The Shopper 12/7/2022

Homeowners: Are you missing exemptions on your property tax bill?

As homeowners in Cook County receive their 2021 Second Installment Tax Bills (tax bill) in the mail they are encouraged to look at the bottom left corner to ensure that the correct exemption(s) are applied.

If a homeowner believes they are entitled to an exemption that is not reflected on their tax bill, they can apply for what is called a Certificate of Error. The Certificate of Error process provides homeowners an opportunity to redeem missing exemptions for up to three years in addition to the current tax year. Homeowners can now apply for the 2021, 2020, 2019, and 2018 tax years all on one easy to use form available online.

Please see the full list of property tax exemptions administered by the Assessor’s Office here: cookcountyassessor.com/exemptions.

This year, many exemptions auto renewed to make the process more convenient for homeowners. In addition to the Homeowner and Senior exemptions, the Assessor’s Office processed auto-renewals for the “Senior Freeze”, Veterans with Disabilities, and Persons with Disabilities exemptions. In total, more than 1.1 million exemptions were auto-renewed, which provided millions of dollars in tax relief to homeowners in Cook County.

As a reminder, homeowners are responsible for paying the entirety of the tax bill to the Cook County Treasurer’s Office by December 30, 2022. If the Certificate of Error application is granted, either a corrected tax bill or a refund for the difference will be issued.

Please download a guide on, How to Apply for Missing Property Tax Exemptions that is available in six languages.

To learn more about how to apply for missing exemptions, join a virtual workshop on the following dates:

Wednesday, December 7, 2022, at 6:00 p.m. in English Wednesday, December 14, 2022, at 6:00 p.m. in Spanish Wednesday, December 21, 2022, at 12:00 p.m. in English

How to contact the Assessor’s Office: Send Message: www.cookcountyassessor.com/contact By Phone: (312) 443-7550 Facebook: www.facebook.com/CookCountyAssessorsOffice In Person: www.cookcountyassessor.com/appt

SSC to Host Legal Studies Open Houses

South Suburban College (SSC) is hosting open houses for Legal Studies Programs in December and January, including Paralegal/ Legal Assistant and Court Reporting/Verbatim Technology concentrations.

The Paralegal/Legal Assistant Program at SSC prepares students to become highly trained paralegals and legal assistants. SSC has the only paralegal curriculum approved by the American Bar Association (ABA) in the Chicago Southland and Northwest Indiana region. In addition, 89% of the program graduates between August 2021 to March 2022 were working in the Legal Field within six months of graduation. The community is invited to learn about the benefits of the Associate of Applied Science degree and certificate tracks, as well as the opportunity to complete the paralegal program entirely online.

A virtual open house, highlighting the Paralegal/Legal Assistant Program, will be held on Monday, December 12, 2022 at 6 p.m. live via Zoom. Register in advance and access the link from ssc.edu/ info<https://www.ssc.edu/info/>. An in-person open house will take place on Tuesday, January 3, 2023 at 6:30 p.m. in the Law Library at the Oak Forest Center, located at 16333 S. Kilbourn Avenue, Oak Forest, IL 60452. The attendees at the January open house will

receive a free digital professional headshot.

For more information about the SSC Paralegal/Legal Assistant Program, please contact Becky Walters, J.D., Paralegal Studies and Criminal Justice Program Coordinator at (708) 596-2000, ext. 2579 or email BWalters@ssc.edu.

The SSC Court Reporting/Verbatim Technology Program provides students with the opportunity to learn a unique and highly valuable hands-on skill. SSC provides the only program in the area taught at a community college. This career path offers a wide-open job market, flexible work schedule, and excellent income potential. Sophisticated technology has created exciting work in broadcast captioning and stenointerpreting.

Attend one of two virtual open houses to learn about the rewarding profession of court reporting. These sessions are available at 6:30 p.m. on Thursday, December 15, 2022 and Wednesday, January 4, 2023. Guests must RSVP in advance via email to LaTherese Cooke, Court Reporting Coordinator, at LCooke@ssc.edu to receive the virtual link. She can also be reached at (708) 596-2000, ext. 3217.

The Spring 2023 Semester begins at South Suburban College on Monday, January 17, 2023. Class schedules, registration services and a “live chat” option are available online at ssc.edu.

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Some content courtesy of Family Features and Capital News Illinois.

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Time for tax-loss harvesting?

SUBMITTED BY PATRICK ZAMKIN

For a variety of reasons, such as higher interest rates, rising inflation and supply chain issues, the financial markets were volatile in 2022 — and this volatility probably showed up in your investment statements. Yet, while you may have been less than happy about your investment returns this year, the volatility and depressed prices may offer you some opportunities at tax time.

Specifically, you may be able to take advantage of tax-loss harvesting. Using this strategy, you sell securities at a loss to offset capital gains, which you may have if you’ve held some investments for years and they’ve greatly appreciated in value. And if your total losses exceed your gains, you could offset up to $3,000 of ordinary income per year and carry over the rest to future tax years.

Tax-loss harvesting isn’t just a tax issue — it also can be part of your investment strategy. What investments should you sell to take the capital gains? Which ones should be sold to take the losses?

To answer these questions, consider a few different factors:

• Diversification – Portfolio rebalancing is important for investors. If you have too many investments that have essentially the same characteristics, your portfolio might be under-diversified — and diversification is necessary to help you achieve your longterm goals. If your assets are concentrated in a single asset class or a single stock, your portfolio could take a big hit during times of market volatility, but a diversified investment mix can reduce this impact. Consequently, when looking at ways to take advantage of tax-loss harvesting, you could consider selling an investment that’s similar to several others you may own. (Keep in mind, though, that diversification can’t prevent all losses or guarantee profits.)

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Mail Ballots cast.

“Our Elections Unit has completed an extensive certification process to ensure that we have a true and accurate record of all votes cast in the Gubernatorial General Election,” said Yarbrough. “We are proud to certify our results with the State Board of Elections on behalf of the voters of suburban Cook County.”

Yarbrough also thanked her Election team and the residents of Cook County who took the time to serve as Election Judges.

VILLAGE OF SOUTH HOLLAND

Police Department Employment Opportunity

databases/systems.

The records clerk often serves as the initial face of the SHPD that is operational 365/24-7 days a year interacting with a diverse population, with varying personalities.

Additional responsibilities of the Records Clerk include, but are not limited to:

Keeping abreast/documenting all recent accidents, incidents and crimes

Additional responsibilities of the records clerk include, but are not limited to:

• Keeping abreast/documenting all recent accidents, incidents and crimes.

• Responding to, or referring as appropriate, inquiries from public and law enforcement agencies.

• Preparing various documents associated with various court proceedings

• Maintain database accuracy

• Preparing and mail documentation for towed, impounded and abandoned vehicles

• Performing clerk functions at local court hearings

• Ensures confidentiality of information is maintained according to applicable laws, rules and regulations

• Monitoring police radio communication and cameras

• Performing overtime and emergency call-outs for police and ESDA personnel

• Scanning documentation to corresponding case files in law records management system

can be looked at in a couple of different ways. If you’ve held an investment for many years and it has gone up greatly in value, you might be motivated to sell it and take the profits. Conversely, if you have an investment that’s consistently under-performed and has lost value, you might feel you’re better off selling it and applying the losses against capital gains.

• Holding period – When you sell investments that you’ve held for a year or less, your gains are taxed at your ordinary income tax rate; for investments held longer than a year, you’ll pay the long-term capital gains rate, which is based on your income and ranges from 0% to 23.8%, which includes a 3.8% net investment income tax for high earners. Short-term losses offset short-term gains first, while long-term losses offset longterm gains. Once losses in one category exceed the gains of the same type, you can use them to offset gains for the other category.

Here’s one more point to keep in mind: If you want to sell an investment for tax purposes, but you might like to reacquire it, you’ll have to meet the “wash sale” rule, which prohibits you from writing off an investment loss if you or your spouse buys the same investment, or a substantially identical one, in the 30 days before or after the sale.

To take advantage of tax-loss harvesting, you’ll need to act before the end of the year. And consult with your tax advisor. This strategy can be effective — but you’ll need to be sure it’s right for you.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.

• Preparing and submitting demographic profiling reports to the state

• Monitoring Law Enforcement Data Agency System (L.E.A.D.S.)

Requirements/Skills:

• Minimum of 18 years of age, high school diploma or GED equivalent.

• Tact, diplomacy, and strong interpersonal skills.

• Ability to maintain confidential information.

• Strong written (including spelling, grammar and punctuation skills), oral communication and computer skills are essential for success in this position.

• Keen attention to detail and accuracy.

• Must be highly organized and adept at multi-tasking.

• Ability to set priorities,

The Village of South Holland, Illinois, a leading suburb located 25 miles south of downtown Chicago with a population of approximately 22,000, is actively seeking candidates to fill Records Clerks with its Police Department.

The South Holland Police Department (SHPD) relies on over 20 different software databases to input and extract information to facilitate its daily operations. Various systems are used to access and maintain files of accident reports, incident reports, arrest records, payment processing, State/Federal records, citation information, towed vehicle information, etc. The Records Clerk operates and generates reports from these

LOCAL CHURCHES

CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133

Info@CalvarySouthHolland.org CalvarySouthHolland.org

PASTOR ALFONZO SURRETT, SR. WORSHIP SERVICES

Sunday Worship 9:30 a.m. Sunday School 11:15 a.m. Saturday Women’s Grief & Loss Support Group - 2nd Sat. each month at 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374

Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org

PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES

SUNDAY

Church School 9:15 a.m. Worship Services 10:30 a.m. WEDNESDAY Bible Study…… 7:00 p.m.

COTTAGE GROVE CHRISTIAN

REFORMED CHURCH

16556 Cottage Grove Avenue, South Holland 708-331-0391 www.cottagegrovechurch.com

WORSHIP SERVICES Sunday Worship 9:30 a.m. & 5:30 p.m.

GRACE LUTHERAN CHURCH, LCMS

8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527

gracedyer.webchicago.net

WORSHIP SERVICES

Sunday........................................... 9:00 a.m. Monday...........................................6:30 p.m. Bible Study Sunday 10:30 a.m.

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org

PASTOR GLEN MCCARTHY WORSHIP SERVICES

Sunday Worship 10:00 a.m. Wednesday Bible Study 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100

redeemer-lutheran@sbcglobal.net

WORSHIP SERVICES

Sunday 9:30 a.m. Sunday School 10:45 a.m. Channel 6 Tues. 10:00 a.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org

PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES

Sunday Worship 7:30 a.m. 11:00 a.m. Wed. Bible Study Noon

FIRST CHURCH (PCA) 3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org

ASSISTANT PASTOR DANIEL MILLER

Morning Worship 9:30 a.m. Sunday School 11:00 a.m. Evening Worship 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN

CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org

PASTOR REV. DANIEL SVENDSEN

WORSHIP SERVICES

Sunday 9:30 a.m. & 5:30 p.m. Sunday School 11:00 a.m.

SPIRIT OF GOD FELLOWSHIP 16350 S. State St., South Holland 708-331-1234 sogfchurch.com

PASTOR BRIAN KAMSTRA WORSHIP SERVICES Sunday Worship 10:00 a.m.

ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ........................................... 7:30 p.m. Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE

Heart Smart

RICHARD ZEKVELD

A great love story never goes out of style. This is certainly true of the book of Ruth in the Bible. It’s a true love story. It’s a great love story. It is, in fact, a God-sized love story.

This love story resonates on several levels. First, it is the story of a bitter, hopeless widow shattered by tragedy. An immigrant, far from her people, she suffers the untimely deaths of the three men in her life – first, her husband, then her two sons. She stands, shell-shocked, before three graves and concludes that God is against her.

An Israelite living in Moab, Naomi decides to return to Israel. Her Moabite daughters-in-law, also widows, want to go with her. She urges them to go back to their mothers, their people, even their gods, and start over. After all, those close to Naomi end up as collateral damage when her God strikes her.

But Ruth digs in her heels with one of the most moving declarations of loyal love ever recorded. “Don’t urge me to leave you or to turn back from you. Where you go I will go, and where you stay I will stay. Your people will be my people and your God my God. Where you die I will die, and there I will be buried. May the Lord deal with me, be it ever so severely, if anything but death separates you and me” (1:1617, NIV84).

The Moabite Ruth, who grew up worshiping false gods, turns from them to trust in the one true God, Israel’s God. She gives herself to him and to Naomi. See how Yahweh uses the loyal, loving Ruth to restore the shattered heart and life of Naomi with his loyal, life-giving love!

Stay tuned for more.

Richard Zekveld, Pastor, Covenant Fellowship Church (cfcsh.org)

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“When you go through deep waters, I will be with you.”

LIBRARY HAPPENINGS

Calumet City Public Library

Address: 660 S Manistee Ave, Calumet City, IL 60409

Phone: (708) 862-6220 Email: info@calumetcitypl.org Website: http://www.calumetcitypl.org/index.html

Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385

Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

Virtual Story Time with Mrs. Brooks

Come and join in the story time with Mrs. Brooks. For ages 3 - 12. FREE. Every 1st Wed. (10am – 10:30am) To register for the Virtual Story Time go through the calendar of events on our website at www.doltonpubliclibrary.org

Virtual Zumba with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call 708-849-2385 or email lincoln@dolton publiclibrary.org and leave your full name, email and phone number to register. (5pm –6pm every Friday). FREE.

AMONG US

Every 2nd and 4th Tuesday (4pm to 4:30pm) Ages 10 + years, beginning Oct. 10, 2022. To register go to the calendar of events on our website www.doltonpubliclibrary.org OR email us at lincoln@doltonpubliclibrary.org

Leave your name, email and cell number. You must download “Among Us’ on your device to play. It is free. A Zoom link and game code will be sent the day of the program. FREE.

Virtual Line Dancing with “Dawn the Dancin’ Deeva”

Every Thursday, at 6pm. Please call 708-8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email and phone number to register. A link will be sent to you the day of the program. FREE.

Virtual Senior Yoga

Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@dolton publiclibrary.org and leave your full name, email and phone number to register. FREE.

Senior Bridge

Club

Come out for the fun every Tuesday, from 3:30pm to 4:30pm If interested register by calling 708-849-2385 or email at lincoln@ doltonpubliclibrary.org and leave your full name, email and cell phone to register. FREE.

DPLD’s Black Author’s Book Club

Meets via Zoom the last Thursday of every month at 7:00pm. Interested parties contact the library at (708-849-2385) for more infor mation. Meet via Zoom. FREE.

Virtual Workout Program with Sheena Stinson

Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@dolton publiclibrary.org leaving your full name, email address and cell number to register. A Zoom Link will be sent day of the program. FREE.

Get Up & Move with Simon Says!

Join the Dolton Public Library Youth Ser vices Dept. as we play “Simon Says”. Held every 3rd Saturday of the month from 2pm to 2:30pm starting Oct. 15. A YouTube link will be emailed every 3rd Friday. Register by calling (708-849-2385, ext. 4) or emailing at lincoln@doltonpubliclibrary.org leaving your name, email, cell number and the number of children participating. FREE.

Dolton Public Library District Curbside Times Monday through Friday [9am to 2pm]. FREE.

Burbio

Burbio is a one-stop free resource to find out about all the Dolton area events and activities. If your group wishes to post your events on burbio contact: groupsupport@burbio.com Sign-up at Burbio.com or download the free android or iPhone app and follow the calen dars that interest you. FREE.

Chess Club Mr. Paul Fritz, Chess Coach. November 3rd to December 12th Every third Thursday, 5:00pm to 5:30pm, via Zoom and chess.com to play.

Register at chess.com in addition to registering for the program. Register at lincoln@dolton publiclibrary.org and leave your name, email and cell # or call (708-849-2385, ext. 4) Date & Times subject to change. Call 708-8492385, ext. 212. A Zoom link will be emailed to you the day of the program. FREE.

Passport to Knowledge

Every first Monday of the month. (3:30 – 4pm). Pack your bags for a virtual trip around the world and learn about other countries and cul tures. Register at lincoln@doltonpubliclibrary. org or call (708-849-2385) and leave your name, email and cell number. Come curbside to pick up your Passport Packet prior to depar ture. The link for Zoom will be emailed prior to the program. FREE.

Coffee and Chat – a Senior Experience

Are you a senior over the age of 60 and want to have conversation with other seniors. Some of the topics discussed are technology and other happenings in our world and community. To register for the program and all the other Senior Programs call (708-849-2385) or email your registration to lincoln@doltonpublicli brary.org FREE

Between the Pages

A Virtual Story Time. Every third Saturday of the month at 1:30pm.To register call (708-8492385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE

Back to School Creative Craft

View our tutorial on our YouTube page, every 4th Wednesday starting October 26, at 1pm. The link will be provided on our Facebook page. FREE.

Letters to Santa (ages 2 to 10 years)

Come to the Dolton Public Library and write a letter to Santa (stationery will be provided). Your friends at DPLD will provide the mailbox. Parents may bring in their children from Thurs day, December 1st through Tuesday, December 20th, 2022 from 10am to 3pm. For toddlers, parents may write for them. Tokens gifts will be available while supplies last. FREE

A Virtual Meet & Greet with Author Michol Whitney. (Children’s Author)

Begins at 4:30pm, December 10, 2022 via Zoom. To join us please register at lincoln@ doltonpubliclibrary.org and leave your name, email and cell # or call (708-849-2385, ext. 4.

A Zoom Link will be emailed the day prior to the program. FREE.

Virtual Appointments with Santa via Zoom Saturday, December 10, 2022 (1:00pm to 3:00pm). Each child will get a personal 5 minutes with Santa. Register now and come in on Tuesday, December 13, 2022 from 9am to 3pm to receive a gift bag for participating. To register call (708-849-2385, ext. 4 or email at lincoln@doltonpubliclibrary.org and leave your name, email and cell number. You will receive the Zoom link on Thursday, Dec. 8, 2022 two days before the event. If you do not have an email, you will receive a text msg. FREE.

The Wilton Method of Cake Decorating

On (Saturday, December 3, 1:30pm to 2pm) – Easy Royal Icing Flower Cake and [Part 2] (Saturday, December 17, 1:30pm to 2pm) –

Sugar Cookies. Email at lincoln@doltonpubli clibrary.org or call 708-849-2385 ext. 5 leaving your full name, phone number and email address to register. The Zoom Link will be sent the day of the program. FREE.

Hammond Public Library

Address: 564 State St., Hammond Phone: (219) 931-5100, ext. 310 or 307 Email: swishl@hammond.lib.in.us Website: www.hammond.lib.in.us

Harvey Public Library

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online fam ily-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Library

Address: 17917 Dixie Hwy Homewood, IL 60430 Phone: (708) 798-0121, ext. 310 or 307 Email: hplhelp@homewoodlibrary.org Website: www.homewoodlibrary.org/

Lansing Public Library

Address: 2750 Indiana Ave., Lansing IL Phone: 708-474-2447 Email: shari@lansingpl.org Website: www.lansingpl.org

Coat Exchange EXTENDED!

Happening now through December 30. If you have a coat, leave it - if you need a coat, take it! It’s that simple.

The Angel Tree Project December 1 through January 9. We will have several small trees setup around the library decorated with cutout angels. By selecting one or more angels, patrons can give the gift of paying toward or paying off a child’s library fees during the holiday season.

Festival of Lights

Now thru January 6. Monday thru Thursday 6-8pm. Saturday from 12-3pm. Experience Christmas around the world with Lansing Historical Society’s large selection of trees and other holiday exhibits.

Giant Gingerbread Person Saturday, December 17 at 12pm. Using paper you will be making a giant gingerbread person inspired by you. Family Event. Limit 12.

Kidworks Touring Presents: Holidays Around The World Monday, December 19 at 6pm. Come spin the Chanukah dreidel, act out ‘The First Christ mas’ story from Germany, beat the drum in a Kwanzaa Ceremony, join our Mariachi Band in Feliz Navidad, and parade under the Chinese Dragon. This multicultural program will have you singing all the way home!

(Un)Traditional Christmas Thursday, December 22 at 6:30pm. Discov er unique origins behind some of the most common Christmas and holiday traditions with Daniel Cuthbert. Visit facebook.com/ LansingPublicLibrary to attend this virtual presentation.

Elf Friday, December 23 at 10am. Watch the movie ‘Elf’ on the big screen and enjoy hot chocolate and cookies for sale!

Riverdale Public Library

Address: 208 W 144th St Riverdale, IL 60827

Phone: (708) 841-3311

Email: library@rpld.org

Website: www.rpld.org

Community Pantry Food Drive

Open to the public during business hours: Monday -Thursday 10AM to 6PM, Friday 10AM to 5PM, and Saturday 10AM to 2PM

“Join our Patrons Helping Patrons initiative by donating non-perishable food items to the new Riverdale Public Library Community Food Pantry. Let’s work together to help others!”

Riverdale Public Library Giveaway!

Every Saturday of November from 10:30AM 2PM “Come get free school supplies, books, clothes, and other items that have been donated for this purpose. Donations are also welcome if you have things you would like to bring for our Giveaway Days. Let’s take care of the people in our community!”

Family Film Friday (All ages)

Every Friday from 1PM-4:30PM “Every Friday, the library will be hosting a new film showing, new and old, action and romance, and much more. Free popcorn, snacks, and beverages will be provided.”

Tutoring & Down Time (Children/Teens)

Every Tuesday and Thursday from 3PM to 6PM “Get the homework help you need and afterwards enjoy hanging out with your friends playing games!”

Shape Up Exercise Class (Adults/Seniors)

Every Saturday from 11AM-12PM “Enjoy the benefits of strength, flexibility, and relaxation in a fun and social way.”

South Holland Public Library

Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161 Email: library@southhollandlibrary.org Website: shlibrary.org/events-calendar.

Thornton Public Library

Address: 115 E. Margaret St. Thornton, IL. Email: library@thorntonil.us Website: https://www.thorntonlibrary.org/

Calendar Of Events

Women’s Bible Study

Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 13. We will study The First Letter of Paul to the Corinthians. We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 331-0391 or Carol at 339-6793. We would love to have you join us!

Happy First Day of Winter – December 21, 2022

Wishing all an early Happy and Safe Holidays from the Dolton Public Library District!

Neighbor 2 Neighbor

THE LADIES AT SCHOOPS--As we consume the last of the turkey and leftovers, it’s a treat to visit Schoops on Ridge Road in Munster for a specialty burger and hand cut fries. Pictured here are Susie Cole in center, Nikole Pellegrino and Alissa Hewlett. Nikole was celebrating her 33rd birthday on November 29, 2022, the day N 2 N visited. One of the tastiest treats at Schoops is the homemade soup each day. A cozy way to enjoy comfort food—in a very comfortable atmosphere! ***

LIKE THE SIGN SAYS--COMMIT TO FITNESS--At the Lincoln Community Center, 2450 Lincoln Street, Highland, In The fitness center offers any number of ways for old and young alike to stay in tip top condition. Sports and athletics take center stage at the center, along with a huge multipurpose gymnasium which can double and continues to do so as a huge garage sale or other venue. The stationary bikes are a huge attraction, as one can get in a complete workout in just a few hours.

ITS THAT TIME OF YEAR AGAIN—TOYS FOR TOTS—IN THIS CASE THE VW SHOWROOM: A basket of new toys awaits some lucky “Toys for Tots” recipients of the greater annual Chicagoland/Northwest Indiana area “Toys for Tots” drive. A fire engine red 2023 Volkswagen Astro guards the toy basket. Come in with a brand new toy and take a test drive on the VW sports sedan!

MORE ON ‘TOYS FOR TOTS’ IN NORTHWEST INDIANA--To make it easier for us during this hectic holiday season, Hammer Financial hosted a “drive through” Toy Drive last Wednesday December 1, 2022 around their offices at 222 Indianapolis Blvd from 3:30 to 6:30 pm. Business was brisk in the toy department Santa’s sources noted. “Lots of great toys for kids!” ***

TEDS

OUR PETS AN ADVENTURE: With something for every kind of pet-- is Ted’s on Burnham in Lansing and Ted’s on Indianapolis Blvd in Schererville.

Pictured here are Andrew Kooi and “Lady” Mary taking N 2 N on a tour of what this animal emporium has to offer—from toys and treats, collars and leashes and designer doggy wear, and every kind of food. There is also an aviary of sorts with canaries and parakeets, taking center stage in the store—their infectious chirping filling the store with holiday cheer. ***

CANVAS PAINTING NIGHT WITH SANTA AND A HOT TODDY: Exercise your artistic skills with a fun group of like-minded individual’s at the Canvas Painting Night Thursday December 15th 2022 at Amvets Post 43, 14032 Torrence Avenue in Burnham, Il Artists arrive at 7 and paint through 9:30. Tab is $25 per painter and that includes all materials necessary to create this 16 x 20 canvas masterpiece! Dubbed “The Hot Chocolate Gnome,” no experience is necessary! We follow step by step instructions with a local artist. Walk ins are welcome, but seating is limited so call ahead. For more info call Trish at 773-749-9745. ***

FIRST MERCHANTS CHRISTMAS TREE AND AMERICAN FLAG: A true sign of the season—a Christmas Tree alongside our American Flag in the window of First Merchants Bank on Baltimore Avenue in Hegewisch. The holiday spirit prevails in beautiful “downtown” Hegewisch, 77th neighborhood in the city of Chicago.

MAKES SHOPPING FOR

JANICE MINTON-KUTZ

Tis The Season For Serious

MIKE BUDER

This week I was on a listing appointment and the client asked, “Should I wait until after the holidays to list my home”? I have also had some sellers in the past call and say “no more showings until after the holidays”. The holidays could be the best time of the year to have your home on the market! People who look for homes this time of the year are SERIOUS BUYERS and not just out there to wear down your carpets. Who else would take their time to come look at a home in this hectic time of year, A SERIOUS BUYER OF COURSE. And…what better time to let them see your home beautifully decorated for the holidays. Buyers are more emotional during the holidays and your cozy warm home can cause emotions in a buyer you can’t get other times of the year. Serious buyers also have fewer homes to choose from during the holiday season, which means less competition for you and possibly a higher offering price. Starting in January there will be more homes coming to the market every day. Keep in mind an increase in supply heading into the spring market without an equal increase in demand (possibly due to expected interest rate escalation) can reduce

demand and could cause prices to pull back again. Buyers have more time to look for a home with time off work during the holidays and winter vacation breaks. People stay home more in colder weather and online searches go way up. Traditionally many people have job transfers at the end of the year and they need to find new homes and won’t be able to wait until spring to buy. Some people want to buy before the end of the year for tax reasons. If you are planning to purchase another home, by selling now you could be a non-contingent buyer in the spring when many more homes are available for possibly less money. Maybe you will be able to enjoy the rest of the season knowing you sold your house because you didn’t put off showing your home during the more hectic time of the year!

If you are looking to buy or sell real estate call Mike Buder at RE/MAX 10 (708) 418-4444, E-mail: mikebuder@remax.net, Website: www.BuderHomes.com. Facebook Friend request Mike Buder: your comments are always welcome.

Mike Buder

A local Christian Businessman

Services

AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281

ARE YOU BUYING OR SELLING PROPERTY? WE SPECIALIZE IN DELIVERING RESULTS. BRUCE MCKINNEY Call, send a text message, or an emailCell: 708-269-2992, email: bruce@ familypriderealty.comFamily Pride Realty, 3337 W. 95th St., Evergreen Park, IL. 60805

OVERNIGHT OFFICE CLEANING AVAILABLE. South Holland Area. Call Randy 708-552-1839

HANDY MAN SERVICE Lenord Wilks - Call 1-773-897-9464

LIGHT BULB SERVICE Will replace your burnt out and broken bulbs - Interior/ Exterior. Also replace Smoke and CO2 Detector Batteries. 219-865-2345

ALL HANDYMAN

REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192

CONCRETE & PATCHING Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192

MOVING SERVICES: Pick up/ Delivery Service. Small moves; in-house move; store-to-home. Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Call Rob daily until 9pm 219-433-9457

PAINTING SERVICES: Economy Painting. Interior/ Exterior painting 20% Off. Mention this ad. Walpaper instllation. General dywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-2885038.

ADG HANDYMAN

Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again! Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com

PLUMBING SERVICES: J.E.M. Plumbing & Sewer , Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500

GUTTER CLEANING: SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Asl for Rob. No Sundays. 708-877-6860

HOME IMPROVEMENT: A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345

TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078

JUNK REMOVAL Time to make space! Cleanouts (garage, attic, basement, shed). Hauling away appliances, furniture, trash. WE RECYCLE! Call ‘til 8pm 219-433-9457

PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367

HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294.

CAR / TRUCK TROUBLE? Vehicle-shopping? Onlocation diagnosis: Will find needed repairs / maintenance. Uncertain of mechanic estimate? 32 years exper. Any day! 219-433-9457

GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345

SHELTON’S FIREARM AND SELF DEFENSE LLC www.

sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718

TRIPLE E LAWNCARE Full Service weekly lawn care. Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213

DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378

CORONADO HOME IMPROVEMENTS. Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

Vehicles

2002 Buick LeSabre Custom. Most every option, 3.8L engine, 185,XXX miles. White, tan interior.Runs good, light front end damage. $1,900.00 OBO Call 708-755-2345, ask for Ed, Mike or Silvia.

Health & Wellness

Military families: were you at Camp Lejeune between 1953 and 1987, you may have been exposed to contaminated drinking water causing cancer and death. Call 800-535-5727

Wanted

OLDER SMALL ECONOMICAL CAM BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955

WANTED: 1972 & OLDER CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770

WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308

SOMEONE TO REPAIR A GAS LAWN MOWER. Call or text 708-673-9361

TE CRAFTER IS LOOKING TO BUY CHRISTMAS CRAFTS AND DECOR. like new wreath centerpieces snowmen flowers and more. the crafter is disabled and can’t shop. 219-923-0458 8am-7pm

WOULD LIKE TO BUY A SMALL dog preferably a Shih Tzu or other. must be under 20 lbs good home and care. Highland. 219-9230458

WANT TO BUY A USED 2-CAR (NON-WOOD) GARAGE DOOR. 708.925.2102

IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have. Dan 312-720-0844

WANTED: ELECTRIC PRESSURE WASHER AND BATTERY OPERATED HEDGE TRIMMER. Text or call. 708-673-9361

HOUSE PHONE, CORDLESS, CALLER ID. Ask for Martha 708-8494690

US SOLDIER IS DESPERATE IN NEED of a 3 bed house, to rent or ret to buy. Currently paying $2000/ mo at Hotel and $209 for storage. Have fixed income of $4000/mo Plus. Call Algie 708.574.6367

SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 708-200-8473. Ask for Carol

WANTED: Electric chainsaws and as many chains as you have. 219-801-0955

WANTED: Old Deagan or Musser big bar vibraphones. Any Condition 219-801-0955

WANTED: Electric Pressure Washer and Battery Operated Hedge Trimmer.Text or call. 708-673-9361

For Sale

4 PICK- UP TIRES. COOPER STT PRO. 265/70 R 18. AGGRESSIVE TREAD. Very low miles Cost $300 a piece new. Asking $400 for set. 708-417-8598

MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway. 708-371-3737 www. factorybeddingfurniture.com

ATTENTION LANDLORDS AND TENANTS BARELY USED CARPET AND PADDING EXCELLENT QUALITY varies sizes colors and grades. Vinyl flooring excellent paint interior and exterior 708-596-0255

GE DOUBLE OVEN STAINLESS STEEL $1100 OBO in great condition self cleaning, whilpool dish washer stainless steal$350 obo , black electric top stove top $300 obo stainless steel deep double sink $85 708-536-3228

GENTLY USED SIDE BY SIDE FRIDGE, 68 inches tall 30 wide ice maker and water in door GE 2 years old $1200 cash only pick up 815-2605357

ACORN 9 CHAIR STAIR LIFT. Excellent condition very little use located in Lansing, $1000 OBO 229-415-3508

VISITORS WELCOME: HUG-A-PUP 6931 Calumet Av. Hammond,Indiana. (Corner of 169th PLACE/ Calumet Av) Tel: 773-3272050. Gorgeous Toy Size puppies. Credit Cards Welcome. Financing. Vet Checked. Written Health Guar.

Real Estate

LANSING APT. FOR RENT. SECOND FLOOR, INCLUDES HEAT, WATER, & BALCONY. NO smoking or pets. Quiet Building , Seniors Welcome. Call 708-895-0628

BEAUTIFUL ROOMS FOR RENT IN SOUTH HOLLAND FREE LIGHT AND GAS! $185 and $210 for extra-large room per week. semi-private bath refrigerator and microwave in each room. $500 move-in fee plus one week’s rent and background check required. no smoking no cooking. 708-843-3932

THORNTONCOMPLETELY REMODELED ONE BEDROOM ONE BATH APARTMENT. EVERYTHING NEW. No pets, no smoking in the unit, and can smoke on the porch. One stall in the garage. Utilities will be paid for you every month. $1,250 a month, first and last month, and security deposits, depending on your credit report. Near the Methodist Church. Call Richard Schickel 520-668-3243 for more info.

18641 FORESTVIEW LANE LANSING,IL! EXECUTIVE CUSTOM BUILT RANCH! 4 bedrooms 3 1/2 bathrooms 3 car garage and over 6000 finished square feet! In ground pool and large patio to entertain!! Main floor has gorgeous solid hardwood floors throughout. Gourmet kitchen is supplied with custom cabinetry, SS appliances, ample countertop space and large island. Generous sized dining room, and expansive living room with Gas fireplace. Large main suite with private bathroom and spacious walk in closet! Call Caleb Lyzenga, EXP Realty 708.208.2209 for a private showing or to learn more!

2 BEDROOM APT BALCONY APT LOVELY VIEW $1100 a month gas included. background check, call for more information 708-972-6190

ONE BEDROOM STUDIO ONE PERSON CALUMET CITY $925 plus move out fee. All electric Sorry no pets! Ready to move in. 167th and Wentworth contact Marge 708-8682590

CALUMET CITY 2 BEDROOM APT FOR RENT $1250 A MONTH plus move out fees no pets. 167th and Wentworth Ave call Marge for more info 708-868-2590

VERY NICE ONE BEDROOM GARDEN APARTMENT INSECURE BUILDING - Combination Living Dining Room and Kitchen. All Utilities included. Laundry facility on premises. Rent $775 a month plus one month security deposit. 15132 Woodlawn Ave. South Holland, IL. 708-527-4536 Oscar

APT FOR RENT LANSING: 1 Bed 1 Bath 3312 Ridge Rd Lansing IL 2nd floorAvailable now $1100 a month. Tenant pays electric. No Pets 708-872-0527

SMALLER TWO BEDROOM HOME. South Holland. $950 plus security. Redone, appliances, large living room, quiet area, big deck with nature views. Application fee. Outside parking. 708-268-7075

HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477

LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City. Sec 8 welcomed. 219-2139556

SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets. 708-566-1103 Call Linda.

APARTMENT FOR RENT CALUMET CITY 2 bedroom Newly Decorated $905/mo 1 month Security Deposit 708-288-1357

NEWLY REMODELED GORGEOUS 2 BEDROOM APARTMENTS FOR RENT IN CALUMET CITY near River Oaks Mall for $1200 per month. Rent includes heat, hot water, cooking gas, and 1 car parking spot for free. Coin Laundry in the building. No security deposit. Just pay a move in fee of $600 and 1st month’s rent. Section 8 housing vouchers accepted. Call 312-619-1718 to set up an appointment to view the apartment.

Help Wanted

THORNTON TOWNSHIP HIGH SCHOOL DISTRICT 205 HIGH SCHOOL SCIENCE TEACHER POSITION AVAILABLE contact merriweather.rakyah@ district205.net or 708-2554844 for more information

THORNTON TOWNSHIP HIGH SCHOOL STUDENT SUPPORT SERVICES/ PSYCHOLOGIST POSITION AVAILABLE contact merriweather.rakyah@ district205.net or 708-2554844 for more information

PROPERTY MANAGEMENT COMPANY LOOKING FOR HANDY MAN. Interested applicants must have vehicle and tools. For more information please call (708)418-1833. Proven Real Estate Services, LLC of Orland Park, IL

COOKS NEEDED! PEACE HAVEN RETIREMENT COMMUNITY IS LOOKING FOR COOKS TO PREPARE MEALS FOR OUR RESIDENTS. We currently have openings for a Dietary Services Supervisor, Cooks, and a Dietary Aid. Peace Haven offers competitive salaries and we have benefits, too. Give us a call at 712-784-2231 to schedule an interview, if interested. Thanks!!

LOUBELLE’S KENNEL PART KENNEL PHYSICIAN WANTED includes some weekends and holidays. Also Part Time Kennel Help needed for summer, great high school opportunity. Apply in person at Loubelle’s Kennel 16440 State St, South Holland, IL

PART TIME: GENERAL LABORER Cash daily. Hammond / South Holland area. Transportation provided. Inside working conditions with one other person. Call 8-10 a.m. 708-799-2363

KENNEL HELP WANTED: PT WEEKENDS INCLUDED. Apply in person at Loubelle’s Kennel 16440 State St, South Holland, IL.

GROOMER WANTED. 5 days a week. Apply in person at Loubelle’s Kennel 16440 State St, South Holland, IL LICENSED CHILD CARE HOME IN HAMMOND INDIANA LOOKING FOR HELPER . 9:30 a m to 6:30 pm. Monday Through Friday, $13 hour. 219-588-1763

Misc.

Queen size hybrid mattress by Puffy mattress Co. 2 yrs old in like new condition. $1000 new$200 or best offer. 563-599-7426

NONSTICK ROASTER PAN W/REMOVABLE RACK 40x30.5x9.6 New $10.00DVD w/Remote, Instructions & hook up for cable, plus 6 new video cassettes $20.00 never used. 708-474-9568

New Nonstick Turkey Roasting Pan 40x6x30.5w/ Removable Rack. $10. Glass Turkey Platter w/ cutting Board New $10. NewElectric Coffee On The Run 2 Stainless Steel Cups $20. 708-474-9568

Dremel Model 1241, 12 Volt Battery Powered Chain Saw Sharpening Kit Including Sharpener Stones. $10.00, 219-776-9321.

Craftsman 1/2” drill hand or press held 0-600 rpm, reversible. Ball and roller bearings. 110/120 volts. $15.00. 219-776-9321.

Mirrors for 00-06 Chevy Silverado. Black textured. 25$ for set obo 850-2072006

Tailgate for 99-06 Chevy Silverado. 60$obo 850-2072006

Wooden Storm Window 24 inches by 72 inches or slightly larger. Call or text 708-6739361

2 White Aluminum awnings. 26 inches from wall x 44 inches wide.Excellent condition.$35 each. Call or text. 708-673-9361

Desk lamp, large punch bowl, bed pan, large size briefs, DVD player, Avon collectible bottles, reusable face mask, a large bottle of sanitizer, old jewelry, plastic gloves, hand wipes, hand soap, men’s new xl coat. call for prices. 708-501-1388

King Size bed $200 Round Table $100. China Cabinet Missing Handle $200. Call 708-574-6367

Pair of Hardwood Kitchen Chairs (Windsor Type) $30; Occasional Squire 26” dark wood 2 tier table. $50, Ethan Allen wing back chair, $70. 708-481-6907

Solid Oak Medicine Cabinet with Beveled Mirror, 4 Shelves inside. 26” x 16” $30; Kitchen Cabinet 33.5”h x 16.5”w x 18”d with 1 door (3 shelves inside); Black Vanity Cabinet, 33”h x 24”w x 19” Deep, $75; 708-4816907

Pedistal Sink, new, $50; Whirlpool Over-the-stove Microwave $75. 708-4816907

COUPET JR.

A Funeral Mass for Francois Patrick Coupet Jr. will be held on December 10th at Christ Our Savior Church with Rev. Gosbert Rwezahura officiating. Mr. Coupet was born August 14, 1998 and died November 25, 2022. He was the son of Francois Patrick (Keyera) Coupet Sr. and Sandra (Arthuro) Smith; brother of Franese, Savella, Joseph, and Kaynila Coupet, and Khalil Johnson; grandson of Charlyn and the late Joseph Coupet, and Sandra and the late George Nowlin; nephew of Izella Coupet, Cheryl Harmon, Cassandra Williams, Martine Coupet, Pierre Coupet, Mimose Lallemand, Antonio Coupet, and many other aunts, uncles, and cousins. Interment Holy Cross Cemetery. Arrangements entrusted to Thornridge Funeral Home(Janusz Family Funeral Service). 708-841-2300 or thornridgefuneralhomes. com.

RYZNER

A Funeral Mass for Ronald A. Ryzner was held on December 3rd at St. Michael Church with Rev. Geofrey Andama officiating. Mr. Ryzner was born September 25, 1948 and died November 27, 2022. He was the husband of Linda J. Ryzner; father of Allison (Nathan) and Kristi; grandfather of Ethan, Kaiden, and Quinn; brother-in-law of Steven (Debra), Bill, David, and the late Chet Jr.; uncle of many nieces and nephews. Interment Resurrection Cemetery. Arrangements entrusted to Thornridge Funeral Home(Janusz Family Funeral Service). 708-460-2300 or thornridgefuneralhomes.com

BURGESS

Lyle W. Burgess, age 98, of Schererville, IN, passed away Monday, November 28, 2022. Beloved husband of the late Gracia G. Burgess, nee Lewis, and the late Jean E. Burgess, nee Hansen. Loving father of Douglas (Penny) Burgess and Priscilla (Karl) Madsen. Cherished grandfather of Shannon (Brennan) Silver, Adam (Jesse) Burgess, and Olivia (John) Doss; great-grandfather of Theo, Colin, and Wyatt Silver. Dear brother of the late Freddie Burgess and the late Claude Burgess. Beloved son of the late Phillip and Lulu Burgess. Visitation Thursday, December 8, 2022, from 11:00 a.m. until the time of the funeral service at 1:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Graveside service Friday, December 9, 2022, at 1:00 p.m. at Lusk Memorial Cemetery – Albany, IL. For further information, please contact 219-322-7300 or visit our online guestbook at www.SMITSFH.com. Lyle was born in Tampico, IL. Thereafter he lived in Evanston, IL, Skokie, IL,

BOLESKI

, Thomas (Tom) J. Boleski, age 73, born and raised on the Southeast Side of Chicago, Illinois with roots later planted in Dyer,

Indiana and Branson West, Missouri, passed away on Sunday, November 27, 2022. Tom was the loving father of Jennifer (Kenneth) Reeder, Sheri (Eric) Deedrick, and Joseph (Elaine) Boleski; proud grandfather of Ryan, Nathan, Avery, Adam, and Henry; dear brother of Judith (late Neal) Moran and William Boleski; and kind uncle of several nieces and nephews. Tom was the son of Jannie (Dzikowski) Boleski and Joseph Boleski. Tom was a Proud American, having served in the United States Navy as a member of the Naval Construction Battalion (Seabees), protecting his country and fellow countrymen in the Vietnam War and reaching a top level of recognition. In addition to his love for his country, Tom had a deep passion for music, which he spread to his children, grandchildren, and friends, inspiring them to make music a central part of their own lives. Tom once said, “Throughout my life, music has been my passion. In bad times, I’ve found it to be a comfort and, in good times, a means of celebration.” And no one knew the rosters, statistics, and future outlooks of the Chicago Bears, White Sox, and Blackhawks as well as Tom, who needed to rush home from Sunday Mass in time to see the opening Bears’ kickoff. Tom also loved to spend time on his boat, named the Seabee, especially on Table Rock Lake, and crafting furniture and other pieces from wood in his meticulously organized workshop in which he would always “measure twice and cut once.” During his career, Tom became an expert within the heating, ventilation, and air conditioning (HVAC) field, having served as a technical information source for many HVAC technicians throughout the Chicagoland area during his career with South Side Control Supply Company and while teaching at Environmental Technical Institute (ETI). Tom would often express his love for his family and friends by sharing an inspiring song, hosting a karaoke party, or offering an educational tidbit. The celebration of Tom’s life will take place on Friday, December 9, 2022, with a visitation starting at 9:00 a.m. at St. Maria Goretti Catholic Church, located at 500 Northgate Drive in Dyer, Indiana, followed by his Funeral Mass at 10:00 a.m. Tom’s Mass will be followed by his Interment at 1:00 p.m. in Elwood, Illinois at the Abraham Lincoln National Cemetery, a cemetery dedicated by the United States Department of Veterans Affairs National Cemetery Administration, located at 20953 W. Hoff Road in Elwood, Illinois.

Tom’s family would like to invite all to a luncheon in his honor immediately following Tom’s Interment at the Silver Dollar Restaurant, located at 422 E. Mississippi Avenue in Elwood, Illinois. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www. SMITSFH.com.

HOEKSEMA

Robert E. Hoeksema, age 76, of St. John, IN, went home to his Lord and Savior on Friday, December 2, 2022. Rob is survived by his wife, Nancy Laning Hoeksema, nee Folkert; children, Carrie (Daniel) Hamstra, Courtney (Douglas) Voss, and Emily (Daniel) Diekemper. Grandfather of Isaac, Garret, Delanie, Kennedy, Gavin, Chase, and Cole. Brother of Richard Hoeksema and the late David (Joy) Hoeksema. Uncle of Kara Kasbergen, Wynette Bouma, and Kimberly Urban and the late Chris Hoeksema. Preceded in death by his parents Jacob and Mildred (nee Bock) Hoeksema. Robert was a proud Veteran of the United States Marine Corps and was a retired Coach bus driver for Royal American and Free Enterprise System. He will be deeply missed by all those who knew and loved him. Visitation Thursday, December 8, 2022 from 3:00 P.M. – 8:00 P.M. at Smits Funeral Home, 2121 Pleasant Springs Lane, (Rt.30/Pleasant Springs Ln.) Dyer, IN. Funeral Service, Friday, December 9, 2022 at 11:00 A.M. at the funeral home with Pastor Harv Roosma officiating. The funeral service will be live streamed from our Facebook page at https://www.facebook. com/SmitsFH. Burial will be Monday, December 12, 2022 at 11:00 a.m. at Abraham Lincoln National Cemetery – Elwood, IL. Memorial contributions may be given to The ALS Association (https://donate. als.org), Illiana Christian High School (https://www. illianachristian.org/), or Crown Point Christian School (https://www. crownpointchristian.org/). For further information, please contact 219-322-7300 or visit our online guestbook at www.SMITSFH.com

Real Estate Questions & Answers

& JIM HIGGINS

Question: I recently put an offer on a house and gave a $1,000 deposit. I signed all the contracts. I never received a signed copy from the owner because he was away on business. His agent overnighted him the contracts and the owner of the house is now saying he does not want to sell. Do I have a right to that house? The agent did refund my money, but I feel the owner signed the contracts and the house should be mine.

Answer: Entire libraries are devoted to the question of what is or is not a contract. In general terms, you need an offer (a bid to purchase), acceptance (an owner who says “great” and signs the offer) and consideration (such as a deposit). A signed document is awfully good evidence that something was accepted, but based on your note you don’t have any proof that the seller actually signed the offer.

Moreover, you did not sign a “contract.”

You did sign an “offer.” To have a contract you would need the seller’s signature and acceptance of all terms. Sellers are not required to accept offers, even full-price offers.

That the owner was “away” does not mean a signed agreement could not be sent overnight or electronically transmitted. Your deposit has been promptly returned -- that’s good news and a credit to the broker.

The question to ask is this: If you really want the property would it make sense to submit another offer? Maybe the first offer can be modified to gain acceptance from the owner.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com

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CATHY

Speaking

Good News on a Monday Morning!

WOODROW WILCOX

On Monday morning, November 7, 2022, I got a “good news” message delivered to me. The $3,855 ambulance bill of our client in Cedar Lake went away. Yes, my efforts resulted in saving the client $3,855.

In the previous week, the client met with me. He had a mixed message when he met with me. He had received another bill for $3,855 from the ambulance company. But then, he got a phone call from someone at the ambulance company reporting to him that the ambulance bill was not owed.

So, I phoned and wrote a letter to someone at that ambulance company with whom I had worked in the past. I asked whether the phone call that the bill no longer existed was true. The response was that it was true.

In August, I had reviewed the bill with the client and spotted a problem with the ambulance bill for $3,855. I helped the client file an appeal with Medicare. In that appeal, I attached documents that alerted Medicare to what I believed were errors in how the claim was filed with Medicare by the ambulance company.

Apparently, Medicare agreed with the appeal. The $3,855 ambulance bill went away. Probably, the claim was refiled with

Medicare with the corrections that would cancel the bill to our client. The client thanked me for the work that I did in helping him file the appeal. Why wouldn’t he? I saved him $3,855.

All the help that I gave this client was FREE OF CHARGE. This insurance agency helps any client that has a Medicare related medical bill problem without charge. The Medicare system is not perfect. When a problem with a bill threatens to hurt our client financially, we review the bill for free to make sure our client is treated fairly. This demonstrates to all our clients that we really do care about them and appreciate their business. We can’t change Medicare rules for our clients. We just alert others when we believe that they made a mistake so that our client is not hurt.

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients of that firm over three million dollars by fighting mistakes and fraud in the Medicare system. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through book stores and online.

Public Auction at Devon Self Storage

19600 Stoney Island Ave, Lynwood, Il 60411

Property will be sold to satisfy the Owner’s lien for rent under the Illinois Self-Service Storage Facility Act.

Property contained in the units will be sold to the highest bidder via an online auction at www.storagetreasures.com.

Online bidding will begin on December 4, 2022 at 10am, and will continue until December 19, 2022 at 10am, at which time a high bidder will be determined.

Devon Self Storage reserves the right to set minimum bids and to refuse bids. Please refer to www.storagetreasures.com for all other terms and conditions governing the bidding and auction process.

C021 Kimberly Davis household items, boxes and bags

E036 DAngelo Simmons household items, boxes and bags

F003 Dee Davis household items, boxes and bags

F004 Marquies Johnson household items, boxes and bags

F025 Deondre Perry household items, boxes and bags

F047 Rochester Ross household items, boxes and bags

F052 Aariona Nash household items, boxes and bags

F078 Joel Ross household items, boxes and bags

K024 Dennis Moran household items, boxes and bags

L031 Kenneth Davis household items, boxes and bags

O001 Dijon Simpson household items, boxes and bags

Homewood Self Storage located at 501 Ridge, Rd, Homewood IL 60430 773 974-8797

intends to hold an auction of the goods stored in the following units in default for non-payment of rent. Joseph Key Unit #5; David Harmon, Unit #39. Auction will be conducted online on www.storageauctions.com at 10 am on 21 December 2022 at above location.

The South Suburban College (SSC) Adult Education Department has opened registration for its free High School Equivalency (HSE/ GED) and English as a Second Language (ESL) programs. Both programs will run from January 17 through April 6 during the Spring 2023 Semester. Most of the Adult Education programs are offered both full and part-time at the Main Campus in South Holland or the Oak Forest Center. Daytime, nighttime and online course options are available.

Many adults choose to further their skills and pursue high school education through the High School Equivalency (HSE/GED) program. The HSE program will develop the skills required to pass the High School Equivalency exams. HSE for ESL is also available for intermediate and advanced level ESL students who plan to take the HSE/GED exam in English. English as a Second Language (ESL) allows non-native students to improve their English skills from beginning to advanced levels.

HSE registration is made by appointment only at (708) 596-2000, ext. 2475 or 2411, or online at https://bit.ly/3JKq79G as follows: * December 5, 7, 13 and 15 at 10 a.m. or 5

p.m. at the Main Campus, Room L233.

ESL registration is made by appointment only at (708) 596-2000, ext. 2408 or 2410, or online at https://bit.ly/3Ae2VxA as follows:

* December 5, 7, 13 and 15 at 10 a.m. or 6 p.m. at the Main Campus, Room 1243.

All HSE and ESL incoming students will take a placement test at the time of registration and should expect to stay at least three hours. No children are allowed at registration. Incoming students of both the HSE and ESL programs are expected to arrive on time.

The following items are required at registration:

* Current Illinois-Issued Photo ID

* High School Withdrawal Letter (for students under 18)

* Medical Card (if applicable)

All courses are offered free of charge. For the purpose of compliance with Section 511 of Public Law 101-166 (the Stevens Amendment) Federal funds of $447,185 provides approximately 45% of the support of these programs. Indiana residents are not eligible to participate in the Adult Education programs.

Over $180 billion in property taxes collected from every property in Cook County – from Ford Heights to Chicago to Winnetka – can now be analyzed with software code created by the Cook County Assessor’s Office.

The Property Tax Simulator, or PTAXSIM, is a software code package implemented in the coding language R and designed to recalculate changes to Cook County property tax bills. It uses real assessment, exemption, TIF, and levy data to generate historic, line-by-line tax bills for any Cook County property from tax years 2006 to 2020 (for bills issued from 2007 through 2021). PTAXSIM allows the user to recalculate and analyze single or multiple historic tax bills simultaneously.

The Assessor’s Data Department created the database by extracting already-public tax levy and rate data published by the Cook County Clerk, then combined it with previously unpublished data.

“This is the first time that the data used to create tax bills in Cook County has been put together in one place,” said Cook County Assessor Fritz Kaegi. “Researchers and policymakers can now use the data to analyze the whole system of appeals, exemptions, and tax levies – an unprecedented resource for academics, journalists, and policymakers.”

Researchers can analyze 15 years of tax data (tax years 2006-2020) including:

• Over $170 billion in property tax dollars levied to fund over 1,800 taxing districts.

Taxing districts determine how many property tax dollars to collect from taxpayers every year.

• Over $13 billion in additional property tax revenue for over 600 TIF districts. TIFs are established by municipalities to fund development.

• Tax rates that range from below 2% to over 35%. Tax rates are calculated by the Cook County Clerk using assessed values, exemptions, the state equalizer, and property tax levies.

• Over 1.8 million parcels, with data about assessed value and exemptions applied by the Cook County Assessor and assessed value adjustments determined by the Cook County Board of Review.

Given some careful assumptions and data manipulation, PTAXSIM can provide hypothetical, but factually grounded, answers to counterfactual historical scenarios. The software documentation contains example scenarios that show how tax bills might have changed if, for example, a TIF district did not exist, if exemption amounts increased, or what could have happened if appeals did not occur.

PTAXSIM is an R package that can be downloaded here: www.cookcountyassessor. com/property-tax-simulator-tool. The Assessor’s Office Data Department welcomes questions at Assessor.Data@cookcountyil.gov.

SOUTH SUBURBAN COLLEGE ELECTION PRE-FILING NOTICE

Notice is hereby given that the office of Patrick Rush, Secretary to the South Suburban College Board of Trustees, will be open in Room 1234 of the College’s Main Campus from 9 a.m. to 5 p.m. on weekdays beginning December 12, 2022 through December 19, 2022 for the purpose of accepting candidate petitions or certificates for the consolidated election to be held on April 4, 2023 for the following:

· South Suburban College Trustee – 6-year term

South Suburban College Trustee – 6-year term

· South Suburban College Trustee – 6-year term

· South Suburban College Trustee – 4-year term

The Main Campus is located at 15800 South State Street, South Holland, Illinois. Mr. Rush can be reached at (708) 210-5721.