The Shopper 11/29/2023

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NATIONAL NOVEMBER 29 2023 IS CHOCOLATES DAY BBB Tip: A parental guide to safe and efficient holiday shopping from CARU.

By Rick Walz - President/CEO BBB Serving Northern Indiana To ensure a safe and secure online holiday shopping experience, the Children’s Advertising Review Unit (CARU) has crafted a set of recommendations for parents and guardians to make informed purchasing decisions this season.

Creating a thoughtful shopping list. Every year, major retailers compile their lists of the hottest toys and gifts for the season.

However, consumers should approach lists like the “Hottest Toys of 2023” with a critical eye. Stores and online retailers create these lists based on their expectations of what will sell well.

What’s important to note is what these lists don’t reveal. For instance, the inclusion of a connected toy on such a list does not imply an endorsement of the toy’s safety or its privacy and data collection practices.

To help you select a toy with data collection and privacy practices that align with your comfort level, it’s essential to read the company’s privacy policy. A robust privacy policy should: 1) Clearly outline what information the toy collects from its users, including children.

2) Specify who is responsible for collecting or accessing the gathered data.

3) Describe how this information is stored.

4) Explain the purpose and manner in which this information is used.

5) Detail the parental rights you have in terms of reviewing or removing this information.

6) Depending on the data collected from children, some connected toys may require parental consent before children can use the toy.

The simplest way to find apps and connected toys that comply with the federal privacy law, the Children’s Online Privacy Protection Act (COPPA), is to find a company affiliated with an FTC-approved Safe Harbor program, such as CARU’s COPPA Safe Harbor. If you encounter a website or app displaying the CARU seal, rest assured that its privacy practices adhere to the COPPA Rule.

Distinguishing between naughty and nice purchases. Online shopping hinges on the accuracy and accessibility of product information available online. Therefore, it’s crucial to review product details, thoroughly understand how the product works and what is included and learn what you might still need to purchase. Be attentive to accessories that must be purchased separately, such as batteries or clothing for dolls. CARU also recommends you consider the safety and appropriateness of the toy with your child in mind.

We recommend reviewing the product packaging for details and operating specifications that may be inadvertently omitted from the website. Since online depictions of products may not always be clear, many online shoppers find it beneficial to read reviews or watch videos for a closer look. It’s essential to be aware that reviewers, influencers, bloggers, and others might receive compensation or free products in exchange for posting reviews.

Part of CARU’s mission is to protect children from deceptive or inappropriate advertising, including product labeling and paid promotional online reviews. Keep an eye out for advertising disclosures and use this as an opportunity to educate your children about potential material connections and how they may affect the credibility of the review.

Good things come in age-appropriate packages. Age recommendations may not be as readily apparent when shopping online, so it’s crucial for parents to look closely for them. Toys designed for teenagers might be unsafe for younger children or require adult supervision.

Moreover, connected toys meant for older children and teens may collect personal information, such as audio and video, without obtaining parental consent. The companion apps for connected toys may also have unsuitable information privacy and data collection practices for children, including tracking and behavioral advertising, or they may link to sites unsuitable for children, such as social media..

Bah! Humbug! Even in secure payment and transaction environments, purchasing gifts online may expose your personal and financial information to cybercriminals. Be cautious about a website’s security if you plan to share your personal information.

You better watch out...While waiting for your special deliveries, be aware that phishing attacks have been on the rise.

Exercise caution when opening emails that appear to be from stores or resemble tracking information. Verify the legitimacy of the email addresses before clicking any links. If you feel nervous or suspicious about an email, refrain from clicking on anything within it. Instead, refer to the original order confirmation email or visit the company’s website to check the order status. During the holiday season, it’s also a good practice to monitor your credit card statements for any suspicious activity.

For more information and to learn how to protect yourself, Google “BBB 10 Steps to Avoid Scams”. If you spot a scam, whether you have lost money or not, report it to BBB’s Scam Tracker at BBB.org/ScamTracker and the FTC at ReportFraud. ftc.gov. Your story can help protect consumers from similar scams.

Damage from the September Storms and Flooding? Apply for Federal Assistance CHICAGO – Cook County residents affected by the severe storms and flooding of September 17- 18, 2023, may now call or go online to register for disaster assistance from FEMA. If you have insurance coverage, first file a claim. If you have uninsured or underinsured losses, contact FEMA by going online to disasterassistance.gov, downloading the FEMA app or calling the FEMA Helpline at 800-621-3362. If you use video relay service, captioned telephone service or others, give FEMA your number for that service. When calling the FEMA Helpline, multilingual operators are available (press 2 for Spanish and 3 for other languages).

Federal assistance may include temporary lodging, basic home repairs and other disaster-related expenses.

Have the following information ready when you register with FEMA: • A current phone number where you can be contacted • Your address at the time of the disaster and the address where you are now staying

• Your social security number (or the social security number of a minor child in your household, if you’re applying on their behalf).

• A general list of damage and losses • Banking information if you choose direct deposit • If insured, the policy number or the agent and/or the company name When registering, one member of a household needs to comply with citizenship criteria. That means a minor child who is a citizen, non-citizen national or qualified non-citizen can have a parent or guardian who is not eligible apply for assistance on the child’s behalf.

Getting help to those who need it most is our priority. Recovery teams will be out soon in the neighborhoods affected by the disaster to provide one-on-one support to individuals. Recovery centers will also be opening for individuals to get additional in-person help. For even more information about the disaster recovery operation in Illinois, visit www.fema.gov/disaster/4749.

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November 29, 2023

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An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 • www.myshopper.biz • Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville.

Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication.

In any event, adjustment for errors or omissions is limited to the cost of the space occupied.

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Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois.

DEADLINE Friday 4:00 pm for the following week’s issue.

PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

The toll-free telephone number for the hearing impaired is 1-800-927-9275.

DON’T COMPLAIN ABOUT INTERRUPTIONS

by Janice R Newman Unfortunately, plans get interrupted all the time. Sometimes it seems that none of our plans appear to go the way we want. Glitches and unexpected turns seem to put a bolt in the progress of our plans, goals, and aspirations.

The promotion we longed for, or the startup financing doesn’t go through seems to stop us in our tracks. However, don’t complain about interruptions. They might be a blessing in disguise that will lead us to consider an alternative path to our plans.

Interruptions are typically uninvited, unexpected detours that challenge our carefully crafted plans. Even with calculated planning, disruptions are possible. If our plans don’t correspond with God’s plan, they may not work. Proverbs 16:9 (CEV) states “We make our own plans, but the LORD decides where we go.” Although it’s hard to cope with setbacks and interruptions, the wisdom of the Bible sheds light on why we shouldn’t complain about interruptions and how, instead, we can find comfort in knowing that God’s plan at play is BEST. When interruptions strike, it’s easy to feel frustrated, lost and disheartened. Some disruptions are from the world, from us, or God. Yet, the Bible encourages us to submit our plans to God and to trust in His divine understanding for our lives. Proverbs 3:5-6 (NIV) reminds us, “Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to Him, and He will make your plans straight.”

Think back to times when you couldn’t understand an interruption that appeared to manifest out of nowhere. Reflect on the outcome, such as missing a car accident by moments because of a delay, or you missed out on a promotion only to later get offered a better opportunity.

The realization that God’s purpose prevails over our plans opens our eyes to change our perspective. Instead of viewing interruptions as

Speaking Of Seniors

A Message from The Shopper this Holiday Season The holiday season is a time of joy, celebration, and reflection. It is a time when families come together, traditions are upheld, and the spirit of giving is in the air. Amidst the hustle and bustle of decorating homes, preparing festive meals, and exchanging gifts, there is a profound and often overlooked aspect of the season—gratefulness.

Gratefulness during the holiday season goes beyond the material aspects of the festivities. It is a sentiment that encompasses appreciation for the people in our lives, the experiences we’ve had, and the blessings we’ve received throughout the year. In the midst of the holiday rush, taking a moment to reflect on and express gratitude can enhance the overall meaning and spirit of the season.

One of the most significant reasons for gratefulness during the holiday season is the opportunity to reconnect with loved ones. For many, the holidays mean coming together with family and friends, whether near or far. These moments of togetherness are precious, providing a chance to create lasting memories, share laughter, and strengthen the bonds that make life meaningful. Gratitude for the warmth and support of family and friends is a cornerstone of the holiday spirit.

Additionally, the holiday season often brings a heightened awareness of the importance of giving back to the community. Many people engage in charitable activities, such as volunteering at local shelters, participating in food drives, or making donations to those in need. Gratefulness takes on a deeper meaning when we recognize our ability to contribute

positively to the well-being of others. The act of giving, whether in time, resources, or kindness, fosters a sense of interconnectedness and compassion that is central to the holiday spirit.

Expressing gratitude for the simple pleasures of life is another aspect that makes the holiday season special. The beauty of winter landscapes, the warmth of a crackling fireplace, the aroma of freshly baked treats—these are the small but significant details that can easily be overlooked in the midst of the holiday frenzy.

Taking a moment to appreciate these simple joys can cultivate a sense of contentment and mindfulness, allowing individuals to fully immerse themselves in the present moment.

Moreover, the holiday season often serves as a time of reflection on the year that has passed.

Gratefulness comes into play as individuals acknowledge the challenges they’ve overcome, the personal growth they’ve experienced, and the lessons learned along the way. Even in the face of adversity, the ability to find silver linings and be thankful for the strength gained through difficult times is a powerful source of resilience.

In conclusion, gratefulness during the holiday season is a multifaceted and enriching experience. It involves appreciating the people we hold dear, giving back to the community, recognizing the simple joys of life, and reflecting on personal growth. As the festivities unfold, it’s essential to pause and embrace the spirit of gratitude, for it is this mindset that truly captures the essence of the holiday season and fosters a sense of warmth, connection, and fulfillment.

obstacles to block or prevent our progress or daily lives, we can view them as opportunities for growth, redirection, and counsel. Consider Joseph in the Bible as his life is a testament to this truth. His life was interrupted by his brothers’ betrayal and dislike for him. He was sold into captivity and eventually became a steward to Potiphar. Every interruption and trial led Joseph to fulfill God’s greater plan.

So sometimes interruptions serve a greater purpose.

Trusting in divine wisdom requires us to release our control and submit to God’s control and design for our lives. God’s plans and timing are perfect, and we must learn and accept to be patient by waiting on God’s timing. Plans may take years to manifest, but we must have faith and trust in God’s control, knowing His plans are not to harm us but for our prosperity. Reflect on instances in your life where interruptions and delays led to a better outcome than you could have imagined.

Consider Abraham in the Bible. He experienced interruptions and delays in his life, but continued in faith, trusting God’s perfect timing. Abraham waited on God to fulfill the promise to have more descendants than the stars. Sarah, his wife, didn’t wait because she couldn’t understand God’s ways and delays. Her actions to interfere with God’s plan caused division in their family.

Trust that God is at work, shaping our experiences for good, to align our lives with His purpose. Interruptions from God are for a high purpose, shall prevail, and guide us toward a destiny that exceeds our expectations, dreams, and plans when we submit to Him. So, next time God interrupts your plan, trust that God is working for your good and not to harm you. Therefore, stop complaining about the interruptions as they can hinder the benefits in the end. Y? Why Not! https://www.facebook.com/ywhynotshow/

The $900 Response Charge WOODROW WILCOX On November 22, 2023, I wrote a letter to a client who lives in Winfield, Indiana. She was charged $900 by an ambulance company despite the fact that she was never taken to a hospital. With some editing to protect her privacy, here is that letter.

Your husband brought an ambulance bill to me and asked me to check it for you. The bill was for $900 for a RESPONSE CHARGE. I phoned the ambulance company. I told them that neither you nor your husband called for an ambulance but the store where you were shopping did. I told them that your husband said you fainted but that you were awake and functioning when the ambulance arrived.

The ambulance company would not reduce the RESPONSE CHARGE of $900 because the attendants reported “taking your vitals and glucose measurement”.

The ambulance companies lobbied Indiana lawmakers for the right to charge the RESPONSE CHARGE in 2022. A contact of mine at the State Capitol reported that no Democrat or Republican in the legislature voted against the special interests of the private ambulance companies. Then, Governor Eric Holcomb signed the bills into law.

I remember a few years ago when a private ambulance company came and took

2OFF

$

the vitals of my mother at no charge. Private ambulance companies got deals with local governments to provide that service for free in order to get exclusive contracts to give ambulance services in communities. But that is NOT the case anymore.

Everyone in Indiana is threatened by this.

You could be somewhere and be tired. If someone near you thinks you look sick, that person could call for an ambulance and you would get a bill. In northwest Indiana, it is common to get a $900 RESPONSE CHARGE bill even if you are not ill and never called for an ambulance.

This terrible result was caused by no Democrats or Republicans in the Indiana legislature being smart enough to see through the pitch made by lobbyists for ambulance companies.

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana.

He has helped clients of that firm save over three million dollars by fighting mistakes and fraud in the Medicare billing system.

Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through book stores and online.

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3651 Ridge Road, Lansing 708-895-2630 219-972-2630

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November 29, 2023

LOCAL CHURCHES TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org WORSHIP SERVICES Sunday Worship ............................. 9:30 a.m.

Christian Development .................11:00 a.m.

Saturday Women’s Grief & Loss Support Group - 2nd Sat. each month at 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 9:15 a.m.

Worship Services ......................... 10:30 a.m.

WEDNESDAY Bible Study…… .............................. 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m.

Wed. Bible Study ................................ Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR WYBREN OORD Morning Worship ............................ 9:30 a.m.

Sunday School ............................. 11:00 a.m.

Evening Worship ............................ 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m.

Sunday School ............................. 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527 gracedyer.webchicago.net

WORSHIP SERVICES Sunday........................................... 9:00 a.m.

Monday...........................................6:30 p.m.

Bible Study Sunday.......................10:30 a.m.

JESUS LIGHTHOUSE OF LOVE INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m.

Wed. Service on Facebook.............7:30 p.m.

Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m.

Wednesday Bible Study ................. 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m.

Sunday School ............................. 10:45 a.m.

Channel 6 Tues. ........................... 10:00 a.m.

ST. PAUL’S EVANGELICAL LUTHERAN CHURCH & SCHOOL

8601 Harrison Avenue, Munster, In. 46321 219-838-6720 stplmunster.com Pastors: Peter Speckhard, Adrian Krebs & Donald Stock WORSHIP SERVICES: Saturday: 5:30 p.m.

Sunday: 8 a.m. & 9:30 a.m.

(Nursery available for Sunday morning services)

Wednesday: Thanksgiving Eve, 11/22, 6:30 p.m.

Thursday: Thanksgiving Day, 11/23, 10 a.m.

Bible study: Wednesday: 6:45 a.m. & 10 a.m.

Thursday: 10: a.m.

Sunday: 9:30 a.m. & 10:45 a.m. (after morning services)

page 3

Heart Smart JOSH BOOTSMA The beloved season of advent is about to start, when people around the world will contemplate God’s becoming a man and coming to earth.

It would have seemed odd to the people of Jesus’ day that God’s angel Gabriel came to Nazareth. Though famous now, when Gabriel appeared to Mary, the isolated village of Nazareth likely had a population of less than 500, and was home to tradespeople and farmers. Jesus’ disciple Nathanael confirms the common perception of Nazareth at the time when he says “Can anything good come out of Nazareth?”

(John 1:46) It’s not just the where of Gabriel’s appearance that would have seemed odd, it’s also the who. Gabriel appeared to a humble virgin named Mary—most likely a teenager at the time—who was betrothed to Joseph, who although he was of David’s lineage, made a less-than-luxurious living as a carpenter.

In other words, Gabriel appears in an ordinary place to ordinary people. But his message was far from ordinary.

Mary is told she is God’s “favored one,” and has a reasonable response: confusion. Why would she, the ordinary girl, be favored by God? Then Gabriel brings the salvific bombshell, thousand of years in the making. He tells Mary not only is she favored

by God, but she will bear a son whose name is Jesus, which means Yahweh is salvation. Gabriel says He will sit on David’s throne, but where David’s kingdom eventually ended, Jesus’ kingdom is eternal.

The final iteration of the most anticipated prophecy in history has now been given to a humble teenager from lowly Nazareth. God has once again proven that his ways are not our ways (Isaiah 55.8), and his plan of salvation for his people is far greater than we could ever imagine.

Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

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ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ............................................7:30 p.m.

Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

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VERSE OF THE WEEK

“I can do everything through Christ who gives me strength.”

Philippians 4:13 Attend the church of your choice.

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November 29, 2023

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LIBRARY HAPPENINGS Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

PLEASE JOIN OUR FREE HEALTH WELLNESS FAIR The fair is to be held on October 12 th from 11am – 2pm (14037 Lincoln Ave. Dolton, IL.) Free Blood Pressure checks, Medicare, Diabetes screenings, Ayurvedic Therapy Resources and etc. There will be a FREE RAFFLE and surprise giveaways.

TRUNK OR TREAT Trunk or Treat with us at the Dolton Public Library District FALL FESTIVAL. To be held on Saturday October 28 th from 12:30 – 4:30pm. (This event will be held in the back parking lot/ if inclement weather treats will be moved to YOUTH SERVICES DEPARTMENT) Event will include PHOTOOP, SPOKEN WORD with music and THE MAGIC of SPELLBINDER. FUN!! For the whole family. LIVE MUSIC and MORE… Identity Theft and Scam IDENTITY THEFT SCAM with guest speaker to be held on Thursday September 28 th , from 10 to 11am. This is an in-person event and registration is REQUIRED. Please call (708) 849-2385 x3 leaving your full name, email address and phone number to or email lincoln@doltonpubliclibrary.org register. FREE CRAFTS WITH SUE Make a Button Tree Painting at the Dolton Public Library District (14037 Lincoln Ave. Dolton, IL.) held on October 28 th , from 11 to 1pm in the Josway Auditorium. “ALL SUPPLIES WILL BE PROVIDED.” PLEASE WEAR AN OLD SHIRT. LIMITED TO 12 PARTICIPANTS. MASK ARE REQUIRED. Please call (708) 849-2385 x5 to register. FREE BINGO NIGHT. Starting October 12th, from 3 – 4pm. Held every 2 nd and 4 th Thursday in the Kopac.

Please call (708) 849-2385 x3 leaving your full name, email address and phone number or send email to lincoln@doltonpubliclibrary.org to register. FREE Virtual Zumba Dolton Public Library District presents VIRTUAL ZUMBA with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call (708)8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email address and phone number to register. (5pm – 6pm every Friday). FREE BEGINNERS LINE DANCING with “DAWN the DANCIN’’ DEEVA” Every Wednesday, from 3pm to 4pm. Please call 708-849-2385 ext. 3 to register, RSVP between Friday, 9am and Tuesday, 4pm ONLY. Leaving your full name and phone number.

Held in the Josway Auditorium. FREE VIRTUAL SENIOR YOGA Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leaving your full name, email address and phone number to register. FREE SENIOR BRIDGE CLUB Held every Tuesday, in person, from 3:30pm to 4:30pm.Please register by calling 708-849-2385 x3 or send email to lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. FREE

VIRTUAL WORKOUT with SHEENA STINSON Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and phone number to register. A Zoom Link will be sent day of the program. FREE Get up and Move with Simon Says Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd or 4th Friday from 10:45 to 11:45am starting Oct. 27 th . PLEASE CALL FOR FUTURE DATES. Register by calling (708849-2385, ext. 4) or emailing at lincoln@ doltonpubliclibrary.org leaving your name, email address, phone number and the number of children participating. FREE Buriobo Burbio is a one-stop free resource to find out about all the Dolton area events and activities.

If your group wishes to post your events on burbio contact: groupsupport@burbio. com Sign-up at Burbio.com or download the free Android or iPhone app and follow the calendars that interest you. FREE VIRTUAL PASSPORT TO KNOWLEDGE, Every first Monday of the month from 3:30 – 4pm. Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and phone number.

Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE BETWEEN the PAGES: A Virtual Story Time Every third Saturday of the month at 1:30pm.

To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE COOKBOOK BOOK CLUB Will meet in the Josway Auditorium on one Saturday a month, from 11am to 1pm at the library (14037 Lincoln Avenue, Dolton, IL 60419). To discuss the selected cookbook and to taste samples that have been prepared by our members from the recipes within the book.

Potential new members please call 708-8492385, ext. 5 to register leaving your name, email and phone number to get complete details. FREE Homework Help GOT HOMEWORK? NEED HELP? For ages 5 – 14yrs, make an appointment with Mrs. Brooks on Fridays or Saturdays by calling (708) 849- 2385 x 4. Sessions are limited to 30 minutes each. FREE Toddler Time For young children (18 mos – 4 yrs.) and their caregivers. Every 2nd Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@doltonpubiclibrary.org leave your name, email address or call at 708-8492385, ext. 4. FREE Family Game Time Join us twice a month on Saturday, from 1:00 to 2:30pm for free fun and activities. To be held in the Youth Services department. Call (708) 849-2385 x 4 for future dates. NO REGISTRATION REQUIRED. FREE Creative Craft Join Ms. Barbara every 4th Wednesday for a new fun art craft from 3:30 – 4:00 pm in the Kopac Room. NO NEED TO REGISTER KIDS &YOUTH 5-16 YRS. FREE!

Harvey Public Library

Tots & Tales Storytime Tuesday, December 19 11 am – 12 pm Ages: 2-8 Listen to Christmas storytelling with Ms. Cheryl and afterwards, participate in a funfilled craft.

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Let’s Learn Together Wednesday, December 20 3:30 – 4:30 pm Ages: All Learn new craft styles, art and more.

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Puzzle Club Wednesday, December 20 3:30 – 5 pm Ages: All Let’s puzzle it out. Put the pieces together with other puzzle lovers.

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

Riverdale Public Library

Address: 208 W 144th St Riverdale, IL 60827 Phone: (708) 841-3311 Email: library@rpld.org Website: www.rpld.org

Hot Cocoa Day Wednesday, December 13 All Day Ages: All Do you like your cocoa with whipped cream?

Marshmallows? Peppermint? Cinnamon? Visit us on December 16 for a cup of cocoa and add your choice from a variety of tasty toppings.

Christmas Dinner Baskets Saturday, November 16 2:30-5 pm Ages: Adult Stop in the library beginning Monday, December 4 to sign up for one of our holiday meal baskets. At that time you will be provided with a voucher to receive one of our baskets which will be distributed at our Holly Jolly Christmas Jamboree. Baskets are for Riverdale residents only and proof of residency will be required when coming in for your voucher. A voucher must be presented in order to receive a basket.

Holly Jolly Christmas Jamboree Saturday, December 16 2:30-5 pm Ages: All This Christmas season head to the Riverdale Public Library for some holiday family fun. During our celebration enjoy food and refreshments, Christmas Dinner Basket Giveaway, a musical program, Ugly Sweater contest, our Giving Tree, Crafts and more.

Tutoring Downtime Every Tuesday and Thursday 3:30 – 5:30 pm Grades: K-8 Receive homework assistance and afterwards enjoy snacks, games and fun.

Friday Films (All ages) Friday, December 8 (G-PG) Friday, December 22 (PG13-R) 2 – 4 pm Ages: All Drop in for popcorn and a movie. This event is free.

Jewelry Making Class (All ages) Saturday, December 23 12:30 – 2 pm Ages: 5+ Create your very own personalized jewelry.

Family Game Day Saturday, December 23 12 – 2 pm Ages: All Gather the family for a fun afternoon of classic board games and card games, or bring your own personal favorite.

Bookies Book Club Wednesday, December 27 4 – 5 pm Ages: Adults/Seniors Mrs. Claus and the Santaland Slayings by Liz Ireland. This Christmas season, travel to a North Pole you’ve never seen before.

Stop in and get your copy at the Circulation Desk.

The Book Club “NSFW EDITION” (Not Safe For Work) Thursday, December 30 1 – 2 pm Ages: 18+ 365 Days by Blanka Lipiski. Kidnapped, Laura develops a fascination with her handsome and powerful captor. But as a precarious, risky relationship forms betweenthem, forces outside their control threaten to tear them apart.

Calendar of the Month Women’s Bible Study Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 12.

We will begin our season with a 7-week study of the Old Testament book of Micah. After we complete Micah, we plan to study 1 & 2 Timothy (10 lessons). We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 708- 3310391 or Carol at 708-339-6793. We would love to have you join us!

Computer Basics Friday, December 8 1 – 2:30 pm Ages: Adults/ Seniors PC/Laptop Fundamentals. Beginners welcome. Registration recommended.

Tech Talk Saturday, December 9 12 - 1 pm Ages: Adults/ Seniors Making a purchase. Learn the ins and outs of using your smart technology in many different ways.

Stress Reduction Meditation Wednesday, December 13 4 – 5 pm Ages: Adults/Seniors Relax with this guided meditation designed to help you let go of stress.

Doors open at 3:30 pm and meditation begins promptly at 4 pm.

Bingo!

Monday, December 18 10:30 am – 12:30 pm Ages: Adult/Senior Come have some fun with us at our monthly themed Bingo events.

Holiday themed prizes will be awarded. 10 games will be played along with refreshments, laughter and holiday cheer.

Email your library events to general@myshopper.biz

Say I saw it in The Shopper

November 29, 2023

page 5

Neighbor 2 Neighbor JANICE MINTON-KUTZ

VETERAN’S DAY DINNER AT AMVETS POST 43 IN BURNHAM, iL A group of veterans and servers posed for a picture on Veteran’s Day November 11, 2023:Pictured here are Amvets Post 43 Commander Mike Hislop, center; Auxiliary President Trish Bielec; and Auxiliary members—Sharon; Debbie, Denise, and Amparo. Be sure and watch N 2 N for more special events at this fun Post! ***

DYNAMIC SERVICERS AT ‘THE COMANDER’ IN MUNSTER: Long time servers tending to the needs of customers at the Commander Restaurant, Ridge Road and Calumet are Sherry at left and Alyssa. the gals are super busy now that the holidays are coming close. ***

STATE SEN. TAMMY DUCKWORTH AND 10TH WARD ALD. PETER CHICO AT VETEARN’S DAY EVENT. The “S0ldiers Wall,” 91st and Brandon, across from Our Lady of Gaudalupe Church in South Chicago was the topic of discussion during a recent meeting of Duckworth and Chico at the annual Veteran’s Day ceremony on Saturday November 11, 2023.

Duckworth praised the many years the wall has been in existence and made recommendations as to continuing the tradition so near and dear to the families of the 12 men who lost their lives in Viet Nam and who are depicted on the wall. Plans are underway to recreate the wall in another medium and return it to the wall as per it exists today. ***

MORE FUN AND GAMES AT AMVETS POST 43 IN BURNHAM: Last Veteran’s event of the season. Pictured here at Amvets Post 43 in Burnham are members Burnham Trustee John Cap Jr. and wife Lori Cap and Mary and Pete Moran. A final Veteran’s Day event was held at AMVETS POST 43 on Saturday November 18th, 2023. Veteran’s ate free and guests paid $10 for dinin with the distinguished Vets. It seems as though the veteran’s organizations went all out this year to show a good time to our Veterans. ***

VETERAN GEORGE MUSZWYNSKI ACCEPTS HONORS FROM OFFICIALS AT BURNHAM. George is picture here accompanied by Southeast Side Viet Nam Vets (SEVV)President Larry Kutz and Burnham Trustee and Veteran John Cap Jr. during an awards presentation at The Community Center, next door to the AMVETS Post 43 on Torrence Avenue in Burnham, Il. This was the first annual such event presented by the Community Center in Cooperation with Amvets Post 43. *** CARDINAL BOUTIQUE HOTEL COMING 2024 IN HIGHLAND, IN: A boutique hotel planned for the Cardinal Campus at Main Street and Prairie Avenue has gotten the thumbs up by the Building Commission. The vision of Claude Gendreau, DVM, the hotel is planned for spring construction and will cater to families who bring their dogs and cats from locations across the country to have orthopedic surgery and post-surgical rehab in Highland, Indiana. The luxury hotel is estimated to cost $18 million and will include 35 guest rooms and luxury suites, a coffee shop, bar and light dining. The 3-story hotel will be just steps away from Veterinary Orthopedic office campus. Once completed, it will become the first hotel to open in Highland in decades. *** IS ANYONE AS WORRIED ABOUT THE STATE OF OUR WORLD AS I AM? Haven’t been this concerned since the “Bay of Pigs” in the 1960’s. Does anyone remember the bomb shelter’s people were building in their basements in case the Russians came to call—or at least sent long range missiles? We’ve come a long way since the Russians and Nikita Krushchev threatened our shores. Those threats were straightforward (Kruskie -” We will bury you without firing a shot..”) Now it’s all A I and intrigue. All skullduggery, trickery and deceit.

Tunnels under hospitals in Israel/Gaza, killer drugs and unsophisticated Millennials, and let’s not forget the young men and women who don’t feel the military is for them. My late son Spencer Leigh Minton Jr. couldn’t wait to join the ARMY like his DAD Spencer SR did before him. I just pray that the young people of our country pull together enough patriotism to be equal to the task of defending our country from the bad guys—whoever they are. ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

LICENSED IN BOTH IL & IN! Janice Minton-Kutz 708.302.8585 Realtor

Michael Cavoto

Senior Mortgage Banker

708.372.0712

WE MAKE BUYING & SELLING EASY

page 6

November 29, 2023

SUDOKU

Say I saw it in The Shopper

CROSSWORD

SOLVE THE MAZE

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

WORDSEARCH

ACROSS 1. Laughs 6. A powdery food starch 10. Biblical first man 14. Avoid 15. Sicken with sweetness 16. Played on horseback or in the water 17. A type of tooth 18. Lines 19. Not amateurs 20. Not often 22. Excessively abundant 23. Gist 24. Constructs 26. A type of rhododendron 30. Abraham’s wife 32. Wan or pallid 33. A disastrous destiny 35. Gossiper 39. Unforeseen obstacles 41. Metric unit of area 42. Escargot 43. Lofty nest 44. 10 10 10 10 46. Levee 47. Technicians (abbrev.)

49. Australian 51. Pace 54. L 55. A rich soil of sand and clay 56. Standardized 63. Genus of the dogfish 64. Snare 65. Love intensely 66. Air intake 67. Repose 68. A magical spirit 69. Nature of being 70. Catch sight of 71. Chieftain

DOWN 1. Prefix indicating half 2. Door-to-door cosmetic company 3. 50% 4. Hebrew month 5. Calm 6. Scour 7. Found in some skin lotions 8. Long formal dress 9. A marine mollusk 10. Catches 11. An order of classical Greek architecture 12. Airborne 13. A leader of the Israelites 21. University square 25. Beams 26. A vaulted recess on a building 27. Wacky 28. Winged 29. Valid 30. Open skin infections 31. Ends a prayer 34. Solemn promise 36. Negatives 37. A male figure in Polynesian mythology 38. Downwind 40. Sow 45. Hall 48. Middle (British spelling) 50. Loss by evaporation or leakage 51. Thrall 52. Books 53. Downpours 54. Not full 57. Mineral-bearing rocks 58. Coarse file 59. Anagram of “Diem” 60. Area 61. A Great Lake 62. Bambi was one

NATIONAL CHOCOLATES DAY CHOCOLATE IS ONE OF THE GREATEST PLEASURES THAT LIFE HAS TO OFFER, PROVIDING HOPE IN THE DARKNESS OF WHAT MIGHT BE AN OTHERWISE DRAB CULINARY EXPERIENCE. CHOCOLATE DIDN’T FIND ITS WAY INTO THE CULINARY REPERTOIRE OF THE WESTERN WORLD UNTIL THE SPANISH LEARNED OF IT FROM THE MAYAN PEOPLE OF MESOAMERICA. FROM THIS SIMPLE BEGINNING, IT HAS SPREAD THROUGHOUT THE WORLD TO BE ONE OF THE MOST DESIRED TREATS OF ALL SOCIAL AND ECONOMIC CLASSES. NATIONAL CHOCOLATES DAY CELEBRATES THE HISTORY OF THIS DELICIOUS TREAT, ESPECIALLY IN ONE OF ITS MOST POPULAR FORMS, A VARIETY OF CHOCOLATES.

BAR BEANS CARAMEL CELEBRATE CHOCOLATE

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Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

November 29, 2023

Christmas Sunday, 32 Hymn GeDecember at 5:30p.m. ns Sing Join us as we kick off the Christmas season with a special evening of music.

There will be congregational singing as well as special numbers presented.

Coffee and cookies will be served in the lower level following the program.

First Church (PCA) • 3134 Ridge Road • Lansing, IL • 708.474.9610

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page 7

Financial Advice Column

Can you make charitable giving less ‘taxing’?

SUBMITTED BY PATRICK ZAMKIN Once again, it’s the season of generosity.

In addition to considering gifts for your loved ones, you might want to think about charitable gifts as well. But what should you know before making gifts to charities? And what impact might these gifts have on your financial and tax situation?

First, you may want to create a gift budget by deciding just how much you will give to charitable organizations over the rest of the year.

Next, look closely at the groups to whom you wish to contribute. You can find many reputable charities, but some others may be less worthy of your support. One of the red flags of a questionable organization is the amount of money it spends on administrative costs versus the amount that goes to its stated purpose. You can check on the spending patterns of charitable groups, and find other valuable information about them, on the well-regarded Charity Navigator website (charitynavigator.org).

Once you’ve established a gift budget and are comfortable with the groups you choose to support, you might turn your thoughts to another key issue connected with charitable giving: tax benefits. A few years ago, changes in the tax laws resulted in a large increase in the standard deduction, which meant that many taxpayers found it more favorable not to itemize — and lost the ability to take charitable deductions. But if you still do itemize, your charitable gifts or contributions to tax-exempt groups — those that qualify as 501(c)(3) organizations — can generally be deducted, up to 60% of your adjusted gross income, although lower limits may apply, depending on the nature of your gift and the organization to which you’re contributing.

Other, more long-term avenues also exist that combine charitable giving with potential tax benefits. One such possibility is a donoradvised fund, which allows you to make

an irrevocable charitable contribution and receive an immediate tax deduction. You can give cash, but if you donate appreciated assets, such as stocks, your tax deduction would be the fair market value of the assets, up to 30% of your adjusted gross income.

Plus, you would not incur the capital gains tax that would otherwise be due upon the sale of these assets. Once you establish a donor-advised fund, you have the flexibility to make charitable gifts over time, and you can contribute to the fund as often as you like.

Another possible tax benefit from making charitable contributions could arrive when you start taking required minimum distributions, or RMDs, from some of your retirement accounts, such as your traditional IRA and 401(k). These RMDs could be sizable — and distributions are counted as taxable income. But by taking what’s called a qualified charitable distribution (QCD), you can move money from a traditional or Roth IRA to a qualified charitable organization, possibly satisfying your RMD, which then may be excluded from your taxable income.

You must start taking RMDs at 73 but you can begin making QCDs of up to $100,000 per year as early as age 70½. (This amount will be indexed for inflation after 2023.)

Establishing a donor-advised fund and making qualified charitable distributions are significant moves, so you’ll need to consult with your tax advisor first. But if they’re appropriate for your situation, they may help you expand your ability to support the charitable groups whose work you admire.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430.

Contact us at (708) 798-9066. Edward Jones. Member SIPC.

Christmas in Chicago: A Winter Wonderland of Festivities that can’t Missed As winter blankets the city in a glistening coat of snow, Chicago transforms into a magical wonderland during the holiday season. The Windy City, known for its iconic architecture and vibrant culture, takes on a special charm with festive lights, seasonal decorations, and a myriad of events that capture the spirit of Christmas.

• Magnificent Mile Lights Festival: The holiday season kicks off in grand style with the Magnificent Mile Lights Festival.

Michigan Avenue, known as the Magnificent Mile, becomes aglow with more than one million lights, creating a dazzling spectacle.

The event includes a magical tree-lighting parade, live entertainment, and a visit from Santa Claus, marking the official start of the city’s holiday celebrations.

• Christkindlmarket: Inspired by the traditional German Christmas markets, Chicago’s Christkindlmarket is a beloved annual event that brings a touch of European holiday magic to the city. The market, located in Daley Plaza, features charming wooden stalls selling handmade ornaments, festive treats, and unique gifts. Visitors can sip on warm mulled wine and indulge in German specialties like bratwurst and pretzels while soaking in the festive atmosphere.

• Ice Skating in Millennium Park: Lace up your skates and glide across the ice in the heart of downtown Chicago at Millennium Park’s McCormick Tribune Ice Rink. Framed by the city’s iconic skyline, this outdoor rink offers a quintessential winter experience.

Skating here is free, and the park’s Christmas tree, adorned with sparkling lights, creates a picturesque backdrop for a memorable holiday outing.

• ZooLights at Lincoln Park Zoo: Lincoln Park Zoo transforms into a winter wonderland during the annual ZooLights event. The zoo is adorned with millions of twinkling lights, creating a magical atmosphere for visitors of

all ages. Walk through illuminated tunnels, marvel at larger-than-life light displays, and enjoy seasonal activities, including carousel rides and visits with Santa.

• A Christmas Carol at the Goodman Theatre: Charles Dickens’ timeless classic, “A Christmas Carol,” comes to life at the Goodman Theatre each holiday season. This heartwarming tale of redemption and the true meaning of Christmas is a cherished tradition for many Chicagoans. The production, complete with impressive set designs and a talented cast, captures the essence of the season and spreads a message of generosity and compassion.

• Winter WonderFest at Navy Pier: Navy Pier, a popular destination year-round, transforms into a festive playground during Winter WonderFest. This indoor holiday carnival features rides, games, and winterthemed attractions for the whole family. With a giant indoor ice rink and a dazzling array of holiday decorations, Navy Pier becomes a hub of seasonal excitement and joy.

• Holiday Lights Tour: Embark on a magical journey through the city’s illuminated streets with a holiday lights tour. Various companies offer guided tours that take you to the most spectacular displays of Christmas lights and decorations in Chicago neighborhoods. From the glittering storefronts on State Street to the charmingly decorated homes in Lincoln Park, these tours offer a unique perspective on the city’s festive spirit.

In Chicago, Christmas isn’t just a holiday; it’s a season of enchantment and community celebration. From the glittering lights along Michigan Avenue to the cozy warmth of the Christkindlmarket, the city offers a multitude of ways to experience the magic of the season.

Whether you’re a local or a visitor, Christmas in Chicago is an unforgettable experience that captures the joy, wonder, and timeless traditions of the holiday season.

page 8

November 29, 2023

LAROTUNDA

Rudolph H. LaRotunda, age 96, of Dyer, IN, formerly of Lynwood, IL passed away peacefully on Sunday, November 19, 2023. Beloved husband of Mary Ann LaRotunda, nee McHugh. Loving father of Ravenna Rotunda. Proud grandfather of Michelle and Edward; great-grandfather of Tatiana, Gianna, Timotheos, and Emma. Brother-inlaw of Catherine (late Raymond) Rossi. Dear uncle of Donald Rotunda, Colleen (James) Toney, Ray (Lynn) Rossi, Carleen and Joshua Miketinas, Cathleen McHugh, Skylar, and Paul Claussen. Rudolph is also survived by his extended family: Carolyn, Brian, Mary Ann, and Mary Beth.

Preceded in death by his first wife Irene LaRotunda, nee Hajik, his brother Nicholas, sister Angelina, and two infant brothers Michael and Johnny, and by his nephew Ronald Rotunda.

Also preceded in death by his parents Donato and Rose LaRotunda.

Rudolph’s family originated in Ripacandia, Italy. He was a retired selfemployed CPA. Rudolph was a World War II Navy Veteran. He was a member of Disabled American Veterans, Veteran of Foreign Wars, American Legion, and Catholic War Veterans. He was loved by many and will be dearly missed.

Visitation Sunday, November 26, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home 2121 Pleasant Springs Lane, Dyer, IN. Prayer service Monday, November 27, 2023 at 9:30 a.m. from the funeral home to St. Joseph Catholic Church, 440 Joliet St. Dyer, IN for a 10:30 a.m. funeral Mass with Rev. Dave Krolczyk officiating. Interment Holy Sepulchre Cemetery – Alsip, IL. Memorial contributions may be given to the American Cancer Society (www.cancer.org).

For further information, please contact 219-322-7300 or visit our online obituary and guestbook at www.

SMITSFH.com

FOUSHI

Thomas J. Foushi, age 73 of Dolton, IL passed away Sunday, November 19, 2023. Beloved husband of the late Sherry A. Foushi, nee Hart. Loving father of Stephanie Solt and Samantha Solt and grandfather of Kaden.

Dear brother of Monica (Carl) Lesnikowski. Preceded in death by his parents Dominic and Hilda Foushi.

Visitation, Monday, November 27, 2023 from 10:00 a.m. until the time of the funeral service at 12:00 Noon at Smits, DeYoung-Vroegh Funeral Home, 649 E. 162nd St. (Rt.6//159th St.) South Holland, IL. Burial will be held at Assumption Cemetery Glenwood, IL. Tom loved his family and was a devout lifelong Cubs fan. He was loved and will be missed.

For further information, please contact 708-333-7000 or visit our online guestbook and obituary at www.SMITSFH.com

HOLDREN

Kelley Joyce Holdren, nee Smith, age 48, of Dyer, IN, passed away Tuesday, November 21, 2023. Beloved wife of Cliff Holdren III. Dear mother of Isabella and Hannah Holdren. Dear sister of Kathy Smith, late Matthew (Rebecca) Smith, Mark (Shawna) Smith, Luke Smith, and Darcy (Chris) Scandura. Aunt of Tyler, Kiley, Jessica, Brieana, and Matthew.

Cherished daughter of Carol and the late James Smith.

Kelley was chief flight nurse and program director of UCAN at the University of Chicago Hospital. She served as the President of the Air & Surface Transport Nurses Association (ASTNA). She was loved by many and will be dearly missed.

Visitation Monday, November 27, 2023 from 3:00 – 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Funeral service Tuesday, November 28, 2023 at 10:00 a.m. at the funeral home.

Memorial contributions may be given to Hobart Humane Society (www.hshobart.org) .

For further information, please call 219-322-7300 or visit our online obituary and guestbook at www.SMITSFH.com

JOHNSON JR.

Richard P. “Ricky” Johnson Jr., age 50, of St. John, IN, passed away Wednesday, November 22, 2023 after a long and valiant battle against Huntington’s Disease.

Loving father of Michael Johnson and Aleczander Johnson. Dear brother of Julie (Phil) Johnson, Janet Goodale, John Osting, Kerry Studer (Ian), Jonathan Hosick (Ashley), the late William Osting, and the late Robert Osting (Theresa).

Half-brother of Cindy Gulyban and John McGinnis. Kind uncle to many nieces and nephews.

Preceded in death by his parents, Patricia Hosick (late Ray) and Richard Johnson Sr. Rick grew up in the south suburbs of Chicago, attending both Bloom Trail and CreteMonee High Schools. His family and friends remember him as a kind and fun-loving guy who loved to dance. Rick was always cracking jokes and goofing around with his nieces and nephews earning him the nickname “Uncle Ninja” among others. He was a loyal brother and son, who was always willing to pitch in a hand to help out others. As a union painter, Rick specialized in interior rooms. He had the ability to cut a line without any need for taping out. He took pride in the meticulousness of his work.

Before the union, he worked for his brother Bill’s business Osting Painting. Their biggest contract was painting many Speedway locations in the Chicagoland area. Hobbies of Rick included drawing, painting models cars and playing video games. His biggest pride in life was being a father to Michael and Alec. Rick was diagnosed with Huntington’s disease in 2014, though symptoms arrived much earlier. It is his family’s wish that we all learn more about this insidious disease with the intention of finding a cure. Though it stole so much, one thing Huntington’s could never steal is our memories of the handsome man with a heart of gold. Rick will be missed beyond measure. The family extends their deepest gratitude to the staff at White Oak Health Campus for their loving care of Rick the past few years.

Visitation Saturday, November 25, 2023 from 2:00 – 6:00 p.m. with a funeral service at 5:00 P.M. with Rev. Fr. Tom Conde officiating at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Memorial donations may be given to Huntington’s Disease Of America Foundation (www.HDSA.org) For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.SMITSFH.com

WOOLEY

Rachel A. Wooley, nee Anker, age 49, of Munster, IN, went home to her Lord and Savior on Sunday, November 19, 2023. Beloved wife of Robert S. Wooley.

Loving mother of Aaron and Benjamin. Dear sister of Kathy (Ross) Mulder, Mary Ann (Randy) Pals, Lynn (Mike) Briney, Kim (Tahar) Mettache, Shawn Singleton, Anitha Singleton, and Marcus Williams. Daughter of birth mother Patricia Williams. Sister-in-law of Andrew Boose and Cecelia Boose. Kind aunt of many nieces and nephews: Mark Mulder, Phillip Mulder, Jonathan Mulder, Michael Pals, Jill Maloney, Eric Miller, Joshua Miller, Kendra Biella, Kaitlin Mettache, Elizabeth Mettache, and Elliot Mettache. Preceded in death by her parents Harvey and Lenora Anker.

Rachel came to the Anker household as their 30th foster baby, and Harvey and Nora adopted her when she was age 4. A serious bone disease in her hip was discovered very early which needed care throughout her life, but that did not stop Rachel.

She earned her bachelor’s degree in Elementary Education, married Robert, and raised 2 sons. She always loved teaching and caring for children and held many jobs as a daycare director, teacher’s aide, and elementary school teacher.

Her favorite age to teach was 4th grade. She also ministered to countless people in her church her whole life by using her beautiful God given singing voice. But Rachel’s most glowing virtue was to be an active listener and supporter of family and friends. Her cancer may have taken her body, but her hopeful gracefilled spirit and her ear-toear grin will live on in our memories.

Visitation Sunday, December 3, 2023 at Smits Funeral Home 2121 Pleasant Springs Lane, Dyer, IN. Funeral service Monday, December 4, 2023 at 11:00 a.m. at First Reformed Church, 15924 South Park Ave., South Holland, IL with services conducted by Rev. James Oord. Interment Oak Ridge Cemetery – Lansing, IL. Memorial contributions may be given to First Reformed Church. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.

SMITSFH.com

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EMAIL general@myshopper.biz Deadline is 4 PM Friday for Wednesday’s Paper Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County.

Registration Number: 4029339 on MAY 2023 under the assumed business name of OLIVE EXPRESS ENTERPRISE D/B/A HOUSEKEEPER DE APROPOS UNINC ASSOC. and AUTHORITY DESIGNER D/B/A HOUSEKEEPER DE APROPOS UNINC ASSOC. with the business located at 4350 211TH STREET APT 201A PMB 1135, MATTESON IL, 60443, COOK COUNTY. The true and real full name(s) and residence address of the owner(s)/partner(s) are OLIVET KRISSA LADY, NUMBER TWO SECTION 1 RENAI ROAD, TAIPEI, TAIWAN.

Say I saw it in The Shopper

PUBLICATION NOTICE OF COURT DATE FOR REQUEST FOR NAME CHANGE (ADULT) There will be a court date in Cook County on my request to change my name from MELANISE A LOVING to the new name of MELANISE ADIA LOVING. The court date will be JANUARY 8, 2024 at 9:00am at 10:00am at 16501 S. Kedzie, Markham, IL 60428, via ZOOM Meeting. ZOOM Meeting ID 98932468139. Zoom Password 089630. Case number 20236010989.

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Say I saw it in The Shopper

November 29, 2023

page 9

REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, December 27, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

For information, contact EGAN & ALAILY LLC Plaintiff ’s Attorneys, 20 South Clark Street, Suite 2120, Chicago, IL, 60603 (312) 253-8640.

P.I.N. 30-31-206-039-0000.

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION F STREET INVESTMENTS, LLC; Plaintiff, vs.

PREMIUM DEVELOPER 1 LLC, F STREET INVESTMENTS,LLC; Defendants, 23 CH 5852 NOTICE OF SALE

Commonly known as 17814 S. BURNHAM AVE., LANSING, IL 60438.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection.

For information call Mr. Ira T. Nevel at Plaintiff ’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125. 23-01644

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com

Attorney Code. 59515

Attorney Code. 61256

Case Number: 2023 CH 00334

Case Number: 22 CH 07448

TJSC#: 43-3827

TJSC#: 43-3856

...

I3232708

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

...

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

Plaintiff,

FOREST GLEN CONDOMINIUM ASSOCIATION, INC.

CARRINGTON MORTGAGE SERVICES, LLC Plaintiff, -v.-

-v.-

IRENE A KOTLOWSKI A/K/A IRENE ANN KOTLOWSKI, SECRETARY OF HOUSING AND URBAN DEVELOPMENT, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS

MICHELLE STRICKLAND-WILSON, PUFORD APARTMENTS LLC, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants

Defendants 22 CH 00965

2023 CH 00334

22 CH 07448

18550 TORRENCE AVE, UNIT 20

16775 SOUTH PARK AVENUE

LANSING, IL 60438

SOUTH HOLLAND, IL 60473

NOTICE OF SALE

NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 22, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 27, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

The real estate is improved with a single family residence.

COUNTY DEPARTMENT - CHANCERY DIVISION

Plaintiff,

Defendants

Property Index No. 29-22-400-039-0000

Case # 2023 CH 00334

...

PENNYMAC LOAN SERVICES, LLC

Commonly known as 16775 SOUTH PARK AVENUE, SOUTH HOLLAND, IL 60473

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I3233300

COUNTY DEPARTMENT - CHANCERY DIVISION

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 2, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 3, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

20 South Clark Street, Suite 2120

Attorney ARDC No. 59515

Attorney File No. 22-11869IL

Case # 22 CH 07448

UNKNOWN HEIRS AND LEGATEES OF RESHETTA PERSON, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, ANGEL TRAONNA LAWRENCE, MICHAEL MARK WILLIAMS, MARCUS JOSEPH GREER, INDIVIDUALLY AND AS INDEPENDENT EXECUTOR OF THE ESTATE OF RESHETTA PERSON

EGAN & ALAILY LLC

E-Mail: clerk@ea-atty.com

I3232870

-v.-

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

312-253-8640

intercountyjudicialsales.com

COUNTY DEPARTMENT - CHANCERY DIVISION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

Chicago IL, 60603

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

INTERCOUNTY JUDICIAL SALES CORPORATION

THE JUDICIAL SALES CORPORATION

505 GREENBAY AVENUE CALUMET CITY, IL 60409 NOTICE OF SALE

Commonly known as 18550 TORRENCE AVE, UNIT 20, LANSING, IL 60438

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 23, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 10, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 505 GREENBAY AVENUE, CALUMET CITY, IL 60409

Property Index No. 29-36-410-003-1020

Property Index No. 30-07-407-016-0000 & 3007-407-017-0000

The real estate is improved with a residential condominium.

The real estate is improved with a single family residence.

The judgment amount was $18,723.60.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the

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purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

100, BURR RIDGE, IL, 60527 (630) 794-9876

100

THE JUDICIAL SALES CORPORATION

BURR RIDGE IL, 60527

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

630-794-5300

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

Attorney File No. 14-21-04251

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100

E-Mail: pleadings@il.cslegal.com

Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2021 CH 06045

BURR RIDGE IL, 60527

TJSC#: 43-4258

630-794-5300

Attorney File No. 14-20-05612

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

E-Mail: pleadings@il.cslegal.com

Attorney ARDC No. 00468002

Case # 2021 CH 06045

THE JUDICIAL SALES CORPORATION

Attorney Code. 21762

I3233486

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

Case Number: 2022 CH 05734

...

TJSC#: 43-4214

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK NATIONAL ASSOCIATION

Case # 2022 CH 05734

Plaintiff,

312-346-9088

I3233453 ...

-v.-

E-Mail: pleadings@mccalla.com

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

Chicago IL, 60602

Attorney File No. 21-07906IL_724794

RACHAEL SHANNON FOWLER, ROY ALEX FOWLER Defendants

Attorney Code. 61256

COUNTY DEPARTMENT - CHANCERY DIVISION

Case Number: 22 CH 00965

PHH MORTGAGE CORPORATION

1340 LINDEN RD

TJSC#: 43-4083

Plaintiff,

HOMEWOOD, IL 60430

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

-v.-

NOTICE OF SALE

TERRY MCLAUGHLIN, DIANA MCLAUGHLIN, UNITED STATES OF AMERICA SECRETARY OF HOUSING AND URBAN DEVELOPMENT, VILLAGE OF HOMEWOOD

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 2, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 29, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

Case # 22 CH 00965

Defendants

I3233321

2021 CH 06045

...

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DLJ MORTGAGE CAPITAL, INC Plaintiff, -v.RENELL SMITH, ILLINOIS HOUSING DEVELOPMENT AUTHORITY, UNKNOWN HEIRS AND LEGATEES OF JAMES HOWELL A/K/A JAMES H. HOWELL, GLORIA COSTELLO A/K/A GLORIA W. COSTNEILLO, KIMBERLY D. WARE, KEVIN WARE, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, JULIE FOX, AS SPECIAL REPRESENTATIVE FOR JAMES HOWELL A/K/A JAMES H. HOWELL (DECEASED) Defendants 2022 CH 05734 16122 ASHLAND AVENUE MARKHAM, IL 60428 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 4, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 3, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16122 ASHLAND AVENUE, MARKHAM, IL 60428 Property Index No. 29-19-220-054-0000 The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE

1650 CEDAR ROAD

2022 CH 04194

HOMEWOOD, IL 60430

Commonly known as 1340 LINDEN RD, HOMEWOOD, IL 60430

NOTICE OF SALE

Property Index No. 29-32-303-016-0000

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 24, 2022, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 8, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

The real estate is improved with a residence.

Commonly known as 1650 CEDAR ROAD, HOMEWOOD, IL 60430 Property Index No. 29-31-205-007-0000 The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-03321 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2022 CH 04194 TJSC#: 43-4262 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2022 CH 04194 I3233494 ...

Read The Shopper Online!

Visit issuu.com/myshopper

page 10

November 29, 2023

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Submit your classified ad online at myshopper.biz or email general@myshopper.biz ADG HANDYMAN Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again!

Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com PLUMBING SERVICES: J.E.M. Plumbing & Sewer, Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500 GUTTER CLEANING: SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Ask for Rob. No Sundays. 708-877-6860 HOME IMPROVEMENT: A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345 TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal.

Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078 PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367 HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294.

GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345 SHELTON’S FIREARM AND SELF DEFENSE LLC. www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718 TRIPLE E LAWNCARE Full Service weekly lawn care.

Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213

DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378 CORONADO HOME IMPROVEMENTS. Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

Wanted WANTED NEW OR USED CHILDREN’S BOOKS FOR FAMILY LITERACY DAY. (November 16) 708-9908002 Angiemjames409@ Gmail.com WANTED DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955 IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955 WANTED: 1972 & OLDER CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770 WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308 IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have.

Dan 312-720-0844 US SOLDIER IS DESPERATE IN NEED of a 3 bed house, to rent or rent to buy. Currently paying $2000/mo at Hotel and $209 for storage. Have fixed income of $4000/mo Plus.

Call Algie 708.574.6367 SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 708-200-8473. Ask for Carol WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint.

219-801-0955 WANTED: Old Deagan or Musser big bar vibraphones.

Any Condition 219-801-0955

Find your next home in The Shopper!

HELP WANTED LOUBELLE’S KENNEL RECEPTION NEED FOR PT WORK, WEEKENDS POSSIBLE MUST LIKE DOGS AND CATS apply in person 16440 State St, South Holland, IL 60473 LICENSED HOME CHILDCARE IN INDIANA SEEKING FULL TIME AND PART TIME HELP. Day and night shift. Starting at 12.00 hour. 219 588 1763

For Sale FREE GOLDEN RETRIEVER PUPPIES TO FOREVER HOMES! 1 MALE,1 FEMALE. Excellent temperament! House trained with very good trainable natures & perfect for families with children and other pets!

Please email me first at: staceymcclelland8@gmail. com and Text (312) 9327651 TWO BURIAL PLOTS AT OAKLAND MEMORIAL LANE CEMETARY LOCATED AT 15200 LINCOLN AVENUE (MICHIGAN CITY ROAD) CHRISTUS GARDEN SECTION. $6,000.00 Can be Purchase Seperately + The Deed Transfer Cost $295.00 State Tax $25.00 Per Plot and Administration Fee of $75.00. The Final Cost of the Two Plots is $6,420.00. For One Plot $3,395.00. Call 708-378-2195

NEWLY RENOVATED 3 BED 1.5 BATH 1ST-FLOOR APARTMENT STAINLESS STEEL APPLIANCES $1600 a month all utilities except electric. Calumet City Stanley and Yats. 1 month security and $45 background check.

312-463-9604 FOR RENT WAREHOUSE FOR STORAGE 62.5 X 53 = 3,312 SQFT. 14 FOOT CEILINGS. INSULATED AND HEATED , Door 13’9” high X 23’ 4” Wide. In Crete

by Walts food store. $1,500.00 Call 708-672-7775 SMALLER TWO BEDROOM HOME. South Holland. $950 plus security.

Redone, appliances, large living room, quiet area, big deck with nature views.

Application fee. Outside parking. 708-268-7075 HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477 LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City.

Sec 8 welcomed. 219-2139556 SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets.

708-566-1103 Call Linda.

MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495.

4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway.

708-371-3737 www. factorybeddingfurniture.com

Health/Personals/Misc.

Real Estate

2001 MERCEDES-BENZ ML 320 RUNS GOOD , ENGINE AND TRANSMISSION IN GOOD CONDITION. Little rust on the door panels. Asking price is $2,800 or best offer.

708-606-1523

BEAUTIFUL 5 BED 3 BATHROOM ALL BRICK HOME 2.5 ATTACHED GARAGE AC deck and formal dining room, for rent Calumet City $2450 a first-month last month and move-in fee. available Nov 1st. Call 708-843-3932

FOR RENT: LANSING 2BDR apartment, 2nd floor, close to parks, shopping, expressway. Very quiet building great location! Heat and water incldued in rent.

For more info call/text John at 708-280-1773.

HERNIA REPAIR? Did you recieve the Mesh Patch Between 2018 and the present?

Was the patch removed due to complications, you may be entilted to compensation.

Attorney Charles Johnson 1-800-535-5727

Vehicles

Misc.

Ethan Allen Wingback Chair - $70; 6 Feet long “Haywood-Wakefield” Bench $100; Occasional Squire 26” dark wood 2 tier table - $50.

708-481-6907 NEW Electric Coffee Pot On The Run w/2 Stainless Steel Travel Cups still in box $20.00NEW Samsonite Hardshell Luggage Brief Case $15.00708-474-9568

Like new Mickey and Minnie Mouse 708-545-4610 4 Firestone Winterforce 225/60 R17 Tires good condition for sale $250, (607)745-0649 Snow Blower Brand New, 21” 4.5 HP, Elec. Start, Never Used, new $500, sell for $250 OBO ; Snow Blower Large, 24” 5HP, 2 -stage, new wear bar and side shoes, $160 OBO; Toro Snow Blower, 21”, Elect. Start, new side shoes, two stage, $150 OBO; Generator, Coleman 5000 Watt 11HP $200 OBO; Craftsman 10” Compound Miter Saw $50 OBO; 1 Gal. Can Aero-kroil Penetrating Oil $20 OBO 708-418-0725 Heat Surge Amish style wood fireplace with remote. Added warmth. Like new. $75.00 Queen size mattress /box spring . Hardly used. $125.00 708-645-4245.

G. Foreman Grill $25, Air Baloon Lamp, $20, Stackable Lawn Chairs $8 ea.

Butterball Turkey Frier, new $50; Travel Backgammon Gane, $20; Ceramic Christmas Houses $25 OBO. 708-877-6088 Christmas Trees -- Great Condition 7 1/2 Ft Spruce lighted. $80. 7ft. Spruce not lighted. $30. 708-673-9361 Brother All-in-one (fax, scan, copy, and photo capture) like new $30; Small Kitchen Appliances (Juicers, Toasters, Rice Cooker, 5 Speed Mixer, Coffee Grinder, etc) from $5-$10; 2 Stadium Camping Chairs $5 each; Set of 2 White Resin Stacking Chairs $10 for a set; Yard Decor, $1-$5 each; Garden tools (rakes sheers etc) $3-$10 each; Flower Pots $1-$5 each; Assorted Sizes Sheppard Hooks and Trelisses $3-$10 each. 708-481-6907 Office Chair New--In Box--Modway EEI-757 $125.

Mathching Buffet Lamps --New $30 each. New DVD’s - Dallas--Complete Second Season---$3.00 New, not opened. Royal Pains Season 1,2 and 3-----$3.00 each New, not opened. Beleek China Plate--New in Box $20. 708-448-5672 Spruce Christmas trees.

Excellent condition. Pre lit with 650 bulbs. 7 1/2 ft. $807ft. not lighted. $30Call or text 708-673-9361 Spring Rocking Horse made

by Hedstrom. Called Black Stallion. Classic children’s toyfor ages 2 to 6. Great condition. $60Call or text.

708-673-9361

Read The Shopper Online! Visit issuu.com/myshopper

When Grief Invades the Holiday Season: New Book Offers Timeless Message of Hope “You have a large mass in your right temporal lobe.” When these 10 words rocked Judy Smoot’s wellsculpted world, she and her husband, Roy, began a 10-month journey through brain cancer surgeries, treatments, stroke therapy, unexpected and tender moments, fears, anger, and beauty.

KENNEBUNK, Maine — It All Belongs: Love, Loss, & Learning to Live Again is an exquisite juxtaposition of perspectives tracing Judy and Roy Smoot’s final four years together. Much more than a book, It All Belongs is an immersive experience that opens a rare window into uncommonly candid end-of-life realities through a soulful mosaic of expressive art, journal entries, poetry, and deeply personal writings.

“This is a book to be used,” Roy Smoot explains. “It’s filled with ideas, tools, and examples to help guide individuals and groups in discussing and contemplating their own inevitable journeys of love and grief.”

When Judy, a spiritual director who used expressive arts to help others cope with chronic illness, receives the devastating diagnosis of glioblastoma multiforme, she must put these spiritual practices to the ultimate test. Because she knew how making art sustained her, Judy continued to paint or draw up until the very end of her life. As Judy lives fully into her own mortality, she models her practices for others. But that’s only half the story.

Following Judy’s death, Roy, Judy’s husband and soulmate of nearly 40 years, enters a world he didn’t know existed, a world he didn’t want to know, a world of searing pain, grief, and grace beyond anything he could conceive. It All Belongs invites readers to follow Roy from the raw angst of navigating immediate day-to-day realities to his deep introspection. In constantly journaling through his travels, including a long road trip out west and a spiritual quest in Iona, Scotland, Roy mirrors Judy’s work to find his own path through his

devastating grief.

This unique pairing of perspectives offers spiritual tools and healing practices to help readers face end-of-life realities by exploring the beauty, light — and even joy — tucked within even the most tragic of circumstances.

It All Belongs encourages readers to listen deeply, explore purposefully, and fully embrace this sacred time.

“Hold nothing back in your questions, rantings, thoughts, emotions,” Roy Smoot writes in the book’s introduction. “As this book’s title affirms, everything you feel, think, ask, experience, live through, and release is a sacred part of your journey. It all belongs.”

About the Authors JUDY and ROY SMOOT met in college at Ohio State University in Columbus, Ohio; were married following graduation; and for the next four decades lived and loved in Georgia, Florida, Ohio, and Maine.

Roy enjoyed a successful banking career; Judy served as a Wellstreams spiritual director, a Dominican Associate, and an Expressive Arts Florida Institute (EAFI) certified expressive arts therapist. Judy established Always We Begin Again (AWBA), a nonprofit organization to support people with chronic illnesses. Later in life, they made their home at “Sunrise Ridge,” their cottage and retreat center renovated and created in the breathtaking beauty of Ohio’s Hocking Hills.

MELINDA FOLSE is a writer, editor, and collaborator on a mission to tell stories that make a difference.

She believes this story will strike a meaningful chord in every life it touches. It All Belongs is her eighth book, joining Grandmaster, Dream Catcher, and Lessons Well Learned as her favorite explorations of lives and passions well lived. She lives in Fort Worth, Texas.

Say I saw it in The Shopper

November 29, 2023

Public Auction at Devon Self Storage 19600 Stoney Island Ave, Lynwood, Il 60411

Property will be sold to satisfy the Owner’s lien for rent under the Illinois Self-Service Storage Facility Act. Property contained in the units will be sold to the highest bidder via an online auction at www.storagetreasures.com.

Online bidding will begin on December 4, 2023 at 10am, and will continue until December 18, 2023 at 10am, at which time a high bidder will be determined.

Devon Self Storage reserves the right to set minimum bids and to refuse bids. Please refer to www.storagetreasures.com for all other terms and conditions governing the bidding and auction process.

C021 Kimberly Davis

boxes, bags, totes, chairs.

C026 Courtney Toler

chairs, boxes, bed, bike.

C032 Patrialla Payne

totes, shoes, beds, chair.

D072 Criswell Douglas

boxes, carpet cleaner, pillows .

E023 Valencia Hubbard

totes, couch, table, chairs.

E066 Derrick Nutall

boxes, T.V , bed frame, toys.

G024 Parris McCoy

filing cabinet, chairs, bikes, boxes.

I032 Gerturde Dorsett

furniture, bags, boxes, totes,

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Our trusted professionals do complete repairs to protect your family and your home's value! Call 24/7: 1-888-872-2809 Prepare for power outages today with a GENERAC home standby generator $0 Down + Low Monthly Pmt Request a free Quote. Call before the next power outage: 1-855-948-6176 Eliminate gutter cleaning forever!

LeafFilter, the most advanced debris-blocking gutter protection.

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HBO Max included for 3 mos (w/Choice Package or higher.) No contract or hidden fees! Some restrictions apply. Call IVS 1-866-859-0405 Are you a pet owner? Do you want to get up to 100% back on vet bills? Physicians Mutual Insurance Company has pet coverage that can help! Call 1-844-774-0206 to get a free quote or visit insurebarkmeow.com/ads Diagnosed with lung cancer? You may qualify for a substantial cash award even with smoking history. No obligation! We've recovered millions. Let us help!! Call 24/7, 1-877-648-2503 Replace your roof w/the best looking & longest lasting material steel from Erie Metal Roofs! 3 styles & multiple colors available. Guaranteed to last a lifetime!

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Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.

page 11

Real Estate Specialists

Real Estate Questions & Answers CATHY & JIM HIGGINS Question: Is home ownership no longer a part of the American dream?

Answer: To answer this, here is a passage from Fortune magazine: In 2023, the residential real estate market’s headwinds have become headlines. By now, we are all familiar with the toll that higher interest rates, inflation, and economic uncertainty are taking on the sales volume and valuation of houses across America. But for all the analysis, one essential factor is consistently absent: the distinction between a house and a home–and what emotional equity has come to mean for the long-term durability of demand.

It is well documented that owning a property is the single most important way to build household wealth. Even before the pandemic-era housing boom that began in 2020, the median homeowner had 40% more household wealth than a renter, according to a 2019 U.S. Survey of Consumer Finances.

Between 2016 and 2019, housing wealth was the single biggest contributor to an increase in net worth across all income groups.

Nevertheless, for economists and financial experts, a house is, well, a house. It’s an asset with specific physical characteristics that is most often inhabited by a group of related individuals. However, that narrow

description misses the enduring emotional power of a family home.

Emotional clout all but guarantees that residential real estate markets will rebound after their recent slump. More than that, pent-up demand will ultimately drive market demand forward as interest rates gradually flatten or ease and the transfer of wealth from baby boomers to millennials continues rapidly.

Humans, after all, are hardwired to be territorial creatures: They seek comfort and security by establishing clear boundaries around defined spaces and gathering with others they trust. Unsurprisingly, nine in 10 people believe that owning a home is an integral part of the American Dream.

Regardless of how long you have lived in America, owning a home is a cultural rite of passage. Proactively choosing to put down roots is part of the critical transition from individual to committed community member.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www.

Higginshousechat.blogspot.com

BBB Business Tip: Why responding to your customer reviews matters.

By Rick Walz - President/CEO BBB Serving Northern Indiana In today’s marketplace, online reviews are one of the more crucial components of operating a successful business. According to a survey performed by BrightLocal, 93% of consumers say that online reviews influenced their purchasing decisions.

A key differentiator in giving your business a competitive edge is making sure you respond to customer reviews, both negative and positive.

Surprisingly, some businesses don’t respond to reviews at all, so by making an effort to reply, you’re already providing your business with an advantage.

Recruiting customer reviews. It’s crucial for you to have a formal process for asking customers to share their feedback after a transaction is complete. Otherwise, the few reviews you do receive will be from upset customers.

Encourage everyone to submit a review, that way you garner a wide range of sentiments, which can directly influence feelings of legitimacy. For example, some potential customers may view too many perfect five-star reviews as a red flag.

Customers want authenticity.

Whether you choose to send a followup message using email or SMS, make sure it’s delivered promptly after the customer’s interaction with your business. Try to keep the messaging short without sacrificing warmth or sincerity and encourage details. If you’re able to purchase a service to help you collect more reviews, it’ll automate the process for you and send friendly reminders.

How to respond to online reviews. Even the best businesses receive negative reviews on occasion, so don’t be afraid when one is directed at your company. Reviews that are critical of your business are a chance to publicly right a customer service wrong. No business is perfect.

Negative feedback is an invitation to prove your business prioritizes its customers, even when circumstances are less than ideal.

Similarly, don’t forget to respond to positive reviews as well. Those comments should be recognized as feel-good moments for you and the person sharing their experience. Taking time to appreciate a warm exchange with your team can turn a happy reviewer into a loyal customer.

If you can, assign one person on your staff to monitor and respond to all reviews posted.

Not only will you have someone ready to respond, but your messaging will also be consistent.

Try sticking to these tips when responding to customer reviews of their operation: Thank the customer for sharing their opinion while specifically addressing their topic of concern.

Be friendly, helpful, and energetic. Offer an initial resolution and then show a sense of

urgency in helping reach a speedy conclusion.

Stick to facts and data, not people, personalities, and emotions. Maintain a high level of professionalism, respect, and decorum, while being friendly in tone.

Set an expectation for next steps the reviewer can prepare for, including any needed followup. Always leave the response open-ended to allow for any additional action.

Take it offline when necessary. Some customers will want to argue and have the exchange displayed for everyone to see. In those instances, provide direct contact information for the customer to follow up.

These are some approaches to responding you should avoid: Quoting policy or practice. This is risky because you are setting yourself up for further ridicule. Explaining why you do something is a much better approach.

Using canned responses that are not specific to the concern addressed. Other users will read responses every time they read reviews. If they see responses that aren’t addressing the specific situation, they will expect the same. Nobody wants a one-size-fits-all solution.

Rambling communication. Reviewers are frustrated as it is, and any long response will feel clouded. This also leaves an opportunity for the reviewer to distort the overall reply. Show empathy, stick to facts, and keep responses simple.

How does BBB handle customer reviews?

Every customer review of a business that’s submitted through BBB.org is fully vetted by BBB staff to ensure its legitimacy, and that an actual interaction took place between the business and the consumer.

Here’s how that happens: • The reviewer is required to provide an email address and then verify their review submission via email.

• The reviewer must certify that the review is truthful and accurate.

• IPs are tracked and monitored, and users can be prohibited from additional review submissions.

• Businesses can challenge the review if they believe there was no interaction with the reviewer. BBB will reach out to the reviewer and request substantiation of the marketplace interaction.

• If a customer files a complaint with the same email address about the same issue, the customer review is suspended.

Customers cannot submit both a complaint and a negative customer review.

To learn more ways to improve your business practices, go to bbb.org and visit the BBB Small Business Resources page. You can also visit BBB.org/get-accredited to learn how to stand out as BBB Accredited business.

page 12

November 29. 2023

Say I saw it in The Shopper

Still in the same

ASPHALT PAVING

GUTTER CLEANING

ECONOMY PAVING

Super Flow

• Drive Ways • Parking Lots • Bonded & Insured • Owner Supervised

708-481-1380 APPLIANCE REPAIR

Mr.Fix-It

708-793-2477 708-758-0334

SPECIAL•SPECIAL•SPECIAL

BACK TO BASICS REPAIRS DONE RIGHT RANGE & STOVE REPAIR

ALL MAJOR APPLIANCES [HEATING & AC ESTIMATES AVAILABLE]

HEATING & APPLIANCE REPAIR MAN #1 Priority is Servicing your Heating, Refrig., Washer, Dryer, Stove.

FREE FREE FREE service charge with same day repair. $25 discount on all repairs.

CALL AL AT 708-985-1623

AUTO SALVAGE

WE BUY JUNK CARS Running or not, with or without title.

*FREE TOWING*

Gutter Cleaning

Free Estimates

Very Reasonable

708-476-5680 219-872-2184

HANDYMAN

PLUMBING

Problems R Solved

HANDYMAN SERVICES

General Repairs Drywall Basic Carpentry Painting Basic Electric Plumbing Holes, Cracks& Seams in Drywall SENIOR DISC OUNTS

FREE ESTIMA TE S

Call 773-897-9464 HEATING & COOLING SPRING SPECIAL!

AC CLEAN & CHECK ONLY $69.95 CALL 872-242-6673

WIZARD HEATING AND COOLING

LAWN CARE

ADG

LANDSCAPING

Lawn Care Handyman

Paying Top Dollar - Fast pick up.

708-991-7770 office email gholston895@gmail.com

Brian Caputo’s

SouthWest Concrete Commercial & Residential Concrete Specialist of • Driveways • Sidewalks • Patios • Garages • Stamp & Color • Decorative Concrete Overlay

312-835-6645

Lawn Care & Landscaping Lawn Maintenance • Power Raking Bush Trimming • Aeration & Seeding Fertilizer • Clean Up • Mulch & Rock • Sodding

FREE SPECIAL

708-860-9524 708-825-8237

708-514-0457 BBB Accredited • 5 Star Rating

R-A Lawn Care & Landscaping

cuputossouthwest construction.com

Calumet City

Free concrete sealer with purchase of new concrete

Brian

DECORATING FREE ESTIMATES INTERIOR • EXTERIOR

Coronado Remodeling & Decorating, Inc.

Quality Work at a Fair Price • Complete Remodeling • Bathrooms & Kitchens • Ceramic Tile • Drywall Repair • Paint • Installs Fences

Hector (cell phone)

708-692-7357

Over ten years experience in South Suburbs, References Available

Watch Our Videos at www.youtube.com/ users/coronadodecorating

GARAGE DOORS

Garage G’s Doors & Construction

• Supply & Installed • Service Openers • Broken Springs, Cables • Entry & Storm Doors FREE ESTIMATES

CALL 708-323-5954

CALL FOR A FREE ESTIMATE

ASK FOR ROB

Call today for a Quote!

CONCRETE

PERFORMANCE PAVING & SEAL COATING

708-877-6860

Turn that old car into cash.

Call or text today for a FREE QUOTE.

773-617-7308

PAVING & SEALING

• Power Raking • Aerating • Clean Ups • Seeding • Fertilizing • Gutter Cleaning • Grass Cutting • Edging • Re-Sodding • Evergreen Trimming • Snow Removal FREE ESTIMATES

708-969-1176

PAINTING & CLEANING

PROFESSIONAL

Sewer Rodding Large Pipes Electric Power Rodding Catch Basins Cleaned Plumbing Repairs Water Heaters

Contact Aaron for a Quote!

312-835-6645 708-991-7770 office gholston895@gmail.com

REMODELING

Complete Home Remodeling Electrical • Plumbing Ceramic Tile • Laminate Flooring • Drywall • Painting • Fences • Roofing

708-625-7102 Hector Coronado

FREE ESTIMATES! ROOFING

NEIGHBORHOOD CONTRACTOR All types of Roofing, Siding & Gutters, Sofit & Fascia, Insurance Work Residential /Commercial IL & IN Licensed & Insured

Free Estimates

708-333-8951 219-319-0993 Matejko Family Owned for 45 Years

DR. AIR

HEATING & COOLING, INC. Over 35 Years of Service FURNACE CLEAN AND CHECK

$99 -20

New Customer Discount

79

$

Dr. Air Heating & Cooling, Inc.

Valid Monday - Friday 8am- 4pm Expires 6/30/24

FREE*

Service Call On All Repairs with Part Purchase Not valid with any other offer. Coupon has no cash value. *Only applies to repairs with a purchased replacement part.

In the event that a part is not purchased or a repair is not done, Service call charges apply

Dr. Air Heating & Cooling, Inc.

Valid Monday - Friday 8am- 4pm Expires 6/30/24

10% OFF

Indoor Air Quality Products Not valid with any other offer.

Coupon has no cash value.

Bonded, Licensed & Insured

MAGGY’S

Valid Monday - Friday 8am- 4pm Expires 6/30/24

Family owned and operated since 1986

• Tree’s Topped, Trimmed, Removed • Bush Removal, • Stump Removal • Walks shoveled

$500 OFF

Call Today

TREE SERVICE

TREE SERVICE.

Insured & Bonded.

Free Estimates 708-200-8078 TUCKPOINTING

Rob’s Tuckpointing Chimney & Brick Repairs Gutter Cleaning No Job Too Small.

Very Reasonable.

Call For Estimate

708-877-6860

WINDOWS & SCREENS

219-577-2935

• Table Tops • Patio Doors • Thermal Panels • Store Fronts

Dr. Air Heating & Cooling, Inc.

Complete Furnace System Not valid with any other offer.

Coupon has no cash value.

Dr. Air Heating & Cooling, Inc.

FOR A FREE ESTIMATE FROM A HOME COMFORT ADVISOR

Valid Monday - Friday 8am- 4pm Expires 6/30/24

Call • 24-Hour Service Calls Today • Free Estimates On New Equipment

FOR A FREE ESTIMATE FROM A HOME COMFORT ADVISOR

• Financing Available • Ask About Our Club Membership

VANDERWIELDES Window and Screen Repair

DANNY G.

PRODUCTIONS

Still the same OWNERS & BUSINESS. Now operating exclusively as Dr. Air!

AARON PLUMBING

PAINTING & CLEANING TEXT OR LEAVE MESSAGE

COMMUNITY.

708-474-0049

CALL THE SHOPPER TO HAVE YOUR BUSINESS ADDED!

708-333-5901

WiFi Compatible

www.communitydrair.com GIVE US A CALL! (219) 766-0020