Lincoln Business Builder (June 2015)

The LINCOLN BUSINESS BUILDER June 2015

Published monthly by the Home Builders Association of Lincoln

Volume 52 No. 6

e r t m i m m e! u S th Join us for

ese fun summer HBAL events

!

HBAL Golf Tournament Friday, June 5

HBAL Summer Bash Friday, August 7

Remodelers Council Golf Tournament

Friday, August 28

Scan this QR code with your smartphone to view the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application from your service provider.

Also in this issue...

• New CLosing Rules page 7 • HBAL Summer Bash page 10-11 • Kuck Motorsports Collection pages 14-15

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President’s Message

June 2015 Vol. 52, No. 6

Contents President’s Message 3 Calendar of Events 4 LHBCF Golf Tournament 5 Protecting Yourself from Heat Stress 7 New Closing Rules Take Effect August 1 8 Member News 8 Educational Opportunities 9 HBAL Summer Bash 10-11 Spike Party 13 Kuck Motorsports 14-15 NAHB Wants You to Succeed 17 2015 Membership Drive 18-19 Young Building Professionals Council 20-21 Crudely Speaking 23 Homeownership More Accessible As Affordability Improves 24 Renewals 25 Cancellations 25 New Member 25 Changes 25 Building Permits 26

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL. The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles.

The annual subscription rate is included with your membership dues.

Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

HBAL Staff Sam Gans-King, Michaela Harrison & Jennie Korth

President’s Message Mike May HBAL President The 61st Annual Spring Parade of Homes was a huge success! The positive feedback regarding actual and prospective sales is encouraging for our members and local economy. You are an economic driver in our community offering jobs, tax revenue and community support. Thank you to the builders, advertisers and attendees of the Parade of Homes!

HBAL’s Young Building Professionals (YBP) prepared for and hosted an excellent fundraising event for the Lincoln Home Builders Care Foundation this past month. The event at the Kuck Motorsports Collection had over 350 in attendance and raised over $13,000. Compliments were received from the Kucks regarding the preparation and organization for the event and from attendees for many days after the event. Thank you to the Kucks, event sponsors and YBP volunteers!

This is sure to be a very busy summer for our industry. The long hours, rain, heat and other factors can add to the stress of what may otherwise be known as a normal day. Please know your limitations and work safely and efficiently for a productive and profitable summer!

Executive Committee Mike May, President

Young Building Professionals Council

Justin Johnson, President Elect

Matt Kinning

Matt Kleinschmit, 1st Vice President Perry Haralson, 2nd Vice President Lori Wellman, CKD, CGR, CAPS, Secretary Bob Bryant, Treasurer Mike Kinning, Immediate Past President Mike Benker, Executive Vice President

National Directors Justin Johnson Mike Kinning Mike May Perry Haralson, Alternate Dan Klein, Sr., Alternate Lori Wellman, Alternate

Board of Directors

National Life Directors

Taylor Ashburn, Jess Baker, CGP, Jeff Bielenberg, Ruth Hietbrink, Bo Jones, Matt Karl, Tim Kenny, Jerry Maher, CGP, CAPS, CGB, Linda Potter, Lance Roach, Marlene Stroup, Ken Svoboda

Jim Christo, CGR, CGB, Steve Fulton, CGP, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens

Remodelers Council Mark Aksamit

Past Presidents Jerry Boyce, Mike Goings, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Mike Rezac, Greg Shinaut

3  Lincoln Business Builder

Calendar of Events

Calendar of Events June 5

Lincoln Home Builders Care Golf Tournament Highlands Golf Course Tee times still available • $60 per golfer

June 10

Remodelers Council Picnic Antelope Park • Shelter #2 11:30 a.m. • Cost: $10 per person

June 11

Board of Directors Meeting HBAL Office • 6100 S. 58th Street, Ste. C 10:30 a.m.

June 18

Initial Lead Renovator HBAL • 6100 S. 58th Street, Ste. C 8:00 a.m. - 5:00 p.m. • $185 per person RSVP by June 11

June 19

Lead Renovator Refresher HBAL • 6100 S. 58th Street, Ste. C 8:00 a.m. - 12:00 p.m. • $100 per person RSVP by June 11

June 23

TILA & RESPA Integration Panel HBAL • 6100 S. 58th Street, Ste. C 8:00 - 9:00 a.m. • Free for HBAL Members RSVP by June 19

July 3

HBAL Office Closed in Obser vance of Independence Day

Aug. 7

HBAL Summer Bash Matt & Tracy Kleinschmit’s • 11401 Van Dorn Street 5:30 p.m. - BBQ Dinner 6:45 p.m. - Human Foosball Championship Game 7:00 p.m. - Band - “Spare Change”

Aug. 28

Remodelers Council Golf Tournament Mahoney Golf Course 8:30 a.m. Shotgun Start • $65 per person

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LHBCF Golf Tournament

Team Registration Please register my team for the Lincoln Home Builders Care Foundation Benefit Golf Tournament If you are interested in a designated foursome, register all four players together. If not, you will be assigned to a team. This is a first-come, firstserved event. Payment by May 1 is required to save your tee-time.

Player No. 1

2015 Lincoln Home Builders Care Foundation Benefit Golf Tournament Friday, June 5, 2015 Highlands Golf Course

Name__________________________________________________________ Company_______________________________________________________

Player No. 2 Name__________________________________________________________ Company_______________________________________________________

Player No. 3 Name__________________________________________________________ Company_______________________________________________________

5501 NW 12th Street

Player No. 4

“Texas Scramble” • $60 per person First tee-off at 6:45 a.m.

Last tee-off at 4:00 p.m.

Name__________________________________________________________

Registration

The $60 registration fee includes green fees, cart, hot dogs, hamburgers and the fixin’s for lunch, and lots of prizes! Each person will receive drink tickets toward beverages. Additional drinks may be purchased (please assign a designated driver for your team).

Priority Tee-time

By making a donation of $200 to the tournament, you will have the ability to choose your tee-time range on a priority basis. In order to take advantage of a priority tee-time, you must pledge your contribution by March 2 and pay by May 1, 2015. (This contribution is in addition to the entry fee.)

Prizes

Corporate Hole Sponsors are being contacted. If you are interested in sponsoring a hole, contributing giveaways for the golfers, or volunteering your time to help…call the HBAL office (402-423-4225) for more details.

Hurry!

This is a first-come, first-served event. So don’t delay, get your tee-time reserved.

Volunteer opportunities are also available.

Contact Michaela Harrison at 402-423-4225 or michaela@hbal.org if interested.

The proceeds from this event will provide scholarships for high school and college students. The Lincoln Home Builders Care Foundation’s mission is to support the educational and charitable activities of the Home Builders Association of Lincoln.

The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs. Gifts are tax deductible to this 501(c)(3) non-profit organization.

Company_______________________________________________________ Tee time range requested__________________________________________ We will do our best to set your tee-time as close to your choice as possible. Tee-times are arranged on a first-come first-served basis. You will be sent a postcard as a reminder of your tee time.

Payment must be received before May 1 in order to ensure a tee-time. l Enclosed is $60 per golfer. Pre-payment is required to play.

l I don’t play golf, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Sponsorship Registration Yes! I would like to be a:

l Hole Sponsor............................................................................ $200 l Hotdog Sponsor........................................................................ $150 l Hamburger Sponsor.................................................................. $300 l Giveaway Sponsor

l Raffle Prize Sponsor

Item: ________________ Item: ________________

l I do not wish to be a sponsor, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Name: Company: E-mail: Total Amount Due: $ l Check enclosed Send registration form and check made payable to:

Lincoln Home Builders Care Foundation 6100 S. 58th Street, Ste. C • Lincoln, NE 68516 Fax: 402-423-4251 • Email: info@hbal.org 5  Lincoln Business Builder

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6  Lincoln Business Builder

Protecting Yourself from Heat Stress

NIOSH Fast Facts: Protecting Yourself from Heat Stress

Heat stress, from exertion or hot environments, places workers at risk for illnesses such as heat stroke, heat exhaustion, or heat cramps.

Heat Stroke A condition that occurs when the body becomes unable to control its temperature, and can cause death or permanent disability.

Symptoms • High body temperature • Confusion • Loss of coordination • Hot, dry skin or profuse sweating • Throbbing headache • Seizures, coma

First Aid • Request immediate medical assistance.

• Move the worker to a cool, shaded area.

• Remove excess clothing and apply cool water to their body.

Heat Exhaustion The body’s response to an excessive loss of water and salt, usually through sweating.

Symptoms

• Seek medical attention if you have the following: heart problems, are on a low-sodium diet, or if the cramps do not subside within one hour.

Protect Yourself Avoid heavy exertion, extreme heat, sun exposure, and high humidity when possible. When these cannot be avoided, take the following preventative steps: • Monitor your physical condition and that of your coworkers for signs or symptoms of heat illnesses.

• Wear light-colored, loose-fitting, breathable clothing such as cotton.

- Avoid non-breathable synthetic clothing.

• Gradually build up to heavy work.

• Schedule heavy work during the coolest parts of day.

• Take more breaks when doing heavier work, and in high heat and humidity.

- Take breaks in the shade or a cool area.

• Drink water frequently. Drink enough water that younever become thirsty.

• Be aware that protective clothing or personal protective equipment may increase the risk of heat-related illnesses.

Content source: National Institute for Occupational Safety and Health Education and Information Division

• Rapid heart beat • Heavy sweating • Extreme weakness or fatigue • Dizziness • Nausea, vomiting • Irritability • Fast, shallow breathing • Slightly elevated body temperature

First Aid • Rest in a cool area.

• Drink plenty of water or other cool beverages.

• Take a cool shower, bath, or sponge bath.

Heat Cramps

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• Retaining Walls • Berms/Boulders • Firepits • Outdoor Kitchens • Commercial Snow Removal

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402.580.1805

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Affect workers who sweat a lot during strenuous activity. Sweating depletes the body’s salt and moisture levels.

Symptoms • Muscle cramps, pain, or spasms in the abdomen, arms or legs

First Aid • Stop all activity, and sit in a cool place.

• Drink clear juice or a sports beverage, or drink water with food.

- Avoid salt tablets.

• Do not return to strenuous work for a few hours after the cramps subside.

7  Lincoln Business Builder

New Closing Rules Take Effect August 1 | Member News

New Home Closing Rules Take Effect August 1 The Consumer Financial Protection Bureau (CFPB) will institute new rules August 1 regarding disclosures under the Truth in Lending Act and Real Estate Settlement Procedures Act that will affect all home builders, particularly those with a real estate lending arm.

Under the new procedures as a result of the Dodd Frank Act, four documents will be merged into two. The Good Faith Estimate and Truth in Lending disclosures will be eliminated and combined into a new single Loan Estimate form, or “LE.” In addition, the final Truth in Lending Disclosure and HUD1 Settlement Statement are being replaced by the Closing Disclosure, or “CD.”

What Do These Changes Mean?

Under the new rule, the biggest change is that the Closing Disclosure must be provided to the consumer a full three days prior to the closing, and if there are changes during that 72-hour period, the closing could be delayed.

Currently, the HUD-1 Settlement Statement can be presented to the buyer on the day of closing and any changes to the statement can take place during the loan closing.

In addition, the Loan Estimate must be delivered to the prospective buyer no later than three business days after receiving the application.

Changes Aimed at Helping Consumers

These new rules are intended to streamline the loan application process and make it easier for consumers to understand by clearly spelling out the most relevant details all on one page – the interest rate of the mortgage loan, the amount of the monthly payments and a listing of all the closing costs.

For consumers applying for adjustable rate mortgages, the documents will explain how their interest rate and future monthly payments could change based on certain factors.

During the rulemaking process, NAHB was actively involved by submitting comment letters, both individually and with coalition partners, urging the CFPB to ensure that any changes that would make it easier for consumers to understand and comply with the settlement process would not place any undue burdens on builders, lenders and other housing professionals.

Go to http://goo.gl/a90vw8 to access the following resources.

NAHB Resources

• Access an NAHB fact sheet on how builders can prepare for these changes.

• Read FAQs about the new disclosure rules.

• View a matrix comparing the new and existing disclosure rules.

• Register for NAHB’s June 24 webinar, Be Prepared – What the New Mortgage Disclosure Rules Mean for Builders.

External Resources

• Consumer Financial Protection Bureau: Know Before You Owe • The Final Rule (submitted to the Federal Register) • CFPB Resources to Help You Comply

See the Educational Opportunities on page 9 for more information on a discussion panel covering this topic.

8  Lincoln Business Builder

Congratulations Jay & Alexis Hiatt Trademark Builders They are the proud parents of a baby girl

Lulu Nicole 8lbs. 12oz. • 20 ¼ in

Educational Opportunities

Educational Opportunities Initial Lead Renovator

ATTENTION BUILDERS:

Thursday, June 18 | 8:00 a.m. - 5:00 p.m.

NEW HOME CLOSING RULES

HBAL Office | 6100 S. 58th Street, Ste. C

On August 1, 2015 the Consumer Financial Protection Bureau’s new rules requiring easier-to-use mortgage disclosure forms go into effect. The changes resulting from these new rules – and the penalties associated with failure to comply – are substantial. For example, did you know:

Cost: $185 per person RSVP to info@hbal.org by June 11.

Lead Renovator Refresher Friday, June 19 | 8:00 a.m. - 12:00 p.m.

HBAL Office | 6100 S. 58th Street, Ste. C Cost: $100 per person RSVP to info@hbal.org by June 11.

EPA’s Lead Renovation, Repair and Painting Rule (RRP Rule) requires that firms performing renovation, repair, and painting projects that disturb lead-based paint in homes, child care facilities and pre-schools built before 1978 have their firm certified by EPA (or an EPA authorized state), use certified renovators who are trained by EPA-approved training providers and follow lead-safe work practices.

For more information about the RRP Rule, go to www.hbal.org/resources/epa.

___ Initial Lead Renovator

• The HUD-1 form is going away?

• The flexibility to accommodate last-minute change orders that result in changes to the loan amount, closing costs and/or sales price will become very limited?

• Under the new rules, all closing documents MUST be in the Borrower’s hands 3 business days before closing? And if it needs to be mailed, plan on 3 additional business days for delivery. (A “business day” is defined as all calendar days excluding Sundays and federal holidays.)

Join us for a

TILA & RESPA Integration Panel and find out how these changes will affect you!

Tuesday, June 23 | 8:00 - 9:00 a.m.

HBAL Office | 6100 S. 58th Street, Ste. C Cost: Free for HBAL Members RSVP to info@hbal.org by June 19.

___ TILA & RESPA

HBAL’s 2015 Educational Opportunities are made possible thanks to

___ Lead Renovator Refresher Name_______________________________________________ Company____________________________________________ Address______________________________________________ City_________________________________________________ State___________________ Zip______________________ Phone_______________________________________________ E-mail_______________________________________________ Payment must accompany registration (if applicable) in order to reserve a seat for you.

Check Enclosed_____

I will call with credit card payment_____

Return this form to HBAL via

Fax: 402-423-4251 E-mail: info@hbal.org

Mail: HBAL 6100 S. 58th Street, Ste. C Lincoln, NE 68516 9  Lincoln Business Builder

HBAL Summer Bash

HBAL Summer Bash

When: Friday, August 7 Where: Matt & Tracy Kleinschmit’s, 11401 Van Dorn Street Time:

5:30 p.m. - BBQ Dinner 6:45 p.m. - Human Foosball Championship Game 7:00 p.m. - Band - “Spare Change” Plus free family-friendly activities including a bounce house for the kids.

Sponsorships AVailable!

Want to help us make the event a success?

We’re looking for sponsors for the following:

Human Foosball Challenge

$1200

(Includes your company name in the event title and two custom 4’ x 16’ banners with your company logo one of which will be displayed at center court on the arena frame.)

Human Foosball Arena Sponsor $200

(Includes the opportunity to place your company banner on the arena frame.)

Band Sponsor

$1000

Fireworks Sponsor

$150 - $1000

Dinner Sponsor

$500

All sponsors will be listed in event promotion, acknowledged at the event and thanked in the September Lincoln Business Builder.

Human Foosball

Challenge

Join us at the HBAL Summer Bash on August 7 for a lifesize game of foosball! For $50, teams of 6 players will play for a $300 top prize! Deadline to enter your team is July 15, 2015. Contact the HBAL office at 402-423-4225 for more information.

Curious?

H

Check out this YouTube video...

10  Lincoln Business Builder

HBAL Summer Bash

Human Foosball Challenge Team Registration

HBAL Summer Bash Sponsorship Registration

Please register my team for the Human Foosball Challenge.

Registration deadline is July 15.

Yes! I would like to be a:

Player No. 1 / Team Captain

l Human Foosball Challenge Title Sponsor .............. $1200

Name_______________________________________________

(Includes your company name in the event title and the opportunity to place your company banner on the arena frame.)

Company____________________________________________

l Human Foosball Arena Sponsor................................. $200

Phone_______________________________________________

(Includes the opportunity to place your company banner on the arena frame.)

Email _______________________________________________ Player No. 2 Name_______________________________________________ Company____________________________________________ Player No. 3 Name_______________________________________________ Company____________________________________________ Player No. 4

l Band Sponsor......................................................... $1000 l Fireworks Sponsor....................................... $150 - $1000 l Dinner Sponsor........................................................ $500

Company____________________________________________

All sponsors will have their company logo listed in all publications advertising the HBAL Summer Bash, along with signage the night of the event. All proceeds from the event will benefit the Lincoln Home Builders Care Foundation.

Player No. 5

Name: ______________________________________________

Name_______________________________________________

Name_______________________________________________ Company____________________________________________ Player No. 6 Name_______________________________________________ Company____________________________________________ l Enclosed is $50 per team. Pre-payment is required to play.

Send registration form and check made payable to: Lincoln Home Builders Care Foundation 6100 S. 58th Street, Ste. C • Lincoln, NE 68516 Fax: 402-423-4251 • Email: info@hbal.org

Company: ___________________________________________ E-mail: ______________________________________________ Total Amount Due: $__________________________________ l Check enclosed The proceeds from this event will provide scholarships for high school and college students. The Lincoln Home Builders Care Foundation’s mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs. Gifts are tax deductible to this 501(c)(3) non-profit organization.

11  Lincoln Business Builder

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• Solving problems for contractors with Icynene foam since 1995.

• Spray foam is only as good as the installers.

• Both open cell and closed cell insulation available.

Contact Rick McConnell

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Standard and custom color ranges, sizes, and shapes are our specialty. Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the finest of materials.  Face brick  Paving brick  Thin brick veneer  Pool Coping

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12  Lincoln Business Builder

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Spike Party

Attention HBAL Spikes!

Get Ready for Summer Fun with Fellow Spikes!

Spikes “Pig Out” at Ribfest Thursday, August 13, 2015 Join your fellow Spikes at Lincoln’s largest cookout!

• • • • • •

$$$$ for admission for Spike & one guest, ribs & refreshments Reserved seating for Spike Club Members Entertainment Award-winning BBQ chefs & pit bosses from around the country Live music Fun & conversation with other Spikes on a great summer evening Spikes fax this form to 402-423-4251 or RSVP to 402-423-4225 or info@hbal.org.

Reservations required by July 31 so we can mail you your tickets. _____ Yes, I want to “pig out” at the Ribfest _____ Sorry, I can’t attend _____________________________________ Spike Club Member’s name & name of guest

What are the benefits of becoming a Spike?

Standings As of April 30, 2015

Blue Spike 6-24 Lea Barker Jeff Bielenberg Bob Bryant AnDee Harris Ruth Hietbrink Lynn Kleeb Steve Kunkel Jerry Maher

16.00 10.00 14.00 8.25 8.50 11.50 21.50 7.50

Sam Manzitto, Jr. Pat Mooberry Stephen Noel Vladimir Oulianov Bill Richter Bob Ruskamp Jenny Samek

22.00 9.50 17.50 13.50 7.50 9.50 23.50

Life Spike 25-49 Mark Aksamit Joe Hampton Duane Hartman Jeff Johnson

38.75 37.25 25.50 35.50

Molly Johnson Mary Kinning Matt Kleinschmit Jeff Mann

28.00 36.25 34.00 42.00

Green Spike 50-99 Perry Haralson Dan Klein, Sr. Robert Knuth Bob Marshall Michael May

52.00 73.50 79.00 57.25 55.00

Eric Hoke Fred Hoppe

120.25 127.00

Herb Reese Margaret Schultz Robert Schultz Lori Wellman

73.25 68.50 65.50 96.50

Red Spike 100-149 Justin Johnson Mike Kinning

105.00 134.50

Royal Spike 150-249 Jerry Boyce Duane Helmink Rick Krueger Dan Kubr Jo Lewis Erin Magnussen

150.50 204.75 196.25 210.50 215.25 218.00

Donn Mann Mike Rezac Greg Schwinn Greg Shinaut Bob Stephens Tom Trainor

197.25 195.50 169.75 157.00 241.25 247.50

Super Spike 250-499 Steve Fulton Bob Gabriel Mike Goings

369.00 384.25 260.00

John Hoppe, Jr. Sam Manzitto Roger Reynolds

374.50 451.25 315.75

Statesman Spike 500-999 Jim Christo Jim Crawford

The real benefits are intangible: You are recognized for your contributions to the association and regarded as an accomplished and connected member. Additionally, Spikes receive: • A coveted invitation to the biggest party of the year, the Spike Party at the International Builders’ Show®* • Increased visibility, recognition and networking opportunities at industry events • Unique and valuable lapel pins for each level of achievement • Additional VIP treatment throughout the year * Eligibility postcards are sent only to eligible Spikes who have at least six credits and one new member recruitment credit between Nov. 1 of the previous year and Oct. 31 of the current year. For example, if a Spike who otherwise meets the attendance criteria recruits a new member in December 2012, this will satisfy the new member recruitment criteria and s/he will be eligible to attend the 2014 Spike Party.

As always, the recruitment credit may be composed of one full credit received when a new Builder or Associate member is recruited or two ½ credits received when Affiliate or Council members are recruited.

624.50 718.75

Joe McKee

527.00

How do I become a Spike?

Before becoming a Spike, you are a Spike candidate. That means you have earned between one and five and a half credits. Once you earn your sixth credit, you become an official NAHB Spike!

Spike credits are earned by recruiting and retaining NAHB and Council members.

How do I earn Spike credits?

Spikes earn one credit for each new Builder or Associate member they sponsor. When that member renews after his or her first year of membership, the sponsoring member automatically gets one renewal credit. Every year the member renews thereafter, the sponsoring member will receive a ½ renewal credit.

Spikes receive a ½ credit for recruitment and a ½ credit for the renewal of Affiliate members.

13  Lincoln Business Builder

Kuck Motorsports

The Young Building Professionals presented a rare opportunity to view the

Kuck Motorsports Collection On May 19, over 350 HBAL members, family and friends gathered at Kuck Motorsports to view the rare collection of over 100 automobiles owned by Gary and Susan Kuck and their son Scott.

The proceeds from this event will further support the mission of the Lincoln Home Builders Care Foundation. Its mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs.

Thank You to Our Sponsors

Beverage/Food Sponsors Kinning Design Build, Inc. | Rezac Construction, Inc.

Corporate Sponsors

CharterWest Mortgage Center Cornhusker Bank Duteau Chevrolet Subaru Hunt Irrigation, Inc. JL Exteriors

Nebraska Investment Finance Authority

Wellmann Heating & Air Wellmann Plumbing, Inc. West Gate Bank

Thank you to Duteau Chevrolet Subaru for providing shuttle service.

Committee

Mike Benker Kelli Fleek Justin Johnson Matt Kinning Dan Klein, Jr.

14 ď ´ Lincoln Business Builder

Jennie Korth Bailey Lopez Lance Roach Brett Sundberg Alex Ward

Volunteers Sam Gans-King Michaela Harrison Andrew Schellpeper

Kuck Motorsports

15 ď ´ Lincoln Business Builder

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NAHB Wants You to Succeed

NAHB WANTS YOU TO SUCCEED $6,882

Add up the dollar value of NAHB’s advocacy victories and you’re talking real money – an average of $6,882 per housing start for a typical home builder in 2014. That’s a big number, and a big step toward success. Below are selected advocacy victories in 2014.

$767

Extending energy tax credits stimulates new construction and remodeling.

$808

U.S. Supreme Court Clean Air Act ruling benefits multifamily builders.

$1,125

Homeowner Flood Insurance Affordability Act saves business for builders and remodelers.

$510

Delayed Affordable Care Act requirements saves costs for the building industry.

$347

Extending mortgage insurance tax deduction preserves new home sales.

These numbers represent the value per housing start a typical builder will see as a result of key NAHB advocacy victories in 2014. Some members will experience more of these benefits than others.

Learn more at

valueofnahb.org

2015 Membership Drive

WE WANT YOU! RECRUITING INCENTIVE - $$$$$$ Do you drive around town looking at company vehicles and wonder if they are a member of HBAL? If you’re like our 2015 Membership Chair, Justin Johnson (or any of the HBAL staff), you automatically know whether they are a member of HBAL. Next time you see one of these vehicles and you know they should join HBAL, take a picture and send it to info@hbal.org. FOR EVERY 10 NEW POTENTIAL MEMBERS YOU SEND, YOU WILL GET $10 CASH! Watch this page in the months to come to see who’s at the top!

WE’LL DO THE LEG WORK...

Once you send us a picture, we’ll research the company, find their contact information and send them a recruiting packet prior to our Membership Drive later this year.

Did you miss Uncle Sam’s appearance at Tribute to Youth? Scan here to view the video!

TOP RECRUITERS! (as of 5/26/15)

Justin Johnson

22 photos

Dan Klein, Jr.

8 photos

Mike Kinning

1 photo

EMAIL PICTURE TO INFO@HBAL.ORG

H SEE A POTENTIAL VEHICLE? TAKE A PICTURE!

HBAL STAFF WILL: • research company & determine eligibility* • record contact information in our “Hot Prospect” list and mail membership drive information in August

REPEAT 10 TIMES!

*To be eligibile, the company in the photo must: • not be a current HBAL member • have a location within 50 miles of Lincoln, NE • have not been previously submitted by you or another HBAL member.

18  Lincoln Business Builder

ONCE 10 ELIGIBLE PHOTOS ARE RECEIVED, YOU GET $10 CASH!

2015 Membership Drive

• Join one of our 7 team captains for a 2-hour shift between 8 am and 4 pm.

- Mike May - Mike Kinning - Mike Rezac - Matt Kleinschmit - Dan Klein, Sr. - Mark Aksamit (Remodelers Council) - Matt Kinning (Young Building Professionals Council) • You’ll be calling people you already do business with so don’t be scared!

• We’ll provide you with all the tools you need to recruit new members!

• We’ll wrap up the drive with a PARTY for recruiters and new members!

• Want to help in another way?

- Donate a prize to be given to our top recruiters - Donate a giveaway item (i.e. company pens, post-its, candy, etc.) to be given to our recruiters after they get a new member - Sponsor the food and beverages at the Wrap Up Party - Provide an incentive for new members to join during the drive (i.e. free or discounted service or product) For more information about the 2015 Membership Drive, contact Jennie Korth at jennie@hbal.org or 402-423-4225.

19  Lincoln Business Builder

Young Building Professionals Council

YBP President’s Message On behalf of the YBP Community Service Committee, I would like to thank everyone who attended the Lincoln Home Builders Care Foundation event at Kuck Motorsports last month.

I am proud to report YBP’s first major fundraiser raised over $13,000!

Our next project is the Human Foosball Challenge Matt Kinning at the HBAL Summer Bash on August 7 (see pages YBP President 10-11). If you’re competitive like me, I’m sure you and your friends/co-workers will have a blast at this game. Even if you don’t want to play, I encourage you to come out to watch the teams, eat some good BBQ and enjoy the band, “Spare Change.”

Upcoming YBP Events August 7 HBAL Summer Bash

On September 17, I will be participating in the HBAL Membership Drive.

If you are interested in helping YBP membership grow and want to join my team, let me or Jennie Korth in the HBAL office know. I’m told the day will end with a celebration for all recruiters and the new members who join on that day!

Fall 2015 Community Service Parks & Rec Project Holiday 2015 Adopt A Nursing Home Resident

Watch your upcoming Lincoln Business Builders for more ways you can be involved in YBP!

Six Steps to Leadership for Young Professionals

By Jason Kent, PE

As a young professional, you may think you can’t lead or advance because of your youth or short tenure in your company. Think again.

In fact, youth and short tenure can be assets. Young professionals may not bring years of experience to a company, but they bring energy, exuberance, a fresh education and knowledge of new technologies that others in the company may not have. They also bring a fresh perspective -- a new look at old problems.

As a young professional, you can still be a leader even if you’re not in a position of power. In fact, if you exercise your leadership skills as a young professional, your road to a more desirable position can be much shorter. Follow these six steps to cultivate and exercise your leadership skills without having positional power:

1. Do Good Work

It is a cliché, but it’s true -- lead by example. Do the best you can do, ask questions and try to exceed all expectations. Winners are seen as leaders.

2. Get a Mentor

A mentor is a trusted advisor with more experience or status who teaches you in a constructive partnership. You, as the protégé, learn from your mentor’s experience, while your mentor grows and benefits from your fresh perspective and knowledge. If your organization does not have a formal mentoring program, take the initiative to get one or more mentors on your own. You will stand out from the pack by doing so.

3. Take on an Initiative or Side Project

Many organizations have leadership opportunities on business development groups or committees. Leading one of these groups can increase your exposure to other leaders and managers in your organization. Professional associations typically have committees that also provide great opportunities for leadership, networking and self-marketing.

4. Speak or Write About Your Work

Nothing establishes you as a trusted expert on a subject faster than communicating about it in public. Seek out opportunities to speak at trade shows, conventions, technical symposia and meetings of professional organizations. In the office, give a “brown

20  Lincoln Business Builder

bag” presentation over lunch to your coworkers about your area of expertise. Offer to give this presentation to other offices as well.

You can also show your expert status by writing articles for your industry trade journal, alumni magazine or company newsletter.

If a difficult subject, such as a new or emerging technology, is important to and poorly understood by your group, do some research, write a white paper and share it with your coworkers.

This extra effort can provide a lot of extra career mileage.

5. Stay Above the Fray

In any organization, it pays to be friendly and communicative with all your coworkers. But it is equally important to stay away from the gossip and backbiting that sometimes goes on in the workplace.

Leaders need to be credible and honest. Nothing will undermine your leadership efforts more than being a source of office gossip or negative talk. If you are in a bad situation organizationally, don’t complain. The best thing you can do is step up your efforts to lead.

Handling the situation in a focused and professional manner will cast you in the most positive light with management.

6. Ask for Advancement

This might be the simplest and most effective tip, but it is often the most overlooked. Once you decide what you want to do in your organization and what the next logical step for your career advancement should be, tell your immediate supervisor. Your supervisor’s success is directly and positively affected by your success, so in most cases your supervisor will help you be successful. If your supervisor is not receptive or helpful, it might be time to reassess your situation.

If you follow these six steps to leading without positional power, you may find your coworkers responding to you as a leader. But don’t forget these tips as you move up the corporate ladder. Pass them on to coworkers and other young professionals. Successful leaders, after all, are committed to the success of the people around them.

Jason J. Kent, P.E. is a professional engineer (civil) licensed in five states and is the Director of Civil and Structural Engineering at Smith-Root, Inc. Jason is the incoming Board President of Oregon State Board of Examiners for Engineering and Land Surveying. He may be reached at jasonkentworkshops@gmail.com.

Young Building Professionals Council

The Value of Membership: Young Builder on the Rise Gets a Boost from 20 Club In the past few years, 34-year-old builder Eric Render has seen his already successful company reach impressive new heights and was recently named a “40 Under 40” by Professional Builder magazine.

A key to that rise, he says, is his participation in the Hammers, an NAHB 20 Club.

“On the local level, it’s a tremendous advantage that they have continuing education available for members,’ Render said.

For example, his own Home Builders Association of Northern Michigan offers first-aid certifications required by law, making it convenient to stay current.

“Having that resource available allows us to leverage the experience of 19 other companies,” said Render, president of Render Construction in Gaylord, Mich. “Their experience is right at our fingertips, just a phone call away.”

Render Construction has also enjoyed a lift to its bottom line by taking advantage of discounts available through NAHB when buying new trucks and supplies.

By the age of 26, Render had made his mark as a builder, having completed two high-end custom homes. He joined the Hammers in 2010, becoming part of a group of 20 NAHB member-only builders in non-competing markets who share expertise and experiences to help each other thrive.

“It has really helped me grow my business and hire and train new employees,” Render said. “We’ve had the guidance to grow and improve our business every year since joining the club.”

For example, Render turned to fellow 20 Club members for counsel when creating a new position in his company.

“Instead of reinventing the wheel, we had the benefit from other 20 Club members who already had job descriptions and documents to help us develop our own versions,” he said.

Shared wisdom and ideas from the 20 Club has helped boost many areas of the business. Since 2012, he has closed on more than 20 projects.

“We’ve had unique circumstances that some of the other members had experience with and that really helped us out,” Render said.

Membership in his local HBA and NAHB have also proved valuable.

When it comes right down to it, Render is getting his membership money’s worth — and his business is the better for it.

Render Construction is a northern Michigan builder specializing in fine custom homes, including log, timber-frame and conventionalframe structures, as well as offering progressive general contracting and construction management services for both residential and commercial projects.

20 Clubs The 20 Clubs are comprised of builders and remodelers from non-competing markets who meet several times a year to share their wisdom and learn ways to improve operations and increase bottom lines from each other.

Members share and compare financial information, look for trouble spots and offer each other advice on how to increase their profit ratios and improve their performance.

Interested in joining? Go to http://goo.gl/tjFl3m or email 20clubs@nahb.org for more information.

21  Lincoln Business Builder

Bob Nohavec Plumbing

420-1552

Service • Remodeling • New Construction Free Estimates Bob Nohavec, Master Plumber 3400 S. 6th Street, Lincoln, NE 68502

• Furniture • Flooring • Appliances • Electronics

Give Your Customers

MORE!

More choices, more brands, more savings.

Nebraska Furniture Mart provides an unrivaled selection of products and services under one roof, making it a one-step center for your contracting and building needs. We understand what your business needs, and understand what prices you need to make it go. Visit us for all of your Furniture, Flooring, Appliances, Electronics, Lighting and Countertop needs.

Your contracting solutions are just a phone call away.

Contractor Sales Division

See our factory-trained Contractor Sales staff or call our Contract Appliance pros at: 800-776-5066

700 S. 72nd St. • Omaha, NE 68114 Monday - Saturday: 10am to 9pm Sunday: 10am to 6pm

Showroom Open everyday at 10am

©2015 Nebraska Furniture Mart, Inc.

© 2014 Nebraska Furniture Mart, Inc.

22  Lincoln Business Builder

Crudely Speaking

Crudely Speaking Elliot Eisenberg, Ph.D. GraphsandLaughs, LLC

Historically, the price of West Texas Intermediate Crude (WTI) has always been slightly higher than the price of North Sea Brent Crude, the major benchmark off which two-thirds of the world’s internationally traded crude oil is priced. WTI has historically been more expensive because it is “light sweet crude,” meaning it contains less than 0.5% of sulfur and is considerably lighter than water and lighter than any other crude oil, and therefore the world’s most valuable oil.

Local service for the life of your mortgage loan.

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing.

This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Until 1973, US oil, like all other goods and services, could be easily exported. However, an export ban was imposed after the 1973 Arab oil embargo in an attempt to prevent future oil shortages and arguably to help the US gain energy independence. For decades the ban had no obvious impact as the US was a huge oil importer.

But now due to hydraulic fracturing and horizontal drilling, the US now produces about twice as much oil as it did a few short years ago and is now the world’s second largest oil producer.

Stop by, call, or visit us online to learn more.

56th & South St.

|

CornhuskerBank.com

* Not all mortgage loans qualify for the local servicing program.

Please contact a mortgage lender for details.

|

402-434-2265

Member FDIC

Despite possessing these very desirable physical characteristics, for the last several years WTI has regularly traded for less, sometimes much less, than Brent. This situation is not only detrimental to American oil exploration and production firms but also US households. Interestingly, this situation can be easily righted if only Congress would pass legislation. Let me explain.

|

•Fireplaces •Natural Stone •Sand •Masonry

th 827 S 26 827 S 26th Lincoln, NE Lincoln, NE ¥ !"#$%&'($)* (402)435-3213 ¥ +',-#'&*.,/0$* (402) 435-3213 ¥ .'01* DHmerritt.com ¥ 2')/0#3** DHmerritt.com

Because the US used to import large quantities of oil, and because due to geography and politics the imported oil was primarily “heavy sour crude,” most American refineries are ill equipped to refine the high quality WTI coming from the new and newlyinvigorated US oil fields. As a result, US crude oil is quickly filing up storage tanks and in the process driving down the price as domestic supply vastly exceeds refiner demand.

If Congress were to lift the export ban, the price of WTI would rise to the world price, which would expand domestic oil exploration and production and increase rig counts and employment in the oil patch. Counterintuitively, it would also reduce the retail price of gasoline. This is because gasoline is tied to the price of Brent, since all refiners except American ones distill crude into gasoline from oil priced off of Brent.

Because the export ban does not cover distilled products like diesel, gasoline and jet fuel, the price American refiners charge for distillates is the world price, even though the crude they purchase is cheaper due to the export ban on domestic crude. Gasoline here and abroad would thus be cheaper because the release of more US crude onto the world market that is now bottled up onshore due to the export ban, would reduce, albeit slightly, the price of Brent, and in the process slightly reduce the price of distillates including gasoline.

Of course there is never a free lunch in economics. Were the export ban lifted, the losers would include domestic refiners as they would pay more for crude, and foreign oil producers such as the Saudis, Russians, Canadians and others as they would receive slightly less for theirs. That said, repealing the ban makes sense.

It would save US consumers money and slightly increase returns to investors in the oil patch. And if the Saudis are unhappy, they can recall that the export ban only exists because they embargoed us 40 years ago!

Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70 word economics and policy blog can be seen at www.econ70.com.

23  Lincoln Business Builder

Homeownership More Accessible As Affordability Improves

June is National Homeownership Month Homeownership has long been the foundation of the American dream.

It provides more than shelter for your family and a home for your most valued treasures. For generations of Americans, owning your home means owning your future.

For over a century, owning a home has meant you are able to provide for your children’s education, for your own retirement and for a sense of stability and pride.

Each June during National Homeownership Month, Americans have the opportunity to reflect on how homeownership has enhanced our lives and contributed to the thriving communities we call home. Home builders continue to work with housing finance innovators, consumer education organizations and government officials to advance and protect affordable homeownership opportunities in our country and help families acheive the American dream of homeownership.

Join NAHB and home builders nationwide in recognizing homeownership during June.

To learn more about government programs that help provide for homeownership, and how to support them, go to ProtectHomeownership.com.

Homeownership More Accessible As Affordability Improves As America’s home owners and home builders celebrate National Homeownership Month in June, lower interest rates and home prices are boosting housing affordability across the country.

According to the latest NAHB/Wells Fargo Housing Opportunity Index, 66.5% of new and existing homes sold between January and the end of March were affordable to families earning the U.S. median income of $65,800.

This follows a similar improvement in affordability at the end of 2014, making now a great time for consumers to buy a home.

While today’s historically low interest rates are helping home buyers find affordable housing options, it’s important to keep in mind that interest rates are sensitive to market forces and can change quickly.

There’s no indication that rates will suddenly surge upward, but even a slight rate increase can push monthly payments to the point that a buyer might miss out on their first choice for a new home.

First-time home buyers also can find help qualifying for a mortgage as Fannie Mae and Freddie Mac recently announced new lowdownpayment mortgage programs geared primarily toward the first-time home buyer market.

These lenders will now offer mortgages with 3% downpayments, allowing more creditworthy borrowers who lack the funds for a large downpayment to obtain a home mortgage.

Benefits of Homeownership

As housing affordability continues to improve, now is a great time to discover the many benefits of homeownership, including the fact that homeownership is a primary source of net worth for many Americans, and is an important step in accumulating personal financial assets over the long term.

local lending

Bank Local. Local Decisions. Local Mortgage Servicing.

When your mortgage loan is with West Gate Bank®, we have something many banks can’t offer— local decision-making, local processing and local servicing.

That means that during the entire mortgage process and after closing, we’re here to assist you in Lincoln, Nebraska.

Let West Gate Bank® guide you through the entire buying or building process to finance your dream home.

Although property values have declined in many markets, Americans have more than $10.8 trillion of equity in their homes, and for most families, home equity represents the largest share of net worth.

Homeownership strengthens communities as well as families.

Home building increases the property tax base that supports local schools and communities. When a family owns their home, it is an asset that has a direct impact on their financial security and future.

People are more likely to take care of things they own so they remain valuable. And a home’s value is determined by how well it is maintained as well as by the condition of the neighborhood it is located in. So home owners have incentive to spend their time and resources improving their neighborhood, even if it is just to protect the value of their investment.

Homeownership builds stronger communities, provides a solid foundation for family and personal achievement and improves the quality of life for millions of people.

westgatebank.com | 402-434-3456 | member FDIC | Lincoln’s Bank

24  Lincoln Business Builder

Renewals | Cancellations| New Member | Changes

Thanks for Renewing Your Membership!

Welcome New Member Cornhusker International

(Please allow 60 days for names to appear on this list.)

A4K Heating & Air, 1 year Big Red Tire Pros, 2 years Bill’s Heating & Air Conditioning, 27 years Campbell’s Kitchen Cabinets, Inc., 26 years Carpetland, 27 years Cline, Williams, Wright, Johnson & Oldfather, 6 years Craig Construction, 6 years Electrical Enterprises, Inc., 27 years EMO Flooring Company, 13 years

Jeff Ficken

3131 Cornhusker Hwy, Lincoln, NE 68504 Phone: 888-466-8461 Cellular: 402-802-8669 Email: jeff.ficken@cornhuskerinternational.com Website: www.cornhuskerinternational.com Sponsor: Jim Crawford, Precast Products & Landscape Village Reason I joined HBAL: To be more involved in my community.

What I hope to get out of my membership: To network with and meet new people and businesses.

Desired areas of involvement: Chili Cook-Off Personal: Married for 32 years, 3 children, 2 granddaughters, motorcycles and hunting.

Cornhusker International has been a local company for over 30 years. We offer all classes of trucks, new and used, and one of the best service centers around for after the sale.

Hunt Irrigation, Inc., 17 years Inselman Cabinetry, Inc., 13 years KLIN 1400, 40 years Kurt Virgil Excavating, 6 years

Directory Changes

Lincoln Laminating, Inc., 47 years Lincoln Winlectric, 10 years LincolnFirst Realty, 6 years Manzitto Bros. Residential & Commercial Construction, 34 years

•

New mailing address for Jon Meierhenry with Community First Bank is 14707 California Street, Ste. 9, Omaha, NE 68130.

•

Brad Buresh is a new affiliate member with Dr ywall Unlimited, Inc. Email: brad.drywallunlimited@gmail.com.

•

Black Pittack is a new affiliate member with Manzitto Bros. Residential & Commercial Construction.

Email: blake@manzitto.com. Cell: 402-459-0496.

•

Mark Aksamit is the new principal contact for Window Option Specialists. Email: markwindowoption@windstream.net.

Cell: 402-570-6671.

•

Lucas Corbett is the new principal contact for Factor y Direct Appliance. Email: lucas.corbett@ferguson.com.

•

Dave Bertelsen is the new principal contact for Excel Construction Company, LLC. Email: dave@exceldg.com.

•

Kelly Oelke is the new principal contact for Hickman Area Economic Development Association.

Email: koelke@hickman.ne.gov.

•

Scott Strand is the new principal contact for On Site Co. Phone: 402-403-0288 Email: scotts@onsiteco.com.

•

Colin Emmons, RE/MAX Real Estate Concepts, is no longer an affiliate member.

Metalworks, Inc., 5 years Morton Buildings, 3 years Nebraska Land Title & Abstract, 21 years Patriot Plumbing, 3 years Ruhlman Eilers Construction, 1 year Sark Tile, 14 years Schaefer’s, Inc., 22 years Schultz Construction, 38 years Seal-Rite Insulation, Inc., 15 years Special Tee Remodeling, 5 years Sticks & Stones Hardscapes, Inc., 9 years Stonebrook Roofing, Inc., 9 years Walton Construction, Inc., 9 years

Sorry to See You Go! If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY! BNC National Bank

Think

First 25  Lincoln Business Builder

Building Permits

Job Safety and Health IT’S THE LAW! EMPLOYEES:

• You have the right to notify your employer or OSHA about workplace hazards. You may ask OSHA to keep your name confidential.

• You have the right to request an OSHA inspection if you believe that there are unsafe and unhealthful conditions in your workplace. You or your representative may participate in that inspection.

• You can file a complaint with OSHA within 30 days of retaliation or discrimination by your employer for making safety and health complaints or for exercising your rights under the OSH Act. • You have a right to see OSHA citations issued to your employer. Your employer must post the citations at or near the place of the alleged violation.

• Your employer must correct workplace hazards by the date indicated on the citation and must certify that these hazards have been reduced or eliminated.

• You have the right to copies of your medical records or records of your exposure to toxic and harmful substances or conditions.

• Your employer must post this notice in your workplace.

• You must comply with all occupational safety and health standards issued under the OSH Act that apply to your own actions and conduct on the job.

EMPLOYERS:

• You must furnish your employees a place of employment free from recognized hazards.

• You must comply with the occupational safety and health standards issued under the OSH Act. This free poster is available from OSHA or can be printed at https://www.osha.gov/Publications/poster.html.

Free assistance in identifying and correcting hazards or complying with standards is available to employers, without citation

or penalty, through OSHAsupported consultation programs in each state.

In Nebraska, contact: Eldon Diedrichs Nebraska Department of Labor Phone: (402) 471-4717 Email: eldon.diedrichs@nebraska.gov

1-800-321-OSHA www.osha.gov

26  Lincoln Business Builder

Your Hometown Source For • House Beams • Columns • Brick Lintels • Joists & Deck • Miscellaneous Plate, Angle, Pipe & Tubing

APOLLO STEEL COMPANY Fabricating The Future of Nebraska 7200 Amanda Road, Lincoln, NE 68507 Phone: 402-466-8587 • Fax: 402-466-0594

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

ADDRESS SERVICE REQUESTED

402-310-4362 5 FREE leads for HBAL Members

interested in our marketing programs!

SunShares COMMUNITY SOLAR

Have you ever wanted to invest in solar energy? LES' SunShares program provides an easy and affordable way to participate in cleaner, renewable energy. Enroll for as little as $3 per month. Make a commitment of at least $7 per month and you’ll receive a window cling and invites to project events. Sign up as a business and you’ll be listed on LES’ website at www.les.com.

For more information or to enroll in this ongoing program, go to www.les.com/SunShares or call 402.475.4211.

Reimers Kaufman Concrete Products

Reimers Kaufman Now Stocks Natural Thin Veneer

Stone | Brick | Block | Outdoor Living

Stop by our remodeled designer showroom at Reimers Kaufman Visit Our Showroom at 6200 Cornhusker Hwy.

Open Mon-Fri 7am-5pm

ReimersKaufman.com