Home By Geneva: Summer Edition 2024

https://www.genevafi.com/disclosures-and-licenses

Welcome

Summer has unfolded its warm embrace, and with it, our latest edition of Home By Geneva Magazine bursts with stories that marry innovation with integrity—a theme personified by our cover story featuring Aaron VanTrojen, our esteemed CEO. Aaron’s leadership not only drives profitability but also exemplifies a steadfast commitment to personal and corporate values, setting a standard for all of us aspiring to blend success with authenticity.

As we explore the facets of Aaron's vision, we see its echoes in the very fabric of this issue: from insightful articles on savvy financing options like HELOC and HERO loan programs, to our LO Spotlight on Jeanine Robbins, who brings personal dedication to every client interaction, ensuring that our business is as much about people as it is about property.

June is Men's Health Month, aligning with our commitment to wellness, showcased through articles that invite you to step outdoors, engage in mental health-enhancing activities, and share moments with loved ones, reflecting our core belief in the importance of balance.

As you flip through these pages, we hope you find inspiration to renovate, rejuvenate, and reconnect. Whether it's through the sustainable style tips, seaside essentials for your next beach outing, or travel ideas that beckon adventure, let this summer be one of stories worth telling.

Join us in embracing a season filled with growth, integrity, and heartfelt connections. Here’s to making this summer not only profitable in ventures but rich in values.

Cierra Dootson Geneva Financial Executive Director Of Marketing

Managing Editor Home By Geneva

by GENEVA HOME

Geneva Financial 180 S. Arizona Ave Ste 310 Chandler, AZ 85225 www.GenevaFi.com

EDITOR-IN-CHIEF

James Polinori

MANAGING EDITOR

Cierra Dootson

ART DIRECTOR

Jacque Huerta

CONTRIBUTING WRITERS

Bryce Freshour

Chris Green

PHOTOGRAPHER (COVER STORY)

Danny Rivera

Time-Tested Tales

Classic Literature to Elevate Your Summer Reading

LIFESTYLE

Have you been wanting to immerse yourself in a wonderful story, but TV shows, movies, and your favorite podcast aren’t cutting it? Look no further than books! There is no better time to pick up a novel and start reading than the summer! Whether you're lounging on the beach, relaxing in the park, or enjoying a quiet evening at home, these enduring tales offer an escape into worlds both real and imaginary. We’ve curated a selection of timeless literature to elevate your summer reading experience.

01

Pride and Prejudice by Jane Austen: Listed in no particular order*

Transport yourself to the elegant world of Regencyera England with Jane Austen's beloved romantic comedy. Follow the spirited Elizabeth Bennet as she navigates the complexities of love, society, and self-discovery in this enduring tale of wit and charm.

02 Alice's Adventures in Wonderland by Lewis Carroll:

Embark on a whimsical journey down the rabbit hole with Lewis Carroll's timeless tale of fantasy and imagination. Join Alice as she encounters a cast of eccentric characters, from the enigmatic Cheshire Cat to the tyrannical Queen of Hearts, in this surreal and enchanting masterpiece.

03 To Kill a Mockingbird by Harper Lee:

Set against the backdrop of the racially charged American South, Harper Lee's masterpiece explores themes of morality, justice, and compassion through the eyes of young Scout Finch. As her father, Atticus defends a black man who was falsely accused, the novel details the harsh realities of prejudice and the enduring power empathy has.

04

The Great Gatsby by F. Scott Fitzgerald:

Set in 1920s Jazz Age America, this classic novel from F. Scott Fitzgerald follows selfmade millionaire Jay Gatsby and his pursuit of wealth, love, and the American Dream. We recommend following this up with the feature film adaptation starring Leonardo DiCaprio for the full experience!

02

1984 by George Orwell:

Enter the dystopian world of George Orwell's "1984," where totalitarianism reigns supreme and individual freedom is but a distant memory. Follow Winston Smith as he rebels against the oppressive regime of Big Brother in this chilling and prescient exploration of power, surveillance, and truth.

03

Dune by Frank Herbert:

This is more than just a hit movie. Dune is based on a book detailing the epic journey of Paul Atreides as he explores the desert planet of Arrakis against a backdrop of political unrest and warfare. Enjoy this coming-of-age story as Paul discovers love, power, and vengeance in Frank Herbert’s classic story.

This summer let these timeless tales guide you on a literary journey. These pieces of classic literature promise to elevate your summer reading experience to new heights. Pack your beach bag and lose yourself in the magic of these enduring masterpieces under the sun.

Seaside Staples

Beach Day Essentials and Attire Trends

LIFESTYLE

As the temperature starts to rise, and the days grow longer, the thought of a relaxing beach day comes to mind for your next getaway! But, before you go, make sure you are equipped with the essential gear and trendy attire to make the most of your seaside adventure. From sun protection to stylish swimsuits, here is your guide to beach day essentials and attire trends.

Sun Protection

First and foremost, safeguarding your skin from the sun's harmful rays is very important. Remember to pack plenty of sunscreen with a high SPF rating to shield your skin from UV damage. Don't forget to reapply every few hours, especially after swimming or sweating. Additionally, a wide-brimmed hat and UV-blocking sunglasses offer extra protection for your face and eyes. Another important piece to bring would be a lightweight and breathable cover-up to provide additional coverage against the sun when you're not in the water.

Beach Towels and Blankets

A comfortable and absorbent beach towel is a must-have for lounging on the sand. If you are in the market for a towel, we recommend oversized towels that provide ample space for stretching out, keeping your personal items out of the sand, or wrapping up after a refreshing dip in the ocean. For those seeking a cozy spot for a beach picnic or nap, consider bringing along a soft and lightweight beach blanket or mat. Look for water-resistant options that are easy to shake off and clean.

Beach Bags and Totes

Keep your beach essentials organized and accessible with a spacious and durable beach bag or tote. Look for bags made from water-resistant materials like canvas or nylon to protect your belongings from sand and splashes. We prefer useful bag designs with multiple compartments and zippered pockets to keep your sunscreen, sunglasses, snacks, and valuables secure. Choose a stylish beach bag that complements your swimwear and reflects your personal taste.

Trendy Swimwear

Make a splash with the latest swimwear trends that combine style and functionality. From vibrant prints to flattering silhouettes, there's something for everyone this beach season. High-waisted bikini bottoms and retro-inspired one-piece swimsuits are making a full comeback, offering chic coverage and support with a hint of nostalgia. Embrace bold colors, tropical patterns, and playful details like ruffles and cutouts to make a fashion statement by the shore.

Putting our recommendations into practice, feel free to tag @HomeByGeneva on Instagram or Facebook!

Water Bottles and Hydration

Staying hydrated is key to enjoying a day in the sun, so be sure to pack plenty of water in reusable bottles. Invest in insulated stainless steel or BPA-free plastic bottles to keep your drinks cold and refreshing throughout the day. Consider adding electrolyte tablets or flavored water enhancers to your hydration routine for an extra boost of energy and replenishment. If you are looking to save space, a collapsible plastic bottle can give you an option to pack down and keep your water intake up.

Beach Umbrella or Sunshade

Live in luxury on the beach by bringing an umbrella or sunshade to your next beach day! Umbrellas and sunshades provide the perfect place to get out of the sun, rehydrate, reapply sunscreen, and refresh for your next stint out in the sun. Look for umbrellas and sunshades with UPF-rated fabric for extra sun protection, and make sure that the umbrella or sunshade is easily portable and doesn’t create a hassle from your trip from your car to the beach.

Beach Footwear

Choose footwear that can handle sand, surf, and rocky terrain with ease. Leave your boots, and moccasins at home! We recommend Flip-flops or sandals with sturdy straps that are ideal for navigating the beach, or water that shoes offer added protection for exploring rocky shores or coral reefs. Look for lightweight and quick-drying options that provide traction and support for walking on uneven surfaces. Don't forget to pack a pair of stylish and comfortable beach sandals for strolling along the boardwalk or grabbing a bite to eat after your fun in the sand.

Sustainable and Eco-Friendly Choices

Show your love for the ocean by opting for sustainable and eco-friendly beach gear. Choose swimwear made from recycled materials or sustainable fabrics like organic cotton or hemp. Pack reusable items such as water bottles, utensils, and snack containers to minimize singleuse plastic waste. Participate in beach clean-up efforts and do your part to keep the shoreline in good shape for future generations to enjoy.

Preparing for a day at the beach involves more than just sunscreen and a swimsuit. By selecting the right gear and embracing the latest attire trends, you can elevate your seaside experience and make lasting memories by the shore. From sun protection to sustainable choices, prioritize comfort, style, and environmental responsibility as you soak up the sun and surf. With the right essentials and a dash of beach chic, you're ready to dive into a day of fun and relaxation by the sea!

AdventureAwaits

Embrace the Season with These Travel Escapes

With summer quickly approaching, the time to start planning your vacation is now. Each region of the country is filled with attractions and cities that make for great vacation spots. To inspire you, we're showcasing some of this summer's hottest destinations you may not have heard about before!

WBetween the southwest, pacific northwest, and west coast, this region has so much variety to offer! Here, you can cool down at the beach or go hiking in the mountains and stay away from the wicked summer heat!

Leavenworth, WA - Experience a Bavarian-themed village without a passport! A short drive away from Seattle, this town will teach you all about this amazing culture, cuisine, and rich history!

Temecula, CA - The cool southern California weather and assortment of wineries to try, Temecula has been a fun vacation spot for years! Close to the beach and mountains, Temecula is only a short drive from San Diego and Los Angeles.

SThe south's culture is unique for each state and its warm weather has people visiting year round. Relax in the warm water of the Gulf Coast and try some southern style home cookin'!

Pigeon Forge, TN - A great vacation spot for the kids, Pigeon Forge has entertainment ranging from dinner shows to amusement parks. Check out Dollywood or go for a hike in the forest!

Raleigh, NC - Learn about southern culture by visiting one of the many art and history museums! Raleigh is also home to Pullen Park, one of the oldest amusement parks in the world!

MWExperience Midwestern hospitality at its finest and enjoy the beautiful summers it has to offer. Spend time outdoors at one of the numerous amusement parks or on the water swimming in the region's many lakes!

Mackinac Island, MI - Enjoy the stunning Michigan summers and head out to Mackinac Island! Bask in the beautiful water of Lake Superior and relax under the sun. If you have a sweet tooth, there are plenty of places to taste some delicious homemade fudge!

Wisconsin Dells, WI - Located in southern Wisconsin, the Dells has golfing, hiking, and is known as "The Waterpark Capital of the World" so there's plenty to do for the kids!

NEOverflowing with historical sites, the eastern part of the United States is the perfect region for history buffs. Each state has its own unique identity and the local seafood is distinctly one of a kind!

Salem, MA - History with a spooky twist! Salem is home to the witch trials that took place in the late 17th century. Less than an hour from Boston, you can learn the town's haunted past and catch a game at Fenway Park all in one day!

Newport, RI - You can find a little bit of everything in Newport. Spend a day at the beach, go wine tasting, or fuel your adventurous side by going whale watching!

This list has a little bit to offer for everybody. Hopefully one of these destinations can give you some memories you'll cherish forever!

LIFESTYLE

Sustainable Style Mastering the Thrifting Experience

In today's world, where sustainability is becoming increasingly important, mastering the art of thrifting offers a variety of benefits. From reducing expenses to minimizing environmental impact, thrifting is not only a savvy financial choice but also a conscious lifestyle decision. Let's delve into the world of thrifting and uncover why it's more than just a trend—it's a sustainable style revolution.

The Economic and Environmental Advantages of Thrifting

Cost-Effectiveness: Thrifting allows you to score incredible finds at a fraction of the cost compared to buying new items. Whether it's clothing, appliances, or furniture, thrift stores offer budget-friendly options without compromising quality.

Environmental Impact: By opting for second-hand items, you contribute to reducing waste and minimizing the demand for new production. Thrifting helps extend the lifespan of products, diverting them from landfills and conserving valuable resources.

Unlocking the Versatility of Thrifting

Fashion Finds: Thrift stores are treasure troves of unique clothing items, offering a diverse selection of styles from different eras. From vintage gems to contemporary pieces, you can curate a one-of-a-kind wardrobe while reducing your fashion footprint.

Household Essentials: Beyond fashion, thrift stores also offer a wide range of household items, including appliances and furniture. Whether you're furnishing a new home or upgrading existing pieces, thrifting provides endless possibilities for affordable home decor solutions.

Tips for Maximizing Your Thrifting Experience

Timing is Key: Visit thrift stores during off-peak hours, such as weekdays or early mornings, to avoid crowds and have first dibs on newly stocked items.

Explore Thoroughly: Take your time to browse through each section meticulously. Hidden gems often lurk amidst seemingly ordinary items, so thorough exploration is key to finding treasures.

Keep an Open Mind: Embrace the element of surprise and be open to unexpected discoveries. Don't limit yourself to specific brands or styles—thrifting is all about embracing diversity and individuality.

Quality Check: Before making a purchase, inspect items carefully for any damages or defects. While thrifted items offer great value, ensuring their quality ensures a worthwhile investment.

Let's go thrifting

Negotiate Wisely: Many thrift stores are open to negotiation, especially for bulk purchases or items with minor flaws. Polite negotiation can sometimes lead to additional discounts, allowing you to snag even better deals. Most thrift stores also host discount days, be sure to keep in touch with your local stores to be reminded of any potential sale days.

Pay It Forward: Once you've mastered the art of thrifting, consider donating items you no longer need back to thrift stores. By closing the loop, you contribute to the cycle of sustainability and support others in their thrifting journey.

Mastering the thrifting experience goes beyond just saving money—it's about embracing sustainability, creativity, and conscious consumerism. By incorporating thrifting into your lifestyle, you not only elevate your personal style but also contribute to a greener, more sustainable future. So, roll up your sleeves, sharpen your thrifting skills, and embark on a journey of sustainable style transformation.

Business, Fitness & Family with Aaron VanTrojen Work

Aaron VanTrojen: The Man Behind Geneva Financial

In the dynamic world of finance, where numbers often take precedence over character and profit margins overshadow principles, Aaron VanTrojen stands out as a beacon of authenticity and resilience. As the CEO of Geneva Financial, Aaron's journey from the fitness industry to mortgage banking is a testament to the power of passion, perseverance, and unwavering belief in oneself. In this in-depth cover story, we delve deep into the life and philosophy of a man who has defied the odds to build a company driven by integrity, innovation, and a commitment to excellence.

A Journey of Discovery

Aaron's venture into the mortgage industry was anything but conventional. After spending eight years managing health clubs—economic circumstances led him to pivot towards mortgage banking in 2001. While the transition wasn't fueled by a passion for mortgages initially, Aaron's entrepreneurial spirit and determination to succeed propelled him forward. "Things don't always work out as planned," he reflects, acknowledging the serendipity that often shapes our paths.

The Genesis of Geneva Financial

What began as a means to earn a living eventually blossomed into Geneva Financial, a company founded on principles of integrity, innovation, and a refusal to conform to the status quo. "I wasn't going to be able to work for my competition," Aaron recalls, highlighting his aversion to corporate conservatism and his desire to create a workplace culture where character trumped profit margins. Despite starting the company amidst the turmoil of the 2007 economic collapse, Aaron remained steadfast in his vision, attracting like-minded individuals who shared his values and commitment to excellence.

If you’re bringing more value to the table than you’re getting paid for, that’s a win.

- Aaron VanTrojen Founder & CEO, Geneva Financial

Navigating Turbulent Waters

From economic recessions to global pandemics, Geneva Financial has weathered its fair share of storms under Aaron's leadership. Yet, through sheer willpower and a refusal to succumb to adversity, the company not only survived but thrived. "It's hard to quantify exactly what that is, but the willingness not to fail," Aaron reflects, emphasizing the resilience that has been the cornerstone of Geneva Financial's success. By surrounding himself with individuals of good character and fostering a culture of integrity and perseverance, Aaron has navigated the company through some of its most challenging times, emerging stronger and more resilient than ever.

A Balancing Act: Fitness, Passion, and Business

Away from the office, Aaron's commitment to health and fitness is concrete. "I was tired of being a skinny little kid that got beat up every day," he chuckles, reflecting on his journey from scrawny teenager to fitness enthusiast. For Aaron, fitness isn't just a hobby—it's a way of life that mirrors his approach to business: dedication, consistency, and a drive to always improve. By prioritizing physical and mental well-being, Aaron embodies the principle that success is not just about financial gains but about holistic growth and fulfillment.

Taking Flight: Dreams in the Sky

Aaron's interests extend beyond the confines of the office and the gym. A lifelong dream of flying planes led him to pursue aviation as a hobby—a passion that embodies his adventurous spirit and his fondness for pushing boundaries. From humble beginnings in Cessnas to piloting the Epic E1000 GX, Aaron's love for aviation reflects his adventurous spirit and his willingness to embrace new challenges.

A Father's Pride: Racing Towards Dreams

Aaron's devotion to his daughter's racing career speaks volumes about his values as a father. "I've always liked fast cars," he grins, recalling his own aspirations of becoming a race car driver. Now, he channels that passion into supporting his daughter's dreams, instilling in her the belief that she can achieve anything she sets her mind to. Through his unwavering support and guidance, Aaron exemplifies the importance of nurturing and empowering the next generation to pursue their dreams fearlessly.

Guiding Principles for Success

As Aaron reflects on his journey, one principle stands out above all: belief in oneself. "I think that you can accomplish everything that you believe you can accomplish," he asserts. With unwavering determination and a commitment to excellence, Aaron VanTrojen continues to lead Geneva Financial towards a future defined not by its size, but by its unwavering dedication to its core values. In an industry often characterized by cutthroat competition and bottom-line mentality, Aaron VanTrojen remains a beacon of authenticity, proving that success is not just measured in profits, but in the impact we leave on those around us.

As Geneva Financial continues to chart its course in the mortgage industry, one thing is clear: with Aaron at the helm, the journey promises to be as extraordinary as the man himself—a testament to the power of passion, perseverance, and unwavering belief in oneself.

Seasonal Gardening

The Art of Starting Your Seasonal Garden

Want a fun summer hobby? Look no further than a seasonal garden! This wholesome activity provides you with a deep connection with nature, delving deep into the world of best practices to make sure your garden stays at peak performance all season. In this guide, we'll start from scratch, and help guide you through the fundamentals of creating and nurturing a garden that evolves with the changing seasons.

DESIGN/DIY

Planning Your Seasonal Garden:

Crafting a seasonal garden begins with thoughtful planning. Assess your goals, available space, and local climate to determine the best plants for each season. Consider the interplay of sunlight, rainfall, and temperature as you map out your garden's layout and design for your ideal garden!

Selecting Plants:

Choose a diverse array of plants suited to your region's seasonal variations, as well as important ingredients that play a role in your diet. From vibrant annuals to resilient perennials, select species that complement each other in color, texture, and growth habit. Prioritize plants that align with your gardening skill level and maintenance preferences.

Preparing the Soil:

The foundation of a flourishing garden lies in its soil. Conduct a soil test to gauge pH levels and nutrient content, then amend the soil based off the test. Enrich the earth with organic matter such as compost or aged manure to promote healthy root development and nutrient uptake. This is a major step in transforming your garden into the super garden of your dreams!

Planting Your Garden:

With soil prepped and plants selected, it's time to bring your garden to life. Follow planting guidelines for each species, spacing them appropriately to optimize growth and airflow. Embrace succession planting to extend your garden's productivity and ensure a continuous harvest.

Caring for Your Garden:

Nurturing your garden is a labor of love that requires vigilance, care, and a willingness to fail. Remember, every hardship is a learning opportunity! Maintain consistent moisture levels, watering deeply and regularly to sustain plant health. Keep a watchful eye for pests and bacteria, and step in to protect your plants from harm. Weed diligently to prevent unwanted competition for resources and space.

Enjoying the Fruits of Your Labor:

As your garden thrives and matures, you can finally enjoy the rewards of your hard work! Harvest fruits, vegetables, and flowers at their peak, savoring the flavors and fragrances of your seasonal bounty. Share your garden's abundance with friends, family, and neighbors, spreading joy and nourishment throughout your community. If you think your harvest is ready to share with the world, consider attending a Farmer's Market or creating a pop-up shop in your local community!

Seasonal gardening is a journey of discovery, patience, and renewal. By tending to your garden with care and intention, you'll create a vibrant sanctuary that thrives, even as the seasons pass. Are you ready to start? Remember our tips, start planning your garden, and feel free to tag us when your setup is complete! @HomeByGeneva

DIY BACKYARD FIRE PIT

Summer nights are best spent under the stars by a fire. Having a fire pit in your backyard is a great way to spend the summer with your loved ones, or even by yourself! With a few tool and supplies, you can cobble together your very own fire pit that you will cherish more for the hard work you put into it.

Here is the ultimate guide to putting together your very own backyard fire pit that don't require you to hire an expensive landscaper!

Tools And Essentials:

48 10.25" x 7" tumbled concrete wall blocks

48 3.5" x 7" mini tumbled concrete wall blocks

6 bags of river rock Rake

1

CREATE FOUNDATION

Create the first tier of the fire pit by forming a circle, alternating the large and mini bricks to create a pattern. Using a level, make sure the bricks are relatively even all the way around. If the circle is more than an inch or two uneven, remove the higher bricks and dig out the dirt underneath until they're level with the rest. It's important for the first level to be as even as possible to create a sturdy foundation.

2

BUILD SIDES

Begin the next layer by alternating the large and small bricks again, placing the small bricks on top of and in the middle of a larger brick to continue the pattern.

3

KEEP FIRE PIT LEVEL

During the assembly process, step back from time to time and make sure the fire pit wall is even. Adjust as necessary to keep it symmetrical and level.

Sit back, relax with good company, and toast some smores under the starry summer nights with your brand new firepit!

4

CLEAR AROUND PERIMETER

Using a hoe and a shovel, clear out a two-inch area around the perimeter of the fire pit. Apply a weed killer to cut back on weeds growing up around your new fire pit.

5

ADD RIVER ROCK

In the newly cleared area, pour river rock evenly around the perimeter. The addition of the river rock will give the fire pit a nice finished look and help keep the bottom layer of bricks from shifting.

6

FINISHING TOUCHES

Finish off your fire pit project by spreading the remaining river rock in the bottom of the pit to help with drainage and prevent weed growth.

7

CREATE A SEATING AREA

Resin Adirondack chairs are virtually maintenance-free and, with the addition of outdoor pillows and blankets, will make the area feel comfortable and cozy.

BACKYARD Must Have APPLIANCES

DESIGN/DIY

With the summer months rolling in and you'll be spending more time outdoors, now's the perfect time to redesign your backyard! Give your backyard a facelift by purchasing these must have appliances that will wow your guests and make your home the go to spot for neighborhood barbecues!

GRILL

Probably the most important backyard item, grills are a staple in many backyards across the U.S. Whether you prefer propane or charcoal, having a grill at your disposal opens up so many options for you to expand your culinary horizons! Grills come in many shapes, sizes, and have a plethora of add-ons that make any amateur chef happy.

FIREPIT

Add some flare (wordplay intended) to your backyard decor. There's no better way to ring in those long summer nights than by sitting around the fire, drinking a cold beverage, and roasting some marshmallows under the night sky. Firepits are often built in to patio

coffee tables, so you'll have a warm place to eat the delicious meals you cook up on the grill!

PIZZA OVEN

Avoid expensive delivery fees and purchase an at home pizza oven! With this, you can make fresh pizza in minutes that will taste just as good (if not better) than most pizza chains. This makes a great meal on game days, birthday parties, or any get together your heart desires. It's always a good time for pizza!

SMOKER

Step up your backyard grilling game and install a smoker! Often using wood chunks, smokers are used for more elaborate recipes that often take longer to cook. The perfect appliance for brisket and ribs, smokers are perfect for barbecues and other special occasions!

MINI REFRIGERATOR

Do you have a backyard island? If so, install a compact refrigerator to cool down your beverages during the hot summer months! Avoid the hassle of repeatedly going inside and out to grab refreshments when you can do that just steps away from the pool!

KEGERATOR

If you're a beer enthusiast you'll love this. A kegerator is a refrigerator that is intended to store and dispense kegs and can often be portable. Cool down during the hottest months of the year with an ice cold beer straight from the tap! If you prefer wine, wine coolers are a great alternative!

Revamp your backyard this summer with these awesome appliances! From cooking to storage, your backyard can have it all and so much more this summer!

PRESERVE

SEASON the

A Beginner's Guide to Home Canning

Have you seen the wonders of canning from a friend’s house or your social media but don’t know where to start for yourself? Home canning is a practice that transcends generations, connecting us to the rhythms of nature by saving amazing ingredients, fruits, and vegetables well past their prime seasons. For beginners, stepping into the world of home canning can seem like a lot, but we are here to help! This guide aims to demystify the process and inspire newcomers to embrace the magic of preserving food at home.

DESIGN/DIY

Before we talk about the actual canning process, it's essential to collect the right tools and equipment. While the list may seem daunting at first, rest assured that many of these items are investment pieces that will serve you for as long as you are canning. Essential tools include:

CANNING JARS:

Glass jars in various sizes, designed specifically for canning.

LIDS AND BANDS:

Two-piece lids consisting of a flat lid and a screw band to secure it in place.

CANNING POT OR WATER BATH CANNER:

A large pot with a rack to hold jars during processing, or a dedicated water bath canner for high-acid foods.

PRESSURE CANNER:

Necessary for canning low-acid foods like vegetables, meats, and soups.

BASIC UTENSILS:

Jar lifter, canning funnel, bubble remover, and a non-reactive ladle for filling jars.

These tools will provide you with all you need to dabble in this timeless activity.

Canning Basics

Home canning techniques may seem intimidating at first, but with practice and patience, they quickly become second nature. Start with simple recipes for jams, pickles, or fruit preserves, which typically require water bath canning. As you gain confidence, you can explore more advanced methods like pressure canning for meats and vegetables.

Follow recipes closely, paying careful attention to measurements, processing times, and safety guidelines. Keeping your hands and your canning area sanitized is essential to avoid spoilage, so be on top of sterilizing jars and utensils before use. Also, be sure to have fun!

More than Just Canning

Beyond the practical benefits of home canning lies a deeper sense of connection—to the land, to the seasons, and to the generations that came before us. Each jar holds not just food, but memories of shared meals, fun harvesting memories, and the love and care that went into its creation. So savor the moments spent in the kitchen, enjoy the satisfaction of a well-stocked pantry, and share the fruits of your labor with friends and family.

Ready to Can?

Home canning is more than just a way to preserve food — it's a celebration of nature's bounty and a testament to the power of tradition and craftsmanship. As you embark on your canning journey, embrace the joy of discovery, the thrill of experimentation, and the satisfaction of knowing that you're preserving not just food, but a way of life. Happy canning!

Jeanine Robbins

Branch Manager | NMLS #198078

HUMAN SPOTLIGHT

We sat down with Geneva Financial Branch Manager Jeanine Robbins to discuss the importance of using social media to advertise your business, the challenges and rewards of producing content, and what you should know before starting on a platform.

Jeanine’s Path to Becoming a Social Media Guru

Recognizing the potential of leveraging video content to establish a stronger online presence, Jeanine began making videos consistently in 2022. This has allowed her to personalize her brand as “The Loan Angel” and increase her business in the mortgage industry.

This has helped keep her motivated through the sometimes-turbulent market. The sense of recognition and impact she sees from her videos drives her to produce more consistently and reach a larger audience. This audience primarily lies on Instagram, TikTok, and Facebook, and the plan is to begin making more content specifically for YouTube. As more videos are being shot, Jeanine has grown increasingly more comfortable in front of a camera.

However, this didn’t happen overnight. Initially, Jeanine faced challenges filming and spoke of the anxiety it brought her, joking that the best way to relax before a shoot was a strong drink. She became more comfortable as she filmed her “American Dream” series, as she developed a strong rapport with her film crew over time.

As for many creators, it takes time to feel comfortable filming, but Jeanine began to feel at ease as she developed her content creation process.

This process starts with watching market trends, recent events, and common inquiries from her followers, helping her conceptualize her videos. From there she scripts the video, meticulously outlining the introduction, questions, talking points, and conclusion, often collaborating with a team member to optimize the script.

However, Jeanine advises to not stick to the script and stresses the importance of authenticity. Being genuine and showing your personality is a great way to establish a brand identity and create a loyal audience. Jeanine keeps this authenticity by not focusing too much on the statistics, rather she often views the quality as the grounds for a successful video.

Creating A Brand

As mentioned, Jeanine emphasizes authenticity and connecting with the audience to establish a better brand identity. Jeanine often films about lifestyle aspects in her videos, showcasing restaurants and tourist spots in her hometown of Scottsdale, Arizona, many of these places Jeanine goes to herself. This personalization creates a sense of identity and forms a connection with the audience, seeing Jeanine as more than someone on their screen, but as a person.

She also uses popular features such as “stitching” on TikTok Tok where she answers a commenter's questions directly in a video. Exploring new features and using popular ones is also great for getting a boost from the algorithm, allowing Jeanine to gain more views that way. On top of her interactions with followers, Jeanine has established her brand in a more traditional sense. By utilizing the same fonts, colors, and logos, she established a consistent presence and made her style recognizable like many other businesses do.

What Challenges Has Jeanine Faced?

As is the case for many content creators, balancing the time to create content and continue to work her full-time job can be challenging. Jeanine says that it is important to focus on self-care to avoid burnout and a loss of motivation. To help make time for this, Jeanine sets specific times when she knows she won’t be as busy during the week. Oftentimes, she opts to create multiple videos at once to avoid filming in back-to-back weeks. Detailed coordination with her social media team is essential to maintain productivity and maintain the expectations her audience has set for her.

Financial difficulties and changing companies made it harder to stay motivated. As the days dragged on, Jeanine stated that she often did not have the motivation to film but pushed through. Her former company was not as supportive of her filming efforts and was resistant to utilizing social media as a marketing tool. This persisted until she returned to her home at Geneva Financial. Jeanine says that Geneva played a pivotal role in her content gaining more of a following and was supportive of her content creation efforts.

Tips For a Loan Officer

Since starting her social media channels and producing video content, Jeanine has observed a significant uptick in business. Her videos resonate with an audience, increasing engagement and inquiries from realtors and potential clients. Jeanine says that you don’t need high-quality equipment to do so either, a setup with your phone's camera and adequate lighting is all you need. Once you begin to film more and become more comfortable, then you can worry about investing in better equipment. It is important to understand that this will gradually progress, and you likely won’t see success overnight.

While initially relying on a teleprompter for her videos, Jeanine suggests not sticking to the script. This can come across as unnatural and awkward. Over time, you will become more comfortable with the equipment through trial and error. As a loan officer, Jeanine focuses mostly on educating her audience with her videos. With younger generations coming to the age of homebuying, there is a new wave of potential clients who need to be informed about the industry. A good call to action to create Fear of Missing Out (FOMO) can convince viewers to strike on a home loan sooner rather than later.

While she aims to educate the younger, Gen Z audience, her primary audience and clientele is in the 30–50-year-old range. This includes a lot of first-time homebuyers, reasoning that education is essential for this group, driving much of her content strategy.

Jeanine believes that loan officers should prioritize social media and the increasing digital landscape. Speak from their experience in the industry, leverage social media to stay competitive, and connect with potential clients directly. She also suggests keeping a keen eye on specific products and educating yourself on their benefits will show you to a targeted audience. Focus on first-time homebuyers, educate them on the industry, and teach them about the homebuying process.

Plans For the Future

Going forward, Jeanine plans on producing more content for YouTube. This includes longer-form videos and turning her videos into YouTube Shorts, one of the platform's newer features. Jeanine has the intention of incorporating more live content into the mix as it offers her a way to interact with her audience immediately and more directly.

Jeanine plans to start new marketing campaigns including additional shows that aim toward a wider audience and to solidify her brand’s position in the market.

EatsHEALTHY

https://www.tasteofhome.com

SWEET POTATO TOAST

Serves 1 Method Stove Top 15 minutes

DIRECTIONS:

INGREDIENTS:

1 small sweet potato, cut lengthwise into 1/4 in. slices

2 eggs

1/2 avocado

1 giant handful baby spinach

Extra virgin olive oil

Garlic salt

Seasonings

Add a sweet potato slice to each toaster slot then toast on high for the longest duration offered by your toaster. Flip and rotate the sweet potato slices then toast again on high and for the longest duration. If the sweet potato slices aren't tender by this point, flip and rotate once more then toast a third time (might only need half the duration as previous rounds.) Top toasted sweet potato slices with avocado mashed with a little garlic salt then set aside.

Meanwhile, place a small skillet over medium-high heat then add a drizzle of extra virgin olive oil. Add baby spinach then season with garlic salt and saute until tender. Place on top of mashed avocado.

Turn heat down to medium then cook eggs to your liking - sunny side up, fried, scrambled, etc - season with the seasoning of your choice. Place eggs on top of spinach then serve.

INGREDIENTS:

3/4 c. water, divided

1/4 c. tri-colored quinoa, rinsed

2 tbsp. dried goji berries or dried cranberries

1 small banana

1/4 c. unsweetened almond milk

1 tbsp. maple syrup

1/8 tsp. ground cinnamon

1/8 tsp. vanilla extract

1/4 c. fresh or frozen unsweetened blueberries

1 tbsp. chopped walnuts

1 tbsp. slivered almonds

1 tbsp. fresh pumpkin seeds

Optional: Additional unsweetened almond milk and maple syrup

Serves 1 Method Stove Top 20 Minutes

DIRECTIONS:

In a small saucepan, bring 1/2 cup water to a boil. Add quinoa. Reduce heat; simmer, covered, until liquid is absorbed, 12-15 minutes.

Meanwhile, soak berries in remaining water for 10 minutes; drain. Halve banana crosswise. Slice 1 banana half; mash the other.

Remove quinoa from heat; fluff with a fork. Mix in mashed banana, almond milk, maple syrup, cinnamon and vanilla.

Transfer to an individual bowl; add blueberries, walnuts, almonds, pumpkin seeds, banana slices and goji berries. If desired, serve with additional almond milk and maple syrup

LOADED QUINOA BREAKFAST BOWL

BREAKFAST NAAN PIZZA

INGREDIENTS:

1 whole-wheat naan

2 tbsp. part-skim ricotta cheese

1 tbsp. low-sodium marinara or pesto

1/2 tsp. lemon zest

1 large egg

1 tbsp. grated Parmesan cheese

Chopped fresh basil and ground pepper for garnish

Serves 1 Method Oven 10 Minutes

DIRECTIONS:

Preheat oven to 425°F.

Coat a rimmed baking sheet with cooking spray.

Place naan on the prepared pan. Mix ricotta, marinara (or pesto) and lemon zest in a small bowl. Spread the mixture onto the naan, creating a well in the center. Carefully crack egg into the well. Sprinkle with Parmesan. Bake until the naan is golden, the egg white is set and the cheese is melted, 8 to 10 minutes. Garnish with basil and pepper, if desired.

https://iowagirleats.com

VERY-VEGGIE CAULIFLOWER HASH BROWN BREAKFAST BOWL

INGREDIENTS:

1/2 avocado

1/2 lime or lemon

Garlic powder

Salt Pepper

2 eggs

Extra virgin olive oil

1-1/2 c. cauliflower rice

4 oz. mushrooms, sliced

1 small handful baby spinach

1 green onion, chopped

Salsa

Serves 1 Method Stove Top 25 Minutes

DIRECTIONS:

Add avocado, lime or lemon juice, garlic powder, salt, and pepper to taste to a small bowl then mash with a fork and set aside. Whisk eggs with salt and pepper in a small bowl then set aside.

Heat a drizzle of extra virgin olive oil in a 10" skillet over medium heat. Add mushrooms then saute until they release their water. After the water has cooked off, season mushrooms with garlic powder, salt, and pepper, then saute until golden brown. Scoop into a bowl then set aside.

Turn heat up to medium-high then add another drizzle of extra virgin olive oil to the skillet. Add cauliflower, season with garlic powder, salt, and pepper, then saute until crisp-tender, 4-5 minutes. Scoop cauliflower into your serving bowl then set aside.

Turn heat back down to medium then add the mushrooms back into the skillet along with the green onions and baby spinach. Saute until spinach is barely wilted, 30 seconds, then add whisked eggs and scramble. Scoop mixture on top of sautéed cauliflower hash browns then top with mashed avocado and salsa.

RECIPES

www.delish.com

GRILLED PORTOBELLO TACOS

INGREDIENTS:

Serves 8

1/2 c. vegetable oil, plus more for grill

2 tsp. chili powder

2 tsp. garlic powder

1 tsp. ground cumin

3 tsp. fresh lime juice, divided

2 tsp. kosher salt, divided

4 large portobello mushrooms, cleaned, stemmed, gills removed, sliced 1/2" thick

2 c. thinly sliced Napa cabbage

1/4 c. thinly sliced red onion

2 tbsp. fresh cilantro, thinly sliced, plus more for serving

1 avocado, thinly sliced

8 (5" to 6") corn tortillas, warmed

Cotija cheese, for serving (optional)

Method Grill

DIRECTIONS:

minutes

In a medium bowl, whisk oil, chili powder, garlic powder, cumin, 1 tablespoon lime juice, and 1 1/2 teaspoons salt.

Arrange mushrooms in a single layer in a shallow glass baking dish. Pour marinade over mushrooms, gently turning to coat as needed. Set aside at room temperature for 30 minutes.

Meanwhile, in a medium bowl, toss cabbage, onion, 2 tablespoons cilantro, and remaining 2 tablespoons lime juice; season with remaining 1/2 teaspoon salt.

Prepare a grill for medium-high heat; preheat 5 minutes (or heat a grill pan over medium-high heat). Clean and oil grates.

Remove mushrooms from marinade, letting excess drip off. Grill in a single layer, turning halfway through, until deeply marked on both sides, 1 to 2 minutes per side.

Arrange 2 slices avocado and a handful of slaw in the center of each tortilla. Top with 3 to 4 grilled portobello slices and a smattering of cilantro and cotija.

SPINACH & HERB TURKEY BURGERS

WITH PORTOBELLO "BUNS"

INGREDIENTS:

1 lb. lean ground turkey

1 c. frozen chopped spinach, thawed and squeezed dry

1/3 c. Kalamata olives, chopped

1 1/2 tsp. lemon zest

1 tsp. garlic powder

1/2 tsp. dried oregano

3/4 tsp. salt, divided

1/2 tsp. ground pepper, divided

2 tbsp. extra-virgin olive oil

8 large portobello mushrooms, stems removed (see Tip)

4 tbsp. tzatziki

1 c. arugula

8 (1/4 inch thick) rings red onion

Serves 4 Method Oven 35 Minutes

DIRECTIONS:

Position racks in upper and lower thirds of the oven; preheat to 425 degrees F. Coat a baking sheet with cooking spray.

Combine turkey, spinach, olives, lemon zest, garlic powder, oregano, 1/2 teaspoon salt and 1/4 teaspoon pepper in a medium bowl; mix well. Form into four 4-inch patties. Place on the prepared baking sheet.

Brush oil all over the portobellos, then sprinkle with the remaining 1/4 teaspoon each salt and pepper. Place the mushrooms on a wire rack placed over another large rimmed baking sheet. Place both baking sheets in the oven and bake, switching positions halfway through, until the mushrooms are soft and the burgers are cooked through, 14 to 16 minutes.

Place each turkey patty on a mushroom cap. Top each with 1 tablespoon tzatziki, 1/4 cup arugula and 2 onion rings. Top with the remaining mushrooms.

PHILLY CHEESESTEAK LETTUCE WRAPS

INGREDIENTS:

2 tbsp. vegetable oil, divided

1 large onion, thinly sliced

2 large bell peppers, thinly sliced

1 tsp. dried oregano

Kosher salt

Freshly ground black pepper

1 lb. skirt steak, thinly sliced

1 c. shredded provolone

8 large butterhead lettuce leaves

1 tbsp. freshly chopped parsley

Serves 4 Method Stove Top 30 Minutes

DIRECTIONS:

In a large skillet over medium heat, heat 1 tablespoon oil. Add onion and bell peppers and season with oregano, salt, and pepper. Cook, stirring often, until vegetables are tender, about 10 minutes. Remove peppers and onions from skillet and heat remaining oil in skillet.

Add steak in a single layer and season with salt and pepper. Cook until steak is seared on one side, about 2 minutes. Flip and cook until the steak is seared on the second side and cooked to your liking, about 2 minutes more for medium.

Add onion mixture back to skillet and toss to combine. Sprinkle provolone over steak and onions then cover skillet with a tight-fitting lid and cook until the cheese has melted, about 1 minute. Remove from heat.

Arrange lettuce on a serving platter. Scoop steak mixture onto each piece of lettuce. Garnish with parsley and serve warm.

| https://www.delish.com

PRIMAVERA-STUFFED CHICKEN

INGREDIENTS:

Serves 4

4 boneless, skinless chicken breasts (about 1 1/2 pounds)

1 zucchini, halved lengthwise and thinly sliced into half-moons

3 medium tomatoes, halved and thinly sliced into half-moons

2 yellow bell peppers, thinly sliced

1/2 red onion, thinly sliced

2 tbsp. extra-virgin olive oil

1 tsp. Italian seasoning

Kosher salt

Freshly ground black pepper

1 c. shredded mozzarella

Freshly chopped parsley, for garnish

Method Oven

DIRECTIONS:

Preheat oven to 400°.

Minutes

Make slits in each chicken breast, being careful not to cut through completely, and stuff with zucchini, tomatoes, bell peppers, and red onion.

Drizzle with oil and season with Italian seasoning, salt, and pepper. Sprinkle with mozzarella.

Bake until chicken is cooked through and no longer pink inside, 25 minutes.

Garnish with parsley before serving.

RECIPES

CRISPY CHIPOTLE CHICKEN TACOS

Serves 8

INGREDIENTS:

AVOCADO RANCH SAUCE:

1 avocado

1 jalapeño, seeded and chopped

2 cloves garlic

1/2 c. packed fresh cilantro

1/4 c. buttermilk

1/4 c. sour cream

Juice of 1 lime

Kosher salt

Freshly ground black pepper

TACOS:

1 tbsp. extra-virgin olive oil

1 medium yellow onion, chopped

3 cloves garlic, minced

1 lb. ground chicken

1 chipotle chile in adobo sauce, chopped, plus

2 tbsp. adobo sauce

1 tsp. chili powder

1 tsp. cumin

Kosher salt

Freshly ground black pepper

3 c. shredded cheddar, divided

8 small corn tortillas

Fresh cilantro leaves, for serving

Method Stove Top 50 minutes

DIRECTIONS:

AVOCADO RANCH SAUCE:

In a food processor or blender, puree avocado, jalapeño, garlic, cilantro, buttermilk, sour cream, and lime juice until smooth; season with salt and pepper.

Transfer sauce to an airtight container. Refrigerate until ready to use.

Make Ahead: Sauce can be made 3 days ahead. Keep refrigerated

TACOS:

In a large skillet over medium heat, heat oil. Add onion and cook, stirring, until softened, about 5 minutes. Add garlic and cook, stirring, until fragrant, about 1 minute more. Add chicken and cook, breaking up meat with a wooden spoon, until no longer pink, about 8 minutes. Add chipotle chile, adobo sauce, chili powder, and cumin; season with salt and pepper. Remove from heat.

In a small nonstick skillet over medium heat, arrange about 1/4 cup cheese in a circle in an even layer about the size of your tortillas. Place a tortilla on top. Spoon some chicken filling on one half of tortilla and about 2 tablespoons cheese on the other half. Cook until cheese on bottom starts to crisp, about 4 minutes. Using a rubber spatula, fold the half with cheese up and over chicken, pressing to help taco remain closed. Cook until warmed through, about 1 minute, then flip and continue to cook until other side is warmed through, about 1 minute more. Transfer to a plate. Repeat with remaining tacos.

Top tacos with cilantro. Serve with avocado ranch sauce alongside.

EGG ROLL BOWLS

INGREDIENTS:

1 tbsp. vegetable oil

1 clove garlic, minced

1 tbsp. minced fresh ginger

1 lb. ground pork

1 tbsp. toasted sesame oil

1/2 onion, thinly sliced

1 c. shredded carrot

1/4 green cabbage, thinly sliced

1/4 c. low-sodium soy sauce

1 tbsp. sriracha

Kosher salt

1 green onion, thinly sliced

1 tbsp. toasted sesame seeds

Serves 4 Method Stove Top 35 Minutes

DIRECTIONS:

In a large skillet over medium heat, heat vegetable oil. Add garlic and ginger and cook until fragrant, 1 minute.

Add pork and cook, stirring occasionally, until meat is golden in parts and cooked through, 8 to 10 minutes, breaking meat into small pieces with spoon or spatula.

Push pork to the side and add sesame oil. Add onion, carrot, and cabbage. Stir to combine with meat and add soy sauce and sriracha. Cook until cabbage is tender, 5 to 8 minutes. Season to taste with salt.

Transfer mixture to a serving dish and garnish with scallions and sesame seeds.

RECIPES

https://www.tasteofhome.com

ROASTED SWEET POTATO & CHICKPEA PITAS

Serves 6

INGREDIENTS:

2 medium sweet potatoes (about 1-1/4 lbs.), peeled and cubed

2 cans (15 oz. each) chickpeas or garbanzo beans, rinsed and drained

1 medium red onion, chopped

3 tbsp. canola oil, divided

2 tsp. garam masala

1/2 tsp. salt, divided

2 garlic cloves, minced

1 c. plain Greek yogurt

1 tbsp. lemon juice

1 tsp. ground cumin

2 c. arugula or baby spinach

12 whole wheat pita pocket halves, warmed

1/4 c. minced fresh cilantro

Method Stove Top 20 Minutes

DIRECTIONS:

Preheat oven to 400°.

Place potatoes in a large microwave-safe bowl; microwave, covered, on high 5 minutes. Stir in chickpeas and onion; toss with 2 tablespoons oil, garam masala and 1/4 teaspoon salt.

Spread into a 15x10x1-in. pan. Roast until potatoes are tender, about 15 minutes. Cool slightly.

Place garlic and remaining 1 Tbsp. oil in a small microwave-safe bowl; microwave on high until garlic is lightly browned, 1 to 1-1/2 minutes. Stir in yogurt, lemon juice, cumin and remaining 1/4 tsp. salt.

Toss potato mixture with arugula. Spoon into pitas; top with sauce and cilantro.

CHICKEN & VEGETABLE FOIL PACKETS

INGREDIENTS:

2 (8 oz) boneless skinless chicken breasts

2 small red potatoes cubed*

2 small yukon gold potatoes cubed*

1 c. baby carrots sliced in half lengthwise

1 zucchini sliced into 1/4 inch thick rounds

4 tbsp. Stubb’s Bar-B-Q Spice Rub divided

1 tbsp. olive oil

Serves 2 Method Grill/Oven 50 Minutes

DIRECTIONS:

Rub each chicken breast with one tablespoon spice rub each. Set aside.

Prep veggies and toss with olive oil and two tablespoons spice rub.

Grab two large sheets of tin foil. On each sheet, lay down half the veggies. Top each with one chicken breast.

Loosely wrap, making sure that it's sealed completely. Grab two more sheets of tin foil. Seam side down, place the wrapped packets on another piece of foil and wrap again.

GRILLING:

Preheat grill for 10 minutes at medium high.**

Grill with the lid closed, rotating every five minutes and flipping halfway through, for about 25 minutes, or until chicken breasts are cooked and vegetables are tender.

Let rest for 5 minutes.

OVEN BAKED:

Preheat oven to 450 degrees F.

Place packets on an unlined baking sheet and bake for 35-50 minutes.

Let rest for 5 minutes

INGREDIENTS:

1 (2 1/2 to 3 pound) spaghetti squash, cut in half lengthwise and seeds removed

3 tbsp. water, divided

1 (5 oz) package baby spinach

1 (10 ounce) package frozen artichoke hearts, thawed and chopped

4 oz. reduced-fat cream cheese, cubed and softened

1/2 c. grated Parmesan cheese, divided

1/4 tsp. salt

1/4 tsp. ground pepper

Crushed red pepper & chopped fresh basil for garnish

DIRECTIONS:

Place squash cut-side down in a microwavesafe dish; add 2 tablespoons water. Microwave, uncovered, on High until tender, 10 to 15 minutes. (Alternatively, place squash halves cut-side down on a rimmed baking sheet. Bake at 400 degrees F until tender, 40 to 50 minutes.)

Meanwhile, combine spinach and the remaining 1 tablespoon water in a large skillet over medium heat. Cook, stirring occasionally, until wilted, 3 to 5 minutes. Drain and transfer to a large bowl.

Position rack in upper third of oven; preheat broiler.

Use a fork to scrape the squash from the shells into the bowl. Place the shells on a baking sheet. Stir artichoke hearts, cream cheese, 1/4 cup Parmesan, salt and pepper into the squash mixture. Divide it between the squash shells and top with the remaining 1/4 cup Parmesan. Broil until the cheese is golden brown, about 3 minutes. Sprinkle with crushed red pepper and basil, if desired.

CHEESY SPINACH & ARTICHOKE STUFFED SPAGHETTI SQUASH

Serves 4 Method Oven 25 Minutes

https://iowagirleats.com

ITALIAN CHICKPEA SALAD

INGREDIENTS:

Serves 6

15 oz. can chickpeas, drained and rinsed

3 Roma tomatoes, seeded and chopped

1 green pepper, seeded and chopped

1/2 small red onion, chopped

1/4 c. lightly packed fresh basil, chopped

2 tbsp. drained capers

1/3 - 1/2 c. Italian dressing

Salt

Big pinch of dried oregano

Method N/A 15 minutes

DIRECTIONS:

Add chickpeas through Italian dressing to a large bowl then season to taste with salt and dried oregano. Toss to combine then refrigerate until ready to serve.

To make ahead: combine all ingredients except tomatoes and basil in a large bowl and refrigerate. Add tomatoes and basil before serving.

https://www.eatingwell.com

RECIPES

SHEET-PAN CHILI-LIME SALMON WITH POTATOES & PEPPERS

INGREDIENTS:

1 lb. Yukon Gold potatoes, cut into 3/4inch pieces

2 tablespoons extra-virgin olive oil, divided

3/4 tsp. salt, divided

1/4 tsp. ground pepper

2 tsp. chili powder

1 tsp. ground cumin

1/2 tsp. garlic powder

1 lime, zested and quartered

2 medium bell peppers, any color, sliced

1 1/4 lbs. center-cut salmon fillet, skinned, if desired, and cut into 4 portions

DIRECTIONS:

Preheat oven to 425 degrees F.

Minutes

Coat a large rimmed baking sheet with cooking spray.

Toss potatoes, 1 tablespoon oil, 1/4 teaspoon salt and pepper together in a medium bowl. Transfer to the prepared pan and roast for 15 minutes.

Meanwhile, combine chili powder, cumin, garlic powder, lime zest and the remaining 1/2 teaspoon salt in a small bowl. Place bell peppers in the medium bowl and add the remaining 1 tablespoon oil and 1/2 tablespoon of the spice mixture; toss well to coat. Coat the salmon with the remaining spice mixture.

After 15 minutes, remove the pan from the oven. Add the peppers and stir to combine. Roast for 5 minutes. Remove from the oven; move some of the vegetables over and add the salmon to the pan. Roast until the salmon is just cooked through, 6 to 8 minutes. Serve with lime wedges.

INGREDIENTS:

1 lb. dried ziti noodles

1 cauliflower head, cut into smaller florets

2 tsp. avocado oil

2 1/2 – 3 c. marinara divided

2 c. shredded cheddar cheese divided

2 tbsp. fresh basil, chopped

1 tbsp. fresh oregano, chopped

DIRECTIONS:

Preheat oven to 375F.

Roast the cauliflower: arrange the cauliflower florets on a baking sheet, drizzle with oil, and a pinch of salt. Toss until the florets are evenly coated in oil and bake for 30 minutes, flipping halfway through.

Cook the pasta: While the cauliflower is roasting, bring a large pot of salted water to a bowl (about 2 teaspoons of salt). Then cook the pasta as the box instructs, drain and place the pasta noodles back into the pot. Set aside.

Mix the ingredients together: When the cauliflower is finished, add to the pot of pasta with 1 cup marinara, 1 cup of cheese, and fresh herbs. Mix then add to a baking pan/dish.

Top and bake: then top the pasta with the rest of the marinara and cheese. Cover and bake for 45 minutes. Remove from the oven and enjoy with additional fresh herbs!

CAULIFLOWER BAKED ZITI

INGREDIENTS:

4 c. cubed frozen watermelon (seeds removed)

2 c. sliced frozen strawberries

2 c. sliced frozen bananas

1/2-1 c. almond milk, coconut milk, or coconut water (each provides a unique flavor and texture

Serves 4 Method Stove Top 5 Minutes

DIRECTIONS:

If you haven’t already frozen your fruit, ensure it’s nice and ripe and juicy (the sweeter, the better) then slice and freeze on a parchment-lined baking sheet. Freeze overnight or for at least 4-6 hours or until firm like ice. (Note: Prep time does not include this step.)

To a high-speed blender (or food processor) add frozen watermelon, frozen strawberries, and frozen banana. Top with the lesser amount of dairy-free milk of choice or coconut water.

Blend on low, then on high, using the tamper to blend the ingredients together if using a highspeed blender. If using a food processor, blend in 30-second increments, then remove lid and scrape down sides as needed.

If it has trouble blending, add more dairy-free milk or coconut water a little at a time. Be sure not to add too much or the sorbet can get too liquidy. Alternatively, you can try letting the fruit thaw slightly in the blender before resuming. Taste and adjust flavor as needed. Add more fruit of choice if you want more of its flavor to come through (we go heavy on watermelon and it doesn’t disappoint).

Transfer to a serving bowl and enjoy immediately, plain or topped with sliced fruit of choice. Or, transfer to a parchment-lined loaf pan, cover with more parchment paper, and freeze until firm, then scoop and serve in a bowl or on a cone.

Leftovers will keep in the freezer up to 2 weeks. If not freezing in a loaf pan, this sorbet freezes well in popsicles or ice cube molds (blend again later with more dairy-free milk or coconut water to achieve sorbet consistency).

STRAWBERRY WATERMELON SORBET

RECIPES

https://www.tasteofhome.com

STRAWBERRY LEMON TRIFLE

INGREDIENTS:

Serves 8

4 oz. fat-free cream cheese, softened

1 c. fat-free vanilla yogurt

2 c. fat-free milk

1 package (3.4 oz.) instant lemon pudding mix

2 tsp. grated lemon zest

2-1/2 c. sliced fresh strawberries, divided

1 tbsp. white grape juice or water

1 prepared angel food cake (12 oz.)

Optional: Whipped topping and additional strawberries

DIRECTIONS:

In a large bowl, beat cream cheese and yogurt. Add the milk, dry pudding mix and lemon zest; beat until smooth.

In a blender, process 1/2 cup strawberries and grape juice until blended.

Tear cake into 1-in. cubes; place a third in a trifle bowl or 3-qt. serving bowl. Top with a third of the pudding mixture and half of the remaining strawberries.

Drizzle with half of the strawberry sauce. Repeat all layers. Top with remaining cake and pudding mixture. If desired, garnish with whipped topping and additional strawberries.

Cover and refrigerate for at least 2 hours.

MEN’S HEALTH MONTH June is

WELLNESS

In observance of National Men’s Health Month, we want to discuss some ways men can take better care of themselves and improve their health. Not taking care of oneself can affect your physical, emotional, and mental health. The following measures are intended to prepare, improve, and condition for better overall health and set you up for a happy, healthy life!

VISIT A DOCTOR

Visiting your doctor at least once a year and conducting a physical. Having regular checkups will tell you what needs to be worked on and can reveal any underlying issues. It is important to do this even if you feel fine, a yearly check up will look at your vitals and how your overall health is doing.

EXERCISE

Start exercising and strengthen your heart. This doesn’t need to be a rigorous workout, simply going for a 20 minute walk and getting your heart rate up will improve your heart health. Even adding just 2 hours a week of exercise can improve your blood pressure, heart health, and increase your lifespan. Studies show that exercising regularly can add up to 6.9 additional years to a man’s lifespan (Reimer, et al., 2012).

BLUE Wear Day

FRIDAY, JUNE 14

CHANGE YOUR DIET

Once you’ve figured out your goals and know what needs to be worked on, it’s time to adjust your diet and cater it to your specific needs. Speak to your doctor about what foods you need to cut from your diet and what should be added. Mix in more vegetables, drink more water, and cut back on the fast food!

PRACTICE GOOD HYGIENE

Poor hygiene skills such as not washing your hands or brushing your teeth at least twice a day can lead to gum disease, heart disease, and can lead to the development of Alzheimer’s disease (Guzaitis Dental, 2023). Practicing good hygiene skills helps your body and mind be the healthiest possible version of themselves!

REST

What may be the most important of all, allowing your body to rest gives it time to recharge and reset. Mental and physical fatigue can lead to a variety of health issues. Have a do nothing day and give yourself time to breathe and have a peaceful, relaxing day. Don’t worry about household chores, they can wait.

EDUCATE YOURSELF

Learning more about all of these methods will better prepare you to make the changes necessary. Read men’s health journals, healthy recipes, workout regimens, and other health based articles to educate yourself on the basics and begin your new lifestyle!

Use Men’s Health Month as a reason to take control of your wellbeing. Hopefully this article gives you the motivation to begin your journey and start a new future with a healthier you!

Mind MattersStrategies for Mental Health Wellness

It's crucial to shine a light on mental health and explore strategies for fostering emotional well-being. Mental health is a vital component of overall wellness, yet it often goes overlooked or is highly stigmatized. Let's delve into the importance of mental health, backed by statistics, and discover actionable tips to prioritize and improve mental well-being.

WELLNESS

Understanding the Landscape of Mental Health:

According to the National Institute of Mental Health (NIMH):

Mental health disorders affect millions of individuals worldwide, with approximately 1 in 5 adults experiencing mental illness each year.

Men are less likely than women to seek help for mental health concerns, contributing to higher rates of undiagnosed and untreated conditions.

Depression, anxiety, and substance abuse are among the most prevalent mental health issues faced by men, often stemming from societal expectations, stress, and limited access to mental health resources.

Strategies for Mental Health Wellness:

1. Prioritize Self-Care: Incorporate self-care practices into your daily routine, such as exercise, meditation, and adequate sleep. Taking time to recharge and nurture your well-being is essential for managing stress and maintaining mental balance.

2. Seek Support: Don't hesitate to reach out to trusted friends, family members, or mental health professionals for support. Talking openly about your feelings and experiences can alleviate emotional burdens and provide valuable perspective.

3. Practice Mindfulness: Cultivate mindfulness through activities like journaling, deep breathing exercises, or mindfulness meditation. Mindfulness helps ground you in the present moment, reducing anxiety and promoting emotional resilience.

4. Stay Connected: Foster meaningful connections with others by engaging in social activities, volunteering, or joining community groups. Building a supportive network of peers strengthens your sense of belonging and provides emotional support during challenging times.

5. Set Boundaries: Establish healthy boundaries in your personal and professional life to prevent burnout and maintain a healthy work-life balance. Learn to say no when necessary and prioritize activities that bring you joy and fulfillment.

6. Seek Professional Help: If you're struggling with persistent feelings of sadness, anxiety, or other mental health symptoms, don't hesitate to seek professional help. Therapists, counselors, and mental health hotlines offer confidential support and guidance tailored to your needs.

Accessing Mental Health Resources:

NATIONAL SUICIDE PREVENTION LIFELINE: 1-800-273-TALK (8255)

CRISIS TEXT LINE: Text "HELLO" to 741741

SUBSTANCE ABUSE AND MENTAL HEALTH SERVICES ADMINISTRATION (SAMHSA): 1-800-662-HELP (4357)

Online therapy platforms, such as BetterHelp, Talkspace, and OpenPath offer convenient access to licensed therapists via phone, video, or messaging.

Prioritizing mental health is essential for achieving overall wellness and happiness. By adopting proactive strategies and seeking support when needed, men can empower themselves to navigate life's challenges with resilience and strength. Remember, you are not alone, and help is always available for those who seek it. Let's continue to destigmatize mental health and create a culture of acceptance, compassion, and support for all.

SociAl SAfAri

How to Get Connected, Meet People, and Embrace New Experiences

In a digital world, it's easy to find ourselves stuck in our bubbles without any interest in real-world interaction. However, the experience of connecting, collaborating, and experiencing life with others is invaluable; and can’t be found on your screen.

Enter the social safari—an adventurous journey into the wilderness of social interaction, where you'll encounter many different people, cultures, and ideas.

Embarking on a social safari isn’t just about expanding your network or filling your calendar with events; it is a total rebrand of yourself. The conscious decision to explore human connection all while improving your happiness and fulfillment in the process. Whether you're an introvert seeking to step out of your comfort zone or an extrovert craving fresh encounters, here's how you can navigate the terrain of the social safari:

BE PRESENT

This one is going to be the most difficult. With constant distraction and buzzing in your pocket, being fully present in the moment is becoming rarer and rarer as technology progresses. To combat this, practice active listening and genuine engagement in your interactions, put away your phone, maintain eye contact, and truly connect with the people around you. You'll be amazed at the connection you develop right off the bat if you fully immerse yourself in the moment.

FIND COMFORT IN THE UNKNOWN

Just like a safari through uncharted territory, stepping into social situations can be unpredictable and even intimidating. Embrace the uncertainty, embrace the awkwardness, it is where growth, discovery, and connection blossom. Approach each encounter with an open mind, a clean slate, and a willingness to learn from every experience; good or bad.

DO YOUR RESEARCH

While spontaneity adds zest to any adventure, planning can also enhance your social safari experience. Choose activities and events that align with your interests and values, while also allowing you to meet people with similar interests as well. Whether it's joining a book club, attending a cooking class, or volunteering for a cause close to your heart, select pursuits that resonate with you, and the life you wish to live.

BE CURIOUS

Approach every interaction as an opportunity to learn and evolve. Ask questions, seek to understand different perspectives, and embrace the diversity of human experiences. Remember, everyone has a story to tell and a unique outlook on life, each encounter is a chance to uncover a new chapter and grow!

PRIORITIZE AUTHENTIC CONNECTIONS

In the age of social media, it's easy to confuse quantity with quality when it comes to relationships. Focus on cultivating authentic connections rather than amassing a large number of superficial acquaintances. Invest time and energy in building meaningful relationships based on trust, respect, and mutual support.

STEP OUT OF YOUR COMFORT ZONE

Growth happens when we challenge ourselves and push beyond our limitations. Don't be afraid to step out of your comfort zone and try new things. Whether it's striking up a conversation with a stranger or participating in an activity that scares you, embrace the exhilarating feeling of doing something that makes you bust out of your shell!

PRACTICE GRATITUDE

The social safari is a journey filled with moments of joy, connection, and shared experiences. Take time to reflect on the moments that made you feel grateful in your life and express yourself honestly to the people who made a positive impact on your journey. A simple thank you or a heartfelt compliment can brighten someone's day and deepen your connections.

In conclusion, the social safari is not just a quest for socialization; it's a transformative journey of self-discovery, empathy, and growth. By venturing into the wilderness of human connection with an open heart and an adventurous spirit, you'll not only expand your social circle but also enrich your life in ways you never imagined. So, pack your curiosity, unleash your sense of adventure, and embark on the ultimate expedition—the social safari awaits!

A Guide to Navigating Work, Play, and Rest Balancing Act

In today's American work culture, many work around the clock staying vigilant with their emails and responding to messages. This has shown an increase in employee burnout and is playing a huge role in our country's mental health crisis. While there is no true perfect balance, there are some techniques you can utilize and create better harmony between the two.

Why is This Important?

Finding serenity between your work and personal life reduces burnout and improves your mental and physical health. This not only influences you but can have an adverse affect on your loved ones if not taken care of properly.

Work From Home

Working from home provides flexibility and convenience but also demands discipline and organization. It can be beneficial, potentially allowing you to start your day earlier. If possible, work from home a couple days a week and enjoy the comfort of staying in your pajamas—no one will know!

Have a Realistic Schedule

Be prepared to be fluid in your schedule when trying to balance your work and social life. Some days at work may be longer but staying later on Tuesday could free up Friday, allowing you to leave earlier. If you can, plan your week in advance and prioritize what needs to be done and when you need to complete it.

Take Breaks

It has become normalized to work through your lunch break and eat at your desk. Take a true lunch break and leave the office for a while. Every few hours, walk away from your desk and take a few minutes to decompress by getting away from your computer screen.

Unplug

Unplugging from work is essential for maintaining a healthy work-life balance and preventing burnout. Some tips for unplugging from work would be to set some boundaries, create a wind-down routine, turn off your notifications at a certain time, plan some personal time, and make sure your taking breaks throughout your day.

Use Your PTO

Leveraging your Paid Time Off (PTO) is not just a company benefit; it's a crucial component of maintaining a healthy work-life balance. In today’s high-speed work environment, disconnecting can seem daunting, yet it’s essential for mental health and sustained productivity. Using your PTO allows you to recharge, pursue personal interests, and spend quality time with loved ones, which can refresh your perspective and enhance creativity when you return to work. Employers too are recognizing the benefits; many are now actively encouraging staff to take their full allowance of leave.

Communicate With Management

If you're having issues with burnout and need a change, talk to your management team. They can assist with your workload, evaluate your situation and give you the support you need. Effective communication with management is essential for fostering a positive work environment, achieving career growth, and ensuring successful project outcomes.

Balancing your work life and personal life is a great way to avoid burnout and fatigue. Use these tips to better your situation and become more at peace with your responsibilities!

Budget-friendly MeAl ideAS

Balancing Flavor and Affordability

FOOD

Balancing taste and budget in the kitchen can sometimes feel like a daunting task. However, with thoughtful planning and creativity, you can whip up delicious meals high in nutritious value without breaking the bank! We’ve put together a list of some budget-friendly meal ideas based on food groups that offer delicious taste at a cost-friendly budget.

GRAINS AND LEGUMES

Grains and legumes are key in most budget-friendly meals. Not only are they inexpensive, but they're also versatile and packed with essential nutrients. Here are some walletfriendly options that you’ll be sure to love:

RICE AND BEANS

This classic combination never fails to satisfy. Mix cooked rice with seasoned beans for a hearty and nutritious meal that's easy on the wallet. It doesn’t need to be Mexican rice and refried beans; the variety of combinations is endless! Keep an eye out for fun options next time you go grocery shopping.

PASTA WITH LENTIL SAUCE:

Elevate your pasta game by incorporating a flavorful lentil sauce. Simply combine cooked lentils with tomatoes, herbs, and spices, then toss with pasta for an amazing dish that won't break the bank and will wow your guests.

QUINOA SALAD:

Quinoa is not only nutritious but also budget-friendly when bought in bulk. Mix cooked quinoa with assorted vegetables, herbs, and a simple vinaigrette for a refreshing salad that's perfect for lunch or dinner.

VEGETABLES

Incorporating seasonal and budget-friendly vegetables into your meals is a great way to add flavor, color, and essential vitamins to your everyday diet. Here are some affordable meal ideas with vegetables at the forefront:

STIR-FRIED VEGGIES

Whip up a quick and nutritious stir-fry by sautéing mixed vegetables with garlic and soy sauce. Serve over rice or your choice of noodles for a satisfying meal with tons of flavor!

VEGGIE-PACKED OMELETTE

Use up leftover vegetables by filling an omelette with sautéed onions, bell peppers, spinach, and any other veggies you have on hand. It's a protein-packed start to your day with a breakfast or brunch option that's both delicious and budget-friendly.

ROASTED VEGETABLE MEDLEY

Take advantage of seasonal produce by tossing assorted vegetables with olive oil, salt, and pepper, then roasting until caramelized and tender. It's a simple yet flavorful side dish that pairs well with any main course.

PROTEINS

By incorporating these food groups into your meal planning, you can create delicious and affordable dishes that satisfy both your taste buds and your wallet. Get creative, jump out of your comfort zone with ingredients, and enjoy the process of cooking flavorful meals on a budget. With a little creativity and strategic planning, eating well doesn't have to break the bank. Happy eating!

Opting for affordable sources of protein is key to keeping your grocery bill in check; as meat, fish, and dairy products will make a mark on your receipt if you aren’t careful. Here are some wallet-friendly protein options to incorporate into your meals:

EGG AND VEGETABLE SCRAMBLE

Cook eggs with sautéed vegetables for a protein-packed breakfast or brunch option that's as nutritious as it is delicious.

TOFU STIR-FRY

Stir-fry tofu with vegetables and your favorite sauce for a satisfying meatless meal that's both budget-friendly and packed with protein. Many people don’t realize that tofu is packed with protein and can be incorporated into all kinds of meals!

TUNA SALAD SANDWICH

Mix canned tuna with mayonnaise, celery, and seasoning, then serve on whole wheat bread for a quick and protein-rich lunch that won't break the bank. Tuna salad sandwiches are also perfect for packing when you are on the go; make some for your next beach day!

DAIRY & DAIRY ALTERNATIVES

Dairy products like cheese and yogurt, as well as dairy alternatives like almond milk, can add creaminess and flavor to your meals without costing a fortune. Here are some affordable dairycentric meal ideas:

GREEK YOGURT PARFAIT:

Combine Greek yogurt with fresh fruit and granola for a nutritious and budget-friendly breakfast or snack that's perfect for on-the-go.

CHEESE QUESADILLA:

Fill a tortilla with cheese and any leftover vegetables or beans, then cook until crispy for a simple and satisfying meal that's sure to please even the pickiest eaters.

CREAMY VEGETABLE PASTA:

Mix cooked pasta with a creamy sauce made from milk or a dairy alternative, Parmesan cheese, and steam

to Wellness and Nutrition Holistic Approach

In today's world, processed foods and hectic, fast-paced lifestyles dominate our culture. Many have begun to combat this and focus on a holistic approach, a way to focus on physical nourishment and connect it with your mind, body, and spirit. Here are the benefits of starting a holistic diet and how you can incorporate it into your lifestyle!

What is Holistic Nutrition?

Holistic nutrition is the philosophy that one's mental, physical, spiritual, and emotional health are all connected and play a role with one's overall wellbeing. This takes into account the needs for each individual and limits the chemicals one puts into their body, working with their environment to personalize it, starting a healthier lifestyle to create a better you.

How This Affects Your Diet

With a holistic approach, you will be eating food that limits the unnatural chemicals going into your body and only eating food that promotes positive feelings and emotions. Instead of eating a greasy cheeseburger, eat a home cooked family meal that reminds you of your childhood and the happiness it brought you as a kid.

What Does This Mean?

Starting a holistic lifestyle means that you're working in nutrients based on what you need and cutting out chemicals such as GMO's and nonorganic food out of your diet. This is done to form a stronger connection to oneself and the source of where your food is coming from.

Mind-Body Connection

All aspects of a person’s being are connected together. Our thoughts, emotions, and spirit have an impact on one another. Not only are you choosing food that has the nutrients you need, but food that has a positive impact on your mind and emotions as well.

Physical Benefits

Some physical benefits include reduced risk of chronic diseases such as diabetes, cancer, and heart disease, while also giving an increase in energy. This is caused by the emphasis on naturally sourced food and an increase in physical activity. Holistic approaches can also improve your gut health with nutrient based diets tailored specifically for you and your needs.

Mental Benefits

Physical activity is also a great way to reduce stress and has many mental health benefits! Meditation is common with many who practice holistic lifestyles. This improves one's mindfulness and emotional resilience. Your mental health is just as important as your physical health, and starting a holistic lifestyle is one of the best ways to focus on both and improve your health for the better.

The mental, physical and spiritual benefits as a result of a holistic lifestyle can help you live a long, rich life full of balance and clarity. We hope you incorporate some of these tips into your daily life.

A COMPREHENSIVE GUIDE TO

VA and HERO Loans

MORTGAGE

In the pursuit of honoring those who have served and continue to serve our nation, specialized loan options have emerged to cater to the unique needs of veterans and everyday heroes. Within the realm of mortgage lending, these offerings stand as beacons of support, ushering in a new era of accessible homeownership for those who have dedicated their lives to serving others.

VA Loans: A Veteran's Path to Homeownership

VA loans, a cornerstone of support for veterans, bear the proud stamp of federal guarantee, ensuring that those who have selflessly served our country are granted a pathway to homeownership. Designed exclusively for veterans and active duty service members administered solely by VA-approved lenders, these loans offer a suite of benefits tailored to ease the burden of home financing for our nation's heroes.

Among the standout features of VA loans is their unparalleled accessibility. For qualifying veterans, the prospect of purchasing a home without the traditional requirement of a down payment is a reality, opening doors that may have previously seemed out of reach. Moreover, the absence of private mortgage insurance (PMI) distinguishes VA loans from their conventional counterparts, offering financial relief and peace of mind to those who have dedicated their lives to service.

HERO Loans: Honoring America's Unsung Champions

Beyond the realm of military service, Geneva Financial proudly extends its support to America's everyday heroes through its HERO mortgage products. Aimed at first responders, educators, medical personnel, and civil servants, these loans embody a commitment to recognizing and uplifting those who selflessly serve our communities.

In addition to their favorable terms, VA loans boast flexible eligibility criteria and competitive interest rates, further solidifying their status as a premier option for veterans seeking to achieve the dream of homeownership. Whether through the purchase of a new home, the pursuit of a lower interest rate via the VA IRRRL program, or the utilization of equity through a VA Cash Out Loan, veterans are empowered to navigate the housing market with confidence and security.

A Path Forward to Homeownership

At the heart of the HERO loan program lies a steadfast dedication to accessibility. Offering down payment assistance equal to a percentage of the purchase price, HERO loans pave the way for aspiring homeowners to overcome financial barriers and achieve their housing goals. Coupled with a simplified application process and the flexibility to combine funds with seller concessions, these loans represent a beacon of hope for those who dedicate their lives to public service.

Eligibility for the HERO loan program extends to a broad spectrum of individuals, including active and retired volunteers or non-paid first responders, educators, medical personnel, and civil servants. With income thresholds set to ensure inclusivity, these loans cater to the diverse needs of those who serve our communities tirelessly.

As the journey to homeownership unfolds, it is essential to embark with the guidance and expertise of a seasoned professional. At Geneva Financial, our team of dedicated loan officers stands ready to provide unparalleled support and guidance to veterans and everyday heroes alike. With a deep understanding of the intricacies of VA and HERO loans, we are committed to empowering our clients to make informed decisions and embark confidently on the path to homeownership.

RENOVATION

Unleashing the Potential of Renovation Loans with Geneva Financial

Are you envisioning a home that's a true reflection of your style and caters to your evolving lifestyle? If so, let's talk about how renovation loans from Geneva Financial can bring your vision to life! From small enhancements to full-scale transformations, our vast array of financing solutions offers the flexibility you need to rejuvenate your space and craft the home you've always imagined.

Picture yourself strolling into a kitchen adorned with sleek appliances and contemporary touches, or unwinding in a spa-inspired bathroom complete with lavish fixtures and a serene ambiance. With renovation loans from Geneva Financial, the sky's the limit. Here are just a few examples of projects you can dive into to elevate your home.

Kitchen Upgrade

Enhance both form and function by upgrading your kitchen with new cabinets, countertops, and appliances. Whether you're a culinary enthusiast or a casual cook, a kitchen remodel can breathe new life into your home's heart.

Bathroom Retreat:

Transform your bathroom into a tranquil retreat with a renovation that includes a luxurious walk-in shower, stylish vanity, and indulgent soaking tub. Turn your daily routine into a spa-like experience and create a space for relaxation and rejuvenation.

Outdoor Oasis:

Expand your living space outdoors with a renovation that turns your backyard into an entertainment haven. From cozy patios to expansive decks, imagine hosting gatherings or simply enjoying nature in your own outdoor sanctuary.

Energy-Efficient Updates:

Boost the efficiency and comfort of your home with energyefficient upgrades like new windows, insulation, and HVAC systems. Not only will these updates lower your energy bills, but they'll also contribute to a greener, more sustainable home.

Room Expansion:

Add extra square footage and versatility to your home with a room addition. Whether you're in need of a home office, guest bedroom, or playroom for the kids, a room expansion can accommodate your evolving needs and lifestyle.

At Geneva Financial, we're equipped with a huge arsenal of loan options to help you achieve your dreams. Now that you've got your home improvement goals in mind, let's explore the financing options available. Renovation loans, such as HomeStyle Renovation and FHA 203(k) loans, provide a convenient and adaptable way to finance your projects. Whether you're buying a fixer-upper or upgrading your current home, renovation loans offer the support you need to achieve your renovation dreams without depleting your savings.

With renovation loans from Geneva Financial, your dream home is closer than you think. Reach out to your loan professional today to discover how we can help you elevate your living space and turn your vision into reality. Whether it's a kitchen makeover, bathroom renovation, or outdoor transformation, renovation loans from Geneva Financial provide the financial backing you need to bring your home improvement dreams to fruition.

Have you ever found yourself in need of extra funds for a big purchase or project? Maybe you're dreaming of renovating your kitchen, paying off high-interest debt, or even investing in a second property. If so, a Home Equity Line of Credit (HELOC) might be the perfect solution for you.

What exactly is a HELOC?

A HELOC, or Home Equity Line of Credit, is a type of loan that allows you to borrow against the equity you've built in your home. It's essentially a second mortgage that gives you access to a line of credit, which you can draw from as needed. This means you can tap into the value of your home to fund various expenses without selling or refinancing.

With a HELOC from Geneva Financial, you can borrow up to 95% of your home's equity, with a credit line of up to $500,000. Plus, you'll enjoy low rates and interestonly payments for the first 10 years. That means you have the flexibility to use the funds for whatever you need, whether it's starting a business, paying off debt, or purchasing that vacation home by the lake.

What can you actually use a HELOC for?

The possibilities are endless! Here are just a few examples:

HOME RENOVATIONS: Upgrade your kitchen, remodel your bathroom, or add that outdoor living space you've always wanted.

DEBT CONSOLIDATION: Say goodbye to high-interest credit card debt by consolidating it into a single, more manageable payment.

EDUCATION EXPENSES: Whether it's college tuition for your kids or continuing education for yourself, a HELOC can help cover the costs.

MEDICAL EXPENSES: Unexpected medical bills can put a strain on your finances, but a HELOC can provide the funds you need to cover them.

SECOND HOME OR INVESTMENT PROPERTY: Use your HELOC as a down payment on a second home or investment property, helping you diversify your investments and build wealth.

At Geneva Financial, we offer several exciting HELOC programs designed to meet your unique needs and goals. Our Interest-Only RealtyLine, for example, allows you to make interest-only payments during the 10year draw period, giving you even greater flexibility and control over your finances.

Ready to unlock the potential of your home with a HELOC? The application process is simple and straightforward, with many of the same steps you likely experienced when applying for your original mortgage. Don't let your home's equity go to waste—put it to work for you with a HELOC from Geneva Financial!

Our recent Readers' Choice Poll has delivered some clear favorites and interesting trends!

Subway leads the pack for the best tuna sandwich with 44%, thanks to their customizable options and consistent quality.

Hand-tossed/New York-style pizza is the top choice at 39%, loved for its foldable, thin crust, followed closely by Pan Pizza coming in second at 31%, appreciated for its thick, golden brown crust.

When it comes to the best French fries, McDonald's fries are the clear winner with 48%, world famous for their crispiness and flavor.

Regarding real estate, home prices have been the biggest deterrent to making moves in the past two years, affecting 40% of respondents and reflecting the challenges of the current market. Mortgage rates come in second at 30%, showing a significant impact on financial decisions.

Best Tuna Sandwich

Best Mayo Brand

#1 Factor in Not Making Any Real Estate Moves in Past 2 Years

Thank you to all who shared their preferences! Looking to make your voice heard? Visit genevafi.com/readers-choice/ to crown your winners in the next Readers’ Choice Poll to be featured in the next edition of Home By Geneva Magazine!