SITUATED ON ONE OF THE LARGEST LOTS IN THE EDEN RIDGE COMMUNITY, 1/2 ACRE!
Gated Courtyard entry access includes detached Casita with a full bathroom. 4,000 SF single story home with four bedrooms total. Custom built-in wall units, cabinetry and display shelving included in many rooms. Each bedroom features a walk-in closets plus ensuite bathrooms. Great room/family room/ kitchen with picture window views out to gorgeous pool and spa with waterfall and natural stone accents. The backyard is for entertaining in every way. Custom outdoor kitchen and barbecue, surrounded by Lush Green Landscaping and large covered patio overlooking the child safe pool. This home is meticulously maintained and appointed throughout with hard surface ooring though all hallways and living areas. CALL BILL BERNING FOR PRICING AND ADDITIONAL INFORMATION ➠ 702-236-3800!
This exquisite, recently listed 1 bedroom, 1 bath rst oor condo is sure to be sold quickly. The entire interior has been tastefully updated in February 2023. Top line vinyl wood ooring, quartz countertops, new stainless steel appliances, new A/C, washer and dryer. Primary bedroom with large walk in closet and lighted ceiling fan. Covered patio with storage room and a detached 1 car garage. Community features pool/spa/clubhouse and plenty of guest parking. Conveniently located near upscale shopping, dining, entertainment, freeway access and minutes from the Raider’s Training Facility. Listed at $269,900. CALL BILL FOR FURTHER DETAILS ➠ 702-236-3800!
WELCOME
I am entering my 47th year selling Real Estate in the beautiful Las Vegas Valley, which brings me to a point of expressing how Grateful I am to my clientele, the people of Las Vegas, Henderson, and North Las Vegas for my wonderful career. I continue to enjoy what I do as a Real Estate Agent as it brings me great joy helping people accomplish their dreams and the happiness of home ownership.
I continue to answer my phone, emails, texts daily to assist. When I am asked when I am going to retire, I respond with “when my phone quits ringing.” ankfully it has not stopped ringing. I enjoy what I do, so I can’t imagine not being in the Real Estate industry. ank you all for the referrals, past clients for calling me and all the kids of my past clients for coming to me to assist. It is humbling. I am thankful for the faith and trust you have in my services. To all that refer me to assist their friends and family with buying or selling a home, I am thankful.
I cannot express my thanks without mentioning the many other Realtors in the Las Vegas Valley. We do this together assisting people with their needs. I do appreciate the cooperation that we share as Las Vegas Realtors in making this a beautiful career.
My best wishes to you and your families for a great New Year, 2025.
Sincerely,
Bill Berning
PRESTIGIOUS MASTER PLANNED
PRIDE OF OWNERSHIP IN THIS WEST SUMMERLIN HOME!
Spacious 3 BR, 2.5 BA home with over 2500 SF of living space and a 3-car garage. Downstairs BR is currently used as a 4th bedroom. Kitchen offers abundant counter space, island with sink, double oven, microwave, walk-in pantry, large area for table set. Great Room has built-in wall unit and gas fireplace. Wood laminate floors throughout the living areas. Upstairs loft with built-in unit. Primary suite with balcony. Courtyard access between dining room, den & hallway. Private, covered patio in yard. Gated community in desirable West Summerlin… close proximity to Downtown Summerlin shopping, restaurants, VGK hockey arena & Aviators baseball field.
WELCOME HOME! OFFERED AT $769,000
WELCOME TO THE FABULOUS 55+ SIENA COMMUNITY!
Popular 6110 model with 2 BRs and 2 BAs. Great room offers custom iron
BR includes Murphy bed & dresser. Hobby room with built-in shelving, drawers & internet access for office or personal use. Recessed lighting throughout home. Garage includes industrial shelving. Oversized backyard with full covered patio & solar lighting. Original owner/Agent owned. A MUST SEE! OFFERED AT $629,000
Spacious 3 BR, 2.5 BA townhouse is a short walk to the pool and park. Open floorplan with plank wood-like laminate floors throughout the home. Kitchen offers quartz countertop breakfast bar, eating area, plenty of counter & storage space. New this year: dishwasher, gas stove and refrigerator. A cozy living/dining room with gas fireplace, natural light through plantation shutters, high ceilings, double doors that lead out to the backyard… great for outdoor enjoyment. Half bath downstairs. 2-car garage with direct access to home. Separate laundry room. Primary suite has double sinks and large walk-in shower. COME SEE - COME BUY! $345,000
ENJOY THIS CHARMING HOME IN THIS 55+ SIENA COMMUNITY!
Open floorplan offers a great room/dining room combo perfect for entertaining or just relaxing. Efficiently designed kitchen with ample storage and counter space. Enjoy the bright and sunny breakfast nook. Large, tranquil primary bedroom with bay window, plantation shutters, walk-in closet. Primary bath has double sinks and a large shower. Covered patio with an extension. Oversized laundry room can double as an office, multi-purpose room or storage space. Additional cabinets in the garage. A/C new this year. Don’t forget all of Siena’s amenities: clubhouse, pool, fitness center, tennis/pickleball courts, golf and Bistro Restaurant, just to name a few.
ENJOY YOUR NEW HOME! OFFERED AT $550,000
IT’S A MUST SEE HOME IN GATED 55+ SIENA COMMUNITY!
Original owner in 7130 model. Welcome through beautiful double doors with chipped glass inserts. Large foyer leads into formal living room & dining room. Kitchen features a center island, granite counters, cherry cabinets, wine fridge and pantry. Family room has a gas fireplace & custom built-in cabinets. Primary bedroom offers bay window, 2 walk-in closets, vanity, large shower and jetted tub. Exercise room off primary bedroom. Backyard features an extended covered patio and built-in BBQ. Siena’s amenities include clubhouse, pool, fitness center, tennis/pickleball courts, golf and Bistro Restaurant plus so much more!
FABULOUS PLACE TO CALL HOME! OFFERED AT $875,000
US PEAK YOUR INTEREST IN THIS GORGEOUS TOWNHOUSE! This 3 BR, 2.5 BA townhouse has a 1-car garage with direct access to home. Located in a gated community and a short walk to the community pool, clubhouse, exercise room and park. Open floorplan. Living room with gas fireplace and high ceilings. Dining area has double doors that lead out to the courtyard… great for outdoor enjoyment. Kitchen with breakfast bar, plenty of counter & storage space and brand new dishwasher. Washer and dryer area with ample cabinets for pantry/storage. Cruise the area to discover shopping and dining. JUST LISTED! $352,000 BEAUTIFUL TOWNHOUSE IN GATED COMMUNITY!
AFTER ENTERING AT THE IMPRESSIVE GUARD GATE, drive down the tree lined streets as you cross one of the toprated golf courses in Las Vegas. Located in a lush cul-de-sac at the end of the street, the association maintains all of the front landscaping. Enter this Gaugin model Christopher Home thru the private gated courtyard with multiple french door access points. The entry foyer separates this home as you enter the large great room layout that includes a large fireplace and wet bar, dining room. The gourmet kitchen has custom cabinets, granite counter tops, stainless steel appliances and island with sink and seating. The large primary suite with backyard access has a walk-in closet, walk-in shower, garden tub and dual sinks with sit down make up counter. The 2172 SF, 3 BR, 2.5 BA, 2-car garage home is move in ready with new two-tone paint and new carpet. This prime location near multiple parks, restaurants, schools, shopping & international airport. Offered at $900,000.
SPECIALIZING IN ESTATE SALES
Brian J. Horner
SINGLE STORY WITH NO HOA!
Spacious 3 BR (could be 4 BR) with large RV parking! Full length stucco covered patio. Updates include two-tone paint. Living room with wood-burning fireplace. Great location off Horizon Ridge near parks, schools, shopping, restaurants & so much more!
CALL/TEXT 702-498-4444 TODAY!
GOLF COURSE COMMUNITY!
Single story, 3 BR, 2 BA 2083 SF, 3-car garage home in Tivoli. Recent 2017 build and is loaded with upgrades! Great room has LED lighing. Kitchen features upgraded cabinets, stainless steel GE appliances, large island and granite countertops. CALL/TEXT 702-498-4444 TODAY!
TERRACINA COMMUNITY!
This 4 BR, 3 BA home has a bed/bath down. Primary bedroom has its own balcony. New remodel includes luxury vinyl plank flooring, new 2-tone paint, LED lighting, new carpet, stainless steel appliances and ceiling fans throughout. Large backyard!
CALL/TEXT 702-498-4444 TODAY!
INGROUND SPOOL
SW HOME ON OVERSIZED LOT!
Neighbor built a 2nd home on same size lot next door... possibility of adding an additional living structure (casita)! Vaulted ceilings, new 2-tone paint, ceiling fans, front kitchen with breakfast bar and eating nook. Living room with attached formal dining area. CALL/TEXT 702-498-4444 TODAY!
ON THE GOLF COURSE!
Fully renovated single story, 1700 SF, 2 BR plus den, 2 BA and 2-1/2 car garage. Open concept floorplan offers lots of natural light! 55+ community with extensive amenities including 3 golf courses, rec center, pools, tennis & pickle ball, social club & more!
CALL/TEXT 702-498-4444 TODAY!
FIXER MOBILE HOME!
BUY THE LAND with the fixer mobile home! No HOA, no space rent. Large lot located in the northeast area. Doublewide 1440 SF, 2 BR, 2 BA with carport. Call today for more information on this fixer upper!
CALL/TEXT 702-498-4444 TODAY!
702.497.2665 lisalvrealtor@yahoo.com
EXQUISITE ESTATE ON THE RIO SECCO GOLF COURSE $4,199,999
Located In the prestigious guard gated community of Seven Hills. Breathtaking views of the LV Strip and mountains, and also boasting views of the 16th, 17th and 18th holes! A true masterpiece of pure elegance and luxury throughout. Over 7,400 SF of living space, 4 bedrooms, 7 bathrooms and 4-car gararage. Grand entry with updated staircase, front wine room/separate dining room, family room, chef’s kitchen, theater room, custom study, basement. Primary suite on main level offers spectacular city & golf views! Nearly 3/4 of an acre lot! Backyard paradise with Infinity Edge pool & so much more!
3-STORY ON CUL-DE-SAC! $825,000
Incredible floorplan! The main level boasts an openconcept kitchen, spacious family room and dining area, with an extra-large island topped with quartz countertops. The first two floors are upgraded with elegant tile flooring. The lower level opens up to a pool. The property also comes with a solar lease for added energy efficiency.
NEARLY 1/4 ACRE + POOL $510,000
Corner lot, no HOA! Updates galore in this remodeled single story home! Spacious front living room, separate dining room. Large open kitchen offers custom cabinets with quartz counters opening to family room. Step out back to your private oasis with covered patio and swimming pool with diving board!
GUARD
GATED COMMUNITY $649,000
Stunning 3 BR, 2 BA home offers an open floorplan. Laminate flooring throughout. Open kitchen and family room. Kitchen has been updated with cabinet refacing and new quartz counters. Primary is extra spacious with large soaking tub and separate shower. Large 3-car garage. Private backyard with covered patio!
SHOWS LIKE A MODEL $449,999
Beautiful 3 BR, 2.5 BA home in the Summit Ridge community is completely turnkey! Enjoy a formal living room and dining room, a kitchen equipped with corian counters and a charming garden window, and a seprate family room. The backyard boasts lowmaintenance landscaping. Don’t miss this gem!
NO HOA + RV PARKING $575,000
Stunning 3 BR, 2.75 BA home with 2094 SF of comfortable living space and is located on a desirable corner lot in a peaceful cul-de-sac. Plantation shutters throughout. Kitchen with corian counters and stainless steel appliances. Primary bedroom offers a sitting room! New A/C! Backyard oasis with sparkling pool!
SILVERADO RANCH $375,000
Location! This two-story, 3 BR, 2.5 BA home offers an open floorplan. Kitchen with garden window, granite counters and removable butcher block. Oversized great room. Spacious primary bedroom upstairs. All new carpeting and laminate flooring throughout. Attached one-car garage with epoxy flooring. Private backyard!
There are 4 key areas that we will be focused upon.
❶ First, we will establish the best price to market your home to maximize its value.
❷ Next I will create the most effective marketing campaign to attract as many potential purchasers as possible!
❸ Then I will make sure the offer and acceptance is structured in your benefit to best achieve your goals.
❹ Lastly, I will manage the negotiations and transactional process to ensure they go smoothly until closing.
GOALS
Sell your home for the best price with the most favorable terms, in the shortest period of time.
Additionally, you will see very quickly you are dealing with a sales executive and organization that understands the market and how to best service your needs, while achieving your real estate goals. I welcome the opportunity to serve you, and look forward to working with you during the marketing process. If you have any questions and discuss any selling tips don’t hesitate to contact me 702-682-5262
VEGAS STRIP
Turning Houses to Homes and Dreams to Reality
SOUTHWEST – This stunning four-bedroom, split-level home has been meticulously remodeled from top to bottom, o ering modern luxury! The upper level features an open and bright living room, a formal dining area that leads to a balcony, and a completely revamped kitchen with brandnew appliances, cabinets, countertops, and xtures. The primary bedroom is located on this level, providing a peaceful retreat. Downstairs, you’ll nd three additional bedrooms and a spacious family room, perfect for movie nights or a play area. Every inch of the home has been upgraded, including new ooring throughout, fresh interior & exterior paint, and fully remodeled bathrooms featuring modern nishes and xtures. Outside, enjoy a newly refurbished backyard with a sparkling pool, perfect for entertaining or relaxing year-round. With its prime location and top-tobottom upgrades, this home is truly move-in ready and o ers the best of modern living! Call for price.
3 BR, 2 BA home features a remodeled kitchen with quartz countertops, custom cabinets, center island and SS appliances. Dining room with built-in storage galore. Laminate flooring throughout. Remodeled baths! Separate living and family rooms, basement and a small den/office. Backyard has a pergula and
Over 1700 SF, 3 BR, 2.5 BA, 2-car garage. The kitchen features quartz counters, a large island, pantry and pendant lighting. Upgraded light fixtures and ceramic plank tiles downstairs. Spacious primary bedroom. Separate loft space upstairs. Large lot size and end unit. Close to freeway, shopping and downtown Henderson! $387,000
REMODELED HOME ON LARGE LOT!
This 3 BR, 2 BA single story home features laminate flooring throughout. Spacious kitchen boasts custom cabinets, quartz countertops and a center island. Large lot and close to shopping, transportation and freeway access! $1,900/MO.
This 2021 construction, 3 BR, 2.5 BA, 2-car garage townhouse features outstanding views of the Las Vegas Valley! The property has smart home features including a Ring doorbell and garage opener, a tankless water heater, quartz countertops and more! Great loft space. $2,075/MO. WOW! SINGLE STORY WITH OVER 2,000 SF PLUS A BASEMENT!
This 3 BR, 2 BA, 1466 SF townhouse features a spacious living room. Large primary bedroom is upstairs and secondary bedrooms are located downstairs. Nice back patio. Community pool & BBQ area. Close to UNLV, shopping, amenities and transportation. Call today for more information! $255,000
STORY 2 BEDROOM CONDO IN GUARD GATED COMMUNITY!
Renovated kitchen and primary bath, new flooring, large bedrooms! The 2 bedrooms are on opposite sides of the living room. Community pool & spa in well-maintained community. Contact us for more information! $300,000
“We interviewed many luxury agents that all claimed the same thing. We saw steve on TV and heard his radio show straight talk with the hawk. It made sense his high impact luxury marketing the use of the latest technology and professional photographer. Steve’s infomercials, bus tours for china cash buyers and California residents escaping taxes brought in more potential buyers for our home. STEVE sold our house in 16 days. It was a California buyer too. Steve’s High Impact marketing program is no joke. I told Steve to show us the money and he came through.”
Richard J
“We called Steve Hawks the (1st) week in February of 2015, within a couple of days he had a “For Sale” sign in our front yard. Within another day the “Photographer” was at my house and he took over 40 pictures and within another day everything was on the Internet. We had over 20 people look at our home. Our house closed escrow in less than 30 days We couldn’t believe it. Candace his o ce lady is the most knowledgeable and sweet and understanding person I have ever dealt with and believe me I called her 3 times a week and she never got upset. Steve Hawks is in this to help people get what they (Deserve) to get out of their home. He charged us 1% We received what we were asking.. Hallelujah!!!!! ank you Steve Hawks, Candace and ALL o ce sta who was involved with our sell. We “WILL” use you again.”
Kevin & Diana C
REMARKABLE FIVE-BEDROOM FLOORPLAN IN A GATEDCOMMUNITY!
Kitchen with Aristocraft Sinclair recessed panel birch rouge 42” cabinets, black & white granite countertops, walk-in pantry and refrigerator included. Enjoy the comfort of 9’ ceilings, ceiling fans, light fixtures & included window coverings. Relax under the covered patio with backyard pavers & easy-care desert landscaping. A host of smart features included. Inspired by Northeast America’s “New England” style neighborhoods, Providence boasts tree-lined streets, community parks, recreational areas & walking trails that offer a welcoming, communal atmosphere. Home is meticulously maintained. No SID/LID!! $515,000
CHARMING RETREAT IN THE HIGHLY SOUGHT-AFTER SUN CITY MACDONALD RANCH!
Sun City MacDonald Ranch is a 55+ community that offers a wealth of amenities. This home offers a contemporary touch to a classic design with two bedrooms plus den and two full bathrooms. The new flooring, freshly painted cabinets, all appliances, reverse osmosis, laundry room with sink & cabinets and garage cabinets makes this home move-in ready! The breakfast nook is perfect for sunny morning coffee or casual meals. The two-tone pebble tech covered driveway and patio offer durable & stylish finish. The spacious rear covered patio with no rear neighbors & low-maintenance desert landscaping overlooks the foothills so you’ll enjoy the serenity of desert living! $595,000
SECURE, AGE-RESTRICTED CONDO JUST MINUTES AWAY FROM THE VIBRANT STRIP!
The open-concept floorplan is meticulously designed to blend style and functionality. The downstairs retreat features a primary bedroom with en-suite and a walk-in closet. The kitchen offers a sprawling island, breakfast bar and stainless steel appliances. Relax under the spacious covered patio or enjoy the open air from the balcony. A wealth of resort-style amenities is tailored for the active adult lifestyle. Trilogy’s prime location affords easy access to many parks. Experience the vibrant energy of Downtown Summerlin, indulge in entertainment at Red Rock Resort & Casino or try your luck at Durango Casino – all just minutes away. $769,000 STUNNING TOWNHOME IN THE EXCLUSIVE TRILOGY COMMUNITY IN SUMMERLIN!
Discover this 2 BR, 2 BA condo, perfectly situated just minutes away from the vibrant Strip, shopping, dining & entertainment. Cozy up by the inviting fireplace in the living room during the cooler months. The primary bedroom boasts two generous walk-in closets. Nestled in the secure, age-restricted Royal Crest/Casablanca Condominiums, this midlevel high-rise community offers an array of amenities designed to enrich your lifestyle. From your private balcony, be enchanted by views of the sprawling community park & the iconic Sphere. All appliances & most furniture are included, making your move-in effortless! $199,900
• Marcella Quezada
EDGE
HOME WITH A GORGEOUS,
This 3 BR, 2.5 BR home features and amazing interior with a spacious livingdining room. Separate family room downstairs with a gas replace decorated with a wood & marble mantle. Cozy family room upstairs with ceiling fan. Remodeled kitchen has quartz countertops, breakfast bar, nook and stainless steel appliances. 17.5” tile oors throughout the downstairs. Staircase & loft with iron & wood railings. Spacious primary bedroom with vaulted ceiling and walk-in closet. All bedrooms have lighting ceiling fans. Custom paint & plantation shutters throughout. Solar system is owned and paid o !
Living-dining room with foyer and vaulted
Family room is open to the
and has ceiling fan, decorative stone wall in a large entertainment niche, surround sound speakers and French door to the covered patio. Kitchen with room for a large table, island, pantry, granite countertops and stainless steel appliances. Crown molding and 19.5” tile in the living, dining, kitchen and family rooms. Staircase has wood banisters. Primary bedroom is separate from the other bedrooms. One bedroom and bathroom downstairs. All bedrooms, den and hall have lovely wood laminate oors!
Gabriele (Gaby) Lucero
Moving to this community was the best home purchase I have ever made. It has been an excellent place for my family to call home and invest in. Cadence boasts over 12 new home builders ready to build your new home. Our community spans 2,200 acres with 5,178 homes already built. When completed, Cadence will be a 12,250-home community. We have fantastic parks throughout with a plethora of activities happening!
YOU ENJOY THE 5 BENEFITS OF LISTING WITH ME
✔ Military spouse with 20 years of Active Service now retired
✔ Cadence Community Resident
✔ Over 31 Years of Real Estate Experience
✔ You will receive professional photography,
✔ I provide a Home Warranty for your Buyer*
*Terms and conditions apply
I have over 20 years of experience in managing real estate. My career includes New Home sales, Existing Home Listing and Selling, and Property Management. My extensive knowledge comes from Home Builders and knowing what is inside the walls that you can’t see adds an extra layer of protection.
PROPERTY MANAGEMENT SVC
➥ We are a Full-Service Property Management Firm.
➥ Our friendly sta will provide a reliable service for you and your tenants.
➥ We hire only the best vendors to get your home serviced.
➥ With easy 24/7 online live access to your investment account.
➥ We provide monthly easy-to-read income and expense reports and end-of-year 1099’s.
➥ Our management rates are competitive and reasonable, the cheapest is not necessarily the Best Property Manager but neither is the most expensive.
➥ What helps make me a great manager? I serve on Local REALTOR® Property Management Committees to stay at the cutting edge of legal and regulatory changes.
➥ I am hands-on with all of my property owners.
Contemporary and warm luxury home located in the guard gated community of Tuscan Cliffs in Southern Highlands. Home offers many custom features including: Top of the line appliances. Art lighting throughout. All rooms ensuite. Custom closets throughout. Slide-out kitchen cabinets. Resort style backyard with Pool/Spa and built-in BBQ area with granite counter and refrigerator. Pool completed in July of 2021. Complete child proof pool fencing with 2 key lock gates included in sale. This home features a Crestron home integration system. Also featuring centralized 4K Audio/Video, Lighting, and HVAC. Home also comes with an alarm and 8 camera surveillance system plus a Ring video doorbell. Also including a wired and wireless network system for whole home Wi-Fi. All TV’s included. Home is better than new, built in 2020. 4-Car Garage includes built-in cabinets and work area.*
Magnificent Turnberry Place Tower 2 on the 19th Floor. Professionally remodeled and includes marble flooring, quartz countertops, floor to ceiling windows, 4 terraces with absolutely stunning views of the the Sphere, Strip, Las Vegas Country Club, and the Sunrise Mountains. Primary bedroom boasts 2 large walk-in custom closets and 2 separate bathrooms, one full and one 3/4, along with 2 private retreats and a motorized drop-down TV. Luxurious great room includes wet bar, gas fireplace, seating area, and entertainment area. Additional features include smart home lighting by Lutron, Sonos stereo system, custom cabinetry throughout, and electronic window coverings.
THIS ONE HAS EVERYTHING YOU COULD WANT!
Private pool, true 3-car garage and RV parking with gate in a gated community. This 3 bedroom + den beauty has vaulted ceilings, slate and manmade wood laminate flooring and ceiling fans throughout. The backyard oasis has Aluma wood patio cover, shed and beautiful self-cleaning pool built in 2006. Both A/C units are 3 years old and all ducts were cleaned, water heater replaced in 2021. Exterior was repainted in 2019. Kitchen is an entertainer’s delight featuring granite counters, all appliances included, butler’s pantry, Plantation shutters, undermounted lighting and reverse osmosis. Primary bedroom has bar door leading to relaxing bath with dual vanities, dual closets and large soaking tub. Secondary bedrooms both come with built-in Murphy beds. Living room has vaulted ceilings, mirrored wet bar and media niche for large TV. Home comes with 4 outside security cameras and Lorex wifi doorbell. This one will be your last stop! Offered at $625,000.
REMODELED HOME ON OVER 1/2 ACRE!
5 BR, 4 BR, 3457 SF, 3-car garage home on corner lot with RV parking. Chef kitchen with new quartz countertops and island New tile oors throughout. Spacious primary bedroom with balcony with beautiful views of Las Vegas Strip, city and mountains. Huge living areas, gas replace in family room and easy care desert landscaping. $799,990. Call or Text Petra at 702-856-6356 To View!
Se Habla Español
HOME LOCATED AT END OF CUL-DE-SAC!
3 BR plus lo , 2.5 BA and over 1850 SF of living space. Backyard has been recently remodeled with small courtyard. Primary bedroom with double sinks and two walk-in closets. Breakfast bar, pantry, nice kitchen cabinets, granite countertops, wine cooler. Bedrooms has walk-in closets. Motivated sellers, bring all o ers! $475,000. Call or Text Petra at 702-856-6356 To View!
MAGNIFICENT PICASSO MODEL by Christopher Homes located in the Guard Gated Southern Highlands Golf Community. Highly upgraded on .45 acre corner lot. Beautifully landscaped, courtyard entry, amazing backyard with sparkling pool, spa, fountains and repit. Luxurious kitchen! 5 bedrooms, all with private bathroom. Primary suite with sitting area & balcony. $2,500,000 Call or Text Petra at 702-856-6356 To View!
Your Guide to Las Vegas, Summerlin, Henderson & North Las Vegas Real Estate
LAS VEGAS TOP PRODUCERS MASTERMIND GROUP
Our Story
At Top Producers Las Vegas we began to mastermind at our o ce in Summerlin every Tuesday morning during COVID and we never stopped! The knowledge we gain every week is invaluable including analyzing current real estate trends, learning about new o erings in both resale and new construction and examining new real estate regulations. In other words, we are a group of seasoned professionals that stay on “TOP” of all things real estate in the Las Vegas valley!
Our Expertise
Every member of our group brings specialties or areas of expertise including High Rise, New Home Construction, 55+ Communities, Golf Course Communities, First-time Buyers, Listing Specialists, Luxury Homes and more! Rob Terkhorn o ers his expertise in Commercial Real Estate! We work closely with our clients to understand their unique needs and provide customized solutions. We truly have you covered!
Our Group
Our group is made up of experienced professionals averaging 27 years in real estate who are passionate about providing exceptional knowledge, quality representation and outstanding service to the clients we serve! We are based out of Realty ONE Group in Summerlin but buy and sell all over the Las Vegas valley. We look forward to meeting you to hear about your speci c wants and needs!
SCAN FOR MORE INFORMATION ABOUT OUR TEAM
Average 27 Years Real Estate Experience
NEW-5 ton A/C unit-water heater-blown insulation in attic! Tons of cabinets, desk, up lighting, laundry adjacent with more cabinets/ storage! Open floor plan, wood burning fireplace, plantation shutters, fans/lights, tile/laminate wood in wet areas. Primary bedroom has double walk in closets - one could be a bedroom/ office/nursery if opened up. Huge front porch/patio, back covered patio, both sides have concrete slabs for RV/Boat parking (RV side gates) or basketball/game area with flood lights, fire pit, garden beds & areas (gardening tools & outdoor furniture included). RV clean out & pre-wire/plumbing for future structure, pre-wire for pool equipment and the options go on! Pomegranate/apricot/ lemon/pistachio (& other nut) trees & grape vines! Tara the Tortoise lives in a Certified National Wildlife Habitat in the backyard (can stay or be re-homed). Central vac (owner has never used), oversized garage with sink, storage cabinets & service door! $799,900
STUNNING HOME IN GATED COMMUNITY IN HENDERSON!!!
This beautifully designed residence features 3 BRs, 2.5 BAs with primary bedroom on rst oor! Open oorplan with tile and carpet throughout. Balcony overlooking gorgeous yard! Spacious loft upstairs! Located just minutes from shops, restaurants and entertainment!
WELCOME TO THE FIRST NEVADA NON-HOA COMMUNITY!!
Single-story 4 BR, 2 BA, 2-car garage home. Spacious, open oor concept with wood-burning replace. Kitchen o ers new quartz countertops, freshly painted cabinets & breakfast bar. Backyard with large pool and covered patio. New A/C in 2019. PPA Solar installed in 2020!
2-STORY ON A CUL-DE-SAC WITH NO HOA!!
Spacious oorplan, 3 BRs, 2.5 BAs plus a loft and 3-car garage. Vaulted ceilings, separate living/family room and a 3-way replace. All appliances included, newer carpet, new ceiling fans, new light xtures and partial wood faux blinds. Large rear and side yard with covered patio!
Southern Nevada Community Directory
Las Vegas Homes Illustrated
Serving Las Vegas For Over 45 Years!
P.O. Box 31852
Las Vegas, NV 89173
702-367-3439
lvhomes@lvcoxmail.com
For advertising information & to view our current issue, go to: www.HILV.co
Unlock the door to this single story, 3 bedroom, 2.5 bath, 2296 SF home that has been lived in less than a year! Large open living space! Island kitchen with breakfast bar, upgraded full backsplash and countertops, 2 ovens with wifi, upgraded refrigerator and microwave. Formal dining room. All appliances stay including the washer & dryer. Plush upgraded carpet in primary suite and all bedrooms. Primary bath has upgraded full wall shower tile. Finished backyard with patio cover. Tankless water heater. Furniture and chandelier are for sale. $579,900
This stunning custom-built residence boasts �ive spacious bedrooms and four and a half baths, perfect for relaxation and entertaining. The heart of the home features an open-concept living area that seamlessly connects to the kitchen, dining space, and inviting living room, all bathed in natural light. One of the standout features of this property is the dedicated music room, designed to inspire creativity and provide a serene space for practice and performance. Step outside to enjoy the expansive 10-acre corner lot and amazing views of the valley and mountains. There is also plenty of room for outdoor activities such as off-road toys or if you enjoy equine living. The property also includes a remarkable 2400-square-foot shop, ideal for hobbies, storage, or even a workspace for your projects. This home, with its meticulous attention to detail and high-quality �inishes throughout, is a perfect blend of comfort, functionality, and style.
Most recognizable real estate magazine in Las Vegas.
For over 50 years, HOMES ILLUSTRATED has been connecting Real Estate Professionals with Buyers and Sellers.
Homes Illustrated is a full service marketing solution for REALTORS®, brokers, property managers and new home builders. We are committed to providing affordable, creative and effective advertising media to the Real Estate community. Our magazines reach consumers where they live, work, shop and play through targeted distribution - on line and in print.
Circulation and Distribution
Homes Illustrated is printed bi-weekly with a circulation of 12,000 every 2 weeks. Homes Illustrated circulates thousands of magazines to readers both in print and online. Our publication is targeted to reach people who are looking to buy, sell and rent in Southern Nevada. In addition to our distribution in the Las Vegas Valley, Homes Illustrated is also distributed in SOUTHERN CALIFORNIA at over 50 locations in Los Angeles, Orange County, Inland Empire and San Diego!
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AMAZING HOME LOCATED WITHIN THE GUARD GATED SOUTHERN HIGHLANDS GOLF CLUB!
36 OLYMPIA CHASE DRIVE
$2,800,000 THIS DOUBLE GATED HOME PRESENTS AMAZING LAS VEGAS BLVD., CITY AND MOUNTAIN VIEWS! CHEF’S KITCHEN WITH TOP-OF-THE-LINE STAINLESS STEEL APPLIANCES. HIGH VAULTED CEILINGS, ENTERTAINING LIVING AND MEDIA ROOM. LUXURIOUS PRIMARY SUITE DOWNSTAIRS WITH ACCESS TO THE BACKYARD. THE UPSTAIRS PRESENTS 3 SPACIOUS BEDROOMS, AND LOFT OVERLOOKING LIVING ROOM. BACKYARD PROMOTES AMAZING VIEWS FROM THE POOL-SIZED BACKYARD!
THIS STUNNING RESIDENCE FEATURES A HIGHLY SOUGHT-AFTER FLOORPLAN!
Perfectly situated near parks, the 215 beltway, and a variety of shopping options, all while being just a short drive from the breathtaking Lee Canyon. Luxury vinyl plank flooring that flows seamlessly throughout the main living areas. Kitchen equipped with exquisite granite countertops, a stylish tile backsplash, and a reverse osmosis (R/O) water system. Layout includes a spacious bedroom, and a 3/4 bath located on the ground floor, making it perfect for guests. Ascend to the upper level where you will find the primary suite, complete with dual closets. Additionally two more wellappointed bedrooms and a sizeable loft area offer flexibility for family living or a home office setup. The serene backyard is a true oasis, featuring no rear neighbors, allowing for peaceful outdoor enjoyment and privacy. $515,000
LUXURY ABOUNDS IN THIS ALMOST 1/2 ACRE SINGLE STORY ESTATE HOME!
Gorgeous 4 BR + den, 3 BA, 3882 SF, 3-car garage home conveniently located near shopping centers, diverse dining options, and a medical facility, this property offers easy access to the 215 and Blue Diamond Highway, making it perfect for both relaxation and commuting. True chef’s kitchen with professional series GE Monogram triple oven, gas cooktop, dual dishwashers, double island with thick bull nose granite. R/O system, water softener, central vac and more. Game room/ second family room features built-in surround sound speakers and a wet bar. Backyard features amazing outdoor kitchen, Mongolian firepit, Green Egg grill and more. Beautiful pool and spa (pool has solar heat). Don’t overlook the 1/2 court basketball court and some friendly competition! $1,290,000
Luxury abounds in this popular move in ready Toll Brothers home. The expansive porch and inviting two-story foyer reveals the spacious great room and covered patio beyond. The kitchen boasts floating shelves, loads of cabinet space, oversized island with breakfast bar and more cabinets, walk-in pantry and more. Downstairs next-gen suite featuring wet bar, walk-in closet, 3/4 shower and more. Large loft upstairs, laundry room, 2 additional bedrooms and large primary suite. Dual vanities, separate tub and shower are sure to please. Outdoor features dual pergolas, spa, waterfall, lighting, synthetic grass and more custom features... too many to name here! All furnishings are negotiable. A MUST SEE! $1,259,302 WELCOME TO THIS BARELY LIVED IN SECOND HOME – TRULY TURNKEY!
Inviting townhome features 2 bedrooms upstairs, each with own bathrooms and dual closets in each. Spacious family room downstairs with fireplace. Kitchen is equipped with stainless steel appliances... washer, dryer and refrigerator included. Nice dining room has access to 10x10 patio for relaxing and star gazing. High ceilings and an abundance of windows drench in natural light! Attached 2-car garage and guest parking nearby. Fabulous gated community with workout room nearby, resort-style pool and spa, clubhouse and well-maintained common areas, creating a serene and welcoming atmosphere. Close to all that Summerlin has to offer... parks, shopping, dining, schools and more! $359,302 GREAT SUMMERLIN TOWNHOME WITH ATTACHED 2-CAR GARAGE!
LAS VEGAS TOP PRODUCERS
WITH A REVERSE MORTGAGE
Built in 2015, this exquisite custom home has everything you desire. The professional landscaping and top-of-the-line nishes make it a rare nd. For added comfort, enjoy the $8,000 Puranic water system providing puri ed alkaline water, even at the outdoor hose bibs! Delight in multi-color pool lighting, 1,712 SF of living space, high ceilings, and a bright, modern kitchen featuring granite countertops, along with upgraded baths and ooring. Located in a highly soughtafter community with no HOA, this home boasts a unique oorplan with a fourth-bedroom casita. The den/o ce can easily be transformed into another bedroom by adding a closet. Furniture negotiable.
LocaL HoME PRIcES
juSt SHy of REcoRd HIgH
A report released this month by Las Vegas REALTORS® (LVR) shows local home prices inching closer to an all-time record, with more homes being sold and more available for sale than last year at this time.
LVR reported that the median price of existing single-family homes sold in Southern Nevada through its Multiple Listing Service (MLS) during November was $480,000. That’s up 6.7% from $450,000 in November of 2023 – and just short of the alltime record of $482,000 set in May of 2022.
Meanwhile, the median price of local condos and townhomes sold in November was $301,250. That was down from the previous month’s record high of $315,000. November’s median price was still up 9.5% from $275,000 during the same month last year.
LVR President Merri Perry, a longtime local REALTOR®, said “increases in the number of homes available for sale and in the number of properties being sold this year are good signs for our housing market heading into 2025.”
By the end of November, LVR reported 5,570 single-family homes listed for sale without any sort of offer. That’s up 28.0% from one year earlier. Meanwhile, the 1,856 condos and townhomes listed without offers in November represent a 47.2% increase from one year earlier.
LVR reported a total of 2,123 existing local homes, condos and townhomes sold in November. Compared to November 2023, sales were up 14.8% for homes and up 3.7% for condos and townhomes. The sales pace in November equates to a housing supply of about three and a half months. That’s up from last year at this time, when Southern Nevada had less than a three-month housing supply.
For most of 2024, home sales have been ahead of the pace set in 2023, which was the slowest year for existing local home sales since 2008. LVR reported a total of 29,069 sales of existing local homes, condos and townhomes in 2023. That was down from 35,584 total sales in 2022. That followed a record year for existing local home sales in 2021, when LVR reported 50,010 total properties were sold.
During November, LVR found that 24.9% of all local property sales were cash transactions. That’s down from 29.8% one year ago and well below the November 2013 cash buyer peak of 59.5%.
The number of so-called distressed sales remains near historically low levels. LVR reported that short sales and foreclosures combined accounted for 0.9% of all existing local property sales in November. That compares to 1.1% one year ago, 0.5% two years ago, 0.6% three years ago, 0.8% four years ago and 2.0% five years ago.
These LVR statistics include activity through the end of November 2024. LVR distributes statistics each month based on data collected through its MLS, which does not account for all newly constructed homes sold by local builders or homes for sale by owners. Other highlights include:
The total value of local real estate transactions tracked through the MLS during November was more than $987 million for homes and more than $152 million for condos, high-rise condos and townhomes. Compared to one year earlier, total sales values in November were up 18.2% for homes and up 14.0% for condos and townhomes.
In November, 79.3% of all existing local homes and 77.9% of all existing local condos and townhomes sold within 60 days. That compares to one year earlier, when 83.0% of all homes and 88.2% of all condos and townhomes sold within 60 days.
Merri Perry 2024 lvr President
Las Vegas REALTORS® (formerly known as GLVAR) was founded in 1947 and provides its nearly 16,000 local members with education, training and political representation. The local representative of the National Association of REALTORS®, LVR is the largest professional organization in Southern Nevada. Each member receives the highest level of professional training and must abide by a strict code of ethics. For more information, visit www.LasVegasRealtor.com.
Spacious formal living and dining area. The chef-inspired kitchen features granite countertops, walk-in pantry and plenty of counter space. Beautifully landscaped backyard, sparkling heated in-ground pool & covered patio. In the spirit of Christmas, receive the rest of December FREE! Inquire for complete details!
Laura Harbison
CROWN POINTE Stunning tri-level home in a gated community with basement, pool & spa on a premium .24-acre cul-de-sac lot! Approx. 5073 SF, 5 BR plus loft and basement, 4.5 BA, 3-car garage with a leased solar electric power system. Expansive backyard with covered patio, built-in BBQ with refrigerator, shed/workshop, putting green, half-court basketball court and a pool & spa with waterfall and Kool decking. Fresh interior paint. Gourmet island kitchen offers granite countertops, breakfast nook, pantry, recessed lighting, stainless steel appliances and 6-burner cooktop. Sunken formal living room with soaring ceiling, speaker prewire, gas fireplace and laminate wood flooring. Spacious family room with ceiling fan, built-in entertainment center, gas fireplace, wet bar and surround sound. Finished basement with ceiling fan, recessed lighting and walk-in storage closet. Loft with 2 ceiling fans and closet. Owner’s suite with double door entry, ceiling fan, 2 walk-in closets with organizers, 2-way gas fireplace, raised vanities, dual sinks, shower and soaking tub. Four additional bedrooms with ceiling fans and walk-in closets. $1,200,000
home
community
over
2662 SUNDAY GRACE DRIVE
4.5 BA, 3-car garage. Backyard paradise, showcasing a PebbleTec pool & spa with newly added rock waterfall, upgraded Kool decking, new 12x20 gazebo with screens and drapes, elevated planter boxes with LED lighting and paver patio. Remodeled island kitchen features porcelain countertops with waterfall edge and full porcelain backsplash, 2-tone cabinetry, imported farm sink, nook with bay window and custom window seating, breakfast bar, pantry, tile flooring and stainless steel appliances. Formal living room with wainscoting, soaring ceilings and LVP flooring. Dining room featuring a coffered ceiling and family room with ceiling fan and gas fireplace. Den with double doors, coffered ceiling and French doors to porch. Owner’s suite with vaulted ceiling, ceiling fan, 2 walk-in closets, dual sinks, garden tub and shower. 1st floor bedroom and bathroom with access to backyard. Entry foyer, powder bath, drapes, blinds, alarm and so much more! $950,000
CODE: 1220A3
578 CERVANTES DRIVE
LA MANCHA Stunning 1-story townhome in gated community! Approx. 2109 SF, 4 BR, 2.5 BA, 2-car garage, courtyard and covered patio. NEW 5-ton HVAC system, fresh 2-tone interior paint, new luxury plank flooring and upgraded fleck carpet. Great room with vaulted ceiling. Kitchen features granite countertops, freshly painted white cabinets, breakfast bar, pantry and new stainless steel appliances.
CODE: 1220A4
2513 HAMONAH DRIVE
2170 CHAPMAN RANCH
CODE: 1220A2
SOUTHFORK Incredible 2-story
in gated
with
$100K in recent upgrades! Approx. 3935 SF, 6 BR + den,
SUN CITY ANTHEM Gorgeous Charleston floorplan with stunning Strip, city and mountain views! Approx. 3508 SF, 3 BR, den, 2.5 BA, 3-car garage. Great curb appeal with B-exterior elevation, paver driveway, gated courtyard entry and upgraded front door. Formal living room with recessed lighting, motorized shades and wet bar with wine fridge. Family room features surround sound and a gas fireplace. Gourmet island kitchen with granite counters, breakfast bar, nook, built-in fridge, Viking appliances, under cabinet lighting and R/O system. Formal dining room with tile flooring. Primary suite with double door entry, walk-in closet with organizers, sitting area, ceiling fan and bath with double sinks, garden tub and separate shower. Secondary suite with ceiling fan and bath with shower. Oversized 3-car garage with epoxy and overhead storage, water softener, plantation shutters and crown molding. Covered, extended patio and low maintenance landscaping. 55+ Sun City Anthem amenities include a pool, fitness center, tennis, pickleball and so much more! $1,200,000
CODE: 1220A8
1833 PRICHARD AVENUE
SUN CITY ANTHEM Highly upgraded Anthem floorplan on premium elevated .20 acre lot with golf and mountain views! Approx. 3175 SF, 3 BR + den/office, 2.5 BA, oversized 2-car garage. Gated courtyard with double door entry with security doors. Formal living room with ceiling fan and large radius windows. Family room with ceiling fan and recessed lighting. Gourmet island kitchen boasts granite counters with backsplash, custom hickory cabinets, skylights, breakfast bar, nook, pendant lights, pantry, R/O system, farmhouse sink and SS Bosch appliances. Owner’s suite with ceiling fan, 2 walk-in closets with mirrored doors, retreat area and renovated bath with hickory cabinets, granite countertops, designer sinks, custom shower with dual shower heads & LED vanity mirrors. Junior suite with private bath. Den with ceiling fan, recessed lighting and wood-like tile flooring. Laundry room with utility sink, cabinets and solar tube. Newer HVAC units, shutters, two-tone paint, crown molding, alarm, water softener. Fully fenced rear yard with covered patio and built-in BBQ. Fabulous Sun City 55+ community with amenities! $948,800
1220A10
2525 SPRINGVILLE
WAY
SUN CITY ANTHEM Charming Madison Villa with fresh two-tone interior paint, new carpet and new appliances! Approx. 1392 SF, 2 BR + hobby room/office, 2 BA, 2-car garage. Kitchen has upgraded maple cabinets and new Samsung stainless steel appliances, corian countertops and pantry. Spacious great room and dining area with French doors to covered patio. Primary suite as a sunny bay window, walk-in closet and a bath with shower enclosure and seat. Rear covered patio, gated courtyard entry and low maintenance landscaping. 55+ community with fabulous amenities! $388,888
CODE: 1220A11
5366
BRADY LANE
BRAEWOOD VALLEY One-story home with guest quarters on premium cul-de-sac lot! Approx. 2128 SF, 4 BR, 4 BA, 2-car garage, 1-car
room, sliding glass door to courtyard. BR #3 with private bath and door to rear yard. BR #4/guest quarters with private bath. (Interior & Exterior access) Fully fenced backyard and more! $380,000
CODE: 1220A7
4 EMERALD DUNES CIRCLE
ANTHEM COUNTRY CLUB Gorgeous Allegretto floorplan with casita/ guest quarters! Approx. 1833 SF, 3 BR, 3 BA, 2-car garage. Open floorplan with formal entry foyer, great room and dining area. Island kitchen boasts granite countertops, custom cabinets, breakfast bar and pantry. Owner’s suite with walk-in closet, dual sinks, raised vanities, shower and garden tub. Casita/guest suite with tile flooring & bathroom. Courtyard, paver driveway and private backyard with covered patio with stamped concrete patio extension. Guard gated community with fabulous amenities! $800,000
CODE: 1220A9
COMINGSOON
5433 STRAWBERRY SWING STREET
BELLAMONT Highly upgraded 1-story home in gated community! Former model home with approx. 1918 SF, 3 BR, 2 BA, 2-car garage. Great room with recessed lighting and surround sound. Gourmet island kitchen with quartz countertop, upgraded cabinets, breakfast bar and pendant lights. Owner’s suite with ceiling fan, recessed lighting, in-ceiling speakers, walk-in closet, dual sinks, raised vanity and tub/shower. Laundry room with utility sink, cabinets and washer & dryer. Paver driveway, stackstone accents, full-length covered patio with 2 ceiling fans plus side covered patio with pavers. $525,000
CODE: 1220A12
3423 GARDEN EAST DRIVE
GARDEN PARK Upgraded 1-story townhome with dual suites and owned solar electric system! Approx. 1082 SF, 2 BR, 2 BA, 2-car garage and a private enclosed courtyard with a covered patio. Kitchen features granite countertops, breakfast bar, recessed lighting and stainless steel appliances. Spacious great room with wood-look tile flooring and dining area. Primary suite with two closets plus walk-in closet and bathroom with tub/shower combination. Newer HVAC system (approx. 5 years old), washer & dryer. Community clubhouse, pool & spa, guest parking & more! $259,900
CODE: 1220A6
CODE:
It’s a rare opportunity to own a Vila Di Largo single structure home. One level living on the main floor; primary bedroom/ bath, study/den and laundry on main level and two additional bedrooms in daylight basement. EVERY ROOM in this lovely home has a views! Courtyard entry. Open kitchen and great room with fireplace. Large wraparound balcony with kool deck finish. RESORT STYLE living at its finest – enjoy the LLV Village, concerts, special events, restaurants, golf, hiking and water sports!
BREATHTAKING STRIP VIEWS!
Gorgeous Summerlin 4 BR, 3.5 BA home features unobstructed breathtaking views to die for of the Strip, city and mountains with no house behind! Brand new quartz countertops, luxury vinyl plank, carpet, painted white cabinets throughout. Ceiling fans in all bedrooms. Large flex room could make a nice office. Oversized loft. Plantation shutters, stainless steel appliances and crown molding. Primary bedroom with slider to balcony with great views! This is a must see home!
Spacious 3 BR, 2 BA home featuring soaring vaulted ceilings. Primary bedroom with French doors taking your right out to the backyard to the pool/spa. The pool was replastered in 2022. Walls freshly painted. Kitchen boasts freshly painted cabinets and granite countertops. Nice bay window in the kitchen/nook area. Family room with gas fireplace. Property also features an oversized 2-car garage.
FULLY RENTED 4-PLEX!
All 2 Bedroom, 1 Bath UNITS in good condition. The best part… NO HOA FEES! Both ground level units have been updated: cabinets, flooring, kitchen and bath. Each unit has range, hood fans and refrigerator, disposals. Two-story building, exterior storage units on east side of building. Heat pump units have been upgraded/replaced. Dumpster owned. Ample open parking. NEVER A SINGLE LATE OR MISSED PAYMENT. JUMP ON THIS AMAZING OPPORTUNITY!
LOCATION, LOCATION, LOCATION!!
Small gated community close to airport - without the noise, UNLV, Las Vegas Strip, shopping and services. 2 bedroom, 2 full baths (one upstairs, one downstairs) plus LOFT overlooking great room. High volume ceiling, open floorplan. Brand new paint and new plank vinyl flooring throughout. Private TWO car garage, no on-street parking. Enjoy your own backyard paver patio. Community pool!
HARD TO FIND 3 BEDROOM IN GATED SW COMMUNITY!!
Great open floorplan. Large living room with fireplace. High ceilings, tons of windows. Cute eat-in dining area with slider door to balcony. All appliances. Large primary bedroom with private access to balcony. Enjoy your coffee or cocktails on your private balcony, mature trees surround making it very private. This is a corner unit featuring 3 bedrooms and 3 full bathrooms, laundry area with washer and dryer included. Hurry, won’t last long!
PRIME COMMERCIAL LOT!
1 ACRE IN PAHRUMP
This lot is just a stones throw from Nye County Courthouse and DMV offices. Paved roads and utilities are close to property. Owner carry option available. Call today for more information!
Unit
$1,209,750 $1,548,975
$1,872,225 $2,326,875
Can be paid in cash or financed. Fee exception for Active Duty Purple Heart recipients, recipients of VA compensation for service-connected disability, recipients of DIC as the surviving spouse of a Veteran. No monthly MI. For loan amounts over the county loan limit up to $1.5 million the Veteran must have full entitlement.
$3,490,300
TILA-RESPA Integrated Disclosure Sets standards for real estate transactions
Loan Estimate Replaces the Good Faith Estimate and the Truth in Lending Disclosure for certain transactions
Closing Disclosure Replaces the HUD-1 Settlement Sheet: buyers must received the CD at least 3 days prior to closing
0.55 Monthly Mortgage Insurance 1.75% Upfront (can be financed) 0.40 Monthly MIP if LTV >90% 0.15 Monthly MIP if LTV <90% 3% if 9.99% down 6% if 10-24.99% down 9% if 25% or more
*Investment Properties limited to 2% max
6% towards closing costs, escrows, prepaids, points
6% towards closing costs, escrows, prepaids, points
Sellers can pay all closing costs PLUS 4% towards escrows, prepaids, points, and debt
Past two year’s W-2’s
Pay stubs covering most recent 30 days
Two most recent months bank statements
Copy of purchase sales contract
If divorced, a fully executed divorce decree
For any currently owned property: recent mortgage statement and homeowner’s declaration page
