Lincoln Business Builder (November 2012)

The LINCOLN BUSINESS BUILDER November 2012 Published monthly by the Home Builders Association of Lincoln Volume 49 No. 11

November General Membership Meeting Monday, November 12 6:00 p.m. - Social • 7:00 - Dinner

Sporting Clay Shoot Results Inside!

“Regulation, Think Twice Before You Do It!”

Guest Speaker - Elliot Eisenberg, a nationally acclaimed economist and public speaker specializing in making the arcana and minutia of economics fun, relevant and educational.

Read more on page 5.

Nebraska Champions Club 707 Stadium Drive Cost: $10 for HBAL Members or $20 for guests Save us a call and send your RSVP by November 6 to info@hbal.org or call 402-423-4225.

Scan this QR code with your smartphone to view the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application from your service provider.

Don’t forget to vote on Tuesday, November 6!

nebraska title company

Powerhouse Residential Staff Featuring Chuck Pfenning Business Development Chuck Pfenning Business Development

“Chuck has years of experience and his knowledge, expertise and integrity are an asset to Nebraska Title Company as well as our customers. He has the natural ability to make home buyers feel at ease when making one of the biggest investments in their life.”

Favorite part of your job?

Helping first time home buyers at their closing, seeing the joy and excitement on their faces.

Patrick Lutz, CEO, and General Counsel

How I got into the business?

I was a real estate broker in the late 70’s and was asked to help out a local title company by doing closings for them. As they say; “the rest is history”.

Recent Book you finished?

The Lions Game How will your business change in the next year?

Our industry will rely less and less on paper and move into paperless closings.

About my family; wife Rita, daughter Angie and son-in-law, Ben. New granddaughter Stella Grace.

One thing that makes your company different?

Our Company was founded on service and accuracy. With our long time employees, we have the foundation and experience to handle all real estate transactions, and we choose to keep ourselves independent.

Trustworthy

Experienced

Accurate

Motivated Market Leaders

W W W. n e bwww.nebtitleco.com t i t l e c o. c o m 866.816.3180

President’s Message November 2012 Vol. 49, No. 11

President’s Message

Contents President’s Message

3

Upcoming Events

4

November General Membership Meeting

5

Santa Cop

6

Member News

7

Annual Coat Drive

7

Announcing HBAL’s New Lower Dues

8

State Unemployment Taxes

9

Accela Update

9

General Membership Meeting Your Vote Counts Sporting Clay Shoot Financial Column 2013 Election

Dan Klein, Sr., HBAL President ABC’s to XYZ’s of HBAL Friend, would you take a few minutes to consider All the value HBAL brings to your Business, the Community impact and the Duration of lasting Education and Friendships along with the Growth personally and professionally? For each of us as Builders, Associates and Affiliates; how many ways do you experience the value in HBAL. Fill in the blanks or add more and let the HBAL staff or myself know. What a GREAT Association!

• Accessible Web Site • Business Builder • Chili Cook-Off • Dues for HBAL • Educational Seminars • Fall & Spring Parade • Golf Outings • HBAL Friendships • I What would you identify • J • K • Legislative Advocacy • Membership Committees • New Members • O • Projects in our Community • Quality Subcontractors • Remodeled Homes • Sporting Clay Shoot • Training • $10 Membership Meals

10-11 12 14-17 19 20-22

Renewals

24

New Members

24

Directory Changes

24

Cancellations 24

What Power and Flexibility What Information and Advertising ?????What’s Yours What Savings Now What Learning ?????What’s Yours What Shots, Putts & Laughs What Great People ?????What’s Yours What Opportunity to Lead What Contributions What Added Strength What Giving What Skilled Professionals What Vision and Ideas What Fun & Firearms What Safety and Skill What a Deal

HBAL’s The Big Catch

25

If we knew the value for each member in HBAL, there would be a much longer list with GREATER value.

Building Permits

26

What’s Yours?

Home Builders Association of Lincoln

Executive Committee

National Directors

6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org

Dan Klein, Sr., President

Steve Fulton, CGP

Mike Rezac, President Elect

Justin Johnson

Mike Kinning, 1st Vice President

Mike Rezac

Perry Haralson, 2nd Vice President

Lois Hartzell, GMB, CSP, Alternate

Dan Walker, Secretary

Mike Kinning, Alternate

Bob Bryant, Treasurer

Dan Klein, Sr., Alternate

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL. The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles.

Lois Hartzell, GMB, CSP, Immediate Past President

National Life Directors

Mike Benker, Executive Vice President

The annual subscription rate is included with your membership dues.

Jeff Bielenberg, Eric Hoke, Ken Inness, CGP, Justin Johnson, Matt Kleinschmit, Jo Lewis, Mike May, Lori Pippitt, CKD, CGR, CAPS, Gary Reese, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Jim Christo, CGR, CGB, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

HBAL Staff Kayla Harrison, Jennie Korth & Melissa Hilgenkamp

Board of Directors

Remodelers Council Molly Johnson

Past Presidents Allen Barber, Mike Benker, Jerry Boyce, Mike Goings, CGP, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Dick Robison, Greg Shinaut, CGP, Ken Westerhold

3  Lincoln Business Builder

Upcoming Events

Calendar of Events Nov. 12

General Membership Meeting Nebraska Champions Club 6:00 p.m. Social • 7:00 p.m. Dinner

Nov. 14

Remodelers Council Meeting Lunch & Tour of South Lake Village 11:30 a.m. • $6 per person

Nov. 15

Nov. 22-23

+

Find this guy in the Lincoln Business Builder and be the third person to call the HBAL office (402-423-4225) with his location and your meal at the next General Membership Meeting is on us!

HOMEPAC & Board of Directors HBAL Office • 6100 S. 58th Street, Ste. C 9:45 a.m. & 10:30 a.m.

Thanksgiving HBAL Office Closed

Dec. 5

Remodelers Council Christmas Party Wilderness Ridge 11:30 a.m. • $15 per person

Dec. 6

HBAL Christmas Party Hillcrest Country Club 6:30 p.m. Social • 7:30 p.m. Dinner

AnDy GIbSon

RyNo

Dueling Duo Dueling Pianos Request Show

HBAL Christmas Party Figure 1

Thursday, December 6, 2012

6:30 p.m. - Social • 7:30 p.m. - Dinner

Hillcrest Country Club 9401 East “O” Street

Cost: $30 per person or $25 per person for companies who bring five or more guests.

Join us for the Dueling Duo! Andy Gibson and Ryno will play your request and may add a little twist too! This is the only dueling pianos show with an amazing fiddle and saxophone player, Dan Witte. Get ready for a great time!

4  Lincoln Business Builder

Find the Frog!

Congratulations to Linda Boyce, Boyce Construction, Inc. on finding the frog last month!

Only one call per member company will be allowed. Note that once you win, you are not eligible for 12 months. If there is not a third caller, the prize will not be awarded.

Character is doing the right thing when nobody’s looking. There are too many people who think that the only thing that’s right is to get by, and the only thing that’s wrong is to get caught.

-- J.C. Watts

November General Membership Meeting

November General Membership Meeting Monday, November 12 6:00 p.m. - Social • 7:00 - Dinner

“Regulation, Think Twice Before You Do It!” Guest Speaker - Elliot Eisenberg Nebraska Champions Club 707 Stadium Drive

Your Hometown Source For • House Beams • Columns • Brick Lintels • Joists & Deck • Miscellaneous Plate, Angle, Pipe & Tubing

Cost: $10 for HBAL Members or $20 for guests

APOLLO STEEL COMPANY

Save us a call and send your RSVP by November 6 to info@hbal.org or call 402-423-4225.

Elliot Eisenberg, Ph.D. is a nationally acclaimed economist and public speaker specializing in making the arcana and minutia of economics fun, relevant and educational. He holds a B.A. in economics with first class honors from McGill University, as well as a Masters and Ph.D. in public administration from Syracuse University. Eisenberg, formerly a Senior Economist with the National Association of Home Builders in Washington, D.C., is a frequent speaker on topics including: economic forecasts, economic impact of homebuilding, consequences of government regulation, cost-benefit analysis, prudential use of financial derivatives, strategic business development and other current economic issues. He is the creator of the multifamily stock index (the first nationally recognized index to track the total return of public firms principally involved in the ownership and management of apartments), the author of more than seventy articles and serves on the Editorial Board of the Encyclopedia of Housing. He has spoken to hundreds of business groups and associations, frequently as keynote speaker, and is a frequent guest lecturer on college campuses. Dr. Eisenberg has been invited to testify before lawmakers and is often asked to comment on proposed legislation. His research and opinions have been featured in Bloomberg, Business Week, Forbes, Fortune,and many other publications. He is regularly featured guest on several talk radio shows, is often seen on television and authors a daily 70 word commentary on the economy that is available at www.econ70.com.

His interests include keeping the rate of restoration of his 60 year old house ahead of the rate of deterioration and doting on his daughter. He loves ice hockey and talking economics with crowds large and small!

Fabricating The Future of Nebraska 7200 Amanda Road, Lincoln, NE 68507 Phone: 402-466-8587 • Fax: 402-466-0594

Adam Flanagan

Construction and Real Estate Lending Officer

Scott Williamson

Vice-President Mortgage

Susan Bredthauer

Vice-President Mortgage

Strong Foundations Begin With Great People

West Gate Bank recognizes that people make the difference.

Our staff is knowledgeable, experienced and committed to providing excellent service.

Whether you are building, buying or refinancing your home, experience the West Gate Bank difference. Create your customized loan program today.

Lincoln’s Bank westgatebank.com 402-434-3456

EQUAL HOUSING

LENDER

member FDIC

5  Lincoln Business Builder

Santa Cop

HBAL’s Toys for Santa Cop Project Saturday, November 3, 2012 8:30 a.m. ~ Until Completion Lincoln Northeast High School Shop 2635 N. 63rd Street • west side of school Thanks for all you do to make this annual project a great success!

Donations to help pay for the materials may be sent to: Lincoln Home Builders Care Foundation 6100 S. 58th Street, Suite C • Lincoln, NE 68516 RSVP to 402-423-4225 or fax 402-423-4251 ____ I cannot attend, but here is my donation of $_____ to the Santa Cop Project. ____ Yes, I will be there. My guests: ______________________________________ ____ No, I can’t attend.

Name: ______________________________________

Company: _______________________________

You don’t have to be a carpenter to help. We have lots of jobs for the inexperienced but willing workers!

!! x o B y o T e h t f f u t S

In place of Dolls vs. Wheels, we are asking members to bring in toys to fill the toy boxes we’ll be making at Santa Cop on November 3. This is a great opportunity to be a part of the annual project even if you can’t make it on the day of assembly.

So, guys and gals, it’s time to shop ‘til you drop.

Let’s see if we can fill the HBAL office with shiny new toys to put in the 70+ toy boxes! _____ Yes, I’ll help stuff the toy boxes and will deliver the toy(s) to the HBAL office prior to October 31.

Name: _____________________________________ Company: __________________________________ Fax this form to 402-423-4251 or mail to HBAL, 6100 S. 58th Street, Ste. C, Lincoln, NE 68516

6  Lincoln Business Builder

Member News | Annual Coat Drive

Member News

Annual Coat Drive

In Sympathy Our sympathy to the friends and family of John Dolen, Illuminations Lighting, Inc., who passed away on October 8. John worked at Illuminations and Lamp and Lighting as their delivery driver for 18 years.

Our sympathy to Lenette and Greg Schwinn, Schwinn Homes, LLC, on the death of Lenette’s father, Leonard Nelson, who passed away on October 12.

Our sympathy to Roger and Sharla Reynolds, Reynolds Design & Remodeling, on the death of Roger’s mom, Ruth, who passed away on October 13.

Congratulations!

Megan & Lee Dreyer (CS Kitchen & Bath) They are the proud parents of a baby boy

Maxwell Lee

8 lbs 5 oz Born September 2, 2012

It’s time again for HBAL’s Annual Coat Drive. Bring your coats, mittens, hats or other warm clothing or blankets to the HBAL office or the November General Membership Meeting. HBAL will take all donations to the People’s City Mission in November. Our members have been so generous the last few years, we hope to once again provide warm clothing for many of Lincoln’s needy citizens.

The Place to go for Everything Fireplace and Stone!

“Bringing Quality to Life”

You won’t find a larger selection of fireplaces & stone in town!

Our showroom displays 37 fireplaces and over 170 brick and stone samples. Also available at Lumbermen’s: • Wood & Pellet Stoves • Grill Islands & Kitchens • Erosion Control Products

• Outdoor Firepits • Paving Stones • Stone Veneers • Brick

Showroom Hours: Mon-Fri 9am-5pm, Sat 10am-2pm | 8655 Amber Hill Court, Lincoln, NE 68526 | 402.421.0948 | www.lumbermens.biz

7  Lincoln Business Builder

Announcing HBAL’s New Lower Dues

Announcing HBAL’s New Lower Dues!

Builder Dues

$475

Associate Dues

$375

Affiliate Members

$60

Remodelers Council Members

$70

The Home Builders Association of Lincoln is excited to announce a new lower dues structure. Anyone joining or renewing after September 15, 2012 will benefit (refunds will be given if applicable).

Although the dues have been lowered, the HBAL will continue to serve its members and the community with a high level of service and commitment.

Networking Access the most powerful, successful and influential business people in Lincoln

Various events focusing on family, golf, outdoors, sports, education, etc.

Communication New website coming to provide better communications and marketing of your business or properties to the consumer

Line of communication to share and receive updates on industry issues

Advocacy

Solutions and up-todate information on regulations affecting your business from OSHA, EPA, etc.

Political Action Committee/HOMEPAC active in local Task Forces, Committees, Commissions, with the Mayor’s office, City Council, Nebraska Legislature and your Congressmen & Senators

Direct access to one of the state’s best Lobbying Firms for representation with Nebraska Senators

Education Grants applied for to assist with the cost of education & training for your business

Cost effective classes to better your business, industry designations and assistance with technology

Updates regarding Code changes and information on how to meet new regulations

Marketing Promote your business in specialty events such as the Parade of Homes and Tour of Remodeled Homes

Civic Participation The Lincoln Home Builders Care Foundation was designed especially for this purpose 8  Lincoln Business Builder

Promote your business as a member of HBAL for additional credibility Receive increased visibility through membership and participation

LPS Partnership & Student Competitions Student Scholarships

Habitat for Humanity Lincoln Children’s Museum Exhibit

Member Discounts for the area’s largest trade show, the Nebraska Builders Home & Garden Show

State Unemployment Taxes | Accela Update

State Unemployment Taxes Subcontractor Requirements

by Bob Bryant

The construction industry is typically an industry that relies heavily on independent contractors or subcontractors. For many years the federal government has used a twenty point questionnaire to assist employers to determine if a worker is an employee or an independent contractor.

The Nebraska Department of Labor has developed its own criteria which must be satisfied in order that an individual be deemed an independent contractor, so as not to be liable for unemployment taxes.

The three part criteria (listed below) must all be satisfied: a) Such individual has been and will continue to be free from control or direction over the performance of such services, both under his or her contract of service. b) Such service is either outside the usual course of business for which such service is performed or such service is performed outside of all the places of business of the enterprise for which such service is performed. c) Such individual is customarily engaged in an independently established trade, occupation, profession or business.

This information is extremely important as the State U.C. Rate can be 8.66% x $9000.00 of wages or $779.40 per employee per year.

Accela Update

by Fred Hoke

Over the past 20 years the building community has witnessed many changes to City processes and procedures related to permitting. Building and Safety moved from paper tracking and filing systems to Sierra software. In 1997, we migrated from Sierra software to our current PermitsPlus system.

Although PermitsPlus provided greater efficiency for contractors and staff, it has long outlived its usefulness.

Lincoln has four major departments working diligently to usher in a new level of services. The new state-of-the-art software, Accela (ah-cell-ah), provides excellent efficiencies to all members of the building community, city departments, and to homeowners.

Here are some examples of how the Accela software can be utilized: • A customer can go online using a computer, tablet or Smartphone to access the system • A contractor can use his or her ID so required permit forms auto fill with the basic information except job address • Customers can fill out permit applications online • Contractors can pay online with credit card, ACH, or trust account and move funds from a credit card to replenish their trust account • Customers can schedule all inspections online • Customers will be able to receive immediate notification of inspection results and read the inspector’s comments for each job • Full access to web information on all aspects of codes and FAQs • Training videos and code information will be available on the B&S website What are some benefits for the Building and Safety staff?

• Accela will reduce the download time to inspector’s computers • Most inspectors will have new semi-tough computers with enhanced capabilities and speed • Inspection scheduling will incorporate GPS to save drive time and fuel and can enter emergency inspections into the regular route

402.483.7575 3133 S. 7th Street • Suite D

Fax 402.483.7577 info@pioneerprintinginc.com www.pioneerprintinginc.com Multi Color Printing Graphic Design Ad Specialties Bindery Services

Digital Color Copies Digital Black & White Engineering Copies Personalized Service

Providing Offset Printing & Digital Services in Lincoln since 1980.

We will work with five contractors to field-test Accela in its training configuration to resolve any issues before our “golive” date.

Once we “go-live,” we’ll initiate the Accela services one at a time to be sure the system is stable. Our internal software training has been initiated on a limited basis. The full-blown training is scheduled closer to the “go-live” date.

A number of our contractors are still using fax and paper documents. We’ll honor those individuals and work with their current systems. An increasing number of contractors, however, are moving into wireless communication and online processes. As younger contractors enter the professions, they will be expecting all the benefits of a wireless system.

This conversion began on September 17, 2011. It has been a long process primarily because of over a million historical records with thousands of attributes. This has created a long process of conversion to the new system. We decided to bring all our records over. Although this has extended our conversion, it will be more efficient.

We’ll soon be announcing our “go live” date.

9  Lincoln Business Builder

General Membership Meeting

General Membership Meeting

October 22, 2012 • Nebraska Champions Club

10 ď ´ Lincoln Business Builder

General Membership Meeting

General Membership Meeting

October 22, 2012 • Nebraska Champions Club

11 ď ´ Lincoln Business Builder

Your Vote Counts

Your Vote Counts!

If you missed our last General Membership Meeting, you missed some interesting statistics guest speaker, Coby Mach, shared from recent local elections.

•

The population in Lincoln is approximately 262,000.

•

Of that, there are 155,000 registered voters.

•

In May 2011, only 33,000 voted.

•

That same election, Carl Eskridge beat Chad Wright by only 107 votes. Only 5,000 of the 31,600 registered voters actually voted in that district.

•

In November 2008, Ken Haar beat James Jeffers by 77 votes.

12,800 voters cast their vote in District 21 that day.

Do you have employees?

•

They trust you!

•

Encourage them to vote

•

Don’t tell them how to vote

•

Tell them how the candidates feel about your industry and issues affecting your business

Don’t Vote?

Don’t Complain!

For more information on voting, visit www.lancaster.ne.gov/election or call the Lancaster County Election Office at 402-441-7311.

Camherdz Services Corporation Painting

Interior, Exterior, Commercial, Residential New, Repaint

Decks

Power Washing, Staining

Floors

Sealers, Epoxies, Urethanes

E S FRE ALWAY ES AND AT ESTIM RDABLE AFFO INTING PA ELITE SERVICE R AT YOU

Specialty Coatings

To include Epoxies and Urethanes on walls

Hector Hernandez 2240 S. 46th Street Phone: (402) 580-0870 Fax: (402) 438-6937 Lincoln, NE 68506 Email: camherdzsvcs@neb.rr.com 12  Lincoln Business Builder

Bob Nohavec Plumbing

420-1552

Service • Remodeling • New Construction Free Estimates Bob Nohavec, Master Plumber 3400 S. 6th Street, Lincoln, NE 68502

A & D Auto-Truck Service

“Your Total Vehicle Service & Repair Center”

Special discount for HBAL Members!

10% discount on a service or repair First-time customers only.

“We Specialize in Fleet Service and Repair.”

Open: Monday-Friday 6:30 a.m.-5:30 p.m.

Phone: 464-3211 5940 Colfax Avenue

13  Lincoln Business Builder

Sporting Clay Shoot

Fifth Annual Sporting Clay Shoot

Pl 1st ac e

October 26, 2012 • Oak Creek Sporting Club

3 W Flig rd in ht ne r

2 W Flig nd in ht ne r

Rezac Builders, Inc. / Bielenberg Builders, Inc.

DuctMedic Air Duct Cleaning

14  Lincoln Business Builder

Hans Electric, Inc.

Sporting Clay Shoot

15 ď ´ Lincoln Business Builder

Sporting Clay Shoot

16 ď ´ Lincoln Business Builder

Sporting Clay Shoot

Thank You!

Winners

BBQ Sponsors

Top Three Individual Winners 1st Place • $40 Scheels gift card Fred Matulka 2nd Place • $30 Scheels gift card Hank Rezac 3rd Place • $20 Scheels gift card Bruce Whitten

Thanks to everyone who came out to the Fifth Annual Sporting Clay Shoot. Proceeds from the event will benefit the educational and charitable projects of the Lincoln Home Builders Care Foundation.

Lincoln Lumber Co. Hawkeye Distribution, Inc. Roberts and Dybdahl, Inc. Guardian Building Products Mid-Am Building Supply, Inc.

Elite Station Sponsors

Earl Carter Lumber Co. Lincoln Winlectric Lincoln Winnelson Co. Murphy Tractor & Equipment Co. Shelter Distribution Titan Machinery Window Option Specialists & Integrity Windows

Station Sponsors

84 Lumber Bouwen’s Plumbing Brester Construction, Inc. Christensen Lumber Co. Eric’s Electric, Inc. Guardian Building Products Hawkeye Distribution, Inc. Home Builders Association of Lincoln Lee Sapp Ford Lincoln Lumber Co. Lincoln Winair Company Mid-Am Building Supply, Inc. Millard Lumber Nebraska Furniture Mart Roberts & Dybdahl Stephens & Smith Construction Co.

Deck of Cards Raffle Savage 25-06 Bolt Action Rifle Clint Colton Half the Pot $200 Cash Chris McInerny Side Games $50 Bass Pro Shops gift card Wobble Trap • Ray Bielenberg 5-Stand • Hank Rezac

Prize Sponsors

Bielenberg Builders, Inc. Earl Carter Lumber Co. Cornhusker Bank Lincoln Winlectric Lowe’s Nebraska Furniture Mart Nebraska Title Co. Oak Creek Sporting Club Union Title Co.

Bottled Water Sponsor

Culligan Water Conditioning

Volunteers

Gary Reese Hayley Rezac Brady Yoder Kirk Bender Art Tiritilli

Mike Rezac, Chair Kirk Bender Gary Reese Dick Mavis Jennie Korth Mike Benker

Committee

17  Lincoln Business Builder

Almost Any Brick You Use Can Last for Hundreds of Years.

So Be Particular.

Y

ANKEE HILL BRICK manufactures the highest quality FBX brick in a color palette ranging from the traditional reds and buffs to the innovative pinks, maroons, and lavenders.

When it comes to cabinetry, Millard Lumber offers a vast and diverse selection. Whether it’s a color, finish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also offers installation for all cabinets and hardware.

11200 N. 148th St., Waverly NE

402.786.3030

M-F 7:30am - 5pm

Standard and custom color ranges, sizes, and shapes are our specialty.

Brick murals and ornamentation are brought to a new level of sophistication at Yankee Hill Brick.

Rely on Yankee Hill to supply your project with the nest of materials.

3705 S. Coddington Lincoln, NE 68522

(402) 477-6663

18  Lincoln Business Builder

Face brick Paving brick

Thin brik veneer Pool Coping Ceramic tile and marble Keystones Address & entry signs Brick mural & ornamentation Crushed landscape brick

4212 S. 133rd Street Omaha, NE 68137

(402) 330-2751

Financial Column

Working During Retirement

Provided by Brian Willet, Waddell & Reed Planning on working during retirement? If so, you’re not alone. An increasing number of employees nearing retirement plan to work at least some period of time during their retirement years.

Why work during retirement?

Obviously, if you work during retirement, you’ll be earning money and relying less on your retirement savings--leaving more to potentially grow for the future and making your savings last longer, as shown in the example below: Assumptions: • Retirement savings $1,000,000 • Earnings rate 6% • Preretirement income $150,000 • Social Security $2,000/month • Desired income replacement 80% ($120,000/year, $10,000/month)

Some plans provide yet another option--”phased retirement.” These programs allow you to continue to work on a part-time basis while accessing all or part of your pension benefit. Federal law encourages these phased retirement programs by allowing pension plans to start paying benefits once you reach age 62, even if you’re still working and haven’t yet reached the plan’s normal retirement age.

If your pension plan calculates benefits using final average pay, be sure to discuss with your plan administrator how your particular benefit might be affected by the decision to work part-time. In some cases, reducing your hours at the end of your career could reduce your final average pay, resulting in a smaller benefit than you might otherwise have received.

How working affects health benefits

Without working, you’ll need to use $8,000 ($10,000 desired income minus $2,000 Social Security) of retirement savings per month, and your savings will last 16 years.

your pension benefit if you work beyond your normal retirement date, but will actuarially increase your payment when benefits resume to account for the period of time benefits were suspended. Still other plans will suspend your benefit for any month you work more than 40 hours, and will not provide any actuarial increase--in effect, you’ll forfeit your benefit for any month you work more than 40 hours.

But if you earn this amount monthly:

for 3 years, your savings will last:

for 5 years, your savings will last:

for 10 years, your savings will last:

$1,000 $2,000 $3,000 $4,000 $5,000

17 years 18 years 19 years 20 years 22 years

18 years 19 years 21 years 23 years 26 years

19 years 22 years 26 years 32 years 39 years

This is a hypothetical example and is not intended to reflect the actual performance of any specific investment, and does not take into account the effect of taxes and inflation.

If you continue to work, you may also have access to affordable health care, as more and more employers are offering this important benefit to part-time employees.

But there are also non-economic reasons for working during retirement. Many retirees work for personal fulfillment--to stay mentally and physically active, to enjoy the social benefits of working, and to try their hand at something new--the reasons are as varied as the number of retirees.

How working affects Social Security

If you work after you start receiving Social Security retirement benefits, your earnings may affect the amount of your benefit check. Your monthly benefit is based on your lifetime earnings. When you become entitled to retirement benefits at age 62, the Social Security Administration calculates your primary insurance amount (PIA), upon which your retirement benefit will be based. Your PIA is recalculated annually if you have any new earnings that might increase your benefit. So if you continue to work after you start receiving retirement benefits, these earnings may increase your PIA and thus your future Social Security retirement benefit.

Many individuals work during retirement to keep their medical coverage. If working during retirement for you means moving from full-time to part-time, it’s important that you fully understand how that decision will impact your medical benefits.

Some employers, especially those with phased retirement programs, offer medical coverage to part-time employees. But other employers don’t, or require that you work a minimum number of hours to be benefits eligible. If your employer doesn’t offer medical benefits to part-time employees, you’ll need to look for coverage elsewhere. If you’re married, the obvious option is coverage under your spouse’s health plan, if your spouse works and has coverage available. If not, you may be eligible for COBRA. COBRA is a federal law that allows you to continue receiving medical benefits under your employer’s plan for some period of time, usually for 18 months, after a qualifying event (including loss of coverage due to a reduction in hours). But it’s expensive--you typically have to pay the full premium yourself, plus a 2% administrative fee. (COBRA doesn’t apply to employers who have fewer than 20 employees.) Another option is private health insurance, but that will also be very expensive.

Of course, once you turn 65, you’ll be eligible for Medicare. You’ll want to contact the Social Security Administration approximately three months before your 65th birthday to discuss your options.

The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet.

It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements.

Copyright 2012 - Broadridge Investor Communication Solutions, Inc., all rights reserved. Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies.

Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402-484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

But working may also cause a reduction in your current benefit. If you’ve reached full retirement age (65 to 67, depending on when you were born), you don’t need to worry about this-- you can earn as much as you want without affecting your Social Security retirement benefit.

If you haven’t yet reached full retirement age, $1 in benefits will be withheld for every $2 you earn over the annual earnings limit ($14,640 in 2012). A special rule applies in your first year of Social Security retirement--you’ll get your full benefit for any month you earn less than one-twelfth of the annual earnings limit, regardless of how much you earn during the entire year. A higher earnings limit applies in the year you reach full retirement age. If you earn more than this higher limit ($38,880 in 2012), $1 in benefits will be withheld for every $3 you earn over that amount, until the month you reach full retirement age--then you’ll get your full benefit no matter how much you earn. (If your current benefit is reduced because of excess earnings, you may be entitled to an upward adjustment in your benefit once you reach full retirement age.)

Waddell & Reed

1001 S. 70th Street, Suite 201 Lincoln, NE 68510 402-484-7526 800-399-4468 www.lincoln.wrfa.com www.lincoln.wrfa.com

Not all income reduces your Social Security benefit. In general, Social Security only takes into account wages you’ve earned as an employee, net earnings from self-employment and other types of work-related income, such as bonuses, commissions, and fees.

Pensions, annuities, IRA distributions, and investment income won’t reduce your benefit.

Also, keep in mind that working may enable you to put off receiving your Social Security benefit until a later date. In general, the later you begin receiving benefit payments, the greater your benefit will be. Whether delaying the start of Social Security benefits is the right decision for you, however, depends on your personal circumstances.

One last important point to consider: in general, your Social Security benefit won’t be subject to federal income tax if that’s the only income you receive during the year. But if you work during retirement (or receive any other taxable income or tax-exempt interest), a portion of your benefit may become taxable. IRS Publication 915 has a worksheet that can help you determine whether any part of your Social Security benefit is subject to federal income tax.

How working affects your pension

If you work for someone other than your original employer, your pension benefit won’t be impacted at all--you can work, receive a salary from your new employer, and also receive your pension benefit from your original employer. But if you continue to work past your normal retirement date for the same employer, or if you retire and then return to work for that employer, you need to understand how your pension will be impacted.

Some plans will allow you to start receiving your pension benefit once you reach the plan’s normal retirement age, even if you continue to work. Other plans will suspend

Brian Willet, CMFC Financial Advisor bwillet@wradvisors.com bwillet@wradvisors.com

Let Us Help You Make The Most of Your Financial Future    

Personal Financial Planning Investments Retirement Planning Business Financial Planning

   

IRA Rollovers Long-Term Care * Risk Management * Estate Planning

Financial Planning - Investments - Insurance Solutions *Insurance products offered through insurance companies with which Waddell & Reed has sales arrangements Waddell & Reed, Inc. Member SIPC

19  Lincoln Business Builder

2013 Election

HBAL 2013 Election Ballot No. 1

Ballot No. 2

First Vice President

Builder Directors

Mike May, May Custom Homes & Cabinets, Inc.

Second Vice President

Perry Haralson, Cornhusker Bank

Secretary

Lori Pippitt, Lincoln Cabinet

Treasurer

Bob Bryant, Bryant, Katt & Associates, P.C.

All of the above positions are for one-year terms.

Nothing in the bylaws prevents anyone from standing for re-election.

First Vice President Mike May

May Custom Homes & Cabinets, Inc.

Mike has been in the building business for 44 years and has been a member of HBAL for 24 years. He has served on the Board of Directors since 2006.

Mike started May Custom Homes in 1974 along with his dad, Paul May. He and his wife, Evon, now own the company and they have three employees. They primarily build custom homes but also do some remodeling. Part of their business includes a custom cabinet shop in Waverly.

Mike has been involved with the Santa Cop project and has volunteered at the ABC Construction Fair at Lincoln Northeast High School every year. He helped distribute fliers for the mayor’s race in 2007 and is currently serving on the Building Code Task Force.

Mike and Evon have a daughter, Sara (son-in-law Joel), who is a fourth year resident in internal medicine at UNMC. Mike is also an avid sports fan.

Second Vice President Perry Haralson Cornhusker Bank

Perry is the Financial Officer for Cornhusker Bank. The bank has been an HBAL member for 22 years and Perry has been an active member for eight years.

Perry is involved with several non20  Lincoln Business Builder

(Vote for Three)

Jess Baker, Wilderness Construction, Inc. Roger Bumgarner, Ironwood Builders Matt Kleinschmit, Pride Homes

Associate Directors (Vote for Three)

Ruth Hietbrink, Black Hills Energy Eric Hoke, Eric’s Electric, Inc. Chuck Pfenning, Nebraska Title Co. profit, civic and political organizations such as Friendship Home and the Nebraska Bankers Association Leadership Program. His involvement in HBAL consists of Parade of Homes committee, member of the Board of Directors, volunteer for Santa Cop, HOMEPAC, Lincoln Home Builders Care Foundation Board and various other activities.

Perry is married to Jennifer and has two sons, Coben - 9 and Caiden - 6. He earned his undergraduate degree in finance from the University of Nebraska, a masters in business administration from National University, and a graduate degree in banking from the University of Colorado. Perry believes strongly in the growth and benefits of a healthy housing and construction industry. Perry enjoys reading, golf, soccer and spending time with his family.

Secretary Lori Pippitt

Lincoln Cabinet

Lori grew up in Sidney, Nebraska and attended the University of Nebraska at Kearney graduating with a four year degree in Kitchen & Bath Design. She worked in Ft. Collins, Colorado obtaining background in cabinetry construction and lighting design before moving to Lincoln where she has worked at Lincoln Cabinet for 16 years. She is a CKD-Certified Kitchen Designer whose primary focus is in residential kitchen and bath remodeling. She works directly with her clients creating new spaces and general contracting projects through completion. Lori obtained her CGRCertified Graduate Remodelor and CAPS-Certified Aging in Place Specialist designations in 2006. As a CGR she has broadened her scope of work to more than just kitchen and

2013 Election baths and often will work on first floor remodels, additions and basement finishes.

Through her experience in the industry and her design creativity she has “created a name” for herself in kitchen remodeling. She truly enjoys going through the process of redesigning spaces with homeowners to make them better.

From start to finish, she is someone they can count on for guidance and who will look out for their best interests.

She served as the Chair of the Remodelers Council in 2009 and 2010 and on the HBAL Board in 2012. As Remodelers Chair, she was active in educating members on the new EPA lead regulations. As Chair of the Remodelers Council Golf Committee for five years, she helped run a successful event, raising money for scholarships given to local high school seniors and SCC-Milford students. Lori has been an active member of HBAL, participating in community projects such as Santa Cop, Habitat for Humanity, Dolls vs. Wheels Toy Drive, Remodelers Council TP Run and Mitten Collection for local elementary schools.

In her spare time she enjoys golfing, reading, traveling and spending time with friends and family. She also loves attending sporting events and goes whenever possible!

Treasurer Bob Bryant

Bryant, Katt & Associates, P.C.

Bob has been involved in the accounting business for over 40 years.

Bryant, Katt & Associates has been a member since 1986. Bob owned Bryant Bookkeeping for 18 years and then merged into Larsen, Bryant & Associates, P.C. in 1988. They have a current staff of 15 Accountants. They specialize in local business accounting service and income tax preparation.

Bob has been a member of HBAL for over 30 years and has served as Treasurer of HBAL for eight years. Bob and his wife, Phillis, have been married for 44 years. They have four children, all active in Lincoln. Rob is an Allstate agent and investment broker; Jason is an owner and CPA at Bryant, Katt & Associates; Mike is employed with Sysco; and Shannon is a mortgage loan specialist at Union Bank. They have sixteen grandchildren, and Bob is an avid golfer when not working or spending time with his grandchildren.

Builder Directors Jess Baker

Wilderness Construction, Inc.

Jess Baker founded Wilderness Construction in 2004 and has been building custom homes in Lincoln and the surrounding communities ever since. Jess is a Certified Green Professional and takes pride in

building beautiful homes that are energy efficient and smartly designed to maximize sustainability. His success in business is a direct result of referrals from clients who say they appreciate his attention to detail and the relationships they form during the building process.

Jess is a Nebraska native with a degree in Business Administration from UNL. He has been married to his wife, Tracy, since 2001. They have 2 young daughters, Hayden and Nash, and enjoy many outdoor family activities together.

Roger Bumgarner Ironwood Builders

Roger Bumgarner, along with his business partner Joe Steinbach, has been building homes in the Lincoln area since 2006. Since starting Ironwood Builders, Roger has been primarily focused on customer service and making sure their homeowners are always enjoying the building process. Over the years, he has found that a completely satisfied homeowner is the most rewarding part of the job.

Roger has lived in Lincoln his whole life, attending the University of Nebraska where he graduated with economics and finance degrees. He has been married since 2007 to his wife Steph. Together, they have two boys: Will (3 ½ years) and Charlie (11 months) . In his free time, he enjoys playing with his sons and spending time with family and friends.

Local service for the life of your mortgage loan.

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing.

This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Stop by, call, or visit us online to learn more.

56th & South St.

|

CornhuskerBank.com

* Not all mortgage loans qualify for the local servicing program.

Please contact a mortgage lender for details.

|

402-434-2265

Member FDIC

|

21  Lincoln Business Builder

2013 Election

Matt Kleinschmit Pride Homes

Pride Homes has been building and remodeling homes for the past 29 years. Under Matt’s direction, they have evolved to build custom homes at all price levels in and around surrounding areas of Lincoln. While Pride Homes is found in most of the Lincoln Developments, they are the exclusive builder at Windhoek Estates, and at the new patio home addition on the Firethorn Golf Course.

During the last 16 years, Matt has also participated in several community projects such as: Santa Cop (building toys for underprivileged children) and The Lighthouse which serves underprivileged adolescents. In 2008, Matt was awarded the ‘Lincoln Lancaster County Environmental Leadership Award’ whose mission is to ‘preserve, protect and enhance our natural environment.’ As an executive member and cofounder of the Nebraska Green Build council, he constructed one of the first ‘Nebraska Green Build Prototype Homes’ to educate Lincoln and statewide home builders on the importance and techniques of building Green.

Matt thanks God for his wife, Tracy and their eight beautiful children who remind him every day how blessed he is. For these reasons, he continues to strive to protect the interest and future of his clients while building their most important investment, A Home.

Associate Directors Ruth Hietbrink

Black Hills Energy

Ruth has been employed by Black Hills Energy since 1996. She was recently promoted to the Customer Relations Position for Lincoln.

Prior to this promotion she was a Construction Coordinator for Black Hills Energy, Lincoln.

Ruth has been an HBAL member for seven years, serving as a member of the Remodelers Council, HBAL Golf Committee, Remodelers Golf Committee, Parade of Homes Committee, and participated in the Santa Cop Project. Ruth’s Chili Cook Off team won second place two years in a row at the HBAL Chili Cook Off. Ruth is the president of American Legion Auxiliary Unit 140, and an active member of the Sterling Community Association. She organizes the annual Sterling Car Show which helps fund the local SKILLS USA class.

Ruth and her husband Dan, have two daughters, Lori and Meri. Lori lives in Lincoln and is employed by Cabalas.

Meri is a sophomore at Sterling High School. Ruth likes to garden, cook, decorate and spend time with friends. She says there is not much time to do these activities as she is attending SCC-Lincoln working on her business degree.

22  Lincoln Business Builder

Eric Hoke

Eric’s Electric, Inc.

Eric worked for Russ Bohaty Electric out of high school for 11 years. Since starting Eric’s Electric in 2000, the company has grown to 14 employees.

They have also been able to start a trenching business.

An HBAL member since 2000, Eric has served as Chairman of Remodelers Council, served on the Political Action Honor Society and worked on most of the Habitat for Humanity houses through Home Builders.

He also started the Remodelers Council Blood Drive and served on the Board of Directors. Eric received the 2009 Associate of the Year Award from HBAL and has recently earned his 75-Spike Pin. Eric is married to his lovely wife, Kim. They have two sons, Zach (age 13) and Mason (age 9). Eric likes to fish and golf.

He has a great love for his business and the people who work for him. He is proud to provide a great service to many people in the organization.

Chuck Pfenning

Nebraska Title Co.

Chuck has been in real estate related fields since 1973, selling real estate for 7 years, real estate lending for 3 years and the title insurance and escrow closing business for 29 years.

Chuck has been with Nebraska Title Co. for 19 years as an escrow closing officer.

Chuck has been an HBAL member for 21 years, serving as a member of the Remodelers Council, member of the HBAL golf committee and helping with the Santa Cop Project.

Chuck is also a member of the Realtors Association of Lincoln, serving on the social committee, community affairs committee, governmental affairs committee and was name Outstanding Affiliate of the Year in 1988.

Chuck and his wife, Rita, have one grown daughter and son-in-law as well as a beautiful granddaughter. He likes to play golf, read and watch the Huskers. He is driven to provide “Service Beyond Expectations” for the customers of Nebraska Title Co.

Join us on Election Night!

Monday, November 12 6:00 p.m. - Social • 7:00 - Dinner Guest Speaker - Elliot Eisenberg Nebraska Champions Club 707 Stadium Drive Cost: $10 for HBAL Members or $20 for guests

YOU’RE GOOD TO GROW. Whether you’re a new lawn-maintenance business or a wellestablished, full-service landscaping company, your business will thrive with the help of John Deere D-Series Skid Steers and Compact Track Loaders (CTLs). Designed with extensive input from landscapers and other customers, these capable compacts cultivate more productivity with enhancements such Whether you’re a newalawn-maintenance business or a well established, Whether you’re new lawn-maintenance business or acurvedwell-full-service as roomier operator stations, quieter pressurized cabs, landscaping company, your business will thrive with the help of John Deere D-Series Skid established, full-service landscaping company, business glass doors, and optional electrohydraulic (EH)input from landscapers Steers andswing-out Compact Track Loaders (CTLs). Designed withyour extensive thrive with the help of John Deerecultivate D-Series Steers with andwill other customers, these capable compacts productivity joysticks.

Uptime-boosting advantages includemore aSkid V-plenum enhancements such as roomier operator stations, quieter pressurized cabs, and Compact Track Loaders (CTLs).

Designed with extensive cooling system, hydraulic-driven reversing fan, and wide-open curved glass swing-out doors, and optional electrohydraulic (EH) joysticks. input from landscapers and other customers, these capable engine-compartment more than 100 Worksite Uptime-boosting advantagesaccess. includePlus, a V-plenum cooling system, hydrauliccompacts cultivate more productivity with enhancements such driven reversing fan, andare wide-open engine-compartment access.

Plus, more Pro™ attachments available.

So whether you are laying than 100 Worksite Pro™ attachments are available.

So whether you are as roomier operator stations, quieter pressurized cabs, curvedsod, seeding, grading, tilling, trimming, planting, installing laying sod,swing-out seeding, grading, trimming,electrohydraulic planting, installing(EH) glass doors, tilling, and optional hardscapes, or whatever else, you’re hardscapes, or whatever else, you’re good to good grow. to grow. joysticks. Uptime-boosting advantages include a V-plenum cooling system, hydraulic-driven reversing fan, and wide-openContact us today.

Murphy Tractor & Equipment Co. Murphy Tractor & Equipment Murphy Tractor & Equipment Co. engine-compartment access.

Plus, more than 100Co.Worksite 220810 Highway 92 3701 South Jeffers 9751 S 148TH Street Pro™ attachments are available.

So whether Gering, NE 69341-5200 North Platte, NE 69101 you are laying Omaha, NE 68138-3898 (308)sod, 436-2177 (308)trimming, 534-7020 (402) 894-1899 seeding, grading, tilling, planting, installing hardscapes, or whatever you’re good to grow.

Murphy Tractor & Equipment Co. else, Murphy Tractor & Equipment Co.

YOU’RE GOOD TO GROW.

3204 S Engleman Road Grand Island, NE 68803-6621 (308) 381-0741

6100 Arbor Road Lincoln, NE 68517 (402) 467-1300

Contact us today. www.murphytractor.com 23  Lincoln Business Builder

Renewals | New Members | Directory Changes | Cancellations

Thanks for Renewing Your Membership!

(Please allow 60 days for names to appear on this list.)

Absolute Kitchen & Bath, 8 years Alberts Painting, Inc., 1 year Becker Construction, Inc., 9 years Brian Hester Heating & A/C, Inc., 11 years Bryant, Katt & Associates, P.C., 26 years Builders Achieving Excellence, Inc., 12 years Capital Overhead Door Co., 21 years Casburn Construction, 24 years Comfort Techs, Inc., 3 years Cummins Sprinkler, 24 years Custom Blinds and Design, 8 years D & R Development, 2 years Dahlman Horst Painting, Inc., 5 years Earl Carter Lumber Co., 10 years Edward’s Stone, 7 years Ernie’s in Ceresco, 18 years Ferguson Bath, Kitchen and Lighting Gallery, 18 years Fireplace Center, 22 years Gana Trucking & Excavating, 12 years Hoppe, Inc., 61 years Humm & Sons Poured Concrete, 11 years Jensen Well Co., 1 year

Welcome New Members Sid Dillon

Principal: Jim Toof 2627 Kendra Lane, Lincoln, NE 68512 Phone: 402-464-6500 Cellular: 402-450-8881 Email: jimt@siddillon.com Website: www.siddillon.com Company Description: Auto dealership with approximately 3,000 vehicles for sale’ representing 13 different makes of new vehicles.

We have cars, trucks, and vans.

Sponsor: Perry Haralson, Cornhusker Bank

S & S Homes, Inc.

Principal: Scott Zegar 2320 South 48th Street, Lincoln, NE 68506 Phone: 402-202-6527 Fax: 866-344-7901 Cellular: 402-202-6527 Email: szegar@hotmail.com Website: sshomesincorporated.com Company Description: Residential general contractor and custom builder.

Allied Building Products Principal: Matt Hill

1060 North 33rd Suite F, Lincoln, NE 68503 Phone: 402-464-0233 Fax: 402-464-0275 Cellular: 402-405-4025 Email: Matt.Hill@alliedbuilding.com Website: www.alliedbuilding.com Company Description: Wholesale distributor of exterior building products.

Sponsor: Justin Brandt, Home Solutions of Nebraska

Lewis Homes, 10 years MK Builders, Inc., 3 years The Minnow Project, 12 years Nebraska Housing Resource, 7 years Nebraska Building Products, 57 years Neemann & Sons, Inc., 5 years PDI, Paul Daniels Interiors, 18 years Pioneer Overhead Door, Inc., 51 years R & T Poured Walls, 1 year Ray’s Lawn & Home Care, 15 years Raymond Contracting, Inc., 11 years

Directory Changes • New address for B Squared Construction/Natural Floors is 4844 Martin Street, Lincoln, NE 68504-3067.

• New address for Triple D Construction is 3717 Clover Circle, Lincoln, NE 68516-2059.

• Annie Krause, Woods Bros. Realty, is no longer an affiliate member.

• Greg Norris, Pioneer Overhead Door, Inc., is no longer an affiliate member.

• New email address for Bob Peterson, Prairie Gold Homes, Inc., is bobpeterson306@gmail.com.

Raynor Doors of Nebraska, 16 years Re-Bath of Lincoln, 3 years Rels Title, 21 years Renewal by Andersen, 5 years Stark Siding, Inc., 6 years Stearns Painting, Inc., 4 years Structural Enterprises, Inc., 1 year Tomorrow’s Online Marketing, 1 year Weathercraft Co. of Lincoln, 15 years West Gate Bank, 20 years White Castle Roofing, 1 year

24  Lincoln Business Builder

Sorry to See You Go! If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY! Barrett Remodeling, Inc. Carlisle Insulation of Lincoln Concrete Designs, LLC. L & K Construction, Inc. The Harr y A. Koch Co. Interiors Joan and Associates

HBAL’s The Big Catch

BIG

the

with Harbor Master

catch

Mike Rezac

Current Standings

Individual Prizes

To will be awarded to the best fishermen at the end of the contest!

1st Place - $500 Visa Gift Card 2nd Place - $400 Visa Gift Card 3rd Place - $300 Visa Gift Card

(As of October 11th Board Meeting) No

rthwestern

Tim

It's the LOCAL Web!

e Bandit

First Mate Jim Crawford (2) • Morton Buildings • Hunt/Clark Builders, Inc. Justin Brandt (1) •

Wizard

Sea

brooke

Donna Reis (1) • Elite Fencing, LLC Perry Haralson (1) • Sid Dillon

Allied Building Products

®

Lincoln's Official Web Site Directory

SM

You'll find hundreds of Lincoln Web sites indexed by keywords and categories.

LOG ON! www.citygold.com www.citygold.com

info@citygold.com Phone: (402) 420-9800 • E-mail: info@citygold.com

Congratulations to Jim Crawford, Precast Products & Landscape Village, Donna Reis, Dudley’s Dew Right Lawn and Tree Service, and Perry Haralson, Cornhusker Bank who each won $100 Cabela’s Gift Cards!

25  Lincoln Business Builder Lost at Sea • Sam’s Club

Building Permits Building Permits

City of Lincoln - 10 -Year Table

Jan. Feb. March April May June July Aug. Sept.

YTD

2003 SF TH 98 8 103 33 136 24 145 26 186 98 183 27 131 49 87 26 106 74 1,175 365

Jan. Feb. March April May June July August Sept.

Total Avg. Cost

#

MF 4 2 90 4 102 2 54 20 0 278

19 13 34 52 57 59 49 44 43 370

SF 74 73 137 124 113 107 114 87 106 935

2004 TH 8 9 18 22 33 52 21 146 89 398

2006 Cost 333,000 426,676 613,750 560,472 907,924 520,942 645,103 433,967 585,123 5,026,957 13,586

SF=detached single family - TH=townhouses - MF=multi-family (including duplexes)

MF 5 24 20 0 100 4 10 2 0 165

SF 54 66 92 80 88 96 89 94 82 741

2005 TH 21 10 11 16 12 37 35 96 44 282

MF 0 4 4 4 4 20 70 26 48 180

SF 72 58 82 91 83 93 52 66 55 652

2006 TH 14 20 17 16 20 15 28 18 26 174

MF 0 2 16 60 16 68 2 612 38 814

SF 40 35 59 61 65 67 59 37 45 468

2007 TH 8 4 40 70 39 17 28 2 2 210

MF 4 12 112 66 0 64 0 2 0 260

SF 35 22 41 50 59 39 31 37 33 347

2008 TH 19 0 28 2 15 17 10 20 29 140

MF SF 6 11 4 29 2 30 2 30 4 38 10 60 2 35 0 37 0 39 30 309

2009 TH 14 2 14 14 28 4 10 14 26 126

MF SF 0 24 3 32 2 42 15 33 24 29 0 36 0 31 0 33 0 26 44 286

2010 TH 7 18 6 8 19 6 18 6 10 98

Remodeling Permits: Additions City of Lincoln - Detached Single Family - 7 Year Table

#

7 4 33 56 55 62 46 56 32 351

2007 Cost 87,400 314,300 1,283,155 539,511 818,301 481,374 728,615 807,215 558,017 5,617,888 16,005

#

9 9 36 62 52 19 11 13 14 225

2008 Cost 1,364,460 141,600 589,154 1,208,366 809,323 543,997 212,984 583,602 556,083 6,009,569 26,709

#

2 5 10 10 9 14 17 8 15 90

2009 Cost 52,000 125,240 206,900 198,413 183,000 297,872 554,070 244,470 407,066 2,269,031 25,211

#

6 3 11 19 9 12 15 11 15 101

2010 Cost 152,980 99,500 317,000 706,474 148,500 460,740 697,500 219,300 375,278 3,177,272 31,458

#

3 7 18 15 20 16 9 12 16 116

MF SF 2 22 60 26 8 42 0 28 0 39 4 34 0 38 2 35 10 31 86 295

2011 TH 0 0 10 26 14 18 12 21 8 109

2011 Cost 80,100 178,700 452,005 908,366 340,080 603,388 248,618 478,200 1,011,333 4,300,790 37,076

MF 4 20 180 3 44 0 48 2 78 379

#

2 5 10 11 20 7 10 9 13 87

SF 27 31 47 43 41 45 48 58 45 385

2012 TH 4 13 24 19 21 14 26 36 13 170

MF 0 144 36 24 0 8 0 275 0 487

2012 Cost 43,500 107,786 691,458 600,931 723,945 224,812 414,975 545,217 595,111 3,947,735 45,376

Remodeling Permits: Alterations

Jan. Feb. March April May June July August Sept.

Total Avg. Cost

#

89 87 100 87 120 97 94 44 92 810

2006 Cost 1,007,372 967,125 1,147,674 706,214 1,042,668 985,229 1,072,119 433,967 674,348 8,036,716 9,922

City of Lincoln - Detached Single Family - 7 Year Table

#

88 78 107 88 115 97 117 110 94 894

2007 Cost 1,163,863 909,207 1,280,089 1,031,776 1,578,971 736,760 1,258,848 1,138,598 1,070,733 10,168,845 11,375

#

81 76 89 82 79 76 77 92 83 735

2008 Cost 907,619 947,505 800,412 877,275 723,878 662,915 1,143,624 1,264,374 962,319 8,289,921 11,279

#

71 76 72 85 65 89 96 77 78 709

2009 2010 Cost # Cost 784,232 57 502,454 706,588 69 600,743 946,927 125 1,229,150 813,112 154 1,386,859 617,270 124 931,223 766,615 117 754,480 1,172,764 161 1,181,825 790,319 119 1,006,147 778,464 124 976,777 7,376,291 1,050 8,569,658 10,404 8,162

#

69 79 104 133 111 112 99 129 106 942

2011 Cost 988,395 893,584 900,086 1,292,245 946,242 819,225 1,104,259 1,032,748 928,466 8,905,250 9,454

Experienced Desk Seeks New Home 72” W x 36” D x 29” H For just a free-will donation to the Lincoln Home Builders Care Foundation, this desk could be yours. Stop by the HBAL office to take a look or call 402-423-4225 for more information.

26  Lincoln Business Builder

#

81 69 96 96 123 110 109 114 84 882

2012 Cost 804,484 565,929 1,055,957 871,985 1,544,337 1,093,867 1,029,087 1,148,868 764,670 8,879,184 10,067

27 ď ´ Lincoln Business Builder

YOUR AD HERE! This 3.75” x 2.25” space and the 7” x 4.5” space below are available for an ad. For more information, please contact Jennie at 402-423-4225 or jennie@hbal.org.

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

ADDRESS SERVICE REQUESTED

Would you prefer homebuyers put more money into their homes, or their utilities?

While ENERGY STAR® qualified homes cost a little more, they’re at least 15 percent more efficient than the 2004 International Residential Code. Their energy savings more than offsets any additional cost. Which makes them more affordable to own. And more profitable to build.

www.les.com +

RyNo

AnDy GIbSon

Dueling Duo Dueling Pianos Request Show

HBAL Christmas Party Thursday, December 6, 2012 6:30 p.m. - Social 7:30 p.m. - Dinner Hillcrest Country Club 9401 East “O” Street Cost: $30 per person or $25 per person for companies who bring five or more guests.

Join us for the Dueling Duo! Andy Gibson and Ryno will play your request and may add a little twist too! This is the only dueling pianos show with an amazing fiddle and saxophone player, Dan Witte.

Get ready for a great time!

Figure 1 The 7” x 4.5” space above is available for an ad.

For more information, please contact Jennie at 402-423-4225 or jennie@hbal.org.