Lincoln Business Builder (March 2013)

The LINCOLN BUSINESS BUILDER March 2013

Published monthly by the Home Builders Association of Lincoln Volume 50 No. 3

5th Annual

Chili

Cook-off Scan this QR code with your smartphone to view the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application from your service provider.

Monday, March 11 Sesostris Shrine Center See details on pages 6-7

www.nebtitleco.com

President’s Message March 2013 Vol. 50, No. 3

Contents President’s Message 3 Upcoming Events 4 Member News 4 LHBCF Golf Tournament 5 HBAL Chili Cook-off 6-7 Inflation - What Inflation?

8 Financial Column 9 NAHB’s Webinar Wednesdays 10 Learning Resources Network Partnership Benefits NAHB Members 11 Contractor Licensing 13 Home & Garden Show 14-16 Interior & Residential Design Contest Winners 17 Builders’ Worries Rise with Improving Markets 18 Updated Study Details Characteristics of New-Home Buyers 19 HBAL Business Update 20 Fireplace Safety Tips 21 New Members 22 Directory Changes 22 Cancellations 22 Renewals 23 Lancaster County Top Subdivisions by Closings 25 Housing Inventory and Closings 26

President’s Message Mike Rezac, HBAL President Jobsite safety is very important! Apply some common sense, make sure everyone knows your safety manual inside and out, and you’ve got the recipe for a productive, safe and efficient jobsite. The extension of temporary enforcement measures for residential fall protection is scheduled to expire March 15, 2013.

What does this mean for you and me? Well it means we need to continue to do our best to maintain and follow our safety manuals to keep our jobsites safe. We may be a little more exposed to additional fines if an inspection were to occur after March 15th. If new updates are issued, HBAL will email a notice to those on the OSHA distribution list.

Contact the HBAL staff at info@hbal.org to be added to this list.

On January 24, 2013, with the recommendation of the NAHB Executive Committee, the NAHB Board of Directors voted to approve a three-year provisional charter for the HBAL to affiliate with the NAHB. All dues have been paid to NAHB and I encourage you to visit the NAHB website (www.nahb.org) and access the volumes of information available.

Thank you to the exhibitors, volunteers and attendees of the 2013 Nebraska Builders Home & Garden Show! The event continues to grow, providing resources and benefits to the exhibitors, attendees and our association. If you haven’t been an exhibitor before or in recent years, consider the benefit of projecting your company’s professional image in front of the 16,000 to 18,000 potential customers in attendance.

I look forward to seeing you at the 5th Annual Lincoln Home Builders Care Foundation Chili Cook-off on March 11 at the Sesostris Shrine Center.

A great recipe for chili doesn’t require beans!

Home Builders Association of Lincoln

Executive Committee

6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org

Mike Rezac, President

Jeff Bielenberg

Mike Kinning, President Elect

National Directors

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL.

Mike May, 1st Vice President Perry Haralson, 2nd Vice President Lori Pippitt, CKD, CGR, CAPS, Secretary Bob Bryant, Treasurer

The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles.

Dan Klein, Sr., Immediate Past President

The annual subscription rate is included with your membership dues.

Mark Aksamit, Jess Baker, Roger Bumgarner, Ruth Hietbrink, Eric Hoke, Justin Johnson, Matt Kleinschmit, Jerry Maher, CGP, CAPS, CGB, Chuck Pfenning, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

HBAL Staff

Mike Benker, Executive Vice President

Board of Directors

Remodelers Council Dan Klein, Sr. Justin Johnson, Alternate

National Life Directors Jim Christo, CGR, CGB, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Past Presidents Allen Barber, Jerry Boyce, Steve Fulton, CGP, Mike Goings, CGP, CSP, Lois Hartzell, GMB, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Greg Shinaut, CGP, Ken Westerhold

Kayla Harrison, Jennie Korth & Melissa Hilgenkamp

3  Lincoln Business Builder

Upcoming Events | Member News

Calendar of Events Mar. 11

Fifth Annual Chili Cook-off Sesostris Shrine Center • 1050 Saltillo Road 6:00 p.m.

Cost: $15 per person (kids 12 years & under FREE)

Mar. 14

HOMEPAC & Board of Directors HBAL Office • 6100 S. 58th Street, Ste. C 9:45 a.m. & 10:30 a.m.

Mar. 12

Remodelers Council Meeting Valentino’s • 35th & Holdrege 11:30 a.m. • $10 per person

Mar. 15

Tour of Remodeled Homes Deadline

2013 General Membership Meetings (dates subject to change)

Mark your calendar and plan to attend these meetings in 2013!

March 11

Chili Cook-off

April 15

Tribute to Youth

Speaker: Aaron Davis

September 16

General Membership Meeting

Member News In Sympathy Our sympathy to Carol & Bill Trapp, Raynor Doors of Nebraska, on the death of Bill’s mother, Florinda Trapp, who passed away on February 12.

Speaker: Al Trellis

November 11

HBAL Election Night

December 6

Christmas Party

Tribute to Youth with guest speaker

Aaron Davis

Monday, April 15

6:00 p.m. Social 7:00 p.m. Dinner & Program Aaron Davis is a noted authority on peak performance and championship teamwork!

Aaron has had the privilege of sharing his insights on the possibility of human potential with over a million people throughout the United States and abroad. He is the author of the inspiring book “10 Minute Truths” and the co-author of two others.

His speaking and consulting firm, Aaron Davis Presentations, Inc. received the Chamber of Commerce “Outstanding Minority Owned Business” award and Toastmasters International awarded him the “Communication & Leadership Award.” He also serves as the Chief Operations Officer of the Thomas Group.

While in college at the University of Nebraska, Aaron had the good fortune of being a member of the 1994 National Championship football team. Aaron is quick to remind audiences that the awards and accolades they receive are all fantastic, but true success and excellence first begins with those you care and love the most.

Aaron lives in Nebraska with his wife Brooke, their two sons Aden and Keenon and their daughter Niya.

4  Lincoln Business Builder

LHBCF Golf Tournament

Team Registration Please register my team for the Lincoln Home Builders Care Foundation Benefit Golf Tournament If you are interested in a designated foursome, register all four players together. If not, you will be assigned to a team. This is a first-come, firstserved event. Payment by May 1 is required to save your tee-time.

Player No. 1

2013 Lincoln Home Builders Care Foundation Benefit Golf Tournament Friday, June 7, 2013 Highlands Golf Course 5501 NW 12th Street

“Texas Scramble” • $60 per person First tee-off at 6:45 a.m.

Last tee-off at 4:00 p.m.

Registration

The $60 registration fee includes green fees, cart, hot dogs, hamburgers and the fixin’s for lunch, and lots of prizes! Each person will receive drink tickets toward beverages. Additional drinks may be purchased (please assign a designated driver for your team).

Priority Tee-time

By making a donation of $200 to the tournament, you will have the ability to choose your tee-time range on a priority basis. In order to take advantage of a priority tee-time, you must pledge your contribution by March 1 and pay by May 1, 2013. (This contribution is in addition to the entry fee.)

Prizes

Corporate Hole Sponsors are being contacted. If you are interested in sponsoring a hole, contributing giveaways for the golfers, or volunteering your time to help…call the HBAL office (402-423-4225) for more details.

Hurry!

This is a first-come, first-served event. So don’t delay, get your tee-time reserved.

Volunteer opportunities are also available.

Contact Kayla Harrison at 402-423-4225 or kayla@hbal.org if interested.

The proceeds from this event will provide scholarships for high school and college students. The Lincoln Home Builders Care Foundation’s mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs. Gifts are tax deductible to this 501(c)(3) non-profit organization.

Name________________________________________________________ Company_____________________________________________________

Player No. 2 Name________________________________________________________ Company_____________________________________________________

Player No. 3 Name________________________________________________________ Company_____________________________________________________ _____________________________________________________________

Player No. 4 Name________________________________________________________ Company_____________________________________________________ Tee time range requested________________________________________ We will do our best to set your tee-time as close to your choice as possible. Tee-times are arranged on a first-come first-served basis. You will be sent a postcard as a reminder of your tee time.

Payment must be received before May 1 in order to ensure a tee-time. l Enclosed is $60 per golfer. Pre-payment is required to play.

l I don’t play golf, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Sponsorship Registration Yes! I would like to be a:

l Hole Sponsor.......................................................... $200 l Hotdog Sponsor...................................................... $150 l Hamburger Sponsor................................................ $300 l Giveaway Sponsor

l Raffle Prize Sponsor

Item: ________________ Item: ________________

l I do not wish to be a sponsor, but I do want to support the Lincoln Home Builders Care Foundation. Enclosed is my contribution of $______.

Name: Company: E-mail: Total Amount Due: $

l Check enclosed Send registration form and check made payable to:

Lincoln Home Builders Care Foundation 6100 S. 58th Street, Ste. C • Lincoln, NE 68516 Fax: 402-423-4251 • Email: info@hbal.org 5  Lincoln Business Builder

HBAL Chili Cook-off

Join us for the hottest event of the year!

5th Annual HBAL Chili Cookoff

Monday, March 11, 2013 Shrine Center 1050 Saltillo Road (off Hwy 77 & Saltillo Road)

6:00 p.m. - Let the feast begin!

7:30 p.m. - Votes must be cast 7:45 p.m. - Prizes awarded

Admission

$15 per person (kids 12 and under are free)

You don’t have to be from Texas to make great chili!

Chili Entrant Info

It’s time to form a team, get out the cookbook and start planning your red hot chili booth at our Fifth Annual Chili Cookoff. Let’s have some fun, eat some chili and win some super prizes. Does your company think it can make the best chili this side of El Paso? Now’s the time to prove it.

Chili preparation and booth set-up: 10:30 a.m. - 5:00 p.m.

Thank You!

Lincoln Federal Savings Bank for providing the beer.

Culligan Water Conditioning for providing the bottled water.

West Gate Bank for providing the Miller & Paine™ Cinnamon Rolls.

Nebraska Furniture Mart for providing a 4.5 Quart Crock Pot for the raffle.

Nebraska Title Company for providing a $50 Gas Card for the raffle.

Raffle Prizes!!

There will be a variety of prizes awarded throughout the evening! Each attendee will receive a raffle ticket upon arriving at the event.

A separate drawing will be held for kids. Prizes include gift baskets, gift certificates and more!

If you are interested in donating a prize or sponsoring part of the event, please contact Jennie at 402-423-4225 or jennie@hbal.org.

6  Lincoln Business Builder

Cost for a booth - FREE

**All preparation MUST be done at the Shrine Center!** Exhibitors (cooks) will: • Prepare 3 gallons of chili (in a roaster pan) • Have their own meat thermometer • Bring a table cover • Provide their own three-prong extension cords • Choose a theme for their booth & decorate (please, do not attach anything to the walls) • Name their chili • Help with clean-up at the end of the night HBAL will provide: • 8 ft. table • Chairs • Electrical outlet

• Bowls, spoons, napkins • Crackers • Prizes

The proceeds from this event will go to the Lincoln Home Builders Care Foundation. Its mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs. Gifts are tax deductible to this 501(c)(3) non-profit organization.

HBAL Chili Cook-off

RSVP to attend by March 5

Chili Cook-off Registration

We will be attending the 5th Annual Chili Cook-off.

Our company wants to have a booth because we are the best cooks this side of El Paso. We understand that all food preparation must be done on-site and that outside alcohol cannot be brought into the Shrine Center during preparation/cook-off.

__________________________________________________ Company Name _____ Yes, we will be attending with _____ adults and _____ children under 12.

Please list names below: _____________________________________________ _____________________________________________ _____________________________________________ ____ Check here if you would also like to enter the Chili Cook-off and complete Contest Registration form on the right. ____ Check here if you would like to sponsor a kids activity or donate a raffle prize.

________________________________ Company or Team Name ________________________________ Primary Contact Name ________________________________ E-mail Address / Phone No.

Don’t forget to RSVP, too! You will receive admittance for two with your booth. Each additional attendee is $15.

Return your this form to the HBAL office via fax (402-423-4251) or e-mail (info@hbal.org).

At Norandex Building Materials Distribution we realize that in order to succeed we must be successful in helping our customers grow their business.

That’s why our distribution centers are fully stocked with top quality, top-of-the-line building products—siding, windows, roofing, doors and more. Complementing this selection is a sales and customer service staff that’s knowledgeable and truly cares about your business. And, we back you up with programs and warranties that are among the best in the building products industry.

Stop by your local Norandex branch and put our strengths to work for you.

Visit oNe oF our loCatioNs: 12201 Cary CirCle laVista, Ne 68128 (402) 334-8286 (800) 999-1494 Fax (402) 334-7994

5601 N. 57th street liNColN, Ne 68507 (402) 464-7433 (800) 927-7969 Fax (402) 464-7437

www.norandex.com

7  Lincoln Business Builder

Inflation - What Inflation?

Inflation - What Inflation?

Elliot Eisenberg, Ph.D. GraphsandLaughs, LLC

Over the last five years the prices of gold, silver and platinum have all risen dramatically out of fear that rampant inflation will appear. After all, the size of the Federal Reserve’s balance sheet has exploded from $800 billion in 2008 to $3 trillion today and will rise to $4 trillion by the end of 2013.

Simple logic says that adding over $3 trillion dollars to the money supply in such a short time must create inflation.

And, if inflation is not here now, it surely will be sometime in the near future, right? Maybe not.

Think about inflation like a racing car. For the car to go fast you need gas in the tank and a driver willing to put the pedal-to-the-metal. Absent either one, the car goes nowhere; same with inflation. For inflation to take hold, you need both an increase in the money supply and lots of bank lending.

However, lending, for a number of reasons, has been chronically weak. Banks are fearful loans won’t be repaid; they are scared they will run afoul of new regulations, and more generally they feel that regulators don’t want them to lend. In addition, in 2009, 2010 and 2011 banks were hard at work fixing their own balance sheets and were really not in a position to extend credit. Returning to our racing car analogy, the driver is pressing the gas pedal very gingerly.

To give you a feeling for how lightly the gas pedal is being pushed, the velocity of money, or the number of times a dollar circulates before it comes to rest, has (along with other similar monetary measures) tanked. Before the Great Recession, the velocity of M1 (cash) was 10.5, it’s now 6.5, while for M2 (cash and checking accounts) it declined from 2.1 to 1.5. These are dramatic declines.

Inflation hawks contend that it’s just a matter of time before inflation inevitably appears. I don’t think so, and here’s why - when bank lending returns to historic levels, Bernanke and the rest of the interest-rate setting Federal Open Market Committee (FOMC) will start to shrink the money supply to counteract the increased lending. The first thing the FOMC will do is announce that the current bond buying program will end. Then it will announce that interest earnings on its huge holdings will not be reinvested, but rather will be stored in the vault as will principal repayments from maturing bonds. The Fed will then start to raise shortterm interest rates and finally it will begin to liquidate its vast holdings of mortgage-backed securities and long-dated Treasuries in an effort to chronically shrink the money supply.

Of course the Fed will not perfectly time each phase in this contractionary fiscal policy program. If they tighten too quickly, it will result in weak quarter or two of economic growth. And if they tighten too slowly, a bit of inflation may result. In either case, no systematic increase in inflation should be expected because the Fed is preoccupied with this issue and because investors expect the Fed to be vigilant about keeping inflation tame.

Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70 word economics and policy blog can be seen at www.econ70.com.

8  Lincoln Business Builder

Merritt

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Natural Veneer Stone Custom Cuts & Blends Visit Our Showroom

• Sand / Gravel • Rock / River Rock • Promix / Colored Cement • Crushed Concrete Fines

• U-Kart Ready-Mix • Concrete Block • Mulch • Lennox Fireplaces

We provide quick delivery and quality service.

Visit us at www.dhmerritt.com

Adam Flanagan

Construction and Real Estate Lending Officer

Scott Williamson

Vice-President Mortgage

Susan Bredthauer

Vice-President Mortgage

Strong Foundations Begin With Great People

West Gate Bank recognizes that people make the difference.

Our staff is knowledgeable, experienced and committed to providing excellent service.

Whether you are building, buying or refinancing your home, experience the West Gate Bank difference. Create your customized loan program today.

Lincoln’s Bank westgatebank.com 402-434-3456

EQUAL HOUSING

LENDER

member FDIC

Financial Column

Setting and Targeting Investment Goals Provided by Brian Willet, Waddell & Reed Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire.

It sounds a little crazy, doesn’t it? But that’s what investing without setting clear-cut goals is like. If you’re lucky, you may end up with enough money to meet your needs, but you have no way to know for sure.

How do you set investment goals?

Setting investment goals means defining your dreams for the future. When you’re setting goals, it’s best to be as specific as possible. For instance, you know you want to retire, but when? You know you want to send your child to college, but to an Ivy League school or to the community college down the street? Writing down and prioritizing your investment goals is an important first step toward developing an investment plan.

What is your time horizon?

Your investment time horizon is the number of years you have to invest toward a specific goal. Each investment goal you set will have a different time horizon. For example, some of your investment goals will be long term (e.g., you have more than 15 years to plan), some will be short term (e.g., you have 5 years or less to plan), and some will be intermediate (e.g., you have between 5 and 15 years to plan). Establishing time horizons will help you determine how aggressively you will need to invest to accumulate the amount needed to meet your goals.

How much will you need to invest?

Although you can invest a lump sum of cash, many people find that regular, systematic investing is also a great way to build wealth over time.

Start by determining how much you’ll need to set aside monthly or annually to meet each goal. Although you’ll want to invest as much as possible, choose a realistic amount that takes into account your other financial obligations, so that you can easily stick with your plan. But always be on the lookout for opportunities to increase the amount you’re investing, such as participating in an automatic investment program that boosts your contribution by a certain percentage each year, or by dedicating a portion of every raise, bonus, cash gift, or tax refund you receive to your investment objectives.

Which investments should you choose?

No matter what your financial goals, you’ll need to decide how to best allocate your investment dollars. One important consideration is your tolerance for risk. All investments carry some risk, but some carry more than others. How well can you handle market ups and downs? Are you willing to accept a higher degree of risk in exchange for the opportunity to earn a higher rate of return?

Whether you’re investing for retirement, college, or another financial goal, your overall objective is to maximize returns without taking on more risk than you can bear. But no matter what level of risk you’re comfortable with, make sure to choose investments that are consistent with your goals and time horizon. A financial professional can help you construct a diversified investment portfolio that takes these factors into account.

Investing for a major purchase

At some point, you’ll probably want to buy a home, a car, or the yacht that you’ve always wanted. Although they’re hardly impulse items, large purchases are usually not something for which you plan far in advance--one to five years is a common time frame.

Because you don’t have much time to invest, you’ll have to budget your investment dollars wisely. Rather than choosing growth investments, you may want to put your money into less volatile, highly liquid investments that have some potential for growth, but that offer you quick and easy access to your money should you need it.

Review and revise

Over time, you may need to update your investment plan. No matter what your investment goal, get in the habit of checking up on your portfolio at least once a year, more frequently if the market is particularly volatile or when there have been significant changes in your life. You may need to rebalance your portfolio to bring it back in line with your investment goals and risk tolerance. If you need help, a financial professional can help.

Investing for Your Goals Investment goal and time horizon

At 4%, you’ll need to invest

At 8%, you’ll need to invest

At 12%, you’ll need to invest

Have $10,000 for down payment on home: 5 years

$151 per month

$136 per month

$123 per month

Have $50,000 in college fund: 10 years

$340 per month

$276 per month

$223 per month

Have $250,000 in retirement fund: 20 years

$685 per month

$437 per month

$272 per month

Table assumes 3% annual inflation, and that return is compounded annually; taxes are not considered. This is a hypothetical example and is not intended to reflect the actual performance of any investment.

The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet. It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements.

Copyright 2012 - Broadridge Investor Communication Solutions, Inc., all rights reserved. Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies.

Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

Investing for retirement

After a hard day at the office, do you ask, “Is it time to retire yet?”

Retirement may seem a long way off, but it’s never too early to start planning--especially if you want retirement to be the good life you imagine.

For example, let’s say that your goal is to retire at age 65. At age 20 you begin contributing $3,000 per year to your tax-deferred 401(k) account.

If your investment earns 6 percent per year, compounded annually, you’ll have approximately $679,000 in your investment account when you retire.

But what would happen if you left things to chance instead? Let’s say that you’re not really worried about retirement, so you wait until you’re 35 to begin investing. Assuming you contributed the same amount to your 401(k) and the rate of return on your investment dollars was the same, you would end up with approximately $254,400. And, as this chart illustrates, if you were to wait until age 45 to begin investing for retirement, you would end up with only about $120,000 by the time you retire.

(This is a hypothetical example and is not intended to reflect the actual performance of any investment.)

Investing for college

Perhaps you faced the truth the day your child was born. Or maybe it hit you when your child started first grade: You only have so much time to save for college. In fact, for many people, saving for college is an intermediateterm goal--if you start saving when your child is in elementary school, you’ll have 10 to 15 years to build your college fund.

Of course, the earlier you start the better. The more time you have before you need the money, the greater chance you have to build a substantial college fund due to compounding. With a longer investment time frame and a tolerance for some risk, you might also be willing to put some of your money into investments that offer the potential for growth.

Waddell & Reed

1001 S. 70th Street, Suite 201 Lincoln, NE 68510 402-484-7526 800-399-4468 www.lincoln.wrfa.com www.lincoln.wrfa.com

Brian Willet, CMFC Financial Advisor bwillet@wradvisors.com bwillet@wradvisors.com

Let Us Help You Make The Most of Your Financial Future    

Personal Financial Planning Investments Retirement Planning Business Financial Planning

   

IRA Rollovers Long-Term Care * Risk Management * Estate Planning

Financial Planning - Investments - Insurance Solutions *Insurance products offered through insurance companies with which Waddell & Reed has sales arrangements Waddell & Reed, Inc. Member SIPC

9  Lincoln Business Builder

NAHB’s Webinar Wednesdays

NAHB’s Webinar Wednesdays

Take advantage of NAHB’s Webinar Wednesday series.

Register for any webinar and enjoy unlimited access to the replay. Best of all, each webinar counts for one hour of continuing education credit toward NAHB professional designations.

What Do Home Buyers Really Want?

Mar. 6, 1:00-2:00 p.m. CST Economics and Research series Many in the industry are wondering about what home buyers really want and will not give up in today’s market, as well as which features they are ready to leave behind in light of current economic realities. Based on the 2012 NAHB study “What Home Buyers Really Want,” speakers will analyze the most current data on buyer preferences so that NAHB members can deliver the home (and community) that today’s buyers want and are willing to pay for. Real-world examples, imagery and drawings of the findings will also be presented.

Presented by NAHB BuilderBooks

• • • • •

Secrets of Selling to the Multicultural Home Buyer - Registration Opening Soon!

March 13, 1:00-2:00 p.m. CST Sales and Marketing series More than one-third of all Americans are minorities and those numbers are growing at an exponential rate. The good news is that buying a new home is one of their highest priorities; however, to get your share of this huge and expanding market, you must become aware of the unique needs of Hispanics, African Americans, Asians, Middle Easterners and others. Find out why they don’t necessarily want to work with a salesperson from their own culture, how to overcome their objections and how to deal with culturally-based beliefs.

Learn to build positive long-term relationships with multicultural customers and get referrals that will increase your profits and dramatically cut marketing costs.

Presented by Professional Women in Building

• • • • •

Builders Guide to Appraisals: Obtaining Accurate Valuations on New Homes Registration Opening Soon!

Mar. 27, 1:00-2:00 p.m. CST Policy and Finance series Major changes have occurred in appraisal standards and practices in the wake of housing and financial market turmoil. These shifts present major challenges to home builders in financing and selling their homes. This program will provide information on the new appraisal landscape, help builders obtain more accurate appraisals and discuss NAHB’s blueprint for appraisal reform.

Presented by NAHB Housing Finance 10  Lincoln Business Builder

Webinar Rewinds

To view a list of past webinars, please visit www.NAHB.org/webinardownload.

The Source for Quick CE’s

If you hold an NAHB professional designation, each webinar counts for one hour of continuing education credit.

Need Assistance?

Not sure how to access this information online? Do you need access to the internet to view these webinars? Just call HBAL and let us know. We’re happy to walk you through the process or let you view the webinars at our office.

Registering on NAHB

The NAHB website is a great source for information relating to residential construction like the webinars listed on this page. There are a few steps you need to take to register on the website, but once you’ve done that, you have access to tons of information!

With your membership you are assigned an NAHB PIN which can be found above your name in the HBAL Directory. (If you’re unsure, call HBAL at 402-423-4225.)

Once you have your PIN, go to www.NAHB.org and click on the “Log In” button in the upper right hand corner of the screen.

Under the “New to NAHB” heading, click on the link that says, “Create your login now.”

You will then be asked to create an account. Enter your NAHB PIN and State. You will then create a username and password. Once complete, click the “Create Account” button. If you have any troubles you can call the NAHB Member Service Center at 800-368-5242 x0 for assistance.

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Learning Resources Network Partnership Benefits NAHB Members

Learning Resources Network Partnership Benefits NAHB Members NAHB has partnered with the Learning Resources Network, Inc. (LERN) to offer a variety of on-demand online courses and certificates through its learning platform, “UGotClass.”

Simply register to get your password and then use your email address and password to gain access to each class.

content (readings, audio lectures, slides), self-quizzes, and discussion forum are accessible for the entire course, so you can work ahead, or go back and review again, and post comments or questions at your convenience.

Courses for 2013

Students can register for all courses up to one week after the “begin” date. Courses will stay open for one week after the end date to accommodate those who registered late.

Course Title Facebook for Business

Mar. 4

Mar. 29

$245

NAHB awards four hours of continuing education per monthlong class.

Google Analytics

Mar. 4

Mar. 29

$195

Twitter

Mar. 4

Mar. 29

$195

Recruiting and Retaining Gen X and Gen Y

Feb. 4

Mar. 1

$175

Once inside the online classroom, here’s what you can expect: • These courses are on demand, not live; however, you have instructor interaction through the discussion area.

• In the online classroom, you can listen to audio lectures, view slides and even take an optional quiz to test yourself.

• You may post written comments any time to have a discussion with your fellow participants and the instructor.

Your instructor logs on once a day to answer questions, make comments and respond to your comments. For best learning, you should make one or more comments at two or three different times each week.

• Many courses have online readings of up to 20 pages a week.

• You may participate as little or as often as you like. The online classroom is open 24 hours a day, seven days a week.

There are no live real-time requirements or meetings. The

Your Building Envelope Specialist!

Begin Date End Date

Course Title

Cost

Begin Date End Date

Integrating Social Media in Your Organization

Apr. 1

Introduction to Social Media

Cost

Apr. 26

$195

Feb. 4

Mar. 1

$195

Marketing using Social Media Mar. 4

Mar. 29

$195

Take all three social media courses and earn your Social Media for Business Certificate for the bundled price of $495!

Course Title

Begin Date End Date

Improving Email Promotions

Cost

Feb. 4

Mar. 1

$195

Boosting Your Website Traffic Mar. 4

Mar. 29

$195

Online Advertising

Apr. 26

$195

Apr. 1

Take all three eMarketing Essentials courses and earn your eMarketing Essentials Certificate for the bundled price of $495!

Course Title

Begin Date End Date

Mobile Marketing

Cost

Feb. 4

Mar. 1

$195

Mar. 4

Mar. 29

$245

Advanced Mobile Marketing

Apr. 1

Apr. 26

$245

Creating Cell Phone Apps

Take all three Mobile Marketing courses and earn your Mobile Marketing Certificate for the bundled price of $595!

Course Title • Solving problems for contractors with Icynene foam since 1995.

• Spray foam is only as good as the installers.

• Both open cell and closed cell insulation available.

Contact Rick McConnell

402-643-2340 or 402-641-1254 rickmcconnell@inebraska.com www.mcconnellthermalservicesllc.com

Video Marketing

Begin Date End Date

YouTube for Business

Cost

Feb. 4

Mar. 1

$195

Mar. 4

Mar. 29

$195

Take both Video Marketing courses and earn your Video Marketing Certificate for the bundled price of $395!

Technical Requirements: • Internet access with Internet Explorer, Firefox or Safari Web browsers.

• Audio software such as Windows Media, Real, Quicktime or Flash.

• Speakers to listen to audio.

11  Lincoln Business Builder

Bob Nohavec Plumbing

420-1552

Service • Remodeling • New Construction Free Estimates Bob Nohavec, Master Plumber 3400 S. 6th Street, Lincoln, NE 68502

A & D Auto-Truck Service

“Your Total Vehicle Service & Repair Center”

Special discount for HBAL Members!

10% discount on a service or repair First-time customers only.

“We Specialize in Fleet Service and Repair.”

Open: Monday-Friday 6:30 a.m.-5:30 p.m.

Phone: 464-3211 5940 Colfax Avenue

• Furniture • Flooring • Appliances • Electronics

Give Your Customers

MORE!

More choices, more brands, more savings.

Nebraska Furniture Mart provides an unrivaled selection of products and services all under one roof, making it a one-stop center for your contracting and building needs. We understand your business needs, and understand what you need to make it successful.

Showroom open everyday at 10am

Contractor Sales Division 700 S. 72nd St. • Omaha, NE 68114 Monday - Saturday: 10am to 9pm Sunday: 10am to 6pm Contractor Sales: 800-776-5066 ©2013 Nebraska Furniture Mart, Inc.

12  Lincoln Business Builder

Contractor Licensing

Contractor Licensing Contractor licensing has been a topic of discussion multiple times in past decades.

Task forces have been developed and public hearings conducted at the state and local level. The City of Lincoln is currently hosting a roundtable discussion on contractor licensing. The group is designed to represent the construction industry as a whole and therefore includes a broad group of commercial and residential associations and trades.

The H BA of Dir L Board would ectors lik feedb e your ack!

The first meeting was held in November and subsequent meetings have been held in December and January. The Home Builders Association of Lincoln requested the February meeting be postponed in order to collect more information from its membership. Please respond to the survey at the bottom of this page via email, fax or a phone call to Mike Benker at the HBAL Office so the compiled data can be shared with your Board of Directors; mbenker@hbal.org (email), 402-423-4251 (fax) or 402-423-4225 (phone).

Nationwide a majority of states are now requiring some form of contractor licensing. Statewide there are more jurisdictions requiring local/county contractor licensing. One of the most recent contractor licensing ordinances to be approved is Omaha, Nebraska. The Omaha ordinance is being used for review and consideration at the roundtable discussions in Lincoln. Jay Davis, Assistant Planning Director & Superintendent of Permits and Inspection for the City of Omaha attended a meeting to answer questions and provide perspective regarding Omaha’s ordinance.

A few members of HBAL have shared their feelings regarding contractor licensing and the HBAL Board of Directors would like to hear from as many members as possible.

What is your Industry Relationship? o Builder o Remodeler o Licensed Trade Contractor o Unlicensed Trade Contractor o Supplier o Other ___________________ Do you feel Contractor Licensing is Inevitable? o Yes o No o Not Sure What is your current position regarding Contractor Licensing? o o o o o

Strongly Supportive Desirable, but concerned about certain details Neutral/ Not Sure - depends on the details Undesirable, but see some benefit Completely Opposed

Who should operate and maintain a City of Lincoln Contractor Licensing program? o o o

Industry/Trade Association City of Lincoln Other _____________________

Would you like to see your HBAL Board of Directors take a position on Contractor Licensing? o Yes - I am in support of Contractor Licensing o No - I am NOT in support of Contractor Licensing o Unsure In the space below or subsequent pages, please share your thoughts, concerns and questions you have regarding Contractor Licensing. Please note if you would like your comments shared at the roundtable discussion, otherwise they will be for the HBAL Board of Directors only.

Name/Company: Please return your responses to the above survey to the HBAL Office by email, fax or phone to either mbenker@hbal.org (email), 402-423-4251 (fax) or 402-423-4225 (phone).

13 ď ´ Lincoln Business Builder

Home & Garden Show

Home Show

2013

14 ď ´ Lincoln Business Builder

Home & Garden Show

Exhibitor Reception

Thanks to Gana Trucking for sponsoring the refreshments!

kids square 15 ď ´ Lincoln Business Builder

Home & Garden Show

Seminar Speakers Special thanks to the following people who conducted seminars during the Home & Garden Show!

Five Window Covering Ideas for Your Patio Door - Custom Blinds & Design Building Technology Options for New Homes - James Lamb, Goings Homes, LLC Backyard Farmer Panel LIVE - Kim Todd, Host of Backyard Farmer, & UNL Extension Do’s & Don’ts of Maintaining Your Gas Fireplace - Doug Gates, Douglas Fireplace Services How to Stay Young for the First 100 Years!

- Dr. Joni Smith, DC, Active Life Family Chiropractic Edible, Beautiful and Do-able Landscapes - Luann Finke, Finke Gardens Ask the Experts of John Henry’s - Jack Zohner, John Henry’s Plumbing, Heating & Air Conditioning

Save the Date

2014 Home & Garden Show • February 6-9

Thank you to our Food Bank House Volunteers

d od an o f f o lbs. collected 3 9 9 , 4 the was $32 year for ! this od Bank Fo 16  Lincoln Business Builder

Tom & Karen Barrett Jeff Bielenberg Marlene Condello Connie & Noah Hampl AnDee Harris Dan & Ruth Hietbrink Delrae Hirschman Jennifer, Hunter & Gage Lahners Ethan & Evan Preuss Aaron Rider Jenny & Tate Samek Ray Schapmann Terry Schwimmer Derek Sewell Isaac Wilson Brady Yoder

Since 2003, we have collected over 55,000 lbs. of food for the Food Bank!

Interior & Residential Design Contest Winners

NIFA’s Extended Lock 150 day new construction rates

2.50% rate 30-year fixed

(2.58%APR**) NIFA reserves the right to change rates without notice

www.nifa.org/homebuyer 800.204.6432

Interior & Residential Design Contest Winners

The Home Builders Association of Lincoln announced the winners of the Interior & Residential Design Contest at the 41st annual Nebraska Builders Home & Garden Show held at the Lancaster Event Center February 7-10. The two categories judged were Residential Design and Interior Design.

Winners of the Residential Design Contest:

First Place, $100 – Brady Pramberg, Lincoln East Second Place, $75 – Katie Neal, Lincoln East Third Place, $50 – Josh Pederson, Lincoln Southwest Fourth Place - Steven Christy, Lincoln East Fifth Place - Zach Luedtke, Lincoln East Sixth Place - Kourtney Zadina, Seward

Winners of the Interior Design Contest:

First Place, $100 – Brianna Schoonover, North Star Second Place, $75 – Maddie Sanders, North Star Third Place, $50 – Abby Baker, Southeast Residential Design judges were Greg Smith, Davis Design; Dan Loeck, Loeck Designs; and Doug Nelson, New Ventures. Interior Design judges were Delrae Hirschman, Delrae Designs; Vicki Pierce, PDI, Paul Daniels Interiors; and Sarah Norquest, PDI, Paul Daniels Interiors. Co-chairs of the annual contest are Megan Dreyer, CS Kitchen and Bath Studio and Joette Kapke.

17  Lincoln Business Builder

Builders’ Worries Rise with Improving Markets

Builders’ Worries Rise with Improving Markets

Home building is expanding, and that is good news for housing and the economy as a whole. But the growth of the industry off the lows set in the wake of the Great Recession has raised new challenges alongside existing issues like access to credit and faulty appraisals.

Recently, overall economic news has been mixed. Growth of the economy in the final quarter of 2012, as measured by the change in Gross Domestic Product, actually came in negative (-0.1%) per the first estimate from the Bureau of Economic Analysis. More recent trade and economic data suggest this estimate will be revised up to slight growth. Regardless, the data reveal economic expansion stalled in the final three months of 2012.

Accordingly, measures of consumer confidence were mixed in the first month of 2013. The University of Michigan consumer confidence index rose slightly, while the Conference Board estimate fell somewhat. In fact, the Conference Board reading has now fallen for three consecutive months for a drop of nearly 20%. It appears that the recent decline may be related to consumer fears of lower income in the coming year.

Amidst this lackluster economic news, housing data continue to be positive. The National Association of Home Builders/ First American Improving Markets Index (IMI) rose to a count of 259 in February, up from 242 in the previous month. The recovery in housing is officially nationwide, as at least one market from every state now appears on the IMI list.

Builder confidence in the 55+ housing market improved in the fourth quarter of 2012 compared to the same period a year ago, according to NAHB’s latest 55+ Housing Market Indices (55+ HMIs). Although both 55+ HMIs remain below 50, both have improved significantly from a year ago. The single-family index increased 10 points to a level of 28, the fifth consecutive quarter of year over year improvements. Although multifamily condos remain the weakest segment of the 55+ housing market, the 55+HMI for condos also showed a substantial year-over-year increase of six points to 19.

Recent Federal Reserve survey data of bank senior loan officers suggest an improving lending environment is seen for 2013. In general, the respondents expect the quality of household debt to strengthen with residential mortgages continuing to report the greatest improvements in loan quality.

Private residential construction spending increased 2.2% during December 2012.

Spending has now registered nine uninterrupted months of growth, as well as 16 of the last 17 months. The nominal dollar level of spending has now reached its highest point since late 2008 and the average from the last three months is 32% above the cyclical low. Spending in December on new single-family homes rose 0.8%, while multifamily increased 6.2% and remodeling grew 2.9%.

The increases in construction activity have been driving job growth, but at levels smaller than many observers expected. Some of the mismatch between the growth in housing and the anemic rise in construction employment may be due to measurement issues. In fact, that proved to be the case with the

18  Lincoln Business Builder

new benchmark adjustment from the Bureau of Labor Statistics (BLS). Using more accurate tax return data, the BLS reported an additional 20,120 jobs created in home building through the end of 2012 than was initially estimated and more than 400,000 jobs for the overall economy. Under the new tally, home building employment is up 4.7% from the cycle low as of December.

But the growth in building has raised new concerns, including rising building material costs and worker availability. According to an NAHB survey, more than three-quarters of builders expect building materials prices to be one of their significant problems in 2013, up substantially from 46% in 2012 and 33% in 2011.

A second issue is cost/availability of labor, with 51% of builders expecting to face this challenge in 2013, up from 30% who said they faced the problem in 2012 and only 13% in 2011. This result is consistent with BLS JOLTS data, which suggest relatively elevated levels of unfilled positions in the construction sector but weaker than expected hiring rates.

Nearly half of builders expect cost/availability of developed lots to be a significant problem. This is up from 24% who said they faced the problem in 2012 and 21% in 2011. Against the backdrop of impending health reforms scheduled to go into effect in 2014, 42% of builders expect costs of health insurance be a significant challenge in 2013.

New research from NAHB examined the characteristics of new and existing home buyers using the 2011 American Housing Survey (AHS). Among its findings, the research indicates home buyers overall had a median income of $64,998. The subset of home buyers that bought new homes had a median income of $81,715, about 26% more than the median income of all home buyers. This spread is the largest it has been since before the 2001 AHS. Finally, new estimates of the budget size of various tax rules have been published by congressional staff economists. These numbers will help shape the tax reform debate that is expected in Congress this year. Due to policy and economic changes over the past year, the estimated size of the mortgage interest deduction (MID) is down considerably to $69.7 billion for 2013, much less than the $100 billion routinely cited in the press.

Updated Study Details Characteristics of New-Home Buyers

Updated Study Details Characteristics of New-Home Buyers Using newly published government data, NAHB’s economists have updated an earlier study on home buyer characteristics to show how different buyer subsets have evolved in recent years.

Among other findings, the study notes that 8% of the 6.8 million households who purchased a home between 2009 and 2011 bought new construction. This is down from the 17% of those who chose to purchase a new home in the 2009 study, despite the fact that a recent NAHB consumer survey showed that 55% of home buyers would actually prefer to purchase a new home.

The latest 2011 data also reveal that 46% of purchasers over the previous two years were first-time home buyers. This compares to 35% of home buyers who were first-timers in 2007, and 41% who were first-timers in 2009. Meanwhile, new-home buyers in the latest study had a median income of $81,715, compared to a median of just under $60,000 for first-timers and approximately $65,000 for all buyers. See below for additional highlights:

• While the average household size for all home buyers has been declining in recent years, it increased marginally (to 2.79 persons) for new-home buyers in 2011.

• The median market value of a new home purchased between 2009 and 2011 was $230,000, versus $162,000 for an existing home. There was a 35% difference between the market value of a new home and that of all homes purchased, which is the largest the spread has been since 2001.

• The median size of new homes purchased from 2009-2011 was 2,100 square feet. This compares to the median size of existing homes purchased during that time, which was 1,750 square feet.

Download the full study free of charge from HousingEconomics. com and check out what our economists have to say about it on our Eye on Housing blog. For more information, contact study author Heather Taylor (800-368-5242 x8503).

• The median age of new-home buyers is 38 years, while the median age of first-time buyers is 31 years and the median age of trade-up buyers is 47 years.

• New-home buyers look at a median of 6 new homes before making a purchase, versus buyers of existing homes who look at a median of 10 homes.

• In 2011, the median income of new-home buyers was 26% higher than that of all home buyers. This spread has been increasing since 2005, and is currently the largest seen in more3:11 than PM 10 years.

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19  Lincoln Business Builder

HBAL Business Update

HBAL Business Update Nebraska Builders Home & Garden Show February 7-10, 2013

Overall Attendance: Over 16,000 people with Saturday’s attendance nearing 8,000 people.

Exhibitors: 291 exhibitors utilizing 625 booths plus Kid’s Square, Seminar Room, Cafés and Student Display areas.

Remodelers Council Food Bank House: collected 4,993 pounds of food bring our cumulative total to 55,528 pounds of food since the project began in 2003.

Next Year: The 2014 Home & Garden Show will be February 6-9 with contracts to be sent out in late July/early August.

HOMEPAC If you are interested in the candidates who ser ve our community or the policies and regulations they vote for, your involvement in the political arm of HBAL is a must. This next week, at-large City Council candidates will be inter viewed and votes to support candidates will happen at the next HOMEPAC Meeting on March 14. As a member of HOMEPAC, you will receive and be a part of Task Force and Committee updates, Council and Commissioner Agenda reviews and Legislative bills when the legislature is in session, which will help to protect you and your business. Your contribution of $100, $250 or $500 will ensure HOMPAC has adequate funds to contribute to the candidates who understand the true importance of housing in Lincoln and Nebraska.

HBAL Affiliation with NAHB With the recommendation of the National Association of Home Builders Executive Board, the NAHB Board of Directors voted on January 24, 2013 to approve a three-year provisional charter for the Home Builders Association of Lincoln to affiliate with the NAHB. The NAHB Board further voted that the HBAL and the NSHBA must enter into arbitration to address their current disputes prior to the expiration of the three-year term or the provisional charter will terminate.

Payment for HBAL members having renewed since September 15, 2012 has been made and will continue at the end of each month through the NAHB system. Each month as HBAL reports members who are renewing or as existing members complete letters requesting their membership be transferred from being an at-large member of the NSHBA to the HBAL, HBAL will be recognized for its full membership with NAHB. The complete transition will occur before October 2013 either way.

As originally presented in the April 2012 Lincoln Business Builder, the goal is greater efficiency and value at the best possible cost to HBAL members. Radcliffe & Associates is representing our interests during the 2013 session of the Nebraska Legislature.

The HBAL is willing to participate in discussions with the NSHBA regarding re-affiliation or request arbitration once NAHB has developed the criteria and basis for such. As with any affiliation agreement, current bylaws, policies, other affiliated associations, leadership, financials and review of minutes will be considered.

a different way, without the efforts of our engaged leadership and staff, our grassroots members would be paying substantially more to construct or remodel every home on which they work, every day of the week.

The following are just some of the action resulting in savings: 1. NAHB Challenge to EPA Stormwater Regulations - $1,970/ new home built; 2. Advocacy on Form 1099 Reporting Requirements - $230; 3. Remodelers (Lead Testing) - $260/room; 4. Fire Sprinkler Victories - $6,316/ new home built where victories achieved; 5. A future NAHB win with the Supreme Court could save up to $200,000 for those seeking wetlands permits; 6. Higher FHA loan limits saved 6,300 new home sales; 7. Elimination of a proposed visitability requirement in the IRC will save $1,350/ new home built.

For a full explanation of the above benefits and additional items, please visit: http://tinyurl.com/NAHB-Membership NAHB leverages the association’s power to shine a light on key issues, get pro-housing bills introduced and passed, challenge regulations that do more harm than good, and level the playing field against powerful interests that could put struggling builders, remodelers and their suppliers out of business. These are just a few of the more than 100 advocacy issues and initiatives that NAHB was engaged in during 2012.

Local service for the life of your mortgage loan.

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing.

This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Stop by, call, or visit us online to learn more.

56th & South St.

|

CornhuskerBank.com

|

402-434-2265

The Value of NAHB Membership NAHB’s advocacy efforts on behalf of members in the legislative, regulatory and legal arenas saved the typical home builder about $7,250 per housing start (both single and multifamily) in 2012. Put

20  Lincoln Business Builder

* Not all mortgage loans qualify for the local servicing program.

Please contact a mortgage lender for details.

Member FDIC

|

Fireplace Safety Tips

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Fireplaces, whether they are wood-burning or gas, are both fashionable and functional additions to many homes. Families gather around decorated hearths for holiday celebrations as they build lifelong memories. During the cooler winter months, fireplaces, wood stoves and other fuel-fired appliances are often used as primary heat sources in homes.

But sadly, fireplace safety can be neglected, sometimes with tragic results. Everyone has seen the news stories about homes burned to the ground and lives lost due to improperly disposed-of fireplace ashes. According to the U.S. Fire Administration (USFA), heating fires account for 36 percent of residential home fires in rural areas every year.

Here are some tips to make sure your fireplace remains a safe, enjoyable feature of your family’s home:

2013 Chevy Silverado 2500hd

• Have your chimney thoroughly cleaned once a year.

Flammable residue that accumulates in the flue can lead to fires in the chimney, and cracks or gaps in the flue can decrease the draft required both for combustion and to carry toxic gases away from your home. You can find a certified chimney specialist at csia.org.

The GM trucks you need.

Now at the price you want.

NAHB members can receive a $500 private offer1 toward the purchase or lease of most new GM vehicles for business or personal use. Just visit your local Chevrolet or Buick/GMC dealer, choose an eligible vehicle and present your NAHB proof of membership. Then stack this offer with additional incentives from the National Fleet Purchase Program2 and Business Choice.3

For private offer details, visit nahb.org/gm.

2013 BUICK LACROSSE

Offer valid toward the purchase or lease of eligible 2012, 2013 and 2014 model year GM passenger cars, vans, SUVs and truck models. Excludes: Chevrolet Caprice, Captiva Sport, Volt; all Cadillac models. Not available with some other offers. Not valid on prior purchases. Program subject to change without notice.

See dealer for details. Take delivery by 1/3/14.

2 Offer eligible for non-CAP customers only through 12/31/13. See dealer for details.

3 To qualify, vehicles must be used in the day-to-day operation of the business and not solely for transportation purposes. Must provide proof of business.

Visit gmbusinesschoice.com or your Chevrolet or GMC dealer for details. Take delivery by 9/30/13.

4 According to your vehicle’s recommended maintenance schedule for up to two years or 30,000 miles, whichever comes first. Does not include air filters.

Covers six oil changes for gasoline engines and four oil changes for diesel. Extra charge may apply for dual rear wheel tire rotations. See participating dealer for restrictions and complete details. ©2013 General Motors. All rights reserved.

1

• Never leave a fire unattended, and make sure the fire is completely out before going to bed or leaving the house. Douse and saturate ashes with water, and never empty ash directly into a trash can. Place completely cooled ashes in a tightly covered metal container and keep the container at least 10 feet away from any building.

• Cover the top of your chimney with a mesh screen spark arrester, and keep the roof clear of leaves, pine needles and other debris. Also cut away any branches that are hanging above the chimney.

You can find more fire safety tips on USFA’s website at usfa.fema.gov.

Taking these steps will help to ensure that the time you spend around your fireplace is enjoyable, and your family and home is safe. For more home maintenance tips, visit nahb.org.

Vendor: Schawk Release Date: 1/2/13

2013 GMC SAVANA CARGO VAN

• Never use flammable liquids to start a fire, or burn cardboard boxes, trash or debris in your fireplace. Use only seasoned hardwood, non-seasoned (or green) wood tends to smoke more and burn less efficiently, and can leave significantly more resin and soot in your chimney. Never burn any part of fir or pine trees in a fireplace. The sap can explode, and the needles can ignite quickly which could send sparks into the room or into the chimney where creosote deposits could catch fire.

RELEASED TO VENDOR

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T:10”

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• Use either a metal mesh screen or glass doors—or both—as a barrier between the fireplace and hearth.

If you have glass doors, leave them open while burning a fire so that the fire receives enough air to ensure complete combustion and keeps creosote from building up in the chimney. Always keep the mesh screen closed when a fire is burning to keep embers or sparks from getting into the room.

21  Lincoln Business Builder

New Members | Directory Changes | Cancellations

Welcome New Members A & G Concrete Mike Ahrens (Andrea)

2923 C Street, Lincoln, NE 68510 Phone: 402-730-7347 Email: mikeyahrens@yahoo.com Description: Concrete flat work Sponsor: Stephanie Krueger, Third Generation Builder Reason I joined HBAL: To network with those in the home building industry.

What I hope to get out of my membership: Develop mutually beneficial relationships with homebuilders.

Company Information: I have fifteen years experience and personally complete and supervise every job.

Personal: Wife Andrea, son George (2), and twins on the way. I enjoy taking George to the park and on hikes.

Create Me Green Solutions Nate Slagle (Melissa)

62998 736 Road, Brock, NE 68320 Phone: 402-414-0440 Email: nate@createmegreen.com Website: www.createmegreen.com Description: Build energy-efficient custom homes, SIP panel Reason I joined HBAL: To be involved and informed with Lincoln custom homes.

Company Information: We build energy-efficient custom homes, design/build capable, 3D Cad so you can see your new home before it’s built.

Personal: I have 2 kids and a beautiful wife – love traveling.

Holz Lawn & Landscaping Adam Holz (Sheena)

9955 Saltillo Road, Roca, NE 68430 Phone: 402-416-8119 Fax: 402-421-2941 Email: adam@holzlawn.com Website: www.HolzLawn.com Description: Full service lawn and landscaping company serving residential and commercial properties for 10 years.

Sponsor: Justin Johnson, Hoppe Homes, LP Reason I joined HBAL: To network, networking creates value within both business and personal lives.

What I hope to get out of my membership: Gain contacts and meet new people, better understand how to serve my clients.

Desired areas of involvement: Golf, Sporting Clay Shoot.

Company Information: We are a full service, complete lawn and landscape company. We help with anything from a one time job to weekly maintenance. Estimates are free, and would appreciate the opportunity to meet new property owners.

Personal: Family and work are my hobbies. They keep me busy enough right now!

X Foundations, LLC Jeremy Bishoff

1320 W. Bannertail Lane, Roca, NE 68430-4339 Phone: 402-310-6352 Email: xfoundations.jbishoff@gmail.com Sponsor: Mike Kinning, Kinning Design Build, Inc.

22  Lincoln Business Builder

Directory Changes

• BK Restoration & Remodeling’s web address is www.bkrestoration.com.

• New address for Golden Rule Contractors is 3348 A Street, Beaver Crossing, NE 68313.

• New address for Brester Construction, Inc. is 1200 Infinity Court, Lincoln, NE 68512.

• Troy Schroeder, EMO Flooring Company, is no longer an affiliate member.

• Nancy Johnson, Home Real Estate, is no longer an affiliate member.

• New address for Smetter Custom Homes, LLC is 9700 Thornwood Circle, Lincoln, NE 68512.

• Stephen Noel is the new principal contact for Pella Products of Omaha & Lincoln.

Email: snoel@pellaomaha.com. Phone: 402-690-1753.

• Rose Wismer is the new principal contact for John Henr y’s Pumbing, Htg. & A/C. • New website address for Artz & Sons Construction is www.artzandsons.com. Email: artznsons@yahoo.com.

Sorry to See You Go! If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY! Russ Bohaty Electric, Inc. Schneider Custom Homes Beckmann Cabinet, Inc.

Your Hometown Source For • House Beams • Columns • Brick Lintels • Joists & Deck • Miscellaneous Plate, Angle, Pipe & Tubing

APOLLO STEEL COMPANY Fabricating The Future of Nebraska 7200 Amanda Road, Lincoln, NE 68507 Phone: 402-466-8587 • Fax: 402-466-0594

Renewals

Thanks for Renewing Your Membership!

(Please allow 60 days for names to appear on this list.)

A & J Donner Construction, Inc., 1 year Beach Construction, 24 years BK Restoration & Remodeling, 4 years Bluestem SIPS, 3 years Boyce Construction, Inc., 16 years Capital Concrete Co., 48 years Capital City Exteriors, 5 years Caseyco, Inc., 8 years Cherry Hill Construction, Inc., 36 years Cohawk New Horizons Drywall, Inc., 32 years Culligan Water Conditioning, 47 years

When it comes to cabinetry, Millard Lumber offers a vast and diverse selection. Whether it’s a color, finish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also offers installation for all cabinets and hardware.

Custom Design Homes, Inc., 5 years Douglas Fireplace Services, 4 years Drywall Unlimited, Inc., 30 years

11200 N. 148th St., Waverly NE

402.786.3030

M-F 7:30am - 5pm

Eagle 1st Roofing & Construction, 3 years Factory Direct Appliance, 8 years Frontier Bank, 2 years Hartland Homes, 28 years HomeServices Lending, LLC, 18 years JR Premier Designs, 2 years Kinning Design Build, Inc., 27 years

Almost Any Brick You Use Can Last for Hundreds of Years.

So Be Particular.

Larsen Painting, Inc., 12 years Lee Douglas Interiors, Inc., 4 years Lee’s Propane Service, 6 years Lincoln Drywall Service & Architectural Products, 32 years Lumbermen’s Brick and Supply Co., 10 years Mahris Custom Homes, 13 years Mark Manske Custom Trim, 4 years McKinnis Residential, 1 year Mid-Alliance Insurance Associates, LLC, 30 years Neighbors Family Homes, Inc., 12 years New Traditions Custom Homes, 1 year Old City Homes, 6 years RE/MAX Real Estate Concepts, 4 years Reimers-Kaufman Concrete Products Co., 62 years Schrock Innovations, 2 years Seacrest & Kalkowski, PC, LLO, 15 years Shelter Distribution, 35 years South Shore Builders, LLC, 4 years

Y

ANKEE HILL BRICK manufactures the highest quality FBX brick in a color palette ranging from the traditional reds and buffs to the innovative pinks, maroons, and lavenders.

Standard and custom color ranges, sizes, and shapes are our specialty.

Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the nest of materials.

Face brick Paving brick

Thin brik veneer Pool Coping Ceramic tile and marble Keystones Address & entry signs Brick mural & ornamentation Crushed landscape brick

Supreme Surface Countertops, 26 years Triple D Construction, 4 years Urban Homes, LLC, 7 years Willet Construction, Inc., Remodeling Specialists, 13 years Woita Homes & Remodeling, 3 years

3705 S. Coddington Lincoln, NE 68522

(402) 477-6663

4212 S. 133rd Street Omaha, NE 68137

(402) 330-2751

23  Lincoln Business Builder

24 ď ´ Lincoln Business Builder

Lancaster County Top Subdivisions by Closings

Lancaster County Top Subdivisions by Closings

Period Ending December 2012 Subdivision Name

Ranking 1 Subdivision Name 2 Vintage Heights

3 29 Lancaster County 117 Waterford Estates - SF Windmill Ridge Estates 91 Wilderness Hills 4 30 Lancaster County Hub Hall County Heights 5 30 Lancaster 87 Vintage Heights 30 Lancaster County 35 Windmill Ridge Estates Stone Bridge Creek - SF 6 33 Lancaster County Wilderness View TH 38 Hub Hall Heights 7 27 Lancaster County 72 Stone Bridge Creek - SF Hamann Meadows 8 32 Lancaster County 44 Wilderness View TH Yankee TH 9 30 LancasterHill County 104 Hamann Meadows Pinecrest

10 30 Lancaster County 107 Yankee Hill TH Cedar Cove - TH 11 33 Lancaster County 59 Pinecrest 29 LancasterHills County 137 Cedar Sterling Second Addition Cove - TH 12 30 Lancaster County 128 Sterling Hills Second Addition Barons Ridge 13 33 Lancaster County 9 Barons Ridge Fallbrook

14 27 Lancaster County 24 Fallbrook Heritage Lakes 15 30 Lancaster County 33 Heritage Lakes Thompson Creek 16 30 Lancaster County 80 Thompson Creek Grand Terrace 17 30 Lancaster County- SF 124 Grand Terrace - SF 30 Lancaster County 289 Village Meadows Village Meadows 18 32 Lancaster County 93 Wilderness Ridge/ The Boulders at WR Wilderness Ridge/ The Boulders at WR (TH) 19 (TH) 33 Lancaster County 39 Hunters Pointe Hunters Pointe 20 32 Lancaster County 46 Meadow View Meadow View 21 29 Lancaster County 56 North Forty Golf Course 1st Add North Forty Golf Course 1st Add

22 30 Lancaster County 37 Himark Estates Himark 23 30 LancasterEstates County 36 Firethorn - SF Firethorn - SF 30 Lancaster County 133 Yankee Ridge Villas/Grainger Heights24 1st Addition 29 Lancaster County 135 Prairie Village North -TH Yankee Ridge Villas/Grainger Heights 1st Addition 25 30 Lancaster CountyNorth -TH 12 Big Thompson Creek Prairie Village 26 27 Lancaster County 69 Charleston Heights- TH Big Thompson Creek 27 31 Lancaster County 97 Woodlands Plaza Addition Charleston Heights- TH13 Boulder Ridge - SF 28 30 Lancaster County Woodlands Plaza Addition

29 30 Lancaster County 64 Ravenwood Boulder Ridge SF

30 32 Lancaster County 79 The Ridge 27 Lancaster County 31 Hartlands Garden Valley Ravenwood 31 28 Lancaster County 23 Evandale Estates The Ridge 32 30 Lancaster County 7 Boulder Run SF Hartlands Garden Valley 33 30 Lancaster County 84 Village Gardens Evandale Estates 34 31 Lancaster County 4 Arbor Ridge Boulder - SF 35 32 LancasterRun County 82 Vavrina Meadows Village Gardens 36 33 Lancaster County 98 Woodland View 127 Charleston Heights 27 Lancaster County Arbor Ridge

37 Vavrina Meadows 38 Community Averages Woodland View 39 Charleston Heights 40 MG MG Waterford Estates SF

Area Map Hills No Wilderness County No

Closings 12 Starts 12 Months Months 55 49 39 25 25 23 23 18 18 18 17 17 16 15 15 15 15 15 14 14 12 11 11 10 10 9 9 8 8 7 7 7 6 6 6 6 6 6 6 5 15.1

25 ď ´ Lincoln Business Builder

76 60 37 18 28 28 34 20 10 20 22 12 12 13 13 16 15 16 12 6 7 5 5 9 0 10 11 16 7 14 6 3 3 9 3 2 5 3 3 7 14.9

Housing Inventory and Closings

Lancaster County Housing Inventory and Closings The blue bars in the chart below illustrate the change in annual closing rate of all homes in the county. The shorter orange bars illustrate the Net Home Inventory or unsold homes at a snapshot in time. Ideally, the Net Inventory will be 900 around 20% of the annual 800 closings at any given time.

700 The annual rate of closings 600 has continued to increase each of the last three 500 updates. The net inventory 400 has fallen slightly 300 indicating no excess 200 inventory and in some 100 cases too little inventory.

0

This chart is for all areas of the county and for all price points. Specific areas vary.

12/08 12/09

4/09 4/10

Closings

8/09 8/10

12/09 12/10

4/10 4/11

Net Home Inv.

8/10 8/11

12/10 12/11

4/11 4/12

20% Closings

8/11 8/12

12/11 12/12

* Next 12 Mos

30% Closings

This overview perspective of the Lincoln/Lancaster County housing market is provided to you as a member service of the Home Builders Association of Lincoln Nebraska. More detailed, premium content can be obtained by calling Tim Underwood of MarketGraphics of Omaha/Lincoln at 913-530-2951 by email at tunderwood@landmarketing.com.

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26  Lincoln Business Builder

27 ď ´ Lincoln Business Builder

YOUR AD HERE! This 3.75” x 2.25” space and the 7” x 4.5” space below are available for an ad. For more information, please contact Jennie at 402-423-4225 or jennie@hbal.org.

It pays to build more energy-efficient homes.

Just let us know where to send the check.

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

ADDRESS SERVICE REQUESTED

The LES Sustainable Energy Program provides homebuilders significant incentives for installing high-efficiency heating and cooling equipment — up to $1,000 per ton on heat pumps and $750 per ton on air conditioners. Whether you keep the incentives or pass them on to clients, you’ll help save energy, reduce environmental impact and delay the need to build expensive power plants. Help keep Lincoln’s electric rates among the lowest in the nation. Visit our website or call 402.473.3275 for complete details.

Les122824 Jan HBAL Ad High Efficiency Equip3.indd 1

May 12-19

www.les.com

12/17/12 1:07 PM

Weeknights: 6:00 - 9:00 p.m. & Weekends: 1:00 - 6:00 p.m.

The 7” x 4.5” space above is available for an ad.

For more information, please contact Jennie at 402-423-4225 or jennie@hbal.org.