Corte Bella Country Club Association, Inc “Jewel of the Northwest Valley”

Corte Bella Country Club Association, Inc. (“CBCCA”) is an Arizona Homeowners Association (the “HOA”), regulated by federal and state laws for planned unit developments and/or condominium rules and regulations. The HOA also is

regulated under the Maricopa County laws, public land zoning, and usage rules and regulations. To add to all of these governing bodies with their numerous, and sometimes onerous rules and regulations, CBCCA as an Arizona HOA has its own set of rules and regulations. These include (but are not limited to) the Declaration of Covenants, Conditions, and Restrictions (the “CC&R’s) , the Bylaws, and the Architectural Design Guidelines, (the “HOA Documents”).

So, what does this mean? If you do not like structure, rules and regulations, living in a HOA may not be for you.

No matter where you live (in a rural township setting, a city, an upscale development, or an HOA) each governing body has restrictive and protective safety rules and regulations that include such things as land usage, parking, speed limits, pet rules, fire and police safety measures, etc. As an HOA, CBCCA incorporates the Federal, State of Arizona, and Maricopa County mandated rules and regulations into its HOA Documents. Then it develops an additional set of rules and regulations into the HOA Documents to form its common-interest development. The entire concept of an HOA is that people having the same interests, likes, dislikes, and desires for a specific lifestyle will buy into the development. That is why prior to purchasing, buyers are required by law to be provided copies of the HOA Documents. They are advised to read them, seek legal advice to understand them, and then, and only then, sign them prior to purchasing. This is an acknowledgment that they have received them, read them, and agree to abide by all of the terms and conditions contained within them.

What too often occurs in today’s busy and carefree society is that Buyers ignore the basics of purchasing homes in an HOA. They do not read the HOA Documents. Then, once they get into the community and are confronted with a home remodeling, landscaping, or other policy issue that relates to a violation outlined within one or more of the HOA Documents, they believe they can just ignore the rules and regulations. Or they immediately demand that the current HOA Board of Directors and/or Architectural Review Committee change the HOA Documents to selfishly match the desires of the new homeowner. This can, and does, cause community ill-will and can be very divisive. Buyers and existing homeowners need to remember what it was initially that brought them to CBCCA and why Corte Bella remains the “Jewel of the West Valley”. • CBCCA is well maintained with more colorful vegetation and landscaping than many desert communities. • The community has a public golf course inside of its gates that residents play and pay only if they choose to. • The streets aren’t cluttered with cars, RV’s, Boats. • We have our very own Food & Beverage Operation offering a good menu and tons of lifestyle events. • There are some really great amenities for a smaller community like ours. • Easy access with no traffic congestions to amenities. • Greater opportunity to be heard and be involved. • Financially sound balance sheet with $5.29 million in reserves, reasonable assessments with a continued history of operating year-after-year within budget. Private roads, street lighting, parking lots, landscaping and more; all fully controlled under our management. Well-qualified, seasoned, and proven third-party professional management. There are far too many positives to list all that is great about living in Corte Bella. But, that is if you are of like-interest and if you like the type of living lifestyle that is present here. Living in an HOA comes down to three (3) choices, which when you think about it these are the same choices we have with just about everything we deal with in life:

• Accept what you have and don’t sweat the small stuff; • Be proactive. Try to facilitate reasonable and positive changes; or • If you can’t accept it or you can’t change it, move on and look for other/greener pastures. In conclusion, Corte Bella is your community and every homeowner is in this together. Be a part of solutions to issues that might need to change versus becoming a part of the problem. Participate in committees, meetings and other opportunities to preserve your “HOA” as the best place to live in the Northwest Valley of the Sun.

Dave Saulnier CBCCA Board President,