Lincoln Business Builder August 2012 by Home Builders Association of Lincoln

The LINCOLN BUSINESS BUILDER August 2012

Published monthly by the Home Builders Association of Lincoln Volume 49 No. 8

“Take Me Out to the Ballgame” A Night at the Saltdogs Monday, August 6, 2012

Lincoln Saltdogs vs. Wichita Wingnuts 6:00 Gates Open & First Pitch is at 7:05 p.m. Picnic and Game Cost: $20 Free for children under 2 (2 hot dogs, chips, cookie and beverage) Game Only Cost: $11 Keg Sponsored by Lincoln Federal Savings Bank RSVP today! 402-423-4225

Scan this QR code with your smartphone to view the Lincoln Business Builder on the go! Need a QR code scanner? It’s easy and free to download an application from your service provider.

Find the Frog! Details on page 4.

www.facebook.com/ HBAofLincoln

nebraska title company

Powerhouse Residential Staff Featuring Chuck Pfenning Business Development Chuck Pfenning Business Development

“Chuck has years of experience and his knowledge, expertise and integrity are an asset to Nebraska Title Company as well as our customers. He has the natural ability to make home buyers feel at ease when making one of the biggest investments in their life.”

Favorite part of your job? Helping first time home buyers at their closing, seeing the joy and excitement on their faces.

Patrick Lutz, CEO, and General Counsel

How I got into the business? I was a real estate broker in the late 70’s and was asked to help out a local title company by doing closings for them. As they say; “the rest is history”.

Recent Book you finished? The Lions Game How will your business change in the next year? Our industry will rely less and less on paper and move into paperless closings.

About my family; wife Rita, daughter Angie and son-in-law, Ben. New granddaughter Stella Grace. One thing that makes your company different? Our Company was founded on service and accuracy. With our long time employees, we have the foundation and experience to handle all real estate transactions, and we choose to keep ourselves independent.

Trustworthy

Experienced

Accurate

Motivated Market Leaders

W W W. n e bwww.nebtitleco.com t i t l e c o. c o m 866.816.3180

President’s Message August 2012 Vol. 49, No. 8

Contents President’s Message 3 Upcoming Events 4 Congratulations 4 Sympathy 4 Schwinn Named Senior Life Director 5 Save the Date 5 International Builders Show 5 International Builders Show Article 6 Tech Can Reduce Cycle Time, Increase Profits, One Small Solution at a Time 7 Keep Unwanted Summer Guests Away 8 Five Questions about Long Term Care 11 HBAL Business Update 12 Adhered Window Flashing 13 Sporting Clay Shoot 14 Lot Erosion and Sediment Control: How the City is Responding 15 Lincoln Home Builders Care Foundation 16 LHBCF and Habitat for Humanity 17 HBAL’s The Big Catch 18-19 Renewals 20 Cancellations 20 Advertise With Us 21 Directory Changes 21 Prospective Board Members 22 Jobsite Safety Handbook 22 Building Permits 22 Multifamily Starts Rebound in June 23 Made in America 24 NAHB in Partnership with the Learning Resource Network, Inc. 26

President’s Message Dan Klein, Sr., HBAL President Be a Hero! Say Thanks. Pass it on! Who is someone you have admired and never met? Maybe a business leader who did better than good for investors and the people who worked for them. Maybe a historical figure who made an outstanding contribution at great personal cost. Maybe a humanitarian who served selflessly for the benefit of others. Maybe a ….. who really made a difference in the lives of others even if for only a moment but the seed was sown and brought lasting results. Be a Hero! Say Thanks. Pass it on! Who is someone who even with a brief act, word or example made an uplifting difference in your life? Maybe an aunt or uncle, the person who gave you the opportunity in your first job, a youth pastor, a coach, a fifth grade teacher, an elderly neighbor or a person serving you or others in an outstanding way. Think back and recall one or three circumstances where someone made you smile, gave you a word of wisdom, helped you when you needed it or you received a random act of kindness. Be a Hero! Say Thanks. Pass it on! The impact on you, though it may have happened years ago, is recalled with appreciation, joy or just a smile. Some of the very small actions in life keep spreading waves of uplifting thoughts, behaviors, habits and recollections if we would only reflect and pass it on. Look daily to find someone who could use a word of encouragement, a commendation, a helping hand, or just a ray of sunshine when their day is cloudy. Maybe it’s just saying to your spouse, a child, a person who works for you or someone you have never met before, I appreciate you for I have been blessed by you because of ... Be a Hero! Say Thanks. Pass it on! Be a Wave Maker where you are. Be a Smile Maker today. “The seed was Invest into others like the Golden Rule. Be a Builder and sown and brought an Up-lifter of others.

lasting results”

Be a Hero! Say Thanks. Pass it ON!

HBAL Staff

Remodelers Council

Kayla Harrison, Jennie Korth & Ashley Murphy

Molly Johnson

Executive Committee

National Directors

Home Builders Association of Lincoln

Dan Klein, Sr., President

Steve Fulton, CGP

6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org

Mike Rezac, President Elect

Justin Johnson

Mike Kinning, 1st Vice President

Mike Rezac

Perry Haralson, 2nd Vice President

Lois Hartzell, GMB, CSP, Alternate

Dan Walker, Secretary

Mike Kinning, Alternate

Bob Bryant, Treasurer

Dan Klein, Sr., Alternate

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL. The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles. The annual subscription rate is included with your membership dues. Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

Lois Hartzell, GMB, CSP, Immediate Past President

National Life Directors

Mike Benker, Executive Vice President

Jim Christo, CGR, CGB, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Board of Directors Jeff Bielenberg, Eric Hoke, Ken Inness, CGP, Justin Johnson, Matt Kleinschmit, Jo Lewis, Mike May, Lori Pippitt, CKD, CGR, CAPS, Gary Reese, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Past Presidents Allen Barber, Mike Benker, Jerry Boyce, Mike Goings, CGP, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Dick Robison, Greg Shinaut, CGP, Ken Westerhold

3  Lincoln Business Builder

Upcoming Events | Congratulations | Sympathy

Calendar of Events Aug. 3

Remodelers Council Golf Tournament Wilderness Ridge Golf Course 8:30 a.m. Shotgun Start • $65 per person

Aug. 6

Night at the Saltdogs Haymarket Park 6:00 p.m. Picnic • 7:05 p.m. First Pitch

Aug. 9

Spike Party at Ribfest Pershing Center • 226 Centennial Mall South Lincoln, NE 68508 • Call HBAL to reserve seat 402-423-4225

Aug. 16

HOMEPAC HBAL Office • 6100 S. 58th Street, Ste. C 9:45 a.m.

Aug. 16

Board of Directors HBAL Office • 6100 S. 58th Street, Ste. C 10:30 a.m.

“Pig Out” at Ribfest! Summer fun with fellow Spikes! Thursday, August 9, 2012

Spikes “Pig Out” at Ribfest Join your fellow Spikes at Lincoln’s largest cookout! RSVP by August 1st (402-4234225)!

Congratulations Jason & Jennie Korth (HBAL)

They are the proud parents of a baby girl

Emery Elizabeth 7 lbs. 4 oz. • 19.5 Inches

Born June 25, 2012

Find the Frog! Find this guy in the Lincoln Business Builder and be the third person to call the HBAL office (402423-4225) with his location and your meal at the next General Membership Meeting is on us!

Only one call per member company will be allowed. Note that once you win, you are not eligible for 12 months. If there is not a third caller, the prize will not be awarded.

With Sympathy

Spike

2012

4  Lincoln Business Builder

Party

Our deepest sympathy to Steve Woltemath and Angie Leonhardt with Rainwood Interiors for the loss of Angie’s nephew.

Schwinn Named Senior Life Director | Save the Date | International Builders Show

J. Greg Schwinn Named a Senior Life Director of NAHB WASHINGTON, July 5, 2012 - J. Greg Schwinn of Lincoln was designated a senior life director of the National Association of Home Builders (NAHB) by the Association’s board of directors at their Spring Board of Directors’ Meeting in Washington, D.C., on June 9. “Serving the housing industry by participating on NAHB’s board of directors for more than 20 years is an incredible accomplishment,” said NAHB Third Vice Chairman Tom Woods. “NAHB commends Greg for his dedication to advancing housing opportunities for all Americans.” Greg Schwinn is the President of Schwinn Homes, LLC in Lincoln. He has been a member of NAHB for 31 years, and has served as a voting director for 20 years. In order to be designated as a senior life director, an NAHB builder or associate member must have attended at least two board meetings each year for 10 years before being elected as a life director, then two meetings a year for an additional 10 years to become a senior life director.

ABOUT NAHB: The National Association of Home Builders is a Washington, D.C.-based trade association representing more than 140,000 members involved in home building, remodeling, multifamily construction, property management, subcontracting, design, housing finance, building product manufacturing and other aspects of residential and light commercial construction. NAHB is affiliated with 800 state and local home builders associations around the country. NAHB’s builder members will construct about 80 percent of the new housing units projected for this year.

Save the Date!

Don’t Miss Out! Registration for the 2013 International Builders Show opens September 4th! 2013 Nebraska Builder Home & Garden Show February 7-10, 2013 Lancaster Event Center Contracts have been mailed! Call for details 402-423-4225

Get the latest information at the 100+ education sessions offered at IBS! Visit with over 900 vendors and nearly 50,000 attendees! January

22-24 in Las Vegas, NV www.BuildersShow.com

5  Lincoln Business Builder

International Builders Show

2013 NAHB International Builders’ Show Packs a Punch in Just Three Days Four days’ worth of exciting events and activities will be packed into three when the National Association of Home Builders (NAHB) International Builders’ Show lands in Las Vegas Jan. 22-24, 2013. This largest annual light construction tradeshow in the world is expected to attract 50,000 attendees and more than 800 industry suppliers. “It’s all about helping our attendees and exhibitors meet with each other in a much more efficient way,” said Mark Pursell, senior vice president of NAHB’s Exhibition, Marketing and Sales Group. “Tightening the trade show floor experience to three full days with expanded hours saves everyone money and results in a more productive experience for all.” Gone are the days when home builders, remodelers and designers had time to invest in what can turn into a full week of time away from their businesses when travel and other considerations are taken into account. “It’s a trend that professional convention and expo planners see in all fields – not just the home building industry,” Pursell noted. “Attendees are eager to get back to their businesses and put the new knowledge about, products, services and management to work right away. Businesses must be more nimble to thrive in today’s economy.” Flexibility and speed are also the thinking behind NAHB’s online and mobile Show planning tools, which attendees use to schedule meetings with exhibitors and choose from the

more than 165 educational sessions and networking events, he said. “At the same, we are investing into a wider selection of networking opportunities at the Show– which is what both attendees and exhibitors say they want,” Pursell said. There will be savings for Show exhibitors as well. “Dropping day four and adding an additional half hour to the schedule each day, allows exhibitors to save resources on an extra night of hotel accommodations, meals and other staffing and contractor expenses,” Pursell pointed out. “Surveys of IBS attendees tell us that builders prefer to be home during the weekends. Wrapping up the show on Thursday will allow everyone to do so – even those from the East Coast,” said Larry Swank, chairman of NAHB’s Conventions & Meetings Committee and a home builder from Mishawaka, Ind. “This is a great solution for all of us – and a way to stay ahead of trends in the industry.”

Camherdz Services Corporation Painting

Interior, Exterior, Commercial, Residential New, Repaint

Decks

Power Washing, Staining

Floors

Sealers, Epoxies, Urethanes

E S FRE ALWAY ES AND AT ESTIM RDABLE AFFO INTING PA ELITE SERVICE R AT YOU

Specialty Coatings

To include Epoxies and Urethanes on walls

Hector Hernandez 2240 S. 46th Street Phone: (402) 580-0870 Fax: (402) 438-6937 Lincoln, NE 68506 Email: camherdzsvcs@neb.rr.com 6  Lincoln Business Builder

Tech Can Reduce Cycle Time, Increase Profits, One Small Solution at a Time

Tech Can Reduce Cycle Time, Increase Profits, One Small Solution at a Time A Variety of Options for Helping Subs Hop Aboard, Stay on Schedule Just starting to look at technology solutions for your building business? You don’t have to deploy a massive new program in one fell swoop to decrease cycle time, improve the quality of bids, and simplify the billing process, say experts in home building, management, and IT. The key of where to start is to really look inward,” says Bill Allen, president of William A. Allen Consulting. “How do we improve production, selections, purchasing? Look at the areas where you want to get faster and better.” Allen says the solution you’re seeking might be as simple as emailing information to your subs, rather than having them waste time in your office — time they might better spend bidding your project or working on a job site. Having purchase orders automatically faxed or emailed to assigned subcontractors upon job release is actually a logical first step toward full automationRick Corry, CEO of BuildLinks, Inc., says and perhaps a more manageable solution for small volume builders. Cypress Homes Chief Operating Officer Brad Ervans says his company started “with small victories.” Setting up email accounts for trade contractors, for example, was a manageable investment that has helped increase gross profits — and decreased stress — many times over. Ervans says he has been questioned repeatedly by smaller production builders about whether it is really necessary to invest hundreds of thousands of dollars to implement new

technology. “I don’t want that to be a limitation when people think about IT and automation,” he says. The more important point is that “you need to decide on where you want your company to be in five years and then build an IT foundation that can support those efforts.” “You can’t automate all at once,” he says. “You have to do it one step at a time.” And you don’t have to be an IT expert or management guru, says Allen. “Look at things that waste people’s time and cause duplication,” he says. “They beget the design of what you automate.” Four Common-Sense Tips Correy and Allen advise: • Notify your subcontractors that automation is happening • Test technology solutions in house first • Conduct a pilot with subcontractors • Plan for exceptions Yet don’t be surprised that, when you try something different, your trades balk. “You will get resistance, not only from your subs, but from your superintendents, from your field managers,” says Ervans. “They will view it as more work.” However, once they see how much faster they get paid, your subs will respond positively to the “new” technology, Ervans says. Cypressis able to pay four to five days following job completion, while overall cycle time has been halved. “We started with our mason,” he says, cutting cycle time on masonry work from roughly a month to about two weeks. “Time of construction is what we’re trying to reduce. You need to know what your time of construction is and set a goal for where you want it to be,” Ervans says. “Some builders have sold themselves out of business because they couldn’t keep up,” he says, while his company offers customers a guarantee that they will close on their home six months after a contract is signed. Looking for Information on Software and Technology? NAHB Has Solutions for You Go to a popular search engine like Google or Yahoo, type in “construction software,” and, guess what? You’ll get about 213 million results. For more information about this item, please contact Natalie Holmes at 800-368-5242 x8201 or via email at nholmes@ nahb.org.

7  Lincoln Business Builder

Keep Unwanted Summer Guests Away

Keep Unwanted Summer Guests Away Summer is a great time to entertain visiting friends and family. There are some guests, however, that you shouldn’t allow into your home — pests such as ants, roaches, rats and termites. Pest infestations are more than a nuisance. It is important to protect your family from disease due to food contamination and allergens and your property from wood and foundation damage caused by ants, mice and termites. The cost for a home owner to treat an existing pest problem averages more than $1,000 — which doesn’t include the cost to correct the damage that has already been done. Termites alone have been estimated to cause $5 billion worth of damage in the U.S. every year, according to the National Pest Management Association.

Here are some steps you can take now to help keep your home pest-free for years to come.

Inside Your Home The U.S. Environmental Protection Agency (EPA) recommends a few things you can do inside your house to control future infestations: • Starve them out — keep a tight lid on the trash and empty it often. Clean up spills immediately and store food such as cereal, flour and sugar in plastic containers rather than in their original packaging. • Dry them out — some pests, such as cockroaches, can survive a long time without food, but need water more often to survive. To shut off their supply, be sure to fix leaky faucets, radiators, dishwashers and washing machines immediately and empty flower pots and plant stands of excess water. • Keep them out — seal cracks and openings along baseboards, behind sinks, and around pipes and windows. Repair holes in door and window screens.

Outside Your Home Pests enter your home from the outside, so you will also need to prepare the exterior of your house to keep pests out: • Look for cracks and holes on the outside of your home and seal them up. Be sure to include points where utility lines enter the house. Also address damage to the basement foundation and windows. • Check your landscaping. Rake mulch away from the base of your home and keep it to a minimum to allow for adequate drainage. Trim back tree branches and bushes so they do not make contact with the house. Remove tree stumps from your yard. • Keep firewood piles stacked outside of your home neat, away from the house and off the ground. • Make sure basements and attics are well ventilated and dry. • Head up to the roof to look for any rotted or decaying shingles. • When you’re looking at your roof, also check that your gutters are free of debris.

•r ' Fireplaces r 'JSFQMBDFT JSFQMBDFT • Fire Pits rr 'JSF 1JUT 'JSF 1JUT • Finishing rr 'JOJTIJOH 'JOJTIJOH Touches • Outdoor Kitchens 5PVDIFT P 5PVDIFT & Patios

r .BJMCP YFT r .BJMCPYFT

These simple steps now can save you a lot of headache and money down the road from these unwanted visitors. You can find more information about pest-free protection on EPA’s website at www.epa.org/pesticides. www.BaltazarsStone.com

402-614-8006 402-614-8006

14981 Grover St. Omaha

8  Lincoln Business Builder

YOU’RE GOOD TO GROW. Whether you’re a new lawn-maintenance business or a wellestablished, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such Whether you’re a newalawn-maintenance business or a well established, Whether you’re new lawn-maintenance business or acurvedwell-full-service as roomier operator stations, quieter pressurized cabs, landscaping company, your business will thrive with the help of John Deere D-Series Skid established, full-service landscaping company, business glass doors, and optional electrohydraulic (EH)input from landscapers Steers andswing-out Compact Track Loaders (CTLs). Designed withyour extensive thrive with the help of John Deerecultivate D-Series Steers with andwill other customers, these capable compacts productivity joysticks. Uptime-boosting advantages includemore aSkid V-plenum enhancements such as roomier operator stations, quieter pressurized cabs, and Compact Track Loaders (CTLs). Designed with extensive cooling system, hydraulic-driven reversing fan, and wide-open curved glass swing-out doors, and optional electrohydraulic (EH) joysticks. input from landscapers and other customers, these capable engine-compartment more than 100 Worksite Uptime-boosting advantagesaccess. includePlus, a V-plenum cooling system, hydrauliccompacts cultivate more productivity with enhancements such driven reversing fan, andare wide-open engine-compartment access. Plus, more Pro™ attachments available. So whether you are laying than 100 Worksite Pro™ attachments are available. So whether you are as roomier operator stations, quieter pressurized cabs, curvedsod, seeding, grading, tilling, trimming, planting, installing laying sod,swing-out seeding, grading, trimming,electrohydraulic planting, installing(EH) glass doors, tilling, and optional hardscapes, or whatever else, you’re hardscapes, or whatever else, you’re good to good grow. to grow. joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-openContact us today. Murphy Tractor & Equipment Co. Murphy Tractor & Equipment Murphy Tractor & Equipment Co. engine-compartment access. Plus, more than 100Co.Worksite 220810 Highway 92 3701 South Jeffers 9751 S 148TH Street Pro™ attachments are available. So whether Gering, NE 69341-5200 North Platte, NE 69101 you are laying Omaha, NE 68138-3898 (308)sod, 436-2177 (308)trimming, 534-7020 (402) 894-1899 seeding, grading, tilling, planting, installing hardscapes, or whatever you’re good to grow. Murphy Tractor & Equipment Co. else, Murphy Tractor & Equipment Co.

YOU’RE GOOD TO GROW.

3204 S Engleman Road Grand Island, NE 68803-6621 (308) 381-0741

6100 Arbor Road Lincoln, NE 68517 (402) 467-1300

Bob Nohavec Plumbing

420-1552

Service • Remodeling • New Construction Free Estimates Bob Nohavec, Master Plumber 3400 S. 6th Street, Lincoln, NE 68502

10  Lincoln Business Builder

A & D Auto-Truck Service

“Your Total Vehicle Service & Repair Center”

Special discount for HBAL Members! 10% discount on a service or repair First-time customers only.

“We Specialize in Fleet Service and Repair.” Open: Monday-Friday 6:30 a.m.-5:30 p.m. Phone: 464-3211 5940 Colfax Avenue

Five Questions about Long Term Care

Five Questions about Long Term Care 1. What is long-term care?

Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: • Skilled care: Generally round-the-clock care that's given by professional health care providers such as nurses, therapists, or aides under a doctor's supervision. • Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care. • Custodial care: Personal care that's often given by family caregivers, nurses' aides, or home health workers who provide assistance with what are called "activities of daily living" such as bathing, eating, and dressing. Long-term care is not just provided in nursing homes--in fact, the most common type of long-term care is home-based care. Long-term care services may also be provided in a variety of other settings, such as assisted living facilities and adult day care centers. 2. Why is it important to plan for long-term care? No one expects to need long-term care, but it's important to plan for it nonetheless. Here are two important reasons why: The odds of needing long-term care are high: • Approximately 40% of people will need long-term care at some point during their lifetimes after reaching age 65* • Approximately 14% of people age 71 and older have Alzheimer's disease, a disorder that often leads to the need for nursing home care** • Younger people may need long-term care too, as a result of a disabling accident or illness The cost of long-term care is rising: Currently, the average annual cost of a 1-year nursing home stay is $74,820* and in many states the cost is much higher. In the future, longterm care is likely to be even more expensive. If costs rise at just 3% a year (a conservative estimate), in 20 years, a 1-year nursing home stay will cost approximately $135,133. *National Clearinghouse for Long-Term Care Information, U.S. Department of Health and Human Services, 2011

Waddell & Reed

1001 S. 70th Street, Suite 201 Lincoln, NE 68510 402-484-7526 800-399-4468 www.lincoln.wrfa.com www.lincoln.wrfa.com

Brian Willet, CMFC Financial Advisor bwillet@wradvisors.com bwillet@wradvisors.com

Let Us Help You Make The Most of Your Financial Future    

Personal Financial Planning Investments Retirement Planning Business Financial Planning

   

IRA Rollovers Long-Term Care * Risk Management * Estate Planning

Financial Planning - Investments - Insurance Solutions *Insurance products offered through insurance companies with which Waddell & Reed has sales arrangements

**Alzheimer's Association, 2011

The Rising Cost of Long-Term Care

3. Doesn't Medicare pay for long-term care?

Many people mistakenly believe that Medicare, the federal health insurance program for older Americans, will pay for long-term care. But Medicare provides only limited coverage for long-term care services such as skilled nursing care or physical therapy. And although Medicare provides some home health care benefits, it doesn't cover custodial care, the type of care older individuals most often need. Medicaid, which is often confused with Medicare, is the joint federalstate program that two-thirds of nursing home residents currently rely on to pay some of their long-term care expenses. But to qualify for Medicaid, you must have limited income and assets, and although Medicaid generally covers nursing home care, it provides only limited coverage for home health care in certain states.

4. Can't I pay for care out of pocket?

The major advantage to using income, savings, investments, and assets (such as your home) to pay for long-term care is that you have the most control over where and how you receive care. But because the cost of long-term care is high, you may have trouble affording extended care if you need it.

5. Should I buy long-term care insurance?

Like other types of insurance, long-term care insurance protects you against a specific financial risk--in this case, the chance that long-term care will cost more than you can afford. In exchange for your premium payments, the insurance company promises to cover part of your future long-term care costs. Long-term care insurance can help you preserve your assets and guarantee that you'll have access to a range of care options. However, it can be expensive, so before you purchase a policy, make sure you can afford the premiums both now and in the future. The cost of a long-term care policy depends primarily on your age (in general, the younger you are when you purchase a policy, the lower your premium will be), but it also depends on the benefits you choose. If you decide to purchase long-term care insurance, here are some of the key features to consider: • Benefit amount: The daily benefit amount is the maximum your policy will pay for your care each day, and generally ranges from $50 to $350. • Benefit period: The length of time your policy will pay benefits (e.g., 2 years, 4 years, lifetime). • Elimination period: The number of days you must pay for your own care before the policy begins paying benefits (e.g., 20 days, 90 days). • Types of facilities included: Many policies cover care in a variety of settings including your own home, assisted living facilities, adult day care centers, and nursing homes. • Inflation protection: With inflation protection, your benefit will increase by a certain percentage each year. It's an optional feature available at additional cost, but having it will enable your coverage to keep pace with rising prices. Your insurance agent or a financial professional can help you compare long-term care insurance policies and answer any questions you may have. The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet. It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements. Copyright 2012 - Broadridge Investor Communication Solutions, Inc., all rights reserved. Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies. Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402-484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

Waddell & Reed, Inc. Member SIPC

11  Lincoln Business Builder

HBAL Business Update

HBAL Business Update NSHBA Update By: Mike Benker

In the April 2012 Lincoln Business Builder, notice was given by the HBAL Board of Directors of its petition to the NAHB to decertify the NSHBA. The process continues to move forward with the continued support of the Metro Omaha Builders Association (MOBA). At the June 6-9th NAHB Board of Directors Meeting and Legislative Conference, NAHB acknowledged the petition. Discussions were held at the National Area Chairman’s Meeting, the NAHB Senior Officers Meetings, in the hallways and before and after many of the committee meetings. The NAHB requested the Local HBA Presidents meet and try to work out their differences rather than continue to ask for decertification of the NSHBA. On Wednesday, June 6th in Washington, D.C., NAHB 3rd Vice President Tom Woods, NAHB Area 11 Chairman (NAC) Phil Rhees and NAHB Attorney Dan Durden facilitated a meeting of the Nebraska Local HBA Presidents for a discussion to identify and resolve issues brought forward with the petition. After two hours with the facilitators, the Presidents continued the discussion on their own for an additional two hours. By the end of this meeting it was decided to reconvene in Grand Island, Nebraska on June 15th to continue the discussion with the NAC Phil Rhees traveling from Oklahoma to attend, moderate and be a resource from the NAHB. On June 15th, NAC Phil Rhees attended the four and one half hour discussion along with each of the Local HBA Presidents from Nebraska. The Local HBA Presidents are Jerry Standerford (MOBA), Dan Klein, Sr. (HBAL), Todd Enck (CNHBA), Gene Knaggs (WCNHBA), Rod Christmann (NPHBA), Steve Long (CHBA) and Don Wisnieski (NHBA). Dan Klein, Sr. and other Presidents felt enough had been accomplished at this meeting to justify one more meeting to put the finishing touches on a possible compromise. The additional meeting was scheduled for June 26th in Grand Island, Nebraska. The Local HBA Presidents met for approximately five hours on Tuesday, June 26th. At the conclusion of the meeting, it was clear the Local HBA’s would not agree unanimously on the proposed bylaw changes. On June 26th, a request was made for the NSHBA to hold a Board of Directors Meeting in order for a vote to be taken prior to the NAHB Fall Board of Directors Meeting in Austin, Texas September 13-15, 2012. As of July 25th, 2012, notification of this meeting has not been received. One or more copies of a letter from NSHBA Treasurer Stan Poff dated July 17th was received by many HBAL and MOBA members. The HBAL is aware of the referenced NSHBA bylaws and continues to work with NAHB and NSHBA to resolve issues pertaining to the policy and bylaws of the NSHBA. 12  Lincoln Business Builder

In the April edition of the Lincoln Business Builder, the question was asked, “What does all of this mean for our company?” The goal to the membership of the HBAL is to continue to grow and improve upon the events, advocacy, communications, education, leadership training and networking already in existence. New and improved features are in development in order to begin to reach these goals later this year. The next question is possibly, “How long is this going to drag on?” It was the desire of the HBAL Board of Directors for this to be handled at the 2012 NAHB Spring Board of Directors Meeting and Legislative Conference in June. The involvement of the NAHB over the past few months has better allowed the NAHB to understand the issues. The HBAL Task Force is currently preparing for the 2012 NAHB Fall Board of Directors Meeting which will be held in September. The HBAL Board of Directors intends for some form of resolution or closure to happen in September. Each member of the Home Builders Association of Lincoln is important. If you have questions or concerns regarding this article or your membership, please contact the HBAL office at 402-423-4225.

Your Building Envelope Specialist!!

• Solving problems for contractors with Icynene foam since 1995. • Spray foam is only as good as the installers. • Both open cell and closed cell insulation available. Contact Rick @ 402-643-2340 or 402-641-1254 rickmcconnell@inebraska.com www.mcconnellthermalservicesllc.com

Adhered Window Flashing

1. Apply the Water-Resistive Barrier (WRB) horizontally with the upper layer lapped over the lower layer a minimum of 2 inches. Cut an “X” in the WRB at the wall opening. Wrap the WRB and staple over the trimmer studs and sill plate. Trim the WRB at the top of the opening even with the bottom of the header. 2. Cut, fold up and temporarily secure the WRB above the header to allow for installation of the window and flashing. 3.The bottom sill plate shall have a 1/4 inch slope to the exterior (slope not required if the window is installed per #8). Install sill flashing over the sill plate using adhered flashing or other approved method. Flashing shall extend beyond the rough opening and up the trimmer studs as shown. Do not apply sealant to the bottom flange. The sloped sill and pan flashing will allow any water that does get inside the wall to drain to the outside past the unflashed bottom nail flange. 4. Install window. Plumb, level shim and secure the window using the nail flanges. 5. Install vertical flashing over the nailing flange. Extend flashing beyond the top of the rough opening and to the bottom of the pan flashing as shown. Do not install flashing over the bottom nailing flange. 6. Install head flashing over nailing flange and over the wall sheathing. The head flashing must extend beyond the outer edge of the vertical flashing as shown. 7. Extend WRB over the head flashing and tape the ends. 8. Fill the space between the framing and the window using non-expanding insulation foam in layers per the manufacturer’s recommendation or other approved method.

13  Lincoln Business Builder

Sporting Clay Shoot

Shooter Registration

Sporting Clay Shoot Friday, October 26, 2012

10:30 a.m. Check-in & Side Games Begin 12:30 p.m. Rules & Regulations

(must be present in order to shoot)

1:00 p.m. Shoot 4:30 p.m. BBQ

Name:

• “Shot Gun” start at 1:00 p.m. • Cost is $65 per shooter and includes 100 rounds (12 gauge) per person, course fees and BBQ. • Bring 12 gauge shot gun (limited number available at club house if needed). • Eye protection and ear plugs required (available at club house if needed). • Must be present at 12:30 p.m. for Rules & Regulations to shoot. • Teams of approximately 5 will complete the 15-station course shooting “true pairs,” “report pairs,” etc. • Prizes will be awarded during BBQ following the shoot. • Warm-up Trap and Novice Lessons available starting at 10:30 a.m. • Dress appropriately for the weather and lots of walking. • No alcoholic beverages allowed. Oak Creek Sporting Club 2890 “W” Rd Phone: 866-625-4868 3 miles east & 1-1/8 miles south of Brainard, or 2 miles north of Loma.

Please register my team for the Lincoln Home Builders Care Foundation’s Sporting Clay Shoot

Go 6 miles out of Lincoln on Hwy 34 towards Seward to Hwy 79. Go 15 miles north on Hwy 79 to Valparaiso. Continue north on Hwy 79 out of Valparaiso 6 miles to Road H. Go west on Road H 6 miles to a T intersection. Go south (left) approximately 100 yards and the drive is on the left. Follow the signs along the farmstead road.

Company: Phone: E-mail: Don’t have a full team? No problem! We’ll team you up! l My other team members are: l Enclosed is $65 per shooter.

l I don’t shoot, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______. Pre-payment is required to shoot. Send registration form and check made payable to: Lincoln Home Builders Care Foundation 6100 S. 58th Street, Ste. C Lincoln, NE 68516 Fax: 402-423-4251 Email: info@hbal.org Volunteer and sponsorship opportunities are also available. Please contact the HBAL office at 402-423-4225 or info@hbal.org if interested.

14  Lincoln Business Builder

Lot Erosion and Sediment Control: How the City is Responding

Lot Erosion and Sediment Control: How the City is Responding “There’s mud all over in/on my street and I want to know what you’re gonna do about it.” This was a typical complaint that the City received from home owners in new construction areas in previous years. In 2002 the City of Lincoln was issued a permit by the State of Nebraska Department of Environmental Quality to regulate discharges to stormwater from construction site activity and other sources of stormwater pollutants. The City initially established a program to address construction site runoff that primarily focused on education. In 2007 the City worked with the local development and building community to draft and pass an ordinance to address construction site discharges. In addition to the erosion and sediment program for ‘large’ sites (sites one acre and over), the City of Lincoln was also responsible for regulating sites under one acre that are “part of a larger common plan of development or sale.” With the goal of implementing an individual lot erosion and sediment control program that was straight forward, fair and equitable, it was felt it should not be as burdensome as the requirements for ‘large’ sites. As a result the City came up with a relatively simple two page permit and streamlined process for erosion and sediment control on individual lots. In addition to the streamlined permit the City put together a erosion and sediment control Best Management Practice (BMP) guide for local home builders that was brief and had photos of each individual BMP (available at the Building and Safety Department at 555 S. 10th Street and the HBAL office). In efforts to provide “a fair and equitable program” the city also looked at where and how BMPs need to be installed. Options such as grading the lot a couple inches lower than the back of curb or building a berm behind the curb to keep sediment on site, are examples of BMPs that have worked well and are of relative low cost to the builder. With regard to the individual lot program, after five years of implementation, the City and builders have accomplished quite a lot. The City with the builder’s help have implemented a streamlined permit, collaborated on a straight forward BMP installation handbook, reduced the number of cases going to the Law department for enforcement and have seen a significant reduction in annual public complaint numbers. The City inspector that implements the individual lot construction program (Terry Ullsperger) was recognized in 2011 by the Home Builders Association of Lincoln as “Employee of the Year” for his efforts in being helpful and working with individuals to achieve compliance. The individual lot program has also been recognized nationally by the National Association of Home Builders (NAHB) and the City has received calls from other municipalities interested in the program. We still get an occasional “what are you going to do about that” call, but they are a lot lesser thanks to the implementation of the individual lot program and to the efforts of Lincoln’s homebuilders. This article was provided by Ben Higgins, Public Works. Ben may be contacted at 402-441-7589.

Almost Any Brick You Use Can Last for Hundreds of Years. So Be Particular.

ANKEE HILL BRICK manufactures the highest quality FBX brick in a color palette ranging from the traditional reds and buffs to the innovative pinks, maroons, and lavenders. Standard and custom color ranges, sizes, and shapes are our specialty. Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick. Rely on Yankee Hill to supply your project with the nest of materials.

3705 S. Coddington Lincoln, NE 68522

(402) 477-6663

Face brick Paving brick Thin brik veneer Pool Coping Ceramic tile and marble Keystones Address & entry signs Brick mural & ornamentation Crushed landscape brick

4212 S. 133rd Street Omaha, NE 68137

(402) 330-2751

15  Lincoln Business Builder

Lincoln Home Builders Care Foundation

LINCOLN HOME BUILDERS CARE FOUNDATION Affiliated with the Home Builders Association of Lincoln

EDUCATE – PROVIDE – ASSIST

The Home Builders Association of Lincoln is pleased to announce that its application to establish the Lincoln Home Builders Care Foundation has been approved by the Internal Revenue Service. The Foundation has been formed as a public charity to: C C C C

Educate the youth of Lincoln and the surrounding area about the home building industry Provide scholarship assistance to graduating high school students and NAHB Chapter members who wish to enter the construction industry Assist low-income families in gaining suitable housing, including providing funds to Lincoln/Lancaster County Habitat for Humanity Perform charitable projects such as the annual wooden toys for Santa Cop and other projects that are appropriate

MISSION STATEMENT

The Lincoln Home Builders Care Foundation was established in 2009 as a 501(c)(3) charitable, non-profit organization dedicated to the future of the home building industry in Lancaster County. The Lincoln Home Builders Care Foundation's mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational programs. The Foundation will accept tax deductible contributions to establish scholarships and other programs. Proceeds from the annual golf tournaments and the October sporting clay shoot will be directed to the Foundation.

RECOGNITION OF SUPPORT

When you make a contribution to the Lincoln Home Builders Care Foundation, you will receive recognition in the following ways: News release announcing donation ($2,000 or more only) Donor receives a plaque ($1,000 or more only) Recognition at HBAL Membership Meeting Listing on the HBAL website, www.hbal.org Letter of thanks from the HBAL Board of Directors

CONTRIBUTION LEVELS

Following are the tax-deductible contribution levels for you to consider: “ $2,000 or more “ $1,000-$1,999 “ $500-$999 “ $250-$499 “ $1-$249

I want to show that Lincoln=s home building industry cares. A check is attached for my tax-deductible gift, payable to the Lincoln Home Builders Care Foundation. Level:

Amount: Company:

Name: Address:

Email:

Phone:

Please detach and mail to th Lincoln Home Builders Care Foundation - 6100 S. 58 Street, Suite C, Lincoln, NE 68516

16  Lincoln Business Builder

LHBCF and Habitat for Humanity

Home Builders Association of Lincoln’s Sixteenth Home for Habitat for Humanity Address: 1601 SW 27th Street, Lincoln Family: Murat & Zahra Khalaf and their three children Scheduled for Fall 2012

HBAL has committed to once again build a home for Habitat for Humanity. We need to get your commitment with this project. We need new volunteers and the continued support and assistance of those who have helped in the past. The benefits of helping with this project cannot always be measured. However, we do know that we will be providing a safe and decent home for a family whose whole life will change once they have a place to call their own. Everyone needs a place to call home.

Volunteers Needed Volunteers are needed for this worthwhile project. We need volunteers from the trades...so please let us know what you would be willing to do. Remember, you don’t have to be an “expert” to assist with this project. We also need people to wash windows, paint, clean, and many other tasks that don’t require a certification. Our goal is to complete the home in a two to three week build. It’s a great feeling to work on a Habitat house.

Donations Needed We need donations of materials. If you can assist in this manner, please contact us. This is a worthwhile project, and your donations are very much appreciated and tax deductible.

“Habitat is a hand-up, not a hand-out. Each family is required to make a monthly mortgage payment that pays back the cost of the Habitat house which averages about $70,000. Typically, the 30 year loan requires monthly payments of about $450-$500 with approximately $250 being applied to tax and insurance escrow. Additionally, the family must provide 400 hours of “sweat equity” to Habitat; at least 200 hours must be on their own house. The family is also expected to take part in various Habitat functions throughout the year.” -Dan Walker, Community Service Chairman. If you have questions, call Jerr y Boyce at 402-310-6328 or Mike Benker at 402-423-4225 Please fax (402-423-4251) or mail this form to HBAL. You may also email your response to mbenker@hbal.org

2012 Habitat for Humanity Build I would like to help with______________________________________________________ I cannot help, but here is my check for $_____________ Name__________________________________________ Company_________________________________________ Phone__________________________________________ Email ___________________________________________ Thanks for helping us build Lincoln - one house at a time.

17  Lincoln Business Builder

HBAL’s The Big Catch

the

BIG

with Harbor Master

catch

Mike Rezac Buying a license doesn’t guarantee you a fish. HBAL will provide you with special tackle to help you find the fish and reel ‘em in. All you have to do is cast! Contact the HBAL office for: • a list of potential members • membership packets to mail or email

Starting June 1, 2012, HBAL members will launch their boats looking for The Biggest Catch! For each new member, you will increase your rank on the boat. • • • •

Deck Hand = 0-1 new members First Mate = 2-3 new members Commander = 4+ new members Captain = 4+ new members & leads team in catches

Tackle Box

Every great fishermen has an array of bait to catch their fish. Here are some helpful tips to reel in new members! • Industry Activism - The National Association of Home Builders is comprised of more than 800 state and local builders associations. HBAL actively monitors local, state and national actions and alerts you of changes that matter to you. • Networking - HBAL gives members the benefits of having more in common than just their trade. Through HBAL, members have the ability to network and buy from one another. Many of the top area builders are a part of HBAL. • Industry Information - Through HBAL and NAHB, the amount of industry information accessible is unparalleled. The many resources available ensure you are as up-to-date as you choose to be. • Educational Opportunities - HBAL offers a wide variety of classes for their members at a discounted rate. It allows members to maintain their high standard of excellence through educational opportunities.

Membership in HBAL doesn’t cost, it pays! 18  Lincoln Business Builder

Launch your boat, bait your hook and cast your line to reel in new members and prizes today!

Current Standings (As of June 14th Board Meeting)

Sea

Tim

brooke

e Bandit

Jim Crawford (1) • Morton Buildings

Wizard

rthwestern

HBAL’s The Big Catch

In it to win it!

New Incentives to cast those reels even farther!

Monthly Prizes (July through October)

$100 Cabela’s Gift Card Drawing

Each new member increases your chance to win!

Individual Prizes

These will be awarded to the best fishermen at the end of the contest!

Don’t miss your chance to win big!

1st Place - $500 Visa Gift Card 2nd Place - $400 Visa Gift card 3rd Place - $300 Visa Gift card

Adam Flanagan

Construction and Real Estate Lending Ofﬁcer

Scott Williamson

Vice-President Mortgage

Susan Bredthauer

Vice-President Mortgage

Strong Foundations Begin With Great People

West Gate Bank recognizes that people make the difference. Our staff is knowledgeable, experienced and committed to providing excellent service.

When it comes to cabinetry, Millard Lumber offers a vast and diverse selection. Whether it’s a color, finish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also offers installation for all cabinets and hardware. 11200 N. 148th St., Waverly NE

402.786.3030

M-F 7:30am - 5pm

Whether you are building, buying or reﬁnancing your home, experience the West Gate Bank difference. Create your customized loan program today. Lincoln’s Bank westgatebank.com 402-434-3456

EQUAL HOUSING

LENDER

member FDIC

19  Lincoln Business Builder

Renewals | Cancellations

Thanks for Renewing Your Membership!

If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY!

(Please allow 60 days for names to appear on this list.)

Alarmlink USA

Sorry to See You Go! Clearwater Pools

Bugbee Homes, 10 years

Farmer’s Cooperative

BAJCO Construction, 3 years Smetter Custom Homes, 5 years

Lemke Custom Homes

Waddell & Reed, 13 years

MetLife Home Loans

Time Warner Cable Media Sales, 3 years

Quality Fence

TECHMASTERS, 2 years

Remodel Solutions

Keystone Homes, 12 years INSPRO Insurance, 2 years

Moving?

John Henry’s Plumbing, Htg. & A/C, 12 years Murphy Tractor & Equipment Co., Inc., 5 years Stephens & Smith Construction Co., 30 years Residential Drafting Services, Inc. (RDS), 11 years Prairie Gold Housing, Inc., 8 years Bison Electric Co. Inc., 7 years Stonybrook Homes, Inc., 7 years B Squared Construction/Natural Floors, 1 year JL Exteriors, Inc., 4 years Don Johnson Homes, Inc., 24 years

Be sure to contact the HBAL Office at 402-423-4225

EMO Flooring Company, 10 years Capital City Exteriors, 5 years R & D Custom Homes, 16 years Bob Nohavec Plumbing, Inc., 29 years Aspen Builders, Inc., 19 years Al’s Johns, 13 years Schwinn Homes, LLC, 20 years Schultz Construction, 35 years Krieser Drywall & Insulation, 2 years K-West Construction, 25 years Bonsall Pool & Spa, 26 years Earnest Well Drilling, Inc., 17 years Regal Building Systems, Inc., 19 years Vistar Homes, Inc., 8 years Contractors Siding & Window Supply, 19 years Land Escapes, Inc., 5 years Miller Landscapes & Construction, Inc., 18 years Union Bank & Trust Co., 23 years Olsson Associates, 19 years Krogman Tile Co., Inc., 23 years

Local service for the life of your mortgage loan. At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing. This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple. Stop by, call, or visit us online to learn more. 56th & South St.

CornhuskerBank.com

* Not all mortgage loans qualify for the local servicing program. Please contact a mortgage lender for details.

20  Lincoln Business Builder

402-434-2265

Member FDIC

Advertise With Us | Directory Changes

Advertise With Us!

HBAL offers a variety of advertising opportunities. Contact the HBAL office at 402-423-4225 for more information about advertising.

Lincoln Business Builder

Fall Parade of Homes

This monthly publication goes out to 750+ members of the building community in and around Lincoln. Advertising starts at $37/month.

Thousands of Guidebooks are distributed to visitors during each Parade of Homes. Advertising starts at $310.

www.HBAL.org

HBAL Membership Directory

Participate in HBAL’s online advertising program to attract qualified visitors to your website! Our banner program can help you reach Lincoln consumers looking for remodeling and home building suppliers and service providers. Advertising starts at $25/month.

The Membership Directory and Buyers Guide provides quick contact information for our members. Advertising starts at $125.

Directory Changes • Renee Bauer is the new principle for Prairie Gold Homes. Phone number: 402-434-3904. Fax: 402-441-4642. Email address: rbauer@prairiegoldhomes.com • Bob Peterson is now an affiliate member with Prairie Gold Homes. Phone number: 402-486-2267. Address: Eastmont Towers, Apt. 306, Lincoln, NE 68510.

All prices are subject to change.

Did You Know? The Blackberry cellular phone was originally going to be called the strawberry because the keys on the phone resemble the small seeds of a strawberry. - The Amazing Fact Generator

• John Wiechmann is the new principle contact for Midwest Housing Equity Group. Phone number: 402-334-8899. Fax: 402-334-5599. Email address: JWiechmann@mheginc.com. • John Peterson is the new principle contact for John Henr y’s Plumbing. Email address: Jpeterson1@ jhlincoln.com • Mark Hesser, Pinnacle Bank, has new contact information. Phone number: 402-697-5954. Fax: 402-6978439. • New Traditions Homes now has a website. www.NewTradtionsHome.com/custom • The new address for McEwen Construction is 7150 S. 91st Street, Apt. 421, Lincoln, NE 68526. • The new address for RE/MAX Real Estate Concepts is 4141 Pioneer Woods Drive, Ste. 114, Lincoln, NE 68506. • The new address for Sadoff Iron & Metal Company is 5020 NW 39th Street, Lincoln, NE 68524. • The new address for Woita Homes is 3280 S. 31st Street, Lincoln, NE 68502. • Wayne Fuhrer is no longer an affiliate with Bielenberg Builders.

Your Hometown Source For • House Beams • Columns • Brick Lintels • Joists & Deck • Miscellaneous Plate, Angle, Pipe & Tubing

APOLLO STEEL COMPANY Fabricating The Future of Nebraska 7200 Amanda Road, Lincoln, NE 68507 Phone: 402-466-8587 • Fax: 402-466-0594 21  Lincoln Business Builder

Prospective Board Members | Jobsite Safety Handbook | Building Permits

Calling All Members!

Donâ&#x20AC;&#x2122;t Forget!

The HBAL 2013 Board needs you! Pick up your copy of the Jobsite Safety Handbook for $9.00 from Hone a skill set that will aid you in your the Home Builders Association business, be involved in the decision making office while supplies last! process here at HBAL and make a difference for your trade.

If you are interested in becoming a member of the 2013 HBAL Board of Directors or on a HBAL Committee, please contact Mike Benker at 402-423-4225

Become Involved Today! Building Permits

City of Lincoln - 10 -Year Table

Jan. Feb. March April May June YTD

SF 98 103 136 145 186 183 851

Jan. Feb. March April May June Total Avg. Cost

2003 TH 8 33 24 26 98 27 216

19 13 34 52 57 59 234

MF 4 2 90 4 102 2 204

SF 74 73 137 124 113 107 628

2004 TH 8 9 18 22 33 52 142

2006 Cost 333,000 426,676 613,750 560,472 907,924 520,942 3,362,764 14,371

SF=detached single family - TH=townhouses - MF=multi-family (including duplexes)

MF 5 24 20 0 100 4 153

SF 54 66 92 80 88 96 476

2005 TH 21 10 11 16 12 37 107

MF SF 0 72 4 58 4 82 4 91 4 83 20 93 36 479

2006 TH 14 20 17 16 20 15 102

MF 0 2 16 60 16 68 162

SF 40 35 59 61 65 67 327

2007 TH 8 4 40 70 39 17 178

MF 4 12 112 66 0 64 258

SF 35 22 41 50 59 39 246

2008 TH 19 0 28 2 15 17 81

MF SF 6 11 4 29 2 30 2 30 4 38 10 60 28 198

2009 TH 14 2 14 14 28 4 76

MF SF 0 24 3 32 2 42 15 33 24 29 0 36 44 196

2010 TH 7 18 6 8 19 6 64

Remodeling Permits: Additions City of Lincoln - Detached Single Family - 7 Year Table

7 4 33 56 55 62 217

2007 Cost 87,400 314,300 1,283,155 539,511 818,301 481,374 3,524,041 16,240

9 9 36 62 52 19 187

2008 Cost 1,364,460 141,600 589,154 1,208,366 809,323 543,997 4,656,900 24,903

2 5 10 10 9 14 50

2009 Cost 52,000 125,240 206,900 198,413 183,000 297,872 1,063,425 21,269

6 3 11 19 9 12 60

2010 Cost 152,980 99,500 317,000 706,474 148,500 460,740 1,885,194 31,420

3 7 18 15 20 16 79

MF SF 2 22 60 26 8 42 0 28 0 39 4 34 74 191

2011 TH 0 0 10 26 14 18 68

2011 Cost 80,100 178,700 452,005 908,366 340,080 603,388 2,562,639 32,438

MF 4 20 180 3 44 0 251

2 5 10 11 20 7 55

SF 27 31 47 43 41 45 234

2012 TH 4 13 24 19 21 14 95

MF 0 144 36 24 0 8 212

2012 Cost 43,500 107,786 691,458 600,931 723,945 224,812 2,392,432 43,499

Remodeling Permits: Alterations

Jan. Feb. March April May June Total Avg. Cost

89 87 100 87 120 97 580

2006 Cost 1,007,372 967,125 1,147,674 706,214 1,042,668 985,229 5,856,282 10,097

City of Lincoln - Detached Single Family - 7 Year Table

88 78 107 88 115 97 573

22 ď ´ Lincoln Business Builder

2007 Cost 1,163,863 909,207 1,280,089 1,031,776 1,578,971 736,760 6,700,666 11,694

81 76 89 82 79 76 483

2008 Cost 907,619 947,505 800,412 877,275 723,878 662,915 4,919,604 10,186

71 76 72 85 65 89 458

2009 Cost 784,232 706,588 946,927 813,112 617,270 766,615 4,634,744 10,120

57 69 125 154 124 117 646

2010 Cost 502,454 600,743 1,229,150 1,386,859 931,223 754,480 5,404,909 8,367

69 79 104 133 111 112 608

2011 Cost 988,395 893,584 900,086 1,292,245 946,242 819,225 5,839,777 9,605

81 69 96 96 123 110 575

2012 Cost 804,484 565,929 1,055,957 871,985 1,544,337 1,093,867 5,936,559 10,324

Multifamily Starts Rebound in June

Multifamily Starts Rebound in June The Census Bureau’s preliminary estimate of starts in buildings with five or more apartments for June came in at 213,000 (at a seasonally adjusted annual rate). This is a 17 percent increase from May and reversed well over half of the previous month’s decline. (Month to month fluctuations on this order of magnitude are typical for multifamily construction.) On a year-over-year basis, five-plus starts were up 29 percent, reflecting the generally upward trend that has prevailed in this segment of the construction industry since the end of 2010. Multifamily Housing Starts (In Thousands, Seasonally Adjusted Rate)

Meanwhile, the rate at which new five-plus permits were issued declined 11 percent in June, to 241,000. Although not as high as the rate posted in March or May of this year, 241,000 is still the third highest seasonally adjusted five-plus permit rate on record since 2008, and is up 22 percent year-over-year. The number of five-plus permits in the pipeline (previously authorized but not yet turned into starts by the end of the month) also increased in June—by 5 percent, to 41,500. Although permits in the pipeline are not seasonally adjusted and the series tends to be volatile, 41,500 is the highest the unused five-plus permit number has been since early 2009. Overall, the multifamily plus permit numbers in the Census Bureau’s June construction report were relatively healthy and suggest that a five-plus starts rate in the neighborhood of 200,000 is sustainable over the short run. This article was posted on http://eyeonhousing.wordpress.com/ by Paul Emrath on July 19th, 2012.

23  Lincoln Business Builder

Made in America

iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii

Made in America Challenge Inspired by the All-American Home built entirely out of American-made products, HBAL would like to honor our own builders who use products made in America. Anders and Jake Lewendal, builders of the All American Home, have their own challenge of reallocating just 5% of spending to American-made products. You can find more information about their challenge and their list of suppliers at www.TheAllAmericanHome.com

Please complete the following information. Address of new home: Main suppliers used to build home:

Cost of American-made products: Total cost of home: The percentage of products made in America will place you into one of the following categories: 90% or more

White

80-89%

Blue

70-79%

Red

I certify that to the best of my knowledge and belief all of the information on this form is correct. Signature:

Date:

Print Name:

Company:

Please submit this form to the HBAL office no later than December 15, 2012. 6100 S. 58th Street, Ste. C • Lincoln, NE 68516 Fax: 402-423-4251 • info@hbal.org

iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii

iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii

24  Lincoln Business Builder

Where you live and work reflects a lifestyle choice. Krueger Development proudly designs our commercial centers to fit the needs of your business. Lincoln Trade Center is designed to showcase each business and attract clients and customers Lincoln Trade Center offers great visibility and an easily accessible location to help your business grow and expand.

Krueger Development Adding Value to Your Business 8200 Cody Drive, Lincoln, NE 68512

25 ď ´ Lincoln Business Builder

NAHB in Partnership with the Learning Resource Network, Inc.

NAHB in Partnership with the Learning Resource Network, Inc. NAHB has partnered with the Learning Resources Network, Inc. (LERN) to offer a variety of on-demand online courses and certificates through its learning platform, “UGotClass.” It is easy to participate in your online course. After you register, you will be given a Web address to get into your online classroom. You will have a password and use your email address and password to gain access. Students can register for all courses up to one week after the start date. Courses will stay open for one week after the end date to accommodate those who registered late. NAHB awards four hours of continuing education per month-long class. Once inside the online classroom, here’s what you can expect: •These courses are on demand, not live; however, you have instructor interaction through the discussion area. •In the online classroom, you can listen to audio lectures, view slides and even take an optional quiz to test yourself. •You may post written comments any time in the online discussion with your fellow participants and the instructor. Your instructor logs on once a day to answer questions, make comments and respond to comments by you and the other participants. For best learning, you should make one or more comments at two or three different times each week. •Many courses have online readings of up to 20 pages a week. •You may participate as little or as often as you like. The online

classroom is open 24 hours a day, seven days a week. There are no live real-time requirements or meetings. The content (readings, audio lectures, slides), self-quizzes, and discussion forum are accessible for the entire course, so you can work ahead, or go back and review again, and post comments or questions at your convenience. List of Courses Available: Facebook For Business Google Analytics Twitter Recruiting and Retaining Gen X and Gen Y Integrating Social Media in Your Organization Introduction to Social Media Marketing Using Social Media Improving Email Promotions Boosting Your Website Traffic Online Advertising Mobile Marketing Creating Cell Phone Apps Advanced Mobile Marketing Video Marketing YouTube for Business Learn more about these courses and register now at http://www.yougotclass.org/catalog-complete.cfm/NAHB. For more information, please contact Paula Pagano at 800-368-5242 x 8057 or ppagano@nahb.org.

It's the LOCAL Web! 402.483.7575 3133 S. 7th Street • Suite D

Fax 402.483.7577 info@pioneerprintinginc.com www.pioneerprintinginc.com

Lincoln's Official Web Site Directory Multi Color Printing Graphic Design Ad Specialties Bindery Services

Digital Color Copies Digital Black & White Engineering Copies Personalized Service

Providing Offset Printing & Digital Services in Lincoln since 1980.

You'll find hundreds of Lincoln Web sites indexed by keywords and categories.

LOG ON! www.citygold.com www.citygold.com

info@citygold.com Phone: (402) 420-9800 • E-mail: info@citygold.com

26  Lincoln Business Builder

27 ď ´ Lincoln Business Builder

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

ADDRESS SERVICE REQUESTED

Mention this ad and receive

*$35 New Patient Special includes exam and first treatment *Insurance rules apply

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

Dr. Kristin Morgan

(402) 421-1411

5700 Thompson Creek Blvd Suite 3 Lincoln, NE 68516

ENERGY STAR homes are a win, win, win proposition. ®

Homebuyers win because ENERGY STAR homes are more efficient, more comfortable and the lower costs of ownership allow them to put more money into their homes. Builders win because ENERGY STAR homes are more profitable to build. And the more we conserve, the more we all win. To learn more, contact Bob Ruskamp at 473-3275 or bruskamp@les.com.

www.les.com

Grand Opening of New Sam’s Club August 29th, 2012 8600 Andermatt Dr., Lincoln, NE 68526

Your new Sam’s Club will offer:

• Diesel Fuel • Premium & Regular Gasoline • Pharmacy/Optical • TMA/Photo Center • Commutation Center • Hearing Center

Come join our Grand Opening and receive up to a $25 gift certificate and a free Fresh, Fast and Fabulous cookbook, a $20 value!