The Shopper 8/23/2023

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An Exhibition of Ceramics and Soft Sculptures by Jessica Peterson Coming to South Suburban College

SOUTH HOLLAND, IL–The Art & Design Department of South Suburban College is pleased to announce a special guest artist exhibition entitled “Abode 2023” by Jessica Peterson. The ceramics and soft sculptures will be displayed in the Photo Four Gallery at South Suburban College from Friday, September 1 through Friday, October 6, with an Artist Talk on Wednesday, October 4, 2023, from 2-3 p.m., in the Photo Four Gallery.

Jessica Peterson completed her academic journey with a Master of Fine Arts in Studio Art from Purdue University in West Lafayette, IN, alongside a Master of Arts in Ceramics from Governors State University in University Park, IL. Her artistic accomplishments have been prominently featured in numerous exhibitions across Illinois and Indiana.

Peterson stated, “My works are internal worlds, invented environments comprised of bird nests, void spaces, the subaquatic, and the juxtaposition of hard and soft forms. These pieces are not meant to be realistic representations but reflect how I perceive my environment. While I use multiple processes, throwing on the wheel and hand-building with casting slip are my preferred tools. The work forms organically, usually coming to a natural ending point. Using rolled pieces of casting slip or petal-like shapes, I bring out the qualities of the habitats I look at of the piece’s body. In my printed works, I use lithography, screen print, linoleum, and watercolor.”

The SSC Photo Four Gallery is positioned on the College’s fourth floor and maintains operational hours from 9 am to 5 pm Monday through Thursday. The gallery remains closed on weekends and holidays. The general public is extended a warm invitation to partake in art exhibitions and receptions without any associated fees. For more comprehensive information, contact Pamela Planera,

SSC College Fall 2023 Semester Reg. in Progress

SOUTH HOLLAND, IL – Registration is open for the upcoming Fall 2023 Semester at South Suburban College. The college has implemented an efficient process that allows students to enroll in classes without being dropped for payment. Eligible students can benefit from special tuition rates, tuition waivers for specific courses, scholarships, and a diverse array of over a hundred educational pathways.

Prospective students are strongly encouraged to secure their spots early to ensure their preferred mode of instruction and schedule. South Suburban College remains dedicated to providing accessible and flexible learning options for those pursuing college degrees, offering a variety of course delivery methods. New and existing students can select from five-course delivery options: inperson, online, virtual, simulcast, and blended.

The Fall 2023 Semester classes at South Suburban College are set to start the week of Monday, August 21, 2023. The college’s user-friendly online application, registration services, and comprehensive class schedule are conveniently accessible through the official ssc.edu website.

For inquiries about enrollment procedures at South Suburban College, please get in touch with the Office of Admissions at (708) 210-5718 or email admissions@ssc.edu. Assistance is also available in Spanish by calling (708) 210-5740. The main South Suburban College campus is located at 15800 South State Street, South Holland, Illinois. Additionally, the Oak Forest Center, an extension site of the college, can be found at 16333 South Kilbourn Avenue, Oak Forest, Illinois. The college’s extension site, the Oak Forest Center, is located at 16333 South Kilbourn Avenue, Oak Forest, Illinois.

the Digital Media Arts Instructor & Graphic Design Coordinator at South Suburban College, by dialing (708) 596-2000, extension 2211 or email at pplanera@ssc.edu. SSC is located at 15800 South State Street, South Holland, Illinois.

CHICAGO – With support from State Senator Elgie R. Sims, Jr., the Illinois Department of Commerce and Economic Opportunity recently announced the latest round of Back to Business grants awarded to businesses in the restaurant industry.

“The Back to Business program and other relief efforts helped thousands of small businesses across Chicago and Illinois bounce back from the pandemic,” said Sims (D-Chicago). “Because Illinois has been responsible in our budgeting, we are able to provide funds for entrepreneurs and businesses that need it most.”

The Back to Business grant program provides recovery grants for small businesses throughout the state, with an emphasis on businesses in the hardest hit industries. Through the Back to Business and Business Interruption Grant programs, DCEO has provided more than $535 million to more than 15,000 businesses since the start of the pandemic.

Seven restaurants in Sims’ district will receive a combined total of $220,000 through this round of Back to Business grants.

“It has remained a top priority of mine to help all small businesses build back better,” said Sims. “This program serves as a support system for those who’ve struggled in receiving funding assistance in the past.”

For more information about B2B grants visit DCEO’s website: https://dceo.illinois.gov/smallbizassistance/b2b.html

The RESIDENTIAL POSTAL CUSTOMER Subscribe to The Shopper for just $20 a month! requesters@myshopper.biz See Mailing Notice on Page 5 SHOPPER DELIVERED TO YOUR DOOR Find us on Facebook! 708.774.9087 CALL A QUALIFIED LOCAL EXPERT! S E R V I N G T H E S O UT H SU B U R B S F O R 25 YE A R S ! Call Janice 708-302-8585 Janice Minton-Kutz Licensed Indiana & Illinois (708) 302-8585 Cell janice.mintonkutz@cbexchange.com Residental BROKER AGI Buying or Selling in Illinois or Indiana? OIL CHANGE $10 SAVE • Change Motor Oil • Replace Oil Filter • Lubricate Chassis • Fill Washer Fluid • Wash Windshield • Reset Oil Light Indicator • Provide Reminder by Mail • Provide Window Sticker for Next Service • Provide FREE Tire or Fluid Checks Anytime INCLUDES: WE CHECK: Air/Cabin Filters • Transmission Fluid Power Steering Fluid • Brake Fluid • Antifreeze/Coolant Tire Pressure • Battery • Exterior Lights • Wiper Blades Most Cars Not Valid With Any Other Offer Exp: 11/30/23 NS10 Find Us At TheDukeOfOil.com Locations: • Hobar t • Hammond (2) • Valparaiso • Munster • Highland (2) • Merrillville (2) • Calumet Cit y • South Holland COUPON ON ANY ROMANCE AWARENESS MONTH Augu #1 Source For FREE Community Info. Advantage CARPET, UPHOLSTERY & AIR DUCT CLEANING 708-349-6131 No Hidden Changes Most Furniture Moved Deep Soil Extraction FREE Pre-Spotter FREE Deodorizer Truck Mount Unit Quick Drying Time Insured & Bonded All Work Guaranteed SPECIALIZING IN SAFE, HIGH-QUALIT Y CLEANING FOR YOUR • CARPET • UPHOLSTERY • AIR DUCTS No Persona Checks ANY ROOM DEEP CLEANED $2000 WHOLE HOUSE DUCT CLEANING Removes up to 96% Of All Dust, Dirt, Pollen, Mold Spores & Animal Dander A+ Rating with BBB A+ Rating with Angie’s List UPHOLSTERY CLEANING CHAIR $15 Unlimited Registers Single Furnace Home LOVE SEAT $30 2 CUSHION SOFA $35 3 CUSHION $8500 Per Room • 2 Room Minimum • L-Shaped and Great Rooms Count as 2 Summer and Fall 2023 Registration is Open! EnrollmentOpenNow The New You ssc.edu
Sculpture by artist Jessica Peterson
BBB Scam Alert: Protect Yourself From “Check Washing”
August is National Eye Exam Month. Make that appintment!

Property Values for Thornton Township Released

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Some content courtesy of Family Features and Capital News Illinois.

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PUBLISHER’S NOTICE

The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

The toll-free telephone number for the hearing impaired is 1-800-927-9275.

Real Estate Specialists Real Estate Questions & Answers

CATHY & JIM HIGGINS

Question: A friend of mine -- honest, I’m not talking about my house -- asked me to put her house up for sale on the Internet, twice, and I got a few interested people but nothing serious. She has asked me again to do the same. She lives in a gated resort community and wants $350,000.

I just thought you might have some creative ideals for selling this house. She’s going to give me $10,000 if I can sell it and I need the money. I’m also thinking of advertising in a magazine. What do you think?

Answer: I think you’re doing a terrible disservice to your friend, and I think you should also look at the real estate laws in your jurisdiction. They will no doubt say that without a real estate broker’s license you have no ability to sue for a real estate commission -- thus if you sell the property your friend is not obligated to pay you a dime.

Your friend may well be trying to help you, or may honestly think that you have a skill which would allow you to sell the

property. But what do you know about real estate contracts? Seller disclosures? Complete Internet exposure? Fair housing requirements? Financing? Pricing? Seller contributions?

The list goes on, but the point is this: There’s a lot more to selling real estate than advertising. Without a broker’s license you do not have the right to collect a fee from another for the sale of a property. Worse, you might sell the property for less than it’s worth or you may create unintended liabilities that cost your friend huge amounts of money. Go no further with this until you have spoken with a local -- and licensed -- attorney.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com

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Cook County – Cook County Assessor

Fritz Kaegi released the initial assessments of residential and commercial properties in Thornton Township.

“I strongly encourage property owners to review their reassessment notice to ensure their property characteristics and market value reflect their home,” said Assessor Fritz Kaegi.

“It is important to understand that assessments in Cook County reflect market value over the last three years. My office will be partnering with Cassandra Elston, Thornton Township Assessor, to assist property owners and explain reassessments in their community.”

“We are here to help property owners. Residents are encouraged to attend a workshop to address their concerns regarding their reassessment notices. The Cook County Assessor’s Office will present information about how to understand their reassessment notice and explain how values are determined,” said Thornton Township Assessor Cassandra Elston. “The workshops will provide an opportunity to determine if an appeal should be filed, an overview of the online application, and teach homeowners about available property tax savings.”

Appeals for Thornton Township can be filed until Tuesday, September 5, 2023.

To learn more about property assessments and appeals, watch our virtual workshop on Wednesday, August 16 on Facebook or YouTube in English, and Thursday, August 17 on Facebook and YouTube in Spanish. In-person appeal workshops will be held on Monday, August 21 in English and Thursday, August 24 in Spanish from 6:00 p.m. – 8:00 p.m. at Harvey City Hall, 15320 Broadway Ave, Harvey, IL 60426. More information can be found here: www.cookcountyassessor.com/ event-list.

The Assessor’s Office reassesses one-third of the county every year. In 2023, the south and west suburbs of Cook County are undergoing reassessment. The municipalities that are part of Thornton Township are Burnham, Calumet City, Dixmoor, Dolton, East Hazel Crest, Phoenix, South Holland, Thornton, Blue Island, Glenwood, Harvey, Hazel Crest, Homewood, Lansing, Markham, Posen, and Riverdale.

When a property is reassessed, the property owner is mailed a reassessment notice. The reassessment notice reflects the estimated

fair market value based on sales of similar properties over the past three years. The notice also contains important information such as the property’s characteristics, neighborhood code, and past assessments. An increase in a property’s assessment does not cause the same increase in the property owner’s taxes.

After a township undergoes reassessment, a valuation report is released that provides details on residential, commercial, and multifamily reassessments. Property owners can use these reports to gain insight on how property assessments work, learn about the real estate market in their specific neighborhood, and compare the median to their property value. The Valuation Reports for Thornton Township can be found at: cookcountyassessor.com/ valuation-reports.

How do assessment appeals work? Property owners are given an opportunity to appeal their assessment if the property characteristics listed on an assessment notice are incorrect, or if the estimated market value of a property is significantly more than what it could sell for in the current real estate market.

Residential assessments are based on recent sale prices of similar properties. To get a better picture of the real estate market in Thornton Township, the chart above demonstrates median sale prices over the last five years.

The median sale price in 2022 for singlefamily homes was $152K, $77K for condos, and $199K for small apartment buildings.The Assessor’s median market value estimate for single-family homes is $124K, for condos $73K, and $164K for small apartment buildings.

Commercial property assessments are calculated by determining a property’s use, estimated income, market-level vacancy, collections loss, and expenses. Applicable real estate operating expenses include property taxes, insurance, repair and maintenance costs, and property management fees. The varying property tax rates throughout the south and west suburbs were accounted for in operating expense ratios.

To learn more about how commercial reassessments work, read the full Commercial Valuation Report. Commercial and multifamily property owners can go a step further and locate their property on a methodology worksheet that contains the data used to assess their property.

Governor approves Farm to Food Bank program

A state-funded program that will create longterm relationships between farms and food banks was recently made permanent by Gov. JB Pritzker.

The governor signed House Bill 2879 into law on Aug. 3, establishing the Illinois Farm to Food Bank Program. The bill creates mechanisms for acquiring and distributing fresh fruits, vegetables, meat and poultry, dairy and eggs to organizations providing free food for those in need.

The Farm to Food Bank pilot program has been administered by Feeding Illinois and was launched in 2021 with grant funding from USDA. The program connects food banks with Illinois farmers to establish a pipeline of fresh food for food pantries throughout the state. It also provides a secondary market for products that might be left in the field or trees, or blemished products.

“It’s good for our farmers’ bottom line, it’s good for those in need, and it’s good for our state — a win for everyone in Illinois,” Pritzker said. The program will be administered by the Illinois Department of Human Services with a $2 million investment in FY 2024.

During the pilot program’s first two years, nearly 2.5 million pounds of food was moved for $1.1 million. Food acquired through the program must be from Illinois producers and must meet market-grade quality and consumption levels. However, much of the food going to the program is excess food that would have been wasted without food banks as an outlet. The lack of a centralized donation program was a barrier to farmers looking to donate in the past.

The bill also includes capacity-building grants

for capital improvements needed to store and transport fresh food to better reach underserved communities. The program focuses on fresh and nutritious foods, which are often difficult to secure at many food banks. The bill also creates a Farm to Food Bank Advisory Council to support and advise on the work of the program and establish and build relationships with agricultural producers.

“Illinois’ No. 1 industry is agriculture, and we are building the vision that ensures every community can benefit from the bounty our state produces. As chair of the Governor’s Rural Affairs Council, it is clear that we get closer to that vision by building strong relationships with our local farmers. The Farm to Foodbank Program provides a pathway to do just that,” Lt. Gov. Juliana Stratton said.

While many farmers would prefer to donate excess food they’ve grown to food banks or local food pantries, often the logistics and cost hinder such donations. The pilot program used USDA funding to help defray some of those costs by reimbursing farmers for their picking and packout costs — any expense related to harvesting, packaging and transporting the food.

Initiative partners include Illinois Farm Bureau, Illinois Specialty Growers Association, Illinois Farmers Market Association, University of Illinois Extension and the Prairie Research Institute’s Illinois Sustainable Technology Center. While the pilot program has been active for only a couple growing seasons, the partners have been working on the project for 5 years.

This story was distributed through a cooperative project between Illinois Farm Bureau and the Illinois Press Association. For more food and farming news, visit FarmWeekNow.com.

page 2 August 23, 2023 Say I saw it in The Shopper
3651 Ridge Road, Lansing 708-895-2630 219-972-2630 any large 16” pizza $2OFF
any super 18” pizza
OR Must mention coupon when ordering. Not good with any other offer. Expires 11/30/23
Copies of the Thornton Township Tax assessment will continue to be available in the boxes in front of The Shopper.
August is National Peach Month. Don’t miss out!

LOCAL CHURCHES

TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ

CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133

Info@CalvarySouthHolland.org

CalvarySouthHolland.org

WORSHIP

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389

FAX 708.331.8374

Admin@ChristCommunityCOGIC.org

ChristCommunityCOGIC.org

PASTOR DR. CARL E. KING, SR.

SERVICES

COVENANT UNITED CHURCH OF CHRIST

1130 East 154th St., South Holland 708-333-5955

www.covucc.org

PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship

FIRST CHURCH (PCA) 3134 Ridge Rd, Lansing 708-474-9610

www.firstchurchpca.org

PASTOR WYBREN OORD

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211

www.firstchurchsh.org

PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday 9:30 a.m. & 5:30 p.m. Sunday School 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527

gracedyer.webchicago.net

WORSHIP SERVICES Sunday........................................... 9:00 a.m. Monday...........................................6:30 p.m.

Bible Study Sunday 10:30 a.m.

HAMMOND (SEVENTH-DAY) ADVENTIST CHURCH

6910 Walnut Avenue, Hammond, IN 46324 219-844-8470

hammondin.adventistchurch.org

Heart Smart

Proverbs 10:12 (ESV) state, “Hatred stirs up strife, but love covers all offenses.”

This verse does not justify sinful cover-ups. It is sinful to be a judgmental faultfinder who wants to pick fights. It is just as sinful to ignore or cover up the sins of others, based on misguided love and loyalty (see Proverbs 28:13).

JESUS LIGHTHOUSE OF LOVE

INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833

facebook.com/JLOLMinistries

PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER

WORSHIP

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755

www.reconciliationchurch.org

PASTOR GLEN MCCARTHY WORSHIP SERVICES

“Love covers all offenses” tells us that the posture of love is patient and gracious, not nit-picky or quick to take offense. “Good sense makes one slow to anger, and it is his glory to overlook an offense” (Proverbs 19:11, ESV). If we make an issue of everything about others that we find irritating, flawed, or mildly offensive, we will be impossible to live with. If others relate to us this way, we will always walk on eggshells. When you are a fault-finder or easily offended you alienate yourself and others.

You ask someone a question and the answer comes back slightly snarky. You realize this person is stressed out or having a bad day, so you overlook her response and ask how she is doing instead. In addition, love doesn’t bring up past offenses when they’ve been addressed, forgiven, and buried (see Proverbs 17:9). Love doesn’t keep a file of past wrongs handy to pull out when I need a ‘trump card’ to win a fight. This is what “Love covers all offenses” means.

But love goes further. The word ‘covers’ is also found in Psalm 32:1 (ESV). “Blessed is the one whose transgression is forgiven, whose sin is covered.” God loves us so much that He covers our sin when we confess it. It cost Him the precious blood of his Son to do so. When we love others, we desire the same for them.

REDEEMER LUTHERAN CHURCH 651 East 166th St., South Holland 708-331-4100

redeemer-lutheran@sbcglobal.net

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com

PASTORES Jose & Paula Lopez

SERVICIOS: Grupo de Oracion de Hombres Jueves ........................................... 7:30 p.m. Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center

2138 Moeller Street Dyer, IN 46311 (219) 931-5284

www.unitynwi.org ALL WELCOME

Say I saw it in The Shopper August 23, 2023 page 3
Christian
SERVICES Sunday Worship 9:30 a.m.
Development 11: 00 a.m. Saturday Women’s Grief & Loss Support Group - 2nd Sat. each month at 10:00 a.m.
SERVICES Sunday........................................... 11:00 a.m. Wed. Service on Facebook.............7:30 p.m. Women of Worship via Zoom 3rd Sat. @ 12 pm
9:15 a.m. Worship
10:30 a.m.
Bible
7:00 p.m.
WORSHIP
SUNDAY Church School
Services
WEDNESDAY
Study……
7:30
a.m. 11:00 a.m. Wed. Bible Study Noon
Morning Worship 9:30 a.m. Sunday School 11:00 a.m. Evening Worship 5:30 p.m.
Sunday
a.m. Wednesday Bible Study 7:00 p.m.
Worship 10:00
MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM
WORSHIP SERVICES Sunday 9:30 a.m. Sunday School 10:45 a.m. Channel 6 Tues. 10:00 a.m.
EVERY SATURDAY BIBLE STUDY .........9:30 am Central Time WORSHIP 11:00 am Central Time FREE! FREE! HEALTHY LIVING TALK AND DEMONSTRATION HELD MONTHLY Call for the next date and time! Invite your community to church. Join The Shopper’s Church Directory by calling 708-333-5901 Attend the church of your choice. VERSE OF THE WEEK Many plans are in a man’s heart, But the counsel of the LORD will stand. Proverbs 19:21 Read The Shopper Online! Visit issuu.com/myshopper
RICHARD ZEKVELD

LIBRARY HAPPENINGS

Calumet City Public Library

Address: 660 S Manistee Ave, Calumet City, IL 60409

Phone: (708) 862-6220

Email: info@calumetcitypl.org

Website: http://www.calumetcitypl.org/index.html

Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL

Phone: 708-849-2385

Email: lincoln@doltonpubliclibrary.org

Website: www.doltonpubliclibrary.org

Virtual Story Time with Mrs. Brooks

Come and join in the story time with Mrs. Brooks. For ages 3 - 12. FREE. Every 1st Wed. (10am – 10:30am) To register for the Virtual Story Time go through the calendar of events on our website at www.doltonpubliclibrary.org

Virtual Zumba

Virtual Zumba with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call 708-849-2385 or email lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. (5pm – 6pm every Friday). FREE.

Virtual Line Dancing with “Dawn the Dancin’ Deeva”

Every Thursday, at 6pm. Please call 708-8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email and phone number to register. A link will be sent to you the day of the program. FREE.

Virtual Senior Yoga

Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leave your full name, email and phone number to register. FREE.

Senior Bridge Club

Come out for the fun every Tuesday, from 3:30pm to 4:30pm If interested register by calling 708-849-2385 or email at lincoln@ doltonpubliclibrary.org and leave your full name, email and cell phone to register. FREE.

Virtual Workout Program with Sheena Stinson

Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and cell number to register. A Zoom Link will be sent day of the program. FREE.

Get Up & Move with Simon Says!

Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd Saturday of the month from 2pm to 2:30pm starting Oct. 15. A YouTube link will be emailed every 3rd Friday. Register by calling (708-849-2385, ext. 4) or emailing at lincoln@doltonpubliclibrary.org leaving your name, email, cell number and the number of children participating. FREE.

Curbside pickup

Dolton Public Library District Curbside

Is currently CLOSED. It will re-open on Monday,October 2nd.

Burbio

Burbio is a one-stop free resource to find out about all the Dolton area events and activities. If your group wishes to post your events on burbio contact: groupsupport@burbio.com Sign-up at Burbio.com or download the free android or iPhone app and follow the calendars that interest you. FREE.

Virtual Program, Passport to Knowledge

Every first Monday of the month. (3:30 – 4pm). Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and cell number. Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE.

Coffee and Chat – a Senior Experience

Are you a senior over the age of 60 and want to have conversation with other seniors. Some of the topics discussed are technology and other happenings in our world and community. Held every Wed., @ 4pm to 4:30pm. To register for the program and all the other Senior Programs call (708-849-2385) or email your registration to lincoln@doltonpubliclibrary.org FREE.

Between the Pages: A Virtual Story Time

Every third Saturday of the month at 1:30pm. To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE.

Cookbook Club

Will meet in the Josway Auditorium on Saturday, July 15, 2023 from 11am to 1pm at the library (14037 Lincoln Avenue; Dolton, IL 60419) to discuss the selected cookbook and to taste samples that have prepared by our members from the recipes within the book. Potential new members call 708-849-2385, ext. 5 to register leaving your name, email and phone number to get complete details. FREE.

Toddler Time

For young children (18 mos – 4 yrs.) and their caregivers. Every First Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@doltonpubiclibrary.org leave your name, email or call at 708- 849-2385, ext. 4. FREE.

Family Game Time

Starting Tuesday, June 20 (1:30pm – 3pm) No registration required. To be held in the Youth Services area

Paint & Sip Tuesday, September 12, 2023, 12pm – 1 pm. In the Josway Auditorium. To register call 708-849-2385, x 3 leave your name, phone, and email, or go to lincoln@doltonpubliclibrary.org. FREE.

Creative Craft: Summer Time Wear

Join Ms. Barbara every 4 th Wednesday in for a new fun art craft! July 26, 2023, from 1pm – 1:30 pm, in the Kopac Room. NO NEED TO REGISTER KIDS & YOUTH 5-16 YRS. FREE!

Hammond Public Library

Address: 564 State St., Hammond

Phone: (219) 931-5100, ext. 310 or 307

Email: swishl@hammond.lib.in.us

Website: www.hammond.lib.in.us

Harvey Public Library

Address: 15441 Turlington, Harvey, IL 60426

Phone: 708-331-0757x3200

Email: has@harvey.lib.il.us

Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Library

Address: 564 State St., Hammond

Phone: (219) 931-5100, ext. 310 or 307

Email: hplhelp@homewoodlibrary.org

Website: www.homewoodlibrary.org/

Lansing Public Library

Address: 2750 Indiana Ave., Lansing IL

Phone: 708-474-2447

Email: shari@lansingpl.org

Website: www.lansingpl.org

Riverdale Public Library

Address: 208 W 144th St Riverdale, IL 60827

Phone: (708) 841-3311

Email: library@rpld.org

Website: www.rpld.org

Community Pantry Food Drive

Open to the public during business hours:

Monday -Thursday 10AM to 6PM, Friday 10AM to 5PM, and Saturday 10AM to 2PM

“Join our Patrons Helping Patrons initiative by donating non-perishable food items to the new Riverdale Public Library Community Food Pantry. Let’s work together to help others!”

Multi-Library Geocaching Event

Join us for the 11th Annual ATLAS MultiLibrary Geocaching Event! All library patrons are invited to use clues and geographic coordinates to find hidden “geocaches” at numerous participating area libraries. For each listed geocache you discover, you earn a chance to win a $25 Gift Card. To be eligible for the prize drawing, your library card from a participating library must be in good standing. All ages welcome! Find all the official clues at https://multilibrarygeocache.weebly.com/

Summer Lunch Bus At Franson Park

Monday - Friday from 2:15PM to 2:45PM The Riverdale Public Library District is hosting the Greater Chicago Food Depository Lunch Bus to provide free nutritious meals for children ages 18 and under throughout the summer months. Monday-Friday until August 19th, kiddos can receive free meals at Franson Park from 2:15pm to 2:45pm.

Summer Reading Challenge

Starting June 5th and ending September 5th “Our Summer Reading Challenge has begun! Read 45 books and log the titles in your logbook which you can pick up at the library during sign-up. Turn in your log by September 5th to be entered into a raffle to win cash prizes and Lego sets.”

Poetry in the Preserves Story Walk

Story changes every 3rd Wednesday of the month July through August “Follow a charming poem or short story by local author Jessica Brooks as you walk along the Major Taylor trail in Whistler Woods. A new story or poem will be posted each month so be sure to come back!”

Shape Up Exercise Class (Adults/Seniors)

Every Saturday from 11AM to 12PM “Enjoy the benefits of strength, flexibility, and relaxation in a fun and social way.”

Story Time with Ms. Cheryl (Children)

Every Tuesday from 10:30AM to 11:30AM “Listen to the storytelling of Ms. Cheryl and afterwards, participate in a fun-filled craft. Ages 3 and Up.”

South Holland Public Library

Address: 16250 Wausau Ave., South Holland IL

Phone: 708-527-3160 or 708-580-6161

Email: library@southhollandlibrary.org

Website: shlibrary.org/events-calendar.

Thornton Public Library

Address: 115 E. Margaret St. Thornton, IL.

Email: library@thorntonil.us

Website: https://www.thorntonlibrary.org/

Calendar of

Women’s Bible Study

Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 12. We will begin our season with a 7-week study of the Old Testament book of Micah. After we complete Micah, we plan to study 1 & 2 Timothy (10 lessons). We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 708- 3310391 or Carol at 708-339-6793. We would love to have you join us!

Speed Dating

12 Dates in 1 Hour happening Saturday August 26, 2023 call 219-805-DATE Love is in the Air Social Hour 4:30pm Ask about the “Men’s Night Special” Dress Attire Upscale 2 Groups Ages 21-44 Ages 45 and up Entertainment: Comedian MOMS Mabey Singer: Bruce Pearson Venue:Kasey’s - 17800 Lorenz Ave Lansing, IL “Important” Must RSVP. RSVP to... Love Connector DR Patikas Information Hotline: 219-805-3283 Call...Text

page 4 August 23, 2023 Say I saw it in The Shopper Email your library events to general@myshopper.biz

Neighbor 2 Neighbor

NOTICE OF PAID MAILING OPTION

In July 2022, the cost of both printing and mailing greatly increased. Instead of passing this cost along to our long-time dedicated advertisers, we made the tough choice to eliminate our free mailing sevices to keep The Shopper alive. As of July 2022 we no longer be mailing to homes. If you would like to continue to receive a paper in the mail the cost will be $20 a month. Our new distribution plan has increased the availability of the newspaper as well as expanded the area we serve with added locations below. Thanks for sticking with us , we love our readers and communities! Thank you -

‘STERN APPROVAL’ BAND ENTERTAINS

AT THE MOHAWK SOCIAL CLUB IN HAMMOND: Pictured here are Nick, Chris, Jason and Kyle who had just come off a rockin’ set at the Mohawk Social Club in Hammond. This was the first of many Summer Fest events hosted by the social club which featured food trucks, entertainment, libations and fun! Call them/visit for more information on upcoming such events- 4040 Calumet, 219-933-9823. ***

PICNIC UNDER THE TENT SATURDAY

AUGUST 26TH, 2023 AT HAMMOND

MOHAWKS: A fun group of gals and guys on a hot summer afternoon at the Mohawks Social Club, 4040 Calumet Avenue. Pictured here are Bobby, Betty, Dave, Suzette, Stephen, Carol, Ed and Kevin among the revelers, some of whom did not want their names used. Activities will continue at the club all Summerlong. One of the special events this year will be a Garage Sale on Saturday September 30th from 8 am to 3 pm. Vendors can rent a table that day. Call 219-7769063 for information. ***

DON ANDRES RESTAURANT CAUGHT IN THE MIDDLE OF HAMMOND RESTORATION: This small but popular restaurant owned by Andres Gonzales and staffed by Lupe Vellegas and Marilu Gonzales (all pictured here) has been caught in the middle of the Hammond restoration (Downtown Hammond) on Hohman just south of Sibley.

So, the Gonzales family just keeps on keeping on serving the most delicious American and Mexican food around at 5318 Hohman. On Sundays we can go to church at the Cathedral next door, and then have breakfast at Don Andres. When you are there try and rice water with cinnamon, so refreshing on a hot day and one of their original Mexican (or American) breakfasts. Lunch and dinner are served all day and the menu is filled with something for everyone. If you like, call ahead for reservations or the special of the day. They also do deliveries and carry outs! 219-937-0000.

***

MOHAWK VETERANS OF THE POPULAR SOCIAL CLUB IN HAMMOND: Pictured here are Larry Frentress, VP of the Hammond Mohawks and Pete Vukovich, member of the Hammond Mohawks for 45 years. The Club has been around since 1927 bringing family and friends together in a social setting year-round.

*** VINTAGE PIC CIRCA 2018 ST. COLUMBA

CHURCH BINGO SUNDAY: Pictured in the kitchen of the late St. Columba Church of Hegewisch are Carolyn Malewicki, Ron Segvich and Parnell Ward serving up the sloppy joes to hungry Bingo fans!

***

STUDENT ARTWORK FROM THE SOUTH HOLLAND COMMUNITY CENTER: Some of the youngsters put their ‘hands’ to work on this original creation on display at the Community Center, 501 E. 170th Street in South Holland. All sorts of arts and crafts programs are highlighted in this vibrant center in South Holland which serves old and young alike! Instructor for this piece is Thomas Randall. For more information call them at 708-331-2940. ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

Say I saw it in The Shopper August 23, 2023 page 5
LICENSED IN BOTH IL & IN! Janice Minton-Kutz 708.302.8585 Realtor Michael Cavoto 708.372.0712 Senior Mortgage Banker WE MAKE BUYING & SELLING EASY

Price Index

2. Random Access Memory

3. Extra Sensory Perception

4. East southeast

5. Without flaw or blemish

6. Millisecond

7. French for “State”

8. Claim

9. Sick

10. Washed

11. Perform without preparation

12. Book of fiction

13. A river in France 18. Mother 22. Local Area Network 23. Sharp sides of blades 24. Blend together 25. Sheep sound 26. Told an untruth 27. Anagram of “Sure” 29. One more than two

HISTORY OF ROMANCE AWARENESS MONTH

Romance Awareness Month isn’t meant to scare anyone away! It’s meant to bring attention to the idea that couples often need to be intentional about being romantic with one another in order to keep the flame burning. Whether a couple has been together for 5 years or 50 years, or is just getting to know each other, it’s vital to make sure each partner feels swept off their feet at least sometimes

page 6 August 23, 2023 Say I saw it in The Shopper
SUDOKU
ACROSS 1. Move slowly, near the ground 6. Army doctor 11. Autonomic Nervous System 14. No longer in fashion 15. Moonshine machine 16. A female deer 17. Waterproof 19. 56 in Roman numerals 20. Proven information 21. Extraterrestrial 23. Symbol 27. Incapable 28. Food shop 32. Address welcomingly 33. Walked 34. Reverend (abbrev.) 37. Mild expletive 38. Command 39. Feeble or crippled 40. Collection or series 41. Rest on one’s knees 42. Long-legged aquatic bird 43. Marked by initiative 45. Bawdyhouse 48. Within 49. Eliminate from the body 50. A protective garment 53. Brownish 54. Administrative areas 60. Prefix indicating “Upon” 61. Outward 62. Walks through shallow water 63. Away from the wind 64. Cleans powdery residue from furniture 65. Not fresh
CROSSWORD SOLVE THE MAZE
WORDSEARCH
ROMANCE WORD SEARCH ANNIVERSARY CARESS CELEBRATE CUDDLE DATE FIRE FOCUS FRIEND HELP HOLD HUG HUSBAND KISS LOVE LOVER PARTNER SPARK SUPPORT SWOON WIFE WRITE
Consumer
Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.
DOWN 1.
31.
34.
text 36.
38. Upon 39. A young girl 41. What a sweater is 42. Sifts 43. N N N N 44. Violent disorder 45. An Asian pepper plant 46. Open-mouthed 47. Magical spirit 50. Products of human creativity 51. Backside 52. Relieves oneself from 55. Emergency Care Unit 56. Rodent 57. A mountain on Crete 58. Snake-like fish 59. South southeast
30. A northern sea duck
Strike
Half-diameters 35. Make corrections to
Brink
Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.
SOLUTIONS

Eat to Live or Live to Eat?

“Eat to live or live to eat?” is a common dilemma when it comes to our approach to food. Striking a balance between enjoying the foods we love and maintaining a healthy diet is crucial for our overall well-being mentally and physically. The foods we eat can give us energy and vitality or make us sluggish and sick. Our society centers around a variety of culinary choices. We are bombarded daily with television ads, food shows, passing restaurants, and billboards that call to us. Most of our socializing with others such as family, friends, and co-workers is over a meal. How can we eat healthily, enjoy the food we’re eating, and include the foods we love? Here are a few strategies to help you navigate this dilemma.

1. Make Conscious Choices: Before eating, ask yourself why you’re eating. Are you hungry or for emotional reasons? Reflect on your emotional triggers for eating. I will snack while watching a suspenseful movie or sporting event, which is emotional eating. When the whistle blows in a football game, you want to eat! To combat this, I can choose to eat fruit or light popcorn, or watch a comedy. Select a specific day to indulge in some of your favorite foods and place limits on the type and quantity you consume.

2. Plan for Social Gatherings: Be mindful of what food choices you will have or will be served at social events. Plan by eating a balanced meal or snack before the event, so you’re less hungry and unlikely to overindulge. Use portion control by eating a little of the foods available that you enjoy. I typically share a dessert with my husband and use the smallest serving spoon when making a plate at events.

3. Change Your Mindset: Change the way you perceive food. Stop viewing foods as good or bad. Think of their nutritional value. Not all “green” foods taste bad and good food does not have to

be greasy and fatty. Fruits can taste good and have nutritional value. Last week, I had my first plum in two decades and I was surprised how sweet it tasted. Salads can be improved by adding fruit such as mandarin oranges, strawberries, or apples, grilled chicken, and vegetables. Substitute other foods with healthier alternatives such as whole wheat bread, frozen yogurt, or Jello.

4. Find Support and Guidance: Join or create a support group of similar people wanting to eat healthier. Look at food menus for nutritional content and calorie count. Research on eating healthy and proper portion size. Search the library and internet for balanced meals and recipes for healthy cooking. The American Heart Association has an abundance of free information. Seek professional help if you think you need assistance in choosing better foods or to make sure your eating changes don’t adversely affect your health. Recently, my doctor gave me a list of foods I should avoid to maintain my relationship with my gallbladder. All the food she listed was everything I ate. She didn’t miss one! Then, she told me everything I should eat. I don’t eat any of them! I had to change my eating habits. My gallbladder and I have had a long beneficial history together. I’m learning the hard way about eating to live versus living to eat!

It’s hard to make good healthy decisions on what to eat. “So, whether you eat or drink or whatever you do, do it all for the glory of God” 1 Corinthians 10:31. Plan ahead so you don’t overindulge, seek help from God and others in food choices, and think before you eat. Making slight conscious changes in your mindset and eating habits can start you on the road toeating to live. In the end, with all the temptations, it boils down to do we eat to live or live to eat. We all must eventually decide what to eat. Y? Why Not! www.ywhynot.com

Say I saw it in The Shopper August 23, 2023 page 7 Free for eligible families! WE’RE SAVING YOUR CHILD'S SEAT Contact us to learn if you ’ re eligible for free child care 708-365-1500 or visit: earlylearning.actforchildren.org/enroll-now. H a r v e y / S o u t h H o l l a n d F o r d H e i g h t s C h i c a g o H e i g h t s D o l t o n H i g h - q u a l i t y e a r l y c h i l d h o o d p r o g r a m s i n s o u t h e r n a n d w e s t e r n C o o k C o u n t y . S e r v i n g w o m e n a n d c h i l d r e n p r e n a t a l t o f i v e - y e a r s - o l d i n c e n t e r s a n d h o m e - v i s i t i n g p r o g r a m s . L o c a t i o n s :
Y? WHY NOT! Letter from Illinois Press Assoc.
president Don Craven

Services

AC/HEATING

SERVICES: Summer

Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281

DRYWALL REPAIR: Handy

“All” Drywall Repair, plaster repair, light construction, interior decorating and interior painting. Cell 708-514-0217 phone 708-841-2523. Stanley McDavid

ARE YOU BUYING OR SELLING PROPERTY? WE SPECIALIZE IN DELIVERING RESULTS.

BRUCE MCKINNEY

Call, send a text message, or an emailCell: 708-269-2992, email: bruce@ familypriderealty.comFamily Pride Realty, 3337 W. 95th St., Evergreen Park, IL. 60805

OVERNIGHT OFFICE

CLEANING AVAILABLE. South Holland Area. Call Randy 708-552-1839

HANDY MAN SERVICE

Lenord Wilks - Call 1-773-897-9464

LIGHT BULB SERVICE

Will replace your burnt out and broken bulbs - Interior/ Exterior. Also replace Smoke and CO2 Detector Batteries. 219-865-2345

ALL HANDYMAN

REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192

CONCRETE & PATCHING

Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192

PAINTING SERVICES:

Economy Painting. Interior/ Exterior painting 20% Off. Mention this ad. Wallpaper instllation. General drywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-2885038.

ADG HANDYMAN

Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again! Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com

PLUMBING SERVICES:

J.E.M. Plumbing & Sewer , Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500

GUTTER CLEANING:

SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Asl for Rob. No Sundays. 708-877-6860

HOME IMPROVEMENT:

A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345

TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078

PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367

HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294.

GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345

SHELTON’S FIREARM AND SELF DEFENSE LLC www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class

Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718

TRIPLE E LAWNCARE Full Service weekly lawn care. Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213

DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378

CORONADO HOME IMPROVEMENTS. Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

Wanted

LOOKING FOR THE OWNER OF A 1988 WELLCRAFT ST

TROPEZ 3200 Hull number is WELC3653G788 Model 3200. If you are the owner of this vessel please contact Freddie D Mayers 708-2882938

ELECTRIC STOVE AND REFRIGERATOR, PERENNIAL PLANTS AND VEGETABLE PLANTS and containers, a walker, and a Wondering Jew plant. 708-882-3712

IN SEARCH OF OLDER

COBRA CB BASE STATION RADIOS, CB MICROPHONES , CB ACCESSORIES CB

AMPLIFIERS Let me know what you have! Call Dan 312-720-0844

LOOKING FOR HO

MODEL TRAINS ENGINES,ROLLING STOCK,TRACK,SCENERY will take away or make B O please text 708-262-1661

WANTED RADIO/TV

TUBES CB/HAM RADIOS

TUBE TESTERS 70S HIGH POWER STEREOS misc test equipment Tube type stereos old radios no tvs 708 536 8823

WANTED DEGAN OR

MUSSER VIBRAPHONE CALL 219-801-0955

IN DESPARATE NEED

SMALL CAR FOR 80 YEAR

OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955

WANTED: 1972 & OLDER

CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770

WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308

SOMEONE TO REPAIR A GAS LAWN MOWER. Call or text 708-673-9361

WANT TO BUY A USED

2-CAR (NON-WOOD) GARAGE DOOR.

708.925.2102

IN SEARCH OF OLDER

COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have.

Dan 312-720-0844

HOUSE PHONE, CORDLESS, CALLER ID. Ask for Martha 708-849-4690

US SOLDIER IS DESPERATE IN NEED of a 3 bed house, to rent or rent to buy. Currently paying $2000/mo at Hotel and $209 for storage. Have fixed income of $4000/mo Plus. Call Algie 708.574.6367

SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 708-200-8473. Ask for Carol WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint.

219-801-0955

WANTED: Old Deagan or Musser big bar vibraphones. Any Condition 219-801-0955

HELP WANTED

LICENSED HOME CHILDCARE IN INDIANA SEEKING FULL TIME AND PART TIME HELP. Day and night shift. Starting at 12.00 hour. 219 588 1763

For Sale

TWO BURIAL PLOTS AT OAKLAND MEMORIAL LANES CEMETARY. LOCATED AT 15200 LINCOLN AVENUE (Michigan City Road). Christus Garden section. $250.00 Each can be purchased separately.

708-378-2195

MINT CHINA / TROPHY / COLLECTOR WOOD GLASS DOOR CABINET WITH BOTTOM DRAWERS MINT CONDITION PAID OVER $1000 SELL FOR $350 WOOD. DINING TABLE SITS 8 WITH HIGH BACK WOOD CHAIRS PAID OVER $1000 SELL FOR $350. ENTIRE CONTENTS OF HOME $1700. Parents estate....... Call (219) 746 2370 ..... Lansing IL MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway. 708-371-3737 www. factorybeddingfurniture.com

ATTENTION LANDLORDS AND TENANTS BARELY USED CARPET AND PADDING EXCELLENT QUALITY varies sizes colors and grades. Vinyl flooring excellent paint interior and exterior 708-596-0255

GE DOUBLE OVEN

STAINLESS STEEL $1100 OBO in great condition self cleaning, whilpool dish washer stainless steal$350 obo , black electric top stove top $300 obo stainless steel deep double sink $85 708-536-3228

Real Estate

TWO BEDROOM IN HAMMOND: Includes Stove and Fridge. $950 plus $950 Deposit. Near South Shore. Laundry Facility. Outside Parking. No Pets. Seniors Welcome. No Section 8. Call 219-629-5357 for more info.

NEWLY RENOVATED 3 BED 1.5 BATH 1ST-FLOOR APARTMENT STAINLESS STEEL APPLIANCES $1600 a month all utilities except electric. Calumet City Stanley and Yats. 1 month security and $45 background check. 312-463-9604

LANSING, IL, 2 BDRM., 1 BATH, 1ST FLR. SENIORS WELCOME. 17710 S. Commercial Street. Includes free heat, gas, appl., A/C. Private prkg. 1.5 mon. + sec. Avail/ immediately. $1050. Call Larry 312-405-0697

FOR RENT WAREHOUSE FOR STORAGE 62.5 X 53 = 3,312 SQFT. 14 FOOT CEILINGS. INSULATED AND HEATED , Door 13’9” high X 23’ 4” Wide. In Crete by Walts food store. $1,500.00 Call 708-672-7775

SMALLER TWO

BEDROOM HOME. South Holland. $950 plus security. Redone, appliances, large living room, quiet area, big deck with nature views. Application fee. Outside parking. 708-268-7075

HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477

LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City. Sec 8 welcomed. 219-2139556

SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets. 708-566-1103 Call Linda.

Health/Personals

If you or a loved one were diagnosed with OVARIAN cancer after use of TALC products such as BABY POWDER or SHOWER TO SHOWER, you may be entitled to compensation. Contact Charles H. Johnson 1-800-535-5727

Garage Sales

SOUTH HOLLAND SALE16855 School St. August 25 & 26, 10am to 4pm. Small Kitchen Appliances, Chafing Dishes, Iron Patio Set, Ladies Sz 18-20 Clothing and Much More. Come and look!

Misc.

Brother All-in-one (fax, scan, copy, and photo capture) like new $30; Small Kitchen Appliances (Juicers, Toasters, Rice Cooker, 5 Speed Mixer, Coffee Grinder, etc) from $5-$10; 2 Stadium Camping Chairs $5 each; Set of 2 White Resin Stacking Chairs $10 for a set; Yard Decor, $1-$5 each; Garden tools (rakes sheers etc) $3-$10 each; Flower Pots $1-$5 each; Assorted Sizes Sheppard Hooks and Trelisses $3-$10 each. 708-481-6907

Ethan Allen Wingback Chair - $70; 6 Feet long “Haywood-Wakefield” Bench $100; Occasional Squire 26” dark wood 2 tier table - $50. 708-481-6907

1 Maple Color Kitchen Cabinet with 1 door, 3 shelves inside. 33.5”h x 16.5”w x 18”d - $25, Black Vanity, 2 door with white sink, 33”h x 24”w, x 19”d$50; Solid Oak Medicine Cabinet with Beveled Mirror, 4 Shelves inside. 26” x 16” $30, Pedistal Sink, new - $50; Lightly be used, Whirlpool Over the Stove Microwave - $75 OBO. Call 708-4816907

DOWNRIGGER WEIGHTS

$10 EACH Burnham, IL 630-886-6822

Weber natural Gasgrill, in good condition,with a cover, $90 Call: 219-629-1169 in Schererville

Three piece cherrywood bookcase,$65.00, Biege and burnt orange couch $50.00, complete bedroom set 2 dressers, head board, mirror, night stand $200.00,easy chair $25.00, kitchen cabinet/ microwave stand/cutting board $20.00, 1/8 size violin for beginner $50.00.

815.582.7432

Loungers and Sofa/sleeper: In very good condition. Longers Leopard, Sofa Brown Naugahyde. (708)596-9017

Black and Decker electric lawn mower.Great condition. $110Call or text 708-6739361

Fisher-Price Power Wheels Barbie Jeep. In original box. Excellent condition. Needs battery and charger. $60 Call or text 708-673-9361

2 white aluminum awnings. 26 inches from wall x 44 inches wide.Excellent condition. $35 each. Call or text. 708-673-9361

Michelin Defender tire. 225/60 R16. Mounted on Ford 16” rim. 10,000 miles on tire. Excellent condition. $75 Call or text. 708-6739361

Vintage Madame Alexander doll, Degas girl #1575 in original box, wrist tag and stand, $45. 708-481-6907

Disney Mickey Mouse puzzle, over 1,000 pcs, age 12+, brand new, $12. Assorted Corning Ware $3-$5ea. 708-481-6907

Pyrex Bowls and Bakeware $3-$5 a Piece; Champagne and Wine Glasses (Crystal) $2 ea; Crystal Wine, Liquor Decanters $15-$25; “Johnson’s Bros.” White English Ironstone Set of Dishes (64 pc.) $40 or OBO. 708-481-6907

Pair of Hardwood Kitchen Chairs (Windsor Type) $30; Ottoman (or foot stool) $25 708-481-6907

For Sale - Large Cubs 2016 World Series T-shirts; 1 Med. Cubs 2016 World Series t-shirt; 1 Lg. White Sox 2005 World Series t-shirt; 1 Chicago Bulls XL Black Hoodedsweatshirt. 708-3475908

Galvanized pipe - 8’ long, 2” dia. 9 pc available, $7 ea; 6’ long, 2” dia. 6 pc available, $5 ea; 7 misc sized pieces, $21 for all. No calls after 5:00pm please. 708-877-1228

Large Dog Cage, 48”l x 36”h x 30”w. Inside use only, nice condition. $80. No calls after 5:00pm please. 708-877-1228

Schwinn Ladies Bike 1965. Hollywood Model. All Original. Ridable, $100. No calls after 5:00pm please. 708-877-1228

New in box quality bed frame, king or queen $35. No calls after 5:00pm please. 708-8771228

Craftsman Compound Miter Saw 10” in $50 OBO; Generator, Colman 5000 Watt 11 HP, $220 OBO; 708-837-9814

4 Bottle Copper Sulfate Root Killer for Sewer Line, $5 ea; Impact gun1/2” drive, $12; 1 Gal. can Silikr oil $150. Valve Sell for $25; House Box Fam $10 OBO; Roof Mount Attic Fan, new in box, $40; Small hydrolic bottle jack, $5; Large hydrolic bottle jack, $9; 708-837-9814

3 Kerosene Barn Lanterns, $10 ea obo; 5’ Wood Step Ladder, $5; Vintage Dog & Suds, A&W Root Beer Mugs, have several, $5 ea; 4 Oak High back Kitchen Chairs, $40 OBO 708-837-9814

page 8 August 23, 2023 Say I saw it in The Shopper
Classifieds Submit your classified ad online at myshopper.biz or email general@myshopper.biz Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: Y23010896 on AUGUST 11, 2023 under the assumed business name of VALOR EQUIPMENT AND SUPPLIES with the business located at 15 E 157TH STREET, SOUTH HOLLAND, IL 60473, USA. The true and real full name(s) and residence address of the owner(s)/partner(s) are QUINDRELLA GADSON, 15 E 157TH STREET, SOUTH HOLLAND, IL 60473, USA. Connect Anywhere, Anytime. CALL TODAY (855) 524-9518 • Medicaid • SNAP • SSI • WIC • Veterans Pension • Survivors or Lifeline Benefits • Tribal Assistance Program • Housing Assistance

The Towle Theater presents Sidekicked

The Towle Theater is proud to present the fourth show in their 20th Anniversary Season. Sidekicked is a dramady (dramatic comedy) by Kim Powers. Sidekicked is directed by Towle Theater Managing Director, Jeff Casey and starring Linda J. Wilczynski. This production is sponsored by Calumet Electric Supply Corporation. The 2023 Season is sponsored by Leon Dombrowski and Seda Turan and Accucraft Imaging.

In Sidekicked, Vivian Vance, best known as Ethel Mertz on “I Love Lucy,” breaks down her troubled past both on and off the TV screen in this biographical one-woman tour de force.

The Towle Theater is pleased to welcome back Linda J. Wilczynski to their stage. Linda was last seen there in the one-woman musical Love, Linda (The Life of Mrs. Cole Porter) this past Spring. Her other previous Towle appearances include Vivien Leigh in Vivien Leigh: The Last Press Conference, Claire in Ordinary Days, Susan in tick, tick, Boom!, and Lucile Frank in Parade.

Sidekicked runs September 8-10, 15-17. Performances on Fridays and Saturdays are at 8pm and Sundays are at 2pm. Sunday, September 9th has sold out. The box office opens 1 hour prior to performance time. Tickets (only $24) must be paid for in advance and are non-refundable and non-exchangeable. Group rates are available. There is no late seating. Please arrive no later than 15 minutes prior to curtain.

As a bonus, the Towle Theater will be announcing our 2024 Season schedule at all Sidekicked performances, and Season Subscriptions will go on sale September 8th. Four flexible tickets to be used throughout the season will be on sale for $75. Come hear what the Towle Theater has in store for next year!

The Towle Theater is located in beautiful

(heavily under construction) downtown Hammond at 5205 Hohman Avenue. Parking is available just off Fayette Street and only steps away from our alley entrance. Please note that Hohman Avenue is closed from Russell Street to Michigan until further notice. Please visit the Towle website (www.towletheater.org) for a map showing routes to the theater.

The Towle Theater does not offer advisories about subject matter, as sensitivities vary from person to person. If you have any questions about content, language or age-appropriateness that might have a bearing on patron comfort, please contact the box office at 219-937-8780. For tickets or more information, please call 219-9378780 or visit www.towletheater.org.

When you retire, you’ll experience many changes — should one of them involve your living arrangements?

The issue of downsizing is one that many retirees will consider. If you have children, and they’ve grown and left the home, you might find yourself with more space than you really need. Of course, this doesn’t necessarily mean you must pack up and scale down yourself. You might love your home and neighborhood and see no reason to go. But if you’re open to a change, you could find that moving to a smaller house, a condo or an apartment may make sense for you.

Let’s consider some of the advantages of downsizing:

• You could save money. Moving to a smaller space could lower your utility bills and upkeep costs.

• You could save effort. A smaller home will mean less maintenance and cleaning.

• You could de-clutter. Over the years, most of us accumulate more possessions than we really need. Downsizing gives you a chance to de-clutter. And you can do some good along the way, too, because many charitable organizations will welcome some of your items.

• You could make money. If you’ve had your home for many years, it’s certainly possible that it’s worth more — perhaps a great deal more — than what you paid for it. So, when you sell it, you could pocket a lot of money — possibly without being taxed on the gains. Generally, if you’ve lived in your home for at least two years in the fiveyear period before you sold it, you can exclude $250,000 of capital gains, if you’re single, or $500,000 if you’re

married and file taxes jointly. (You’ll want to consult with your tax advisor, though, before selling your home, to ensure you’re eligible for the exclusion, especially if you do own multiple homes. Issues can arise in connection with determining one’s “primary” residence.) While downsizing does offer some potentially big benefits, it can also entail some drawbacks. First of all, it’s possible that your home might not be worth as much as you had hoped, which means you won’t clear as much money from the sale as you anticipated. Also, If you still were paying off a mortgage on your bigger home, you may have been deducting the interest payments on your taxes — a deduction that might be reduced or lost to you if you purchase a lessexpensive condo or become a renter. Besides these financial factors, there’s the ordinary hassle of packing and moving. And if you’re going to a much smaller living space, you may not have much room for family members who want to visit or occasionally spend the night.

So, as you can see, you’ll need to weigh a variety of financial, practical and emotional issues when deciding whether to downsize. And you will also want to communicate your thoughts to grown children or other family members who may someday have reason to be involved in your living space. In short, it’s a big decision — so give it the attention it deserves.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC

CHICAGO – With support from State Senator Elgie R. Sims, Jr., the Illinois Department of Commerce and Economic Opportunity recently announced the latest round of Back to Business grants awarded to businesses in the restaurant industry.

“The Back to Business program and other relief efforts helped thousands of small businesses across Chicago and Illinois bounce back from the pandemic,” said Sims (D-Chicago). “Because Illinois has been responsible in our budgeting, we are able to provide funds for entrepreneurs and businesses that need it most.”

The Back to Business grant program provides recovery grants for small businesses throughout the state, with an emphasis on businesses in the hardest hit industries. Through the Back

to Business and Business Interruption Grant programs, DCEO has provided more than $535 million to more than 15,000 businesses since the start of the pandemic.

Seven restaurants in Sims’ district will receive a combined total of $220,000 through this round of Back to Business grants.

“It has remained a top priority of mine to help all small businesses build back better,” said Sims. “This program serves as a support system for those who’ve struggled in receiving funding assistance in the past.”

For more information about B2B grants visit DCEO’s website: https://dceo.illinois.gov/ smallbizassistance/b2b.html

Say I saw it in The Shopper August 23, 2023 page 9 NATIONAL CLASSIFIED ADS [AFCP] Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service All funds are based in US dollars. 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you downsize when you retire?
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Sims applauds $220k in local Back to Business grants Read The Shopper Online! Visit issuu.com/myshopper

Property

IL

No. 30-31-310-006-0000 The

Sale

estate is improved with a

25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago,

NIVEN

David A. Niven, born November 1st, 1956, passed away peacefully surrounded by his family on August 11th, 2023. After a 17 month long battle with stage 4 lung cancer, David was welcomed into Heaven by his wife, Mary Bernadette Niven, whom he married on November 11th, 1978, his father and mother Donald and Doris Niven (Raber) and his older brother Dale Niven. David passed away only 20 days after his wife, which if you knew David and Mary, then you know that is just their love story. A faithful testament of true love. Together, they had three children Nicholas David Niven, Brittney Ann Kurczewski (Michael), and Bridgette Dee Sockel (Michael). He was a devoted Papa to eight beautiful grandchildren, Brayden Kurczewski, Brody Niven, Aubrey Kurczewski, Caleigh Niven, Camden Kurczewski, Gavin Niven, Willow Sockel and Finleigh Sockel. Family was everything to David, his top priority. He selflessly placed others’ needs before his own. Such as caring for his wife for many many years that she was ill. There was not a day that he would not call or text his kids. He always loved being dad, but when he became a Papa, he held that dear and near to his heart. His grandkids will forever remember his Donald Duck impersonations to his goofy, fun personality that would make them laugh hysterically. David was a

Public Auction at Devon Self Storage

19600

dear brother to Don Niven (Sharon), Late Dale Niven, Dann Niven, and Debra Haynes (Trent). Loving uncle to many, many nieces and nephews. David thrived for many years in sales; earning many awards but, later found his true calling as a Union laborer. Which suited him so well, he was not a man to just sit, he had to be busy!

He “unofficially” retired March of 2022. David was a man of faith and a proud Scotsman. He also, loved sports but, Notre Dame Football and Blackhawks Hockey were his favorites. His children reminisce in him saying “We are?” followed by the kids saying “ND”. His favorite past time hobbies were boating and camping. A few years before David’s diagnosis he and Mary were able to spend two years straight traveling and camping, just enjoying their time together! May David have eternal rest with his wife Mary as his legacy lives on through his children and grandchildren.

Visitation Tuesday, August 22, 2023 from 10:00 a.m. until the time of the funeral service at 3:00 p.m. at Village Church 14849 W. 93rd Avenue Dyer, IN, with Rev. Steve Miller officiating. Memorial donations may be given to the American Lung Association. Arrangements entrusted to Smits Funeral Home 2121 Pleasant Springs Lane, Dyer, IN. For further information, please contact 219-322-7300 or visit www.SMITSFH.com

KAPERCEV

A Visitation for Victor B. Kapercev was held on August 21st at Thornridge Funeral Home. Mr. Kapercev was born October 14,1947 and died August 17, 2023. He was the husband of the late Darlene M. Kapercev nee Putnam; father of Janice (Steven) Pinkos; grandfather of Kevin (Kate), Brittany (Sean McGrath) and Alyssa Pinkos; great grandfather of Makenna. Private Inurnment Abraham Lincoln National Cemetery Elwood, IL. Arrangements entrusted to Thornridge Funeral Home(Janusz Family Funeral Service). 708-460-2300 or thornridgefuneralhomes.com

LOZICH

A Funeral Mass for Madelyn C. Lozich was held on August 19th at Christ Our Savior Church with Rev. Gosbert Rwezahura officiating. Mrs. Lozich (née Stosich) was born June 12, 1928 and died August 15, 2023. She was the mother of Frank (Roxane), Matthew (Julie), Michael (Katherine), and the late Mary Catherine Lozich; grandma of Ann Catherine; sister of Michael (Betty) Stosich; aunt of many nieces and nephews. Interment Holy Cross Cemetery. Arrangements entrusted to Thornridge Funeral Home(Janusz Family Funeral Service). 708-841-2300 or thornridgefuneralhomes.com

SALGADO

Alex Justin “Bert” Salgado, age 58, suddenly, of Calumet City, IL, passed away Thursday, August 17, 2023. Dear brother of Claudio, Agustin (Josefina), Julia, Tina, Juan (Lorna), Rob, Guillermina, Arturo Jr. (Theresa), and the late Bonifacio (Christina) Salgado. Kind uncle and great-uncle of many nieces and nephews. Preceded in death by his loving parents Arturo and Sofia Salgado. Bert was a Truck Driver. He loved the Bears, Cubs, and his German Shepherd dogs Shakira and Bear. He was loved by many and will be missed. Memorial visitation Sunday, August 27, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Prayer service Monday, August 28, 2023 at 9:00 a.m. from Smits Funeral Home to Jesus, Shepherd of Souls/St. Andrew the Apostle Church, 768 Lincoln Ave. Calumet City, IL, for a 10:00 a.m. Memorial Mass. Inurnment Holy Cross Cemetery – Calumet City, IL. For further information, please contact 219-322-7300 or visit www.SMITSFH.com

Island Ave Lynwood, Il 60411

Stoney

Property will be sold to satisfy the Owner’s lien for rent under the Illinois Self-Service Storage Facility Act

Property contained in the units will be sold to the highest bidder via an online auction at www.storagetreasures.com.

Online bidding will begin on September 4, 2023 at 10am, and will continue until September 18, 2023 at 10am, at which time a high bidder will be determined.

Devon Self Storage reserves the right to set minimum bids and to refuse bids. Please refer to www.storagetreasures.com for all other terms and conditions governing the bidding and auction process

B016 Cartha McKenzie Jr

Tub, ladders , shelves , xmas tree, totes, lawn mower, boxes

C021 Kimberly DavisTotes, Boxes, bags, Chair

C054 Alexis Lowery, Stools, Vase, Bags

C056 Yvette Daniels, Microwave, Chairs, Clothes

D046 Samantha Green, Totes, Air Fryer, Tools

E029 Glen Delaney, Snow shovel, Boxes, Totes

E038 Anglique Jones, tires, refridgerator, Boxes, totes, Sofa

E060 Kim Mccree-German, Vacuum-cleaner, Shoes, Pictures, Chair, Boxes, Clothes

E090 Natasha Pritchett, drums, Boxes, totes

E097 Krystal Wilson, baby stuff, Speaker, bags, boxes

F055 BethAlayne Snyder, Totes, bags, car seat, baby swing

F054 Angela Tinder, totes, bike, boxes, bags

G008 John Hawkins, Bike, totes, bags, furniture, shoe boxes,

I032 Gerturde Dorsett, Fireplace, sofa, love seat, bags. totes

J005 Deli D.A., Restaurant stuff

J009 Deli D.A., Xmas reef, boxes, pressure washer, stroller

O001 Dijon Simpson, Clothes, Shoe boxes

On August 16, 2023, a Polish immigrant client brought a bill to our office to ask if she should pay the bill. The client is from Highland, Indiana. I checked it for her and wrote a letter to the biller. With some editing to protect her privacy, here is the letter that I wrote and sent to the medical biller.

Our client brought a bill from your firm to our firm for our review. The bill seeks a balance of $250.18 on Account Number XXXXXXXX for services rendered on 12/27/22, 01/03/23, and 01/19/23.

I phoned the client’s Medicare supplement insurance company to learn what it knew of these claims. It reported that MEDICARE NEVER SENT THE CLAIM INFORMATION about these claims to it. That is not the fault of the patient, nor her insurance company, nor your firm. IT IS THE FAULT OF MEDICARE.

To fix this problem as fast as possible, please send both the original billing information and the Medicare EOB

information that you have for these claims directly to the secondary insurer. Here is the contact information for you.

All the help I gave to this client was FREE OF CHARGE. The Medicare system is NOT perfect. Problems occur. Since we know the system better than our clients, we help with billing problems without charge to demonstrate to our clients that we care about them. If your insurance agent or agency does not give this high level of customer service, why don’t you switch to a firm that does –like this one?

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients of that firm over three million dollars by fighting mistakes and fraud in the Medicare system. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through book stores and online.

Say I saw it in The Shopper August 23, 2023 page 11
BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-23-00294 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2023 CH 00719 TJSC#: 43-3227 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 00719 I3227297 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION Plaintiff, -v.MICHAEL DEMETRIUS WAITES SR, MYRA WAITES Defendants 2022 CH 06428 18230 SCHOOL STREET LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on November 7, 2022, an agent for The Judicial
tember
One
Commonly
Sales Corporation, will at 10:30 AM on Sep-
25, 2023, at The Judicial Sales Corporation,
South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:
known as 18230 SCHOOL STREET, LANSING,
60438
Index
real
residence.
terms:
IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-04857 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2022 CH 06428 TJSC#: 43-3267 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2022 CH 06428 I3227473 REAL ESTATE FOR SALE • REAL ESTATE FOR SALE
Speaking Of Seniors Helped Polish Woman From Highland WOODROW WILCOX REQUEST A FREE QUOTE CALL NOW BEFORE THE NEXT POWER OUTAGE *To qualify, consumers must request a quote, purchase, install and activate the generator with a participating dealer. Call for a full list of terms and conditions. (866) 643-0438 $0 MONEY DOWN + LOW MONTHLY PAYMENT OPTIONS FREE 7-Year Extended Warranty* A $735 Value! Whether you are home or away, protect what matters most from unexpected power outages with a Generac Home Standby Generator. August is National Crayon Collection Month. How many do you have?

In many of our local markets and across the country, buyers are finding that they aren’t the only ones eager to get the keys to their dream home. Most buyers know that there are several ways that the home buying journey can become more complicated in a competitive market. Let’s explore the appraisal gap, one of the things that can make hotter markets more challenging, and how buyers can handle it. An appraisal gap is a discrepancy that occurs when a buyer’s offer is higher than the actual appraised value of the property that they want to buy. It’s an issue most commonly experienced by buyers in competitive markets in which bidding wars and other aggressive offer tactics are common. When a seller and their real estate agent set a home’s list price, they do so based on factors such as the local market, sale prices from comparable properties in the area, and their assessment of the property’s overall condition. The buyer’s offer is based on this list price, but that number isn’t necessarily the value that the lender agrees to do the mortgage at. This is where the appraisal comes in. Appraisals ensure, among other important things, that the borrower doesn’t end up overpaying for the property with an asking price that was artificially inflated by market factors. Seller’s markets, with low inventory and high competition are particularly susceptible to listing prices that end up higher than the appraised value. This is when buyers end up with an appraisal gap. Many of these offers can be legally binding, meaning the buyer must pay the seller the amount of money they originally offered, even if it’s more than

what the appraised value came in at. That means the buyer will need to find a way to pay the difference between the appraised value and the purchase price. While shopping in a hot market is no guarantee that a buyer will end up with an appraisal gap, a buyer’s Realtor can make their clients aware of this potential issue. Buyer agents can add a clause to the offer making the deal contingent on the property appraising at a certain value. Lenders will allow buyers to be creative in obtaining some additional funds to close the gap. While not an option for all buyers, some may be able to turn to family members for gift funds to assist. Others may be able to leverage investments or draw additional down payment from retirement accounts like a 401K. Ultimately, the buyer would need to explore options specific to their retirement account. For buyers in a competitive market, the experience of buying a home can feel like a whirlwind process. That makes it even more important for Realtors to prepare these buyers with the knowledge of what’s to come. Preparing not only for the appraisal process but also for the potential of an appraisal gap will make the home buying experience much smoother and more pleasant for everyone involved.

If you are looking to buy or sell real estate call Mike Buder at RE/MAX 10 (708) 418-4444, E-mail: mikebuder@remax.net, Website: www.BuderHomes.com. Facebook Friend request Mike Buder: your comments are always welcome.

Mike Buder

A local Christian Businessman

page 12 August 23. 2023 Say I saw it in The Shopper REMODELING ROOFING CONCRETE Brian Caputo’s SouthWest Concrete Commercial & Residential Concrete Specialist of • Driveways • Sidewalks • Patios • Garages • Stamp & Color • Decorative Concrete Overlay FREE SPECIAL Free concrete sealer with purchase of new concrete 708-514-0457 Brian BBB Accredited • 5 Star Rating cuputossouthwest construction.com HEATING & APPLIANCE REPAIR MAN #1 Priority is Servicing your Heating, Refrig., Washer, Dryer, Stove. FREE FREE FREE service charge with same day repair. $25 discount on all repairs. CALL AL AT 708-985-1623 APPLIANCE REPAIR DECORATING ECONOMY PAVING • Drive Ways • Parking Lots • Bonded & Insured • Owner Supervised 708-481-1380 REMODELING & CONSTRUCTION • Laminate • Flooring • Bathrooms •Decks & kitchens CALL ROBERT 773-647-7948 ASPHALT PAVING FLOORING 2681 Route 394 Crete, IL 60417 (708) 672-6111 SENIOR LIVING/CARE HANDYMAN NEIGHBORHOOD CONTRACTOR All types of Roofing, Siding & Gutters, Sofit & Fascia, Insurance Work Residential /Commercial IL & IN Licensed & Insured Free Estimates 708-333-8951 219-319-0993 Matejko Family Owned for 45 Years PAINTING & CLEANING CALL THE SHOPPER TO HAVE YOUR BUSINESS ADDED! 708-333-5901 PROFESSIONAL PAINTING & CLEANING TEXT OR LEAVE MESSAGE 219-577-2935 DANNY G. PRODUCTIONS PAVING & SEALING PERFORMANCE PAVING & SEAL COATING CALL FOR A FREE ESTIMATE 708-476-5680 219-872-2184 TREE SERVICE MAGGY’S TREE SERVICE. • Tree’s Topped, Trimmed, Removed • Bush Removal, • Stump Removal • Walks shoveled Insured & Bonded. Free Estimates 708-200-8078 Problems R Solved HANDYMAN SERVICES General Repairs Drywall Basic Carpentry Painting Basic Electric Plumbing Holes, Cracks & Seams in Drywall SENIOR DISC OUNTS FREE E STIMA TE S Call 773-897-9464 VANDERWIELDES Window and Screen Repair • Table Tops • Patio Doors • Thermal Panels • Store Fronts 708-474-0049 WINDOWS & SCREENS FREE ESTIMATES INTERIOR • EXTERIOR Coronado Remodeling & Decorating, Inc. Quality Work at a Fair Price • Complete Remodeling • Bathrooms & Kitchens • Ceramic Tile • Drywall Repair • Paint • Installs Fences Hector (cell phone) 708-692-7357 Over ten years experience in South Suburbs, References Available Watch Our Videos at www.youtube.com/ users/coronadodecorating AUTO SALVAGE Running or not, with or without title. *FREE TOWING* Turn that old car into cash. Call or text today for a FREE QUOTE. 773-617-7308 Paying Top Dollar - Fast pick up. G’s & Construction • Supply & Installed • Service Openers • Broken Springs, Cables • Entry & Storm Doors FREE ESTIMATES CALL 708-323-5954 Garage Doors GARAGE DOORS WE BUY JUNK CARS CALL 773-647-7948 Robert J. Jr. Laminate Flooring GUTTER CLEANING Super Flow Gutter Cleaning Free Estimates Very Reasonable ASK FOR ROB 708-877-6860 Rob’s Tuckpointing Chimney & Brick Repairs Gutter Cleaning No Job Too Small. Very Reasonable. Call For Estimate 708-877-6860 AARON PLUMBING Sewer Rodding Large Pipes Electric Power Rodding Catch Basins Cleaned Plumbing Repairs Water Heaters Contact Aaron for a Quote! 312-835-6645 708-991-7770 office gholston895@gmail.com ADG LANDSCAPING Lawn Care Handyman Call today for a Quote! 312-835-6645 708-991-7770 office email gholston895@gmail.com TUCKPOINTING PLUMBING LAWN CARE HEATING & COOLING R-A Lawn Care & Landscaping Calumet City • Power Raking • Aerating • Clean Ups • Seeding • Fertilizing • Gutter Cleaning • Grass Cutting • Edging • Re-Sodding • Evergreen Trimming • Snow Removal FREE ESTIMATES 708-969-1176 SPRING SPECIAL! AC CLEAN & CHECK ONLY $69.95 CALL 872-242-6673 WIZARD HEATING AND COOLING Complete Home Remodeling Electrical • Plumbing Ceramic Tile • Laminate Flooring • Drywall • Painting • Fences • Roofing 708-625-7102 Hector Coronado FREE ESTIMATES! Lawn Care & Landscaping Lawn Maintenance • Power Raking Bush Trimming • Aeration & Seeding Fertilizer • Clean Up • Mulch & Rock • Sodding 708-860-9524 708-825-8237 Read The Shopper Online - issuu.com/myshopper Get HELP with DEBT We consolidate All Your Debts Into 1 Low payment SAVE 100’S each month! Bad Credit OK! Call 877-422-4557 John 3:16 Personal Trainer to the Real Estate Consumer Appraisal Gaps

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