June 2015 • FREE
The Perfect Picnic
Kids attending the summer Camp Albany get lots of physical activity.
by Karen Rogers Summer means picnics, but before you set out, give it some serious thought. You can get sick and even die from poorly prepared food. This struck home in Albany in 1924 when 12 family members died from eating improperly prepared green beans at a family reunion. At picnics, I rely heavily on instant read thermometers to keep hot food hot and cold, well, cold. And you need several to prevent cross-contamination. Use your coolers wisely, place the perishables in the bottom and cover with icecold sinks. As soon as possible refrigerate any cooked meats and salads after serving. Today’s tightly sealed containers work very well under picnic conditions. Cover the food to prevent flies and yellow jackets from making their depredations. They, too, carry disease. Yellow jackets not only sting, they can bite viciously, one once bit a boot-jack out of my hand! Ants at picnics are over-rated, it’s the flying varmints that are the real peril. Check the area for nests, above and below ground. Look for them entering and exiting a hole and if there’s activity, move elsewhere. Be mindful of soda cans! Nasty stingers have been known to slip inside them with very bad results. Always have a tub of warm, soapy water and on of clear water for hand washing and some hand sanitizers, also paper towels and a spray bottle of bleach water for washing tables. Have proper trash bins- set them apart from the eating area because they also draw the bad element and be very careful disposing of them. In the classic book, The Wind in the Willows, Kenneth Grahame describes the perfect picnic hamper, provided by the water rat, Ratty. It held “Coldchickencoldtonguecoldhamcoldbeefpickledgherkinssaladfrenchrollscresssandwidge-spottedmeatgingerbeerlemonadesodawater” “O stop, stop” cried the Mole in extasies:”This is too much!’ So with a little care, you can have a picnic worthy of Ratty and Mole. Just ignore the crazy lady running around with multiple thermometers.
Camps for Kids by Rick Rogers With school getting ready to let out for the year and summer nearly upon us, it’s time that kids start to think about adventures in the warm months ahead. The Albany Parks and Recreation Camps are back for another exciting summer filled with incredible games, afternoon swimming at COOL pool, wonderful adventures, and wacky fun! It’s a great way to keep your child physically active and engaged during the summer months while building their social interaction skills. The camps are for children ages five through eleven and feature a wide variety of fun-filled themed camps including games, sports, arts, crafts, and more! Morning and afternoon snacks will be provided, but each child needs to bring their own lunch. Your child will also receive a camp t-shirt. Camps that are available are: HARD HAT ZONE: Time to get your hard hats on as we dive into hands-on use of power tools. Learn to draw blueprints and create different masterpieces while developing keen knowledge of construction. June 29July 2 FOOD FRENZY: Have the ultimate culinary experience and learn the basics of cooking! Make your own pasta sauce, cookies, and delicious dessert pizza! Burn off that extra energy by splashing it up at the COOL pool in the afternoons. July 6-10 WILDERNESS 101: Explore the great outdoors as we travel to Florence to ride the giant dune buggies! Taste test all types of s’mores and try out your tent building skills. From the jungle, to the desert, and from the rainforest to the arctic, all types of wilderness will be explored. July 13-17 RESTAURANT ROYALE: You’re the top chef and it’s time to create your own perfect restaurant. Take your imagination and creativity to the next level as you choose your restaurant’s name, menu, and uniform while making fun foods. July 20-24 TIME TRAVEL: Time to construct our time machine and see history in a way we never have before! It’s time travel at its best, from designing and building our own Great Pyramids, to holding our own Olympics like in ancient Greece! July 27-31 MOVIE MAGIC: Have you always wanted to be on the big screen? You will learn the ins and outs of movie productions as you spend the week preparing your very own film. When the films are produced, you will take a trip to the Cinebarre in Salem as we indulge in pizza while watching our very own movies on the big screen. August 3-7 MISSION POSSIBLE: Calling all future agents! Disguises, cracking codes, and solving crimes are just the beginning at of your chance to be a top agent at this camp designed to train the best of the best. August 10-14 With new extended hours available, and a bigger age range, these camps are available to Albany residents and those from surrounding areas. Camp Albany is perfect for all families. For costs and registration information call 541-917-7777 or visit the Albany Parks and Recreation office at city hall, Fourth and Broadalbin Sts. in downtown Albany.
Campers get a chance to learn important skils.
Last year camp kids visited SafeHaven to learn about care of animals.
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Times Fun Events for June 2015 Job
• FARMER’S MARKETS are open in various cities and towns around the mid-valley. - ALBANY – Every Saturday, 9AM until 1PM, at the corner of 4th Ave. and Ellsworth St. - CORVALLIS – Every Saturday and every Wednesday, 9AM until 1PM, corner of First and Jackson Sts. - LEBANON – Thursdays, 2PM until 6PM, corner of Main and Grant Sts. - BROWNSVILLE – Every Saturday, 9AM until 1PM, corner of Main and Park Sts. - SWEET HOME – Every Saturday, 10AM until 2PM, in the Thriftway parking lot starting June 6. • “SINGING FROM THE HEART” will be presented at 7:30PM on June 4 in the Russell Tripp Performance Center on the Linn Benton Community College campus in Albany. Call for details: 541-917-4531. • 106TH ANNUAL LEBANON STRAWBERRY FESTIVAL takes place June 4 through 7 at the Cheadle Lake Festival site with the grand parade through downtown Lebanon on Saturday morning. For more information go online to: www. lebanonstrawberryfestival.info. • STRAWBERRY FESTIVAL FLOWER, QUILT AND ART SHOW takes place on June 5 and 6 at 75 East Ash St. in Lebanon. Call: 541-401-2336 for show hours and other info. • SANTIAM EXCURSION TRAIN will make runs on June 5 through 7 from the station in downtown Lebanon to the Strawberry festival site at Cheadle Lake. For ticket and other information call: 541-619-3977. • STRAWBERRY JAM 3 ON 3 BASKETBALL TOURNAMENT will take place on June 6 at the boy’s and girl’s Club of Lebanon, 305 S. Fifth St. Call: 541-258-7105 to get complete details. • ART IN THE GREAT OUTDOORS is scheduled for 9AM until 5PM on June 5 at the Sweet Home Ranger District office, 4431 Highway 20 in Sweet Home. Get more details by calling the office at: 541-367-5168. • MOTHER EARTH NEWS FAIR will take place June 6 and 7 at the Linn County Fair and Expo Center in Albany. For more information call toll free: 1-800-234-3368.
• ALBANY WOMEN’S CONNECTION MONTHLY BRUNCH will take place at 10AM on Wednesday June 10, at the Phoenix Inn Suites Hotel, across from Home Depot. This month will feature a speaker on life in an Equitorian jungle. There will also be a musical presentation. All women are welcome. For details and reservations call: 541-928-2286. • HISTORY BITES LUNCH SERIES presnts a look at Moon Shadow Lavendar Farm. The discussion will be held at noon on June 10 at the Albany Regional Museum, Second Ave. And Lyon St. in downtown Albany. Call the museum for more info: 541-967-4122. • CHRISTIAN CHAMBER OF COMMERCE meets at 7:30AM the second Thursday of each month at Novak’s in Albany for a no-host breakfast. There is no additional charge for attending. The next Christian Chamber meeting will be on the morning of June 11 and features a special guest speaker. Great networking opportunity for Christian business owners. Go online: www.cccnw.org. or call: 541-791-2901 for more information. • LEGACY BALLET PRESENTS “ONCE UPON A FAIRY TALE” in the Russell Tripp Performance Center on the Linn Benton Community College in Albany with performances at 7PM on June 12, and at 2PM and 7PM on June 13. Call: 541791-9078 for tickets and information. • THE SANTIAM WAGON ROAD, SNOW PEAK TO HOUSE ROCK will be highlighted from 9AM until 5PM on June12 at the Sweet Home Ranger District, 4431 Highway 20. More info is available by calling: 541-367-5168. • ALBANY CIVIC THEATER PRESENTS “Independence” with performances June 12, 13, 14, 18, 19, and 20. The theater is located at 111 W. First Avenue in downtown Albany. Ticket and other information is available at: www.albanycivic. org. • LEBANON CHAMBER OF COMMERCE CLASSIC CRUISE IN will be held June 13 at Cheadle Lake Park. Call for details: 541-258-2469. • MONTEITH HOUSE DAILY LIFE 1863 will be presented at the Historic Monteith House Museum located at 518 S.W Second Avenue in downtown Albany on June 13. Call the Albany Downtown Association at: 541-928-2469 for information. • ANNUAL LINN COUNTY PIONEER PICNIC is scheduled for June 19 through 21 in Brownsville. Events are at Pioneer Park throughout the weekend with the grand parade through Brownsville on Saturday morning. Go online to:
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www.historicbrownsville.com. • HERITAGE MALL KIDS CLUB meets at 11AM on Saturday, June 20, in the mall at 14th and Clay Sts. In Albany. Get information online: www.heritagemall.com. • “THROUGH THE GARDEN GATE” GARDEN TOUR on Jnne 20 at various locations throughout Albany. Get tickets and information at the Albany Visitor’s Association, 110 Third Ave. S.E. In downtown Albany. Call: 541-9280911. • SHOOTER’S MATCH BENIFITING “ABC HOUSE” will take place June 20 at the Albany Rifle and Pistol Club located at 29999 Saddle Butte road in Shedd, south of Albany. Get info by calling: 541-926-2203. • TENNESEE WALKING HORSE SHOW is coming June 20 through 22 at the Linn County fair and Expo Center in Albany. To get complete details call: 541-990-4494. • FATHER’S DAY CAR SHOW AND BENIFIT FOR “ABC HOUSE” will be held June 21 at the North Albany Village parking lot. For registration and other information call: 541928-2268, or 541-730-1235. • “FARM EXPERIENCE DAY CAMP” is scheduled for June 22 through 26 at Midway Farms, 6980 Highway 20 in Albany. To get complete details call: 541-740-6141. • “BARBERSHOP AND BLUEGRASS” CONCERT will be presented by the award winning Oregon Spirit Chorus for two performaces, 2PM and 7PM, on June 27 at the Chemeketa Community College Auditorium in Salem. For ticket and other information, go online: www.oregonspirit.org. • CENTRAL OREGON PAINT HORSE CLUB HORSE SHOW is coming to the Linn County Fair and Expo Center in Albany June 27 and 28. For information call: 541-475-2743. • POINTS FOR PROFIT MONTHLY DINNER starts at 6PM on June 30 at the Albany Eagles Lodge, Water and Broadalbin Streets in downtown Albany. For more information about the Points for Profit program linking local businesses with local non-profit organizations call InSpirit Marketing at 541-791-2901, or go online to: www. pointsforprofit.org.
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June is an interesting month! Half of it is in spring, and half of it is in summer. All year long the mid-valley offers a wide variety of educational and interesting events for the whole family. Each month you will find a list of specially selected educational and entertaining events for you to enjoy. Keep this list handy so you can check it throughout the month.
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Information for this page has been provided by the Albany Visitors Association and by sponsoring organizations. If your organization has an upcoming event that you would like listed in a future issue of High Points, please email the information, as well as a name and phone number of a contact person submitting the article to: rrogers@inspiritmarketing.com
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Baked Red Potato Salad
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With picnic season upon us, it’s time to trot out the ol’ potato salad. Ho hum. This recipe is a bit different- it uses red potatoes and they’re baked. This process actually concentrates the flavor and the red ones add a different texture and taste. I prefer them unpeeled, but it’s not essential. Rely on your preference. Pre-heat the oven to 350 degrees. Rub five, 2 inch diameter red potatoes with olive oil and bake just until tender. Hard cook 2 large eggs, chill and peel eggs to add richness and smoothness. Use 2 eggs for 4-5 small potatoes or 1 each for large ones. Make the dressing- in a small bowl mix ½ C mayonnaise with 2 tsps sugar or Splenda and 2 tsps cider vinegar. Mash the egg yolks well and add them and a pinch of dry mustard and salt and pepper to taste. Mix well. Cut the potatoes into ½ inch dice while warm and toss with the dressing. Warm potatoes absorb more dressing and are much creamier in texture. This also applies to macaroni salad and chicken salad. Add finely chopped red onions, the egg whites, also chopped and minced celery. A little pimiento
June 2015 • Page 3
Baked Red Potato salad is the perfect compliment to any picnic. or roasted red peppers are also good. I like to add a little chopped dill pickle, the cold pack ones, like Claussen are very good. Mix again and cool. Before serving, you can add a bit more dressing or mayo to taste and even out the texture. Dust with a little paprika and finely chopped parsley and serve it forth! Remember! This is perishable- serve it COLD and refrigerate as soon as possible after serving. You can place the bowl in a larger bowl of crushed ice for added confidence. I will rest easier knowing the salad was enjoyed by all and served safely!
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Page 4 • June 2015
Neither a Borrower, Nor a Lender Be! Freedom from debilitating pain has a tremendous impact on quality of life. Taken properly, medications for moderate to severe pain provide muchneeded relief. Taken improperly, these agents cause respiratory depression and death. Few of us have to consciously remember to breathe; a continuous brain signal automatically maintains our oxygen levels. The signal prompts faster, deeper breathing when we exercise, and slows it down when we are at rest. In an opioid overdose, the brain- signal to breathe is turned off. No breathing = No oxygen = Death. The drugs commonly prescribed for pain management are called opioids. Opioids are chemically related to morphine. Some examples are: oxycodone, hydrocodone, codeine, fentanyl, hydromorphone, morphine, and methadone. Statistics collected in 2012, indicated that over 16,000 people died from prescription opioid overdose in the US that year. This is more than the number of deaths from heroin and
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Albany 2215 14th Ave SE 541-926-1643 Corvallis 2575 NW Kings Blvd 541-753-1240 Eugene 541-686-1166 579 E. Broadway 541-344-4141 3577 W. 11th Ave 541-686-1600 2870 Willamette St Florence 1940 Hwy 101 541-997-7770 Lebanon 541-259-4888 3190 S. Santiam Hwy Salem 3302 Commercial St SE 503-364-7286 Springfield 140 S. 32nd St 541-741-8000 Woodburn 503-982-3333 1425 Mt. Hood Carryout & Delivery Eugene 1930 River Rd 541-688-1800 Keizer 503-390-9400 4492 River Rd North Salem 503-363-2100 560 Wallace Rd NW 503-399-8000 3052 Lancaster Dr NE
cocaine combined. Opioid overdoses are often unintentional; how can that be? Opioids also affect mental alertness. Patients that already Pamela Becker, RpH have issues with alertness (i.e. the Rice’s very elderly or ill, Pharmacy alcoholics, or patients & Gifts taking certain other prescription drugs), A “Pill Box Pharmacy” may become confused and accidentally take their opioid medication inappropriately, thereby overdosing. We are used to thinking of drugs being dosed according to a person’s age or weight. Opioids are dosed according to different criteria. It is a mistake to think your 90lb grandmother’s “backache pills” are safe for you to take—even if she offers! Never, ever, offer your pain medication to another person, there may be dire consequences. Prescription opioids have a very high street market value. Teenagers believe these drugs offer a safer “high” than illicit drugs like heroin and cocaine. Not true! (See above) Young people do not understand the complex nature Borrower continued on page 7
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Children Need Earth Chiropractic Too?
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Children come into this world in a very physical way, if it is a natural birth. Coming through the birth canal puts some intense pressure on the cervical spine, then the shoulders and the rest of the spine and body. A common vertebra that is misaligned during birth is that top one called the C1, the base of the skull sits on it. One of the common problems chiropractors are sought out for when the C1 is subluxated (misaligned) is colic. The child is fussy, doesn’t eat well and more importantly isn’t sleeping well which means neither does Mom. Chiropractic care does a great job of helping with colic typically after a few adjustments if the baby is brought in soon enough. A light manual adjustment or an adjustment using a tool called an activator is another great option to realign that vertebra. Everyone has heard about a child having troubles with ear infections. A quick look in the ear with an otoscope and a chiropractor can see if the child has an ear infection. Most commonly,
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the cause of an ear infection is a virus and not something that can be treated with antibiotics. Along with the infection brings some fluid Chad buildup that is also seen with Lamer, DC a look through advanced Chiropractic the otoscope and that can put some Clinic uncomfortable 541-928-1010 pressure on the ear drum. A lot of the time fluid drains through the Eustachian tube, but it can also get plugged at times so a technique called the Eustachian tube sweep is used to help them drain. Pressure can also be put on the Eustachian tubes if the C1 is misaligned so an adjustment is often times helpful for the treatment of ear infections. When children have vertebral subluxations that put pressure on nerves that control body functions and parts, a chiropractic adjustment might the answer to help. Other problems commonly helped are pyloric stenosis, bed wetting, constipation, allergies, ADHD, and headaches just to name of few. Well-adjusted children are happy children!
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June 2015 • Page 5
I Didn’t Think I Would Need It Sickness and Accidents do happen. What are your odds? That is what most people think, “It will never happen to me.” But the truth is it can and it does. I had someone call me this month, “Can I get disability insurance coverage? I just had a heart attack and need help,” and my answer unfortunately is no. It’s best to get disability insurance before you need it to protect your most important asset, your paycheck. Most individuals think disability insurance coverage (income protection plans) are mainly for executives, yet occupations like small business owners, hairdressers, medical technicians, counselors and graphic artists are among the types of occupations that can get coverage to protect their income. It’s simple to remember – anyone who relies on their paycheck should have it insured. It’s realizing – can you afford to take a 2 and a half year vacation? That’s the average duration of a disability that prevents you from working and earning an income. Disability insurance is available for those who want to protect their paycheck or who are self-employed. This type of insurance will pay a portion of an individual’s income while he or she is
unable to work. The length of the policy can range from two years, to five years, to the rest of an individual’s working life. The disability income insurance policy is available in two types, Donna R. called short-term and Green Northwest long-term policies. A short term disability financial policy pays benefits Services 541-757-7701 for a specific period, such as from one to two years. A long term policy pays benefits for an extended period, such as ten years or up to age sixty-five or sixty-seven. When shopping for a disability income policy, there are many factors to consider. These may include finding an agent, determining the amount of coverage that is needed, and knowing how much coverage is available. Many disability income policies for self-employed individuals only provide up to fifty or sixty percent of gross income. A disability income policy typically has a waiting period that needs to be met before benefits are paid. Individuals who are selfemployed need to determine how long a waiting period will be needed when purchasing a policy. The length of the waiting period also has an effect on the total cost of the policy. There are many factors that can affect You Need It continued on page 7
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We want you to relax and take it easy this summer, but don’t neglect your regular dental visits with all the fun. A common myth is that adults don’t need to visit the dentist as often as they did as children, but nothing could be further than the truth. Adult dental visits are so important. Even if you meticulously brush and floss daily you need a professional cleaning twice a year. Brushing and flossing does remove plaque, a soft sticky substance, but calculus, a hard build-up that accumulates on teeth between dental visits, must be removed with our specialized tools. We like to think of it as ‘spring cleaning’ for your mouth! Regular exams allow dentists to see what’s going on inside your mouth from cavities to gum disease. When you visit twice a year, potential issues can be detected before you even become aware of the problem. It’s better to catch a problem before you start having discomfort. In many cases, a
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problem caught early can be treated and perhaps cured; whereas, the same diagnosis made months later could require expensive procedures and timeconsuming maintenance. Generally, X-rays are taken along with the professional cleaning. X-rays are used as a preventive measure to identify problems before they become serious and costly. We use digital X-Rays which are basically a filmless capture of X-ray images. With digital X-ray technology, we can expand and view your radiographs in greater detail, improving our treatment planning. The best thing about digital, it minimizes your risk of exposure to radiation by up to 90%. Nobody knows teeth and dental care like a dentist! It’s easy, with the busyness of everyday life, to let things slide even something as important as dental care. So go ahead, schedule your appointment and begin taking care of your beautiful smile.
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Page 6 • June 2015
Home
Stuff If The Walls Could Talk What’s in a Name?
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Some people are blessed with remembering people’s names, but most of us aren’t. I have worked in the community for many years, and I have met many people during that time. For me to remember everyone, I would almost have to memorize the phone book. Have you ever been in a grocery store caught up with what kind of tuna to buy, when you feel a tap on your shoulder? You swing around to see a familiar face and they say, “Hi Rick!” Meanwhile, you don’t have a clue what their name is. Awkward, to say the least! Familiar responses are: “Hey buddy how are you?” or “Good to see you! How have you been?” or “Well, Hi! This is a surprise!” But in your mind, you are saying: “Who in the heck are they?” They continue to ramble on about something, but you are only half way listening, because you
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are squeezing the life out of that one brain cell, desperately hoping it will give up that name! Most of the time I will shop out of town to avoid these Rick situations or wear a Pyburn disguise. Pyburn So how do and Sons Construction we remedy this overwhelming And problem? One Remodeling solution might be 541.926.9616 mandatory name tags. We have all worn these at large gatherings from time to time. However, one has to be clever about how one glances at the tag. When I approach someone with a tag, I will quickly say “What is that up in the sky?” or “What a pretty carpet!” and when they glance away I grab the chance to read their name. Score! “Hi Bob, how are you?” Someday they may have a tiny device that will whisper in your ear when confronted with a blank mind… “The woman with the green hair is Nancy”
PART 2: Last month we started a two-part series on tips for buying multifamily and commercial properties for investment purposes. We touched on the fact that value, as defined in the world of commercial real estate, is based on a property’s current cash flow. Taking into account any deferred maintenance issues that need to be addressed. When calculating the cash flow a property can return remember to factor in all expenses such as mortgage payments, including principal and interest, taxes, insurance payments, vacancy, maintenance, utilities, management and any other specific expenses related to the property. Be very thorough with your due diligence and inspections and never base your offer on pro forma cash flow figures. Pro forma rates are figures projected into the future. Pro forma means “imaginary”. As for the target cap rate you choose, this can be a point of negotiation but is somewhat dependent upon appreciation. The
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lower the appreciation, the higher the cap rate you should demand, and the higher the appreciation, the lower the cap rate you should accept. Financing works differently in the Jason commercial world Cadwell, that in the single Cadwell family property Realty transactions. The Group main difference is that it is the property that needs to qualify for financing, not the buyer. This means that the credit history of the person or entity making the purchase is irrelevant, and that you have the safety net of having the deal scrutinized by a lender. Another important difference is that lenders rarely more than seventypercent of the purchase price for these types of transactions. Therefore you should always ask the seller to carry a second mortgage for as much of the difference as possible in order to minimize your out of pocket expenses. At Cadwell Realty Group we are ready to help with the hurdles of buying. investment properties. Give us a call with you questions: 541-7917946.
Cadwell Realty Group is a proud participant in Homes for Heroes and we believe Service Deserves its Rewards! With branches in Albany, Corvallis, Lebanon & Sunriver Albany Office 226 NW Hickory St Albany, OR 97321 541-791-7946 Corvallis Office 375 Harrison Blvd. Corvallis, OR 97330 541-791-7946 Lebanon Office 2475 2nd Street Lebanon, OR 97355 541-791-7946 Sunriver/Bend Office 56825 Venture Lane, Suite 108 Sunriver, OR 97707 541-306-4806 www.cadwellrealty group.com
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June 2015
Happy Father’s Day!
Buy New Books Online From Browsers’ Bookstore By Rick Rogers
Points for Profit meeting is June 30, 2015 from 6-8pm at the Eagles, Albany. Pizza Hut will be catering! If you would like to reserve a dinner please RSVP by 5pm on June 29, 2015 to info@ pointsforprofit.org or call (541) 791-2901.For more information visit pointsforprofit.org.
If you love Points for Profit business partners Browsers’ Bookstores in Albany and Corvallis, but sometimes have to buy a new book online from some big company, or even download an eBook, Browsers’ now offers an alternative. It’s really simple as outlined in the most recent Browsers’ newsletter. Use this link from the bookstore home page: https:// browsersbookstore.mybooksandmore.com This will allow you to buy new books, eBooks, music, movies, etc. directly from our wholesaler at discounted prices. Shipping is just 99-cents per item. In checking price comparisons with the big internet sellers, the prices are generally about the same. It boils down to where you want to buy your books and other media. Browsers’ is not becoming an “internet only”
bookstore. It is always better and more fun to come in and browse the shelves at our Albany store, located at 1425 Pacific Boulevard S.E., and our Corvallis store, located at 121 N.W. Fourth St. Your online purchase using our link is another way you can help keep your money in the local community. Please note that if you are purchasing from our wholesalers online, you will not be able to use store credit for those purchases. You will need to set up an account the first time you order using the link. It is totally secure and Browsers’ will not have access to any customer or order information. Browsers’ Bookstores are longtime business partners in the Points for Profit programs so print and save receipts for your online purchases from the Browsers’ site and turn them into to your favorite participating non-profit.
Page 2 • Points for Profit – June 2015
• Albany Young Life • American Legion Auxiliary Unit 10 • American Legion Auxiliary Unit 184 • C.A.S.A. (Court Appointed Special Advocate) • Cascade School, Lebanon • Child Evangelism Fellowship • Christian Chamber of Commerce of the NW • Greater Albany Council PTA • Lebanon Booster Club • Lebanon Community Choir • Lebanon Pregnancy Alternative Center • LHS Dance • LHS Drama Club • Lifeline Baby Boutique • Marine Corps League • Marriage Works Family Matters • Mid-Valley Gleaners • Oregon Women for Agriculture • Ready Roamers RV Chapter of the Oregon Good Sams RV Club • Riverside Baptist Youth • SafeHaven Humane Society • St. Edward’s Youth • Sunshine Kids, The • Teen Challenge • Vets Helping Vets HQ
Adult and Teen Challenge Thrift Stores Need Donations By Rick Rogers The Willamette Valley chapter of Adult and Teen Challenge need your help. Points for Profit has designated the organization as the non-profit for the month of June. Adult and Teen Challenge derives a large part of their funding from the operation of thrift stores in Albany, Lebanon, Salem, and Eugene. They are seeking the donation of unwanted items for sale in their stores to help keep the program going here in the southern part of the valley. Items needed include furniture, appliances, cookware, ceramics, jewelry, books and other media items, collectables, clothing, and other items you might wish to donate. To help with the donation effort, Points for Profit will award two-million points for each individual who donates
items to one of the four store locations. Please note that the points are awarded for donations of items and not for each item donated. The store locations are: • Albany – 310 S.E. Second Avenue • Lebanon – 846 S. Main Street • Salem – 3060 Portland Road N.E. • Eugene – 55 River Road For years Adult and teen Challenge has been doing a wonderful job of rehabilitating troubled young people as well as adults and operates the Willamette Valley Chapter from its campus facility in Shedd south of Albany. For more information about Adult and Teen Challenge, its goals and fund raising activities call them at: 541-491-1002.
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June 2015 – Points for Profit • Page 3
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Page 4 • Points for Profit June 2015 what tomorrow holds. Call–today to schedule an Financial Review to get prepared for your future.
Please Support Our Partners
Michelle Morford
Insurance/ 1393 Clay St SE Protect whatInsurance you’ve achieved Financial Planning Albany, OR 97322 Protecting what you’ve already achieved is crucial to your
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June 2015 • Page 7 Borrower continued from page 4
Life
Faith
Going
Buys
of these agents and often compound the danger by adding alcohol to the mix. Companions may mistake an overdose for someone “sleeping it off” and fail to get help. If you have medication of this type in your home, store it in a secure place; lest you become an unwitting contributor to a tragic situation. Bathroom and/ or kitchen cabinets are not secure locations; they are the first places a drugseeker will check. Even a sweet grand-daughter may give in to temptation! If you suspect an opioid overdose (person is unresponsive or incoherent, ashen, weak pulse, pinpoint pupils), get help immediately. This is a medical emergency.
Eats
Times
You Need It continued from page 5
of Commerce
the premium that needs to be paid for a disability income insurance policy. A short waiting period will increase the cost of the policy while a longer waiting period will decrease the cost. The premium is also affected by the length of the benefit period for the policy. The longer the policy is paying benefits the more it will cost for the policy. A disability income policy should be guaranteed or non-cancelable, meaning it is automatically renewed as long as the premiums are paid on time. These types of policies cannot reduce the amount of benefits that are stated in the policy. Call me, Donna Green, 541-757-7701, for a quote. There is no charge for this service.
Please join us at 7:30am the second Thursday of each month at Novak’s in Albany for a no-host breakfast
Sport
Job
Bye
Health
Shopping
Earth
s n o i t a l u t a r ! Business g s n e o t a C u d a r G
E R TO
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Idea
TREE OF LIFE CHRISTIAN OUTLETs Are CLOSING Their DOORS AND EVERYTHING MUST GO! HUGE SAVINGS ARE IN STORE FOR YOU AS WE CLEAR OUT ALL INVENTORY INCLUDING STORE FIXTURES, SHELVES AND MORE!
Buy below wholesale prices. Progressive discounts through the month of June • All books 40% - 80% off • All T-shirts $5 each • All Hoodies $10 each • All Bibles 40% - 70% off • All gift items 40% - 70% off • All jewelry items 40% - 60% off • All DVDs 40% - 70% off
Starting June 27 – FINAL WEEK No reasonable offer will be refused • All books 50% - 80% off • All Bibles 50% - 70% off • All gift items 70% off • All jewelry items 50% - 80% off
STORE CLOSING SALE! DON’T WAIT FOR THE SAVINGS TO BE GONE FOR GOOD! Centralia Outlets CENTRALIA, WA (360) 736-5533
Columbia Gorge Premium Outlets TROUTDALE, OR (503) 661-3030
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Seaside Factory Outlet Stores SEASIDE, OR (503) 717-1000
Valley River Center EUGENE, OR (541) 743-0497
Page 8 • June 2015
To Know
s
The Last Mountain Man Few popular novelists switch from one genre to another; and of those who do, even fewer do so successfully. One of the success stories is William W. Johnstone, who wrote about fifty books in horror, adventure, and western genres before settling into a long and prosperous career as a Western author of about another 150 books.) Many of these later novels were co-authored with his nephew J.A. Johnstone. An author who has written that many, and sold as many millions of books as he has, deserves to be read by any self-respecting bookstore owner, and I’m ashamed to say that I hadn’t read a single one until just this month. So, I started out with the first book of the Last Mountain Man series. The basic premise is that Smoke Jensen (the last mountain man) is taken under the wing by the man known only as Preacher, who has an entire series of his own called The First Mountain Man. Smoke has some issues stemming from his father, brother, and wife all being killed by the same group of people in separate incidents. The best way to deal with this kind of emotional baggage is: kill the bad guys! No, there’s not a complex plot,
ories
but that’s not why we read Westerns. Johnstone does his best to include some history of the western expansion, with accurate portrayals Scott of the daily life of Givens, the mountain men Browsers and early pioneers. Bookstores, Sometimes he uses and fellow anachronisms or reviewer, lumps together bits daughter, of history so that Amanda they make sense Givens within the story, but he is clearly getting his facts from research rather than from watching a bunch of Clint Eastwood movies. The historical aspect of the book is good, but its real strength is its characters. The “Last Mountain Man” title has poignancy built-in, but the book doesn’t quite follow in that easy pattern because our hero is not a wandering lone hunter and trapper, but a stone cold killer who doesn’t mind maiming people to make a point. This, perhaps, is the biggest problem with the book, because the true mountain men were rugged individualists who would most likely have avoided confrontation than pledge some sort of oath of deadly vengeance. But maybe I’m taking this too seriously—this is “just a Western” after all, and in the long tradition of gunfights on dusty streets, there just has to be someone in a black hat!
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Health The Scoop on Poop Talking about animal poop, otherwise known as scat, is not a waste of time. As anyone who works with animals or has an animal related job knows, after all of the other questions are asked about health and behavior, in the end we’ve got to talk about, well...poop. Whether you think you have mice, rats, opossums or raccoons there is not a blanket approach to pest control or wildlife trapping. In our industry, identification is ‘key’. Of course scat might be only one piece of the puzzle, but it can give us a lot of needed information and is an important component to identifying and solving what animal is causing the problem. What typically occurs is the a concerned property owner calls and says “I think I have a critter living in (or around) my yard or home but I don’t know what it is. I found some odd looking poop and I heard some scratching under my house.” So, for this inspection here are some of the observation we make when identifying scat: Where was it found? ... For example, on the lawn or in a crawlspace? Is there one dropping or multiple? Is it a one time event or has it occurred over multiple days? What is the length and width of the droppings? Is it round like a pellet or tubular like a
tootsie roll? Are the ends flat, blunt or pointed? Is there any noticeable hair, berries or seeds? The bottom line is that when we connect this information with other factors Sean in an inspection, Meiner we have our best Healthy chance at a good Home Pest solution. There is, Control, LLC (541) 570-0095 however, a more important reason to chat about scat and that is SAFETY. Animal droppings are dirty and full of germs and animal related illnesses are not uncommon either by direct contact or inhaling dust born particles around it. I unfortunately have some first hand experience with this. Obviously, due to the nature of my work I take every possible precaution: protective clothing, face masks, filters ... the works. However, I was working on traps in an large, open yard when a resident unknowingly mowed over a large pile of raccoon excrement which sent particles into the air in my direction. UGH ... despite taking cautionary measures almost right away, I was very sick within 48 hours. Giardia Infections affect your intestinal systems so I will save the gory details but lets just say that losing 12 pounds in a week isn’t the best diet plan! So, NEVER attempt handing or cleanup without proper knowledge and protection and when in doubt, please call in a professional.
June 2015 • Page 9
Shopp
Earth
Getting the Most from Business Your Summer GardenKids June is usually the month that Oregon valley is totally safe from frost for planting gardens. So, if you haven’t started your production of fine fresh veggies, now’s the time! It’s not too late to plant more spinach, lettuce, carrots, arugula, or cilantro. Where summers are hot, and if the valley looks to have more above 90 degree days this summer, get heat resistant varieties. Fast growing corn and bean varieties can be planted until midmonth. Weekly Harvest. Harvest everything that is ripe twice a week. If it is too much to eat, take the extras to the office, soup kitchen, church, or neighbor. A note: If you’ve planted too much and don’t have a place to take it, consider drying or canning as a way of making the bounty last longer without waste. Productive Peas. Peas will produce for a long time where temperatures don’t get too hot if every single ripe pod is harvested three times a week. Strawberry Success. To get the
Game
Information Home
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most out of the strawberry plants, harvest all ripe ones three times a week. Note the poorly producing plants and remove them after the Word harvest. Plants are productive for only From a couple years. WILCO Transplant the baby plants forming on Brian the end of runners Coons, into a new bed for Wilco berries next year. Tomato Tips. The shorter bush or determinate tomatoes are bred to grow to a “predetermined” size and set fruit all at once. They can sprawl along the ground, be tidy in short cages, or tied to 3-foot stakes. The tall indeterminate varieties, which can continue to set fruit “indeterminately,” will produce larger fruit if plants are pruned to one or two stems. Don’t Forget to Deadhead. Keep deadheading! For the most flowers and tidiest garden, deadhead daily. Some gardeners take a few minutes each morning, making it part of their daily routine. And since roses are going full-tilt, it’s especially important to deadhead roses to keep the blooms going longer.
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Cents Idea
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Page 10 • June 2015
Business Mid-Year Review As we move into June, businesses are busy preparing to close second quarter of 2015. This is an excellent time of year to perform a check-up, particularly since you already should have filed your tax returns. Here are some things you should consider. Review Your Taxes: There is a wealth of information on your tax return that can help you review your financial situation. A review of income and expenses included on your tax return could shed light on areas that indicate you need to make course corrections to assure your business ends up in a healthier tax position by years end. And a close review should reveal any obstacles that may prevent you from reaching your own business goals. Taxes aren’t just about reporting income and claiming deductions and credits. They also involve considerable planning during the year. As a business hopefully you are using a CPA not only to file your taxes but as an advisor to your business. A good CPA can ensure
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The Best Age for YOU to Retire
that you are making more tax-savvy business decisions throughout the year that can save your business money and help it grow. Update your BY Cheryl budget: You should Vaun, be reviewing your Complete budget throughout Business the year to ensure Solutions that you are staying on target and 541.981.9566 meeting financial goals. After reviewing your taxes, you may want to make some adjustments to your budget. Remember, your operating budget is your planning tool that will support and guide decision making providing insight to cut costs or prepare for growth. If you don’t have one, it’s never too late to get one in place. Schedule your mid-year financial check-up on your calendar just as you would any other important meeting. Plan today for your mid-year financial review! Complete Business Solutions Your Trusted Resource for Business Services. Contact us today at (541) 981-9566 or visit clientcare@ complete-busines-solutions.com
Finds
Looking your best is another popular resolution each year…why not include your pets? • Keeping a pet well groomed (including regular nail trims) can help prevent skin and other health related issues, and the associated expense of a groomer or veterinarian. • When considering adoption of pets, be sure to research grooming needs and the costs involved with maintenance and upkeep for particular breeds. • Proper grooming and brushing is also another way to meet your resolution of spending more time with your pet.
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Protecting what you’ve already achieved is crucial to your Protect what you’ve achieved financial security. Your COUNTRY Financial representative Tomorrow is that day of the week when anything could happen listens towhat what you need to achieved protect your autotoand Protecting you’ve already is crucial yourhome and Protect what you’ve achieved Protect what you’ve achieved No oneyou knows what tomorrow holds. today toCall schedule helps build a tangible plan for Call tomorrow. me toanget financial security. Your COUNTRY Financial representative Protecting what and you’veFinancial already achieved is crucial to prepared your financial security. Your Country Protecting what you’ve already achieved is crucial to your Insurance Review to get for your future. listens to what you need to protect your auto and home and started today. financial security. COUNTRY Financial representative Protect what you’ve achieved Financial representative listens to what you Your need to protect your auto and home and
helps you build aMichelle tangible plan forneed tomorrow. Call meauto to get home and listens you totoprotect your Morford helps you build awhat tangible plan to forwhat tomorrow. Call me getis started todaytoand Protecting you’ve already achieved crucial your started today. helps you build a tangible plan for tomorrow. Call me to get 317 1st Ave West financial security. Your COUNTRY Financial representative started today. Michelle Morford Michelle Morford listens to what you Clay need to protect your auto and home and Albany, ORSt97321 Michelle Morford 1393 SE ,plan Ste. 302 317 1st Ave West helps you build a tangible tomorrow. Call me to get 317 1st for Ave West Albany, OR 97322 541-928-1914
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You may be trying to figure out what the most beneficial age is to say goodbye to your colleagues at the office. This is one of the most important and challenging decisions you’ll make in your life. When you decide to retire affects not only you, but it could have serious, long-lasting consequences for your family members, too. The answer is not the same for everybody, and I’m going to share some information that can help you make an informed decision based on your own personal situation. If you delay receiving your Social Security until age 70, the monthly amount is 32 percent more than you would get at full retirement age. From a Social Security standpoint, you can start getting lower benefits as early as age 62, or you can delay retirement up to age 70 for your maximum monthly benefit amount. For example: Let’s say your full retirement age for Social Security benefits is 66, and your monthly benefit at that age is $1,000. Here’s what your monthly benefit would be, starting at different ages: • Age 62 = $750 • Age 63 = $800 • Age 64 = $866 • Age 65 = $933 • Age 66 = $1,000
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• • • •
Age 67 = $1,080 Age 68 = $1,160 Age 69 = $1,240 Age 70 = $1,320
Cents Idea
At age 62, your benefit amount is about 25 percent lower than your full benefit at age 66. If you delay receiving your Social Security until age 70, the monthly amount is 32 percent more than you would get at full retirement age. From 62 to 70, that comes to a monthly increase of $570 or $6,840 a year. When to retire is a personal decision that you should base on factors such as your current cash needs, your health, and family longevity, whether you have other retirement income sources, and of course, your anticipated future financial needs and obligations. Remember, the average retirement will last for about 20 years, and Social Security benefits are typically adjusted annually for inflation to help maintain your standard of living. For more information, visit www.socialsecurity.gov.
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June 2015 • Page 11
News
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Coupon required. Limit 1 per person. Must mention when booking and present at time of service. New clients only please. Exp.2-28-13
River’s Edge
Spa Services: • Hair • Nails D AY S PA • Waxing • Massage • Keratin Hair Treatments
A Full Service Day Spa
$ OFF FREE 20 20% off❍ ❍ ❍ Moroccan Valid 3Oil times
Strengthening Treatment
Any Facial
with your regular priced haircut and color
Call to book with: Treatment - New Clients Only Existingwith Clients call for your 602-0711 special offer Call 981-1209 for Details - Book Lindie: (541) Randi:-(541) or Pam: (541) 905-2976 Coupon required. Must mention when booking Mindy: (541) 619-3749
De-Aging Facial Treatment Upgrade
and present at timewhen of service. Exp. Coupon required. Limit 1 per person. Must mention booking and2-28-13 present at time of service. New clients only please. Exp.2-28-13
New Full Set of Nails Moroccan Oil Client $5 OFF ShellacTreatment Strengthening Special or $10 OFF Solar Call to book with:
FREE
Call to book with Lindie 541-602-0711
Ladies Night Out
Spa Services: December 6th from 4-8pm • Hair • Nails Appetizers, Drinks • Waxing & Mini-Services • Massage (Please call ahead to book your mini-service) • Keratin Hair Treatments
Clinical & MediSpa Services
Come see our new fall nail colorscolor with your regular priced haircut and
Coupon required. One coupon per person/household, must mention coupon at time of booking, good with participating providers. Present at time of service. New clients only please. Exp. 6-30-15.
10 5
- New Clients Only -905-2976 Call to book with Roxie: (541) 974-4224, Pam: (541)
call for yourmention specialwhen offer Randi: (541)(541) 981-1209 Heather: 908-4785 Existing CouponClients required. Must Coupon New required. booking booking and present at time of service. clientsMust onlymention please .when Exp. 2-28-13 Mindy: (541) 619-3749
Any New OFF $Client Full Set of Nails off
$
and present at time of service. Exp. 2-28-13
Come see our new fall nail colorsParticipating Techinicians Only - Call for details Call to book with Toni 541-971-1334
Service
Spa Pedicure $5 OFF Shellac
6th from 4-8pm Ladies December Special or $10 OFF Solar Appetizers, Drinks Night & Mini-Services Gift OFF $ with Complimentary available with Lindieavailable ut consultations O Complimentary Consultations Lindie t Any a e Certificates Gr $ OFF 1235 Pacific Blvd SE •1stAlbany Stockings of $100 or more Clinical & MediSpa (541) 791-2800 317Services Street • (541) 791-2800 Stuffer Service • Stem Cell Treatments • Oxygen Skin Treatments • Stem Cell Treatments • IPL/Light Therapy • Scar Reversal Treatment • Peels • Age Spot Removal
• Oxygen Skin Treatments • Body Sculpting • Permanent Hair Removal • Botox® & Restylane® Alternatives
(Please call ahead to book your mini-service)
Downtown JC Penny Building • IPL/LightAlbany Therapy ~ In Historic • Body Sculpting • Scar Reversal Treatment • Peels • Age Spot Removal
• Permanent Hair Removal • Botox® & Restylane® Alternatives
Couponrequired. required. One1 per coupon perMust person/household, Coupon Limit person. mention when booking and present Call book with Roxie: (541) 974-4224, musttomention coupon of booking, goodPam: with (541) 905-2976 at at timetime of service. Exp. 2-28-13 participating providers. Present at time required. of service.Must mention when Heather: (541) 908-4785 Coupon New clients only please. Exp. 6-30-15.
20 5
booking and present at time of service. New clients only please . Exp. 2-28-13
Coupon required. Good with participating providers only. Limit one use per
person. Exp. 12/24/12 Participating Techinicians Only - Call for details -
Coupon required. Limit 1 per person. Must mention when booking and present at time of service. Exp. 2-28-13
Pyburn & 20 Sons
Complimentary consultations available with Lindie (541)
791-2800 317 1st Street
Downtown Albany ~ In Historic JC Penny Building
$
OFF reat
Gift Certificates G cking
Sto s of $100 or more Stuffer
Coupon required. Good with participating providers only. Limit one use per person. Exp. 12/24/12
Are you ready for a new kitchen?
Before
After
Call Pyburn & Sons today for a free estimate. We’ll Take Good Care of You! 541-926-9616 • www.pyburnandsons.com • Email: info@pyburnandsons.com
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