November 2014 • FREE
Starting Year Six
Our first issue and last month’s issue featuring our new masthead by award winning designer Cathey Flickinger.
by Rick & Karen Rogers Editors of High Points What a ride this has been as we enter our sixth year of publication. It was a chilly afternoon in early October of 2009 as Lauralee Beck, Kathy Dennis, Wayne Sanchez, Karen and myself sat in the office of InSpirit Marketing on First Avenue in downtown Albany and decided that we would start a new newspaper called High Points. It would feature nothing but good news about the mid valley area, avoiding the negative stories. I had always been told that “good news” never sold newspapers. Boy was that wrong! We needed to get our new venture to press in just two weeks so we could premiere it at our monthly Points for Profit dinner at the end of October. Keep in mind that while Lauralee, Wayne and I all had broadcast experience, none of us had taken on anything like this. We had two weeks with no advertising sold and no stories written. Karen decided she would write a monthly cooking column, I would tackle the front page and several other articles, and we roped friends and supporters into getting us some material for columns. WE DID IT! The first issue was 16 pages with four in color, and the rest typical newspaper black and white. We published 10,000 copies, which we still do today, and quickly set up a distribution network. By the next issue, we were full color and we started expanding our pages. At the end of year five, we had ground out 60 issues and we are still going strong. We have faced a number of challenges over the past year, including a horrific accident the night before our awards banquet, leaving Lauralee hospitalized and out of circulation for quite some time during her recovery. Then, we lost one of our longtime coworkers and our Points for Profit bookkeeper, Donna Barnard, who was ill for several months before she passed away in early July. On top of that, both Karen and I have been going through some severe medical treatments this year. Despite the setbacks, through the grace of God, we have kept going and High Points is bigger and better than ever. For this, we thank you, the readers, supporters, and advertisers. We always appreciate the nice comments when we are out and about. The paper has grown so fast that nowadays we run out of papers before we run out of month. Thank You.
This large flag flies from the Albany Fire Department’s ladder 13 truck at a recent Vets Helping Vets HQ picnic.
Welcome Veterans In the mid-valley, November is a special month. We are known nationwide for our Veteran’s day festivities, including the largest Veteran’s Day Parade west of the Mississippi River. According to organizer Patty Louisiana, this year’s parade will especially honor our World War Two veterans. The activities will include a Veteran of The Year banquet on the evening of November 10th to be held at the Albany American Legion Post 10 building on Pacific Boulevard in Albany. On Tuesday, November 11th, the day will start out with traditional pancake breakfasts in Albany and Lebanon. There will then be a special ceremony at the Veteran’s memorial at Timber Linn Park starting at 8AM. The parade, with the theme “Heroes at Home”, will get underway at 11AM and travel over the Pacific Boulevard overpass, down the ramp onto Lyon Street, down Lyon Street turning west on Second Avenue. Thousands of people line the parade route each year to show their respect to those who have served their country. After the parade, an awards ceremony is held on the steps of the Linn County Courthouse in downtown Albany. For the
first time, this year, the events are being sponsored by Coastal Farm and Home Supply of Albany. For more information on the parade, go the parade’s Facebook page at: VeteransdayparadeAlbanyOR. Other events include the displaying of the HarleyDavidson of Salem “Hall of Honor” at Heritage Mall in Albany, which is on display now through Veteran’s Day. The wall has been updated, and features the names, photos, and short biographies of those who have lost their lives serving their country in recent conflicts. Working to bring the wall up to its current status are Vets Helping Vets HQ and Tribute to the Troops. Then, coming up on November 15th, the annual Bi-Mart Freedom Fest will be held starting at 6PM at the Eagles Lodge on Broadalbin Street in downtown Albany. The event features a free dinner and dance for all veterans, active duty military, and their families, even if the military member is currently deployed. For more information on the Bi-Mart Freedom Fest, or to get information on how to help sponsor this great salute to vets and their families, contact: (541) 791-2901. Welcome to all veterans and family members. We salute you!
Veterans and their families line up to be served dinner at the annual Bi-Mart Freedom Fest.
One of the many color guards in the annual Veterans Day Parade.
by Rick Rogers
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We can almost smell the turkey roasting in the oven. With the coming of the holiday season, everything gets very busy for a lot of us. All year long the mid-valley offers a wide variety of fun, interesting and educational events for the whole family. Each month you will find a list of specially selected educational and entertaining events for you to enjoy. Keep this list handy so you can check it throughout the month.
• FARMER’S MARKETS are open each week in various cities and towns around the mid-valley. - Albany: Every Saturday, 9AM-1PM, corner of 4th Ave. and Ellsworth St. Final day is November 22. - Corvallis: Every Saturday and every Wednesday, 9AM-1PM, corner of First and Jackson. Final day is November 22. • ALBANY CIVIC THEATER PRESENTS “Young Frankenstein” with performances October 31 and Nov. 1, 2, 6, 7, 8, 9, 13, 14 and 15. The Theater is located at 111 W. First Avenue in downtown Albany. Tickets are available at Sid Stevens Jewelers or other information is available at: www.albanycivic. org. • WALL OF HONOR sponsored by Harley-Davidson of Salem will remain on display at Heritage Mall, 14th and Clay streets in Albany, through November 112/ the wall honors those who have lost their live in military service during recent conflicts. For more info call: 541-791-4357. • ABATE OF OREGON MOTORCYCLE SHOW will take place at Heritage Mall, 14th and Clay Streets in Albany on November 1 and 2. Go online to www.heritagemall.com for details. • CORVALLIS FILL YOUR PANTRY MARKET is scheduled for 2 until PM on November 2 at the Benton County Fairgrounds, 110 S.W. 53rd St. Information is available at: www. tenriversfoodweb.org. • CRAFTERS AND HOME BASED BUSINESS EXPO will be held from 9AM until 4PM on November 6 at the Santiam Place Event Hall located at 139 Main Street in Lebanon. Admission is free. For more information or vendor inquiries call: 541-2594255. • BATTLE FOR THE BRAVE, a boxing exhibition sponsored by the Corvallis boxing Club with bouts featuring award winning boxers from throughout the area, will take place at 6PM on November 7 at the Life Community Center, 4900 N.W. Highway 20 in Corvallis. Besides the individual bouts, there will also be a matchup between the Corvallis Boxing Club and the
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University of Washington Boxing Club. All proceeds go to help local military and their families and the local homeless. Tickets available starting at 5PM at the door. For information email: corvallisboxingclub@lifecommunity.org. SAINT ANDREWS CARRY-IN DINNER sponsored by the Oregon Scottish Society will take place at 6PM on November 7 at the Wheelhouse Event Center, 421 N.E. Water Ave. in Albany. The only requirement is that each family bring a favorite dish to share. Details and reservations are available by emailing: lbdesigns@comcast.net. FRIENDS OF THE ALBANY LIBARY ANNUAL BOOK SALE is coming to the Linn County Fair and Expo Center, 3700 Knox Butte Road, November 7 and 8. Get more information online at: www.cityofalbany.net. CHEADLE CHALLENGE ADVENTURE RUN is set for November 8 at Cheadle Lake Park in Lebanon. Get details at: 541-990-0240. HOLIDAY CRAFT FAIR will be held from 9AM until 4PM on November 8 at the Albany Senior Center, 489 N.W. Water Street. More info at: www.cityofalbany.net. VETERANS DAY PARADE AND ACTIVITIES are scheduled for November 10 and 11. Please see the front page article in this issue of High Points for details on the parade and other activities. ALBANY WOMEN’S CONNECTION MONTHLY BRUNCH will take place at 10AM on Wednesday, November 12, at the Comfort Suites Hotel, 100 Opal Court N.E. This month will feature speakers on jewelry, stained glass and the delights of chocolate. There will also be inspirational music. All women are welcome. For details and reservations call: 541-928-2286. CHRISTIAN CHAMBER OF COMMERCE meets at 7:30AM the second Thursday of each month at Novak’s in Albany for a no-host breakfast. There is no additional charge for attending. The next Christian Chamber meeting will be on the morning of November 13 and features a special guest speaker. Great networking opportunity for Christian business owners. Go online: www.cccnw.org. or call: 541-791-2901 for more information. GREATER ALBANY COUNCIL PTA RESOURCE OPEN HOUSE will take place from 4:30 until 7:30PM on November 13 at the Greater Albany Public School District off located at 718 Seventh Avenue S.W. The top is, “Make you child’s potential a reality”. For more info: ptastitcher@centurytel.net. HERITAGE MALL KIDS CLUB meets at 11AM on Saturday, November 15, in the mall at 14th and Clay Streets. In Albany.
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The theme is “Turkey Trot”. Get information online at: www. heritagemall.com. HISTORY BITES LUNCH SERIES will be held at noon on November 15 at the Albany Regional Museum, 136 Lyon St. in downtown Albany. Information is available online at: www. armuseum.com. WILLAMETTE VALLEY SYMPHONY CONCERT will start at 7PM on November 15 at the First United Methodist Church, 1115 28th Avenue S.W. in Albany. For more details call: 541829-3932. BI-MART FREEDOM FEST, an evening of free dinner and dance featuring NW Tribute Acts and Fate 55 for veterans, active duty military and their families will get underway at 6PM, November 15, at the Eagles Lodge in downtown Albany. Please see the front page article in this issue of High Points for more details. LINN COUNTY COLLECTORS AND FLEA MARKET will take over the Linn County fair and Expo Center, on November 16. For vendor and other information call: 541-619-5708. THANKSGIVING BRUNCH will be served starting at 9:30AM on November 22 at the Albany Senior Center, 489 N.W. Water Avenue in downtown Albany. For more information call: 541917-7760. SANTA ARRIVES AT HERITAGE MALL at 11AM on November 22 and visits daily through December 24. Details available at www.heritagemall.com. POINTS FOR PROFIT MONTHLY DINNER is scheduled for 6PM through 8PM on November 25 at the Eagles Lodge, Water and Broadalbin Street. In downtown Albany. For more information about the Points for Profit program linking local businesses with local non-profit organizations call InSpirit Marketing at: 541-791-2901. CHRISTMAS BOUTIQUE AT YELLOW GOLD FARM will take place on November 28 and 29 at the farm located at 36040 Tennessee Road between Albany and Lebanon. Call: 541-4019276 for more information.
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Information for this page has been provided by the Albany Visitors Association and by sponsoring organizations. If your organization has an upcoming event that you would like listed in a future issue of High Points, please email the information, as well as a name and phone number of a contact person submitting the article to: rrogers@inspiritmarketing.com
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A Hand Up for Veterans by Rick Rogers This month’s Good Job salute goes to the Albanybased Vets helping Vets HQ. Formed three years ago by Marine veteran Victor Kuhns who started out in 1998 helping one veteran at a time, this organization has now grown to over 2,000 volunteer veterans and their family members working to help other aiding in the opening in other veterans with negotiating through the federal VA system and providing emergency assistance to those who can show they need it. Vets Helping Vets HQ runs out of a facility at 2125 Willamette St. N.E. In Albany, known as “The Bunker”. Here you will find trained veterans acting as advocates for other veterans as they work through individual cases. All of the advocated go through ten weeks of specialized training conducted by some of the top VA officials in Oregon. They are trained in medical and mental health issues as well as VA law. They travel with their military veterans to attend compensation and pension hearings and more. Once
completing the course, the advocated must attend a monthly update and volunteer at least six hour a week at the “bunker” facility. .Organizers say they are currently training and aiding in the opening of “bunkers” in other areas of Oregon, and their five-year goal is to have at least one “bunker” operating in all 50 states. Their motto is, “It’s not a hand out, it’s a hand up” .Countless hours have been spent by these veterans and their families, helping other veterans. This writer knows because he is one of those whose massive medical problems were shutting me down and causing me to stop doing many activities I have done all my life. It it were not for Vets Helping Vets HQ, I would have probably never gotten the treatment restoring my sight and hearing, as well as addressing my other medical issues which may be traced back to my eight-and-a-half years of military service in the 1960’s and early 1970’s .A big High Points salute to Vets Helping Vets HQ. If you have any questions, please give them a call at 541-971-HELP.
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In the past we have saluted someone from the community, or a group, who has gone far beyond the call of duty to help out their neighbors or the community in general. We are now asking for your help. If you know of some person or group you feel deserves special recognition for outstanding service to the area please let us know. To nominate someone, or some group, for this recognition, please write a short essay about them and why the deserve to be saluted in 300 to 350 words and email it to: rrogers@inspiritmarketing.com. If you have a photo of this person you could email, that would be great. Let us know who you think deserves a special pat-on-the-back. Thank you — Rick and Karen Rogers, High Points Co-editors
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High Points is a monthly publication with 10,000 copies distributed in Linn, Benton, Lane, Polk and Marion counties. This tabloid is about good news in the community so we need to hear from you! Contact us with your stories or if you’d like to advertise.
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Publishers.....................................InSpirit Marketing, Inc. Co-Editors.................................... Rick and Karen Rogers Advertising Sales Team......................... J’Aime Salisbury Lauralee Beck Rick and Karen Rogers Joseph Holt
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Staff writers.................................................Lauralee Beck Rick Rogers Karen Rogers
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Graphic Designers...................................Bobbi Dickerson J’Aime Salisbury Wayne Sanchez Photographers........................................ J’Aime Salisbury Rick Rogers
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Layout.....................................................Bobbi Dickerson Contact us at............................................541-791-2901 or rrogers@inspiritmarketing.com InSpirit Marketing, Inc. is located in the beautiful historic house at 522 Second Ave SE, Albany 97322
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The opinions, beliefs and viewpoints expressed by the various authors and columnists of High Points may not necessarily reflect the opinions, beliefs and viewpoints of High Points or InSpirit Marketing, Inc.
Page 4 • November 2014
What’s Pneu?
If you have been watching the news recently, you may already be aware that there are now two different vaccines being used for pneumonia prophylaxis. Which one is right for you? Pneumonia shots protect one from bacterial pneumococcal disease. People over the age of 65yrs, or who have certain health problems, a weakened immune system, are smokers, or alcoholics are at greater risk for contracting bacterial pneumococcal disease. This disease can cause infections of the lungs, blood, and covering of the brain, which often require hospitalization and may be fatal. In the past, pneumococcal diseases were successfully treated with antibiotics. However, over time the bacteria have become resistant to many of the antibiotics available. This greatly increases the value of getting vaccinated, since the vaccine helps to protect one from getting the disease in the first place. The two pneumococcal vaccines available are: PCV 13 (trade= Prevnar 13) and PPSV23 (trade= Pneumovax 23). Traditionally, PCV 13 was given to infants and children as a regular component of childhood immunizations. PPSV 23 was given to adults aged 65yrs, with one booster of the same to be given five years later. As of September 2014, the schedule for adult pneumococcal immunization has changed. Instead of getting 2
doses of PPSV23 (Pneumovax23), the recommendation is to get one dose of each, PPSV23 (Pneumovax23) and PCV13 (Prevnar13). The combination provides Pamela broader protection. Becker, RpH If you have already Rice’s been immunized Pharmacy against pneumococcal disease as an adult, & Gifts you probably A “Pill Box received PPSV23 Pharmacy” (Pneumovax23). You may request to be vaccinated with PCV13 (Prevnar13) if it has been more than 12 months since your first pneumonia shot. Once you have gotten a dose of each pneumonia vaccine, you should not need another booster in your lifetime. If you have not yet had a pneumonia shot as an adult, it is recommended that you receive the PCV13 (Prevnar13) first, then follow up 12 months later with a dose of PPSV23 (Pneumovax23). The reason for doing the PCV13 (Prevnar13) shot first is it contains protection against a variant of pneumococcal bacteria that is currently more prevalent among people contracting pneumonia. Again, once you have received a dose of each pneumonia vaccine, you should be covered for life. Call Rice’s Pharmacy (541-752-7779) and ask for Pam. I will review your state vaccination record to determine which vaccines you are due for. At Rice’s, immunizations can be done for anyone aged 11yrs and older, do not require a doctor’s prescription, and are often fully covered by insurance.
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Today’s Health Issues
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When you look back in time to what was killing people in 1900, you would find that the leading causes were infectious diseases, heart disease, strokes, kidney disease and accidents. Today the number of deaths by infectious disease has decreased by 97%, strokes by 60%, kidney disease by 80% and accidents by 48%. These represent some great strides in improving human health and life expectancy. However, we have some new killers on the horizon, including Alzheimer’s and Diabetes which were virtually unheard of in 1900. Cancer has tripled and heart disease has increased one and a half times. We have traded many of our acute (immediately life threatening) diseases for chronic diseases which come on silently and kill slowly. The United States is a great place to have an acute illness compared to much of the world. As you can see from the statistics I shared, we are making great strides with these conditions. However, we have been lagging behind the rest of the modern world in important health categories such as life expectancy, infant mortality and the rates of chronic, noncommunicable diseases such as diabetes, Alzheimer’s, obesity, etc. What could possibly be to blame for this? The answer is not likely to be just one thing. The reason we have been able to
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beat things like infectious diseases in the U.S. is because we are very good at dealing with problems that have a single cause and a single treatment. When we try to apply this same logic to treating chronic conditions, it usually Dr. Jason results in failure. For example, you can Young take an antibiotic to cure a bacterial infection, but there is no pill that cures diabetes, or cancer, or obesity. This is not for a lack of trying and spending - it is simply a case of applying the right solution to the wrong problem. To solve the problem of chronic disease requires addressing the various factors that contribute to creating that disease. One of the most powerful factors for fighting these problems is eating the right foods. All of the chronic conditions I have mentioned have been shown scientifically to respond well to proper nutrition. So where taking a pill or receiving a procedure may be the treatment for an acute disease, chronic diseases can most effectively be improved by reading a label and making good lifestyle choices. The foods and ingredients we eat are the biggest difference between factors that caused chronic illness at the turn of the 20th century from those causing chronic illness at the start of the 21st. Our dinner plates have become a battleground as we are using more synthetic, processed, and
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Healthcare.gov – Finds Cover Oregon No Longer Open Enrollment is starting soon: November 15th 2014 through February 15th 2015. If you enrolled in a health insurance plan during last year’s open enrollment period, please know that you will need to re-enroll. Be sure to enroll now through Healthcare.gov. We are scheduling appointments now for November 15th. If you enroll for health insurance at Healthcare.gov, be sure to enroll on November 15th or after and through December 14th and you will be able to have a January 1st effective date. Don’t miss out. All plans insured through Cover Oregon for 2014 will end December 31st 2014. You probably have received your letter of notice from your insurance carrier. We can help you enroll through Healthcare.gov and choose a new plan. Rates have been filed through State of Oregon Insurance Division and several insurance carriers filed decreases. Rates are becoming more competitive. If you want to make sure you have a good plan that you can use and for the right rate, be sure to make
your appointment with me, Donna Green, or Lisa Burrows at Northwest Financial Group LLC, 541-757-7701. Medicare Open Enrollment is Donna R. now Green Open Enrollment Northwest for Medicare financial plans is now starting: October Services 15th through December 7th. You can change from Original Medicare (Part A-hospital and Part B-Medical/doctors) to a Medicare Advantage plan (Part C of Original Medicare), or switch from Medicare Advantage plan to Medicare Supplement (Medigap) plan or switch back to Original Medicare and add a Medicare Prescription Drug plan (Part D of Original Medicare). Do you have questions about your choices? I can help you, just call 541757-7701 and ask for Donna Green. I represent a $0 monthly premium plan called AARP MedicareComplete Plan 2 HMO. This plan has been offered since 2013 and is $0 monthly premium for 2015. This plan includes vision (exam and allowance for Healthcare.gov continued on page 14
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November 2014 • Page 5
Collectable Blue Willow
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The Spode factory is attributed as the inventor, around 1790, of the design that became today’s traditional This beautiful blue and white china Blue willow. Japan started production pattern has graced our tables since the in the 1880’s and was quickly 18th century. Blue and white porcelain followed by most of Europe, Mexico, from China was popular for centuries Portugal and and was eventually often used back to as ballast China! in sailing There ships. are many Pristine variations pieces in border are often design and recovered plate color from wrecks that range and are used from red, for dating pink, green design and brown. styles and No the shape of Blue willow can come in many shapes and sizes, matter what tea cups. even children’s tea sets. you collect, European there are efforts to many attractive pieces available. Now duplicate these desirable wares was remember, willow has been around not successful until the mid-seventeen for a LONG time and many modern hundreds. There is a romantic pieces still in production are on the legend associated with this china. market. Here’s where you need to Unfortunately, the legend was not do some research if you only want created until long after the pattern was vintage pieces. There are many fine popularized! The Willow pattern was books available and the internet is started in the Staffordshire District in invaluable. England in the mid-sixteen hundreds. All price ranges are out there, so They were not true porcelain, but check around for surprise bargains, earthenware, and as such were more and Happy Collecting! fragile and not as durable. by Karen Rogers
Page 6 • November 2014
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Managing a Rental Property
If The Walls Could Talk Its Getting Colder Out
Managing a rental property can be an excellent source of income in today’s economy. A third of the nation’s households rent their residences, and that number rises as high as two-thirds in larger metropolitan areas, such as New York and Los Angeles. Given the steady demand for rental housing, it’s no wonder that individuals are investing in real estate. But, there are several things property owners/ landlords should know if they hope to make a profit. First, it is important that landlords screen all potential tenants to ensure they have reliable income and that they will pay their bills on time. Once you have secured tenants, keeping them happy, while still running a successful business, is your primary goal. Maintaining a clear, written record of any exchanges you have with tenants will make it easy to track any
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Yes, it’s that time of year again. Winter is just around the corner, and it is time to batten down he hatches and prepare for the cold and rainy season. A few things you might want to do is touch up any missing Rick caulking in key areas like over Pyburn the top of your windows, doors Pyburn and gaps in your siding joints. and Sons Have your heating system tuned Construction up by a professional. He can And check your filters to see if they Remodeling need changing and look for potential problems that could be taken care of now instead of costing you big dollars latter. You might even think about upgrading your thermostat to a programmable unit that can lower temperatures during the day when you are away, and then raise the temperatures back up for your return. This can save you a lot of money and your furniture won’t mind a bit. Cover your foundation vents during the coldest months. Just don’t forget to uncover them when the weather warms back up. Check the weather stripping on your entry doors. If seals look worn or are not touching the door, it is time to replace them to stop leaking air. If you are able, check over your roof. Are any roof valleys free of debris? Are your gutters clean and ready? Is the flashing around your chimney in good shape? Don’t worry about this last one if you don’t have a chimney. We hope these tips help. We had a long, hot summer this year and I, for one, welcome some cooler temperatures. From my family to yours, a special salute to all of our veterans and may you and your family have a wonderful Thanksgiving!
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problems. It is also essential that all properties satisfy basic living conditions, such as adequate weatherproofing, and that they adhere to state regulations for safe wiring and ventilation. Landlords Jason are required to arrange for Cadwell, necessary repairs. It is good Cadwell to develop relationships Realty with local contractors, so Group the tenants remain satisfied, and the property stays in top shape. While hiring property management can be expensive, even with the supplemental income that rent provides, it is completely worth the price! Property management can help you screen tenants, check credit, monitor the property and help you file notices and evictions to unruly tenants. That in my opinion is worth all the extra costs you incur when hiring a property manager. In addition, they often give you a detailed record of all the costs and expenses you may incur which can help you file you taxes easily. If you have any questions about renting property give us a call at Cadwell Realty Group: 541-791-7946.
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November 2014 • Page 7
Life
Ministry Beyond the Bookstore Going As many of you know, Willamette Valley Christian Supply exists beyond just being a bookstore. I believe that we have the unique opportunity in business to support amazing ministries that can make a difference in our community and abroad. In Acts 1:8, Jesus is leaving to go sit at the right hand of the Father. He gives this reminder and exhortation to the Apostles: “But you will receive power when the Holy Spirit comes upon you. And you will be my witnesses, telling people about me everywhere - in Jerusalem, throughout Judea, in Samaria, and to the ends of the earth.” (NLT) I believe this very commission is for you and I. In Matthew 28:1620 Jesus says, “Jesus came and told His Disciples, ‘I have been given all authority in Heaven and earth. Therefore, go and make disciples of all the nations, baptizing them in the name of the Father and the Son and the Holy Spirit. Teach these new disciples to obey all the commands I have given you. And be sure of this: I am with you always, even to the end of the age.’”
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(NLT) Our little bookstore in Corvallis, OR, can have an eternal ministry that impacts people all over the world for Christ. In Keven October, we had Ferguson, the privilege Willamette of supporting Valley Compassion Christian Ministries, who Supply helps individuals battling mental illness. On October 25th, we will partner with Young Life. This is a great ministry that presents and proclaims Christ to our youth in the Willamette Valley. On November 20th, our on location for Points for Profit, we will be sponsoring a fundraiser for Marriage Works Family Matters. My wife and I are convicted that our bookstore is God’s first and foremost. We also equally believe that the money we make is for the Kingdom of God. We look forward to seeing how God will bless our store for His purpose and mission. So remember, when you purchase Bibles, books, music, and gift items in our store, you are partnering with the great commission Jesus gave us. Thank you for all your prayer and support. May Jesus get all the glory!
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Victor Kuhns To Address Buys Christian Chamber the start of an organization which has The guest speaker for the meeting of helped hundreds of veterans who had the mid-valley chapter of the Christian thought there was no one to help them Chamber of Commerce will be Victor with their service Kuhns, founder of related claims. the Albany-based Victor will share Vets Helping Vets his amazing story HQ. The non-profit with those attending group is made up of Victor the November 13th military veterans and gathering of the their families who Kuhns mid-valley Christian help other veterans Chamber. negotiate their way The chamber is through the Veteran’s open to Christian Affairs system. business people Victor will be CHRISTIAN CHAMBER OF COMMERCE from throughout talking about how meets at 7:30AM the second Thursday the mid-valley, as finding God changed of each month at Novak’s in Albany for a well as others who his life and led to no-host breakfast. are interested in starting a unique promoting Kingdom organization, now businesses. The Chamber meets the helping veterans around the world. He second Thursday of each month at served in the United States Marines Novak’s Restaurant, next to the new Big from 1967 through 1970 and saw duty in Lots store on 14th Street in Albany, for Vietnam. After his service, he worked for a no host breakfast. There are business a while with Boeing before quitting his introductions and there is news about job to attend a seminary school in Texas. upcoming events and opportunities After two years, he went out on his own offered by the Northwest Christian to spread the Gospel, but lost his way and Chamber organization. The meeting started drinking. He became an alcoholic offers those representing Christian until, one day, he asked his daughter what Businesses and non-profits a chance to she would think if he were to suddenly A Full Service talk, share their faith and exchange ideas. stop drinking. Finding his way through Valid 3 times Day ForSpa more information aboutAny theFacial Christian life again, Victor thought he would like Chamber and this meeting Treatment call: 541-971to helpD other A Yveterans S Pwho A were having - Call for Details - Book with Lindie: (541) 602-0711 2901. trouble getting VA benefits. That was or Pam: (541) 905-2976
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A Full Service Day Spa
Cents
Moroccan Oil $FREEOFF
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Treatment AnyStrengthening Facial with your regular priced haircut and color Call to book with: Treatment - New Clients Only Existing Clients call for your 602-0711 special offer -(541) CallRenewal for Details - Book with Lindie: (541) Randi: 981-1209 Cell Systems or Pam: (541) 905-2976 Coupon required. Must mention when booking Mindy: (541) 619-3749 product with any and present at timewhen of service. Exp. Coupon required. Limit 1 per person. Mustservice mention booking and2-28-13 present time of service. New clients only please. Exp.2-28-13 Call toatbook with Lindie 541-602-0711
Ladies Night Idea Out
Spa Services: December 6th from 4-8pm • Hair • Nails Appetizers, Drinks • Waxing & Mini-Services • Massage (Please call ahead to book your mini-service) • Keratin Hair Treatments
Clinical & MediSpa Services
New Full Set of Nails Moroccan Oil Client $5 OFF ShellacTreatment Strengthening Special or $10 OFF Solar Call to book with:
FREE
Coupon required. One coupon per person/household, must mention coupon at time of booking, good with participating providers. Present at time of service. New clients only please. Exp. 11-30-14
Come see our new fall nail colorscolor with your regular priced haircut and
- New Clients Only -905-2976 Call to bookcomplimentary with Roxie: (541) 974-4224, Pam: (541) One Randi: (541)(541) 981-1209 Heather: 908-4785 Existing Clients call for your special offer Coupon required. Must mention when booking Mindy: (541)Cell 619-3749treatment Stem and present at time of service. Exp. 2-28-13 area upgrade New
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Any $Client OFF Full Set of Nails
5
Come see our new fall nail Call to book with Lindie 541-602-0711 colorsParticipating Techinicians Only - Call for details
with any Goddess Level skin treatment $5 OFF Shellac
Service 6th from 4-8pm Ladies December Special or $10 OFF Solar Appetizers, Drinks Night & Mini-Services Gift OFF $ with Complimentary available with Lindieavailable ut consultations O Complimentary Consultations Lindie t Any Grea Certificates OFF $ king of $100 or more c to 1235 Pacific Blvd SE • Albany • (541) 791-2800 S Clinical & MediSpa Services (541) 791-2800 317 1st Street Stuffers Service • Stem Cell Treatments • Oxygen Skin Treatments • Stem Cell Treatments • IPL/Light Therapy • Scar Reversal Treatment • Peels • Age Spot Removal
• Oxygen Skin Treatments • Body Sculpting • Permanent Hair Removal • Botox® & Restylane® Alternatives
(Please call ahead to book your mini-service)
Downtown JC Penny Building • IPL/LightAlbany Therapy ~ In Historic • Body Sculpting • Scar Reversal Treatment • Peels • Age Spot Removal
• Permanent Hair Removal • Botox® & Restylane® Alternatives
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Coupon required. One coupon per person/household, Coupon required. Limit 1 per person. Must mention when booking and present must at time of booking, goodPam: with(541) 905-2976 Call mention to book coupon with Roxie: 974-4224, at time (541) of service. Exp. 2-28-13 participating providers. Present at time of service. Heather: (541) 908-4785 Coupon required. Must mention when New clients only please. Exp. 11-30-14 booking and present at time of service. New clients only please . Exp. 2-28-13
20 5
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$
OFF reat
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Kids
Game
Taste
Information
News
Page 8 • November 2014
Cornbread and Stuffing
November Word Search by Rolie the Puzzlemaster
Business
Home
Cents
Finds
Idea
By Karen Rogers
Thanksgiving is coming soon! Chop those cranberries! Mash those potatoes! Stuff that turkey! But with what? Turkeys have been stuffed with everything from oysters, chestnuts, sausages and many other “fashionable” and sometimes questionable materials. Mom favored stale white bread cubes with butter, celery, onion, sage and ...raisins? I was never too sure about the raisins. I like a good corn bread. It has a pleasant earthy flavor and can be made a day ahead of time. Have the cornbread fresh for supper and leave it to dry out a bit overnight for stuffing. Pre-heat the oven to 400 degrees. Spray a nine inch square pan with pan spray. In a large bowl, mix 1 C flour with 1 C corn meal, 1 tsp salt, 1 rounded tbsp baking powder and 3 tbsp sugar. In a large glass measuring cup, place 1 ½ C milk. Break 2 eggs into it and mix. Melt 4 tbsp butter. Quickly mix the milk, eggs and butter and pour into the prepared pan. Bake for about 30 minutes. Serve hot with butter. For stuffing, leave the bread on a rack overnight to dry out a bit. Crumble it coarsely into a large bowl, you should
have about 6 C. In a pan, melt ½ C butter and add 1 large onion and 2 stalks celery, chopped. Cook slowly over medium heat and add 1 crumbled chicken bouillon cube, freshly ground pepper, 3 fresh sage leaves, finely chopped, 3-4 sprigs fresh thyme, parsley and about 1 tsp finely chopped fresh rosemary. Cook until the onion and celery soften, but do not brown. Pour this over the cornbread and mix well. Beat two eggs, add them and mix again. Now you can stuff it. (The Turkey, I mean! Sorry!) I have a cat that is crazy for cornbread. Once I left the bread on a rack on a counter to dry, only to find in the morning he had eaten the entire top crust! It now sits in a cool oven until needed. But, I do give him a piece, fresh with butter as a treat. I hope that you enjoy this recipe as much as my Tailey Cat.
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November 2014
u o y h We Wis py a Hap ng i v i g s Thank
From nativity sets to Christian gifts, music and movies, you’ll find it all at Willamette Valley Christian Supply.
On Location: Willamette Valley Christian Supply By Rick Rogers
Points for Profit meeting is November 25, 2014 from 6-8pm at the Eagles, Albany. This month’s meeting is our Christmas Shopping Extravaganza! Elmer’s is serving their pot roast with all the trimmings and there will be triple points for everything at this meeting on November 25th! The theme will be Christmas! If you would like to reserve a dinner please RSVP by 5pm November 24, 2014 to info@pointsforprofit.org or call (541) 791-2901.For more information visit pointsforprofit.org
Get ready for a fun evening of shopping with your friends as we present our annual Points for Profit On Location event at Willamette Valley Christian Supply in Corvallis, 6PM through 8PM on November 20th. The store, formerly Tree of life, is located in the Kings Plaza Shopping Center, across from the Fred Meyer store on Kings Boulevard. Store owner Kevin Ferguson says there will be plenty to see and do including some delicious snacks and great shopping opportunities throughout the store. Those attending will be able to pick up fiveten-million points just for coming, plus double points for purchases made during the two-hour event. The store will also be drawing names of those attending for door prizes every 15 minutes. All regularly priced
items will be 20 percent off, lowest priced green tag items will be an additional 20 percent off, and all used books are buy two and get one free. According to Ferguson, the evening will offer the perfect opportunity to find just the right gift for everyone on your Christmas list. The store offers a wide selection of Christian related merchandise from books, CD’s and DVD’s, to toys, ceramics, great holiday decorations, and much more. They also feature one of the best selections of Bibles in the area. This will be the perfect opportunity to shop for Christmas and get millions of points to give to your favorite Points for Profit non-profit organization. Mark your calendars now for 6PM through 8PM on November 20th at Willamette Valley christian Supply in the Kings Plaza Shopping center in Corvallis.
Page 2 • Points for Profit – November 2014
• Albany Historic Carousel and Museum (Brass Ring) • Albany Young Life • American Legion Auxiliary Unit 10 • American Legion Auxiliary Unit 184 • C.A.S.A. (Court Appointed Special Advocate) • Cascade School, Lebanon • Child Evangelism Fellowship • Christian Chamber of Commerce of the NW • Girls on the Run • Greater Albany Council PTA • KidSpirit • Lacomb PTC • Lebanon Booster Club • Lebanon Pregnancy Alternative Center • LHS Dance • LHS Drama Club • Lifeline Baby Boutique • Marriage Works Family Matters • Mid-Valley Gleaners • Oregon Women for Agriculture • Ready Roamers RV Chapter of the Oregon Good Sams RV Club • Riverside Baptist Youth • SafeHaven Humane Society • Silver Wings • St. Edward’s Youth • Sunshine Kids, The • Teen Challenge • Vets Helping Vets HQ
Ready Roamers Camp Out, Have Fun and Serve Mid-Valley Communities By Rick Rogers
Points for Profit is proud to have the Mid-Valley chapter of Ready Roamers as part of our nonprofit family. They rarely miss one of our monthly dinners or other sponsored events. The local chapter operates as part of the international Good Sams Recreational Club. It was first chartered in 1971, making it the secondoldest chapter in Oregon. The Mid-Valley chapter is limited to 35 rigs. However, at the present time there are only 16 rigs taking part. That means that local representatives are on the lookout for more members. Ready Roamers upholds the Good Sam pledge of conduct and holds campouts during the months ranging from March through October. They have also collected money to help local charities over the past 39 years. The motto of the local club is, “Together, Serving Others”. Throughout the year, local club members collect aluminum “pull tabs” and turn them in each year to Burcham’s Metals in
Albany. Last year, the tabs raised $291.00 for the local chapter of the Kidney Dialysis Foundation. The local group also supports Dogs For The Deaf, Camp-U-Can-Do, which helps handicapped children, SafeHaven Humane Society, and other worthwhile causes. They also donated backpacks for school children to help replace those lost when the American Legion Post 10 was destroyed in an arson fire last year. That is just to name a few of the local Ready Roamers projects. As part of the Points for Profit program, the group actively shops our business partners and saves receipts and pother vouchers to earn additional money each year that can go to their many generous projects. Mid-Valley ready Roamers encourages its members to have a good time and to be safe in the great outdoors. They go places and do things with a combined effort to increase the pleasures of the recreational portion of their lives. All of us at Points for Profit say, “Good job Ready Roamers!”
Corvallis 2613 NW 9th St. • 541-286-4279 LEbanon 641 Main Street • 541-570-1868 Salem 315 Mission St. • 503-689-1597 www.ATLhomemedical.com
Anti-Aging Skin Care Products Kangen Water
Please Support Our Partners Great Dining 541-757-2800
541-926-0669
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Albany Visitors
541-967-9488
Appliances
www.pizzahut.com
Art School
(541) 812-1311 (541) 207-3602
(541) 258-5798
Auto Sales New/Used Beauty Products/Wraps
Art World Learning Center & Gallery (541) 928-0911 www.albanyvisitors.org
(541) 401-8511
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That Crazy Wrap Thing
Mary Ann Honeyman 541-409-2594
mhoneyman.myitworks.com
November 2014 – Points for Profit • Page 3
Please Support Our Partners Bookkeeping/Tax Prep
Bookstore
Bowling
Catering
Cheesecakes
(503) 798-1565
scoy46@gmail.com
Chiropractor
Christian Retail
Coaching/Infinite Banking
Coffeehouse
Cooking/Baking Supplies
Willamette Valley Christian Supply
Connecting you to all your ministry resource needs
Right next to Rice’s Pharmacy in the King’s Plaza in Corvallis
(541) 753-1287 www.yourbodyofhealth.com
(541)754-9295
Willamettevalleychristiansupply.com
503-798-1565
Eye Care
Dental
(541) 926-1811
2200 14th Ave •Albany www.kandrsmiles.com
140 First Ave. W, Albany
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Furniture
Gifts/Flowers
www.wilco.coop
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Fine Jewelry
Event Center/Venue Farming/Agriculture Farming/Agriculture
Football
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portlandthunder.com
Gifts
Grocer
Herbs
(541) 758-2020 29789 Hwy 34 SW Albany Home Decor
Home Medical Supplies
Locally Family Owned and Operated!
hat day of the week when anything could happen
s what tomorrow holds. Call today to schedule an d Financial Review to get prepared for your future. A Pill Box Pharmacy
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Michelle Morford
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healthinfo@healthherbs.com 620 Queen Ave SW, Albany
1393 Clay St SE Protect whatInsurance you’ve achievedInsurance/ Planning Albany, OR 97322 Protecting what you’ve already achieved isFinancial crucial to your
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Michael Bradley
Janice Jackola 541-905-7223
541-928-1914 financial security. Your COUNTRY Financial representative listens to what you need to protect your auto and home and 541-760-9392 cell michelle.morford@ countryfinancial.com
helps you build a tangible plan for tomorrow. Call me to get started today.
Michelle Morford
Financial Planning and
317 1st Ave West, Ste. 302 Health/Life/Medicare Insurance Albany, OR 97321
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Merchant Services
Page 4 • Points for Profit – November 2014
Please Support Our Partners Mortgage
Office Supply-Retail
Arron Memmott 503-517-8580
Organizing Consultant
360-590-4207
www.mywildtree.com/angelk
midvalleymortgage.com
(541) 220-0070 info@complete-businesssolutions.biz www.complete-businesssolutions.biz
Angel Kavanaugh
Wildtree Organics
www.staples.com
Payroll
Organizing Containers
Organic Products
360-590-4207
www.mycleverbiz.com/angelk
Pest Control
Photography
Pharmacy
Printing
1105 Santiam Rd. SE • Albany 541-928-2675 Fax 541-928-0352
www.bimart.com
Mark Matteson 541-619-9957
Email: info@moreinkalbany.com www.moreinkalbany.com Hours 8-6 Monday - Friday
Printing
Quilt & Fabric Arts
Real Estate
Retail
Remodeling
Pyburn & Sons Western Oregon Web Press, Inc. (541) 926-3000 www.oregonwebpress.com
541-926-9616 www.pyburnandsons.com info@pyburnandsons.com
133 SW Broadalbin Downtown Albany (541) 704-0386
Call today for a free estimate. We’ll Take Good Care of You!
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valleyoregonhomes.com
Retail
Salon/Spa
Security
River’s Edge
A Full Service Day Spa
D AY S PA
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Septic/Drain
OFF
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20
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- Call for Details - Book with Lindie: (541) 602-0711 or Pam: (541) 905-2976
Coupon required. Limit 1 per person. Must mention when booking and present at time of service. New clients only please. Exp.2-28-13
Services
FREE
Spa Services: 1235 Pacific Blvd SE • Hair • Nails Albany • Waxing (541) 791-2800 • Massage • Keratin Hair Treatments
Sign Company
Call to book with: Randi: (541) 981-1209 Mindy: (541) 619-3749
Speciality
6th from 4-8pm Ladies December Drinks Night Appetizers, & Mini-Services Out
(541) 928-9775 Tires
with your regular priced haircut and color - New Clients Only Existing Clients call for your special offer
Coupon required. Must mention when booking and present at time of service. Exp. 2-28-13
Stoves (Wood/Pellet) New Full Set of Nails Client $5 OFF Shellac Special or $10 OFF Solar
Come see our new fall nail colors
Complimentary with Lindie Travelconsultations available Veterinarian
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Meyer Embroidery • Oxygen Skinaka Treatments • Body Sculpting 541-259-4545 • Permanent Hair Removal • Botox® & Restylane® Alternatives
791-2800 317 1st Street
Downtown Albany ~ In Historic JC Penny Building
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Water
Wellness
Wedding/Events/Rentals
Santiam Place LLC Wedding & Event Rental Hall 139 Main St. • Lebanon
(541) 259-4255 Debbie Hankwitz 541-926-8992
oregonkangenwater.com
www.SantiamPlace.com The Special Place for your Event!
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LLC
Independant Consultant Debbie Grenz 541-917-0687 reliving4him.reliv.com
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Theater
booking and present at time of service. New clients only please . Exp. 2-28-13
$ OFF Any
• Stem Cell Treatments • IPL/Light Therapy • Scar Reversal Treatment • Peels • Age Spot Removal
Albany
(541)928-5681 Corvallis (541) 745-5681 Albany (541) 928-5681
Call to book with Roxie: (541) 974-4224, Pam: (541) 905-2976 Heather: (541) 908-4785 Coupon required. Must mention when
Clinical & MediSpa Services
(Please call ahead to book your mini-service)
265 Queen Ave. SE Albany, OR 97322
Moroccan Oil
Strengthening Treatment
Corvallis (541)745-5681
Website/Internet Support
Video Production
November 2014 • Page 9
Well It’s Back and Maybe Bigger Than Ever?
The purchase and refinance boom is about to hit us again, when rates were at an 18-month low! It may be time to think about a remodel or purchasing your new home, because the Feds have done it again. Rates were sitting in the high 3’s and low 4’s this week which has created that urge to lower payments or consider buying a home. You never know how long this will last, but what you can guarantee is that it’s a great time to lock your loan at very aggressive rates for the next 30 years. When it comes to refinancing, the process is very simple and you really only need a couple of items to get started. Depending on the program we will go with, the documentation we need is very similar to most loans today. Like purchases, you will need 30 days’ pay history, 2 years W2, 2 months bank statements and any retirement accounts you may have. Then I can get the loan process started and see what we can do
for you. With several new programs out today, it makes it affordable to get a new loan with very little to almost no down. The Pacific Residential Mortgage (NMLS1477/WA CL-1477; an equal housing lender) Platinum Purchase program allows you to get up to a 5% grant for your down payment on your home. It works on Conventional, FHA, VA and USDA loans. It’s eligible for first time buyers, as well as existing home owners. To learn more information about these programs, scenarios, or any other questions you have, my phone and email is always available to answer those questions. Arron Memmott MLO 1048117 Mortgage Banker Pacific Residential Mortgage, LLC 503-551-1115 Arron.Memmott@pacresmortgage.com
Today’s Health continued from page 4 engineered ingredients and the casualties are piling up. Reducing the impact of infection, strokes and kidney disease was the work of many brilliant doctors and scientists. However, reducing the impact of cancer, diabetes, obesity and other chronic disease is going to be up to the rest of us. There is no pill or procedure coming to deliver you from these conditions. The choice, and the treatment, are entirely up to you. Dr. Jason Young is the owner and chiropractor at Body of Health Chiropractic & Wellness Center in Corvallis, OR. He holds a Master’s Degree in Human Nutrition and Functional Medicine and specializes in helping people improve their health through structural health, nutrition and lifestyle. (541) 753-1287 staff@yourbodyofhealth.com
Faith
Life
Your Benefits Help You Buys Going Maintain Your Wellness Your dental benefits help you maintain your overall wellness, because your general health can be affected by your dental health! Employers see the value, too, which is why many of them offer employees dental benefits in addition to, or included in, the health benefits. Employees with healthy teeth tend to miss less work, are happier employees, which boosts morale, and are more productive. Are you taking full advantage of your dental benefits? Generally, basic services covered include a routine exam, necessary X-rays, and cleaning. Some dental benefits may cover major dental treatments such as orthodontics, dentures and dental surgeries. Dental benefits vary in flexibility. Some plans allow patients to choose any dental professional, while other plans, such as an HMO or a PPO, provide a list of professionals from which to select your dentist. Traditionally, October and November are open enrollment periods for your benefit plan. This means you can change or revise your current benefits during this time; however, you must act
Times Job
Health Earth
Business Game
now to beat the deadline. To get the most out of your dental benefits, schedule an appointment with your dentist. We recommend routine check-ups every six months and to have your teeth professionally cleaned to remove tartar build-up. Routine visits can detect early problems like gum disease and oral cancers. Not only will your smile be healthy and clean, but with routine visits, your dentist may be able to prevent problems down the road, which can be more costly to you. We also know that a small cavity left unattended can become a bigger, more expensive fix if you ignore it. Often, dental benefits can sound complicated or confusing, but our office can help you receive the most of your plan by letting you know which services are covered, how often services can be scheduled, and how much out-of-pocket, if any, you can expect to pay. We strive to help each of our patients have the healthiest smiles possible, and look forward to helping you get the most out of your dental benefits.
Eats
Sport Bye
Shop Kids
Taste
Information
News
Home
Cents
Finds
Idea
Page 10 • November 2014
Pruning Roses Basic rose pruning involves the 3 Ds: removing Dead, Damaged, or Diseased branches. Dieback is common in roses and most often occurs when a pruning cut has been made in the middle of a branch as opposed to at the bud eye. Since the rose wants to direct growth into the terminal bud, any portion of the branch left between the pruning cut and next bud eye will die back. Sometimes the closest bud eye is not viable, in which case dieback would occur further down the stem to the next healthy bud. Dead wood is typically brown in color but may also be blackish if caused by winter cold damage or frost injury. As part of its natural defense system, the rose will attempt to quarantine dieback and create a clear break point between healthy tissue and dead tissue. However, depending on the cause of damage, there may be a leading edge of dying tissue advancing down the stem. For this reason, it is always a good idea to prune dead wood out, no matter what time of year it is. Look at the color of the stem to see if you’ve cut back far enough; dead tissue often extends further down the center of the stem. Healthy branches will be pure white or light green in cross-section. Any discoloration indicates
dying tissue and should be cut out. Prune to prevent wind breakage, whipping, and scarring by long canes. Observe your roses on a windy day to gauge potential Word problem areas. As From a general rule, you WILCO should prune out all canes thinner than Brian a pencil in diameter Coons, on hybrid teas, shrub Wilco roses, and climbers. These thin canes tend to whip around in the wind and will scar their neighbors. You should also remove any errant crossing branches for the same reason. Pruning long canes will prevent the possibility of the roots being loosened as a result of strong winds or freeze/ thaw cycles. Wind also pulls moisture out, so reducing the overall volume is helpful. Shorten all canes to chest height as a winter protection measure. Prune all large climbers back to where they can be securely tied to their support structure. Prune late enough in the growing season so that pruning will not stimulate new tender growth that would be damaged by an early freeze. In the Pacific Northwest, late October or early November is usually the optimal time. Be careful not to over-prune in the fall. A general guideline is to reduce the overall height of the plant by 1/3 and thin the center out slightly to accommodate stronger wind gusts.
Dine-In, Carryout & Delivery
Albany 2215 14th Ave SE 541-926-1643 Corvallis 2575 NW Kings Blvd 541-753-1240 Eugene 541-686-1166 579 E. Broadway 3577 W. 11th Ave 541-344-4141 2870 Willamette St 541-686-1600 Florence 541-997-7770 1940 Hwy 101 Lebanon 541-259-4888 3190 S. Santiam Hwy Salem 503-364-7286 3302 Commercial St SE Springfield 541-741-8000 140 S. 32nd St Woodburn 503-982-3333 1425 Mt. Hood Carryout & Delivery Eugene 1930 River Rd 541-688-1800 Keizer 503-390-9400 4492 River Rd North Salem 560 Wallace Rd NW 503-363-2100 3052 Lancaster Dr NE 503-399-8000
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Albany, OR 97321Albany, OR 97321 started today. 541-928-1914 541-760-9392 cell 541-928-1914 541-928-1914 541-760-9392 cell Michelle Morford http://www.countryfinancial michelle.morford@ 541-760-9392 cell 541-760-9392 cell .com/michelle.morford countryfinancial.com 317 1st Ave West http://www.countryfinancial http://www.countryfinancial.com/michelle.morford Albany, OR 97321 .com/michelle.morford
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This time of year so many of us suffer from allergies and most people are surprised to learn that cockroaches are a trigger of allergies and asthma attacks. The pests’ saliva, droppings and decomposing bodies contain allergen proteins known to trigger allergies and increase the severity of asthma symptoms, especially in children. Most people are aware of typical indoor allergens including mold, pet dander, dust and second-hand smoke, but should also be mindful of any cockroach infestations in their home or other places such as schools. Cockroach allergens are typically found in areas that are hard to see, such as under appliances and sinks, so it’s important to periodically check those areas, keeping them clean and dry.” Cockroaches also spread disease such as Salmonella by picking up germs on the spines of their legs, easily contaminating food and surfaces that they touch. They spread at least 33 kinds of bacteria, six types of parasitic worms and at least seven other
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kinds of human pathogens. Here in the valley we have two species of roaches that can be commonly found and they are the Brown Banded Roach and the German Roach. The more common of the Sean two species is the Meiner German Roach and it Healthy is typically found in Home Pest homes and restauControl, LLC rants. They hide in (541) 570-0095 cracks and crevices of cupboards and around appliances that give off warmth. A single female roach in a structure can birth 50 babies in one egg capsule and before for you know it you have a full blown infestation on your hands.
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We recommend these tips to prevent cockroaches from infesting your home. • Do not save a large supply of paper grocery bags or cardboard. • Seal cracks around the outside of the home to prevent pest entryways. • Vacuum frequently and dispose of garbage regularly. • Keep counters and floors clean and free of crumbs that attract pests. • Pay extra attention to kitchens and bathrooms especially under appliances and sinks, as these areas are particularly vulnerable to cockroach infestations. If you suspect an infestation, contact Healthy Home Pest Control, LLC at 541-570-0095 to identify the species and recommend a course of treatment.
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Earth Accounting for Business Success and Savings Bookkeeping may not seem that important to most small business owners, but if you want your business to succeed, you absolutely must take the bookkeeping for your business very seriously. Many business owners choose to take advantage of the excellent accounting software that is available to help them do their own bookkeeping. However, accounting software, no matter how excellent or easy to use, can’t teach you the principles of accounting. Having a professional handle the accounting for your business insures you won’t miss any opportunities for growth, or the opportunity to avert disaster. Cash flow management isn’t possible without accurate bookkeeping, and no business can stand the test of time without it. To achieve effective cash flow management, there must be accurate accounting of all day-to-day financial activities for your business, such as recording all of your receipts and expenses, as well as tracking receivables and payables. Proper entries of financial transactions provide the
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Top Ten Tax Facts to Know Taste Gameif You Sell Your Home
ability to produce useful financial reports for your business. Why do you need financial reports? One example is if you want or need to borrow money BY Cheryl for your business; Vaun, financial reports are Complete one of the first things Business the bank will ask for. Solutions How can bookkeeping affect 541.981.9566 your year-end taxes? Tax professionals, whether they are CPA’s or Licensed Tax Preparers, can’t really do their best for you if you can’t provide them with good financial records. In fact, there are those who won’t even accept clients that cannot produce accurate balance sheets. For maximum benefit to your business, the tax professional and your bookkeeper should work together. Your bookkeeper can provide the tax professional with financial reporting to effectively and efficiently complete your tax filings. This ensures two things: accurate tax returns that get you the most allowable deductions, and reduced tax prep cost since it will take the preparer less time to complete. There is a third benefit: you get to spend your time actually running your business!
Did you know that if you sell your home and make a profit, the gain may not be taxable? That’s just one key tax rule that you should know. Here are ten facts to keep in mind if you sell your home this year: 1. If you have a capital gain on the sale of your home, you may be able to exclude your gain from tax. This rule may apply if you owned and used it as your main home for at least two out of the five years before the date of sale. 2. There are exceptions to the ownership and use rules. Some exceptions apply to persons with a disability. Some apply to certain members of the military and certain government and Peace Corps workers. For more details, refer to Publication 523 at IRS.gov. 3. The most gain you can exclude is $250,000. This limit is $500,000 for joint returns. The Net Investment Income Tax will not apply to the excluded gain. 4. If the gain is not taxable, you may not need to report the sale to the IRS on your tax return. 5. You must report the sale on your
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tax return if you can’t exclude all or part of the gain. And you must report the sale if you choose not to claim the exclusion. Cathy That’s also true if Baker, you get Form 1099American S, Proceeds From Bookkeeping Real Estate Transacand Tax tions. If you report the sale, you should 430 2nd Ave SE Albany, OR review the “Ques541.926.7982 tions and Answers on the Net Investment Income Tax” on IRS.gov. 6. Generally, you can exclude the gain from the sale of your main home only once every two years. 7. If you own more than one home, you may only exclude the gain on the sale of your main home. Your main home usually is the home that you live in most of the time. 8. If you claimed the first-time homebuyer credit when you bought the home, special rules apply to the sale. For more on those rules see Publication 523 at IRS.gov. 9. If you sell your main home at a loss, you can’t deduct it. 10. After you sell your home and move, be sure to give your new address to the IRS. You can send the IRS a completed Form 8822,
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Ten Tax Facts continued on page 14
Tips On HOw TO Be A RespOnsiBle peT OwneR • Keep only the type and number of pets for which you can provide appropriate food, water, shelter, health care and companionship. • Recognize that pet ownership requires an investment of time and money. • Recognize any decline in your pets quality of life and make timely decisions in consultations with veterinarians. • Albany Animal Hospital is here to provide the best care possible for the life of your pet. Our doctors and staff would like to acknowledge and give Thanks to our many loyal customers, both old and new, for entrusting us with your beloved companion animals.
629 Madison St SE Albany, OR 97321 (541) 926-8817 albanyanimalhospital.com
Emergency Services
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Don’t forg to spay or neet uter your pet!
Office Hours: M,T, Th 9a - 6p W, Fr 9a - 5p Alt Sat 9a - 12p
Powerful Herbs to Combat Candida For a tiny, single-celled organism, Candida Albicans can cause some big problems. This fungus exists normally, and harmlessly, in the eyes, mouth, intestines and genitals unless an overgrowth occurs, toppling the body’s normal balance of microorganisms. The resultant infections, which can include oral thrush, diaper rash and vaginal yeast infections, can be uncomfortable and unpleasant. Alarmingly, Candida infections are becoming increasingly resistant to conventional drugs. In addition, if the Candida fungus makes its way into the bloodstream, a rare but life-threatening condition can occur known as invasive Candiassis. The outcome can be fatal. Anything that disrupts the normal balance of microorganisms can put you at risk for Candida overgrowth. The use of antibiotics and steroids, emotional stress and environmental factors are common causes. Being overweight can also increase susceptibility. However, the primary cause of Candida seems to be a weakened immune system. Experts estimate that 90-percent of all people with HIV/AIDS will develop Candida infections.
Whether you are battling a fullblown Candida overgrowth or you simply want to prevent future infections from occurring, herbs are a powerful tool for naturally Brittney keeping Candida Haywood, at bay. There is not Owner Health enough room in this and Herbs column to list all of the herbs that are available to treat Candida but if you call us at 541-791-8400, or stop by at 630 Queen Avenue S.W. in Albany, one of herbalists will be glad to go over the options with you. A word of caution: avoid jumping into any anti-Candida regimen too quickly. Killing off Candida too fast can produce a die-off reaction that includes symptoms like foggy thinking, headaches and chills. For some people this can be quite uncomfortable. If you notice these symptoms, cut back on your dose and start again more slowly when the symptoms subside. Our master herbalists are standing by to discuss herbs and your health. A reminder that you can save some extra money by using the coupon code: health 14 for 20-percent off when visiting the store or ordering online at: www.betterhealthherbs.com.
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Your Furniture Destination We would like to welcome Cindie Derrickson as the new manager for Rife’s HWY 34 location. Cindie has worked at Rife’s since November 2013. She was born and raised in Albany, OR and has a love for the outdoors and animals. Rife’s Home Furniture features a great selection of living room, bedroom, dining room, home office, entertainment, accent, furniture, and mattresses, and can help you with your home design and decorating. Rife’s Home Furniture offers great quality furniture, at a low price to the Eugene, Albany, Salem, Springfield, Coos Bay, Sutherlin, Roseburg, Corvallis, Dallas, Siuslaw, Mt. Hood, Tillamook, Willamette, Deschutes, North Bend, Oregon area.
cozy autumn days!
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As you know, we recently opened up our newest store in Albany located at 1884 Fescue St. SE. But let’s not forget about our other Albany location that has been around for over 5 years, located at 29789 Highway 34 SW, Albany. Now with our two stores in Albany, we are better able to serve all of the Willamette Valley. Rife’s is proud to carry Stanton, a family owned and operated manufacturer located in Tualatin, OR. The Stanton name is synonymous with quality and is well known in the western US for craftsmanship and reliability. Come see us or give us a call Fescue st. 541-248-3916 or Highway 34 541-758-2020 and let us help you make your house a home.
oregon marionberry french toast
blue cheese burger with sweet potato fries
2802 Santiam Hwy, Albany (541) 928-4227
new featured entrées have arrived!
Find us on #iheartelmers www.eatatelmers.com
November 2014 • Page 13
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Travel Give the Gift of Love this Holiday Season
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Each year, the holidays seem to become increasingly commercialized and all about “stuff.” But at the heart of the holiday season, one central theme remains – love.’ One way to share the gift of love is by opening your home to animals in need. While many families are not prepared make a long-term commitment by adopting an animal, fostering animals is a fun and rewarding way to care for animals on a short-term basis. More than 1,600 cats and dogs are adopted from SafeHaven Humane Society each year, and one-third of them get their start in foster care. Animals that are placed with foster care families are either pregnant, a mom with her litter, injured/ sick, or too young and not fully vaccinated to stay at the humane society. SafeHaven has discovered that dogs and cats fostered in a nurturing environment are less likely to be returned to the shelter after adoption or suffer from behavior or training problems, and are better conditioned to be less stressed and more adaptable to life in their new homes.
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Fostering a dog or cat in need of a home, love, and care is a time-consuming effort, but it’s also one of the most rewarding ways to help homeless pets. Providing a foster home for animals in need relieves the strain on our shelter and helps set the stage for successful adoptions. It also keeps shelter space open, allowing SafeHaven to rescue more animals. If you’re interested in opening your home and giving the gift of love, please call 541.926.2924 to learn more about SafeHaven’s foster care program. SafeHaven Humane Society is a private, non-profit organization that has been serving the animals and people of Linn County and surrounding communities for 40 years. If you’re thinking about adopting a pet for your family, visit us today at the pet adoption and education center at 32220 Old Hwy 34 in Tangent. The shelter is open Tuesday to Friday from noon to 6 p.m., and weekends and Mondays from noon to 5 p.m. You can also see all of our adoptable animals online at safehavenhumane.org.
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Sweet, loving and active, that’s our Dexter. This 1-year-old American Staffordshire Terrier mix loves to play and loves attention! He’d do best in a home with older children since he can forget how strong he is at times!
Elroy is a very playful boy with lots of energy! This 1-year-old Lab mix hopes to find an active family who can keep up with him. Elroy is a loving, handsome boy ready to go home today!
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Wintertime Hazards for Our Pets By Eric Glaze Albany Animal Hospital
Winter is coming, so I thought I’d go through a quick refresher of some common wintertime hazards for our pets. First off, please bring pets inside when temperatures get too cold. It doesn’t have to be below freezing for dogs and cats to get to get hypothermia. Their ears and toes are vulnerable to frost bite just like ours. Cats will sometimes seek out warmth near the engines of cars so make sure to bang on the hood or honk the horn of your car before starting it up to scare away a cat that may be seeking shelter from the weather. We see some nasty fan belt injuries on cats during the winter months for this reason. Please consider using “pet safe” antifreeze for your cat that uses the ingredient propylene glycol instead of ethylene glycol. Although propylene glycol is not really safe, it is at least not incredibly lethal. A cat that walks through a puddle of deadly ethylene glycol can ingest a lethal amount simply by grooming its feet. In addition, please be aware that certain de-icing compounds including salts can be very irritating to your pet’s paw pads. It’s a good idea to pay close attention to your dog’s feet during winter months. If they walk through an area that has been de-iced, make sure to clean their feet when you get home.
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If you use a fireplace, make sure that it is pet-proof. Pets can be attracted to the flicker of flames, including candles, so make sure that no open flames are left unattended. If you don’t already have a smoke detector that also detects carbon monoxide, then please invest in one. Winter time is the season when carbon monoxide poisonings reach their peak. People who have gas powered devices like furnaces and stoves should definitely have these detectors. Small pets, especially pet birds, are very sensitive to this gas and can show symptoms including death long before we get sick, hence the term “the canary in the coal mine”. If you plan on having a live Christmas tree then please make sure your pets can’t get at the water at the base, especially if you add liquid fertilizers. Also avoid tinsel on trees if you have cats. When ingested, tinsel can obstruct a cat’s intestines in a very nasty way. Also watch out for the ribbons and fancy string that are sometimes used to wrap presents, as these can obstruct a cat’s intestines too. Mistletoe and poinsettias are mild to moderately toxic to dogs and cats. Rarely is enough ingested to cause serious damage to a dog or cat, but it is best to keep these plants out of reach. Hopefully the points listed here will help some pets avoid an emergency trip to the veterinarian this season.
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Page 14 • November 2014 Healthcare.gov continued from page 5
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glasses or contacts), hearing (exam and aids as low as $330 each), Nurseline, HouseCalls, and two riders for fitness and comprehensive dental. The riders can be added to your plan in any month and dis-enrolled in any month. There are no waiting periods and you can enroll and dis-enroll as often as you want. United Healthcare also continues to offer Plan 1 HMO – AARP MedicareComplete. This plan has minimal changes from year to year and only improves for 2015. United Healthcare lowered copayments for Skilled Nursing care and for Tier 1 prescription drugs copayments. I am conducting Community Meetings throughout the mid-Willamette Valley every week. Call and we will send you a flier so you can learn more, 541-757-7701. Are you going into the Coverage Gap (Donut Hole) and need help paying for a brand name drug? There is help out there. If you qualify for Extra Help, a program for low income individuals, this program will help you pay for your prescription drugs. And Pharmaceutical companies have said “we will help individuals get their prescription drugs” if they cannot afford it. There are programs out there called RxAssist, RxHope, Bridges to Access, Chronic Fund Disease and more. They are patient assistance programs to help you pay for prescription drugs. If you are in the Coverage Gap (aka Donut Hole), you may pay more than you can afford. I have helped my clients when they needed help. Ask how I can help you become my client. Call me at 541-757-7701.
Ten Tax Facts continued from page 11
Change of Address, to do this. Important note about the Premium Tax Credit. If you receive advance payment of the Premium Tax Credit in 2014, it is important that you report changes in circumstances, such as changes in your income or family size, to your Health Insurance Marketplace. You should also notify the Marketplace when you move out of the area covered by your current Marketplace plan. Advance payments of the premium tax credit provide financial assistance to help you pay for the insurance you buy through the Health Insurance Marketplace. Reporting changes will help you get the proper type and amount of financial assistance so you can avoid getting too much or too little in advance. If you still need to do your 2013 taxes, use IRS e-file to prepare and file your tax return. The tax software will do most of the hard work for you. You can use IRS e-file through Oct. 15. If you file a paper return, you may use the worksheets in Publication 523 to help you file. For more on the sale of a home see Publication 523 on IRS.gov. You can call 800-TAX-FORM (800-829-3676) to get it by mail.
541.928.4544 37
Tied together from this day forward! Celtic Deisgn in 14k Yellow Gold Credit 90 days same as cash O.A.C.
“At the foot of the bridge in Historic Downtown Albany” 140 First Ave. SW • Albany • 541.967.8140 • sidstevensjewelers.com
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Mushrooms
Every year at this time, we at the bookstore are asked for mushroom field guides. Since used copies are hard to come by (people generally keep them until they fall apart), we’ve started stocking new copies of a few titles that our most active mushroom-picking customers have recommended. All That the Rain Promises and More. David Arora. This is more commonly known as “the book with the weird guy on the cover.” Despite the . . . uh . . . interesting packaging, this remains the most-requested field guide. It has great color photos for all mushrooms, good descriptions & methods of identification, easy-tofollow organization, and information for each mushroom on its edibility. Mushrooms Demystified. David Arora. Yes, the same author; no, he’s not my relative. In this case, Arora provides content over convenience— this is more the book you’d keep at home than use as a field guide, as it contains over a thousand pages of information. However, this is the “Bible” of mushroom-pickers.
Mushrooming Without Fear. Alexander Schwab. This book only shows edible mushrooms. Thus, it is handy if that’s Scott your prime reason Givens, for tramping about Browsers the forest (or back Bookstores, yard) looking for and fellow mushrooms. This reviewer, book is a larger daughter, format than All That Amanda the Rain Promises, Givens and has spectacular pictures which really bring out the identifying elements of these species. The Complete Mushroom Hunter. Gary Lincoff. A good all-around book that goes beyond the field guide, and gets into history, cooking, and how to hunt them. A great second book for your mushroom library. Other non-book resources are the OSU Extension Office and the Oregon Mycological Society. Because of the potential health risks involved (such as death, a particularly unpleasant one), I would not recommend whipping out your smart phone and just “Googling” pictures of mushrooms! Finally, I would repeat the old adage that my wife uses when she discovers leftovers in the back of the fridge: “When in doubt, throw it out!”
A Season of Giving and A Season of Saving! November 28 BLACK FRIDAY 6am Door Busters
December 12-14 36 Hour Sale
Hundreds of Bibles, books, DVDs, CDs, art and gift items to choose from!
December 5-7 Kids’ Weekend
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Lots of great gift ideas for the kids including Bibles, books, toys, DVDs, music and more. All at great prices!
December 19 Mignight Sale
Give-a-ways every hour! Progressive Discounts every hour! Grand prize Drawing at Midnight valued at over $500!
December 26-January 25th January Clearance
Willamette Willamette Valley Valley Christian Supply Supply Christian
Connecting youtotoall allofyour ministry resource Connecting you yourMinistry resource needs needs
Right next to Rice’s Pharmacy in the King’s Plaza in Corvallis Willamettevalleychristiansupply.com Store Hours: Monday-Friday: 9am to 7pm I Saturday: 10am to 6pm I Sunday: 1 to 5pm
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• Over 200 booths • Unique handcrafted gifts • Visit Storybook Land
Linn County Fair & Expo Center 3700 Knox Butte Road Albany, OR 97322 lcfairexpo.com