Investments
Plans that take you further Investments strategies for every stage in your life
We’re pleased to meet you On behalf of Amerant Investments, we’d like to thank you for your interest in getting to know us, and invite you to explore the many opportunities we can offer you and your loved ones. Since 2002, Amerant Investments has been committed to providing transparent and tactical investment solutions. Our focus is on your priorities, that’s why we aim to provide informed strategies, tailored-made based on your aspirations, to help you build a brighter future. We want you to feel at ease — that means giving you clarity around fees, risks and the possible outcome of your investments. It also means assisting you in growing your portfolio using only the best market intelligence, offering you the support of a dedicated team with many decades of combined experience, and expert guidance that allows you to stay on track along the way. In the following pages, you’ll find more information about our products and services. Don’t hesitate to contact us should you have any questions. We value the opportunity to serve you. Cordially,
Amerant Investments
220 Alhambra Circle, 2nd Floor Coral Gables, FL 33134
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A firm foundation for a strong future With a rich history of community and customer involvement, we thrive on building relationships. We’ve been in your neighborhood providing exceptional, friendly service and advice to help you make the most of your resources. We know that making financial decisions can be daunting — that’s why we’re in the business of making it more approachable. We’re here to assist you and make you feel more confident about your financial future, throughout every stage in your life. Whether you’re planning your retirement, ensuring your present lifestyle, thinking about the future of your children, or preparing for the unexpected, your Investment Consultant will identify clear steps for reaching your goals and those of your loved ones.
Building wealth and relationships Everyone’s priorities are different. For this reason, your financial planning begins with us getting to know you: your dreams, individual situation, and feelings toward investing. Our service is bound to pay back, in more than one way. We work with each of our customers on a one-on-one basis, nurturing relationships that last a lifetime — and often extend generations. All-in-all, we’re dedicated to understanding what’s important to you, and then providing you with the knowledge, resources and strategic advice you need to get exactly where you want. Our expertise is here, when you need it: • Serving our customers since 2002 • Registered Investment Advisors • Investment portfolios custody provided by Pershing LLC (subsidiary of BNY Mellon) • Supervision from our Investment Committee
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Good Advice Is Forever Would you like to translate your dreams into measurable goals? Your Investment Consultant will help you define a clear path, with milestones for monitoring your progress every step of the way. We’ll recommend a tailor-made strategy for you and guide you on how to adjust it on an ongoing basis, to adapt to shifts in your life priorities and market trends. You’re a visionary who pursues dreams, recognizes opportunities and accepts challenges. We share you vision and pledge to provide you the support you need to make it a reality.
Whatever stage you're in, we have the right strategy for you To build your financial future, it helps to have a blueprint. Your Investment Consultant will take into consideration all your resources when identifying the most appropriate products and services to better position you to achieve your goals: Asset Allocation Portfolio (AAP) For investors seeking capital growth and who prefer to delegate decisions related to the management of their globally diversified portfolio*. Fixed Income Portfolio (FIPs) For moderate or conservative investors looking for cash flows and who prefer to delegate decisions related to the management of their investment-grade bond account*. Portfolio Advisory Service (PAS) For customers seeking advice when making their own decisions about their investments*. Education Planning Investing in 529 saving plans allows for a tax-advantaged method for you to save towards education. Retirement Planning Planning for your retirement begins with identifying your sources of income, estimating expenses, and implementing a sustainable savings plan for the future. Brokerage For investors who prefer to manage their own assets with access to a modern and ample platform of products. * The Investment Consultant maintains fiduciary responsibility - it gives priority to the interests of the customer before its own.
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Asset Allocation Portfolio (AAP) Delegate control over your bond and stock portfolio
Profile Investors who prefer to delegate decisions related to the management of their globally diversified portfolio
Objective Free the investor from the time and effort required to implement, rebalance and maintain a globally diversified portfolio of bonds and stocks focused on capital growth.
Strategy • Discretionary management • Analysis and comparison of strategies • Initial investment and periodic rebalancing • Diversification by issuer, by economic sector and by global region
Services • Selection of mixes and strategies according to your profile • Continuous management of your portfolio • Periodic newsletter on portfolio manager view and strategy • Regular communication with your Investment Consultant performance report
Requirements Minimum amount in account: US $100,000.
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Fixed Income Portfolio (FIPs)
Delegate control over your investment-grade bond portfolio
Profile Moderate or conservative investors who prefer to delegate decisions related to the management of their investment-grade bond portfolio.
Objective Free the investor from the time and effort required to implement, rebalance and maintain an investment-grade bond portfolio focused on cash flows.
Strategy • Discretionary management • Analysis and comparison of issuers • Initial investment and periodic rebalancing • Diversification by issuer and by economic sector
Services • Selection of bonds according to your profile • Continuous management of your portfolio • Regular communication with your Investment Consultant with performance report
Requirements Minimum amount in account: US $200,000
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Portfolio Advisory Service (PAS) Shared control over your investment portfolio
Profile Customers seeking advice when making their own decisions about their investments.
Objective Provide the investor with the advice and information necessary for the implementation, rebalancing and maintenance of their portfolio.
Strategy • Non-discretionary management • You maintain control over every transaction • Your Consultant advises you on the initial implementation and periodic rebalancing of your investments, and monitors that these remain within the established parameters
Services • Selection of your investment strategy • Recommendations based on your priorities • Continuous monitoring of the performance of your portfolio
Requirements Minimum amount in account: US $ 500,000.
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Education Planning
Tax-advantaged savings for educational expenses Objective To provide control and tax advantages to customers who are saving and investing for future education expenses.
Description • No income limits for savings plan contributions • Earnings can grow free from federal income tax • The beneficiary retains control of the assets and decides on the amount and timing of withdrawals
Services • Personalized attention from a dedicated Investment Consultant • Support in decision-making, when the investor requires it
Retirement Planning
Tax-advantaged savings for your retirement Objective To provide a tax-advantaged method for customers to set aside money for retirement.
Description
• Traditional IRA: Contributions may be tax-deductible and account assets grow on a tax-deferred basis • Roth IRA: While contributions are not tax-deductible, account assets grow on a tax-deferred basis and earnings may be withdrawn tax-free in retirement • Employer Sponsored IRAs: SEPs and SIMPLEs
Services • Personalized attention from a dedicated Investment Consultant • Support in decision-making, when the investor requires it
Brokerage
For investors who prefer to manage their own assets Objective To provide support and best execution to investors who prefer to manage their own assets.
Description • Access to multiple products: stocks, bonds, mutual funds, ETFs, and structured notes • Bond execution through dedicated trading desk • Online or assisted stock execution through Pershing • Margin and multicurrency available
Services • Personalized attention from a dedicated Investment Consultant • Guidance available when the investor requires it amerantinvestments.com
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Amerant Investments, Inc.
220 Alhambra Circle, 2nd Floor. Coral Gables, Florida 33134, USA.
Phones Main:
Toll free line from the United States:
(305) 460-8599
1-800-320-2819
Additional Information All references to performance refer to historical data. There could be benchmarks used that do not reflect the performance of funds or other products with similar objectives. The information presented does not constitute an offer, request or recommendation regarding the purchase or sale of securities or other financial instruments. This information has been obtained by Amerant Investments, Inc. from sources considered reliable. However, AMTI does not guarantee the accuracy of such information, which is subject to change without notice. By using such information, you release and exonerate AMTI from any responsibility for damages, direct or indirect, that may result from such use. Presentation does not apply in jurisdictions where its use has not been approved. Product not available to Non-US citizens or residents. Some products or strategies may be complex or unusual. Make sure you have a clear understanding of the products before investing. Amerant Investments, Inc. does not offer legal or tax advice. Refer to your Consultant and ask questions before making this or any other investment. Investments may have different tax consequences in different jurisdictions and will depend on the circumstances.
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Meant for you
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Important Disclosures: Before investing, you should carefully consider the investment objectives, risks, fees and expenses of the portfolio you have chosen. Past performance is no guarantee of future results. The value of the investments varies and therefore the amount to be received at the time of sale may be higher or lower tan was originally invested. Actual returns maybe better or worse to those shown in this material. Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by Government Agencies | Member FINRA / SIPC, Registered Investment Advisor