BUILD 2023

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HOW CAN THIS GUIDE ASSIST YOU?

ARRANGING FINANCE

ABOUT

BUYING OFF THE PLAN

CHOOSING LAND

LEGAL REQUIREMENTS

DESIGNING YOUR HOME

ENERGY EFFICIENCY

SAFETY

HOME WARRANTY INSURANCE

Welcome to Build, a publication created by the team at Master Builders ACT that is designed to assist you in the building and renovating process. We get that knowing where to begin and understanding the steps to building or renovating a home can be confusing and that’s exactly why we have created this simple guide to walk you through the process.

ABOUT MASTER BUILDERS ACT

Master Builders ACT (MBA) is the peak building and construction industry association, representing the interests of commercial builders, residential builders, civil contractors, suppliers, subcontractors and professionals. MBA also runs MBA Group Training limited (MBA GT) – a Registered Training Organisation. MBA GT provides quality training to short course participants and apprentices.

HOME MAINTENANCE

Pichelmann Custom Building Services, Forrest

WHAT

96% OF CONSUMERS ARE AWARE OF THE MBA BRAND

96% OF CONSUMERS SAY THAT THEY WOULD BE INFLUENCED TO HIRE A BUILDER IF THEY HELD AN MBA MEMBERSHIP

Results extracted from Footprints Market Research. Research conducted in 2020.

REAL QUOTES FROM CONSUMERS ABOUT MBA MEMBERS

‘I would like to take this opportunity to thank you for the amazing job you have done in building our house. We were initially hesitant to build (at all) as we knew the process was time consuming and quite stressful, but our experience has been anything but that. From the very beginning with the warm welcome we received at the display village right through to the practical completion inspection, the team has been helpful, accommodating and has made the whole building experience wonderful and easy.’

- Googong resident

‘They completely changed our house into a home. We have the most incredible outdoor living areas now and we can’t keep our kid inside! These guys genuinely changed our whole lifestyle and got everything done quickly, professionally and in time for spring.’

- Wright resident

80% OF CONSUMERS BELIEVE THERE IS AN ADVANTAGE IN USING AN MBA MEMBER

‘Their flexibility is indeed legendary! They organised getting the plans approved and arranged for demolition. We made one trip to Canberra before the start of the build to finalise the design and make initial selections from the wide range of options and materials available. As the build progressed, it was obvious that we could have complete confidence in their management of the process.’

- Turner resident

REP Building and Archertec Interiors, Griffith

DO CONSUMERS SAY ABOUT THE MBA AND ITS MEMBERS?

Display Home

MASTER BUILDERS AND ASSET CONSTRUCTION HIRE EXCELLENCE AWARDS

What are the awards? The Master Builders and Asset Construction Hire Excellence Awards are a celebration of the best residential, commercial and civil projects from across the Canberra region. The awards represent excellence in the building and construction industry and recognise the incredible work of Master Builders members. Take a look at some of the winners of House of the Year from the past four years

HOUSE OF THE YEAR 2022 Preferred Builders and DNA Architects

The perfect interpretation of a home where nature, hobbies and friends can be intrinsically interwoven into one harmonious residence. A place where nature isn’t a nuisance to construction but is instead welcomed into the design of the home. Nature is figuratively and literally at the heart of the home, with the central atrium sitting as one of the star features in this abode. The atrium has a window into one of the homeowner’s passion projects: the basement car museum.

HOUSE OF THE YEAR 2021 Manteena Residential, Architects Ring & Associates and The Dept. of Design

This home delivers the grandeur and futuristic quality of an airport, all while retaining the warmth of a family home. The teams also took an aeronautical approach to planning the layout of this home by separating the house into different wings. The four wings include the living zone, the office, the double height entry and the sleeping zone, which allowed for solar penetration and cross flow ventilation. The location of ‘Forrest’ is ideal for this home, as it perfectly blends nature and home with the use of large glass windows and heritage trees at focal points.

HOUSE OF THE YEAR 2020

Architekt

The interior has warmth and character with a bold, vibrant colour palette that is the result of the collaboration between the construction team and the client. The team paid close attention to impeccably preparing and finishing materials including the ply sheeting, steel work and handmade tiles. This home showcases the result of meticulous planning and impeccable craftsmanship, as well a daring design eye.

The architecture of the home is a tribute to Origami, the Japanese art of paperfolding, with the use of different angles and shapes creating a visual masterpiece.

HOUSE OF THE YEAR 2019 Classic Constructions and TT Architecture

Inspired by multi-generational living and large-scale entertaining, this extraordinary home was masterfully created by renowned builders, Classic Constructions, in collaboration with TT Architecture. A complete one-ofa-kind, this amazing resort style home is a symbol of sophistication and distinction. The six-bedroom, six-bathroom House of the Year, offers privacy, solar gain and outstanding views. Marry this with intelligent design, innovation, faultless quality and functionality, and you have a laudable property that is striking, yet totally liveable.

Grüne Häuser

TOP 5 REASONS FOR BUILDING NEW

There are a lot of reasons why you might decide to build a brand new home rather than buying an established one. Here is a list of the top 5 reasons to build new:

1 BUILD TO SUIT YOU

When you build new, you can design your home specifically to meet your requirements and suit your family and lifestyle.

2 ENERGY EFFICIENCY

New homes must meet a 6-star energy efficiency rating, which may reduce your energy consumption and lower your costs of heating and cooling.

3 PAY LESS STAMP DUTY

There may be stamp duty savings when you build new rather than buying an established home. You should look at the ACT Revenue Office stamp duty calculator to compare the difference.

4 LESS MAINTENANCE

New homes ordinarily require less ongoing maintenance when compared to older, established homes.

5 STATUTORY WARRANTIES

You will have the peace of mind that your home is covered by a home warranty insurance policy or fidelity fund certificate (for five years), as well as warranties from your builder for structural defects (for six years) and non-structural defects for two years.

IF YOUR PREFERENCE IS TO MOVE AND BUILD A NEW HOME, MAKE SURE THAT THE SUBURB YOU CHOOSE HAS THE AMENITIES AND CONVENIENCES THAT YOU WANT AND NEED. YOU SHOULD ALSO KEEP IN MIND THAT NEWER SUBURBS GENERALLY HAVE SMALLER BLOCK SIZES THAN THE EXISTING AND MORE ESTABLISHED SUBURBS.

Core Building Group, The Dept. of Design and Capital Veneering, Sutton

TOP 5 REASONS FOR RENOVATING OR EXTENDING

There are also good reasons to renovate your existing home, or to think about an extension. It might be worth considering the following:

1 SAVE MONEY ON SELLING AND MOVING

If you decide to stay in your home and renovate, you will save money on conveyancing fees, real estate agent’s commission, advertising or marketing fees, removalists costs, and stamp duty on a new block of land.

2

IMPROVE THE VALUE OF YOUR HOME

Extending or renovating your home will likely add more value to your home.

3 LOCATION

Renovating or extending is a great idea if you enjoy living in the suburb and local community you are currently in.

4 NO NEED TO FIND A BLOCK OF LAND

Choosing to renovate means that you won’t need to look for a block of land (plus you save money on the cost of needing to buy a new block).

5 ENVIRONMENTALLY FRIENDLY

Renovating an existing house can be a sustainable alternative to building a new home. The majority of the existing home can usually be retained or improved, a number of materials can also be recycled. Plus, your garden will be retained.

IF YOU DECIDE TO RENOVATE YOUR HOME, ALWAYS ENGAGE A QUALIFIED BUILDING DESIGNER, DESIGN AND BUILDING COMPANY, OR ARCHITECT. A GOOD DESIGNER WILL WORK WITH YOU TO ENSURE THAT YOUR PROJECT IS FUNCTIONAL AND BLENDS IN WITH YOUR EXISTING HOME. IF YOU CHOOSE TO ENGAGE AN ARCHITECT, MAKE SURE YOU ALSO SELECT AND SPEAK WITH YOUR BUILDER EARLY IN THE DESIGN PROCESS. IT IS REALLY IMPORTANT THAT YOU, YOUR ARCHITECT AND YOUR BUILDER COLLABORATE AS EARLY AS POSSIBLE TO AVOID PROBLEMS DOWN THE TRACK.

Walmsley Building Solutions, O’Connor

FINANCE

BUDGET

Financing your new home build or extension project can be achieved in a number of different ways, depending on your financial capacity and the size of your project.

Before you engage a builder, you should develop your budget and, if you are borrowing money to pay for the build, speak to your preferred financial institution.

When engaging a builder, you should discuss the items that will be included in the building contract. Make sure that this discussion includes any preliminary costs, such as soil tests, preparation of plans, building approvals and consultant fees. There might be expensive items that are not included in the building contract such as landscaping, blinds and curtains, or even floor coverings. It is important to also understand which costs are fixed, and which costs may change. Your builder or your lawyer can explain the difference to you.

THE STARTING POINT IS TO DEVELOP A REALISTIC AND ACHIEVABLE BUDGET.

360 Building Solutions and Neighbourhood Architecture, Denman Prospect

If you are buying land and building a new home, you will also need to consider government fees and other costs associated with the build, which can include:

• Stamp duty

• Conveyancing costs

• Government record searches

• Registering plans

• Lodging a development application

• Applying for a building approval

• Various certificates and inspections

• Engaging a building certifier

Your budget should also include other costs such as rental payments (or other mortgage payments) while your new home is under construction, as well as moving costs.

It is recommended that you include a contingency or reserve in your budget for any unforeseen items or cost variations that may be required during the building process.

CHOOSING A MORTGAGE LENDER

IT CAN TAKE MONTHS TO OBTAIN FINANCE IN SOME CIRCUMSTANCES. MAKE SURE YOU START THE PROCESS EARLY.

When it comes time to choosing a mortgage lender, there are two common options you have when searching for the financial institution to assist your needs:

• Mortgage broker – a mortgage broker can help you to find a variety of loan options from different lenders. Essentially, a mortgage broker acts as an intermediary between a lender and a borrower.

• Choose a lender based off your own research – while this can take more time than using a mortgage broker, completing your own research in order to choose a lender and loan type may be your preferred option.

Consider and compare different financial institution’s fees associated with a mortgage. Some common fees are:

• Application fees

• Valuation and lender’s fees

• Lender’s mortgage insurance

• Exit fees

• Monthly or annual fees to keep the account open

It’s also important to consider what features you would like your home loan to have. Some features include:

• Ability to redraw – if you make additional payments you can choose to ‘redraw’ that money back

• Offset accounts – money in an offset account can allow you to reduce the interest rate you pay on your loan

CONCESSION SCHEMES AVAILABLE IN THE ACT AND NATIONALLY

If you are looking to purchase land, build a new home or buy an existing property, you may be eligible for a concession scheme.

ACT: Home Buyer Concession Scheme

If you are purchasing a home or land in the ACT, you may be eligible to pay no stamp duty. Applicants must meet certain eligibility criteria including:

• All buyers of the home or land must be at least 18 years old.

• The total gross income of all buyers must not surpass the relevant income threshold.

• All buyers including their partners (if any) must not have owned any other property in the last two years.*

• At least one buyer must live in the home continuously for at least one year, starting within 12 months of settlement or completion of construction.**

A partner includes your spouse, civil union partner, civil partner or de facto partner.

* There are limited exceptions to this requirement, including court orders and agreements made under the Family Law Act 1975 and the Domestic Relationships Act 1994. These orders or agreements must be made before the transaction date.

** The Commissioner for ACT Revenue can exempt you from the residence requirements, in full or in part, but only in very specific circumstances.

Status Living, Giralang

Owner Occupier Duty Concession

Off the Plan Units - from 1 July 2021

For contracts exchanged on or after 1 July 2021, there is no stamp duty on off-the-plan unit (unit-titled apartment and townhouses) purchases valued at $500,000 or less.

Eligibility requirements include:

• Contracts must be signed and exchanged on or after 1 July 2021

• At least one buyer must live in the home continuously for at least one year, starting within 12 months of the date of completion (settlement date) of the off the plan agreement

• Off the plan ‘units’ refers only to unit-titled apartments or townhouses.

Further information is available at www.revenue.act.gov.au.

NATIONAL: First Home Guarantee

Under the Australian Government’s First Home Guarantee, eligible first home buyers can purchase or build a new home with a deposit of as little as 5% without having to pay lenders mortgage insurance (lenders criteria apply).

Eligible borrowers can use the guarantee in conjunction with other government programs.

From 1 July 2022 – 30 June 2023, 35,000 FHBG places are available to eligible first home buyers.

Further information can be found at https://www.nhfic.gov.au/supportbuy-home/first-home-guarantee.

Raw Building Industries, Curtin

CHOOSING A BUILDER

Building or renovating a home is one of the largest investments you will make in your lifetime. Ensuring you undertake all necessary checks before choosing a builder will assist you in making this decision. Knowing the essential questions to ask and what you should expect from your builder is fundamental to this process.

HOW CAN I ENSURE I HAVE UNDERTAKEN NECESSARY DUE DILIGENCE BEFORE CHOOSING A BUILDER?

1 Research – Find out about the builder’s experience, craftsmanship, licences and insurances.

2 References – Ask to inspect the builders previous projects or speak with previous clients.

3 Fit for Purpose – Not all builders are experts in all types of buildings. Renovations are best undertaken by builders with renovation experience, new builds are best completed by new home builders. If you have a special requirement, such as sustainable design, check that your builder has the relevant experience.

WHAT HAPPENS IF THINGS AREN’T WORKING OUT BETWEEN ME AND MY BUILDER?

Disputes can occur when communication lines between a client and builder break down, often resulting in a failure to meet obligations under the building contract. It’s important to seek help early if a dispute arises and ensure that any concerns are raised in writing to the builder. If you cannot resolve a dispute with your builder, you should seek independent legal advice about your rights and responsibilities under your contract, as there are some strict timeframes and dispute resolution requirements. For more information on this, turn to page 66 for key contacts.

WHY SHOULD I CHOOSE TO BUILD WITH A MASTER BUILDER?

Members of Master Builders ACT represent the top builders and tradespeople in Canberra and the surrounding region. By choosing an MBA member, you are choosing a higher standard of builder or tradesperson, who is committed to excellence and takes pride in their reputation.

WHAT SHOULD I EXPECT FROM THE MASTER BUILDERS ASSOCIATION?

Members of Master Builders ACT represent the top builders and tradespeople in Canberra and the surrounding region. Satisfied clients make satisfied members, therefore we have an interest in helping our members satisfy their client’s needs.

Master Builders ACT can provide general information about the MBA ACT Home Building Contract and home warranty cover, including Fidelity Fund Certificates. However, we cannot provide you with specific advice about your dispute.

Monarch Building Solutions, Jerrabomberra

MBA IN THE COMMUNITY

Strathnairn Charity House

The Strathnairn Charity House project will provide a significant boost to a range of local community organisations in West Belconnen while providing a platform to promote the growing participation of women in the construction sector.

The project will see Master Builders ACT and the Ginninderry Joint Venture collaborate on the design and construction of a premium home in the fast-growing suburb of Strathnairn.

MBA members, led by Kane Constructions, have donated (or provide low cost) materials and labour. Proceeds from the sale of the house will be donated to Hands Across Canberra for distribution to four local charities.

University of Canberra

To help create a skilled construction industry, Master Builders ACT has a long running partnership with the University of Canberra to assist in research efforts as well as unit requirements of the construction related degrees. MBA Group Training facilitates White Card, asbestos awareness, and WHS hazard identification, risk assessment and risk control training for students undertaking built environment courses.

A Render Image of the Charity House

Championing Wellbeing in the Construction Industry

Master Builders ACT partners with OzHelp to encourage construction industry members to look after their mental wellbeing. This occurs through the delivery of Tradie Tune-Ups, Lifeskills workshops and mental health training that assists individuals with learning self-management strategies and recognising distress signals in others.

Encouraging Women to Join the Industry

Master Builders ACT partners with Ginninderry and the ACT Government to deliver the JobTrainer Women in Trades program and the JobTrainer Women in Civil program. The JobTrainer Women in Trades program provides participants with specialised accredited training, industry work placements and potential employment pathways within the carpentry, electrical and plumbing sectors. The JobTrainer Women in Civil Construction program runs for 9 weeks with a combination of theory, practical hands-on learning and industry work placement. The key purpose of the program is to encourage more women to consider a career in the civil sector. In 2023 the program will be in its fifth year running with a new intake of participants commencing 1 May 2023.

Master Builders ACT also supports:

• Hands Across Canberra

• Jeans for Genes

• The Push-Up Challenge

• Canberra Hospital Foundation

• Vinnie’s CEO Sleepout

Improving Apprentice Retention Rates

In 2022 Master Builders ACT introduced the MBA M.A.T.E program, which aims to improve the apprentice retention rate in the construction industry and provide participants with a mate for life. Mentees learn how to set career goals, run their own business and communicate more effectively in their role.

• Communities at Work

• Mark Hughes Foundation Beanie for Brain Cancer fundraising

• Australia’s Biggest Morning Tea

• Jersey Day

• Movember

• Shaw Building Group and Carers

ACT Charity Bowls Day

LAND AVAILABILITY IN THE CANBERRA REGION

Finding suitable, affordable and well-located land in the Canberra region that is ready for building can occur in a variety of ways.

The ACT Government’s Suburban Land Agency develops and sells a significant amount of available land in the ACT. You can read more about the land available for purchase from the Suburban Land Agency on their website – www.suburbanland.act.gov.au

Land is also being developed in the ACT and surrounding region by private developers, or in a joint venture with the Suburban Land Agency. Information about current land availability is identified on the below map.

CHOOSING THE RIGHT BLOCK OF LAND FOR YOU

There are a lot of features to take into account when choosing the right block of land for you – no two blocks are the same. It is important before you purchase a block that you understand the unique characteristics and what type of home it will support.

Aside from the price of a block of land, some of the key considerations are:

SIZE

The size of a block of land is usually what gets you interested in the first place, especially if you have already established your budget and have obtained pre-approval. It is important that you decide what size block of land fits within your budget, and have a good understanding of what size house you are hoping to build before you start shopping for your block. When thinking about the size, you should also look at the width and length of the block to ensure that your dream home will fit when taking into consideration setback requirements.

ORIENTATION

Does your block face north? Are the living areas of your dream home going to miss the sun for the dreary winter months? These are questions that you should consider before deciding on what side of the street (or even what street!) you want to live on.

SLOPE

Whether your block slopes or not will depend a little on where in the Canberra region you are building. If the block does have a slope, this will affect how you design and build your home. You may need to give consideration to a split-level home to maximise the area while minimising cost.

SOIL

The soil or geotechnical makeup of your block may be the last thing that you think about, but it really should be the first. The type of soil will determine whether any additional footings need to be constructed before the building begins, to ensure the structural integrity of your home remains sound. If there is rock on your block, then it is likely that you will have additional costs to break up and remove it before construction begins. If possible, it is recommended that you request a copy of the soil classification before you exchange on any land contract so that you are able to make a reasonable estimate of what additional costs (if any) you might incur.

Noble Constructions and Neighbourhood Architecture, Denman Prospect

1. SET YOUR BUDGET

2. OBTAIN FINANCE PRE-APPROVAL

3. SELECT:

a. Builder

b. Suburb

c. Block

4. GET INDEPENDENT LEGAL ADVICE ON YOUR:

a. Land purchase contract

b. Building contract

5. EXCHANGE CONTRACTS AND SETTLE ON THE LAND PURCHASE

6. START BUILDING!

REP Building and Studio Black Interiors, Aranda

CONSIDERING A KNOCKDOWN REBUILD?

If you love your current neighbourhood but want or need a bigger or newer home, and renovating is not an option, then carrying out a complete knockdown rebuild may be the right choice for you.

Before you take the plunge and engage a builder (or demolition company), you should think about the following:

DEVELOPMENT CONDITIONS

Are there any development conditions imposed on your block? These may be in relation to the size of the home you can build, the external features or the setback requirements. Also keep in mind that it might take your neighbours a little bit of time to adjust to the new home design, so be prepared for some consultation.

HERITAGE REQUIREMENTS

If you are building in an older or existing suburb, it is important that you investigate whether there are any heritage requirements on your block of land. You can check for heritage considerations on the ACT Heritage Register

UTILITIES

Before you start designing your dream home, make sure you know where the plumbing and sanitary pipes are located on your block. You should also look carefully at the location of utility mains, as you, the property owner, have an obligation to make sure that the utility providers are able to properly access the infrastructure and mains. You should make contact with Icon Water and Evoenergy to check the location of the utilities.

Raw Building Industries, Curtin

HISTORY IN THE MAKING

R

RUTLEDGE ST.

RRUTLEDGE ST.

DINING PRECINCT & APARTMENTS

COMING TO QUEANBEYAN CBD

DESIGNING YOUR HOME

When it comes to designing your own home, whether it is a new home or a renovation, there are many elements that you need to consider.

Engaging a qualified architect, designer and builder can greatly assist in this process. These professionals will be able to guide you in the right direction to ensure you create a home that you will truly enjoy for years to come.

HOW DOES THE DESIGN PROCESS WORK?

1 Once you’ve engaged a designer or architect to design the plans and discussed what features you would like in your home, they will provide you with an initial design concept.

2 After this, the design is developed in more detail to show furniture locations, building materials, architectural detailing and structural detailing.

3 When you’re satisfied with the design concept, the architect should provide you with the working drawings and specifications.

4 Once you have received your finalised, detailed design and prepared working drawings and specifications this will be the time to finalise building quotes with your preferred builders.

TIPS:

• Good design isn’t free! Investing in a reputable and highly regarded architect or designer will be advantageous when it comes to designing the home of your dreams.

• Consider what you might want from your home in the years to come. Do you need extra space for children or ageing parents? Are you considering operating a business from your home and need space for an office? Planning for the future when designing your home could assist in the long term liveability of the home.

• Be realistic about your budget and ensure that you have factored in the costs associated with designing your own home with a professional.

• Do your homework. Once you’ve set your budget, you should have an idea of the size, fittings and fixtures that you will be able to afford.

LOOKING FOR AN ARCHITECT, DESIGNER OR BUILDER FOR YOUR PROJECT BUT NOT SURE WHERE TO START?

Head to the Find a Member section of the Master Builders ACT website to discover a library of MBA members who might just be the perfect fit for your new home build or renovation.

INDEPENDENT PROPERTY INSPECTIONS

WHAT IS AN INDEPENDENT PROPERTY INSPECTION?

An independent property inspection (also known as a building inspection) is an examination undertaken by a property inspector who will assess accessible areas of a building. The inspector will then provide you with a written report that should outline any potential issues associated with the home.

During the inspection, an assessor may inspect the:

• Interior of the building

• Exterior of the building

• Sub-floor space

• Roof space

• Roof exterior

• Surrounding property area

WHY SHOULD I ARRANGE FOR ONE BEFORE PURCHASING A HOME?

There are a number of reasons to get an independent property inspection before purchasing a home, including:

• You will be provided with a detailed report that should outline the condition of the building and any potential issues associated with the property.

• You will be able to get specialist advice about any potential issues identified.

WHAT’S NOT INCLUDED IN THE PROPERTY INSPECTION?

Some items that are not included in a property inspection are:

• Parts of the property that were not or could not be inspected

• An estimate of repair costs

• Matters outside the consultant’s expertise

• Minor defects

• Termite detection (a pest report will need to be obtained for this information)

WHO SHOULD I CONTACT TO UNDERTAKE THIS FOR ME?

If you’re looking for a property inspector to undertake an inspection on a home, head to our website (mba.org.au) and look for the Find a Member section.

TIP:

When searching for an independent property inspector, look for one who holds professional indemnity insurance. This type of insurance will protect you, as the buyer, by ensuring that the property inspector can cover any financial loss if an error is made on their inspection.

Braithwaite Building and de Rome Architects, Lyneham

APARTMENT LIVING: BUYING OFF THE PLAN

Buying an apartment ‘off the plan’ is the most common way that apartments are purchased. It means that you are agreeing to purchase an apartment before it is constructed, with only the plans or artist representations showing what your finished product may look like.

It is incredibly important that you receive independent legal advice about purchasing an apartment off the plan, before you exchange contracts. There are often clauses in off the plan contracts that allow for a developer to make changes to the size or configuration of your apartment, the amenities included in the building complex or the quality of the materials used, in the event that development approvals require the change. You should also make sure you are familiar with the expected construction start time and length, and what your rights are if the apartment takes longer to build than originally agreed to.

BEFORE YOU SIGN ON THE DOTTED LINE, ASK THE DEVELOPER (AND YOUR LAWYER) THESE QUESTIONS:

• The display unit and brochures look amazing! Am I entitled to receive all of that, and what happens if I don’t?

• What am I actually buying? Are there detailed plans or only concept drawings?

• Does my unit have fixed dimensions or is it subject to change? What are the limits of changes that a developer can make without my consent?

• What are the developer’s rights and responsibilities (and what are mine)?

• When do I have to pay a deposit, stamp duty, or other fees and charges?

• What if the unit is not completed by the agreed date? Can the developer or I cancel the contract? Do I lose my deposit if I terminate the contract?

JWLand Construction, Founders Lane Stage 3 & 4, Braddon

APARTMENT LIVING: NAVIGATING STRATA

If you’re moving into an apartment complex for the first time, you have probably never had to deal with strata rules and by-laws. There are rules for managing apartments (known as unit titled buildings), and you should be aware of the financial and legal issues involved when you purchase an apartment.

Whilst not an exhaustive list, here are some tips that will help you navigate strata if you are buying an apartment. It is also recommended that you obtain independent legal advice before you sign any contracts, so that you know exactly what your rights and obligations are.

• You are essentially buying into a small community. Living in close proximity to other people can have a lot of positive benefits. However, it also means that your activities can impact on your neighbours (and the same goes for them). Most apartment complexes also have restrictions on car parking and carrying out renovations.

• Apartment complexes have rules.

Before you purchase an apartment, read the owners corporation rules (and then re-read them). Rules can cover simple things, from not being permitted to hang towels over your balcony through to visitor parking, lift access and the colour of your front door.

• There can be hidden costs.

Buying an apartment can often seem like the cheaper option at the beginning but beware of strata fees that are payable on a regular basis. If your apartment complex has facilities such as lifts, gardens, basement carparking, pools, paved areas or barbecue spots (referred to as common property), there will be costs to maintain these items and you will be legally required to contribute to these costs through strata levies, set by the owners corporation.

Each apartment complex also has a ‘sinking fund’, designed for capital maintenance and repairs. You should check the amount of the fund when purchasing an apartment and take into consideration the age of the complex and what significant maintenance work may be required in the future.

There are clear benefits and downsides to purchasing an apartment and dealing with strata issues. The key is to make sure you are informed and aware of your rights and obligations before you’re locked into a contract.

PBS Building (ACT), and Turco and Associates, Braddon

BUILDING IN THE ACT –REQUIREMENTS

When building a home, it’s important to understand your requirements and responsibilities. There are some key things you need to do to ensure you remain compliant:

• Make sure anyone working on your home has the correct licences and insurances to undertake the prescribed works

• You will need to appoint a building certifier

• Ensure any fees are paid on time

• Check that development applications, building approvals and any other relevant approvals have been attained before commencing works

Braithwaite Building and de Rome Architects, Lyneham

It can be tricky to know who is responsible for each part of your project. Here is a handy, brief outline of who you can expect to work with throughout the process and what their role should be:

BUILDER

Your builder should be the person coordinating and leading your new home build or renovation. They will complete all work that requires building approvals. It is a requirement that your builder is licensed by the relevant state licensing body as being suitably qualified to conduct building work.

ARCHITECT

Whether you choose to engage an architect, building designer or draftsperson, they will be responsible for the building plans and will provide you with valuable advice in the creation of your home.

BUILDING CERTIFIER

You will appoint a building certifier who will ensure the build is compliant with building legislation.

ELECTRICIAN

Your electrician will complete all electrical works and, upon completion, must provide you with a certificate of electrical safety that states their work is compliant with relevant standards.

BUILDING ASSESSOR

A building assessor will provide you with an energy efficiency assessment rating to ensure your home meets the required standards. You may also work with the following tradespeople:

• Tilers

• Bricklayers

• Painters

• Joiners

• Asbestos removalists

• Plasterers

WHAT HAPPENS WHEN MY HOME IS COMPLETED?

1 You’ll receive a building certifier’s final inspection – this is to ensure the project is compliant with the building approval and requirements. Once this step is complete, you’ll receive a certificate of completion.

2 You or your builder will have engaged a licensed practitioner to complete electrical, plumbing and gas works. These works will need to be approved and may be inspected by an ACT Government inspector.

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Milin Builders, Oaks Arbour

INSPECTIONS

There are a number of compulsory notifications and inspections that must be undertaken by your certifier before building on your home can continue. This helps to ensure the work is carried out to the required standards and legislative requirements. These records (and other documents) along with others must be lodged with Access Canberra before you can apply to be issued with a Certificate of Occupancy (the certificate that allows you to have legal occupancy or use of the building).

The existing mandatory stage inspections undertaken by a certifier are:

• completion of excavation, placement of formwork and placement of steel reinforcing for the footings before any concrete for the footings is poured

• for a house, completion of the structural framework and, before the placement of any internal lining

• for a house, completion of placement of formwork, and placement of steel reinforcing, for any reinforced concrete member before any concrete for the member is poured

• for all classes, completion of the building work approved in the relevant building approval.

An extra inspection will be made during construction for two storey homes before the second storey slab is poured.

There are also mandatory inspections that will be conducted by the ACT Government for electrical and plumbing work, which your builder, plumber or electrician will organise.

Your builder and certifier should keep you updated about when the mandatory stage inspections are going to take place. There is no requirement for you to personally attend these inspections, as they are quite technical and require full concentration and attention from your builder and your certifier. Your certifier will let you know if there are any issues.

If your build is financed through a bank or other lending institution, they may want to send a representative out to site to inspect the work completed each time a progress payment is due. Your bank will advise you of their progress stage inspection procedures.

Sunny Homes ACT, Whitlam

NON-CONFORMING PRODUCTS

Non-conforming products can be found across all areas of construction, from steel, copper and electrical products to glass, aluminium and engineered wood – from the roof down to the bolts and screws.

Your builder or trade contractor must ensure that all the products and materials they use meet the requirements of the National Construction Code (NCC). However, retailers do not need to meet the requirements of the NCC, so you should not assume that just because something is for sale, even with a large Australian retailer, that it will meet the necessary requirements.

We recommend that you speak with your builder or trade contractor about whether a product is compliant before you purchase it.

If you are purchasing materials yourself, your builder or trade contractor may require the following evidence that a product complies with the NCC if you purchase a product yourself:

• Current ‘Certificate of Conformity’ issued under CodeMark or a WaterMark certification

• Certificate from an engineer or other appropriately qualified person

• Report issued by a registered testing authority (registered with NATA)

360 Building Solutions and The Mill: Architecture + Design, Denman Prospect

BEFORE YOU MOVE IN

Moving into a new home is an incredibly exciting time and is the final stepping stone before you truly begin to feel settled in your new space. While it might seem like the easiest part of the process, there is a lot that you still need to think about when it comes to making sure your home is ready to live in.

We’ve created a checklist for you to mark off each task to ensure you don’t miss a thing!

Select a moving company to assist you with the process – while this isn’t necessary, it can save a lot of time and energy

Apply for leave if needed, once you know your moving date

Organise end-of-lease cleaning if you are leaving a rental property

Provide notice that you will be leaving the property that you are renting (if applicable); this is mandatory so instructions for the notification should be included in your tenancy agreement

Connect electricity

Connect internet

Connect water

Connect gas (if applicable)

Arrange for your utilities to be disconnected from your previous address

Redirect all your mail to your new address

Change your licence address – this can be done through Access Canberra if you live in the ACT

Update your address details with the Australian Taxation Office

Be sure to change your address on the electoral roll

Ensure you’re happy that any defects identified during the maintenance liability period are remediated

Collect all the keys to your current home to provide to the next owners or hand back to the landlord

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ACROSS ALL OF OUR

HOME MAINTENANCE

Maintaining your home is crucial to ensuring the longevity of the structure over the coming years. Completing regular home maintenance will also save you time and money in the future and more importantly, it will provide you with the peace of mind that you are living in a safe home. But what does home maintenance involve?

OUR HOME MAINTENANCE CHECKLIST:

Cleaning Maintenance

This is the simplest form of maintenance. Besides giving a bright appearance, cleaning can prevent a build-up of mould and can stop moisture being trapped, which can cause rust or rot. Cleaning home maintenance should include:

Cleaning guttering as necessar y to remove leaves, mud and other foreign matters

Removing rubbish accumulating close to walls

Checking that petrol and other flammable liquids are stored in a well-ventilated area as far from the main portion of the house as possible, out of reach of children and pets and away from electric motors

Cleaning aluminium window and door frames

Cleaning insect screens, checking for damage and replacing mesh if necessary

Checking for any increase in bushfire hazards through vegetation growth or accumulation of rubbish, and removing the hazards

Preventative Maintenance

Regular repainting of timber, sealing of joints and keeping vents and pipes clear can prevent damage occurring. Preventative home maintenance includes:

Making sure that exterior underfloor vents are not covered or clogged up

Checking underfloor ventilation for pests in the underfloor spaces

Checking that water drains and sumps are clear at regular inter vals and after heavy rain

Checking and repairing air-conditioning and heating equipment

Preferred Builders, and Architects Ring & Associates, Dickson

Corrective Maintenance

Early attention to repairs can prevent more serious damage. Corrective home maintenance includes:

Repairing and/or painting outdoor timber and structures

Checking for leaking taps and replacing washers immediately

Having inside painting and decorating undertaken when required

In bushfire hazard areas, check that your garden hose is sound and remains connected to the tap nearest the most obvious hazard, and keep a few buckets of sand and water handy

Checking underfloor ventilation for pests

Checking for leaking plumbing

Checking that the tiles on your roof are intact

Replacement

When an item has reached the end of its economic life span or it has not been maintained it must be replaced. This can be expensive.

Check exterior paint work (repainting usually needs to be completed every 4 – 6 years)

WHAT HAPPENS IF I NOTICE A BUILDING DEFECT?

Your builder is obliged to fix any building defects that occur within the relevant statutory warranty timeframe. The building works will be covered by a statutory warranty period, as prescribed in the legislation. Under this warranty, your builder is responsible for fixing structural building defects for a period of six years starting from the completion of the work or no later than the date the Certificate of Occupancy was issued, or two years for defective non-structural work. However, your builder is not responsible for maintenance work, or problems that occur as a result of a lack of maintenance.

MegaFlora Group, Ainslie

The Master Builders Fidelity Fund was established in 2002 to protect the interests of builders and home owners in the ACT.

Income received by the Master Builders Fidelity Fund remains in the ACT, and is securely invested, and used for the betterment of the ACT building and construction industry.

The Fund issues Fidelity Certificates which provide protection for new homes or those making substantial changes, if the builder dies, disappears or becomes insolvent. The Certificates protect the owner during construction and for up to five years from the date a Certificate of Occupancy is issued.

Members of Master Builders ACT receive reduced premium rates.

For more information, please contact the Master Builders Fidelity Fund.

Phone: (02) 6175 5900

Email: canberra@mba.org.au

HOME OWNERS WARRANTY INSURANCE / FIDELITY FUND COVER

WHAT IS HOME WARRANTY INSURANCE?

In 1988, the ACT Government introduced mandatory Residential Building Insurance then, in 2002, legislated to enable Fidelity Funds to be established in the ACT. The principal purpose of the insurance or Fidelity Fund Certificate is to provide the consumer with protection against financial loss.

WHY WOULD MY BUILDER NEED THIS INSURANCE TO COMPLETE WORKS ON MY HOME?

Under the Building Act 2004 (ACT) it is a requirement that a licensed builder must obtain complying residential building work insurance (also referred to as home warranty insurance) or a Fidelity Fund certificate on behalf of the lessee from an approved Fidelity Fund scheme or insurer before commencing any building work over $12,000. There are some exemptions provided and if you’re not sure about what is needed, have a chat with your builder.

Fidelity Fund certificates or home warranty policies are required for construction of a class 1 building or class 2 building (town house, units, apartments) up to 3 storeys in height, and certain alterations or additions to an existing residence where the work is valued at $12,000 and is structural in nature.

Fidelity Fund certificates or home warranty policies are not required for class 10 structures such as swimming pools, fences, landscaping, mail boxes or garages (unless structurally adjunct to the class 1 structure). The appointed Building Certifier may assist if you are unsure about these requirements.

WHEN CAN A CLAIM BE MADE?

A claim may be made for incomplete building work if the builder becomes insolvent, disappears or dies, during the contract period. A claim may also be made for defects that come to light after completion of the project in the Statutory Warranty period if the builder dies, disappears or suffers an insolvency event.

The legislation provides that a Fidelity Fund certificate or home warranty insurance policy provides maximum coverage of $85,000. If no work has been completed, and only a deposit paid, the maximum that you can claim is $10,000. There are strict timeframes for making a claim, so it is recommended you make enquiries about claiming on your home warranty insurance or fidelity fund certificate as soon as you are aware of any grounds for a claim.

360 Building Solutions and Neighbourhood Architecture, Denman Prospect

HOW LABOUR AND MATERIAL SHORTAGES MAY IMPACT YOUR BUILD IN 2023

The last few years of lockdowns and COVID-19 restrictions has created a ripple effect down the supply chain. From a shortage of workers to rising material costs and delays on imported materials, the pandemic is still having a substantial impact on residential construction. Pressures may start to ease once supply levels return back to a normal level but it’s important to expect that delays and shortages, and even price increases, will likely continue for the foreseeable future. It’s essential that you factor in delays and rising materials costs into your budget and building timeline

WHAT TO EXPECT IN 2023:

• Material shortages due to the impacts of COVID-19 will continue to occur and as a result, delays from a backlog of orders will be noticed. This could mean delays in your build timeline.

• Unfortunately for some products, price increases will continue in 2023. This could have an impact on the cost of your build.

• The building and construction industry continues to face skilled labour shortages, an issue that Master Builders Associations across the country continue to advocate for. This could also result in delays in your build timeline.

• Most residential building contracts will include terms that allow for extensions of time if there are unavoidable delays. They may also include terms that allow for the value of the contract to be increased if the prices of materials rise.

WHAT YOU CAN DO:

• Make your material selections early and try to limit any variations to your plans.

• Continue to have open and honest lines of communication with your builder about any concerns you may have.

• Understand that in most instances, your builder has no control over material delays or price increases.

• Read your contract and be sure to seek legal advice before signing any contracts.

• Factor in some price increases to your budget.

• Be flexible about your chosen fixtures and fittings as this may assist in shortening project delays.

SO, DOES THIS MEAN I SHOULDN’T BUILD MY DREAM HOME IN 2023?

Definitely not! While some trades and materials continue to be impacted, be rest assured that your dream build can still become a reality. By working closely and flexibly with your builder, you have the tools and means to create the dream home you’ve always wanted.

Renaissance Homes, Hartley House, Chapman

ASBESTOS

The word asbestos rings alarm bells with many people, especially those of us in the ACT. Asbestos is a group of naturally occurring minerals, exposure to which can cause life-threatening illnesses.

Asbestos is present in nearly every home that was built before 1985 and is usually located in the eaves or in wet areas like bathrooms and laundries. The experts tell us that when materials that contain asbestos are in good condition and are left undisturbed, they do not pose a risk to your health.

SILICA

Silica is also a naturally occurring mineral that is found in many rocks and soils. When silica takes the form of ‘crystalline silica’ it can become a health hazard. Material containing silica is hazardous when blasted, crushed, cut or drilled by machinery.

WELCOME

It is the word ‘undisturbed’ that makes all the difference. If you are doing home repairs or renovations yourself, then you need to be aware that this might disturb asbestos fibres. If your home was built prior to 1985, Master Builders ACT recommends that you engage a qualified tradesperson to conduct any repairs or renovations as they ought to be familiar with both safety and compliance obligations in respect of asbestos.

You can read more about asbestos here: http://www.asbestostaskforce.act.gov.au/

Silica is commonly found in many ordinary items used in the construction of a home, such as engineered stone benchtops, asphalt, bricks, cement, tiles and pavers. Similar to asbestos, the danger of silica to you and your family is limited when it is left undisturbed. However, if you decide to carry out modifications or renovations to your home (such as modifying the kitchen benches), Master Builders ACT strongly recommends you engage a qualified tradesperson who has completed the 10830NAT – Course in Crystalline Silica Exposure Prevention course (mandatory in the ACT from 1 July 2023). This will ensure that any work is carried out safely, with the appropriate equipment and in the appropriate manner.

McDonald Jones Homes

YOUR BUILDING CONTRACT

Entering a building contract is often one of the most high-cost transactions you will have, so it is important that you obtain independent advice before you sign –just like you would see a solicitor or conveyancer when purchasing your land. Many builders use a standard form contract, such as the template provided by Master Builders ACT, however, there can often be amendments or special conditions included in these contracts, as well as crucial timeframes and important terms such as ‘prime cost’ and ‘provisional sum’, that it is worthwhile having explained to you by a professional.

TIMEFRAMES

Your building contract will have specific timeframes that you should take note of. This includes when a builder is required to commence work, the amount of time that you have to respond to notices, the period of time you must notify the builder about any defects, and how long they have to respond and undertake rectification work. Your contract will also set out the timeframes for when you are required to make payment to your builder, which are usually called Progress Payments.

VARIATIONS

Most building contracts will require all variations to be in writing. It is important that if you require something in your contract to be varied, that you let your builder know as soon as possible – this could range from a change in your selections, through to amendments to the floor plan and design. Even if you have a conversation with your builder, it is recommended you confirm your requests in writing, and they should respond accordingly. Putting important changes in writing will provide clarity for both you and your builder and ensure that nothing is missed.

Inspired Building Group, Lawson

PROVISIONAL SUM

Building contracts include items that have a price listed as a “provisional sum”. A provisional sum is most commonly used in circumstances where an owner has not yet made a selection (for example, kitchen joinery), or when a builder is unable to determine an accurate price of the supply and fixing of the materials. With a global shortage of building products and labour, provisional sums are currently being used for items with material and/or labour components likely to experience price fluctuations. Some examples include timber, and steel frames and windows. A provisional sum means that the builder has provided an estimate only, and you will be charged (by way of a variation) the actual cost, plus builder’s margin. For example, if a contract has a provisional sum listed as $10,000, and the item(s) total cost is $15,000, this is the amount you will be required to pay. You should speak with your builder about the provisional sums in your contract before signing.

PRIME COST

A prime cost item in a contract is an amount allocated for the supply of necessary items that have not been selected by you. For example, a builder may include tiles as a prime cost item, at a price of $40 per square metre. This means that if you select tiles that are $100 per square metre, there will be an additional cost to you. If you have already made selections or are fairly confident in your choices for items included as ‘prime cost’ items, you should let your builder know at the quoting / contract stage so they can ensure that the allowances are reasonable for your selections.

Disclaimer: The above information is general information only and should not be taken as legal advice. Master Builders ACT recommends that any person considering signing a building contract should obtain independent advice before doing so.

Braithwaite Building and de Rome Architects, Lyneham

ENVIRONMENTAL AND ECO-FRIENDLY SUSTAINABLE CONSTRUCTION RECYCLING

Sustainable Construction Waste conserves resources, and provides quality recycled materials for DIY enthusiasts and the professional construction industry.

Recycled materials such as Concrete, Bricks, Asphalt, Topsoil, Road Bases, Aggregates and more, are available at up to 50% less, than equivalent quarried products.

AN IMPORTANT FACT IMPACTING THE WHOLE COMMUNITY

Over the past 30+ years CCR has saved millions of tonnes of waste from going to landfill in the A.C.T. The direct result of this means less landfill sites being established — a proven source of air and water pollution. An added bonus is, valuable space being left free for positive activities.

SUSTAINABILITY AND ENERGY EFFICIENCY

Sustainability is an important consideration when you are designing your new home. You should consider factors such as the amount and type of vegetation to be cleared or retained, solar orientation, energy efficiency, the methods of heating and cooling, and the choice of building materials. All of these factors can impact on the ongoing operating costs and the overall environmental impact of building your new home.

Energy efficiency standards exist in the Building Code of Australia, but these are only minimum standards. In the ACT, before you start building, your certifier will require proof that your building will meet the mandatory minimum energy efficiency standards that exist in the ACT. It is expected that the minimum standard in the ACT will soon be 7 stars.

If you are interested in ensuring your home is sustainable, there are a number of builders, architects and designers who specialise in sustainable construction. There are also a range of ideas that you could incorporate to make your new home or renovation more sustainable and energy efficient:

• Use renewable energy sources (the sun) and solar panels

• Consider the design and colour of your roof and walls

• Position your windows and doors to allow for cross-ventilation and incorporate passive design throughout your home

• Check that the glazing and types of frames on your windows and doors are appropriate for their location and perspective

• Include space for a rainwater tank (compulsory in the ACT) – and use it

• Install quality insulation

• Consider using recycled materials throughout the construction of your home

If achieving optimal energy efficiency and sustainability are key objectives for you, you should speak with your builder, designer and architect early in the design process to ensure this can be achieved for you. More information for consumers on battery and solar, including sourcing an accredited installer may be found on the Clean Energy Council website.

360 Building Solutions and Light House Architecture & Science, Evatt

THE ACT GAS TRANSITION

While gas appliances are a staple of many homes and gas cooktops are often favoured by the best homecooks, this could soon become a thing of the past in Canberra.

The ACT Government are aiming for zero net emissions by 2045 and one of the ways they will achieve this is by transitioning Canberra from natural gas to electricity. This process includes retrofitting existing homes and buildings and preventing new gas connections.

WHAT DO I NEED TO CONSIDER AS A HOMEOWNER?

• Consider alternatives to gas appliances in your home, such as electric or induction cooktops.

• Install solar panels to create a reliable energy source for your home that doesn’t rely on natural gas.

• Plan how you will heat/cool your home throughout the year, and consider opting for alternatives to systems reliant on gas.

• Research the production process of the materials you want to use in your home; try to select materials the aren’t produced using fossil fuels.

Braithwaite Building and Paul Tilse Architects, Barton

WHAT CHANGES SHOULD I MAKE TO MY EXISTING HOME?

The ACT Government has prepared an online transition tool for homeowners and businesses to assist with implementing sustainable solutions. Access the transitional tool here: https://energy.act.gov.au/your-energy-journey/

By planning for the phasing out of fossil fuel gas now, this can be an opportunity create a more energy-efficient home that runs at a lower cost into the future.

Sama & Co, Griffith

UTILISING MATERIALS IN DIFFERENT WAYS

Construction, design and architecture are consistently pushing the bounds of creativity in the residential sector. With creativity in abundance and materials in short supply, it’s important to consider how you can utilise different materials in new ways. Check out the inspirational project images below from MBA Members.

TIMBER

Staircase screen and balustrade

This timber staircase screen and balustrade was specially designed and crafted by Braithwaite Building and de Rome Architects.

Cladding

Impressive feature timber cladding on this extension completed by Walmsley Building Solutions.

Ceilings

Sutton & Horsley and Paul Tilse Architects delivered an incredible timber ceiling in this home in Griffith.

Vanities

A custom timber vanity by 360 Building Solutions and Neighbourhood Architecture.

Cabinets

Cedar panel kitchen cabinet doors by Brother Projects and The Dept. of Design.

Staircases

A vibrant green perforated steel staircase by Sama & Co.

GLASS

Window Framing

Chapman Built used timber framing around the windows of this Griffith home, to create an impressive feature.

Floor panels

Monarch Building Solutions used glass floor panels to provide a seamless floating effect in this hallway.

Bathtub

This incredible custom timber bathtub with an aluminum interior by MegaFlora Group and Kraftworks, is show-stopping feature in this bathroom.

Staircases

This amazing glass staircase was created by MegaFlora Group.

METAL

Cladding and Window Awnings

360 Building Solutions and Quest Architecture used metal cladding and solid steel window awnings to create a stunning exterior on this home.

Balustrades

This glazed glass balustrade was delivered by Manteena Residential, Architects Ring & Associates and The Dept. of Design.

CREATING VALUE CONNECTING COMMUNITIES

WITH THE NEW 7 STAR RATINGS, WE HAVE YOU COVERED

Solace Creations Double Glazing has been educating and assisting builders and home owners to achieve high energy ratings since 2006. Our window and door ratings ensure that your home exceeds the new 7 star requirements.

We focus on custom designed uPVC frames that provide superior insulation with cutting edge technology. Our design consultants tailor everything from the operation and functionality, to the look for each room in your home.

Not only do you get higher energy efficiency with lower energy bills, you will also enjoy modern and stylish windows/doors that are quieter, more secure and keep your home comfortable all year round.

Canberra has a unique climate compared to other major Australian cities. Despite using our heaters for 8 months out of the year, windows and doors are still an afterthought when it comes to insulating our homes. With double glazed uPVC windows and doors, your home will be better sealed and also utilise solar heat gain during the winter months.

Contact us to discuss how we can bring more Solace into your home.

Experience our products on display at the Whitlam Display Village: 2 St Leon St Whitlam

MAXIMISING THE ENERGY EFFICIENCY OF YOUR NEW BUILD

A Q & A WITH LIGHT HOUSE ARCHITECTURE & SCIENCE

Part of building a sustainable home involves considering how your home will perform over time. By making informed choices during the planning stage of building your dream home you can reduce the running costs of your home and the frequency that you need to replace materials.

We chatted with MBA Member, Jenny Edwards, Director of Light House Architecture & Science about building a sustainable home.

Q. WHAT MAKES A BUILD SUSTAINABLE AND WHAT MAKES A HOME ENERGY EFFICIENT?

JE. For us the term ‘sustainable build’ is one that has a reduced environmental footprint. This can be achieved via a range of means:

• Aiming for a smaller than average footprint, meaning less building materials are needed

• Creating a flexible design to allow the home to adapt to the changing needs of its occupants, thus limiting the need for future alterations

• Designing a climate-resilient home that is suited to its climate and requires minimal energy to run

• Designing a home that is all electric, making renewable energies like solar an option

• Including salvaged or recycled building materials and appliances, which reduces building material waste

• Choosing building materials that are low maintenance, durable and/or have low embodied energy

• Reducing water usage through water efficient fittings and appliances

An energy efficient home is one that can maintain comfortable internal temperatures all year round with little need for heating and cooling systems.

360 Building Solutions and Light House Architecture & Science, Evatt

Energy efficient homes:

• Cost less to run

• Don’t have to cost more to build

• Provide a better indoor environment – they are healthier and more comfortable

• Have greater resale value and marketability

• Have a smaller environmental footprint.

Q. YOU SPECIALISE IN CREATING SUSTAINABLE AND ENERGY-EFFICIENT HOMES; HOW DO YOU ACHIEVE THIS IN A CLIMATE LIKE CANBERRA?

JE. House energy ratings are critically important for improving the quality and comfort of Australian homes. However, unfortunately, location or climate specificity of the NatHERS rating system is poorly understood by many in the housing industry. For example, an 8 star home in Canberra can achieve 10 stars in Brisbane, 9.3 stars in Perth, 9.9 stars in Sydney and 8.3 stars in Melbourne. We have some Journal posts on our website, to help people better understand star ratings.

The climate in Canberra is tricky and one of extremes, swinging from -8 in winter to 44 degrees in summer. This makes it one of the most difficult locations in the country to achieve a rating of 8 stars. This is why both good design and then science to optimise the design and used to test the home after construction are critical to what we do.

We have a Journal post on our website that goes into some great detail about the solar passive design principles we use to design each home and achieve the greatest energy efficiency possible.

‘THERE IS A GROWING NUMBER OF AUSTRALIANS THAT ARE KEEN TO LIVE IN QUALITY, WELL-BUILT, ENERGY AND SPACE EFFICIENT HOMES ON SMALLER FOOTPRINTS,’ Jenny Edwards from Light house Architecture & Science.

360 Building Solutions and Light House Architecture & Science, Evatt

BUILDING A TINY HOUSE IN CANBERRA: THE STORY OF GINNINDERRY’S MINI-G

With innovation and sustainability at the forefront of residential construction, the concept of ‘tiny houses’ has become a popular phenomenon around the world.

Ginninderry has built the Mini-G Tiny House in their display village to showcase a different concept of housing that prioritises smart solutions to space.

BENEFITS OF A TINY HOUSE:

• Lower cost to build, lower energy costs to run

• Provides for a separate, selfcontained dwelling on your block for family or guests

• Tiny houses can be designed and manufactured so that they are portable and can be easily moved.

• Minimising environmental impacts by using less resources during the build process

FEATURES OF MINI-G

• Constructed from a 20ft-high cube, one-trip shipping container

• Insulated with spray foam (no offgassing) to all external faced surfaces

• Double glazed windows and doors (uPVC frames, argon filled)

• Openable skylight with blinds

• Recycled hardwood flooring and decking

• Balcony wicking beds

• Built-in seating storage

• Under bed storage

• Plywood lining to walls and ceilings with natural oil finish (Osmo)

Ginninderry and Stack Space, Strathnairn

THINGS TO CONSIDER BEFORE BUILDING A TINY HOUSE IN THE ACT

The ACT Government’s Territory Plan is the statutory document that guides planning and development in the ACT. While the following list highlights some of the planning controls within the Territory Plan, it is the responsibility of the purchaser to undertake their own due diligence, before considering a tiny house.

Territory Plan approval requirements:

• Where a tiny house is considered for an additional dwelling on a block, the tiny house is subject to the Territory Plan definition of a ‘secondary residence’.

• Approval for a secondary residence is subject to a Development Application.

• The minimum block size for a secondary residence is 500m2.

• A number of other rules and criteria including, but not limited to, plot ratio and car parking requirements also apply.

• Installation of a secondary residence on a block where the Crown lease stipulates use of the land for a single dwelling only would be contingent on an approval for a variation to the Crown lease to permit two dwellings.

• A lease variation proposal must be lodged and approved by the Planning Authority.

If you’d like to find out more about the Mini-G, contact Stack Space:

Janet Thomson 0418 678 383

janet@stackspace.com.au

Retlaw Compton 0411 888 869

retlaw@stackspace.com.au

Ginninderry and Stack Space, Strathnairn

OUT WITH THE NEW AND IN WITH THE OLD

GIVING MATERIALS A SECOND-LIFE DURING THE BUILDING/RENOVATING PROCESS

As increases to materials costs and delays from product and trade shortages continue, it’s important to re-use and recycle materials where you can. To create a truly sustainable home, you should consider whether the materials you’re using now can be re-used if you ever decide to renovate. Choosing materials that can have continued life after their initial use isn’t just good for the environment, it’s great for your budget!

REUSING MATERIALS FROM YOUR EXISTING HOME

When you’re renovating your existing home, it’s important to consider whether any materials are worth keeping and reusing. While it may involve an investment of time, it can save you the cost of new materials.

The image above shows Status Living’s renovation to a Giralang home where the team saved, cleaned and reused all the full bricks from the existing home.

PURCHASING RECYCLED MATERIALS

If you’re building new or your home doesn’t have any elements worth saving, you can buy restored or recycled materials locally. High-quality and durable materials can add character to your build while being better for the environment.

Status Living, Giralang

Dan Fitzpatrick, Director of MegaFlora Group, believes that using recycled materials adds history to a new build. Fitzpatrick explained that the timber planks in the new Crace home pictured above were rescued from Goulburn’s old sheep saleyards, ‘They’ve got paint on them, they’ve got lot numbers, smooth edges where sheep have rubbed against them for 150 years. These materials are sustainable and beautiful; they tell a story. They are not hidden away; they show the language of how the building was built.’

RESTORING EXISTING FEATURES

If you cannot reuse existing materials and you do not want to remove those materials completely, you may find that restoring existing features helps you achieve your happy medium. This might involve uncovering old fireplaces or brick walls that are hidden behind drywall, or revealing the original flooring.

Taking time during the build or renovation to consider the materials you can reuse, recycle and update could save you a lot of money and give your home unique, character-rich features.

In this Grifith renovation by Natura Homes and Michael Piscone Architectural Designer, the teams were able to bring new life to the living room by unearthing the opening of the fireplace.

MegaFlora Group, Crace

ACT Geotechnical Engineers

Providing Specialist Professional Services with Expertise in Geoscience

The Republic Apartments development is located on Section 200 in Belconnen, ACT. The project involved the construction of four apartment structures of up to 30 stories high, with a common basement for carparking. The development has a five-level basement, requiring a maximum basement excavation depth of 17m.

ACT Geotechnical Engineers’ involvement included both the geotechnical investigation for the design stage, as well as geotechnical advice, supervision, and certification during the construction stage.

We’re with you!

As mortgage brokers, we’re here to make a difference. Whether you are a first home buyer, refinancing or an astute property investor, we endeavour to provide you with attentive personal service and expert advice.

Tiffen & Co combines expertise, experience and resources to form the most dynamic and professional mortgage firm in Canberra. We are the most awarded brokerage in the ACT, with both our firm and our mortgage brokers winning multiple industry awards.

Even more, we do not charge you for our services. Tiffen & Co is paid by the lender when we successfully settle your loan. Our team of brokers are available to meet with you at our office in Kingston or at a venue convenient to you.

INCORPORATING LIVEABLE PRACTICES INTO THE DESIGN OF YOUR HOME

So you’re in the process of designing your dream home. You’ve got the open-plan layout you wanted, the right number of bedrooms and bathrooms but have you considered how liveable your space actually is? It’s important to consider whether you want your home to be easily accessible for your parents if you plan for them to move in with you when they get older.

Andrew Kerec from Renaissance Homes found himself asking this question when he was building a new home several months after his father had a devastating accident, with the resultant damage to his spinal cord rendering him a C5 quadriplegic. Andrew and his wife were able to make modifications to accommodate his parents before his build was finalised, ‘This provided Mum and Dad with an appropriate, accessible, safe and loving place to reside in while they found a block and built their own new home’.

Minimum accessibility requirements (essentially the LHA Silver level) are now included in the 2022 National Construction Code, with the ACT Government adopting these requirements in September 2022.

Liveable Housing Australia stated that the seven core design elements in the silver level are:

1 A safe continuous and step free path of travel from the street entrance and / or parking area to a dwelling entrance that is level.

2 Internal doors and corridors that facilitate comfortable and unimpeded movement between spaces.

3 A toilet on the ground (or entry) level that provides easy access.

4 A bathroom that contains a hobless shower recess.

5 Reinforced walls around the toilet, shower and bath to support the safe installation of grabrails at a later date.

6 Stairways are designed to reduce the likelihood of injury and also enable future adaptation.

7 At least one, level (step-free) entrance into the dwelling.

It’s important to see creating a liveable home as an opportunity to make your home more accessible and more practically laid out rather than being a concession. ‘Homes built to minimum accessibility standards within our towns and cities will create more socially inclusive residential communities – people with disabilities or mobility restrictions will no longer be isolated within their own homes,’ Andrew said.

He advised that, ‘Ultimately, liveable homes will enhance the quality of life for all occupants at all stages of life because they are designed to be easy to enter, easy to navigate in and around, capable of easy and cost-effective adaptation and responsive to the changing needs of occupants.’

But liveable housing isn’t limited to the older population. Andrew explained, ‘They benefit families with young children (by removing trip hazards for toddlers and making it easier to manoeuvre prams/ strollers), people who sustain a temporary injury that limits their mobility, ageing baby boomers that require mobility aids or home modifications and people with disability and their families, enabling them a better choice of housing and the opportunity to visit the homes of friends and relatives.’

ULTIMATELY LIVEABLE HOMES WILL ENHANCE THE QUALITY OF LIFE FOR ALL OCCUPANTS AT ALL STAGES OF LIFE, BECAUSE THEY ARE DESIGNED TO BE EASY TO ENTER, EASY TO NAVIGATE IN AND AROUND, CAPABLE OF EASY AND COSTEFFECTIVE ADAPTATION AND RESPONSIVE TO THE CHANGING NEEDS OF OCCUPANTS.

Renaissance Homes, Hartley House, Chapman

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