your responsibility. This is an outof-pocket expense and inspections are not rolled into the mortgage.
Mortgage contingency: This is the date that you should have a conditional
approval from your lender. The ”commitment letter” simply states that you have applied and been conditionally approved for a mortgage. If you meet all the conditions, you will receive the money to purchase. This date is also the date that you are now committing to buying the home. If you back out of the contract after this date, the seller may have the ability to keep your deposit. Prior to this date, you can back out and get your deposit back if you are not able to receive financing.
Homeowners insurance: The cost of homeowners insurance can vary quite
a bit. It’s always good to shop around. Once your appraisal has been ordered, you should be shopping for homeowners insurance. You will need to purchase
1 years’ worth of insurance upfront prior to your closing. Many lenders can pay the cost of your first year insurance with lender credits or seller-paid closing assistance. Be sure to ask your lender if this is available.
Deposits and funds to closing: These funds will need to be verified. Cash is never an acceptable form of down payment or funds to closing. You can use a gift from a family member on some transactions but you should always consult with your loan officer in regards to gifts. Documents you will need to provide: Come prepared with 2 years of tax returns, 2 years of W2’s, recent paystubs, bank statements, verification of any large deposits; a 1 year homeowners insurance policy; if you receive a pension or social security, you will need 2 years of 1099’s; award letters, proof of receipt of funds; if you are self-employed, commissioned, or 1099ed and you will need a 2 years’ worth of history. Negotiating your purchase price: Far too often I see buyers not get the home they want because of a few thousand dollar dispute on the purchase price. The seller wants $220,000 and the buyer offers $215,000. In today’s market, sellers are getting the asking price and if you really love the home, you should offer the asking price. On average, it costs about $26 per month for every $5,000. Don’t lose your dream home over .87 cents per day. Closing cost and settlement charges: Closing costs include attorney’s fees, title, government recording charges, appraisal costs, and lender fees. Settlement charges include pre-paid interest, tax and insurance escrow set up, and the 1 year homeowners insurance premium. There are several ways to pay these costs. You can come out-of-pocket, negotiate seller concessions, or get a credit from your Loan officer. You should discuss these options with your loan officer prior to making an offer on a home. This easy to follow guide may not answer every question you may have as a new home buyer but hopefully it helps. If you have additional questions or want speak with a professional to be pre-approved, call (401) 603-3646. Daniel E. Giroux NMLS 26531 Owner A-Plus Mortgage LLC NMLS # 2748 Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL
Basically, if you were pre-approved in 5 minutes right over the phone without supplying documents, get a new pre-approval. 12
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Showcase Listings Warwick
Enjoy spectacular ocean views from this grand gambral style Colonial. This home features granite kitchen,cherry hardwoods. Marble fireplaced living room with glass doors leading to a sprawling yard overlooking the bay. $399,900
New construction! Gorgeous townhouse nestled in a peaceful residential neighborhood! Walk to water & downtown! Granite, hardwoods, central a/c, gas heat, all appliances, washer & dryer, finished basement, deck, private backyard, garage, low asn. Fee! $269,000
Kim Davis 401-919-3419 Keller Williams Realty
W
NE
ICE
PR
Johnston Well maintained open floor plan w/ kitchen island. Lots of light, 3 season glass sunroom & hot tub! Fireplaced LR, hardwoods, finished basement area w/dry bar. Located on a corner lot, connected to sewer. www.83lookoutave.com Kathy Souza 401-265-4494 RE/MAX Preferred
Jamie Rebello 401-241-7728 HomeSmart Professionals RE
The Home of the Professionals
Eric Maluk Owner NMLS #4733
Daniel E. Giroux Owner NMLS #26531
Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886
EW
N
ICE
PR
Bristol
North Providence Totally redone! Granite and stainless kitchen, updated baths, cathedral ceilings, skylights, central air, finished lower, inground sprinklers, beautiful fenced yard, 2 car garage. Super location. Nothing to do but move your furniture in! A must see! $299,900 Barbara Santilli 401-523-6350 Bruce Allen Realtors
(401) 822-4444 www.aplusinri.com
Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL
Warwick
Cranston
Kathy Souza 401-265-4494 RE/MAX Preferred
Raymond Turcotte 508-243-5824 EXIT Realty Pinnacle
Well maintained home w/tons of character throughout. 3 season porch off kitchen w/water view. Fireplaced living room, walk to private beach area. Many personal touches have been put into this home to make it all that it is. Oversized garage. www.171lane4.com
Well maintained Colonial in Castleton Estates. 3/4 total beds. 2.5 baths. 2 car garage. 23x10 wooden deck. Open front foyer. Oak flooring. Expanded kitchen w/ SS appliances. Radon Sys. All gas utils. Wired for generator. Western Cranston Schools. $409,000
We specialize in Real Estate and Personal Injury law.
Coventry 3-6 beds, new septic, roof, and windows! Hrdwd flrs, master bed w/bth ,updated bths, perfect for lrg or multi genrtl fam. Pot inlaw suite w/o lwr sep entr or home off, bonus rm abv gar guest suite, apt, studio? 2 big out buildings, 2 car gar, 1 acre! $299,500 Emily Kheradi 401-243-5520 Keller Williams Realty
692 Warren Avenue East Providence, RI 02914 P: 401-270-1144 F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com
North Providence Modern Ranch w/ basement inlaw. 3 Beds, LR w/ gas FP, DR, Updated kitchen, sunken 22x16 cathedral ceiling family rm w/ wood stove. 9K in window upgrades. Fully finished lower level with huge LR, new kitchen, 2 beds & full bath. C/AIR, 2 car garage. $259,000 Raymond Turcotte 508-243-5824 EXIT Realty Pinnacle
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
13
WE DON’T HAVE TO
BRAG ABOUT OUR BUSINESS, OUR CLIENTS DO IT FOR US
BECOME PART OF THE WINNERS CLUB, CALL BARON & CLEMENTE REAL ESTATE IF YOU HAVE A HOME TO BUY OR SELL!
“ RoseMarie Clemente is the most effective real estate professional I have met. She is extremely efficient, knowledgeable and creative. She handles challenging and difficult situations with great diplomacy and ease. “ Integrity” and “ Successful “ are the words that come to mind when I think of RoseMarie. She is the kind of person you want to help you navigate through any real estate transaction “ J. Riechling “I hired Baron & Clemente Real Estate to sell my multi million dollar condominium project, through the construction phase, design and staging phase, and most importantly the selling phase, RoseMarie Clemente and her team of professionals SOLD the uniqueness of my project. Clearly for any of my future real estate needs I will turn to Baron & Clemente Real Estate “ R. Baldelli “ RoseMarie Clemente of Baron & Clemente Real Estate helped me sell my properties, diligently, gracefully and profitably. She saved me thousands !!! “ M. Grieco Sr.
BARON & CLEMENTE REAL ESTATE
401-519-6677
www.baronclemente.com 14
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239 C = 96 M = 85 Y=4
C=0 M = 31 Y = 64
C = 46 M = 12 Y=0
C = 96, 100 M = 85, 80 Y = 4, 4
Contact Linda Mittleman
Office: 401-274-3636 Cell: 401-524-9999 lmittleman@colemanrealtors.com Open House
Sunday November 15th From 11:00-12:30
LAURELMEAD
ON THE EAST SIDE OF PROVIDENCE
Independent senior living at its best. 2 beds, 2 baths. Includes: taxes, dinners, utilities, car service, pool, gym, elevator, entertainment and magnificent gardens!
$197,500 & $200,000 - CALL FOR MONTHLY FEES
HELEN R. COUPE Broker Associate
ABR, CDPE, CNE, CRS, GRI
(401) 736-6100 x115 (401) 942-7000 x115
METRO
Vi s i t M y We b s i t e at w w w. H E L E N R C O U P E . c o m
TURN OF THE CENTURY CHARMER WEST WARWICK
WARWICK
JOHNSTON INCOME
PRODUCING WEST WARWICK OFF COWESSET AVE: Captains house built in 1895, stately 4 bedroom, 1.5 Bath Victorian style Colonial. 2 fireplaces & 2 Garages, updated roof, siding. Added value - legal 2 unit duplex, making the offering price of $239,711 very affordable!
BEACH & BOATING NEARBY
COUNTRY CHARM
WARM & INVITING Like country? You’ll love this 3 bed, 2.5 bath Gambrel. Two fireplaces and wood cookstove in kitchen, hardwood floors, front to back living room with wet bar, masterbath, office, walk-in storage closet, walk-out basement, gardens, backs up to woods-privacy. Newer roof, heat, & hot water, etc. Value priced $269,711
APPONAUG COVE Meticulous 3 bed, 1.5 bath raised Colonial, front to back living room, eat in kitchen, formal dining, spacious bedrooms, storage, utility/storage room. Three season room off living room - relax and enjoy the ocean breeze. Short walk to launch your boat, swim, fish, enjoy the summer. Offered at $229,711. run to phone!
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
15
NED CASWELL 401-782-0555
nedc@rihomesearch.com | nedcaswell.com
Flagship
WHEN YOU BUILD, YOU GET WHAT YOU WANT!
South Kingstown
“Wilderness Farm” Matunuck Hills - Ministerial Road - 4.5 acres beautifully wooded with Rhododendrons, Laurel, oaks, Pine. Walking access to pristine Tucker’s Pond! $325,000
ED
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South Kingstown
East Matunuck Close to beach, marinas, restaurants, etc....a cute cottage that needs some work but it is worth the effort....new septic, town water, 2 garages, summer bunk house and a real pretty lot.... All for $265,000 Call Ned for details at 401-741-4044
South Kingstown Single family with
Narragansett Location, location, loca-
Narragansett Eastward Look - 4 bed 2
South Kingstown Kingston/ URI -
Cedar Hollow Road off Curtis Corner Road..Private Compound. Nice wooded acre building site. Water tables and soils testing ready for ISDS. $175,000
legal apartment or in-law. Many possibilities. 1 Acre! Walk to all conveniences, very well cared for! Lots of history! $298,900
!
U
D CE
South Kingstown
Kingston Village/ URI- This circa 1750/1820 lovingly restored Colonial has a wonderful story to tell. 15 Rooms includes 5 room in-law apt. Many, many modern day features, B&B potential. see details attached herein! See MLS# 1093073. $549,500
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tion! Historic Gibson Ave at the Pier! Steps to seawall, restaurants, beaches, etc. Spacious living/dining, master suite, fireplace & deck! Available for summer! $419,900
T!
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1/2 bath Colonial plus 2BR/bath/K owner’s suite; formal dining, living rm, family room, 2 car garage. Wonderful condition, walk to beach, tennis & playground. $549,000
Delightfully maintained 1905 Colonial! 12 rooms/5-6 bedrooms 3 1/2 baths, FDR, library, GRT RM, stone FP. Oversized garage, pool and more... Furnishings available! $398,500
South Kingstown
Matunuck / Blackberry Hill. Ocean, beaches etc., 4 bedroom Contemporary. Open, Bright, Cheery! Move in Ready. Updates. Wonderful Screened in Patio. Garage. New septic in 2004! Nice yard. Premium Neighborhood. $379,900
VISIT US ON THE WEB AT WWW.NEDCASWELL.COM 16
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
JOIN OUR WINNING TEAM! @JoinRemax.com
To find your dream home
VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES
RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com
RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com
RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com
5,208
PREFERRED, TOWN & COUNTRY, PROPERTIES
These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.
NUMBER OF TRANSACTIONS IN RHODE ISLAND BY BRAND JANUARY - DECEMBER 2014
1,858
RE/MAX
Coldwell Banker
1,654
Keller Williams
1,486
Residential Properties
1,231
Century 21
896
Exit Realty
592 Randall
408 Prudential
Market share search criteria RI Statewide MLS 2014 - the graph combines the “sold” properties of all office locations and independent offices of each multi-office or franchise organization identified which properties were sold by such organization itself, or with the aid of a coorerating broker, according to publication of the Local Board of Multiple Listing Service in the geographic area and the time period indicated. Year end 2014 data compiled from figures provided from 2014.
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
17
Mike Behm
401-265-9437
Western Cranston
This Beautiful ranch has large rooms family room w/fire place full unfinished bulkhead basement large fenced yard rear sprinklers and oversized shed. $189,900 MLS# 1091047
Helen Pirri, Showing Agent (401) 965-8703
Providence
Well built Cape 4 bedrooms large living room with fireplace, hardwood floors walkout basement on a double lot. $167,000
Looking to buiLd in desirabLe Western Cranston? Select your lot and customize your dream home. Water, sewer and gas are included.
Please view our other PREMIER offerings Cranston
Another beautiful restoration by Born Again Homes! Completely renovated head to toe, granite kitchen, bath, finished basement with rec room. Hardwoods throughout. Fenced in yard with wrap deck and shed as well as new double wide asphalt driveway. $239,900
Helen Pirri, Showing Agent (401) 965-8703
Warwick
2 bed, 1.5 bath home in Oakland Beach Area. Gas heat, Vinyl Siding. Walk to Water. Call for Details! $59,000 MLS# 1109784
Johnston
Fantastic 3 bed, 1.5 bath colonial set on 1.5 acres. Updates including Electric panel, service wire, windows, roof, siding, kitchen and carpet. Sliders to deck. 6 car drive. Set in the back of Oak Swamp. $235,000
Helen Pirri, Showing Agent (401) 965-8703
Johnston
Helen Pirri, Showing Agent (401) 965-8703
Buyorsellhomesinri.com 18
Cranston
This oversized ranch features Newer Roof,Newer Kitchen w/Silestone Counters,Large Bedrooms, Living Room with fireplace, full in law potential. $219,000 MLS# 1106823
Entertainers delight- sprawling ranch! Master suite with walk in closet, laundry room with lavette. New Coal Stove! Finished basement with full bath,possibile in-law. Alarm,sprinklers. Private location with beautiful landscaping, To much to list! $464,900
282 Phenix Ave Cranston, RI 02920
Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Carla Zimmerman
1251 Atwood Avenue Johnston, RI
exitrealtypinnacle.com 401-331-EXIT
401-489-8452 zcarla01@yahoo.com
E X I T R E A LT Y P I N N A C L E
Serving RI CT and Mass
Glocester
Warwick
Rare family compound with rustic sophistication! two legal residences plus finished basement with separate entrance! 6 tot. beds, 4 baths privately located on dead end rd., easy walk to middle school! Soaring cathedral ceiling, open floor plan, your own woodland oasis! $440,000
Gracious & Spacious Larchwood Estates! Stunning granite/ cherry kitchen opens to casual dining area, formal dining room for a holiday crowd! Gleaming hardwoods throughout the 1st floor, spacious master bedroom with ensuite bath, and au-pair suite private lot $415,000
Cranston ROOM TO GROW INTO!
Providence
COMING SOON! Charming 3 bedroom, 1 1/2 bath, 1537 sf bungalow in a quiet family neighborhood. Gleaming hardwoods throughout, new kitchen and baths, spacious living room with fireplace, formal dining room. Partially finished basement with bar adds an additional 600sf. Lovingly landscaped, private yard, offstreet parking and a one-car garage. $230,000.
Rare 3000 sf, 4-5 bedroom home in Cranston. Large rooms all with hardwood floors! Front-to-back living room with working fireplace. Open kitchen with sunny eat in dining area, and lots of cabinet and storage. First floor bedroom or office, Florida room and two car garage, and first floor laundry! Second floor has massive master bedroom with sitting area and double closets, and 3 additional spacious bedrooms and a large bathroom. Large, finished basement with family room with dry bar, bathroom, office, and cedar walk-in closet. Private, fenced in yard. With some updates, this home will be the gem of the neighborhood! Priced to sell at $225,000.
Woodstock, CT
TO BE BUILT! Pick your own finishes, appliances! No construction loans, buy this house as new build! 3 bd, 2.5 bath modular colonial with charming covered front porch on beautiful private lot. All the most wanted details -- eat in kitchen, first floor laundry, master suite with walkin closet and ensuite bath. Desireable Woodstock school system- what more could you ask for? price may increase with higher end finish choices. Appliance/ cabinet packages available. buy now and be in before Christmas! $375,000
THINKING OF FLYING SOUTH? Let me help you downsize in RI/MA/CT, and have my Florida partner meet you to explore your options on the West Coast of Florida!
ALWAYS free Property Value Analysis,
just call!
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
19
René C. Hague
980 Reservoir Ave. Cranston RI
(401) 941-0200
GRI, SRS
1st Choice
Licensed 1994
Call Me....I’ll Take You Home Cranston
Spacious raised ranch in hillside farms w/possible 4th bedroom. Family room with fireplace, master bed with bath, central air, huge oversized deck, 2 car garage. $220,000
(401) 943-6111 X304 Fax: (401) 943-6191 renechague@realestateri.com www.renehague.com
North Providence
North Providence
Cranston
Providence
Sprawling, lovingly maintained 3 bedroom ranch offers large kitchen + dining area, pristine woodwork & hardwood floors throughout, large living room, den, generous closets, replacement windows, central air, garage, patio, fenced yard. $174,000
Warwick
Tranquil grounds provide peaceful setting for this 2 bedroom 1.5 bath townhouse w/ fireplaced living room, laminate flooring in dining room, jacuzzi bath, built-in A/C, ample closets, full basement for laundry + storage, private deck. $194,900
Meticulously maintained 3-bedroom quality built ranch, hardwood floors throughout, ceramic tile kitchen flooring, new hot water tank, replacement windows, energy efficient gas heating, sliders to deck, garage + 12x16 shed. $162,500
Spacious Colonial/ Bungalow style 4-bed home w/ 3 full baths, updated kit, hardwoods throughout, fireplaced living/dining room, master bed w/ full bath, new gas heating + hot water tank, replacement windows, vinyl siding, extended LL living. $189,900
Waterfront property on Mashapaug Pond Cranston/ Providence linecash only “As Is.” 2 Bedroom Cape, vinyl sided, oil heat, gas cooking in need of total rehab. Conveying house + 3 lots. Investor’s Opportunity. $95,000
Top Agent OF THE MONTH
Timothy Mullaney
W
NE
Warwick - Cowesett Beautifully maintained 5 room, 3 bed, 1 bath Ranch; granite kitchen/SS appliances; finished walkout lower; hardwoods; air. $259,900 Becky Moniz, ext. 18
Providence - Elmwood
Spacious multi-family home, each side offers, living & dining rooms, 5 beds, & 1 full bath; off street parking. $179,900. Joellen Wunner, ext. 56
LIS
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East Greenwich - Oakcrest
Outstanding 9 room, 4 bed, 2.5 bath Victorian on quiet cul-de-sac. cherry kitchen/granite; 1st floor study; air; vac; sprinklers. 2 Car. $525,000 Rob Cressman, ext. 32
C DU
RE
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Spacious 9 room, 4 bed, 2.5 bath Colonial; granite kitchen; hardwoods thru-out; solarium; in-ground pool; patio’s; great yard; 2 car. $440,000 John Poland, ext. 23
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1 level, 5 room, 2 bed, 2 bath open concept Condo; heated sunroom; French doors; skylight; walk-in closet; air; garage. $299,900 Caroline Cressman, ext. 17
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East Greenwich - Cedar Heights
East Greenwich - Pine Glen
East Greenwich - Tanglewood
3,000’+, 8 room, 4 bed, 2.5 bath Colonial; all large rooms; hardwoods; 2 fireplaces; built-ins; air; sprinklers; 2 car. $547,500 Justin Fox, ext. 53
Richmond
Private 8 room, 3 bed, 2.5 bath Colonial; 2nd floor family room-possible huge master suite; hardwoods; 3 fireplaces; walkout lower level; 3 car. $369,900 Becky Moniz, ext. 18
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Warwick - East Greenwich Line Retro 9 room, 4 bed, 2.5 bath Ranch; possible in-law; 14+ acres-possible sub-dividable; babbling brook and privacy galore. $699,000 Caroline Cressman, ext. 17
At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut. R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.
The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives. - Joyce S.
Dear Dan, I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times. It also takes a “unique” understanding of the process. You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.
931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
21
You Can Count On, Call 732-0011 Today! C o n v e n i e n t ly l o C at e d
at
3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6
Warwick:
Narragansett:
West Warwick: Great starter home! Nice loca- Warwick: Lovely well maintained two bedroom 1.5
Warwick:
East Greenwich:
Warwick:
Great location, near “The Village”. Dead end street. Vinyl sided home - good 203 candidate to make this home your own! $124,900 CALL CARMINO MARRAPESE EXT 233
Great townhouse & location - 1 minute to I-95 - I-295! New paint and carpets, brand new stove and recent dishwasher, washer and dryer. Move in ready - why rent?? Association is in good shape. $99,900 CALL DON MORASH, EXT 216
Warwick:
Rarely available spacious two bedroom two bath unit in desirable Westgate community. Balcony overlooks manicured grounds with club house and pool. Private setting yet close to shopping and highway access. Condo fee includes utilities. $115,000 CALL KAREN CATUOGNO EXT 226
Close to school, town beach, shopping. Four bedrooms with private master suite. New kitchen with granite hardwoods thorough out. Vaulted Great Room for family gatherings. Bright and cheery for your family. $424,900 CALL KATHLEEN FRANKOVICH 401-559-5092
Classic brick home with charm! Newly installed carpeting, roof, hardwoods, freshly painted in & out. Master suite with jacuzzi, 2 fireplaces, granite kitchen, office could be 4th bedroom. Garage & storage all on 1.75 acres. Buyers Agent Bonus. $289,900 CALL CARMINO MARRAPESE EXT 233
Warwick:
Three bedroom, 2.5 baths Colonial in Meadowbrook area. Big open kitchen with dining area. Hardwoods and new carpets thruout. Large deck in rear. Nice lot, fenced in yard across from city library. $209,900 CALL CARMINO MARRAPESE EXT 233
Selling
Agent of the Month
Warwick:
Well maintained affordable bright and cheery one bedroom unit with balcony overlooking manicured grounds with clubhouse /pool. Condo fees include utilities. Close to shopping and highway access. Own for less than it costs to rent. $87,900 CALL KATHLEEN FRANKOVICH 401-559-5092
Ray
HaRRington
tion and neighborhood. Walkout lower level. Has family room, wet bar, etc. With a little TLC, this home will be great! $149,900 CALL CARMINO MARRAPESE EXT 233
bathroom garden level condo. Spacious living area. Central air. Large rear deck overlooks wooded area for optimal privacy. Easy access to highway. Everything you need at an affordable price. $115,000 CALL KATHLEEN FRANKOVICH 401-559-5092
Providence:
Doll house cottage! Totally renovated! Just move in- 2 blocks to the beach. Large yard & deck. Subject to HUD affordability. Guidelines for buyers - call listing agent for guidelines. Own for under $1000 a month complete! $119,900 CALL CARMINO MARRAPESE EXT 233
Private 1 BR In-Law Apt plus 3 BR main living area. Share the mortgage costs between two generations! Lower level open floor plan. In Law with Private entrance and patio. Needs some updating, but will be a charmer! Seller motivated, bring offers. $199,900 CALL KAREN CATUOGNO EXT 226
Coventry:
Warwick:
Center court yard ranch with extra large windows and doors make this four bedroom two bath move in condition home bright and cheerful. Private master suite. LR with fireplace. $304,900 CALL KAREN CATUOGNO EXT 226
Three bedroom, 1.5 baths cape in Lincoln Park area. Vinyl Siding, screened porch, gas heat, connected sewer. Call for details! $155,900 CALL RAY HARRINGTON EXT 299
5
Listing
4 yeaRs in a Row!
KaRen
Star Winner
Agent of the Month
Catuogno
ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...
Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease
22
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211
Christine Kulacz 401-569-8324
Kim Prasinos 401-640-9696
TOWN AND COUNTRY E RIC P W NE
Cumberland
Cumberland
E RIC P W NE
E RIC P W NE
120 W. Wrentham Road. REMARKABLE One level young Ranch w/4 br’s; 3.5 baths; private 2.4 acres of land; full HUGE walkout lower level-- unbelievable potential to finish another 2,500 sq ft! Wonderful master suite wing w/massive master bathroom & closets! MUST SEE! $469,900
North Smithfield
28 Litzen Road. Fabulous Oversized Stone Ranch on Quiet Dead End. Deceivingly Spacious! Updated Kit w/ Maple Cabinets, Hardwoods, New Pellet Stove, Tons of Storage, Partially Finished Basement w/ rough plumbing for a bath. Great Yard for Family & Friends to enjoy! $224,900
Cumberland
8 Plant Street. Light, bright and ready to move in! Immaculate 2 - 3 bed ranch! Cathedral family rm; Open floor plan kitchen and dining rm; Completely finished lower level - additional bedroom w/ full windows; rec rm, laundry; office; great corner lot; 2 driveways
$194,900
15 Kent Street. Sundrenched ranch with an open feel!! Huge Kitchen addition with center Island, Glass and windows everywhere! Gleaming hardwoods; great yard with plenty of lawn for a soccer game! Finished lower level rec room with newer full remodel 2nd full bath. $239,900
Cumberland
Cumberland
Cumberland
70 Newell Drive. Desirable Arnold Mills ranch priced to sell! Seasonal views of Riley’s Pond, Great corner lot. Brick patio for outdoor entertaining; Open eat in kitchen & dining area; hardwoods, 3 good sized bedrms,potential in-law on the lower level. Attic storage! $295,000
26 Windsong Road. Beautiful, Custom 5 Bedroom Colonial in Desirable Neighborhood! Huge Kitchen with Maple Cabinets & Granite; Great Room with Gorgeous Stone Gas Fireplace; Hardwoods, 3 Car Garage, Finished Lower Level with Full Bath. $469,000
2970 Mendon Road. ESTATE SALE- Clean and ready to move into townhouse; 2 car garage; screened porch; bright and recently painted a neutral linen white tone-- 2 1/2 bathrooms; Cathedral living rm with fireplace; quiet complex; no pets; pool and clubhouse available.
402 New River Road. Fabulous safe one level condo. Great access to the bike path and Blackstone River. Hardwoods, stainless appliances and granite counter tops: 2 full baths; stackable washer & dryer in unit. $174,900
Lincoln
Cumberland
North Smithfield
Cumberland
North Attleboro
$219,900
Rock Cliff Condo’s. 40 Old Louisquisset Pike. Super affordable NEW CONSTRUCTION ONE LEVEL living ready to move in within 30 days! Pick your colors & customize this open floor plan, cathedral living room, sliders to your deck & treed back yard. Granite countertops, your choice of floors & color. $254,900
99 Windsong Road. Absolute move in condition 4+bedrm Colonial in awesome Hunters Run. Gleaming hardwoods up & down; new custom kitchen, 3 new bathrms,great 4 season sunrm; manicured yard w/new shed/fenced backyard. Bonus walkout lower - inlaw potential, storage galore. $499,900
3 Massasoit Pass. 4 Large bedrooms and a great lot on a two home road are features that everyone will like on this great colonial in North Cumb. Updated baths, impeccably cared for; fenced yard includes space from additional lot; Gas fireplace living room with built-ins! $349,900
38 Oak Knoll Drive, Unit 38. Levels of spacious living in this townhouse; open fl plan for parties; lg master w/great light & his/her closets, private mstr bath w/jetted tub. Cathedral dining rm w/awesome sunrm attached. Skylights let the light in on the top levelbdrm/office. $300,000
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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Coventry
Great neighborhood! Dead end road and huge fenced lot with oversize deck!! House offers 4 beds, hardwoods, sun room, open space floor plan! Cash or Conventional Financing Only! $147,521
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Woonsocket
Beautiful 4 bed with potential in law! Huge yard, tons of off st parking! Gleaming hardwood floors throughout first floor. Freshly painted, new flooring upstairs, new 30 yr roof & new furnace! Walk to Bernon Elmtry School & Mt. St. Charles Academy. $169,900
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Woonsocket
Beautiful home, meticulously kept! Features huge ktchn & dr area complete w cathedral ceiling & skylights! Great floor plan! 1.5 baths, 2 beds plus den, lndry on 1st & oversized garage! Storage! Great deck outside! New furnace, new exterior &windows! $159,900
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Inviting custom colonial features hardwoods, beautiful paver driveway, new roof, garage doors & siding. Master suite with new master bath & private deck. Large backyard w 2 patios, sun room, shed & privacy! Easy Walk to Elementary & High Schools! $449,900
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Lincoln
Luxurious granite & stainless kitchen with walkout to private backyard. Set on a cul de sac, this completely renovated home includes a new roof, sewer hook up, 2400 sq. ft. 4 bed 3 full baths. $389,900
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North Smithfield
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Foster
Rare one of a kind Custom Built Gambrel roof saltbox reproduction! Fieldstone, concrete and steel rebar built home w no maintenance exterior and cedar shake roof. Grnte EIK, Pine flooring, 4 seaons room, barn, 1/2 acre pond with beach, garage, 32 acres. $489.900
Lincoln
Elegant colonial privately situated on culde sac, over an acre of land. 3 beds 1.5 baths formal dinning room, and possible 4th bedroom or office space. Family room with wood stove, hardwoods, 2 car garage. A must see tons of potential and charm. $339,900
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Beautiful 1+ acre lot! Great layout, open spaced living area, 3 bd, den, easy basement to finish, 2 car garage and addition on garage in back for wrkshp w separate zone of heat! Appraised at $230k before New septic and other imprvmnts! Great schools! $221,759
Great contemporary in desirable Hamilton Estates. Cathederal ceilings master suite with private balcony, jacuzzi tub, lower level completely finished with walkout to patio. Fenced yard, great higway access. 2700 sq ft perfect for large family. $309,900
Beautiful unit with 2 beds, 1.5 baths, garage, laundry, storage space and a ton of new improvements! Turn key, move right in! Wonderful area! Close to highway, shopping, etc. $159,900
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Newport
100% Renovated in 2008 Home Features Granite, Hardwood & Many other features! Off Street Parking and Private Backyard. Central Air - Gas Heat! Walk to Thames St & Water! Move in Ready Must see!! $364,900
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Warwick
Johnston
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North Smithfield
Spacious move in ready Raised Ranch plus! NEW roof, new windows, new furnace, and new septic system. Wonderful 4 season Sun Room that walks out to a great deck. Lovely kitchen, great floor plan. 1/2 acre private back yard. Move right in!! $269,900
GET YOUR INSTANT HOME VALUE REPORT HERE www.TrustTheDove.SmartHomePrice.com
401.359.2338
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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
LISTE SOL SIMP
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North Kingstown Abundance of curb appeal with this beautiful 4 bed 3.5 bath colonial. Granite kitchen, master suite, finished basement with in law potential and walk out. Desirable Tockwotton Farms. Great schools! $499,900
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Westerly Charming split level home with amazing floor plan! Tons of space, storage, newly renovated bath, hardwoods throughout first floor, cathedral ceilings, amazing kitchen, great lot and oversized 3 car garage! $279,900
Now Interviewing Full Time Experienced Listing Agents Who Want To Be A Part of One of Rhode Island’s Top Teams! Must have at least 10 transactions under belt, must be motivated and a team player. Take Advantage of High splits and Free Marketing for Your Listings
Call Emilio DiSpirito 401-359-2338 for a Discreet Interview
TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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Graduate to your first home! Purchase a home in Rhode Island and receive up to $7000 toward your down payment! Ocean State Grad Grant is helping college graduates live in RI by offering a special first-time homebuying grant. And there’s more. You may also be eligible for help with closing costs. TO QUALIFY FOR THE OCEAN STATE GRAD GRANT, YOU MUST: • Be a first-time homebuyer purchasing a 1-4 family home or condominium • Meet income and purchase price limits* • Apply for the grant within 36 months of graduating from a program recognized by the U.S. Department of Education, having earned an associate’s, bachelor’s, master’s or doctoral degree • Obtain a Rhode Island Housing-funded first mortgage through a Participating Lender or Rhode Island Housing • Complete a homebuyer education course (offered online through Rhode Island Housing)
HOW DO I APPLY? Go to GradGrant.org or call (401) 457-1180 to find a participating lender in your area, along with tips to help you with the application process.
*Income and Purchase Price Limits: Income eligible buyer: $89,280 for a 1-2 person household, or $104,160 for a 3+ person household. The forgivable down payment grant of up to $7,000 is available for 3.5% of a home’s purchase price. Grant is forgivable after 5 years of owning the home.
26
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state. To learn more, visit loans.rhodeislandhousing.org.
MOVE UP
MOVE IN REFINANCE
Rhode Island Housing’s Ocean State Grad Grant is designed to help college graduates finance homes in Rhode Island by offering a special first-time homebuying grant of up to $7,000 toward their down payment. Eligible borrowers may qualify for additional help with closing costs. Go to GradGrant.org to find a participating lender in your area, along with tips to help you with the application process. To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
27
THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis
CENTURY 21 ACCESS AMERICA
CENTURY 21 REALTY ASSOCIATES
CENTURY 21 STACHURSKI
CENTURY 21 TOPSAIL REALTY
Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115
CENTURY 21 TREND REALTY
Portsmouth, RI 02871 | (401) 683-4900
CENTURY 21 ACCESS AMERICA
Cranston, RI 02910 | (401) 942-0110
Newport, RI 02840 | (401) 849-9192
CENTURY 21 TOPSAIL REALTY
Bristol, RI 02809 | (401) 254-1900
CENTURY 21 BUTTERMAN & KRYSTON
East Greenwich, RI 02818 | (401) 885-6260
Pawtucket, RI 02860 | (401) 521-9490
CENTURY 21 STACHURSKI
CENTURY 21 GONSALVES-PASTORE
Lincoln, RI 02865 | (401) 724-5600
Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”
Check Us Out At www.century21.com Interested in a Career in Real Estate? Sales Positions Now Available… No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today. Pre-License Classes are available Find out what CENTURY 21 can do for you!
28
SMARTER. BOLDER. FASTER
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Cranston
West Greenwich
Adorable 3 bedroom cape with new kitchen and stainless appliances, updated bath, updated windows, vinyl sided, nice yard...next door to Norman H. Olsen park. $199,900
This country colonial has a newer granite and maple kitchen, oversized family room with stone fireplace & double sliders to deck, 3-4 beds, formal dining room, master suite with Jacuzzi, new driveway, large paddock & stable. Enjoy the quiet! $414,900
Warwick
Coventry
Cumberland
West Greenwich
Adorable! Redone three bedroom home with hardwoods, new kitchen with new appliances, new bath, walkout lower level, great size yard - over 1/2 acre. Call today to view! $205,900
Well maintained raised ranch, 3 beds, possible 4th, 2 full baths, replacement windows. Nice neighborhood with fenced-in yard, garage. Ideal for hiking, biking and dog walking. Located 1.5 miles to Lincoln Woods. $220,000
Pride of ownership shows in this spacious beautiful home, 3 bedrooms, 2 baths, sunny & bright applianced kitchen, 3 season room, large deck, attached 3 car garage, w/opener, professionally landscaped grounds, relax and enjoy nature in your new home! $299,900
Unbelievable VIEW OF THE BAY from this 64 acres of pristine land--WG/EG line!! Attention builders and developers! Possible up to 25 house lots! Plus 1,500 sq.ft. raised ranch, master suite/bath, fireplace, and outbuildings. $1,200,000
West Greenwich
Custom built 9 room passive solar home, formal dining room, 1st floor laundry, office or small 4th br, hardwood oak floors, master suite with full bath, 14’ x 25’ year-round indoor heated pool, new roof, new exterior paint, 7.7 acres. $449,500
West Warwick
North Providence
Fruit Hill location, spacious 7 room ranch with beautiful hardwood floors, 3 bedrooms plus office, brick FP, great applianced kitchen, dining, living room, full basement, attached 2 car garage, nice yard. $245,900
Coventry
Great end unit with lots of natural light. Open floor plan with updated kitchen and bath. Large bedrooms with lots of closet space, finished lower, slider to deck. Move-in ready! Call today to view! $169,900
Adorable remodeled cottage with updates, lake views and water access, great for year round or summer getaway. Brand new septic. $139,900
West Warwick
Warwick
Nice colonial on cul-de-sac. Private yard, patio, family room with vaulted ceilings, beautiful kitchen, living room with fireplace, hardwood floors, finished lower level. Must see inside! $293,933
Investors or 203K take notice. Large part of the rehab done. Needs septic and furnace, sheet rock and painting done. Good area, plenty of room for profit. $124,900
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
29
401.942.0110
481 Atwood Avenue Cranston, RI
Realty Associates
c21realtyassociates.com
R EALTY A SSOCIATES
MEET OUR NEWEST AGENTS Barbara Jean Taylor 401-529-4499
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Sandy Deignan 401-585-5791
Howie Reiner 401-465-9752
Robin Mott 401-952-5470
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
Lisa Gallinari 401-996-1186
Dennis Sackal 401-935-2282
CENTURY 21 ACCESS AMERICA Coventry, RI 02816 (401) 828-2100
CENTURY 21 STACHURSKI Pawtucket, RI 02861 (401) 725-1115
WHAT’S BETTER THAN FOUR AWARDS FOR CUSTOMER SATISFACTION? EIGHT. For the second year in a row, the CENTURY 21® brand ranked “Highest Overall Satisfaction for First-Time and Repeat Home Buyers and Sellers” by J.D. Power. Congratulations again to our many driven agents.
CENTURY 21 TREND REALTY Portsmouth, RI 02871 (401) 683-4900
CENTURY 21 ACCESS AMERICA East Greenwich, RI 02818 (401) 885-6260
CENTURY 21 STACHURSKI Lincoln, RI 02865 (401) 724-5600
CENTURY 21 REALTY ASSOCIATES Cranston, RI 02910 (401) 942-0110
CENTURY 21 TOPSAIL REALTY Newport, RI 02840 (401) 849-9192
CENTURY 21 TOPSAIL REALTY Bristol, RI 02809 (401) 254-1900
CENTURY 21 BUTTERMAN & KRYSTON Pawtucket, RI 02860 (401) 521-9490
C21.COM The CENTURY 21® brand received the highest numerical score among full service real estate firms for first-time and repeat home buyers and sellers in the proprietary J.D. Power 20142015 Home Buyer/Seller StudiesSM. 2015 study based on 6,059 total evaluations measuring 5 firms and measures opinions of individuals who bought or sold a home in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed February - April 2015. Your experiences may vary. Visit jdpower.com ©2015 CENTURY 21 Real Estate LLC. All Rights Reserved. CENTURY 21® is a trademark owned by CENTURY 21 Real Estate LLC. CENTURY 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunities Act. Each office is independently owned and operated.
CENTURY 21 GONSALVES-PASTORE Cumberland, RI 02864 (401) 728-2770
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
31
Kimberly Hawthorne
Rochelle Ziegler
(401) 228-5854 mobile (401) 333-0010 office (401) 334-7300 fax
USAA Certified • Relocation Specialist Staging Professional• Seller/Buyer Representative
(401) 474-0735
rochelle.ziegler12@gmail.com rochelleziegler.com
Kim.Hawthorne@NEMoves.com | kimhawthorne.net
Cumberland
Cranston
Johnston
Cranston
Cumberland
north Kingstown
Privacy Lovers Paradise on 14+ acres. Custom “builders own” home. Architectural details & workmanship, HW’s throughout, custom built-ins & kitchen,3 season, Mahogany library, MBS w/balcony, outdoor entertainment area, 3 car garage, generator. Just Enjoy!! $749,900 | MLS# 1102205
Contemporary off Pippin Orchard near country club, 4 bed w/loft, 2.5 bath, master suite on 1st, hardwoods, dbl. Closets in bedrooms, central air, skylights, 2 sided stone fireplace, wrap around newer trex deck, new roof, finished basement w/walkout. $469,200 | MLS# 1111998
Amazing Remodeled 3 bed, 1 bath, 1 car garage RANCH!!! GORGEOUS hardwoods, open EIK with granite counters and classic white cabinet, SS appliances, w/w carpet in FR and finished lower, NEW furnace, hot water tank, Private Large Backyard. $209,900 | MLS# 1108217
Immaculate and Well Maintained 3 Bed, 1.5 Bath Condo Near Meshanticut Lake. Recently Connected To Gas, New A/C, 2 Zones, Newer Appliances, Painted, Upgraded Electrical.Formally A Two Family. It’s Like Living in A Single Family Home. Must See! $224,000 | MLS# 1107433
One Level Custom Designed & Totally Renovated Unit. Cherry cabinets, vanities, beverage ctr, SS appliances, granite, tile backsplash, Brazilian Cherry floors, MBR Suite w/porcelain walk in shower, NEW roof, windows, skylights, slider, doors, private patio. $309,900 | MLS# 1100970
Well maintained Condo on Third floor. Cathedral master one bedroom, one bath with an open floor plan. French doors leading to study, library or playroom. Built in shelving. Closets galore! Laundry in your unit. A must see. FHA approved. $151,000 | MLS# 1102907
Diana Barone
Full Service Realtor • Sellers • Buyers • Investors • Rentals • Short Sales
CRANSTON:
Welcome home! This stately remodeled colonial offers, new vinyl siding, new roof, newer windows, kitchen only 5 years stainless steel appliances new windows, freshly painted lower for extra living space. Walk to Pawtuxet Village highly desirable area. $355,000
32
980 Reservoir Ave. Cranston RI
(401) 226-3374
1st Choice Building Relationships One Home At A Time
PROVIDENCE:
Plenty of possibilities w/ this spacious unique home. Current use single family, 2 family possibility, updated kitchen, open living&dining, fantastic master w/whirlpool tub, new stand up shower, washer & dryer. Rare Large fenced yard, plenty of parking. $105,000
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com
WARWICK:
2 bedroom, 1 bathroom cape, detached garage. Bank has approved list price. Investors, 203k buyers, will not pass FHA, plenty of potential, nice corner lot. Call for details! $87,000
Our Featured...
TOP REAL ESTATE PROFESSIONALS Rhonda Vieira-Cherry 401-640-2094
rvcherry18@gmail.com
Whether Buying or Selling give me a call. I have over 18 years of experience and would be happy to work with you.
Buying or Selling?
Rachel is the Right Realtor to get you Home! Rachel Grills-Botelho
Office 401-245-3050 Cell 760-963-1044 Email: greichard@colemanrealtors.com Buyers & Sellers you have a friend in the Business....
Your Dream Home Awaits you. Happily serving all of Rhode Island and Southern Massachusetts. Visit greichard.smarthomeprice.com to check your current home value and neighborhood activity any time you want!
Thinking About Selling? Call Me For Your FREE Market Analysis Anywhere In Rhode Island!
Looking For Your Next Home?
CT & RI RealtorÂŽ RE/MAX South County 56 Wells Street Westerly, RI 02891
Partner with the Agent who Truly LISTENS to you!
Kate DeSimone
p: 860-514-4784
rachelbotelho26@gmail.com RachelBotelhoRealEstate.com
Glen Reichard
South County
401-450-4881
kate@williamsandstuart.com
FEATURED SHOWCASE HOMES OF THE MONTH E. Providence $185,000 MLS#1108162
98 Lakeside Street
5 room 2 bed ranch features living room/ďŹ replace, hardwoods throughout, fully applianced eat in kitchen,familyroom w/sliders to yard. Vinyl siding, windows roof & heating system 11 yrs young. Walkout with possibilities, 4 car parking. Plus garage!
Rhonda Vieira Cherry EXIT Harborside Realty (401) 253-0009 rvcherry18@gmail.com
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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South County - Our Specialty r
north Providence
Completely renovated colonial home situated on a double corner lot, inground pool, 4 bed, 3 baths, private entrance inlaw, formal dining, living room with working fireplace, must see! $289,000 MLS#1091797
Providence
One of the newest modern building in the heart of Olneyville Square. A major reviltaliztion of the whole area is in place, this property sits in the center of all activity. 3 stores, can be very easily converted to 2 or 1 single unit. Lots of parking! $299,000 MLS# 1095765
No Surprises. Just Results! Average Listing On Market For 7 Days.
• No surprises at closings • Maximize your net proceeds from your home
*
Call For Your Special Marketing Plan of Your Property!
• Competitive commissions charged • No Gimmicks-such as doc fees, showing fees, etc..
* Average Listing Time Requires Certain Conditions and Terms. Comtact Marty For More Details.
Contact Me Today!
Martin Mooradian 401-255-5550 martymooradian@cox.net 34
R E A LT Y
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
PINNACLE
7 Waterman Avenue, North Providence, RI 02911 Call Joe Olivelli
401-830-5600 | 401-741-9120
SOUTH KINGSTOWN
MINISTERIAL FARM - 5 OTHER LOTS AVAILABLE TO CUSTOM BUILD YOUR DREAM HOME!
Custom built colonial on quiet wooded cul de sac. Gourmet chefs kitchen w/ dual ovens. Beautiful architectural details, formal dining room w/ coffered ceiling. Master suite w/ his & hers walk-in closets, jacuzzi, custom shower. In-law potential in lower! $639,000
Precision B ui l de r s • R e a lt or s • D e v e l op e r s
LOTS FOR SALE
W NE
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CRANSTON
Beautifully remodeled 3 bed ranch featuring custom kitchen w/ granite,glass backsplash, s/s appliances w/convection oven. New roof,vinyl siding & h/w heater. All new lighting,ceramic tile,bamboo hardwoods. Great neighborhood, spacious yard. Central air! $194,900
Coventry $129,900
DO N CO
Affordable and mint move in condition 2 bed Townhouse. New appliances, updated heat, partially finished basement. Must see it! Doesn’t get any better for the price.
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Warwick, Cowesett/ Drum Rock Estates: A Prestigious Location. 1/4 - 1/2 acre wooded. All utilities including sewers, ready to build, house designs and plans available. Have your builder or build to suit. Select your lot, $100’s. One lot available. Broker’s welcome.
Call Pat Bucci at 401.942.3854 For More Info. ! CE I PR T EA GR
West Warwick $149,900
Governor’s Hill – Well-kept 1 level, 2 bed condo, fully applianced, central ac, newer windows and more. Finished lower with sliders to deck, large family room and den/computer room. Could be 3rd bed.
Warwick $189,900
Wethersfield Commons – Large 2 bedroom, 2 bath one level Garden unit. Open living, dining and kitchen. Master bedroom and family room. Close to all conveniences.
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North Providence $239,900 Murphy’s Ridge – Nice 3 bedroom, 1 1/2 bath Raised Ranch with cathedral ceilings, open floor plan, family room in lower with lavette, central air, alarm, deck and 2 car garage.
Cumberland $319,900
Spacious 4 bed, 2 ½ bath vinyl sided Colonial with hardwoods throughout first floor. New carpeting in all beds. Full walkout basement. Central air, 2 car garage on corner lot.
Jamestown $775,000
Loaded with Charm! 10 year old Jamestown Colonial with 4 beds, 2 ½ baths, master suite with Jacuzzi and 2 walkin closets. Central air, fireplace, game room. Farmer’s porch, garage. Many extras!
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
35
Get Ready For Winter Early
SNOW BLOWER
REBATE SALE Expires 10/31/15
Your One Stop Source For Hardscape, Paving and Outdoor Equipment • Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers
• Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment
112 Old Pocasset Road, Johnston, RI | 401.942.8857 | www.hartfordmaterials.com 36
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
REPLACEMENT WINDOWS
ONLY
$269
PROFESSIONALS (401) 529-8228 jrm6@cox.net
Jo-Ann Molinaro
Top 5%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA
Call me for a FREE Market Analysis!
Smithfield
$529,000 • Limerock Custom Executive Ranch. • Great room accented with a floor to ceiling fireplace • Kitchen with custom cherry cabinets, stainless & granite • 4 seasons room • Updated bathrooms • Private 1.72 acre • Garage space for 5 cars • Minutes to Fidelity and Route 7
Call Falcon 401.487.9853
Warwick
*Includes Basic Installation *10+ * Energy Star *Licensed *Insured *Lifetime Warranty
$244,900 • Warwick Neck One level. • Family room with cathedral ceilings • 3 bedrooms, 2 ½ bathrooms • 3 seasons room • New heat • Much potential, needs updating • ½ acre lot • 2 car garage
Richard Leone (401) 481-4276
richard.leone@nemoves.com
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Cumberland
$374,900 • Berkeley Commons
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One Level Condo • Custom & upgraded-detailed to perfection • Cathedral ceilings accent the living room & master bedroom • Fireplace • Kitchen with granite & cherry cabinets • Hardwoods • 2 beds, 2 1/2 baths • Finished lower with walkout. • River view from 3-season room porch • 2-car.
south KiNgstowN Great year round home or vacation/investment on 1/3 acre. Near beach & boating. Offers 2 beds, hardwoods, wood stove, new boiler. A must see - move right in! $195,000
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NarragaNsett Beautiful water views, walk to beach.
Legal inlaw on 1st floor.. Hardwoods, granite counter tops. Must see! $624,900
ProvideNce Solid Ranch in the North End. Vinyl sided, corner lot, 2 beds, alarm, 2 kitchens, rec room, hardwoods, move in condition. Close to schools, churches, shopping. Must see! $99,500
IN
YS A 8D
Glocester
$379,900 • Chepachet
LD O S
IN
YS A 2D
N. Scituate
$379,900 • Central Pike
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
37
PROFESSIONALS
The David Iannuccilli Team
Jason Ferri
Eleanor San Antonio
Caroline Cooper
coventry:
east GreenWich:
east GreenWich:
New to market! Old world charm in a completely updated 4 bed Colonial. Custom kitchen with stainless steel appliances and loads of built-ins. Impeccable period details make this house a must see! Beautiful yard and 2 car garage with loft. $199,900
Custom built French Country Manor home in Fox Ridge. First floor Master Suite, top stainless appliances, impeccable finishes, 2 fireplaces, wet bar and more! Beautifully landscaped 2 acre lot abuts open space at end of cul-de-sac. $789,000
Enjoy water views in this spacious 4 bed colonial close to downtown EG. Brand new granite and stainless appliances in this open floor plan that has been completely remodeled. This home is a must see. $449,000
WarWick:
coventry:
east GreenWich:
Stately new Colonial in Highwood Estates with a spacious open floor plan. 3 beds, 2 1/2 baths, granite kitchen with stainless steel appliances, beautiful hardwoods, formal dining area and bonus room. Natural gas, town water, underground utilities. An Energy Efficient home in a family neighborhood close to all amenities. $399,000
Private expansive 2 acre corner lot! Impressive sunlit Levesque, 6 pillar Colonial, waterfall staircase, crown moldings, stainless/granite kit, stunning glass dining with wrap around blue stone terrace, all with hardwoods, new carpets, and finished basement! $695,000
36 Phillip Street
55 Varnum Drive
This classic Cowesett Colonial in Heritage Park is over 4,000 sq ft. In addition to a large master suite with beautiful new bathroom, this 5 bedroom boasts hardwood floors and quality construction. Family room on lower level with walk-out to a beautifully landscaped yard. $529,000
38
David Iannuccilli
Call Our OffiCe TOday! (401) 884-6050 www.sellri.com
16 Mallard Way
72 Ginger Trail
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
105 Cedar Avenue
85 Woodbridge Drive.
TOP INDIVIDUAL RE/MAX OFFICE
in New England for 2014
PROFESSIONALS Top Office Market Share
Quarter 2015 Top Individual Office inThird Rhode January - Island September for 3rd Quarter 2015 Rhode Island 900 800
4.13%
700
total #units sold
600
2.71%
500
2.51%
2.42%
2.28%
400 300 200 100 0 RE/MAX Professionals
Keller Williams Realty
Residential Properties, Ltd.
RE/MAX Preferred
RE/MAX 1st Choice
Market Share search criteria RI Statewide Third Quarter 2015 This bar graph combines the 'sold' properties (Single Family, Condo, Multi-Family, Land, Commercial/Industrial) of individual office locations and independent offices of each multi-office or franchise organization identified, which properties were sold by such organization itself, or with the aid of a cooperating broker, according to publications of Local Board or Multiple Listing Service in the geographic area and time period indicated. Third Quarter data compiled from figures provided from 01/01/15 to 09/30/15.
655 Main Street East Greenwich, RI 401-884-6050 w w w.sel l r i.com To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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Meet Our Team
WESTERN CRANSTON
Don’t wait to view this lovely 4 bed 2001 Colonial that features a beautiful Water Fountain entrance. This home has it all; Above Ground pool, Marble Fireplace, Granite Kit/Bath, Fenced in yard, Hardwoods/Marble floors, Finished Basement & More. $345,000
WARWICK Prime Office Space for Lease at I-95 & Rte. 117 Centerville Road Warwick, RI. 760-6,166 SF, Ample Off Street Parking (Up to 5+ spaces) At on/off ramps to I-95 North and South, High Visibility with signage and will even customize to suit. Call For Details!
EAST PROVIDENCE Desirable Kent Heights in East Providence offers this lovely 4 bed, 2 bath updated Cape that has hardwoods, spacious interior, large lot, updated electric, kitchen and more. Subject to short sale approval. $219,900
Angelo Greco
Anthony Greco
Carlos Andrade
Katelyn Medeiros
Kevin Whitworth
Shaun Branch
Erin Morse
Come & Join Our Team
PROVIDENCE
Perfect opportunity for owner occupied or investment property. Renovated Colonial located minutes away from Johnston and Wales University. This colonial offers hardwoods throughout, 3 beds, 2 full baths, finished basement, and more! $179,900
We Are A Full Service Residential and Commercial Real Estate Office 653 Atwood Avenue, Cranston, Rhode Island 40
401-270-1174 GrecoRealEstate.biz
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
James DelBonis
Jean Marzilli
jmarzilli@sellri.com Work (401) 884-6050 x 326 Cell (401) 864-2151 Fax (401) 884-0665 Cranston
Walden Woods pride of ownership! 4 bed, 3 bath contemporary, master bed with separate shower and tub. Lower level family room with fireplace, bedroom, bath/ shower, air, alarmed, cathedral ceilings. $269,900
East Greenwich
Well maintained and spacious 3 bed, 2 1/2 bath contemporary set on a pricate one acre site. Beautiful 2 story great room with multiple walk outs to oversized deck. Unique design. $445,900
jdelbonis@sellri.com Work (401) 884-6050 x 309 Cell (401) 556-7704 Fax (401) 884-0665
PROFESSIONALS North Providence
Johnston
Pride of ownership. Beautifully updated 1,696 sq’ single level! Hardwoods, granite kitchen, new heating and central air. Very private location, new stainless steel appliances. $239,900
Well Maintained and Spacious 1,700 Square Foot, 5 Bedroom Cape and 3 Full Bathrooms. This Home Featureshardwoods, Central Air Conditioning On First Floor and A Beautiful Recreational Room in The Lower Level. $199,900
Johnston
Cranston
Well maintained 3 bedroom Ranch with a 2 car garage, set on a beautiful 5.6 acre lot. Gleaming hardwoods, stone fireplace, new c arpeting and newly painted. Make this home your private estate or look to subdivide the property for addition lot(s). $229,900
Money Maker! --nicely updated & fully rented 3 family house & separate retail building which is currently being used as a restaurant. The 3 family has new windows, new vinyl siding, updated first & second floor units. Fire coded & 3 heating system. $249,900
First Home mortgage Corporation
Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Keith Dulude, NMLS# 3973 - Loan Officer - No Direct Extension David Travers - Branch Operations Manager - ext. 5301 Traci Cunningham - Operations - ext. 5302 Denise Ciaccio - Operations - ext. 5303 Seana Petrangelo - Front Desk - ext. 5308 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307
First in Customer serviCe
400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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The Round Table
Real Estate Simplified
The Round Table real estate... estate...simpliďŹ ed
with
Emilio DiSpirito is your show dedicated to bringing you timley balanced truths of the Rhode Island Real Estate Market!
Join us each Sunday at 10 am on iHeartRadio or Newsradio 920 to hear from dozens of real estate specialists! visit www.TheRoundTableRadio.com to sign up for our newsletter visit www.MyDreamHomeNow.com to search MLS or to find the value of your home! About RERN The Real Estate Radio Network is the largest of its kind in the world. With over 200 shows in
all major markets here in the US, they chose Emilio DiSpirito Team Leader of the DiSpirito Team to represent RERN and the RI Housing Market to share time sensitive data and real estate tips with the public. Emilio was chosen because he is a top producing agent and has assisted hundreds of families in buying and selling real estate here in RI.
Meet Our Contributors
Jon Daskam
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Kendra Chatterley
Theresa Santoro
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
and many more...
RHODE ISLAND’S
REAL ESTATE COMPANY®
HAPPY HOLIDAYS! From all of us at Residential Properties Ltd. we thank you for all of your business over the past year and look forward to working with you in the future.
401.885.8400
413 Main Street East Greenwich, RI
ResidentialProperties.com
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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Buying a home is one of the single biggest decisions in our lives and for most of us, choosing the right mortgage is a big part of it. Why not choose the bank that’s been making Rhode Islanders’ dreams come true since 1920? Choose Coastway.
Named Rhode Island Housing’s Participating Lender of the Year for 2013 & 2014!
MANAGING YOUR PROPERTY MATTERS
Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE
Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.
Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.
Advisory Management
Winter Watch Services
Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.
We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.
call 401.736.8300 or visit www.ripac.net 44
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
5 convenient locations to better serve you.
8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0
4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100
1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 8 0
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V I S I T
SMITHFIELD/NEW LIST
Pristine 3500 square foot Center Hall Colonial situated on two serene acres boasts five bedrooms, two and a half bathrooms and two staircases! Enjoy a chef ‘s kitchen with Quartz countertops and high end stainless steel appliances ,Great Room with Pellet stove, Master Suite and Spa, Brazilian Cherry Hardwood flooring & MORE! $585,000
Dee Southerland 401-952-0664
WESTERN CRANSTON/NEW LIST
Immaculate four bedroom,two and a half bathroom Colonial.Custom granite kitchen with stainless appliances.Family room with fireplace,large formal dining.Master,private bath,finished lower level ,home theatre,air,pool,two car garage.Must See! $374,900
Sue Rowles 401-640-8582
WARWICK/NEW LIST Brand new three bedroom two and a half bathroom Raised Ranch !!! Features include a beautiful gourmet kitchen with a center island, two car garage, energy efficient gas heat, master suite, central air, a finished walkout lower level, deck and much more. Only $269,900. Paul Zarrella 401-641-3337
CRANSTON/NEW LIST Meticulous three bedroom Colonial in Glen Woods. Designer kitchen ready for the chef in you. Hardwood flooring throughout. Central air, central vac, partially finished basement + extra lot. Centrally located to all amenities $309,900 Sue Rouvelas 401-332-8523
575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800
W I L L I A M S A N D S T U A R T
WARWICK/NEW LIST
Massive four bedroom, two and a half bathroom home with garage on a third of an acre corner lot. Stainless steel kitchen, hardwood floors, ceramic tile. Neatly landscaped. Very large rooms. Ideal for extended family. $268,500
Rick Cascella 401-524-0593
2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630
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C O M
NORTH SMITHFIELD/NEW LIST
This fabulous tri-level under construction can truly be “yours” with custom options still available. Impressive layout with hardwoods throughout, cathedral ceilings, granite kitchen, stainless steel appliances, two car garage and master suite. Additional lots available, will build to suit. $259,900
Jill Weathers 401-749-5414
NORTH STONINGTON/NEW LIST
Incredible three bedroom Victorian on 8.5+ wooded acres, hardwood flooring, granite kitchen, media room, Living room with fireplace, master suite with bath, in ground pool, generator, two stall barn & paddock, extra slab with well & septic for multi-generational use & more! Don’t wait! $399,999
Donna DiGiulio 401-829-3825
COVENTRY/NEW LIST Unlimited space and opportunity in this Unique Colonial with an enormous Master Suite featuring a Custom walk-in NHL Glass shower, hot tub and balcony. Tradesmen take notice of the heated 3 car garage ideal for small business or enthusiasts. In-law potential in Bonus Area! $350,000 Dee Southerland 401-952-0664
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
To Advertise Call Ralph Coppolino at 401-837-0239 | November 13th - December 10th 2015
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CRANSTON/NEW LIST
First time offered - custom three bedroom, one and a half bathroom Ranch that has been in the same family since it was built in 1962! Great for downsizing or first time homebuyers. Brand new septic, boiler, newer roof, vinyl sided and finished basement with fireplace. Estate Sale. $219,900
John Moretti 401-464-2162
CRANSTON/NEW LIST
COVENTRY/NEW LIST
Shari Soucy 401-649-0009
Jill Weathers 401-749-5414
Well cared for two to three bedroom Ranch located in the heart of Cranston. Great use of space allows for easy living and plenty of storage. New water heater, central air, and more! Oversized deck with awning gives you additional space to enjoy the outdoors. $175,000
Over 1700sf of living space in this four bedroom, one and a half bathroom home offered at a very attractive price! Large front to back living room with sliders out to deck, formal dining room with fireplace, hardwood floors and more. Needs a little TLC but well worth the investment! $165,000
JOHNSTON/NEW LIST
Dee Southerland 401-952-0664
43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00
ck Ro ad 10 04 Bo sto n Ne RI Na rra ga ns ett , 80 82 278 140
21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30
57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00
Ray Horbert 401-837-4040
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CRANSTON/NEW LIST
Charming three bedroom, two bath Ranch located in the Garden Hills section of Cranston. One Car Garage, Finished basement, Large yard, Fireplace. Short Sale. Subject to lender approval. $149,900
James San Giovanni 401-924-2538
Jessica Rebello 401-327-2611
CRANSTON/NEW LIST Well built two story Colonial with two car garage. Corner lot, updated kitchen and baths, hardwood floors, fireplace, half finished basement with pub style bar and home office. Ready to move in. $209,900
Regina Hosey 401-439-1400
Matt Kachanis 401-787-1885
87 0 Oa kl aw n Av en ue Cr an st on , RI 40 1- 94 2- 02 00
Rehabbers Dream with the possible ability to flip. New roof, siding, windows. Wrap around farmers porch. Proof of funds required w/offer. Property can also be sold completely renovated, call for details! $150,000
Opportunity to own meticulously cared for home for much less than you expect! New roof, hardwoods, fresh paint in and out. Partially finished lower level. Nice corner lot minutes to highway and all conveniences. $149,900
CRANSTON/NEW LIST Immaculate two bedroom Ranch on a beautifully landscaped oversized lot. Newer roof and furnace, new windows, doors, siding, patio and large finished breezeway. Updated kitchen, gleaming hardwoods and more. Bonus space in lower level. Move right in! $189,900
ESTATE SALE! Solid 1960’s Ranch with Garage offers quality solid beam construction. Large living room with gas fireplace opens to dining area with three season room and sliders to yard. Generous sized rooms & hardwoods flooring! Subject to Probate Court Approval. $185,000
SMITHFIELD/NEW LIST
CRANSTON/NEW LIST
CRANSTON/NEW LIST Charming three bedroom Cape totally renovated . Features include ; Navien on-demand heating and hot water, new roof, two kitchens, two full bathrooms, three-season room, potential in-law with terrific views, deck, garage and shed. $199,900 Deborah Giannini 401-282-9721
CRANSTON/NEW LIST Meticulously maintained Bungalow. Three to four bedrooms, two full bathrooms with finished lower level. 3 zone heat, underground sprinklers, spacious corner fenced yard on a dead end street. Must See! $229,900 Jason Gelfuso 401-447-7428
Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239
PROVIDENCE/NEW LIST Great opportunity to own in Elmhurst. Well cared for two to three bedroom Ranch with hardwood floors,central air, fireplaced Living room and finished lower with an extra kitchen multiple rental opportunities. Don’t wait at this price. $135,000 Donna DiGiulio 401-829-3825