Latino Lubbock Magazine Vloume 15, April/abril 2021 ~ "A Season of New"

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TTU Adds Valero to Off-The-Field Role e x a s T Te c h head coach

Matt Wells a n nou nced last month the hiring of Art Valero as Senior Analyst as part a reshuffling of responsibilities for the football program’s recruiting staff and an increased-investment into analyst positions. Valero, a veteran coach at both the college and NFL levels, will serve as a senior analyst for the football staff, assisting with advance scouting of opponents for

the Red Raider defense as well as tracking tendencies. He joins the Red Raiders with more than 30 years in coaching, including 10 seasons in the NFL, most recently as the assistant offensive line coach for the Tennessee Titans in 2011. He previously served as the offensive line coach for the Seattle Seahawks in 2010 and prior to that, as the assistant head coach and running backs coach for the St. Louis Rams in 2008 and assistant offensive line coach in 2009. He and his wife, Alicia, have five children, sons Kyle and Brandon, and daughters Kimberly, Alexa and Cami. ALL THE BEST from Latino Lubbock Magazine!

Opportunity/Oportunidad

Saving Money

o you have a probD lem saving money? You're not alone!

But there are several steps you can take to start putting money away for the future. Saving in this economy can be tough. The most important thing you can do is start putting away three months of living expenses for you and your family. Next, prioritize your goals - list your dreams, your wants, and your needs. For many families, owning a home, sending their kids to college, and being able to retire rank high on the list. If you want to own a house, it should not be about making money later. Your attitude should not be going in it to make money, sell it, and get into another one. You're going in it to make a

home. Then comes the big debate of saving for college or saving for retirement. Many financial advisors recommend saving for retirement first, but not everyone agrees. If you're a family that's struggling, then having a child graduate from college could be the best way to stop that generational problem. However it's never too early to start saving for your child's education, and there are several options out there for doing so. One of the most popular options is a 529 plan. As for retirement, take advantage of your employer's 401(k) options. Lastly, if all of this seems overwhelming, just remember it is possible. And, a little sacrifice can go a long way.

Cómo empezar a ahorrar dinero

iene un problema de ¿T ahorro de dinero? Usted no está solo! Sin embargo, hay

varios pasos que puede tomar para empezar a poner dinero para el futuro. Ahorro en esta economía puede ser difícil. La cosa más importante que puedes hacer es empezar a poner distancia de tres meses de gastos de vida para usted y su familia. A continuación, dar prioridad a sus metas - una lista de sus sueños, sus deseos y sus necesidades. Para muchas familias, tener una casa, enviar a sus hijos a la universidad, y ser capaz de retirarse del puesto más alto en la lista. Si usted quiere ser dueño de una casa, que no debería ser acerca de hacer dinero en el futuro. Su actitud no debe ir en él para hacer dinero, venderlo, y entrar en otro. Va en él para hacer una casa. Luego viene el gran debate de

ahorrar para la universidad o el ahorro para la jubilación. Muchos asesores financieros recomiendan ahorrar para la jubilación principio, pero se compromete a no todos. Si usted es una familia que está luchando, y luego tener un hijo graduado de la universidad podría ser la mejor manera de detener ese problema generacional. Sin embargo, nunca es demasiado temprano para empezar a ahorrar para la educación de su hijo, y hay varias opciones que hay para hacerlo. Una de las opciones más populares es un plan 529. En cuanto a la jubilación, se aprovechan de su empleador 401 (k) opciones. Por último, si todo esto parece abrumadora, sólo recuerda que es posible. Y, un pequeño sacrificio puede recorrer un largo camino.

Wear Your Mask! ¡Usa tu máscara! Page

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Latino Lubbock Magazine is Hispanic Owned & Operated

Professional Development FREE GED TEST P R E PA R AT I O N CLASSES. Need to study to pass the GED? Literacy Lubbock offers free, flexible, and casual prep classes at various times to fit in with your busy schedule. Call us at 806-7753636 for more information or register for Free classes at www.literacylubbock.org. FREE GED AND ESL CLASSES for Lubbock and the surrounding area offered by Adult Education Center. We accept new students on a bimonthly basis. You must be at least 17 years old and not enrolled in public school to be eligible for the classes. For more info call 806-2815750. Open Mon. thru Fri. from 8 A.M. to 5 P.M. BASIC ENGLISH CLASS – Clase de Inglés – aprender Inglés básico, 3211 58th Street, (east of Indiana) Lubbock. Horas: Cada Miércoles a las 7:30-8:30 de la noche. 806-239-5352 GRATIS!! CHILD CARE AVAILABLE FOR INCOME-ELIGIBLE FAMILIES Families who are income eligible may receive fee assistance to attend one of the Early Learning Center’s five centers for child care. Parents or caretakers must be employed or in school. The program is open from 6:30 a.m. to 6 p.m. Monday through Friday. Call (806) 765-9981 for more information. CLASES DE INGLÉS COMO SEGUNDA IDIOMA La Literacia de Lubbock (Literacy Lubbock) ofrecen clases gratis de inglés como segundo idioma (English as Second Language) para la comunidad. Todos los adultos están bienvenido en estas clases. Para más información, llame a (806) 775-3636. FREE CRIMINAL DEFENSE ATTORNEY: The Caprock Regional Public Defender Office offers free legal representation to 13 surrounding West Texas Counties. The office handles Felony, Misdemeanor and Juvenile cases for citizens that cannot afford to hire a criminal defense lawyer. Call (806) 742-4312 to see if your county qualifies for this service. IMMIGRATION SERVICES If you need help with immigration issues call 806-741-0409. SERVICIOS DE INMIGRACIÓN Si necesitan ayuda con asuntos de inmigración llame a este numero (806) 7410409. REFERRAL FOR QUALITY CHILD CARE in Lubbock by the South Plains Day Home Association helps parents with free referrals to licensed or registered day care facilities that are routinely monitored by the Texas Department and Protective Services. Call 796-0606 or 792-1847 for more information.


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