April 2, 2014 Volume XII Issue 7
Postal Customer
$10.00 s! Classified
PRSRT STD
FREE-E! TAKE ON
I N SID E:
April Senior Menus p. 16
Current Bull Sale Calendar p. 19
800-756-1817 w w w . T r i c i a s T r a d e r . c o m
Over 8,500 copies distributed all across NorthCentral Montana!
Read “Tricia’s Trader” online: www.TriciasTrader.com “Your Source for Bulls on the Hi-Line” 18Annual th
• Performance Tested • Fertility Tested
Milk River
• Ultrasounded
Bull Sale
• Free Delivery within 300 miles
1:00 pm • Bear Paw Livestock • Chinook, MT • Lunch at Noon
Wednesday, April 16, 2014
Selling Sons & Grandsons of: GDAR Game Day 449 • SAV Final Answer 0035 • Ideal 4636 Woodhill Foresight • Connealy Packer 547 • Sitz Upward 307R
Download our Sale Book at www.BallyhooPrinting.com View Bulls at Hould Feedlot & Bull Center, Malta, MT
90
Bulls Sell
Sale Day Phone 406/ 357-2286
For Complete Sale Information and Sale Book, Contact
Clayton Hofeldt • 406-945-0850 Scott Friede • 406-357-2410
April 2, 2014............................................................................Volume XII Issue 7............................................................................... Tricia’s Trader 2
For Sale: Spacious older Saco commercial building that includes a built in air compressor, paint booth and office space. Overhead natural gas space heaters & a lot large enough for off street parking or storage. Renters in place. Asking $59,900 (111KG6) 406-654-2273 missouririverrealty.com 4-I Coming to the LOMA FLEA Market April 5th? Then stop at the Trash and Treasure shop on hwy 87 and 4th avenue and get in on many bargains at 1/2 price sale. Saturday April 5th 9-4 FREE gift for everyone. 3-II For Sale: Remodeled 3 bedroom home with new insulated siding, a high efficiency gas forced air furnace, carpet and paint. Also included is a detached garage, large yard and located in a nice neighborhood near the high school! Asking $43,000 (132GE6) 406-654-2273 missouririverrealty.com 4-I
April 2, 2014............................................................................Volume XII Issue 7............................................................................... Tricia’s Trader 3
CONTENTS: Classifieds, Classifieds!
Advertising Info............... 12 Bill’s Food Corner.next time Bull Sale Calendar.......... 19 Comic..............................11 Conservative Cow Dr.......... ........................... next issue Dave Says...................... 21 “Laugh Lines”.................. 13 “Money Talks” Financial Column.......................... 9 Realty Section.................. 8 Rodeo Roundup..............11 Senior Menus................. 16 Subscriptions.................. 12 “Things to Know”.............. 4
For Sale: 2009 Chevy LT 4x4, Crew Cab, cloth seats. Call for a great buy! Duane Sparks Chevrolet (406) 535-3455. 4-I
Wanted: Summer pasture for 50 to 300 pairs. Please call Glenna 406-390-4821 or Mickey 406-654-7169. 4-I
See pg 12 for deadlines, rates & to place an ad!
R. Math Farms Angus April 7th at 1pm. At ranch, Whitewater MT. Math, 406-674-5562.
Sale the Bob 3-II
Malta Chapter Walleyes Unlimited Banquet: March 29th, Malta at the Malta City Hall. Doors open at 5pm. 3-II
April 2, 2014...........................................................................Volume XII Issue 7...............................................................................Tricia’s Trader 4
For Sale: 2004 Chevrolet Tahoe LS - 143K Miles, Black Exterior - Gray Cloth Interior, 4WD, 4 Doors, Automatic, 5.3L V8, PS, PW, PL, Cruise, 3rd Row Seats, CD Player, Tow/Haul. Clean. $8,850. Call Heather at 3574201 for more information. 3-II For Sale: 1400 NH combine, 960 19' straight cut header, 960 13ft pickup header w/ 12' Victory pick-up. All nice shape, $2,500; JD 230 30' header w/ stainless steel bottom, batt real, good one $3,500; hay conditioner for 4000 or 5000 IH swather $250. 406353-2367. Harlem. 3-I:4-II
THINGS TO KNOW: Apr. 2, Wed.: FOOT CLINIC, at Chinook Senior Center. Call Montana Foot Care Nurse, LLC to make an appointment. (406) 781-7748. Apr. 3 & 4, Thurs.-Fri.: FOOT CLINIC, at Harlem Senior Center. Call Montana Foot Care Nurse, LLC to make an appointment. (406) 781-7748. Apr. 7, Mon.: FOOT CLINIC at Family Practice Clinic – 3511 1st Ave North, Great Falls. Call Montana Foot Care Nurse, LLC to make an appointment. (406) 781-7748. Apr. 8, Tues.: FOOT CLINIC at Augusta Youth Center – Augusta, MT. Call Montana Foot Care Nurse, LLC to make an appointment. (406) 781-7748. Apr. 9, Wed.: FOOT CLINIC at Frontier Family Practice – Fairfield, MT. Call Montana Foot Care Nurse, LLC to make an appointment. (406) 7817748. Apr. 13, Sun.: 9TH ANNUAL “SPRING INTO BASKETBALL” 3-ON-3 TOURNAMENT, Chinook High School. Contact Tammy Edwards, 406-3572385 evenings, email tamedwards76@yahoo.com. Apr. 13, Sun.: ST. MARY’S ANNUAL SPRING DINNER, Palm Sunday, at St. Mary’s Church in Chester, Noon to 2pm. Turkey and ham with all the trimmings. Free will offering. Thurs. nights.: CRIBBAGE! 7pm. Come and play OR learn to play. Sweet Grass Lodge, Chester, Montana.
Let us know what’s happening in your area. It’s free and it gets read! Call 379-2377 or email kimmelkreations@yahoo.com.
6 Annual th
A Program Built On Traditional Values
Production Sale
1:00 p.m. • Monday
APRIL 7, 2014
Inside the barn at the farm in Whitewater, MT
Selling
55
Registered Yearling Angus Bulls
RMF Dutchman 17A
RMF Mountain Time 52A
RMF Black Leather 38A
Lunch starting at noon 17762098
3 17753353
These bulls represent the top 25% of our calf crop. They have the blend of length, muscle, maternal and carcass traits that we have built our program around.
RMF Relay 32A
17753374
RMF Heritage 49A
9
4 17753350
20 17753382
Service Sires Include
SAV Mountain Time 1695 • RMF Right Answer 9649 RMF Heritage 9304 • WMR Timeless 20 HA Relay 8023 • Apex Black Leather 718 Vermilion Cowcutta U349 • Humbert Onward 6415 All Bulls Performance and Fertility Tested
24
Free delivery within Montana and at cost to surrounding states.
Like Us!
View catalog & video at
www.billpelton.com
www.rmathfarms.com
11096 North Forks Road • Whitewater, Montana 59544 • rmathfarms@yahoo.com Bob Math: 406-674-5562 • Cody Math: 406-674-5489 • Kevin Math: 406-390-6633
April 7, 2014...........................................................................Volume XII Issue 7............................................................................... Tricia’s Trader 5
PLLC
For Sale: Pool Table, Pro size, near perfect shape, incl felt. 7 sticks, $700. You load. Elect "Lowrey" Organ w/ books. You load. Amp w\15" spkr, Sunn Concert bass amp L115RH $200. 406-357-3412 tilldirt@itstriangle.com 4-I For Sale: Two newly constructed Malta 3 bdrm 2 bath homes! One level living with an attached 2 car garage, vaulted ceilings, oversized walk-in shower and an open floor plan. Call us to tour these homes! Each asking $173,000 (128MR & 129MR6) 406-654-2273 missouririverrealty.com 4-I
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Property for Sale: Diamond in the rough. Three city lots in prime Main Street location in Glasgow, MT. Consists of Office and 13 storage units. Has water and electricity. Priced to sell at $129,500. Call 406-301-1986. 4-I:6-II FILTER SERVICES: For all of your air filter and water filter cleaning services call Flawless Filters. Servicing North Central Montana with a complete line of Baldwin Filters. 406-3763106, 406-799-4580 (cell) or email us at flawlessfilters@ mtintouch.net 4-I 3 Sisters at 101 S. 1st St. E., Malta has something for everyone. Now selling doTerra oils, candy jars for any occasion, and fresh cut organic soaps. Come shop the little store on the corner with a big selection! 406-654-2529. 4-I For Sale: '78 El Dorado. Good shape, runs well, $1,000 OBO; '68 Cadillac 4 dr Sedan DeVille, $1,000 OBO. '68 Ford F-150 4 speed 4x4, $995 OBO. '87 Lincoln 6dr. limo, some body damage, 75k mi, $3,500 OBO. Call 406-654-7794. 4-I
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WE HAVE ROUGH LUMBER. CALL TO SEE WHAT WE HAVE IN STOCK. All Seasons Home Center 406-228-8288, or stop by 729 2nd Ave S., Glasgow, MT 4-I
For Sale: 2010 Chevy Malibu LTZ, Bose Stereo, Leather interior, moonroof, spoiler, grey metallic in color, stored indoors 24,000 mi. Call 406263-4320 or lv msg. 4-I
For Sale: Premier Care walk-in shower/tub with 3 stage air jet system and accessories. Only 3 years old and in excellent condition. For more information, call 406-945-1677. 4-I
Advance your career with Sanjel – Join Canada’s largest privately-owned global energy service company. We are looking for employees who share our vision to be the best in everything we do, from superior operations, providing innovative solutions, complete team commitment and our dedication to Pride by Performance. Exciting career opportunities exist for:
Fracturing Operators/Drivers (Williston, ND/Miles City, MT) Cementing Operators/Drivers (Williston, ND/Miles City, MT, Riverton, WY) Coiled Tubing Operators/Drivers (Williston, ND/Riverton, WY) Diesel Mechanics (Williston, ND/Miles City, MT, Billings, MT) Electronics Technicians (Williston, ND/Miles City, MT) Laboratory Technicians (Williston, ND/Miles City, MT)
What’s in it for you? Competitive salaries and benefits, rotations that fit your lifestyle and training and development opportunities with a focus on career advancement. What to do: Speak with one of our recruiters at 1.800.9SANJEL (1.800.972.6535) to schedule an interview, email careers_us@sanjel.com or visit our website at sanjel.com.
Funk Angus Ranch has for sale Private Treaty yearling, Angus bulls. Call Gary or Roxann, 406-392-5777. 3-II
For Sale: VA 875 4WD 350 Horsepower Cummins. Good Tractor, Recent work done. $.22,500. Call Tony, 406-350-0967. 4-I
A self-directed program puts the individual receiving the care in charge, allowing you to arrange and direct your own services and supports. You select, train and manage your caregiver. We take care of the program paperwork, so you can take care of...you! Services www.ConsumerDirectMT.com ServicesAvailable AvailableStatewide Statewide • Havre Office: 406-265-2393 • www.ConsumerDirectMT.com
April 2, 2014............................................................................Volume XII Issue 7............................................................................... Tricia’s Trader 8
Wanted: Freezer, Chest or Upright style but Chest preferred. Please call Maggie at Big Flat Grocery, Turner, MT, 406-379-2225. 4-I
Butchering All Classes of Meat. Windy Ridge Meats, Now Open for the season! Call for appointment. Bill Powell 406-357-3366. 4-I:5-II
Open Air Flea Market & Consignment Auction: 2nd Saturday each month, AprilOctober, Flea Market 8 a.m., Auction starts at 12 p.m. 6400 S. Frontage Rd. Billings. Vendor space available. Call 406-652-5202 www.I90AntiqueMall.com 4-I Wanted: Sewing Machines! Our service dept is taking appointments for servicing. Every machine needs to be serviced, whether Singer or a Bernina! Call & set your appt today. Let's help your machine sew at its best! Bearly Square Quilting 406-265-4424 4-I
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Money Talks
Complements of Greg Dugdale Raymond James Financial Services, Inc. Havre, Montana
AMERICANS CONTINUE TO FACE SAVING CHALLENGES, SURVEY FINDS
According to a survey released last month by America Saves and the American Savings Education Council (ASEC), just 35% of Americans feel they are making good or excellent progress in saving money. Nearly two-thirds (63%) say they’re making fair or no progress. However, nearly 7 out of 10 (68%) say they are spending less than they are earning and saving the difference, and 64% report having emergency savings to cover things like unexpected car repairs. More than three-quarters of respondents say they are paying off their consumer debt or living debt-free. Although these numbers are higher than or the same as they were in 2013, they are lower than they were in 2010. Importantly, the percentage of Americans building their net worth through home equity has declined substantially over the past few years, from 68% in 2010 to 54% this year. And those who expect to live mortgage-free in retirement fell from 78% in 2010 to 68% today. “Only about one-third of Americans are living within their means and think they are prepared for the long-term financial future,” said Stephen Brobeck, executive director of the Consumer Federation of America and a founder of America Saves. Sharp differences between income levels Perhaps not surprisingly, those reporting the greatest challenges were in the lowest annual income levels measured. While no stark differences were noted between the $50,000 and $75,000 income level and the $75,000 to $100,000 range, the percentages dropped dramatically in the $25,000 to $50,000 income range. For example, although more than 8 out of 10 people in the higher income brackets said they had a sufficient emergency fund set aside, just 63% of those in the lower income level said they had enough to cover unexpected emergencies. $25,000-$50,000
$50,000-$75,000
$75,000-$100,000
Spend less than income, save difference
69%
82%
81%
Reduce consumer debt or debt-free
78%
88%
91%
Sufficient emergency fund
63%
82%
85%
Spending plans and saving goals may make a difference The survey authors note that one factor that may contribute to the decline is the falling percentage of Americans who say they have savings and spending plans. The percentage who report having a “savings plan with specific goals” fell from 55% in 2010 to 51% in 2014. Those with a spending plan that includes an amount set aside for saving fell from 46% in 2010 to 40% in 2014. “As numerous studies have shown, those with a plan save much more effectively than those without one,” said Dallas Salisbury, chief executive officer of the Employee Benefit Research Institute (EBRI) and chairman of ASEC. “Individuals continue to become realistic about the need to save and plan themselves, rather than assume it will be done for them,” he continued. Each year in its annual Retirement Confidence Survey, EBRI finds that individuals who set financial goals tend to be more confident about their financial future than those who do not. About the survey The 7th annual national survey assessing household saving was released as part of America Saves Week, which took place February 24 to March 1, 2014. America Saves Week is an annual event that brings February 24 to March 1, 2014. America Saves Week is an annual event that brings corporate, government, and nonprofit organizations together to promote good savings behavior. America Saves is managed by the Consumer Federation of America, and the American Savings Education Council is managed by EBRI. Sponsored by these organizations, the survey represented the views of 1,108 adult Americans contacted by phone from January 30 to February 2, 2014. This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.
Radio Shack in Malta: Your local Dish Network Authorized Retailer serving Phillips, Blaine and Valley Counties. Radio Shack can provide new hookups, equipment upgrades and general service work. Call 406-654-3639 for fast and reliable service.Open M-F 9am6pm and Saturday 9am-4pm. 4-I
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905 Packer x Sakic
Northline Rev x 716 Major
Trueblood x Major League
omeo 66 Ranch Red Angus S SSIX
Check Us Out!
Red Angus Bulls for sale
www.66ranch.com Bim & Janas Strauser Havre, MT
406.394.3519 or 406.945.1839
Now Buying: All Kinds of Raw Fur, skinned or unskinned. Coyotes--Red Fox--Badgers--Raccoons-Muskrats--Bobcats. Thunder Mountain Fur Co., Larry DiLulo. 12610 Paradise Valley Rd., Chinook, MT. (406) 357-2894. 12-II:3-I
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For Sale: INDIAN BLANKETS & ARTWORK Sweetgrass ~ Sage ~ Furs Buckskin ~ Saddles USA Old Timer Knives Knife/Scissor Sharpening, Custom Framing, Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 11-I:2-II#1 For Sale: NEW Commercial Building. Prime business location! 160 6th Ave. W., Havre, MT. 3,600 sq ft bldg on 98x153 lot w/drive-thru access avail. Incl add'l new heated garage. Nick Pyrak, Flynn Realty 406390-2867 or 265-7845. 4-I For Sale: 2 bedroom 2 bath Malta home with an attached single car garage, 693+/- sq.ft. shop, storage shed and chain link fenced backyard! Nice recroom, 2 bonus rooms (no egress windows) and a basement storage room. Asking $85,000 (121HD6) 406-654-2273 missouririverrealty.com 3-II
Brought to you by:
April 2, 2014............................................................................Volume XII Issue 7............................................................................. Tricia’s Trader 12 2000 Country Club Road * Turner, MT 59542 Phone 800-756-1817 Email: adsales@triciastrader.com www.TriciasTrader.com FAX: 888-796-8498
“TRICIA’S TRADER” IS PUBLISHED BY:
LLC
Advertisers’ Advocates
Contact one of our to place an advertisement, or contact Kimmel Kreations directly at the address above.
The next issue of Tricia’s Trader wil be distributed Wed., Apr. 16, 2014. Ad Submission DEADLINE is Wed., Apr. 9th at 9am.
Classified Rates: Classified, $10 up to 8 lines $1 per line each add’l 13 lines maximum. $5 bold, $5 boxed Runs two issues.
www.TriciasTrader.com
Tricia’s Trader IS PROUD TO SERVE THESE MONTANA TOWNS: EASTERN REGION: Jamie Jones is happy to help you if you live in one of these counties:
CENTRAL REGION: Wendy is ready to serve you if you live in one of these counties:
VALLEY PHILLIPS DANIELS ROOSEVELT SHERIDAN RICHLAND
WESTERN REGION: Laurie looks forward to serving you if you live in the following counties:
HILL BLAINE PETROLEUM FERGUS JUDITH BASIN
CASCADE LIBERTY CHOUTEAU
Jamie Jones 800-756-1817 x104 406-390-6386 (c) Email: east@triciastrader.com
Wendy Warburton 800-756-1817 x102 406-262-3185 (c) Email: central@triciastrader. com
Laurie Harvey 800-756-1817 x105 406-672-9145 (c) Email: adsales@triciastrader. com
SOCIAL MEDIA & ONLINE AD OPTIMIZATION: Amy Skryja 800-756-1817 x103 406-450-2588 (c) Email: west@triciastrader.com
Owner, Tricia Kimmel 800-756-1817 x101
Town: Joplin Inverness Rudyard Hingham Gildford Kremlin Fort Benton Loma Big Sandy Havre Chinook Harlem Fort Belknap Turner Zortman Roy Dodson Malta Loring Whitewater Saco Hinsdale Glasgow Nashua Fort Peck
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Prefix(es): 292 292 355 397 376 372 621, 622 739 378 262, 265, 407, 808, 945, 969, 390, 394, 395, 398, 399 357 353 353 379 673 464 383 301, 654, 658, 680 674 674 527 364, 648 228, 230, 263, 367, 831 746 526
Wolf Point Opheim Plentywood Scobey Medicine Lake Froid Culbertson Poplar Brockton Jordan Lewistown
392, 525, 650, 653, 915 762 765 487, 783 789 766 514, 787, 790 768 786 557, 977 350, 366, 380, 535, 538, 707, 708, 968 Grass Range 428, 928 Hobson 423 Stanford 566 Chester 759 Geraldine 737 Denton 567 Belt 277 Great Falls 205, 216, 217, 231, 268, 403, 452, 453, 454, 455, 564, 590, 715, 727, 731, 750, 760, 761, 770, 771, 781, 788, 791, 799, 836, 866, 868, 870, 899, 923, 952, 964, 965, 997 ALL MONTANA AREA CODES ARE (406)
PUBLISHER’S COMMENTS:
The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or warranties made in such advertising are those of the advertisers and not the publisher. Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any advertisement at any time. The publisher is not liable to any advertiser herein for any misprints in advertising not the fault of the publisher, and in such an event, the limit of the publisher’s liability shall be the amount of the publisher’s charge for such advertising. All advertising for the sale, rental, financing, insurance and appraisal of residential real estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or an intention to make any such preference, limitation or discrimination. Kimmel Kreations, LLC will not knowingly accept any advertising which is in violation of this law. All advertising layouts and designs and portions of the same that are produced by Kimmel Kreations, LLC are the sole property of Kimmel Kreations, LLC and may not be reproduced in any form unless written authorization is obtained from the publisher. “Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2013. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s Trader’ are those of the author or advertiser and do not necessarily reflect the opinion of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken based upon information in an advertisement or article.
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The cost for a classified advertisement, up to 8 lines is $10 per 2 issues, and $1 per line over 8 lines for a MAXIMUM ad length of 13 lines. Add $5 per 2 issues for a box outline, and/or $5 per 2 issues for bold text other than the heading. The following specials apply for multiple classified ads: Place 3 classifieds or more in the same issue and get a 15% discount. Or run the same classified ad in every issue for a year for $100 (includes 4 issues free), or for six months for $50 (includes 2 issues free). Pictures/graphics may only be included in display ads. To place a classified, just fill out the form on this page and mail it to: Tricia’s Trader, 2000 Country Club Road, Turner, MT 59542. Or complete the form online at www.triciastrader.com. Please contact your Advertiser’s Advocate listed above to inquire about display advertising or to request a current rate chart. Display ads can be any dimension in 2” wide increments up to 10” wide by 10” high (full page). Display ad design is available for $5 per full design or edit. Ask your Ad Rep about design fee waivers, specials, and package rates. Your Advocate can work with you to develop a marketing strategy that’s effective, and determine the size and design that you need to get the most out of your advertising budget for your unique situation.
Call the Advocate for your Region today!
April 2, 2014............................................................................Volume XII Issue 7............................................................................. Tricia’s Trader 13
Guitars of Montana: Band/ Orch.Rentals/Sales-Educator appr. instrumts. Am. Guild guitars. Bluegrass/Ukuleles. BOSS effects. Spec. orders welcome. We ship! #2 5th St. S., Great Falls, 453-4998/ Bing at 1-877-566-2224. www. guitarsofmontana.com 3-II:9-I
We were just testing you last issue to see if you read the joke. This week we are including the punch line! THE FLORIST A new business was opening and one of the owner’s friends wanted to send him flowers for the occasion. They arrived at the new business site and the owner read the card, “Rest in Peace.” The owner was angry and called the florist to complain. After he had told the florist of the obvious mistake and how angry he was, the florist replied, “Sir, I’m really sorry for the mistake, but rather than getting angry you should imagine this. Somewhere there is a funeral taking place today, and they have flowers with a note saying, ‘Congratulations on your new location!’” NEW MATH? A boy was teaching a girl arithmetic; he said it was his mission. He kissed her once, he kissed her twice, and said, “Now that’s addition.” In silent satisfaction, she sweetly gave the kisses back and said, “Now that’s subtraction.” Then he kissed her, she kissed him, without an explanation. And both together smiled and said, “That’s multiplication.” Then her dad appeared upon the scene and made a quick decision. He kicked that boy three blocks away and said, “That’s long division!” Smith's Repair: Looking for that durable long-lasting balebed, flatbed, bale handler, carry all? Call Smith's Repair 954-2564 your local Krogmann dealer, located in Roy and Malta. Manufacturing the best quality since 1989. 4-I Zerbe Bros Inc, Hiring: Large New Holland dlr in NE MT, hiring Svc Tech., F/T pos. Require A/C skills, accurate troubleshooting, diag./repair elec., knowl. of hydraulics and drive train comp. & hay/forage expertise. Computer skills essential. Exc. ben. pkg: 401K, profit sharing, health/dental/ vision, SL/Vaca. Exceptional work environment; 1st Class fully equipped 1T service trucks. gzerbe@nemont.net, Call Galen at 406-228-4311. 3-II
For Sale: 2009 Polaris 400 Sportsman ATV. 3,900 mi. Call Larry at Red's (406) 265-9595. 4-I The Closet: at 174 S. 1st Ave, Malta is a great place to shop for a great deal. We carry new and consignment items; new inventory added daily. Check out our scarves, jewelry, fashion leggings, Scentsy, and headbands. Tues-Fri 10am5:30pm, Sat. 10am-3pm. 4-I For Sale: RARE KNIVES Large Selection RUANA CASE XX ~ SCHRADE Hard - to - find USA-made Old Timer & Uncle Henry Knife/Scissor Sharpening Big Sky Images & Collectibles Havre Holiday Village Mall ~~~~~(406)399-6522~~~~~ 11-I:2-II#2
Red & Black Simmental & Sim/Angus
Bull Sale
May 1 • Glasgow Stockyards •1:00 p.m.
Lunch at Noon
35 Head Solid Black • 35 Head Solid Red 50 Head Black 15 Head Solid Red Composite
yeARlINg BullS Thick – Meaty – Moderate Framed – Easy Calving A. I. Sires Represented Black Angus – Bismarck, Free Spirit & Rito Revenue Red Angus – Evolution, Pie Gridmaster & Solitaire Black Simmental – Olie, Porterhouse & Shear Force Red Simmental – Beef Maker, Forceful & Fusion This herd has produced the top rate-of-gain steer 5 of the last 6 years at the NE Montana Fair and 7 of the 10 steers were Steer of Merit winners.
“Breeding Simmentals since 1969”
Don Nelson
Nelson Ranch
(406) 367-5261 • cell 263-5261 188 Nelson Rd. • Glasgow, MT 59230
Floyd Nelson, Jr.
(406) 228-2024 • cell 263-5251 PO Box 254 • Glasgow, MT 59230
April 2, 2014............................................................................Volume XII Issue 7............................................................................. Tricia’s Trader 14
Need Farm & Ranch Listings: List with an experienced, discreet, ethical Land Broker. Montana Land & RE Investments, Inc. 406-755-0711, email mtinvest@centurytel.net 4-I
For Sale: RADIO FLYER bouncy horse, excellent condition, perfect for children ages 2-6 and up to 60 lbs., Already assembled, so bring a pickup to haul, $100. 406-265-4329. 4-I
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For Sale: 2004 FlexiCoil 67 XL Sprayer 15,000 gal tank, 124 ft boom, auto rate hydraulic unfold tandem, wheels on tank, good condition. Call 406-263-4320. 4-I
For Sale: Sweet Pro Premium feed supplements (profit block) advantages are no molasses & all minerals are chelated. No extra pallets or tubs or extra deposits on tubs. We can help. Available by the tub or truckload and can be delivered. Call 406-654-1989, 406-6544693, 406-301-2731. 3-II:5-I Flying K Ranch – Bull Sale April 9, 2014 Swift Current, SK CANADA. 80 Yearling Red Angus Bulls. www. flyingkranch.ca to view bull videos & catalog. Call Brian/ Christine Hanel for more info (306)773-6313. 3-II
The Glass Shop in Malta 118 S. 1st St. W. has vinyl replacement windows. Many styles and custom built to your exact size. Call 406-654-1720 or 654-2784 evenings. 4-I
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We Buy Antiques! One item For Sale: 22" Yard Machine For Sale: Butcher hogs or a household, give us a call! Snow Blower. $350. available year-round. Call 406Virgelle Mercantile, 1-800Call 406-403-1804. 3-I 895-2226 or 895-7019. 2-I:7-II 426-2926 or 378-3110. 3-II
*************Senior Center Menus************* RUDYARD: Served Monday thru Friday at 11:30am, Rudyard Senior Center April 1 Chef Salad, Dinner Roll, Pear Crisp April 2 Pork Roast, Stuffing, Peas, Pumpkin Bars April 3 Goulash, Garlic Toast, Fruit Jello April 4 Potato Soup, Tuna Sandwich, Brownies April 7 Ham Augratin, Potatoes, Green Beans, Carrot Cake April 8 Spinach Beef Bake, Salad, Ice Cream April 9 Fried Chicken, Potato Salad, Baked Beans, Pudding April 10 Tomato Soup, Turkey Sandwich, Granola Bars April 11 Breakfasat Casserole, Oranges, Blueberry Muffins
April 18 Baked Fish, Potato, Broccoli, Chocolate Cake April 21 Veggie Soup, Ham Salad Sandwich, Banana Pie April 23 Turkey, Mashed Potato, Green Beans, Cran Cake April 25 Sweet-Sour Pork, Rice, Egg Roll, Cookies April 28 Chicken, Garlic Noodles, Strawberry Shortcake April 30 Salisbury Steak, Potatoes, Carrots, Peaches LITTLE ROCKIES RETIREMENT CENTER (HARLEM) Across from Albertsons Served Monday - Saturday at 12 noon April 1 Veggie Beef Stew April 2 Cow On A Cloud April 3 Meatloaf Sandwiches April 4 Tortilla Chip Casserole April 5 Chicken Stir Fry
April 14 Spaghetti, Garlic Toast, Salad, Spumoni April 15 Tacos, Refried Beans, Cookies April 16 Meatloaf, Rice Pilaf, Corn, Jello April 17 Chicken, Mac & Cheese, Peas, Bread Pudding April 18 Baked Fish, Potato, Broccoli, Chocolate Cake April 7 Breakfast Casserole April 8 Potato Soup April 21 Veggie Soup, Ham Salad Sandwich, Banana April 9 Swedish Meatballs April 10 Super Nachos Pie April 11 Goulash April 22 Salad Bar, Brownies April 23 Turkey, Mashed Potato, Green Beans, Cran April 12 Pork Roast Cake April 14 Chicken Brocolli Penne Pasta April 24 Burgers, Fries, Jello April 25 Sweet-Sour Pork, Rice, Egg Roll, Cookies April 15 Chicken Rice Soup April 16 Easter Meal Turkey April 17 Philly Sandwiches April 28 Chicken, Garlic Noodles, Strawberry April 18 Ham And Baked Potatos Shortcake April 19 Chilli April 29 Ham-Bean Soup, Corn Bread, Banana Bar April 30 Salisbury Steak, Potatoes, Carrots, Peaches April 21 Tuna Casserole April 22 Tomato Soup GILDFORD April 23 Beef Roast Gildford Baptist Church April 24 Sweet And Sour Pork Served Mon/Wed/Fri 11:30am April 2 Pork Roast, Stuffing, Peas, Pumpkin Bars April 25 Oriental Salad April 4 Potato Soup, Tuna Sandwich, Brownies April 26 Hot Turkey Sandwiches April 7 Ham Augratin, Potatoes, Green Beans, Carrot Cake April 9 Fried Chicken, Potato Salad, Baked Beans, Pudding April 11 Breakfasat Casserole, Oranges, Blueberry Muffins April 14 Spaghetti, Garlic Toast, Salad, Spumoni April 16 Meatloaf, Rice Pilaf, Corn, Jello
April 28 Orange Chicken And Rice April 29 Navy Bean Soup April 30 Taco Bar *All menus subject to change without prior notice. *Published once/month.
Want your town’s Senior Meals to be posted? Email them to Laurie Harvey at adsales@triciastrader.com
April 7, 2014...........................................................................Volume XII Issue 7............................................................................. Tricia’s Trader 17
"Pit Stop" On The Farm Service: Meridian Bins, Hankook, Goodyear, tires, crop chemicals, poly tanks, repairs And Much More! 3 Locations To Serve You! Galata, Chester, Inverness. Fraser's Oil. 406-292-3833 3-II
Colorado Blue Spruce: 8ft 10ft landscaping trees, balled & burlapped. Excellent quality. $150-$180. Makes a good shelter belt or privacy barrier. Kalispell area. 406-257-0977. 4-I:5-II
For Sale: 2011 Chevy Silverado 4x4 XT, 17000m, tow package, bedliner and topper. Blue books at $26,750 asking 24,500 show room condition call 406-654-1150 4-I
For Sale: 2012 Puma travel trailer. 31 ft. Double slides. Outdoor camp kitchen. Rocky Mtn winter pkg. Lots of extras. Very clean! Asking $23,000. Call 406-390-0431. 4-I
Flea Market: Loma Flea Market Saturday April 5th 9a.m. to 4 p.m. at the Loma Memorial Hall. Concessions all day! For more info call 788-7246. 3-II
Help Wanted: Looking for diesel technicians w/min. 2 yrs exp. and understand the importance of doing a job correctly & having satisfied customers. Great environment with great people. Email resume nanci.schoenfelder@ borderplains.com or call Nanci or Joe today. Border Plains Equip. GLASGOW, MT, 800345-6042 or 406-228-9341. 4-I Anderson Orchards Cafe and Deli now offers Daily Lunch Specials at a great price! Offering great selection of Amish meats/cheeses, candy, condiments, Montana Coffee Traders, Big Trains, Wilcoxson Ice Cream and much much more! Rudyard, MT. MonSat. 8-2 & Sun. 9-2. 3-II
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Stephanie Hedrick (406)366-3264 or contact your local veterinarian.
Stenberg Market Hog Sale: Saturday, April 12, 2014, 90A Otter Creek Road, Big Timber, MT 59011, 9:30 AM. Viewing, 11:00 AM. Live auction. Lunch & Coffee provided. Selling over 100 head of Elite Prospects. Jason Stenberg 406930-0405, jason_8255@yahoo. com. Visit us online at www. stenbergmarkethogs.com. 3-II
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Position Opening: Turner Public Schools head cook position full time, Mon-Thur. Requires 2 wks. training in current school term. Begin 2014-15 term. Req. ability to prepare and serve food, record keeping, meet School Food guidelines. Open until filled. For Dist. App. and job description contact: Supt. R. Chvilicek-379-2315 / Dist.Clerk C. Cowan-379-2205. 3-II:5-II Pawn Broker: We carry a great variety of things: kitchen tables, guns, games, hand and power tools, T.V.'s, too much to mention it all. Come check out our selection at The Swap Shop, 121 Anaconda Street, Wolf Point, Mt. 406-653-1410. 4-I
Date Sale info. Wed. MASTER ANGUS Mar. 26 at Bear Paw Livestock 1pm Chinook, MT 406-357-2265 or 680-7483 www.masterangus.com
Date Sale info. Thu. NELSON RANCH May 1 RED/BLK SIMMENTAL,SIMM-ANGUS at Glasgow Stockyards Glasgow, MT Floyd 406-228-2024 or Don 406-367-5251
Mon. Mar. 31 1pm
Private Treaty
49TH PARALLEL BLACK ANGUS Mankota Stockmen’s Weigh Co. Makota, Sask., CAN 306-625-3676. Sale Day = 306-478-2229 Sale broadcast on DVAuction.com
Wed. NISSEN ANGUS Apr. 2 at Bear Paw Livestock 1pm Chinook, MT Lunch at Noon 406-357-3534 or 357-2643 www.nissenangus.com Thu. BOWLES J5 REDS Apr. 3 at Glasgow Stockyards 1pm Glasgow, MT 406-357-3125 or 539-3100 or 539-2102 www.facebook.com/BowlesJ5Reds Mon. Apr. 7 1pm
R. MATH FARMS ANGUS SALE At the ranch, Whitewater MT. 75 bulls, 100 commercial cow/calf prs. Bob Math 406-674-5562
Wed. Apr. 9
FLYING K RANCH BULL SALE Swift Current, SK CANADA. 80 Yearling Red Angus Bulls. www.flyingkranch.ca to view bull videos & catalog. Brian/Christine Hanel, (306)773-6313
Thu. EAYRS ANGUS Apr. 10 at Glasgow Stockyards 1pm Glasgow, MT Monte 406-486-5684, or Dorothy 406-367-5327 Thu. NORTHERN PREMIER ANGUS Apr. 10 at Bear Paw Livestock Chinook, MT 406-262-2347
BEERY’S LAND & LIVESTOCK at the ranch, Vida, MT Matt Beery 406-773-5721 Eddy Berry 406-773-5710
Private BIM & JANAS STRAUSER RED ANGUS Treaty 66 Ranch Havre, MT 406-394-3519 www.66ranch.com Private BAR STAR CATTLE Treaty Polled/Horned Hereford Bulls Loma, MT Chad Murnin 406-399-7811 or 739-4303 wwwfacebook.com/barstarcattle Private Treaty
FUNK ANGUS RANCH at the Ranch, Loma, MT Gary & Roxann Funk 406-392-5777
Private Treaty
GUNDERSON HEREFORDS 2 Year old Hereford Bulls at the Ranch, Rudyard, MT Dale Gunderson 406-355-4212
Private J-E RANCH Polled/Horned Herefords Treaty Plentywood, MT Arvid Eggen 406-895-2657 or Jay-De Eggen 406-671-7149 jbare@nemont.net Dec. 2014 SHIPWHEEL CATTLE Chinook, MT 406-357-2492 www.ShipwheelCattle.com Feb. 2015 WITTKOPP ANGUS Glasgow, MT Home 406-485-3552, Cell 974-3552
Feb. 2015 BULLS OF THE BIG SKY Thu. SANDY BAR RANCH Billings, MT. Simmental, Angus and SimAngus Apr. 10 36th Annual Short Grass Bull and Female Sale www.bullsofthebigsky.com 12 CST 110 north of Malta, Mt 306-588-2545 Mar. 2015 CLEAR CREEK ANGUS SandyBarRanch.com Chinook, MT. Teddy & Sara Crowley 406-395-4962 Wed. MILK RIVER ANGUS www.clearcreekangus.com Apr. 16 at Bear Paw Livestock 1pm Chinook, MT Mar. 2015 DUNCAN RANCH CO. Clayton Hofeldt 406-945-0850 Joplin, MT. Bruce Duncan 406-292-3503 btduncan@itstriangle.com
If you have dents or need a new paint job, we can make your vehicle look like new. Come see us at Hi-Line Collision Repair Center, 740 2nd. Ave S. Glasgow, MT or give us a call at 406-228-2433. 3-II
Great Falls Lots For Sale: 4 lots on 10th Ave. South with Businesses. 3 lots on 11th Ave. South - vacant. Call Ken Nelson 406-4390595 or Larry Martinson 390-1509. Flynn Realty. 3-II
Coming to the LOMA FLEA Market April 5th? Then stop at the Trash and Treasure shop on hwy 87 and 4th avenue and get in on many bargains at 1/2 price sale. Saturday April 5th 9-4 FREE gift for everyone. 3-II
The Glass Shop in Malta has Multi-Fuel Stoves for sale. They burn wheat, barley, wood pellets, shelled corn and other biomass fuels. Call 406-654-1720 or 406-654-2784 evenings. 4-I
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For Sale: Refurbished new Noble air seeder, 49 ft, Model 9000 with edge on shanks. Call for price. 406485-2540 or 974-2568. 4-I Now Hiring! Various positions. Good benefits, NO nights, NO weekends, & NO holidays. Northern Montana’s oldest company! Northern Montana Textile Services, 34 First St., Havre, MT. (406) 265-2234. 4-I
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DAVE SAYS:
Who Is Dave Ramsey?
Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others. * Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 5 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.
DEAR DAVE, My wife and I are debt-free except for our home. She travels one week per month and charges her expenses to a personal credit card for reimbursement later. I’d rather we open a checking account with debit card privileges just for these expenses. What do you think? ~Dustin Dear Dustin, I’ve got to say I like your idea better. The problem you’re both facing now is this: if her company ever shuts down, there’s a good chance you guys are stuck with credit card debt. Years ago I had a client who was working for a company, and he’d run up travel and business expenses on his American Express card. Like your wife’s situation, his company would then reimburse him for expenses. Then, he made a business trip to Europe, and, while he was there, his company asked him to pick up some computer equipment. The cost of the trip and equipment was about $22,000. When he returned to the office with all the computer stuff in tow, the front door was padlocked. The IRS had shut them down, and they went into bankruptcy. And guess what else? He never got the $22,000 from the company! Credit card companies don’t care about the circumstances. They want their money, period. You guys have done pretty well if you’re debt-free except for your home. But your wife is playing a game called Financial Russian Roulette, and it could backfire on you both at any time. Never take personal responsibility for company expenses. ~Dave DEAR DAVE, I’m considering a career change and becoming a financial advisor. It would mean a 45 percent cut in salary for three to four years, and I’d have to take on debt in order to survive the cut. Is this a smart move? ~Travis Dear Travis, No, it’s not. You didn’t give me a lot of details about what kind of “financial advisor” you’re thinking about becoming, but there are all kinds of people who put themselves in the category of financial advisor. A little voice in my head tells me you’re actually talking about life insurance sales. If that’s the case, then there are some things you need to understand. One, you wouldn’t be a financial advisor; you’d be an insurance salesman. And two, there’s about an 80 percent fallout in that world. Eighty percent of the people who start as insurance salesmen don’t make it in that line of work. Now, you could be making $200,000 right now. And if that were the case, you’d still be making good money while this new career takes root. Still, I’m not going to send you into debt for a career change. There’s got to be a way around that, whether it’s delivering pizzas at night or beginning your career change on a part-time basis before making the jump. Travis, I want you to live your dream. I also have no qualms about you going into the financial world if it’s what you really want to do with your life. But I’m not going to tell you it’s okay to go tens of thousands—maybe even hundreds of thousands—of dollars into debt to make it happen. Going deeply into debt to become a financial advisor sounds pretty oxymoronic to me. Doesn’t it to you? Don’t do something really dumb with money in the name of advising other people on their finances. That just seems wrong. ~Dave
For Sale: Available now are three residential building lots sold together or separately in the Sleeping Buffalo Acres of Saco. All lots have electricity nearby and a proposed rural water district is being formed. Lots 2426 Asking $18,000 to $20,000 (102KG6), 406-654-2273 missouririverrealty.com 4-I
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Bulls For Sale: 2 Year old Red Angus Bulls. Bulls sell as commercial modest birth and weaning weights. Fertility tested. From bloodlines by Westphals, Fritz & Buffalo Creek. Phone 406-737-4268. 4-I:5-II Real Estate: Check out this week's ad on page 3 to see our latest listings. You can also see up to date information at fbrealty.com or stop by our office Fort Benton Realty, 1426 Front Street, Fort Benton, MT. (800)406-0946. 3-II
Zerbe Bros Inc.: Full time position open for a Service Technician. Zerbe's offer great benefits. Call Galen at 406228-4311 or gzerbe@nemont. net for more information. 3-II
Bull Sale - April 9, 2014
Traeger: Come check out our Traeger wood pellet grills selling at our Ezzie's locations in Havre 265-7636, Harlem 353-2411, Malta 654-2331 and Glasgow 228-2713. 4-I
For Sale: 2010 Arctic Cat M8 Snowmobile. 153" track. 1,700 mi. $6,500. Call Larry at Red's (406) 265-9595. 3-II For Sale: 14 older motel units and an office with frontage along US Hwy 2 in Harlem, MT. Although this property is in need of some TLC, many updates were done in 2006. Asking $98,500 (202MM6) 406-654-2273 missouririverrealty.com 3-II
Get more BANG for your $ with the strong U.S. Dollar!!!
at the Ranch - 14 miles SW Swift Current, SK (about 100 miles North of Malta)
ALL BULLS:
80 Yearling Red Angus Bulls Performance Tested Semen Tested CUP Ultrasound Tested Fed at Home on the Ranch Sight Unseen Purchase Plan Satisfatction Guaranteed! Free Delivery in Montana
Visit our website www.flyingkranch.ca 2014 catalog online mid-March Bull videos will online at the end of March
For more info or a catalog call us, we would be happy to help you with your next bull purchase! Brian, Christine, Dylan, & Shane Hanel (306)773-6313
April 7, 2014...........................................................................Volume XII Issue 7............................................................................. Tricia’s Trader 23
Tricia’s Trader . . . The Best-Read Trader from the Mountains to the Plains!
April 2, 2014