IBA/OBL Annual Convention Guide

TWO

APPS: ILLINOIS / OHIO BANKERS

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S peaker H ig H lig H t S

REGULATOR PERSPECTIVES

MICHAEL J. HSU / ACTING COMPTROLLER OF THE CURRENCY (OCC)

During Acting Comptroller Michael Hsu’s time at the helm of the Office of the Comptroller of the Currency, he has not shied away from tackling some of the most important issues facing the banking industry, including fostering and safeguarding trust, adapting to digitization, and reducing inequality in banking. During these two years, the Acting Comptroller has also demonstrated a strong commitment to strengthening and supporting community banks. Join him for an open discussion on these topics and many more during this general session.

ACTIONS SPEAK LOUDER

DEANNA SINGH / DEI STRATEGIST / PURPOSEFUL HUSTLE

During this learning experience, attendees are guided through a process to move past the status quo and help lead the charge. Through the power of storytelling, sharing practical tips, and individual reflection, participants will identify the unique way to positively impact the future of their organizations and the potential of their actions.

Highlights include: Gaining confidence in how to navigate the changing world; Discovering the tools to equip your team with the go-forward strategy; and Backing your messages and values with sincere and impactful actions highlighting leadership. Deanna Singh is a business consultant, speaker, and podcaster internationally recognized for her leadership, diversity, equity, and inclusion work.

THE PSYCHOLOGY AND ECONOMICS OF MAKING A HIT

DEREK THOMPSON / MARKETING + ECONOMY WRITER, THE ATLANTIC

Derek Thompson talks about the science of why people like what they like and how it’s changing. The session includes his commentary of the weird economy of 2023. Derek Thompson is a staff writer at The Atlantic, where he writes about issues ranging from the consumer habits of millennials to the economics of entertainment. What are the economic forces shaping the cultural market? And how does the media manipulate our most valuable resource—our attention—in the twenty-first century? These are the questions that Derek Thompson explores in his captivating, award-winning work. Coupling his dry wit and journalistic insight, Derek interprets the invisible factors that capture attention, impact consumer spending, and influence business. You can catch him on his podcast Plain English too.

BUSINESS AS UNUSUAL: HOW TO FUTURE-PROOF YOUR BUSINESS IN TRANSFORMATIONAL TIMES

JACK ULDRICH / AUTHOR + FUTURIST / GLOBAL TRENDS

The world has catapulted into a future of deep change. In this engaging, provocative, and insightful session, acclaimed global futurist and best-selling author Jack Uldrich shows how the world of tomorrow is exponentially changing; and he explains why so many of the trends were on the horizon in the past year continue to accelerate.

History reminds us that great challenges produce great change – as well as great opportunities. Businesses must position themselves in a world where “business as unusual” is the new “usual.” This session helps leaders at every level of an organization leverage 10 “unconventional” techniques to succeed today’s - and tomorrow’s - transformational times.

S c H edule

Attendees are invited to attend all meals and receptions.

11:00 AM – 12:15 PM { INTERNATIONAL BALLROOM / SECOND FLOOR }

Lunch & Rapid-Fire Presentations

Hear informative demos on the latest products and services for today’s banker.

12:30 PM – 3:30 PM { INTERNATIONAL BALLROOM / SECOND FLOOR }

Executives & Directors’ Workshop

Executive Briefing

Robert M. Fleetwood, Partner, Group Co-Chair, & John M. Geiringer, Partner, Regulatory Section Leader, Barack Ferrazzano Financial Institutions Group

Tales From the Vault - Places We’ve Been and Never Want to Visit Again

Kimberly Schaefer, Partner, & Nici Workman, Partner, Vorys, Sater, Seymour and Pease LLP

Survive or Thrive? Framework for Building EPS and Shareholder Value in a Fast-Paced World Brian Battle, Principal & Managing Director, Performance Trust

3:30 PM - 5:30 PM { INTERNATIONAL FOYER / SECOND FLOOR }

Executive Lounge (Bankers Only)

» Sponsored by Banc Consulting Partners and Voya

This exclusive event allows Illinois and Ohio bankers and their guests to unwind and network with light refreshments and beverages with colleagues.

5:30 PM

Dinner on Your Own

Enjoy dining in the Windy City – just steps from The River Walk and Michigan Avenue.

9:00 PM – 11:00 PM { COLUMBUS TAP - HOTEL BAR }

Welcome Mixer

» Sponsored by Barack Ferrazzano Kirschbaum & Nagelberg LLP and RSM US LLP

Wind down the day with a refreshing beverage at this crowd favorite event.

THURSDAY,

S c H edule

Attendees are invited to attend all meals and receptions.

8:00 AM – 8:50 AM { INTERNATIONAL BALLROOM / SECOND FLOOR }

Breakfast + Rapid-Fire Presentations

Hear informative demos on the latest products and services for today’s banker.

9:00 AM – 10:15 AM { INTERNATIONAL BALLROOM / SECOND FLOOR }

Opening General Session: Actions Speak Louder

Deanna Singh, Social Entrepreneur, Keynote Speaker & Change Agent, Flying Elephant

10:15 AM – 11:15 AM { IMPERIAL BALLROOM / LOWER LEVEL }

MARKETPLACE GRAND OPENING - EARN MARKETPLACE MONEY!

Visit the Marketplace service providers and participate in the GO! Marketplace game to become eligible to win a $500 Southwest Gift Card. Plus, additional activities are happening with the chance to win fun prizes! The first 75 in the door receive a book from the opening keynote speaker!

11:15 AM – 12:15 PM { SECOND / THIRD FLOORS }

CEO Roundtables (Bankers Only)

IBA and OBL Bank CEOs, Thrifts, and Senior Executives engage in peer conversations within similar size asset groups. Discussions centered around topics selected by bankers and led by association team members.

$0-$250M (Embassy - 2nd FL) $251-$500M (Ambassador - 2nd FL)

$501-$1B (State - 2nd FL) Over $1B (Gold - 2nd FL) Thrifts (Crystal Room-3rd FL)

12:30 PM - 5:30 PM { B2 AUTO LOBBY / LOWER LEVEL }

PAC Experiences: Chicago Prohibition Tour OR Chicago Stadium

Tour (Ticket Required)

» Sponsored by OpenLending 9:00 PM – MIDNIGHT { IMPERIAL BALLROOM / LOWER LEVEL }

Casino Night & Silent Auction

» Sponsored by Backbase USA inc./ American Bankers Association / UBB

Enjoy this robust evening reception & dessert in the Marketplace while participating in Casino Night and Silent Auction while supporting Illinois Bankers PAC and Ohio BankPac.

S c H edule

Attendees are invited to attend all meals and receptions.

7:45 AM – 8:30 AM { IMPERIAL BALLROOM / LOWER LEVEL }

Breakfast in Marketplace

Visit the Marketplace service providers and participate in the GO! Marketplace game to become eligible to win a $500 Southwest Gift Card. Plus, additional activities are happening with the chance to win fun prizes!

8:30 AM – 9:30AM { INTERNATIONAL BALLROOM / SECOND FLOOR }

The Psychology and Economics of Making a Hit

Derek Thompson, Staff Writer at The Atlantic

9:30 AM - 10:30 AM { IMPERIAL BALLROOM / LOWER LEVEL }

Break in Marketplace

Visit the Marketplace service providers and participate in the GO! Marketplace game to become eligible to win a $500 Southwest Gift Card. Plus, additional activities are happening with the chance to win fun prizes!

10:30 AM – 11:15 AM

Concurrent Breakout Sessions { Second Floor }

Migrating from Transactions to Conversations: Setting Your Branches and People Up for Success

Jim Caliendo, President & CEO, PWCampbell

{ EMBASSY ROOM }

Managing Risk Amid Rising Rates, Inflation, and Economic Challenges

Charley McQueen, President & CEO, McQueen Financial Advisors

{ AMBASSADOR ROOM }

How to Win Wallet Share while Cutting Costs in Operations

Ryan Wilson, Vice President, Client Relationships, Aunalytics

{ GOLD ROOM }

Performance-Based Compensation Strategies for Banks

Michael Blanchard, CEO; and Matt Brei, President, Blanchard Consulting Group

{ STATE ROOM }

11:15 AM – 11:30 AM

Break

S c H edule

Attendees are invited to attend all meals and receptions.

11:30 AM – 12:15 PM

Concurrent Breakout Sessions { Second Floor }

Current State of Community Bank M&A and Capital Markets

Rick Maroney, Senior Managing Director, and Kirk Hovde, Managing Principal and Head of Investment Banking, Hovde Group { GOLD ROOM }

10 Cybersecurity Questions for Executives and Directors

Nick Podhradsky, Executive Vice President, SBS CyberSecurity { EMBASSY ROOM }

Maximizing the Value of Your Digital Transformation

Brian Hufford, Digital Strategy Consultant, Backbase { AMBASSADOR ROOM }

Update on the War for Talent in Banking: Strategies for Success

Alan Kaplan, Founder & CEO, Kaplan Partners { STATE ROOM } 12:15

Networking Lunch in Marketplace

Final hours to visit with partners in the Marketplace. The winner of the Grand Prize will be announced. Must be present to win!

PM – 2:15 PM

General Session: Regulator Perspectives

Michael Hsu, Acting Comptroller, OCC 2:15 PM – 3:15 PM

General Session: Business As Unusual: How to Future-Proof

Your Business in Transformational Times

Jack Uldrich, Global Futurist, Author & Speaker

S c H edule

Attendees are invited to attend all meals and receptions.

3:30 PM – 4:30 PM { GOLD ROOM }

Salute to Leadership (IBA Only)

The Illinois Bankers Association Annual Business Meeting elects the next IBA Board of Directors and welcomes their incoming Chair.

6:00 PM – 9:00 PM { INTERNATIONAL BALLROOM / SECOND FLOOR }

Closing Reception, Dinner & Entertainment

6:00 pm - 7:00 pm Reception

7:00 pm - 8:00 pm Dinner

8:00 pm - 9:00 pm Second City

A live comedy improv show created exclusively for bankers by the one and only Second City. This event follows the Friday night dinner...all included in your registration fee!

M arketplace e x H ibitor S

Be sure

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

ABA Insurance Services, a Member of Great American Insurance Group, provides D&O, bond, and cyber insurance to financial institutions. Recognized as insurance experts who understand banking operations, our tenured and experienced team of underwriting and claims professionals are highly regarded for their in-depth knowledge and expertise. We help mitigate risks by providing valuable loss control resources such as SafeTalk® newsletters, SafeAlert® bulletins, and webinars. With over 30% nationwide market share, the program is a market leader that has been supporting the banking industry for over 35 years. The program’s primary reinsurer, American Bankers Mutual Insurance, Ltd., has declared 33 consecutive distributions to eligible banks, totaling nearly $100 million. P&C and Excess insurance, as well as STAMP surety bonds, are also available.

Abrigo is a leading technology provider of compliance, credit risk, lending, and asset/liability management solutions that community financial institutions use to manage risk and drive growth. By using Abrigo’s automated PPP loan origination system, with E-Tran integration, banks can quickly and efficiently serve their communities during a time of need. Abrigo’s automated PPP loan forgiveness workflow provides banks with software to manage the full lifecycle of the PPP loan, so banks can spend less time dealing with manual processes and more time helping their small business borrowers. With two-day or less implementation of our PPP solution, Abrigo has helped 275+ financial institutions fund over $13 billion of PPP loans.

APPI Energy provides a comprehensive way to reduce energy expenses and minimize budgetary risks. Our procurement services negotiate with suppliers to offer ideal pricing and contract terms to fit your specific needs. In addition to competitive energy procurement, APPI Energy also provides efficiency and sustainability solutions, such as LED lighting retrofits, benchmarking programs, energy reporting systems, and facility audits. Our holistic energy services provide financially and functionally vetted solutions to decrease energy costs, reduce demand, and improve resiliency and sustainability. We are here as a true extension of your team.

Ascensus is the industry leader in supporting IRAs, HSAs and other tax preferred savings plans. For more than 40 years Ascensus has delivered comprehensive IRA and HSA solutions and education to the banking industry. With one of the largest ERISA consulting teams in the country and training solutions to keep your organization informed, Ascensus’ capabilities ensure workflow compliance and efficiencies. Ascensus is the clear choice when looking to bring your IRA and HSA programs to the next level.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

Backbase is on a mission to transform the broken banking system, so financial institutions don’t just interact—they engage—with the people they serve. That’s made possible with the Backbase Engagement Banking Platform—powering all lines of business on a single platform, including Retail, SME & Corporate and Wealth Management. From digital sales to everyday banking, the platform’s entire design focuses on a seamless and captivating experience for both customers and employees.

Bankers Alliance, owned by 33 State Bankers Associations, offers a family of services that includes Compliance Alliance, a subscription-based regulatory and consumer compliance advisory service with tools, on demand compliance hot line, and document reviews. Review Alliance, an independent group of compliance specialists offering banks deep-dive audits of their existing transactions, recommendations about program enhancements or guidance on future safety and soundness. In 2020, we added Virtual Compliance Officer - a shared service-model using bankdedicated compliance officers; perfect for monitoring and guiding your bank remotely.

Founded in 1981, Bankers’ Bank is the Midwest’s leading provider of banking services to community banks, with offices in the Madison, Chicago, Des Moines, and Indianapolis areas serving the four-state region and beyond. As an independent source of non-competing financial services, the Bank serves a market of over 700 financial institutions. The Bank does not serve the public, so it never competes with client banks for business.

Banzai is an education platform with a focus on financial literacy. We serve communities by providing unparalleled financial literacy education to schools, and we serve our partners by providing access to invaluable marketing insights and meaningful CRA opportunities.

Berkley Financial Specialists, a Berkley Company, is dedicated to providing customized, comprehensive insurance solutions and outstanding personalized service to financial institutions. We offer specialized management liability and fidelity coverages. Berkley Financial Specialists doesn’t just stop with the policy, we provide you with resources and services that extend after the policy is in place, along with our commitment to be there for our customers. In addition, we offer crime-related insurance products for a variety of organizations, entities and financial institutions through our Berkley Crime Division.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

Since 2001, BHG Financial has originated more than $14 billion in loan solutions to top-quality borrowers, which community banks can purchase via the BHG Loan Hub. More than 1,525 bank partners have trusted in this program as a proven source of interest income and diversification for their bank.

Blanchard Consulting Group is a national compensation consulting company. Our mission is to deliver independent compensation guidance to Community Banks to help them attract, motivate and retain their key employees and directors. With an exclusive focus on the banking marketplace since 2000, our lead consultants have a unique industry perspective and expertise to offer our clients.

» BOK Financial Institutions Group.................................bokfinancial.com/landing-pages/financial-institutions

BOK Financial Securities, a registered broker/dealer in all 50 states and the full-service brokerage subsidiary of BOK Financial Corporation (NASDAQ: BOKF), consists of two separate divisions: BOK Financial Advisors and BOK Financial Securities.

Brown Edwards’ financial institution accounting services help management improve procedures, reduce risk exposure, and improve earnings. Our team, with over 40 years of banking experience will design a specific program for your organization’s needs while providing best practices and cost-effective outsourced services. Our services include financial statement audits, internal audits & information technology audits, information technology risk assessment, loan reviews, allowance validation, internal control risk assessment, and ACH and BSA compliance.

Charles Vincent George Architects is an award-winning commercial & residential architectural design and planning firm. Founded in 1962, the firm has extensive experience leading financial institutions through the planning, design, and construction processes. Services include satellite and branch facility design, ATM & kiosk installations, and re-branding and merchandising services.

To ensure that national banks and federal savings associations operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

communications company providing data, internet, voice, cybersecurity, managed

hosted cloud and IT services to business customers.

Cornerstone Advisors’ multidisciplinary team brings deep industry expertise in financial services with an inside perspective that comes from having worked alongside banks and credit unions for nearly two decades. Our independent insights and firsthand experience afford us a unique view on how to best help financial institutions stay competitive and excel in today’s financial services industry.

As the leading provider of lending intelligence, financial and lending professionals turn to Financial Suite for our enhanced tools, commitment to data accuracy and intuitive search features. The access to market share insights using our robust reporting features with custom comparable tools, prospecting features including identifying ARMs, as well as loan maturity dates, sets you apart from the competition by delivering all the information you need to find and grow business. We back up our data and tools with reliable customer service. You’ll speak with real humans when you need help! »

DBE, a family-owned company rooted in exceptional service, has been bringing transforming solutions to the market since 1968. DBE supports our clients through differentiating products and services to improve their position in the market. From thoughtful solution consultation, to implementation, service and ongoing support, everything DBE does is designed to drive the best possible experience and outcomes for our clients. »

Edge One is a leading provider of self-service and assisted self-service solutions (ATM, ITMs and TCRs) in IL, WI, MN, MI and OH. Edge One promotes a highly integrated and holistic “operations first” approach that includes sales, first line and second line service, transaction processing, compliance assistance and managed portfolio services. This approach, empowered by our highly experienced and capable associates, delivers quality, simplicity and value.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

The IBA Advantage 401(k), powered by EPIC Retirement Plan Services, uses a Group Investment Trust which pools the assets of participating plans. This provides scale and purchasing power resulting in reduced pricing of plan administrative services and investments. Full fiduciary protection for a plan sponsor is provided by a 3(38) Investment Manager and a Discretionary Trustee. And, unlike a MEP, each adopting plan operates individually allowing for customized plan design best suited to each employer. Ask us for a no-cost, independent analysis of your current retirement plan to see how it compares to The IBA Advantage 401(k).

Evolv, Inc. offers a complete menu of payment processing and digital marketing solutions to businesses of every size and industry type. Since 1997, we’ve empowered firms across the nation to accept payments safely and efficiently. Our full suite of payment processing and digital marketing solutions increase sales while decreasing costs and mitigating risks. Our friendly and reliable in-house customer service supports our solutions. Our Merchant Solutions: Credit, debit, and gift card acceptance; Buyer’s Choice-eliminating up to 90% of credit card fees; Debt repayment solutions; Robust point-of-sale systems; Contactless smart terminals; Invoicing, ACH, and online billing; Ecommerce shopping carts; Website development; Social media management; Reputation management; Paid online advertising; Search engine optimization”

“The mission of the Federal Home Loan Bank of Chicago is to partner with our members in Illinois and Wisconsin to provide them competitively priced funding, a reasonable return on their investment in the Bank, and support for community investment activities.

We are one of 11 Federal Home Loan Banks chartered by the U.S. Congress in 1932 to promote homeownership. Our members include banks, thrifts, credit unions, insurance companies, and community development financial institutions throughout our district.”

The Federal Home Loan Bank of Cincinnati is part of the Federal Home Loan Bank System, a national network of 11 Federal Home Loan Banks and more than 6,700 member financial institutions. Services include Short and Long-Term Advances, Mortgage Purchase Program, Housing Program, and Correspondent Services.

M arketplace e x H ibitor S

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MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

FirsTech Inc. has been a multi-faceted payment solutions and technology firm since 1984. FirsTech’s Financial Institution Technology Solutions include Electronic Payments, Mobile Solutions, Telephone Payments, In-Person Payments, Remittance Processing, Merchant Services, and many more. FirsTech is a leading technology partner that assists clients in achieving their business objectives.

Floodplain Consultants (FCI), a flood zone certification provider, provides extra service and accuracy via a site visit policy on all borderline properties at no additional charge. By partnering with clients, FCI reduces staff workload, increases customer satisfaction, reduces the risk of costly compliance problems, and helps improve the lender’s bottom line.

Genesys Technology Group was founded in 2007 as an advocate for the community bank and took the guesswork out of core contract negotiations. Genesys offers fully managed renewal negotiations and core vendor services. Genesys also specializes in the evaluation of missioncritical fintech and third-party systems. Furthermore, Genesys provides ongoing support such as invoice audit services, conversion management, new product installation, and project management.

Since 1945, the Graduate School of Banking at the University of Wisconsin-Madison has educated professionals and created leaders in the banking industry. GSB currently offers a Graduate School of Banking, Human Resource Management School, Bank Technology Management School, Bank Technology Security School, Financial Managers School, Sales and Marketing School, and the GSB Online Seminar Series.

Haberfeld works with banks to significantly grow primary banking relationships, resulting in additional low-cost deposits, recurring non-interest income, and loan volume. Partners add 2x more checking openings through a complete strategy that aligns frontline execution with datadriven marketing. Clients gain more ROA/ROE compared to peers, have lower cost of funds, and better manage margin compression.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

Taylor Advisors, Inc. is a balance sheet management-consulting firm and an SEC-registered investment advisor servicing financial institutions. We are not a brokerage firm but a team of investment analysts and balance sheet consultants to bank executives. We work with senior officers, ALCO members, and board members to provide advice, strategies, and education in the areas of investment, liquidity, asset/liability, and risk management.

Since 1994, ICI Consulting has been a leading bank advisor nationwide. ICI is a consulting firm that supports financial institutions by providing core processing assessments, contract negotiation, gap analyses, vendor evaluations, and conversion services. ICI Consulting is well known for saving clients time and money during core processing & ancillary systems evaluations and negotiations with the providers of these business-critical solutions.

Having built the largest bank network of its kind, we’re a trusted ally to community banks that never competes with banks for their customers and that helps them to attract and maintain valuable customer relationships, grow reciprocal deposits, manage liquidity and generate fee income, diversify funding, and reduce collateralization. Work with the market leader to grow profitability and increase franchise value.

IntraFi Network’s innovative balance-sheet management solution — known ICS, CDARS and IntraFi Funding — empowers institutions to increase profitability, grow franchise value, manage liquidity more easily, and serve customers better.”

Over the last five decades, Investors Title has partnered with over 500 financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services

Jack Henry™ is a well-rounded financial technology company that strengthens the connections between people and their financial institutions through technology and services that reduce the barriers to financial health – with the purpose of empowering people and communities to gain the financial freedom to move forward. Visit jackhenry.com to learn more.

M arketplace e x H ibitor S

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MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

JMFA is one of the most trusted names in the industry helping community banks improve their performance and profitability. Whether it’s recovering lost revenue, reducing net operating costs, uncovering savings opportunities, serving your customers better or delivering a 100% compliant overdraft program. JMFA offers comprehensive consulting to help you deliver measurable results.

Our fully-disclosed and transparent overdraft solution exceeds regulatory expectations, adds significant value to customers, as well as streamlines procedures and improves revenue. Our team of expert negotiators has the experience and insight from working with industry vendors to best determine if you’re paying too much for core processing, card services, card brand agreements, internet banking and more. JMFA is proud to be a preferred provider among many industry groups.

10 McQueen Financial Advisors has been a leading provider of financial services to banks across the country since 1999. Our financial advisory services are provided as an SEC-Registered Investment Advisor. As an advisor and not a broker, McQueen Financial makes no commission and always places our clients’ best interests first. Our approach is to create custom portfolios for each client in order to achieve their goals in light of their balance sheet position, their interest rate risk, and their liquidity position. Additional McQueen Financial services include ALM Reports and Consulting, Mortgage Servicing Rights Valuations, Core Deposit Study, Prepayment Speed Analysis, Liquidity Analysis, Assumption Stress Testing, and Concentration Risk Analysis and McQueen Financial is the leader in M&A Valuations and Transactions.

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34 Midwest Independent BankersBank provides a wide array of correspondent banking and audit services to financial institutions throughout the Midwest.

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47 Our company provides bank employees with the training, supplies, and surety bonds needed to become a Notary Public in all 50 states.

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17 NFP Executive Benefits, an industry leading insurance broker with 1,250 BOLI clients, is uniquely qualified to help banks achieve their key financial goals, manage benefit liabilities, and enhance shareholder value through market-leading knowledge, tailored executive benefit plan design, bank-owned life insurance (BOLI) expertise, and BOLI administration solutions.

M arketplace e x H ibitor S

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MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

Northland Securities, Inc., Member FINRA/SIPC, Registered with SEC/MSRB, is a full-service B/D, offering investment and financial services for financial institutions, government entities, non-profit organizations, and individual investors. Northland is a leading underwriter of tax-exempt bonds and bank-qualified securities in the Midwest.

OCCH, a nonprofit corporation, provides CRA Qualified tax advantaged investments to large and small banks alike. To date OCCH has invested over $4.25B in over 46,500 affordable housing units across Ohio. An investment in an OCCH sponsored equity fund meets the Investment Test under CRA while providing investors with a market rate of return through the purchase of low income housing tax credits.

Founded in 1943, today with assets of nearly $15 billion, Pentegra is a leading provider of qualified and non-qualified plan, fiduciary outsourcing, BOLI and institutional investment solutions to clients and advisor-partners nationwide. With more than 75 years of industry knowledge and insights in developing bank retirement plan solutions designed to attract, retain and reward the talent needed to ensure your bank’s success and drive more successful retirement plan outcomes for your employees.

PG Design + Build is an integrated architectural planning, design, and construction company with over thirty years of experience providing building solutions for a wide variety of clients, and offers specialized expertise in financial and healthcare facilities.

PRI is a process and profit improvement firm that has been assisting community banks with profit and efficiency improvements since 1990. We work with OBL members to boost non-interest income and reduce non-interest expense, evaluate data processing systems (core, EFT, LOS, etc.) and negotiate contract terms, provide merger integration assistance and much more. We utilize a collaborative, hands-on approach that results in real quantifiable change and bottom line improvements.

One of the nation’s leading ATM/debit networks with more than 265,000 ATMs, as well as POS terminals at retail locations nationwide. We are also a resource for research related to electronic payments and is committed to providing its participants with education.

M arketplace e x H ibitor S

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MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

PWCampbell is a full-service firm offering design-build, branch experience, and consulting services to the financial industry. Our vast experience lies within architecture, interior design, preconstruction, construction, branded environments, and award-winning technology solutions. Our Best in Class service and “open door” relationship with our clients are the cornerstones of the business. Backed by over a century of experience, we have the passion and vision to take your project to the next level.

QSI provides turnkey delivery of NCR ATM and ITM solutions and is NCR’s largest financial partner in the U.S. We offer remote access services for patch management, anti-virus, and more. Titan Armored offers branch cash and ATM/ITM cash replenishment, among other services. QSI is a fullservice bank equipment company (video, alarm, drive-up, safes). No long-term service contracts. Outsourcing available.

R&T Deposit Solutions successfully completed a planned business combination on June 1st, 2022. Headquartered in New York City, and now doing business as RNTS, the combined firm has over $200 billion in assets under administration (AUA) and now offers a wider range of innovative tech-enabled services to help banks and wealth managers meet their unique cash sweep, deposit funding, and securities-based lending needs. Since 1974 and 2004, respectively, R&T and TBS have been helping many of the largest global financial institutions to achieve their business objectives. By delivering consistent results on behalf of their clients, both firms have achieved sustained business growth and have earned market-leading reputations for exceptional client service, collaborative engagement, and flexibility.

“When Bob James founded Raymond James, he did so based on a belief that clients deserved more than help with investment decisions, they needed advice that considered their entire financial picture. Today, that client-focused approach has extended to serve client accounts through approximately 8,700 financial advisors in the United States, Canada and overseas. Further, the company has expanded through the years to serve corporations, institutions and municipalities through significant capital markets, banking and asset management services.”

With margin pressures, increased regulatory focus, and evolving customer preferences, it is crucial that you have access to the data and tools your bank needs to perform. At S&P Global Market Intelligence, we provide essential intelligence to help you navigate the challenges of today’s banking industry.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support! MARKETPLACE

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

SBS CyberSecurity helps business leaders identify and understand cybersecurity risks to make more informed and proactive business decisions. Since 2004, SBS has been dedicated to assisting organizations with implementing valuable risk management programs and mitigating cybersecurity risks.

As a managed security services provider (MSSP), SEI Sphere provides comprehensive business solutions that deliver cybersecurity, network operations, and cloud services. Supporting and securing the evolving IT needs of today’s regulated and fast-growing businesses, SEI Sphere helps them build and maintain a secure technology foundation. For more than 50 years, SEI has provided technology platforms and solutions that enable clients to focus on strategic initiatives and drive future growth.

With its purpose-built AML/BSA compliance management platform, Shield Compliance is transforming the way financial institutions automate processes, manage risk, comply with regulators, satisfy operational demands, and unlock new revenue associated with serving the legal cannabis industry.

SomerCor is a nonprofit, SBA Certified Development Company that specializes SBA 504 loan origination and servicing. We partner with lending institutions to serve the capital needs of businesses throughout Illinois. Our team works with a shared and compelling mission to grow businesses, create jobs, and increase impactful investment in every community.

Spry helps you market and manage your brand with absolute efficiency. We’re a brand optimization partner for our clients. We believe in the wisdom of disciplined budget management, smart solutions that win team compliance, and thoroughly efficient brand management.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

SRM (Strategic Resource Management) has helped 1,000+ financial institutions add more than $5 billion of value to their bottom line in areas such as payments, digital transformation, core processing, artificial intelligence, digital assets, and overall operating efficiency. SRM – now in its 30th year in business – has lowered costs, created revenue opportunities, increased productivity, and provided a competitive edge for clients in an environment of constant and accelerating change.

StrategyCorps works with hundreds of financial institutions nationwide to deliver mobile and online consumer checking solutions that enhance customer engagement and increase fee income. This includes two premier products CheckingScore, an analytical tool that ranks each customers total financial productivity, and a customizable BaZing mobile rewards app that delivers thousands of local merchant discounts and name-brand national retailer offers to their mobile phone, among other protection benefits.

Technology Advisors is a global business and technology consulting company that provides services for CRM implementation, project management, sales automation, analytics, and other business functions. The goal of TAI is to help customers drive more revenue by successfully utilizing their software mix for automation, departmental alignment, and streamlined services.

The Plateau Group, Inc., itself and through it’s subsidiaries, underwrites and delivers integrated insurance and debt protection products and services to help increase fee income and minimize risk. Their unique focus helps banks identify opportunities and plan for success. They support these goals with a comprehensive system including education, complete administrative support and ongoing program analysis.

The Redmond Company, your premier design/build partner, has completed 800+ financial institution projects. Experts in Prescriptive Consumer Analytics, Market Analysis, Trade Area Analysis, Branch Deployment Studies, Site Identification and Acquisition, Brand Integration, Architecture and Construction. Redmond uses advanced analytics to identify your optimal market, trade area, area of influence and site, using “The Science of Where” and Prescriptive Consumer Analytics. Ultimately, increasing the potential profitability and ROI of your facility by selecting the best and most profitable location. Let our award-winning team help you increase the potential profitability of your facilities, improve employee productivity and enhance consumer experiences.

M arketplace e x H ibitor S

Be sure to visit with our service providers and let them know we appreciate their support!

MARKETPLACE HOURS

Thursday 10:15 am - 11:15 am 9:00 pm - Midnight

Friday 7:45 am - 8:30 am 9:30 am - 10:30 am 12:15 pm - 1:30 pm

Titan specializes in armored car cash replenishment to ATMs, ITMs and TCRs, as well as branch cash delivery services. We take the added step to ensure that each of our skilled employees are cross trained to fully understand the equipment, because our mission is to provide service and security.

UFS is a bank technology outfitter with a simple promise to make technology work for community banks so they can focus on banking. Owned by community banks, partnering only with banks, regulated like a bank, and heavily staffed with former bankers, UFS is accountable for providing purpose-built technology solutions that empower banks to thrive and achieve their own unique goals. Founded in 1991, UFS has been improving regulatory compliance, driving efficiency, and thwarting cybercrimes with innovative solutions such as: Managed IT Services, IT Regulatory Compliance, Cybersecurity as a Service, Regulated Cloud Hosting, Core Banking, Digital Banking and more.

United Bankers’ Bank is proud to be the nation’s first and the upper Midwest’s most prominent Bankers’ Bank, serving over 1,000 community banks from the Pacific Northwest to the Great Lakes.

The Voya Bank Advisory Group works with community and regional banks seeking to enter the broadly syndicated senior loan market. Using Voya’s access and support, the bank develops a customized Commercial & Industrial loan portfolio in line with the bank’s credit standards and regulatory expectations. The floating rate loans can help manage interest rate exposure and diversify loan portfolios.

» Young and Associates, Inc. ................... younginc.com ................................... 22 Young & Associates, Inc. has provided consulting, outsourcing, and educational services to community financial institutions nationwide and overseas for over 40 years. They offer a widearray of products and services, covering all the major areas of banking, such as risk management, strategic, capital, and liquidity planning, mergers and acquisitions, internal audit, branching and expansion, lending and loan review, information technology, recruiting and human resources, marketing, and regulatory compliance.