Lincoln Business Builder (September 2013)

The LINCOLN BUSINESS BUILDER September 2013 Published monthly by the Home Builders Association of Lincoln Volume 50 No. 9

September General Membership Meeting Monday, September 16 6:00 p.m. - Social • 7:00 - Dinner

Guest Speaker: Al Trellis

Al is a consultant, speaker and writer to home builders and developers across North America. With more than 40 years of experience as a custom builder and engineer, Al has authored or co-authored 6 books and over 225 published articles and columns.

Read more on page 4.

Nebraska Champions Club 707 Stadium Drive Cost: $10 for HBAL Members or $20 for guests Save us a call and send your RSVP by September 10 to info@hbal.org or call 402-423-4225.

st

ty at Ribfe Spike Paprage 21

Remodelers Council Golf Tournament pages 18-21

Hog Roas pages 14-1

t

6

View more photos from HBAL’s August Events online at www.hbal.org/members/photo-gallery/

Scan this QR code with your smartphone to view the Lincoln Business Builder on the go!

Need a QR code scanner? It’s easy and free to download an application from your service provider.

In this issue...

• Sporting Clay Shoot Registration page 6-7 • NSP Carrier Enforcement Town Meetings page 10 • Hog Roast Pictures page 14-16

www.nebtitleco.com

President’s Message September 2013 Vol. 50, No. 9

Contents President’s Message 3 Upcoming Events 4 Al Trellis 4 Member News 5 Sporting Clay Shoot 6-7 Financial Column 9 NSP Carrier Enforcement to Hold Town Meetings 10 42,000 Reasons to Help Prevent an ‘October Surprise’ 11 Lunch is on us!

12 Independent Contractors Responsible for Net Growth in U.S. Employment 12 Mike Dynasty Membership Drive 13 Hog Roast 14-16 Remodelers Council Golf Tournament 18-21 Spike Party at Ribfest 21 New Members 22 Cancellations 22 Renewals 23 Directory Changes 23 Builders Blower Door Testing Workshops 24 Regulation and Its Unintended Consequences 25 Building Permits 26

President’s Message Mike Rezac HBAL President

For those of you who attended the Hog Roast, I hope you had a great time. It was fun to see everyone enjoying the fishing, bounce house, food, band and sharing with fellow members and their families. If you missed the event, take a look at the pictures on pages 14-16.

Another great opportunity in the month ahead will be to hear Al Trellis speak at our September 16 meeting. With the support and cooperation of Builders Achieving Excellence, we are able to have Al Trellis available to share his knowledge and expertise with all of our members. Al has over 40 years experience as a custom builder, engineer, consultant, columnist and speaker. He is known for his creativity and insights into improving profits and productivity.

Your association is working for you! What are the greatest challenges your company faces today? We would love to hear from you in order to serve you better. Our association is making a difference on many fronts at the national, state and local level.

Home Builders Association of Lincoln

Executive Committee

6100 S. 58th Street, Suite C, Lincoln, NE 68516 (402) 423-4225 phone • (402) 423-4251 fax www.hbal.org • info@hbal.org

Mike Rezac, President

Jeff Bielenberg

Mike Kinning, President Elect

National Directors

The Lincoln Business Builder is published 12 times per year by the Home Builders Association of Lincoln, 6100 S. 58th Street, Suite C, Lincoln, NE 68516. The Lincoln Business Builder is mailed to all members of the HBAL.

Mike May, 1st Vice President Perry Haralson, 2nd Vice President Lori Pippitt, CKD, CGR, CAPS, Secretary Bob Bryant, Treasurer

The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles.

Dan Klein, Sr., Immediate Past President

The annual subscription rate is included with your membership dues.

Mark Aksamit, Jess Baker, Roger Bumgarner, Ruth Hietbrink, Eric Hoke, Justin Johnson, Matt Kleinschmit, Jerry Maher, CGP, CAPS, CGB, Chuck Pfenning, Herb Reese, CGR, CAPS, Lance Roach, Ken Svoboda

Mike Benker Jennie Korth

Publisher Editor, Photographer, Design

HBAL Staff

Mike Benker, Executive Vice President

Board of Directors

Remodelers Council Dan Klein, Sr. Justin Johnson, Alternate

National Life Directors Jim Christo, CGR, CGB, Joe Hampton, Duane Helmink, John Hoppe, Jr., Ward Fred Hoppe, Joe McKee, Robert Peterson, J. Greg Schwinn, Bob Stephens, Jerry Witthuhn

Past Presidents Allen Barber, Jerry Boyce, Steve Fulton, CGP, Mike Goings, CGP, CSP, Lois Hartzell, GMB, CSP, Rick Krueger, Dan Kubr, Donn Mann, Sam Manzitto, Roger Reynolds, CGR, CAPS, Greg Shinaut, CGP, Ken Westerhold

Michaela Harrison, Jennie Korth & Melissa Hilgenkamp

3  Lincoln Business Builder

Upcoming Events | Al Trellis

Calendar of Events Sept. 12

Board of Directors Meeting HBAL Office • 6100 S. 58th Street, Ste. C 10:30 a.m. & 11:45 a.m.

Sept. 16

General Membership Meeting Nebraska Champions Club • 707 Stadium Drive $10 for HBAL Members • $20 for Guests

Sept. 19

Remodelers Council Afterhours Raynor Doors of Nebraska • 1634 S. 3rd Street 4:30 - 6:30 p.m. • Call HBAL at 402-423-4225 to RSVP

Sept. 24

Tuesday Training: Website & Social Media HBAL Office • 6100 S. 58th Street, Ste. C 9:00 a.m. • Call HBAL at 402-423-4225 to RSVP

Calling All Members!

The HBAL 2014 Board needs you!

Hone a skill set that will aid you in your business, be involved in the decision making process here at HBAL and make a difference for your trade.

Trellis to Speak at September General Membership Meeting Our featured speaker at the September 16 General Membership Meeting will be Al Trellis. Al has 40 years experience as a custom builder, engineer, consultant, columnist, and speaker.

He’s known for his creativity and insights into improving profits and productivity. He has written numerous books and over 200 articles about life and various aspects of homebuilding. Al has delivered over 500 presentations to both home building and corporate audiences. He has consistently received the highest ratings for both content and delivery, and his ability to relate to diverse audiences is one of his greatest strengths. From motivational keynotes to three day presentations on strategic planning, Al delivers a high energy, informative and memorable experience.

Join us!

September General Membership Meeting Monday, September 16 6:00 p.m. Social • 7:00 p.m. Dinner Nebraska Champions Club 707 Stadium Drive

If you are interested in becoming a member of the 2014 HBAL Board of Directors or on a HBAL Committee, please contact Mike Benker at 402-423-4225.

Cost: $10 for HBAL Members or $20 for guests

Become Involved Today!

Save us a call and send your RSVP by September 10 to info@hbal.org or call 402-423-4225.

Nebraska Builders Home & Garden Show February 7-9, 2014 Contracts available at

www.hbal.org 4  Lincoln Business Builder

Member News

Member News In Sympathy

Our sympathy to the family of Harlan “H.J.” Dutton, who passed away on July 30. H.J. was president of HBAL in 1957.

Our sympathy to Diane McKay, Home Real Estate, and her family on the death of her husband, James “Jim” McKay, who passed away on August 7. We also extend our sympathy to Jim’s friends and coworkers at HomeServices Lending, LLC.

Congratulations!

DeAnna Wirth & Kirk Bender (Murphy Tractor & Equipment Co., Inc.) They are the proud parents of a baby girl

Clarissa Kathleen Born April 15

5  Lincoln Business Builder

Sporting Clay Shoot

Shooter Registration Please register my team for the Lincoln Home Builders Care Foundation’s Sporting Clay Shoot Name: Company:

Sixth Annual Sporting Clay Shoot

Phone: E-mail:

Oak Creek Sporting Club 2890 W Road • Brainard, NE

Friday, October 18, 2013 10:30 a.m. Check-in & Side Games Begin 12:30 p.m. Rules & Regulations

(must be present in order to shoot)

Don’t have a full team? No problem! We’ll team you up! l My other team members are:

1:00 p.m. Shoot

4:30 p.m. BBQ

l Enclosed is $65 per shooter. Pre-payment is required to shoot.

• “Shot Gun” start at 1:00 p.m.

• Cost is $65 per shooter and includes 100 rounds (12 gauge) per person, course fees and BBQ. • Bring 12 gauge shot gun (limited number available at club house if needed).

• Eye protection and ear plugs required (available at club house if needed).

• Must be present at 12:30 p.m. for Rules & Regulations to shoot.

• Teams of approximately 5 will complete the 15-station course shooting “true pairs,” “report pairs,” etc.

• Prizes will be awarded during BBQ following the shoot.

• Warm-up Trap and Novice Lessons available starting at 10:30 a.m.

• Dress appropriately for the weather and lots of walking.

• No alcoholic beverages allowed.

The proceeds from this event will go to the Lincoln Home Builders Care Foundation.

Its mission is to support the educational and charitable activities of the Home Builders Association of Lincoln. The Foundation strives to support the community by contributing to community service projects focused on housing, as well as providing scholarships for students pursuing a career related to the building industry, and providing funding for other industry related educational and research programs. Gifts are tax deductible to this 501(c)(3) non-profit organization.

6  Lincoln Business Builder

Sponsorship Registration Yes! I would like to be a: l BBQ Sponsor........................................... $400 l Target & Ammo Sponsor.......................... $300 l Elite Station Sponsor................................. $200 l Station Sponsor........................................ $100

l Prize Sponsor............................................. $75

Name: Company: E-mail: Total Amount Due: $ Deadline for Sponsorships is August 15, 2013 or until all sponsorships are filled.

Send registration form and check made payable to: Lincoln Home Builders Care Foundation 6100 S. 58th Street, Ste. C • Lincoln, NE 68516 Fax: 402-423-4251 • Email: info@hbal.org Volunteer and sponsorship opportunities are also available. Please contact Jennie at 402-423-4225 or jennie@hbal.org if interested.

Sporting Clay Shoot

Elite Station Sponsors

Sponsorship Levels

(as of 8/26/13)

BBQ Sponsor..............................................$400 • • • • •

Sponsor sign featuring company name or logo at clubhouse Company name or logo on score cards Station Sponsorship 1/4 page ad in the Lincoln Business Builder for three months (a $300 value) Recognition in the Lincoln Business Builder and in event promotions

Target & Ammo Sponsor.............................$300

Stephens & Smith Construction Co.

• • • •

Sponsor sign featuring company name or logo at clubhouse Company name or logo on score cards Station Sponsorship Recognition in the Lincoln Business Builder and in event promotions

Elite Station Sponsor...................................$200 • •

Exclusive sponsorship at station Display space at station to showcase equipment, vehicle or other products may be possible • Sponsor sign featuring company name or logo on designated station and at clubhouse • Recognition in the Lincoln Business Builder Representation is encouraged to meet and greet the shooters and keep score at that station.

Station Sponsors

Prize Sponsors

84 Lumber Bielenberg Builders, Inc. Lincoln Winlectric Christensen Lumber Co. Murphy Tractor & Millard Lumber Equipment Co. Nebraska Furniture Mart Nebraska Title Co. Outdoor Solutions Oak Creek Sporting Club Window Option Specialists Tall Tine Taxidermy & Integrity Windows Union Title Co.

Station Sponsor...........................................$100 •

Sponsor sign featuring company name on designated station and at clubhouse • Recognition in the Lincoln Business Builder Representation is encouraged to meet and greet the shooters and keep score at that station.

Prize Sponsor.................$75 (or equivalent value in prizes) • • •

Prizes will be purchased in your name to be given away at the BBQ Sponsor sign featuring company name at clubhouse Recognition in the Lincoln Business Builder

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7  Lincoln Business Builder

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8  Lincoln Business Builder

Financial Column

Why I Don’t Want to Buy Life Insurance

If you’re like most people, it’s not that you don’t appreciate the value of life insurance. In fact, many people believe they need more coverage.

You probably wouldn’t mind owning additional life insurance. It’s just that you don’t want to buy it.

Thinking about buying life insurance, talking about buying life insurance, discussing the reasons for buying life insurance--all of this makes many people feel uncomfortable. Here are just some of the reasons why you may be putting off buying the life insurance you know you need.

I don’t have enough time You’ll get around to buying life insurance, but not today. With all the things you’ve got to do, buying life insurance can come off as a low priority--just one more thing you ought to do. Plus, the whole idea of discussing life insurance isn’t a whole lot of fun. Who wouldn’t rather take the dogs for a walk on the beach, attend a child’s softball game, or spend those precious few hours of free time in the evening visiting with friends?

Nonetheless, buying life insurance is really an important task that should be addressed. Life insurance can help ensure that your family will have enough money to meet their financial obligations in the event of your death.

The subject is boring and morbid If you really don’t like to think about death, you’re not alone. Death is an unpleasant subject, and life insurance raises issues of our own mortality. Some people say that the very thought of starting the life insurance buying process makes them feel stressed out. There’s no great appeal to contemplating our own mortality. It’s a subject we’d rather ignore than address. The result can be inertia or denial.

It doesn’t have to be that way. People who do act on their life insurance needs tend to focus on the positive aspects: the idea of meeting their responsibilities to provide for, and care for, their loved ones. They think of it as contingency planning, protecting their families against the uncertainties of life. They also recognize that life insurance is really about life and love, about helping to ensure a positive quality of life for their spouse and children if they die prematurely.

I don’t know where to start If you don’t have a clue about which type of policy is right for you, or how much life insurance you need, join the club. Few of us truly understand life insurance: why we need it, what type of policy is best, how much we need, when and how benefits are paid, how benefits may be taxed, and more. That’s okay. It’s not your job to know everything about life insurance. That’s the job of an insurance professional.

Thinking you need to have all of the answers about which type of life insurance is best for you is sort of like needing surgery and thinking you need to know which type of scalpel to use. That’s the surgeon’s job. In the same respect, the right insurance professional can guide you through the process of selecting the policy that best suits your needs, budget, and objectives, and can answer your questions.

Life insurance isn’t a high priority compared with the other expenses I have For many underinsured people, it’s not so much that they don’t want the life insurance they need; it’s just difficult to find the extra dollars to pay for it.

Buying life insurance you can’t afford benefits no one. If it causes your family hardship or requires you to make choices that seem incongruous (“Gee kids, I’d love to take you on vacation, but our life insurance premium is due”), you’ll eventually discontinue the policy. Then you lose, and your family loses.

That’s why it’s important to purchase a policy that meets your needs and your budget. Fortunately, there are many types of life insurance available. These include term life insurance policies and various types of permanent (cash value) life insurance policies. Term policies provide life insurance protection for a specific period of time. If you die during the coverage period, your beneficiary receives the policy’s death benefit. If you live to the end of the term, the policy simply terminates, unless it automatically renews for a new period.

Permanent insurance policies offer protection for your entire life, regardless of future health changes, provided you pay the premium to keep the policy in force. As you pay your premiums, a portion of each payment goes toward building up the policy’s cash value, which may be accessed through loans or withdrawals. (Keep in mind, though, that

loans and withdrawals will reduce the cash value and the death benefit, and could cause the policy to lapse). The cash value continues to grow-tax deferred--as long as the policy is in force.

Several different types of permanent life insurance are available, including: • Whole life insurance • Universal life insurance • Variable life • Variable universal life Note: Variable life and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance company. The prospectus contains detailed information about investment objectives, risks, charges, and expenses. You should read the prospectus and consider this information carefully before purchasing a variable life or variable universal life insurance policy.

The bottom line It’s easy to understand why people tend to put off purchasing the life insurance they know they need. But look at it this way: buying life insurance is one way you can help secure your family’s financial future. And what could be better than knowing your loved ones will be protected, even if you’re no longer around to take care of them?

The article is written by Broadridge Investor Communication Solutions, Inc., but is provided by Brian W. Willet. It is meant to be used for informational purposes only and should not be construed as investment advice. Please consult with your tax, legal and financial advisor prior to making financial decisions. Insurance products are offered through insurance companies with which Waddell & Reed has sales arrangements.

Copyright 2013 - Broadridge Investor Communication Solutions, Inc., all rights reserved. Waddell & Reed and Broadridge Investor Communications Solutions, Inc. are not affiliated companies.

Brian W. Willet is a District Manager with Waddell & Reed in Lincoln, NE and can be reached at 402-484-7526. Waddell & Reed, Inc. Member FINRA and SIPC

Waddell & Reed

1001 S. 70th Street, Suite 201 Lincoln, NE 68510 402-484-7526 800-399-4468 www.lincoln.wrfa.com www.lincoln.wrfa.com

Brian Willet, CMFC Financial Advisor bwillet@wradvisors.com bwillet@wradvisors.com

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9  Lincoln Business Builder

NSP Carrier Enforcement to Hold Town Meetings

NSP Carrier Enforcement to Hold Town Meetings From medical certification to a cell phone ban, the Nebraska State Patrol (NSP) Carrier Enforcement Division will again host informational meetings in towns across Nebraska to provide updated information on the Federal Motor Carrier Safety and Hazardous Material Regulations. The meetings will include information on the Federal Motor Carrier Safety Administration’s (FMCSA), Compliance, Safety, Accountability (CSA) program.

Implemented in December 2010, the CSA program monitors a motor carrier’s on-the-road performance, and implemented new penalties for unsafe driving behavior. ”There have been several updates that should be of interest to all drivers and operators of a commercial motor vehicle, including a ban on cell phones and texting,” said Captain Gerry Krolikowski, Carrier Enforcement Division Commander. “With all the changes, we would encourage those individuals who have attended in the past, to attend one of the six meetings scheduled for 2013.”

Information will also be provided regarding the law which requires holders of a Commercial Driver’s License (CDL) to provide the Nebraska Department of Motor Vehicles with a current copy of their medical examiners certificate, as well as the revised “Hours of Service” rules.

Two of the six meetings will be held in Grand Island during Husker Harvest Days, allowing individuals not only in that general area to attend, but also those who travel to participate in this annual event.

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The meetings should be attended by anyone who operates any of the following vehicles: • • • • • • •

A pickup pulling a trailer (over 10,000 lbs. combined weight or gross combined weight rating).

A pickup or truck weighting over 10,000 lbs. or gross vehicle weight rating over 10,000 lbs.

A pickup, trailer, truck or semi requiring a class A, B, C, Commercial Driver’s License (CDL).

Any motor vehicle transporting hazardous material of any quantity.

Any farm truck displaying farm plates and registered for more than 16 tons.

Any passenger carrying vehicle designed or used to transport 8 or more passengers, including the driver for compensation.

Any passenger carrying vehicle designed or used to transport 15 passengers, including the driver and not used to transports passengers for compensation.

October 16, 2013 at 7:00-10:00 p.m.

Lancaster Event Center, Business Center Nebraska Room 4100 North 84th Street • Lincoln For the complete schedule of NSP Carrier Enforcement Division Town Meetings go to statepatrol.nebraska.gov.

No registration required. Questions concerning the town meetings or groups interested in holding a town meeting should contact the NSP Carrier Enforcement Division at (402) 471-0105.

10  Lincoln Business Builder

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42,000 Reasons to Help Prevent an ‘October Surprise’

42,000 Reasons to Help Prevent an ‘October Surprise’ Why should builders be interested in participating in the codes development process?

There are at least 42,000 reasons and each of them is preceded by a dollar sign.

Consider this: Just a handful of the 2,065 International Code Council (ICC) code change proposals now under consideration could add tens of thousands of dollars to the cost of new-home construction without any significant health or safety benefits.

So it is no exaggeration to say that the outcome from the upcoming ICC Final Action Hearings on the 2015 code change proposals scheduled for Oct. 2-10 in Atlantic City, N.J. could impact the bottom of line of home builders for years to come.

During the preliminary ICC Committee Action Hearings on proposals for changes to the 2015 code editions, NAHB members and staff painstakingly examined every code proposal to determine its impact on building safety and cost effectiveness.

Out of 750 code change proposals on which NAHB took a stand at the preliminary hearings, the association scored a successful outcome on 596 – for about an 80% success rate.

A Call to Action

However, the fight is far from over. This excellent work favorably positions the association for October’s Final Action Hearings, but the preliminary victories achieved by NAHB in the codes process could be overturned at the final hearings this fall.

Here’s what’s at stake: If NAHB is successful on all the code change proposals that it supports or opposes, the total construction

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savings would be more than $42,000 per house.

NAHB is urging all members to get involved locally in the ICC code development process. Several advocacy groups are attempting to add provisions to the international codes that will increase the cost of construction. They are also attempting to prevent the approval of cost effective measures that achieve the same results as more expensive provisions.

NAHB is calling on all members to take the following actions to ensure that only code changes that are necessary, practical and cost-effective are approved during the ICC Final Action Hearings in Atlantic City: 1. Meet regularly with your state and local building code officials and your elected officials to discuss and secure support for NAHB’s positions on critical code change proposals.

2. Encourage your building and fire officials to attend the Final Action Hearings in Atlantic City to vote and testify in support of NAHB’s positions.

3. If your code official is unable to attend, obtain their written endorsement of NAHB’s positions for the association’s most critical code change proposals.

4. NAHB members are also encouraged to attend and testify in support of our positions during the final action hearings in Atlantic City.

NAHB Builds Support for Our Positions

Leading the charge for sensible, flexible, cost-effective regulation, NAHB was successful in gaining support from the International Association of Building Officials, the Leading Builders of America, the National Multi-Housing Council, the Building Owners and Managers Association and other groups on many of NAHB’s positions regarding the proposed code changes to the International Energy Conservation Code (IECC) and the International Residential Code (IRC).

July 15 was the deadline for submitting public comments on any of the more than 2,000 ICC code change proposals. On Aug. 28, the ICC will post all of the public comments that it has received, including NAHB’s extensive comments and analysis of the impact of the proposed changes.

NAHB and other organizations have also raised concerns that the 2012 IECC is no longer an affordable, minimum code. It has now evolved into a “very expensive, high performance code” with limited flexibility for home builders and average simple cost paybacks of over 13 years for home buyers.

“Code enforcement officials have indicated that due to the restrictiveness of the most current published code, jurisdictions are either not adopting it or are making substantial amendments to justify adoption,” said Tim Ryan, CEO of the International Association of Building Officials.

Learn more about the cost impact of the 2012 IECC here.

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Detailed information regarding NAHB’s positions on the 2015 code change proposals, including those considered most critical to the industry, may be found at nahb.org/2015codes.

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11  Lincoln Business Builder

Lunch is on us! | Independent Contractors Responsible for Net Growth in U.S. Employment

Lunch is on us!

Almost Any Brick You Use Can Last for Hundreds of Years.

So Be Particular.

Congratulations to

Jay DeBoer,

Noakes Refrigeration Heating & Air Conditioning

on winning the August drawing!

We will be in touch to make plans for your free lunch!

Independent Contractors Responsible for Net Growth in U.S. Employment submitted by Bob Bryant

The prospect of starting and owning your own business lies at the heart of the American Dream. Our country was built on the hard work of entrepreneurs, innovators and small business owners. If we hope to emerge from these tough economic times stronger than ever before, then we will once again have to rely on those driven, independent-minded individuals. But instead of giving entrepreneurs and small businesses the resources and support they need, some are trying to do the exact opposite. Accusations that small businesses are misclassifying their workers have caused state and federal agencies to pursue solutions that would burden our small businesses with overregulation.

Y

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Forcing companies to reclassify individuals is not only detrimental to business, but is also detrimental to the 10.3 million men and women across the country who choose to work for themselves as independent contractors. These individuals make up the largest segment of the American entrepreneurial workforce and enjoy the flexibility and responsibility that comes with running their own businesses. These independent contractors have the right to work for themselves and make their own professional decisions.

Opponents of independent contractors often claim that employees are being paid as contractors simply to evade taxes. In fact, contractors have virtually the same compliance rate as employees.

Independent contractors not only pay their fair share of state and federal taxes but they also pay higher levels of taxes than both employers and employees.

Economic studies show that for the past 30 years, new small businesses, including independent contractors, have been responsible for nearly all of the net growth in U.S. employment.

Another study, this one by the Pew Research Center, shows that self-employed workers have a higher job satisfaction than salaried employees. When an individual loves what they do, work outcomes are almost always better.

If we are serious about defending the vitality and success of the Lincoln business community, we as business leaders must ensure that innovators, entrepreneurs and independent contracts continue to be the engine of our economy. We need to stand with advocacy coalitions like It’s My Business to make our voices heard and protect the right of independent contractors to choose their own way of life. Too many people are depending on it.

To learn more, visit www.itsmybusiness.com.today.

12  Lincoln Business Builder

Local service for the life of your mortgage loan.

At Cornhusker Bank, we believe when you come to us for a mortgage loan, you expect to continue to work with us well beyond closing.

This is why we offer to service your mortgage right here in Lincoln.*

Life is good when banking is simple.

Stop by, call, or visit us online to learn more.

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Mike Dynasty Membership Drive

Team Mike1 Alan Sutton (1) • Campbell Construction New Homes, Inc. Donna Youngquist (1) • Erickson Homes Linda Potter (1) • Hoback Custom Homes Steve Champoux (1) • Legacy Homes Jerry Boyce (1) • Lincoln/Lancaster County Habitat for Humanity Mike Kinning (4) • X Foundations, LLC • Cory Reimnitz - Mutual of Omaha • Sound & Security Innovations • RCI Roofing Supply Company, Inc. John Hoppe, Jr. (1) • A & A Contracting

Membership Prizes 1st Place Prize

$50 per new member recruited up to $500

Team Mike2 Vladimir Oulianov (4) • DeRun Construction and Homes, Inc. • Dun-Rite Homes, Inc. • Geysun Style Homes, Inc. • Manion Construction, Inc.

2nd Place Prize

Pat Ohmberger (1) • Legacy Construction

3rd Place Prize

Terry Kraft (1) • Prudential Ambassador Real Estate

$40 per new member recruited up to $400 $30 per new member recruited up to $300

Bonus Prize

$100 for the first 10 members who recruit 10 new members Membership contest runs from January 1, 2013 to November 11, 2013. For complete rules or to find out which team you’re on, contact HBAL at 402-423-4225.

Current Standings 1st Place

2-way tie for 1st Place New Members: 4 x $50 = Potential prize winnings:

$200 or $100 per winner 2nd Place

2-way tie for 2nd Place New Members: 2 x $40 = Potential prize winnings:

$80 or $40 per winner 3rd Place

14-way tie for 3rd Place New Members: 1 x $30 = Potential prize winnings:

$30 or $2.14 per winner

$250 Participation Award Participate in the most HBAL or Remodelers Council meetings and events and receive $250 in cash!

Contest runs April 15, 2013 to December 12, 2013.

In case of a tie, the cash prize will be distributed evenly among the winners. Volunteering for or paying to attend/ participate in an event qualifies as an entry in this contest.

Lunch is on us!

Each month one lucky HBAL member will receive a free lunch on us! Lunch will be brought to your office or jobsite by a member of the HBAL staff or Membership Committee.

One drawing will be held each month from April 11, 2013 to December 12, 2013. Additional chances can be obtained by filling out an entry form or dropping your business card at an HBAL or Remodelers Council meeting or event or at the HBAL office. Only one entry per person per meeting/event.

Team Mike3 Stephanie Krueger-Ponce (1) • A & G Concrete Fred Hoppe (1) • DLR Group Mark Lewis (1) • Entity Designs Justin Johnson (2) • Holz Lawn & Landscaping • The Hoppe Law Firm Jim Crawford (1) • James Moock, CPA Brian Hester (1) • Trademark Builders Pat Mooberry (1) • Willow Ridge Builders Mike Rezac (2) • Big Red Tire Pros • Swanson Russell

13  Lincoln Business Builder

Hog Roast

H g Roast

14 ď ´ Lincoln Business Builder

Hog Roast

Hog Roast

Event Sponsors

Prize Sponsor

Fish ‘n Chips Winner

Contributors

President’s Challenge Fishing Contest Winners

Union Title Company

Action Plumbing & Heating, Inc. & Carrier Al’s Johns Culligan Water Conditioning

Beverage Sponsor

Custom Countertop, Inc. Dworak Plumbing Lincoln Winnelson Co.

Committee

Matt Kinning, Chair Lois Hartzell, Kelli Dring, Dan Walker, Mike Rezac, Hayley Lane, Russ Neil, Michaela Harrison

16  Lincoln Business Builder

Nebraska Title Company Raynor Doors of Nebraska Union Title Company

Mark Aksamit

1st Place - Rod Hill 2nd Place - Bo Jones 3rd Place - Rod Hill

Volunteers

Tim Hans, Jake & Kristi Sittner, Mark Aksamit, Dan Klein, Sr., Jeff & Mary Kay Bielenberg, Brady Yoder, Mitch John, Ron Morgan, Charles Ripley, Katlin Ruppert

Special Thanks to Corey Ryba, Kenny Jones & Lauren Thomas for cooking the pork and to Lois Hartzel for preparing the side dishes. It was all delicious!

17 ď ´ Lincoln Business Builder

Remodelers Council Golf Tournament

Scholarship Golf Tournament

August 2, 2013 Wilderness Ridge Golf Club

18 ď ´ Lincoln Business Builder

Remodelers Council Golf Tournament

19 ď ´ Lincoln Business Builder

Remodelers Council Golf Tournament

Flag Prize Winners

Special Thanks

Hole 1

Ferguson Bath, Kitchen & Lighting Gallery

Hole 2

Supreme Surface Countertops

Closest to Pin 2nd Shot - Jason Herz

Hot Dog & Hamburger Sponsor

Closest to Pin 1st Shot - Andy Raymond

Hole 3

Bielenberg Builders, Inc.

Investors Title

Hole-in-One Sponsors

Longest Putt Made - David Duff

1st United Mortgage Banc • Bryant, Katt & Associates, P.C. Sid Dillon • Factory Direct Appliance

Hole 4

Union Title Company

Hole 5

Mutual of Omaha Bank

Hole 6

Pinnacle Bank

Hole 7

Ready Mixed Concrete Co. & Reimers-Kaufman Concrete Products Co.

Closest to Pin 1st Shot - Jim Meyerhoff

Platinum Contributors • $100 & over Cornhusker Bank • Shelter Distribution

Longest Drive in Fairway - Aaron Tupa

Gold Contributors • $50-$99

Closest to Pin 3rd Shot - Jack Cooper

Closest to Pin 2nd Shot - Rob Boyd

Hole 8

Duct Medic Air Duct Cleaning

Hole 9

Nebraska Furniture Mart

Hole 11

Cory Reimnitz - Mutual of Omaha Financial Services

Christo Design Build, Inc. • Fulton Construction, Inc. Ray’s Remodeling • Raynor Doors of Nebraska Reynolds Design & Remodeling

Silver Contributors • Under $50

CKF - Consolidated Kitchens • K-West Construction Reese Construction, Inc.

Closest to Pin from Off Green - Chris Collins

Ice Cream Treats Nebraska Title Co.

Longest Putt Made for Birdie - Jim Krull

Giveaway Items

Black Hills Energy • Union Title Company • Nebraska Lottery Lincoln Cabinet • Nebraska Furniture Mart • West Gate Bank

Longest Putt Made - Ken Westerhold

Bottled Water

Hole 12

Custom Countertop, Inc.

Hole 13

Schaefer’s

Hole 14

DC Title Agency

Hole 15

Earl Carter Lumber Co.

Hole 16

Lincoln Laminating

Hole 17

A1 Mold Testing & Remediation Services

Hole 18

Consolidated Kitchens

Beverage Sponsors

Briggs, Inc. of Lincoln • Dworak Plumbing • Eric’s Electric, Inc.

Aqua Systems

Closest to Pin 1st Shot - Adam Albee

Committee

Adam Albee, Chair • Dave Bayne • Ray DeMar Kayla Harrison • Lois Hartzel • Ruth Hietbrink Delrae Hirschman • Lori Pippitt • Herb Reese • Brady Yoder

Longest Putt Made - Bob Marshall Closest to Pin 3rd Shot - Troy Steinkraus

Volunteers

Sue Eaton • Eric Ebeler • Ron Morgan • AnDee Harris Scott Moore • Jeff Bielenberg • Mary Kay Bielenberg Julie Meyer • Kate Makovicka • Cindy Green

Closest to Pin 1st Shot - Jeremy Hinze Longest Drive in Fairway - Parker McVay Closest to Pin 2nd Shot - Ben Vogt

Closest to Pin from Off Green - Don Wurtz

Thanks to all who contributed donations, prizes or your time. Through your generosity we are able to continue our schlarship program! Special Thanks to the Remodelers Golf Committee and our Volunteers!

Flight Winners FIRST FLIGHT lst Place - Shot 58

Kirk Havranek, Ben Vogt, Aaron Tupa, Aaron Bell

2nd Place - Shot 61

Jeff White, Rob Boyd, Brian Boesiger, Jim Austin

3rd Place - Shot 62

Cory Reimnitz, Parker McVay, Brian Voges, Ty Steinkuhler 20  Lincoln Business Builder

SECOND FLIGHT lst Place - Shot 66

Mike Heath, Doug Smith, Bob Browne, Damon Drishel

2nd Place - Shot 66

Roger Reynolds, Ross Reynolds, Tim Dombos, Tyler Reynolds

3rd Place - Shot 66

John Harrison, Todd Roth, Jeremy Hinze, Justin Hinze

THIRD FLIGHT lst Place - Shot 69

Bill Anderson, Mitch Anderson, Cory Anderson, Dave Miller, Chuck Basus, Jason Anderson

2nd Place - Shot 69

Doug Prewett, Monte Marshmann, Jason Kirby, Kevin Trumley

3rd Place - Shot 69

Mark Carpenter, Rick Pickel, Greg Shinaut, Paul Johnson

Remodelers Council Golf Tournament | Spike Party at Ribfest

Raffle Winners

Door Prize Winners

Keg of beer from Lazlo’s courtesy of Dave Bayne, A1 Complete Services, Inc.

$20 gift card to Wilderness Ridge courtesy of the Remodelers Council

Jack Cooper

Paul Cammack, Roger Marquardt, Mike Barry, Herb Reese

Four Stars Hockey Tickets courtesy of Lincoln Stars

Gift Basket courtesy of CS Kitchen & Bath Studio

Two Tickets to a 2013 Nebraska Football Game courtesy of John Hoppe, Jr.

Hit the Green, Win Some Green

Roger Reynolds Bill Hippen

Round of golf for four with cart courtesy of Wilderness Ridge Golf Course Jordan Kreifels

$25 gift card to The Still courtesy of The Still Doug Kreifels

Two Husker Men’s Basketball Club Level Tickets courtesy of Roger Brown, Lincoln Laminating

Dan Stahr

$115 - Jeff Sneller

Bean Bag Toss

Sponsored by Nebraska Furniture Mart $187 - Chris Collins

Roger Johnson

Putting Contest

Gift Basket courtesy of Untion Title Company

Oddessy White Ice Putter - Brian Boesigner

Ron Schriner

Spike Party at Ribfest

21  Lincoln Business Builder

New Members | Cancellations

Welcome New Members A & A Contracting Brian Pinkerton

8931 Venice Lane, P.O. Box 6953, Lincoln, NE 68506-0953 Phone: 402-486-3434 Email: bpinkerton1@neb.rr.com Company Description: We install seamless gutters, siding, soffit and facia cover, windows.

Sponsor: John Hoppe Jr., Hoppe, Inc. Reason I joined HBAL: I was a member years ago and missed the other members. I’m also looking to build business.

What I hope to get out of my membership: Meeting old and new members and growing my business.

Desired areas of involvement: Parade of Homes Company Information: This is our 22nd year in business. We are also a member of BBB and are on their Home Call. A+ rating Personal: I am a single parent of one son who is 17 years old.

When it comes to cabinetry, Millard Lumber offers a vast and diverse selection. Whether it’s a color, finish, or look, Millard Lumber has the solution to any builder or contractors needs. Stop by our Design Center today for design assistance and free estimates. Millard Lumber also offers installation for all cabinets and hardware.

RCI Roofing Supply Company, Inc. Justin Mackling

11200 N. 148th St., Waverly NE

402.786.3030

M-F 7:30am - 5pm

3400 Cornhusker Highway, Lincoln, NE 68504 Phone: 402-325-0064 Cellular: 402-616-9135 Fax: 402-325-0171 Email: jmackling@rciroofingsupply.com Website: www.rciroofingsupply.com Company Description: Wholesale and retail building supply company offering residential and commercial roofing products as well as siding, windows and doors.

Sponsor: Mike Kinning, Kinning Design Build Reason I joined HBAL: I joined to increase our company’s awareness in the Lincoln market and to establish relations within the industry.

What I hope to get out of my membership: I hope to establish some great working relationships with area contractors.

Company Information: We are a family owned business based out of Omaha with store locations in Omaha, Council Bluffs, Lincoln, Kearney, Scottsbluff and Pueblo, CO. Personal: I spend a lot of time outdoors and enjoy sports. Golfing, softball, fishing, boating, camping and biking are just a few.

Home Lending Team Scott Williamson

Adam Flanagan Denise Spencer

Matt Fuller Marla Stahl

Sound & Security Innovations Lance Nelson

P.O. Box 22146, Lincoln, NE 68542 Phone: 402-261-6580 Cellular: 402-770-8590 Email: lance@soundsecurityinnovations.com Website: www.soundsecurityinnovations.com Company Description: Security systems, audio systems, home theatres.

Sponsor: Mike Kinning, Kinning Design Build

Sorry to See You Go! If you see your company listed below, contact HBAL at 402-423-4225 to renew your membership TODAY!

Strong Foundations Begin

With Great People

West Gate Bank recognizes that people make the difference.

Our staff is knowledgeable, experienced and committed to providing excellent service.

Whether you are building, buying or refinancing your home, experience the West Gate Bank difference. Create your customized loan program today.

Flat Water Construction, Inc. Lincoln Public Schools

22  Lincoln Business Builder

Lincoln’s Bank | westgatebank.com 402-434-3456

member FDIC

Renewals | Directory Changes

Thanks for Renewing Your Membership!

(Please allow 60 days for names to appear on this list.)

AAA Rents, 20 years ABC Supply Company, 8 years ABC Seamless House Siding, 24 years Action Plumbing & Heating, Inc., 41 years Aqua Systems, 14 years Aspen Builders, Inc., 20 years BAJCO Construction, 4 years Bielenberg Builders, Inc., 3 years Bob Nohavec Plumbing, Inc., 30 years Central Sales, Inc., 18 years City Bank & Trust Co., 16 years Earnest Well Drilling, Inc., 18 years Eric’s Electric, Inc., 12 years Ernie’s in Ceresco, 19 years Fulton Construction, Inc., 24 years Handy Mark Home Improvements & Remodeling, 3 years Hoos & Suing, 4 years Innovations Siding & Windows, 3 years INSPRO Insurance, 3 years JL Exteriors, Inc., 5 years KBBK-FM B107.3, 12 years

Directory Changes • New phone number for Nebraska Nurser y & Color Gardens is 402-489-6712 ext. 204.

• Mike Daugherty is new principal contact for Capital Concrete Co. • Matt Sherrill is new principal contact for Art F/X. • Dia Ulman is new principal contact for A1 Cabinet & Granite.

• Dean Swanson is new principal contact for Ernie’s in Ceresco.

• New email address for Midwest Exteriors, LLC is shellytrudell@owenscorning.omhcoxmail.com.

• New email address for Rainwood Interiors is kelly.rainwood@gmail.com. New fax is 402-875-6553.

• New address for DuctMedic Air Duct Cleaning is 5200 N. 57th Street, Ste. 2, Lincoln, NE 68507-3195.

• Nick Sassaman is a new affiliate member for Cornhusker Bank.

Phone: 402-434-8096 Email: nick.sassaman@cornhuskerbank.com • New address for S & S Homes, Inc. is 2330 Muirfield Place, Columbus, NE 68601.

• Marvin Schumacher is the new principal contact for Sam’s Club.

• Todd Nelson is the new principal contact for Supreme Surface Countertops.

• Connie Burleigh is a new affiliate contact for Cameron Townhomes, LLC. Phone: 402-560-9088. Cell: 402-770-8960.

Email: cj@welcomehomelincoln.com.

• New email for Contractors Siding & Window Supply is mhunt@contractorssiding.com.

• New principal contact for Culligan Water Conditioning is Doug Hancock. Cellular: 402-405-2638. Email: dhancock@hallswater.com.

• Sharon McDonald has retired from Lincoln Federal Savings Bank and is no longer an affiliate member.

Ken Koch Design - Drafting, 8 years KLKN-TV 8, 17 years Krogman Tile Co., Inc., 24 years Legend Homes, 6 years Lincoln Federal Savings Bank, 50 years The Minnow Project, 13 years Nebraska Bank of Commerce, 5 years Nebraskaland Siding & Windows, 20 years

402.483.7575

Pinnacle Grading, 6 years

3133 S. 7th Street • Suite D

Ray’s Remodeling, 16 years

Fax 402.483.7577

Rew Materials, 24 years

info@pioneerprintinginc.com www.pioneerprintinginc.com

Reynolds Design & Remodeling, 27 years Simeck Carpentry, 9 years Strain, Slattery, Barkley & Co., CPA’s, P.C., 23 years Structural Component Systems, 25 years

Multi Color Printing Graphic Design Ad Specialties Bindery Services

Digital Color Copies Digital Black & White Engineering Copies Personalized Service

Superior Spa and Pool, 6 years TECHMASTERS, 3 years Time Warner Cable Media Sales, 4 years Titan Machinery, 3 years

Providing Offset Printing & Digital Services in Lincoln since 1980.

Vistar Homes, Inc., 9 years Wolfe Electric Co., Inc., 26 years

23  Lincoln Business Builder

Builders Blower Door Testing Workshops

For All Builders...

What is Blower Door Testing and Why Should I Test My Homes?

The Energy Office invites you to a training that will help builders learn how to ensure that their clients buildings are free of drafts and are protected from future moisture concerns. Attendees will learn: • What Blower Door Testing Involves • How a Building’s Air Barriers Work • What the Numbers Mean • Ways to Reduce Infiltration in your Homes • What Other Types of Pressure Testing Can be Completed and What They Mean Open to all builders regardless of homebuilder association.

The Builders Blower Door Testing Workshops September 17, 2013 • 1:00 PM – 5:00 PM Columbus, Loup Power District, 2404 15th St., Mural Room

Check-in begins at 12:30 PM. Lunch is Provided for the Columbus Workshop.

September 18, 2013 • 1:00 PM – 5:00 PM Omaha, MOBA, 4141 N 156th St., Conference Room Check-in begins at 12:30 PM.

Seating is LIMITED. Registration is FREE, but is REQUIRED. To register, send the following information to lynn.chamberlin@nebraska.gov or danielle.jensen@nebraska.gov.

• Name: • Location (street) address: • City: • Zip Code: • County: • Phone Number: • Email Address:

The cost of these trainings is being underwritten by the U.S. Department of Energy grant number DE-FG26-08NT05551.

If you need additional information please contact Lynn Chamberlin, 402-471-3358 or Danielle Jensen, 402-471-3360.

24  Lincoln Business Builder

Regulation and Its Unintended Consequences

Regulation and Its Unintended Consequences Elliot Eisenberg, Ph.D. • GraphsandLaughs, LLC

Looking around the United States there are cities like Boston, Los Angeles and Washington, DC that have very high house prices. Yet there are equally successful cities like Austin, Dallas, Louisville and Oklahoma City that have much more affordable home prices. Why the difference? Of course the surf is better in L.A. than in Dallas, but it has always been better, and 40 years ago L.A. was not an expensive city. The reason for this disparity is regulation.

Simply put, each piece of legislation that becomes law, and each regulation promulgated by the bureaucracy, regardless of how wellmeaning, increases home prices. Sure, having a 30-foot setback looks nicer than a 20-foot setback, but it makes lots more expensive.

And while requiring a brick façade may add gravitas to a house, it too raises its price, and the list goes on. Worse, as housing prices are artificially pushed up, distortions are introduced that have negative unintended economic consequences.

Imagine yourself new to town and looking to buy a house. Happily, you quickly find your dream house, but it costs $205,000 and all you can afford is $200,000. Turns out the house you love was built in 2009, the first year houses were required to have cement driveways and picket fences, which raised the price of those houses and all subsequent ones by, you guessed it, $5,000. The solution, look for a house built before 2009. But just like you, everyone else in your situation is doing the same thing. As that happens, the price of homes built prior to 2009 rises. After all, demand for them is suddenly up, way up. And presto, the house that used to sell for $200,000 now costs $203,000.

An alternative is to look for a house in a neighboring town where

asphalt is still allowed and picket fences are optional. And as luck would have it, you find a beautiful $200,000 house and move in.

The only problem; your commute to work is now twice as long as it would have been if you had been able to buy that original house.

And that increases CO2 emissions, causes needless wear and tear to roads and infrastructure, requires you to buy a new car more often, and hire a sitter for your kids, as you are all too often caught in traffic driving home.

But wait, it gets worse; suppose your uncle owns a huge parcel of land and planned to build entry-level houses on it for $200,000.

He can’t now because of the cement driveway and picket fence rules which force the price up to $205,000. The problem is folks like you can’t afford those houses, so he goes upscale and builds $225,000 houses, and in that way does well, but contributes to the affordability problem.

To review, forcing anyone to do something they otherwise would not have done makes whatever it is more expensive. In this case, it raises the price of new entry-level houses. In addition, it raises the price of houses built prior to the law, which in turn pushes home construction into neighboring areas which adds to sprawl and boosts CO2 emissions.

The moral of this sad tale, think twice before reflexively solving problems through regulation and legislation. The consequences can be quite far-reaching and unintended.

Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70 word economics and policy blog can be seen at www.econ70.com.

We take selection, service and support to another level.

At Norandex our people are experienced building industry professionals who are genuinely interested in your business.

We distribute top quality, competitively priced windows, siding, roofing, doors and more, that are strongly warranted for performance.

And, the service, commitment and support to our customers is unmatched and unwavering.

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25  Lincoln Business Builder

Building Permits Building Permits

City of Lincoln - 10 -Year Table SF 74 73 137 124 113 107 114 742

Jan. Feb. March April May June July YTD

Jan. Feb. March April May June July Total Avg. Cost

2004 TH 8 9 18 22 33 52 21 163

#

19 13 34 52 57 59 49 283

MF 5 24 20 0 100 4 10 163

SF 54 66 92 80 88 96 89 565

2006 Cost 333,000 426,676 613,750 560,472 907,924 520,942 645,103 4,007,867 14,162

2005 TH 21 10 11 16 12 37 35 142

SF=detached single family - TH=townhouses - MF=multi-family (including duplexes)

MF 0 4 4 4 4 20 70 106

#

7 4 33 56 55 62 46 263

SF 72 58 82 91 83 93 52 531

2006 TH 14 20 17 16 20 15 28 130

2007 Cost 87,400 314,300 1,283,155 539,511 818,301 481,374 728,615 4,252,656 16,170

MF 0 2 16 60 16 68 2 164

SF 40 35 59 61 65 67 59 386

2007 TH 8 4 40 70 39 17 28 206

MF 4 12 112 66 0 64 0 258

2008 TH 19 0 28 2 15 17 10 91

SF 35 22 41 50 59 39 31 277

MF SF 6 11 4 29 2 30 2 30 4 38 10 60 2 35 30 233

2009 TH 14 2 14 14 28 4 10 86

MF SF 0 24 3 32 2 42 15 33 24 29 0 36 0 31 44 227

2010 TH 7 18 6 8 19 6 18 82

Remodeling Permits: Additions City of Lincoln - Detached Single Family - 8 Year Table #

9 9 36 62 52 19 11 198

2008 Cost 1,364,460 141,600 589,154 1,208,366 809,323 543,997 212,984 4,869,884 24,595

#

2 5 10 10 9 14 17 67

2009 Cost 52,000 125,240 206,900 198,413 183,000 297,872 554,070 1,617,495 24,142

#

6 3 11 19 9 12 15 75

2010 Cost 152,980 99,500 317,000 706,474 148,500 460,740 697,500 2,582,694 34,436

#

3 7 18 15 20 16 9 88

MF SF 2 22 60 26 8 42 0 28 0 39 4 34 0 38 74 229

2011 TH 0 0 10 26 14 18 12 80

2011 Cost 80,100 178,700 452,005 908,366 340,080 603,388 248,618 2,811,257 31,946

MF 4 20 180 3 44 0 48 299

#

2 5 10 11 20 7 10 65

SF 27 31 47 43 41 45 48 282

2012 TH 4 13 24 19 21 14 26 121

MF 0 144 36 24 0 8 0 212

2012 Cost 43,500 107,786 691,458 600,931 723,945 224,812 414,975 2,807,407 43,191

SF 24 34 46 69 58 68 83 382

#

6 2 8 10 13 9 9 57

2013 TH 2 4 9 18 20 8 29 90

MF 0 0 0 0 128 0 24 152

2013 Cost 422,000 33,000 357,600 212,603 776,408 379,500 264,975 2,446,086 42,914

Remodeling Permits: Alterations

Jan. Feb. March April May June July Total Avg. Cost

#

89 87 100 87 120 97 94 674

2006 Cost 1,007,372 967,125 1,147,674 706,214 1,042,668 985,229 1,072,119 6,928,401 10,280

#

88 78 107 88 115 97 117 690

2007 Cost 1,163,863 909,207 1,280,089 1,031,776 1,578,971 736,760 1,258,848 7,959,514 11,536

City of Lincoln - Detached Single Family - 8 Year Table #

81 76 89 82 79 76 77 560

2008 Cost 907,619 947,505 800,412 877,275 723,878 662,915 1,143,624 6,063,228 10,827

STACK UP $5,000 IN POTENTIAL VALUE

#

71 76 72 85 65 89 96 554

2009 Cost 784,232 706,588 946,927 813,112 617,270 766,615 1,172,764 5,807,508 10,483

#

57 69 125 154 124 117 161 807

2010 Cost 502,454 600,743 1,229,150 1,386,859 931,223 754,480 1,181,825 6,586,734 8,162

#

69 79 104 133 111 112 99 707

2011 Cost 988,395 893,584 900,086 1,292,245 946,242 819,225 1,104,259 6,944,036 9,822

#

81 69 96 96 123 110 109 684

2012 Cost 804,484 565,929 1,055,957 871,985 1,544,337 1,093,867 1,029,087 6,965,646 10,184

#

66 42 65 108 92 87 114 574

2013 Cost 751,024 702,668 1,000,016 1,158,054 605,739 784,050 1,331,940 6,333,491 11,034

The GM trucks you need. Now at the price you want.

NAHB members can receive a $500 private offer1 toward the purchase or lease of most new GM vehicles for business or personal use. Just visit your local Chevrolet or Buick/ GMC dealer, choose an eligible vehicle and present your NAHB proof of membership.

Then stack this offer with additional incentives from the National Fleet Purchase Program2 and Business Choice.3 Plus, ask your dealer about the all-new 2-Year/30,000Mile Business Maintenance Plan.4 For private offer details, visit nahb.org/gm.

Example savings on a Chevrolet Silverado HD/GMC Sierra HD:

500 + $3,500 + $1,000 $5,000

$

NAHB Private Offer1

26  Lincoln Business Builder

Accessory Cash Allowance3

In potential value

Offer valid toward the purchase or lease of eligible 2012, 2013 and 2014 model year GM passenger cars, vans, SUVs and truck models. Excludes: Chevrolet Caprice, Captiva Sport, Volt; all Cadillac models. Not available with some other offers.

Not valid on prior purchases. Program subject to change without notice. See dealer for details. Take delivery by 1/3/14.

2 Offer eligible for non-CAP customers only through 12/31/13. See dealer for details.

3 To qualify, vehicles must be used in the day-to-day operation of the business and not solely for transportation purposes. Must provide proof of business. Visit gmbusinesschoice.com or your Chevrolet or GMC dealer for details. Take delivery by 9/30/13.

4 According to your vehicle’s recommended maintenance schedule for up to two years or 30,000 miles, whichever comes first.

Does not include air filters. Covers six oil changes for gasoline engines and four oil changes for diesel. Extra charge may apply for dual rear wheel tire rotations. See participating dealer for restrictions and complete details. ©2013 General Motors. All rights reserved.

13-00057-007 (1/2013) 1

2013 CHEVY SILVERADO 2500HD

National Fleet Purchase Program (FVX)2

27 ď ´ Lincoln Business Builder

Nebraska Builders Home & Garden Show February 7-9, 2014

Home Builders Association of Lincoln 6100 S. 58th Street, Suite C Lincoln, NE 68516

PRST STD US POSTAGE PAID LINCOLN NE PERMIT NO 51

ADDRESS SERVICE REQUESTED

Contracts available at

www.hbal.org

It pays to build more energy-efficient homes.

Just let us know where to send the check.

The LES Sustainable Energy Program provides homebuilders significant incentives for installing high-efficiency heating and cooling equipment — up to $1,000 per ton on heat pumps and $750 per ton on air conditioners. Whether you keep the incentives or pass them on to clients, you’ll help save energy, reduce environmental impact and delay the need to build expensive power plants. Help keep Lincoln’s electric rates among the lowest in the nation. Visit our website or call 402.473.3275 for complete details.

Les122824 Jan HBAL Ad High Efficiency Equip3.indd 1

www.les.com

12/17/12 1:07 PM

402-858-6785 Crazy FREE Of fer: Qu Leads alified NOW!

We guarantee it— no BS or games.

We can make your phone ring NOW!

5 FREE leads for HBAL Members interested in our marketing programs!

www.tomorrowsonlinemarketing.com