Chapter 1:
Travel Hacking
Annualcreditreport.com is a free website that allows you to review credit scores from all three bureaus every 12 months. Those initial scores give you the insight areas of opportunity for improving your scores. Listen, you CAN improve your credit scores! Work on one indiscretion at a time until everything has been processed and cleared. Here is a freebie. While talking to the collection agencies or companies requesting payments, ask them to send a confirmation letter stating you have paid your balance in full. If necessary, this letter will serve as proof that you have settled all debts with this company. Once financial stability has been achieved, you can begin applying for credit cards to fund your vacations! This e-book is not suggesting for you to apply for several credit cards without being financially responsible. In addition to finances, it is important to have good credit scores before applying for those bonus rewards credit cards. Since we are talking about credit let’s take it a step further.