Travel Hacks

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Chapter 3: Personal and Business Credit Cards

You have personal and business credit cards that can provide you with the desired rewards necessary for travel hacking. There is no order required when applying for business cards. However, discretion must be exercised when applying for personal credit cards. There are certain personal cards you should initially apply for to make sure you do not miss out on great points and mile rewards. This decision could affect your card approval for about 2 years, so act cautiously. One of our favorite credit cards is Chase Sapphire Preferred rewards credit cards because of its versatility with transferring points. Credit card issuers are constantly updating points and policies associated with their available rewards and perks. Some of the major credit card companies we will discuss in our course are Hilton, Marriott, American Airlines, Delta, and much more. The companies listed have amazing reward advantages. The number of bonus points offered constantly changes with each new offer. If you are in the market for looking for additional cards it is important to get the maximum number of points or miles known for each card. This requires some research or our course to determine when the perfect opportunity presents itself to apply for these cards. It has been discovered that depending on the company, you may not have the opportunity to own each issuer’s card made available. Each lender has their own sets of rules and regulations as it relates to the distribution of the cards. So again, before you make a final decision on a card, check to see if there are any restrictions on the number of cards you can have on an individual account. Research is required during this step to make certain you have received the best cards with top sign-up bonus offers for your future goals.


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