Lincoln Business Builder (December 2014)

The LINCOLN BUSINESS BUILDER December 2014 Published monthly by the Home Builders Association of Lincoln

Volume 51 No. 12

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Join us Thursday, December 4 for HBAL’s Christmas Party

Comedian Magician

Joe Cole

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esre veR

Raffle

Meet us at Hillcrest Country Club for social hour starting at 6:00 p.m. followed by dinner at 7:00 p.m.

Please RSVP by November 26!

More info on page 5.

Scan this QR code with your smartphone to view the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application from your service provider.

In this issue...

• Nebraska Builders Home & Garden Show pages 6-8 • HBAL Election Night pages 12-13 • Santa Cop Project page 14-17

LOC

8.75x10.75_MA_Ad

1/9/13

10:38 AM

Page 2

National Association of Home Builders

Put your membership to work now.

Money-saving discounts that benefit your business, your employees, and your family

www.nahb.org/MA

President’s Message December 2014 Vol. 51, No. 12

Contents President’s Message 3 Calendar of Events 4 HBAL Christmas Party 5 2015 Nebraska Builders Home & Garden Show 6-8 HBAL’s Online Directory 11 Advertise on www.HBAL.org 11 HBAL Election Night 12-13 Santa Cop 14-17 HBAL All Star Membership Drive 18-19 Dangerous Deflation 21 New Code Cost Requirement Benefits Builders and Buyers 22 FHA Finances Back in Black 22 Eye on the Economy: Tracking Progress on the Housing Recovery 23 New Members 24-25 Renewals 25 Directory Changes 25 Cancellations 25 Building Permits 26

President’s Message Mike Kinning HBAL President The Santa Cop Project was a huge success! Thank you to those who contributed through donations, advance preparations or at Lincoln Northeast High School. Your efforts make a difference and are greatly appreciated!

The arctic cold came early this year. Please be safe when working or playing in the cold and also when using temporary heat at your job site or home. An additional and unnecessary challenge due to fire, loss of electricity or lack of fuel is not needed this time of year.

If you have not RSVP’d for the December 4th HBAL Christmas Party yet, I encourage you to start the season off with a little fun as we are entertained with the magic of Joe Cole. The Lincoln Home Builders Care Foundation will be conducting its annual Reverse Raffle where $25, gives you the chance to win $1,000. It’s sure to be an evening with great food and fun with friends!

Remember the Reason for the Season!

Home Builders Association of Lincoln

Executive Committee

Young Building Professionals Council

6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org

Mike Kinning, President

Matt Kinning

Mike May, President Elect

National Directors

Justin Johnson, 1st Vice President

Justin Johnson Mike Kinning Dan Klein, Sr. Jeff Bielenberg, Alternate Perry Haralson, Alternate Mike May, Alternate

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL. The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles.

The annual subscription rate is included with your membership dues.

Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

HBAL Staff Sam Gans-King, Michaela Harrison & Jennie Korth

Perry Haralson, 2nd Vice President Lori Wellman, CKD, CGR, CAPS, Secretary Bob Bryant, Treasurer Mike Rezac, Immediate Past President Mike Benker, Executive Vice President

Board of Directors Mark Aksamit, Taylor Ashburn, Jess Baker, CGP, Jeff Bielenberg, Roger Bumgarner, Ruth Hietbrink, Eric Hoke, Bo Jones, Matt Kleinschmit, Jerry Maher, CGP, CAPS, CGB, Lance Roach, Ken Svoboda

Remodelers Council AnDee Harris

National Life Directors Jim Christo, CGR, CGB, Steve Fulton, CGP, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens

Past Presidents Jerry Boyce, Mike Goings, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Greg Shinaut

3  Lincoln Business Builder

Calendar of Events

Calendar of Events Dec. 4

HBAL Christmas Party Comedian/Magician Joe Cole Hillcrest Country Club • 9401 East O Street 6:00 p.m. Social • 7:00 p.m. Dinner $35 per person or $30 per person for companies who bring five or more guests.

Dec. 10

Remodelers Council Christmas Party Hillcrest Country Club • 9401 East O Street 11:30 a.m. • $15 per person

Dec. 11

Board of Directors Wilderness Ridge • 1800 Wilderness Woods Place 11:00 a.m.

Dec. 25-26 Jan. 1-2

Christmas (Office Closed) New Years Day (Office Closed)

Happy Holidays We take selection, service and support to another level.

At Norandex our people are experienced building industry professionals who are genuinely interested in your business.

We distribute top quality, competitively priced windows, siding, roofing, doors and more, that are strongly warranted for performance.

And, the service, commitment and support to our customers is unmatched and unwavering.

Our customers deserve the best, and we deliver it.

Visit oNe oF our loCatioNs: 12201 Cary CirCle laVista, Ne 68128 (402) 334-8286 (800) 999-1494 Fax (402) 334-7994

4  Lincoln Business Builder

5601 N. 57th street liNColN, Ne 68507 (402) 464-7433 (800) 927-7969 Fax (402) 464-7437

www.norandex.com

HBAL Christmas Party

HBAL Christmas Party Featuring Magician Joe Cole Thursday, December 4, 2014

6:00 p.m. - Social • 7:00 p.m. - Dinner

Hillcrest Country Club 9401 East “O” Street

Cost: $35 per person or $30 per person for companies who bring five or more guests.

Joe Cole, a regular entertainer at the Upstream Brewery, created his stand-up act during his final days in college and began performing for the corporate world. In 2001 Joe had his first magic competition in New Orleans with magicians around the world and with his act received, “Best Close-Up Magician” and in 2002 received the “Most Original Act” award in New York City. Since then he has performed at the prestigious Magic Castle in LA where only the “best of the best” are invited to entertain. www.joecolemagic.com

esreveR For $25, you receive a chance to win

$1,000 CASH Only 200 tickets will be available for purchase at the HBAL Office or HBAL Christmas Party until sold out. Winner will be determined at the HBAL Christmas Party. You do not have to be present to win, but it would be a lot more fun if you were!

Proceeds will benefit the Lincoln Home Builders Care Foundation.

Raffle Here’s how it works...

• The reverse raffle is a raffle but backwards.

• You purchase a number from 1 to 200 for $25.

• Throughout the evening, numbers are drawn. As each number is drawn, it is removed from the display, eliminating the person who purchased the number.

• As the evening progresses and we arrive at the last three remaining numbers listed on the display, we will invite the contestants to join together on stage until the $1000 winner is determined!

5  Lincoln Business Builder

2015 Nebraska Builders Home & Garden Show

Nebraska Builders Home & Garden Show February 13-15, 2015 Me et a year’s worth of customers in just thre e days!

Contracts available at

www.hbal.org

6 ď ´ Lincoln Business Builder

Friday: 1:00 p.m. to 9:00 p.m.

Saturday: 10:00 a.m. to 8:00 p.m.

Sunday: 10:00 a.m. to 5:00 p.m.

2015 Nebraska Builders Home & Garden Show

2015 Home Show • Current Exhibitors current as of November 19 Contact the HBAL office at 402-423-4225 to reserve your booth space today!!

2K Landscape Design and Installation A Home Of Your Own A1 Cabinet & Granite ABC Seamless by Mastercraft Action Plumbing & Heating, Inc. Active Life Family Chiropractic Advanced Chiropractic Solutions American Electronics, Inc. American Institute of Architects-Lincoln Aqua Systems Architectural Glassarts Aspen Builders, Inc. BAJCO Construction Berkshire Hathaway HomeServices Ambassador Real Estate Better Business Bureau, Inc. Big Red Alert-ADT Security Dealer Blaz’n Grillworks/Setzer’s MFG Bonsall Pool & Spa Bristol Windows, Inc. Bryant Air Conditioning, Heating, Electrical & Plumbing Co. Capital City Exteriors Capital Overhead Door Co. Carpets Direct City of Lincoln - Public Works & Utilities Department, Watershed Management Division Comfort Techs, Inc. Cornerstone Chiropractic Centre Cornhusker Bank Creative Landscaping Cummins Sprinkler Custom Blinds and Design CUTCO Cutlery D. H. Merritt & Sons Sand, Gravel, & Ready-Mix Don Johnson Homes, Inc. Done Rite Installs LLC DuctMedic Air Duct Cleaning Earnest Well Drilling, Inc. EcoWater Systems of Lincoln Edward Jones Investments Elite Fencing, LLC Endicott Clay Products Co. ENERCEPT SIP BUILDING SYSTEMS Energy Armor Windows & Doors Energy Panel Structures Epp Concrete Construction Ernie’s Store Inc. - Ernie’s in Ceresco Fakler Architects, LLC Fireplace Stone & Patio First National Bank First State Bank Nebraska Fletcher Chiropractic Friesen Landscaping, LLC. Frosty Effects Construction, Inc. FUTURAMIC’S CLEAN WATER CENTER Gana Trucking & Excavating, Inc. General Excavating Landscape Supply Going Nuts Goings Homes, LLC Green’s Plumbing, Heating, Cooling & Remodeling

Handy Man Home Remodeling Center Harley’s Heating & Air Conditioning, Inc. Harrison Roofing Heartland Moving Heritage Builders, Inc. Heritage Homes Hickman Area Economic Development Association Hinrichs Fine Woods, Inc. Home Innovations Spas, Inc. Home Real Estate Home Solutions of Nebraska Homestead Homes of America, Inc. Innovations Siding & Windows Innovative Homes & Design, Inc. Invisible Fence Brand JL Exteriors John Henry’s Plumbing, Htg. & A/C J-Tech Construction Judson Irrigation, Inc. Kinning Design Build, Inc. Krieser Drywall & Insulation/A4K Heating & Air Krogman Tile Co., Inc. Liberty First Credit Union Lifetime Cookware, Inc. Lincoln Cabinet Lincoln Electric System Lincoln First Realty Lincoln Journal Star Lincoln Winnelson Co., Bath & Kitchen Idea Center Lincoln/Lancaster County Habitat for Humanity McConnell Thermal Services, LLC MD Aquatics Midwest Bank Midwest Exteriors, LLC - Bath Planet Nebraska Midwest Walls & Landscape, Inc. Milestone: Inspired Composites Miller Landscapes & Construction, Inc. Miracle Landscapes, Inc. MMCA International Morton Buildings, Inc. Moser Well Drilling & Service, Inc. Mr. Amoto Lawn & Tree Service NAC Kitchens & Baths Inc. National Furnace and Air Conditioning Nebraska Building Products Nebraska Furniture Mart NEBRASKA LOTTERY Nebraska Soybean Board Nebraskaland Siding & Windows Nebraska’s Home Improvement Center Neighbors Family Homes, Inc. North Country Windows & Doors ‘O’ Street Carpet Origami Owl Outdoor Solutions Pella Products of Omaha & Lincoln Pioneer Overhead Door, Inc. Prairie Home Builders, Inc. Precast Products & Landscape Village Premium Carpet Care, LLC

Quick’n Brite, Inc. Raymond Contracting, Inc. Raynor Doors of Nebraska, Inc. Ray’s Lawn & Home Care RDM Landscapes RE/MAX Real Estate Concepts REALTORS Association of Lincoln Reese Construction, Inc. Reimers-Kaufman Concrete Products Co. Reinke Shakes Remodel Green, Inc. Renewal by Andersen Reynolds Design & Remodeling Rezac Construction, Inc. Rybak Homes, LLC Sam’s Club Schulte Chiropractic Wellness Center Security Fence, Inc. Security First Bank Select Comfort Corporation Select Van & Storage Sesostris Shrine Center Seward County Housing Corp.

Shine-A-Blind Nebraska, Inc. Smoking Gun Jerky Softub Southwick Liquid Waste Star City Heating & Cooling Stephens & Smith Construction Co. Sticks & Stones Hardscapes, Inc. Stonebrook Roofing, Inc. Summerwind Resort Services Sunroom Designs of Nebraska Supreme Spa and Pool Supreme Surface Countertops Synergy Homes, Inc. Tailored Landscapes, LLC The Dryer Vent Dude, Inc. The Pampered Chef The Paper Puller, Inc. The Restoration Pros Thrasher Basement Systems Tillotson Enterprises, Inc. Tru-Built Construction Tupperware Union Bank & Trust Co. Union Title Company LLC United Country, First State Realty V2K Window Décor Vantage Pointe Homes, Inc. Vasa Construction, Inc. Versa-Lok Waddell & Reed Wardcraft Homes, Inc. Watkins Products Willet Construction, Inc. Window Option Specialists Window World Woods Bros. Realty Yankee Hill Brick & Tile Company

7  Lincoln Business Builder

2015 Nebraska Builders Home & Garden Show

Marketing Opportunities on

www.NebraskaHomeAndGardenShow.com

Promote your business before the show! o

Sidebar Ad

$200*

Upgrade Listing

$60

Dimensions: 200 x 200 px File format: GIF or JPG Resolution: 72 pixels/inch

Move your company to the top of the category listing! For each category your company is listed in, your information will be bumped to the top of the list and highlighted.

Includes your company logo and short description as described below.

o

Add a Logo & Description

Sidebar Ad

M

o

Logo

M

Description

Upg rade Listing

$40

Include your company logo for additional brand recognition and a short 25-word description to emphasize the products or services you provide.

*Design Rates: No charge for non-animated graphics. $50 minimum design fee for animated graphics.

All ads and listings will be live until July 1, 2015.

HBAL 6100 S. 58th Street, Ste. C Lincoln, NE 68516

Name: Company:

info@hbal.org

Billing Address: City: 8 ď ´ Lincoln Business Builder

Please submit this form to:

fax: 402-423-4251

State:

Zip:

Please include your logo and short description if applicable.

Bob Nohavec Plumbing

420-1552

Service • Remodeling • New Construction Free Estimates Bob Nohavec, Master Plumber 3400 S. 6th Street, Lincoln, NE 68502

• Furniture • Flooring • Appliances • Electronics

Give Your Customers

MORE!

More choices, more brands, more savings.

Nebraska Furniture Mart provides an unrivaled selection of products and services under one roof, making it a one-step center for your contracting and building needs. We understand what your business needs, and understand what prices you need to make it go. Visit us for all of your Furniture, Flooring, Appliances, Electronics, Lighting and Countertop needs.

Your contracting solutions are just a phone call away.

Contractor Sales Division

See our factory-trained Contractor Sales staff or call our Contract Appliance pros at: 800-776-5066

700 S. 72nd St. • Omaha, NE 68114 Monday - Saturday: 10am to 9pm Sunday: 10am to 6pm

Showroom Open everyday at 10am

©2014 Nebraska Furniture Mart, Inc.

© 2014 Nebraska Furniture Mart, Inc.

9  Lincoln Business Builder

9  Lincoln Business Builder

Almost Any Brick You Use Can Last for Hundreds of Years.

So Be Particular.

Y

ANKEE HILL BRICK manufactures the highest quality FBX brick in a color palette ranging from the traditional reds and buffs to the innovative pinks, maroons, and lavenders.

Standard and custom color ranges, sizes, and shapes are our specialty. Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the finest of materials.  Face brick  Paving brick  Thin brick veneer  Pool Coping

   

Keystones Address & entry signs Brick mural & ornamentation Crushed landscape brick

3705 S. Coddington Lincoln, NE 68522

(402) 477-6663

13840 C Plaza Omaha, NE 68144

(402) 330-2751

local lending

Bank Local. Local Decisions. Local Mortgage Servicing.

When your mortgage loan is with West Gate Bank®, we have something many banks can’t offer— local decision-making, local processing and local servicing.

That means that during the entire mortgage process and after closing, we’re here to assist you in Lincoln, Nebraska.

Let West Gate Bank® guide you through the entire buying or building process to finance your dream home.

westgatebank.com | 402-434-3456 | member FDIC | Lincoln’s Bank

10  Lincoln Business Builder

Your Hometown Source For • House Beams • Columns • Brick Lintels • Joists & Deck • Miscellaneous Plate, Angle, Pipe & Tubing

APOLLO STEEL COMPANY Fabricating The Future of Nebraska 7200 Amanda Road, Lincoln, NE 68507 Phone: 402-466-8587 • Fax: 402-466-0594

Enhancing The Outdoors We specialize in hardscapes, water features, landscape design, installation, landscape lighting, and much more.

3301 West Denton Road • Lincoln, NE (402) 435-TREE Travis Friesen (402) 429-5973 travis@friesenlandscaping.com Dani Friesen (402) 430-6541 dani@friesenlandscaping.com

HBAL’s Online Directory | Advertise on www.HBAL.org

Take Advantage of HBAL’s Online Directory Since April 2014, HBAL’s Buyer’s Guide has had over 18,000 views, second only to our Parade of Homes page. The page’s popularity is one of the many reasons you should enhance your listing by adding your company logo and a description of the product or services you provide. There is no cost to do this on www.hbal.org as it is an added benefit for our members.

Including your company description also makes it easier for potential customers to search for specific keywords when the buyer’s guide category is too broad.

To add your company’s logo and description, email it to info@hbal.org. This can be updated at anytime.

For more information on the HBAL website and other marketing opportunities available, please contact Jennie Korth at jennie@hbal.org or 402-423-4225.

Advertise on www.HBAL.org

Base Rate Members Non-Members

3 Months $100 $200

6 Months $175 $350

12 Months $325 $650

Premium Rate Includes your ad on high traffic pages.

Home Page • Home & Garden Show • Parade of Homes Buyer’s Guide • Find A Home Search • Find A Lot Search 3 Months 6 Months 12 Months Members $200 $350 $650

Specifications

Dimensions: 200 px (w) x 200 px (h) File format: GIF or JPG Resolution: 72 pixels/inch Unsure? Let us design it for you!

Design Rates Non-animated graphics No charge Animated graphics $50 minimum design fee

Contact Jennie Korth at jennie@hbal.org or 402-423-4225 to start advertising today!

The HBAL website had over 75,000 visits in the last 6 months which averages to 12,500 per month and over 400 per day!

11  Lincoln Business Builder

HBAL Election Night

The Economic Impact of Home Building in Nebraska

Nationally acclaimed economist, Dr. Elliot Eisenberg spoke to HBAL members at the Nebraska Champions Club on November 10.

The reports he discussed are available on the HBAL website at www.hbal.org/news/research-and-studies as well as a video clip of his presentation.

Thank you to Steve Peregrine, Nebraska Investment Finance Authority (NIFA), for giving the invocation and honoring our current and past military members.

12 ď ´ Lincoln Business Builder

Pictured from left: Dan Walker (Lincoln Federal Savings Bank), Grant Carter (Cattle National Bank), Gene Hiatt and Jacob Hiatt (Raynor Doors of Nebraska).

HBAL Election Night

Social Hour

Local service for the life of your mortgage loan.

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing.

This is why we offer to service your mortgage right here in Lincoln.*

Thanks to Sheryl Oldham and Marilyn Wimer, both of Nebraska Land Title & Abstract, for being our greeters.

Life is good when banking is simple.

Stop by, call, or visit us online to learn more.

56th & South St.

|

CornhuskerBank.com

|

402-434-2265

* Not all mortgage loans qualify for the local servicing program.

Please contact a mortgage lender for details.

Member FDIC

|

Your Building Envelope Specialist!

Pictured from left: Mark Hunzeker (Baylor, Evnen, Curtiss, Grimit & Witt, LLP), Bob Bryant (Bryant, Katt & Associates, P.C.) and Dave Polson (ESPN/KLMS 1480 & KFOR).

• Solving problems for contractors with Icynene foam since 1995.

• Spray foam is only as good as the installers.

• Both open cell and closed cell insulation available.

Contact Rick McConnell

Pictured from left: Perry Haralson (Cornhusker Bank), Ron Ecklund (HBE Becker Meyer Love, C.P.A.’s) and Ken Svoboda (Ray’s Lawn & Home Care).

402-643-2340 or 402-641-1254 rickmcconnell@inebraska.com www.mcconnellthermalservicesllc.com

13  Lincoln Business Builder

Santa Cop

Santa Cop

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14 ď ´ Lincoln Business Builder

Santa Cop

w x y z A B C D E F G H I J K L M N O P Q R F G H I J K

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15 ď ´ Lincoln Business Builder

Santa Cop

16 ď ´ Lincoln Business Builder

Santa Cop

Mark Aksamit - Earl Carter Lumber Co. Carly Belz - PDI, Paul Daniels Interiors Holly, Josie & Elise Benes - Nebraska Title Co. Mike & Shianne Benker - HBAL Melanie Boone – PDI, Paul Daniels Interiors Dan, Peggy, Katie & Alicia Carlson - Rainwood Interiors Jim Christo - Christo Design Build Angela & Scott Comeau - Lincoln Evening Optimist Club Dustin Duncan - Skills USA Alum Jane Edwards - Southeast High School Spencer Edwards - UNL NAHB Student Chapter Jason Firestone - Lincoln Federal Savings Bank Bob Freese - Northeast High School Ron Fricke - Window Options Specialists Bob Gabriel - Nebraska Building Products Samantha Gans-King - HBAL Perry, Zacoben & Nicaiden Haralson - Cornhusker Bank Michaela, Jack & Kamryn Harrison - HBAL RaeAnna Hartsgrove - Skills USA Alum Mindi Heinrich - Rainwood Interiors Ruth & Meri Hietbrink - Black Hills Energy Delrae Hirschman - Delrae Designs Tim Hufman - Rainwood Interiors Anders Jensen - Northeast High School Mike & Matt Kinning & Parker Lenhoff - Kinning Design Build Jennie Korth - HBAL Kelly, Becky, Keara, Kellan & Kent Krueger - Rainwood Interiors Jennifer & Tessa Lahners & Maggie Jarnagin

Earl Carter Lumber Co. for donating the lumber and Mark and Tracy Aksamit for cutting all the pieces.

The Home Depot for donating the glue, dowels and sand paper.

Latsch’s Office Supply for donating boxes.

Nebraska Building Products for transporting the trains, coloring books and conductor costumes to the Center for People in Need.

Ruth Hietbrink and Black Hills Energy for supplying lunch.

Mark Aksamit, Chair Michaela Harrison Ruth Hietbrink Delrae Hirschman

Justin Johnson Erin Magnussen Duane Mundt Dan Walker

Linda, Sarah & Jennifer Larson - Lincoln Federal Savings Bank Jeff McCabe Cory & Mike McKee - McKee Electric Lenny Marshall - Lincoln Federal Savings Bank Kay Maxwell - PDI, Paul Daniels Interiors Eric Meinen - Lincoln Evening Optimist Club Reo Miller - SCC Milford Duane, Jordan & Rachel Mundt - Hampton Enterprises Neil Packett – Contractors Siding & Window Supply Vicki Pierce - PDI, Paul Daniels Interiors Tyler Pope - Northeast High School Lacey Reha - LPD Lance, Hudson & Mason Roach - JL Exteriors Deb Roberts - Lincoln Federal Savings Bank Kevin Rubeck - SCC Milford Jenny, Mike, Myah & Tate Samek - Briggs, Inc. of Lincoln Andrew Schellpeper - Vasa Construction, Inc. Amy Shinaut - PDI, Paul Daniels Interiors Shelly Simonson - Lincoln Federal Savings Bank Carmen Shively - PDI, Paul Daniels Interiors Loran & Paul Stara - SCC Milford Stephanie Tonniges, Carter Harms & Joanna Peters - Nebraska Title Co. Isaac & Claire Trausch - Lincoln Federal Savings Bank Denny & Andy Van Horn - Van Horn Family Building Co. Dan Walker - Lincoln Federal Savings Bank Kathy & Marlea Weyers - Lincoln Federal Savings Bank Bob White - Northeast High School Roger Williams - Shine-A-Blind Nebraska, Inc. Sarah Williams – LPD

1st United Mortgage Banc - $25

Ken Koch Designs - $100

Bielenberg Builders - $50 Brester Construction - $250

Lincoln Federal Savings Bank - $500

CS Kitchen & Bath - $50

Lincoln Glass - $50

Capital Overhead Door - $100

Nebraska Title - $50

City Bank & Trust - $200

New Ventures - $50

Custom Countertop - $100

Pioneer Printing - $100

Hampton Commercial Construction - $250

Roger Stearns - $100

Heritage Builders - $100

Tru-Built Construction - $100

John Hoppe, Jr. - $100 Hoppe Homes - $25

Jo Lewis - $575

Stonybrook Homes - $250 Van Horn Family Building - $100 Marilyn Wimer - $25

17  Lincoln Business Builder

HBAL All Star Membership Drive

WINNERS 1st Place Mike Kinning 6 New Members = Winnings: $300

2nd Place

3rd Place

Ruth Hietbrink

Bo Jones, Jim Christo, Justin Johnson & Mary Kinning

3 New Members = Winnings: $120

(4-way tie)

2 New Members = Winnings: $15 each Congratulations also to Mike & Mary Kinning who won the Husker Football Ticket Challenge! Together they brought in 6 new members during the challenge!

18 ď ´ Lincoln Business Builder

HBAL All Star Membership Drive

FINAL STANDINGS Andrew Will (1) • Schneider Custom Homes Austin McKillip (1) • Excel Construction Company, LLC Bo Jones (2) • Premium Carpet Care, LLC • Anderson’s Tree Farms Chan Merry (1) • Ridgeline Builders Dan Kubr (1) • The Home Depot #3204 Donna Reis (1) • Weddle and Sons Roofing Greg Schwinn (1) • Landscape Curbing of Lincoln James Lamb (1) • Epp Concrete Construction, Inc. Jeff Taake (1) • Champion Windows Jerry Maher (1) • Energy Pro 2020

Jim Christo (2) • Deprez Custom Homes • Great Western Bank Jo Lewis (1) • Wood Floors ‘R’ Us John Hendricks (1) • Custom Scapes & Tree Removal, LLC Justin Johnson (2) • Meza’s Services • Z & H Enterprizes Lance Roach (1) • You’re The Boss Lori Wellman (1) • Olson Drafting & Design Lynn Kleeb (1) • Woods Building Solutions Mark Aksamit (1) • Terry Quality Homes Mary Kinning (2) • Stevenson Electric, Inc. • Christine Clean

Mike Kinning (6) • Synergy Homes, Inc. • Ruhlman Eilers Construction • The Garage Floor Company • MDB Contracting • Hams Construction, LLC • MD Aquatics Mike Rezac (1) • Vasa Construction, Inc. Nate Krieser (1) • A4K Heating & Air Pat Ohmberger (1) • Goldenrod Homes Royce Koehler (1) • Your Next Tire Ruth Hietbrink (3) • Leighton Homes • J-Tech Construction, Your Local Window Depot • Patrick Alan Homes Steve Peregrine (1) • Seward County Housing Corp.

Vladimir Oulianov (1) • Old City Building Group

19  Lincoln Business Builder

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% 100 HARDIE

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Learn more about how a 100% HARDIE ™ home stands up to the elements. jameshardie.com

© 2013 James Hardie Building Products, Inc. All Rights Reserved. TM, SM, and ® denote trademarks or registered trademarks of James Hardie Technology Limited. The is a registered trademark of James Hardie Technology Limited. AD1352 11/13

20  Lincoln Business Builder

Dangerous Deflation

Dangerous Deflation Elliot Eisenberg, Ph.D. GraphsandLaughs, LLC

On the surface deflation sounds wonderful. Rather than rising prices, deflation results in declining prices. In this way, purchasing power rises, effectively giving everyone a pay raise. Better yet, deflation is accompanied by near zero interest rates making borrowing cheap. What on Earth could be better! It turns out, almost anything.

When people expect falling prices, they wait as long as possible before making large purchases, such as a car or a house because the longer you wait the cheaper the item becomes. Similarly, deflation breeds a strong desire on the part of households and firms to hold cash as it continually appreciates. By contrast, inflation creates an incentive to spend since cash falls in value over time.

Deflation is not simply falling prices, which can be good, but is also characterized by falling wages, not so good. In a deflationary environment, due to a lack of demand for goods and services, firms fight for market share by slashing prices. By doing that, total revenue falls, forcing firms to pay workers less. However, since reducing wages of existing employees is hard, companies first hire fewer workers, then lay workers off, which leads to stagnant wages and eventually rising unemployment, which forces workers to accept lower wages.

Deflation also creates a reluctance to borrow, since loans have to be repaid in future dollars that are worth more than those borrowed.

Think about it - if you have a mortgage payment that is $750/month and inflation is 4%/year and your income keeps up with inflation, your mortgage payment becomes a smaller and smaller percentage of your monthly income. But if deflation is 4%/year and your income falls by that amount each year, that $750 mortgage payment can quickly loom large and dramatically crimp spending.

•Fireplaces •Natural Stone •Sand •Masonry

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As a result, borrowers find that the real amount of their debts rise over time. In response they save more to compensate and in the process spend less. Of course, lenders are better off, but they do not increase their spending by as much as debtors decrease theirs.

As a result, overall spending levels decline more.

Exacerbating this problem, in a deflationary economy banks have little incentive to lend, as the only way to entice borrowers is to offer negative interest rates. But in this case, the more banks lend, the more they lose. As a result, banks do little lending, firms struggle to grow and many of both fail, causing wages to fall. In the end, consumers buy little more than essentials and everyone holds on to as much cash as possible. Not a pretty picture.

Lastly, deflation makes it essentially impossible for central banks to set interest rates low enough to stimulate demand. While central banks can set rates at 0%, it’s hard to get below zero. With inflation of 3%, a zero interest rate is a -3% real interest rate. But with -1% deflation, a central bank would have to offer an interest rate of -2% to achieve the same -3% real interest rate. While theoretically possible it’s impossible in practice.

Because of chronic falling wages, reduced spending and limited lending, deflation is something to be avoided. Once it takes hold, it’s inordinately difficult to get rid of. Japan has been struggling with deflation for decades and is now employing desperate measures to eliminate it, with limited success and high costs. We don’t want to wind up like Japan.

Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70 word economics and policy blog can be seen at www.econ70.com.

21  Lincoln Business Builder

New Code Cost Requirement Benefits Builders and Buyers | FHA Finances Back in Black

New Code Cost Requirement Benefits Builders and Buyers In a big win for NAHB and the home buyers we represent, the International Code Council (ICC) has taken a significant step forward in ensuring that code change proposals come with price tags.

In its press release today announcing the opening of the 2015/2016/2017 code development cycle, ICC also announced that it will require all advocates to include the costs associated with any proposals introduced along with the paybacks, where appropriate.

It’s exactly what NAHB Chairman-elect Tom Woods asked for when he addressed the ICC board on Sept. 29 and called on code change proponents to provide “quantitative information regarding the magnitude of the expected increase in construction costs.”

In an official statement lauding the ICC ruling on cost estimates, NAHB Chairman Kevin Kelly said: “NAHB commends the ICC for approving this landmark ruling that will require all code change proposals to include cost estimates. By acknowledging that costs are an important factor in determining the merit of code change proposals, this will make the building codes process more cost-effective and affordable. In turn, this will help keep housing costs down, enable builders to construct more energy-efficient homes and allow more young families to enter the new home buying market.”

This issue has been an important concern for NAHB members, as noted in this recent Eye on Housing blog.

To learn more about the ICC and the code development process, NAHB has provided a code toolkit that includes suggested amendments to make the latest versions of the 2015 family of ICC codes more affordable and practical. NAHB members must be logged in to nahb.org to download and view the toolkit.

For additional information, call Steve Orlowski at NAHB at 800-368-5242 x8303.

FHA Finances Back in Black The Federal Housing Administration (FHA) released on November 17 an annual report to Congress that shows the agency’s balance sheet has moved back into the black for the first time since 2011.

The report shows the FHA Mutual Mortgage Insurance Fund gained nearly $6 billion in value over the past year and now has a net positive balance of $4.8 billion and a capital ratio is 0.41%.

“This year’s report shows that the fundamentals of the fund are strong,” said HUD Secretary Juliàn Castro. “Over the past five years, FHA has taken a number of prudent actions to restore the fund’s fiscal health. This is positive news for the economy and the millions of American families that count on FHA.” Commenting on the report, NAHB Chairman Kevin Kelly said it is “an encouraging sign as the agency seeks to grow its capital-reserve ratio to the congressionally mandated 2% level. Stabilizing home values, falling foreclosure rates and a firming job market should keep the fund on an upward path. With FHA premiums currently at an all-time high, FHA can help to further boost the housing recovery and reduce the cost for creditworthy borrowers by lowering its insurance fees.”

View a comprehensive summary of the report at http://1.usa.gov/1Hm7O4O

22  Lincoln Business Builder

47th and Y St., Lincoln, NE Donation Hotline: 402-464-DON8 (3668)

Now Accepting: Appliances Cabinets and Countertops Doors and Windows Flooring Furniture Home Goods Lawn and Garden Lighting and Electrical Media Plumbing Tools and Hardware Homeowners, contractors and businesses that donate items will receive a tax-deductible receipt.

Due to the new “Reduction of Lead in Drinking Water Act” we can no longer accept: dishwashers, water heaters, and faucets or any item that does not comply with this new act.

Eye on the Economy: Tracking Progress on the Housing Recovery

Tracking Progress on the Housing Recovery The economy and the housing market continue their gradual march back to normal. The national NAHB/First American Leading Markets Index (LMI) rose to .90 in the third quarter from .89 in the second quarter. The index measures how close every metropolitan area is to its last normal level of single-family housing permits, employment and house prices.

With respect to construction, total private residential spending in September increased over the revised August estimate to a seasonally adjusted annual rate of $349.1 billion, a 0.4% monthly increase. Singlefamily spending increased 1.1%, multifamily spending decreased 1.0% while home improvements spending fell 0.3%.

The LMI has three components, and two of them were responsible for the increase. The single-family permit index rose from .43 to .44, meaning total permits issued in the past three months were at 44% of the last normal period, which was 2000-2003. Home prices also rose to 1.3 from 1.27, which means house prices are 30% higher than the average in 2000-2003.

On a three-month moving average basis from September 2013, single-family construction spending increased 9.7% and multifamily construction spending increased 33.8%. In contrast, over the same period private construction spending on home improvements decreased 13.8%.

Employment was the only component that did not change: It remained at .95, meaning the last 12 months’ average employment was at 95% of the peak employment levels of 2007.

Of the 350 metro areas with their own LMI, 59 have a value at or over 1, meaning they have recovered and moved on from their last normal state. Seven metro areas were added to this list in the last year. The recovered markets are dominated by energy-producing areas, with 15 in Texas, 8 in Louisiana and 3 in North Dakota. Smaller metro areas with universities or military bases have also done well.

While the employment component of the LMI did not change, recent job news has proved positive for housing. According to the most recent BLS data, total non-farm payroll employment grew by 214,000 on a seasonally adjusted basis in October. After upward revisions for September and August, the economy added 673,000 positions over the last three months.

In the separate household survey, the national unemployment rate fell from 5.9% to 5.8% in October. However, real wage growth continues to lag, posting only a 0.1% pickup in October after a 0.2% decline in September.

In October, home builders and remodelers added 8,000 jobs to the residential construction sector on a seasonally adjusted basis. Over the last 12 months, the industry has created 131,000 jobs. Employment growth for the sector has been steady recently, adding on average just a little more than 10,000 jobs per month over the last six months.

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One area of the market that is doing well is senior housing development. The single-family 55+HMI jumped nine points from the third quarter of 2013, to 59—the highest third-quarter reading since the inception of the index in 2008 and the 12th consecutive quarter of year-over-year improvements. All three components posted year-overyear increases: present sales, expected sales for the next six months and traffic of prospective buyers.

One factor helping explain the continued strength in the 55+ housing market is the slow but consistent rise in home equity, releasing some of the pent-up demand from older householders who had been sidelined due to their inability to sell their existing homes at an acceptable price.

Underlying recent gains for housing has been solid growth in economic output, which expanded at a seasonally adjusted annual rate of 3.5% for the third quarter: down from the 4.6% rate in the second quarter but still respectable. The slowdown is no surprise given the rapid pace in the second quarter, driven in part by a bounce-back from the decline in the first quarter.

The real question is whether the momentum of the third quarter can be sustained. Key drivers of growth—personal consumption expenditures and business fixed investment—slowed, while more volatile sectors—net exports and national defense spending—made outsized contributions to growth.

Household balance sheet gains of recent years plus improvements in the labor market are now helping consumer credit expansion.

For instance, over the course of the third quarter, consumer credit outstanding expanded at a seasonally adjusted annual rate of 6.6%. Nonrevolving credit outstanding grew faster over the quarter at 7.9%, while revolving credit outstanding rose by 3.0%. Growth in the student loan category remains a concern for first-time home buyers.

Other industry headwinds persist. For example, a new NAHB industry survey indicates remodelers continue to face some labor shortages.

Although shortages were apparent in many job categories, they were particularly acute in the three categories of carpenters: 72% of remodelers reported a shortage of finish carpenters, and 30% said the shortage was serious.

Business lending is also a factor determining the pace of the housing recovery. According to the most recent Federal Reserve Senior Loan Officer Opinion Survey, demand for loans secured by multifamily residential properties strengthened on net over the past three months of 2014, particularly at smaller banks. However, lending standards for loans secured by multifamily residential properties, a measure of loan supply, tightened on net over the past three months of 2014 as the multifamily construction expansion continued.

In analysis news, NAHB released a new study examining residential energy use. Among the findings, single-family and multifamily homes built in the previous 10 years accounted for just 3.2% of the energy consumed in the U.S. Newer homes are larger, but over the long run the effects of increased efficiency offset the extra square footage, so that homes built since 1999 tend use the same to slightly less energy than homes built before 1950. The research also finds that energy use is determined by household behavior, including appliance use.

Lastly, NAHB analysis showed that over the past year the rate of house price growth recorded in the U.S. places it in the second quintile globally.

23  Lincoln Business Builder

New Members

Welcome New Members Anderson’s Tree Farms Scott Anderson

The Garage Floor Company Jeff Gannon

3000 West A Street, Lincoln, NE 68522 Phone: 402-432-0415

2110 SW 9th Street #123, Lincoln, NE 68522 Phone: 402-730-6954 Email: thegaragefloorco@gmail.com

Sponsor: Bo Jones, Tru-Built

Sponsor: Mike Kinning, Kinning Design Build

Reason I joined HBAL: Networking with others.

Personal: Anything outdoors.

What I hope to get out of my membership: Networking with other industry professionals.

Desired areas of involvement: Parade of Homes, Home and Garden Show

Christine Clean

Christine Hemminger 2800 N. 70th Street, Lincoln, NE 68507 Phone: 402-540-6890 Email: christineclean@live.com Sponsor: Mary Kinning, Kinning Design Build Reason I joined HBAL: I joined HBAL for the networking and marketing opportunities.

What I hope to get out of my membership: I would like to increase our new construction cleaning business through networking and marketing.

Desired areas of involvement: Home & Garden Show and Parade of Homes are a couple of events that I would like to assist with but I am willing to help in any area needed.

Personal: My family and I spend time together enjoying the outdoors. We go camping, spend time at the lake on our jet skis, hunt and target practice. We are also avid Husker fans!

Christine Clean is a small company with big expectations. I started this business in 2006 and expanded into new construction in 2009.

While residential cleaning is the foundation that we started with, we have become experts in the field of new construction cleaning. We take pride in our reputation and our quality of work reflects this. We can provide the flexibility of the schedule you need and quality of work that you expect.

MD Aquatics Mike Dickey

10055 Rokeby Road, Lincoln, NE 68526 Phone: 402-560-2988 Email: mdaquatics@earthlink.net Website: www.mdaquatics.com Sponsor: Mike Kinning, Kinning Design Build MD Aquatics has been in business since 1995. We do landscaping, mowing, fertilizing trimming, lake management (underwater and floating weed control), sales and service on lake fountains and aeration. We sell, install and service EZ Docks. We also do all types of underwater work.

MDB Contracting Martin Bohling

4547 Hill Drive, Lincoln, NE 68510 Phone: 402-450-4778 Email: mbohling@gmail.com Sponsor: Mike Kinning, Kinning Design Build

24  Lincoln Business Builder

We install epoxy garage floors, garage cabinets, storage racks and slat wall.

Meza’s Services Margi A Hernandez

2201 SW 16th Street, Lincoln, NE 68522 Phone: 402-314-0199 Fax: 402-438-6937 Email: mezas.services@gmail.com Sponsor: Justin Johnson, Hoppe Homes, LP Reason I joined HBAL: The opportunity to meet new customers.

What I hope to get out of my membership: The opportunity to get new customers and meet new people.

Personal: Spend time with my husband and 3 kids who are 17, 11 and 4 years old.

Commercial and residential cleaning services.

On Site Co. Chad Geary

13440 S. 217th Street, Omaha, NE 68028 Phone: 402-403-0288 Cellular: 402-670-1871 Fax: 651-486-6400 Email: chad.g@onsiteco.com On Site Companies has specialized in the rental of temporary heating and air conditioning equipment for construction use for 25 years.

We have a range of direct-fired heaters, indirect-fired heaters, ground thaw equipment, concrete curing, and electric heating options, as well as portable air conditioning, air scrubbing and dehumidification equipment. Most equipment has duel fuel capabilities and can be rented for all of Nebraska, as well as Western Iowa.

Ridgeline Builders Lance Garvin

3130 Sequoia Drive, Lincoln, NE 68516 Phone: 402-984-7799 Email: ridgelinebldrs@gmail.com Sponsor: Chan Merry, Window Option Specialists Reason I joined HBAL: Networking and to stay up to date on where the industry is moving.

What I hope to get out of my membership: Knowledge, safety training, and having a sense of community.

Desired areas of involvement: Golf, sporting clay shoot, education, membership Personal: My wife, Erin, and I enjoy outdoor activities including; hunting, fishing, golf and shooting trap. We also enjoy spending time with our family and friends.

New Members | Renewals | Directory Changes | Cancellations

Welcome New Members Hams Construction LLC Bill Hams

2916 NW 9th Street, Lincoln, NE 68521 Phone: 402-430-5759 Email: hamsconstruction@gmail.com Sponsor: Mike Kinning, Kinning Design Build Reason I joined HBAL: Networking.

Z & H Enterprises Mark Zeller

3925 S. 8th Street, Lincoln, NE 68502 Phone: 402-742-5806 Fax: 402-209-3762 Email: mark@zellerconstructioninc.com Sponsor: Justin Johnson, Hoppe Homes, LP Reason I joined HBAL: Ability to reach out to homebuilders to help provide information on Radon and insight info problems we see in the industry.

What I hope to get out of my membership: Satisfaction of helping the industry.

Directory Changes • New phone number for Thrasher Basement Systems is 402-393-8803.

• Susan LaDuke is the new principal contact for Nebraska Land Title & Abstract.

• Drywall Supply, Inc. is now Cherokee Building Materials DBA D.S.I. Corlin Vandewege is the new principal contact.

Cellular: 402-326-4151. Email: corey@dsisupply.com • New phone number for James Hardie Building Products is 402-838-8828.

• Shawn Tucker is the new principal contact for Br yant Air Conditioning, Heating, Electrical & Plumbing Co. Cellular: 402-610-2498. Email: shawntucker@bryantlincoln.com.

• New address for Tim Ferguson, Christensen Lumber Co., is 21018 Cumberland Drive, Elkhorn, NE 68022.

Phone: 402-758.0792 x2224. Fax: 402-758-0733.

Email: tim@christensenlumber.com.

• Phone number for Rick Schwarz, affiliate of Christensen Lumber Co. is 402-805-4148.

• New email for Bob Wiechert, with Lincoln Laminating, Inc. is bob@lincolnlaminating.com.

• New phone number for Cabinet Craft, Inc. is 402-474-2702.

Thanks for Renewing Your Membership!

(Please allow 60 days for names to appear on this list.)

A-1 Linoleum & Carpet, Inc., 6 years Anderson Custom Construction, Inc., 1 year Architectural Glassart, 9 years Black Hills Energy, 60 years Bryant Air Conditioning, Heating, Electrical & Plumbing Co., 59 years Builders Achieving Excellence, Inc., 14 years Capital City Exteriors, 7 years Carpets Direct, 3 years Corey Grading, Inc., 6 years D. H. Merritt & Sons Sand, Gravel, & Ready-Mix, 63 years E & A Consulting Group, Inc., 5 years Edward’s Stone, 9 years Friesen Landscaping, 1 year Hoppe, Inc., 63 years Humm & Sons Poured Concrete, 13 years James Hardie Building Products, 1 year Krieser Drywall & Insulation, 4 years Lincoln Electric System, 63 years

• New principal contact for Contractors Siding & Window Supply is Neil Packett. Email: npackett@contractorssiding.com.

• New affiliate members for Pella Products of Omaha & Lincoln are Dustin Sheehy and Wes True.

• Mark Russell is a new affiliate member for Millard Lumber, Inc. Phone: 402-896-2853. Cellular: 402-598-1416.

Email: mark.russell@millardlumber.com.

• Lucas Moyer is a new affiliate member for Ferguson Bath, Kitchen and Lighting Galler y. Phone: 402-328-8589.

Cellular: 402-560-2282. Email: lucas.moyer@ferguson.com.

• Dave Polson is the new principal contact for ESPN/KLMS 1480 – Lincoln’s Sports Authority and KFOR Radio.

Phone: 402-325-7766. Cellular: 402-770-6013.

Email: dpolson@digity.me.

• Cami Moran is a new affiliate member with Wells Fargo Home Mortgage. 4520 Oakridge Circle, Lincoln, NE 68516.

Phone: 402-212-9507. Email: cami.moran@wellsfargo.com.

• Christina Sabin is a new affiliate member with Krueger Development. Phone: 402-423-7377.

Email: csabin@kruegerdevelopment.com.

• John Grady is a new affiliate member with RE/MAX Real Estate Concepts. Phone: 402-450-5826.

Email: jgrady@realestateconcepts.net.

Lincoln Lumber Co., 63 years Lincoln Winair Company, 1 year Loeck Designs, 30 years Midwest Housing Equity Group, Inc., 4 years Moser Well Drilling & Service, Inc., 20 years Noakes Refrigeration Heating & Air Conditioning, 4 years Oberg Drywall, Inc., 1 year Otte Oil & Propane, Inc., 10 years Yankee Hill Brick & Tile Company, 59 years

Sorry to See You Go! If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY! Labormax Staffing

Mutual of Omaha Bank

25  Lincoln Business Builder

Building Permits Building Permits

City of Lincoln - 10 -Year Table

Jan. Feb. March April May June July Aug. Sept.

Oct. YTD

SF 54 66 92 80 88 96 89 94 82 83 824

Jan. Feb. March April May June July August Sept.

Oct. Total Avg. Cost

2005 TH 21 10 11 16 12 37 35 96 44 26 308

#

7 4 33 56 55 62 46 56 32 47 398

MF 0 4 4 4 4 20 70 26 48 4 184

SF 72 58 82 91 83 93 52 66 55 50 702

2006 TH 14 20 17 16 20 15 28 18 26 14 188

2007 Cost 87,400 314,300 1,283,155 539,511 818,301 481,374 728,615 807,215 558,017 1,150,309 6,768,197 17,006

SF=detached single family - TH=townhouses - MF=multi-family (including duplexes)

MF 0 2 16 60 16 68 2 612 38 0 814

#

9 9 36 62 52 19 11 13 14 18 243

SF 40 35 59 61 65 67 59 37 45 45 513

2007 TH 8 4 40 70 39 17 28 2 2 39 249

2008 Cost 1,364,460 141,600 589,154 1,208,366 809,323 543,997 212,984 583,602 556,083 490,847 6,500,416 26,751

MF 4 12 112 66 0 64 0 2 0 0 260

SF 35 22 41 50 59 39 31 37 33 26 373

2008 TH 19 0 28 2 15 17 10 20 29 16 156

MF SF 6 11 4 29 2 30 2 30 4 38 10 60 2 35 0 37 0 39 16 20 46 329

2009 TH 14 2 14 14 28 4 10 14 26 24 150

MF SF 0 24 3 32 2 42 15 33 24 29 0 36 0 31 0 33 0 26 18 27 62 313

2010 TH 7 18 6 8 19 6 18 6 10 18 116

MF 2 60 8 0 0 4 0 2 10 138 224

SF 22 26 42 28 39 34 38 35 31 34 329

2011 TH 0 0 10 26 14 18 12 21 8 11 120

MF 4 20 180 3 44 0 48 2 78 0 379

Remodeling Permits: Additions City of Lincoln - Detached Single Family - 8 Year Table #

2 5 10 10 9 14 17 8 15 19 109

2009 Cost 52,000 125,240 206,900 198,413 183,000 297,872 554,070 244,470 407,066 793,181 3,062,212 28,094

#

6 3 11 19 9 12 15 11 15 11 112

2010 Cost 152,980 99,500 317,000 706,474 148,500 460,740 697,500 219,300 375,278 333,693 3,510,965 31,348

#

3 7 18 15 20 16 9 12 16 13 129

2011 Cost 80,100 178,700 452,005 908,366 340,080 603,388 248,618 478,200 1,011,333 220,423 4,521,213 35,048

#

2 5 10 11 20 7 10 9 13 15 102

SF 27 31 47 43 41 45 48 58 45 57 442

2012 TH 4 13 24 19 21 14 26 36 13 21 191

2012 Cost 43,500 107,786 691,458 600,931 723,945 224,812 414,975 545,217 595,111 438,100 4,385,835 42,998

MF 0 144 36 24 0 8 0 275 0 0 487

#

6 2 8 10 13 9 9 10 10 13 90

SF 24 34 46 69 58 68 83 60 49 29 520

2013 TH 2 4 9 18 20 8 29 41 2 49 182

MF 0 0 0 0 128 0 24 232 0 2 386

2013 Cost 422,000 33,000 357,600 212,603 776,408 379,500 264,975 300,579 314,515 461,927 3,523,107 39,146

SF 34 40 68 70 54 63 62 52 51 76 570

#

3 3 8 12 12 12 9 10 14 15 98

2014 TH 6 18 12 33 26 12 17 16 9 24 173

MF 51 6 16 51 0 0 115 198 69 254 760

2014 Cost 59,336 64,000 338,910 609,495 596,540 430,200 232,625 334,057 307,385 516,155 3,488,703 35,599

Remodeling Permits: Alterations

Jan. Feb. March April May June July August Sept.

Oct. Total Avg. Cost

#

88 78 107 88 115 97 117 110 94 96 990

2007 Cost 1,163,863 909,207 1,280,089 1,031,776 1,578,971 736,760 1,258,848 1,138,598 1,070,733 868,251 11,037,096 11,149

#

81 76 89 82 79 76 77 92 83 80 815

2008 Cost 907,619 947,505 800,412 877,275 723,878 662,915 1,143,624 1,264,374 962,319 750,551 9,040,472 11,093

City of Lincoln - Detached Single Family - 8 Year Table #

71 76 72 85 65 89 96 77 78 79 788

2009 2010 2011 2012 Cost # Cost # Cost # Cost 784,232 57 502,454 69 988,395 81 804,484 706,588 69 600,743 79 893,584 69 565,929 946,927 125 1,229,150 104 900,086 96 1,055,957 813,112 154 1,386,859 133 1,292,245 96 871,985 617,270 124 931,223 111 946,242 123 1,544,337 766,615 117 754,480 112 819,225 110 1,093,867 1,172,764 161 1,181,825 99 1,104,259 109 1,029,087 790,319 119 1,006,147 129 1,032,748 114 1,148,868 778,464 124 976,777 106 928,466 84 764,670 552,852 141 929,354 122 1,298,243 124 1,019,740 7,929,143 1,191 9,499,012 1,064 10,203,493 1,006 9,898,924 10,062 7,976 9,590 9,840

#

66 42 65 108 92 87 114 87 86 96 843

2013 Cost 751,024 702,668 1,000,016 1,158,054 605,739 784,050 1,331,940 883,068 1,248,723 971,812 9,437,094 11,195

#

90 87 93 110 98 93 103 86 87 120 967

2014 Cost 1,279,205 811,667 1,011,061 1,010,930 1,088,989 1,239,491 1,514,047 876,111 1,023,281 1,437,177 11,291,959 11,677

RAKE IN UP TO $6,000 IN SAVINGS. Example savings on a Silverado/Sierra 2500HD Crew Cab: UP TO

1,000 + 4,000 + 1,000 = 6,000

$

$

Private Offer1 for NAHB Members

National Fleet Purchase Program (FVX)2

$

GM Accessory Cash Allowance3,4

$

In potential value

A private offer that will boost your bottom line.

As the exclusive automotive manufacturer of the National Association of Home Builders (NAHB), we’re pleased to extend to our association members a private offer1 of up to $500 toward the purchase or lease of most new GM vehicles. NAHB members who are business owners can now qualify for up to $1,000 and also add on incentives from the National Fleet Purchase Program2 and Business Choice3 to get the best value on vehicles that run your business. To get this offer, just visit your local dealer, choose an eligible GM vehicle, and present your NAHB proof of membership form.

For private offer details, visit nahb.org/gm.

2014 CHEVROLET SILVERADO 2500HD

26  Lincoln Business Builder

1 Private offer amount varies by model. $500 offer for retail deliveries and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible 2013, 2014, and 2015 model-year vehicles. Customer must take delivery by 1/2/15. Not compatible with other private offers. Not valid on prior purchases. Compatible with many current incentives. Incentives are subject to change without notice. Excludes Buick Regal (2014); Chevrolet Corvette (2014), Sonic, Spark, SS, Volt; all Cadillac models. FAN number required. See dealer for complete details.

2 Offer eligible for non-CAP customers only through 12/31/14. See dealer for details.

3 To qualify, vehicle must be used in the day-to-day operation of the business and not solely for transportation purposes. Must provide proof of business. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties, and ordering, consult your dealer or visit gmbusinesschoice.com. Take delivery by 9/30/14.

4 Not valid with all offers. See dealer for details. Take delivery by 9/30/14. Amounts include parts and labor. ©2014 General Motors. All rights reserved.

27 ď ´ Lincoln Business Builder

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

ADDRESS SERVICE REQUESTED

402-310-4362 5 FREE leads for HBAL Members

interested in our marketing programs!

It’s your electricity.

Own it.

Turn the cost of a geothermal heat pump from “good gracious” to “good value.”

There’s no disputing geothermal heat pumps are pricey. Or that they’re extremely efficient and save a lot of energy. That’s why they qualify for a 30% federal tax credit. And why, through our Sustainable Energy Program, LES offers homebuilders significant financial incentives to install them. Whether you keep these incentives or pass them on to clients, you’ll help save energy, reduce environmental impact and delay the need to build expensive power plants. Visit www.les.com or call 402.473.3275 for complete details.

HBAL Christmas Party

Featuring Magician Joe Cole Thursday, December 4, 2014 Hillcrest Country Club

esreveR

R affle For $25, you receive a chance to win

$1,000 CASH See page 5 for more information!

The 7” x 4.5” space above is available for an ad.

For more information, please contact Jennie at 402-423-4225 or jennie@hbal.org.