The Northern Rivers Times
November 16, 2023
22 BUSINESS NEWS
Financial distress Family homeless for Christmas as is escalating, yet Planning Portal denies the issue of we are witnessing the Occupation Certificate another rate hike Association of Australian
RMIT University
An RMIT expert says more people are having to choose between their health and mortgage repayments with no end in sight for costof-living pressures. Nataliya Ilyushina, Research Fellow, Blockchain Innovation Hub Topics: RBA, economy, cost of living, health care “Since the onset of the rate-hike cycle two years ago, a mortgage holder with a debt of $750,000 is now facing an additional $1,800 per month compared to what they were paying two years prior. “Australians are currently experiencing greater financial hardship than at any point during the COVID-19 pandemic. “The Australian Institute of Health and Welfare has disclosed that 20.2% of Australians are struggling considerably to manage on their present income, a
percentage surpassing any recorded during the COVID pandemic. “Financial stress is one of the most severe mental distresses, compared in magnitude with the effect of the death of a relative. “A recent survey reported that the main way people are coping with increased mortgage repayments and other cost of living pressures is giving up private health insurance. “The decision between looking after their health and paying the bills is a clear indicator that families are now struggling with essentials.” Dr Nataliya Ilyushina is a Research Fellow with the RMIT Blockchain Innovation Hub and ARC Centre of Excellence for Automated Decision-Making and Society. Her current research focuses on decentralised autonomous organisations (DAOs), labour markets, and skills.
Certifiers
Industry calls for urgent reform of Planning Portal The state’s Planning Portal is not for purpose and is putting a handbrake on the delivery of new homes and apartments in the middle of a statewide housing crisis, according to industry professionals. The Association of Australian Certifiers (AAC), which represents the interests of professionals actively participating in the certification of building and subdivision works in New South Wales has requested ongoing and urgent discussions with the NSW Government and the relevant Departments in an effort to resolve the many issues with the Portal which is being felt right across the industry. “From the beginning, industry groups have supported the government in its
delivery of the Portal, but we are now hamstrung because the technology is not fit for purpose,” said Jill Brookfield, CEO of the Association of Australian Certifiers. “What we are looking for is: • Meaningful Training for Certifiers and their Administration staff on the Portal • Reinstate the Certifier helpline and resource IT people with in-depth knowledge of the system from the council/certifier side • Allow each step to have a Certifier ‘Not applicable to this application’ button for each page of the determination and upload parts of the Portal • Meaningful dialogue and testing before each new change to the portal occurs, make it mandatory to enable real time testing for a wide range of certifiers and Councils before releasing a change to the Portal - stop the surprise changes. “Every update brings a new set of problems,
and it’s one step forward, three steps back. “As one Certifier told me this morning, they will have to start telling clients they’ll be unable to move into their new place for Christmas because the Occupation Certificate just won’t be ready. “The housing crisis is well known, and has rightly been the focus of the Government, but the actual tools required for approval have not kept up with demand and is one of the main reasons for such a housing shortage. “The Portal is counter intuitive in how information must be submitted and does not recognise the complex nature of what is required – it’s a wellknown secret among those in certification and planning that the government is being let down by its technology. “The technology is failing the NSW building sector and has become a direct barrier for Certifiers who are endeavouring to issue
Occupation Certificates to deliver new homes and keep the economy moving. “It’s not just Certifiers who are battling with the Portal. The AAC is aware homeowners struggle with the platform as do other industry practitioners who meet similar barriers to use the Portal effectively. “It is upsetting when I see the Premier and his Cabinet colleagues trying to solve the housing crisis because everyone on the inside knows they are being badly let down, but sadly nothing is changing. “There is no magic bullet when it comes to the housing issues that NSW is currently facing, but things that can be controlled should be immediately rectified to clear the backlog of approvals. “Until an urgent fix is made, sadly, the residents of NSW will continue to suffer,” Ms Brookfield said.
