Partnership Branches - Learn About It Here

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Guaranteed Rate’s daily focus is to have a better value proposition than any other bank or mortgage company in the country for all of our customers, borrowers, Loan Officers and referral partners. Guaranteed Rate helps LOs grow their businesses, have a better quality of life and make more money.

1 | Copyright © 2000-2019 Guaranteed Rate. All rights reserved.


Partnership Branch Our unique Branch Partnership Model offers an entrepreneurial structure with low corporate costs, a recruiting team generating warm leads, and industry-leading technology. There is no better way to supercharge your branch. • • •

Better rates for your team and ability to control based on market demand Marketing engine that helps to drive recruiting PLUS the power of the winning formula: • Lower corporate costs than other lenders • Industry leading technology • Best in industry turn key marketing materials • Business development team to set up agent appointments for your LOs and help them grow their business • Event team that does all the leg work to make team relevant in the market • Marketing & technology to differentiate LOs value add to Agents building their business

2 | Copyright © 2000-2019 Guaranteed Rate. All rights reserved.


Partnership Branch Recruiting Teams and Marketing Support In 2019, we recruited 386 new loan officers which was supported with a marketing recruiting engine that includes a CRM platform, a seamless marketing onboarding processes and a dedicated marketing team.

CRM PLATFORM Proprietary and LO-centric

PROCESS Seamless Onboarding Experience On-Site Onboarding Team Visits

TEAM Dedicated Marketing Team

50 Custom Recruiting Campaigns

SUPPORTED BY A TEAM OF: 32 National Recruiters | 19 VP of Market Growth | 13 Regional Managers

Supported by a team of: 40 Full Time Recruiters - 35 Regional Managers - 120 Branch Managers * Once licensed and after we receive LO’s database, headshot, bio and Joined GR Moving Announcements 3 | Copyright © 2000-2019 Guaranteed Rate. All rights reserved.


Partnership Branch Partnership Branch Proforma Prep We work with you to gather the information needed to build out a detailed proforma. This apples-to-apples proforma prep check list allows us to help you have better pricing for your customers and more income for you.

4 | Copyright © 2000-2019 Guaranteed Rate. All rights reserved.


Partnership Branch Branch Manager Proforma We’ve created a simple-to-use, scenario planning tool. This tool allows us to determine which parts of the P&L can be adjusted to achieve your revenue goals. The generated output shows how much money the branch could profit annually. One of our P&L Branch Managers grew his income 41% month-over-month. We can walk you through a pro forma analysis on how much more your branch could be making. Let us show you how. 5 | Copyright © 2000-2019 Guaranteed Rate. All rights reserved.


Learn more about our Partnership Branch model. Contact a Guaranteed Rate Divisional Manager today. Pat Bolan

Dean Moran

Divisional Manager (201) 645-6418 • Dean.Moran@rate.com

Divisional Manager (773) 328-6673 • Pat.Bolan@rate.com AR, AZ, KS, LA, W. MO, MS, NM, OK, TX

NMLS #258057

NMLS #732712

Jeff Nelson

Julia Borst

Divisional Manager (801) 890-7660 • Julia@rate.com

Divisional Manager (773) 516-6456 • Jeff.S.Nelson@rate.com

CO, ID, MT, ND, NE, NV, SD, UT, WY

AL, DE, FL, GA, MD, NC, E. SC, TN, VA

NMLS #275440

NMLS #481144

John Stewart

Jim Eboli

Divisional Manager (310) 620-2297 • John.Stewart@rate.com

Divisional Manager (773) 739-5147 • Jim.Eboli@rate.com

AK, CA, HI, OR, WA

IA, IL, IN, KY, OH, MN, MI, MO, WI NMLS #487735 6 | Copyright © 2000-2019 Guaranteed Rate. All rights reserved. Guaranteed Rate, Inc. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.


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