Rhode Island Home Buyer Magazine

R HODE

I SL A N D

NOVEMBER 18 - DECEMBER 15 2016 | FREE

HOME

BUYER © 2016

rihomebuyermag.com

The Home of the Professionals

Call 401-837-0239 For Advertising Info

15 years

Residential

O U R

A D

Full Service Realtor

Five Star Award Winner Past Three years

*See Our Ad on Pages 18-19

(401) 942-6910 www.PremierKitchensRI.com

S E E

O N

Diana Barone

MOVING YOU TO SOLD! Contact Daniel S. Balkun

Eight Time Platinum Award Winner

(401) 822-4444 www.aplusinri.com

1833 Cranston Street, Cranston RI P A G E

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Building Relationships One Home At A Time

of experience

NMLS - #2748

Elegantly Affordable

1st Choice

President Phone: 401.369.9100 Cell: 401.230.0432 e-mail: dan@balkuntc.com

Recipient of Circle of Sales Excellence Award

Kathleen Odell Real Estate Broker Associate

Page 5 Inside For Details!

Moving Is Stressful, kodellsells@gmail.com Choosing The RightSee Company Doesn’t Have To Be

980 Reservoir Ave. Cranston RI

(401) 226-3374

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

401-486-2832

0% DOWN

Gentry Moving is the company that individuals and families trust.

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving to or from a studio apartment or a five-bedroom home, Gentry Moving helps Residents On-The-Move.

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

Mortgages Available!

Your Local Mortgage Resource. Call Pier Today!

Pier-Mari Toledo

(401) 562-1238

Your Local Mortgage Resource.*

• Sellers • Buyers • Investors • Rentals • Short Sales

RN STE ON WE ANST CR

Cranston | $272,900

See Page 20 Inside for Details!

Brenda Fernandes (401) 499-5333

Any size move can be extremely overwhelming. When you choose Gentry Moving, we take Mortgage Lending ptoledo@wavefcu.org Director, years of financial stability. the burden away75+ and ensure your moving experience is as smooth as possible.in all facets of mortgage lending and a commitment to objectivity, With over 22 years of experience

S E E

PA G E

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I N S I D E

F O R

D E TA I L S !

Call Pier today!

Ride the Wave to financial security. rimortgagezone.com

Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports• your every Fixed ratemove. mortgages • FHA mortgages

D UCE RED T JUS

Cranston

• Adjustable rate mortgages

SUPPORTING YOUR EVERY MOVE

• VA mortgages

• 3 ½% down payment mortgages RIH Owned - Spacious • Purchase or

See Page 20 Inside for Details!

Call Today!

Mike Capuano

(401) 255-6244 mcapuano1@cox.net

PREFERRED, TOWN & COUNTRY, PROPERTIES

MLS# 1134402 $169,900

Have To Be. Ride the Wave to financial security. wavefcu.org Licensed In René C. 1st Choice RI, MA and CT Hague Call Us Today For A FREE Estimate (401) 941-0200 Call Me....I’ll Take You Home

renechague@realestateri.com

855.436.8799 www.gentrymoving.com

E X I T R E A LT Y F I R M

LMN PAINTING

Cape In Western • First time homebuyer’s programs GentryMoving.com Cranston Offers Pier-Mari Toledo, Warwick, RI 480 Greenwich Avenue, 02886 Generous Kitchen, Also ask us about any special mortgage opportunities Mortgage Consultant 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 those purchasing foreclosed property Dining Room with Sliders or high balance Serving RI, MA and CTfor | 855.436.8766 | info@gentrymoving.com Pawtucket, RI 341 Benefit Street, 02861 (401) 562-1238 To Deck, Hardwoods, Moving Is Stressful, ptoledo@wavefcu.org (401) 781-1020 • Toll Free (1-888-492-8328) Free ComparativeVinyl Analysis Siding, Rplacement Choosing The Right Windows, Fenced Yard, Finished Basement.

Company Doesn’t SATISFACTION

Warwick | $204,900

bfrealty@gmail.com www.BrendaRealty.net

Contact Us Today For All Of Your Home Painting Needs.

Interior And Exterior!

LIC# 36886 and Insured

Contact Paul Today: lmnpainting@yahoo.com

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These 3 RE/MAX Offices are Ranked #1 in the State or RI by the amount of residences sold in 2014, as published in the Providence Business News, participating in the sale of 1,642 homes.

*See Our Ad On Page 15 *These 3 RE/MAX offices are owned by Broker/Owner Richard P. Zompa

One Sale at a Time BUYING/SELLING

COMMERCIAL/RESIDENTIAL

SHERRI FARIA

FULL-TIME FULL SERVICE REALTOR

Call (401) 862-9699

Advantage Group

sherrifaria@cox.net | www.sherrifaria.com

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

YOUR NEIGHBORHOOD,

is My Neighborhood!

875 Oaklawn Avenue Cranston RI, 02920

RECENTLY SOLD!

John Manocchio - Team Director, ABR, SRS, SSR | Phone: 401-864-3849

jfmanocchio@rires.com | www.makeyourmovewithjohn.net | facebook.com/johnmanocchiorealtor To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

3

West Greenwich

NED CASWELL 401-782-0555

nedc@rihomesearch.com nedcaswell.com

N

EW

A Whole Lotta House, All On A 1.5 Acres W/Mishnock River Behind It & Access To Mishnock Lake Kayak,Canoe,Fish,Boat,Swim-This 3 Bedroom Home Needs A New Family To Enjoy The Land,Home & Water. Mbr/With Deck ,2 Woodstoves, Lndry Room,Large 2 Car Garage.

Flagship

!

$299,000 MLS# 1135933

T IS

L

Sandy Deignan - Realtor® Direct (401) 585-5791

Email: sandydrealtor@aol.com | sandydrirealestate.com

Realty Associates

South Kingstown

Dockray/Pine Hill - Unique opportunity!

1,161 SF Ranch, plus a 1,200 SF unfin. addition, over 2,300 SF total.

4 Garage spaces, porch & deck, full basement, private yard, plans available, special financing, purchase & repairs combined into one loan. $385,000 | MLS# 1141024 | 55 Pine Hill Road.

VISIT

US ON THE

WEB

AT W W W . N E D C A S W E L L . C O M

0% DOWN

Mortgages Available!

Your Local Mortgage Resource.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

4

75 +

www.rimortgagezone.com

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

H e r e ’s Wh a t O u r C l i e n t s A r e S a y i n g

My fiancé Rob and I had the pleasure of working with Dan Balkun and his team this year for 3 separate transactions that went as smooth as could be thanks to them! We both owned our own homes, and with getting married this year, we wanted to sell both of them and buy a new one prior to getting married. The issue we had though, is that Rob owed more on the home than it was worth, and on top of that, it was badly in need of some expensive repairs such as the roof that he clearly could not afford since he was struggling just to make his mortgage payments. We realized that we needed help and that a short sale may be his only option, and was referred to Dan by a colleague of mine. Dan sat down with us and fully explained the entire process along with our options. In the course of approximately only 5 months time, he helped us with the sale of my home, the short sale of Rob’s home, and the purchase of our new home. He worked closely with our realtor and loan officer, and kept us informed every step of the way. We couldn’t have been more pleased with the level of professionalism, the degree of knowledge, and the drive that Dan possesses, as these are all reasons Rob and I are now living in our beautiful new home together. I would highly recommend Dan for any title needs you may have! - Lisa T.

Contact Daniel S. Balkun President Phone: 401.369.9100 | Cell: 401.230.0432 | e-mail: dan@balkuntc.com

33 College Hill Road, Suite 25E, Warwick, RI 02886 To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

5

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch� for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net 6

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

7

Carley

Construction

General Contractors

Additions ~ Remodeling ~ Conversions Vinyl Siding ~ Roofing ~ Decks Replacement Windows ~ Finish Work Framing ~ Kitchens ~ Bathrooms Design ~ Build Since 1988 - Fully Insured - RI Reg #5509

Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com 8

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Contractors & Construction Managers Since 1966

A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls

Residential and Commercial

CALL PETE

401-258-1782 agervasioconstruction.com

Your One Stop Source For Hardscape, Paving and Outdoor Equipment

• Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

9

THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

CENTURY 21 STACHURSKI

CENTURY 21 TOPSAIL REALTY

Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

CENTURY 21 TREND REALTY

Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON

East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

CENTURY 21 STACHURSKI

CENTURY 21 GONSALVES-PASTORE

Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate?

Sales Positions Now Available…

No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today.

Pre-License Classes are available Find out what CENTURY 21 can do for you!

10

SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Coventry

Scituate

North Providence

Coventry

Three bedroom ranch with attached one car garage featuring hardwoods throughout. Located in neighborhood close to everything.

Come see. $174,900

Custom colonial has it all! On private 3.7 acre lot, large living room, 4-5 beds, huge master/walk-in closet/ bath, heated 2 car garage/new doors, new furnace, above grd pool/deck, possible in-law in lower with new kitchen, bedroom & living room. $374,900

West Warwick

Pawtucket

Warwick

Charming colonial features crown moldings, hardwood floors, open layout, living room with fireplace, eat-in kitchen, master, 3 beds, office, 2.5 baths, central air, 2 car garage, fenced yard abuts acres of open space. Must see! $314,933

Town house in good condition in great area, 2 bedrooms, 1.5 baths, 2 decks and a balcony.

Convenient location. $129,900

Located in Governors Hill...end unit with private setting featuring shed, patio, master bedroom with huge walk-in closet, bedroom with lots of closets, utility room for storage, laundry on second floor. $179,900

Beautiful contemporary with open floor plan, 3 beds, 2.5 baths, lots of natural light, serene setting. Unfinished basement with separate entrance. $315,000

Adorable describes this home. Nice well cared for ranch in Darlington.

Partially finished lower with detached one car garage and great open porch area for extra entertaining space. Come take a look! $184,900

Cranston

Great 3 bedroom cape in Eden Park, fireplace, central air, gas heat, one car detached garage, fenced yard. $179,900

West Greenwich

Quality new construction colonial on beautiful corner lot! Hardwoods, granite, ceramic, gas heat & central air. Nice bay side neighborhood to live in! Bay views from 2nd floor master BR. Come early and choose colors, finishing touches. $369,900

Coventry

Like new, beautiful cape built in 2002! Open 1st floor layout with hardwoods, formal dining, kitchen with island. Brand new carpets in bedrooms.

Views of lake. Clean home, nice show! $239,900

North Providence

Motivated Sellers! Brand new furnace & 1 yr. old water heater! Replacement windows, large living room with fireplace. Lg master bedroom, hardwoods throughout! Huge back yard for fun & games! Sun porch. Clean & dry basement. 1 year home warranty! $189,900

Coventry

Contemporary style raised ranch in need of some TLC but with some nice features. Master with bath, vaulted ceilings, granite, finished lower with integral 2 car garage. May require 203K or non-FHA, VA. “As is�. $189,900

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

11

800 Oaklawn Ave Suite A2 Cranston, RI

401.942.0110

Realty Associates

c21realtyassociates.com

MEET OUR TEAM OF AGENTS Garry Reilly 401-228-5936

Dennis Sackal 401-935-2282

Isabel Ferreira 401-996-9685

Sandy Deignan 401-585-5791

Ann Carroccia 401-256-9557

Howie Reiner 401-465-9752

Ilene Rose 401-536-5585

Janet Carroccia 401-559-4514

WELCOME OUR NEWEST AGENTS

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Robert Corsini 401-458-8563

Anabela O’Shea 401-935-5498

Robin Mott 401-952-5470

Michael Clapprood 401-419-9912

Lisa Jester 401-996-4928

Lisa Gallinari 401-996-1186

Brenda Estrada 401-248-5909

David Kaplan 401-585-0684

Isabel Amado 401-864-4010

Linda Campopiano 401-450-5734

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualification

Have you served in the armed forces?

Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Doug Iannuccilli Mortgage Loan Originator NMLS #19741

595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828

Office: 401-257-6577 Cell: 401-499-3684 Email: diannuccilli@homebridge.com

The HomeBridge Vision

The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans • • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will Not Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-499-3684

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828.

Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

Call 401-499-3684 For More Info Homebridge.com/DougIannuccilli

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

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Richmond $319,900

Move right into this 3 bed, 2 ½ bath Cape on an acre lot. Bonus room over the 2 car garage. Beautiful updated kitchen with dining area, hardwood floors and formal dining. Good highway access. Easy to URI and beaches.

W NE

Cranston $219,900

ION CT U TR NS O C

T

S MU

Budlong area – 3 bedroom, 1 ½ bath Ranch with an attached 2 story in-law.

In-law is exceptional. Large bath with whirlpool. Ranch has nice hardwoods. Both have central ac.

Johnston $369,000

AT RE

Clearview Estates – Pampered 3 – 4 bed, 2 ½ bath Contemporary Colonial. Updated kitchen with granite and stainless appliances. Hardwoods, gorgeous 3 Season Room.

Multi-level deck, central ac, sprinklers.

Smithfield $379,900

New waterfront 3 bed, 2 ½ bath Colonial. Option to finish bonus room over garage. 2nd floor laundry, central ac, walkout basement. Canoe, kayak from rear yard.

West Warwick $289,900

E SE

Cottages at West Glen – Fabulous 1 level unit, 2500+ s.f., full finished lower w/ family room, walk-in closet.

Master bed suite, main level laundry, gas fireplace, surround sound, steam shower, freshly painted.

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Warwick $199,900

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Rare Ranch style duplex in Greenwood. Two 1 bed, 1 bath units, hardwoods, tile bath, appliances, laundries on 1st floor, gas heat, sewers. Separate basements.

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Top Agent OF THE MONTH

Mary Jane Cressman

North Kingstown - Quonset Gate 1,500’+ free stand-

ing office building with great exposure on Post Road. Reception area, conference room, office, kitchenette, fenced lot; great parking. $249,900 Becky Moniz, ext. 18

North Kingstown 4 room, 2 bed, 1 bath, one level condominium; open kitchen/living room; granite kitchen/ stainless appliances; hardwood floors; convenient location. $108,000 Santosh Saran, ext. 61

Warwick - Wethersfield Commons 4 room, 2

bed, 2 bath Townhouse; open kitchen/dining/living rooms w/slider to private deck; hardwoods; clubhouse; pool. $169,900 Jeff Read, ext. 65

Cranston - Laurel Hill. Spacious 2,400’+, 8 room, 4 bed, 2 bath Colonial on double lot; double parlor; applianced kitchen; finished third floor; 2 car garage. $269,900 Justin Fox, ext. 53

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East Greenwich - Cindyann 8 room, 4 bed, 2.5 bath

Colonial; applianced kitchen; hardwoods throughout; central air; replacement windows; large redone deck; 2 car. $395,000 Maureen Maggiacomo, ext. 18

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East Greenwich - Oakcrest Nicely maintained 9 room, 4 bed, 2.5 bath Colonial on 3+ acres; granite kitchen/stainless appliances; 1st floor study; central air & vac; 2 car & more. $489,900 Rob Cressman, ext. 32

North Kingstown - Old Baptist Charming 1920’s Colonial; 6 rooms, 3 beds, 1 bath; hardwoods throughout; open kitchen/appliances; carport. $179,900 Joellen Wunner, ext. 56

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

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North Kingstown - Davisville 4 unit Multi-family ready

for rehab. One unit is complete; new septic-2009, updated electrical & windows; 1+ acre lot; 1 car garage. $229,900 Joellen Wunner, ext. 56

JOIN OUR WINNING TEAM! @JoinRemax.com

To find your dream home

VISIT RI-HOMES.COM OR CONTACT ONE OF THESE OFFICES

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 3532200.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 2323900.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 3330020.com

These 3 RE/MAX offices owned by Broker Owner Richard P. Zompa and are ranked #1 in the State of RI by the amount of residences sold in 2014, as published in The Providence Business News, participating in the sale of 1,642 homes.

MAJOR BRANDS MARKET SHARE Year End 2015 January-December

7,000

6,000

RHODE ISLAND

21.70%

5,000

RHODE ISLAND This bar graph combines the ‘sold’ properties (Single Family, Condo, Multi-Family, Land & Commercial/Industrial) of all office locations and independent offices of each multi-office or franchise organization identified, which properties were sold by such organization itself, or with the aid of a cooperating broker, according to publications of Local Board or Multiple Listing Service in the geographic area and time period indicated. Year End data compiled from figures provided from 01/01/15 to 12/31/15.

4,000

3,000

2,000

7.76%

6.99%

6.03% 3.95%

1,000

0

Keller Williams

Coldwell Banker

Residential Properties

Century 21

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

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Beautiful location! Abutting back 9 of local golf course w fenced yard and tons of privacy! One level living w Laundry on 1st!

Well maintained, hardwood floors, vinyl siding, new windows, large den, sprinklers and more! Close to everything! $189,900

Massive home full of potential. 14 Total Rooms. Formal Dinning, Fire place. Over look Mashapaug Pond. Three full living levels with fenced in yard. $149,000

Beautiful move in ready ranch in desirable Hopkins Hill area! Hardwoods throughout, renovated bath, and fresh paint!Fenced in yard,large screened in deck&garag.Lower level includes a full bat,office,living room,& kitchenette. INLAW POTENTIAL! $209,900

WEST WARWICK

COVENTRY

CRANSTON

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Must see raised Ranch in desireable Greenbush.Many Custom features and upgrades including huge below grade, custom bath and massive kitchen with granite. $204,999

NORTH SMITHFIELD

NORTH KINGSTOWN

NORTH KINGSTOWN

BURRILLVILLE

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Custom colonial w panoramic sun-soaked views of pristine Spring Lake! Enjoy an abundance of indoor/outdoor living space, an energy efficient design, private boat launch, deck & waterfront patio & 4 seasons of activities. $459,999

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Built on stunning & private drive to a 4 acre lot, this contemporary style home has much to offer. Totally renovated living spaces, hardwoods, granite & ss EIK, cathedral ceilings, fireplaces, sun room, master suite, indoor parking for 5 cars & more! $417,500

LINCOLN

COVENTRY

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IN ND

Fantastic Home in a great neighborhood in Hunter Crossing. Cathedral Ceilings,spacious 3beds 2bath,harwoods,carpet,updated kitchen & bath.Possible 4th bed &more.

Fenced yard with oversized deck. $285,000

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Charming Cape! 3 Bed, 1.5 bath. Master on 1st. Fantastic mud room, hardwoods throughout! This home is extremely well maintained. Updated kitchen! $299,900

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

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Call 401-35

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Beautifully renovated colonial set back on park -like grounds on a cul de sac close to highway & all amenities! Hardwood floors, granite & ss EIK, cozy family room w fp & walkout to patio, master suite w private balcony & master bath! POOL NEEDS WORK. $339,900

Immaculate & stunning 4 bd 3.5 bth colonial w over-sized master suite, in-law, granite kitchen, updates throughout, generator, 3 car garage and lovely 1.5 acre well manicured lot The Glen! Easy ride to train, beach, BOS, PROV & more! $565,000

www.MyDreamHo

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Absolutely stunning 3 bed 2 1/2 bath 2 car garage on .58 acre of land. This home is not going to last. Master bedroom and bathroom on 1st floor custom Kitchen granite counter tops hardwoods amazing stair case. $385,000

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This immaculate 4 Bed 2 1/2 bath Tri Level home is nestled on over 14 Acres of land. This home has newer septic tank, condenser and roof. Call or text to see this home will not last! $395,000

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ALWAYS SEEKING WITH EXCEPTION

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Tune into The Ro Real Estate Simplified, R Trusted Real Estate New Show! Sunday’s 10 am o

NG TO PARTNER IONAL AGENTS!

SS CCE V A AY RO HW P HIG O

IN T M 15

Y EAS

mHomeNow.com

-359-2338 TESR S A E 3 MSUIT West Greenwich Stunning open space floor plan complete with 2 oversized master suites on the 1st w private walkouts to deck, in-ground pool and yard! 2nd fl includes bed/bath suite with living areas!4bd 4bth 2.5 car garage, lndry on 1st tons of storage hghwy access. $539,900

AW L IN

e Round Table d, Rhode Island’s Most News & Advice Radio am on Newsradio 920!

Warwick Beautiful custom built colonial on stunning corner lot in sought after Governor Francis! Spacious beds, hardwoods, in-law potential w separate walkout, master suite and more! $399,900

CALL 401-603-3646 TODAY

FOR A MORTGAGE PRE APPROVAL

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

17

I Found My Newly Renovated Dream Home:

it’s a flip

by Daniel E. Giroux, Owner, A-Plus Mortgage

For many years, people have been buying ugly homes, spending a little money to fix them up, and selling them back to a buyer looking for a newly renovated home. This is known as “flipping”. Flipping is a great way for a buyer get an upgraded home, at a fixer-upper price while allowing investors to make a little money too.

However, recent changes in loan programs are causing confusion.

There are numerous types of loan programs: VA, USDA, conventions Fannie, conventional Freddie, and FHA --to name a few. Each of these programs has specific guidelines when it comes to lending. One of the more popular programs seems to be the FHA loan. This program allows for lower credit scores, less restriction on gift funds, asset requirements, and down payment requirements. However, the FHA program does not allow the purchase of a flipped property within 90 days of the original purchase, and also requires two appraisals to be performed from day

91-180. The second appraisal cannot be paid by the buyer, so the seller should be aware that they will need to pay for the second appraisal once the loan is approved. This is not a huge deal if all parties are made aware of the issue, but in cases where clients have entered into a purchase and sales agreement, paid for inspections, paid for an appraisal, and then find out they cannot purchase their new home with the FHA loan, it can be devastating.

How do you avoid this issue? The answers are very simple: 1.

2.

3.

4.

5.

For many years, people have been buying ugly homes, spending a little money to fix them up, and selling them back to a buyer looking for a newly renovated home

18

When you are getting ready to see a home, ask your realtor if it is a flipped property.

Ask how long the sellers have owned the home.

Google the property and read the information supplied online. 99% of the time, Google will give you plenty of information to figure out if the property has been flipped.

Ask your loan officer to give you conventional options as well as FHA options for financing.

If you are buying a flipped property, apply for a conventional loan rather than an FHA loan.

For more information contact Daniel E. Giroux at (401) 603-3646.

Daniel E. Giroux NMLS 26531 Owner A-Plus Mortgage LLC NMLS # 2748

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Showcase Listings

Warwick Exceptional 3 to 4 Bedroom, Corner-Lot, Colonial Home on the edge of Pawtuxet Village. Master Suite on 1st, Possible In-Law. Brick Fireplace, Hardwoods throughout, century-old charm & short walk to water. Beautiful Deck/Patio area, Dry Basement too. $269,500 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties

Westerly

Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! Owner will consider rent to own. $324,900

Mary Lyons 401-439-8507 RE/MAX Central

Burrillville Swing On Your Porch And Enjoy The Crisp Air And The Foliage. This 3 Bedroom Cape Offers, Hardwood Floors, Finished Lower Level, Plenty Of Storage, Mud Room, Perfect Starter Home Or Rental Alternative. $225,000 Diana Barone (401) 226-3374 RE/MAX 1st Choice

The Home of the Professionals

Cumberland

This three bed well maintained raised ranch is located in the quaint Reservoir area of Diamond Hill. Great starter home! Set back on a large front yard. Enjoy a cozy three season sun room and private back yard. Consider yourself home. $277,900

Brenda Nardolillo 401-829-8423 RE/MAX Premier

Eric Maluk Owner NMLS #4733

Daniel E. Giroux Owner NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages Visit Us at 300 Centerville Road, Suite 201W, Warwick, RI 02886

(401) 822-4444 www.aplusinri.com

Coventry Charming Home With Many Period Details, 2 Car Garage, French Doors, Turned Stairwell, Stained Glass, Hardwood Flrs, Orig Molding, Doors, Fireplace, Updated Heating Hydro Air, Front Porch, Enclosed Porch, Deck.

Easy Convert Muti Fam Or Multi Gener. $199,900 Emily Kheradi 401-243-5520 Keller Williams Realty

Licensed Rhode Island Lender And Loan Broker - APLUS NMLS# 2748 Rhode Island Loan Broker License– 20041842LB ,Rhode Island Lender License– 20142971LL

Glocester

Glocester - Chepachet!! Great House lot located on 10acres- nice private location! Short commute to Providence! Great proximity to Eastern CT also. Inquire to learn more about potential options with this lot! www.0elbowrockrd.info

Kathy Souza 401-265-4494 RE/MAX Preferred

We specialize in Real Estate and Personal Injury law.

692 Warren Avenue East Providence, RI 02914

P: 401-270-1144 | F: 401-270-9114 mlima@limalawoffices.com limalawoffices.com

Cranston

Johnston

Justin Mandese 401-465-8056 Hill Harbor Group - RE/MAX Professionals

Sean Amaral 401-572-9278 Hill Harbor Group - RE/MAX Professionals

Whether downsizing or first time buying, this home is sure to please. Central air and a newer roof are just two of the features you can enjoy. Western Cranston schools and a playground right next door. Rare chance to own in Walden Woods. Call today! $279,000

Just Reduced! Do not miss this spacious Tri-Level home in desirable Cherry Hill. Open kitchen w/granite counters and large island. Laundry on main level with 3 large bedrooms and full bath. Roof, HW heater, Furnace, Windows all less than 6 years old. $265,500

Scituate

One Owner 3 Bedroom 2 Bath Colonial In Great Area Of Scituate, Frontage On Two Streets, Septic And Well,Great Country Setting With Walking To Beach Area For Fresh Water Swimming, Canoing, Kayaking Etc. $229,900

Janet Audet 401-486-7410 Coldwell Banker

North Providence Entertainers Dream!

Open Floor Plan! Newer: Roof, Windows, Granite Kitchen & Baths, Hardwoods, Ceramic Tile!

A/C, Sun room, Heated In-Ground Salt Water Pool w/ Huge Patio, Fenced in! Like Being on Vacation! MUST SEE! Seller to Find Suitable Housing. $364,900 Jamie Rebello 401-241-7728 HomeSmart Professionals RE

Warwick

Nice 3 Bed Ranch on a Quiet Street in a Great Location! New Roof, Replacement Windows, Updated Septic & Heating System! Hardwood & Ceramic Tile Floors!

Breezeway, Garage, Walk Across the Street to the Golf Course & Valley Country Club in Warwick! $175,000

Jamie Rebello 401-241-7728 HomeSmart Professionals RE

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

19

North Providence - Price Reduction

Mike Behm

401-265-9437

Cranston

1900 SMITH STREET

Colonial, 2 beds, 1 1/2 baths, living room, dining room, eat-in-kitchen, office, enclosed porch. Large rooms with 1793 square ft. of living area plus an 1100 square ft. finished basement. Immaculate, move-in condition. Vinyl sided, 2 car garage, maintenance free exterior.

Corner lot. Perfect location for home and office. Asking $190,000. www.1900Smith.com

Call Sharon Essex (401) 527-1148 or Tony Tutalo (401) 439-0713

Turn key business in a busy strip plaza, This is a great opportunity to start up your own company,or expand your current business Motivated Seller. $34,900

Call Mike Behm at 401-265-9437

East Providence

TuTalo RealTy

This large Colonial has 3 large bedrooms large living room with fireplace,part. finished porch, and a 2 car garage, this house needs work but its worth the effort! $179,900

Call Mike Behm at 401-265-9437

95 Sockanosset Cross Rd., St. 209 Cranston, R.I. 02920

Brenda Fernandes

Mike Capuano

Sales Agent | Certified Real Estate Appraiser | CPA

Cell 401-255-6244 mcapuano1@cox.net

WARWICK | $204,900

This home has a brand new roof, a brand new kitchen, with granite, stainless appliances.

Brand new heating/HW. Brand new tile baths.

Gleaming hardwoods, quiet wooded rear.

Fresh paint.Close to all services. All on a very quiet side street. MLS# 1135247 20

(401) 499-5333 bfrealty@gmail.com www.BrendaRealty.net

E X I T R E A LT Y F I R M

CRANSTON | $272,900 | MLS# 1134093

This spacious cape has plenty of room for a growing family.

Upstairs dormer provides plenty of space for 2 XL bedrooms and full bath. This home also offers a new highly efficient gas heating system and a large corner lot.

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

THE KATHY BAIN FARRELL TEAM Amy Potter Kathy Farrell 401-743-8842 401-374-1211

Christine Kulacz 401-569-8324

Kim Prasinos 401-640-9696

TOWN AND COUNTRY E RIC P W NE

E RIC P W NE

Lincoln

186 Old River Road. Absolutely move in condition ONE LEVEL unit in sought after Kirkbrae Meadows; 2 car garg; private deck;REC RMw/full bath! Storage galore. Great 9’ high ceilings/crown molding LR open to EIK&DINING. Bonus off/3rd BR! Taxes reflect 35% homestead.!

Cumberland

Cumberland

4 Marshall Avenue. Awesome brick Cape with 3 lots. Clean and well maintained; 2 car garage; bonus in law with separate entrance or open it as 2nd floor to the existing cape for a nice size single family! Great yard.! $234,900

21 Ledge View Drive. Move right into this great split level on wonderful flat lot!

Fireplaced living room, Central air, huge rec rm with sliders to beautiful in-ground pool area! Shiny newly finished hardwoods; 2 full baths. A must see! $329,900

Cumberland

Cumberland

Cumberland

Lincoln 106 Bouvier Avenue. Kings Row.

Cumberland

Cumberland

$399,900

$305,900

$469,900

220 Williams Street. Wonderful starter with room for expansion. Great size for a couple or single. Full walk up to unfinished second floor. Detached two car garages. Lovely flat fenced yard; town water, sewer & gas. Clean and ready to move into! $229,900

Great 3 family close to everything! Corner lot with newer roof and windows perfect for owner occupied or investment. Separate utilities and entrances on a nice quiet street! $1,000 credit to buyer at closing! $206,000

333 Abbey Drive. Fantastic 3 bed Colonial on quiet side street. Huge rooms - very deceiving from the road. Two full baths; finished lower; 2 car garage. $325,000

41 Nicholas Drive. The MOST DECEIVING colonial tucked in a quiet dead end st; fenced yard; Hardwoods all over;Updated kitchen w/ granite & stainless;3 full baths! New septic; Great space if you need a first floor in-law or 2 bonus home offices! Cathedral MBR w/Bath.

21 Mount Pleasant View. New 36,982 sq ft lot ready for your plans! Zoned residential single family. Back of lot drops down into a private wooded lot. Newly paved road.

Sewer, water, gas in the road. $99,900

164 Bear Hill Road. Hard to find 3 bed+ condo in young development. Sought after 1st floor bedroom suite! Full basement for storage. Three good size additional BRs or office w/2nd full bath; Great for downsizers! Sliders from cathedral LR to deck & yard; Impeccable!.

Lincoln

11 Vose Street. Move in ready Gambrel on a wooded corner lot in northern Manville. Minutes to Rt 146 and 295. Spacious eat in kitchen, gas fireplace, laundry on 2nd floor and finished walk out basement. A must see!

$239,900

North Smithfield

40 Old Louisquisset Pike.

Fabulous Townhouse with Hardwood; Cathedral Ceilings; Granite in Kit & Baths; Mast Bed on 1st AND 2nd floor; Living room with Gas Fireplace; Private Deck; Open Floor Plan; Full Basement; Convenient Location! $295,000

Cranston

69 Walden Way. Great colonial in desirable Walden Woods. Functional layout on a wooded lot in a family friendly neighborhood.

Amenities include tennis and common playground. A must see! $285,000

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

21

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

at

3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Warwick: Renovated cape, new roof & paint. Hard- Scituate: Renovated cape, new roof & paint. Hard- Newport: Exquisite Newport estate one bedroom West Warwick: woods, ceramic, stainless appliances, wood fireplace, open kitchen/family room, slider to patio, 3/4BR, 2BAs w/stack W/D, Second floor BR, walk-in closet, deck overlooking expansive landscaped yard. Ready to go! $110,000 CALL CARMINO MARRAPESE, EXT 233

Warwick:

Narragansett: Heart of the Pier! Exquisite wa- Johnston: Be home for the holidays in this meticu- Narragansett:

Warwick:

West Warwick: Perfect 203K, Great Location Warwick: Nice home in friendly sought after neigh- Johnston

Nice Ranch style home situated on a large lot. Vinyl siding with large deck on rear of house. Features 3 bedrooms, 2 baths and finished basement. Hardwoods thru out, ceramic kitchen floor. $209,900 CALL CARMINO MARRAPESE, EXT 233

Spacious colonial in Warwick Neck with seasonal water views. Open floor plan with Chef’s kitchen and Wolf Range. Master suite with spa bath. Lower level entry perfect for muddy feet and bikes. $3,000 credit towards closing costs. $309,900 CALL KAREN CATUOGNO 401-363-8888

ter views! Family compound/investor. 9 BR, 4,5 BA, plus living space over three levels. Two level deck, stone fireplaces, cathedral ceilings. Kitchen each level. Walk to town beach.

Unique opportunity. $2,100,000 CALL KAREN CATUOGNO 401-363-8888

Across From Valley Country Club Fenced Yard, Decks. Lots Of Potential. $172,000 CALL CARMINO MARRAPESE, EXT 233

condo in bucolic setting walk downtown and to water. Private entry. Exposed granite and brick. Open floor plan. Radiant heating. Perfect getaway or downsizing option. Low condo fees. Assigned parking. $299,900 CALL KAREN CATUOGNO 401-363-8888

2 bed home, manageable fenced in yard, shed, off street parking for 1-2 cars, vinyl sided, replacement windows 3 yr old roof, electric heat. As Is, may not qualify for FHA, buyer responsible for smoke certificate.

Short Sale Negotiator in place. $49,500 CALL BEVERLY COURNOYER 401-255-4615

woods, ceramic, stainless appliances, wood fireplace, open kitchen/family room, slider to patio, 3/4BR, 2BAs w/stack W/D, Second floor BR, walk-in closet, deck overlooking expansive landscaped yard. Ready to go! $224,900 CALL KAREN CATUOGNO 401-363-8888

lously maintained sprawling ranch with full in-law in desirable Westbound Estates! Gleaming hardwoods, updated SS granite kitchen, open floor plan, in-ground pool, sprinklers, central vac and much more! $439,000 CALL JILLIAN NAYLOR, EXT 223

borhood. Ranch style, 3 bedrooms, 2 full baths. Close to highway & shopping. $170,000 CALL CARMINO MARRAPESE, EXT 233

On Site Business Broker Narragansett:

Turn Key investor opportunity.

Newly renovated 2016, kitchen, bathrooms, stainless, top quality interior. Includes new furnishings, soup to nuts, ready to go. Leases in place for summer weekly/ academic year 201617. Call for income/exp details. $525,000 CALL KAREN CATUOGNO 401-363-8888

Stan Sheer

Immaculate home on quiet, dead end street in desirable northern Narragansett. Extra large family room with cathedral ceiling. Perfect for entertaining!

Walk to Narrow River. MInutes to beach, shopping, schools and all Narragansett has to offer. $425,000 CALL KATHLEEN FRANCOVICH, 401-559-5092

Great Townhouse. 2 Bedrooms, 1.5 Baths. Freshly painted, new carpets, new hot water tank, garage. Very well maintained development. $149,900 CALL CARMINO MARRAPESE, EXT 233

Selling Agent of the Month erin Sheridan

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

22

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Installed as 2017 President of the R.I. Association of Realtors

Brenda L. Marchwicki Brenda L. Marchwicki, GRI, SRES, CRS, has been installed as 2017 President of the 4900-member, Rhode Island Association of Realtors. She is the Principal Broker and Owner of BisMarc Properties, LLC in Providence, Rhode Island.

Marchwicki was the immediate past Chairperson of the Rhode Island Department of Business Regulation’s Real Estate Commission. She also served as the 2013 President of the Greater Providence Board of REALTORS® and as a board member of the Providence Diocese Real Estate Division.

An active member of the community, she was the

first female President of the 100 Club of Rhode Island, a charitable organization which provides financial assistance to the families of police officers, fire fighters and paramedics who have lost their lives in the line of duty.

Marchwicki is a licensed REALTOR® in Rhode Island and Massachusetts and a licensed auctioneer in Rhode Island. A consistent top producer and recipient of Circle of Excellence Awards from the Greater Providence Board of Realtors, she graduated from Katherine Gibbs and continued her education at Johnson and Wales University.

Look for her monthly real estate insights in Home Buyer Magazine beginning next month!

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Keith Dulude, NMLS# 3973 - Loan Officer - No Direct Extension David Travers - Branch Operations Manager - ext. 5301 Traci Cunningham - Operations - ext. 5302 Denise Ciaccio - Operations - ext. 5303 Seana Petrangelo - Front Desk - ext. 5308 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

23

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state.

To learn more, visit loans.rhodeislandhousing.org.

Rhode Island Housing Homebuyer Education Classes If you are beginning to think about homeownership, or are interested in learning more about what it takes to become a homeowner, Rhode Island Housing encourages you to sign up for a Homebuyer Education class. To best suit the needs of today’s busy homebuyers, these classes are offered both in-person and online.

Learn More or Register for a Class Visit loans.rhodeislandhousing.org/Education_Center to find out more and register for a class.

24

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PROFESSIONALS (401) 529-8228 jrm6@cox.net

Looking to buiLd in desirabLe Western Cranston?

Select your lot and customize your dream home.

Water, sewer and gas are included.

CE

W NE

I PR

282 Phenix Ave Cranston, RI 02920

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

$399,000 • Belknap Farm

• • • •

N GI N I ND E P

S AY D 2

G

N DI

N PE

Cranston

$344,900 • Woodridge

North Providence $119,900 • North Hills Condos Nicely maintained 2 bedroom condo • Master with walk-in closet • Freshly painted, kitchen with stainless appliances • Step on to your balcony from your living room • Walking distance to Twin River/ Notte Park, easy highway access

G IN

D

N PE

Colonial offers a great flow for entertaining Great room with cathedral ceiling Kitchen & bathrooms updated with granite counters 4 bedrooms and 2 1/2 bathrooms Private professionally landscaped lot Paver patio and walkways 20X22 workshop

Recently renovated Ranch • Kitchen with granite and stainless appliances • Fireplace • Large family room • Laundry on 1st • 3 bedrooms and 2 new tile baths

Cranston

Entertainers delightsprawling ranch! Master suite with walk in closet, laundry room with lavette. New Coal Stove! Finished basement with full bath,possibile in-law.

Alarm,sprinklers. Private location with beautiful landscaping, To much to list! $464,900

Johnston

• •

East Greenwich

East Greenwich mailing with Warwick taxes. Move right into this spacious ranch with many upgrades. Oversized 2 car garage, corner lot., hardwoods, new counters, part finished basement with potential bathroom below.. Fenced yard with pool and MORE! $275,000

Top 4%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

Foster

MOTIVATED SELLER !!!

Spacious 4 bedroom home, great area, great school system, house is in move in condition, new kit cabinets, fresh paint , new carpets, hardwoods redone, part finish basement with poss 5th bed and play/tv area, beautiful lot !!! $269,900

Jo-Ann Molinaro

North Kingstown $539,900 • Fieldstone

Nicely appointed brick front Colonial • Kitchen with granite & stainless appliances • 2 story great room with fireplace • Waterfall staircase leads to 4 bedrooms • 3 ½ bathrooms • Hardwoods • Wooded lot surrounded by stone walls • Cul de sac

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

25

Phil Colasante

Email: daddyrealtor1@gmail.com

Call (401) 651-1133

Residential and CommeRCial Real estate

B u y i n g o r S e l l i n g ? N o t r i c k s. N o g i m m i c k s. J u s t t h e t r u t h !

AL ACE C I D P ME ED S LAT E R

FosteR | $274,900

now asking

$269,900 MOTIVATED SELLER! Spacious 4 bedroom home, great area, great school system, house is in move in condition, new kit cabinets, fresh paint, new carpets, hardwoods redone, part finish basement with possible 5th bed and play/tv area, beautiful lot!

33 - 1/2 MOUNT HYGEIA RD - MLS# 1135493

CRanston $2,500 PeR/mo.

Medical space in a medical only building.

3 examining rooms with a larger room could make 5. Can also expand space to 1700’ rent includes all expenses (heat, elec, condo fees etc).

CALL FOR MORE DETAILS!

C a l l R h o d e i s l a n d ’ s t R u s t e d R e a lt o R 26

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Helen R. Coupe Broker Associate ABR, CDPE, CNE, CRS, GRI

Office: 401.736.6100 x 115

Direct: 401.935.8146

Metro

200 Metro Center Blvd #7, Warwick, RI 02886

East

GrEEnwich

Location- Location Location; Stately Colonial in desirable area. Boost 4-5 bedrooms, hardwood floors, fireplaces, well maintained; A Must See! $399,711

Fax: 401.737.7711 Web: www.HelenRCoupe.com Email: Helen@HelenRCoupe.com

warwick

E RIC P W NE

Perfect owner occupied duplex -great location; 5 minutes to 95 N/S and/or 5 minutes to Apponaug; live in and tenant helps pay mortgage. Or investors note: great income potential.

Call today for this opportunity! $189,711

scituatE

cranston

Custom built center hall Colonial, impeccably maintained.

Great room w/cathedrals, skylights, brick hearth, woodstove; large eat in kitched; formal dining/living roomshuge Master; main level laundry rm; beautifully landscaped 3+ acres, 26’x 28’ garage! $399,711

Liz Kettelle Realtor®

EAST GREENWICH

2500 square feet of pristine living in The Preserve. best location offering private rear yard. rare first floor Master suite, large family suite on second floor, best value in complex.. Move right in!

$459,900 | MLS# 1130270

Desirable - accessible family area- close to highways, shopping, schools, well maintained raised ranch- garage and finished lower. A great starter home.

Great value! $199,711

(401) 823-7701

lizkettelle1@gmail.com listwithliz.net

Central

COVENTRY

Pristine 3 bed 2 1/2 Bath colonial with Open layout & turned staircase. Offering Partially finished walkout basement, shed, irrigation,firepit,electronic fence,central a/c,2 car garage on a beautiful lot.

$339,900 | MLS# 1137148

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

27

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut.

R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives.

- Joyce S.

I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times.

It also takes a “unique” understanding of the process.

You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com 28

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

5 convenient locations to better serve you.

8 7 0 Oa k la wn Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4332 P os t Road Ea s t G reenw i ch, RI 401- 398- 2100

1 0 0 4 Bo s to n Ne c k Road Na rra ga n s e tt, RI 4 0 1 -7 8 2 -8 2 80

F

O R

M O R E

L I S T I N G S

V I S I T

CRANSTON/NEW LIST Pristine executive Colonial exudes pride of ownership and quality construction. Open floor plan and sunshine abounds this spectacular property. Includes: gleaming hardwoods, master suite, central air, fourth bed on first with private entrance and bath. $439,000 Sally Hersey 401-440-7030

GLOCESTER/NEW LIST

Large sprawling four bedroom one and a half bath Colonial on picturesque 1.14 acres of landscaped grounds. Two car attached garage. Large rec room. Large living room with fireplace. Family room with sliders to spacious 16x20 deck. Invisible fence! $324,900

Dolores Dimeo Carroll 401-219-6261

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

CUMBERLAND/NEW LIST Bear Hill Estates: this stately Colonial features four bedrooms, two and a half bathrooms, with large cathedral family room, central air, fireplace in kitchen, hardwoods, 1500 square foot deck / pool and lower rec room great for entertaining - well kept and extremely spacious! $429,900 Deborah Giannini 401-282-9721

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

.

C O M

SCITUATE/NEW LIST Incredible opportunity to live in Scituate Hills for under $500,000. Built for entertaining, this open concept four bedroom home sits privately at the end of a cul-de-sac, hardwoods, granite kitchen, two master bedrooms with private bathrooms and more. Call me! $482,000 Donna DiGiulio 401-829-3825

NORTH SMITHFIELD/NEW LIST

Spacious four to five bedroom Colonial. Two bedrooms, one bathroom, family room and den with fireplace on first floor, two to three bedrooms, one bathroom on second. Oversized two car garage and third utility garage. Great front and back yard. Very private and quiet. All on a 1.25 acre lot. $339,900

Jason Farley 401-480-5593

WARWICK/NEW LIST

Great opportunity!!! Three bedroom, two bathroom Ranch in the highly sought after Cowesett/Hill and Harbour neighborhood. This updated home features a new septic and new gas high efficiency heat and hot water. Just steps from Main St. and the East Greenwich waterfront. $329,000

Paul Zarrella 401-641-3337

CRANSTON/NEW LIST

SCITUATE/NEW LIST

Donna DiGiulio 401-829-3825

Matt Kachanis 401-787-1885

Stunning brick front Colonial with granite kitchen, hardwoods, central air, open floor plan, laundry on first, bath with whirlpool tub, extra space to finish in lower, and more in desirable western Cranston neighborhood! Don’t wait! $429,900

Picturesque 1760 Colonial on twenty secluded acres offering solitude and serenity. Twelve rooms, five fireplaces and spectacular open vistas. 17th century barn waiting for horses or renovation into a sensational loft. Perfect place to wind down after a long day. $699,900

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

29

Meet Our

Newest

Team Members

PROVIDENCE Heart of Garden City! Gracious main level with kitchen, living room, 4 Remodeled bedrooms, sliders to south-facing deck, 3 zone sprinkler, french drains and newly landscaped. A must See! $319,900

PROVIDENCE Attention investors, call today to view this Mixed Use property that has a history of long tenancy and huge potential! Minutes from Downtown Providence and may also be purchased as a package with MLS # 1139110. $250,000

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Mike Grandchamp 401-529-8054

Come & Join Our Team

CRANSTON

Meticulous colonial on a sprawling 3 acre lot. Addition of a beautiful 3 season room not included in the sq footage, granite kitchen w/ ss appliances.

Brand new maintanence free deck. Gleaming hardwood floors, two gorgeous fireplaces and more. $199,900

WARWICK

If you are looking for a great place to work we have openings for new and experienced real estate agents.

TURN KEY OPERATION! Includes new equipment- less than 1 year old. Includes Groom Pro Management software with over 1900 clients. 5 year lease at $950/month w/ option for another 5 yrs. High traffic area.

Motivated seller! $45,000

We Are A Full Service Residential and Commercial Real Estate Office 653 Atwood Avenue, Cranston, Rhode Island

401-270-1174 GrecoRealEstate.biz

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Call for a confidential chat anytime.

We would love to hear from you.

V O N C O L   I T H B

Neil Russo

Mortgage Loan Originator NMLS # 165781 nrusso@homepointfinancial.com

Cheryl Hodgdon

Mortgage Loan Originator NMLS # 22996 chodgdon@homepointfinancial.com

Matthew Resnick

Mortgage Loan Originator NMLS # 23256 mresnick@homepointfinancial.com

Michael Engels

Mortgage Loan Originator NMLS # 16163 mengels@homepointfinancial.com

Nichole Longtin

Mortgage Loan Originator NMLS # 1420679 nlongtin@homepointfinancial.com

Zachary Levesque

Director - Branch Manager NMLS # 16841 zlevesque@homepointfinancial.com

Michael Quin

Mortgage Loan Originator NMLS # 16162 mquin@homepointfinancial.com

Scott Estrada

Mortgage Loan Originator NMLS # 380330 sestrada@homepointfinancial.com

Colin Fisher

Mortgage Loan Originator NMLS # 1431275 cfisher@homepointfinancial.com

Jonathan DePina

Mortgage Loan Originator NMLS # 1157737 jdepina@homepointfinancial.com

Jeffrey Kosiorek

Mortgage Loan Originator NMLS # 22792 jkosiorek@homepointfinancial.com

YOU DESERVE THE BEST NMLS# 7706 | Turks Head Building 76 Westminster Street Suite 650, Providence, RI 02903

www.homepointri.com

To Advertise Call Ralph Coppolino at 401-837-0239 | November 18th - December 15th 2016

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WARWICK/NEW LIST Heritage Park: offered at $160 thousand below assessed value! Four fireplaces, master suite with dressing room, heated pool, huge Chef ’s kitchen, two family rooms, three and a half bathrooms and much, much more! $375,000 Barbara Jagolinzer 401-345-6666

WARWICK/NEW LIST

Welcome to Gaspee! This young Raised Ranch offers an open layout with two to three bedrooms (possible third in lower level), two full bathrooms and a large family room, Central air conditioning and a low maintenance exterior with a deck and fenced yard. Come see for yourself! $189,900

Matt Kachanis 401-787-1885

CRANSTON/NEW LIST Classy and comfortable! Updated kitchen with granite and new appliances. First floor with screened porch. Reserved parking for two. Washer/Dryer in unit. Walking distance to Garden City & Chapel View. Tons of closets and bonus storage unit. Heat included in fee! $194,900 Kate DeSimone 401-450-4881

CRANSTON/NEW LIST Well cared for one level, three bedroom Ranch home, offers hardwood floors, central air, partially finished lower level and fenced yard. $199,900

Jason Farley 401-480-5593

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Updates For This Home Include Windows, Water Heater, Garage Door, Exterior Doors, And Trex Deck. This Home Has Hardwoods And A Fireplace. Half Bath On Lower Level Needs Work. Seller Wants Offers! $174,900

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21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

Chris Henson 401-412-1511

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CRANSTON/NEW LIST Enjoy one level living in this well cared for Ranch in the heart of Edgewood. Pride of ownership as this home has stayed within the family since originally built!

Convenient & close to all amenities, a short walk to Pawtuxet Village! Don’t miss out! $164,900 Matt Kachanis 401-787-1885

Jessica Rebello 401-327-2611

LINCOLN/NEW LIST Character galore in this beautiful home. Hardwood floors throughout, built in storage space, and stone fireplace are just a few key features. Outbuilding in addition to the garage has huge potential. Private nicely landscaped lot is great for relaxing! $299,900

Paul Zarrella 401-641-3337

BURRILLVILLE/NEW LIST Spacious three bedroom, two and a half bathroom townhouse with open floor plan. Kitchen, dining room, family room with fireplace, laundry and lavette on first floor.

Master bedroom with bathroom, two additional bedrooms and bathroom on 2nd floor. $179,500

Susan Rowles 401-942-0200

CRANSTON/NEW LIST

CRANSTON/NEW LIST Great opportunity to own your own home in Western Cranston for only $139,900! Sitting on nearly a half acre, this home is ready to move in! Fresh paint, new flooring, newer heat and air conditioning. Won’t last!

GLOCESTER/NEW LIST Great opportunity to own a Gentleman’s Farm! This three bedroom, two and a half bathroom home sits on four and a half acres of fenced in farm land. Includes a four to six stall barn, with water and electric, new chicken and turkey coops, pond and more! Home features central air, hardwoods, master suite & more! Don’t Wait! $319,900 Donna DiGiulio 401-829-3825

WARWICK/NEW LIST Great opportunity to own in highly desired Buttonwoods. This well maintained home features hardwood flooring, double ovens, finished lower, new roof, & picturesque landscaping.

Just a short walk to City Park. Don’t miss out on this great value! $199,000 Paul Zarrella 401-641-3337

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

CRANSTON/NEW LIST Great opportunity to own a quality new three bedroom, two and a half bathroom home with a two car garage. This home features 2x6 construction, an energy efficient on demand heat and hot water system, hardwoods, designer kitchen and baths, a master bed suite, deck and more. $319,900 Paul Zarrella 401-641-3337