Program Directory Vol. II by Insurance Journal

december 3, 2012 | Vol. 90, No. 23

WEst REGION

Workersâ&#x20AC;&#x2122; Compensation Still Challenged SLA of California Director McKay Licensed Women Outnumber Men

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WEST

Inside This Issue

N16 On The Cover

Special Report: Be Wise, Specialize!

December 3 • Vol. 90, No. 23 • West Region

NATIONAL COVERAGE

WEst COVERAGE

Idea exchange

N10 Spotlight: Theft & Vandalism Claims in Vacant Property Market

8 Teacher Sues California School District Over Breastfeeding

N1 Minding Your Business: Oak

N14 Pricing Improved But Workers’ Compensation Still Challenged: A.M. Best

8 Utah Woman Injured in Carousel Accident Sues for $300K

N14 Firms Report Increase in False Histories of Commercial Drivers: LexisNexis

14 California Sells Out of First Pollution Permits

N15 Program Business Premiums Jump 9% in 2011: Study

16 Q&A: Surplus Lines Association of California Director McKay

N16 Special Report: Be Wise, Specialize!

20 Women with Driver’s Licenses Now Outnumber Men

N6 The Price Is Right: Insurance Pricing Revealed N82 Closing Quote: State Auto’s Peet

N21 2012 Program Directory, Vol. II

DEPARTMENTS 6 10 12 12 N4

4 | INSURANCE JOURNAL-WEST REGION December 3, 2012

Opening Note People Declarations Figures MyNewMarkets

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Opening Note ‘Tis the Season for WWD

.W.D. It’s a fairly new acronym, and worth a few words with the holidays upon us.

State Farm released its annual research report on distracted driving, and it seems there’s yet another reason to worry about your fellow motorists — aside from stupidity, carelessness, hostility, the time of day, the proximity to the nearest bar and the possibility they’re more interested in keying in a delightful text to their BFF than scanning the road. Texting while driving remains a relatively new, albeit growing concern, on the nation’s highways. But now it seems an increasing number of people are also “webbing while driving,” the State Farm report shows. ‘The growing popularity of The survey of nearly 1,000 motorists conducted in July smart phones is no doubt shows a significant increase contributing to a continued in the use of mobile web serrise in W.W.D.’ vices while driving. The growing popularity of smart phones is no doubt contributing to a continued rise in W.W.D., and it also makes one concerned even more so for driving safety during the holidays, a time when people’s yearning to keep in touch with one another seems to increase astronomically. And W.W.D doesn’t just seem to be a growing problem for young people. The report shows motorists of all ages are using the mobile web while driving. For drivers age 18 to 29 the study shows that accessing the internet via a cell phone while driving increased to 48 percent in 2012 from 29 percent in 2009, and reading social media networks while driving rose to 36 percent from 21 percent three years ago. Checking email while driving rose to 43 percent in 2012 from 32 percent in 2009, according to the study. People are even posting status updates while behind the wheel. Updating social networks while driving increased from about one-in-five three years ago to 30 percent. For all drivers, the data showed that reading social media networks while driving rose to 15 percent in 2012, and updating social networks while driving rose to 13 percent in 2012. I remember when the biggest irritant to be encountered on the road was when someone left on their left turn signal. Now with so many unable to resist the urge to reach out and touch someone in one form or another, no matter what they’re doing, I’d welcome a few stuck blinkers.

Don Jergler West Editor

EDITORIAL

Editor-in-Chief Andrea Ortega-Wells | awells@insurancejournal V.P. Content Andrew Simpson | asimpson@insurancejournal.com East Editor Young Ha | yha@insurancejournal.com Southeast Editor Michael Adams | madams@insurancejournal.com South Central Editor/Midwest Editor Stephanie K. Jones | sjones@insurancejournal.com West Editor Don Jergler | djergler@insurancejournal.com International Editor Charles E. Boyle | cboyle@insurancejournal.com ClaimsJournal.com Editor Denise Johnson | djohnson@claimsjournal.com MyNewMarkets.com Associate Editor Amy O’Connor | aoconnor@mynewmarkets.com Columnists Catherine Oak Contributing Writers John Buchanan, Joe Izzo, Katie Peet

SALES

V.P. Sales & Marketing Julie Tinney (800) 897-9965 x148 jtinney@insurancejournal.com West Dena Kaplan (800) 897-9965 x115 dkaplan@insurancejournal.com South Central Mindy Trammell (800) 897-9965 x149 mtrammell@insurancejournal.com Midwest Lauren Knapp (800) 897-9965 x161 lknapp@insurancejournal.com Southeast Howard Simkin (800) 897-9965 x162 hsimkin@insurancejournal.com East Dave Molchan (800) 897-9965 x145 dmolchan@insurancejournal.com New Markets Sales Manager Kristine Honey | khoney@insurancejournal.com Classifieds, Jobs, Agencies Wanted/For Sale (800) 897-9965 x125 Ly Nguyen | lnguyen@insurancejournal.com

M A R K ET I N G / N E W M E D I A

Marketing Administrator Gayle Wells | gwells@insurancejournal.com Advertising Coordinator Erin Burns | eburns@insurancejournal.com (619) 584-1100 x120 New Media Producer Bobbie Dodge | bdodge@insurancejournal.com Videographer/Editor Matt Tolk | mtolk@insurancejournal.com

D E S I G N / W EB

Vice President/Design Guy Boccia | gboccia@insurancejournal.com Vice President/Technology Joshua Carlson | jcarlson@insurancejournal.com Design and Marketing Executive Derence Walk | dwalk@insurancejournal.com Web Developer Jeff Cardrant | jcardrant@insurancejournal.com Web Developer Chris Thompson | cthompson@insurancejournal.com

IJ ACADEMY OF INSURANCE

Director of Education Christopher J. Boggs | cboggs@ijacademy.com Online Training Coordinator Barbara Whiffen | bwhiffen@ijacademy.com

A D M I N I S TR A T I O N

Chairman Mark Wells Chief Executive Officer Mitch Dunford Accounting Manager Megan Sinclair | msinclair@insurancejournal.com

FOR QUESTIONS REGARDING SUBSCRIPTIONS: Call: 856-380-4176 or You may subscribe or change your address online at

insurancejournal.com/subscribe Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published semimonthly by Wells Publishing, Inc., 3570 Camino del Rio North, Suite 200, San Diego, CA 92108-1747. Periodicals Postage Paid at San Diego, CA and at additional mailing offices. SUBSCRIPTION RATES: $7.95 per copy, $12.95 per special issue copy, $195 per year in the U.S., $295 per year all other countries. DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 2012 Wells Publishing, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission. Insurance Journal is a publication of Wells Publishing, Inc. POSTMASTER: Send change of address form to Insurance Journal, Circulation Department, PO Box 9049, Maple Shade, NJ 08052

6 | INSURANCE JOURNAL-WEST REGION December 3, 2012

ARTICLE REPRINTS: For reprints of articles in this issue, contact Rhonda Brown at 1-866-879-9144 ext. 194 or rhondab@fosterprinting.com. Visit insurancejournal. com/reprints for more information.

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News & Markets Arizona City Agrees to Settle Police Shooting Lawsuit

lagstaff has agreed to a $225,000 settlement for the family of a 78-year-old Arizona man killed by police as he held his son at bay with a shotgun. Kenneth Mitchell was holding the gun to his son’s head after the son had assaulted his mother with a knife in August 2010.

Officer Roy Taylor opened fire, thinking he was stopping an execution. City officials agreed to settle at request of their insurance carrier. They reiterated their support for the officer’s decision to use lethal force. The city will pay $50,000 toward attor-

ney costs and insurance will cover the settlement. The family filed a $5 million lawsuit in March 2011. The 33-year-old son was sentenced to three years’ probation for attempted assault. Copyright © 2012 Associated Press. All rights reserved.

Teacher Sues California School District Over Breastfeeding

former Carmel school teacher accuses school officials in a lawsuit of failing to accommodate her breastfeeding schedule. Sarah Ann Lewis Boyle has sued the Carmelo School, where she worked, and the Carmel Unified School District, alleging discrimination and wrongful termination. Boyle says before returning to work,

she told a manager at the school that she would need about 15 minutes every day between 9 a.m. and 11 a.m. to pump her breasts. Boyle claims the manager told her to train her breast not to make milk

then, and the district made no accommodations to allow her to feed her newborn. According to Boyle, she later received a negative evaluation and was urged to resign. Copyright © 2012 Associated Press. All rights reserved.

Oregon Insurers Sue Landowners in Ashland Fire

nsurance companies that paid $1.7 million to six homeowners in a fire blamed on a homeless Ashland, Ore. man have sued the owners of a vacant lot where the fire started. The suit alleges the owners had been told vagrants were camping in the overgrown field behind a gasoline station, starting fires and smoking cigarettes. A lawyer for the owners denies the allegations.

In all, 11 homes were destroyed in the fire in late August 2010. It has been called the worst fire in a century in the southern Oregon town. A judge found that the man accused of reckless burning, 42-year-old John Thiry, likely set the fire, but prosecutors failed to prove he knew the consequences of his actions. Thiry remains homeless in Ashland. Copyright © 2012 Associated Press. All rights reserved.

Utah Woman Injured in Carousel Accident Sues for $300K

Washington City, Utah woman injured when a panel fell from the ceiling of a St. George carousel is suing for more than $300,000 in damages. A lawsuit claims Linda Williamson suffered head, neck, eye and back injuries when two fiberglass panels fell July 15, 2011. Her attorney, Ronald Truman, said she can’t do the same tasks she could before, and her husband has picked up responsibilities.

St. George purchased the refurbished carousel for $275,000 in an effort to make one of its parks more family-friendly. City officials say more than 1,000 people per day used the ride when it first opened. St. George City Manager assistant Marc Mortensen says the city agreed to pay Williamson’s medical bills. But her lawyer claims payments have stopped.

8 | INSURANCE JOURNAL-WEST REGION December 3, 2012

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People Therese M. Vaughan

Dolores Glass

Rick Sottile

Jose Cruz

Therese M. Vaughan has stepped down earlier than previously announced from her post as chief executive officer of the National Association of Insurance Commissioners (NAIC). In August, she announced plans for transitioning out of the job in early 2013, but decided to accelerate her departure to the end of November. The NAIC is conducting a national search for a new CEO and has retained the services of an executive search firm, Egon Zehnder International. The NAIC Executive Committee has named Andrew Beal as acting CEO following the departure of Vaughan. Beal has been with the NAIC for 13 years and currently serves as the chief operating officer and chief legal officer. Vaughan has served as NAIC CEO since 2009. Edgewood Partners Insurance Center named Dolores Glass as a principal in their San Ramon, Calif., construction practice. Glass will be responsible for expanding EPIC’s business with contractors and others in construction. Additionally, she will design, place and manage insurance and risk management programs, lead a client services team and focus on growing her own book of business. Glass has 20-plus years of experience in construction industry risk management and property and casualty insurance. Prior to EPIC, Glass was with Arthur J. Gallagher & Co. in San Francisco as area vice president of the company’s construction services group. Before that she worked for Calco Insurance Brokers and Agents as a senior account manager. Commercial insurance specialist Rick Sottile has joined Portland, Ore.-based Elliott, Powell, Baden & Baker Insurance. Sottile has nearly 35 years’ experience insuring technology, manufacturing, distribution and aviation risks. Elliott, Powell, Baden & Baker has specialized programs in petroleum distributors, biodiesel, agribusinesses, restau-

ASTISH15197.indd 11 10 ASTISH14873.indd |ASTISH5333.indd INSURANCE JOURNAL-WEST REGION December 3, 2012

rants, tecnology, service stations and convenience stores, non-profits, wholesalers, retailers and contractors. Worldwide Facilities Inc. named Chris Scheetz to its San Francisco, Calif., office as a property broker. Scheetz will assist in expanding the property footprint for Worldwide Facilities’ San Francisco office. His responsibilities include new business production, marketing calls and cross selling. Scheetz has more than 25 years’ experience. Before Worldwide Facilities Scheetz was with Fireman’s Fund Insurance Co. More recently he was a property underwriter for Beazley. Los Angeles-based Worldwide Facilities has other California offices in San Francisco and Irvine, as well as Seattle, Wash., Phoenix, Ariz., Chicago, Ill., St. Louis, Mo., New York, N.Y., and Atlanta, Ga. San Diego, Calif.-based Arrowhead Wholesale Insurance Services named Jose Cruz Jr. an account executive of workers’ compensation. Cruz, who will be headquartered in San Diego, will be responsible for brokering workers’ comp placements for retail agents as well as agency development for Arrowhead. He has more than seven years of workers’ compensation experience as a marketing representative for a large workers’ comp carrier, a retail agent and most recently was an underwriter for several workers’ comp programs. The Leavitt Group named Eric Shaw to its Sacramento, Calif., office. Shaw will focus on risk management for health care clients and workers compensation coverage. Shaw has 10 years of experience in the industry. He most recently worked for Zurich Insurance in claims handling. The Leavitt Group’s Bay Area, Sacramento and San Jose offices are part of the Jenkins Insurance Services agency.

1/27/11 9:42 AM www.insurancejournal.com 6/11/11 9/6/11 2:54 8:30 PM

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Declarations Exchange More Time

Sick Pool

Climate Gap

“We are confident governors will have enough time to decide whether they want to establish an exchange, work in partnership with the federal government or have a federally facilitated exchange in their state.” — U.S. Health and Human Services Secretary Kathleen Sebelius said as she extended deadlines relating to the exchanges. The Obama administration gave states an extra month to say whether they plan to operate their own health insurance exchanges after governors asked for more time in light of the Nov. 6 election, which ensured the survival of Obama’s healthcare overhaul.

“Basically the story is, we had more people who got sick right off the bat than we thought.” — Gary Marks, chairman of the Idaho Independent Intergovernmental Authority’s board of directors, explaining that nearly 40 Idaho cities are facing double-digit increases in health insurance premiums because the pool insurance program they joined was hit with some unexpected early claims.

“These findings reflect a cruel phenomenon sometimes called ‘the climate gap’ — the concept that climate change has a disproportionate and unequal impact on society’s less fortunate.” — That’s according a report by the Center for American Progress, a liberal think tank with close ties to the White House. The report tapped U.S. data from the National Oceanic and Atmospheric Administration, the Census and other agencies.

Sum Total Recall “They seem to continue to be obsessively monitoring these things and looking for potential problems before they arise.” — Deutsche Securities analyst Kurt Sanger said the extent of a Toyota recall suggests a more aggressive stance by the company to address defects after its recall crisis a few years ago. Toyota Motor Corp said in November it will recall 2.77 million vehicles worldwide for steering and water pump problems.

Figures

16.8

42 Million

Million

Is how much Alaska Commerce Commissioner Susan Bell says commercial fishery permit holders lost in direct revenue due to poor king salmon returns. The U.S. Department of Commerce in September declared king salmon fisheries a disaster in several watersheds.

32 GB

Isn’t what a California lawyer suing Microsoft Corp. says he got. He filed the suit after discovering the Surface tablet he bought has 16-gigabytes of storage space being used by the operating system and pre-installed apps. The suit alleges false advertising and unfair business practices, and seeks class action status. 12 | INSURANCE JOURNAL-WEST REGION December 3, 2012

Is Wyoming’s share of the cost of fighting wildfires this season. State Forester Bill Crapser says this year’s wildfires have consumed all the money the state had set aside for fire suppression.

3.3 Million

Is how much a California prison doctor who was fired without explanation has won in a wrongful termination lawsuit. Dr. Muhammad Anwar signed a contract to provide surgical services to inmates at the Central California Women’s Facility in Chowchilla. The ballooning prison population forced him to restrict his private practice to concentrate on the inmates.. www.insurancejournal.com

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News & Markets

California Sells Out of First Pollution Permits

alifornia has sold out of the first pollution permits issued as part of a landmark offensive against greenhouse gases at an inaugural auction in late November that regulators said went smoothly. The effort to curtail carbon emissions involved the sale of 23.1 million permits — each allowing for the release of one ton of carbon — for $10.09 apiece, the California Air Resources Board said. The permit sales opened the largest carbon marketplace in the nation and the second-biggest in the world after the European Union. The board will hold four such auctions a year. “By putting a price on carbon, we know we are beginning the process of breaking our dependence on fossil fuels,” Mary Nichols, board chairman, said. The board would not divulge specific figures on how many permits were bought by individual polluters covered under newly

instituted caps on carbon emissions. However, a sampling of the more than 300 companies that are covered include utilities such as Pacific Gas & Electric Co., petroleum refiners such as Phillips 66 Co. and even food processing companies such as Saputo Cheese USA Inc. Blair Jones, a spokesman for Pacific Gas & Electric, said the company is “satisfied with the process based on what we’ve observed,” but wouldn’t comment on whether PG&E participated in the auction. The board said there were three times more bids submitted than allowances available for sale. The permits are part of California’s so-called “cap-and-trade” program — a central piece of the state’s 2006 global warming regulations. Businesses are required to either cut emissions to cap levels annually, or buy pollution permits called “allowances” from other companies for each extra ton of emissions discharged

1 14 IICF16264.indd | INSURANCE JOURNAL-WEST REGION December 3, 2012

annually. The cap and number of allowances will decline over time in an effort to reduce greenhouse gas emissions. The final price for 2013 allowances was nine cents above the $10 minimum price set by regulators. “The fact that the prices are clearing a little above the reserve is a good sign that people’s fears about out of control costs for cleanup are not justified by the way the market actually worked,” Nichols said. Petroleum refiners, manufacturing companies and other industries have been outspoken opponents of the program, calling it an illegal tax that will hurt California’s economic recovery. The California Chamber of Commerce has filed a lawsuit seeking to invalidate the program, arguing the board does not have the legal authority to collect money for the state. Copyright © 2012 Associated Press. All rights reserved.

www.insurancejournal.com 11/19/12 10:53 AM

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News & Markets Q&A: Surplus Lines Association of California Director McKay

— regulation that protects the consumer ndrew G. Simpson, vice president of but allows for enough freedom for the marcontent for Wells Media Group Inc., kets to function. What we find in the surrecently grilled Surplus Lines Association plus lines market where you have a lot more of California Executive Director Benjamin freedom than in the admitted market is it McKay on an array of matters, including the really does work well. Now, there are conmarket, new regulations and SLA’s role. sumer protections, and certainly those have As director of SLA McKay has a great changed with the Dodd-Frank Act passage. deal of interaction with the state government. SLA serves as the surplus line advisoQ) Nationally, if you look at the market, ry organization to the California Department it appears that premiums are going up. of Insurance and helps monitor and direct The market is growing. The surplus lines surplus line brokers’ placements of insurmarket is regaining some of the premiance with eligible nonadmitted insurers. um lost over the past few years. Is that McKay assumed the director post in July. the case in California? He spent the last A) We are eight years with ‘Year to date, the premium filed seeing that. the Property at the California Stamping Office Year to date, Casualty Insurers the premium Association of is about $4.2 billion, which is filed at the America as senior greater than all of last year…’ California vice president for Stamping federal government relations following a career in both the Office is about $4.2 billion, which is greater than all of last year, all of 2011. So we’ve private and public sector. His experience already beat last year’s filed premium also includes a stint as a chief of staff to a number. So ... we’re definitely experiencing member of Congress. uptick in filed premium. Q) You are representing and work with Q) The Nonadmitted and Reinsurance the surplus lines industry. This industry Reform Act went into effect a little over seems to be the most resilient of any a year ago. Has California passed all the that I know of. You don’t hear about too laws that they need to conform with many companies going under. What’s the that? What is affecting California out of secret? Is it strictly the freedom of pricthat act? ing or is there something else going on? A) As you know, the effects are many, but A) I think it’s a few things at play. Number they are also unknown. All of the effects are one, good regulation. We’ve always said unknown. We’ll continue to see effects from there is over-regulation, there is bad regulathe Dodd- Frank Act. We often say Doddtion, and there is good regulation, and the Frank Act and NRRA intergoal is always to strive for good regulation changeably. The NRRA was a bill that was absorbed into the Dodd-Frank Act and passed along with it, so they really can be used interchangeably, but the Dodd-Frank Act is obviously broader. But California — to your initial point — California has passed the requisite legislation, AB 2303 and Gov. Brown signed it into law … that conforms to California law to the NRRA. So California is compliant. Not all states are, but California 16 | INSURANCE JOURNAL-WEST REGION December 3, 2012

is one of them that is. Q) So how is California handling the tax issue for surplus lines and do you anticipate any changes in that? A) Well, the NRRA allowed for what is called “home statBen McKay ing,” and what that means is that, if the principal place of the insured’s business is in a particular state, say California, then California can collect the tax on all of the premium. In the alternative, it provides for these different PACs, like SLIMPACT and NIMA, that states are allowed to join and then that would preempt all of the other, or lots of the other, rules that are in the NRRA. But it doesn’t look like those are moving forward. California, I think, at this point is going to stick with the home state principal. Most of the states are — frankly, the vast majority — are following the same principal, which is the place of business standard, the principal place of business standard. Q) And what does that mean for a company that’s multi-state? A) If you’re multi-state, you have to look at the insured, who you’re insuring, and you have to say, “Where is their principal place of business?” Frequently, that can be a complicated question. So if you’re a hotel chain and you have hotels in many states, which is your principal place of business? There are a lot of legal tests that we use to say, “Where’s the nerve center? Where are they operating from? Where are their headquarters? Where are they predominantly if you have 50 hotels in California and one in Nevada and one in Virginia?” Certainly, you can make a strong case that California is your principal place of business. Q) OK, and that’s the major test that determines the tax? A) Yeah, the standard is principal place of business, but then, you can go through difcontinued on page 18 www.insurancejournal.com

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News & Markets Surplus Lines, continued from page 16

ferent tests to determine which is the actual principal place of business. Most brokers have these very elaborate decision trees that they go through, depending on the type of business. Where is the risk, is it a physical risk, is it a person/people risk, or building risk, that sort of thing. They go through the chart and come to a conclusion at the end that.

don’t know, and there’s no case law on it to tell us. What we’re going to have to do in the interim is try and figure that out, and states can take action individually. The courts can take action individually. Q) Is there anything going on at the state level now in California that you’re keeping an eye on or you’re concerned about?

Q) How do you think Gov. Brown’s administration has been handling insurance issues? A) Well, I don’t have a long experience with what he’s been doing, but my brokers seem to think that he has a very practical approach, so, so far, so good.

Q) We’ve had some other forums where A) One of our statutory responsibilities is some of the industry have complained Q) Are there any other benefits or effects to make sure that we’re monitoring what’s about Commissioner Jones, and his lack of Dodd-Frank that brokers should be going on in Sacramento to ensure that it will of access, and he’s not easy to work with. aware of or anticipate? create a good marketplace, surplus lines marDo you find that the case? A) Yeah. There’s a fair amount of uncertainty. ketplace, and healthy A) I haven’t. In fact, The NRRA deals with interstate commerce, surplus lines marketI found the exact ‘California, I think, at this which is the jurisdiction of the federal govplace. We do comto be the ernment. What isn’t the jurisdiction of the point is going to stick with opposite ment on legislation case. His staff has federal government is contract law, tort law. on how it will affect the home state principal.’ been incredibly We’re not sure where the liabilities lie for the marketplace. The responsive to us. compliance, non-compliance, violations therelegislature will come Brokers contact us of, so there is a lot of uncertainty. The NRRA back in session on Dec. 4 for organization, literally every day, me personally every day, was incomplete in terms of who is liable if a but they really will just elect their leadership with inquiries, everything from taxes to filcompany fails. Who is liable to the insured? Is post-election. Then in January is where they’ll ings to licensure. We have an open door at it the broker? Is it the insurance company? We really start introducing legislation again. the department, where they get back to us immediately on licensures. Sometimes there are computer glitches (like) “Hey, I thought I renewed my license over here and it’s not showing on the system, why not?” And we get that squared away, usually within a day. Commercial Lines • Personal Lines • Professional Liability On the policy making side, you know, we’re talking to them literally almost every day at Apartments different parts of the department, so we’ve Contractors had a very different experience than what you’ve described. Bars, Taverns,

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News & Markets Women with Driver’s Licenses Now Outnumber Men By Joan Lowy

omen have passed men on the nation’s roads. More women than men now have driver’s licenses, a reversal of a longtime gender gap behind the wheel that transportation researchers say is likely to have safety and economic implications. If current trends continue, the gap will only widen. The share of teens and young adults of both sexes with driver’s licenses is declining, but the decline is greater for young men, according to a study by the University of Michigan’s Transportation Research Institute. The study looked at gender trends in driver’s licenses between 1995 and 2010. “The changing gender demographics will have major implications on the extent and nature of vehicle demand, energy consumption, and road safety,” predicted Michael Sivak, co-author of the study. Women are more likely than men to purchase smaller, safer and more fuel-efficient cars; to drive less, and to have a lower fatality rate per distance driven, he said. Over the 15 years the study covered, the share of men ages 25 to 29 years old with driver’s licenses dropped 10.6 percent. The share of women of the same age with driver’s licenses declined by about half that amount, 4.7 percent. Male drivers outnumbered women drivers from the moment the first Ford Model T rolled off the assembly line in 1908, the year the automobile became popular, and through most of the last century. In the 1950s, when only about half of adult women had driver’s licenses, jokes about women drivers were a staple of comedians.

compared with 104.3 million men. Likewise, in 1995 men with driver’s licenses outnumbered women in every age group except those over 70. By 2010, women outnumbered men among drivers ages 45 and older and between ages 25 and 29 years old. The share of older women who are also on hanging onto their driver’s licenses has also increased. “I want to be in my own car for as long as possible. I want to be independent for as long as I can,” said Diane Spitaliere, 58, a retired government worker in Alexandria, Va. Male drivers under age 44 are still slightly more numerous than women of the same age, but that’s only because young men outnumber young women in the general ‘The changing gender demographics population, the study said. There now are 105 will have major implications on the boys born each year extent and nature of vehicle demand, for every 100 girls in the U.S. Women outenergy consumption, and road safety.’ number men later in life because they live longer an average of 80 years for women, But the gap gradually closed. By 1995, compared with about 75 years for men. men with driver’s licenses slightly outnumRising Internet usage may be part of the bered women, 89.2 million to 87.4 million. reason for the decline in the share young By 2010, 105.7 million women had licenses, 20 | INSURANCE JOURNAL-WEST REGION December 3, 2012

drivers, especially young men, Sivak said. A previous study by the transportation institute published earlier this year found that countries that have higher Internet usage also have a lower licensure rate of teens and young adults. “There is some suggestive evidence that Internet contact is reducing the need for personal contact,” he said. Other researchers have theorized that digital media and technology may make driving less desirable and public transportation more convenient. Texting while driving is dangerous and illegal in most states, but there’s no risk to texting or working on a laptop while riding a bus or train. Some transit systems have been seeing significant increases in riders. Another reason for the growing disinterest among young men in driving may be the erosion of the “car-fetish society,” travel behavior analyst Nancy McGuckin said. “Today’s young adults grew up in the back seat of cars stalled in congestion, hearing their folks swear at the endless traffic. Nothing romantic about that!” It is also “no longer cool, or even possible, to work on your own vehicle. The engines are so complex most people don’t even change their own oil,” she said. “Independence, freedom, being able to customize the car www.insurancejournal.com

to reflect you, these are not part of young people’s association with vehicles.” There also may be economic reasons for the shift, McGuckin’s research indicates. Employment of 16- to 24-year-olds as a share of all workers has declined. At the same time, the rate of young men ages 18 to 34 years old living at home has been going up and is greater than the rate of young women living at home. It may be that unemployment and underemployment have made auto insurance unaffordable for young men, said Alan Pisarski, author of the Transportation Research Board’s comprehensive “Commuting

‘There is some suggestive evidence that Internet contact is reducing the need for personal contact.’

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in America” reports on U.S. travel trends. “Insurance for males under 25 is just colossally expensive,” he said. There has also been a sharp decline in vehicle trips and the number of miles traveled by vehicle for 16- to 29-year old males, according to McGuckin’s analysis of massive government travel surveys between 1990 and 2009. The declines for women were not as great. “The car companies are very worried,” she said. Gloria Berquist, vice president of the Alliance of Automobile Manufacturers, said the alliance is aware that the share of teens and young adults obtaining driver’s licenses is dropping, although the association hasn’t seen the research on the gender differences. “Some research has shown that young adults today connect with their friends through their smartphones, but at some point younger consumers still need to get from here to there, and a car is still a priority where public transportation is unavailable or limited,” she said. “This is especially true for younger adults when they enter the workforce.”

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Minding Your Business How to Create a Simple Business Plan for 2013

reating a business plan does not have to be a daunting task. Yet, only about 15 percent of agencies have a written plan or track to follow, according to a recent agency survey. Now is a good time to plan for the coming year by reflecting on how the agency has been operating during the past year. Operations may need to be By Catherine Oak restructured to the way it should be run in the coming year, especially with the continuing soft market. What better way to start off the New Year than with a short and concise business plan? Planning ahead requires an understanding of where you are now, how you got there, what works and what does not work. Once the current status is defined, then a roadmap to the future can be drawn. The rule of this game is to keep it simple. Developing a business plan will help you be successful, stay on track, and provide you with direction during both difficult economic and fruitful times. The business plan will help you figure out where you are now, and where you need to go. It also will help you outline your resources, providing you with an honest assessment of yourself and your business. The process should be kept simple to be useful and straightforward. Our simple planning techniques can be completed in less than a day. Steps to Plan • Write down what you want your revenues to be in one, three, five and 10 years, and your profit! • Define what your firm is the best at, and what your biggest bang for your buck is (i.e., which niches or lines make the most money). • What activities get you and your people off track (eat up your time)? • Can you stop this? • Delegate to others? Called staff stratification. www.insurancejournal.com

• Or limit when you do this (i.e. emails, filing, busywork)? • What opportunities do you have? To know what your opportunities are, you must first review the agency’s performance and analyze five areas of primary focus: 1. Book of business; 2. Sales; 3. Financial performance; 4. Employee productivity; and 5. Market relationships. Using a single sheet of paper, draw a vertical line down the middle and two horizontal lines to split the page into thirds. The paper will have six equal size boxes. Prioritize the list of five areas of primary focus (book of business, sales, etc.). Write the top two topics on the top of the top two boxes, the next two topics on the top of the middle boxes and the fifth topic on the top of the lower left box. Leave the lower right box blank at this point. Now start planning!

One Page Business Plan Book of Business Financial Performance Market Relationships

Sales Employee Productivity Other

Book of Business Composition It is valuable to examine the composition of an agency’s book of business once a year. This is a great starting point because it defines the agency’s “personality.” The personality of an agency in turn will define what to expect in the other primary areas in the review process. Sales Review It is important to review new sales for the agency overall, and for each producer.

An experienced producer in a typical agency should generate at least $40,000 to $75,000 in new commission dollars each year, depending on the size of book. For large firms with large accounts, the amount could be much higher. The hit ratio for each producer needs to be determined. Hit ratios less than 25 percent to 33 percent cost the agency time and money. Financial Analysis The beginning of the year is also a great time to check the agency’s financial performance. It is relatively easy and it will need to be done for taxes anyway. For the financial review, income statements and balance sheets are needed. Don’t forget to obtain the summary accounts receivable and account payable reports. First look at the changes in revenue and expenses compared to prior years. Have they gone up or down? What is the percentage of the change in each category? If there are major changes, what was the reason? Sometimes the change is because of a nonrecurring event or a discretionary item. Productivity Analysis The next area to look at is employee productivity. The following information is needed: 1) an employee list, including the percentage of time each employee (and owners) spends on production, service, administration and management; 2) compensation for each employee; and 3) commissions and number of accounts each CSR handles. continued on page N2

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Minding Your Business Business Plan, continued from page N1

It is important to begin the review with the big picture. Calculate revenue per employee, per CSR, and per owner/ producer.

The Final Ingredient The last box can be used to write out the goals for any other key area for the agency. This could include automation, personnel changes, workflow issues or management issues.

Market Relations If the current never-ending soft market does or does not continue, insurance carriers Communicate the Plan may make some changes, such as changing It is important to share these goals with profit sharing agreements, tightening up or middle management, producers, and the serloosening some underwriting, or pulling out vice and administrative staff. How can they of certain markets. Today’s agents and brohelp the firm reach its goals, if they don’t kers need to have a know what they are? This is clear understanding a The man without a plan common complaint from of what the carriers agency staff; they want the is simply lost, like a can do for them and communication of goals, how this fits into the rudderless ship. plans by management and overall agency plan. also rewards given to them Run a list of all of the carriers with volindividually, if they assist the firm in getting umes, commission rates (or commissions), there. loss ratios and contingents received. Analyze how the agency’s book of business stacks up Why You Need to Do This with the existing markets. Compare all the Competition is keen. The continued soft insurance carriers and their products against market cycle continues to cause havoc, and what the agency has with the top five or 10 agency value is at stake. This annual planindustry groups the agency writes. Then, ning process and self-assessment is the key most importantly, communicate your plan to success. If management does not know with them and get their input … markets where they are, how can they possibly plan love this! for tomorrow and know how to get there?

End Results & Benefits of Planning • You will know exactly how you want your business to grow in 2013. • You know how you could easily differentiate yourself from the competition. • You could focus your firm’s sales efforts to make the most money, efficiently and effortlessly. • Knowing all this can help you make daily decisions on what you do every day that comes your way. • It focuses you on the best use of you and your firm • It gets your team on board because the direction is clear, especially if you provide rewards for them to follow the plan. • You feel good that you are taking charge of your direction! Agencies without a plan are totally reactive to their environment and have little control over their future. This simple planning technique can be done in less than a day. Through delegation, if time permits, each box in this plan can be expanded into several pages of a complete business plan. The beauty of the one-page plan is that it can be kept in management’s day planner and scanned for easy reference. Business plans need to be reviewed at least once a quarter. Oak & Associates suggests an offsite planning meeting held at least once a year. Having an independent third-party facilitator also can assist in achieving this plan more quickly, letting others be involved in the brainstorming of the plan and having employee involvement to help the firm reach its goals. The man without a plan is simply lost, like a rudderless ship. Make a choice. Take the time to plan ahead and be successful. Oak is the founder of Oak & Associates, based in Santa Rosa, Calif. The firm specializes in financial and management consulting for independent insurance agencies, including valuations, mergers acquisitions, clusters, sales and marketing planning as well as perpetuation planning. Phone: 707-936-6565. Email: catoak@gmail.com.

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NATIONAL COVERAGE

MyNewMarkets Commercial & Public Works Contractors Liability Program Market Detail: Trinity E&S Insurance Services Inc. (www.trinityinsurance.com) features an ISO GL Form: CG 00 01 (12/07) on an occurrence basis; GL limits up to: $1 million/$2 million/$1 million; minimum premium of $1,000; no deductible; and subcontracted work up to 50 percent. New ventures are accepted with proven experience primary/ non-contributory and included blanket additional insured. Included ISO form equivalents include: CG 2010 (07/04) & CG 2037 (07/04); waiver of subrogation available; and contractors’ pollution liability available Available limits: As needed Carrier: Unable to disclose, non-admitted States: Calif., Ariz., and Nev. Contact: John Coe at 888-814-4447 or email: jcoe@trinity insurance.com

Performance & Payment Bonds Market Detail: Atlynx Surety Brokers LLC (www. esuretybond.com) offers performance and payment bonds for contractors in the New York/Tri-State area. Eligible classes include trade contractors, general contractors and sub-contractors. Available limits: As needed Carrier: Zurich; Liberty; Chubb; Utica; Hanover; RLI; CBIC; CNA; Insco-Dico States: Conn., N.J., N.Y., and Pa. Contact: Louis Spinalou at 516-745-7520 or email: lou@ esuretybond.com

Telecommunication Tower Owners Market Detail: Mattei Insurance Services (www. matteicos.com) offers coverages for telecommunication tower owners. The program includes the towers and related ground equipment used to support and maintain the tower and its attached communication equipment, as well as the protective fencing securing the tower perimeter. Available limits: As needed Carrier: Great American Insurance Group States: All states except Alaska, Fla., and Hawaii Contact: Customer Service at 888-462-8834

Inland Marine for Logging Equipment Market Detail: New England Excess Exchange Ltd., (www.neee.com) has admitted markets for logging equipment physical damage coverage, including stand-alone policies with admitted markets. Equipment includes skidders, loaders, excavators, slashers, tractors, fellerbunchers, chippers, delimbers, portable sawmills and more. Low minimum premium; 24 hour turnaround time; and financN4 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

ing available. Available limits: As needed Carrier: Unable to disclose States: Pa., N.Y., N.J., Mass., Maine, Conn., N.H., and R.I. Contact: Allyson Chase at 800-548-4301 or email: achase@ neee.com

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Need a Market? Find it. FAST. Relocation Insurance Programs Market Detail: RelocationInsurance.com (www.Relocation_ Insurance.com) provides insurance for moving; storage; mobile storage; fine art moving; military moving; loading and unloading; senior moving; and small moves. Available limits: As needed Carrier: Unable to disclose States: All states Contact: Customer service at 888-893-8835

Coin Laundry Program Market Detail: Stonebridge Underwriters Inc.’s (www. stonebridgeuw.com) program is designed for coin laundries and full-service laundry facilities, and similar type risks. Twenty-hour-hour coin laundries and laundry routes at apartment buildings are acceptable. Program includes money and securities ($5,000/$2,000); bailees ($2,500); employee dishonesty ($5,000); outdoor property including signs ($5,000); tenant glass ($2,500); and more than 20 other coverage extensions. Property limits available on a per location basis up to $1 million; GL limits of $1 million /$2 million available. Available limits: Maximum $1 million Carrier: Maxum Indemnity States: All states except Alaska, Conn., D.C., Dela., Hawaii, Maine, Mass., N.H., R.I., Vt., and W.Va. Contact: Bryan Meyer at 877-965-0123 or email: bmeyer@ stonebridgeuw.com. www.insurancejournal.com

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Underwriting The Price Is Right

n the long-running game show of the same name, contestants vie with one another to figure out the right price to win valuable prizes. Insurance pricing isn’t all that different. Managing the ups and downs of pricing cycles and related profit ratios can pose a big challenge. Much has been written and discussed about the numerator By John Buchanan of those ratios — which reflects losses. However, sometimes forgotten in the discussion is the denominator — the earned premiums — and the price movements that drive those premiums. and Joe Izzo To maintain long-term profitability and viability, companies that write long-duration business must manage the “information emergence” cycle and establish “early warning” mechanisms triggered by abrupt price or loss changes. Accurate

internal price monitors are imperative to help a company keep on top of the pricing cycle and the effects of price competition — especially during prolonged soft markets. In monitoring the effects of dynamic competitive forces, it is also critical to attain accurate and credible external market information. Not surprisingly, in a highly competitive marketplace such as insurance or reinsurance, the pricing actions and results for an individual company are strongly linked to the pricing actions and results of its competitors. In the past decade, subsequent to the devastating soft market cycle of 1997 to 2001, companies have invested many resources to create robust internal price monitoring systems. Companies invest heavily in building and expanding their data information structures. They then tap into those huge data

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warehouses to extract whatever knowledge they can about specific markets to turn their data into actionable insights. Hindsight, Foresight As a way of supplementing their internal price monitoring information, either for comparison or credibility enhancement, companies require accurate external pricing indications that look both back in time and toward the future. Underwriters and actuaries have access to numerous rate-level survey sources to help measure historical external pricing changes. And to estimate future expected changes, there are many learned opinions from various industry segments and leaders. For both past and future time frames, survey procedures, motivations and results are as varied as the sources. Given the extreme diversification of results and the difficulty in getting accurate price movements, using the information poses many challenges. By comparing the survey results to an insurer’s actual data, the insurer can gain deeper insight into those differences. This comparison involves testing the “skill” of not only the historical survey results but of future expectations as well. Both involve comparing survey results to actual data, either internal or from various external sources. Ultimately, for a better understanding of its position in the pricing cycle, an insurer needs a direct comparison of its www.insurancejournal.com

results with the industry aggregate. Many independent organizations create price monitors based on surveys. Insurance companies frequently use these survey results to help benchmark against their own results. These external price monitors are constructed in a variety of ways. All have their strengths and weaknesses. There are at least four common, oftenquoted, survey sources that have produced results at various levels of detail for many years. The first of these has generated results since the late 1970s, while the most recent source started in 2005. Most use some version of survey data and send out many requests for survey completion, with varying levels of responses. Some sources try to supplement the survey information with various external data. Some have a large-account bent, such

as those taken from risk managers whose cli- guesstimate future ones, heuristic methods ents tend to be large corporations. However, (experience-based techniques) speed up the others will focus on agents and brokers or process of finding a satisfactory solution. The clients that make up a particular segment behavioral sciences are rich in research of of the marketplace. Even when administraheuristics and biases approach. But experts tors take the can be excessively overutmost care, confident in the ability to Companies require accurate the nature replicate test results from external pricing indications of surveys small samples. This overconthat look both back in time fidence rings true not just is such that and toward the future. biases and for management and actuarsampling ies, but in almost any profeserrors can be significant and prone to human sional field, such as meteorology, catastrophe error. modeling or golfing. By their very nature, future expecta An accurate “skill” assessment against real tions — even from learned experts — can data for both historical survey indications still be more problematic. When an exhausand forward-looking expectations is necestive search for exact pricing changes is sary in all fields. Only then can insurers continued on page N8 impractical, and especially when trying to

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Underwriting The Price is Right, continued from page N7

begin to discern how much weight to give both the various backward- and forwardlooking indications at the disposal of company management. Each of these assessments is critical to determine a carrier’s position in the pricing cycle. And, like the game show contestants vying for cash and prizes, companies that can accurately assess their own competitive pricing strategy will win their own reward — long-term marketplace viability. Buchanan is principal - reinsurance, actuarial consulting, reinsurance and contractual services at ISO. Izzo, is assistant vice president, commercial lines analytics and information management at ISO.

Accurate Price Movements See Figure 1 s an example of the importance of accurate price movements, assume an insurer is trying to determine the overall profitability of a line of business. The chief actuary determines through public information that 2004’s loss ratio is 60 percent (that is to say, an insurance company pays out $60 in claims for every $100 in collected premiums). The actuary will use that ratio along with results for all other years until 2012, with varying degrees of credibility, to estimate the expected loss ratio for 2013. The impact of pricing changes is one adjustment among all types of adjustments for loss levels and exposure changes. If the only (therefore, best) source of rate changes is the values in Figure 1, then the results would be very different depending upon which survey was selected. Under survey 1, the price-level adjustment factor over this eight-year period would yield a 2012 indicated loss ratio of about 70 percent. Using survey 4, a comparable estimation would yield a loss ratio of more than 110 percent. Surveys 2 and 3 yield indications between those extremes. Clearly, this example offers a broad range of conclusions, leading to much different decisions by top management on the viability of a particular market segment.

Premium Size Makes a Difference See Figure 2 remium size is one of the most important areas to differentiate pricing among groups. Actual pricing statistics verify that larger accounts experience much lower lows and higher highs, depending on a carrier’s position in the underwriting cycle. For example, Figure 2 shows how significant the impact can be. In this example, accounts less than $10,000 in average premium behave very differently than those larger than $100,000. Therefore, survey sources that include a substantial portion of small premium accounts may significantly understate the pricing swings for insurers interested primarily in monitoring larger accounts.

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Scientists know much more about life on land than under the sea. However, changes in our oceans – including threats to coral reefs – could have a huge impact on humans. That’s why Catlin is sponsoring the Catlin Seaview Survey, which will inform us today whether changes beneath the surface could create big problems in the future. We prefer to think ahead. Talk to Catlin about how we can help protect your business, both now and in the future. Catlin.com/US/Seaview

Spotlight

Property Theft & Vandalism Claims Have Carriers on Edge in Vacant Property Segment

By Amy O’Connor

nsurers are restricting the availability of theft and vandalism coverage in the vacant property insurance market, where there is still plenty of available business. Vacant property provided a boost for some insurers looking for additional income to pad their books during the worst of the economic downturn. However, some of the carriers are now shying away from this segment because they are getting burned by theft and vandalism claims from copper wiring theft and other criminal acts on vacant properties. Placing business is becoming very difficult because some vacant properties are required by the lender to have theft and vandalism coverage. “Carriers are being overly cautious because of the economy and the price

altogether, says Rod Taylor, senior vice president for Distinguished Programs in Dallas. He says this is especially true of some of the newer carriers to this market, because they are experiencing losses they were not prepared for. “There was a very opportunistic attitude of ‘let’s get into this class’ without them really understanding the nuances of this market and how it is different from homeowners or property coverage,” Taylor says. Even established carriers in the market are watching their backs. Logan says some of her company’s Lloyd’s contracts will not provide any theft coverage, and others allow it but will limit what they offer and have stipulations such as requiring that the property have a burglar alarm. Another issue for vacant property writers is the length of time a building is vacant. of metal,” says Roxanne Logan, property/casualty underwriting manager for The longer a property is left vacant, the more potential there is for problems Burns & Wilcox’s Special Risk division because it’s likely not being checked on in Farmington Hills, Mich. “It is a huge target, especially on these vacant build- or taken care of. If something like a burst pipe occurs, an abandoned property will ings and also homes.” have more damage and a Brian Ruane, higher claim because it executive vice ‘When thieves come to might not be discovered president and steal copper, the value for a long time. There National Real of the copper is lost, is also more likely to be Estate and theft or vandalism on Hotel Practice but the damage they long-term vacant buildleader for Willis do is very substantial.’ ings. in New York, “If you don’t get in and check on the says the theft is not always the most building for months, the damage can be expensive aspect of these claims. thousands of dollars,” Logan says. “One “When thieves come to steal copper, of our forms says that the owners have to the value of the copper is lost, but the check on the property frequently. They damage they do is very substantial,” don’t define frequently, but we expect it to Ruane says. Carriers are now looking more close- be every week.” Logan says there are still just as many, if ly at deductibles, decreasing sublimits, continued on page N12 or in many cases excluding coverage

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hollerg@westernheritageins.com â&#x20AC;˘ 800-873-9442, extension 7809

Spotlight

Property Vacant Property, continued from page N10

not more, vacant commercial properties out there compared to a few years ago, and it is taking longer for them to become occupied. “If a commercial building is not in a booming area, then it may never be occupied again, so obviously that is a big moral hazard,” Logan says. Some carriers are placing restrictions such as not continuing coverage if the building isn’t occupied after three years. In some circumstances, Logan says, for instance if a building is newer, Burns & Wilcox has been able to extend coverage to four or five years. Home sales are increasing, which should

mean fewer vacant homes. Distinguished Programs also has seen a switch from purely vacant to vacant-butbeing remodeled, which has led to an uptick in their builder’s risk book. “Foreclosed properties aren’t treated with much tender love and care, so someone has to go in and do some fix up; we see a strength of the marketplace there for us,” Taylor says. Kellam Radford, who is also a senior vice president for Distinguished Programs in Dallas, says some carriers will endorse home improvements on a vacant property policy, but there are also specialized coverages in those situations that need to be addressed. Taylor’s company has been working with

clients to inform them of the differences. “We have written a number of properties that started out on a vacant form and then the insured decided to do work so we convert to the policy to a builders risk form. That is a better avenue than endorsing onto vacant,” he says. Ruane says despite the vacant property coverage issues, rates have remained stable for now. Willis started its Distressed Assets Practice two years ago to advise clients on managing the risks that come with financially distressed, foreclosed or abandoned properties. “The one thing we tell our brokers is when you have an issue relative to vacancy, make sure to communicate to underwriters so there are no misunderstandings at the time of a claim,” Ruane adds. “Clients need to fully communicate all relative issues so there are no surprises.”

Community Association Programs... It’s All We Do.

1 N12TSG16254.indd | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

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NATIONAL COVERAGE

News & Markets

Pricing Improved in 2011 But Workers’ Compensation Still Challenged: A.M. Best

he troubled workers’ compensation line of business got a break in 2011 as employment and payrolls stabilized and overall net premiums written increased by 10 percent, according to an A.M. Best report. However, A.M. Best expects that profitability for the workers’ comp line will remain a challenge despite a more favorable pricing environment, due to an increasingly competitive operating environment and the cumulative effect of rate increases. Overall underwriting results for the aggregated workers’ comp line for companies and state funds improved slightly in 2011. The combined ratio declined to 117.8 in 2011, from 118.1 the previous year. A.M. Best said premium growth of 10 percent outpaced that of U.S. commercial lines,

which saw a reported 4 percent increase in net premiums written for the year. In addition, the rise in net premiums written for the workers’ comp line came after five consecutive years of declines, from 2006 through 2010, when a combination of competitive pricing, a series of consecutive rate increases (often related to statutory reforms), poor employment and challenging macroeconomic conditions put pressure on the sector. The A.M. Best report also noted: •Despite the 10 percent increase in net premium written in 2011, premium volume was 23.8 percent lower than its peak of $49.2

billion in 2005. •The largest workers’ comp insurers remained unchanged for a third straight year, with Liberty Mutual Insurance Companies retaining its top market position, followed by AIG. •Direct premiums written increased in all but three jurisdictions, excluding those with monopolistic state funds. California, with the highest direct written premium, posted a 10.1 percent increase in 2011. Of the largest 10 states, New York had the highest percentage increase in direct written premium, at 14.8 percent in 2011.

Firms Report Increase in False Histories of Commercial Drivers: LexisNexis

mployers tripled their employment verifications of commercial drivers during the first half of 2012, possibly indicating that companies are experiencing a driver shortage and are processing more applicants through electronic means, according to a commercial driver study by LexisNexis Risk Solutions. Also, according to the study, false or unverifiable history rose 9 percentage points from 2008 to 2012, topping this year at 38.97 percent.

The report showed how federal and state regulatory changes affect commercial driver fleets. When the Department of Transportation (DOT) lowered drugtesting cut-off levels for cocaine in 2010, the industry expected to see a jump in positivity rates. LexisNexis’ report shows the predicted increase in 2011, and also revealed an unexpected decrease by 11 percentage points in 2012.

N14 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

For many employers, this could be a potential barometer of program effectiveness, LexisNexis said. “Today, compliance within the commercial motor vehicle industry is more complex and employers are working hard to monitor and keep pace with these regulatory changes,” said Lee Rivas, senior vice president and general manager at LexisNexis. The most identified reasons for non-compliant driver qualification files were missing or incomplete applications.

www.insurancejournal.com

national COVERAGE

News & Markets

Program Business Hits $24.7B in 2011: Study

he program business market reached $24.7 billion in gross written premiums in 2011, a 9 percent increase from $22.6 billion in 2010, according to a new industry study. Premium revenues for the program industry jumped 5 percent. That’s according to the “State of Program Business Study” conducted by the Target Markets Program Administrators Association (TMPAA), an annual study, which documents the size, characteristics, growth and other base-line information about the program insurance market. This year’s survey identified a potential 950 program administrators administering an estimated 2,000 individual programs. Program administrators responding to the survey reported an 84 percent renewal rate in 2011, unchanged from 2012. Other key findings in the “2012 State of the Program Business Study” include: • The program space continues to be a booming business despite the significant headwinds faced by the overall property/casualty industry. • Program administrators and carriers are optimistic about prospects for future growth. • There is mismatch in the merger and acquisition picture as there are more buyers than sellers. • Program administrators and insurers are one in their view that underwriting profitability is what matters most when establishing a successful program. • The majority of program administrators polled reported increases in premiums administered between 2010 and 2011. One-third saw premiums administered rise by 10 percent to 25 percent. The average increase reported for 2011 was 9 percent compared to 4 percent in 2010. • Across industries, program administrators recorded the largest volume of premiums in government, nonprofit and education; construction; and transportation. The lowest volume, on the other hand, was seen in retail, financial services, and leisure. www.insurancejournal.com

• The program administrators surveyed reported having a program with 55 carriers in the past five years. On top of their list when it comes to being an excellent program partner are: Meadowbrook Insurance Group, Western World Programs, Great American Insurance, Liberty International Underwriters, and Markel Programs. The TMPAA defines “program business” as insurance products targeted to a particular niche market or class, generally representing a group of similar risks placed with one carrier. Administration is done through program specialists that have developed an expertise in that market. Administrative responsibilities are negotiated between the specialist and carrier, but would include underwriting selection, binding, issuing, billing, and often times marketing, premium collections, data gathering, claims management/loss control and possibly risk sharing. Program specialists typically target their niches through differentiation either in product, risk management services, delivery mechanism or price. Specialists can distribute these programs on a retail or wholesale basis.

The majority of program administrators report increases in premiums.

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About the Survey The overall research consisted of two surveys — one distributed to program administrators and a second distributed to insurance carriers that use the program distribution channel. Response from program administrators more doubled this year with 190 program administrators responding to the survey. The research study and survey was conducted by Advisen, the commercial insurance research and data analytics firm. The analysis included a survey of program administrators, carriers and managing general agents. Additional data and information was drawn from the Advisen databases of retail brokers, managing general agents and underwriters and wholesale brokers.

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December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N15 18217_LAU_SFIC_Ad_2.25x9.875.indd 1

6/1/2012 2:23:22 PM

SPECIAL REPORT

Programs

By Andrea Wells

here is a strain of thinking that says generalists can adapt and survive in most environments whereas specialists are more at the mercy of their environment. That may be the case for some species but it’s increasingly not the case for insurance brokers. If the success of the specialists who work in the program insurance business is any indication, the property/ casualty insurance industry may be seeing a lot more specialists than generalists in the years ahead. While the program market is a relatively small segment of the overall P/C market, program administrators and insurers writing in the program market say their business is growing at a faster pace than the overall P/C industry. Program business premiums grew

by 9 percent in 2011. Meanwhile the overall P/C industry grew only a third of that. P/C insurers reported a $13.8 billion, or 3.3 percent, increase in net written premiums to $437.6 billion for 2011 from $423.8 billion for 2010, according to ISO and the Property Casualty Insurers Association of America. The Target Markets Program Administrators Association (TMPAA), in a recent study with Advisen, pegged the program insurance market at $24.7 billion in premiums in 2011; the same survey identified the market at just $22.6 billion in premium in 2010. “Notwithstanding the economic environment and the soft market conditions, program business has performed reasonably well and broadly outperformed the overall property/casualty market,” says Jeremy R. Hitzig, CEO of Distinguished Programs Group, who also serves as president of TMPAA.

N16 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Why Specialize? One reason for that growth is the niche market specialization that players in this field provide, the experts claim. “I think it really comes down to specialization,” says Jino Masone, head of sales, marketing and distribution for Zurich Programs & Direct Markets, which specializes in growing existing program business and adding new programs. “Even though economic times have been tough, generally, we’ve been able to carve out or get involved in niches that need the services and the products that we offer.” That specialization has enabled Zurich Programs & Direct Markets to grow. “We’re going to do probably 12 or 13 new programs this year and that’s consistent with what we’ve done over the last four years,” Masone says. Hitzig, too, says Distinguished Programs has grown its program book of business. “We have been very fortunate to have been www.insurancejournal.com

able to build our program business steadily in recent years,” he says. That growth came in the form of modest organic growth mixed with some new products and small acquisitions, including its Nov. 1 acquisition of National Specialty Underwriters’ (NSU) hospitality business through IDP Holdings, a joint venture with Ironshore, Hitzig said. The NSU acquisition increased Distinguished Programs’ total premiums under management by more than 30 percent. Hitzig expects to pursue additional acquisitions in 2013 while also adding in organic growth and new product development. “We try to build each of our programs to a minimum of $5 million to $10 million in premium, which we believe makes our loss and underwriting data more credible and therefore the program is more stable even in changing markets,” he said. Outperforming Consistent programs that are solid performers will always outperform the overall P/C insurance market, according to Archie McIntyre, senior vice president of strategic business development at Meadowbrook Insurance Group. Solid program performers “seem to be able to isolate or moderate themselves from the swings of the marketplace,” he says. “In my opinion it is absolutely an advantage to specialize.” Specialist brokers and carriers say their expertise in a given segment helps their organizations stand out from competitors. “You develop an expertise that’s better than your competitors’ and then that gives you a differentiation in the marketplace,” Zurich’s Masone says. “When you can speak the lingo of the market that you’re playing in, and you can do it convincingly, and you’re a known quantity, because people have seen you in that particular segment for so long, I think that goes a long way, versus somebody who’s a generalist who, one day might be doing car dealers, and the next day might be trying to do environmental concerns with drilling.” Also, specialization allows for better risk selection and spread of risk. www.insurancejournal.com

“Specialization allows you to identify the better operators within any given segment and in most cases includes a geographic spread of risk,” says Dusty Rowland, president and CEO of Fulcrum Insurance Programs based in Bellevue, Wash. Specializing in a segment can affect risk selection, Rowland says, as it brings better understanding of the nuances of an industry and sub-segments within an industry. “These nuances can help you identify risk characteristics that traditional underwriters will miss,” he says, adding that with greater understanding of all the important risk characteristics comes better pricing and selection.

Rowland believes that products and services that are tailored to a customer’s needs create a stronger connection to buyers. “The best program administrators understand the long-term benefits of better risk selection through specialization and can consistently deliver tailored coverage at a fair price for the risk,” Rowland says. “The best brokers and insurance buyers value this model.” The Risk of Specializing While specializing in a certain market or segment can be beneficial, it can also present continued on page N18

Specialists Versus Generalists

he future of the insurance industry belongs to specialists. Not only program administrators who are specializing but also other insurance brokers. Given the demand for market knowledge, the future of the generalist insurance professional may be limited, according to Neal Abernathy, Swett & Crawford’s president and CEO. “To a certain extent, I think the days of the generalist are somewhat numbered,” Abernathy says. “I don’t want to be too strong about that because we have generalists as well and there’s a place for that, but there’s also a place for the folks that know their specific line of coverages inside and out.” In today’s industry, where capacity is plentiful, markets have become more selective and demand expertise from agents and brokers, says Daniel Maher, president of the Excess Line Association of New York. “We have a lot of capacity in the marketplace, but I also think that the underwriters have gotten more and more selective in terms of what risks they want and how they’re going to underwrite given books of business,” he says. “So, you have to be on your game,” he says. “It’s more and more numbers-driven. … When you have a facility, when you’re binding business, it seems that if you want to get a carrier involved

in a new book of business, you’re going to have to have an actuarial report that says, ‘Here’s what the plan looks like.’ And that really wasn’t the game 20 years ago.” Glenn Clark, president of Rockwood Programs Inc. based in Wilmington, Del. Clark, began his career as a generalist but eventually evolved into a specialist. Clark says generalists are limited in what they can provide. “I am completely prejudiced,” he says. “But the key differentiators are limited to service and expertise. Programs specialists can drill down in a class and provide solutions (some not always treated with insurance).” Those differentiators are exponential, he says. “Coverage forms, delivery vehicle, tailored risk, claims expertise, carrier contacts, etc., are added to the variables that a specialist can employ to stand out in a crowded field.” There are benefits to knowing both sides of the field, says Alan Kaufman, chairman and CEO of Burns & Wilcox. Becoming an insurance specialist is smart, but brokers may not want to start out that way, he says. “To be a good specialist, you have to learn at first to be a generalist,” Kaufman says. “The best specialists are the people who were generalists first, who understand the broad insurance scope [and] understand the standard markets.”

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N17

SPECIAL REPORT

Programs Specialize, continued from page N17

additional risk as well, particularly in program business, some say. “Factors outside your control can have a larger impact on your business,” Rowland says. For example, a program administrator

or carrier specializing in contractors a few years ago was in dangerous territory. The “program could have been very profitable, but the economy could ruin the business regardless,” he says.

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One of the risks of being a program administrator is the lack of diversification, particularly if the firm is small, says Hitzig. “If you have one program and one insurance company relationship, you run the risk that something could go wrong. Those can be very volatile situations,” he says. That’s one reason Distinguished Programs prefers operating with multiple programs and multiple insurance company partners to allow for diversification. At the same time, there are ways that specializing can be less risky. “In terms of spread of risk, I think that having a decent size book of homogenous risks, putting aside property or cat risks which is a separate issue, is a more predictable and stable place, and preferable for underwriters,” he says. “I would rather have $20 million worth of nail salons than $20 million worth of mixed retail business.” A program writer with $20 million worth of nail salons has more insight as to what drives losses and results, appreciates what constitutes a good risk versus a bad one, and understands how best to construct coverage to meet the needs of those risks, Hitzig says. That’s one place where the generalist insurance model will fall short. “The generalist will find it more difficult to compete in trying to understand the dynamics of a particular marketplace if you are up against a program administrator whose entire business model is built around a particular industry in a particular territory,” according to Hitzig. Specialist E&O Being a specialist could lead to increased scrutiny when it comes to errors and omissions exposure. But Robert Sargent, president and CEO of Tennant Risk Services based in West Hartford, Conn., says there’s no consensus on that either. “Some people think yes and some people think no,” he says. Glenn Clark, president of Rockwood Programs Inc. in Wilmington, Del., thinks yes. He believes the E&O risk is greater for specialists. “Generalists rely on admitted forms and rates,” he says. “Specialists often utilize nonwww.insurancejournal.com

gram administrators is open programs, ones admitted markets, manuscripted policies, and the expectation is that they are truly the that are dealing with many retail brokers. “The program administrator might not experts.” actually see the customer face-to-face, Sargent says the issue is much more about so he’s dealing with a retail agent. The the underlying exposure of the specialty. possibility could exist that the retail For example, when a traditional retail agent agent might not understand the segment makes a mistake placing auto coverage, the as well as the program administrator, and potential claim may end up at $100,000. you could get into some issues there,” says However, when a marine specialist makes a Masone. mistake, the amount is significantly higher. That’s an area where program administra “I will never forget a situation (where) tors must be careful. “For instance,” he says, we wrote a marine specialist and they had “we have a program that deals with roofplaced coverage on a barge that was worth ers. That’s a very tough segment that you $3.5 million. Marine coverage is very comwouldn’t want somebody dealing with that plicated. They got into an argument about wasn’t very strong in that segment.” whether the navigation limits were properly adjusted, and the barge sank. That’s very dif- When it comes to risk in the program business market, Masone says the greatest risk is ferent than $100,000, or even a $25,000 claim one that the entire industry faces. that you get on personal auto or something “I think the greatest risk is like that,” Sargent says. when you have a carrier or a Some specialists will ‘Being a specialized program administrator that’s have significantly more broker in a certain chasing the premium, and severity, he says. class of business is they lose the underwriting Zurich’s Masone isn’t a differentiator with discipline,” he says. overly concerned about the competition.’ But program writers the risk. who are committed to an “There’s always the underwriting plan and understand the type possibility of litigation when you’re providof business they want and the price needed ing advice and people are relying on it, but to support that business will stay on sound I have to believe that if you’re specialized ground, he says. in a particular area, you know the pitfalls,” Overall programs are not different or riskMasone says. “You know what you can ier than other insurance products, accordaddress, what your capabilities are, and you ing to Clark. “Programs are not inherently should know what you can’t do or what’s riskier or safer than any other lines of insurbeyond your skills. Hopefully, that would ance,” he says. “Consider homeowners and keep the liability down.” auto are both personal lines, yet they take One area that can cause problems for pro-

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completely separate expertise, coverage, policy language, demographics, risk factors, and risk management. Specializing enables the expert to develop the unique factors to the segment they specialize in. … A class of business, or a program, can outperform the market or underperform the market much like any other business.” Despite the risks, these experts continue to believe that specializing is what works best in today’s insurance market. “Being a specialized broker in a certain class of business is a differentiator with the competition, as you are able to ‘talk the talk’ and understand the business and the nuances that identify you, the broker, as the best in breed,” Meadowbrook’s McIntyre says. McIntyre offers a few words of advice for anyone wishing to define themselves as a specialist: “Find a niche that you are passionate about — boating, fishing, farming, aviation, etc. — and immerse yourself into fully understanding every aspect of the industry. Push yourself to be the resident expert to set yourself apart from other more generalist brokers.” By doing so brokers will add significant value and service, he says.

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION N19 10/22/12 8:40 |AM

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About the Author Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS is the Director of Education with Insurance Journal’s Academy of Insurance. With more than 21 years of insurance and risk management experience, Boggs’ background includes loss control, insurance production, consulting, and teaching.

For more information, please visit

www.ijacademy.com/books

2012 Annual Program Directory, Volume II Welcome to Insurance Journal’s 2012 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.” IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents. To list a market online free of charge, visit www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com.

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December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N21

2012 Annual Program Directory, Volume II Administrative Service Org’s ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯World Wide Specialty Programs Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Theft, Inland Marine, Legal Expense Ins, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Aircraft Manufacturers ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Aircraft Repair/Service

Adoption Agencies

❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Atlass Insurance Group Coverages CGL, Int’l Coverage - Commercial, Legal Liab, WC - Master Policies/ASO Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Adult Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Boaters Carrier Status Admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, E&O, Property, Workers’ Comp Carrier Status Admitted States All States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Irwin Siegel Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Medical & Physical Rehab, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯USX/S Coverages Abuse & Molestation, CGL, Commercial Excess, D&O, EPLI, Fire,

Food Borne Illness, Identity Theft, Liability, Medical & Physical Rehab, Medical Malpractice, Pollution, Pollution Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Adult Clubs ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Agribusinesses ❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, Horse Mortality, Medical, Tools & Equip, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard Liability, Care/Custody/Control, CGL,

Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States ❯AMC Insurance Services Coverages Auto Comm-Standard, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Business Income, Business Interruption, Catastrophe, Commercial

Excess, Crime, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, GL, Hail, Inland Marine, Liability, Mechanical Breakdown, Motor Truck Cargo, Pollution, Pollution Liab, Property, Theft, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Pers-Standard, Flood, GL, Hull, Liability, Medical, Property Carrier Status Non-admitted States All States

Airlines ❯Atlass Insurance Group Coverages Hull, Legal Liab, Liability, Loss of Use, Medical, WC - Master Policies/ASO Carrier Status Admitted States Most States

Airport Owners & Operators ❯Atlass Insurance Group Coverages Hull, Liability, Medical Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Alarm Monitoring Companies ❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

Care/Custody/Control, CGL, Crime, Cyber Liab, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control,

CGL, Excess Liab, Lost Key, Professional Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, CGL, Crime, EPLI, Fidelity Bonds, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States

Alcohol & Substance Abuse Treatment Centers

❯Markel Specialty Commercial Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity

❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX ❯Wildlife Insurance Underwriters LLC Coverages Builders Risk, CGL, Commercial Marine, Fire, Flood, GL, Liability,

Livestock/Animal Mortality, Medical, Mortality, Property Carrier Status Non-admitted States All States

N22 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯American Underwriting Managers Coverages GL, Professional Liab Carrier Status Non-admitted States AR, LA,

NM, TX

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Nonstandard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/Social Svcs, Crime, D&O, Developmental Disabilities, E&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard

Liab, Property, Professional Liab, Nonowned & Hired Auto, Non-Profit D&O, Mental Health Care, Medical Malpractice, Liability, Identity Theft, GL, Event Cancellation, EPLI, Earthquake, E&O, D&O, Cyber Liab, Community/Social Svcs, Business Interruption, Business Income, Auto Comm-Standard, Addiction Treatment, Abuse & Molestation Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Crime, D&O, Equipment, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Legal Expense Ins, NonProfit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Uninsured Motorists Carrier Status Admitted States Most States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

❯Crump Insurance Services Inc. - All Offices Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Allied Healthcare Professionals ❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, GL, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Allied Protector Plan Coverages GL, Medical Malpractice Carrier Status Non-admitted States Most States ❯RPS Healthcare (AVRECO) Coverages GL, Medical Professional, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Amateur Sports Associations ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Bollinger Inc. Coverages Accident & Health, CGL, Excess Liab Carrier Status Admitted States All States

www.insurancejournal.com

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Antique/Classic Car Collections ❯American Modern Insurance Group Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists States All States ❯Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT ❯NSM Insurance Group Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Apartment Building Owners

Ambulance Service

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Umbrella Carrier Status Admitted States Most States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States Most States

❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Shelly, Middlebrooks & O’Leary Inc. (St. Petersburg) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Professional Liab Carrier Status Admitted States FL, GA ❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Amusement Parks ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯CoverXSpecialty Coverages Assault & Battery, Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto States Most States ❯Crump Insurance Services Inc. - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯4 All Insurance Services Coverages Builders Risk, CGL, COC, Commercial Excess, D&O, Difference

in Conditions, Earthquake, EPLI, Fiduciary Liab, Flood, GL, Pollution, Property, Renters Insurance, Residential Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, VA, WA ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Abram Interstate Insurance Services Inc. Coverages Crime, Liability Carrier Status Admitted, Non-admitted States AZ

❯Advanced E&S Group - Midwest Region Coverages Apartment House Package, Boiler & Machinery, Business Income,

CGL, Excess Liab, Fire, GL, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Anderson & Murison Inc. Coverages Apartment House Package, Earthquake Carrier Status Non-admitted States CA ❯Appleby & Sterling Coverages Boiler & Machinery, Earthquake, GL, Property Carrier Status Admitted States AZ, CA, NV ❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Crouse & Associates Coverages Difference in Conditions, Property Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N23

2012 Annual Program Directory, Volume II ❯iii of Maryland Inc. Coverages Apartment House Package, Assault & Battery, Business Income, CGL, Environmental Liab, Equipment Breakdown, Excess Flood, Excess Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States DE, MD, VA

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Independent Brokers & Agents of the West (IBA West) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Non-admitted States CA

❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Insurance Innovators Inc. Coverages Abuse & Molestation, Apartment House Package, Assault &

Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, NJ, PA ❯International Excess Companies Coverages Apartment House Package, Business Income, Business

Interruption, CGL, Commercial Excess, EPLI, Excess Liab, Fire, GL, Inland Marine, Liability, Property, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages Apartment House Package, BOP Carrier Status Admitted States CA ❯M.J. Hall & Company Inc. Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯MarketScout Coverages Apartment House Package, GL Carrier Status Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Apartment House Package, Fire, Liability, Umbrella Carrier Status Non-admitted States TX ❯Monarch E&S Insurance Services Coverages GL, Property Carrier Status Admitted States CA ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Western Security Surplus Insurance Brokers Inc. Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Westrope Coverages Assault & Battery, Builders Risk, Business Interruption,

Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages GL, Property Carrier Status Non-admitted States FL, GA, NC, TX ❯Yates & Associates Ins. Services Coverages Apartment House Package, CGL, Difference in Conditions, Property Carrier Status Admitted, Non-admitted States CA

Appraisers ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Intercorp Inc. Coverages BOP, E&O Carrier Status Admitted, Non-admitted States Most States

❯Northern States Agency Coverages Apartment House Package, Builders Risk, Business Income, CGL, Commercial Excess Carrier Status Non-admitted States IA, IL, MN, ND, NE,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

SD, WI

❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Equipment Breakdown, GL, Property Carrier Status Admitted, Nonadmitted States CA, NV ❯PGI Commercial LLC Coverages Apartment House Package, Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States CA, IL, IN, MI, OH, OR, TX, WA, WI ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯SIU LLC Coverages Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA ❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯Superior Access Insurance Services Coverages Apartment House Package, Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Property Carrier Status Non-admitted States Most States

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯E.L.M. Insurance Brokers Coverages D&O, Environmental Liab, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Euclid Managers Coverages Legal Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Fox Point Programs Coverages D&O, E&O, Identity Theft Carrier Status Non-admitted States All States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages BOP, D&O, E&O, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯International Excess Companies Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States Most States

Arborists/Tree Services

❯King Insurance Support Systems Coverages Professional Liab Carrier Status Non-admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages CGL, Contractors Equip, EPLI, Liability, Umbrella Carrier Status Non-admitted States NJ, NY

❯Liberty International Underwriters Coverages Excess Liab, Professional Liab Carrier Status Admitted, Nonadmitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Monitor Liability Managers LLC Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Architects & Engineers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Access E&S Insurance Services (VA) Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DE, GA, IL, MD, NC, NJ,

NY, OH, PA, SC, TN, TX, VA, DC

❯All Risks Ltd. Coverages Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

N24 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Excess Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, BOP, CGL, D&O, E&O, EPLI, Fiduciary

Liab, GL, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

www.insurancejournal.com

2012 Annual Program Directory, Volume II Armored Car Services

Associations/Affinity Groups

❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States All States

❯5Star Professional Programs Coverages E&O, EPLI Carrier Status Admitted States Most States

❯Aon Association Services Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

❯Rockwood Programs Inc. Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Kidnap/Ransom, Umbrella Carrier Status Admitted States All States

❯Socius Insurance Services Inc. Coverages EPLI Carrier Status Non-admitted States All States

❯CoverXSpecialty Coverages Excess Liab, GL, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Prime Insurance Company

❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

Asset Managers

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Medical Payments, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, E&O, EPLI, Event Cancellation,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O,

EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Business Income, Commercial Excess, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Hole-in-One, Liability, Liquor Liab, Nonowned & Hired Auto, Weather Carrier Status Non-admitted States Most States

Assisted Living Centers

❯Intercorp Inc. Coverages BOP, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯5Star Paratransit Program Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Aon Association Services Coverages Auto Comm-Standard Liability, D&O, Employee Benefits,

Equipment Breakdown, Excess Liab, GL, Personal Property, Property Carrier Status Admitted, Non-admitted States Most States ❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States FL ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States

❯Liberty International Underwriters Coverages Crime, D&O Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Crime, EPLI, Event Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

❯Gridiron Insurance Underwriters Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States AL, CO, GA, KY, MI, MN, MO, NC, PA, SC, TN

ATM Service Companies

❯Lewis & Clark LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX ❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Umbrella Carrier Status Non-admitted States Most States

www.insurancejournal.com

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Body Shops ❯5Star Garage Services Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Attorneys ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Centurion Insurance Group Coverages Disability, Professional Liab Carrier Status Admitted States All States ❯Continental Brokers Inc. Coverages Auto Comm-Standard, BOP, Business Interruption, Combo

Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States ❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Lawyer’s Protector Plan Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Number One Insurance Agency Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States MA

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Legal Liab, Liability, Professional Liab Carrier Status Non-admitted States Most States

❯K&B Underwriters LLC Coverages GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States

Auctioneers ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, GA, NM,

NV, OR, UT, WA

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N25

2012 Annual Program Directory, Volume II Auto Dealers

Auto Dismantlers/Wrecking Yards

❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Dealers Open Lot, Garage Liability,

GL, Inland Marine, Medical Payments, Personal Liab, Property, Uninsured Motorists Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Physical Damage, Workers’ Comp Carrier Status Non-admitted States Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Dealers Open Lot, E&O, Environmental

Liab, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Real & Business Personal Prop, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States NY ❯MacNeill Group, Inc., CMGA Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ❯Monitor Liability Managers LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Dealers Open Lot, Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Uninsured Motorists Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States GA, LA, TN ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages GL, Workers’ Comp States AZ, CA, CO, NV, UT, WA ❯Rockwood Programs Inc. Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard Phys Dmg, BOP, Business Income,

Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Crime, D&O, Dealers Open Lot, E&O, Emergency Towing & Service, EPLI, Excess Liab, Fidelity, Fiduciary Liab, Fire, Fire Legal Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Interim Car Liab/Phys Dmg, Liability, Mechanical Breakdown, Misc Professional Liab, Motor Truck Cargo, Non-Trucking Auto Liab, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Theft, Tools & Equip, Truck Auto Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK ❯SeaFire Insurance Services Coverages Auto Comm-Standard, Crime, Dealers Open Lot, Environmental

Liab, Garage Liability, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States ❯Williams & Stazzone Insurance Agency Inc. Coverages Dealers Open Lot, Garage Liability, Interim Car Liab/Phys Dmg,

Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Dealers Open Lot, EPLI, Garage Liability, GKLL, Pollution, Property, Umbrella Carrier Status Admitted States Most States

Dmg, Business Income, Business Interruption, CGL, Crime, Dealers Open Lot, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Garage Keepers Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Crime, Employee Benefits, GKLL, GL, Liability, Medical Payments, Non-Trucking Auto Liab, Physical Damage, Rented Property, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages ❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯All Risks Ltd. Coverages Garage Keepers Legal Liab, Liability, Property Carrier Status Non-admitted States All States ❯AMC Insurance Services Coverages Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Bass Underwriters Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Brecht & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Cargo,

Commercial Excess, Garage Liability, GKLL, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Tools & Equip, Umbrella, Uninsured Motorists Carrier Status Non-admitted States TX

❯Compass Insurance Group of Agencies Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Keepers Legal Liab, Garage Liability, GKLL, GL, Legal Liab, Liability, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX ❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States FL ❯MarketScout Coverages Auto Comm-Standard, CGL, Property Carrier Status Admitted, Non-admitted States All States

N26 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Mattei Insurance Services Coverages Auto Comm-Standard, Business Income, Care/Custody/Control,

CGL, Crime, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, GKLL, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Fire Legal Liab, Garage Liability, GKLL, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Garage Liability, GKLL Carrier Status Non-admitted States GA, LA, TN

❯Northern States Agency Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Fire, Garage Liability, GKLL, GL Carrier Status Admitted, Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Auto Comm-Standard, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, NV ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, UT, WA ❯RPS Leicht Coverages Garage Liability, GKLL, Property Carrier Status Non-admitted States TX ❯RSI International Inc. (Missouri) Coverages Commercial Excess, Excess Liab, Garage Keepers Legal Liab,

Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AR, MS, OK, TN, TX ❯Superior Access Insurance Services Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX ❯Topa Insurance Company Coverages Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States CA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Auto Repair/Service ❯5Star Garage Services Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Property, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CO, NM, OR, TX ❯American Team Managers Ins. Services Inc. Coverages GKLL, GL, Property Carrier Status Admitted States AZ, CA, CO, ID,

MT, NV, OR, UT, WA, WY

❯Appleby & Sterling Coverages BOP, Business Income, CGL, Crime Carrier Status Admitted States AZ, CA, NV

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Nonowned & Hired Auto, Personal Property, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Garage Keepers Legal Liab, Garage Liability, Nonowned & Hired Auto, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯Mattei Insurance Services Coverages Auto Comm-Standard, Business Income, Care/Custody/Control,

CGL, Crime, Dealers Open Lot, EPLI, Garage Liability, GKLL, Physical Damage, Property Carrier Status Admitted States Most States ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

NV, OR, UT, WA

❯Target Managers Insurance Services Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯USG Insurance Services Inc. Coverages Care/Custody/Control, D&O, E&O, EPLI, Equipment, Garage

Keepers Legal Liab, Garage Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Auto Repossessors ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip Carrier Status Admitted States Most States

❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Auto Transporters ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

❯Markel Programs Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Garage Keepers Legal Liab, Liability, On-Hook Cargo Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Physical Damage, Physical Damage Rental Units Carrier Status Admitted States Most States

❯Guardian Insurance Wholesalers Inc. Coverages Cargo, CGL, Liability, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Williams & Stazzone Insurance Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY ❯MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Cargo, Dealers Open Lot, GL, Hail, Inland Marine, Theft, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States ❯National Advantage Insurance Services Inc. Coverages GL, Motor Truck Cargo, On-Hook Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV, OR, TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto/Truck Dealers - Franchised ❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GL, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

Bail Bond Agents ❯American Safety Insurance Services Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Bars/Taverns ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income, Business

Interruption, CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯American Team Managers Ins. Services Inc. Coverages Property, Workers’ Comp Carrier Status Admitted States CA

Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

❯American Underwriting Managers Coverages Business Income, CGL, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O,

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

Environmental Liab, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, Glass, Legal Expense Ins, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Target Managers Insurance Services Coverages EPLI, Workers’ Comp Carrier Status Admitted States AK, AL, AR,

AZ, CA, CO, FL, GA, IL, IN, LA, MN, MS, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Auto/Truck Leasing Firms

❯Anchor Bay Insurance Managers Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States AK, OR, WA ❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Bliss & Glennon Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯Brecht & Associates Coverages Business Interruption, CGL, Commercial Excess, Excess Liab, Fire,

GL, Glass, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

❯Burns & Wilcox - All Offices Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire, Fire Legal Liab, Garage Keepers Legal Liab, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Property, Real & Business Personal Prop, Theft, Tools & Equip, Uninsured Motorists, Wrongful Repo Carrier Status Admitted States Most States

❯GMI Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States Most States

Crime, Excess Liab, Fire, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Excess Liab, Uninsured Motorists Carrier Status Admitted States Most States

❯Compass Insurance Group of Agencies Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Williams & Stazzone Insurance Agency Inc. Coverages CGL, Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted, Non-admitted States AR, IL, MO

Liability, Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Property, Umbrella Carrier Status Admitted States Most States

Auto/Truck Rental Firms

❯Gorst Co. Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯Bedford Insurance Services Inc. Coverages Liability, Physical Damage Carrier Status Admitted States Most States

❯Horizon E & S Insurance Brokerage Coverages Liability, Liquor Liab, Property Carrier Status Non-admitted States CA, NV

❯GMI Insurance Services Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg Carrier Status Admitted States Most States

❯iii of Maryland Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted, Non-admitted States DE, MD, VA

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

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December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N27

2012 Annual Program Directory, Volume II ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Employee Benefits, EPLI, Excess Liab, Fine Arts, Food Spoilage, GL, Liability, Liquor Liab, Products Liab, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators Inc. Coverages Assault & Battery, Auto Comm-Nonstandard, Auto Comm-

Nonstandard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, EPLI, Excess Liab, Fire, Fire Legal Liab, Food Borne Illness, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical Payments, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp States DE, MD, NJ, NY, PA ❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI,

Equipment Breakdown, Liability, Liquor Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States AL, CT, GA, MA, ME, NH, NY, RI, VT ❯M.J. Hall & Company Inc. Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, HI, NV, TX ❯MarketScout Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯McClelland and Hine Inc. Coverages CGL, Excess Liab, Fire, Liquor Liab, Umbrella Carrier Status Non-admitted States TX ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

❯Sports & Fitness Insurance Corporation Coverages Auto Comm-Standard, BOP, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Assault & Battery, GL, Liquor Liab Carrier Status Non-admitted States AZ, CA, NV, OR

❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯USG Insurance Services Inc. Coverages Assault & Battery, Business Income, EPLI, Food Spoilage, Liquor Liab, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Business Income, Fire, Food Spoilage, GL, Glass, Inland Marine,

Liability, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA, TX ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

❯Yates & Associates Ins. Services Coverages Assault & Battery, Business Income, CGL, Commercial Excess, Liquor Liab, Property Carrier Status Non-admitted States CA

Bazaars

❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Bed & Breakfasts ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Combo Personal & Commercial, Dwelling

Fire, Fire Legal Liab, Medical Payments, Property, Residential Property Carrier Status Non-admitted States Most States

❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States All States

❯National Insurance Underwriters Coverages Fire Legal Liab, Food Spoilage, GL, Liquor Liab Carrier Status Non-admitted States AL, AZ, CO, FL, GA, ID, IL, IN, LA, MA,

Beauty/Barber Shops/Salons/Schools/ Supplies

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

❯SIU LLC Coverages Assault & Battery, Business Income, Care/Custody/Control, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA

MI, MO, MS, NC, NJ, NV, RI, SC, TX, DC

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Northern States Agency Coverages Business Income, CGL, Commercial Excess, Equipment Breakdown, Fire, Liquor Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA ❯People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯ProHost USA Inc. Coverages Assault & Battery, Crime, Equipment Breakdown, GL, Liquor Liab, Property Carrier Status Admitted States AR, AZ, CA, CO, CT, GA, IL, KS, KY,

MA, MD, MI, MN, MO, MT, ND, NJ, NV, OK, OR, PA, SC, SD, TN, WI

❯Quaker Special Risk (New Jersey) Coverages Crime, Excess Liab, Liquor Liab Carrier Status Non-admitted States DE, GA, NJ, NY ❯Quirk & Company Coverages Assault & Battery, CGL, Equipment Breakdown, Excess Flood, Excess Liab, Flood, Liquor Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯RPS Leicht Coverages GL, Property Carrier Status Non-admitted States TX ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds,

Blanket Waivers, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN ❯South Texas General Insurance Agency Coverages GL, Property Carrier Status Non-admitted States TX

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Anderson & Murison Inc. Coverages BOP, Professional Liab Carrier Status Admitted States CA

Bicycle Dealers/Distributors/Rentals/ Manufacturers

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯ACE Commercial Risk Services - Programs Coverages GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Auto Pers-Nonstandard, Boiler &

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Machinery, BOP, Builders Risk, Business Income, Business Interruption, Disability, EPLI, Fire Legal Liab, Flood, Liability, Medical, Professional Liab, Property, Umbrella Carrier Status Admitted States All States ❯Evolution Insurance Brokers Coverages Business Income, Business Interruption, D&O, Fire, Fire Legal

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, BOP, CGL, Commercial Excess, EPLI, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯J.E. Brown & Associates Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States CA ❯Network E&S Insurance Brokers LLC Coverages CGL, E&O Carrier Status Non-admitted States CA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Completed Operations Liab, Crime, GL, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Billiard Parlors ❯Compass Insurance Group of Agencies Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA ❯International Excess Program Managers Coverages EPLI, GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fine Arts, Fire,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Billing and Collection Services

❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States

❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

N28 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

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2012 Annual Program Directory, Volume II Boat Dealers/Brokers

Bowling Alleys

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Atlass Insurance Group Coverages Boats, Business Interruption, Cargo, CGL, Commercial Marine,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Dealers Open Lot, Equipment, Excess Liab, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Equipment, GL, Identity Theft, Inland Marine, Nonowned &

Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Windstorm, Workers’ Comp Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages Liability, Marina Operators Legal, Physical Damage, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Continental Risk Insurance Services Coverages Auto Comm-Standard, Billing Error E&O, Blanket Addt’l Insureds,

Boats, Business Income, Cargo, CGL, Commercial Marine, Equipment Breakdown, Federal LHWCA, Hull, Identity Theft, Legal Liab, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Identity Theft, Inland Marine, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages BOP, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯RPS Leicht Coverages GL, Property Carrier Status Non-admitted States TX ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Boys & Girls Clubs ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Property, Workers’ Comp Carrier Status Admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Sexual Misconduct Liab, Student Accident, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

❯TCA Inc. Coverages Boats, Care/Custody/Control, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States All States

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

Boat Rental Firms

❯Atlass Insurance Group Coverages Hull, Liability, Medical Payments, Personal Property, Pollution Liab, Uninsured Boaters Carrier Status Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Liability, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders Risk,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, EPLI, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Marina Operators Legal, Medical Payments, Nonowned & Hired Auto, Piers & Docks, Products Liab, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Watercraft Liab, Windstorm, Workers’ Comp Carrier Status Admitted States All States ❯Gorst Co.Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Auto Comm-Standard, CGL, D&O, Flood, GL Carrier Status Non-admitted States All States

Broadcasters ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Media Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Campgrounds

❯Sun Coast General Insurance Agency Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States

❯TCA Inc. Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boats, CGL,

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Commercial Excess, Equipment Breakdown, Garage Keepers Legal Liab, Liquor Liab, Nonowned & Hired Auto, Pool & Spa Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Camps ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯Ark Agency Coverages CGL, Liability Carrier Status Admitted, Non-admitted States Most States ❯Bollinger Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States

❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Business Income, Crime, GL, Inland Marine,

Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States All States

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Car Washes ❯AMC Insurance Services Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯McClelland and Hine Inc. Coverages Fire, Garage Keepers Legal Liab, Liability, Umbrella Carrier Status Non-admitted States TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, UT, WA ❯RPS Leicht Coverages GL, Property Carrier Status Non-admitted States TX ❯The Insurancenter Coverages Crime, Equipment Breakdown, Excess Liab, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N29

2012 Annual Program Directory, Volume II Casinos ❯MAXIMUM Coverages All Risks/Cash in Transit, Builders Risk, Business Income,

Business Interruption, Catastrophe, Difference in Conditions, Earthquake, Excess Flood, Flood, Hail, Hurricane, Inland Marine, Property Carrier Status Non-admitted States AL, CA, FL, IL, IN, LA, MI, MS, NJ, NV, OH ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Caterers

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯iii of Maryland Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Equipment Breakdown,

Excess Flood, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Abuse & Molestation, Assault & Battery, BOP, CGL, Commercial

❯People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States

Excess, Employee Benefits, EPLI, GL, Liability, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption Carrier Status Non-admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages Abuse & Molestation, Business Interruption, D&O, EPLI, GL,

❯Western Security Surplus Insurance Brokers Inc. Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab,

Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Chemical Manufacturers/Distributors ❯ChemPlan - Chemical Insurance Coverages Auto Comm-Standard, CGL, Environmental Liab, Property, Umbrella Carrier Status Admitted States All States ❯Consumer Specialties Insurance Co. (RRG) Coverages GL, Products Liab, Umbrella Carrier Status Non-admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Catastrophe, Difference in Conditions, Earthquake, Equipment, Equipment Breakdown, GL, Hurricane, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment,

Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Child Care/Day Care Centers ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Bass Underwriters Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME,

Liability, Medical Payments, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NJ, NY

❯International Excess Companies Coverages Abuse & Molestation, Accident & Health, Business Income, CGL,

Commercial Excess, Crime, E&O, EPLI, Fire, GL, Liability, Teachers Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RSI International Inc. (Missouri) Coverages Abuse & Molestation, CGL, Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States IL, MO ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯Tejas American General Agency Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX ❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber

MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OH, OR, TX, VA

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Evolution Insurance Brokers Coverages Abuse & Molestation, Assault & Battery, Business Interruption,

D&O, Fire, Fire Legal Liab, Liability, Loss of Use, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Chiropractors Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Churches ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

N30 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, NC, NJ, NV,

NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, D&O,

EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Compass Insurance Group of Agencies Coverages CGL, Glass, Property Carrier Status Non-admitted States CA ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Religious Practice Coverages Auto Comm-Standard, D&O, Excess Liab, Foreign GL, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Gridiron Insurance Underwriters Inc. Coverages Abuse & Molestation, Business Income, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, FL, GA, LA, MS, SC, TX ❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Glass, Inland Marine, Kidnap/Ransom, Liability, Medical Payments, Non-Profit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RPS Leicht Coverages Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX ❯RPS NIPC Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Business Income, CGL, Commercial Excess, Crime, D&O, Inland Marine, Nonowned & Hired Auto, Property, Religious Institutions Carrier Status Admitted States CA, ID, MT, OR, SC, TX, UT, WA, WY

Claims Adjusters ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯IAAC Inc. (Membership Services Division of IIABNY) Coverages E&O, Professional Liab Carrier Status Admitted States NY ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

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2012 Annual Program Directory, Volume II Commercial Building Owners

Commercial Marine Companies

❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Non-admitted States Most States

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Advanced E&S Group - Midwest Region Coverages Boiler & Machinery, Business Income, Business Interruption,

❯LIG Marine Managers Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial

CGL, Crime, Equipment Breakdown, Excess Liab, Fire, GL, Glass, Liability, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Burns & Wilcox - All Offices Coverages Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Earthquake, Flood, Hurricane, Windstorm Carrier Status Admitted States All States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

D&O, GL, Lessor Only Excess Liab, Property, Residential Property Carrier Status Non-admitted States Most States

❯Crouse & Associates Coverages Builders Risk, COC, Earthquake, Fire, Flood, Inland Marine, Property Carrier Status Admitted States All States ❯Crump Insurance Services Inc. - All Offices Coverages Boiler & Machinery, Builders Risk, Catastrophe, Commercial Excess, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Independent Brokers & Agents of the West (IBA West) Coverages Apartment House Package, Umbrella Carrier Status Admitted, Nonadmitted States CA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Difference in Conditions, EPLI, GL, Liability, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯MAXIMUM Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Maritime Program Group Coverages Commercial Marine, Hull, Marina Operators Legal, Protection &

Indemnity (P&I), Ship Repairers Legal, Umbrella, Watercraft Liab Carrier Status Admitted States All States

❯Gorst Co.Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sloan Mason Insurance Services Coverages CGL, Commercial Marine, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States ❯TCA Inc. Coverages Blanket Addt’l Insureds, Boats, Builders Risk, Cargo, CGL,

Commercial Excess, Commercial Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watersports Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Int’l Coverage - Commercial, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Community Associations ❯Access E&S Insurance Services (CA) Coverages D&O, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions ❯Centurion Insurance Group Coverages D&O, E&O, Fidelity, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States ❯IAAC Inc. (Membership Services Division of IIABNY) Coverages D&O, EPLI, Fiduciary Liab, Kidnap/Ransom, Property Carrier Status Admitted States NY ❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States ❯Number One Insurance Agency Coverages Flood, GL Carrier Status Admitted States MA

Community Health Centers ❯Centurion Insurance Group Coverages EPLI, Medical Malpractice Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯CID Insurance Programs Inc. Coverages D&O, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NE, NM, NV,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

OR, TN, TX, UT, WA

Community/Social Services

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Roush Insurance Services Inc. Coverages Apartment House Package, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Glass, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equip Carrier Status Admitted, Non-admitted States IL, IN, OH ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯Sun Coast General Insurance Agency Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Property, Workers’ Comp Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States FL, GA

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❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ❯iii of Maryland Inc. Coverages CGL, D&O, Environmental Liab, EPLI, Excess Flood, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA

EPLI, Excess Liab, GL, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Indemnity Excess & Surplus Agency Inc. Coverages D&O, EPLI, GL, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States Most States

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, CGL, D&O, GL, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N31

2012 Annual Program Directory, Volume II ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Computer Consultants/Programmers/ Designers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Access E&S Insurance Services (CA) Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted tates Most States ❯Burns & Wilcox - All Offices Coverages CGL, Inland Marine, Liability, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Euclid Managers LLC Coverages Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages GL, Property, Technology E&O Carrier Status Admitted, Nonadmitted States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, D&O, Employee Benefits, EPLI, GL, Liability, Professional

Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯NAS Insurance Services Inc. Coverages Breach of Security, Cyber Liab, E&O, EPLI, Legal Expense Ins,

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Worldwide Facilities Inc. Coverages CGL, Cyber Liab, E&O, EPLI, Excess Liab, GL, Professional Liab, Technology E&O, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Concessionaires and Vendors

❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States

❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯SIU LLC Coverages Business Income, CGL, Inland Marine, Personal Property, Property States CA, NV

Concrete Pumper Firms ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer Agency Inc. Coverages CGL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, NM, NV, OR, TX,

UT, WA

Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Property Carrier Status Non-admitted States FL, GA

Condo/Homeowner Associations ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, Liability, Property, Umbrella, Workers’ Comp States AZ, CA, CO, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Bass Underwriters Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA

❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Brecht & Associates Coverages Equipment Breakdown, GL, Property Carrier Status Non-admitted States TX

❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Boiler & Machinery, Business Income, Business Interruption,

❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States All States

❯Philadelphia Insurance Companies Coverages BOP, E&O Carrier Status Admitted States Most States

❯NSM Insurance Group Coverages Windstorm, Umbrella, Theft, Real & Business Personal Prop,

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Horizon E & S Insurance Brokerage Coverages D&O, Liability, Property Carrier Status Non-admitted States CA

Legal Liab, Liability, Misc Professional Liab, Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States Most States

❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Technology E&O Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Property, Piers & Docks, Nonowned & Hired Auto, Non-Profit D&O, Liability, Hurricane, GL, Fire Legal Liab, Fire, Fidelity, Equipment Breakdown, Earthquake, D&O, Crime, Commercial Excess, Catastrophe, Business Income, Boiler & Machinery Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA

N32 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

CGL, Crime, D&O, Difference in Conditions, Dwelling Fire, E&O, EPLI, Equipment, Fidelity, Fiduciary Liab, Fire Legal Liab, GL, Homeowners Pkg, Non-Profit D&O, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Crime, D&O, Property, Umbrella Carrier Status Admitted States Most States

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯E.L.M. Insurance Brokers Coverages D&O, E&O, EPLI, Misc Professional Liab, Non-Profit D&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ,

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States Most

❯Arrowhead General Insurance Agency Inc. Coverages Property, Residential Property Carrier Status Admitted States AZ, CA, CT, NJ, NV, NY, VA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Loss of Use, Nonowned & Hired Auto, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

CA, CO, FL, ID, KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Accidental Death, BOP, D&O, EPLI, Non-Profit D&O, Umbrella Carrier Status Admitted, Non-admitted States All States

❯King Insurance Support Systems Coverages D&O, GL Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, ID, NM, NV, OR, UT, WA ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Monarch E&S Insurance Services Coverages D&O, GL, Property States CA

Construction Wrap-Up

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Construction Insurance Partners Coverages Builders Risk, E&O, Excess Liab, GL, Workers’ Comp States Most States

❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Property Carrier Status Non-admitted States CA, NV

❯MAXIMUM Coverages Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯PGI Commercial LLC Coverages Crime, GL, Property Carrier Status Admitted, Non-admitted States CA, IL, IN, MI, OH, OR, TX, WA, WI ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯SIU LLC Coverages Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, D&O, Property, Workers’ Comp Carrier Status Admitted States All States ❯TAPCO Underwriters Inc. Coverages D&O, GL, Property Carrier Status Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages CGL, D&O, Equipment Breakdown, Fire Legal Liab, Medical

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip,

Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX

❯Worldwide Facilities Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Employee Benefits, GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Consultants-All Kinds ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted, Nonadmitted States All States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CID Insurance Programs Inc. Coverages CGL, E&O, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, TN, TX, UT, WA ❯CITA Insurance Services Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Crump Insurance Services Inc. - All Offices Coverages CGL, Commercial Excess, E&O, EPLI, Excess Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

Condominium Owners

❯Euclid Managers LLC Coverages Breach of Security, Identity Theft, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States All States

www.insurancejournal.com

❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

❯Sullivan Brokers Wholesale Ins. Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA

Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States CA, HI, MN, NC, NJ, SC, TX

❯HCC Specialty (MA) Coverages E&O, EPLI, Professional Liab States Most States

Consultants-Environmental ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Emergency Towing & Service, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Freberg Environmental Inc. Coverages CGL, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired

Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯Quirk & Company Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood,

Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA ❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Contractors

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages Employee Benefits, GL, Workers’ Comp Carrier Status Admitted States All States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N33

2012 Annual Program Directory, Volume II ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯B&B Protector Plans Inc. Coverages Auto Comm-Standard, Blanket Waivers, GL, Inland Marine, Property, Railroad Protective Liab, Umbrella Carrier Status Admitted States Most States ❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Equipment, GL Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted States All States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, GL, Real & Business Personal Prop, Workers’ Comp Plus Carrier Status Non-admitted States All States ❯Crouse & Associates Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders

Risk, CGL, COC, D&O, Difference in Conditions, E&O, Property, Umbrella Carrier Status Admitted States All States ❯Financial Risk Solutions Inc. Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States

❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

COC, Contractors Equip, Inland Marine, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

❯Insurance Innovators Agency Of New England (W Springfield) Coverages Builders Risk, Business Income, CGL, Contractors Equip,

Employee Benefits, EPLI, Liability, OCP, Property, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators of New Jersey Inc. Coverages Contractors Equip, EPLI, Liability, Medical Payments, Umbrella Carrier Status Non-admitted States NJ, NY ❯Insurance Innovators Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Residential Property, Residential `wrap-up`, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯MacNeill Group, Inc., CMGA Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property, Umbrella Carrier Status Non-admitted States FL ❯N-Surance Outlets Inc. (Florida) Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine, Liability, OCP, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Contractors Equip, Inland Marine, Liability, Property Carrier Status Non-admitted States GA, LA, TN ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

❯General Agency Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Property Carrier Status Admitted States CA

❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab, Liability Carrier Status Non-admitted States Most States

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

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❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Property Carrier Status Non-admitted States Most States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX ❯The Insco Dico Group Coverages Contractors License Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, TX, WA, WY

❯USG Insurance Services Inc. Coverages Contractors Equip, D&O, Inland Marine, Installation Floaters, OCP, Tools & Equip, Umbrella, USL&H Carrier Status Non-admitted States Most States ❯Victor O. Schinnerer & Co. Coverages Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed

Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX ❯Westrope Insurance Managers of Florida LLC Coverages GL, Inland Marine Carrier Status Non-admitted States FL, GA ❯Worldwide Facilities Inc. Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

D&O, Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Yates & Associates Ins. Services Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Admitted, Non-admitted States CA

Contractors-Air Conditioning ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Contractors-Alarm ❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Contractors License Bonds, Equipment Breakdown, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liab, Pool & Spa Liab, Portable Equip, Property, Real & Business Personal Prop, Rented Property Carrier Status Admitted, Non-admitted States IL, IN, OH

❯Brownyard Programs Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯RSI International Inc. (Missouri) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l

❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN

❯SIU LLC Coverages Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA

N34 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Izzo Insurance Services Inc. Coverages Auto Comm-Nonstandard, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States ❯Network E&S Insurance Brokers LLC Coverages CGL, Commercial Excess Carrier Status Non-admitted States CA

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Artisan ❯Abram Interstate Insurance Services Inc. Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AZ, CA ❯Advanced E&S Group - Midwest Region Coverages Business Income, CGL, Contractors Equip, GL, Inland Marine,

Liability, OCP, Personal Property, Products Liab, Real & Business Personal Prop, Theft, Umbrella Carrier Status Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯American Underwriting Managers Coverages Builders Risk, CGL, Inland Marine, Installation Floaters, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Arrowhead General Insurance Agency Inc. Coverages Auto Comm-Standard, GL, Liability, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, WA ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Network E&S Insurance Brokers LLC Coverages CGL, Commercial Excess Carrier Status Non-admitted States CA ❯NIF Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted States AZ, CA, NV, OR, TX, WA ❯Norman-Spencer Agency Inc. Coverages Excess Liab, GL Carrier Status Admitted, Non-admitted States All States ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯AmWINS Program Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, Crime, E&O, GL, Inland Marine, Property, Umbrella States AR, AZ, CO, CT, DE, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NV, OH, OR, PA, SC, TN, UT, VA, WA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Tangram Insurance Services Coverages CGL, GL, Liability Carrier Status Non-admitted States CA, TX

❯Target Managers Insurance Services Coverages Auto Comm-Standard, Builders Risk, Contractors Equip,

❯Insurance Center Special Risks Ltd. Coverages Fire Legal Liab, GL, Medical Payments Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA,

HI, NV, TX

❯Monarch E&S Insurance Services Coverages GL, Inland Marine Carrier Status Admitted States CA ❯National Advantage Insurance Services Inc. Coverages GL, Inland Marine Carrier Status Non-admitted States CA ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯National Insurance Underwriters Coverages Blanket Addt’l Insureds, Blanket Waivers, GL Carrier Status Admitted States AL, FL, GA, LA, SC, TX ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

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❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Worldwide Facilities Inc. Coverages CGL, Commercial Excess, Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

❯RPS Leicht Coverages Auto Comm-Nonstandard, Equipment, GL Carrier Status Non-admitted States TX

❯Chamber Insurance Agency Services Coverages Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯iii of Maryland Inc. Coverages Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip Carrier Status Admitted, Non-admitted States DE, MD, VA

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Risk Placement Services/Lemac Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL Carrier Status Admitted, Non-admitted States CA

❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Contractors Equip, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA

Contractors-Demolition

❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Builders Risk, Cargo, Contractors Equip, Excess Liab, GL, Inland Marine, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Auto Comm-Standard, Cargo, CGL, Contractors Equip, Excess Liab, GL, On-Hook Cargo, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States TX

❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA

Contractors-Electrical

Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Victor O. Schinnerer & Co. Coverages E&O, Pollution Carrier Status Non-admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Worldwide Facilities Inc. Coverages CGL, Completed Operations Liab, Excess Liab, GL, Liability, Umbrella Carrier Status Non-admitted States All States

Contractors-Crane & Rigging ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine Carrier Status Admitted, Non-admitted States All States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Elevators ❯Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States ❯JM Associates / Burnham + Company Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Builders Risk,

Business Interruption, CGL, Contractors Equip, Employee Benefits, Excess Liab, GL, Inland Marine, Installation Floaters, Liability, OCP, Pollution, Products Liab, Property, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Contractors-Environmental ❯Access E&S Insurance Services (CA) Coverages CGL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N35

2012 Annual Program Directory, Volume II ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Intercorp Inc. Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States Most States ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯W.A.Schickedanz Agency Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Excess Liab, GL, Medical Payments, Property Carrier Status Admitted, Non-admitted States AR, IL, MO

Contractors-Explosives/Blasting/ Drilling ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

Contractors-Excavating/Grading ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Insurance Center Special Risks Ltd. Coverages GL, Inland Marine Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Crump Insurance Services Inc. - All Offices Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Commercial Excess, Contractors Equip, Difference in Conditions, EPLI, Excess Flood, Liability, Pollution, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Environmental Insurance Agency (EIA) Coverages GL, Pollution Liab States Most States

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

❯Worldwide Facilities Inc. Coverages CGL, Commercial Excess, Contractors Equip, D&O,

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States

Contractors-Fire & Water Restoration

❯Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab,

❯USX/S Coverages CGL, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States All States

CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Sloan Mason Insurance Services Coverages CGL, Environmental Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Bass Underwriters Coverages GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

❯Arrowhead General Insurance Agency Inc. Coverages GL, Workers’ Comp Carrier Status Admitted States All States

❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯USX/S Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, EPLI, Equipment, GL, Identity Theft, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Fire Protection/Fire Sprinkler ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard, Crime, E&O, GL, Inland Marine, Pollution

Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, Contractors Equip, Inland Marine, Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Business Income, CGL, Completed Operations Liab, Contractors

Equip, E&O, EPLI, GL, OCP, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA

❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯PGI Commercial LLC Coverages Fire Legal Liab, GL, Medical Payments, Products Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Horizon E & S Insurance Brokerage Coverages GL, Liability Carrier Status Admitted, Non-admitted States CA, NV

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Quaker Special Risk (Florida) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

❯RelMark Program Managers Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

❯Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Contractors-General

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

CGL, E&O, Environmental Liab, Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯American Underwriting Managers Coverages Builders Risk, CGL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

N36 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

❯Quirk & Company Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab,

Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

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2012 Annual Program Directory, Volume II ❯RPS Leicht Coverages Auto Comm-Nonstandard, GL Carrier Status Non-admitted States TX ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX

❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States

❯iii of Maryland Inc. Coverages Contractors Equip, Excess Liab, GL, Installation Floaters, Property, Umbrella Carrier Status Admitted, Non-admitted States MD

Contractors-Oil & Gas

❯MarketScout Coverages Builders Risk, GL, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Specialized Insurance Coverages BOP, CGL, GL Carrier Status Admitted, Non-admitted States FL, NY, PA

❯American Underwriting Managers Coverages CGL, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

❯Burnett & Company Inc. Coverages CGL, Umbrella Carrier Status Non-admitted States All States

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Westrope Coverages GL, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. Coverages CGL, Commercial Excess, Completed Operations Liab, D&O,

Difference in Conditions, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Nonadmitted States All States

Contractors-Landscape ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States ❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, CGL, Completed

Operations Liab, Contractors Equip, E&O, Equipment, GL, Herbicide & Pesticide, Inland Marine, Lost Key, Medical Payments, Pollution, Pollution Liab, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Solutions Coverages Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯McGraw Insurance Services Coverages Herbicide & Pesticide, Liability, Property Carrier Status Admitted States CA ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Pacific Specialty Insurance Co. Coverages Herbicide & Pesticide, Liability, Property Carrier Status Admitted States CA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Marine ❯Britt/Paulk Insurance Agency Inc. Coverages CGL, COC, Environmental Liab, Equipment, Equipment

Breakdown, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯LIG Marine Managers Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign

GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

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❯CoverXSpecialty Coverages GL, Umbrella States Most States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯National Advantage Insurance Services Inc. Coverages CGL, Medical Payments, Products Liab States AZ, CA, NV, OR, TX ❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Liability, New Occurrence Carrier Status Non-admitted States Most States

❯Crump Insurance Services Inc. - All Offices Coverages Commercial Excess, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯MarketScout Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Contractors Equip, Control of Well, D&O, E&O,

Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA ❯Sloan Mason Insurance Services

Coverages Auto Comm-Nonstandard, CGL, Control of Well, Equipment, Excess Liab, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Towerstone Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Pollution Carrier Status Non-admitted States AL, AR, CO, ID, IL, KS,

KY, LA, MI, MO, MS, ND, OH, OK, TX, UT, WV, WY

❯U.S. Risk Insurance Group Inc. Coverages GL, Property Carrier Status Non-admitted States All States ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control

of Well, Inland Marine, Medical Payments, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, NM, OK, TX

❯Worldwide Facilities Inc. Coverages Care/Custody/Control, CGL, COC, Commercial Excess, Control

of Well, D&O, E&O, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, Liability, New Occurrence, Physical Damage, Pollution Liab, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Plumbing ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors

Equip, Excess Liab, Liability, Medical Payments, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, GL, Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

Contractors-Service ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Financial Risk Solutions Inc. Coverages Service Contracts Carrier Status Admitted States All States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Monarch E&S Insurance Services Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV

Waivers, GL, Inland Marine, Pollution Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Completed Operations Liab, Excess Liab, GL, Products Liab Carrier Status Non-admitted States AZ, CA, NV, OR

Contractors-Roofing

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯Appalachian Underwriters Inc. Coverages Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Contractors-Swimming Pools

❯Brecht & Associates Coverages CGL, Contractors Equip, GL, Umbrella Carrier Status Non-admitted States TX

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop Carrier Status Non-admitted States Most States

❯M.J. Hall & Company Inc. Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

❯CoverXSpecialty Coverages Contractors Equip, Umbrella Carrier Status Non-admitted States All States

❯National General Insurance Agency Inc. Coverages Blanket Addt’l Insureds, CGL, Completed Operations Liab Carrier Status Non-admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N37

2012 Annual Program Directory, Volume II ❯Norman-Spencer Agency Inc. Coverages Commercial Excess, Contractors Equip, Equipment, Excess Liab, GL, Inland Marine, Liability, Umbrella Carrier Status Admitted, Nonadmitted States Most States

❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Food Spoilage, Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯United Contractors Insurance Agency Coverages CGL, GL, Liability Carrier Status Non-admitted States AL, AZ, CA,

CO, FL, GA, KS, LA, NC, NE, NM, NV, NY, OK, OR, SC, TX, WA, WY

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States GA, LA, TN

Contractors-Underground Storage Tank Construction

❯People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Liability, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, E&O, Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Convenience Stores ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Personal Property, Property, Real & Business Personal Prop, Spoilage Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯AMC Insurance Services Coverages Auto Comm-Standard Liability, Business Interruption, Crime,

EPLI, GKLL, GL, Inland Marine, Legal Expense Ins, Legal Liab, Pollution Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Workers’ Comp Carrier Status Admitted States All States

❯Quirk & Company Coverages CGL, Crime, Excess Flood, Excess Liab, Flood, Food Spoilage, Liquor Liab, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Glass, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, UT, WA ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Nonowned & Hired Auto, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Nonadmitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Country Clubs ❯Bollinger Inc. Coverages Boiler & Machinery, CGL, Crime, D&O, Excess Liab, Identity Theft, Property, Workers’ Comp Carrier Status Admitted States All States ❯Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States

❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

Cosmetic Manufacturers

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits,

Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, BOP, CGL, Commercial Excess, EPLI, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Counselors/Counseling Centers ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Assault & Battery, Auto Comm-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Venture Insurance Programs Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

❯Insurance Innovators Inc. Coverages Boiler & Machinery, Business Income, Business Interruption,

CGL, Commercial Excess, Crime, GL, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Pollution, Property, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler &

Machinery, BOP, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States ❯McClelland and Hine Inc. Coverages Crime, Fire, Liability, Liquor Liab, Pollution Carrier Status Non-admitted States TX ❯McLeckie Insurance Group Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, GL, Inland Marine, Medical Payments, Mental Health Care, Non-Profit D&O, Pollution Liab Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Business Interruption, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

N38 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Couriers Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

❯Brightstone Insurance Services LLC Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Nonowned & Hired Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States ❯International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, Cargo, Commercial Excess, Container Refrigeration Break, Crime, E&O, EPLI, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Mechanical Breakdown, Physical Damage, Pollution Liab, Transportation Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯International Excess Program Managers Coverages Cargo, Crime, E&O, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

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2012 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Crane, Scaffolding & Equipment Rental Dealers

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

❯Insurance Innovators Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Commercial

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess, Commercial Marine, Contractors Equip, Excess Liab, Inland Marine, Installation Floaters, Liability, Motor Truck Cargo, Physical Damage, Physical Damage Rental Units, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/

Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Long Haul, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, GL, Inland Marine, Liability, On-Hook Cargo, Physical Damage, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sunderland Insurance Services Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Crop Dusters/Sprayers ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Topa Insurance Company Coverages CGL, E&O, Inland Marine, Property Carrier Status Admitted States CA ❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Disability, Flood, Herbicide & Pesticide, Homeowners Pkg, Hull, Liability, Pollution, Property, Props, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Dairies ❯Agricultural Insurance Mgmt Services Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip Carrier Status Admitted States Most States ❯South & Western General Agency Inc. Coverages Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX ❯Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

Dance Schools/Studios ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages Abuse & Molestation, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Roush Insurance Services Inc. Coverages Abuse & Molestation, Accident & Health, Auto Comm-

Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire, Fire Legal Liab, Glass, Inland Marine, Liability, Medical Payments, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Spoilage, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯South & Western General Agency Inc. Coverages Liability, Property Carrier Status Non-admitted States AR, MS, OK, TN, TX ❯TAPCO Underwriters Inc. Coverages Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine,

Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Day Care/Preschools ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Compass Insurance Group of Agencies Coverages CGL, Property Carrier Status Non-admitted States CA ❯Francis L. Dean & Associates Inc. Coverages Accidental Death, Participant Accident, Student Accident Carrier Status Admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Business Interruption, CGL, EPLI, Excess Liab, Fine Arts, Fire, GL, Medical Payments, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯J.E. Brown & Associates Coverages Abuse & Molestation, Liability Carrier Status Admitted, Nonadmitted States CA ❯MacNeill Group, Inc., CMGA Coverages Assault & Battery, Auto Comm-Standard, CGL, E&O, Property Carrier Status Admitted, Non-admitted States FL ❯Monarch E&S Insurance Services Coverages Abuse & Molestation, CGL Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Abuse & Molestation, Business Income, Educator Legal Liab, Fire

Legal Liab, Liability, Medical Payments, Professional Liab, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Abuse & Molestation, Business Income, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States CA, NV

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❯Philadelphia Insurance Companies

Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States

Day Spas ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Continental Brokers Inc. Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States ❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, Business Interruption,

CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, CGL, Commercial Excess, EPLI, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Professional Liab, Property States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Commercial Excess, GL, Personal Property, Products Liab, Professional Liab Carrier Status Non-admitted States All States ❯SASSI - Salon & Spa Specialty Insurance Coverages Business Income, Business Interruption, CGL, Fine Arts, Fire,

Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Trade Shows & Festivals Carrier Status Admitted States Most States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto

Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Dealers-Home Heating Oil ❯AMC Insurance Services Coverages Auto Comm-Standard, Business Income, Business Interruption,

CGL, EPLI, Fire Legal Liab, Inland Marine, Physical Damage, Pollution, Products Liab, Property, Transportation Pollution Liab, Workers’ Comp Carrier Status Admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N39

2012 Annual Program Directory, Volume II ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dealers-Propane ❯AMC Insurance Services Coverages Auto Comm-Standard, Business Income, Cargo, EPLI, Fire Legal

Liab, GL, Inland Marine, Legal Liab, Liquor Liab, Loss of Use, Lost Key, Medical Payments, Motor Truck Cargo, Occupational Accident, Pollution Liab, Property, Transportation Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Delivery- Wholesale/Retail ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Medical Payments, Nonowned & Hired Auto, Uninsured Motorists Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX ❯International Excess Companies Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Crime, Environmental Liab, EPLI, Equipment, Equipment Breakdown, Fire, Food Spoilage, GL, Inland Marine, Liability, Nonowned & Hired Auto, Occupational Accident, Pollution Liab, Property, Theft, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Standard Liability, Excess Liab Carrier Status Non-admitted States All States ❯Paul Hanson Partners Specialty Ins. /Mover’s Choice Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Dentists ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC - Professional Underwriters Liability Insurance Co Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Developmental Disability Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Insureds, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Disability, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Non-Profit D&O, Nonowned & Hired Auto, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Nonadmitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Dialysis Centers ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV

Driving Ranges ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Dry Cleaners/Laundries ❯Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Boiler & Machinery, Business Income,

Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA

❯Intercorp Inc. Coverages BOP, D&O, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, Furriers Customers, GL, Glass, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Dude Ranches ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Brownyard Group Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Glass, Products Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

❯Joseph Chiarello & Co, Inc; Firearms Business Ins Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Norman-Spencer International Inc. Coverages Auto Comm-Standard, Business Income, Business Interruption,

Emergency Service Org’s

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess

Liab, GL, Medical Malpractice, Portable Equip, Property Carrier Status Admitted States All States

Crime, Cyber Liab, D&O, E&O, Int’l Coverage - Commercial, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

N40 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

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2012 Annual Program Directory, Volume II Employee Leasing Firms ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯World Wide Specialty Programs Inc.

Employment Agencies ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯World Wide Specialty Programs Inc.

❯Access E&S Insurance Services (CA) Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

❯5Star Professional Programs Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

❯Access E&S Insurance Services (VA) Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA,

SC, TN, TX, VA, DC

❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Intercorp Inc. Coverages Environmental Liab, GL, Professional Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Engineers-Geotechnical ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Environmental Liab, EPLI, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Billing Error E&O, Compliance Mgmt, Cyber Liab, E&O, EPLI,

Legal Expense Ins, Legal Liab, Liability, Misc Professional Liab, Mortgage Impairment, Professional Liab, Technology E&O Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Wrongful Acts, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Intercorp Inc. Coverages Environmental Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainer Buses ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯KF&B Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg,

Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Nonowned & Hired Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, EPLI, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States

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❯5Star Professional Programs Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

Engineers-Environmental

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

Environmental Engineers/Consultants/ Contractors

Entertainment Equipment Rental Houses ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

SC, TN, TX, VA, DC

❯ACE USA--Excess Casualty Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯ACE Westchester Specialty--Environmental Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Builders Risk, CGL, E&O, Environmental Liab, Excess Liab, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Arrowhead General Insurance Agency Inc. Coverages E&O, Professional Liab Carrier Status Admitted States All States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI,

GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Insurance Innovators of New Jersey Inc. Coverages CGL, Environmental Liab, GL, Liability, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States NJ, NY ❯Intercorp Inc. Coverages GL, Pollution Liab Carrier Status Non-admitted States Most States ❯J.M. Wilson Coverages CGL, Pollution, Professional Liab Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV ❯PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States ❯PGI Commercial LLC Coverages Environmental Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Inland Marine, NonTrucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity, Fidelity Bonds, GL, Inland Marine, Liability, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N41

2012 Annual Program Directory, Volume II ❯Russell Bond & Co. Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial

Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States Most States

❯USG Insurance Services Inc. Coverages Environmental Liab, Installation Floaters, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯USX/S Coverages CGL, Commercial Excess, Completed Operations Liab,

Contractors Equip, E&O, Environmental Liab, GL, Identity Theft, Pollution Liab, Professional Liab Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. Coverages CGL, Commercial Excess, Contractors Equip, D&O, E&O,

Environmental Liab, EPLI, Excess Liab, GL, Liability, New Occurrence, Pollution Liab, Products Liab, Professional Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Yates & Associates Ins. Services Coverages CGL, Pollution Liab Carrier Status Non-admitted States CA

❯Western Security Surplus Insurance Brokers Inc. Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab,

GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

❯Sierra Specialty Coverages CGL, Dwelling Fire, Equipment, Property Carrier Status Admitted States Most States

❯Centurion Insurance Group Coverages Foreign GL, Int’l Coverage - Commercial, Political Risk Carrier Status Admitted States All States

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Family Fun Centers

❯Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto PersNonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX

❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability, Misc

Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

Equipment Dealers/Rentals ❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted States All States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Exercise/Health Studios/Health Clubs ❯Aon Association Services Coverages D&O, Workers’ Comp Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States

Exporters

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, Catastrophe, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Wildlife Insurance Underwriters LLC Coverages Accident & Health, Accidental Death, Addt’l Expense, Addt’l

Living Expense, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Builders Risk, Business Income, Business Interruption, Catastrophe, CGL, Commercial Marine, Control of Well, Crime, Disability, Dwelling Fire, Earthquake, EPLI, Equipment Breakdown, Flood, GL, Hail, Herbicide & Pesticide, Homeowners Pkg, Horse Mortality, Inland Marine, Installation Floaters, Liability, Livestock/Animal Mortality, Medical, Mobile Home Ins, Mortality, Motor Truck Cargo, OCP, On-Hook Cargo, Piers & Docks, Pollution, Property Carrier Status Admitted, Non-admitted States All States ❯Winery Pak Insurance Programs Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States Most States

Fast Food Restaurants ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, Food

Spoilage, GL, Glass, Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Align General Insurance Agency LLC Coverages Business Income, Business Interruption, GL, Liquor Liab, Property, Real & Business Personal Prop Carrier Status Admitted States CA ❯Anderson & Murison Inc. Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

❯Bollinger Inc. Coverages Liability, Property Carrier Status Admitted States Most States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Inland Marine, Participant Accident, Property Carrier Status Non-admitted States Most States

Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Homeowners Pkg, Medical, Nonowned & Hired Auto, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

Farm & Ranch

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States ❯Monarch E&S Insurance Services Coverages CGL, Professional Liab, Property States CA ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Northern States Agency Coverages CGL, Fire, Professional Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Abram Interstate Insurance Services Inc. Coverages Care/Custody/Control, CGL, Fire, GL, Livestock/Animal Mortality, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA,

CO, NV

❯National Insurance Underwriters Coverages CGL, Food Spoilage, Glass, Liquor Liab, Personal Property Carrier Status Admitted States AL, FL, LA, MI, SC, TX

❯Agricultural Insurance Mgmt Services Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial

❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal

Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯American Reliable Insurance Company Coverages Liability, Livestock/Animal Mortality, Physical Damage Carrier Status Admitted States CT, FL, HI, LA, MA, MD, NH, NJ, NY, RI, VA, VT

❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Liability, Property Carrier Status Admitted States AZ, CA ❯Ark Agency Coverages CGL, Dwelling Fire, Fire, Hail, Homeowners Pkg, Horse Mortality, Livestock/Animal Mortality Carrier Status Admitted, Non-admitted States Most States ❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Care/Custody/Control, CGL, Commercial Excess, Earthquake,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Excess Liab, Fire, Fire Legal Liab, Homeowners Pkg, Horse Mortality, Liability, Personal Liab, Personal Property, Umbrella Carrier Status Admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯TAPCO Underwriters Inc. Coverages E&O, GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP,

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States ❯Mattei Insurance Services Coverages Auto Comm-Standard, CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States Most States

N42 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Fertilizer Suppliers ❯Sierra Specialty Coverages CGL, Property Carrier Status Non-admitted States CA

Festivals & Fairs ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯HCC Specialty (MA) Coverages Event Cancellation, Hole-in-One, Liability, Liquor Liab, Prize Indemnification, Weather Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England (W Springfield) Coverages CGL, GL, Liability, Liquor Liab, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Fine Art Collections

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯ACE Commercial Risk Services - Programs Coverages Fine Arts, Inland Marine Carrier Status Admitted States Most States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States Most States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property Carrier Status Non-admitted States Most States

Financial Institutions ❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯MiniCo Insurance Agency LLC Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States Most States ❯Monarch E&S Insurance Services Coverages Earthquake, Excess Flood, Fire, Inland Marine, Mysterious Disappearance, PAF Carrier Status Admitted States CA

Fire Departments ❯Glatfelter Insurance Group Coverages Accident & Health, Auto Comm-Standard, Crime, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯VFIS Coverages Accident & Health, Auto Comm-Standard, Crime, E&O, Excess Liab, GL, Portable Equip, Property Carrier Status Admitted States All States

❯Centurion Insurance Group Coverages D&O, E&O, EPLI, Fidelity, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties Carrier Status Admitted States All States

Firearms Dealers

❯Floodwatch Coverages Excess Flood, Flood Carrier Status Admitted, Non-admitted States All States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg,

Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Residential Property Carrier Status Non-admitted States All States

❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Russell Bond & Co. Inc. Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/ Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Reps & Warranties, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Difference in Conditions, E&O, EPLI, Equipment, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, Glass, Kidnap/Ransom, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mechanical Breakdown, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Technology E&O, Theft, Umbrella, Windstorm, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Williams & Stazzone Insurance Agency Inc. Coverages Blanket Forced Placed, Collateral Protection, D&O, Dealers Open

Lot, Equipment, Force Place Fire Cvrg, Foreclosed Properties, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted States All States

Financial Planners ❯Alexander J. Wayne & Associates Inc. Coverages GKLL, Professional Liab Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

www.insurancejournal.com

❯HCC Specialty (MA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, EPLI, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Loggers Insurance Inc. Coverages Auto Comm-Standard, Contractors Equip, Equipment, GL, Property, Umbrella Carrier Status Admitted States AL, AR, FL, GA, KY, LA,

MS, NC, SC, TN, TX, VA, WV

❯O’Donovan & Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Property Carrier Status Admitted States AR, CA, FL, GA, KY, LA, MD, MI,

MN, NC, OK, OR, PA, SC, TN, TX, VA, WA, WI

❯Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States All States

Foster Care ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, E&O, EPLI, Fiduciary Liab, GL, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Joseph Chiarello & Co, Inc; Firearms Business Ins Program Coverages CGL, Crime, Equipment Breakdown, Firearms Liability, Liquor

Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Food Trucks ❯Mobile Food Vendors Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Commercial Excess, Inland Marine, Legal Liab, Liability, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Truck Auto Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Food Vendors ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages Business Income, Crime, GL, Inland Marine, Products Liab, Property Carrier Status Admitted States All States ❯Markel Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, CGL, Crime, Emergency Towing & Service, Excess Liab, Food Borne Illness, Food Spoilage, Inland Marine, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States ❯Mobile Food Vendors Insurance Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Forestry Services ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States AL, AR, CO, FL, GA, ID, KY, LA, MN, MS, MT,

NC, OK, OR, SC, TN, TX, VA, WA, WI, WV

❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Standard Phys Dmg, Catastrophe, CGL, Damage in Process, Environmental Liab, Equipment, Equipment Breakdown, GL, Liability, Mechanical Breakdown, Nonowned & Hired Auto, Pollution, Pollution Liab, Portable Equip, Property, Tools & Equip, Transportation Pollution Liab, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Foundations ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N43

2012 Annual Program Directory, Volume II Fraternal Organizations ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Marine, Medical Payments, Non-Profit D&O, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

Funeral Directors ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯NIP Group LLC Coverages BOP, D&O, E&O, EPLI, Equipment, GL, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Garages ❯5Star Garage Services Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

CGL, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

❯Abram Interstate Insurance Services Inc. Coverages Garage Keepers Legal Liab, Garage Liability Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Align General Insurance Agency LLC Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Property, Real & Business Personal Prop States CA ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Garage Keepers Legal Liab, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

BOP, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Russell Bond & Co. Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

NV, OR, TX, WA

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liab, Property, Theft, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Sierra Specialty Coverages Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States Most States ❯Sun Coast General Insurance Agency Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage

Liability, GKLL, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA

❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Dealers Open Lot, EPLI, Excess Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR ❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States CA

Gentleman’s Clubs

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States AZ, CA, NV, OR

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯MacNeill Group, Inc., CMGA Coverages Excess Liab, Garage Keepers Legal Liab, Garage Liability Carrier Status Non-admitted States FL ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

Breakdown, Inland Marine, Liability, Physical Damage, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Wildlife Insurance Underwriters LLC Coverages Business Income, CGL, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Inland Marine, Installation Floaters, Liability, Long Haul, Mechanical Breakdown, Medical, Occupational Accident, OCP, On-Hook Cargo, Piers & Docks, Property, Railroad Protective Liab, Spoilage, Theft Carrier Status Admitted, Non-admitted States All States

Grocery Stores/Supermarkets ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

❯American Team Managers Ins. Services Inc. Coverages CGL, Equipment Breakdown, Property Carrier Status Admitted States CA

❯DMI Insurance Services Coverages Business Income, Completed Operations Liab, Crime, Employee

❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY

Grain Mills & Elevators ❯Britt/Paulk Insurance Agency Inc. Coverages Catastrophe, CGL, Environmental Liab, Equipment, Equipment

❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Glass Merchants/Glazing Contractors

Bailee/Customer Goods, Blanket Wrongful Acts, Business Interruption, Care/Custody/Control, D&O, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Liability, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯Venture Insurance Programs Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor

Liability, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯Crump Insurance Services Inc. - All Offices Coverages Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal

❯Evolution Insurance Brokers Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Auto Comm-Standard, Boiler & Machinery,

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, GL, Tools & Equip, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM,

❯Crouse & Associates Coverages Garage Liability, GKLL Carrier Status Non-admitted States All States

Liab, Garage Liability, Medical Payments, Physical Damage, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States

❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States

Golf Courses ❯Chamber Insurance Agency Services Coverages Environmental Liab, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States ❯Fairway Underwriters Coverages Business Income, CGL, Earthquake, Equipment, Equipment

Breakdown, Errant Ball, Herbicide & Pesticide, Property, Tee-to-Green, Umbrella, Weather, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

N44 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, Boiler & Machinery, BOP, Business Income,

CGL, Commercial Excess, EPLI, Equipment Breakdown, Excess Liab, Food Spoilage, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Identity Theft, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages CGL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS Leicht Coverages GL, Glass, Property, Spoilage Carrier Status Non-admitted States TX ❯UCA General Insurance Services Coverages Business Income, CGL, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR,

UT, WA

❯USG Insurance Services Inc. Coverages EPLI, GL, Liquor Liab, Pollution, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, AZ, CT, GA, ID, KS, KY,

MA, ME, NC, NH, NM, NV, RI, SC, VA, VT, WY

www.insurancejournal.com

2012 Annual Program Directory, Volume II Group Homes ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, CGL, Excess Liab,

Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, CGL, Crime, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, Community/ Social Svcs, D&O, Developmental Disabilities, Excess Liab, Inland Marine, Liability, Medical Payments, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Guides & Outfitters ❯Ark Agency Coverages CGL, Inland Marine, Property Carrier Status Admitted, Nonadmitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯K&K Insurance Group Inc. Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

www.insurancejournal.com

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

PA, SC, TN, VA, WI, WV

❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard,

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

❯J.M. Wilson Coverages Liability, Physical Damage Carrier Status Admitted, Non-admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Boats, CGL, Crime, Flood, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Intercorp Inc. Coverages Auto Comm-Standard, Pollution Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

CGL, Excess Liab, Non-Profit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Insureds, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Non-Profit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Gymnastics Facilities ❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Auto Comm-Standard Liability, CGL, EPLI, Flood, Glass, Medical, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Hardware Manufacturers ❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States

Hazardous Materials Transporters ❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Liability, Nonowned & Hired Auto, Physical Damage, Pollution Liab Carrier Status Non-admitted States Most States ❯5Star Waste Insurance Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Contractors Equip, EPLI, Equipment Breakdown, GL, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Access E&S Insurance Services (VA) Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

CGL, Environmental Liab, GL, Long Haul, Nonowned & Hired Auto, Physical Damage, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Health Clubs ❯Anderson & Murison Inc. Coverages Abuse & Molestation, CGL, Professional Liab, Property Carrier Status Non-admitted States CA ❯Bollinger Inc. Coverages Liability, Property Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Business Income, CGL, Fire, GL, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Nonowned & Hired Auto, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Healthcare Facilities ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯American Underwriting Managers Coverages CGL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N45

2012 Annual Program Directory, Volume II ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Billing Error E&O, CGL, Community/

Social Svcs, Crime, D&O, Difference in Conditions, E&O, EPLI, Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Heavy Equipment Dealers

❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Garage Liability, GKLL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL,

Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Home Healthcare Providers

❯Russell Bond & Co. Inc. Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States Most States

❯Access E&S Insurance Services (CA) Coverages Abuse & Molestation, EPLI, GL, Nonowned & Hired Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX

❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

D&O, Developmental Disabilities, Emergency Medical, EPLI, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Victor O. Schinnerer & Co. Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Westrope Coverages CGL, D&O, Liability, Medical & Physical Rehab, Medical Malpractice, Misc Professional Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, COC, Community/Social Svcs, D&O, Employee Benefits, Equipment Breakdown, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Allied Protector Plan Coverages Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, D&O, E&O, EPLI, GL, Liability, Medical, Medical Payments, Nonowned & Hired Auto, Property, Sexual Misconduct Liab, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted States All States ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Professional Liab Carrier Status Non-admitted States TX ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Inland Marine, Medical Malpractice, Nonowned & Hired Auto, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Personal Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Sunderland Insurance Services Inc. Coverages Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property Carrier Status Non-admitted States Most States

Home Inspectors ❯Alexander J. Wayne & Associates Inc. Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Providing Solutions for Healthcare Providers Worldwide 3 Great Locations to Serve You:

√ Best coverage √ Extraordinary customer service √ Outstanding income potential √ Unmatched expertise

Chicago, IL 800.776.7475 Colorado Springs, CO 800.397.9697 Tampa, FL 800.430.1050 rpshealthcare@rpsins.com

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯Delta General Agency Corp. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States TX ❯Fox Point Programs Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Network E&S Insurance Brokers LLC Coverages CGL, E&O Carrier Status Non-admitted States CA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Target Insurance Services Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States

http://www.rpsins.com/healthcare

N46 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

www.insurancejournal.com

2012 Annual Program Directory, Volume II Home Medical Equipment Dealers ❯Davidson-Babcock Coverages Business Interruption, CGL, Completed Operations Liab, Crime,

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Inland Marine, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States

❯International Excess Companies Coverages Bailee/Customer Goods, Builders Risk, Business Income, Business

❯Gorst Co. Coverages D&O, E&O, GL Carrier Status Admitted, Non-admitted States CA

❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard, Boiler & Machinery, Care/Custody/

Control, CGL, Combo Personal & Commercial, Commercial Excess, E&O, Earthquake, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, EPLI, Equipment Breakdown, Excess Liab, Fire, GL, Inland Marine, Liability, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/Custody/ Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Sierra Specialty Coverages CGL, Property Carrier Status Admitted States CA

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Ian H. Graham Insurance Coverages Crime, D&O, Fidelity, Umbrella Carrier Status Admitted States Most States

❯Wildlife Insurance Underwriters LLC Coverages Horse Mortality, Livestock/Animal Mortality, Mortality, Property, Workers’ Comp Carrier Status Non-admitted States All States

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Homebuilders ❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯NBIS Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket

Addt’l Insureds, Blanket Waivers, CGL, Excess Liab, Liability, Umbrella Carrier Status Non-admitted States Most States

❯NSM Insurance Group Coverages Umbrella, Property, OCP, Liability, Installation Floaters, Inland

Marine, Fire Legal Liab, Excess Liab, Crime, Contractors Equip, Completed Operations Liab, Commercial Excess, COC, CGL, Builders Risk, Blanket Addt’l Insureds Carrier Status Admitted, Non-admitted States Most States ❯Patriot National Underwriters Inc. Coverages Auto Comm-Standard, Builders Risk, CGL, Umbrella, Workers’ Comp Carrier Status Admitted States TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯J.E. Brown & Associates Coverages D&O, Liability Carrier Status Admitted, Non-admitted States CA

Hospice Care Facilities

❯Kevin Davis Insurance Services Coverages Crime, D&O, E&O Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-

❯King Insurance Support Systems Coverages D&O, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NM, NV, OR, UT, WA

Standard, Boiler & Machinery, Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States Most States

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Property Carrier Status Admitted States AZ, CA, NV

Horse Breeders/Boarders ❯Agricultural Insurance Mgmt Services Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Ark Agency Coverages Care/Custody/Control, CGL, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

Homeowner Associations

❯Associations Underwriters Inc. & Ziplow Horse Ins Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Care/

❯4 All Insurance Services Coverages Auto Comm-Standard Liability, D&O, EPLI, Excess Liab, Fidelity,

Fire, GL, Liability, Pool & Spa Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

❯Abram Interstate Insurance Services Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard, Liability, Property Carrier Status Admitted States TX ❯Agostini Wholesale Insurance Coverages D&O, EPLI, Fidelity, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

PA, TN, TX, VA, WA

❯American Team Managers Ins. Services Inc. Coverages BOP, D&O, GL Carrier Status Admitted States AZ, CA, CO, ID, MT,

NM, NV, OR, UT, WA, WY

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property Carrier Status Non-admitted States Most States ❯CID Insurance Programs Inc. Coverages CGL, D&O, E&O, Fidelity, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

TN, TX, UT, WA

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Custody/Control, CGL, Commercial Excess, E&O, Excess Liab, Horse Mortality, Livestock/Animal Mortality, Mortality, Personal Liab, Personal Property, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Markel Specialty Commercial Coverages Auto Comm-Standard, Business Interruption, Care/Custody/

Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Horse Farms ❯Agricultural Insurance Mgmt Services Coverages Business Income, Care/Custody/Control, Combo Personal &

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Non-Profit D&O, Professional Liab, Property Carrier Status Admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Professional Program Insurance Brokerage Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Hospitals ❯Centurion Insurance Group Coverages D&O, Medical Malpractice Carrier Status Admitted States All States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Earthquake, Equipment Breakdown, Fire Legal Liab, Flood, Identity Theft, Property, Real & Business Personal Prop Carrier Status Admitted States Most States ❯RPS Healthcare (AVRECO) Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Billing Error E&O, CGL, Community/

Hotels/Motels

Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States

❯Ark Agency Coverages Care/Custody/Control, CGL, D&O, Inland Marine, Property Carrier Status Admitted, Non-admitted States Most States

❯American Underwriting Managers Coverages Business Income, CGL, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N47

2012 Annual Program Directory, Volume II ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Bass Underwriters Coverages GL, Liability Carrier Status Non-admitted States AL, AR, AZ, CA, FL,

GA, LA, MA, ME, MS, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, VA ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage

Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler &

Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH ❯RPS Leicht Coverages GL, Property Carrier Status Non-admitted States TX ❯SIU LLC Coverages Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA

In-Home Adult Foster Care ❯K&B Underwriters LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

In-Home Businesses ❯IAAC Inc. (Membership Services Division of IIABNY) Coverages BOP, Business Interruption, Fire, Liability, Theft Carrier Status Admitted States NY

❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX

❯Trivedi-Capacity Associates LLC Coverages EPLI States Most States

❯Hotels & Resorts Insurance Program - CITA Insurance Services Coverages CGL, Crime, EPLI, Garage Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

❯RLI Insurance Company/Mt. Hawley Insurance Company Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States

❯UCA General Insurance Services Coverages Business Income, CGL, Crime, EPLI, Equipment Breakdown, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

❯South & Western General Agency Inc. Coverages BOP, Business Interruption Carrier Status Admitted States AR, MS, NM, OK, TN, TX

❯Insurance Multiplex Agency LLC Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Earthquake, Employee Benefits, EPLI, GL, Liability, Loss of Use, Nonowned & Hired Auto, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States CA, CT, DE, FL, GA, IL, KS, LA, MD, MI, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA ❯Jones Birdsong Insurance Services Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Crime, Excess Liab, Glass, Liquor Liab, Lost Key, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Klein Insurance Services Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Income,

Crime, EPLI, Liability, Liquor Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Monitor Liability Managers LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Interruption,

CGL, Crime, Fire Legal Liab, Liquor Liab, Medical Payments, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯NSM Insurance Group Coverages Windstorm, Umbrella, Theft, Real & Business Personal Prop,

Property, Nonowned & Hired Auto, Liquor Liab, Liability, GL, Fire Legal Liab, Fire, Fidelity, Equipment Breakdown, Employee Benefits, Earthquake, Commercial Excess, CGL, Business Income, Boiler & Machinery Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Boiler & Machinery, Equipment Breakdown Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States Most States ❯Risk Placement Services - Dallas Coverages Builders Risk, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

In-Home Child Care ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Venture Insurance Programs Coverages Auto Comm-Standard, GL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL Carrier Status Admitted, Non-admitted States Most States

❯Western Surplus Lines Agency Inc. Coverages CGL, Property Carrier Status Non-admitted States LA, NM, OK, TX

❯Topa Insurance Company Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States CA, CO, FL, GA, IL, OR, TN, TX, VA

❯Westrope Coverages Builders Risk, Business Interruption, Catastrophe, CGL, Difference

in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Income, Property Carrier Status Non-admitted States FL, GA

Hourly Equipment Rental with Operator ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Ice Rink Owners & Operators ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-

Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Industrial Parks ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Innkeepers ❯Motel Insurance Brokers Inc. Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL,

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Importers

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Excess Liab, Inland Marine, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Insurance Agents & Brokers (P/C L/H)

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, D&O, E&O, EPLI, Excess Liab, Motor Truck Cargo, Professional Liab, Tuition Refund, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, VA, WA

❯Yates & Associates Ins. Services Coverages Business Income, Cargo, CGL, Products Liab, Property Carrier Status Non-admitted States CA

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

N48 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯Sun Coast General Insurance Agency Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯Western E&O Coverages Crime, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA,

❯Brecht & Associates Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Property Carrier Status Non-admitted States TX

❯CITA Insurance Services Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Internet Companies

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Cooper & McCloskey Inc. Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA ❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯IAAC Inc. Coverages D&O, E&O, Employee Benefits, EPLI, Fiduciary Liab, Personal Umbrella, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States NY ❯IAAC Inc. (Membership Services Division of IIABNY) Coverages E&O, EPLI, Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States NY ❯Independent Brokers & Agents of the West (IBA West) Coverages Accident & Health, Disability, E&O, EPLI, Medical, Workers’ Comp Carrier Status Admitted States CA ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, E&O, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯International Excess Companies Coverages Crime, E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States ❯King Insurance Support Systems Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Number One Insurance Agency Coverages Excess Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States MA ❯PGI Commercial LLC Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O, EPLI Carrier Status Non-admitted States Most States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Quadrant Insurance Managers Coverages D&O, Professional Liab Carrier Status Non-admitted States All States ❯Rockwood Programs Inc. Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯South Texas General Insurance Agency Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States TX ❯Sullivan Brokers Wholesale Ins. Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA

www.insurancejournal.com

IL, IN, KS, MI, ND, NM, OK, OR, TX, UT, WA, WI

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Centurion Insurance Group Coverages D&O, E&O Carrier Status Admitted States All States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, E&O, Identity Theft, Website Domain Name Carrier Status Non-admitted States All States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

❯Indemnity Excess & Surplus Agency Inc. Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA ❯Insurance Innovators Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, EPLI, Excess Liab, GL, Inland Marine, Liability, Medical Payments, Pollution, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA

❯J.E. Brown & Associates Coverages BOP, Inland Marine Carrier Status Admitted, Non-admitted States CA ❯J.L. von Arx & Associates Insurance Services Coverages CGL, Equipment, Lost Key, Personal Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR ❯M.J. Hall & Company Inc. Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

Investigators

❯McGraw Insurance Services Coverages BOP, Liability States CA

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard Liability, Blanket Addt’l Insureds, Crime,

GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Brownyard Group Coverages Assault & Battery, Blanket Addt’l Insureds, Care/Custody/Control,

❯Pacific Specialty Insurance Co. Coverages BOP, Liability Carrier Status Admitted States CA

CGL, Cyber Liab, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Brownyard Programs Ltd. Coverages Blanket Addt’l Insureds, CGL, E&O, Excess Liab, Fidelity Bonds, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Standard, BOP, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Investment Advisory Reps

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯Tangram Insurance Services Coverages Auto Comm-Standard, Business Income, Care/Custody/Control, CGL, Commercial Excess, Crime, Inland Marine, Lost Key, Property Carrier Status Admitted States AZ, CA, IL, MA, MO, NJ, NV, OR, PA, TX, UT, WA ❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores ❯Crusader Insurance Company Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯J.L. von Arx & Associates Insurance Services Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA

Laboratories - Testing ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Janitorial Firms ❯Abram Interstate Insurance Services Inc. Coverages Liability, Lost Key Carrier Status Non-admitted States AZ, CA, NV ❯Access E&S Insurance Services (CA) Coverages GL, Lost Key, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Anderson & Murison Inc. Coverages Care/Custody/Control, CGL, Lost Key Carrier Status Non-admitted States CA ❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O,

Environmental Liab, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N49

2012 Annual Program Directory, Volume II ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States All States

❯Atlantic Casualty Insurance Company Coverages CGL, Inland Marine, Property Carrier Status Non-admitted States Most States

❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Land Surveyors

❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, CGL, Completed

❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯HCC Specialty Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Professional Underwriters Agency Inc. Coverages E&O, EPLI, Pollution Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Landfills/Recycling/Disposal Facilities ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Operations Liab, Contractors Equip, E&O, Equipment, GL, Herbicide & Pesticide, Inland Marine, Lost Key, Medical Payments, Pollution, Pollution Liab, Products Liab, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Non-admitted States TX ❯Insurance Innovators of New Jersey Inc. Coverages CGL, Contractors Equip, Liability, Tools & Equip, Umbrella Carrier Status Non-admitted States NJ, NY ❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted States CA

❯Mattei Insurance Services Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Contractors Equip, Contractors License Bonds, E&O, EPLI, Inland Marine, Property Carrier Status Admitted States Most States

Laser Centers

❯Align General Insurance Agency LLC Coverages GL, Umbrella Carrier Status Non-admitted States AZ, CA, CO, HI,

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Construction Insurance Solutions Coverages Auto Comm-Standard, Commercial Excess, Contractors Equip, GL, Real & Business Personal Prop, Workers’ Comp Carrier Status Non-admitted States All States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Mattei Insurance Services Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Contractors

Equip, Contractors License Bonds, E&O, EPLI, Property Carrier Status Admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Crime, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Oryx Insurance Brokerage Inc. Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, BOP, Liability, Professional Liab, Property Carrier Status Non-admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

❯Crump Professional Concepts Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States Most States

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Gray-Stone & Company Inc. Coverages Crime, D&O, E&O, Fiduciary Liab, GL, Kidnap/Ransom, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Lawyer’s Protector Plan Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Monitor Liability Managers LLC Coverages E&O, EPLI, Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯People’s United Insurance Agency Inc. Coverages BOP, Professional Liab Carrier Status Admitted States MA, ME, NH, VT

Laundries

❯Rockwood Programs Inc. Coverages EPLI, Professional Liab Carrier Status Non-admitted States Most States

❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Crime, Fire, GL,

❯Target Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP,

Liability, Personal Property, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯Align General Insurance Agency LLC Coverages Bailee/Customer Goods, Business Income, Business Interruption, GL, Property, Real & Business Personal Prop Carrier Status Admitted States CA

❯Gridiron Insurance Underwriters Inc. Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO,

❯USI Affinity Coverages Disability, Employee Benefits, Legal Liab, Legal Malpractice, Professional Liab States CA, MA, MD, NJ, NY, PA, TX, DC

FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Blanket

Addt’l Insureds, Boiler & Machinery, Business Interruption, GL, Pollution, Workers’ Comp Carrier Status Admitted States Most States ❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Law Firms

Landscape Gardeners

❯5Star D&O Program Coverages D&O, E&O, Fiduciary Liab Carrier Status Admitted States Most States

❯Anderson & Murison Inc. Coverages CGL, Herbicide & Pesticide, Inland Marine Carrier Status Non-admitted States CA

❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Cooper & McCloskey Inc. Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Yates & Associates Ins. Services Coverages CGL, Contractors Equip Carrier Status Non-admitted States CA

❯Brownyard Group Coverages Blanket Addt’l Insureds, Care/Custody/Control, CGL, Completed

Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

EPLI, Herbicide & Pesticide, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

NM, NV, OR, TX, UT, WA

❯Continental Brokers Inc. Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI,

❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Landscape Contractors

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, E&O,

❯Environmental Insurance Agency (EIA) Coverages Environmental Liab, GL, Pollution Liab States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

N50 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Willis Programs Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Limousine Service Companies ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, GL, Medical Payments, Physical Damage Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted, Non-admitted States All States

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Personal Liab Carrier Status Admitted, Non-admitted States FL, GA, IA, IL, MN, MT, NC, VA, WI ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Continental Risk Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States AK, AR, AZ, CA, CO, FL, ID, MO, NC, NV, OR,

TN, TX, UT, WA

❯KF&B Inc. Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States Most States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, EPLI, Garage Keepers Legal Liab, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Liquor Stores ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯iii of Maryland Inc. Coverages CGL, Excess Flood, Excess Liab, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ❯J.E. Brown & Associates Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States CA

Long Term Care Facilities ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, EPLI, Excess Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Abuse & Molestation, Liability, Umbrella Carrier Status Admitted, Non-admitted States All States ❯K&B Underwriters LLC Coverages GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯Lewis & Clark LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States AK, AL, AR, AZ, DE, FL, HI, LA, MA, ME, MI, MS, NH,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States All States ❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States All States ❯Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Lumber Mills/Saw/Plywood ❯Britt/Paulk Insurance Agency Inc. Coverages Auto Comm-Nonstandard, BOP, Catastrophe, CGL, Environmental

Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Material Damage, Motor Truck Cargo, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Keith D. Peterson & Company Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler &

Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Mattei Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, CGL, Inland

Marine, Motor Truck Cargo, Property, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Liquor Pak Insurance Programs Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab,

❯Woodus K. Humphrey & Co. (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

❯Number One Insurance Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted States MA ❯People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Liability, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

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Managed Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Liab, Liability, Misc Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States

❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Northern States Agency Coverages CGL, Fire, Liquor Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI

CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Products Liab Carrier Status Non-admitted States LA, NM, OK, TX

❯Evolution Insurance Brokers Coverages Abuse & Molestation, Business Interruption, D&O, Fire, Fire Legal

NM, OK, PA, RI, SD, TX, VT, WV

❯Liberty International Underwriters Coverages Liquor Liab Carrier Status Admitted, Non-admitted States AL, CT, GA, MA, ME, NH, NY, RI, VT

Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Western Surplus Lines Agency Inc. Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers,

❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Managed Care Carrier Status Admitted, Non-admitted States Most States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages CGL, Professional Liab Carrier Status Non-admitted States CA ❯Swett & Crawford Coverages D&O, E&O, EPLI, Excess Liab, Professional Liab Carrier Status Admitted States All States ❯USX/S Coverages Breach of Security, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Food Borne Illness, Identity Theft, Managed Care Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Medical, Medical & Physical Rehab,

Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Umbrella Carrier Status Admitted, Non-admitted States All States

Manufacturers ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GKLL, GL, Inland Marine, Products Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯American Underwriting Managers Coverages CGL, Products Liab, Umbrella Carrier Status Non-admitted States AR, LA, NM, TX ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Employee

Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Machine Shops

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯Calco Commercial Insurance Coverages CGL, Excess Liab, Products Liab Carrier Status Non-admitted States Most States

❯Continental Brokers Inc. Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Medical, Nonowned & Hired Auto, Products Liab, Property, Umbrella Carrier Status Admitted States All States

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Equipment, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA ❯Western Security Surplus Insurance Brokers Inc. Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical

❯CoverXSpecialty Coverages Liability, Umbrella Carrier Status Non-admitted States All States ❯Euclid Managers LLC Coverages Cyber Liab, E&O, Identity Theft Carrier Status Non-admitted States All States ❯Financial Risk Solutions Inc. Coverages Service Contracts, Warranties, Extended Carrier Status Admitted States All States ❯Gorst Co. Coverages E&O, GL, Products Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N51

2012 Annual Program Directory, Volume II ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States

❯Maritime Program Group Coverages Care/Custody/Control, Marina Operators Legal Carrier Status Admitted States Most States

❯J.M. Wilson Coverages CGL, Products Liab, Property Carrier Status Admitted, Non-admitted States AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, NC,

❯Gorst Co.Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Joseph Chiarello & Co, Inc; Firearms Business Ins Program Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯MarketScout Coverages Liability, Products Liab Carrier Status Non-admitted States All States

❯T.H.E. Insurance Company Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown,

❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment,

Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Norman-Spencer International Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Auto Pers-Nonstandard, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess Carrier Status Admitted States Most States ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Program Insurance Brokerage Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, EPLI, GL, Liability, Products Liab, Property Carrier Status Non-admitted States All States ❯Quirk & Company Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood,

Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

❯RSI International Inc. (Missouri) Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Excess Liab, Inland Marine, Marina Operators Legal, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Marine, Contractors Equip, Excess Liab, GL, Hull, Liability, Marina Operators Legal, Piers & Docks, Pollution, Pollution Liab, Professional Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Wet Marine Carrier Status Admitted, Non-admitted States All States

Marina/Boat Repair & Service Centers ❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Hull, Marina

Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, Equipment Breakdown, GL,

Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Continental Risk Insurance Services Coverages GL, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC, NV, NY, OR, UT, WA ❯Maritime Program Group Coverages Auto Comm-Standard, Boats, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Crime, Dealers Open Lot, Equipment, Excess Liab, Fire, GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Property, Ship Repairers Legal, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Liability, Medical Payments, Motor Truck Cargo, Nonowned & Hired Auto, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

❯Gorst Co.Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States

❯USX/S Coverages CGL, Int’l Coverage - Commercial, Pollution, Products Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Comm-Standard Liability, Boats, CGL, Equipment, GL, Liability, Marina Operators Legal, Physical Damage, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Watercraft Liab, Workers’ Comp Carrier Status Admitted States Most States

❯Westrope Insurance Managers of Florida LLC Coverages Business Income, GL Carrier Status Non-admitted States FL, GA ❯Worldwide Facilities Inc. Coverages Business Income, Business Interruption, CGL, Completed Operations Liab, Excess Liab, GL, Inland Marine, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Marina Operators ❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab, Liability, Piers & Docks, Property Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Environmental Liab, Equipment, GL, Nonowned & Hired Auto,

Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Burnett & Company Inc. Coverages Care/Custody/Control, GL, Liquor Liab, Pollution, Ship Repairers Legal Carrier Status Non-admitted States All States ❯Continental Risk Insurance Services Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Boats, Boiler &

Machinery, Business Income, Business Interruption, Care/Custody/Control, D&O, Difference in Conditions, Flood, GL, Hull, Inland Marine, Liquor Liab, Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Pollution Liab, Protection & Indemnity (P&I), Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC, NV, NY, OR, UT, WA ❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Boats, Business Interruption, D&O,

Fire, Fire Legal Liab, Hoist/Haul-out, Inland Marine, Liability, Loss of Use, Misc Professional Liab, Ship Repairers Legal, Theft, Uninsured Boaters, Watercraft Liab Carrier Status Non-admitted States Most States

❯Norman-Spencer Agency Inc. Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages Boats, BOP, CGL, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA ❯Sun Coast General Insurance Agency Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina

Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Contractors Equip, D&O, Environmental Liab, EPLI, Excess Liab, GKLL, GL, Inland Marine, Liability, Marina Operators Legal, New Occurrence, Physical Damage, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages EPLI, Equipment, Equipment Breakdown, GL, Legal Liab,

Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Continental Risk Insurance Services Coverages GL, Property, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC,

NV, NY, OR, UT, WA

❯Maritime Program Group Coverages Boiler & Machinery, CGL, Commercial Marine, Excess Liab, Inland

Marine, Liquor Liab, Marina Operators Legal, Piers & Docks, Protection & Indemnity (P&I), Ship Repairers Legal, Wet Marine Carrier Status Admitted States All States ❯Norman-Spencer Agency Inc. Coverages Auto Comm-Standard, Excess Liab, GL, Marina Operators Legal, Property, Watercraft Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages CGL, Commercial Marine, Dealers Open Lot, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA ❯Sun Coast General Insurance Agency Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

Martial Arts Facilities ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯K&K Insurance Group Inc. Coverages CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States ❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Business Income,

Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States Most States ❯Northern States Agency Coverages Abuse & Molestation, CGL, Fire, Professional Liab Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Marinas/Boat Dealers

Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

❯Atlass Insurance Group Coverages CGL, Marina Operators Legal, Medical Payments, Piers & Docks, Property, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted, Non-admitted States All States

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Personal Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

N52 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

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2012 Annual Program Directory, Volume II Medical & Physical Rehab Facilities ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery, Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯NAS Insurance Services Inc. Coverages Cyber Liab, D&O, EPLI, MEDEFENSE Plus, Medical Malpractice Carrier Status Non-admitted States Most States ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages D&O, E&O, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States All States

❯Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Legal Expense Ins,

❯PULIC - Professional Underwriters Liability Insurance Co Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Legal Liab, Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (New Jersey) Coverages Abuse & Molestation, CGL, GL, Liability, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

❯Rockwood Programs Inc. Coverages Medical Malpractice, Misc Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯RPS Healthcare (AVRECO) Coverages EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, Breach of Security, CGL, Identity Theft, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab,

Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Mobile Auto Detailer ❯5Star Garage Services Program Coverages EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability,

Legal Liab, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted States Most States

❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, GL Carrier Status Admitted, Non-admitted States Most States

❯Worldwide Facilities Inc. Coverages Abuse & Molestation, CGL, Commercial Excess, Community/

Medical Device/Instrument Manufacturer

Social Svcs, Crime, D&O, EPLI, Excess Liab, GL, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

❯People’s United Insurance Agency Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler &

Medical Spas

❯4 All Insurance Services Coverages Business Income, CGL, Crime, GL, Inland Marine, Liability, Mobile Home Ins, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA

Machinery, Business Income, CGL, E&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Medical Imaging Centers ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Centurion Insurance Group Coverages D&O, Professional Liab Carrier Status Admitted States All States ❯Quaker Special Risk (New Jersey) Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals ❯Access E&S Insurance Services (CA) Coverages BOP, Medical Malpractice Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯J.M. Wilson Coverages CGL, Professional Liab Carrier Status Non-admitted States AL, AR,

GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

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❯Access E&S Insurance Services (CA) Coverages GL, Professional Liab, Property Carrier Status Non-admitted States AZ, CA, CO, NV, TX ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Mobile Home Parks (Commercial)

❯American Modern Insurance Group Coverages Mobile Home Ins, Rented Property, Renters Insurance, Service Contracts States All States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States ❯Anderson & Murison Inc. Coverages CGL, Professional Liab, Property Carrier Status Non-admitted States CA ❯Brecht & Associates Coverages Excess Liab, GL, Inland Marine, Property Carrier Status Nonadmitted States TX ❯Compass Insurance Group of Agencies Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA ❯Evolution Insurance Brokers Coverages Dwelling Fire, Earthquake, Fire, Fire Legal Liab, Homeowners

Pkg, Liability, Mobile Home Ins, Rented Property, Renters Insurance, Theft Carrier Status Non-admitted States Most States

Mental Health Care Facilities ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Interruption, CGL, COC, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Addiction Treatment, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Crime, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Boiler & Machinery, Business Income, Business Interruption, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Mental Health Care, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime,

❯King Insurance Support Systems Coverages Auto Comm-Standard, Crime, Inland Marine, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, CO, IA,

ID, IL, IN, MI, MO, MT, NC, NE, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, CGL, Commercial Excess, Fire Legal Liab, Inland Marine, Medical Payments, Property Carrier Status Non-admitted States Most States ❯NBIS Coverages Equipment Breakdown, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Mortgage Bankers/Lenders ❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Insurmark a Div. of Financial & Professional Risk Solutions Coverages Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Admitted, Non-admitted States All States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N53

2012 Annual Program Directory, Volume II ❯Proctor Financial Inc. Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place

Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Residential Property Carrier Status Non-admitted States All States ❯Russell Bond & Co. Inc. Coverages Blanket Forced Placed, Collateral Protection, Difference in

Motorcycle Dealers / Dealerships ❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, E&O, EPLI, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States Most States

❯American Specialty Insurance & Risk Services Inc. Coverages CGL, Crime, GKLL, Inland Marine, Property Carrier Status Admitted States Most States

❯Worldwide Facilities Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Mortgage Brokers ❯Access E&S Insurance Services (CA) Coverages BOP, Fidelity Bonds, Professional Liab Carrier Status Non-admitted States AZ, CA, CO, NV, TX

Dmg, Business Income, Crime, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Identity Theft, Inland Marine, Real & Business Personal Prop, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Excess Liab, Fire Legal Liab, Garage Keepers

❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Legal Liab, Garage Liability, Medical Payments, Nonowned & Hired Auto, Property, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA

❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯K&K Insurance Group Inc. Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp Carrier Status Admitted States All States

❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg States Most States

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT

❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States ❯King Insurance Support Systems Coverages Professional Liab States Most States ❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

Motion Picture (Film/Video) Producers ❯Euclid Managers LLC Coverages E&O, Professional Liab Carrier Status Admitted States All States ❯HCC Specialty (MA) Coverages Cast Insurance, Equipment, Event Cancellation, Fire, Liability,

Negative Film, Property, Props, Wardrobe, Weather Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime Carrier Status Admitted, Non-admitted States Most States

Motor Sports ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Movie Theaters ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Inland Marine, Liquor Liab, Property Carrier Status Admitted States All States

Moving & Storage Companies ❯Mattei Insurance Services Coverages Care/Custody/Control, Cargo, CGL, Inland Marine, Physical Damage, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States All States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Moving Companies ❯Delta General Agency Corp. Coverages GL, Property Carrier Status Admitted, Non-admitted States TX

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Pollution, Pollution Liab States All States

❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials Carrier Status Admitted States GA, IN, KS ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States CO, GA, ID, MT, NC,

NY, OH, PA, WI, WY

❯HCC Specialty (MA) Coverages GL, Prize Indemnification, Professional Liab, Property, Public Officials, Weather Carrier Status Non-admitted States Most States ❯KF&B Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Medical Payments, Nonowned & Hired Auto Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Public Officials, Umbrella Carrier Status Admitted States All States

Museums ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, Inland Marine, Property Carrier Status Admitted States Most States ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Distinguished Programs Group Coverages Commercial Excess, D&O, EPLI, Excess Liab, Foreign GL, Liability, Non-Profit D&O, Umbrella Carrier Status Admitted States Most States ❯Great American Insurance Group, Specialty Human Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Mattei Insurance Services Coverages Care/Custody/Control, Cargo, CGL, Inland Marine, Motor Truck

Cargo, Physical Damage, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States All States

❯Markel Specialty Commercial Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, CGL, Property Carrier Status Admitted States Most States

❯Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Business Income, Cargo, CGL, Crime, Equipment, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, Property, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States

Nanny Services ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Networking/Telecommunication Co’s

Municipalities

❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States

N54 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

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2012 Annual Program Directory, Volume II ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Night Clubs ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯iii of Maryland Inc. Coverages CGL, Equipment Breakdown, Excess Flood, Excess Liab, Liability, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States DE, MD, VA ❯International Excess Companies Coverages Assault & Battery, CGL, Commercial Excess, Crime, EPLI, Excess

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Crump Professional Concepts Coverages D&O, EPLI Carrier Status Admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Great American Ins. Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

❯Swett & Crawford

Coverages Abuse & Molestation, Assault & Battery, Blanket Addt’l Insureds, CGL, Community/Social Svcs, D&O, E&O, Educator Legal Liab, EPLI, Fiduciary Liab, Liability, Misc Professional Liab, Non-Profit D&O, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States All States ❯Tangram Insurance Services Coverages Community/Social Svcs, Workers’ Comp Carrier Status Admitted States CA, IA, IL, IN, KS, MN, MO ❯TAPCO Underwriters Inc. Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States ❯Victor O. Schinnerer & Co. Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States

Nurseries / Garden Centers ❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

Liab, GL, Liability, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV

❯Indemnity Excess & Surplus Agency Inc. Coverages BOP, E&O, EPLI, Non-Profit D&O Carrier Status Admitted States

Most States

❯Markel Programs Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States AZ, CA, NM, NV, OR, TX, WA

❯Number One Insurance Agency Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

❯Irwin Siegel Agency Inc. Coverages D&O, EPLI, Non-Profit D&O Carrier Status Admitted, Non-admitted States Most States

❯NIP Group LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime,

❯J.E. Brown & Associates Coverages D&O, Liability, Professional Liab, Property Carrier Status Admitted States CA

❯ProHost USA Inc. Coverages Assault & Battery, Excess Liab, GL, Liquor Liab States Most States ❯Trinity E&S Insurance Services Inc. (Bermuda Dunes, CA) Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Non-admitted States AZ, CA, NV, OR ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, GL, Liability, Liquor Liab, Property Carrier Status Non-admitted States AR, IL, MO

Nonprofit Organizations ❯5Star Professional Programs Coverages D&O, EPLI Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Nonadmitted States CA, CO, MD, NE, NM, NV, OR, TN, TX, UT, WA ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States ❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted, Non-admitted States All States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Interruption, Commercial Excess, Crime, D&O, E&O, Medical Payments, Property Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Liability,

Nonowned & Hired Auto, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States CA

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Evolution Insurance Brokers Coverages Abuse & Molestation, D&O, Fire, Fire Legal Liab, Liability,

Mechanical Breakdown, Misc Professional Liab, Sexual Misconduct Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯Glatfelter Healthcare Practice Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard Liability, GL, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States ❯K&B Underwriters LLC Coverages GL, Professional Liab, Workers’ Comp Carrier Status Non-admitted States All States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Comm-Standard Phys Dmg, Fire Legal Liab, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted States Most States

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, EPLI, Event Cancellation, Fidelity,

Hole-in-One, Inland Marine, Non-Profit D&O, Nonowned & Hired Auto, Property, Trade Shows & Festivals, Weather Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States

❯Rockwood Programs Inc. Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted, Non-admitted States Most States

❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States

❯Russell Bond & Co. Inc. Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber

www.insurancejournal.com

Nursing Homes ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯NSM Insurance Group Coverages Workers’ Comp, Umbrella, Student Accident, Sexual Misconduct Liab, Property, Professional Liab, Nonowned & Hired Auto, Non-Profit D&O, Mental Health Care, Loss of Use, Liability, Identity Theft, GL, Event Cancellation, EPLI, Earthquake, E&O, D&O, Cyber Liab, Community/ Social Svcs, Business Interruption, Business Income, Auto Comm-Standard, Addiction Treatment, Abuse & Molestation Carrier Status Admitted, Non-admitted States All States

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Chamber Insurance Agency Services Coverages D&O, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

E&O, EPLI, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Liab., D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liability, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Non-Profit D&O, Nonowned & Hired Auto, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct Liab, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Lewis & Clark LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Ponce de Leon LTC RRG Inc. Coverages GL, Professional Liab Carrier Status Admitted States FL ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quadrant Insurance Managers Coverages GL, Professional Liab States FL, NJ, TX ❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Sapphire Blue Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard, Business Income,

D&O, Environmental Liab, EPLI, Food Borne Illness, GL, Identity Theft, Medical Malpractice, Medical Professional, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States All States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N55

2012 Annual Program Directory, Volume II ❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O,

Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX ❯Westrope Coverages CGL, Medical Malpractice, Misc Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Office Building Owners ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Oil & Gas Operators

Pawn Shops

❯AMC Insurance Services Coverages Auto Comm-Standard, GL, Property, Umbrella Carrier Status Admitted States AL, AR, CA, CO, IL, KS, KY, MO, MS, MT, ND,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

NE, NM, OH, OK, PA, TX, UT, WY

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Burnett & Company Inc. Coverages CGL, Control of Well, Political Risk, Pollution, Property Carrier Status Non-admitted States All States

❯SIU LLC Coverages Business Income, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Liability, Property Carrier Status Non-admitted States CA

❯Crump Insurance Services Inc. - All Offices Coverages CGL, Contractors Equip, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI

❯LIG Marine Managers Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

❯MarketScout Coverages Auto Comm-Standard, Business Interruption, Commercial Excess,

❯Appleby & Sterling Coverages Business Income, CGL, Property Carrier Status Admitted States AZ, CA, NV ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Group Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Horizon E & S Insurance Brokerage Coverages Earthquake, Liability, Property Carrier Status Non-admitted States AZ, CA, NV ❯Insurance Innovators of New Jersey Inc. Coverages BOP, Business Income, CGL, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Umbrella States NJ, NY ❯M.J. Hall & Company Inc. Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX ❯MacNeill Group, Inc., CMGA Coverages CGL, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States FL ❯PGI Commercial LLC Coverages Crime, Equipment Breakdown, GL, Nonowned & Hired Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA, OR, TX,

WA, WI

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Property Programs Coverages Boiler & Machinery, Commercial Excess, Equipment Breakdown,

Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States

❯SIU LLC Coverages Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted, Non-admitted States CA ❯Specialty Programs and Facilities Managers Inc. (AmWINS) Coverages Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States AZ, CA, NV ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA ❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States FL, GA

Control of Well, E&O, Employee Benefits, Environmental Liab, GL, Pollution, Pollution Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Umbrella Carrier Status Non-admitted States TX

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Sloan Mason Insurance Services Coverages CGL, Control of Well, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Southwest Energy Underwriters Inc. Coverages Control of Well, Property Carrier Status Non-admitted States All States ❯Swett & Crawford Coverages Auto Comm-Standard, Completed Operations Liab, Contractors

Equip, Control of Well, Equipment, Fire Legal Liab, GL, Liability, Medical Payments, Pollution, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Towerstone Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Control of Well, Pollution Carrier Status Non-admitted States AL, AR,

CO, ID, IL, KS, KY, LA, MI, MO, MS, ND, OH, OK, TX, UT, WV, WY

❯Transpac Managers Inc. Coverages Equipment, Equipment Breakdown, Property, Rented Property, Tools & Equip Carrier Status Non-admitted States Most States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, CGL, Commercial Marine, Completed Operations Liab, Contractors Equip, Fire, GL, Inland Marine, Liability, Medical Payments, Property, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Inland Marine, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Orchards - Agriculture ❯Agricultural Insurance Mgmt Services Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

Osteopaths ❯Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯PULIC - Professional Underwriters Liability Insurance Co Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Pest Control Firms ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted States Most States ❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Legal Expense Ins, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States ❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, Care/Custody/Control, GL, Products Liab, Professional Liab Carrier Status Non-admitted States CA, NV ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Care/Custody/Control, D&O, Damage in Process, Equipment Breakdown, Liability, Pollution Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages CGL, Excess Liab Carrier Status Admitted States CA ❯THOMCO, a Markel Company Coverages Auto Comm-Standard, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

Pet Care Professionals ❯NIP Group LLC Coverages Auto Comm-Standard Phys Dmg, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pet Salons/Kennels/Supplies ❯Continental Brokers Inc. Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Evolution Insurance Brokers Coverages Bailee/Customer Goods, Care/Custody/Control, D&O, Fire, Fire

Legal Liab, Liability, Livestock/Animal Mortality, Misc Professional Liab, Products Liab, Professional Liab, Theft, Tools & Equip Carrier Status Non-admitted States Most States ❯Northern States Agency Coverages CGL, D&O, Fire Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI

❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, Care/Custody/Control, GL, Professional Liab, Property Carrier Status Non-admitted States CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Parent Teacher Organizations (PTAs/ PTOs)

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯R.V. Nuccio & Associates Inc. Coverages Abuse & Molestation, Accidental Death, CGL, Crime, EPLI, Event

❯Topa Insurance Company Coverages GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, NV

Cancellation, Fidelity, Inland Marine, Medical Payments, Non-Profit D&O, Weather Carrier Status Admitted States Most States

N56 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Wildlife Insurance Underwriters LLC Coverages BOP, Flood, GL, Horse Mortality Carrier Status Admitted States All States

www.insurancejournal.com

2012 Annual Program Directory, Volume II Petroleum Distributors ❯AMC Insurance Services Coverages Auto Comm-Standard, Business Income, Business Interruption,

❯LIG Marine Managers Coverages Builders Risk, Earthquake, Fire, Flood, Hail, Hurricane, Piers & Docks, Property, Windstorm States All States

Professional Employer Organizations (PEO’s)

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Appalachian Underwriters Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

Care/Custody/Control, Cargo, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Food Spoilage, GKLL, GL, Inland Marine, Legal Expense Ins, Legal Liab, Liquor Liab, Loss of Use, Mechanical Breakdown, Occupational Accident, Pollution Liab, Products Liab, Property, Theft, Transportation Pollution Liab, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Pollution, Pollution Liab Carrier Status Admitted, Non-admitted States All States

❯AFC Insurance Coverages Auto Comm-Standard, BOP, Employee Benefits, EPLI, Nonowned & Hired Auto, Workers’ Comp Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯American Safety Insurance Services Inc. Coverages Auto Comm-Nonstandard, Excess Liab, Nonowned & Hired Auto, Umbrella Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯S.H. Smith & Company Inc. - 7 Offices Nationwide Coverages Completed Operations Liab, Excess Liab, Products Liab, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Target Managers Insurance Services Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab,

Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Willis Programs Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Cargo, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fidelity, Fire Legal Liab, Garage Keepers Legal Liab, Liability, Liquor Liab, Mechanical Breakdown, Motor Truck Cargo, Nonowned & Hired Auto, Property, Spoilage, Tools & Equip, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

Physician Assistants ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯NIP Group LLC Coverages Medical Malpractice, Professional Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Physicians ❯4 All Insurance Services Coverages BOP, CGL, D&O, E&O, EPLI, Excess Liab, GL, Identity Theft,

Legal Expense Ins, Managed Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Personal Liab, Professional Liab, Tax Audit, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Auto Comm-Standard

Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Medical Malpractice, Umbrella Carrier Status Admitted States All States ❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Identity Theft, Legal Expense Ins, Managed

Care, MEDEFENSE, MEDEFENSE Plus, Medical Malpractice, Tax Audit, Workers’ Comp Plus Carrier Status Non-admitted States Most States ❯Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Pizza Delivery

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, BOP, EPLI, Excess Liab, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, EPLI, GL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯IPC Coverages Nonowned & Hired Auto, Pickup & Delivery Charges Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Plastic Manufacturers & Distributors ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Podiatric Physicians ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Umbrella, WC - Buyback Policies, WC - Captive Placement, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

❯U.S. Risk Insurance Group Inc. Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States ❯World Wide Specialty Programs Inc.

Professionals/Consultants/Contractors ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯Arrowhead General Insurance Agency Inc. Coverages Liability, Professional Liab Carrier Status Admitted States All States ❯CITA Insurance Services Coverages BOP, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

❯J.M. Wilson Coverages CGL, E&O Carrier Status Non-admitted States AL, AR, GA, IA, IL, IN,

❯Rockwood Programs Inc. Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States Most States

Police/Law Enforcement Officers

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

KS, KY, MI, MO, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Professional Governmental Underwriters Coverages Blanket Wrongful Acts, Police Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Professional Underwriters Agency Inc. Coverages D&O, E&O, EPLI, Misc Professional Liab, Professional Liab, Technology E&O Carrier Status Non-admitted States All States

Printers

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Commercial Excess, Medical, Medical &

❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

www.insurancejournal.com

❯Risk Transfer Programs LLC Coverages E&O, EPLI, GL, Liability, Medical Malpractice, Professional Liab,

❯PULIC - Professional Underwriters Liability Insurance Co Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

❯Atlass Insurance Group Coverages Business Interruption, CGL, Property Carrier Status Admitted, Non-admitted States All States

Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella Carrier Status Admitted States Most States

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages COC, Commercial Excess, E&O, EPLI, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯American Team Managers Ins. Services Inc. Coverages Business Interruption, GL, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY

Piers & Docks

❯Philadelphia Insurance Companies Coverages Business Income, Care/Custody/Control, CGL, Crime, D&O,

❯Professional Underwriters Liability Insurance Company Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯PULIC - Professional Underwriters Liability Insurance Co Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Artex Risk Solutions Inc. Coverages WC - Master Policies/ASO, Workers’ Comp Carrier Status Admitted States Most States

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Liability, Media Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Sun Coast General Insurance Agency Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA ❯Western Surplus Lines Agency Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial

Production Companies ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Excess, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Pollution Liab Carrier Status Non-admitted States LA, NM, OK, TX ❯Worldwide Facilities Inc. Coverages CGL, E&O, EPLI, Excess Liab, GL, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N57

2012 Annual Program Directory, Volume II Property Management Firms ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages BOP, D&O, E&O, EPLI, Fidelity Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA ❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Bliss & Glennon Inc. Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯CID Insurance Programs Inc. Coverages BOP, Cyber Liab, E&O, EPLI, Fidelity, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR,

TN, TX, UT, WA

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Preferred Property Programs Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States ❯Westrope Coverages Assault & Battery, Builders Risk, Business Income, Business

Interruption, Catastrophe, CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Real & Business Personal Prop, Residential `wrap-up`, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States

Property Managers ❯Access E&S Insurance Services (CA) Coverages EPLI, GL, Professional Liab, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, CO, NV, TX ❯Agostini Wholesale Insurance Coverages E&O, EPLI, Fidelity, Workers’ Comp Carrier Status Admitted, Nonadmitted States AZ, CA, CO, MD, NM, NV, OR, PA, TN, TX, VA, WA ❯CIBA Insurance Services Coverages Apartment House Package, Boiler & Machinery, Builders Risk,

Business Income, Crime, D&O, Earthquake, GL, Lessor Only Excess Liab, Liability, Property, Residential Property, Tenant Discrimination Carrier Status Non-admitted States Most States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Ian H. Graham Insurance Coverages Crime, E&O, EPLI, Fidelity Carrier Status Admitted States Most States

❯Indemnity Excess & Surplus Agency Inc. Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted tates Most States ❯King Insurance Support Systems Coverages D&O, Professional Liab Carrier Status Non-admitted States CA ❯MAXIMUM Coverages Catastrophe, Earthquake, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage

Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Income, Business Interruption, CGL, Excess Liab, GL, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN ❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯The McGowan Companies Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, CGL, Community/Social Svcs, Garage Keepers Legal Liab, Garage Liability, Liability, Nonowned & Hired Auto, Physical Damage Carrier Status Admitted States All States ❯OneBeacon Government Risks Coverages Employee Benefits, EPLI, Excess Liab, Police Professional Liab, Property, Public Officials States Most States ❯Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Governmental Underwriters Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Nonadmitted States Most States ❯Westrope Coverages CGL, Difference in Conditions, Earthquake, Fire, Flood, Liability, Property, Public Officials, Railroad Protective Liab, Umbrella, Windstorm Carrier Status Admitted, Non-admitted States All States ❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Assault & Battery, CGL, Commercial

Excess, D&O, Difference in Conditions, E&O, Educator Legal Liab, EPLI, Excess Liab, Liability, New Occurrence, Police Professional Liab, Pollution Liab, Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Publishers ❯Cooper & McCloskey Inc. Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages Cyber Liab, E&O Carrier Status Admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

Real Estate Agents & Brokers

Public Entities

❯CITA Insurance Services Coverages BOP, E&O, Professional Liab Carrier Status Non-admitted States Most States

❯Alliant Specialty Insurance Services Inc. Coverages Inland Marine, Property, Umbrella Carrier Status Non-admitted States All States ❯American Public Risk Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber

Liab, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Umbrella Carrier Status Admitted States IL, NC, NJ, NY, OH ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Crime, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liab, Pollution Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Apex Insurance Services Coverages Auto Comm-Standard Liability, CGL, Difference in Conditions,

Equipment Breakdown, Excess Liab, Fidelity Bonds, Inland Marine, Police Professional Liab, Property, Public Officials Carrier Status Admitted, Non-admitted States Most States ❯Euclid Managers Coverages Boiler & Machinery, EPLI, Excess Liab, Garage Liability, GL, Inland

Marine, Professional Liab, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Public Officials Carrier Status Admitted States CO, GA, ID, MT, NC,

NY, OH, PA, WI, WY

❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment

Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯Loveland & Smart Insurance Services Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Police Professional Liab, Public Officials, Workers’ Comp Carrier Status Admitted States AK, AZ, CA, CO, HI, NV, OR, WA ❯MAXIMUM Coverages Boiler & Machinery, Builders Risk, Business Income, Business

Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States Most States

N58 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Umbrella, Workers’ Comp States Most States ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯E.L.M. Insurance Brokers Coverages E&O, EPLI, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States AK, AR, AZ, CA, CO, FL, ID,

KS, KY, MO, NH, NJ, NM, NV, OH, OR, TX, UT, WY

❯Fox Point Programs Coverages E&O, Identity Theft, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages CGL, Commercial Excess, E&O, Liability, Mortgage REO Cvrg,

Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯King Insurance Support Systems Coverages Professional Liab, Property Carrier Status Admitted, Non-admitted States CA ❯Markel Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Norman-Spencer Agency Inc. Coverages E&O Carrier Status Admitted States All States ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages E&O Carrier Status Non-admitted States Most States ❯Sullivan Brokers Wholesale Ins. Solutions Coverages Misc Professional Liab, Professional Liab Carrier Status Non-admitted States CA ❯Sun Coast General Insurance Agency Coverages BOP, CGL, Cyber Liab, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA ❯Victor O. Schinnerer & Co. Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Worldwide Facilities Inc. of Washington Coverages CGL, E&O, EPLI, Excess Liab, GL, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

Real Estate Appraisers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States ❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States ❯Intercorp Inc. Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Real Estate Developers/Homebuilders ❯Burns & Wilcox - All Offices Coverages CGL, Environmental Liab, Excess Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Workers’ Comp States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (Mass.) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Quaker Special Risk (New Jersey) Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL,

Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

❯Worldwide Facilities Inc. Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

Difference in Conditions, Earthquake, Employee Benefits, Excess Liab, GL, Liability, New Occurrence, OCP, Pollution Liab, Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Recording Studios ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL,

AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg,

Environmental Liab, GL, Pollution, Umbrella, Workers’ Comp States Most States

❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Mattei Insurance Services Coverages CGL, Inland Marine, Physical Damage, Property, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Property Carrier Status Non-admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Inland

Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Fox Point Programs Coverages E&O, Identity Theft Carrier Status Non-admitted States Most States ❯Markel Specialty Commercial Coverages E&O Carrier Status Non-admitted States All States ❯ProSurance Group Inc. Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Residential Care Centers ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

EPLI, Excess Liab, GL, Medical Payments, Physical Damage, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

❯AFC Insurance Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

CGL, COC, Crime, D&O, Developmental Disabilities, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, Excess Liab, GL, Inland Marine, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab Carrier Status Admitted, Non-admitted States Most States

Residential Subcontractors ❯American Safety Insurance Services Inc. Coverages CGL, GL Carrier Status Non-admitted States Most States ❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Records Storage & Info Mgmt ❯Brightstone Insurance Services LLC Coverages Addt’l Expense, Auto Comm-Standard, Bailee/Customer Goods,

❯Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

Recycling Centers ❯5Star Waste Insurance Program Coverages Auto Comm-Standard, EPLI, Excess Liab, GL, Inland Marine,

Physical Damage, Pollution Liab, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States

www.insurancejournal.com

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States ❯Worldwide Facilities Inc. Coverages CGL, COC, Commercial Excess, Completed Operations Liab,

D&O, Difference in Conditions, Environmental Liab, EPLI, Excess Liab, Fire, Flood, Foreclosed Properties, GL, High Valued Homes, Inland Marine, Liability, New Occurrence, Pollution Liab, Residential Property, Residential `wrap-up`, Umbrella Carrier Status Admitted, Non-admitted States All States

Resorts ❯ACE Commercial Risk Services - Programs Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted, Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Equipment

Breakdown, Excess Liab, GL, Inland Marine, Pool & Spa Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯CITA Insurance Services Coverages Auto Comm-Standard, CGL, Commercial Excess, Crime, Garage

Registered Investment Advisors

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Horizon E & S Insurance Brokerage Coverages Auto Comm-Standard, COC, Equipment, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, WA ❯National Advantage Insurance Services Inc. Coverages CGL, Products Liab Carrier Status Admitted States AZ, CA, NV ❯Network E&S Insurance Brokers LLC Coverages CGL, Commercial Excess Carrier Status Non-admitted States CA

Keepers Legal Liab, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted States All States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages Business Interruption, EPLI Carrier Status Non-admitted States Most States ❯Venture Insurance Programs Coverages Auto Comm-Standard, GL, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Crime, D&O, Employee Benefits,

Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Restaurants ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

Standard Phys Dmg, Business Income, CGL, Crime, EPLI, Excess Liab, Fire, Flood, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Occupational Accident, Property, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯Abram Interstate Insurance Services Inc. Coverages Assault & Battery, Equipment Carrier Status Admitted, Nonadmitted States AZ, CA, NV ❯Advanced E&S Group - Midwest Region Coverages Assault & Battery, Boiler & Machinery, Business Income,

Business Interruption, Care/Custody/Control, CGL, Crime, Equipment Breakdown, Fine Arts, Fire, Food Spoilage, GL, Glass, Inland Marine, Legal Liab, Liability, Liquor Liab, Nonowned & Hired Auto, Personal Property, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages BOP, Business Income, CGL Carrier Status Admitted States AZ, CA, CO, ID, MT, NM, NV, OR, UT, WA, WY

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N59

2012 Annual Program Directory, Volume II ❯American Underwriting Managers Coverages Business Income, CGL, Food Spoilage, Liquor Liab, Property, Umbrella, Windstorm Carrier Status Non-admitted States AR, LA, NM, TX ❯Anchor Bay Insurance Managers Inc. Coverages Liability, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States AK, OR, WA ❯Appleby & Sterling Coverages Boiler & Machinery, GL, Property Carrier Status Admitted States AZ, CA, NV

❯M.J. Hall & Company Inc. Coverages Business Income, CGL, Crime, Employee Benefits, EPLI,

Equipment Breakdown, Excess Liab, GKLL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, HI, NV, TX

EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA

❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Equipment, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL

❯South Texas General Insurance Agency Coverages CGL, Liquor Liab, Property Carrier Status Non-admitted States TX

❯MarketScout Coverages Auto Comm-Standard, Business Income, CGL, Employee Benefits,

❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States

EPLI, Equipment Breakdown, Fire, Liability, Liquor Liab, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States MO, MS, NY, TX

❯MAXIMUM Coverages Boiler & Machinery, Business Income, Business Interruption,

❯Bass Underwriters Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV, NY, OH,

OK, OR, PA, RI, SC, TN, TX, VA

❯Bliss & Glennon Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States Most States ❯Brecht & Associates Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯McLeckie Insurance Group Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States ❯Monitor Liability Managers LLC Coverages EPLI Carrier Status Admitted, Non-admitted States All States ❯N-Surance Outlets Inc. (Florida) Coverages Assault & Battery, Business Income, Fire Legal Liab, Food Spoilage,

Business Interruption, CGL, Commercial Excess, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States TX

Liability, Liquor Liab, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted, Non-admitted States GA, LA, TN

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯National Insurance Underwriters Coverages Crime, Equipment, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liquor Liab, Personal Property Carrier Status Admitted States AL, FL

❯Continental Brokers Inc. Coverages Accident & Health, Accidental Death, Assault & Battery, Auto

Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

❯Network E&S Insurance Brokers LLC Coverages CGL, Liquor Liab Carrier Status Admitted, Non-admitted States CA

❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

❯Number One Insurance Agency Coverages Excess Liab, Flood, GL, Liquor Liab, Property Carrier Status Admitted States MA

❯Gabor Insurance Services Inc. Coverages Boiler & Machinery, Business Income, Crime, EPLI, Equipment

❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Assault & Battery, Equipment Breakdown, GL, Liquor Liab, Property, Spoilage Carrier Status Admitted, Non-admitted States CA, NV

Breakdown, Liability, Liquor Liab, Personal Property, Umbrella Carrier Status Non-admitted States FL

❯Gorst Co. Coverages GL, Liquor Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States CA ❯HCC Specialty (MA) Coverages Accident & Sickness, Addt’l Expense, Business Interruption, EPLI, Food Borne Illness States Most States ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, BOP, Business Income, CGL, EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Insurance Innovators Inc. Coverages Boiler & Machinery, Business Income, Business Interruption, CGL,

Commercial Excess, Crime, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Umbrella, Workers’ Comp Carrier Status Non-admitted States DE, MD, NJ, NY, PA ❯International Excess Companies Coverages Assault & Battery, Boiler & Machinery, BOP, Builders Risk,

Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Crime, Cyber Liab, EPLI, Equipment Breakdown, Excess Liab, Fire, Food Borne Illness, Food Spoilage, GL, Liability, Personal Property, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Irving Weber Associates Inc. Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income,

❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA

❯People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Preferred Concepts LLC Coverages Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Liability Ins. Svcs Inc. - Underwriting Facilities Coverages EPLI, Food Borne Illness Carrier Status Non-admitted States Most States ❯ProHost USA Inc. Coverages Assault & Battery, Boiler & Machinery, Crime, Cyber Liab, EPLI,

Equipment Breakdown, Excess Liab, Food Borne Illness, Food Spoilage, GKLL, GL, Liquor Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯RoamNet Insurance Marketing Programs Coverages BOP, EPLI, Fire Legal Liab, GL, Workers’ Comp Carrier Status Admitted States AZ, CA, CO, NM, NV, OR, TX, UT, WA ❯Roush Insurance Services Inc. Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income,

Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Real & Business Personal Prop, Spoilage, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

❯Izzo Insurance Services Inc. Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States Most States

❯RSI International Inc. (Missouri) Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler

❯J.L. von Arx & Associates Insurance Services Coverages CGL, Equipment Breakdown, Liquor Liab, Property, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR

❯SIU LLC Coverages Assault & Battery, Business Income, CGL, Employee Benefits,

& Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

N60 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯Sun Coast General Insurance Agency Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Nonadmitted States CA ❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, CGL, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯Tejas American General Agency Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX ❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Trivedi-Capacity Associates LLC Coverages EPLI States Most States ❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Liquor Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA ❯Unifax Insurance Systems Inc. Coverages GL, Liquor Liab, Property Carrier Status Admitted States CA ❯Vilage & Company LLC Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most

States

❯W.A.Schickedanz Agency Inc. Coverages Business Income, CGL, Fire, Food Spoilage, GL, Liability, Liquor

Liab, Nonowned & Hired Auto, Products Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States AR, IL, MO ❯Westrope Coverages Business Interruption, Catastrophe, CGL, Difference in Conditions,

Earthquake, Fire, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Westrope Insurance Managers of Florida LLC Coverages Assault & Battery, Business Interruption, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Property Carrier Status Non-admitted States FL, GA ❯Yates & Associates Ins. Services Coverages Assault & Battery, Boiler & Machinery, Business Income, CGL, Excess Liab, Liquor Liab States CA

Retail Stores ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

BOP, Business Interruption, CGL, E&O, EPLI, Equipment Breakdown, Fire, GL, Glass, Liability, Liquor Liab, Products Liab, Property, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯5Star Business Auto Program (Misc. classes) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯5Star D&O Program Coverages D&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯American Team Managers Ins. Services Inc. Coverages Business Interruption, Equipment Breakdown, GL, Property Carrier Status Admitted States AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY ❯Atlantic Casualty Insurance Company Coverages CGL, Property Carrier Status Non-admitted States Most States ❯Atlas General Insurance Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

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2012 Annual Program Directory, Volume II ❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Assault & Battery, CGL, Commercial Excess, Employee Benefits,

EPLI, GL, Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT

❯MacNeill Group, Inc., CMGA Coverages CGL, EPLI, Excess Liab, Liquor Liab, Property, Spoilage, Umbrella Carrier Status Admitted, Non-admitted States FL ❯Monarch E&S Insurance Services Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States CA ❯N-Surance Outlets Inc. (Florida) Coverages Business Income, Fire Legal Liab, Liability, Medical Payments, Property Carrier Status Non-admitted States AL, FL, GA, LA, TN ❯N-Surance Outlets Inc. (Georgia) Coverages Business Income, Liability, Property Carrier Status Admitted, Non-admitted States GA, LA, TN ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Northern States Agency Coverages CGL, Equipment Breakdown, Excess Liab, Fire Carrier Status Non-admitted States IA, IL, MN, ND, NE, SD, WI ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Rockwood Programs Inc. Coverages EPLI, Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Roush Insurance Services Inc. Coverages Auto Comm-Nonstandard, Boiler & Machinery, Business Income,

Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fine Arts, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Medical Payments, Nonowned & Hired Auto, Products Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

❯MAXIMUM Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders

Risk, Business Income, Business Interruption, Catastrophe, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States Most States

Insureds, Boiler & Machinery, Business Income, Crime, EPLI, Equipment Breakdown, Inland Marine, Non-Profit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯MBA Insurance Agency of AZ Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Non-admitted States Most States

❯Glatfelter Insurance Group Coverages Auto Comm-Nonstandard, Crime, Environmental Liab, GL, Inland

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV Parks ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Crime, Fire Legal Liab, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted, Non-admitted States All States ❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Auto Comm-Standard, Bailee/Customer Goods, Boats, Boiler &

Machinery, Business Income, CGL, Equipment Breakdown, Fire Legal Liab, Garage Keepers Legal Liab, Liquor Liab, Piers & Docks, Property, Umbrella Carrier Status Admitted, Non-admitted States All States ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯South Texas General Insurance Agency Coverages CGL, Property Carrier Status Non-admitted States TX

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Superior Access Insurance Services Coverages Auto Comm-Standard, BOP, Workers’ Comp Carrier Status Admitted States All States

Scaffold Erectors

❯Topa Insurance Company Coverages GL, Property Carrier Status Admitted States CA

❯Ascinsure Specialty Risk Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States Most States

❯UCA General Insurance Services Coverages Business Income, CGL, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NM, NV, OR, UT, WA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Unifax Insurance Systems Inc. Coverages GL, Property Carrier Status Admitted States CA

School Busing Firms

Roller Skating Rinks ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

RV Dealerships ❯5Star DEALERsure (Auto Dealers) Program Coverages Dealers Open Lot, E&O, Fire Legal Liab, Garage Keepers Legal

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯KF&B Inc. Coverages Auto Comm-Standard, Liability, Physical Damage States CA

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Business Income, Dealers Open Lot, E&O, EPLI, Fire Legal Liab,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Medical Payments, Nonowned & Hired Auto, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA

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❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Nonowned & Hired Auto, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Professional Governmental Underwriters Coverages D&O, E&O, Educator Legal Liab, EPLI Carrier Status Admitted, Non-admitted States Most States ❯THOMCO, a Markel Company Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal

Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Western Security Surplus Insurance Brokers Inc. Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL,

Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted, Non-admitted States All States

❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States

❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability,

❯Gerald J. Wilkoff Inc. Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds Carrier Status Admitted States Most States

❯AMC Insurance Services Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, MO, OK

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

❯MacNeill Group, Inc., CMGA Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Umbrella Carrier Status Non-admitted States FL

❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯5Star Contract School Bus Program Coverages Auto Comm-Standard Liability, EPLI, GL, Nonowned & Hired Auto, Physical Damage, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Liab, Garage Liability, Medical Payments, Personal Liab, Uninsured Motorists Carrier Status Admitted States Most States

Garage Liability, GKLL, Pollution Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Schools-Public/Private ❯ACE Commercial Risk Services - Programs Coverages Abuse & Molestation, Auto Comm-Standard, Inland Marine, Liability, Property Carrier Status Admitted States PA ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States ❯Apex Insurance Services Coverages Abuse & Molestation, Auto Comm-Standard, Commercial Excess,

Crime, Educator Legal Liab, GL, Inland Marine, Police Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Westrope Coverages Catastrophe, CGL, Difference in Conditions, Earthquake, Fire,

Scrap Dealers ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Employee Benefits, Environmental Liab, Excess Liab, GL, Int’l Coverage - Commercial, Pollution, Pollution Liab, Professional Liab, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Tools & Equip, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Securities Brokers/Dealers ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N61

2012 Annual Program Directory, Volume II ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Security Guard Firms ❯All Risks Ltd. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯MiniCo Insurance Agency LLC Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime,

Earthquake, Employee Benefits, EPLI, Extended Business, Fire, GL, Legal Liab, Liability, Medical Payments, Nonowned & Hired Auto, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Windstorm Carrier Status Admitted States Most States ❯PGI Commercial LLC Coverages BOP, Umbrella Carrier Status Admitted States Most States

❯Sloan Mason Insurance Services Coverages CGL, Umbrella, USL&H, Wet Marine Carrier Status Admitted, Non-admitted States Most States ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Commercial Marine, Contractors Equip, Excess Liab, Federal LHWCA, Hull, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H Carrier Status Admitted States All States

Crime, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Service Stations

Shooting Ranges

❯AMIS/Alliance Marketing & Insurance Services Coverages E&O, Liability Carrier Status Non-admitted States All States

❯AMC Insurance Services Coverages Auto Comm-Standard, Business Income, Business Interruption,

❯Joseph Chiarello & Co, Inc; Firearms Business Ins Program Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms

❯Brecht & Associates Coverages Auto Comm-Nonstandard, Excess Liab, GL, Property, Umbrella Carrier Status Non-admitted States TX ❯Brownyard Group Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds,

Business Interruption, Care/Custody/Control, CGL, Crime, Cyber Liab, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Medical Malpractice, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Brownyard Programs Ltd. Coverages Assault & Battery, Blanket Addt’l Insureds, CGL, E&O, Excess

Liab, Fidelity Bonds, Lost Key, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT

❯CoverXSpecialty Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Izzo Insurance Services Inc. Coverages Auto Comm-Nonstandard, Crime, E&O, EPLI, Excess Liab,

Fidelity Bonds, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages GL, Lost Key, Professional Liab Carrier Status Non-admitted States CA, NV ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Standard,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, D&O, E&O, Personal Liab, Professional Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sierra Specialty Coverages Excess Liab, GL Carrier Status Non-admitted States Most States ❯The Mechanic Group Inc. Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Self-Storage Facilities ❯All Risks Ltd. Coverages Business Income, GL, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯Britt/Paulk Insurance Agency Inc. Coverages Boiler & Machinery, BOP, Builders Risk, Business Income,

Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Liability, Mechanical Breakdown, Misc Professional Liab, Nonowned & Hired Auto, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯CIBA Insurance Services Coverages Boiler & Machinery, Builders Risk, Business Income, Crime,

Earthquake, GL, Lessor Only Excess Liab, Liability, Property Carrier Status Non-admitted States Most States

❯Deans & Homer Coverages Bailee/Customer Goods, BOP, Builders Risk, Excess Liab, Inland Marine, Liability, Property Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability Carrier Status Admitted States Most States

Care/Custody/Control, CGL, Crime, EPLI, Fire Legal Liab, GKLL, GL, Legal Expense Ins, Legal Liab, Liquor Liab, Loss of Use, Medical Payments, Occupational Accident, Pollution Liab, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Chamber Insurance Agency Services Coverages Environmental Liab, Equipment Breakdown, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States ❯Lancer Insurance Company Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States NJ, NY ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Ship Repairers/Marine Artisan Contractor ❯Atlass Insurance Group Coverages Business Income, CGL, Equipment, Excess Liab, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States Most States ❯Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection &

Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA

❯LIG Marine Managers Coverages Care/Custody/Control, CGL, Commercial Marine, Completed

Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States ❯Maritime Program Group Coverages GL, Marina Operators Legal, Property, Protection & Indemnity (P&I), Ship Repairers Legal Carrier Status Admitted States All States ❯Specialized Insurance Coverages CGL, Commercial Marine, GL, Marina Operators Legal Carrier Status Admitted, Non-admitted States FL, NY, PA ❯The American Equity Underwriters Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control,

Ship Yards ❯Atlass Insurance Group Coverages Business Interruption, CGL, Equipment, Excess Liab, Piers &

Docks, Property, Ship Repairers Legal, Watercraft Liab Carrier Status Admitted, Non-admitted States All States

❯Britt/Paulk Insurance Agency Inc. Coverages CGL, Equipment, Equipment Breakdown, GL, Inland Marine,

Marina Operators Legal, Nonowned & Hired Auto, Physical Damage, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Continental Risk Insurance Services Coverages GL, Hull, Inland Marine, Legal Liab, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, NV, OR, WA ❯LIG Marine Managers Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab,

Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

N62 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States Most States

❯Leavitt Recreation and Hospitality Insurance Inc. Coverages Business Income, Commercial Excess, Equipment, GL, Liability, Misc Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Shopping Centers ❯4 All Insurance Services Coverages Assault & Battery, Auto Comm-Standard Liability, Auto Comm-

Standard Phys Dmg, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Commercial Excess, Crime, EPLI, Excess Liab, GL, Liability, Nonowned & Hired Auto, Personal Liab, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, WI ❯Appleby & Sterling Coverages GL, Property Carrier Status Admitted States AZ, CA, NV ❯Bass Underwriters Coverages Excess Liab, GL, Property Carrier Status Non-admitted States AL, AR, AZ, CA, CT, FL, GA, LA, MA, ME, MS, NC, NJ, NV,

NY, OH, OK, OR, PA, RI, SC, TN, TX, VA

❯Burns & Wilcox - All Offices Coverages Business Income, CGL, Fire, Property, Windstorm Carrier Status Admitted, Non-admitted States Most States ❯Construction Insurance Partners Coverages Excess Liab, GL, Professional Liab, Residential `wrap-up`, Umbrella, Workers’ Comp States Most States ❯Continental Brokers Inc. Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States ❯Crusader Insurance Company Coverages GL, Property Carrier Status Admitted States CA ❯Distinguished Programs Group Coverages Boiler & Machinery, Crime, D&O, GKLL, GL, Property, Umbrella Carrier Status Admitted States All States ❯Horizon E & S Insurance Brokerage Coverages Liability, Property Carrier Status Non-admitted States AZ, CA, NV ❯Insurance Innovators of New Jersey Inc. Coverages Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, GL, Liability, Mechanical Breakdown, Medical Payments, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States NJ, NY ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯Preferred Concepts LLC Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Garage Keepers Legal Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Preferred Property Programs Coverages Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯UCA General Insurance Services Coverages Business Income, CGL, Equipment Breakdown, Fire Legal Liab,

Medical Payments, Nonowned & Hired Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, IL, NM, NV, OR, UT, WA

Shuttle Service-Non Emergency Medical ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, EPLI, Excess Liab, Nonowned & Hired Auto, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯AFC Insurance Coverages Accident & Health, Auto Comm-Standard, Crime, D&O, GL, Nonowned & Hired Auto, Property, Workers’ Comp Carrier Status Admitted States Most States ❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Boiler & Machinery,

Business Income, Crime, D&O, EPLI, Excess Liab, Garage Liability, GKLL, GL, Glass, Inland Marine, Nonowned & Hired Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Western Experts in Transportation Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States Most States ❯Westrope Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, Nonowned & Hired Auto Carrier Status Admitted, Non-admitted States All States

Shuttle Services ❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, EPLI, Excess Liab, GL, Physical Damage, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA ❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Liability, Excess Liab, GL, Motor Truck Cargo, Physical Damage States All States ❯Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States ❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

www.insurancejournal.com

Sign & Display Companies ❯NIP Group LLC Coverages Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds,

❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

CGL, Crime, E&O, Employee Benefits, EPLI, Equipment, Garage Keepers Legal Liab, GL, Inland Marine, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Small to Mid-Sized Businesses

❯Network E&S Insurance Brokers LLC Coverages CGL, Commercial Excess Carrier Status Non-admitted States CA

❯4 All Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, BOP, Business Income, Business Interruption, CGL, Crime, E&O, Earthquake, EPLI, Fire, Food Spoilage, GL, Inland Marine, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, FL, NV, NY, OR, TX, UT, WA ❯Advanced E&S Group - Midwest Region Coverages Business Income, Business Interruption, CGL, Fire, GL, Glass,

Liability, Property, Real & Business Personal Prop, Theft Carrier Status Admitted, Non-admitted States IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States ❯Appleby & Sterling Coverages BOP, COC, Workers’ Comp Carrier Status Admitted States AZ, CA, NV

❯People’s United Insurance Agency Inc. Coverages Assault & Battery, Liquor Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States ❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States ❯Venture Insurance Programs Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Western Security Surplus Insurance Brokers Inc. Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

❯Ck Specialty Insurance Associates - All Offices Coverages Liability, Property States CA, ID, NV, OR, UT ❯Great American Insurance Group - Executive Liability Division Coverages D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Assault & Battery, BOP, CGL, Employee Benefits, EPLI, GL,

Liability, Liquor Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH, RI, VT ❯Liberty International Underwriters Coverages Kidnap/Ransom, Misc Professional Liab, Professional Liab Carrier Status Admitted States All States ❯Monitor Liability Managers LLC Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯North Sea Insurance Company Coverages Flood, GL, Property Carrier Status Admitted States NJ, NY, PA ❯RPS Technology & Cyber Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/

Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Umbrella, Website Domain Name, Workers’ Comp Carrier Status Admitted States Most States

Snow Ski Rental Firms ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Snowmobile Tours - Guided ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Nonowned & Hired Auto, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Social Clubs ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

Social Service Agencies ❯5Star D&O Program Coverages D&O, E&O, EPLI, Fiduciary Liab Carrier Status Admitted States Most States ❯5Star Paratransit Program Coverages Auto Comm-Standard Liability, Excess Liab, GL, Physical Damage, Umbrella Carrier Status Admitted States Most States ❯AFC Insurance Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, Community/Social Svcs, D&O, Developmental Disabilities, Employee Benefits, Inland Marine, Mental Health Care, Misc Professional Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Alliance of Nonprofits for Ins. Risk Retention Group Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯Allied Protector Plan Coverages GL, Medical Malpractice, Medical Professional Carrier Status Non-admitted States Most States ❯Care Providers Insurance Services LLC Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Liability, Nonowned & Hired Auto, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States Most States ❯Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l

Insureds, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, NonProfit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Great American Insurance Group - Executive Liability Division Coverages Community/Social Svcs, D&O, EPLI, Excess Liab, Fiduciary Liab Carrier Status Admitted States All States ❯Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/ Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Indemnity Excess & Surplus Agency Inc. Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA ❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto CommStandard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Community/Social Svcs, Crime, D&O, Excess Liab, GL, Inland Marine, NonProfit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N63

2012 Annual Program Directory, Volume II ❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab Carrier Status Admitted States All States ❯Negley Associates Coverages CGL, Professional Liab Carrier Status Non-admitted States All States ❯NIF Group Inc. Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-

Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Nonowned & Hired Auto, Products Liab, Professional Liab, Umbrella Carrier Status Admitted States Most States ❯Nonprofits’ Insurance Alliance of Calif. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, NonProfit D&O, Nonowned & Hired Auto, Umbrella, Uninsured Motorists Carrier Status Non-admitted States CA ❯NSM Insurance Group Coverages Workers’ Comp, Umbrella, Student Accident, Sexual Misconduct

Liab, Property, Professional Liab, Nonowned & Hired Auto, Non-Profit D&O, Mental Health Care, Loss of Use, Liability, Identity Theft, GL, Event Cancellation, EPLI, Earthquake, E&O, D&O, Cyber Liab, Commercial Excess, Business Interruption, Business Income, Auto Comm-Standard, Addiction Treatment, Abuse & Molestation Carrier Status Admitted, Non-admitted States All States ❯PGI Commercial LLC Coverages GL, Professional Liab Carrier Status Non-admitted States Most States ❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard

Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Nonowned & Hired Auto, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RPS NIPC Coverages Auto Comm-Standard, CGL, Employee Benefits, EPLI, Excess Liab, Non-Profit D&O, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Workers’ Comp Carrier Status Admitted, Nonadmitted States Most States

❯Russell Bond & Co. Inc. Coverages Abuse & Molestation, Assault & Battery, Business Income,

Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Good Samaritan, Liability, Mental Health Care, Misc Professional Liab, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Fidelity Bonds, GL, Inland Marine, Medical Malpractice, Medical Professional, Nonowned & Hired Auto, Products Liab, Professional Liab, Property, Sexual Misconduct Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯USX/S Coverages Abuse & Molestation, Auto Comm-Standard Liability, Breach of Security, CGL, D&O, EPLI, Identity Theft, Misc Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Software Developers ❯Access E&S Insurance Services (VA) Coverages Excess Liab, Professional Liab Carrier Status Non-admitted States AR, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA, DC ❯AMIS/Alliance Marketing & Insurance Services Coverages Auto Comm-Nonstandard Phys Dmg, Auto Comm-Standard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Solar Mfg. and/or Contractors ❯Sloan Mason Insurance Services Coverages CGL, Umbrella Carrier Status Admitted, Non-admitted States Most States

Special Events ❯5Star PARKsure (Parking) Program Coverages Employee Benefits, Garage Keepers Legal Liab, Garage Liability, Liability, Medical Payments Carrier Status Admitted States Most States ❯Abram Interstate Insurance Services Inc. Coverages Event Cancellation, Trade Shows & Festivals Carrier Status Non-admitted States AZ, CA ❯American Specialty Insurance & Risk Services Inc. Coverages Auto Comm-Standard, CGL, Crime, Employee Benefits, Excess Liab, Property Carrier Status Admitted States Most States ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Excess Liab, GL, Liquor Liab, Nonowned & Hired Auto, Umbrella Carrier Status Admitted, Non-admitted States All States ❯AmWINS Transportation Underwriters Inc. (Zionsville) Coverages Auto Comm-Standard, Business Income, Crime, D&O, E&O, Event

❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Cancellation, Excess Liab, Legal Liab, Liquor Liab, Property, Workers’ Comp Carrier Status Non-admitted States Most States

❯Blais E&S Agency of Texas, Ltd. (Dallas) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Brecht & Associates Coverages GL, Inland Marine, Liquor Liab, Property Carrier Status Non-admitted States TX

❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Burns & Wilcox - All Offices Coverages CGL, Excess Liab, Inland Marine, Liquor Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Centurion Insurance Group Coverages Event Cancellation, Liquor Liab, Negative Film, Participant Accident, Property, Sets, Trade Shows & Festivals, Wardrobe Carrier Status Admitted States All States

❯Euclid Managers LLC Coverages Breach of Security, Business Interruption, Cyber Liab, Identity Theft, Technology E&O Carrier Status Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages E&O, Professional Liab Carrier Status Admitted States CA

❯Direct Event Insurance Coverages CGL, Event Cancellation, Hole-in-One, Liquor Liab, Nonowned

& Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Admitted, Non-admitted States Most States ❯Founders Insurance Company Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States ❯Francis L. Dean & Associates Inc.

Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA ❯HCC Specialty (MA) Coverages Blanket Addt’l Insureds, CGL, Event Cancellation, Hole-in-One,

Liquor Liab, Nonowned & Hired Auto, Prize Indemnification, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States ❯iii of Maryland Inc. Coverages Excess Liab, GL, Liquor Liab Carrier Status Admitted, Non-admitted States DE, MD, VA ❯Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, OR, TX, WA

Insuring those who improve our communities.

❯Insurance Center Special Risks Ltd. Coverages GL, Liquor Liab Carrier Status Non-admitted States CT, MA, ME, NH, NY, RI, VT ❯Insurance Innovators Inc. Coverages CGL, GL, Hole-in-One, Medical Payments, Prize Indemnification, Weather Carrier Status Non-admitted States DE, NH, NJ, NY, PA ❯K&K Insurance Group Inc. Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States ❯McClelland and Hine Inc. Coverages Liability, Liquor Liab Carrier Status Non-admitted States TX

Specialized Insurance for Non-Profit and For-Profit Social Service Organizations:

❯N-Surance Outlets Inc. (Florida) Coverages Equipment, Fire Legal Liab, Hole-in-One, Liability, Liquor Liab,

Animal Shelters, Arts & Cultural, Day Care, Head Start & Private Schools, Family Services & Counseling, Grant Making, Health Clubs, Homeless Shelters & Housing, Religious, Youth Clubs.

800.722.3260 Cincinnati 800.542.4245 Chicago

SpecialtyHumanServices.com

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Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States AL, FL, GA, LA, TN

❯N-Surance Outlets Inc. (Georgia) Coverages Liability, Liquor Liab Carrier Status Non-admitted States GA, LA, TN

www.insurancejournal.com

20th Annual Program Directory, Volume II ❯NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Network E&S Insurance Brokers LLC Coverages CGL, Liquor Liab Carrier Status Non-admitted States CA ❯Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA

❯USX/S Coverages Breach of Security, CGL, D&O, EPLI, Identity Theft, Medical &

Physical Rehab, Medical Malpractice, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

❯Worldwide Facilities Inc. Coverages Abuse & Molestation, Billing Error E&O, CGL, D&O, E&O, EPLI,

❯People’s United Insurance Agency Inc. Coverages GL, Liquor Liab Carrier Status Non-admitted States All States

Excess Liab, Fidelity, Fiduciary Liab, GL, Managed Care, Medical, Medical & Physical Rehab, Medical Malpractice, Medicare/Medicaid Billing E&O, Mental Health Care, Physicians Billing E&O, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

❯Philadelphia Insurance Companies Coverages Business Income, Business Interruption, CGL, Fire Legal Liab, GL, Identity Theft, Inland Marine, Liquor Liab, Real & Business Personal Prop Carrier Status Admitted States Most States

❯Burns & Wilcox - All Offices Coverages CGL, Equipment Breakdown, Fire, GL, Medical Payments,

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯R.V. Nuccio & Associates Inc. Coverages Accidental Death, CGL, Event Cancellation, Medical Payments, Trade Shows & Festivals, Weather Carrier Status Non-admitted States Most States ❯RPS Leicht Coverages Event Cancellation, GL Carrier Status Non-admitted States TX ❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

Tanning Salons Personal Property, Products Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

❯Align General Insurance Agency LLC Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL, Property Carrier Status Admitted States AZ, CA, WA

❯Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI,

Equipment Breakdown, Fire Legal Liab, Nonowned & Hired Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯THOMCO, a Markel Company Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Non-admitted States Most States

Substance Abuse Program Administrators

Tattoo Parlors/Permanent Makeup/ Body Piercing

❯Irwin Siegel Agency Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Auto CommStandard Liability, Auto Comm-Standard Phys Dmg, Crime, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Inland Marine, Medical Payments, Non-Profit D&O, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Agostini Wholesale Insurance Coverages CGL, Liability, Property Carrier Status Non-admitted States CA ❯iii of Maryland Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

VA, DC

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, NJ, NY, PA, RI, DC ❯Insurance Innovators Agency Of New England (W Springfield) Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, DC ❯Insurance Innovators of New Jersey Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, DC

❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, GL, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX

❯Insurance Innovators Inc. Coverages Abuse & Molestation, Assault & Battery, GL, Professional Liab Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI,

Medical Payments, Products Liab, Professional Liab, Sexual Misconduct Liab Carrier Status Non-admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

VA, DC

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Professional Program Insurance Brokerage Coverages BOP, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

❯Quaker Special Risk (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

❯RPS NIPC Coverages GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

❯SIU LLC Coverages Business Income, CGL, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Property Carrier Status Non-admitted States CA

❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States ❯RPS Healthcare (AVRECO) Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States ❯Smith, Bell & Thompson Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Waivers,

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❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg Carrier Status Admitted, Non-admitted States All States

❯Continental Risk Insurance Services Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, ID, NC, NV, NY, OR, UT, WA

Surgery Centers

❯NAS Insurance Services Inc. Coverages Cyber Liab, EPLI, Fire Legal Liab, GL, Medical Malpractice,

❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, GL, Medical Payments, Physical Damage Carrier Status Non-admitted States Most States

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability States All States

❯THOMCO, a Markel Company Coverages Accident & Health, CGL Carrier Status Non-admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Taxi Service

❯TAPCO Underwriters Inc. Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, CGL, Excess Liab, Medical, Umbrella Carrier Status Admitted States Most States

❯TAPCO Underwriters Inc. Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Tax Preparers & Bookkeepers ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Crump Insurance Services Inc. - All Offices Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States ❯Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States ❯National Interstate Insurance Company- CMT Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Excess Liab, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical Staffing ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, Cyber Liab, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Identity Theft, Misc Professional Liab, Nonowned & Hired Auto, Professional Liab, Property, Sexual Misconduct Liab, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Temporary Staffing Firms ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Appalachian Underwriters Inc. Coverages EPLI, Excess Liab, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Artex Risk Solutions Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States ❯Blais E&S Agency of Texas, Ltd. (Austin) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States ❯Blais E&S Agency of Texas, Ltd. (Houston) Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted States Most States

❯Blais Excess & Surplus Agency of PA Coverages Crime, D&O, E&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

❯Herbert H. Landy Insurance Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States Most States

❯Cooper & McCloskey Inc. Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States

AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

❯Norman-Spencer International Inc. Coverages E&O, Professional Liab Carrier Status Admitted States Most States

❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Non-admitted States All States

June 4, 2012 INSURANCE JOURNAL-NATIONAL REGION | N65

2012 Annual Program Directory, Volume II ❯NSM Insurance Group Coverages E&O, Workers’ Comp Carrier Status Admitted States All States ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption,

Business Income, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fidelity, Fire, Fire Legal Liab, GL, Legal Expense Ins, Legal Liab, Liability, Medical Payments, Misc Professional Liab, Nonowned & Hired Auto, Personal Property, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella Carrier Status Admitted States Most States ❯U.S. Risk Insurance Group Inc. Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States Most States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Theatre Production Companies ❯Great American Insurance Group, Specialty Human Services Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l

Title Agents ❯ACE Commercial Risk Services - Programs Coverages E&O, Misc Professional Liab, Professional Liab Carrier Status Non-admitted States Most States ❯American Professional Liability Underwriters Inc. Coverages D&O, EPLI, Professional Liab Carrier Status Non-admitted States AL, FL, GA, MI, MS, NC, NY, TX ❯Crump Professional Concepts Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Fox Point Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States ❯Gerald J. Wilkoff Inc. Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States Most States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Non-admitted States Most States

❯KF&B Inc. Coverages Auto Comm-Standard, Liability Carrier Status Admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Western Experts in Transportation Coverages Auto Comm-Standard, GL, Physical Damage Carrier Status Admitted States Most States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Tow Truck Firms ❯5Star Towing & Recovery Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Dealers Open Lot, EPLI, Garage Keepers Legal Liab, GL, Inland Marine, On-Hook Cargo, Property, Tools & Equip, Uninsured Motorists Carrier Status Admitted States Most States

❯B&B Protector Plans Inc. Coverages Auto Comm-Standard, CGL, Garage Keepers Legal Liab, GKLL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop Carrier Status Admitted States AR, CO, DE, FL, GA, IA, IL, IN, KY, MD, MI, MN, NC, NM, OH, PA, SC, TN, VA, WI, WV ❯G.J. Sullivan Company (Orange) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Guardian Insurance Wholesalers Inc. Coverages Liability, Physical Damage Carrier Status Admitted States All States

Translators & Interpreters ❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Identity Theft, Legal Expense Ins, Nonowned & Hired Auto, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States Most States ❯Professional Program Insurance Brokerage Coverages BOP, Professional Liab Carrier Status Non-admitted States All States

Travel Agents & Tour Operators ❯5Star Professional Programs Coverages E&O, Professional Liab Carrier Status Admitted States Most States ❯Euclid Managers LLC Coverages E&O, Identity Theft, Misc Professional Liab, Technology E&O, Website Domain Name Carrier Status Non-admitted States All States

❯Guardian Insurance Wholesalers Inc. Coverages GL, Liability, On-Hook Cargo, Physical Damage Carrier Status Admitted States All States

❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯KBK Insurance Group Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯Liberty International Underwriters Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States Most States

Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY ❯Liberty International Underwriters Coverages GL, Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯Philadelphia Insurance Companies Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Markel Programs Coverages Auto Comm-Standard, Garage Keepers Legal Liab, GL, On-Hook Cargo Carrier Status Admitted States Most States

❯MarketScout Coverages Auto Comm-Standard Liability, Cargo, GKLL, GL, On-Hook Cargo, Umbrella Carrier Status Non-admitted States Most States

❯Sullivan Brokers Wholesale Ins. Solutions Coverages E&O, Professional Liab Carrier Status Non-admitted States Most States

❯National Indemnity Company Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States Most States ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States Most States ❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯Russell Bond & Co. Inc. Coverages Umbrella, Truck Auto Liab, Property, On-Hook Cargo, Motor

KY, LA, MD, MN, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI, DC

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Business Income, Business Interruption, Cargo, CGL, Crime, Employee Benefits, Equipment, Fidelity, Fire, Fire Legal Liab, Garage Keepers Legal Liab, GL, Inland Marine, Motor Truck Cargo, Nonowned & Hired Auto, On-Hook Cargo, Physical Damage, Property, Real & Business Personal Prop, Theft, Uninsured Motorists Carrier Status Admitted States Most States

Tour & Charter Bus Services

❯All Risks Ltd. Coverages Auto Comm-Nonstandard, Auto Comm-Standard, GL, Physical Damage Carrier Status Admitted States AL, AZ, CA, CO, CT, DE, GA, IL, IN,

Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States

❯K&K Insurance Group Inc. Coverages GL, Inland Marine Carrier Status Admitted States All States

Cargo, EPLI, Excess Liab, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Intercorp Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States

❯5Star Public Auto Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Trade Show Exhibitors ❯BUA LLC Coverages Excess Liab, GL Carrier Status Admitted States Most States

Truck Cargo, GKLL, Garage Liability, Emergency Towing & Service, Cargo, Care/Custody/Control, Auto Comm-Standard Phys Dmg, Auto CommStandard Carrier Status Admitted, Non-admitted States Most States ❯S.H. Smith & Company Inc. - 7 Offices Nationwide Coverages Auto Comm-Standard Phys Dmg, Cargo, Garage Keepers Legal Liab, Garage Liability, GL, Property, Umbrella Carrier Status Admitted States Most States

Travel Trailers ❯American Reliable Insurance Company Coverages Personal Property, Physical Damage Carrier Status Admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Specialized Insurance Coverages Liability, Physical Damage Carrier Status Admitted States DE, FL, NY, PA

Truck Body/Manufacturers/ Distributors ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, Equipment Breakdown, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

❯Shelly, Middlebrooks & O’Leary Inc. (St. Petersburg) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Wrongful Repo Carrier Status Admitted, Non-admitted States FL

N66 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

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2012 Annual Program Directory, Volume II Truckers/Trucking Firms ❯5Star Non-Trucking Liability Program Coverages Non-Trucking Auto Liab, Physical Damage Carrier Status Admitted, Non-admitted States Most States ❯5Star Trucking Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys

Dmg, Cargo, Disability, EPLI, Excess Liab, GL, Non-Trucking Auto Liab, Occupational Accident, Participant Accident, Physical Damage, Pollution Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States Most States ❯5Star Workers’ Compensation Services Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States All States ❯American Team Managers Ins. Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted States CA ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Excess Liab, GL, Motor Truck Cargo, Non-Trucking Auto Liab Carrier Status Admitted, Non-admitted States All States

❯AmWINS Transportation Underwriters Inc. Coverages Auto Comm-Standard Phys Dmg, Cargo, Inland Marine, Long

Haul, Motor Truck Cargo, Physical Damage, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States ❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

❯International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States Most States ❯J.M. Wilson Coverages Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab Carrier Status Admitted States AL, AR, FL, GA, IA, IL, IN, KS, KY, MI, MO,

NC, NE, OH, OK, PA, SC, TN, VA, WI, WV

❯Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States NJ, NY, PA ❯MAXIMUM Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Cargo, Contractors Equip, Dealers Open Lot, GL, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States Most States ❯MexiPass International Insurance Services LLC Coverages Int’l Coverage - Commercial, Int’l Coverage - Personal States All States ❯N-Surance Outlets Inc. (Georgia) Coverages Cargo, Non-Trucking Auto Liab, Physical Damage, Truck Auto Liab Carrier Status Admitted States GA, TN ❯National Advantage Insurance Services Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, TX ❯National Interstate Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, GL Carrier Status Admitted States Most States ❯Pacific Coast E&S Ins. Services (Santa Rosa) Coverages Blanket Addt’l Insureds, GL Carrier Status Non-admitted States CA, NV

❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

❯Paradigm Risk Solutions Inc. Coverages Cargo, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

❯Burns & Wilcox - All Offices Coverages Auto Comm-Nonstandard, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States Most States ❯Crouse & Associates Coverages Cargo, CGL, COC, D&O, Difference in Conditions, E&O, Motor Truck Cargo, Nonowned & Hired Auto, Transportation Pollution Liab, Umbrella Carrier Status Admitted States All States ❯Crump Insurance Services Inc. - All Offices Coverages Cargo, CGL, EPLI, Occupational Accident, Physical Damage,

❯Park Insurance Company Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Truck Auto Liab States NY

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Shelly, Middlebrooks & O’Leary Inc. (St. Petersburg) Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

Cargo, Commercial Excess, GL, Transportation Pollution Liab Carrier Status Admitted States FL, GA

❯South & Western General Agency Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, Long Haul Carrier Status Admitted States TN, TX ❯South Texas General Insurance Agency Coverages Auto Comm-Nonstandard, CGL, Property Carrier Status Non-admitted States TX ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Guardian Insurance Wholesalers Inc. Coverages Cargo, GL, Liability, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Long Haul, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO

❯Insurance Innovators Agency Of New England Inc. (Hopedale) Coverages Cargo, CGL, Commercial Excess, Excess Liab, Liability, Motor Truck Cargo, Umbrella Carrier Status Non-admitted States CT, MA, ME, NH,

❯Western Surplus Lines Agency Inc. Coverages CGL, Excess Liab Carrier Status Non-admitted States LA, NM, OK, TX

RI, VT

❯Insurance Innovators of New Jersey Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Motor Truck Cargo, Non-Trucking Auto Liab, Truck Auto Liab, Umbrella, Uninsured Personal Injury Carrier Status Non-admitted States NJ ❯Interline Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CA ❯International Excess Program Managers Coverages Cargo, GL, Property Carrier Status Admitted, Non-admitted States Most States

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❯Brecht & Associates Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Cargo, CGL, Commercial Excess, Dealers Open Lot, Fire, Garage Liability, GKLL, GL, Physical Damage, Property, Theft, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Non-admitted States TX ❯DMI Insurance Services Coverages Business Income, Crime, Dealers Open Lot, Employee Benefits,

Equipment Breakdown, Fire, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Non-Trucking Auto Liab, Nonowned & Hired Auto, Physical Damage, Products Liab, Property, Real & Business Personal Prop, Tools & Equip, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States Most States ❯GMI Insurance Services Coverages Garage Liability, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab,

Garage Liability, Medical Payments, Nonowned & Hired Auto, Physical Damage, Real & Business Personal Prop, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA

❯Lancer Insurance Company Coverages Dealers Open Lot, Garage Liability Carrier Status Admitted States NY

❯Shelly, Middlebrooks & O’Leary Inc. (Jacksonville) Coverages Auto Comm-Standard, Cargo, GL, Physical Damage States FL

Long Haul, Motor Truck Cargo, Physical Damage, Truck Auto Liab, Truck Broker, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Automotive Risk Mgmt. & Ins. Services Inc. Coverages Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Freberg Environmental Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys

❯Greenwich Transportation Underwriters Inc. aka GTU Coverages Cargo, Contingent Coverages, Excess Liab, Freight Forwarder,

❯Appalachian Underwriters Inc. Coverages Dealers Open Lot, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯KBK Insurance Group Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States Most States

❯RLI Insurance Company/Mt. Hawley Insurance Company Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States

❯Gorst Co. Coverages GL, Workers’ Comp Carrier Status Admitted, Non-admitted States CA

❯AMC Insurance Services Coverages GL, Property Carrier Status Admitted, Non-admitted States AR, MO, OK

❯Paul Hanson Partners Specialty Ins. Solutions/Mover’s Choice Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States Most States

Pollution, Truck Auto Liab, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Dmg, CGL, GL, Nonowned & Hired Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States Most States

Dealers Open Lot, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, Uninsured Motorists, Workers’ Comp Carrier Status Non-admitted States Most States

Keepers Legal Liab, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

❯Applied Underwriters Inc. Coverages EPLI, Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States Most States

Auto Comm-Standard, Excess Liab, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States TX

Used Car Dealers ❯5Star DEALERsure (Auto Dealers) Program Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg,

❯M.J. Hall & Company Inc. Coverages Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg,

Auto Comm-Standard, Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop, Truck Auto Liab Carrier Status Non-admitted States AK, AZ, CA, NV, TX ❯McClelland and Hine Inc. Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Non-admitted States TX

❯McGraw Insurance Services Coverages Dealers Open Lot, Equipment, Garage Liability, Liability, Property Carrier Status Admitted States CA ❯National Indemnity Company Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Nonadmitted States Most States ❯Pacific Specialty Insurance Co. Coverages Dealers Open Lot, Equipment, Garage Liability, Liability, Property Carrier Status Admitted States CA ❯Platinum Program Managers & Insurance Services Inc. Coverages Workers’ Comp, Workers’ Comp Plus Carrier Status Admitted States AK, AZ, CA, CO, ID, MT, NM, NV, OR, UT ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Westrope Coverages Excess Liab, Motor Truck Cargo, Non-Trucking Auto Liab,

Nonowned & Hired Auto, Physical Damage, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States

❯Yates & Associates Ins. Services Coverages Cargo, Liability, Physical Damage Carrier Status Admitted, Non-admitted States CA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯RSI International Inc. (Missouri) Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK ❯South & Western General Agency Inc. Coverages Dealers Open Lot, Garage Liability, GKLL Carrier Status Non-admitted States AR, MS, NM, OK, TN, TX ❯Topa Insurance Company Coverages Liability, Physical Damage, Property Carrier Status Admitted States CA

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N67

2012 Annual Program Directory, Volume II ❯USG Insurance Services Inc. Coverages CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Umbrella Carrier Status Admitted, Non-admitted States Most States ❯Yates & Associates Ins. Services Coverages Dealers Open Lot, Garage Liability Carrier Status Non-admitted States CA

Utilities-Natural Gas Companies ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Victor O. Schinnerer & Co. Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯Willis Programs Coverages Auto Comm-Standard, Equipment Breakdown, GL, Inland Marine,

Property, Public Officials, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Valet Parking Companies ❯5Star PARKsure (Parking) Program Coverages Employee Benefits, Garage Keepers Legal Liab, Garage Liability, Liability, Medical Payments Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, Garage Keepers Legal Liab, Garage Liability, Property Carrier Status Non-admitted States CA, CO, NM, OR, TX ❯Alexander J. Wayne & Associates Inc. Coverages Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States Most States ❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, E&O, Garage Liability, GKLL, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States ❯J.L. von Arx & Associates Insurance Services Coverages Garage Keepers Legal Liab, Garage Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States AZ, CA ❯McLeckie Insurance Group Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States Most States

❯Insurance Innovators of New Jersey Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Cargo, CGL, GL, Inland Marine, Liability, Medical Payments, Non-Trucking Auto Liab, Truck Auto Liab, Uninsured Motorists Carrier Status Non-admitted States NJ

Vitamin/Health Food Suppliers

❯Mattei Insurance Services Coverages CGL, Inland Marine, Physical Damage, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted States Most States

❯NeitClem Wholesale Insurance Brokerage Inc. Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Quaker Special Risk (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States ❯Quaker Special Risk (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States ❯Worldwide Facilities Inc. Coverages Products Liab, Property Carrier Status Admitted, Non-admitted States All States

Warehouse Operators ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Business Interruption, Crime, GL, Motor Truck Cargo, Property, Umbrella, Workers’ Comp States All States ❯Compass Insurance Group of Agencies Coverages BOP, Business Income Carrier Status Non-admitted States CA ❯National Advantage Insurance Services Inc. Coverages Inland Marine, Property Carrier Status Non-admitted States AZ, CA, NV, OR, TX ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Waste Haulers

❯Sierra Specialty Coverages Garage Liability, GKLL Carrier Status Non-admitted States Most States

❯5Star Waste Insurance Program Coverages Auto Comm-Standard, GL, Inland Marine, Physical Damage,

❯U.S. Risk Insurance Group Inc. Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯World Wide Specialty Programs Inc. Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Veterinarians ❯NIP Group LLC Coverages Auto Comm-Standard, BOP, Crime, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Workers’ Comp States Most States

Pollution Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States

❯Alliant Specialty Insurance Services Inc. Coverages Auto Comm-Standard, GL, Inland Marine, Pollution, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, NC, OH, OK, OR, PA, SC, TN, TX, UT, WA ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯AmWINS Program Underwriters Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, GL, Pollution, Umbrella, Workers’ Comp States All States ❯Appalachian Underwriters Inc. Coverages Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, GL, Pollution Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Berkley Specialty Underwriting Mgrs LLC - Environmental Div Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Employee Benefits, Environmental Liab, GL, Int’l Coverage - Commercial, Nonowned & Hired Auto, Pollution, Professional Liab, Umbrella, Uninsured Motorists, Uninsured Personal Injury, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Vineyards

❯Brecht & Associates Coverages Auto Comm-Nonstandard, GL, Inland Marine, Property Carrier Status Non-admitted States TX

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Agricultural Insurance Mgmt Services Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States ❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Fire, Liability, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

❯Gresham & Associates Inc. - Indianapolis Coverages Motor Truck Cargo, Nonowned & Hired Auto, Truck Auto Liab Carrier Status Admitted States Most States ❯Guardian Insurance Wholesalers Inc. Coverages GL, Liability, Physical Damage Carrier Status Admitted States All States

N68 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

❯PMC Insurance Group Coverages Workers’ Comp Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯W.A.Schickedanz Agency Inc. Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto

Comm-Standard Phys Dmg, Cargo, CGL, Commercial Excess, GL, Motor Truck Cargo, Nonowned & Hired Auto, Physical Damage, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted States AR, IL, MO ❯Westrope Coverages Excess Liab, Physical Damage, Pollution Liab, Truck Auto Liab Carrier Status Admitted, Non-admitted States All States ❯Willis Programs Coverages Auto Comm-Standard, CGL, Crime, Inland Marine, Pollution, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Water Well Drilling Operation Co’s ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States ❯Sloan Mason Insurance Services Coverages Auto Comm-Nonstandard, CGL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Western Surplus Lines Agency Inc. Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, NM, OK, TX ❯Willis Programs Coverages Auto Comm-Standard, Boiler & Machinery, EPLI, GL, Inland

Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Water/Wastewater Facilities ❯Apex Insurance Services Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Boiler

& Machinery, CGL, Commercial Excess, Contractors Equip, Crime, EPLI, Equipment Breakdown, Inland Marine, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States ❯Beacon Hill Associates Inc. Coverages CGL, E&O, Pollution States Most States ❯Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States ❯Glatfelter Insurance Group Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States Most States ❯Grundy Insurance Coverages Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment

Breakdown, Excess Liab, Property, Public Officials, Workers’ Comp Carrier Status Admitted States Most States

❯NIF Group Inc. Coverages Auto Comm-Standard, Boiler & Machinery, Business Interruption, Commercial Excess, E&O, EPLI, GL, Products Liab Carrier Status Admitted States AZ, CT, MA, NJ, NM, NY, TN ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Weddings ❯B&B Protector Plans Inc. Coverages Event Cancellation, Liability, Liquor Liab Carrier Status Admitted States Most States ❯HCC Specialty (MA) Coverages Liability, Liquor Liab, Weather Carrier Status Admitted States Most States

www.insurancejournal.com

2012 Annual Program Directory, Volume II ❯K&K Insurance Group Inc. Coverages CGL, Inland Marine Carrier Status Admitted States All States ❯Gorst Co.Markel American Insurance Co. Coverages Event Cancellation, Liability, Property Carrier Status Admitted States Most States ❯Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States Most States ❯R.V. Nuccio & Associates Inc. Coverages Addt’l Expense, Event Cancellation, Inland Marine, Medical

Yachts/Mega Yachts ❯ACE Recreational Marine Insurance Coverages Emergency Towing & Service, Federal LHWCA, Hull, Medical

Payments, Personal Property, Pollution Liab, Protection & Indemnity (P&I), Uninsured Boaters Carrier Status Admitted States Most States ❯Atlass Insurance Group

Coverages Excess Liab, Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States

Payments, Personal Liab, Rented Property, Wardrobe, Weather Carrier Status Admitted States Most States

❯Britt/Paulk Insurance Agency Inc. Coverages Commercial Marine, Hull, Property, Protection & Indemnity (P&I) Carrier Status Admitted States Most States

Wildlife Control

❯IAAC Inc. (Membership Services Division of IIABNY) Coverages Liability, Physical Damage Carrier Status Admitted States NY

❯Brownyard Group Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers,

Care/Custody/Control, CGL, Completed Operations Liab, Crime, Cyber Liab, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Legal Expense Ins, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Wineries

❯Insurance Center Special Risks Ltd. Coverages Emergency Towing & Service, Hull, Medical Payments, Personal

Property, Pollution Liab, Watercraft Liab, Watersports Liab Carrier Status Admitted States CT, MA, ME, NH, NY, RI, VT

Wrecking Contractors ❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Yacht Clubs ❯Atlass Insurance Group Coverages Boats, Business Interruption, CGL, Equipment, Excess Liab,

Liability, Marina Operators Legal, Piers & Docks, Property, Watercraft Liab Carrier Status Admitted, Non-admitted States All States ❯Britt/Paulk Insurance Agency Inc. Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess,

Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States ❯Maritime Program Group Coverages Boats, CGL, Commercial Marine, Crime, Hull, Inland Marine,

Marina Operators Legal, Nonowned & Hired Auto, Piers & Docks, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States All States ❯Gorst Co.Markel American Insurance Co. Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States Most States ❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Quaker Special Risk (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States ❯Specialized Insurance Coverages Boats, Commercial Marine, Hull, Liability, Uninsured Boaters, Watercraft Liab, Watersports Liab Carrier Status Admitted, Non-admitted States DE, FL, NY, PA ❯Sun Coast General Insurance Agency Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA ❯TCA Inc. Coverages Boats, Hull, Protection & Indemnity (P&I), Theft, Uninsured Boaters Carrier Status Admitted, Non-admitted States All States ❯Terheggen/Malone Marine Insurance Coverages Boats, Watercraft Liab Carrier Status Admitted States AZ, CA, NV

Youth Sports Associations ❯ACE Commercial Risk Services - Programs Coverages GL, Liability Carrier Status Admitted States Most States ❯Agostini Wholesale Insurance Coverages CGL, D&O, Liability, Property Carrier Status Admitted, Non-admitted States CA, MD, NE, NM, NV, OR, TN, TX, UT, WA ❯Aon Association Services Coverages D&O, EPLI, Fiduciary Liab, Non-Profit D&O Carrier Status Admitted States All States ❯Bollinger Inc. Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States ❯Francis L. Dean & Associates Inc. Coverages Abuse & Molestation, Accidental Death, Excess Liab, Liability, Liquor Liab, Participant Accident, Student Accident Carrier Status Admitted, Non-admitted States All States ❯H&W Insurance Services Inc. Coverages Professional Liab Carrier Status Admitted, Non-admitted States Most States ❯J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯K&K Insurance Group Inc. Coverages CGL States All States

❯TCA Inc. Coverages Boats, Builders Risk, CGL, Commercial Excess, Commercial

❯Markel Specialty Commercial Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard,

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❯Sports & Fitness Insurance Corporation Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Quaker Special Risk (Florida) Coverages Hull, Watercraft Liab Carrier Status Non-admitted States Most States

❯Woodus K. Humphrey & Company (AmWINS) Coverages Boiler & Machinery, Business Interruption, Equipment Breakdown, Inland Marine, Property Carrier Status Admitted States All States

❯Special Markets Insurance Consultants Inc. Coverages Accident & Health, Liability Carrier Status Admitted States Most States

❯Pacific Coast E&S Services Coverages Hull, Liability Carrier Status Non-admitted States ID, OR

❯Winery Pak Insurance Programs Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l

Wood Workers

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯Gorst Co.Markel American Insurance Co. Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States Most States

Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

❯AmWINS Group Inc. - 50 Offices Nationwide Coverages Boiler & Machinery, Business Interruption, Equipment, Inland Marine Carrier Status Admitted, Non-admitted States All States

❯Prime Insurance Company Coverages Abuse & Molestation, Assault & Battery, Commercial Excess,

❯Maritime Program Group Coverages Boats, Hull, Medical, Pollution, Protection & Indemnity (P&I) Carrier Status Admitted States All States

❯South & Western General Agency Inc. Coverages Auto Comm-Standard, Fire, GL, Inland Marine, Umbrella Carrier Status Admitted States AR, NM, OK, TN, TX

Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Status Admitted States Most States

❯Philadelphia Insurance Companies Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Sexual Misconduct Liab, Umbrella, Uninsured Motorists Carrier Status Admitted States Most States

Crime, D&O, Equipment, Equipment Breakdown, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States Most States

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N69

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets 4 All Insurance Services

P.O. Box 992, Woodland Hills, CA 91365 Phone: (818) 346-4555, Fax: (818) 610-2219 Nader@4allinsurance.net www.4allinsurance.net

5Star Business Auto Program (Misc. classes) 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Contract School Bus Program 444 Beach 129th St., Belle Harbor, NY 11692 Phone: (877) 247-9772, Fax: (866) 566-8424 marketing@5starsp.com www.5starsp.com

5Star D&O Program

1230 E. Diehl Rd., Ste. 330, Naperville, IL 60563 Phone: (866) 879-6565, Fax: (866) 720-5003 marketing@5starsp.com www.5starsp.com/PROtect

5Star DEALERsure (Auto Dealers) Program 5Star Garage Services Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Non-Trucking Liability Program 158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6145 marketing@5starsp.com www.5starsp.com

5Star Paratransit Program

444 Beach 129th St., Belle Harbor, NY 11694 Phone: (877) 247-9772, Fax: (866) 566-8424 marketing@5starsp.com www.5starsp.com

5Star PARKsure (Parking) Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563 Phone: (312) 855-2042, Fax: (866) 720-5003 kevin.ottley@5starsp.com www.5starsp.com/PROtect

5Star Public Auto Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Towing & Recovery Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (866) 749-8929 marketing@5starsp.com www.5starsp.com

5Star Trucking Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

5Star Waste Insurance Program

158 N. Harbor City Blvd., Melbourne, FL 32935 Phone: (877) 247-9772, Fax: (321) 242-7680 marketing@5starsp.com www.5starsp.com

5Star Workersâ&#x20AC;&#x2122; Compensation Services

Align General Insurance Agency, LLC

Abram Interstate Insurance Services

All Risks, Ltd.

906 S. Kirkwood, St. Louis, MO 63122 Phone: (877) 247-9772, Fax: (314) 965-9399 marketing@5starsp.com www.5starsp.com

2211 Plaza Dr., Ste. 100, Rocklin, CA 95765 Phone: (916) 780-7000, Fax: (916) 780-7181 media@abraminterstate.com www.abraminterstate.com

Access E&S Insurance Services (CA)

5575 Lake Park Way, Ste. 218, La Mesa, CA 91942 Phone: (619) 462-1128, Fax: (866) 209-7312 valerie@access-es.com www.access-es.com

Access E&S Insurance Services (VA) 2001 N. Lincoln St., Arlington, VA 22207 Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

ACE Commercial Risk Services - Programs 436 Walnut St. WA 7C, Philadelphia, PA 19106 Phone: (215) 640-4467, Fax: (215) 640-5472 carol.dennis@acegroup.com www.aceprogramdivision.com

ACE Recreational Marine Insurance 436 Walnut St., Philadelphia, PA 19106 Phone: (215) 640-2609, Fax: (215) 640-5025 recreational.marine@acegroup.com www.acemarineinsurance.com

ACE USA--Excess Casualty

1133 Avenue of the Americas, New York, NY 10036 Phone: (212) 703-7140, Fax: (212) 703-7059 Carol.Laufer@acegroup.com www.acegroup.com/us

ACE Westchester Specialty--Environmental 11575 Great Oaks Way, Ste. 200, Alpharetta, GA 30022 Phone: (678) 795-4220, Fax: (678) 795-4569 Barbara.Deas@acegroup.com www.acewestchester.com

Advanced E&S Group - Midwest Region 500 N Michigan Ave Ste 1039, Chicago, IL 60611 Phone: (866) 867-0505, Fax: (312) 245-3001 quote@advancede-s.com www.aesins.com

AFC Insurance

3101 Emrick Blvd., Ste. 318, Bethlehem, PA 18020 Phone: (877) 456-5323, Fax: (610) 974-8574 meggan.werkheiser@afcins.com www.afcins.com

Agostini Wholesale Insurance

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 programs@agostinisurplus.com www.agostiniwholesale.com

Agricultural Insurance Mgmt Svcs. 722 Route 3A, Ste. 10, Bow, NH 03278 Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Alexander J. Wayne & Associates, Inc. 2551 N. Clark St., Ste. 601, Chicago, IL 60614 Phone: (773) 328-0500, Fax: (773) 328-0508 alwayne@ajwayne.com www.ajwayne.com

N70 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

350 10th Ave., Ste. 1450, San Diego, CA 92101 Phone: (619) 333-2500, Fax: (619) 702-6799 ksweeney@aligngeneral.com www.aligngeneral.com

10150 York Rd., 5th Fl, Hunt Valley, MD 21030 Phone: (800) 366-5810, Fax: (410) 828-8179 allrisksij@allrisks.com?subject=Question from IJ Directory Company Card www.allrisks.com

Alliance of Nonprofits for Ins. Risk Retention Grp. P.O. Box 8546, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@ani-rrg.org www.ani-rrg.org

Alliant Specialty Insurance Services, Inc. P.O. Box 609015, San Diego, CA 92160 Phone: (858) 505-4011, Fax: (858) 505-4074 marketing@alliantspecialty.com www.alliantspecialty.com

Allied Protector Plan

3101 W. MLK Blvd., Tampa, FL 33607 Phone: (877) 566-4017, Fax: (813) 221-4109 app@bbprograms.com www.alliedprotectorplan.com

AMC Insurance Services

824 Front St., Conway, AR 72032 Phone: (800) 233-2398, Fax: (501) 450-6962 submissions@amcins.com www.amcinsurance.com

American Modern Insurance Group P.O. Box 5323, Cincinnati, OH 45201 Phone: (800) 759-9008, Fax: (513) 947-4500 salessupport@amig.com www.amig.com

American Professional Liability Underwriters, Inc. 7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7036, Fax: (786) 924-7046 rkenney@amproins.com www.amproins.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455, Richmond, VA 23236 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.americanpublicrisk.com

American Reliable Insurance Company 8655 E. Via De Ventura, Scottsdale, AZ 85258 Phone: (800) 535-1333, Fax: (480) 483-0797 Suzanne.Summers@assurant.com www.americanreliable.com

American Safety Insurance Services, Inc. 100 Galleria Pkwy. SE, Ste. 700, Atlanta, GA 30339 Phone: (800) 388-3647, Fax: (770) 955-8339 info@amsafety.com www.amsafety.com

American Specialty Insurance & Risk Services, Inc. 142 N. Main St., P.O. Box 309, Roanoke, IN 46783 Phone: (800) 245-2744, Fax: (260) 672-8835 dsmith@amerspec.com www.amerspec.com

www.insurancejournal.com

2012 Annual Program Directory Volume II – Alphabetical Directory of Markets American Team Managers Ins. Services, Inc. 1030 N. Armando St., Anaheim, CA 92806 Phone: (714) 414-1200, Fax: (714) 414-1255 bryan@atminsurance.com www.atminsurance.com

American Underwriting Managers 365 Miron Dr., Ste. D, Southlake, TX 76092 Phone: (817) 424-1996, Fax: (817) 481-0742 nena@auminsur.com www.auminsur.com

AMIS/Alliance Marketing & Insurance Services 355 Via Vera Cruz, Ste. 7, San Marcos, CA 92078 Phone: (800) 843-8550, Fax: (800) 573-8550 bwest@amiscorp.com www.amiscorp.com

AmWINS Group, Inc. - 50 Offices Nationwide

See Website for Locations, Headquarters - Charlotte, NC 28210 Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

AmWINS Program Underwriters

214 Senate Ave., Ste. 201, Camp Hill, PA 17011 Phone: (717) 214-7557, Fax: (717) 214-2801 ben.francavilla@amwins.com www.amwins.com/apu

AmWINS Transportation Underwriters, Inc. 3035 S. Church St., Burlington, NC 27215 Phone: (800) 222-2407, Fax: (336) 229-6977 transportation@amwins.com www.amwins.com/atu

AmWINS Transportation Underwriters, Inc. (Zionsville) 80 E. Cedar Street, Zionsville, IN 46077 Phone: (800) 222-2407, Fax: (336) 229-6977 mark.maucere@amwins.com www.amwins.com/motorsports

Anchor Bay Insurance Managers, Inc. P.O. Box 2510, Silverdale, WA 98383 Phone: (800) 929-9560, Fax: (800) 929-9794 info@surpluslines.com www.surpluslines.com

Applied Underwriters, Inc. P.O. Box 281900, San Francisco, CA 94128 Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com www.auw.com

Ark Agency

P.O. Box 223, Paynesville, MN 56362 Phone: (800) 328-8894, Fax: (320) 243-7224 kim@arkagency.com www.arkagency.com

Bass Underwriters

Arrowhead General Insurance Agency, Inc. 701 B St., Ste. 2100, San Diego, CA 92101 Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Beacon Hill Associates, Inc.

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.b-h-a.com

Artex Risk Solutions, Inc.

P.O. Box 1957, Pinehurst, NC 28370 Phone: (910) 295-9800, Fax: (910) 295-9802 phil_giles@artexrisk.com www.artexrisk.com

Bedford Insurance Services, Inc.

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-8365 info@bedfordinsurance.com www.bedfordinsurance.com

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste 400, Pittsburgh, PA 15222 Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

Associations Underwriters, Inc & Ziplow Horse Ins. 1430 Warehime Rd., Westminster, MD 21158 Phone: (800) 336-2378, Fax: (410) 871-9748 Pcohen@auizhi.com www.equineinsuranceagent.com

Atlantic Casualty Insurance Company

Apex Insurance Services

404 E. Ramsey, Ste. 114, San Antonio, TX 78216 Phone: (210) 340-8985, Fax: (210) 340-8986 hughes@apexinsurance.com www.apexinsurance.com

Appalachian Underwriters, Inc. P.O. Box 800, Oak Ridge, TN 37831 Phone: (888) 376-9633, Fax: (888) 871-7644 marketing@appund.com www.appund.com

Appleby & Sterling

2251 - A Ward Ave., Simi Valley, CA 93065 Phone: (805) 583-9828, Fax: (805) 583-9832 mike@applebyandsterling.com www.applebyandsterling.com www.insurancejournal.com

303 W. Madison, Ste. 825, Chicago, IL 60614 Phone: (404) 443-2244, Fax: (312) 727-6060 cpell@berkleysum.com www.berkleysum.com/environmental.htm

Blais E&S Agency of Texas, Ltd. (Austin)

Blais E&S Agency of Texas, Ltd. (Dallas)

P.O. Box 8010, Goldsboro, NC 27533 Phone: (877) 225-5744, Fax: (919) 759-3387 vdavis@atlanticcasualty.net www.atlanticcasualty.net

14643 Dallas Pkwy, Ste. 700, Dallas, TX 75254 Phone: (972) 818-4090, Fax: (972) 818-4088 Swann@Blaisexcess.com www.blaisexcess.com

Atlas General Insurance Services

8954 Rio San Diego Dr., Ste. 600, San Diego, CA 92108 Phone: (877) 662-8527, Fax: (619) 814-8914 info@atlas.us.com www.atlas.us.com

800 W. Colorado Blvd., Los Angeles, CA 90041 Phone: (323) 255-2333, Fax: (323) 255-0957 james.mccarthy@andersonmurison.com www.andersonmurison.com 1120 20th St. NW, Ste. 600, Washington, DC 20036 Phone: (800) 432-7465, Fax: (800) 701-1982 info@npo-ins.com www.npo-ins.com

Berkley Specialty Underwriting Managers, LLC Environmental Division

1006 Sunset Canyon Dr. S, Dripping Springs, TX 78620 Phone: (512) 894-3460, Fax: (512) 858-1266 swope@blaisexcess.com www.blaisexcess.com

Anderson & Murison, Inc.

Aon Association Services

6951 W. Sunrise Blvd., Plantation, FL 33313 Phone: (954) 473-4488, Fax: (954) 316-3100 bturgeon@bassuw.com www.bassuw.com

Blais E&S Agency of Texas, Ltd. (Houston) Two Memorial City Plaza, 820 Gessner, Ste. 1750 Houston, TX 77024 Phone: (713) 780-7787, Fax: (713) 780-3533 scott@blaisexcess.com www.blaisexcess.com

Blais Excess & Surplus Agency of PA

300 Cedar Blvd., Ste. 201-A, Pittsburgh, PA 15228 Phone: (412) 668-2314, Fax: (412) 668-2314 isler@blaisexcess.com www.blaisexcess.com

Atlass Insurance Group

1300 SE 17 St., Ste. 220, Fort Lauderdale, FL 33316 Phone: (954) 653-2852, Fax: (954) 525-1183 lsherrod@atlassinsurance.com www.atlassinsurance.com

Bliss & Glennon, Inc.

Atlass have been a Marine Insurance Specialists since 1981. They represent the leading domestic “A” rated Companies and are also a Lloyd’s Coverholder / MGA. They are able to provide prompt quotation terms with excellent commissions for all types of Marine exposures.

435 N. Pacific Coast Hwy, Redondo Beach, CA 90277 Phone: (800) 829-7330, Fax: (877) 622-2911 info@bgsurplus.com www.bgsurplus.com

Automotive Risk Mgmt. & Ins. Services, Inc. 1919 Grand Canal Blvd., Ste. C-7, Stockton, CA 95207 Phone: (800) 224-6363, Fax: (888) 504-8062 apps@armonline.com www.armonline.com

B&B Protector Plans, Inc.

655 N. Franklin Street, Tampa, FL 33602 Phone: (813) 222-4031, Fax: (813) 222-4040 hkirchen@bbprograms.com www.insureyourtowtruck.com

Bollinger, Inc.

101 JFK Pkwy, Short Hills, NJ 07078 Phone: (800) 526-1379, Fax: (973) 921-2876 deb.meslar@bollinger.com www.Bollinger.com

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N71

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets CAMICO

Construction Insurance Solutions

Care Providers Insurance Services, LLC

Consumer Specialties Insurance Co. (RRG)

Centurion Insurance Group

Continental Brokers, Inc.

Chamber Insurance Agency Services

Continental Risk Insurance Services

Charity First Insurance Services, Inc.

Cooper & McCloskey, Inc.

ChemPlan - Chemical Insurance

CoverXSpecialty

1800 Gateway Dr., Ste. 300, San Mateo, CA 94404 Phone: (800) 652-1772, Fax: (800) 227-2090 marcom@camico.com www.camico.com

Brecht & Associates

1450 Hughes Rd, Ste. 109, Grapevine, TX 76051 Phone: (817) 424-5335, Fax: (817) 424-3772 jbrecht@brechtassoc.com www.brechtassoc.com

Brightstone Insurance Services, LLC 145 Huguenot St., New Rochelle, NY 10802 Phone: (877) 862-4755, Fax: (914) 636-0802 info@brightstoneins.com www.brightstoneins.com

Britt/Paulk Insurance Agency, Inc. 100 Glen Eagles Ct., Carrollton, GA 30117 Phone: (800) 842-8917, Fax: (770) 836-8563 mcarroll@brittpaulk.com www.brittpaulk.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706 Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

16301 Quorum Rd., Ste. 130B, Addison, TX 75001 Phone: (800) 761-7072, Fax: (800) 224-7145 parcher@nsminc.com www.ins-cps.com

Centurion Place - P.O. Box 959, Hanover, NH 03755 Phone: (603) 643-2000, Fax: (603) 643-2740 penny@centurionusa.com www.centurionusa.com 100 Executive Dr., West Orange, NJ 07052 Phone: (800) 336-2007, Fax: (973) 731-2288 jpferreira@chamberagent.com www.chamberagent.com

One Market, Spear Tower, Ste. 200, San Francisco, CA 94105 Phone: (800) 352-2761, Fax: (415) 536-4033 charityfirstinfo@charityfirst.com www.charityfirst.com 8121 Vicela Dr., Sarasota, FL 34240 Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

150 E. 22nd St., Lombard, IL 60148 Phone: (800) 842-3653, Fax: (630) 705-1056 byron@normanspencer.com www.constructioninsurancesolutions.com

8300 Greensboro Dr., Ste. 980, McLean, VA 20006 Phone: (703) 827-2277, Fax: (703) 827-2279 tmarchetti@amesgough.com www.csiplus.com 214 Key Dr., Ste. 2000, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz 330 S. Fairmont Ave., Ste. 2, Lodi, CA 95240 Phone: (866) 699-2747, Fax: (209) 365-6040 jeana@continentalriskins.com www.continentalriskins.com

111 Pine St., Ste. 1530, San Francisco, CA 94111 Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com 26600 Telegraph Rd., Southfield, MI 48033 Phone: (800) 762-6837, Fax: (248) 358-2459 coverxuw@coverx.com www.coverx.com

CPA Protector Plan

P.O. Box 15335, Tampa, FL 33684 Phone: (800) 438-1263, Fax: (813) 222-4165 cpa@bbprograms.com www.cpaprotectorplan.com

Brownyard Programs, Ltd. 86 Carleton Ave., East Islip, NY 11730 Phone: (631) 581-9300, Fax: (631) 581-9385 info@brownyardprograms.com www.brownyardprograms.com

We are Program Administrators focused exclusively on the Private Security Industry. We provide General/Professional Liability, Foreign Liability, Excess/Umbrella Liability, Workersâ&#x20AC;&#x2122; Comp & Crime to Security Guard, Private Investigation, Background Screening, Security Consultant, Armored Car, Burglar/Fire Alarm & CCTV/Access Control Companies throughout the U.S.

BUA, LLC

155 Fleet St., Portsmouth, NH 03801 Phone: (888) 772-5005, Fax: (603) 372-5990 raudet@buainsurance.com www.buainsurance.com

Burnett & Company, Inc.

1300 Post Oak Blvd., Houston, TX 77056 Phone: (713) 243-4300, Fax: (713) 243-4399 bgeorgiou@bcoinc.com www.bcoinc.com

Burns & Wilcox - All Offices

See website for addresses Headquarters - Detroit/Farmington Hills, MI 48334 Phone: (248) 932-9000, Fax: (248) 932-9046 quote@burns-wilcox.com www.burnsandwilcox.com

Calco Commercial Insurance

13907 Ventura Blvd., Ste. 106, Sherman Oaks, CA 91423 Phone: (818) 906-7900, Fax: (866) 521-0617 sarkis@calcocommercialinsurance.com www.calcocommercialinsurance.com

CIBA Insurance Services

655 N. Central Ave., Ste. 2100, Glendale, CA 91203 Phone: (818) 638-8525, Fax: (818) 638-8551 wswanson@cibaservices.com www.cibaservices.com

CID Insurance Programs, Inc.

Crouse & Associates

100 Pine St., Ste. 2500, San Francisco, CA 94111 Phone: (415) 982-3870, Fax: (415) 982-2546 info@crousesf.com www.crouseandassociates.com

Crump Insurance Services, Inc. - All Offices

7125 El Cajon Blvd. Ste 3, San Diego, CA 92115 Phone: (800) 922-7283, Fax: (619) 593-2008 ane@cidinsurance.com www.cidinsurance.com

See Website for Addresses Headquarters - Roseland, NJ 07068 Phone: (877) 247-9772, Fax: (321) 757-6147 TheOne@crumpins.com www.crumpins.com

CITA Insurance Services

Crump Professional Concepts

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 280-7250, Fax: (714) 978-2692 programsinfo@citainsurance.com www.citainsurance.com

Ck Specialty Insurance Associates - All Offices See Website for Locations Headquarters - San Jose, CA 95037 Phone: (800) 411-0083, Fax: (408) 227-7732 carol@ckspecialty.com www.ckspecialty.com

Compass Insurance Group of Agencies 9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-1980, Fax: (818) 545-3818 mail@compasseands.com www.compasseands.com

Construction Insurance Partners

308 N. 21st St., Ste. 300, St. Louis, MO 63103 Phone: (314) 554-9754, Fax: (314) 342-7170 johnc@cip-stl.com www.cip-stl.com

N72 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

105 Eisenhower Pkwy., Roseland, NJ 07068 Phone: (973) 461-2197 Donna.Griffin@crumpins.com www.crumpins.com/productdetails.aspx?pid=11105

Crusader Insurance Company

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

Davidson-Babcock

16011 College Blvd., Ste. 203, Lenexa, KS 66219 Phone: (800) 203-3233, Fax: (866) 469-1177 tina.wolff@davidsonbabcock.net www.davidson-babcock.com

Deans & Homer

340 Pine St., San Francisco, CA 94104 Phone: (800) 345-2054, Fax: (415) 989-7801 scott@deanshomer.com www.deansandhomer.com www.insurancejournal.com

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Delta General Agency Corp.

P.O. Box 2045, Houston, TX 77252 Phone: (713) 570-2700, Fax: (713) 570-2800 billf@deltains.com www.deltains.com

Gorst Co.

Fox Point Programs

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 499-7242, Fax: (302) 472-8529 sales@foxpointprg.com www.foxpointprg.com

9310 Topanga Canyon Blvd., Chatsworth, CA 91311 Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorst.com www.gorst.com

Direct Event Insurance

Gray-Stone & Company, Inc.

1409 S. Lamar, Ste. 1007, Dallas, TX 75215 Phone: (800) 481-7950, Fax: (214) 276-1344 support@directeventinsurance.com www.directeventinsurance.com

Distinguished Programs Group

1180 Ave. of the Americas, 16th Floor, New York, NY 10036 Phone: (212) 297-3100, Fax: (212) 297-3130 JTesoriero@distinguished.com www.distinguished.com

DMI Insurance Services

330 Tennant Ave., Morgan Hill, CA 95037 Phone: (800) 877-2525, Fax: (408) 778-9277 info@dmi-insurance.com www.dmi-insurance.com

E.L.M. Insurance Brokers

1960 E. Grand Ave., Ste. 370, El Segundo, CA 90245 Phone: (310) 322-1301, Fax: (310) 322-1302 mainofc@e-o.com www.e-o.com

Environmental Insurance Agency (EIA)

8285 SW Nimbus Ave., Parkside Business Ctr., Ste. 190, Beaverton, OR 97008 Phone: (503) 977-3333, Fax: (503) 977-3334 info@eiains.com www.eiains.com

275 E. Hillcrest Dr., Ste. 250, Thousand Oaks, CA 91360 Phone: (805) 494-4440, Fax: (805) 299-4985 info@gray-stone.com www.gray-stone.com

Francis L. Dean & Associates, Inc. P.O. Box 4200, Wheaton, IL 60189 Phone: (800) 745-2409, Fax: (630) 665-7294 info@fdean.com www.fdean.com

Freberg Environmental, Inc.

2000 S. Colorado Blvd., Tower II, Ste. 800, Denver, CO 80222 Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

G.J. Sullivan Company (Orange)

625 The City Drive S, Ste. 400, Orange, CA 92868 Phone: (800) 235-5485, Fax: (714) 876-2280 meskod@es.gjs.com www.gjsullivan.com

Gabor Insurance Services, Inc.

7270 NW 12 St., Ste. 700, Miami, FL 33126 Phone: (786) 924-7030, Fax: (786) 924-7040 Rgabor@gaborinsurance.com www.gaborinsurance.com

Great American Insurance Group - Executive Liability Division 1515 Woodfield Rd., Ste. 500, Schaumburg, IL 60173 Phone: (847) 330-6750, Fax: (513) 929-6890 ELD@gaic.com www.GreatAmericanELD.com

Great American Insurance Group, Specialty Human Services 301 E. 4th St., 23rd Fl, Cincinnati, OH 45202 Phone: (800) 722-3260, Fax: (888) 513-5593 czellers@gaic.com www.SpecialtyHumanServices.com

Euclid Managers

General Agency Services, Inc.

234 Spring Lake Dr., Itasca, IL 60143 Phone: (630) 238-1900, Fax: (630) 773-8590 msutton@euclidmanagerskc.com www.euclidmanagers.com

P.O. Box 1905, Mt. Pleasant, MI 48804 Phone: (989) 775-6696, Fax: (989) 775-0835 jmortell@gasinsurance.net www.gasinsurance.net

Greenwich Transportation Underwriters, Inc. aka GTU

Euclid Managers, LLC

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501 Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

Gresham & Associates, Inc. - Indianapolis

1627 Main St., Ste. 800, Kansas City, MO 64108 Phone: (816) 778-0708, Fax: (816) 778-0715 msutton@euclidmanagerskc.com www.euclidmanagerskc.com

Evolution Insurance Brokers

Glatfelter Healthcare Practice

Gridiron Insurance Underwriters, Inc.

Glatfelter Insurance Group

Grundy Insurance

Glatfelter Religious Practice

Guardian Insurance Wholesalers, Inc.

8722 S. Harrison St., Salt Lake City, UT 84070 Phone: (877) 678-7342, Fax: (801) 304-5551 quotes@eibdirect.com www.eibdirect.com

Fairway Underwriters

191 Pawtucket Blvd., Lowell, MA 01854 Phone: (800) 662-2141, Fax: (978) 454-8740 fran@fairwayunderwriters.com www.fairwayunderwriters.com

Financial Risk Solutions, Inc.

222 N. LaSalle St., Ste. 1450, Chicago, IL 60601 Phone: (866) 674-9503, Fax: (630) 371-0162 jwilson@financialrs.com www.financialrs.com

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7021 GHP@glatfelters.com www.glatfelterhealthcarepractice.com 183 Leader Heights Rd., York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7044 inquiries@glatfelters.com www.glatfelters.com 183 Leader Heights Road, York, PA 17402 Phone: (800) 233-1957, Fax: (717) 747-7060 info@GlatfelterReligiousPractice.com www.glatfelterreligiouspractice.com

Founders Insurance Company

1111 E. Touhy Ave., Des Plaines, IL 60018 Phone: (847) 768-0040, Fax: (847) 296-3362 twagner@foundersinsurance.com www.foundersinsurance.com www.insurancejournal.com

6602 E. 75th St., Ste. 450, Indianapolis, IN 46250 Phone: (317) 849-1860, Fax: (317) 849-6743 kkeymon@greshaminc.com www.insurewithgresham.com

6951 W. Sunrise Blvd. #104, Ft. Lauderdale, FL 33313 Phone: (954) 473-3653, Fax: (954) 316-3132 ddemott@gridironins.com www.gridironins.com P.O. Box 1957, Horsham, PA 19044 Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundyutilities.com P.O. Box 119, Leitchfield, KY 42755 Phone: (270) 230-0347, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

H&W Insurance Services, Inc.

Floodwatch

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 gary.tisdale@floodwatchins.com www.floodwatchins.com

6 Cadillac Dr., Ste. 410, Nashville, TN 37027 Phone: (800) 488-8852, Fax: (615) 321-4543 ben@gtu-ins.com www.gtu-ins.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482 Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

P.O. Box 1085, Shawnee Mission, KS 66222 Phone: (800) 616-9475, Fax: (913) 432-1706 bgeis@hwunderwriters.com www.hwunderwriters.com

HCC Specialty

2300 Clayton Rd., Ste. 1100, Concord, CA 94520 Phone: (800) 684-7475, Fax: (925) 685-1750 jbechter@hcc.com www.hccspecialty.com December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N73

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets HCC Specialty (MA)

401 Edgewater Pl., Ste. 400, Wakefield, MA 01880 Phone: (800) 927-6306, Fax: (781) 994-6001 mmatheson@hccsu.com www.hccspecialty.com

Herbert H. Landy Insurance 75 Second Ave., Needham, MA 02494 Phone: (800) 336-5422, Fax: (800) 344-5422 johnt@landy.com www.landy.com

Horizon E & S Insurance Brokerage

875 S. Westlake Blvd., Ste. 218, Westlake Village, CA 91361 Phone: (805) 494-6553, Fax: (805) 494-6778 info@horizonsurplus.com www.horizonsurplus.com

Hotels & Resorts Insurance Program - CITA Insurance Services

Insurance Innovators Agency Of New England, Inc. (West Springfield) 30B Capital Dr., West Springfield, MA 01090 Phone: (413) 731-1100, Fax: (413) 731-7403 richm@iiane.com www.iiigroup.com

Insurance Innovators of New Jersey, Inc.

484 Schooleys Mountain Rd., Ste. 2, Hackettstown, NJ 07840 Phone: (732) 752-3388, Fax: (732) 752-5677 patty@iiigroup.com www.iiigroup.com

Insurance Innovators, Inc.

130 S. Easton Rd., Glenside, PA 19038 Phone: (215) 885-7300, Fax: (215) 886-2482 susanc@iiigroup.com www.iiigroup.com

Insurance Multiplex Agency, LLC

681 S. Parker St., Ste. 300, Orange, CA 92868 Phone: (800) 690-4841, Fax: (714) 939-7437 sbaxter@citainsurance.com www.citainsurance.com

365 W. Passaic St., Ste. 260, Rochelle Park, NJ 07662 Phone: (201) 880-1891, Fax: (201) 880-1895 inquiry@insurancemultiplex.com www.insurancemultiplex.com

IAAC, Inc.

Insurmark a Div. of Financial & Professional Risk Solutions, Inc.

5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 431-1126 bbixby@iiabny.org www.iiabny.org

IAAC, Inc. (Membership Services Division of IIABNY)

4 W. Main St., Ste. 600, Springfield, OH 45502 Phone: (800) 833-5912, Fax: (937) 323-0787 sharon.gulvas@Insurmark.com www.insurmark.com

Insurtec Tanning and Spa Insurance

5784 Widewaters Pkwy, Dewitt, NY 13214 Phone: (800) 962-7950, Fax: (888) 432-0510 iiabny@iiabny.org www.iiabny.org

P.O. Box 25, Rich Hill, MO 64479 Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Ian H. Graham Insurance

Intercorp, Inc.

15303 Ventura Blvd., 12th Fl, Sherman Oaks, CA 91403 Phone: (800) 621-2324, Fax: (866) 229-3754 info@ihginsurance.com www.ihginsurance.com

1438-F W. Main St., Ephrata, PA 17522 Phone: (717) 721-3500, Fax: (717) 721-3515 info@intercorpinc.net www.intercorpinc.net

iii of Maryland, Inc.

Interline Insurance Services

10430 Shaker Dr., Ste. 200, Columbia, MD 21046 Phone: (410) 337-9295, Fax: (410) 730-2156 cindym@iiigroup.com www.iiigroup.com

P.O. Box 3190, Cerritos, CA 90703 Phone: (800) 229-8790, Fax: (562) 685-0202 elitcher@meadowbrook.com www.interlineinsurance.com

Indemnity Excess & Surplus Agency, Inc.

International Excess Companies

1500 NW Bethany Blvd., Ste. 235, Beaverton, OR 97006 Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (216) 797-9700, Fax: (216) 797-9970 kennethkukral@intlxs.com www.internationalexcess.com

Independent Brokers & Agents of the West (IBA West)

International Excess Program Managers

7041 Koll Center Pkwy., Ste. 290, Pleasanton, CA 94566 Phone: (800) 772-8998, Fax: (925) 484-6014 info@ibawest.com www.ibawest.com

Insurance Center Special Risks, Ltd.

26451 Curtiss Wright Pkwy, Ste. 103, Cleveland, OH 44143 Phone: (800) 937-3497, Fax: (888) 291-1382 webinquiry@intlxs.com www.xsprograms.com

International Transportation & Marine Agency, Inc.

246 Park St., West Springfield, MA 01089 Phone: (888) 773-7475, Fax: (413) 781-0050 lkoval@specilarisksltd.com www.specialrisksltd.com

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260 Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

Insurance Innovators Agency Of New England, Inc. (Hopedale)

IPC

4 Charlesview Pl., Hopedale, MA 01747 Phone: (774) 396-0056, Fax: (774) 396-0067 richm@iiane.com www.iiigroup.com

P.O. Box 1150, Gardnerville, NV 89410 Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

N74 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Irving Weber Associates, Inc.

761 Koehler Ave., Ronkonkoma, NY 11779 Phone: (800) 243-1811, Fax: (888) 622-0414 info@iwains.com www.iwains.com

Irwin Siegel Agency, Inc.

25 Lake Louise Marie Rd., Rock Hill, NY 12775 Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Izzo Insurance Services, Inc.

150 S. Bloomingdale Rd., Bloomingdale, IL 60108 Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.E. Brown & Associates

303 Lennon Ln., Walnut Creek, CA 94598 Phone: (925) 947-2990, Fax: (925) 947-3978 marketing@jebrown.net www.jebrown.net

J.L. von Arx & Associates Insurance Services 10761 Los Alamitos Blvd., Los Alamitos, CA 90720 Phone: (800) 818-1091, Fax: (800) 818-1095 jon.jr@jlvonarx.com www.jlvonarx.com

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024 Phone: (800) 282-8113, Fax: (269) 327-2620 cbaldwin@jmwilson.com www.jmwilson.com

JM Associates / Burnham + Company One Bridge Plaza N, Ste. 445, Fort Lee, NJ 07024 Phone: (201) 585-6521, Fax: (201) 585-6590 Bruce.Rector@hubinternational.com www.ElevatorInsurance.com

Jones Birdsong Insurance Services PO Box 91, Sterling, CO 80751 Phone: (970) 458-4472, Fax: (000) 000-0000 gdennington@jonesbirdsong.com www.hospitalityins.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program 31 Parker Rd., Elizabeth, NJ 07208 Phone: (800) 526-2199, Fax: (908) 352-8512 info@jcinsco.com www.guninsurance.com

K&B Underwriters, LLC

11800 Sunrise Valley Dr., Ste. 1400, Reston, VA 20191 Phone: (888) 760-3194, Fax: (703) 880-7520 info@kbunderwriters.com www.kbunderwriters.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804 Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

KBK Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123 Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Keith D. Peterson & Company

101 E. Grace St., Richmond, VA 23219 Phone: (804) 643-7800, Fax: (804) 643-5800 preston.herrington@keithdpeterson.com www.keithdpeterson.com/forest_main.cfm www.insurancejournal.com

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Kevin Davis Insurance Services

Loggers Insurance, Inc.

McClelland and Hine, Inc.

Loveland & Smart Insurance Services, Inc.

McGraw Insurance Services

KF&B, Inc.

M.J. Hall & Company, Inc.

McLeckie Insurance Group

425 W. Broadway, Ste. 408, Glendale, CA 91204 Phone: (818) 242-5100, Fax: (818) 242-6800 msawicki@kfbins.com www.KFBins.com

P.O. Box 192, Stockton, CA 95201 Phone: (209) 948-8108, Fax: (209) 465-3843 norm@mjhallandcompany.com www.mjhallandcompany.com

King Insurance Support Systems

MacNeill Group, Inc., CMGA

P.O. Box 55012, Los Angeles, CA 90055 Phone: (877) 807-8708, Fax: (213) 627-5006 sbranson@kdins.com www.kdisonline.com

5150 Belfort Rd, Bldg 200, Jacksonville, FL 32256 Phone: (904) 296-4420, Fax: (904) 296-6144 david@loggers-insurance.com www.loggers-insurance.com 9700 Fair Oaks Blvd., Ste. A, Fair Oaks, CA 95628 Phone: (916) 362-5500, Fax: (916) 362-5592 Weblink@lovelandsmart.com www.lovelandsmart.com

31381 Rancho Viejo Rd., Ste. 101, San Juan Capistrano, CA 92675 Phone: (949) 488-2255, Fax: (949) 488-2259 Marketing@kinginsuranceca.com www.kinginsuranceca.com

P.O. Box 459003, Sunrise, FL 33345 Phone: (954) 331-4800, Fax: (954) 331-4848 general.info@macneillgroup.com www.macneillgroup.com

Klein Insurance Services, Inc.

P.O. Box 969, Westbrook, CT 06498 Phone: (800) 366-8086, Fax: (860) 399-3695 dpesce@maritimepg.com www.maritimepg.com

8 Hillside Ave, Montclair, NJ 07042 Phone: (520) 615-9090ext530, Fax: (973) 754-0600 jonathank@kis-hospitality.com www.kis-hospitality.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561 Phone: (516) 431-6200, Fax: (516) 431-0488 commauto@lancerinsurance.com www.lancerinsurance.com/commauto.html

Lawyerâ&#x20AC;&#x2122;s Protector Plan

655 N. Franklin St., Ste. 1900, Tampa, FL 33602 Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lawyers.protectorplan.com

Leavitt Recreation and Hospitality Insurance 1001 Lazelle St., Sturgis, SD 57785 Phone: (800) 525-2060, Fax: (866) 465-2797 chris-hipple@leavitt.com www.lrhinsurance.com

Lewis & Clark LTC RRG, Inc.

3655 Brookside Pkwy, Ste. 200, Alpharetta, GA 30022 Phone: (678) 781-2448, Fax: (678) 781-2450 mgentry@uni-ter.com www.lewisandclarkrrg.com

Maritime Program Group

Markel American Insurance Co.

P.O. Box 906, Pewaukee, WI 53072 Phone: (262) 548-9880, Fax: (262) 547-9436 tconroy@markelcorp.com www.markelmarine.com

Markel Programs

4600 Cox Rd., Glen Allen, VA 23060 Phone: (804) 864-3747, Fax: (804) 965-1689 rwiseley@markelcorp.com www.markelprograms.com

P.O. Box 700930, San Antonio, TX 78270 Phone: (210) 366-2500, Fax: (210) 366-2407 gil@mhi-tx.com www.mhi-tx.com 3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (714) 998-7659 jkenny@mcgrawgroup.com www.mcgrawgroup.com P.O. Box 770, Naples, TX 75568 Phone: (903) 897-9090, Fax: (903) 897-0062 mcleckie@msn.com www.mcleckie.com

MexiPass International Insurance Services, LLC P.O. Box 60727, Pasadena, CA 91116 Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MexiPass is the leading Managing General Agent in the USA for placement of insurance in Mexico. MexiPass products include Commercial Lines & Personal Lines for the needs of Americans in Mexico and other foreign Countries.

MiniCo Insurance Agency, LLC

2531 W. Dunlap Ave., Phoenix, AZ 85021 Phone: (800) 447-8383, Fax: (602) 861-1094 customercare@minico.com www.minico.com

Markel Specialty Commercial

4600 Cox Rd., Glen Allen, VA 23060 Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

MarketScout

12700 Park Central Dr., Ste. 300, Dallas, TX 75251 Phone: (972) 934-4200, Fax: (972) 934-4299 contactus@marketscout.com www.marketscout.com

Mattei Insurance Services

701 Pike St., Ste. 900, Seattle, WA 98101 Phone: (206) 794-0299, Fax: (206) 826-2828 sales@matteicos.com www.matteicos.com

Mobile Food Vendors Insurance 11200 Jollyville Rd., Austin, TX 78759 Phone: (888) 678-6384, Fax: (512) 372-2284 Service@mfvinsurance.com www.mobilefoodvendorsinsurance.com

Monarch E&S Insurance Services 2540 Foothill Blvd., Ste. 101, La Crescenta, CA 91214 Phone: (818) 249-0100, Fax: (818) 249-1166 monarchxs@monarchexcess.com www.monarchexcess.com

Liberty International Underwriters 55 Water St., 18th Fl, New York, NY 10041 Phone: (212) 208-4100, Fax: (212) 208-4112 diane.damanski@libertyiu.com www.LIU-USA.com

LIG Marine Managers

300 1st Ave S, Ste. 400, St. Petersburg, FL 33701 Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Liquor Pak Insurance Programs 3 Wing Dr., Cedar Knolls, NJ 07927 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com www.insurancejournal.com

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60467 Phone: (312) 559-9348, Fax: (312) 559-0930 submissions@maxib.com www.maxib.com

MBA Insurance Agency of AZ, Inc. 8383 E. Evans Rd., Scottsdale, AZ 85029 Phone: (480) 946-1066, Fax: (480) 946-0288 info@mbainsurance.net www.mbainsurance.net

Monitor Liability Managers, LLC

2850 W. Golf Rd., Ste. 800, Rolling Meadows, IL 60008 Phone: (800) 446-2100, Fax: (847) 806-6282 contactus@monitorliability.com www.monitorliability.com As a leading underwriting management company, Monitor strives to be the executive and professional liability insurance market of choice for our producers and their clients, by offering the best combination of service, price and products. December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N75

2012 Annual Program Directory Volume II – Alphabetical Directory of Markets Motel Insurance Brokers, Inc.

Network E&S Insurance Brokers, LLC

Pacific Coast E&S Ins. Services (Santa Rosa)

N-Surance Outlets, Inc. (Florida)

NIF Group, Inc.

Pacific Coast E&S Services

N-Surance Outlets, Inc. (Georgia)

NIP Group, LLC

Pacific Specialty Insurance Co.

NAS Insurance Services, Inc.

Nonprofits’ Insurance Alliance of Calif.

Paradigm Risk Solutions, Inc.

National Advantage Insurance Services, Inc.

Norman-Spencer Agency, Inc.

National General Insurance Agency, Inc.

Norman-Spencer International, Inc.

801 International Parkway, Fifth Floor, Lake Mary, FL 32746 Phone: (866) 387-8883, Fax: (800) 466-5074 info@motelinsurancebrokers.com www.motelinsurancebrokers.com 520 E. Tarpon Ave., Tarpon Springs, FL 34689 Phone: (727) 942-6780, Fax: (727) 937-0505 info@nsoins.com www.nsoins.com P.O. Box 2600, Roswell, GA 30077 Phone: (800) 366-1450, Fax: (770) 971-7608 jmurrey@nsoins.com www.nsoins.com

16501 Ventura Blvd., Ste. 200, Encino, CA 91436 Phone: (818) 382-2030, Fax: (818) 382-2040 general@nasinsurance.com www.nasinsurance.com P.O. Box 1065, Tustin, CA 92781 Phone: (714) 505-1015, Fax: (714) 505-1025 clifford@naisins.com www.naisins.com

P.O. Box 13645, Chandler, AZ 85248 Phone: (480) 545-1999, Fax: (877) 684-9951 bob.rock@nginsuranceonline.com www.nginsuranceonline.com

National Indemnity Company

3024 Harney St., Omaha, NE 68131 Phone: (402) 916-3000, Fax: (402) 916-3030 jpgiandinoto@nationalindemnity.com www.nationalindemnity.com

National Insurance Underwriters

800 Yamato Rd., Ste. 100, Boca Raton, FL 33428 Phone: (800) 338-2680, Fax: (561) 226-1123 ccalver@niuw.com www.niuw.com

National Interstate Insurance Company 3250 Interstate Dr., Richfield, OH 44286 Phone: (800) 929-1500, Fax: (330) 659-8907 marketing@NATL.com www.NATL.com

National Interstate Insurance Company- CMT 4999 Louise Dr., Mechanicsburg, PA 17055 Phone: (800) 931-7080, Fax: (717) 766-7081 CMT@NATL.com www.natl.com/products/commercial/cmt/default.asp

NBIS

2859 Paces Ferry Rd., 800 Overlook III, Atlanta, GA 30339 Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

103 Eisenhower Pkwy, Ste. 101, Roseland, NJ 07068 Phone: (973) 830-8500, Fax: (973) 830-8585 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc. 7442 N. Figueroa St., Los Angeles, CA 90041 Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

160 N. Riversice Dr., Anaheim Hills, CA 92808 Phone: (714) 820-4606, Fax: (714) 820-4503 david.gorin@networkeands.com www.networkeands.com 30 Park Ave., Manhasset, NY 11030 Phone: (516) 365-7440, Fax: (516) 365-7392 marketing@nifgroup.com www.nifgroup.com

900 Route 9 N, Ste. 503, Woodbridge, NJ 07095 Phone: (800) 446-7647, Fax: (732) 634-2904 nipinfo@nipgroup.com www.nipgroup.com P.O. Box 8507, Santa Cruz, CA 95061 Phone: (800) 359-6422, Fax: (831) 459-0853 sbradshaw@niac.org www.niac.org

2235 Mercury Way, Ste. 110, Santa Rosa, CA 95407 Phone: (800) 772-8538, Fax: (707) 573-9761 info@pacificcoastes.com www.pacificcoastes.com

20055 SW Pacific Hwy, Ste. 102, Sherwood, OR 97140 Phone: (866) 925-8368, Fax: (503) 925-8425 ldahl@pacificcoastes.com www.pacificcoastes.com 3601 Haven Ave., Menlo Park, CA 94025 Phone: (800) 828-3003, Fax: (650) 780-4848 jkenny@mcgrawgroup.com www.psic-onespot.com P.O. Box 152311, Arlington, TX 76015 Phone: (800) 799-7089, Fax: (817) 696-9118 gary.jennings@sbcglobal.net www.paradigmrisksolutions.com

8075 Washington Village Dr., Dayton, OH 45458 Phone: (800) 543-3248, Fax: (937) 432-1635 kellyfoglyano@norman-spencer.com www.norman-spencer.com

150 E. 22nd St., Lombard, IL 60148 Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

North Sea Insurance Company

P.O. Box 9007, Long Beach, NY 11561 Phone: (516) 825-2800, Fax: (516) 825-1947 clp@lancerinsurance.com www.north-sea-ins.com

Northern States Agency

2145 Ford Pkwy, Ste. 202, St. Paul, MN 55116 Phone: (800) 328-0828, Fax: (651) 646-1971 info@nsa-mga.com www.nsa-mga.com

NSM Insurance Group

555 North Lane, Ste. 6060, Conshohocken, PA 19428 Phone: (610) 941-9877, Fax: (610) 941-9889 jwmccaffery@nsminc.com www.nsminc.com

Number One Insurance Agency

91 Cedar St., Milford, MA 01757 Phone: (508) 634-2902, Fax: (508) 634-2930 info@massagent.com www.massagent.com

O’Donovan & Associates, Inc.

3881 Ten Oaks Rd., Ste. 2E., Glenelg, MD 21737 Phone: (410) 423-4477, Fax: (410) 423-4478 jeremiah@odonovanassoc.net www.loggingins.com

Park Insurance Company

475 Park Ave. S, 23rd Fl, New York, NY 10016 Phone: (888) 727-5774, Fax: (212) 905-2608 info@parkinsuranceco.com www.parkinsuranceco.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902 Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com www.partneroneenvironmental.com

Patriot National Underwriters, Inc. P.O. Box 803143, Dallas, TX 75380 Phone: (972) 239-1458, Fax: (972) 233-3487 corky.ellis@patriotnational.com www.patriotnational.com

Paul Hanson Partners Specialty Ins. Solutions P.O. Box 5990, Napa, CA 94581 Phone: (800) 852-1968, Fax: (707) 252-5905 coryt@paulhanson.com www.paulhanson.com

People’s United Insurance Agency, Inc. P.O. Box 485, Burlington, VT 05402 Phone: (800) 639-7526, Fax: (802) 652-6245 programs@peoples.com www.peoples.com/insurance

PGI Commercial, LLC

2640 Golden Gate Pkwy, Ste. 115, Naples,, FL 34105 Phone: (973) 631-7575, Fax: (239) 263-1808 jtweedie@pgicommercial.com www.pgicommercial.com

OneBeacon Government Risks

188 Inverness Dr. W, Ste. 600, Englewood, CO 80112 Phone: (781) 332-8505, Fax: (781) 332-8525 byork@onebeacon.com www.onebeacongov.com

Oryx Insurance Brokerage, Inc.

2 Court St., Binghamton, NY 13903 Phone: (607) 724-0173, Fax: (607) 724-7266 tcappellett@oryxinsurance.com www.oryxinsurance.com

N76 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

Philadelphia Insurance Companies One Bala Plaza, Bala Cynwyd, PA 19004 Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phlyins.com www.phly.com

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property / casualty and professional liability insurance products incorporating value added coverages and services for select industries. www.insurancejournal.com

2012 Annual Program Directory Volume II – Alphabetical Directory of Markets Platinum Program Managers & Ins Services

Professional Underwriters Agency, Inc.

PMC Insurance Group

ProHost USA, Inc.

3404 Via Oproto, Ste. 202, Newport Beach, CA 92663 Phone: (949) 209-0233, Fax: (949) 209-0272 danr@ppmins.com www.ppmins.com 50 Cabot St., Needham, MA 02492 Phone: (781) 449-7744, Fax: (781) 449-7889 info@pmcinsurance.com www.pmcinsurance.com

Ponce de Leon LTC RRG, Inc.

3655 Brookside Pkwy, Ste. 200, Alpharetta, GA 30022 Phone: (678) 781-2448, Fax: (678) 781-2450 mgentry@uni-ter.com www.uni-ter.com

Preferred Concepts, LLC

14 Wall St., 18th Floor, New York, NY 10005 Phone: (212) 608-9400, Fax: (212) 608-6268 requestinfo@preferredconcepts.com www.preferredconcepts.com

2803 Butterfield Rd., Ste. 260, Oakbrook, IL 60523 Phone: (630) 572-0600, Fax: (630) 572-0615 Sandip@puainc.com www.puainc.com

4500 Park Glen Rd., Ste. 410, Minneapolis, MN 55416 Phone: (952) 924-6973, Fax: (952) 922-5423 hstrommen@prohostusa.com www.prohostusa.com

Prime Insurance Company

303 W. Madison St., Ste. 2075, Chicago, IL 60606 Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

ProSurance Group, Inc.

2685 Marine Way, Ste. 1408, Mountain View, CA 94043 Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

Proctor Financial, Inc.

5225 Crooks Rd., Troy, MI 48098 Phone: (800) 521-6800, Fax: (248) 824-7113 acarnagie@pfic.com www.pfic.com

Professional Governmental Underwriters

9020 Stony Point Pkwy., Ste. 455, Richmond, VA 23235 Phone: (800) 586-6502, Fax: (804) 272-7852 ndaly@pgui.com www.pgui.com

960 Holmdel Rd., Bldg 1, Holmdel, NJ 07733 Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrellas and boiler and machinery coverage for commercial lessors risk only (LRO) policies.

5802 Thunderbird, Bldg 10, Ste. 100, Lago Vista, TX 78645 Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

Professional Program Insurance Brokerage 371 Bel Marin Keys Blvd., Novato, CA 94949 Phone: (415) 475-4300, Fax: (415) 475-4303 jennifer@ppibcorp.com www.ppibcorp.com

1888 Century Park E, Ste. 850, Los Angeles, CA 90067 Phone: (800) 537-7362, Fax: (866) 344-6029 info@pulic.com www.pulic.com

Quadrant Insurance Managers

Professional Liability Ins. Svcs, Inc. Underwriting Facilities

Preferred Property Programs

PULIC - Professional Underwriters Liability Insurance Company

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081 Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401 Phone: (866) 526-1545, Fax: (561) 833-6616 fwalsh@qsr-insurance.com www.qsr-insurance.com

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December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N77

2012 Annual Program Directory Volume II – Alphabetical Directory of Markets Quaker Special Risk (Mass.)

RPS Leicht

SIU, LLC

Quaker Special Risk (New Jersey)

RPS NIPC

Sloan Mason Insurance Services

51 Harvard St., Worcester, MA 01609 Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com P.O. Box 1350, Eatontown, NJ 07724 Phone: (800) 447-4180, Fax: (732) 223-9072 fwalsh@qsr-insurance.com www.quakerspecialrisk.com

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279 Phone: (800) 299-9421, Fax: (210) 340-4075 rquirk@quirkco.com www.quirkco.com

R.V. Nuccio & Associates, Inc.

10148 Riverside Dr., Toluca Lake, CA 91602 Phone: (818) 980-1413, Fax: (818) 980-1595 rvna@rvnuccio.com www.rvnuccio.com

1155 Dairy Ashford, Ste. 850, Houston, TX 77079 Phone: (281) 496-1100, Fax: (281) 496-7894 walter_tomlinson@rpsins.com www.RPSins.com P.O. Box 834, Poulsbo, WA 98370 Phone: (800) 275-6472, Fax: (360) 697-3688 kathy_schufreider@rpsins.com www.rpsins.com

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613 Phone: (800) 336-5659, Fax: (410) 228-7645 TechCyber@RPSins.com www.RPSins.com/TechCyber

RSI International, Inc. (Missouri) 273 Clarkson Rd., Ste. 102, Ellisville, MO 63011 Phone: (636) 391-4841, Fax: (636) 391-2115 djwalter@rsimo.com www.rsimo.com

RelMark Program Managers

5001 Spring Valley Rd., Ste. 255W, Dallas, TX 75244 Phone: (972) 774-0110, Fax: (214) 414-3853 malcolm_coffee@rpsins.com www.rpsins.com

Risk Placement Services/Lemac

701 S. Parker St., Ste. 6200, Orange, CA 92868 Phone: (714) 712-6307, Fax: (714) 712-7362 Alex_Zardeneta@rpsins.com www.rpsins.com

Risk Transfer Programs, LLC

219 E. Livingston St., Orlando, FL 32801 Phone: (321) 281-0702, Fax: (407) 481-9969 dfabrizio@risktransferprograms.com www.risktransferprograms.com

RLI Insurance Company/Mt. Hawley Insurance Company 9025 N. Lindbergh Dr., Peoria, IL 61615 Phone: (309) 692-1000, Fax: (309) 692-1068 inquiries@rlicorp.com www.rlicorp.com

RoamNet Insurance Marketing Programs 3333 E. Concours, Bldg 9-200, Ontario, CA 91764 Phone: (877) 272-0333, Fax: (909) 987-2245 aaronm@roamnetins.com www.roamnetins.com

Rockwood Programs, Inc.

4001 Miller Rd., Wilmington, DE 19802 Phone: (800) 558-8808, Fax: (302) 764-5477 darryl.mccallin@rockwoodinsurance.com www.rockwoodinsurance.com

Roush Insurance Services, Inc.

P.O. Box 1060, Noblesville, IN 46061 Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS Healthcare (AVRECO)

1230 Columbia St., Ste. 530, San Diego, CA 92101 Phone: (619) 325-1719, Fax: (619) 330-4512 paul@sloanmason.com www.sloanmason.com

Smith, Bell & Thompson

40 Main St., Ste. 500, Burlington, VT 05401 Phone: (802) 658-4600, Fax: (802) 658-6191 willisnhprograms@willis.com www.willisprograms.com

Socius Insurance Services, Inc.

301 Howard St., Ste. 1030, San Francisco, CA 94105 Phone: (415) 778-0310, Fax: (415) 778-0315 phanley@sociusinsurance.com www.sociusinsurance.com

South & Western General Agency, Inc.

961 Pottstown Pike, Chester Springs, PA 19425 Phone: (800) 874-5880, Fax: (610) 321-1011 vkloepping@relmark.net www.relmark.net

Risk Placement Services - Dallas

700 N. Brand Blvd., Ste. 300, Glendale, CA 91203 Phone: (818) 547-1333, Fax: (818) 547-9003 jlewis@siumanagers.com www.siumanagers.com

Russell Bond & Co., Inc.

295 Main St., Ste. 866, Buffalo, NY 14203 Phone: (800) 333-7226, Fax: (800) 677-6779 info@russellbond.com www.russellbond.com Founded 1950, we are Insurance Wholesalers / MGAs offering Standard, Specialty & Surplus Lines including national programs for Towing/ Garage; Bank Mortgage Impairment /REO, Excess Flood/Quake as Binding Authority & Brokerage for Professional, Property, Casualty, Excess, Healthcare, Environmental & Commercial Auto/ Garage

S.H. Smith & Company, Inc. - 7 Offices Nationwide

See Website for Locations, Headquarters - Hartford, CT 06103 Phone: (860) 561-3600, Fax: (800) 329-7648 info@shsmith.com www.shsmith.com

P.O. Box 9015, Addison, TX 75001 Phone: (800) 492-5351, Fax: (972) 855-2970 sales@southandwestern.com www.southandwestern.com

South Texas General Insurance Agency

363 N. Sam Houston Pkwy E, Ste. 1000, Houston, TX 77060 Phone: (281) 820-0555, Fax: (281) 820-0688 floring@stgia.com www.stgia.com

Southwest Energy Underwriters, Inc. 10707 Corporate Dr., Ste. 112, Stafford, TX 77477 Phone: (281) 313-2202, Fax: (281) 313-0215 kwendler@sweu.net www.sweu.net

Special Markets Insurance Consultants, Inc. 125 S. Wacker Dr., Suite 1350, Chicago, IL 60606 Phone: (312) 263-1711, Fax: (312) 251-3170 nate@specialmarkets.com www.specialmarkets.com

Sapphire Blue

Specialized Insurance

SASSI - Salon & Spa Specialty Insurance

Specialty Programs and Facilities Managers, Inc. (AmWINS)

200 E. Randolph St., 20th Fl, Chicago, IL 60601 Phone: (312) 784-6166, Fax: (312) 784-6002 kieran.dempsey@sapphireblueuw.com www.sapphireblueuw.com 21 Maple Ave., Bay Shore, NY 11706 Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

SeaFire Insurance Services

4500 College Blvd., Overland Park, KS 66211 Phone: (913) 912-5910, Fax: (913) 912-5177 dennis.kane@seafireinsurance.com www.seafireinsurance.com

Shelly, Middlebrooks & O’Leary, Inc. (St. Petersburg)

1700 66th St. N, Ste. 303, St. Petersburg, FL 33710 Phone: (727) 395-0255, Fax: (727) 395-0355 kstasko@shellyins.com www.shellyins.com

Sierra Specialty

389 Clovis Ave., Clovis, CA 93612 550 W. Van Buren, Ste. 1200, Chicago, IL 60607 Phone: (559) 256-6900, Fax: (559) 256-6950 Phone: (312) 294-5625, Fax: (312) 922-7563 Mark@SierraSpecialty.com bill_yurek@rpsins.com www.SierraSpecialty.com www.avreco.com N78 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

204 RTE. 112, Patchogue, NY 11772 Phone: (631) 758-6780, Fax: (631) 758-6781 weinsurefun@aol.com www.specializedinsurance.com

790 E. Colorado Blvd., Ste. 510, Pasadena, CA 91101 Phone: (626) 395-0850, Fax: (626) 395-0853 kathleen.turknette@amwins.com www.specialtyprograms.net

Sports & Fitness Insurance Corporation 214 Key Dr., Ste. 2000, Madison, MS 39110 Phone: (800) 844-0536, Fax: (601) 853-6141 askus@sportsfitness.com www.sportsfitness.com

Sullivan Brokers Wholesale Ins. Solutions 800 W. 6th St., Ste. 1800, Los Angeles, CA 90017 Phone: (213) 833-6185, Fax: (213) 403-4471 leem@sbwis.com www.sbwis.com

Sun Coast General Insurance Agency

PO Box 30750, Laguna Hills, CA 92654 Phone: (949) 768-1132, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com www.insurancejournal.com

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Sunderland Insurance Services, Inc.

The Insco Dico Group

Superior Access Insurance Services

The Insurancenter

3021 Citrus Cir., Ste. 220, Walnut Creek, CA 94598 Phone: (925) 942-4020, Fax: (925) 942-4021 casualty@sunderlandins.com www.sunderlandins.com 6500 River Place, Bld 5, Ste 100, Austin, TX 78730 Phone: (800) 272-7550, Fax: (888) 272-7550 info@superioraccess.com www.superioraccess.com

U.S. Risk Insurance Group, Inc.

17771 Cowan Ave., Ste. 100, Irvine, CA 92614 Phone: (949) 263-3300, Fax: (949) 553-0406 Shirley@inscodico.com www.InscoDico.com

10210 N. Central Expy, Ste. 500, Dallas, TX 75231 Phone: (800) 232-5830, Fax: (214) 265-4976 julieb@usrisk.com www.usrisk.com

2901 Arizona Ave., Joplin, MO 64804 Phone: (800) 444-8675, Fax: (417) 623-0902 cwspecialist@carwashinsurance.com www.carwashinsurance.com

The McGowan Companies

Swett & Crawford

See website for addresses, Headquarters - Atlanta, GA 30327 Phone: (404) 240-5200, Fax: (404) 240-5393 info@swett.com www.swett.com 97 years of experience in helping to mitigate the risks of doing business here and around the globe. The blended strength of Swett & Crawford and Cooper Gay, with a combined $3.5 billion in premiums, delivers the worldâ&#x20AC;&#x2122;s largest global wholesale brokerage and reinsurance org with more than 1400 insurance professionals in 60 offices on four continents.

Corporate Headquarters; 20595 Lorain Rd., Fairview Park, OH 44126 Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowanins.com www.mcgowancompanies.com

Tangram Insurance Services

140 2nd St., Ste. 320, Petaluma, CA 94952 Phone: (800) 676-2213ext67, Fax: (707) 781-7351 ckerrigan@tangramins.com www.tangramins.com

23251 Mulholland Dr., Woodland Hills, CA 91364 Phone: (800) 669-9800, Fax: (818) 591-9856 dklayman@crusaderinsurance.com www.crusaderinsurance.com

United Contractors Insurance Agency 43-725 Monterey Ave., Ste. A, Palm Desert, CA 92210 Phone: (760) 345-9029, Fax: (800) 345-4851 randerson@ucisg.com www.uciagency.com

The Mechanic Group, Inc.

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965 Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

USG Insurance Services, Inc.

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

Target Insurance Services

10 Tower Ln., Avon, CT 06001 Phone: (888) 888-1613, Fax: (860) 284-1113 info@target-capital.com www.target-capital.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145 Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@tmi-group.com www.tmi-group.com

TCA, Inc.

8945 Bay View Ct., Gainesville, GA 30506 Phone: (770) 205-2958, Fax: (770) 205-2360 carlpeterson@tca-insurance.com www.tca-insurance.com

Tejas American General Agency

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613 Phone: (888) 999-8242, Fax: (512) 342-2803 submissions@taga1.com www.taga1.com

1000 Town Center Way, Ste. 300, Canonsburg, PA 15317 Phone: (724) 754-9007, Fax: (724) 265-5751 kskender@usgins.com www.usgins.com

USI Affinity

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216 Phone: (800) 334-5579, Fax: (336) 584-8880 Jhenderson@GoTAPCO.com www.GoTAPCO.com

6363 Katella Ave., Cypress, CA 90630 Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Unifax Insurance Systems, Inc.

T.H.E. Insurance Company

10451 Gulf Blvd., Treasure Island, FL 33706 Phone: (800) 237-3355, Fax: (727) 360-3498 marketing@theinsco.com www.theinsco.com

UCA General Insurance Services

100 Matawan Rd., Ste. 200, Matawan, NJ 07749 Phone: (855) USI-0100, Fax: (610) 537-4790 LPLcoverage@usiaffinity.com www.lawyerscomplete.usiaffinity.com

THOMCO, a Markel Company

USX/S

P.O. Box 440549, Kennesaw, GA 30160 Phone: (800) 476-4940, Fax: (678) 290-2200 rpscaglione@thomcoins.com www.thomcoins.com

6929 W. 130th St., Ste. 100, Cleveland, OH 44130 Phone: (800) 574-8797, Fax: (440) 888-7380 brokers@usxs.net www.USXS.net

Topa Insurance Company

1800 Avenue of the Stars, 12th Fl, Los Angeles, CA 90067 Phone: (800) 949-6505, Fax: (310) 843-9409 gheatherington@topa-ins.com www.topains.com

Towerstone, Inc.

Venture Insurance Programs

1301 Wrights Lane East, West Chester, PA 19380 Phone: (800) 282-6247ext237, Fax: (610) 692-5977 marketing@ventureprograms.com www.ventureprograms.com

VFIS

14185 Dallas Pkwy, Ste. 1000, Dallas, TX 75254 Phone: (972) 725-2100, Fax: (972) 725-2101 info@towerstonecorp.com www.towerstonecorp.com

P.O. Box 2726, York, PA 17405 Phone: (800) 233-1957, Fax: (717) 747-7030 inquiries@vfis.com www.vfis.com

Transpac Managers, Inc.

Victor O. Schinnerer & Co.

8140 Walnut Hill Ln., Ste. 302, Dallas, TX 75231 Phone: (214) 346-1512, Fax: (214) 346-1533 cwebb@transpacmgrs.com www.transpacmgrs.com

Two Wisconsin Cir., Chevy Chase, MD 20815 Phone: (301) 961-9800, Fax: (301) 951-5444 vos.info@schinnerer.com www.schinnerer.com

Terheggen/Malone Marine Insurance

Trinity E&S Insurance Services, Inc. (Bermuda Dunes, CA)

79301 Country Club Dr., Ste. 200, Bermuda Dunes, CA 92203 Phone: (760) 360-4100, Fax: (760) 360-0055 mstith@trinityinsurance.com www.trinityinsurance.com

350 5th Ave., 59th Fl, Empire State Bldg, New York, NY 10118 Phone: (212) 796-6109, Fax: (212) 796-6166 dvilage@vilageco.com www.vilageco.com

The American Equity Underwriters, Inc.

Trivedi-Capacity Associates, LLC

W.A.Schickedanz Agency, Inc.

P.O. Box 90249, Long Beach, CA 90809 Phone: (562) 916-7776, Fax: (562) 916-7750 tm@tmboatinsurance.com www.tmboatinsurance.com

RSA Battle House Tower, 11 N. Water St., Mobile, AL 36602 Phone: (866) 238-8754, Fax: (251) 690-4299 info@amequity.com www.amequity.com www.insurancejournal.com

Vilage & Company, LLC

One International Blvd., Mahwah, NJ 07495 Phone: (201) 661-2411, Fax: (201) 661-7383 trivedi@tcacoverage.com www.tcacoverage.com/umbrella_program_Trivedi_2010.pdf

300 W. Main St., Belleville, IL 62220 Phone: (618) 233-0644, Fax: (618) 233-0672 sales@waschickedanz.com www.waschickedanz.com

December 3, 2012 INSURANCE JOURNAL-NATIONAL REGION | N79

2012 Annual Program Directory Volume II â&#x20AC;&#x201C; Alphabetical Directory of Markets Woodus K. Humphrey & Co. (AmWINS)

Western E&O

Westrope Insurance Managers of Florida, LLC

Western Experts in Transportation

Wildlife Insurance Underwriters, LLC

Western Security Surplus Insurance Brokers, Inc.

Williams & Stazzone Insurance Agency, Inc.

World Wide Specialty Programs, Inc.

Willis Programs

Worldwide Facilities, Inc. - All Offices

7600 Fern Ave., Bldg 500, Shreveport, LA 71105 Phone: (318) 865-2454, Fax: (318) 861-6937 dick.chilvers@amwins.com www.amwins.com/woodus

510 Vonderburg Dr., Ste. 214, Brandon, FL 33511 Phone: (813) 315-3020, Fax: (813) 315-3039 agoldfarb@westrope.com www.westrope.com

2155 Louisiana Blvd. NE, Ste. 10100, Albuquerque, NM 87110 Phone: (505) 837-2727, Fax: (505) 837-2828 info@westerneando.com www.westerneando.com

214 Key Dr., Ste. 2000, Madison, MS 39110 Phone: (866) 386-4136, Fax: (601) 510-9119 cs@insurewildlife.com www.insurewildlife.com

P.O. Box 1835, Kingston, WA 98346 Phone: (800) 843-2430, Fax: (360) 297-4882 aperkins.fergu08@insuremail.net www.westerndwf.com

68 S. Service Rd., Ste. 235, Melville, NY 11747 Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

99 N. Atlantic Ave., Cocos Beach, FL 32931 Phone: (800) 868-1235, Fax: (321) 868-2003 vstazzone@wsins.com www.wsins.com

251 S. Lake Ave., Ste. 520, Pasadena, CA 91101 Phone: (626) 584-0110, Fax: (626) 584-0144 rklimek@wssib.com www.wssib.com

See Website for Locations Headquarters - Los Angeles, CA 90017 Phone: (213) 236-4500, Fax: (213) 244-9655 info@wwfi.com www.wwfi.com

1 New Hampshire Ave., Ste. 200, Portsmouth, NH 03801 Phone: (603) 334-3068, Fax: (603) 334-3090 willisnhprograms@willis.com www.willisprograms.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608 Phone: (800) 592-4408, Fax: (325) 695-0371 fpeck@westernsurplus.com, croeder@westernsruplus.com www.westernsurplus.com

Yates & Associates Ins. Services

Westrope

P.O. Box 25133, Santa Ana, CA 92799 Phone: (800) 660-1125, Fax: (800) 378-8588 dgoddard@yates-assoc.com www.yates-assoc.com

1100 Walnut St., Ste. 3200, Kansas City, MO 64106 Phone: (816) 842-8222, Fax: (816) 842-3081 info@westrope.com www.westrope.com

Winery Pak Insurance Programs

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597 Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

Advertisers Index Readers, browse, contact, or do product searches on any of our full page advertisers at: http://www.insurancejournal.com/adshowcase/ Abram Interstate

Fujitsu

www.abraminterstate.com

W21

Agency Ideas

RPS Healthcare

www.fcpa.fujitsu.com

N13

Gorst & Compass Insurance

www.agencyideas.com

Agent Support Network of America W3; M3

AIG

www.gorstcompass.com

W19

www.GreatAmericanInsurance.com

W7; SC7; SE7; E7; M7

Anderson & Murison, Inc.

W21

Applied Underwriters

Great American- Specialty Human Services Division

Independent Insurance Agents of Texas

www.iiat.org

www.arrowheadgrp.com

W18

Monarch E & S Insurance Services

www.astonishresults.com N3; W10; SC12; SE10; E8; M10

www.monarchexcess.com

Brecht & Associates

Norman-Spencer SC14

Burns & Wilcox Ltd www.burnsandwilcox.com

www.norman-spencer.com

Catlin US www.catlinus.com

www.phly.com

N7, N12

United Contractors Insurance Agency N14

Volunteers Insurance Services Association, Inc. N19

Western Heritage Insurance Company www.westernheritageins.com

N11

Westrope www.westrope.com

W5; SC5; SE5; E5; M5

Philadelphia Insurance N9

CSUF Center for Insurance Studies www.centerforinsurancestudies.com

www.personalumbrella.com

SC8, SC9

The Sullivan Group

www.cimaworld.com W11

PersonalUmbrella.Com W13; SC13; SE11; E9; M9

SC3

Texas Mutual Insurance Company

www.ucisg.com

www.mjhallandcompany.com

Astonish Results

www.brechtassoc.com

N15

Tejas American General Agency

www.gjs.com SC18

M.J. Hall & Company, Inc. W17

www.sportsfitness.com

www.texasmutual.com W14; SC16; SE14; E13; M14

www.applieduw.com W2, W124; SC2, SC120; SE2, SE116 Arrowhead General Insurance Agency

N34

www.taga1.com N65

IICF www.iicf.org

E2, E116; M2, M116

W15; SC15; SE3; E3; M11

www.specialtyhumanservices.com

www.andersonmurison.com

www.rsimga.com Sports & Fitness Insurance

www.aig.com

N46

RSI International

Great American Insurance Group

www.asnoa.com

www.rpsins.com

Zurich Insurance Company www.zurichna.com

W123; SC119; SE115; E115; M115

W9; SC17; SE13; E11; M13

RiskMeter.com W22

www.riskmeter.com

N80 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

N18

www.insurancejournal.com

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Closing Quote

Sandy Shows Social Media Is Practically Made for Insurers

By Katie Peet

n the days before superstorm Sandy, there were many questions. When and where would it arrive, and what kind of destruction would it bring? Later, those questions were replaced with others: were friends and family OK? How many homes were destroyed? Where would people go? When would the power be restored? And how would insurance companies help? As manager of an insurance company social media program, I also was looking for those answers. I didn’t need the information for my own safety — I was fortunate to be warm and dry in Columbus, Ohio. The questions were important to me because our claims team was already mobilized and responding to people in need. We needed to get as much information to our customers as possible, and we used Facebook and Twitter to help. We weren’t the only ones using social media to get messages out fast and furiously to those in need. The mayor of New York City used his @MichaelBloomberg Twitter account to give instructions to residents within minutes. Cory Booker, the mayor of Newark, N.J., responded to residents reaching out to him on Twitter asking for emergency assistance. FEMA, the Red Cross, National Weather Service, and countless other insurance companies and recovery organizations were Tweeting constantly and using Facebook and other sites to find, communicate with and respond to people in Sandy’s path. According to the social analytics service Topsy, nearly 20 million Tweets have been sent with the hashtag “#Sandy.”

N82 | INSURANCE JOURNAL-NATIONAL REGION December 3, 2012

The ROI of Social Media As the initial flurry of activity online began to wind down, I had time to consider the one question that I hadn’t heard as we responded to Sandy — a question that had been asked of me by insurance agents many times over the years. Often, it’s been asked defensively, with body language and tone indicating that the questioner doesn’t expect a satisfactory answer: “What’s the return-on-investment (ROI) of social media?” In all its destruction and tragedy, Sandy illustrates why this is the wrong question to ask. To demand proof of social media’s ROI is to ask: What’s the ROI of communicating instantly, with millions of people, in a time of extreme danger and need? For an insurance company, what’s the ROI of being able to reach your customers in their worst moments so they know exactly where you are and how to get help from you? For an agent, what’s the ROI of connecting with your local clients, even as you’re dealing with your own damaged property and displaced staff? For the residents of Staten Island, what’s the ROI of getting immediate instructions to safety? For their families, what’s the ROI of knowing the people you love are safe? For insurance professionals, social media is Social media is the not something to resist. answer to a business Rather, it’s the answer to a business problem problem shared by the shared by our industry. insurance industry. When a customer has a loss, how do we make sure they know what to do, how to get in touch with us and how we will respond? After a catastrophe, how do we communicate our response plan and logistics to help as many customers as quickly as possible? How do we accomplish this quickly, effectively and inexpensively? It’s as if social media were specifically designed to meet the needs of insurance companies and agencies responding to catastrophic events. Don’t Wait If you’re wondering where to begin in social media, or what the ROI will be, focus first on building your presence online and connecting with your customers now, so you’re prepared for the next super-storm. You can’t wait until your house burns down before buying insurance to cover the damage. And you can’t wait until your business depends on communicating with your customers to recognize the value of social media. Peet is the social media director at State Auto Insurance Cos., a super regional property and casualty company headquartered in Columbus, Ohio. Follow Peet on Twitter @katieherbstpeet. www.insurancejournal.com

Expect big things in workersâ&#x20AC;&#x2122; compensation. Expect to save a third of your clients 30% or more. Expect broad acceptance and few class limitations nationwide. Expect competitive commissions. For information call (877) 234-4450 or visit auw.com/us.

ÂŠ2012 Applied Underwriters, Inc. A Berkshire Hathaway company. Rated A by A.M. Best.