Lincoln Business Builder (June 2012)

The LINCOLN BUSINESS BUILDER June 2012

Published monthly by the Home Builders Association of Lincoln Volume 49 No. 6

Build Your

Business

Develop a passion for learning. If you do, you will never cease to grow.

--Anthony D’Angelo

Through Education Classes offered in June: Building and Safety Codes:

What’s New and What’s Changed?

Tuesday, June 26

OSHA 10 Hour & First Aid/CPR Training

Wednesday & Thursday, June 27 & 28 (More information can be found on page 4 & 5)

Take advantage of one of the many classes HBAL offers today!

Scan this QR code with your smartphone to view the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application from your service provider.

Find the Frog!

Details on page 4.

www.facebook.com/ HBAofLincoln

www.nebtitleco.com

President’s Message June 2012 Vol. 49, No. 6

Contents President’s Message Upcoming Events OSHA 10 Hour & First Aid/CPR Training Spike Party Member News HBAL Mailbox Lincoln Children’s Museum: Under Construction Free Day for HBAL Members at the Children’s Museum Financial Column HBAL Business Update

3 4 5 6 7 7 8 9 11 12-13

Quinn’s House 14-15 LPS Job Shadowing 16 HBAL’s The Big Catch 18-19 New Members 20 Cancellations 20 Directory Changes 20 Renewals 20 Building & Safety: Who’s that guy installing my new furnace?

21 Employee Classification Act 22 Made in America Challenge 23 New Energy Efficiency Standards 24 New Website Helps Protect Homeownership 25 National Homeownership Month 25 Building Permits 26

President’s Message Dan Klein, Sr., HBAL President Memorial Day and Fourth of July Reflections or Celebrations – which comes first?

For me it was the celebrations with parades, homemade ice cream, ball games and being with family when I was young and maybe even going to the lake. Gradually as I knew more about returning vets or those who did not return after World War II, then Korea, Vietnam, Desert Storm, Afghanistan and Iraq, the reflection has become a larger and more significant consideration with the holidays that has stretched the meaning and thanks for others beyond just the day we celebrate.

One family friend reminded me that he who truly served and risked his life, regardless of the branch of the service, did so with pride, humility and a willingness to do it again if he were called once more. He wasn’t called again - he came home in a casket. For him there was no parade, no honors, no hugs, no celebration but I still had Memorial Day and the Fourth of July.

Pay it forward to a service man or woman if you see one in a restaurant or some other public place. Either anonymously or speak to them and thank them personally for the privilege of being able to live in freedom; maybe even buy them lunch or an ice cream cone. Tell them ‘thank you’ for “Pay it forward what freedom means to you. The compliment will greatly to a service man encourage them and the reflection will bring each of us or woman...Tell inner appreciation and help us to be more in tune with the them ‘thank you’ contribution others have made for us!

for what freedom means to you.”

Happy Decoration Day to you all!

Home Builders Association of Lincoln

Executive Committee

National Directors

6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org

Dan Klein, Sr., President

Steve Fulton, CGP

Mike Rezac, President Elect

Justin Johnson

Mike Kinning, 1st Vice President

Mike Rezac

Perry Haralson, 2nd Vice President

Lois Hartzell, GMB, CSP, Alternate

Dan Walker, Secretary

Mike Kinning, Alternate

Bob Bryant, Treasurer

Dan Klein, Sr., Alternate

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL. The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles.

Lois Hartzell, GMB, CSP, Immediate Past President

National Life Directors

Mike Benker, Executive Vice President

The annual subscription rate is included with your membership dues.

Jeff Bielenberg, Eric Hoke, Ken Inness, CGP, Justin Johnson, Matt Kleinschmit, Jo Lewis, Mike May, Lori Pippitt, CKD, CGR, CAPS, Gary Reese, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Jim Christo, CGR, CGB, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

HBAL Staff Kayla Harrison, Jennie Korth & Ashley Murphy

Board of Directors

Remodelers Council Molly Johnson

Past Presidents Allen Barber, Mike Benker, Jerry Boyce, Mike Goings, CGP, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Dick Robison, Greg Shinaut, CGP, Ken Westerhold

3  Lincoln Business Builder

Upcoming Events

Calendar of Events June 6

Remodelers Council Picnic HBAL Parking Lot • 6100 S. 58th Street, Ste. C 11:30 a.m. • $9 per person (includes lunch)

June 14

HOMEPAC HBAL Office • 6100 S. 58th Street, Ste. C 9:45 a.m.

June 14

Board of Directors HBAL Office • 6100 S. 58th Street, Ste. C 10:30 a.m.

June 26

Building Codes Class Cornhusker Bank • 63rd & Hwy 2 9:00 am - 10:00 am • Cost: Free

June 27-28

July 4

OSHA 10 Hour & First Aid/CPR Training HBAL Office • 6100 S. 58th Street, Ste. C 8 am - 5 pm both days Cost: $35 per person (includes lunch & break service) Independence Day (Office Closed)

Find the Frog!

Find this guy in the Lincoln Business Builder and be the third person to call the HBAL office (402423-4225) with his location and your meal at the next General Membership Meeting is on us!

We didn’t have a third caller for the month of May! Don’t forget to call the HBAL office with the location of the frog for your chance to win a free meal at the next General Membership Meeting!

Only one call per member company will be allowed. Note that once you win, you are not eligible for 12 months. If there is not a third caller, the prize will not be awarded.

Mark Your Calendar!

Take Me Out to the Ballgame

A Night at the Saltdogs Monday, August 6, 2012

Lincoln Saltdogs vs.

Wichita Wingnuts First Pitch is at 7:05 p.m.

Lincoln Home Builders Care Foundation

Sporting Clay Shoot Friday, October 26, 2012 Oak Creek Sporting Club 2890 “W” Road

3 miles east and 1-1/8 miles south of Brainard, or 2 miles north of Loma.

Sponsorships are available.

Call the HBAL office at 402-423-4225 for more information.

Look for more information about these events in future issues of the Lincoln Business Builder.

2006 vs. 2009 Building Code Presentation What’s New or has Changed?

Presented by Building & Safety Tuesday, June 26th, 2012 • 9:00 a.m. – 10:00 a.m.

Cornhusker Bank Community Room 6100 Apple’s Way (63rd & Hwy 2) RSVP to HBAL by Monday, June 25th 402-423-4225 or info@hbal.org Join us for coffee and donuts as Building & Safety presents the recent changes to building codes and answer your questions.

4  Lincoln Business Builder

OSHA 10 Hour & First Aid/CPR Training

HOME BUILDERS ASSOCIATION OF LINCOLN

OSHA 10 Hour & First Aid/CPR Training June 27 & 28, 2012

HBAL Office • Trade Center 6100 S. 58th Street, Ste. C, Lincoln, NE Wednesday, June 27 • 8 a.m. – 5 p.m.

Thursday, June 28 • 8 a.m. – 5 p.m.

Cost: $35 per person (includes lunch and break service)

THE BEEN GRANT HA AP Take PROVEDS ! this valu just ed at $ class 2 $35 per p00 for erso n!

Important Information regarding cost: HBAL has received a grant to cover most of the cost of the training, saving you over $150!

Registrations will be taken on a first-come first-serve basis, so get your reservation in as soon as possible. The class is limited to 20 people. HBAL members will receive priority over non-members until June 20, 2012.

The fee of $35 is required to reserve a space.

Cancellation Policy: You must cancel by June 20, 2012 in order to receive a full refund.

OSHA 10-Hour & First Aid/CPR Training Registration Form Name _____________________________________Company ______________________________________________ Address ___________________________________________________________________________________________ City _______________________________________State _______ Zip _______________________________________ Phone _____________________________ Fax ____________________________ E-mail _______________________ Payment must accompany registration in order to reserve a seat for you.

Check Enclosed_____ VISA / Mastercard___________________________

Exp. Date_______

Name on card______________________

Fax to 402-423-4251 • E-mail to info@hbal.org. • Mail to HBAL • 6100 S. 58th Street, Ste. C • Lincoln, NE 68516

5  Lincoln Business Builder

Spike Party

Attention HBAL Spikes!

Get Ready for Summer Fun with Fellow Spikes!

Thursday, August 9, 2012

Spikes “Pig Out” at Ribfest Join your fellow Spikes at Lincoln’s largest cookout!

Spikes fax this form to 402-423-4251 or RSVP to 402-423-4225 or info@hbal.org.

• • • •

Free admission for Spike & one guest Reserved seating for Spike Club Members Entertainment Award-winning BBQ chefs & pit bosses from around the country • Live music • Fun & conversation with other Spikes on a great summer evening

Standings As of April 30, 2012

Blue Spike 6-24

Lea Barker Perry Haralson Duane Hartman Molly Johnson Matt Kleinschmit Steve Kunkel Sam Manzitto, Jr. Michael May Jenny Samek

9.00 18.00 24.50 13.75 16.00 17.50 17.75 6.50 13.50

Life Spike 25-49

Mark Aksamit Joe Hampton Jeff Johnson Justin Johnson Mary Kinning Mike Kinning Dan Klein, Sr. Jeff Mann Don Rowe Connie Strohmyer

35.00 37.25 32.00 49.50 26.75 26.50 25.00 42.00 49.50 28.75

Green Spike 50-99

Eric Hoke Robert Knuth Bob Marshall Robert Peterson Lori Pippitt Herb Reese Margaret Schultz Robert Schultz Ken Westerhold

95.25 79.00 57.25 81.75 66.00 70.25 65.50 60.50 75.75

6  Lincoln Business Builder

Red Spike 100-149 Jerry Boyce Lois Hartzell Fred Hoppe Mike Rezac Greg Schwinn Greg Shinaut

117.00 108.00 102.00 107.25 148.25 140.00

Royal Spike 150-249 Allen Barber Mike Goings Duane Helmink Rick Krueger Dan Kubr Jo Lewis Erin Magnussen Donn Mann Bob Stephens Tom Trainor

216.75 242.00 204.75 178.50 199.75 187.00 175.50 193.50 234.00 235.25

Super Spike 250-499 Steve Fulton Bob Gabriel John Hoppe, Jr. Sam Manzitto Roger Reynolds

323.75 376.50 332.25 413.00 279.00

Statesman Spike 500-999 Jim Christo Jim Crawford Joe McKee

536.75 656.50 501.00

Reservations required by August 2 so we can mail you your tickets. _____ Yes, I want to “pig out” at the Ribfest _____ Sorry, I can’t attend _____________________________________ Spike Club Member’s name & name of guest

What are the benefits of becoming a Spike?

The real benefits are intangible: You are recognized for your contributions to the association and regarded as an accomplished and connected member. Additionally, Spikes receive: • A coveted invitation to the biggest party of the year, the Spike Party at the International Builders’ Show® • Increased visibility, recognition and networking opportunities at industry events • Unique and valuable lapel pins for each level of achievement • Additional VIP treatment throughout the year

How do I become a Spike?

Before becoming a Spike, you are a Spike candidate. That means you have earned between one and five credits. Once you earn your sixth credit, you become an official NAHB Spike! Spike credits are earned by recruiting and retaining NAHB and Council members.

To retain your status as a Spike you must earn a minimum of one new Spike credit (new or retention) each year until you reach a total of 25 credits, at which point you are elevated to Life Spike status.

How do I earn Spike credits?

Members earn one credit for each new member they sponsor.

When that member renews after his or her first year of membership, the sponsoring member automatically gets one renewal credit. Every year the member renews thereafter, the sponsoring member will receive a ½ renewal credit.

Spike Rolodex

Every day, you do business with dozens of home building-related companies that are prospective NAHB members. Use this helpful list to create a customized “prospect Rolodex” of 101 potential new member recruits. Update the list as your business contacts expand and as your prospects become NAHB members. Check your list against the association roster to identify non-members, then ask those prospects to join NAHB. The more you recruit, the higher you will move up the Spike Club ladder. Click here for your Prospect Rolodex.

Member News | HBAL Mailbox

Member News In Sympathy

Our sympathy to Travis & Mandy Stark, Capital Patio & The Flame Shop, and family on the death of Travis’ father, Arnold F. “Sparky” Stark, Jr. He passed away on May 10.

Congratulations Congratulations to Tru-Built Construction, winner of the Chrysalis Midwest Regional Residential Historic Renovation Award. Since 1993, The Chrysalis Awards have honored the finest remodeling projects in the nation that reflect the professional excellence of the residential and commercial remodeling industry.

Lincoln Home Builders Care Foundation Please consider a contribution to the Lincoln Home Builders Care Foundation when designating memorials. Funds go to scholarships and awards for students who want to be involved in the construction industry. Gifts can also be designated as a specific scholarship to be awarded to worthy students who plan to enter our industry.

Gifts are tax deductible to this 501(c)(3) non-profit organization. Please contact Bob Bryant (402-486-1040) or Mike Benker (402-423-4225) if you have questions.

HBAL Mailbox Dear HBAL: My name is Andrew Buresh and I am a student enrolled in Building Construction Technology at SCC Milford. I am writing to thank you and the Home Builders Association of Lincoln Care Foundation for the Nadine Condello/HBAL Care Foundation Scholarship.

As I said, I would like to say thank you, and I am gratefully appreciative that I have been chosen as one of the recipients for this scholarship. I am the son of Scott Buresh, and we live near David City. Coming from a family of seven children and being a college student, any funds that I can receive towards my schooling is very much appreciated.

I am halfway through the 3rd quarter of this 6 quarter program.

I am not quite sure yet of where or what kind of job I want when I graduate. I still have some time to think about it, but the clock seems to be ticking faster every day. Thank you again for selecting me as one of the scholarship winners.

Sincerely, Andrew Buresh, 3rd quarter SCC Building Construction Technology I would like to thank you for the financial aid you provided SCC with for my third quarter scholarship. Your contribution has been helpful in meeting my education expenses here at SCC Milford. Receiving this scholarship has helped boost my confidence and compelled me to excel and work harder as a student in college.

My future consists of one more year in the Building Construction Program at Milford. I am still currently deciding on my post Milford plans, either attending UNL to take business classes or attend UNK in their construction management program.

Thanks again to the HBAL Care Foundation for providing these funds for the Nadine Condello Scholarships.

A special Thanks, Tyler Merry, Third Quarter Building Construction I would like to thank the HBAL Care Foundation for providing funds for the Nadine Condello Scholarships. I also appreciate recognizing me and my fellow classmates at the Tribute to Youth dinner. My future plans are to get a degree at SCC and then transfer to UNL to receive an education degree. It has always been a dream to teach Industrial Technology. I will use this money to further my education.

Thank you, Travis Rathjen, SCC Building Construction Student

7  Lincoln Business Builder

Lincoln Children’s Museum: Under Construction HBAL Members work to complete the latest exhibit at the Lincoln Children’s Museum.

Special Thanks To Tru-Built Construction 84 Lumber Comfort Techs, Inc. John Henry’s Plumbing, Htg. & A/C Eric’s Electric, Inc.

Camherdz Services Corporation Painting

Interior, Exterior, Commercial, Residential New, Repaint

Decks

Power Washing, Staining

Floors

Sealers, Epoxies, Urethanes

E S FRE ALWAY ES AND AT ESTIM RDABLE AFFO INTING PA ELITE SERVICE R AT YOU

Specialty Coatings

To include Epoxies and Urethanes on walls

Hector Hernandez 2240 S. 46th Street Phone: (402) 580-0870 Fax: (402) 438-6937 Lincoln, NE 68506 Email: camherdzsvcs@neb.rr.com 8  Lincoln Business Builder

Free Day for HBAL Members at the Children’s Museum

Saturday, June 9, 2012 is FREE DAY for members & immediate family members of

Thank You Home Builders Association of Lincoln members!

Coming this summer...

In appreciation of your support, all HBAL employees and their immediate family will receive complimentary admission to Lincoln Children’s Museum on Saturday, June 9.

How it Works

UNDER

CONSTRUCTION

A new exhibit in the Discovery Gallery!

• As an HBAL member, you, your spouse and immediate family (dependent children under age 18) will receive complimentary regular admission to the Museum on June 9, 2012.

• If you are a grandparent, your spouse and grandchildren (under age 18) will receive complimentary regular admission.

• Grown children of HBAL members are welcome to enter the Museum at the regular admission price.

• Please be sure to check in at the Welcome Desk and let our Discovery Team staff know you are a HBAL member or family member to receive your free admission!

A dinner & free music series for the entire family!

June 7, 14, 21 28 & July 12 & 19 Pizza at 5 p.m. & concert at 6 p.m.

Special Museum Store discount for employees of Home Builders Association of Lincoln

10% Off Purchases!

Where to Park

Parking is available at the University Square Parking Garage located at 14th and P Streets. First hour of parking is free and only $1 per additional hour.

Lincoln Children’s Museum Summer Hours: Monday Tuesday Wednesday Thursday Friday Saturday Sunday

9:30 am - 5:00 pm 9:30 am - 5:00 pm 9:30 am - 5:00 pm 9:30 am - 7:30 pm 9:30 am - 5:00 pm 9:30 am - 5:00 pm 1:00 pm - 5:00 pm

No other discounts apply.

Valid June 9, 2012.

9  Lincoln Business Builder

Bob Nohavec Plumbing

420-1552

Service • Remodeling • New Construction Free Estimates Bob Nohavec, Master Plumber 3400 S. 6th Street, Lincoln, NE 68502

10  Lincoln Business Builder

A & D Auto-Truck Service

“Your Total Vehicle Service & Repair Center”

Special discount for HBAL Members!

10% discount on a service or repair First-time customers only.

“We Specialize in Fleet Service and Repair.”

Open: Monday-Friday 6:30 a.m.-5:30 p.m.

Phone: 464-3211 5940 Colfax Avenue

Financial Column

Active Vs. Passive Portfolio Management Provided by Brian Willet, Waddell & Reed

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or her judgment in selecting individual securities and deciding when to buy and sell them. A passively managed portfolio attempts to match that benchmark performance, and in the process, minimize expenses that can reduce an investor’s net return.

Each camp has strong advocates who argue that the advantages of its approach outweigh those for the opposite side.

Active investing: attempting to add value

Proponents of active management believe that by picking the right investments, taking advantage of market trends, and attempting to manage risk, a skilled investment manager can generate returns that outperform a benchmark index. For example, an active manager whose benchmark is the Standard & Poor’s 500 Index (S&P 500) might attempt to earn better-thanmarket returns by overweighting certain industries or individual securities, allocating more to those sectors than the index does. Or a manager might try to control a portfolio’s overall risk by temporarily increasing the percentage devoted to more conservative investments, such as cash alternatives.

An actively managed individual portfolio also permits its manager to take tax considerations into account. For example, a separately managed account can harvest capital losses to offset any capital gains realized by its owner, or time a sale to minimize any capital gains. An actively managed mutual fund can do the same on behalf of its collective shareholders.

However, an actively managed mutual fund’s investment objective will put some limits on its manager’s flexibility; for example, a fund may be required to maintain a certain percentage of its assets in a particular type of security.

A fund’s prospectus will outline any such provisions, and you should read it before investing.

Passive investing: focusing on costs

Advocates of unmanaged, passive investing--sometimes referred to as indexing--have long argued that the best way to capture overall market returns is to use low-cost market-tracking index investments. This approach is based on the concept of the efficient market, which states that because all investors have access to all the necessary information about a company and its securities, it’s difficult if not impossible to gain an advantage over any other investor. As new information becomes available, market prices adjust in response to reflect a security’s true value. That market efficiency, proponents say, means that reducing investment costs is the key to improving net returns.

Indexing does create certain cost efficiencies. Because the investment simply reflects an index, no research is required for securities selection.

Also, because trading is relatively infrequent--passively managed portfolios

Waddell & Reed

1001 S. 70th Street, Suite 201 Lincoln, NE 68510 402-484-7526 800-399-4468 www.lincoln.wrfa.com www.lincoln.wrfa.com

Personal Financial Planning Investments Retirement Planning Business Financial Planning

Blending approaches with asset allocation

The core/satellite approach represents one way to have the best of both worlds. It is essentially an asset allocation model that seeks to resolve the debate about indexing versus active portfolio management. Instead of following one investment approach or the other, the core/satellite approach blends the two. The bulk, or “core,” of your investment dollars are kept in cost-efficient passive investments designed to capture market returns by tracking a specific benchmark. The balance of the portfolio is then invested in a series of “satellite” investments, in many cases actively managed, which typically have the potential to boost returns and lower overall portfolio risk.

Bear in mind, however, that no investment strategy can assure a profit or protect against losses.

Controlling investment costs

Devoting a portion rather than the majority of your portfolio to actively managed investments can allow you to minimize investment costs that may reduce returns.

For example, consider a hypothetical $400,000 portfolio that is 100% invested in actively managed mutual funds with an average expense level of 1.5%, which results in annual expenses of $6,000. If 70% of the portfolio were invested instead in a low-cost index fund or ETF with an average expense level of.25%, annual expenses on that portion of the portfolio would run $700 per year. If a series of satellite investments with expense ratios of 2% were used for the remaining 30% of the portfolio, annual expenses on the satellites would be $2,400. Total annual fees for both core and satellites would total $3,100, producing savings of $2,900 per year. Reinvested in the portfolio, that amount could increase its potential long-term growth. (This hypothetical portfolio is intended only as an illustration of the math involved rather than the results of any specific investment, of course.)

Popular core investments often track broad benchmarks such as the S&P 500, the Russell 2000® Index, the NASDAQ 100, and various international and bond indices. Other popular core investments may track specific style or market-capitalization benchmarks in order to provide a value versus growth bias or a market capitalization tilt.

While core holdings generally are chosen for their low-cost ability to closely track a specific benchmark, satellites are generally selected for their potential to add value, either by enhancing returns or by reducing portfolio risk. Here, too, you have many options. For example, satellite investments might include hedge funds, private equity, real estate, stocks of emerging companies, or sector funds, to name only a few. Good candidates for satellite investments include less efficient asset classes where the potential for active management to add value is increased. That is especially true for asset classes whose returns are not closely correlated with the core or with other satellite investments. Since it’s not uncommon for satellite investments to be more volatile than the core, it’s important to always view them within the context of the overall portfolio.

Tactical vs. strategic asset allocation Brian Willet, CMFC Financial Advisor bwillet@wradvisors.com bwillet@wradvisors.com

Let Us Help You Make The Most of Your Financial Future    

typically buy or sell securities only when the index itself changes--trading costs often are lower. Also, infrequent trading typically generates fewer capital gains distributions, which means relative tax efficiency.

Popular investment choices that use passive management are index funds and exchange-traded funds (ETFs). However, some actively managed ETFs are now being introduced, and index funds and ETFs can be used as part of an active manager’s strategy.

Note: Before investing in either an active or passive ETF or mutual fund, carefully consider the investment objectives, risks, charges, and expenses, which can be found in the prospectus available from the fund. Read it carefully before investing.

   

IRA Rollovers Long-Term Care * Risk Management * Estate Planning

Financial Planning - Investments - Insurance Solutions *Insurance products offered through insurance companies with which Waddell & Reed has sales arrangements Waddell & Reed, Inc. Member SIPC

The idea behind the core-and-satellite approach to investing is somewhat similar to practicing both tactical and strategic asset allocation.

Strategic asset allocation is essentially a long-term approach. It takes into account your financial goals, your time horizon, your risk tolerance, and the historic returns for various asset classes in determining how your portfolio should be diversified among multiple asset classes. That allocation may shift gradually as your goals, financial situation, and time frame change, and you may refine it from time to time. However, periodic rebalancing tends to keep it relatively stable in the short term.

Tactical asset allocation, by contrast, tends to be more opportunistic. It attempts to take advantage of shifting market conditions by increasing the level of investment in asset classes that are expected to outperform in the shorter term or in those the manager believes will reduce risk.

Tactical asset allocation tends to be more responsive to immediate market movements and anticipated trends.

Though either strategic or tactical asset allocation can be used with an entire portfolio, some money managers like to establish a strategic allocation for the core of a portfolio, and practice tactical asset allocation with a smaller percentage.

The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet. It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions.

Copyright 2012 - Broadridge Investor Communication Solutions, Inc., all rights reserved.

Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies.

Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402-484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

11  Lincoln Business Builder

HBAL Business Update

HBAL Business Update From the Board of Directors

The HBAL Board of Directors met May 10, 2012 for their regular monthly meeting. Updates from many of our Councils and Committees were given with a few of them shared below.

NAHB OSHA Committee

Mike Rezac reported on the NAHB OSHA Committee and shared his next conference call will be 2 p.m. May 10. The Committee is on task to complete its review and rewrite of the Residential Safety Standards for NAHB. This information will be shared with the NAHB Safety Committee during the NAHB Spring Board of Directors and Legislative Conference in June.

This information will be used by NAHB at the Federal Level in negotiating with OSHA when it comes to policy, regulation and approved curriculums for training our members.

HBAL Community Service Committee

The Community Service Committee reported on three items.

Quinn’s House – Built with Love: The Prairie Gold Homes project, Quinn’s House – Built with Love is complete! Many members of the HBAL have worked on the house, and the HBAL has supported the project through communication, promotion and working with our members. If you didn’t get a chance to view the home during the Spring Parade of Homes, please take a look at the pictures and list of those who have worked together to make a difference in the life of someone else. They can be found on pages 14-15.

Lincoln Children’s Museum – Summer Project: The Lincoln Children’s Museum is very excited about their “Under Construction” exhibit for the summer of 2012. HBAL’s portion of this project was completed during the week of May 14.

Please take advantage of the opportunity for HBAL members and their families to attend the Lincoln Children’s Museum for “FREE” on June 9, 2012. Additional pictures from this day and of the completed project will be shared in a future edition of the Lincoln Business Builder.

improvements to the curb cut process. Your input has been requested.

Lincoln Public School’s Job Shadow Project

Members of the HBAL hosted thirteen Lincoln Public Schools high school students for a discussion and tour of residential construction sites encompassing the concept of a new home through completion and warranty. This semi-annual project includes members from HBAL who take the students on a facility tour of Millard Lumber in Waverly and then visit multiple construction sites at various stages of completion. You might ask what kind of difference this makes for the students.

The following is a high school instructor’s comment on the experience for students: “The students were very impressed with the houses. These job shadow experiences have provided great opportunities for students to learn about construction careers outside of the classroom setting. We really appreciate the time and effort HBAL members contribute to show high school students the opportunities available to them in future construction careers. Thanks again for another excellent job shadow experience!”

-Bob Freese & the Northeast Construction Students If you would like to be a part of this process in the future, please share your interest with the HBAL office. If you ask those who have hosted students in the past, it is a very rewarding opportunity!

Adam Flanagan

Construction and Real Estate Lending Officer

Scott Williamson

Vice-President Mortgage

Susan Bredthauer

Vice-President Mortgage

Lincoln/Lancaster County Habitat for Humanity: The HBAL Board of Directors voted to support the construction of HBAL’s 16th Habitat Home this fall after the Parade of Homes. Please thoughtfully consider being a part of this project by letting the HBAL office know of your interest or responding when called upon. Watch for more details in future editions of the Lincoln Business Builder.

Contractor Licensing Ordinance

With the passing of a local ordinance in Omaha this past year pertaining to Contractor Licensing, there have been discussions about a similar ordinance in Lincoln and what it might look like.

If you are interested in being a part of the discussion, please let the HBAL office know so you can be included.

New Sidewalk Inspection Responsibilities

The Building & Safety Department will be taking over the New Home Sidewalk Inspections for the City of Lincoln. Builders and Concrete Contractors will be meeting with Fred Hoke, Roger Figard and Randy Hoskins to discuss the new sidewalk inspection responsibilities through Building & Safety and also to collect information regarding possible changes and

12  Lincoln Business Builder

Strong Foundations Begin With Great People

West Gate Bank recognizes that people make the difference.

Our staff is knowledgeable, experienced and committed to providing excellent service.

Whether you are building, buying or refinancing your home, experience the West Gate Bank difference. Create your customized loan program today.

Lincoln’s Bank westgatebank.com 402-434-3456

EQUAL HOUSING

LENDER

member FDIC

HBAL Business Update Flyer: Homeownership Works for America

You may have seen these flyers available at the Spring Parade of Homes. The message is focused on the value of homeownership, the relationship between housing and jobs and the threat to homeownership in Washington, D.C. by our policymakers and elected representatives. Recent polls have shown the overwhelming importance homeownership is to American families. We need to protect the opportunity, peace of mind and long-term security provided with homeownership.

HBAL has a supply of these flyers at the office if you would like to make them available at your office.

Almost Any Brick You Use Can Last for Hundreds of Years.

So Be Particular.

Y

ANKEE HILL BRICK manufactures the highest quality FBX brick in a color palette ranging from the traditional reds and buffs to the innovative pinks, maroons, and lavenders.

Standard and custom color ranges, sizes, and shapes are our specialty.

Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the nest of materials.

3705 S. Coddington Lincoln, NE 68522

Face brick Paving brick

Thin brik veneer Pool Coping Ceramic tile and marble Keystones Address & entry signs Brick mural & ornamentation Crushed landscape brick

4212 S. 133rd Street Omaha, NE 68137

(402) 477-6663

(402) 330-2751

The Place to go for Everything Fireplace and Stone!

“Bringing Quality to Life”

You won’t find a larger selection of fireplaces & stone in town!

Our showroom displays 37 fireplaces and over 170 brick and stone samples. Also available at Lumbermen’s: • Wood & Pellet Stoves • Grill Islands & Kitchens • Erosion Control Products

• Outdoor Firepits • Paving Stones • Stone Veneers • Brick

Showroom Hours: Mon-Fri 9am-5pm, Sat 10am-2pm | 8655 Amber Hill Court, Lincoln, NE 68526 | 402.421.0948 | www.lumbermens.biz

13  Lincoln Business Builder

Quinn’s House

Quinn’s House Volunteers & Contributions GREG SHINAUT SKYLINE HOMES, INC. / KEN INNESS DELRAE DESIGNS / DELRAE HIRSCHMAN PRAIRIE GOLD HOUSING, INC. / BOB PETERSON HOME BUILDERS ASSOCIATION OF LINCOLN / MIKE BENKER, KAYLA HARRISON & JENNIE KORTH 10/11 NEWS / LANCE SCHWARTZ 84 LUMBER / ROD BROWN – FRAMING MATERIAL A-1 FLOORS / JACK RICE – VINYL FLOORS ABC SUPPLY – SIDING MATERIAL ALLEY CAT REFUSE – DUMPSTER SERVICE GREG ANGLIM – ACCESS ELEVATOR BEATRICE CONCRETE – FOUNDATION CONCRETE BLACK HILLS ENERGY / RUTH HIETBRINK – WATER HEATER BLOCK & BEAM CONSTRUCTION / DALLAS WHITFORD – DONATION BRIGGS, INC. OF LINCOLN / JENNY SAMEK – PLUMBING SUPPLIES CARPENTER CONSTRUCTION / MARK CARPENTER – INSTALL CROWN MOULDING CARROL DISTRIBUTING – FOUNDATION WALL SUPPLIES CHRISTO DESIGN BUILD / JIM & VICKI CHRISTO – RETAINING WALL LABOR AND GRADING THE CLEANING LADIES / JO STERLING – FINAL HOUSE CLEANING COMFORT TECHS, INC. / JOHN ADCOCK, JORY HEISS, ZACH KREMER – HEATING & AIR MATERIAL / LABOR CONSOLIDATED KITCHENS & FIREPLACES / GARY JOHNSON – KITCHEN CABINETS CORNHUSKER STATE INDUSTRIES – LAUNDRY ROOM CABINETS CRAWFORD PLUMBING / PAT CRAWFORD – PLUMBING LABOR CULLIGAN WATER CONDITIONING / EILEEN CAMPBELL – BOTTLED WATER FOR OPEN HOUSE CUSTOM COUNTERTOPS / RICH OLIVER D&R CONSTRUCTION / DEE WILES AND REX NELSON – TRIM CARPENTERS DON & DORIS DAMKROGER – DONATION JACKIE DANIELS – DRYWALL HANGER DIAMOND VOGEL PAINT /RYAN ROCKEL – EXTERIOR PAINT CHRIS & KELLY DITTMER – DONATION DRYWALL SUPPLY INC. – DRYWALL MATERIAL EAGLE NURSERY / TOM SCHARFEN – LANDSCAPING EARL CARTER LUMBER / MARK AKSAMIT – EXTERIOR DOORS RON & MARILYN EBERSPACHER – DONATION EMO FLOORING / BILL RICHTER – WOOD FLOOR SUPPLIER ERIC’S ELECTRIC / ERIC HOKE EVANS, LIPKA AND ASSOCIATES – DONATION FACTORY DIRECT APPLIANCE / TOM HEGARTY CASEY & SARA FAHRNBRUCH - DONATION FERGUSON BATH, KITCHEN AND LIGHTING GALLERY / MOLLY JOHNSON – PLUMBING SUPPLIES CHLOE FITZGIBBON – DONATION JON & LYNNE FRITZ – DONATION THE FRONTIER GROUP / TOM HARRISON & JEFF FUNK – FOUNDATION FULTON CONSTRUCTION / STEVE FULTON, JASON MOMMES, RYAN LEU & ERIC LIENBENDORFER – TRIM CARPENTERS G.E. PETERSON, INC. – FOOTING EXCAVATION GOETZ WATERPROOFING – BASEMENT WATERPROOFING TOM GUILD – DONATION

14  Lincoln Business Builder

We are so thankful for having a handicap-accessible home. This structure will provide big hallways, special bathrooms, and tracks to help Quinn with standing and moving. Our house has an elevator to take Quinn to her therapy room downstairs, has space for a wheelchair to get around, and is a place where Quinn can be successful. However, it is so much more than that! We have memories of people working so hard to make Quinn’s life more successful. She will be able to wash her hands all by herself, help cook dinner, or go to her room on her own. These little things that we usually take for granted will be possible for Quinn because of everyone involved. Our home is filled with so much love thanks to so many caring souls. We are blessed to know that Quinn has also made an impact on a few of these people with her smile, her personality, and her ability to overcome obstacles. We will have memories of so many people paying it forward. Thank you. We are so grateful and look forward to paying it forward in our own way.

- The Ottes

Quinn’s Supporters!

Quinn’s House

Built With Love.

Special Thanks to ALL of Quinn’s Supporters!

To read more about Quinn, go to quinnotte.blogspot.com

Volunteers & Contributions KATIE HALPERIN / NEBRASKA HOME SALES – SOLD OTTE’S EXISTING HOME AT A DISCOUNTED RATE HARRISON ROOFING / JOHN HARRISON – FOUNDATION & ROOFING LABOR MICHAELA HIRSCHMAN – PHOTO SLIDESHOW HOME ACCESS SOLUTIONS / BEV VAN PHILLIPS – OVERHEAD TRACK SYSTEM HOOS & SUING / CHRIS SUING & TIKE HOOS – FORK LIFT HUB / YOUTH BUILD – FRAMING LABOR HY-VEE – OPEN HOUSE REFRESHMENTS ILLUMINATIONS LIGHTING / LOIS PFUNDT – LIGHTING MATERIALS IRONS GRADING, INC. / BRUCE IRONS – BASEMENT EXCAVATION LAWRENCE & ANN JABLONSKI – DONATION K.C. PUMPING – FOUNDATION PUMPING MARY KAHM – DONATION RUDY KALAMA – STONE MASON ERIC & KAREN KRULL – DONATION RANDI & JOSHUA LARSEN – DONATION LEON’S / ROY & SUSAN TOY – OPEN HOUSE REFRESHMENTS MARIO LIAK – FRAMING LINCOLN FEDERAL / JASON FIRESTONE LINCOLN INDUSTRIES – GRANT DONATION LINCOLN WINNELSON CO. – PLUMBING SUPPLIES MILLARD LUMBER / JEFF TAAKE – DECK MATERIAL ROB & MANDY MIZERSKI – DONATION MOOK FAMILY – DONATION NEBRASKA BUILDING PRODUCTS / SHAWN STRANATHAN - INSULATION NEBRASKA HOME IMPROVEMENT / JAMES LAMB OUTDOOR SOLUTIONS / JOHN HENDRICKS – RETAINING WALL BOULDERS PICKEL AND SONS CONSTRUCTION / RICK PICKEL – INSTALL WALL TILE PRAIRIE GOLD HOMES – LAUNDRY CABINETS PRECAST PRODUCTS / JIM & SUE CRAWFORD – ADDRESS PLAQUE PRIDE HOMES / MATT KLEINSCHMIT – ONYX PRODUCTS RANDOM ACTS OF KINDNESS GROUP – DONATION RAYNOR DOORS OF NE / GENE HIATT & RON FRICKE – GARAGE DOORS REIMERS KAUFMAN – STONE MATERIAL REMODEL SOLUTIONS / JOETTE KAPKE – TILE RUNZA – OPEN HOUSE REFRESHMENTS SAINT PAUL CHURCH MEMBERS – DONATION SCC-MILFORD / BUILDING CONSTRUCTION STUDENT CHAPTER - DECK LABOR SHELTER DISTRIBUTION / JEREMY HINZE – ROOFING MATERIAL SHERWIN WILLIAMS CO / LUTHER HECKMAN – INTERIOR PAINT DARIN SHINAUT – FRAMING & ROOFING LABOR DONNA SHINAUT – HOUSE DRAWING FOR PARADE BOOK SIEMK CARPENTRY / JIM SIMECK – TRIM CARPENTER SIGNS NOW / JOHN HOPPE JR. – YARD SIGN & POSTER JANET STAMPER – DONATION STEPHENS & SMITH CONSTRUCTION / BOB IRWIN – CONCRETE FLATWORK SUPER SAVER – OPEN HOUSE REFRESHMENTS TIM’S GRADING / TIM WILKENSON – FINAL YARD GRADING VANTAGE POINTE HOMES / MARJI MCKIBBEN – BLUE PRINTS WELLMANN PLUMBING, INC. / ROBB MUELLER –

WATER SERVICE MATERIAL DRAKE WILLIAMS – REBAR

15  Lincoln Business Builder

LPS Job Shadowing

Job Shadowing Opportunity for North Star and Northeast High School Students The students were very impressed with the houses.

These job shadow experiences have provided great opportunities for students to learn about construction careers outside of the classroom setting. We really appreciate the time and effort that HBAL members contribute to show high school students the opportunities available to them in future construction careers. Thanks again for another excellent job shadow experience!

--Bob Freese & the Northeast Construction Students

THANK YOU to the following individuals and companies for

making the spring 2012 Lincoln Public Schools Job Shadow Project another success: • Lea Barker, New Traditions Custom Homes – HBAL Host • Jerry Boyce, Boyce Construction, Inc. – HBAL Host • Lois Hartzell, Vistar Homes, Inc. – HBAL Host • Mike Kinning, Kinning Design Build, Inc. – HBAL Host • Matt Kleinschmit, Pride Homes – New Homes/Construction Projects • Marty Kukuk, Millard Lumber, Inc. – Waverly Facilities Tour We would also like to congratulate and thank Matt Kleinschmit on the professionalism and courtesy shown by his trade contractors during these tours. They represent our industry well and provide a quality example for individuals who may be considering a future in our industry to follow.

After hearing who the group to be touring would be, one of the guys hanging drywall shared how he appreciated the efforts of HBAL. He remembered his construction classes at LPS and the influence they have had on his career. Many of the benefits are not reported back to HBAL, but are felt individually.

16  Lincoln Business Builder

I wanted you to know my guys came back to school with so much to tell me. They enjoyed going to Millard Lumber and seeing the fabrication of homes and touring the homes being built in Lincoln. This truly gave them something to think about as a career. Again, thank you for your time.

-- Charmain Satree & North Star’s Construction Trade Students

YOU’RE GOOD TO GROW. Whether you’re a new lawn-maintenance business or a wellestablished, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such Whether you’re a newalawn-maintenance business or a well established, Whether you’re new lawn-maintenance business or acurvedwell-full-service as roomier operator stations, quieter pressurized cabs, landscaping company, your business will thrive with the help of John Deere D-Series Skid established, full-service landscaping company, business glass doors, and optional electrohydraulic (EH)input from landscapers Steers andswing-out Compact Track Loaders (CTLs). Designed withyour extensive thrive with the help of John Deerecultivate D-Series Steers with andwill other customers, these capable compacts productivity joysticks.

Uptime-boosting advantages includemore aSkid V-plenum enhancements such as roomier operator stations, quieter pressurized cabs, and Compact Track Loaders (CTLs).

Designed with extensive cooling system, hydraulic-driven reversing fan, and wide-open curved glass swing-out doors, and optional electrohydraulic (EH) joysticks. input from landscapers and other customers, these capable engine-compartment more than 100 Worksite Uptime-boosting advantagesaccess. includePlus, a V-plenum cooling system, hydrauliccompacts cultivate more productivity with enhancements such driven reversing fan, andare wide-open engine-compartment access.

Plus, more Pro™ attachments available.

So whether you are laying than 100 Worksite Pro™ attachments are available.

So whether you are as roomier operator stations, quieter pressurized cabs, curvedsod, seeding, grading, tilling, trimming, planting, installing laying sod,swing-out seeding, grading, trimming,electrohydraulic planting, installing(EH) glass doors, tilling, and optional hardscapes, or whatever else, you’re hardscapes, or whatever else, you’re good to good grow. to grow. joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-openContact us today.

Murphy Tractor & Equipment Co. Murphy Tractor & Equipment Murphy Tractor & Equipment Co. engine-compartment access.

Plus, more than 100Co.Worksite 220810 Highway 92 3701 South Jeffers 9751 S 148TH Street Pro™ attachments are available.

So whether Gering, NE 69341-5200 North Platte, NE 69101 you are laying Omaha, NE 68138-3898 (308)sod, 436-2177 (308)trimming, 534-7020 (402) 894-1899 seeding, grading, tilling, planting, installing hardscapes, or whatever you’re good to grow.

Murphy Tractor & Equipment Co. else, Murphy Tractor & Equipment Co.

YOU’RE GOOD TO GROW.

3204 S Engleman Road Grand Island, NE 68803-6621 (308) 381-0741

6100 Arbor Road Lincoln, NE 68517 (402) 467-1300

Contact us today. www.murphytractor.com 17  Lincoln Business Builder

HBAL’s The Big Catch

the

BIG

with Harbor Master

catch

Mike Rezac

The Boats No Mike Adams Leroy Aden Chuck Ames John Ankerson Tom Artz Bruce Bailey Mark Bales Brian Barcroft Mike Barrett Jerry Beach Brad Becker Jayson Becker Deb Bell Rick Bell Kim Betancur Bob Bleicher Eric Bookstrom Bryce Bornemeier Jerry Boyce Alan Branding Chris Brester Jason Bryant Roger Bumgarner Nick Buresh Dan Buss Bob Campbell Eileen Campbell Grant Carter Jim Christo Victor Dahlman Jayne Debus Curt Denker Dee Ann Downing Rick Downing Deon Dragoo Rob Ediger Larry Epp Todd Fallon Tim Ferguson Augusto Figueroa Dana Ford Ron Fricke Doug Gates Romulus Gehle Chris Gentele Jim Giesler Mike Goings Dan Gould Peggy Green Randy Guenther Matt Gutschenritter Larry Hans

rthwestern

Matt Hardesty Mike Heath Duane Helmink Rich Herink Hector Hernandez Rob Hobelman Chad Hoefs Renee Holscher Jim Hrouda Gary Huenink Jon Hughes Jeremy Hunt Mark Hunzeker Bob Irwin Jeff Johnson Molly Johnson Alan Kaiser Brian Kamler Peter Katt Tim Kenny Dan Klein, Sr. Jeff Koepke Rick Krueger Stephanie Krueger-Ponce Steve Kunkel Shawn Lang Lorele Lesoing Cheryl Little Todd Magee Donn Mann Jeff Mann Sam Manzitto Rick McConnell Sharon McDonald Matt Meens Nicholas Meinke Larry Melichar Kurt Micek Matt Minchow Susan M. Napolitano Doug Nelson Toby Nelson Brad Neverve Larry Nickell Pat Ohmberger Rich Oliver Larry Peters Bob Peterson Chuck Pfenning Drew Philippi Pete Piccolo Lori Pippitt

18  Lincoln Business Builder

Tim Shane Podliska Tony Polishchuk Tom Powell Brad Provancha Treva Ptaschek Wes Race Steven Ramaekers Gary Reese Herb Reese Bill Richter Ed Ring Scott Schneider Vera J. Schneider Thor Schrock Troy Schroeder James Schweers Terry Schwimmer Greg Shinaut Kerry Simonds Jesse Simons Sean Smetter Travis Stark Bob Stephens Jo Sterling Vic Stevenart Scott Stewart Connie Strohmyer Michael Stuchlik Alan Sutton Deb Swanson Sherri Tafoya Randy Taylor Dennis Theye Jenny Thompson Jenny Tolly John Vannoy Jim Vidlak Tyson Vogt Sherri Walker Monica Warner Dallas Whitford Brian Willet Rick Willet Mike Williams Roger Williams Jerry Witthuhn Roger Wohlers Jason Woita Ken Zhang Larry Zitek Greg Znamenacek

John Adcock Mark Aksamit Bill Armstrong Taylor Ashburn Randy Bailey Jess Baker Tom Barrett Mike Barry Mark Bartolome Floyd Beckmann Bob Benes Dennis Biggerstaff Gary Bittner Jeff Bohmont Dennis Bornschlegl Justin Brandt Brian Buda Judson Byleen Gary Carbaugh Roland Casburn Steve Champoux Craig Christiansen Vicki Christo Chris Collins Bill Condon Ray Cooper Terry Corey Jim Crawford Jonathan Curtis Dan Dallman Bryan Daniels Don Daringer Gary Davis Andy DeMoss Sergey Derun Adam Donner Ben Earnest, III Mike Eckert Michael Ellsbury Darin Erickson Ryan Fisher Adam Flanagan Travis Frazier Jim Freitag Steve Fulton Jeff Funk Bob Gabriel Diane Gernstein Chuck Gerschefske Ryan Good Noah Greenwald Kristin Hain

e Bandit

Jason Hall Don Hamill Joe Hampton Jennifer Haralson Tom Hardesty Cyndy Harkins Tom Harrison Andrew Hartman Mark Hesser Brian Hester Gene Hiatt Todd Hildenbrand Scott Hofeling Fred Hoppe Tom Huston Doug Inselman Mike Isaacson Gary Janssen Don Johnson Justin Johnson Mike Johnson Nancy Johnson Ken Jones Todd Jones Gene Keller Joe Kerr Dan Klein, Jr. Matt Kleinschmit Lori Knaub Alex Kosinskiy Terry Kraft Terry Kreifels Terry Kriz Larry Kuehn Edward Lankas Matthew Larsen John Lay Jeremy Lemke Greg Lima Craig Madson Sam Manzitto, Jr. Don McKibben, Jr. Keith McRoberts Dan Megrue Heidi Melvin Zach Mencl Arla Meyer Doug Miller Carol Myers Bill Newstrom Don Nielsen Craig Nissen

Tony Nolan Kevin Oswald Vladimir Oulianov Nate Peterson Darrick Rademacher Thomas Rakow Chad Raszick Cindy Reed Mike Renken Mark Resseguie Jack Rice Kiann Ridgeway Thomas Rogge Ray Schapmann Ron Schriner Angie Schwartz Rodney Scott Kent Seacrest Russ Sebek Stacey Selk Rick Shortridge Dennis Simonds Quinn Small Mark Smith Jeff Sneller Zig Spicha Jim Springer Dan Standeven Chris Suing Ken Svoboda Douglas Swanson Jeramie Swanson Jim Tomasek Amber Traphagan Jason Turek Tom Udland Avon Vandewege Jay Vanis Jim Vocelka Paul Walz Gene Ward Ken Westerhold Jeff White Bob Wiechert Jeremy Williams Dick Wolf Dick Wolfe Steve Woltemath Sam Yancey Nadeem Yousif Dan Zysset

HBAL’s The Big Catch

Starting June 1, 2012, HBAL members will launch their boats looking for The Biggest Catch! For each new member, you will increase your rank on the boat.

• • • •

Deck Hand = 0-1 new members First Mate = 2-3 new members Commander = 4+ new members Captain = 4+ new members & leads team in catches

Buying a license doesn’t guarantee you a fish.

HBAL will provide you with special tackle to help you find the fish and reel ‘em in. All you have to do is cast!

Contact the HBAL office for: • a list of potential members • membership packets to mail or email

The Boats Sea

Wizard Ashley Abramson Terry Anderson John Badami Brad Bailey Matt Barber Shaun Barkley Kayla Bates Dickinson Kim Batie Mark Becher Mike Bendfeldt Rob Benton Sean Bottger Larry Brainard Gene Brake Rich Bredenkamp Jason Broders Jerry Buettner Troy Bugbee Brian Burns Larry Byrnes Steve Carper Bruce Collingsworth Larry Corbett Greg Crawford William Crocker Jason Donner Dan Drozda Ron Ecklund Chris Elgert Patrick Elgert Robert Ernesti Mike Faustman Mike Folsom Charles Foreman Wayne Furher Blake Gipson Lance Gloe Scott Goode Mike Gray Kurt Grosshans Amy Haeffner Duane Hartman Terry Hastreiter Steve Hatten Kirk Havranek John Hendricks Ruth Hietbrink Ellen High Delrae Hirschman Dustin Hitchler Tim Hofferber Larry Holmes

Scott Huenink Heidi Hull Ira Humm Marlin Hupka Ken Inness Merle Jahde Bo Jones Brett Jones John R. Judds Joette Kapke Matt Karl Travis Kerner Randy King Mike Kinning Dave Klapperich Lynn Kleeb Bob Knuth Lynn Knuth Ken Koch Rod Koehler Annie Krause Wayne Kreikemeier Nate Krieser Doug Krogman Dan Kubr Bill Kuhlman James Lamb Marvin Lambie Jim Lamphere Rick Langel Gale Lavigne Jackie Law Eric Lemke Pat Lester Dan Loeck Chad Lyon Mark Manske Matt Marchese Antonio Marino Eileen Marrison Kay Maxwell Mike May Dave McEwen Mike McGill Don McKibben Jeremy McKinnis Deb Melichar Dave Miller (Pella) Jim Moock Brandon Morgan Jon Nacke Brian Neesen

Max Neighbors Stephen Noel Bob Nohavec Tony Ojeda Rick Onnen Jon Palm Joy Patten Steve Peregrine Kurt Ramaekers Kevin Randall Craig Rea Jon Reeder Bob Rentfro Roger Reynolds James Rieker Dick Robison Doyle Roth Erv Rung Bob Ruskamp Anatoliy (Tony) Rybak Jenny Samek Baltazar Sauceda Greg Schwinn Ted Scott Jason Sellers Mark Shepard Michael Smith Dan Stahr Vance Stauffer Shawn Stranathan Jutta Stuart Jeff Taake Ray Terry Jason Theer Mike Thomalla Lyle Thompson Art Tiritilli John Underwood Carrie Van Meter Kurt Virgil Dan Vodicka Chris Wagner Dan Walker Rob Watson Anita Wiechman Andrew Will Marilyn Wimer Pat Wolf Scott Wolf Herb Wolkenhauer Brady Yoder

Brent Adams Doug Alberts Bob Armbrust Robert Buck Athey Allen Barber Lea Barker Ben Barrett Craig Bauer David Bayne Kurt Beck Joe Becker Kirk Bender Jeff Benne Jeff Bielenberg Bob Boellstorff Russ Bohaty Tammy Bohnenkamp Jeff Bonsall Michael Bousquet Matt Bower Deb Brown Bob Bryant Dan Buhr Rick Buresh Matthew Burkey Paul Cammack Randy Chevalier Lisza Coffey Blake Collingsworth John Cooper Jack Craig Jason Cunningham John Davis Bill Dawes Jay DeBoer Ray DeMar David Duran Wayne Elsey Gary Engel Roy Ferrill Jason Firestone Scott Fitzgerald Jarred Francisco Charles Gebbie Gary Geiser Marty Hager John Haney Dane Hansen Perry Haralson AnDee Harris Jed Hartweg Lois Hartzell

brooke

Tom Hegarty Linda Heiman Tim Heise Blake Hellbusch Mark Henning Jeremy Hinze Eric Hoke Joe Holly John Hoppe, Jr. Barry Hornstein Vicky Hundt Sandy Ireland Lloyd Jakoubek Thane Jensen Jim Joe Cassandra Kanter Paul Kardell Troy Karsting Dave Knuth Royce Koehler Kara Kugler John Laflin Jeff Lehms Jo Lewis Mark Lewis Rich Lorenzen Bill Lueth Marlin Lyon Erin Magnussen Jerry Maher Dominic Marino Bob Marshall Brad Marshall Roger Massey Lane Mayer Joe McKee Donna Melichar Stacy Melichar Jay Merritt Chan Merry Jim Meyerhoff Chris Michael Dave Miller (Miller Elec.)

Dawn Montecuollo Pat Mooberry Allen Moser Dan Mulder Terry Neemann Mark Neiswanger Brandon Nelson Ryan Newth Lou Nigro

Michael Norman Greg Norris Jeannette O’Brien John W. Oestreich Scott O’Neill Brock Peters Deb Peters Terri Petersen Bob Philipps Gary Pitts Larry Potratz Dave Rainforth Donna Reis Lance Roach Ronnie Romero Viktor Rybak Judy Sasek Chuck Schmidt Lynne Schuller Bob Schultz Josh Schwartz Roger Schwisow Brian Senkbeil James Simeck Shera Sipes Jake Sittner Kyle Sitzman Dave Stamper Roger Stearns Steve Stevenson Scott Stratton Barry Stutzman Karsten Thurmond Rita Tracy Tom Trainor Al Underwood Dean Usher Kevin Vangilder Vitaliy Verbitskiy Don Voges Deb Wagner Ken Walton Pat Ward Chris Weaver Rich Wedding Bob Wiedemeyer Steve Willey Steve Wittenhagen Tomas Woitschach Donna Youngquist Ramsey Yousif

19  Lincoln Business Builder

New Members| Cancellations | Directory Changes | Renewals

Welcome New Members A1 Cabinet & Kitchen

Thanks for Renewing Your Membership!

Principal: Teng (Ken) Zhang

(Please allow 60 days for names to appear on this list.)

1401 W. Bond Circle, Lincoln, NE 68521 Phone: 402-474-0848 Fax: 402-474-0095 Email: phuong@a1kb.com Reason I joined HBAL: To increase business potentials What I hope to get out of my membership: To expand business contacts Desired Areas of Involvement: Home & Garden Show, Parade of Homes Company Description: Selling and installation of cabinet and granite. Granite is in stock in the warehouse.

BancWise Realty, LLC, 4 years

Tremco Barrier Solutions Principal: Ryan Newth

23965 W. 112th Terrace, Olathe, KS 66061 Phone: 909-559-8182 Website: www.tremcobarriersolutions.com Sponsor: Bob Ruskamp, Lincoln Electric System Company Description: Manufacturer of waterproofing products including EnviroDri Weather Resistant Barrier/Air Barrier.

Barcroft Building, Inc., 3 years Beatrice Concrete Co., Inc., 15 years Buss Excavating, Inc., 18 years Capitol Heating & A/C, Inc., 11 years Carpetland, 24 years Cassandra Lynn Design, LLC, 3 years CKF - Consolidated Kitchens, 14 years Electrical Enterprises, Inc., 24 years The Frontier Group, 3 years Golden Rule Contractors, 1 year Innovative Homes & Design, Inc., 1 year Inselman Cabinetry, Inc., 10 years Lincoln Housing Authority, 17 years Lincoln Winlectric, 7 years Lowe’s, 5 years Lyle’s Drywall Service, Inc., 10 years

Sorry to See You Go!

Manzitto Bros. Residential & Commercial Construction, 31 years

If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY!

Pro Drywall, Inc., 7 years

Nebraska Land Title & Abstract, 18 years Quality First Drywall, Inc., 3 years

Indiana Lumbermens Mutual Insurance Co.

Salt Valley Customs, 5 years

LW Concrete Specialists, Inc.

Seal-Rite Insulation, Inc., 12 years

Morton Buildings, Inc.

Summit Homes, L.L.C., 17 years

Strictly Business

Moving?

Timber Ridge Homes, 4 years Wolf Professional Realty, PC, 2 years

Directory Changes • Andes Painting, LLC address is 3045 S. 42nd Street, Lincoln, NE 68506.

• Wayne Furher is the new affiliate contact with Bielenberg Builders, Inc. • Nebraskaland Steel Products is now Nebraskland Siding and Windows.

• Scott O’Neill is the new principal contact for The Restoration Pros.

Be sure to contact the HBAL Office at 402-423-4225 to update your contact information.

20  Lincoln Business Builder

• Trainor Plumbing, Inc. is now Patriot Plumbing.

Address: 3310 Manassas Place, Lincoln, NE 68516.

Phone number: 402-464-7411.

• Zach Mencl is the new principal contact with Windstream. Phone: 402-219-3989.

Email: zach.mencl@windstream.com.

Building & Safety: Who’s that guy installing my new furnace?

Who is that guy installing my new furnace?

Did you ever wonder if the person installing your new furnace is qualified to do this kind of work? They have to connect a flue pipe to discharge the products of combustion to the outside. They have to connect a gas pipe without leaks. They have to install air ducts to deliver the conditioned air to the rooms where I live. How do they know how to do all of those things? In Lincoln we have a code required process that a tradesman must accomplish to be qualified to do this work.

Some tradesmen start this process by getting a job with a Heating and Cooling Contractor. Some go to a trade school first. To begin the process they must become registered with the City of Lincoln as an Apprentice. They pay a $15 fee and are recorded in the computer for their years of experience to be tracked. They must gain three years of installation experience working with a registered Journeyman or a registered Contractor. After acquiring the experience they are eligible to take a Journeyman exam. The exam has two sections. There is a 100-question exam written by the International Code Council and a 30-question Lincoln Gas Code exam. The Gas Code exam also has a gas piping drawing to size correctly. When the Apprentice passes both parts of the exam they may become registered as a Journeyman. Tradesmen who choose to attend a School (Associates Degree) may receive one year credit towards the three-year Apprenticeship requirement.

A Journeyman is allowed to supervise three Apprentices on a job site. They have to pay a yearly registration fee of $25. After holding the Journeyman registration for one year they may take an exam to become registered as a Contractor. The exam has four sections.

There is a 100-question exam written by the International Code Council for Contractor. There is a Lincoln Gas Code exam section.

There is a section on sizing ducts for air distribution and another section for calculating the heat gain and heat loss of a residence.

After passing all four sections of that exam they may become registered as a Contractor.

A Contractor is the responsible person for all the permitted work for their company. They must become insured with a minimum of $500,000 Contractor Liability Insurance. Most Contractors have insurance far exceeding this minimum amount. They pay a yearly registration fee of $250. All of the permits issued to them must be signed by the Contractor. It is their responsibility to apply for the permits and request inspections for their work. They also must make corrections to any installation that does not meet the Code.

Continuing Education totaling 8 hours is required each year.

You may find these requirements in the 2009 Mechanical Code, Sections 25.04.170 through 25.04.280.

Information provided by Merl Scott, Chief Mechanical Inspector.

Local service for the life of your mortgage loan.

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing.

This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Stop by, call, or visit us online to learn more.

56th & South St.

|

CornhuskerBank.com

|

402-434-2265

* Not all mortgage loans qualify for the local servicing program.

Please contact a mortgage lender for details.

Member FDIC

|

Your Hometown Source For • House Beams • Columns • Brick Lintels • Joists & Deck • Miscellaneous Plate, Angle, Pipe & Tubing

APOLLO STEEL COMPANY Fabricating The Future of Nebraska 7200 Amanda Road, Lincoln, NE 68507 Phone: 402-466-8587 • Fax: 402-466-0594 21  Lincoln Business Builder

Employee Classification Act

Employee Classification Act A Reminder For All Contractors

All contractors must post the notice shown below at all job sites and work places. The notices must be visible to everyone. At job sites, the posters should be placed in any conspicuous areas, preferably around the perimeter/exterior walls or fences at the job site rather than inside a building or trailer. You may print as many of the notices as you need from the website link below. The Department of Labor also has a limited supply of reusable laminated posters that are available on a first come first served basis.

48-2910 Contractor; post notice. Every NOTICE contractor shall post in EMPLOYEE CLASSIFICATION ACT a conspicuous place at the job site or place of business in English and Spanish the following notice: (1) Every individual working for a contractor has the right to be properly classified by the contractor as an employee rather than an independent contractor if the individual does not meet the requirements of an independent contractor under the law known as the Employee Classification Act. AVISO ACTO DE CLASIFICACIÓN DE LOS EMPLEADOS

Cada individuo que trabaja para un contratista tiene derecho a estar debidamente clasificados por el contratista como empleado en lugar de contratista independiente si el individuo no cumple con los requisitos de un contratista independiente en virtud de la ley conocida como la clasificación de los empleados actúan.

Every individual working for a contractor has the right to be properly classified by the Si crees que tu o alguien más no ha sido clasificado correctamente como un contractor as an employee rather than an independent contractor if the individual empleado o un contratista independiente bajo La ley de Clasificación de los does not meet the requirements of an independent contractor under the law known as Empleados, comuniquese con el Departamento de Trabajo. the Employee Classification Act. Contratista incluye cualquier persona fisica o entidad de negocios dedicados a If you believe you or someone else has not been properly classified as an employee or la contrucción o las prestación de servicios, incluyendo todos los an independent contractor under the Employee Classification Act, contact the subcontratistas.

Department of Labor.

Información de contacto al Departamento de Trabajo: Contractor includes any individual or business entity engaged in construction or delivery services, including all subcontractors.

Internet: www.dol.nebraska.gov Teléfono:1-800-627-3611 (llamada gratuita) Department of Labor contact information: Internet:

www.dol.nebraska.gov

Telephone: 1-800-627-3611 (toll free)

•r ' Fireplaces r 'JSFQMBDFT JSFQMBDFT • Fire Pits rr 'JSF 1JUT 'JSF 1JUT • Finishing rr 'JOJTIJOH 'JOJTIJOH Touches • Outdoor Kitchens 5PVDIFT P 5PVDIFT & Patios

r .BJMCP YFT r .BJMCPYFT

www.BaltazarsStone.com

402-614-8006 402-614-8006

14981 Grover St. Omaha

Information regarding the Employee Classification Act, including the required posters, can be found here: http://dol.nebraska.gov/center.cfm?PRICAT=3&SUBCAT=5M

It's the LOCAL Web!

402.483.7575 3133 S. 7th Street • Suite D

Fax 402.483.7577 info@pioneerprintinginc.com www.pioneerprintinginc.com

®

Lincoln's Official Web Site Directory Multi Color Printing Graphic Design Ad Specialties Bindery Services

Digital Color Copies Digital Black & White Engineering Copies Personalized Service

Providing Offset Printing & Digital Services in Lincoln since 1980.

SM

You'll find hundreds of Lincoln Web sites indexed by keywords and categories.

LOG ON! www.citygold.com www.citygold.com

info@citygold.com Phone: (402) 420-9800 • E-mail: info@citygold.com

22  Lincoln Business Builder

Made in America Challenge

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Made in America Challenge Inspired by the All-American Home built entirely out of American-made products, HBAL would like to honor our own builders who use products made in America.

Anders and Jake Lewendal, builders of the All American Home, have their own challenge of reallocating just 5% of spending to American-made products. You can find more information about their challenge and their list of suppliers at www.TheAllAmericanHome.com

Please complete the following information.

Address of new home: Main suppliers used to build home:

Cost of American-made products: Total cost of home: The percentage of products made in America will place you into one of the following categories: 90% or more

=

White

80-89%

=

Blue

70-79%

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Red

I certify that to the best of my knowledge and belief all of the information on this form is correct.

Signature:

Date:

Print Name:

Company:

Please submit this form to the HBAL office no later than December 15, 2012.

6100 S. 58th Street, Ste. C • Lincoln, NE 68516 Fax: 402-423-4251 • info@hbal.org

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23  Lincoln Business Builder

New Energy Efficiency Standards

New Energy Efficiency Standards for Residential Clothes Washers and Dishwashers to Save Consumers Billions on Energy Bills As part of the Obama Administration’s focus on taking sensible steps to save families money while also reducing energy consumption, the Department of Energy announced commonsense energy efficiency standards for residential clothes washers and dishwashers that will save consumers $20 billion in energy and water costs. The new standards for both clothes washers and dishwashers were informed by important feedback from manufacturers, consumer groups, and environmental advocates, producing significant savings while retaining consumer choice.

The clothes washers standard will save households approximately $350 over the lifetime of the appliance, while offering consumers a variety of more efficient machine choices, and as a result of the standards for dishwashers, home dishwashers will use approximately 15% less energy and more than 20% less water, directly providing consumers with savings on monthly bills.

The announcement is only the most recent in a series of commonsense efficiency standards made by the Obama Administration that have covered nearly 40 different products, and will together save consumers nearly $350 billion on their energy bills through 2030.

“Working with consumer, industry and environmental groups to develop common-sense energy-saving appliance standards is an important part of the Obama Administration’s all-of-the-above approach to American energy and the Energy Department’s efforts to reduce energy costs for consumers,” said Secretary Chu. “Collectively, these energy efficiency standards for everyday appliances have saved American families hundreds of billions of dollars and offered consumers more efficient, less costly appliances without sacrificing performance.”

“DOE’s implementation of these new standards reflects the consensus agreement reached by stakeholders. It will result in tremendous energy savings for the consumer while preserving product choice and minimizing manufacturer impact. The home appliance industry is proud of its long history of energy efficiency advancements benefiting consumers and applauds DOE for working with stakeholders to increase energy efficiency,” said Joseph McGuire, President of the Association of Home Appliance Manufacturers.

“Clothes washer and dishwasher energy efficiency has improved dramatically over the past two decades while also improving clothes washing performance and maintaining dish washing performance,” said Steve Nadel, Executive Director of the American Council for an Energy-Efficient Economy. “These improvements have been driven by a combination of manufacturer and utility efforts, Energy Star, federal tax incentives, and minimum efficiency standards. We support the new DOE minimum efficiency standards which will raise the floor, helping to spur further efficiency improvements.”

The new standards—developed in partnership with companies like Whirlpool, General Electric and LG Electronics, industry advocates, national environmental organizations, consumer groups, and other stakeholders—build on previous minimum energy efficiency requirements for clothes washers and dishwashers and go into effect starting in 2015 and 2013, respectively.

Today, clothes washers and dishwashers account for approximately 3% of residential energy use and more than 20% of indoor water use in homes across the country. The new standards for clothes washers will reduce the energy consumption of front-loading clothes washers by 15% and reduce water consumption by 35%,

24  Lincoln Business Builder

while top-loading washers will save 33% on energy and 19% on water use.

As companies look for ways to further boost the efficiency of their products, companies will continue to undertake additional research and development, partner with entrepreneurs working on new efficiency technologies, and invest in manufacturing innovations that will help drive better, more efficient appliances and broader job creation across the economy. For example, according to a 2011 trade report, standards laws signed by President Reagan and both Presidents Bush and DOE rulemakings generated approximately 340,000 jobs in 2010 alone.

The standards announced today are part of the Obama Administration’s broader all-of-the-above approach to American energy and the Department of Energy’s efforts to help families save money by saving energy. Other energy and cost-saving standards adopted under the Obama Administration include: • March 2009: 14 consumer and commercial products with standards prescribed in the Energy Independence and Security Act of 2007 (EISA 2007), including dishwashers, general service incandescent lamps and residential clothes washers • April 2009: Microwaves, kitchen ranges and ovens • July 2009: General service fluorescent lamps and incandescent reflector lamps • July 2009: Commercial heating, air-conditioning and water-heating equipment • August 2009: Beverage vending machines • December 2009: Commercial clothes washers • February 2010: Small electric motors • March 2010: Residential water heaters, direct heating equipment and pool heaters • April 2011: Residential clothes dryers and room air conditioners • June 2011: Residential furnaces and residential central air conditioners and heat pumps • September 2011: Residential refrigerators, freezers, and refrigerator-freezers • October 2011: Fluorescent lamp ballasts • November 2011: Direct heating equipment • May 2012: Residential clothes washers • May 2012: Residential dishwashers A full list of appliance efficiency standards is available on the Department of Energy website at www1.eere.energy.gov/buildings/appliance_standards DOE’s Office of Energy Efficiency and Renewable Energy invests in clean energy technologies that strengthen the economy, protect the environment, and reduce dependence on foreign oil. Learn more about the test procedures and minimum efficiency standards for residential appliances and commercial equipment developed by DOE’s Appliances and Commercial Equipment Standards Program and other building technologies projects.

New Website Helps Protect Homeownership | National Homeownership Month

New Website Helps Protect Homeownership

June is National Homeownership Month!

America’s home owners and home builders celebrate National Homeownership Month in June, bringing attention to the more than 75 million Americans who own their homes, and the millions more who aspire to achieve the American dream of homeownership. But it is also important for American families to know that homeownership is under attack. Legislative and regulatory proposals now under consideration by government policymakers would greatly harm home owners, home buyers, the housing market and the nation’s economy.

Homeownership has long been the cornerstone of the American dream. It provides more than shelter for your family and a home for your most valued treasures. Homeownership is a symbol of prosperity that is achieved by more Americans each year with the help of innovative builders, improvements in the access to capital, and the myriad government and industry programs developed to help make homeownership a reality.

To educate Americans about the threats to homeownership and to provide opportunities for current and future home owners to take action to protect it, the National Association of Home Builders (NAHB) has launched a website, www.ProtectHomeownership.com.

The site features expert economic analysis and reports, data from homeownership surveys and polls, and the answers to many frequently asked questions about housing and homeownership.

Each June during National Homeownership Month, Americans have the opportunity to reflect on how homeownership has enhanced our lives and contributed to the thriving communities we call home. Home builders continue to work with housing finance innovators, consumer education organizations and government officials to advance and protect affordable homeownership opportunities in our country.

ProtectHomesownership.com highlights the threats to homeownership by describing how tax, legislative and regulatory policies currently under consideration would scale back or eliminate the mortgage interest deduction and make mortgages and small business loans unaffordable and difficult to obtain. It tells how finance and credit-related issues are making it difficult for creditworthy, financially responsible families to buy a home and threaten to ultimately prevent millions of families from ever becoming home owners.

Join the National Association of Home Builders and home builders nationwide in recognizing homeownership during June.

The site documents homeownership’s importance to individual households and to local, state and national economies. It shows how new home construction and remodeling presently account for about 15 percent of the nation’s total economy, and how the financial issues are impeding production of new homes. The economic impact of home building includes construction of single-family and multifamily homes, remodeling and the countless products and services that are related to those activities.

To learn more about government programs that help provide for homeownership, and how to support them, go to www.ProtectHomeownership.com.

Protecthomeownership.com also empowers the American public to take positive action to support and protect this very important aspect of American life. Visitors are encouraged to sign an online petition urging Congress to keep housing a national priority, and to join social media communities on Facebook.com/ ProtectHomeownership and Twitter.com/4Homeownership.

Information is provided about how to participate in Homeownership Rallies that are being held in a number of communities in 2012. The first rally, in Columbia, S.C., drew almost 1,000 people to the statehouse grounds to voice their support and focus the government’s attention on critical housing issues.

For more information on the impact of housing and homeownership, go to www.ProtectHomeownership.com.

Did You Know?

When it comes to cabinetry, Millard Lumber offers a vast and diverse selection. Whether it’s a color, finish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also offers installation for all cabinets and hardware.

11200 N. 148th St., Waverly NE

402.786.3030

M-F 7:30am - 5pm

Spiders use their silk in many ways. Aside from building webs (which each spider does on its first try, suggesting inherited behavior), some species of male spiders wrap food in silk and present these “presents” to females.

- The Amazing Fact Generator 25  Lincoln Business Builder

Building Permits Building Permits

City of Lincoln - 10 -Year Table

Jan. Feb. March April YTD

SF 98 103 136 145 482

Jan. Feb. March April Total Avg. Cost

2003 2004 TH MF SF TH MF SF 8 4 74 8 5 54 33 2 73 9 24 66 24 90 137 18 20 92 26 4 124 22 0 80 91 100 408 57 49 292

#

19 13 34 52 118

2006 Cost 333,000 426,676 613,750 560,472 1,933,898 16,389

SF=detached single family - TH=townhouses - MF=multi-family (including duplexes)

2005 TH 21 10 11 16 58

MF SF 0 72 4 58 4 82 4 91 12 303

2006 TH 14 20 17 16 67

2007 MF SF TH 0 40 8 2 35 4 16 59 40 60 61 70 78 195 122

MF 4 12 112 66 194

SF 35 22 41 50 148

2008 TH 19 0 28 2 49

MF SF 6 11 4 29 2 30 2 30 14 100

2009 TH 14 2 14 14 44

2010 MF SF TH 0 24 7 3 32 18 2 42 6 15 33 8 20 131 39

Remodeling Permits: Additions City of Lincoln - Detached Single Family - 7 Year Table

#

7 4 33 56 100

2007 Cost 87,400 314,300 1,283,155 539,511 2,224,366 22,244

#

9 9 36 62 116

2008 Cost 1,364,460 141,600 589,154 1,208,366 3,303,580 28,479

#

2 5 10 10 27

2009 Cost 52,000 125,240 206,900 198,413 582,553 21,576

#

6 3 11 19 39

2010 Cost 152,980 99,500 317,000 706,474 1,275,954 32,717

#

3 7 18 15 43

MF SF 2 22 60 26 8 42 0 28 70 118

2011 TH 0 0 10 26 36

2011 Cost 80,100 178,700 452,005 908,366 1,619,171 37,655

MF 4 20 180 3 207

#

SF 27 31 47 43 148

2 5 10 11 28

2012 TH 4 13 24 19 60

MF 0 144 36 24 204

2012 Cost 43,500 107,786 691,458 600,931 1,443,675 51,560

Remodeling Permits: Alterations

Jan. Feb. March April Total Avg. Cost

#

89 87 100 87 363

2006 Cost 1,007,372 967,125 1,147,674 706,214 3,828,385 10,547

City of Lincoln - Detached Single Family - 7 Year Table

#

88 78 107 88 361

26 ď ´ Lincoln Business Builder

2007 Cost 1,163,863 909,207 1,280,089 1,031,776 4,384,935 12,147

#

81 76 89 82 328

2008 Cost 907,619 947,505 800,412 877,275 3,532,811 10,771

#

71 76 72 85 304

2009 Cost 784,232 706,588 946,927 813,112 3,250,859 10,694

#

57 69 125 154 405

2010 Cost 502,454 600,743 1,229,150 1,386,859 3,719,206 9,183

#

69 79 104 133 385

2011 Cost 988,395 893,584 900,086 1,292,245 4,074,310 10,583

#

81 69 96 96 342

2012 Cost 804,484 565,929 1,055,957 871,985 3,298,355 9,644

27 ď ´ Lincoln Business Builder

YOUR AD HERE! This 3.75” x 2.25” space and the 7” x 4.5” space below are available for an ad. For more information, please contact Jennie at 402-423-4225 or jennie@hbal.org.

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

ADDRESS SERVICE REQUESTED

ENERGY STAR homes are a win, win, win proposition. ®

Homebuyers win because ENERGY STAR homes are more efficient, more comfortable and the lower costs of ownership allow them to put more money into their homes. Builders win because ENERGY STAR homes are more profitable to build. And the more we conserve, the more we all win. To learn more, contact Bob Ruskamp at 473-3275 or bruskamp@les.com.

www.les.com