BUILD 2024

A different BREED of building COMPANY

Home renovations are distinctly different to new home builds, and as such, the skills needed to successfully complete the project are also vastly different. Renovations require a very special breed of builder, a builder with specialist knowledge of the different types of construction methodologies in order to successfully blend old with new, match materials and comply with all relevant legislation relating to additions or remodelling.

When it comes to specialist renovators in Canberra, Elite Renovations ACT are in a league of their own. With years of expertise, exceptional master crafting skills and lateral thinking, Elite Renovations will ensure the best, most cost-efficient and high-quality outcome possible. Creative ideas don’t need to follow any rules, but they can produce a unique, exciting style that’s designed just for you.

Talk to Elite Renovations ACT and improve the way you live.

Elegant and versatile, Southerly® is a reserved hue reminiscent of coastal shorelines, distant hills and the inviting relief of a cool change.

Inspired by Australia’s natural landscapes, COLORBOND® steel has the durability to perform in some of Australia’s harshest conditions.

Discover COLORBOND® steel’s new and refreshed palette @ colorbond.com/colours

Specialists in the Preparation, Supply and Lay… of turf

Complete landscaping – Turf – Irrigation – Garden Beds – Features

From small areas with restricted access – Front & backyards to open/large spaces

Equipment Hire (& Operator) – Bobcat & Truck – Mini Excavator & Dumper

Residential/Rural – Commercial – Schools • Canberra & Surrounding Region

Family owned and operated 25+ years

25+ years • Specialist in Preparation, Supply

Complete landscaping – turf – irrigation – garden beds

From small areas - with restricted access –open/large space • Equipment hire – Bobcat & Truck

ABOUT

Welcome to BUILD: a publication created by the team at Master Builders ACT that is designed to assist you in the building and renovating process. We understand that knowing where to begin and which steps to take when building or renovating a home can be confusing, so we have created this simple guide to walk you through the process.

ABOUT MASTER BUILDERS ACT

Master Builders ACT is the peak building and construction industry association, representing the interests of commercial builders, residential builders, civil contractors, suppliers, subcontractors and professionals. Master Builders ACT also runs MBA Group Training Limited (MBA GT) – a registered training organisation. MBA GT provides quality training to short course participants and apprentices.

WHAT CAN THIS GUIDE ASSIST YOU WITH?

ARRANGING FINANCE

BUYING OFF THE PLAN

CHOOSING LAND

LEGAL REQUIREMENTS

DESIGNING YOUR HOME

ENERGY EFFICIENCY

SAFETY

HOME WARRANTY INSURANCE

HOME MAINTENANCE

MANTEENA, ARCHITECTS RING & ASSOCIATES AND ARCHERTEC INTERIORS - Deakin

WHAT DO CONSUMERS SAY ABOUT MASTER BUILDERS ACT AND ITS MEMBERS?

92% 73% 75%

KNOW WHO MASTER BUILDERS IS

AGREE THAT MASTER BUILDERS HAS A GOOD REPUTATION WITH THE PUBLIC

AGREE THAT HIRING A MASTER BUILDERS MEMBER GIVES THEM CONFIDENCE IN THAT PERSON

REAL QUOTES FROM CONSUMERS ABOUT MASTER BUILDERS ACT MEMBERS

‘They are the best of all the builders if they have a stamp of approval from MBA.’

‘Approved, verified, licensed and part of a network of ethical tradespeople. In an industry full of unethical tradies it’s great knowing there is one central body you can go to that manages it all for you.’

‘We can be sure that they will do a great job and use good quality materials.’

‘Gives you that reassurance that the builder has been checked out as far as his qualifications are concerned.’

Quotes and results extracted from Footprints Market Research conducted in 2023.

CREATED BESPOKE JOINERY AND PAUL TILSE ARCHITECTS + INTERIORS - Forrest

WHERE CARPENTRY IS AN ART FORM

The team at Hardwood Projects are not simply carpenters, they’re dream architects who turn even the most daring concepts into a practical reality. From bespoke furniture and unique joinery to precision carpentry where every cut, notch and nail matters.

MASTER BUILDERS AND ASSET CONSTRUCTION HIRE EXCELLENCE AWARDS

WHAT ARE THE AWARDS?

The Master Builders and Asset Construction Hire Excellence Awards are a celebration of the best residential, commercial and civil projects and the industry-leading professionals from across the Canberra region. The awards represent excellence in the building and construction industry and recognise the incredible work of Master Builders members. Take a look at some of the winners of House of the Year from the past four years.

HOUSE OF THE YEAR 2023

Manteena, Architects Ring & Associates and Archertec Interiors

This five-bedroom house showcases incredible attention to detail, with each aspect of the home customised to enhance the family’s lifestyles.

The handcrafted quality of the home is outstanding—fine details such as the staircase, the brick corbelling, parapets, wrought iron balustrades, wainscoting, cornices and skirting boards show consistently elegant master craftsmanship. The windows and doors are double-glazed aluminium for cozy days inside.

The client brought their heritage into the immaculately designed home by designing and sourcing the chandeliers, pendants and wall lights internationally through their European connections.

HOUSE OF THE YEAR 2022

Preferred Builders and DNA Architects

The perfect interpretation of a home where nature, hobbies and friends can be intrinsically interwoven into one harmonious residence. A place where nature isn’t a nuisance to construction but is instead welcomed into the design of the home. Nature is figuratively and literally at the heart of the home, with the central atrium sitting as one of the star features in this abode. The atrium has a window into one of the homeowner’s passion projects: the basement car museum.

HOUSE OF THE YEAR 2021

Manteena Residential, Architects Ring & Associates and The Dept. of Design

This home delivers the grandeur and futuristic quality of an airport, all while retaining the warmth of a family home. The teams also took an aeronautical approach to planning the layout of this home by separating the house into different wings. The four wings include the living zone, the office, the double height entry and the sleeping zone, which allowed for solar penetration and cross flow ventilation. The location of ‘Forrest’ is ideal for this home, as it perfectly blends nature and home with the use of large glass windows and heritage trees at focal points.

HOUSE OF THE YEAR 2020

Architekt Grüne Häuser

The interior has warmth and character with a bold, vibrant colour palette that is the result of the collaboration between the construction team and the client. The team paid close attention to impeccably preparing and finishing materials including the ply sheeting, steel work and handmade tiles. This home showcases the result of meticulous planning and impeccable craftsmanship, as well as a daring design eye. The architecture of the home is a tribute to origami, the Japanese art of paperfolding, with the use of different angles and shapes creating a visual masterpiece.

WANT TO SEE THE OTHER AWE-INSPIRING HOMES THAT WON THE 2023 MASTER BUILDERS AND ASSET CONSTRUCTION HIRE EXCELLENCE AWARDS?

TOP 5 REASONS FOR BUILDING NEW

There are a lot of reasons why you might decide to build a brand-new home rather than buying an established one.

Here is a list of the top 5 reasons to build new:

1

BUILD TO SUIT YOU

When you build new, you can design your home specifically to meet your requirements and suit your family and lifestyle.

2 ENERGY EFFICIENCY

New homes must meet a 7-star energy efficiency rating, which may reduce your energy consumption and lower your costs of heating and cooling.

3

PAY LESS STAMP DUTY

There may be stamp duty savings when you build new rather than buying an established home. You should look at the ACT Revenue Office stamp duty calculator to compare the difference.

4

LESS MAINTENANCE

New homes ordinarily require less ongoing maintenance when compared to older, established homes.

5

STATUTORY WARRANTIES

You will have the peace of mind that your home is covered by a home warranty insurance policy or fidelity fund certificate (for five years), as well as warranties from your builder for structural defects (for six years) and non-structural defects (for two years).

IF YOUR PREFERENCE IS TO MOVE AND BUILD A NEW HOME, ENSURE THAT YOU CHOOSE A SUBURB THAT HAS THE AMENITIES AND CONVENIENCES THAT YOU WANT AND NEED. KEEP IN MIND THAT NEWER SUBURBS GENERALLY HAVE SMALLER BLOCK SIZES THAN THE EXISTING AND MORE ESTABLISHED SUBURBS.

THE VILLAGE BUILDING COMPANY - South Jerrabomberra

TOP 5 REASONS FOR RENOVATING OR EXTENDING

If you are unsure about building or buying a new home, it is worth considering renovating your existing home or adding an extension. Some of the benefits of renovating or extending your current home may include:

1 SAVE MONEY ON SELLING AND MOVING

If you decide to stay in your home and renovate, you will save money on conveyancing fees, real estate agent’s commission, advertising or marketing fees, removalists costs, and stamp duty on a new block of land.

2 IMPROVE THE VALUE OF YOUR HOME

The renovation or extension of your home will likely increase the value of your property.

3 KNOWING YOUR AREA

If you enjoy living in your current suburb and value your local community, having work completed on your current home allows you to continue living in the same area.

4

AVOIDING SEARCHING FOR A BLOCK OF LAND

Choosing to renovate or add an extension prevents you from undertaking the task of looking for a block of land and you save money on the cost of needing to buy a new block.

5

ENJOYING MORE ENVIRONMENTALLY FRIENDLY OPTIONS

Renovating an existing house can be a sustainable alternative to building a new home. Most of the existing home can usually be retained or improved, materials can be recycled or reused in new ways and your garden can be retained.

IF YOU DECIDE TO RENOVATE YOUR HOME, ALWAYS ENGAGE A QUALIFIED BUILDING DESIGNER, DESIGN AND BUILDING COMPANY, OR ARCHITECT. A GOOD DESIGNER WILL WORK WITH YOU TO ENSURE THAT YOUR PROJECT IS FUNCTIONAL AND MERGES WELL WITH YOUR EXISTING HOME. IF YOU CHOOSE TO ENGAGE AN ARCHITECT, MAKE SURE YOU ALSO SELECT AND SPEAK WITH YOUR BUILDER EARLY IN THE DESIGN PROCESS. IT IS VERY IMPORTANT THAT YOU, YOUR ARCHITECT AND YOUR BUILDER

COLLABORATE AS EARLY AS POSSIBLE TO AVOID PROBLEMS DOWN THE TRACK.

SHARPEST CONSTRUCTIONS AND QUEST ARCHITECTURE - Aranda

Our

CONSIDERING A KNOCKDOWN REBUILD?

If you love your current neighbourhood but want or need a bigger or newer home and renovating is not an option, then carrying out a complete knockdown rebuild may be the right choice for you.

Before you take the plunge and engage a builder (or demolition company), you should think about the following:

DEVELOPMENT CONDITIONS

Are there any development conditions imposed on your block? These may relate to the size of the home you can build, the external features or the setback requirements.

Also, keep in mind that it might take your neighbours some time to adjust to the new home design, so be prepared for some consultation.

HERITAGE REQUIREMENTS

If you are building in an older or existing suburb, it is important that you investigate whether there are any heritage requirements for your block of land. You can check for heritage considerations on the ACT Heritage Register.

UTILITIES

Before you start designing your dream home, make sure you know where the plumbing and sanitary pipes are located on your block. With the ACT Gas Transition now in effect, you should also make allowances around your gas connection; once disconnected (even if for extensive renovation works), you will now be unable to reconnect it.

You should look carefully at the location of utility mains because you (the property owner) have an obligation to make sure that the utility providers are able to properly access the infrastructure and mains. You should contact Icon Water and Evoenergy to check the location of the utilities.

UPMARKET CANBERRA - Chifley

Universal Trusses is one of Australia’s most advanced, state-of-the-art factories, supplying floors, frames and roofs for all building types and sizes.

Universal Trusses is a family business supplying the region for more than 20 years.

Teamed with knowledgeable and friendly staff, the

by the team at Universal Trusses is second to none.

FINANCE

SETTING A BUDGET

Financing the build, renovation or extension of your new home can be achieved in several different ways, depending on your financial capacity and the size of your project.

Before you engage a builder, you should develop your budget and, if you are borrowing money to pay for the build, speak to your preferred financial institution.

When engaging a builder, you should discuss the items that will be included in the building contract. Make sure that this discussion includes any preliminary costs, such as soil tests, preparation of plans, building approvals and consultant fees. There might be expensive items that are not included in the building contract such as landscaping, blinds and curtains, or even floor coverings. It is important to also understand which costs are fixed and which costs may change. Your builder and your lawyer can explain the difference to you.

If you are buying land and building a new home, you will also need to consider government fees and other costs associated with the build, which can include:

• Stamp duty

• Conveyancing

• Government record searches

• Registering plans

• Lodging a development application

• Applying for a building approval

• Various certificates and inspections

• Engaging a building certifier

Your budget should also include other costs, such as rental or other mortgage payments you will need to pay while your new home is under construction, as well as moving costs.

It is recommended that you include a contingency or reserve in your budget for any unforeseen items or cost variations that may be required during the building process. This could include material price increases, labour and/or subcontractor shortages, or items that you change your mind on during the build.

CREATED BESPOKE JOINERY AND PAUL TILSE ARCHITECTS + INTERIORS - Narrabundah

FINANCE

CHOOSING A MORTGAGE LENDER

When it comes time to choosing a mortgage lender, there are two common options you have when searching for the financial institution to assist your needs:

• Engage a mortgage broker – this is a professional that can help you identify a variety of loan options from different lenders. Essentially, a mortgage broker acts as an intermediary between a lender and a borrower.

• Choose a lender based off your own research – while this can take more time than using a mortgage broker, completing your own research to choose a lender and loan type may be your preferred option.

When choosing a lender, consider and compare the fees that different financial institutions associate with a mortgage. Some common fees are:

• Application fees

• Valuation and lender’s fees

• Lender’s mortgage insurance

• Exit fees

• Monthly or annual fees to keep the account open

It’s also important to consider what features you would like your home loan to have. For example:

• The ability to redraw – if you make additional payments you can choose to ‘redraw’ that money back.

• Offset accounts – money in an offset account can allow you to reduce the interest rate you pay on your loan.

IT CAN TAKE MONTHS TO OBTAIN FINANCE IN SOME CIRCUMSTANCES; MAKE SURE YOU START THE PROCESS EARLY.

THE VILLAGE BUILDING COMPANY - South Jerrabomberra

ACT CONCESSION SCHEMES

HOME BUYER CONCESSION SCHEME

If you are purchasing a home or land in the ACT, you may be eligible to pay no stamp duty.

Applicants must meet certain eligibility criteria including:

• All buyers of the home or land must be at least 18 years old.

• The total gross income of all buyers must not surpass the relevant income threshold

• All buyers including their partners* (if any) must not have owned any other property in the last two years.**

• At least one buyer must live in the home continuously for at least one year, starting within 12 months of settlement or completion of construction.***

All properties in the ACT are eligible for this concession. It applies to vacant residential land as well as new and established homes in the ACT, at any price.

* A partner includes your spouse, civil union partner, civil partner or de facto partner.

** There are limited exceptions to this requirement, including court orders and agreements made under the Family Law Act 1975 and the Domestic Relationships Act 1994. These orders or agreements must be made before the transaction date.

WELCOME

*** The Commissioner for ACT Revenue can exempt you from the residence requirements, in full or in part, but only in very specific circumstances.

OWNER OCCUPIER DUTY CONCESSION

Off the Plan Units –from 27 November 2023

For contracts exchanged on or after 27 November 2023, there is no duty on off-the-plan unit (unit-titled apartment and townhouses) owner occupier purchases valued at $800,000 or less. Eligibility requirements include:

• Contracts must be signed and exchanged on or after 27 November 2023

• At least one buyer must live in the home continuously for at least one year, starting within 12 months of the date of completion (settlement date) of the off the plan agreement

• Off the plan ‘units’ refers only to unittitled apartments or townhouses.

Similar concessions apply to contracts exchanged prior to 27 November 2023, with different threshold amounts. They are:

1 July 2023 - 26 November 2023

$700,000 or less

1 April 2022 – 30 June 2023

$600,000 or less

1 July 2021 – 31 March 2022

$500,000 or less

Different arrangements apply for projects that exchanged prior to 30 June 2021.

Further information is available at www.revenue.act.gov.au

Welcome to the ultimate exhibit of excellence in construction and incredible artistry with the Winning Homes completed by Master Builders ACT members.

MEIER GROUP AND CAPEZIO COPELAND - Red Hill

NATIONAL CONCESSION SCHEMES

FIRST HOME GUARANTEE

Under the Australian Government’s First Home Guarantee (FHBG), eligible first home buyers can purchase or build a new home with a deposit of as little as 5% without having to pay lenders mortgage insurance (lenders criteria apply).

Eligible borrowers can use the guarantee in conjunction with other government programs.

From 1 July 2022 – 30 June 2024, 35,000 FHBG places are available to eligible first home buyers.

Further information can be found at

https://www.housingaustralia.gov.au/support-buy-home/first-home-guarantee.

FIRST HOME BUYERS ASSISTANCE SCHEME

ACT

In the ACT, you may be eligible for a full or partial exemption of transfer duty under the Home Buyer Concession Scheme. Strict income thresholds apply. This only applies to new or substantially renovated homes.

There are no current grants available in the ACT.

NSW

You may be eligible for a full exemption or a reduced rate of transfer duty under the First Home Buyers Assistance Scheme. Strict eligibility criteria apply, including income and purchase price thresholds.

If you are buying a new or substantially renovated home, you may also be eligible for a $10,000 grant

Key workers (paramedics, nurses, teachers, early childcare educators and police) may also be eligible to participate in the Shared Equity Home Buyer Helper

Further information can be located here:

https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer

PROPERTY TAX

In NSW, changes were recently made to the transfer duty legislation, allowing a purchaser to pay annual property tax rather than the upfront transfer duty.

Further information on this change and what it means for you is available here:

https://www.revenue.nsw.gov.au/taxes-duties-levies-royalties/property-tax.

PAPAS PROJECTS AND STUDIO BLACK INTERIORS - Curtin

LAND AVAILABILITY IN THE CANBERRA REGION

Finding suitable, affordable and well-located land in the Canberra region that is ready for building can occur in a variety of ways.

The ACT Government’s Suburban Land Agency develops and sells a significant amount of available land in the ACT. You can read more about the land available for purchase from the Suburban Land Agency on their website – www.suburbanland.act.gov.au

Land is also being developed in the ACT and surrounding region by private developers, or in a joint venture with the Suburban Land Agency. Information about current land availability is identified on the below map.

* Sales Centre

Ginninderry*

Denman Prospect*

Googong*

Jacka

Whitlam*

CHOOSING THE RIGHT BLOCK OF LAND FOR YOU

There are a lot of features to consider when choosing the right block of land for you – no two blocks are the same. It is important before you purchase a block that you understand its unique characteristics and what type of home it will support.

ASIDE FROM THE PRICE OF A BLOCK OF LAND, SOME OF THE KEY CONSIDERATIONS ARE:

Size

The size of a block of land is usually what sparks your interest, especially if you have already established your budget and have obtained finance pre-approval. It is important that you have a good understanding of the size of the house you are hoping to build and the size of block that fits within your budget before you start shopping. You should also look at the width and length of the block to ensure that your dream home will fit after accounting for setback requirements.

Orientation

It is important to know which direction your block faces so you can plan for solar access. Will the living areas of your dream home receive any sun during the dreary winter months? Consider orientation before deciding which side of the street you want to live on.

Slope

Your block’s slope can be influenced by where it is located. If the block does have a slope, this will affect how you design and build your home. You may need to consider a split-level home to maximise the area while minimising cost.

Soil

The soil or geotechnical makeup of your block may be the last thing that you think about, but it really should be the first. The type of soil will determine whether any additional footings need to be constructed before the building begins to ensure the sound structural integrity of your home. If there is rock on your block, it is likely you will have additional costs to break up and remove the rock before construction begins. If possible, it is recommended that you request a copy of the soil classification before you exchange on any land contract so that you can make a reasonable estimate of what additional costs (if any) you might incur.

REP BUILDING AND STUDIO BLACK INTERIORS - Kaleen

SOUTH JERRABOMBERRA AT TRALEE

SOUTHJERRA.COM.AU

Why you should build in South Jerrabomberra

South Jerrabomberra at Tralee is more than just a location; it is a gateway to the life you have always envisioned. Discover the compelling advantages of building your future at South Jerrabomberra and how you can choose your ideal block with the expertise of Vlada Piven, our Senior Sales Consultant.

• Affordability That Makes Dreams a Reality

Affordability That Makes Dreams a Reality

South Jerrabomberra stands out for its affordability, ideally suited for first home buyers. This financial accessibility means that the dream of building a new home is within reach for more people than ever before.

• Lifestyle Opportunities

Lifestyle Opportunities

Enjoy a dynamic lifestyle with lush parks, diverse recreational facilities, a state-of-theart Dog Park, Town Park and Town Centre complemented by convenient shopping, dining, essential services, healthcare, and education. Visit southjerra.com.au to view our full list of Estate amenities.

• Diverse Block Sizes for Every Vision

Diverse Block Sizes for Every

With a wide range of block sizes, South Jerrabomberra caters to a variety of building plans and lifestyles. Whether you’re looking to build a spacious family home, a cozy nest for two, or anything in between, you’ll find a block that suits your needs perfectly

• Embracing Multigenerational Living

Embracing

The Development is designed for multigenerational living, offering spaces that can evolve with your family’s needs over time. This approach not only fosters family bonds but also adds a layer of practicality and adaptability to your home.

• Ideal for Downsizers: Convenience and Accessibility

Ideal for Downsizers: Convenience and Accessibility

If you’re looking to downsize, South Jerrabomberra offers an ideal setting. Blocks are situated within walking distance of essential amenities, merging convenience with a serene lifestyle – perfect for those looking to enjoy their golden years in comfort.

• House & Land Packages

House & Land Packages

To simplify the process of building your dream home, South Jerrabomberra offers attractive house and land packages. Village will ensure that you can find the right home that fits your budget and style seamlessly.

JERRABOMBERRA AT TRALEE

SOUTHJERRA.COM.AU

Your Journey to the Perfect Block with Vlada Piven

To guide you through this exciting journey, book an appointment with Vlada Piven at our award-winning Display Home and Sales Office. Vlada brings over 15 years of experience to the table and is dedicated to helping you find the perfect block for your needs.

Our Display Home is testament to the quality of home and lifestyle that is possible at South Jerrabomberra. During your visit, Vlada will introduce you to all of our available plans and immersive interactive mapping system. This innovative tool offers an easyto-navigate view of the Estate, displaying available blocks, downloadable plans for your builder, and detailed information on block size, frontages, depths, aspects, and positions within the Estate. This interactive map is also available on our website southjerra.com.au.

With the help of our Senior Sales Consultant, Vlada Piven, you can navigate this journey with ease and confidence, knowing that every decision is made with your best interests at heart.

Welcome to South Jerrabomberra, where every day becomes an adventure!

Contact: Vlada Piven

Ph: 0404 891 155

E: vpiven@villagebuilding.com.au

APARTMENT LIVING: BUYING OFF THE PLAN

MILIN BUILDERS - Phillip

Buying an apartment ‘off the plan’ is the most common way that apartments are purchased. It means that you are agreeing to purchase an apartment before it is constructed, with only the plans or artist representations showing what your finished product may look like.

It is incredibly important that you receive independent legal advice about purchasing an apartment off the plan before you exchange contracts. There are often clauses in off-the-plan contracts that allow for a developer to make changes to the size or configuration of your apartment, the amenities included in the building complex or the quality of the materials used, if development approvals require the change or certain materials are no longer available. You should also make sure you are familiar with the expected construction start time and length, and what your rights are if the apartment takes longer to build than originally agreed to. This includes understanding your rights about sunset clauses, and what to do if your developer wants to terminate your contract.

We recommend you do your due diligence about the developer and builder involved in the project before making a commitment. You could do this by looking at the past projects and performance of both the developer and the builder.

BEFORE YOU SIGN ON THE DOTTED LINE, ASK THE DEVELOPER (AND YOUR LAWYER) THESE QUESTIONS:

• The display unit and brochures look amazing! Am I entitled to receive all of that, and what happens if I don’t?

• What am I actually buying? Are there detailed plans or only concept drawings?

• Does my unit have fixed dimensions or is it subject to change? What are the limits of the changes that a developer can make without my consent?

• What are the developer’s rights and responsibilities and what are mine?

• When do I have to pay a deposit, stamp duty, or other fees and charges?

• What if the unit is not completed by the agreed date?

• Can the developer or I cancel the contract?

• Do I lose my deposit if I terminate the contract?

APARTMENT LIVING: NAVIGATING STRATA

If you’re moving into an apartment complex for the first time, you have probably never had to deal with strata rules and by-laws (which are relevant if you are in a community title scheme). There are rules for managing apartments (known as unit titled buildings) and you should be aware of the financial and legal issues involved when you purchase an apartment.

While it’s not an exhaustive list, here are some tips that will help you navigate strata if you are buying an apartment. It is also recommended that you obtain independent legal advice before you sign any contracts, so you know exactly what your rights and obligations are.

• You are essentially buying into a small community.

Living near other people can have a lot of positive benefits. However, it also means that your activities can affect your neighbours (and vice versa). Many apartment complexes have restrictions on car parking, carrying out renovations and flooring. You must understand how the community you are buying into operates and if they are facing any issues. Completing an inspection of the books and records of the owners corporation is an essential starting point (your lawyer can assist with this pre-purchase investigation).

Keep in mind that you can nominate to join the executive committee of the owners corporation and that there is a strata manager who attends to certain functions on behalf of the owners corporation.

• Apartment complexes have rules.

Before you purchase an apartment, read the owners corporation rules (and then reread them). Check with your lawyer that you have been provided with the most recent rules and have them explain the impact of those rules. Rules can cover things like not hanging towels over your balcony, visitor parking, lift access and your front door’s colour. They may have a direct impact on your unit and what you wish to do with it – there may be a restriction on installing a floating floor instead of carpet or a special privilege right rule that gives a café a right to have furniture in an area that may impact you. Usually, you will be required to get approval before making alterations to the property.

Buying an apartment can often seem like the cheaper option at the beginning but beware of strata fees that are payable on a regular basis. If your apartment complex has facilities such as lifts, gardens, basement carparking, pools, paved areas or barbecue spots (referred to as common property), there will be costs to maintain these items and you will be legally required to contribute to these costs through strata levies set by the owners corporation. Additional levies may also have been or are anticipated to be struck for additional unbudgeted-for issues, such as the recent cladding issues facing many apartment buildings.

Each apartment complex also has a ‘sinking fund’, designed for capital maintenance and repairs. You should check the amount of the fund when purchasing an apartment and take into consideration the age of the complex and what significant maintenance work may be required in the future. A sinking fund plan is a document that Owners Corporations are required to prepare with consultants that sets out the anticipated sinking fund expenditure for a 10-year period; this should be reviewed closely along with the minutes of meetings, the budgets and whether there are any additional anticipated special levies.

There are clear benefits and downsides to purchasing an apartment and dealing with strata issues. The key is to make sure you are informed and aware of your rights and obligations before you’re locked into a contract.

MILIN BUILDERS - Narrabundah

• There can be hidden costs.

CREATING CANBERRA’S MOST LIVEABLE COMMUNITIES.

Homes designed for every type of owner. First home buyers, upsizers, downsizers, investors & families. All backed with The JWLAND Promise. 12 months of assurance for a lifetime of quality.

CHOOSING A BUILDER

HOW CAN I ENSURE I HAVE UNDERTAKEN NECESSARY DUE DILIGENCE BEFORE CHOOSING A BUILDER?

1 Research – Find out about the builder’s experience, craftsmanship, licences and insurances.

2 References – Ask to inspect the builder’s previous projects or speak with previous clients.

3 Fit for purpose – Not all builders are experts in all types of buildings: renovations are best undertaken by builders with renovation experience and new builds are best completed by new home builders. If you have a special requirement, such as sustainable design, check that your builder has the relevant experience.

WHAT HAPPENS IF THINGS AREN’T WORKING OUT BETWEEN ME AND MY BUILDER?

Disputes can occur when communication lines between a client and builder break down, often resulting in a failure to meet obligations under the building contract. It’s important to seek help early if a dispute arises and ensure that any concerns are raised in writing to the builder. If you cannot resolve a dispute with your builder, you should seek independent legal advice about your rights and responsibilities under your contract, as there are some strict timeframes and dispute resolution requirements. For more information on this, turn to page 78 for key contacts.

WHY SHOULD I CHOOSE TO BUILD WITH A MASTER BUILDER?

Members of Master Builders ACT represent the top builders and tradespeople in Canberra and the surrounding region. By choosing an MBA member, you are choosing a higher standard of builder or tradesperson who is committed to excellence and takes pride in their reputation.

WHAT SHOULD I EXPECT FROM THE MASTER BUILDERS ASSOCIATION?

Satisfied clients make satisfied members; therefore, we have an interest in helping our members satisfy their client’s needs.

Master Builders ACT can provide general information about the MBA ACT Home Building Contract and about home warranty cover, including Fidelity Fund Certificates. However, we cannot provide you with specific advice about a dispute. If the circumstances are appropriate, we may be able to provide a mediation service (at an agreed fee) between you and your builder.

BLACKETT PROPERTY GROUP, PIONEER KITCHENS, SUGAR DESIGNS AND THURSDAY ARCHITECTURE - Whitlam

TIPS FROM AWARD-WINNING BUILDER

DANNY AGNELLO

In the 2023 Master Builders and Asset Construction Hire Excellence Awards, Danny won Young Builder of the Year and his magnificent Deakin project won the House of the Year.

WHERE SHOULD HOMEOWNERS START?

Homeowners should have a few key things before starting the building process:

• Have a firm budget with an appropriate contingency – let your architect or designer know what your budget is so they can design to the advised budget.

• Get a builder on board as early as possible – a good builder can assist with the design, buildability and cost control throughout the design phase, which will ultimately save the homeowners both time and costs in the long run.

WHEN ARE THE KEY CONTACT POINTS FOR THE HOMEOWNER AND THE BUILDER?

By getting your builder on board early you gain more time to build up a good rapport and good communication. A good builder can help guide you through the entire process.

Once construction commences and depending on the complexity of the project, we recommend weekly or

fortnightly catchups with the homeowners and the design team (if required) to review progress and discuss any hot topics. Open communication is key from both parties; regardless of what the issues are if both parties are open and honest, issues can be resolved quickly.

WHAT ARE THREE ESSENTIAL PIECES OF ADVICE ABOUT THE BUILDING PROCESS?

1 Trust the builder – as a homeowner you need to be able to trust that your builder is going to do the right thing. If you can’t, you may need to consider other options or the appointment of a client-side project manager or agent that understands the process.

2 Since the pandemic the market is still recovering, and projects are typically taking 30% longer than pre-pandemic times.

3 Understand your limits – whether in relation to budget, changes or design, have limits in place including a contingency so you don’t put undue pressure on yourself.

WHAT ARE THE MAIN FACTORS IN DETERMINING THE TIMEFRAME FOR A BUILD?

There are a few factors that determine a program for a project:

1 Complexity of the project – typically, the more complex a project is, the longer the timeframe will be.

2 Physical size – the larger the footprint of a project, the more ability you have to overlap trades, which gains time overall.

3 Selection of materials — following the pandemic, material availability has started improving but there are still many things that have very long lead times. It is important that the homeowner considers lead times when selecting certain materials, in particular finishes, fixtures and appliances.

WHAT TYPES OF INFORMATION SHOULD A HOMEOWNER PROVIDE TO THEIR POTENTIAL BUILDER BEFORE THE JOB STARTS?

Indication on the budget. This might seem controversial but sharing the homeowner’s ideal budget up-front can save everyone a lot of time and effort. Most builders will have an idea of the likely cost for a home based on the floor area, so you can quickly establish if a project is close to budget or well outside the budget parameters. This way you can work with the architect or designer to bring it back on budget before you spend 3–4 weeks quoting and tendering.

The second thing is ideal timing – when the homeowner is looking to start and complete the project. This will help both the owner and builder work out if the timing works for both parties.

Finally, a question we always ask is what is important to the owner - as in what in the house is super critical or a key driver behind the project. This helps us, as the builder, understand what is really crucial to the owners and we can work with them to achieve the overall objective.

MANTEENA, ARCHITECTS RING & ASSOCIATES AND ARCHERTEC INTERIORS - Deakin

DESIGNING YOUR HOME

Whether you are working with a new home or a renovation, there are many elements that you need to consider when it comes to designing your home. Engaging a qualified architect, designer and builder can greatly assist in this process. These professionals will be able to guide you in the right direction to ensure you create a home that you will truly enjoy for years to come.

HOW DOES THE DESIGN PROCESS WORK?

1 Once you’ve engaged a designer or architect to design the plans and discussed what features you would like in your home, they will provide you with an initial design concept.

2 After this, the design is developed in more detail to show building materials, architectural detailing and structural detailing.

3 When you’re satisfied with the design concept, the architect should provide you with the working drawings and specifications.

4 Once you have received your finalised, detailed design and prepared working drawings and specifications, this will be the time to finalise building quotes with your preferred builders.

TIPS

• Good design isn’t free! Investing in a reputable and highly regarded architect or designer will be advantageous when it comes to designing the home of your dreams.

• Consider what you might want from your home in the years to come. Do you need extra space for children or ageing parents?

• Are you considering operating a business from your home and need space for an office? Planning for the future when designing your home could assist in the long-term liveability of the home.

• Be realistic about your budget and ensure that you have factored in the costs associated with designing your own home with a professional.

• Do your homework. Once you’ve set your budget, you should have an idea of the size, fittings and fixtures that you will be able to afford.

LOOKING FOR AN ARCHITECT, DESIGNER OR BUILDER FOR YOUR PROJECT BUT NOT SURE WHERE TO START?

Head to the Find a Member section of the Master Builders ACT website to discover a library of Master Builders ACT members who might just be the perfect fit for your new-home build or renovation.

INCORPORATING LIVEABLE PRACTICES INTO THE DESIGN OF YOUR HOME

So you’re in the process of designing your dream home. You’ve got the open-plan layout you wanted and the right number of bedrooms and bathrooms, but have you considered how liveable your space actually is? It’s important to consider whether you want your home to be easily accessible for your parents if you plan for them to move in with you when they get older.

Andrew Kerec from Renaissance Homes found himself asking this question when he was building a new home several months after his father had a devastating accident, with the resultant damage to his spinal cord rendering him a C5 quadriplegic.

Andrew and his wife were able to make modifications to accommodate his parents before his build was finalised, ‘This provided Mum and Dad with an appropriate, accessible, safe and loving place to reside in while they found a block and built their own new home’.

Minimum accessibility requirements (essentially the LHA Silver level) are now included in the 2022 National Construction Code, with the ACT Government adopting these requirements in January 2024.

Liveable Housing Australia stated that the seven core design elements in the silver level are:

1 A safe, continuous and step-free path of travel from the street entrance and parking area to a level dwelling entrance.

2 Internal doors and corridors that facilitate comfortable and unimpeded movement between spaces.

3 A toilet on the ground (or entry) level that provides easy access.

4 A bathroom that contains a hobless shower recess.

5 Reinforced walls around the toilet, shower and bath to support the safe installation of grabrails at a later date.

6 Stairways are designed to reduce the likelihood of injury and to enable future adaptation.

7 At least one level (step-free) entrance into the dwelling.

MONARCH BUILDING SOLUTIONS - Mawson

It’s important to see creating a liveable home as an opportunity to make your home more accessible and more practically laid out rather than being a concession. ‘Homes built to minimum accessibility standards within our towns and cities will create more socially inclusive residential communities – people with disabilities or mobility restrictions will no longer be isolated within their own homes,’ Andrew said.

He advised that, ‘Ultimately, liveable homes will enhance the quality of life for all occupants at all stages of life because they are designed to be easy to enter, easy to navigate in and around, capable of easy and cost-effective adaptation and responsive to the changing needs of occupants.’

But liveable housing isn’t limited to the older population. Andrew explained, ‘They benefit families with young children (by removing trip hazards for toddlers and making it easier to manoeuvre prams/ strollers), people who sustain a temporary injury that limits their mobility, ageing baby boomers that require mobility aids or home modifications and people with disability and their families, enabling them a better choice of housing and the opportunity to visit the homes of friends and relatives.’

IT’S IMPORTANT TO SEE

CREATING A LIVEABLE HOME AS AN OPPORTUNITY TO MAKE YOUR HOME MORE ACCESSIBLE AND MORE PRACTICALLY LAID OUT RATHER THAN BEING A CONCESSION.

MONARCH BUILDING SOLUTIONS - Mawson

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SUSTAINABILITY AND ENERGY EFFICIENCY

Sustainability is an important consideration when you are designing your new home. You should consider factors such as the amount and type of vegetation to be cleared or retained, solar orientation, energy efficiency, the methods of heating and cooling, and the choice of building materials. All of these factors can impact on the ongoing operating costs and the overall environmental impact of building your new home.

Energy efficiency standards exist in the Building Code of Australia, but these are only minimum standards. In the ACT, before you start building, your certifier will require proof that your building will meet the mandatory minimum energy efficiency standards that exist in the ACT. As of 15 January 2024, the minimum standard in the ACT is 7 stars.

If you are interested in ensuring your home is sustainable, there are a number of builders, architects and designers who specialise in sustainable construction. There are also a range of ideas that you could incorporate to make your new home or renovation more sustainable and energy efficient:

• Use renewable energy sources (the sun) and solar panels

• Consider the design and colour of your roof and walls

• Position your windows and doors to allow for cross-ventilation and incorporate passive design throughout your home

• Check that the glazing and types of frames on your windows and doors are appropriate for their location and perspective

• Include space for a rainwater tank (compulsory in the ACT) – and use it

• Install quality insulation

• Consider using recycled materials throughout the construction of your home

If achieving optimal energy efficiency and sustainability are key objectives for you, you should speak with your builder, designer and architect early in the design process to ensure this can be achieved for you. More information for consumers on battery and solar, including sourcing an accredited installer may be found on the Clean Energy Council website

360 BUILDING SOLUTIONS AND LIGHT HOUSE ARCHITECTURE AND SCIENCE - Curtin

BUILDING IN THE ACT: REQUIREMENTS

PICHELMANN CUSTOM BUILDING SERVICES, DNA ARCHITECTS AND SELLICK CONSULTANTS - Deakin

When building a home, it’s important to understand your requirements and responsibilities. There are some key things you need to do to ensure you remain compliant:

• Make sure anyone working on your home has the correct licences and insurances to undertake the prescribed works.

• Appoint a building certifier.

• Ensure any fees are paid on time.

• Check that development applications, building approvals and any other relevant approvals have been attained before commencing works.

It can be tricky to know who is responsible for each part of your project. Here is a handy outline of who you can expect to work with throughout the process and what their role should be:

BUILDER

Your builder should be the person coordinating and leading your new home build or renovation. They will complete all work that requires building approvals. It is a requirement that your builder is licensed by the relevant state licensing body as being suitably qualified to conduct building work.

ARCHITECT

Whether you choose to engage an architect, building designer or draftsperson, they will be responsible for the building plans and will provide you with valuable advice in the creation of your home. You may engage this person through your builder or separately.

BUILDING CERTIFIER

You will appoint a building certifier who will ensure the build is compliant with building legislation.

ELECTRICIAN

Your electrician will complete all electrical works and, upon completion, must provide you with a certificate of electrical safety that states their work is compliant with relevant standards.

PLUMBER

A plumber in the ACT is required to hold a licence. They are required to lodge certain notices to Access Canberra, and arrange for inspections prior to beginning any work. Certified final drainage and plumbing plans must be lodged before arranging a final inspection by Access Canberra.

BUILDING ASSESSOR

A building assessor will provide you with an energy efficiency assessment rating to ensure your home meets the required standards.

You may also work with the following tradespeople:

• Tilers

• Bricklayers

• Painters

• Joiners

• Asbestos removalists

• Plasterers

WHAT HAPPENS WHEN MY HOME IS COMPLETED?

1 Your home will undergo a building certifier’s final inspection – this is to ensure the project is compliant with the building approval and requirements. Once this step is complete, you will receive a certificate of completion.

2 You or your builder will have engaged a licensed practitioner to complete electrical and plumbing works. These works will need to be approved and may be inspected by an ACT Government inspector.

ARTISTS IMPRESSION OF THE COMMUNITY GARDENS

SOUTH JERRABOMBERRA AT TRALEE

Experience the Best of Modern Living at South Jerrabomberra

South Jerrabomberra at Tralee is of one of the ACT Region’s fastest growing communities. This Estate reflects the future of modern living by combining a unique blend of convenience, community, and connectivity.

Desirable Location

South Jerrabomberra is uniquely positioned on the Southeast border of the ACT, in close proximity to the four major town centres of Queanbeyan, Woden, Tuggeranong and Civic. Being only a 20-minute drive to Canberra City, South Jerrabomberra offers a perfect balance between peaceful suburban living, natural landscapes, and the vibrancy of urban life.

A World of Amenities at Your Doorstep

South Jerrabomberra is not just a place to live; it’s a lifestyle. The Development is designed to cater to the needs of people of all ages and abilities.

This year, South Jerrabomberra is set to unveil a number of exceptional community facilities enhancing its vibrant and active lifestyle. An extraordinary Town Park will feature a splash park, formal play and nature play areas, a learn-to-ride facility, half-court basketball, outdoor gym, BBQ facilities, and an amphitheatre leading up to a future outdoor dining precinct. Also included is a Lifestyle Park, which will feature a boneshaped dog park, a large community orchard and gardens, and serene walking trails.

Residents will also be able to enjoy the first stage of the new comprehensive 23-hectare Regional Sporting Complex which includes premium outdoor fields. Future stages will include an indoor stadium, and a future Aquatic Centre. The new Jerrabomberra High School is also now open with enrolment available for Year 7, 8 and 9 in 2024.

A Home for Everyone

South Jerrabomberra offers a wide range of competitively priced blocks of various sizes to suit the needs and preferences of all. Whether you are a young professional, a growing family, or looking to retire in comfort, there is a perfect spot for you in the Development.

Building Your Future

Choosing South Jerrabomberra is more than just an investment in Real Estate; it is an investment in a lifestyle that promises growth, convenience, and a sense of community. With its strategic location, comprehensive amenities, and vibrant community spirit, South Jerrabomberra at Tralee is the future of modern living – A community that has it all.

MAXIMISING THE ENERGY EFFICIENCY OF YOUR NEW BUILD

A Q&A WITH DARIA TEODOROWYCH FROM LAROS TECHNOLOGIES

When building a sustainable home, you should consider how your home will perform over time. By making informed choices during the planning stage of building your dream home you can reduce the running costs of your home and the frequency that you need to replace materials.

Master Builders ACT Member, LAROS Technologies specialises in supplying sustainable and energy-efficient products and knowledge. We chatted about building a sustainable home with LAROS Technologies Sustainability Advocate Daria Teodorowych.

What makes a build sustainable and what makes a home energy efficient?

Sustainability and energy efficiency can be interpreted in many ways. For some, sustainability is in a modest sized dwelling. For others, low embodied carbon or perhaps omitting off-gassing and using natural products.

Many see energy efficiency in where they draw their power and how quickly the return on investment from their solar system comes. True sustainability, and health (of the building and the occupant) should be looked at as a whole-system approach.

Focusing on energy efficiency and making small incremental changes to the National Construction Code while ignoring healthy building principles has exacerbated existing conditions, like condensation and mould, and improved airtightness but without adequate ventilation measures, causing indoor air quality to decline.

Focusing instead on healthy homes with great indoor air quality, thermal stability and climate resilience will have energy efficiency as a nice side-effect.

MANTEENA AND N1 CREATIVE - Deakin

What is Passive House design and what are the benefits?

Passive House is an internationally recognised German building standard. It’s seen as the most comprehensive, quality assured, building method possible, with various energy targets able to be pursued. It’s seen as the pinnacle of design and construction.

What are some of the standards for ethical behaviour that help you decide whether a product or technique is sustainable?

At LAROS we typically will put forward the best possible quality and product longevity. Clients who have approached us with the goal of building a truly sustainable home will understand that long term quality will be worth the investment and stand the test of time. We have developed relationships with our partner businesses for many years and aligned ourselves with suppliers which have strong ethical and sustainability foundations. Our window manufacturer, for example, powers their operation almost entirely with their own photovoltaic system and their timbers come from sustainable forestry operations within Germany, which are less than 300 km from their factory as part of the certified ‘timber from here’ scheme.

Is there anything else you think homeowners would be interested to know about maximising their home’s sustainability and energy efficiency?

Design and function of a home are the first things that can steer a project to becoming more sustainable. We welcome any builder or designer to share their project with us. We are passionate about helping to find the smartest and most cost-effective ways to achieve the highest degree of a healthy, comfortable, and sustainable building. Our guiding principles are a high level of airtightness, energy recovery ventilation, high performance doors and windows, eliminating thermal bridges and adequate external shading. These are the basic building blocks for a sustainable and energy efficient building design for both existing as well as new homeowners.

LAROS has been around for over a decade, specialising in High Performance Building product supply and consultancy. We pride ourselves on our honesty and integrity in genuinely wishing to see our clients achieving their goals.

BROTHER PROJECTS AND DNA ARCHITECTS - Turner

CANBERRA IS ELECTRIFYING – LEARN MORE ABOUT THE ACT’S ENERGY TRANSITION

The ACT is preparing to electrify and transition away from fossil fuels, such as fossil fuel gas (or natural gas), petrol and diesel. It is part of a plan to take action on climate change and make Canberra a net zero emissions city by 2045.

This means that Canberra’s homes and businesses will be powered with 100% renewable electricity, wherever possible.

Fossil fuel gas and transport are the largest sources of emissions in the ACT, making up 20% and 60% respectively. Electrification is the best pathway towards reducing emissions, saving energy consumers money, and maintaining an affordable and reliable energy system.

To reduce our emissions, government is supporting the energy transition in a number of ways, including:

• reforming our planning system to make sure we are building a climate resilient city that is set up for our energy needs

• delivering Canberra’s big battery to support our electricity grid when wind and solar can’t

• providing no-interest loans, rebates and other incentives to help households and businesses electrify

• electrifying our public transport system and supporting the community transition to zero emissions vehicles (like electric vehicles).

But there is much more to be done. On 8 December 2023, the ACT took another nationleading step and commenced a regulation to prevent new gas network connections. The regulation will not stop homes and businesses using existing connections, but it will prevent new sources of carbon emissions being created by stopping new connections. Information sessions on the regulation will be held in February 2024.

The ACT Government is also preparing to release the Integrated Energy Plan (IEP) in the first half of 2024. The Plan will outline how we transition our city over the next two decades.

For more information on the ACT’s energy transition, including the IEP and the new regulation, visit climatechoices.act.gov.au.

COOL CLIMATE LANDSCAPING - Narrabundah

Whether

BUILDING APPROVALS

Building approval is required for most developments to ensure that the building complies with building laws, including the Building Code of Australia (BCA) and the National Construction Code (NCC). Building approval is usually obtained after a development approval is obtained (if one is necessary). Sometimes, exemptions apply for both development approvals and building approvals.

You or your builder must obtain a building approval before construction work begins. To get a building approval, you need to:

Appoint an ACT licensed building surveyor as your certifier – while your builder may recommend a certifier they are familiar with, you, as the owner, appoint the certifier.

Apply for building approval and pay the relevant fees.

Apply to appoint your builder with the certifier.

TIMELINE OF APPROVALS

1 Obtain development approval, if needed

2 Obtain building approval

3 Builder applies for home warranty insurance or a fidelity fund certificate (refer to page 55 for more information)

4 Builder applies to the certifier for a commencement notice

5 Commencement notice issued

6 Construction work occurs

7 Certificate of Occupancy issued

It is unlawful for you to occupy the home until a Certificate of Occupancy has been issued by the ACT Government. This certificate is issued once your builder and certifier have submitted all necessary documents to the satisfaction of the ACT Government, then you apply to the ACT Government for a Certificate of Occupancy or Use. This occurs once the buildings works (the subject of the building approval) have been completed, the certifier is satisfied that the building work complies with both the BCA and the NCC, and you have made the final payment to your builder.

WALMSLEY BUILDING SOLUTIONS - Kaleen

The Master Builders Fidelity Fund was established in 2002 to protect the interests of builders and home owners in the ACT.

Income received by the Master Builders Fidelity Fund remains in the ACT, and is securely invested, and used for the betterment of the ACT building and construction industry.

The Fund issues Fidelity Certificates which provide protection for new homes or those making substantial changes, if the builder dies, disappears or becomes insolvent.

The Certificates protect the owner during construction and for up to five years from the date a Certificate of Occupancy is issued.

Members of Master Builders ACT receive reduced premium rates.

For more information, please contact the Master Builders Fidelity Fund.

Phone: (02) 6175 5900

Email: canberra@mba.org.au

HOME WARRANTY INSURANCE / FIDELITY FUND COVER

WHAT IS HOME WARRANTY INSURANCE?

In 1988, the ACT Government introduced mandatory Residential Building Insurance then, in 2002, legislated to enable Fidelity Funds to be established in the ACT. The principal purpose of the insurance or Fidelity Fund Certificate is to provide the consumer with protection against financial loss in the event the builder dies, disappears or becomes insolvent.

WHY WOULD MY BUILDER NEED THIS INSURANCE TO COMPLETE WORKS ON MY HOME?

Under the Building Act 2004 (ACT), it is a requirement that a licensed builder must obtain complying residential building work insurance (also referred to as home warranty insurance) or a Fidelity Fund certificate on behalf of the lessee from an approved Fidelity Fund scheme or insurer before commencing any building work over $12,000. There are some exemptions provided. If you’re not sure about what is needed, have a chat with your builder.

Fidelity Fund certificates or home warranty policies are required for construction of a class 1 building or class 2 building (town house, units, apartments) up to 3 storeys in height, and certain alterations or additions to an existing residence where the work is valued at $12,000 and is structural in nature.

Fidelity Fund certificates or home warranty policies are not required for class 10 structures such as swimming pools, fences, landscaping, mailboxes or garages (unless structurally adjunct to the class 1 structure). The appointed building certifier may assist if you are unsure about these requirements.

WHEN CAN A CLAIM BE MADE?

A claim may be made for incomplete building work if the builder becomes insolvent, disappears or dies, during the contract period. A claim may also be made for defects that come to light after completion of the project in the Statutory Warranty period if the builder dies, disappears or suffers an insolvency event.

The legislation provides that a Fidelity Fund certificate or home warranty insurance policy provides maximum coverage of $85,000. If no work has been completed, and only a deposit paid, the maximum that you can claim is $10,000. There are strict timeframes for making a claim (90 days), so it is recommended you make enquiries about claiming on your home warranty insurance or fidelity fund certificate as soon as you are aware of any grounds for a claim.

R&P GALLI HOLDINGS - Deakin

YOUR BUILDING CONTRACTS

Entering a building contract is often one of the most high-cost transactions you will have, so it is important that you obtain independent advice before you sign –just like you would see a solicitor or conveyancer when purchasing your land. Many builders use a standard form contract, such as the template provided by Master Builders ACT, however, there can often be amendments or special conditions included in these contracts, as well as crucial timeframes and important terms such as ‘prime cost’ and ‘provisional sum’, that it is worthwhile having explained to you by a professional.

TIMEFRAMES

Your building contract will have specific timeframes that you should take note of. This includes when a builder is required to commence work, the amount of time that you have to respond to notices, the period of time you must notify the builder about any defects, and how long they have to respond and undertake rectification work. Your contract will also set out the timeframes for when you are required to make payment to your builder, which are usually called Progress Payments.

VARIATIONS

Most building contracts will require all variations to be in writing. It is important that if you require something in your contract to be varied, that you let your builder know as soon as possible – this could range from a change in your selections, through to amendments to the floor plan and design. Even if you have a conversation with your builder, it is recommended you confirm your requests in writing, and they should respond accordingly. Putting important changes in writing will provide clarity for both you and your builder and ensure that nothing is missed.

MCDONALD JONES - DeLeorean One Executive Whitlam

PROVISIONAL SUM

Building contracts include items that have a price listed as a ‘provisional sum’. A provisional sum is most commonly used in circumstances where an owner has not yet made a selection (for example, kitchen joinery), or when a builder is unable to determine an accurate price of the supply and fixing of the materials. With a global shortage of building products and labour, provisional sums are currently being used for items with material and/or labour components likely to experience price fluctuations. Some examples include timber, and steel frames and windows. A provisional sum means that the builder has provided an estimate only, and you will be charged (by way of a variation) the actual cost, plus builder’s margin. For example, if a contract has a provisional sum listed as $10,000, and the item(s) total cost is $15,000, this is the amount you will be required to pay. You should speak with your builder about the provisional sums in your contract before signing.

PRIME COST

A prime cost item in a contract is an amount allocated for the supply of necessary items that have not been selected by you. For example, a builder may include tiles as a prime cost item, at a price of $40 per square metre. This means that if you select tiles that are $100 per square metre, there will be an additional cost to you. If you have already made selections or are fairly confident in your choices for items included as ‘prime cost’ items, you should let your builder know at the quoting / contract stage so they can ensure that the allowances are reasonable for your selections.

Disclaimer: The above information is general information only and should not be taken as legal advice. Master Builders ACT recommends that any person considering signing a building contract should obtain independent advice before doing so.

MCDONALD JONES - DeLeorean One Executive Whitlam

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SOUTH JERRABOMBERRA AT TRALEE

SOUTHJERRA.COM.AU

SPLASH PAD

FORMAL PLAY

NATURE PLAY

LEARN TO RIDE

TOWN CENTRE

COMMUNITY HALL

OUTDOOR GYM

TOWN PARK

OUTDOOR DINING

UNDER CONSTRUCTION ESTABLISHED AMENITIES

• Learn to Ride Facility

• Nature Play

• Formal Play

• Splash Pad

• Outdoor Gym

• Half-Court Basketball

2. Outdoor Dining

3. Town Centre/Future Shops

4. Community Gardens & Orchard

5. Dog Park

6. Stewardship Site, walking trails

Additional Amenities

7. Regional Sports Complex

8. Future Employment Hub

9. Future Business Park

10. Highschool

11. Future Innovation Precint

12. Future Retail Precinct

12. Aldi

13. Service Station

14. Gym

15. Service Station

16. Medical Centre

17. Woolworths

18. Chemist

19. Dentist

20. Jerrabomberra Hotel

21. Post Office

22. Cafe

23. Jerrabomberra Primary School

YOUR PRE-BUILD TIMELINE

MANTEENA - Red Hill

1. SET YOUR BUDGET

2. OBTAIN FINANCE PRE-APPROVAL

3. SELECT:

a. Builder

b. Suburb

c. Block

4. GET INDEPENDENT LEGAL ADVICE ON YOUR:

a. Land purchase contract

b. Building contract

5. EXCHANGE CONTRACTS AND SETTLE ON THE LAND PURCHASE

6. CONFIRM BUILDER HAS HOME WARRANTY INSURANCE OR FIDELITY FUND COVER

7. START BUILDING!

NON-CONFORMING PRODUCTS

Non-conforming products can be found across all areas of construction, from steel, copper and electrical products to glass, aluminium and engineered wood – from the roof down to the bolts and screws.

Your builder or trade contractor must ensure that all the products and materials they use meet the requirements of the National Construction Code (NCC). However, retailers do not need to meet the requirements of the NCC, so you should not assume that just because something is for sale, even with a large Australian retailer, that it will meet the necessary requirements.

We recommend that you speak with your builder or trade contractor about whether a product is compliant before you purchase it.

If you are purchasing materials yourself, your builder or trade contractor may require the following evidence that a product complies with the NCC if you purchase a product yourself:

• Current ‘Certificate of Conformity’ issued under CodeMark or a WaterMark certification

• Certificate from an engineer or other appropriately qualified person

• Report issued by a registered testing authority (registered with NATA)

SAFETY WHEN EXTENDING OR RENOVATING

ASBESTOS

Asbestos is a naturally occurring fibrous silicate mineral, exposure to which can cause life-threatening illnesses.

Asbestos is present in nearly every home that was built before 1985 and is usually located in the eaves or in wet areas like bathrooms and laundries. The experts tell us that when materials that contain asbestos are in good condition and are left undisturbed, they do not pose a risk to your health.

It is the word ‘undisturbed’ that makes all the difference. Don’t risk home repairs or renovations yourself. If your home was built prior to 1985, Master Builders ACT recommends that you engage a licenced Builder who specialises in extensions and renovations and an Asbestos Assessor to undertake an Asbestos Identification Report and use qualified and licensed tradespersons to conduct any repairs or renovations for both safety and compliance obligations in regards to asbestos.

You can read more about asbestos here: http://www.asbestostaskforce.act.gov.au/

SILICA

Silica is also a naturally occurring mineral that is found in many rocks and soils. When silica takes the form of ‘crystalline silica’ it can become a health hazard. Material containing silica is hazardous when blasted, crushed, cut or drilled by machinery. Silica is commonly found in many ordinary items used in the construction of a home, such as engineered stone benchtops, asphalt, bricks, cement, tiles and pavers. Similar to asbestos, the danger of silica to you and your family is limited when it is left undisturbed. However, if you decide to carry out modifications or renovations to your home (such as modifying the kitchen benches), Master Builders ACT strongly recommends you engage a qualified tradesperson who has completed the 10830NAT – Course in Crystalline Silica Exposure Prevention course (now mandatory in the ACT). This will ensure that any work is carried out safely, with the appropriate equipment and in the appropriate manner. Engineered stone benchtops will be prohibited from 1 July 2024 in the ACT and around Australia. This may impact your build if you have already made your selections. We encourage you to speak with your builder about any potential changes or concerns.

You can read more about silica here: https://www.worksafe.act.gov.au/healthand-safety-portal/safety-topics/dangerousgoods-and-hazardous-substances/silica-dust

MANTEENA AND N1 CREATIVE - Deakin

CHOOSING YOUR MATERIALS

UTILISING MATERIALS IN DIFFERENT WAYS

Construction, design and architecture are consistently pushing the bounds of creativity in the residential sector. With creativity in abundance and materials in short supply, it’s important to consider how you can utilise different materials in new ways. Check out the inspirational project images below from Master Builders ACT Members.

Concrete

All walls and floors in this home were constructed using concrete by Pichelmann Custom Building Services, DNA Architects and Sellick Consultants.

Mosaic Tiling

The kitchen bench in this home by Chase Construction (ACT), The Dept of Design, 4Site and Amalgamated Property Group features a custom-coloured mix of mosaiced tiles.

LED Lighting Strips

This bathroom renovation by ACT Renovations uses LED lighting to brighten and enlarge the tiled shower cavity.

COOL CLIMATE LANDSCAPING – Narrabundah

GIVING MATERIALS A SECOND LIFE

With increases to materials costs and delays from product and trade shortages still common post pandemic, it’s important to re-use and recycle materials where you can. To create a truly sustainable home, you should consider whether the materials you’re using now can be re-used if you ever decide to renovate. Choosing materials that can have continued life after their initial use isn’t just good for the environment, it’s great for your budget!

Reusing Materials from Your Existing Home

When you’re renovating your existing home, it’s important to consider whether any materials are worth keeping and reusing. While it may involve an investment of time, it can save you the cost of new materials.

The image above shows recycled heritage red bricks preserved and re-used by Brother Projects and DNA Architects during their renovation of a Turner home where the team saved, cleaned and reused all the full bricks from the existing home.

Purchasing Recycled Materials

If you’re building new or your home doesn’t have any elements worth saving, you can buy restored or recycled materials locally. High-quality and durable materials can add character to your build while being better for the environment.

Restoring Existing Features

If you cannot reuse existing materials and you do not want to remove those materials completely, you may find that restoring existing features helps you achieve your happy medium. This might involve uncovering old fireplaces or brick walls that are hidden behind drywall or revealing the original flooring.

Taking time during the build or renovation to consider the materials you can reuse, recycle and update could save you a lot of money and give your home unique, character-rich features.

BROTHER PROJECTS AND DNA ARCHITECTS – Turner

MANDATORY INSPECTIONS AND CERTIFICATION

There are a number of compulsory notifications and inspections that must be undertaken by your certifier before building on your home can continue. This helps to ensure the work is carried out to the required standards and legislative requirements. These records (and other documents) along with others must be lodged with Access Canberra before you can apply to be issued with a Certificate of Occupancy (the certificate that allows you to have legal occupancy or use of the building).

The existing mandatory stage inspections undertaken by a certifier are:

• completion of excavation, placement of formwork and placement of steel reinforcing for the footings before any concrete for the footings is poured

• for a house, completion of the structural framework and, before the placement of any internal lining

• for a house, completion of placement of formwork, and placement of steel reinforcing, for any reinforced concrete member before any concrete for the member is poured

• for all classes, completion of the building work approved in the relevant building approval.

An extra inspection will be made during construction for two storey homes before the second storey slab is poured.

There are also mandatory inspections that will be conducted by the ACT Government for electrical and plumbing work, which your builder, plumber or electrician will organise.

Your builder and certifier should keep you updated about when the mandatory stage inspections are going to take place. There is no requirement for you to personally attend these inspections, as they are quite technical and require full concentration and attention from your builder and your certifier. Your certifier will let you know if there are any issues.

If your build is financed through a bank or other lending institution, they may want to send a representative out to site to inspect the work completed each time a progress payment is due. Your bank will advise you of their progress stage inspection procedures.

REP

INDEPENDENT PROPERTY INSPECTIONS

WHAT IS AN INDEPENDENT PROPERTY INSPECTION?

An independent property inspection (also known as a building inspection) is an examination undertaken by a property inspector who will assess the accessible areas of a building. The inspector will then provide you with a written report that should outline any potential issues associated with the home.

During the inspection, an assessor may inspect the:

• interior of the building

• exterior of the building

• sub-floor space

• roof space

• roof exterior

• surrounding property area.

WHY SHOULD I ARRANGE FOR A PROPERTY INSPECTION BEFORE PURCHASING A HOME?

There are several reasons to get an independent property inspection before purchasing a home, including:

• You will be provided with a detailed report that should outline the condition of the building and any potential issues associated with the property.

• You will be able to get specialist advice about any potential issues identified.

WHAT’S NOT INCLUDED IN THE PROPERTY INSPECTION?

Some items that are not included in a property inspection are:

• parts of the property that were not or could not be inspected

• an estimate of repair costs

• matters outside the consultant’s expertise

• minor defects

• termite detection (a pest report will need to be obtained for this information).

WHO SHOULD I CONTACT TO UNDERTAKE THIS FOR ME?

If you’re looking for a property inspector to undertake an inspection on a home, head to our website (www.mba.org.au) and look for the Find a Member section.

TIP:

When searching for an independent property inspector, look for one who holds professional indemnity insurance. This type of insurance will protect you as the buyer by ensuring that the property inspector (or their insurer) can cover any financial loss if they are negligent when preparing the report.

PAPAS PROJECTS AND STUDIO BLACK INTERIORS - Curtin

BEFORE YOU MOVE IN

Moving into a new home is an incredibly exciting time and is the final stepping stone before you truly begin to feel settled in your new space. While it might seem like the easiest part of the process, there is a lot that you still need to think about when it comes to making sure your home is ready to live in.

We’ve created a checklist for you to mark off each task to ensure you don’t miss a thing!

Select a moving company to assist you with the process – while this isn’t necessary, it can save a lot of time and energy

Apply for leave if needed, once you know your moving date

Organise end-of-lease cleaning if you are leaving a rental property

Provide notice that you will be leaving the property that you are renting (if applicable); this is mandatory so instructions for the notification should be included in your tenancy agreement

Connect electricity

Connect internet

Connect water

Arrange for your utilities to be disconnected from your previous address

Redirect all your mail to your new address

Change your licence address – this can be done through Access Canberra if you live in the ACT

Update your address details with the Australian Taxation Office

Be sure to change your address on the electoral roll

Ensure you’re happy that any defects identified during the maintenance liability period are remediated

Collect all the keys to your current home to provide to the next owners or hand back to the landlord

PICHELMANN CUSTOM BUILDING SERVICES, DNA ARCHITECTS AND SELLICK CONSULTANTS - Deakin

HOME MAINTENANCE

Maintaining your home is crucial to ensuring the longevity of the structure over the coming years. Completing regular home maintenance will also save you time and money in the future and more importantly, it will provide you with the peace of mind that you are living in a safe home. But what does home maintenance involve?

OUR HOME MAINTENANCE CHECKLIST:

Cleaning Maintenance

This is the simplest form of maintenance. Besides giving a bright appearance, cleaning can prevent a build-up of mould and can stop moisture being trapped, which can cause rust or rot. Cleaning home maintenance should include:

Cleaning guttering as necessary to remove leaves, mud and other foreign matters

Removing rubbish accumulating close to walls

Checking that petrol and other flammable liquids are stored in a well-ventilated area as far from the main portion of the house as possible, out of reach of children and pets and away from electric motors

Cleaning aluminium window and door frames

Cleaning insect screens, checking for damage and replacing mesh if necessary

Checking for any increase in bushfire hazards through vegetation growth or accumulation of rubbish, and removing the hazards

PICHELMANN CUSTOM BUILDING SERVICES AND PRECISE CUSTOM JOINERY - Forrest

Preventative Maintenance

Regular repainting of timber, sealing of joints and keeping vents and pipes clear can prevent damage occurring. Preventative home maintenance includes:

Making sure that exterior underfloor vents are not covered or clogged up

Checking underfloor ventilation for pests in the underfloor spaces

Checking that water drains and sumps are clear at regular intervals and after heavy rain

Checking and repairing air-conditioning and heating equipment

Corrective Maintenance

Early attention to repairs can prevent more serious damage. Corrective home maintenance includes:

Repairing and/or painting outdoor timber and structures

Checking for leaking taps and replacing washers immediately

Having inside painting and decorating undertaken when required

In bushfire hazard areas, check that your garden hose is sound and remains connected to the tap nearest the most obvious hazard, and keep a few buckets of sand and water handy

Checking underfloor ventilation for pests

Checking for leaking plumbing

Checking that the tiles on your roof are intact

Replacement

When an item has reached the end of its economic lifespan or it has not been maintained, it must be replaced. This can be expensive.

Check exterior paint work (repainting usually needs to be completed every 4–6 years)

WHAT HAPPENS IF I NOTICE A BUILDING DEFECT?

You and your builder will review all building defects at the completion of the project. If you notice a building defect after the initial period, the first thing you should do is contact your builder and let them know what the problem is.

Your builder is obliged to fix any building defects that occur within the relevant statutory warranty timeframe. The building works will be covered by a statutory warranty period, as prescribed in the legislation. Under this warranty, your builder is responsible for fixing structural building defects for a period of six years starting from the completion of the work or no later than the date the Certificate of Occupancy was issued, or two years for defective non-structural work. However, your builder is not responsible for maintenance work, or problems that occur as a result of a lack of maintenance.

MBA IN THE COMMUNITY

STRATHNAIRN CHARITY HOUSE

The Strathnairn Charity House project supported a range of local community organisations in West Belconnen while promoting the growing participation of women in the construction sector.

The Strathnairn Charity House was sold at a very rainy auction on 25 March 2023 for an incredible $1.596 million. This figure means that $509,000 was distributed to four local charities: Hands Across Canberra, Pegasus Riding for the Disabled, Karinya House and Canberra City Care.

The Strathnairn charity house project had a specific focus on facilitating opportunities for women in construction and was designed and built by women for women.

Photo Credit Kiernan May

Photo Credit Kiernan May

IMPROVING APPRENTICE RETENTION RATES

In 2021, Master Builders ACT introduced the MBA M.A.T.E program, which aims to improve the apprentice retention rate in the construction industry.

The program provides apprentices with a combination of life skills and practical skills including mentoring by industry expert members, this provides valuable support to apprentices throughout their apprenticeship journey.

ENCOURAGING WOMEN TO JOIN THE INDUSTRY

For 4 years, Master Builders ACT partnered with Ginninderry and the ACT Government to deliver the JobTrainer Women in Trades program. This program provided participants with specialised accredited training, industry work placements and potential employment pathways within the relevant sectors.

The key purpose of this program is to encourage more women to consider a career in the construction industry and the measure of success of these programs is for the women to have job offers at the end of the program. In 2023, over 80% of the women who completed these programs were offered employment and many are continuing their career in the construction industry.

UNIVERSITY OF CANBERRA

To help create a skilled construction industry, Master Builders ACT has a long running partnership with the University of Canberra to assist in research efforts as well as the unit requirements of construction-related degrees. MBA Group Training Limited (MBA GT) facilitates White Card, asbestos awareness, WHS hazard identification, risk assessment and risk control training for students undertaking built environment courses.

SUPPORTING MIGRANT WORKERS TO JOIN THE INDUSTRY

In 2023, Master Builders ACT partnered with the Migrant and Refugee Settlement Services (MARSS) to deliver a 4-week program, including 1 week of work experience, to support migrant workers to enter the construction industry.

This program is specifically tailored to migrant workers to enhance their English language skills within the industry context of building and construction. The program provides job-ready skills and knowledge for entry roles within the industry, through onsite training at MBA Fyshwick and included training in mandatory construction site programs, sponsored by the ACT Training Fund Authority. The program also provides additional wrap-around support as required, including dedicated English classes, assisting with gaining their drivers licence, mental health support and financial assistance.

MBA GT delivers the necessary mandatory accredited training and a variety of modified non accredited training to ensure the participants are prepared to enter the construction industry.

CHAMPIONING WELLBEING IN THE CONSTRUCTION INDUSTRY

Master Builders ACT partners with OzHelp to encourage construction industry members to look after their mental wellbeing. This occurs through the delivery of counselling, Tradie Tune-Ups, life-skills workshops and mental health training that assists individuals with learning self-management strategies and recognising distress signals in others.

KEY CONTACTS

MASTER BUILDERS ASSOCIATION ACT

www.mba.org.au

(02) 6175 5900

ACT GOVERNMENT

www.planning.act.gov.au/build-buy-renovate

13 22 81

EVOENERGY

www.evoenergy.com.au

13 23 86

ICON WATER

www.iconwater.com.au

(02) 6248 3111

ACTEW AGL

www.actewagl.com.au

13 14 93

ACT LAW SOCIETY

https://www.actlawsociety.asn.au/find-a-lawyer (02) 6274 0300