The Shopper 11/9/2023 by The Shopper

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SSC Men’s Basketball Team Earns National Ranking in Pre-Season NJCAA Division II Poll The South Suburban College (SSC) Men’s Basketball Team has secured a notable fifth-place national ranking, as indicated by the Pre-Season Poll of the National Junior College Athletic Association (NJCAA) Division II. As they prepare for the 2023-24 season, the Bulldogs schedule will include seven teams ranked in the top 20. The Bulldogs will kick off the upcoming season on Wednesday, November 1st, with a home game against Trinity Christian (JV) at 7:00 p.m. Under the guidance of Coach Pigatti, who enters his 18th season, the Bulldogs are steadfast in pursuing their 13th Region IV title. In 2022, the team made history as the sole undefeated team to win a National Championship. The 2023-24 roster features Jemel Jones, the nation’s leading returning scorer, alongside eight players hailing from the northwest Indiana and southern Chicago suburbs. To learn more about SSC’s Athletic Program, please get in touch with Athletic Director Steve Ruzich at sruzich@ssc.edu or call (708) 596-2000, ext. 5843. SSC’s primary campus is located at 15800 South State Street, South Holland, Illinois, with its Oak Forest Center extension located at 16333 South Kilbourn Avenue, Oak Forest, Illinois.

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can apply for their missing property tax savings by completing a Certificate of Error application. The Certificate of Error process provides homeowners with an opportunity to redeem missing exemptions for the 2022, 2021, 2020, 2019, and 2018 tax years. Homeowners are encouraged to submit an online application immediately or make an appointment to apply for missing exemptions. Accepted photo IDs and documents required to apply are listed on the Assessor’s website. As a reminder, homeowners are responsible for paying the entire tax bill to the Cook County Treasurer’s Office by Friday, December 1, 2023. If a homeowner paid the original amount due, they would receive a refund check from the Cook County Treasurer’s Office in the mail once the application is processed by the Assessor’s Office. To learn more about missing exemptions, join a virtual workshop on Facebook or YouTubeon the following dates. • Monday, November 6, 2023, at 6:00 p.m. in English • Tuesday, November 7, 2023, at 6:00 p.m. in Spanish

Homewood Edward Jones Office Supports Toys for Tots Drive Patrick Zamkin, a local Edward Jones financial advisor, is supporting the Illinois Toys for Tots program by using his office as a drop-off location for this year’s toy drive. Local residents may help make a difference for children in the area by bringing in a new, unwrapped toy to the office, 18735 Dixie Hwy, Homewood, IL 60430, during regular business hours beginning now through December 13, 2023. Monetary gifts, including gift cards, cannot be accepted. “Our purpose at Edward Jones is to make a positive difference for our clients, colleagues and communities. Serving as a collection point for the Toys for Tots drive is one way we can join with our community and deliver on that purpose,” Zamkin said. “And now, in the season of giving, it’s an ideal time to remember

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Homeowners may be eligible for property tax savings on their property tax bill Property tax exemptions can lower a homeowner’s Second Installment Property Tax Bill (tax bill). Homeowners are encouraged to review the bottom left corner of the tax bill to review exemption deductions. Most homeowners are eligible for the Homeowner Exemption, which saves an average of approximately $950 dollars. Senior homeowners over 65 are likely eligible for additional property tax savings with the Senior Exemption. The automatic renewals related to COVID-19 ended this year and many homeowners needed to resume annual filings for the Low-Income Senior Citizens Assessment Freeze “Senior Freeze” and Veterans with Disabilities Exemptions. Seniors and Veterans are encouraged to carefully review their tax bills to ensure they have the correct exemption deductions applied. View the full list of property tax exemptions administered by the Assessor’s Office at cookcountyassessor.com/exemptions. If a homeowner believes they are eligible for an exemption, they

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others in our community.” Edward Jones is a leading financial services firm in the U.S. and through its affiliate in Canada. The firm’s nearly 19,000 financial advisors serve more than 8 million clients with a total of $1.8 trillion in client assets under care at the end of June 2023. Edward Jones’ purpose is to partner for positive impact to improve the lives of its clients and colleagues, and together, better our communities and society. Through the dedication of the firm’s approximately 52,000 associates and our branch presence in 68% of U.S. counties, the firm is committed to helping more people achieve financially what is most important to them. The Edward Jones website is at edwardjones.com, and its recruiting website is careers.edwardjones.com. Member SIPC.

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November 9, 2023

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An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 • www.myshopper.biz • Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville. Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication. In any event, adjustment for errors or omissions is limited to the cost of the space occupied. CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum). Business Classifieds are $25 for 20 words, $1.00 per word over. Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois. DEADLINE Friday 4:00 pm for the following week’s issue. PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.

Financial Advice Column

What should you know about RMDs? SUBMITTED BY PATRICK ZAMKIN You may spend decades contributing to various retirement accounts. But for some accounts, such as a traditional IRA and 401(k), you must start withdrawing funds at a certain point. What should you know about this requirement? To begin with, the rules governing these withdrawals — technically called required minimum distributions, or RMDs — have changed recently. For many years, individuals had to begin taking their RMDs (which are based on the account balance and the IRS’ life expectancy factor) when they turned 70½. The original SECURE Act of 2019 raised this age to 72, and SECURE 2.0, passed in 2022, raised it again, to 73. (If you turned 73 in 2023, and you were 72 in 2022 when the RMD limit was still 72, you should have taken your first RMD for 2022 by April 1 of this year. You will then need to take your 2023 RMD by Dec. 31. And going forward, you’ll also need to take your RMDs by the end of every year.) Not all retirement accounts are subject to RMDs. They aren’t required for a Roth IRA, and, starting in 2024, won’t be required for a Roth 401(k) or 403(b) plan. But if your account does call for RMDs, you do need to take them, because if you don’t, you could face tax penalties. Previously, this penalty was 50% of the amount you were supposed to have taken, but SECURE 2.0 reduced it to 25%. When you take your RMDs, you need to be aware of a key issue: taxes. RMDs are taxed as ordinary income, and, as such, they could potentially bump you into a higher tax bracket and possibly even increase your Medicare premiums, which are determined by your modified adjusted gross income. Are there any ways you could possibly reduce an RMD-related tax hike? You might have some options. Here are

two to consider: • Convert tax-deferred accounts to Roth IRA. You could convert some, or maybe all, of your tax-deferred retirement accounts to a Roth IRA. By doing so, you could lower your RMDs in the future — while adding funds to an account you’re never required to touch. So, if you don’t really need all the money to live on, you could include the remainder of the Roth IRA in your estate plans, providing an initially tax-free inheritance to your loved ones. However, converting a taxdeferred account to a Roth IRA will generate taxes in the year of conversion, so you’d need the money available to pay this tax bill. • Donate RMDs to charity. In what’s known as a qualified charitable distribution, you can move up to $100,000 of your RMDs directly from a traditional IRA to a qualified charity, avoiding the taxes that might otherwise result if you took the RMDs yourself. After 2023, the $100,000 limit will be indexed to inflation. Of course, before you start either a Roth IRA conversion or a qualified charitable distribution, you will need to consult with your tax advisor, as both these moves have issues you must consider and may not be appropriate for your situation. But it’s always a good idea to know as much as you can about the various aspects of RMDs — they could play a big part in your retirement income strategy. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.

Real Estate Questions & Answers CATHY & JIM HIGGINS Question: We are thinking of selling, but we are concerned with the news about the housing market. What’s going on? Answer: The real estate market is facing a turbulent economy which are exacerbated by inflation, slowing GDP growth, high interest rates, bank stress and rising geopolitical concerns involving Russia, China, Iran and elsewhere. Inflation is the biggest factor. Excessive Government spending is not good for inflation. The Pandemic also played a role. Mortgage rates have not been this high since 2000. There are less buyers because they cannot qualify for a loan with these higher rates. There are less sellers because homeowners do not want to give up their low mortgage interest rate. We believe we are headed towards lower home prices, even though there is less supply. This will not apply to all homes. Just those homeowners who still think their home is worth more than it really is. The homes that are selling are the ones that are very attractive and beautiful to buyers. The buyers are willing to pay the higher interest rates because they have fallen in love with the home, and can move right in without home improvement expenses, believing they can refinance, at a later time. As sellers worry about the value of their home decreasing, they will start lowering

prices, in order to sell quicker. This will start the decrease in home values. Sellers must realize that investments are not great all the time. They rise and decline. They must also realize that they probably have a lot of equity in their home due to the past 10 years of an excellent market. Another key hurdle is that buyers and sellers are still in a standoff. Sellers are holding out for values at or close to what was achievable prior to the interest rate explosion. Meanwhile, buyers believe values are much lower based on higher costs. Remember, there are people who must move for various reasons and there are people who must buy. This will never change. So, houses will sell at the right price. “90% of all millionaires become so through owning real estate.” This famous quote from Andrew Carnegie, one of the wealthiest entrepreneurs of all time, is just as relevant today as it was more than a century ago. Some of the most successful entrepreneurs in the world have built their wealth through real estate. E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com

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Don’t Fight Over the Turkey by Janice R Newman Thanksgiving is approaching with festive preparations. We’re busy stocking up on our favorite holiday dinner and snack foods like turkey, sweet potatoes, stuffing, dressing, mac and cheese, pies, cookies, and all the goodies that delight our taste buds and tummies. We plan the music playlist, the must-watch television shows or sporting events, and decorating. However, one aspect of the holidays tends to invoke anxiety: the seating arrangements! Seating arrangements? Oh, the stress it can bring. Holiday gatherings are cherished occasions to create beautiful memories, but they often come with the stress of dealing with emotional baggage and bad memories that we haven’t unloaded. We find ourselves holding on to grudges, past hurts and pains, dislikes, unresolved arguments, and festering jealousy that miraculously reappear at holiday gatherings. So, imagine you’re seated across the table with the turkey in the middle, and having to muster a smile for someone who has caused you personal harm. How can you be nice and don’t fight over the turkey? Here are some strategies to keep the holiday season filled with pleasantries versus chaotic disputes. • Have Open and Honest Communication: Express your feelings and concerns calmly and respectfully with the person you have a conflict with. It’s not uncommon to have unresolved issues that reappear during the holidays. Unfortunately, making new memories sparks old memories to resurface. Preferably, discuss these issues before the gathering. Be open, honest, and polite, then listen as much as you speak. • Practice Forgiveness: Holidays can be excellent times to forgive others and let go of grudges. Forgiveness releases you from the pain, even if the other party won’t apologize. Colossians 3:13, “Bear with each other and forgive one another if any of you has a grievance against someone. Forgive as the Lord forgave you.”(NIV) It can be hard forgiving someone that’s harmed you but we are called as believers to forgive as we want God to forgive us. Practicing this during the holiday can be the best gift to yourself.

• Respect Differences: God created us all differently. Sometimes differences can lead to arguments, dislikes, and tension. Remember it’s okay for people to have different opinions, likes, dislikes, beliefs, and viewpoints. Do not quarry trying to change someone else’s beliefs as you wouldn’t want someone quarrying with you to change your beliefs. • Focus on Common Ground: Instead of arguing or if you can’t settle your differences seek out common interests and topics to create positive conversations. Avoid topics that are controversial such as politics, social issues, childhood memories, or even sports. Not everyone cheers for the same sports teams or has similar social beliefs. Avoid any similar topics related to the unresolved issues. By shifting the focus to shared interests, you can create a more harmonious atmosphere. • Stay Calm and Composed: Everyone may not agree to be civil and respectful during the holiday gatherings. Be responsible and not give in to chaos. Respond with empathy and understanding rather than reacting with anger. If arguments arise, take a deep breath, pray, remain calm, and respond with love. In Proverbs 15:1, the Bible advises, “A gentle answer turns away wrath, but a harsh word stirs up anger.” (NIV) • Set Boundaries: Start with setting boundaries and rules for everyone. Politely and firmly state what can and can’t be discussed. Topics that consistently cause arguments must be avoided to maintain a peaceful environment. As the holiday season approaches, it’s essential to focus on creating an atmosphere of love, forgiveness, and understanding during gatherings. By practicing forgiveness, respecting differences, and avoiding arguments, we can ensure that our holidays are filled with warmth, joy, and cherished memories. So, as you prepare to gather around the table with loved ones, remember the importance of letting go of past grievances and embracing the spirit of unity and togetherness that the holidays represent, and don’t fight over the turkey. Y? Why Not! www.facebook.com/ywhynotshow

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November 9, 2023

LOCAL CHURCHES TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org WORSHIP SERVICES Sunday Worship ............................. 9:30 a.m. Christian Development .................11:00 a.m. Saturday Women’s Grief & Loss Support Group - 2nd Sat. each month at 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 9:15 a.m. Worship Services ......................... 10:30 a.m. WEDNESDAY Bible Study…… .............................. 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m. Wed. Bible Study ................................ Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR WYBREN OORD Morning Worship ............................ 9:30 a.m. Sunday School ............................. 11:00 a.m. Evening Worship ............................ 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m. Sunday School ............................. 11:00 a.m.

HAMMOND (SEVENTH-DAY) ADVENTIST CHURCH

6910 Walnut Avenue, Hammond, IN 46324 219-844-8470 hammondin.adventistchurch.org EVERY SATURDAY BIBLE STUDY .........9:30 am Central Time WORSHIP ............. 11:00 am Central Time FREE! FREE! HEALTHY LIVING TALK AND DEMONSTRATION HELD MONTHLY Call for the next date and time!

JESUS LIGHTHOUSE OF LOVE INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m. Wed. Service on Facebook.............7:30 p.m. Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m. Wednesday Bible Study ................. 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m. Sunday School ............................. 10:45 a.m. Channel 6 Tues. ........................... 10:00 a.m.

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ............................................7:30 p.m. Sabado Alabanza y Predicacion.....6:00 p.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527 gracedyer.webchicago.net

WORSHIP SERVICES Sunday........................................... 9:00 a.m. Monday...........................................6:30 p.m. Bible Study Sunday.......................10:30 a.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

Invite your community to church. Join The Shopper’s Church Directory by calling 708-333-5901

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Heart Smart JOSH BOOTSMA The truth hurts sometimes. Sometimes our minds are numbed by how broken the realities of life are. The child shot in senseless violence. That family friend in a coma, unlikely to recover. War overseas killing thousands. Our own dreadful mistakes in life that leave others wounded. These things are powerful, and they are true. And if that’s all that was true, we’d have no reason to live! But for those who are followers of Jesus, so much more is true. Here’s a truth bomb from Revelation 21: “He will wipe away every tear from their eyes, and death shall be no more, neither shall there be mourning, nor crying, nor pain anymore, for the former things have passed away.” As powerful as the truth of suffering is, even more powerful is God’s promise of redemption, and a holy existence beyond pain and brokenness. Jesus says in John 16: “I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I have overcome the world.” God is the creator of truth. And what’s true is that He has overcome the power of sin and death, and will bring his own children into his rest and peace. No matter what truth is plaguing you right now, know that if you’ve given your life to Jesus, one day, all of the sad things will come untrue. I love Sally Lloyd Jones’ interpretation of Revelation 21 in her Jesus Storybook Bible: “God and his children are together again. No more running away. Or hiding. No more crying or being lonely or afraid. No more being sick or dying. Because all those things are gone. Yes, they’re gone forever. Everything sad has come untrue.” Praise the God who has the power to make our suffering eternally untrue! Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

OECOSL awards $8.7M in expansion grants to early education providers The Family and Social Service Administration’s Office of Early Childhood and Out-of-School Learning awarded more than $8.7 million to child care providers to expand access to high-quality early education for Hoosier families. OECOSL awarded 21 grants to 11 centers, four ministries, four homes and two public schools. The grants will add 1,572 child care seats in 18 Indiana counties. Seven providers received up to $200,000 to expand existing programs by updating facilities and operations; 14 received up to $750,000 to create new programs in underserved areas of the state. Additional grants may be awarded. “This Child Care Expansion Grant will help high-quality providers grow their businesses and serve more children and families, particularly in underserved areas of Indiana, or expand availability to priority age groups where care is often hardest to find,” said Courtney Penn, OECOSL director. “The first five years of a child’s life are the most significant to build a strong foundation for future success. We are always looking for opportunities such as this to partner with providers to serve hard-working Hoosier families.” Grant funds were made possible through Senate Enrolled Act 2 from the 2022 Indiana General Assembly special session. “This expansion grant helps to build upon FSSA’s recent work to help stabilize and grow child care in Indiana to support providers and build available child care capacity,” FSSA Secretary Dan Rusyniak, M.D. said. “These investments directly strengthen the workforce.” Just last month, FSSA announced the $25 million EmployerSponsored Child Care Fund, part of Gov. Eric J. Holcomb’s 2023 Next Level Agenda, to mobilize employers and communities to create or expand child care offerings that address the needs of working Hoosiers. In recent years, FSSA has provided $542 million in stabilization grants to more than 3,300 child care providers to help them rebuild after the instability caused by the pandemic, which led to a 29% decrease in vacant child care and early learning teaching positions from 2021 to 2022.

VERSE OF THE WEEK

Let me not be put to shame, Lord, for I have cried out to you... Psalm 31:17 Attend the church of your choice.

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November 9, 2023

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LIBRARY HAPPENINGS Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

PLEASE JOIN OUR FREE HEALTH WELLNESS FAIR The fair is to be held on October 12 th from 11am – 2pm (14037 Lincoln Ave. Dolton, IL.) Free Blood Pressure checks, Medicare, Diabetes screenings, Ayurvedic Therapy Resources and etc. There will be a FREE RAFFLE and surprise giveaways. TRUNK OR TREAT Trunk or Treat with us at the Dolton Public Library District FALL FESTIVAL. To be held on Saturday October 28 th from 12:30 – 4:30pm. (This event will be held in the back parking lot/ if inclement weather treats will be moved to YOUTH SERVICES DEPARTMENT) Event will include PHOTOOP, SPOKEN WORD with music and THE MAGIC of SPELLBINDER. FUN!! For the whole family. LIVE MUSIC and MORE… Identity Theft and Scam IDENTITY THEFT SCAM with guest speaker to be held on Thursday September 28 th , from 10 to 11am. This is an in-person event and registration is REQUIRED. Please call (708) 849-2385 x3 leaving your full name, email address and phone number to or email lincoln@doltonpubliclibrary.org register. FREE CRAFTS WITH SUE Make a Button Tree Painting at the Dolton Public Library District (14037 Lincoln Ave. Dolton, IL.) held on October 28 th , from 11 to 1pm in the Josway Auditorium. “ALL SUPPLIES WILL BE PROVIDED.” PLEASE WEAR AN OLD SHIRT. LIMITED TO 12 PARTICIPANTS. MASK ARE REQUIRED. Please call (708) 849-2385 x5 to register. FREE BINGO NIGHT. Starting October 12th, from 3 – 4pm. Held every 2 nd and 4 th Thursday in the Kopac. Please call (708) 849-2385 x3 leaving your full name, email address and phone number or send email to lincoln@doltonpubliclibrary.org to register. FREE Virtual Zumba Dolton Public Library District presents VIRTUAL ZUMBA with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call (708)849-2385 or email lincoln@doltonpubliclibrary.org and leave your full name, email address and phone number to register. (5pm – 6pm every Friday). FREE BEGINNERS LINE DANCING with “DAWN the DANCIN’’ DEEVA” Every Wednesday, from 3pm to 4pm. Please call 708-849-2385 ext. 3 to register, RSVP between Friday, 9am and Tuesday, 4pm ONLY. Leaving your full name and phone number. Held in the Josway Auditorium. FREE VIRTUAL SENIOR YOGA Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leaving your full name, email address and phone number to register. FREE SENIOR BRIDGE CLUB Held every Tuesday, in person, from 3:30pm to 4:30pm.Please register by calling 708-849-2385 x3 or send email to lincoln@doltonpubliclibrary. org and leave your full name, email and phone number to register. FREE VIRTUAL WORKOUT with SHEENA STINSON Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and phone number to register. A Zoom Link will be sent day of the program. FREE

Get up and Move with Simon Says Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd or 4th Friday from 10:45 to 11:45am starting Oct. 27 th . PLEASE CALL FOR FUTURE DATES. Register by calling (708849-2385, ext. 4) or emailing at lincoln@ doltonpubliclibrary.org leaving your name, email address, phone number and the number of children participating. FREE Buriobo Burbio is a one-stop free resource to find out about all the Dolton area events and activities. If your group wishes to post your events on burbio contact: groupsupport@burbio. com Sign-up at Burbio.com or download the free Android or iPhone app and follow the calendars that interest you. FREE VIRTUAL PASSPORT TO KNOWLEDGE, Every first Monday of the month from 3:30 – 4pm. Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and phone number. Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE BETWEEN the PAGES: A Virtual Story Time Every third Saturday of the month at 1:30pm. To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE COOKBOOK BOOK CLUB Will meet in the Josway Auditorium on one Saturday a month, from 11am to 1pm at the library (14037 Lincoln Avenue, Dolton, IL 60419). To discuss the selected cookbook and to taste samples that have been prepared by our members from the recipes within the book. Potential new members please call 708-849-2385, ext. 5 to register leaving your name, email and phone number to get complete details. FREE Homework Help GOT HOMEWORK? NEED HELP? For ages 5 – 14yrs, make an appointment with Mrs. Brooks on Fridays or Saturdays by calling (708) 849- 2385 x 4. Sessions are limited to 30 minutes each. FREE Toddler Time For young children (18 mos – 4 yrs.) and their caregivers. Every 2nd Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@ doltonpubiclibrary.org leave your name, email address or call at 708-849-2385, ext. 4. FREE Family Game Time Join us twice a month on Saturday, from 1:00 to 2:30pm for free fun and activities. To be held in the Youth Services department. Call (708) 849-2385 x 4 for future dates. NO REGISTRATION REQUIRED. FREE Creative Craft Join Ms. Barbara every 4th Wednesday for a new fun art craft from 3:30 – 4:00 pm in the Kopac Room. NO NEED TO REGISTER KIDS &YOUTH 5-16 YRS. FREE! Adutl Protective Services What is Elder Abuse? The Dolton Public Library presents ADULT PROTECTIVE SERVICES with Guest Speaker on Tuesday November14th from 11am – 12pm in the Kopac (14037 Lincoln Ave. Dolton, IL.) To register please call (708) 849 – 2385 x 3 or email lincoln@doltonpubliclibrary.org to register.

Harvey Public Library

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Riverdale Public Library

Computer Basics Friday, November 10, 1 – 2:30 pm Adults/ Seniors Computer Security. Beginners welcome. Tech Talk Saturday, November 11, 12 - 1 pm Adults/ Seniors Working with Printers. Puzzle Club Wednesday, November 15, 3:30 – 4:30 pm All Ages Join in the fun as we put together puzzles. Individually or form a team. Let’s Learn Together Friday, November 17, 3:45 – 4:45 pm All Ages Come join us at the library and create a Halloween wreath.

Address: 208 W 144th St Riverdale, IL 60827 Phone: (708) 841-3311 Email: library@rpld.org Website: www.rpld.org

Jewelry Making Class (All ages) Saturday, November 18 12:30 – 2 pm Ages 5+ Handmake simple, cute and artsy jewelry like earrings and bracelets.

Tots & Tales Storytime Every Tuesday from 11 am – 12 pm Ages 2-7 Listen to the storytelling of Ms. Cheryl and afterwards, participate in a fun-filled craft.

Family Game Day Saturday, November 25 12 – 1:30 pm Enjoy classic board games, card games and more.

Tutoring & Downtime Every Tuesday and Thursday 3:30 – 5:30 pm Grades K-8 Find answers to your homework needs during our group tutoring sessions. Get help with math, writing assignments, science, and more. Annual Christmas Dinner Gift basket giveaway. A variety of tasty treats will be on hand and 100% of the proceeds go toward the baskets. CFree Hair Cuts Wednesday, November 27 12 – 2 pm All ages Limit 15, book your appointment early. November is Patron Appreciation Month Thankful Thursday Giveaway: November 2, 9, 16 and 30 10:30 am – 5:30 pm All Ages Stop by the library for coffee, apple cider, and treats, while supplies last. BINGO: November 1-30 All Ages Utilize library services throughout the month to fill your bingo card. Each time you hit BINGO, be entered into a raffle to win fun prizes including library swag, gift cards, and more! Pick up your scorecard at the library beginning November 1. Hooks & Needles (November) Mondays, November 6, 13, 20, 27 3:30 – 5 pm All Ages Stitchers of all skill levels are welcome to join in as we crochet or knit hats and scarves for the Library’s Clothing and Coat giveaway in November. Then, starting in December our Granny Square Afghan group project will commence. Limited supplies available, bring what you can.

Bookies Book Club Wednesday, November 29 4 – 5 pm Adults/ Seniors This month we will be discussing Marrying the Ketchups by Jennifer Close. Stop in and get your copy at the Circulation Desk.

Calendar of the Month Women’s Bible Study Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 12. We will begin our season with a 7-week study of the Old Testament book of Micah. After we complete Micah, we plan to study 1 & 2 Timothy (10 lessons). We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 708- 3310391 or Carol at 708-339-6793. We would love to have you join us! PNA Silver Bell Club PNA Silber Bell Club presents, Halfway to Dyngus Day with the DynaVersa Stick Tone Aires. Get ready to celebrate Halfway to Dyngus Day with the Silver Bell Club on Saturday, November 18th, 2023 at Chesterton Moose Lodge located at 602 Broadway, Chesterton, IN. For tickets call Steve Futa at (574)780-1913 or Sal at (219)789-2204. Tickets are $10.00 in advance and $15.00 at the door. Polish food will be available for purchase! Doors open at 2:00pm. Cash bar and music starts at 3:00pm The Polish American Heritage Month Committee of the Calumet Region supports the Silver Bell Club in this cultural endeavor!

Healthy You (November) Mondays, November 6, 13, 20 10:30 am – 12:30 pm Adults/Seniors The library will be hosting TCA Health, Inc. for a nine-week series that will include health screenings and nutrition classes. Friday Films (All ages) Friday, November 17 (G-PG13) 2 – 4 pm All Ages Drop in for popcorn and a movie. This event is free. Stress Reduction Meditation Wednesday, November 8, 4 – 5 pm Adults/ Seniors Relax with this guided meditation designed to help you let go of stress. Doors open at 3:30 pm and meditation begins promptly at 4 pm.

Email your library events to general@myshopper.biz

Say I saw it in The Shopper

November 9, 2023

page 5

Neighbor 2 Neighbor JANICE MINTON-KUTZ

HAPPY HALLOWEEN BIRTHDAY TO JEFF AT TORRENCE LIQUORS.: Birthday celebrant Jeff, who works at Torrence Liquors in Calumet City is feted by owner Chris Oster during a usual workday on October 31st, 2023. The steady stream of customers into the iconic liquor store bodes well for the overall commercial health of the area. HAPPY BIRTHDAY JEFF! ***

THE MUNDA’S VISIT STEVES IN HEGEWISH FOR FISH ON FRIDAYS: But, not only fish is served at the iconic neighborhood eatery! A variety of fish dishes, polish and kraut, meat loaf, and other delicacies’ await us each week. Pictured here with local Larry Kutz is Coach Jerry Munda and wife Lori from Calumet City. Coach Munda is the celebrated coach from Thornton Fractional North High School where he encouraged many a player to college success over the years. Lori Munda, a writer and author produced many books and manuals on looking one’s best. The couple are active in a variety of organizations such as the Calumet City Historical Society. ***

FALLEN SOLDIER CORNER 9100 S. BRANDON SUNDAY NOVEMBER 5, 2023: Pictured here in front of the Fallen Soldier’s wall are members of local organizations which participated over the years honoring the soldiers on the wall. In the Viet Nam war no other parish contributed more fallen soldiers to the war than Our Lady of Guadalupe in South Chicago. Included in the service were Commander Joe Sanchez, SSEVV President Larry Kutz, MC, Marty Castro, Adjutant 1238 Frank Corona, Ald. Peter Chico, Ald. 10th Ward Wreath Laying American Legion South Deering Post 1238, SSEVV, DAV Chapter 17, VFW Post 802, Hammond, In, Amercan Legion Blue Island Post 50, Mexican Patriotic Club of South Chicago, VFW Post 8141, Ehinger Brothers, Quarter Master John Peulecke, Lansing Jr. Women’s Club. Jamie Cruz, sound system. ***

THE 21 GUN SALUTE BY THE SSEVV: A l heavenly light beams on the 21 gun contingent at the annual Memorial at the Soldiers Wall, 9100 Brandon in South Chicago Sunday November 5, 2023 in honor of the 12 soldiers lost in the War. ***

REMEMBERING THE SOLDIERS WALL IN SOUTH CHICAGO: Pictured here Sunday November 5, 2023 at the Soldier Wall, 92nd and Brandon in South Chicago is President of the Southeast Vietnam Veterans at podium, Larry Kutz and 10th Ward Adlerman Peter Chico. The gentlemen were part of a program given each year at the memorial. ***

HAT, COAT AND GLOVE DRIVE FOR NORTHWEST INDIANA: Agents at all the CB offices in NW Indiana are hosting a drive for the students of Beveridge Elementary (K-5) in Gary; Abraham Lincoln Elementary (K-6) in Hammond and Saylor Elementary (K-5) in Valparaiso. We are collecting new and gently used coats, hats and gloves in our Coldwell Banker Realty offices to donate to local schools. Please bring your items into our offices in Crown Point, Schererville, and Porter County through December 10, 2023. THANK YOU SO MUCH. *** DAYLIGHT SAVINGS TIME NOVEMBER 5,2023: AT 2 am we turned our clocks back 1 hour in keeping with DST. Daylight Savins Time will end for 2023 on Sunday, November 5th, local time when our clocks go back an hour, part of a twice a year reset. In March of 2024, we set our clocks forward 1 hour to accommodate the time change. Our country is divided on what this time change means and Congress can’t agree on whether or not to do away with it. So, we stay on DST. Just remember to SPRING FORWARD AND FALL BEHIND ONE HOUR SEACH TIME. ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

LICENSED IN BOTH IL & IN! Janice Minton-Kutz 708.302.8585 Realtor

Michael Cavoto

Senior Mortgage Banker

708.372.0712

WE MAKE BUYING & SELLING EASY

page 6

November 9, 2023

SUDOKU

Say I saw it in The Shopper

CROSSWORD

SOLVE THE MAZE

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

WORDSEARCH

ACROSS 1. An anesthetic 6. A large brass instrument 10. Yield 14. Alcoholic 15. Ancient Middle-Eastern kingdom 16. Lyric poems 17. Sporting venue 18. Seventeen in Roman numerals 19. Beaks 20. Comprehend 22. Hint 23. N N N N 24. Found on beds 26. Do to excess 30. Ease 32. Broad 33. Spot 35. Pierces 39. Vassal 41. Bristles on a sheath of barley 42. A Great Lake 43. An air-filled cavity in the skull 44. A people of eastern Europe 46. Nimbus 47. Rotten 49. Running an engine in neutral 51. Discarded food 54. South-southeast 55. Duo 56. Accentuates 63. Tangelo 64. A type of gambling card game 65. Model of excellence 66. Encounter 67. An assemblage of parts 68. Utilize again 69. Current 70. Not arms 71. Made easier to bear

DOWN 1. Jacob’s brother 2. Ripped 3. Color 4. Anglo-Saxon slave 5. Nurtured 6. Schoolbooks 7. Green seaweed 8. French for “Bath” 9. Among 10. Abstract 11. Magistrate 12. Beginning 13. S S S S 21. Prig 25. A call for quiet 26. Wise birds 27. Eight in Roman numerals 28. Biblical garden 29. Invariability 30. Inferior in rank 31. Anagram of “Neat” 34. Young girl 36. Wild African sheep 37. Brought into existence 38. Catch 40. Employee Stock Option Program 45. Passport 48. Practical 50. Lust 51. Froth 52. Imprisoned 53. Angered 54. Tosses into a basketball net 57. Horse’s hair 58. Snob 59. Concept 60. Supreme god (Greek mythology) 61. Lack of difficulty 62. Sleigh

NATIONAL S.T.E.M. DAY NATIONAL STEM/STEAM DAY WAS FOUNDED IN 2015 BY MGA ENTERTAINMENT, WITH THE INTENTION OF INSPIRING AND ENCOURAGING STUDENTS TO BE MORE INVOLVED IN THESE FIELDS OF EDUCATION, STUDY AND WORK. SCIENCE, TECHNOLOGY, ENGINEERING AND MATHEMATICS HAVE HISTORICALLY BEEN UNDERREPRESENTED BY WOMEN AND BY MINORITIES, SO THE DAY IS ESPECIALLY TARGETED TOWARD THESE GROUPS OF PEOPLE.

S.T.E.M. DAY WORD SEARCH ENCOURAGE ENGINEERING ENGINEERS EQUALITY JOBS

MATHEMATICIANS MATHEMATICS SCIENCE SCIENTISTS SECURITY

STEAM STEM STUDY TECHNOLOGY WORK

SOLUTIONS

ACTIVITIES ARTISTS ARTS CAREERS COMMUNITY

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

November 9, 2023

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The Northwest Indiana Symphony Read Chorus Opens their The Shopper Season with SingOnline! Along Messiah! Visit issuu.com/myshopper

Get HELP with DEBT We consolidate All Your Debts Into 1 Low payment SAVE 100’S each month! Bad Credit OK!

Call 877-422-4557

Munster, IN – Kick off your holiday season with the Northwest Indiana Symphony Chorus and Director Thomas McNichols as they present “Sing-Along Messiah,” Sunday, November 12 at 3 pm at St. Thomas More Church in Munster. Back by popular request! Dust off your copy of Handel’s choral masterpiece (or borrow one from a friend) and start practicing with your favorite recording. As always, there will be room for those that just want to listen and be immersed in the glorious sound. What an exhilarating way to begin the Christmas season! The concert will feature guest soloists Katelyn Lee – soprano, Susan Nelson – mezzo-soprano, James Judd – tenor, and Keaton Payne – baritone. Tickets for the concert are general admission, $30 for adults and students are $10. Call the Symphony office at (219) 8360525 or visit the website at www.NISOrchestra.org to order tickets! Tickets will also be sold at the door. This concert is sponsored by John W. Anderson Foundation, Purdue University Northwest Department of Communication & Creative Arts and College of Humanities, Education, and Social Sciences, John Cicco’s Menswear, Vidimos, Inc., BMO, Andy & Sue Arnold, The Neff Family, Precision Control Systems, American Precision Services, and Crown Point Community Foundation.

John 3:16

Christmas Bingo with the South Holland Police Department

Friday, December 8 | 12pm-3pm South Holland Community Center | 501 E 170th St Join the South Holland Police Department for Bingo, food and prizes! For South Holland residents aged 55+. 60 maximum participants Please register with Officer Megan Norris by email only (no phone calls, please) mnorris@southholland.org

page 8

November 9, 2023

Say I saw it in The Shopper

REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

ALLEN;

09125IL_775935

UNKNOWN BENEFICIARIES OF TRUST AGREEMENT

Attorney Code. 61256

IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS

Case Number: 2022 CH 06667

TRUSTEE OF MFRA TRUST 2015-1;

AMERIHOME MORTGAGE COMPANY, LLC

DATED APRIL 26, 1978 AND KNOWN AS TRUST

TJSC#: 43-3579

Plaintiff,

NUMBER 24093; UNKNOWN OWNERS, GENERALLY AND

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

vs.

Case # 2022 CH 06667

23 CH 1048

COUNTY DEPARTMENT - CHANCERY DIVISION

-v.CAROLINE TRIPLETT Defendants 22 CH 01446 15333 DANTE AVE DOLTON, IL 60419 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 26, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on November 28, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 15333 DANTE AVE, DOLTON, IL 60419 Property Index No. 29-11-414-051-0000 The real estate is improved with a single family residence. The judgment amount was $161,114.35. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

NONRECORD CLAIMANTS; Defendants, 17 CH 16854 NOTICE OF SALE

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, BEYERS & MIHLAR, LLC 601 E. William St. DECATUR IL, 62523 217-422-1719 Fax #: 217-422-1754 E-Mail: CookPleadings@hsbattys.com Attorney File No. 1639755 Attorney Code. 40387 Case Number: 22 CH 01446 TJSC#: 43-2258 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 22 CH 01446 I3227599 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY AS INDENTURE TRUSTEE ON BEHALF OF THE HOLDERS OF THE ACCREDITED MORTGAGE LOAN TRUST 2006-2 ASS T BACKED NOTES; Plaintiff, vs. KARLA D. ALLEN; CHICAGO TITLE LAND TRUST COMPANY AS SUCCESSOR TRUSTEE TO PARK NATIONAL BANK SUCCESSOR TRUSTEE TO COSMOPOLITAN BANK

E-Mail: pleadings@mccalla.com

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

P.I.N. 32-11-112-020-0000.

Plaintiff,

Commonly known as 1002 E. 193rd Street, Glenwood, IL 60425.

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, December 13, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:

vs.

P.I.N. 28-24-102-018-0000.

SHONTELL L. MOREHEAD A/K/A SHONTELL MOREHEAD,

Commonly known as 3025 SHERWOOD AVENUE, MARKHAM, IL 60428

LOAN FUNDER LLC, SERIES 2067, VILLAGE OF

...

Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST

For information call Mr. Ira T. Nevel at Plaintiff ’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125. 23-00119

Plaintiff,

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Mr. Matthew C. Abad at Plaintiff ’s Attorney, Altman, Strautins & Kromm, LLC d/b/a Kluever Law Group, 200 North LaSalle Street, Chicago, Illinois 60601. (312) 236-0077. SPS000617-20FC1 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3231213

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

U.S. BANK NATIONAL ASSOCIATION Plaintiff, -v.DAMON RITENHOUSE, SPECIAL REPRESENTATIVE OF DAVID C. BESSETT, DECEASED, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, CHARLES BESSETT, MICHELLE FORD, UNKNOWN HEIRS AND LEGATEES OF DAVID C BESSETT Defendants 2022 CH 06667 153 148TH STREET EAST HARVEY, IL 60426 NOTICE OF SALE

COUNTY DEPARTMENT - CHANCERY DIVISION MCLP ASSET COMPANY, INC.;

SOUTH HOLLAND; Defendants, 22 CH 1384 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Monday, December 4, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:

Commonly known as 153 148TH STREET EAST, HARVEY, IL 60426

Attorney File No. 23-14294IL_891289

16713 MAPLE STREET

COUNTY DEPARTMENT - CHANCERY DIVISION

NOTICE OF SALE

Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Mr. Ira T. Nevel at Plaintiff ’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125. 22-00182 ADC

LOANDEPOT.COM, LLC Plaintiff, -v.TONYA REED A/K/A TONYA LATRESE REED Defendants 23 CH 01787 721 EAST 157TH STREET

intercountyjudicialsales.com

SOUTH HOLLAND, IL 60473

I3231642

NOTICE OF SALE

...

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 11, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 12, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LAKEVIEW LOAN SERVICING, LLC.

The real estate is improved with a single family residence with a two car garage.

NONRECORD CLAIMANTS;

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Defendants, 23 CH 2921 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Monday, December 11, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 29074220410000. Commonly known as 11 West 150th Street, Harvey, IL 60426. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

For information call The Sales Department at Plaintiff ’s Attorney, Diaz Anselmo & Associates, P.A., 1771 West Diehl Road, Naperville, Illinois 60563. (630) 453-6925. 6706-191627 ADC

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

intercountyjudicialsales.com

INTERCOUNTY JUDICIAL SALES CORPORATION

I3232055 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WILMINGTON TRUST, NATIONAL ASSOCIATION, NOT

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

TRUSTEE UNDER TRUST AGREEMENT DATED APRIL 26,

Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 22-

-v.-

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

One North Dearborn Street, Suite 1200

COUNTY DEPARTMENT - CHANCERY DIVISION

2019 CH 04433

Property Index No. 29-15-219-003-0000

COSMOPOLITAN NATIONAL BANK OF CHICAGO, AS

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

...

HERMAN T. KILLION; UNKNOWN OWNERS AND

You can also visit The Judicial Sales Corporation at www.tjsc. com for a 7 day status report of pending sales.

I3232232

Defendants

vs.

THE JUDICIAL SALES CORPORATION

Case # 23 CH 01787

I3232088

The real estate is improved with a single family residence.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

intercountyjudicialsales.com

Property Index No. 29-08-305-035-0000

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

TJSC#: 43-3657

Commonly known as 15923 S. PARK AVE., SOUTH HOLLAND, IL 60473.

Commonly known as 721 EAST 157TH STREET, SOUTH HOLLAND, IL 60473

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

Case Number: 23 CH 01787

P.I.N. 29-15-401-004-0000.

INTERCOUNTY JUDICIAL SALES CORPORATION

Plaintiff,

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Attorney Code. 61256

RHONDA R. HAMPTON-TOLBERT, REGINALD L. TOLBERT, THE NORTHERN TRUST COMPANY, ILLINOIS HOUSING DEVELOPMENT AUTHORITY, VILLAGE OF SOUTH HOLLAND

INTERCOUNTY JUDICIAL SALES CORPORATION

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 6, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 7, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

AND TRUST AS SUCCESSOR TRUSTEE TO

BROWN; WALTER ALLEN; CHARLIE R.

312-346-9088

NOTICE OF SALE

MCCALLA RAYMER LEIBERT PIERCE, LLC

1978 AND KNOWN AS TRUST NUMBER 24093; SHERI D

Chicago IL, 60602

Defendant,

...

COUNTY DEPARTMENT - CHANCERY DIVISION

For information, contact HEAVNER, BEYERS & MIHLAR, LLC Plaintiff ’s Attorneys, 601 E. William St., DECATUR, IL, 62523 (217) 422-1719. Please refer to file number 1639755.

One North Dearborn Street, Suite 1200

KIMBERLY WATKINS;

Calendar 64

MCCALLA RAYMER LEIBERT PIERCE, LLC

I3232009

...

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, November 28, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

YOUR BATHROOM. YOUR WAY. IN AS LITTLE AS

ONE DAY CALL NOW

866.753.9521

SOUTH HOLLAND, IL 60473

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 12, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 14, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16713 MAPLE STREET, SOUTH HOLLAND, IL 60473 Property Index No. 29-22-405-013-0000 The real estate is improved with a single family residence.

certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact JOHNSON, BLUMBERG & ASSOCIATES, LLC Plaintiff ’s Attorneys, 30 N. LASALLE STREET, SUITE 3650, Chicago, IL, 60602 (312) 541-9710. Please refer to file number 19 6833. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. JOHNSON, BLUMBERG & ASSOCIATES, LLC 30 N. LASALLE STREET, SUITE 3650 Chicago IL, 60602 312-541-9710 E-Mail: ilpleadings@johnsonblumberg.com Attorney File No. 19 6833 Attorney Code. 40342 Case Number: 2019 CH 04433 TJSC#: 43-3677 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2019 CH 04433

The judgment amount was $231,674.46.

I3232257

Sale terms: 25% down of the highest bid by

...

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION

SPECIAL OFFER

Waiving All Installation Costs *

*Add’l terms apply. Offer subject to change and vary by dealer. Ends 12/31/23.

PUBLICATION NOTICE OF COURT DATE FOR REQUEST FOR NAME CHANGE (MINOR)

There will be a court date in Cook County on my request, SHANNON MONIQUE HOLYFIELD, to change the names of my minor child, from KRISTYNA PENELOPE GARRET to KRISTYNA PENELOPE HOLYFIELD.The court date will be NOVEMBER 27, 2023 at 10:00am at 16501 S. Kedzie Parkway, Markham, IL 60426, in Courtroom 0208, in Cook County. Case number 23M6009359.

PUBLICATION NOTICE OF COURT DATE FOR REQUEST FOR NAME CHANGE (ADULT) There will be a court date in Cook County on my request to change my name from MARY FRANCES POLK. to the new name of MARY FRANCES JONES. The court date will be FEBRUARY 2, 2024 at 10:30am via ZOOM Meeting. ZOOM Meeting ID 95894921843. Zoom Password 226532. Case Number 2023CONC001590.

Say I saw it in The Shopper

November 9, 2023

page 9

VILLAGE OF SOUTH HOLLAND EMPLOYMENT OPPORTUNITY

Administrative Assistant: Alarm Coordinator POSITION SUMMARY:

To actively support and uphold the Village’s stated mission and values. To implement, enforce and coordinate the Village’s Alarm System program within the Police Department according to the Village’s Alarm System Ordinance; to develop and promote a public awareness and community education program focusing on false alarm prevention and compliance; and to serve as primary program contact and liaison for the public and the Village departments.

ESSENTIAL FUNCTIONS:

Organizational Health Leadership Requirements: 1. Assist in moving the Village forward through modeling behavior that is consistent with our Good to Great leadership philosophy, our “Three Pillars to Greatness” institutional values (which include our Five Key Traits), and the overall mission and vision as public servants. 2. Carry out the “Organizational Health Plan,” which emphasizes the four disciplines of leadership both within and outside of your respective departments, through the building a cohesive leadership team, creating clarity, over-communicating clarity, and reinforcing clarity on a consistent basis. 3. Demonstrate behavior that is consistent with the characteristics of a Level 5 Servant and foremost for the institution, not you. 4. Maintain a positive public and professional image of the Village at all times, including professional attire in the performance of responsibilities. 5. Perform all job duties in compliance with the established Code of Conduct and rules and regulations of the Village with the utmost of ethical standards and behaviors. 6. Preserve the integrity and core values of our organization through the consistent use of our three strategic anchors in order to make intentional decisions that are in the best interests of the organization.

JOB RESPONSIBILITIES:

• Analyze and interpret codes and ordinances to resolve problems in accordance with laws, regulations and policies. • Compile and analyze data relating to the alarm program; prepare monthly reports as directed; draft reports and make recommendations for program changes. • Develop and promote a public awareness and community education program focusing on false alarm prevention and compliance. • Implement, enforce and coordinate the Village’s Alarm System program within the Police Department according to the Village’s Alarm Ordinance. • Issue alarm permits to private residences businesses; process initial and renewal fees;

DE ARCE

Samuel Joseph De Arce, age 26, of South Holland, IL passed away suddenly on Wednesday, November 1, 2023. Beloved son of Sheri (Mike) Bronecke and Daniel De Arce. Loving brother of Chad Bronecke and Ruby Bronecke. Devoted grandson of Barbara (late William) Slateritz and the late Carol Robertson and the late David De Arce. Cherished nephew of Sandy (Doug) Meyers, Debbie (Dave) Sjoerdsma, Mike De Arce, and the late Gail De Arce-DeBartolo. Dear cousin of Maddie Meyers and Remy Meyers. Best friend of Brandon Lucken. Sam loved watching basketball (especially LeBron James). He enjoyed anything to do with cars, trucks, and beer. Wrestling and Sponge Bob were also favorite things in Sam’s life along with “Doggo”. He was an employee of Peterbilt Trucking Co. in South Holland. Sam had many friends and many more family members including Aunts, Uncles, & Cousins who loved him deeply. He will be missed. Visitation with family and friends will be held on Monday, November 6, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home, 649 E. 162nd St. South Holland, IL. A Funeral Service will be held on Tuesday, November 7, 2023 at 11:00 a.m. at the funeral home. Memorial contributions in memory of Sam may be given to his family. For further information, please contact 708-333-7000 or visit our online guestbook and obituary at www.SMITSFH.com

KITCHENS

John D. Kitchens, age 49, of Dyer, IN, passed away peacefully Saturday, November 4, 2023, following a brief battle with cancer. John was born in Hammond, IN on August 30, 1974 to Carol Lynn and the late David Kitchens. Loving husband of the late Tanda M.D. Kitchens, nee Patterson. Devoted father of Kyle Kitchens. Kind grandson of Florence (late Kenneth) Micona. Dear brother of the late Jennifer Kitchens, and late foster brother Robert Ritz. Nephew of numerous aunts, uncle, nieces, nephews, and cousins, especially cousin Adam Pearson. Also, preceded in death by his grandparents Virgil Kitchens and Mabel Redferrin. John had a vibrant spirit and embraced life with a twinkle in his eye and a grin on his face. He will be dearly missed by anyone who knew him. John was a member of Local #731 and a dedicated employee of JM Wrecking. Visitation Friday, November 10, 2023 from 3:00 – 8:00 p.m. with a prayer service to be held at 7:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, with Deacon Jim Renwick officiating. In lieu of flowers, memorial donations to the charity of your choice or c/o the Kitchens Family, appreciated. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.SMITSFH.com

false alarm calls; determine applicable penalty assessments and communicate them to citizens. • Monitor program budget and participate in budget process. Physically present to perform the duties of the position. • Provide pro-active performance planning utilizing performance management tools. • Serve as primary program contact and liaison for the public and the Village departments for program policies, procedures, and problems; respond to inquiries from citizens and other Village departments regarding the alarm program; resolve problems as required.

COOPER

Byron A. Cooper, age 86, of Dyer, IN, passed away peacefully on Tuesday, November 1, 2023. Loving husband of Romona A. Cooper, nee Gonzalez. Devoted father of Tod (Debbie) Cooper, Crystal (Tom) Sklivas, Garry (Sherry) Cooper, Barry (Sharon) Cooper, and the late Brian Cooper; step-father of George (Tammy) Tommasi. Proud grandfather of Christina, Maria, Alex, Damon, Ashley (Chad), Daniel, Allison, and the late Jeremy; great-grandfather of Nick, Jeremy, and Zachary; greatgreat-grandfather of Anthony. Dear brother of Clarence (Reba) Cooper, Francis (late Rita) Cooper, Larrid “Tiny” (Cathy) Cooper, Cherry (late Earl) Whitney, Robert Cooper, Rhonda (David) Bradigan, late Wayne (late Jeannie) Cooper, late Candice (William) Jones, and the late Chrystal Cooper; half-brother of Martin Cooper, and the late Daniel Cooper. Kind uncle and great-uncle of many nieces and nephews. Preceded in death by his parents Byron R. and Elsie Mae Cooper. Byron was a dedicated 42 year employee of Ford Motor Company, and was Local #551 Union President for many years. Byron was loved by many and will be dearly missed. Visitation Tuesday, November 7, 2023 from 3:00 – 8:00 p.m. Funeral service Wednesday, November 8, 2023 at 11:00 a.m. at Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN, with Rev. Devin Cook officiating. Interment Assumption Cemetery Glenwood, IL. In lieu of flowers, memorial donations to St. Jude Children’s Research Hospital, appreciated. For further information, please contact 219-322-7300 or visit our online obituary and guestbook at www.SMITSFH.com

such as policies, procedures, penalty assessments, revocation and waiver letters, ordinance revisions, and public education materials such as brochures and training guides. • Performs other related duties as assigned.

Speaking Of Seniors

POSITION QUALIFICATIONS:

Seniors and Car Accidents

a. Education: • A minimum high school diploma • Two years of college or equivalent preferred b. Experience • Working with the public • Knowledge with computer literacy to include word processing/editing, databases entry and retrieval, spreadsheet set up and entry. c. Knowledge, Skills & Abilities: • Communication skills with coordinating with owners for inspections schedules. • Data entry knowledge is needed due to logging information quickly and accurately with digital and traditional. and the public. • Perform prolonged and strenuous work under adverse conditions. • React quickly and calmly in emergencies. • Understand and follow oral and written instructions.

WORKING CONDITIONS:

• At times, the job may require prolonged sitting, typing, monitoring of a screen, etc. The job incumbent should exercise common sense and take necessary breaks, practice proper body alignment, and alert a supervisor of any discomfort. • A well-groomed, professional appearance appropriate for the position and situations. REPORTS TO: Chief of Police Employment applications are available online at SouthHolland.org Completed applications must be submitted to Employment@SouthHolland.org Application Deadline: Open Until Filled THE VILLAGE OF SOUTH HOLLAND IS AN EQUAL OPPORTUNITY EMPLOYER AND DOES NOT DISCRIMINATE ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, SEX, SEXUAL ORIENTATION, RELIGION, AGE OR DISABILITY IN EMPLOYMENT.

WOODROW WILCOX On November 2, 2023, I wrote a letter to an insurance company to get help to fix erroneous information in a senior’s Medicare file. When a senior is in a car accident and a claim for health is made, Medicare assumes that all the medical services given to that senior are related to the accident until the car insurance company notifies Medicare that the claim is settled. I have been told that box on a Medicare claim form can be checked by a doctor or other medical service firm to clarify that the current claim is not related to an accident. But that is usually overlooked. In this case, Medicare failed to update the senior’s record for almost ten years. Fixing this matter is a lot of work. It is a lot of detailed work. With some editing to protect the privacy of our client and others, here is the letter that I sent to an insurance company about a car accident and one of our clients. Our client’s Medicare records and claims are being messed up. Medicare claims that it never received notice from your firm that his injuries from the car accident case of October 17, 2013 were closed. Medicare has relied on bad information in his file for almost TEN YEARS. If your firm failed to file notice with Medicare that this case was closed, then I believe your firm failed its professional responsibility toward this client. If Medicare

failed to update the file of this client after receiving notice from your firm, then people at Medicare failed in their professional responsibility. I want to know who caused the harm to this client. Medicare still believes that your firm is primarily responsible for medical bills for him rather than Medicare. Bills are not being paid in accordance to Medicare’s normal rules. The widow is being hounded to pay bills that she never should have gotten. Did your firm file notice with Medicare in a timely manner? If so, on what date? What can you do and what evidence can you send to us to help us correct Medicare records in a timely manner? The help that I am giving the client and his widow is FREE OF CHARGE. This insurance agency helps all clients with Medicare medical bill problems. It is how we show that we really do care about our clients. Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients of that firm over three million dollars by fighting mistakes and fraud in the Medicare billing system. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which can be ordered through book stores or online.

page 10

Classifieds Services AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281 DRYWALL REPAIR: Handy “All” Drywall Repair, plaster repair, light construction, interior decorating and interior painting. Cell 708-514-0217 phone 708-841-2523. Stanley McDavid ARE YOU BUYING OR SELLING PROPERTY? WE SPECIALIZE IN DELIVERING RESULTS. BRUCE MCKINNEY Call, send a text message, or an emailCell: 708-269-2992, email: bruce@ familypriderealty.comFamily Pride Realty, 3337 W. 95th St., Evergreen Park, IL. 60805 OVERNIGHT OFFICE CLEANING AVAILABLE. South Holland Area. Call Randy 708-552-1839

November 9, 2023

Submit your classified ad online at myshopper.biz or email general@myshopper.biz PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367 HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294. GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345 SHELTON’S FIREARM AND SELF DEFENSE LLC. www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718 TRIPLE E LAWNCARE Full Service weekly lawn care. Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213

HANDY MAN SERVICE Lenord Wilks - Call 1-773-897-9464

DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378

LIGHT BULB SERVICE Will replace your burnt out and broken bulbs - Interior/ Exterior. Also replace Smoke and CO2 Detector Batteries. 219-865-2345

CORONADO HOME IMPROVEMENTS. Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

ALL HANDYMAN REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192 CONCRETE & PATCHING Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192 PAINTING SERVICES: Economy Painting. Interior/ Exterior painting 20% Off. Mention this ad. Wallpaper instllation. General drywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-2885038. ADG HANDYMAN Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again! Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com PLUMBING SERVICES: J.E.M. Plumbing & Sewer, Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500 GUTTER CLEANING: SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Ask for Rob. No Sundays. 708-877-6860 HOME IMPROVEMENT: A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345 TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078

Say I saw it in The Shopper

Wanted WANTED NEW OR USED CHILDREN’S BOOKS FOR FAMILY LITERACY DAY. (November 16) 708-9908002 Angiemjames409@ Gmail.com WANTED DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955 IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955 WANTED: 1972 & OLDER CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770 WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308 IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have. Dan 312-720-0844 US SOLDIER IS DESPERATE IN NEED of a 3 bed house, to rent or rent to buy. Currently paying $2000/mo at Hotel and $209 for storage. Have fixed income of $4000/mo Plus. Call Algie 708.574.6367 SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 708-200-8473. Ask for Carol WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint. 219-801-0955

WANTED: Old Deagan or Musser big bar vibraphones. Any Condition 219-801-0955

HELP WANTED LOUBELLE’S KENNEL RECEPTION NEED FOR PT WORK, WEEKENDS POSSIBLE MUST LIKE DOGS AND CATS apply in person 16440 State St, South Holland, IL 60473 CATHOLIC CHURCH IN SOUTH HOLLAND HAS AN OPENING FOR A PART-TIME “MAINTENANCE” PERSON. Responsibilities include, but not limited to, up-keep of the facilities and grounds, both inside and out. This includes--cleaning meeting rooms, sanctuary, gym, kitchen areas, bathrooms, maintenance of lawn/shrubs, snow removalwalkways, small repairs, set-up for events, etc. Call 708-333-3550 or Email christoursavior@archchicago.org

SMALLER TWO BEDROOM HOME. South Holland. $950 plus security. Redone, appliances, large living room, quiet area, big deck with nature views. Application fee. Outside parking. 708-268-7075

SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets. 708-566-1103 Call Linda.

2001 MERCEDES-BENZ ML 320 RUNS GOOD , ENGINE AND TRANSMISSION IN GOOD CONDITION. Little rust on the door panels. Asking price is $2,800 or best offer.

HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477

Health/Personals/Misc.

Snow Blower Brand New, 21” 4.5 HP, Elec. Start, Never Used, new $500, sell for $250 OBO ; Snow Blower Large, 24” 5HP, 2 -stage, new wear bar and side shoes, $160 OBO; Toro Snow Blower, 21”, Elect. Start, new side shoes, two stage, $150 OBO; Generator, Coleman 5000 Watt 11HP $200 OBO; Craftsman 10” Compound Miter Saw $50 OBO; 1 Gal. Can Aero-kroil Penetrating Oil $20 OBO 708-418-0725

HERNIA REPAIR? Did you recieve the Mesh Patch Between 2018 and the present? Was the patch removed due to complications, you may be entilted to compensation. Attorney Charles Johnson 1-800-535-5727

LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City. Sec 8 welcomed. 219-2139556

Vehicles

Read The Shopper Online! Visit issuu.com/myshopper

2OFF

Real Estate BEAUTIFUL 5 BED 3 BATHROOM ALL BRICK HOME 2.5 ATTACHED GARAGE AC deck and formal dining room, for rent Calumet City $2450 a first-month last month and move-in fee. available Nov 1st. Call 708-843-3932

FOR RENT: LANSING 2BDR apartment, 2nd floor, close to parks, shopping, expressway. Very quiet building great location! Heat and water incldued in rent. For more info call/text John at 708-280-1773. TWO BEDROOM IN HAMMOND: Includes Stove and Fridge. $950 plus $950 Deposit. Near South Shore. Laundry Facility. Outside Parking. No Pets. Seniors Welcome. No Section 8. Call 219-629-5357 for more info. NEWLY RENOVATED 3 BED 1.5 BATH 1ST-FLOOR APARTMENT STAINLESS STEEL APPLIANCES $1600 a month all utilities except electric. Calumet City Stanley and Yats. 1 month security and $45 background check. 312-463-9604 FOR RENT WAREHOUSE FOR STORAGE 62.5 X 53 = 3,312 SQFT. 14 FOOT CEILINGS. INSULATED AND HEATED , Door 13’9” high X 23’ 4” Wide. In Crete by Walts food store. $1,500.00 Call 708-672-7775

any super 18” pizza

YOU GOTTA HAVE IT.

For Sale

MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway. 708-371-3737 www. factorybeddingfurniture.com

3OFF

any large 16” pizza OR $

YOU LOVE IT. YOU WANT IT.

LICENSED HOME CHILDCARE IN INDIANA SEEKING FULL TIME AND PART TIME HELP. Day and night shift. Starting at 12.00 hour. 219 588 1763

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Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.

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Say I saw it in The Shopper

November 9, 2023

page 11

FSSA announces $25 million grant to Mrvan Opening address working Hoosiers’ child care needs Statement for Oversight and Investigations Subcommittee Hearing on Protecting Whistleblowers NDIANAPOLIS — The Indiana Family and Social Services Administration’s Office of Early Childhood and Out-of-School Learning today announced the Employer-Sponsored Child Care Fund, part of Gov. Eric J. Holcomb’s 2023 Next Level Agenda, to mobilize employers and communities to create or expand child care offerings that address the needs of working Hoosiers. “Employers know first-hand the critical needs of their employees, and are best positioned to partner in their communities to create child care solutions that will help build and retain their workforce,” Gov. Holcomb said. “This targeted grant program will boost Indiana’s economy and most importantly empower the state’s youngest learners with the tools they need to be successful in the years to come.” The $25 million program, a partnership with the Indiana Chamber of Commerce, uses a portion of the state’s remaining federal relief funds from the COVID-19 pandemic and is part of the state’s broader efforts to strengthen the early care and education sector, providing support for today’s workforce and investing in tomorrow’s. The program is also supported by the Indiana Manufacturers Association.

Grant funding can be used to support employees’ child care needs in a variety of ways, including sponsoring dependent care assistance plans, providing on-site or near-site child care or offering child care tuition benefits. Grants of up to $750,000 will be awarded. The full list of allowable uses and details can be found here. “Families will benefit from more convenient child care options in their communities, giving children the opportunity to learn, grow and develop alongside their peers,” said Courtney Penn, OECOSL director. “This grant will give parents more opportunities to learn, grow and develop in their careers as well.” To be eligible, employers must be located in Indiana and either a business or corporation employing 20 or more employees, a group of employers with 20 or more employees or a community-based nonprofit applying on behalf of a group of local employers with a combined total of 20 or more employees. Employers must also be willing to contribute 10% of the total amount requested and be able to implement solutions within the first year of the program. Applications will be accepted until 11:59 p.m. ET Nov. 22. More information and a link to the application can be found here: in.gov/ fssa/carefinder/employer-sponsored-child-care-fund/

NOTICE OF FINDING OF NO SIGNIFICANT IMPACT ON THE ENVIRONMENT & NOTICE OF INTENT TO REQUEST A RELEASE OF FUNDS November 8, 2023 Ms. Kristin Faust, Executive Director Illinois Housing Development Authority 111 E. Wacker Dr., Suite 1000 Chicago, Illinois 60601 (312) 836-5398 These notices shall satisfy two separate but related procedural requirements for activities to be undertaken by the Illinois Housing Development Authority. TO ALL INTERESTED AGENCIES, GROUPS AND PERSONS:

REQUEST FOR RELEASE OF FUNDS On or about November 24, 2023, the above-named Illinois Housing Development Authority (the Authority) will submit a request to the U.S. Department of Housing and Urban Development (HUD) for the release of Federal funds under Risk Sharing Program authorized by Section 542(c) of the Housing and Community Development Act of 1992 for the following project: Project Name/I.D. Harvey RAD for PRAC PID 12289 Project Location:166 & 174 West 151st Street, Harvey, IL 60426 Propose: The proposed project is the the rehabilitation of two 60-unit senior apartment buildings in the City of Harvey. These two properties will be combined into a single ownership entity and refinanced under the RAD for PRAC program, which converts the PRAC rental assistance subsidy to a traditional project-based Section 8 rental contract. The project consists of two contiguous, rectangular-shaped parcels containing a total of approximately 3.88 acres. As required by the PRAC program, the project currently offers resident support services and will continue such services following RAD conversion. Scope of work will include replacing the roof, replacing generators, replacing in-unit hot water heaters and installing solar energy panels. Interior work will include updating kitchen bases and upper cabinets, pantry storage shelving replacement, integrated vanity counters, vanity bases, medicine cabinets/mirrors, window treatment and horizontal blinds. Total Estimated Cost: The estimated total project cost is $44,894,216. In addition to the Risk Share funds, the project will be funded with a BMO Construction Loan, a Seller Note, a Sponsor Loan, LIHTC Equity, Solar ITC Equity, and a Deferred Developer Fee.

FINDING OF NO SIGNIFICANT IMPACT The Authority has determined that the above project will have no significant impact on the human environment. Therefore, an Environmental Impact Statement under the National Environmental Policy Act of 1969 (NEPA) is not required. Additional project information is contained in the Environmental Review Record (ERR) on file at IHDA Multifamily Financing Department, 111 E. Wacker Dr., Suite 1000, Chicago, IL 60601. The ERR will be made available to the public for review either electronically or by U.S. Mail. Please submit your request by U.S. Mail to Amy Coyne IHDA, Multifamily Financing Department, 111 E. Wacker Dr., Suite 1000, Chicago, IL 60601 or by email to acoyne@ihda.org.

PUBLIC COMMENTS

Any individual, group, or agency may submit written comments on the ERR to the Authority's Multifamily Financing Department, 111 E. Wacker Dr., Suite 1000, Chicago, IL 60601. Comments may also be sent via email to acoyne@ihda.org. All comments received by November 23, 2023 will be considered by the Authority prior to authorizing submission of a request for release of funds.

ENVIRONMENTAL CERTIFICATION The Authority certifies to HUD that the Authority and Ms. Kristin Faust, in her official capacity as Certifying Officer consents to accept the jurisdiction of the Federal courts if action is brought to enforce responsibilities in relation to the environmental review process and that these responsibilities have been satisfied. HUD’s approval of the certification satisfies its responsibilities under the NEPA [National Environmental Policy Act of 1969] and related laws and authorities and allows the Illinois Housing Development Authority to use Program funds.

OBJECTION TO RELEASE OF FUNDS HUD will accept objections to its release of fund and the Authority’s certification for a period of fifteen days following the anticipated submission date or its actual receipt of the request (whichever is later) only if they are on one of the following bases: (a) the certification was not executed by the Certifying Officer of the Authority; or (b) the Authority has omitted a step or failed to make a decision or finding required by HUD regulations at 24 CFR Part 58; (c) the grant recipient or other participants in the development process have committed funds, incurred costs or undertaken activities not authorized by 24 CFR Part 58 before approval of a release of funds by HUD or (d) another Federal agency acting pursuant to 40 CFR Part 1504 has submitted a written finding that the project is unsatisfactory from the standpoint of environmental quality. Objections must be prepared and submitted in accordance with the required procedures (24 CFR Part 58, Sec. 58.76) and shall be addressed to Dan Burke, Director, Multifamily Housing Department, Chicago HUD Field Office, 77 West Jackson Boulevard, Chicago, Illinois 60604 at RSPart58Comments@hud.gov. Objections to the release of funds on bases other than those stated above will not be considered by HUD. No objection received after December 11, 2023 will be considered by HUD. Potential objectors should contact HUD via email to verify the actual last day of the objection period. Ms. Kristin Faust, Executive Director

Today, Ranking Member Frank J. Mrvan participated in the House Veterans’ Affairs Subcommittee on Oversight and Investigations hearing entitled, “Trust in Transparency: Holding VA Accountable and Protecting Whistleblowers.” A video of the hearing is available here, and the Congressman’s opening statement as prepared for delivery is below: Whistleblowers are the unsung heroes of our government that expose corruption, abuse, fraud and waste. Reporting evidence of wrongdoing from the inside is a courageous task, and whistleblowers often risk their livelihoods to expose critical issues. Their actions are paramount in holding the government accountable, and whistleblowers should be commended for the courage it takes to come forward. VA is entrusted with caring for our nation’s veterans. VA employees must feel empowered to call out problems, including wrongdoing. Managers need to be trained on rules and policies, so they are also empowered to create and foster an open and transparent culture, which benefits everyone – from the public, to staff, to veterans – that engages with VA. Over many decades, Congress has authorized important institutions, which are charged with oversight and investigative authority, with administering whistleblower protection laws, and with holding the federal government accountable. We have the VA Office of Inspector General, the Office of Special Counsel, and the Government Accountability Office as long-standing parts of that oversight and accountability structure. In 2017, Congress established another layer by creating the Office of Accountability and Whistleblower Protection (OAWP) in response to a very serious and catastrophic accountability failure, which is the Phoenix wait times scandal. However, OAWP quickly failed at its mission due to egregious abuses by leadership, which were investigated by the Inspector General, and current leadership has had an uphill battle rebuilding OAWP into an office that can meet the mission established by Congress. From my perspective, OAWP has done a commendable job. It is now staffed up with dedicated individuals who are taking its responsibilities seriously. We are starting to see outputs that show the office can and wants to do the job. From our oversight work, we can see significant progress on the investigations side of the office. Over the past year, OAWP has worked to clear the backlog of complaints. Improvements have been made in case timelines and referrals. Now we are starting to see what is possible on the accountability side. We need more information on how VA is implementing OAWP’s recommendations and understanding if this work is leading to institutional change. OAWP has a mandate to advise the Secretary on accountability matters and conduct data analysis to identify trends and issue reports. We’ve seen some of the results of efforts in these areas, but there are other areas that would benefit from this analytics work, such as settlement agreements, ensuring that disciplinary actions are being used equitably across VA, and how the Department can further build a culture that values accountability. From reading the testimony of the organizations on the second panel, it is clear that a trust gap still exists between the whistleblower community and OAWP. I know OAWP is working in earnest to bridge that gap, and I look forward to discussing a few specifics about ongoing concerns with both VA and the good government groups. I know there have been questions since the 2017 law was passed about ways to enhance OAWP’s independence. There are also fundamental questions about its purpose and how it should or should not differ from other oversight organizations, such as the IG and OSC. I hope we can have a thoughtful discussion on these, and other issues. Whistleblower protections and accountability are different sides of the same coin. They should not be in conflict. We should work hard towards accountability so that employees don’t have to become whistleblowers. They should be able to speak up about concerns and have those concerns taken seriously by management. This is the goal we all should be working towards because that is what we owe to our veterans.

Offered FOR SALE at $205,000! 14227 S Dearborn St. Riverdale, IL

• 2 Bedrooms • 1.1 Baths • Double Pane Windows • New Baths • New tile & Carpet Call Alex Golden • Broker,Associate Kalel Realty 3501 W. 85th PL. Chicago, IL 60652 (877) 214-3791 • alex_922_99@yahoo.com

Move in and enjoy this wonderful home in a well established neighborhood. This brick Georgian was completely rehabbed in 2023.

page 12

November 9. 2023

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