April 1st, 2020 by Tricia's Trader

April 1, 2020 Volume XVIII Issue 7

FREE-NE! TAKE O

Postal Customer

PRSRT STD

ATTENTION READERS!

800-756-1817 w w w. Tr i c i a s Tr a d e r. c o m 6,000 copies in print distributed across the NorthCentral Montana Hi-Line E m a i l n e w s t o i n f o @ t r i c i a t r a d e r. c o m

Due to the Governor's directives, the staff at Tricia's Trader are doing everything possible to help limit spread of the CoVid-19 virus. Our employees already work remotely, but all of our workers who communicate with customers in person are no longer doing face-to-face interaction, as of the March 18th edition. Additionally, while many of our copies get mailed to readers at home, we still rely heavily on business locations to distribute our publication. Starting now, we are working on phasing out many of our in-business drops and will be replacing those with a combination of stronger online readership and mailed hard-copy subscriptions. Our website is currently being re-launched to become more streamlined and allow Tricia's Trader to be easier to read on all devices. The new site should be active by the publication date of April 1st, or as near to that date as possible. We encourage all our readers to visit our current site at http://www.TriciasTrader.com to enroll via the online subscription form (titled "Subscribe Now") so you can be notified as soon as the newest editions are published. Once live, the web address will remain the same. If you'd like to purchase a hard-copy subscription, simply call us at 406379-2377 to get a FREE 2-month subscription sent directly to your mailbox. At the conclusion of the two-month period, we will re-evaluate and notify all of our readers of the status. Our goal is to continue to bring Tricia's Trader to you uninterrupted during this challenging time for all. We wish you and your family a safe "isolation"!

The Milk River Angus Bull sale will be broadcast live online at LMAAuctions.com (get registered a few days before the sale) and we will deliver anywhere in the state satisfaction guaranteed. Online catalog at billpelton.com and there will be absentee bidding options available. Please contact Scott Friede (406)357-2410 or (406)399-3933 for more information! LOT 49 PGC Hickok 713-9152 # 19590548 B.Date 3/5/2019

Clear Creek Hickock 713 x Connealy Guinness CED +5 BW +2.2 WW +74 YW +127 MILK +28 MB +.07 RE +.63 BW 82 205 769 NR 110 365 1249 YR 106 SC 38 $W 77 $B 109 $M 62 $C 203

APRIL 9, 2020 Bear Paw Livestock â&#x20AC;˘ Chinook, MT â&#x20AC;˘ 1 pm Pre-Sale Social - April 8, 5-8 pm

LOT 121

Bid on line! Call to register - 866-616-5035

Top Notch Weigh Up 949 # 19469643 B.Date 2/11/2019 J&J Weigh Up 294 x WMR Infinity 141 CED +4 BW +2.2 WW +86 YW +148 MILK +23 MB +.46 RE +.36 BW 88 205 797 NR 109 365 1474 YR 112 SC 40 $W 84 $B 173 $M 55 $C 279

Peterson Grain & Cattle

(406) 945-0544, (406) 945-2717

Whistling Winds Angus

(406)397-3386, (406)390-1471

LOT 33

KelMcC Prime Cut 303 9323 # 19652387 B.Date 3/11/2019

HA Prime Cut 4493 x AAR DASH 1802

CED +7 BW +1.5 WW +55 YW +89 MILK +18 MB +.56 RE +.26 BW 92 205 746 NR 106 365 1178 YR 100 SC 38 $W 48 $B 110 $M 34 $C 177

LOT 151 WW Rainfall 9290 # 19536570 B.Date 2/9/2019

SAV Rainfall 6846 x CAR Efficient 534

Top Notch Angus

(406) 357-3534, (406) 262-3127

KelMcC Angus (406)262-2347

CED +10 BW +.6 WW +66 YW +120 MILK +29 MB +.61 RE +.47 BW 86 205 824 NR 108 365 1363 YR 110 SC 37.2 $W 77 $B 129 $M 91 $C 258

2 Tricia’s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

HOLA! For Sale: sage, sweet grass, kinnickinnick, bearroot, bitter root, ceremonial tobacco, copal, brain tan smoked buckskin, blankets and scarves. BIG SKY IMAGES & COLLECTIBLES Havre Holiday Village Mall 406-399-6522 4-I

For Sale: Rock Island VR-60 $350. Ruger PC-9 Carbine $450. Smith & Wesson M&P 40 2.0TS Red Laser $350. Leuphold LTO Tracker Thermal Handheld Scope $450. Call (406)372-3172. 3-II

Amazon Shoppers: Did you know Amazon will donate a portion of your purchase to the Big Flat Community Grain Bin, Inc.? Visit www.smile.amazon. com. Purchases MUST be made through Amazon Smile to qualify. x

Are you looking for that special hard-to-find book? BIG SKY IMAGES & COLLECTIBLES We have NEW and USED BOOKS will special order Havre Holiday Village Mall 406-399-6522 4-I

THINGS TO KNOW: URGENT:

Blaine County Extension and Blaine County 4-H are working on putting together masks for our local clinic, senior centers, and retirement homes just in case they need them. Our 4-H members will be sewing masks together. We need your help, if anyone has 100% cotton and 1/4" elastic you would be willing to donate, please bring it to the Triple E Room at the Extension Ofﬁce. We will have a drop box outside the door. Thank you all for your help!

June 13:

Zurich All Class Reunion will be held on Saturday June 13th, 20202.

*No Subscription Required. *Mailed FREE to Every Household in Dozens of Rural Montana Zip Codes. Call us today!

800-756-1817

CONTENTS:

ARTICLES:

Let us know what’s happening in your area. It’s free and it gets read!

Harlem Golf Association: May 1st Opening Day & New Date for Annual Banquet....................................................3

Call 379-2377 or email office@triciastrader.com

Cover Crop Flexibility Act Introduced to Adjust Dates & Other Factors Affecting Farmers....................................................5 CoVid-19 and What it Means for You.......6 Bear Paw Bowmen Spring Shoot Set for April 26th..................................................9 22nd Annual Barber Ranch Two-Day Archery Shoot: June 20th & 21st...........10 Public Service Announcement From: Family Connections................................11

REGULAR FEATURES:

Ad Placement ......................................... 8 Dave Says...............................................6 Joyce Meyer Ministries............................5 Laugh Lines ............................................ 8 Ranching For Proﬁt..................................4 Realty Section ........................................ 7 Sudoku ................................................... 8 Things to Know ....................................... 2

The best of both PRINT & ONLINE... Where else does your ad work this hard? Visit us online today

www.TriciasTrader.com We’re Mobile! “Tricias Trader”

For Sale: Angus Bulls - Private Treaty - Math Farms Angus is selling coming 2 yr. old virgin bulls. Both heifer and cow bulls available. Top quality! Drive a little - Save a lot! You won't be disappointed. $2,500 ea., Volume discount on 5 or more. Call or text - Cody 671-1949, Bob 672-2323. 4-I

For Sale by Owner: 10 acres of Country Property, divided into 5 pastures w/ 5 bed, 2 ba. house w/ 2100 sq. ft. living area + 400 sq. ft. bsmt and 2280 sq. ft. building w/ electricity, 6" fiberglass insul. throughout, divided into 38'x40' shop area w/ 14' ceilings (16'x13' door), and 3-car garage w/ elec. doors and 8' ceiling. 16 mi. east of Havre. ONLY $280,000. Call Douglas Plouffe at 406-3572487 for showing. 2-II:8-II Help Wanted: BearPaw Meats is seeking a Smokehouse Manager/ employee to join their team! $12$15/hour. Successful candidate must have a positive attitude, and good outlook on job responsibilities. The team member will be responsible for creating smoked sausages, smoked meats, charting, inventory, and label applications. Contact Ashley for more information: 357-3119 or visit the website at www.bearpawmeats.com. 3-II

For Sale: 616-622 7TH AVE, Havre. One large home that has been split into 3 apartments, 2 2bedroom 2 baths and 1 1 bedroom 1 bath, plus a 1 bed 1 bathhouse. Double car garage and off-street parking. Rents are $2225 total rear patio for the main house and a small deck for the 2nd floor. Refrigerators and Ranges are included. $225,000. Call Property West, 945-0394. 4-I

3 Tricia’s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

Help Wanted: Full-time, year round salaried farm position available 15 miles south of Malta. Submit your information to 4mfarmsmt@gmail.com or e-mail Anna to get more information. 3-II

For Sale: 600 Ton Alfalfa Grass Mix, Net Wrapped Round Bales, 1600 lb Bales, Good Clean - No Rain. Montana Hay Company. Trucking available & we custom haul. Call 6706551 or 672-7558. 2-I:5-I

For Sale: Bergara .300 Win Mag. Harlem Golf Association: May 1st 25" barrel, muzzle break, scope plus ammo, $697.99. Ruger .41 Opening Day & New Date for Annual mag. Blackhawk new model, single Banquet action, new in box, $637.99. Ruger .44 mag Blackhawk new model, Harlem Golf Course Board of Directors is optimistic single action, $692.99. CZ Scorpin 9mm pistol, 8" barrel, new in box, for the future of the Harlem Golf Course. The Harlem $1057.99. Call 406-403-1804. 2-I:3-II Golf Association would like to thank all individuals and organizations for their donations and support that helped erase a $10,000.00 shortfall of funds needed to pay expenses for 2019. With a sigh of relief, the Harlem Golf Course ended the year in the black. Austin and Taylor Richardson are working with D-6 Guns in Havre to sell 32 guns in 30 days. The drawing is limited to 500 tickets. A group of Ft. Belknap golfers pitched in and sponsored a trip to Las Vegas that raised $3,450.00 for Harlem Golf Course. A monthly 50/50 cash draw raffle has been established. In addition, Ralph’s Guns rifle raffle is on display with tickets for sale. Check out the various fund raisers and purchase tickets at Richman Insurance in Harlem. Lyle Faulkinberry is in charge of a “progressive cash drawing” that will have only 200 tickets sold with a top prize of $1,000.00 awarded at the spring golf banquet. Speaking of the spring banquet, the annual Golf Banquet has been rescheduled to Saturday, June 13, 2020 at the Milk River Community Center, formerly the VFW club in Harlem. The banquet will feature raffles, auctions and a door prize for an individual membership. (Need not be present to win.) The first raffle will be drawn at 6:00 p.m. with dinner at 7:00. Individuals or businesses interested in making a donation may contact Richman Insurance (406-353-2213) or any other board member. The banquet menu features a roast pork Looking for Help? Help Have you ever sworn an oath to uphold Wanted ads are FREE in the U.S. Constitution? Check out dinner with all the trimmings, Kevin Elias as auctioneer and Harlem's very own Don Richman as emcee. Advance banquet Tricia’s Trader. Call today! x www.OathKeepers.org. 11-x tickets can be purchased from Richman Insurance, and the group predicts a fun-filled evening. With the unanticipated event of CO-VID 19 the Harlem Golf Course plans to start their golf season May 1st without having the benefit of “startup money” in the amount of $10,000.00 to $12,000.00 normally generated from the Spring Banquet. Anticipated expenses of $10,000.00 include property taxes due in May and a bank loan payment due in June, as well as maintenance expenses to operate the course. It is important that members pay their membership and cart storage fees and non-members pay golfing fees as they golf. The Harlem Golf Course greens keepers are Lyle and Kim Faulkinberry along with Austin Richardson as helper and Darius Longknife as a part-time maintenance person. Anyone interested in volunteering is encouraged to check with the greens keepers. They don’t mind a helping hand. HOLY COW! Big Sky Images & Collectibles has America's largest retail displays of Ruana & USA Made Old Timer & Uncle Henry Knives. Havre Holiday Village Mall 406-399-6522 http://www. bigskyimages.com. 4-I

4 Tricia’s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

Ranching For Profit Blog - Dave Pratt Healthy Land, Happy Families and Profitable Businesses www.ranchingforprofit.com

What is Sweat Worth? Most family ranches are subsidized with free, or underpaid, family labor. Sometimes the difference between what family members get and what it would cost to hire someone else to do the work they do is made up with the promise or expectation of sweat equity. But sweat is not a recognized form of currency and people counting on sweat equity usually have a grossly exaggerated idea of what their sweat is worth. This often leads to serious disagreement and disappointment. If you are going to count on sweat equity and want to avoid the inevitable misunderstandings that happen when it comes time to cash in on your sweat, then you’d better start actually counting it. How many hours? For how many years? At what rate of pay? With what interest on the unpaid balance? I mentioned the perils of relying on sweat equity in a workshop recently. I suggested we stop using the term sweat equity and call it what it really is, “deferred wages.” My comments apparently struck a nerve with one 30-something rancher. He approached me after the program and asked if I could help him calculate what his sweat was actually worth. He said that he’d come back to the family ranch after college 10 years earlier. He’d been drawing a low wage and banking on sweat equity. As is usually the case in family ranches, there was no formal agreement documenting exactly what his sweat was worth. He was being paid $25,000 a year, but his compensation package included a nice home, a vehicle and insurance for his family. All-in-all a compensation package worth well over $50,000. “Maybe I’m not as underpaid a I thought I was,” he said. I suspect that he was probably being underpaid somewhere between $10,000 to $20,000 a year. I showed him that for every $10,000 he’d been underpaid, he earned 0.1% equity in his family’s $10,000,000 ranch.

FOR SALE: BARGAIN PRICING on 14 to 100 foot Bridges, 8 to 36 inch I Beams, and 12 to 24-inch pipe. Contact Ed toll free- 866683-7299 or 406-453-7299 BIG SKY PIPE AND SUPPLY, Great Falls. Call TODAY and Ask for our free catalog. VISIT US ONLINE ht t p:// bi g sk y pip e a nd suppl y. com/html/ 7-I:X

Call Kimmel Kreations for wedding invitations, graduation announcements, office forms, biz cards, stationery, letterhead, special occasion napkins, livestock ID tag numbering, foil engraving, calendars, typing, binding and more! 379-2377. If it’s in print and you need it, we can do it. Try us for your next project. x

For Sale: Bergara .300 Win Mag. 25" barrel, muzzle break, scope plus ammo, $697.99. Ruger .41 mag. Blackhawk new model, single action, new in box, $637.99. Ruger .44 mag Blackhawk new model, single action, $692.99. CZ Scorpin 9mm pistol, 8" barrel, new in box, $1057.99. Call 406-403-1804. 2-I:3-II

($10,000 ÷ $10,000,000) x 100 = 0.1% I showed him that over the previous 10 years, compounding interest at a rate of 3.5%, he’d earned a whopping 1.2% equity stake in the ranch. Like a lot of young ranchers returning home, he hadn’t ever thought about how much his sweat was worth but had assumed that it would add up to a lot more than that. Sometimes sweat equity isn’t just about compensating someone for the work they do. It’s about acknowledging the sacrifices someone may have made, foregoing other opportunities to come back to the ranch to support the family. If there are several kids in your family, but only one has invested time and energy working on the place and has shown a desire to continue the business, it may be fair to give them an equity position. After-all, as succession planning advisor Don Jonovic points out, fair doesn’t necessarily mean equal. But whether sweat equity is a substitute for a paycheck or acknowledging a sacrifice, we need to be clear about what we are compensating and its value. We need to convert assumptions and expectations into agreements. We need to figure out what our labor is worth (the topic of the last ProfitTips column). We need to document the value of our sweat while we are still sweating.

5 Tricia’s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

Enjoying EvEryday LifE Joyce Meyer

The Truth About What Matters Most Matthew 6:33 says, “Seek first his kingdom and his righteousness, and all these things will be given to you as well” (NIV). The key to living the abundant life God has for us is learning to make Him our first priority. Yet many people seek the “things” first, things like jobs, houses, cars or other material things. To seek means “to crave, pursue, to make sacrifices to get, to go after with all of your strength and all of your heart.” It is a mistake to crave and pursue possessions, believing they will give us the lasting peace, joy and contentment that only come from God’s presence in our lives. Take a moment and ask yourself, “What am I seeking? What do I spend most of my time thinking or talking about? How do I invest the majority of my energy?” These are important questions you need to answer from your heart. Deep and Wide I got to a place in my life some years ago where I had lots of material things but I still wasn’t very happy. Have you ever been in this place? Maybe you’ve wondered, What’s wrong with me? like I did. Well, when I asked God that question, His answer to me was, “Joyce, you’re shallow. It’s time to step out into the deep.” That was a wake-up call. I was a shallow Christian. I wanted the “fruit” of God’s Spirit—love, joy, peace, patience—and all operating in my life, but I wasn’t seeking that, so my “roots” weren’t very deep at all. I had it backwards…as many of us do at times. We want the money, the house, the platform or whatever our “thing” is. So we pursue that rather than the true treasure of God’s presence. Just like a tree needs roots to go down deep and spread wide in the soil for it to grow strong, healthy branches that can withstand the elements, Christians need to develop deep spiritual roots in Christ. Our lives need to be deeply rooted and grounded in the Word of God and in His love—not our “stuff”; otherwise, we soon find that out when the storms of life come, our “things” don’t to make us so happy anymore. That’s because those things can’t give us what we truly we need. And it doesn’t matter how much stuff you have if you’re miserable. Don’t get me wrong…I’m not saying it’s bad to want nice things or to desire a good life. But we need to examine our priorities when it comes to those things. We need to learn to seek God’s face and not His hand. If we will seek His face, His hand will always be open to us. Cultivate You may wonder what it means to seek God’s face. Maybe you aren’t used to hearing that term. It just means we need to take time to cultivate a relationship with God…to get to know Him. We need to learn who we are in Christ and trust what His Word says about us. And with prayer, Bible study and time, we will. We are to pursue God in prayer, crave time in His Word, and go after a relationship with Him with all of our heart and strength, even if it means sacrificing some of our desires. Because the Bible never tells us to seek things, but instead, “seek first his kingdom and his righteousness, and all these things will be given to you as well” (Matthew 6:33 NIV). The Bottom Line: What REALLY Matters It seems that so much of the time, we get it the other way around, going after possessions as if we’ll never get what we want if we don’t. But I encourage you to think about what it will be like at the end of your life. I know that’s not a pleasant thought, but do you really think you’ll be concerned about your stuff? Or do you think you’ll want family near? We must establish our lives in Christ. If we are to be truly happy—with or without all the stuff—we must learn to trust our lives to God. If we will pursue His kingdom and His righteousness, we will see what it means to be content in life. As the apostle Paul said, “…I have learned in whatsoever state I am, to be content” (Philippians 4:11). The key is to seek the Kingdom first. Pursue God; seek His face and go after a relationship with Him as if it is everything to you! You will find that if you seek His face, His hand will always be open to you. So, learn to be content in your relationship with God—He knows exactly what you need. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ For more on this topic, order Joyce’s four-teaching CD series Pursuing What Matters Most. You can also contact us to receive our free magazine, Enjoying Everyday Life, by calling (800) 727-9673 or visiting www.joycemeyer.org. Joyce Meyer is a New York Times bestselling author and founder of Joyce Meyer Ministries, Inc. She has authored more than 100 books, including Battlefield of the Mind and Unshakeable Trust: Find the Joy of Trusting God at All Times, in All Things (Hachette). She hosts the Enjoying Everyday Life radio and TV programs, which air on hundreds of stations worldwide. For more information, visit www.joycemeyer.orgPlease note: The views and opinions expressed throughout this publication and/or website are those of the respective authors and do not necessarily reflect those of Joyce Meyer Ministtries.

Cover Crop Flexibility Act Introduced to Adjust Dates & Other Factors Affecting Farmers Two members of the Senate Agriculture Committee joined forces to introduce bi-partisan legislation to address the issue of restrictions to harvesting and grazing cattle crops on prevented plant acres prior to November 1. The Cover Crop Flexibility Act, introduced by U.S. Sentators Debbie Sabeno (D-Mich) and John Thune (R-S.D.) would significantly benefit states like Michigan and South Dakota by providing “a permanent solution to this issue and create greater certainty for U.S. Producers” according to Leif Bakken of the Ag News Stories and Livestock News sources. Thune recognized the need to “permanently remove the date restriction” of the current mandated harvest and grazing date and believes that “this common-sense legislation... would help level the playing field and give our producers the certainty they need as they prepare for another potentially difficult year. Stabenow says that Senate Bill S3479 “makes sense” in light of the climate conversation. “When bad weather causes farmers to miss planting season... it makes sense to help them get the best use out of their land. Improving crop insurance to encourage cover-cropping will lead to less erosion and healthier soil that pulls carbon out of the air and stores it in the ground.” Here's the shortlist of what the Cover Crop Flexibility Act of 2020 would do: Remove a prohibition on grazing or harvesting cover crops for hay or silage and eliminate an arbitrary date that allowed farmers with longer growing seasons more opportunities than those in northern states. Farmers would still have to plant cover crops on approved lists to prevent manipulation of the flexibility and avoid harvesting during the primary nesting season of local birds. Allow USDA to include cover crop seed and grazingrelated costs when it sets the factor that is used to calculate the prevented planting indemnity. The current formula only allows USDA to consider pre-planting costs when setting the factor, so the cost of cover crop seed and grazing are a potential barrier for farmers who are already facing the effects of a natural disaster. Direct USDA to conduct a study to examine the extent that cover crops reduce risks of prevented planting and other crop insurance losses. If the study finds risk reductions, it allows USDA to adjust prevented planting factors or provide policies with appropriate lower premiums for farmers using cover crops. Among the supporters for the Cover Crop Flexibility Act of 2020 are National Milk Producers Federation, National Cattlemen’s Beef Association, U.S. Cattlemen’s Association, National Association of Wheat Growers, National Corn Growers Association, American Farm Bureau Federation, National Farmers Union, National Sustainable Agriculture Coalition, American Seed Trade Association, AGree Economic and Environmental Risk Coalition, Environmental Defense Fund, American Farmland Trust, National Wildlife Federation, Ducks Unlimited, National Association of Conservation Districts, S.D. Farm Bureau, S.D. Cattlemen’s Association, S.D. Stockgrowers Association, S.D. Dairy Producers, S.D. Corn Growers Association, S.D. Soybean Association, S.D. Wheat Inc., S.D. Soil Health Coalition, S.D. Association of Conservation Districts, Michigan Agri-Business Association, and the Michigan Farm Bureau.

6 Tricia’s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

CoVid-19 and What it Means for You Fort Belknap Hosptial: 353-3100 Tribal members who are exhibiting mild symptoms or may have been exposed to the contagion are advised to self-quarantine for 14 days and monitor symptoms. If symptoms persist, call the hospital; do not show up without notifying the hospital staff so they can take necessary precautions. At this time, there is a mandatory curfew being enforced from 10 p.m. to 6 a.m. until further notice. Phillips County Health Department No known cases as of 3/26/2020. PCHD is advising residents to stay at home and follow Governor Bullock's directives to limit contact with others, practice social distancing, and infection control/management strategies. Liberty County Chamber and Liberty Medical Center: Call 759-5194 or 759-5181 for screening if needed. Hill County Health Department Hill County Health Department (HCHD) confirmed its first case of COVID-19 on Wednesday, March 25. According to the HCHD, the case was “more than likely acquired through out of state travel.” Additionally, HCHD also released a news bulletin that explains Contact Tracing and how this procedure works and keeps residents safe in a community. The flow chart titled, “How Contact Tracing Can Contain COVID in Your Community” visually tracks the steps health officials take once an incident of COVID has been determined by medical professionals and confirmed by lab tests. The actions include requiring the patient who is positive for the contagion to stay quarantined, interview the patient to report their contact with others for a given period of time, communication by Contact Tracing team members to follow up with the first patient's contacts, and all persons involved being asked to quarantine themselves and monitor their health. See the Blaine County Health Department's Face Book page or website for a copy of the chart. Blaine County Health Department Blaine County Health Department (BCHD) followed up with Hill County's announcement on Wednesday of the first confirmed case of COVID in our readers' area. According to BCHD social media, “The local presence of the virus and the potential for spread is the rationale behind our recommendations of social distancing and continued infection control measures.” Choteau County Health Department Has limited information available on their website at: choteaucountyph.com Governor Bullock's Directives Update (as of Thursday, March 26, 2020, at 7:30 a.m. MST) *School Closures Order, which was set to expire Friday (3/27/2020) is extended to April 10. *All non-essential businesses are to remain closed: bars, dine-in restaurants, casinos and gyms, clubs, cigar bars, health spas, aquatic centers, indoor facilities at ski areas, fitness studios, movie and performance theaters, bowling alleys, bingo halls, music halls, coffeehouses. *Restaurants are still allowed to offer take-away meals and delivery services. Bars, breweries, and other establishments serving alcohol can still deliver products and sell for take-out. *The governor also banned all public gatherings of 10 or more people outside of private residences to slow the spread of COVID-19. The order is available for view to the public by accessing the governor.mt.gov website.

Specializing in Urethane Spray Foam Loose Foam Blow In

John 406-403-4402 Micha 406-403-5316

DAVE SAYS:

Dave Ramsey is a personal money management expert, popular national radio personality and the author of three New York Times bestsellers – The Total Money Makeover, Financial Peace Revisited and More Than Enough. In them, Ramsey exemplifies his life’s work of teaching others how to be financially responsible, so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

It's a better idea to pre-plan

Dear Dave, My husband passed away last year at just 45 years old. We always tried to be careful with our money, and we were in good enough shape financially that I paid for his funeral with cash. A few days ago, I started getting letters from the funeral homes in town encouraging me to pre-pay for my own funeral. I’m 42, and in very good health, so is this a good idea? - Janet Dear Janet, My advice is to pre-plan, not pre-pay. Unfortunately, you learned firsthand how hard it is to make important decisions in the middle of that kind of grief. Many times, people are so emotional when they face these kinds of things that they make bad decisions. That’s why pre-planning, and making decisions ahead of time, is a really good move. Now, here’s why it’s never a good idea to pre-pay for this kind of thing. If you live to an average age, for what you’d prepay today at your age, you could invest the amount and be self-insured. You’d have a ton of money sitting there when the time comes. Events like this make you realize the need for proper planning, but don’t ever pre-pay for them. God bless you, Janet. I’m so sorry you’re going through this. —Dave

Take time to heal and to learn

Dear Dave, I went through a divorce a couple of months ago, and I’m not sure what to do next. I received custody of our kids, ages 13 and 15, plus I have a good job and I got the house in the settlement. It’s a nice, simple home, but it’s paid for and worth about $200,000. I receive $1,400 a month in child support, and I got $125,000, which was half our savings. I also have no other debt. Most of my friends are telling me I should begin investing, but they all have different ideas about where I should put the money. Can you give me some guidance? - Michelle Dear Janet, I’m so sorry to hear you’re going through this. Divorce is hard enough when it’s just a couple, but it must be incredibly difficult with kids involved. Make sure you spend lots of time hugging on them, and telling them how much you love them. God bless you guys. Ok, I know your friends are just trying to help, but I wouldn’t follow their financial advice right now. The trauma from your divorce is still fresh, and you should never make important, long-range decisions when your emotions are messed up. If there’s anything positive in all this, it’s that you’re in a really nice place where your finances are concerned. You’ve got a good job, you have no debt, and you’ve got six figures sitting in the bank. My advice is to park that money in a CD until you feel you’re getting over the shock of what has happened. You won’t make much money doing this, but you won’t lose any, either. Then, after some time has passed, I want you to find a good financial advisor—one with the heart of a teacher—and look into investing $25,000 in good growth stock mutual funds. I’m talking about ones with at least a 10-year track record of success. Time and knowledge can help erase fear, Michelle. Plus, you’ve got a responsibility to yourself and your kids to invest wisely. —Dave

7 Triciaâ&#x20AC;&#x2122;s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

?Did you know? YOU CAN GET YOUR KNIVES & SCISSORS SHARPENED at BIG SKY IMAGES & COLLECTIBLES in Havre Holiday Village Mall, Will sharpen while you shop, Very affordable 406-399-6522 4-I

8 Tricia’s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020



Chinook Harlem

SUDOKU! The rules to the Japanese game of Sudoku are straightforward. Simply fill in the blanks so that each row, each column, and each of the nine 3x3 grids contain one instance of each of the numbers 1 through 9. SOLUTION:

A bank robber pulls out gun points it at the teller, and says, "Give me all the money or you're geography!" The puzzled teller replies, "Did you mean to say 'or you're history?'" The robber says, "Don't change the subject!"

The next issue publishes Wed., April 15, 2020. Ad DEADLINE Wed., April 8th at 9am. HARLEM REGION: Tricia is happy to help you in:

“TRICIA’S TRADER” IS PUBLISHED BY:

S TRADER” IS SHED BY:

Town: oplin nverness Rudyard Hingham Gildford Kremlin Ft Benton Loma Big Sandy Havre

SUD0KU    

2000 Country Club Road * Turner, MT 59542 2000 Country Club Road *800-756-1817 Turner, MT 59542 Phone

Phone 800-756-1817 or 406-379-2377 or 406-379-2377 Email: office@triciastrader.com

LLC LLC

Email: office@triciastrader.com www.TriciasTrader.com www.TriciasTrader.com FAX: 888-796-8498 FAX: Contact us 888-796-8498 to place an advertisement, complete the form above,

Contact us to place an advertisement, or visit us online tocomplete submit yourthe ad. form above, or visit us online to submit your ad.

Tricia’s Trader SERVES THESE TOWNS ALONG THE MONTANA HI-LINE: Tricia’s Trader SERVES THESE TOWNS ALONG THE MONTANA HI-LINE:

Town: Prefix: Ft Belknap 353 Prefix: Ft Belknap Joplin 292 Turner353 379 292 Inverness 292 Turner Hogeland 379 379 292 Rudyard 355 Hogeland 379 673 Zortman 355 Zortman 673 397 Hingham 397 DodsonDodson 383 383 Gildford 376 Malta 301, 654, 680 376 Malta 301, 654, 658,658, 680 Kremlin 372 Loring 674 372 Loring 674 Benton 621, 622 Whitewater 621, Ft 622 Whitewater 674 674 Loma 739 Saco 739 Saco 527 527 Big Sandy 378 Hinsdale 364, 648 378 Hinsdale 364, 648 Havre 262, 265, 407, 808, 945, 969, 262, 265, 407, 808, 945, 969, 390, 394, 390, 394, 395, 398, 399395, 398, 399 Chinook 357 ALL MONTANA AREA CODESARE ARE 357 ALL MONTANA AREA CODES Harlem 353 (406) 353 (406)

EAST BLAINE FERGUS and OUT-OF-STATE or CANADA Tricia Kimmel, Owner 800-756-1817 x804 406-379-2377 Email: kimmelkreations@yahoo.com

HAVRE REGION: Christa is happy to help you in: HILL COUNTY Christa Beatty, Sales Rep 406-398-5541 or 406-945-0856. Email: central@triciastrader.com

PUBLISHER’S COMMENTS: PUBLISHER’S COMMENTS: The publisher does not assume any responsibility for the contents of any advertising herein, and all representations or

Themade publisher not assume any forthe the contents of any advertising herein, and all representations or warranties in suchdoes advertising are those of the responsibility advertisers and not publisher. warranties made in such advertising those of the advertisers the publisher. Every effort is made by Kimmel Kreations, LLC toare never knowingly accept advertisingand that isnot deceptive or misleading. We Every effort is made Kimmel Kreations, LLC to at never knowingly accept advertising that is deceptive or misleading. We reserve the right to edit, refuse, by reject or cancel any advertisement any time. reserve right totoedit, refuse, reject orany cancel anyinadvertisement any time. The publisherthe is not liable any advertiser herein for misprints advertising not theat fault of the publisher, and in such Thethe publisher not liable to any advertiser herein forpublisher’ any misprints not the fault of the publisher, and in such an event, limit of theispublisher’ s liability shall be the amount of the s charge in foradvertising such advertising. anaevent, the limit of the publisher’ s liability shall be the amount of the publisher’ rti ing or th a r nta ﬁnancing in ranc an a rai a o r i ntia r a tat ars charge ct toforth such advertising. a rti ing or th a r nta ﬁnancing in ranc an a rai a o r i ntia r a tat ar ct to th Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, Housingfamily Act, status, whichormakes illegal any preference, limitation, or discrimination based on race, color,Federal religion, Fair sex, handicap, nationalitorigin, or to an advertise intention to make any such preference, limitation or color, religion, handicap, status,accept or national origin,which or an discrimination. Kimmelsex, Kreations, LLC willfamily not knowingly any advertising is inintention violation oftothismake law. any such preference, limitation or Kreations, LLC not knowingly accept advertising which is insole violation of this law. Alldiscrimination. advertising layoutsKimmel and designs and portions of will the same that are produced by any Kimmel Kreations, LLC are the Allofadvertising layouts designs portions of the produced Kimmel property Kimmel Kreations, LLCand and may not beand reproduced in any formsame unless that writtenare authoriz ation is by obtained fromKreations, LLC are the sole the property publisher. of Kimmel Kreations, LLC and may not be reproduced in any form unless written authoriz ation is obtained from the publisher. “ Tricia’ s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 5954 2. Copies “ Tricia’ s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club Road, Turner, MT 5954 2. Copies of “ Tricia’ s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to of “ Tricia’ s Trader” are distributed free to the reader in public locations, and by subscription service for a minimal charge to those requesting mailing service. All material copyright 2003-2015. those requesting mailing service. All material copyright 2003-2015. NOTICE: The opinions and ideas expressed in articles and advertisements in ‘ Tricia’ s Trader’ are those of the author NOTICE: The opinions and ideas expressed in articles and advertisements in ‘ Tricia’ s Trader’ are those of the author or a rti r an o not n c ari r ct th o inion o th i h r i r ation . at ria in artic or or a rti r an o not n c ari r ct th o inion o th i h r i r ation . at ria in artic or advertisements should be considered general reading and should not be construed as professional advice. All information advertisements should be considered general reading and should not be construed as professional advice. All information should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action should be carefully researched by the reader, and the reader assumes all responsibilty and risks associated with any action taken basedbased upon information in an advertisement or article. taken upon information in an advertisement or article.

9 Triciaâ&#x20AC;&#x2122;s Trader .................................................................... Volume XVIII Issue 7................................................................................. April 1, 2020

For Sale: 1989 Ford Versatile 876 tractor. 4 hydraulics & plumbed Searching for something? for air drill. 9100 hrs. Asking Find it in the search window $22,000 USD. Call 306-296- at www.TriciasTrader.com. x 2152 or 306-296-7700. 3-II

Bear Paw Bowmen Spring Shoot Set for April 26th On Sunday, April 26 from 8 am to 5 pm, the Bearpaw Bowmen Spring Archery Shoot will take place at the Havre Eagles Campground in the Bear Paw mountains just south of Havre. Registration starts at 8 a.m. and the last shoot will be at 3 p.m. Hill County 4-H Shooting Sports will provide concessions for this one-day event. There will also be a raffle and door prizes, so come on out as a shooter or spectator to meet up with other archery enthusiasts. The Bear Paw Bowmen Club members are busy planning this safe, family-friendly event. Interested in how to become a member or wanting to know more about the Bear Paw Bowmen and their great events? Contact Clyde Thomas, Jr. (265-4572), Nick Siebrasse (390-0402), or Mark Daniel (2651640). Annual memberships are always available for just $10 a year.

March 22, 12 noon to 2 p.m.: Hogeland, Big Flat Catholic Church Spring Dinner and Bazaar. Dinner: 12 - 2, Bazaaar 11:30-2. $12/adults, $5/each for youngsters grades K-6. Come enjoy local artists' work, vendors, and a delicious turkey dinner with all the trimmings. 3-II Malta Chamber ISO: Food trucks for 2-day festival July 10-11th and our food truck wars the first night!! From 5-7 p.m. @ Veterans' Park. Check out their Facebook page at Malta Summer Festival or call 406654-1776 for more information. 3-II For Sale: Rock Island VR-60 $350. Ruger PC-9 Carbine $450. Smith & Wesson M&P 40 2.0TS Red Laser $350. Leuphold LTO Tracker Thermal Handheld Scope $450. Call (406)372-3172. 3-II

For Sale: 529 3RD ST HAVRE, MT Cozy little cottage near everything downtown. $69,900 Call Property West, 945-0394. 3-II

FOR SALE: New Mint State Silver Eagle Dollars & Morgan Silver Dollars! BIG SKY IMAGES & CvOLLECTIBLES Havre Holiday Village Mall 406-399-6522 4-I

10 Tricia’s Trader .................................................................. Volume XVIII Issue 7................................................................................. April 1, 2020

22nd Annual Barber Ranch Two-Day Archery Shoot: June 20th and 21st The 22nd Annual Barber Ranch 2-Day Archery Shoot is scheduled for the weekend of June 20th to 21st (Saturday and Sunday) at the Frank and Bettie Barber ranch, which is in the Hungry Hollow of Lloyd, Montana. Maps to get to the venue are located on the Bear Paw Bowmen Website (bearpawbowmen.com) and can be downloaded to print or view from your smart device. This yearly event draws several hundred archery enthusiasts and spectators, and is considered the club's “Biggest Family Reunion of the Year!” There will be live and silent auctions, raffles, door prizes and a FREE Baron of Beef Dinner on Saturday night for all who attend. At 3 o'clock Saturday afternoon, kids can shoot in the Cub-Chick Challenge Shoot. Youngsters do not need a bow to compete in the 4 courses and 20 challenges. Hill County 4-H Shooting Sports Club will provide concessions for this two-day celebration of archery, shooting sports safety, and family fun! Memberships to join to Bear Paw Bowmen are available. More information about joining the Bear Paw Bowmen or the Annual Barber Ranch Shoot is available by contacting Clyde Thomas, Jr. (265-4572), Nick Siebrasse (390-0402), or Mark Daniel (265-1640).

Get Started at ClearyBuilding.com! AGRICULTURE • SUBURBAN • COMMERCIAL • HOME • HORSE

Thinking of a new building? Begin your search TODAY!

It's as easy as 1-2-3:

1. Go to ClearyBuilding.com 2. Click on ADVANCED SEARCH 3. Find your "Dream Building"

FEATURING: 800-373-5550 • ClearyBuilding.com

C ALL U S F O R A FREE C O NS U LTATIO N!

COLUMBUS, MT • 406-322-5427 GREAT FALLS, MT • 406-453-4322

11 Triciaâ&#x20AC;&#x2122;s Trader .................................................................. Volume XVIII Issue 7................................................................................. April 1, 2020

Public Service Announcement From: Family Connections

Region 5 - Great Falls office: 202 2nd Avenue South 406.761.6010, 800.696.4503, Fax: 406.453.8976 Region 6 - Havre office: 2229 5th Avenue 406.265.6743, 800.640.6743, Fax: 406.265.1312 Service Areas: Region 5: Glacier, Toole, Pondera, Teton, Cascade, Chouteau, Liberty, Judith Basin, Fergus, and Petroleum counties. Region 6: Hill, Blaine, Phillips, Valley, Garfield, McCone, Daniels, Prairie, Sheridan, Richland, Roosevelt, Dawson, and Wibaux counties. Family Connections Child Care Services Announcement: For the health and safety for all in light of COVID-19, Family Connections offices in Great Falls and Havre are closed to the public. Our staff is still working and available. Contact us via email fcinfo@familyconnectionsmt.org or call us in Great Falls at 406.761.6010 or in Havre at 406.265.6743. Family Connections Child Care Services and Emergency Related Services Available: Refer Emergency workers who need access to child care with referrals to child cares with openings. Refer families whose child care closed or need to find child care to child cares with openings. Best Beginnings Child Care Scholarships to help eligible families pay for child care. Child Care Professional Development courses available online for child care providers. Help businesses create solutions to child care for their employees. Assist child care programs and families with child care policies and rules from state entities. Connect child care workers whose child care has closed with open child cares or emergency child care needing additional staff. Help child care programs that have changes in enrollment or experienced emergency expenses access emergency funding. Family Connections is a private nonprofit entity and is the Child Care Resource and Referral agency proudly serving twenty-three counties in north central and north eastern Montana.

Help Wanted: BearPaw Meats is seeking a Smokehouse Manager/ employee to join their team! $12$15/hour. Successful candidate must have a positive attitude, and good outlook on job responsibilities. The team member will be responsible for creating smoked sausages, smoked meats, charting, inventory, and label applications. Contact Ashley for more information: 357-3119 or visit the website at www.bearpawmeats.com. 3-II

For Sale: 1989 Ford Versatile 876 Looking for Help? Help tractor. 4 hydraulics & plumbed Wanted ads are FREE in for air drill. 9100 hrs. Asking Triciaâ&#x20AC;&#x2122;s Trader. Call today! x $22,000 USD. Call 306-2962152 or 306-296-7700. 3-II

For Sale: 529 3RD ST HAVRE, MT Cozy little cottage near everything downtown. $69,900 Call Property West, 945-0394. 3-II

FOR SALE: Used oilfield pipe, rods, cable & guard rail. New HDPE pipe. Engineered bridges for pivots, vehicles, walking & ATV. Clips & post caps. Toll free866-683-7299 or 406-453-7299 BIG SKY PIPE AND SUPPLY, Great Falls. Call TODAY and Ask for our free catalog. VISIT US ONLINE ht t p:// bi g sk y pip e a nd suppl y. com/html/ 7-I:X

12 Triciaâ&#x20AC;&#x2122;s Trader .................................................................. Volume XVIII Issue 7................................................................................. April 1, 2020