The Shopper 12/06/23 by The Shopper

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Girls on the Run Northwest Indiana has received a 3- year grant of $300,000 from Lilly Endowment Inc. to help serve more girls within their current service area of ten counties in Northwest Indiana, as well as expanding their transformational program to eleven additional counties in the Wabash Valley area of Indiana. The program is being funded through Lilly Endowment’s initiative, Strengthening Youth Programs in Indiana. The aim of the competitive initiative is to help youth-serving organizations working throughout Indiana improve their abilities to promote the academic, physical and social well-being of young people, ages five through 18. For 16 years, Girls on the Run Northwest Indiana has inspired adolescent girls to be joyful, healthy, and confident through an intentional curriculum that creatively integrates running. Through the out-of-school time program, girls learn critical life skills and healthy living behaviors that they can use at home, at school, and with friends after the program’s conclusion. “Expanding our service area has been a dream of our staff for a few years, but we did not have the capacity to make it happen. The Strengthening Youth Programs in Indiana grant allows us to provide impactful, quality programming in areas that did not have access before,” says Jill Schlueter-Kim, Executive Director. “We are grateful for the vision of the Lilly Endowment to invest in Indiana’s youth with these grants!” Girls on the Run Northwest Indiana is one of 187 organizations receiving grants through Strengthening Youth Programs in Indiana. “Indiana’s youth-serving organizations are crucial to the healthy development of children and youth across the state,’ said Ted Maple, Lilly Endowment’s vice president for education. “The challenges these organizations have faced in meeting the needs of

young people in recent years have made their work increasingly difficult. Lilly Endowment is pleased to support their efforts to strengthen programs and serve more youth more effectively.” Lilly Endowment launched Strengthening Youth Programs in Indiana Initiative in 2022 with an invitational round of grants to nine national youth-serving organizations to help them expand and enhance the work of their Indiana affiliates or chapters. About Lilly Endowment Inc. Lilly Endowment Inc. is a private foundation created in 1937 by J.K. Lilly Sr. and his sons Eli and J.K. Jr. through gifts of stock in their pharmaceutical business, Eli Lilly and Company. While those gifts remain the financial bedrock of the Endowment, it is a separate entity from the company, with a distinct governing board, staff and location. Although the Endowment funds programs throughout the United States, especially in the field of religion, it maintains a special commitment to its hometown, Indianapolis, and home state, Indiana. About Girls on the Run Northwest Indiana Girls on the Run inspires girls in 3rd – 8th grades to recognize their inner strength and celebrate what makes them one of a kind. Trained coaches lead small teams through a curriculum that includes dynamic discussions, activities and fun running games. The program culminates with girls positively impacting their communities through a service project and being physically and emotionally prepared to complete a celebratory 5K event. Throughout 2023, Girls on the Run of Northwest Indiana will be celebrating their 16th anniversary and look forward to many more years of positively influencing the lives of girls in their communities.

® Danny Ross REALTOR ® REALTOR 708.774.9087 708.774.9087 708.774.9087 danny@dannysellssoho.com dannyross2345@yahoo.com

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Copyright ©2019 HomeSmart International, LLC. Each brokerage independently owned and operated. MLS ID# 10296730 All If your home is listed with another brokerage, this is not intended as a solicitation. ate of Illinois. Copyright ©2019 HomeSmart International, LLC. Each brokerage independently owned and operated. MLS ID# 10296730 All ate of Illinois.

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Disaster Recovery Center Opens in Calumet City CHICAGO –A FEMA Disaster Recovery Center will open in Calumet City on Friday, Dec. 1 to help residents kickstart their recovery after the September 17 - 18 storms and flooding. Specialists from FEMA and the U.S. Small Business Administration are at the center to help survivors apply for federal disaster assistance, upload documents, learn about ways to make their property more disaster resistant and get their questions answered in person. The center will be open in the following location: Calumet City Public Library 660 Manistee Ave. Calumet City, IL 60409 Hours: 8 a.m. – 5 p.m., Monday – Saturday, Closed Sundays Assistance in languages other than English, including American sign language, and translated

materials are available at these centers. Disaster Recovery Center locations are chosen for their accessibility, with the goal of reaching as many people as possible. Accessible parking spaces are available. Additional recovery centers will be opening soon. To find the center nearest you, visit FEMA’s DRC Locator. You don’t need to visit a Disaster Recovery Center to apply for FEMA assistance. To apply without visiting a center, call the FEMA Helpline at 800-621-3362, go online to DisasterAssistance. gov or download the FEMA App. If you use a relay service such as video relay service, captioned telephone service or others, give FEMA your number for that service when you apply. For even more information about the disaster recovery operation in Illinois, visit www.fema.gov/ disaster/4749. The deadline to register with FEMA is January 19, 2024.

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December 6, 2023

Say I saw it in The Shopper

Financial Advice Column

An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473 HOW TO REACH US Phone: 708-271-8971 • www.myshopper.biz • Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville. Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication. In any event, adjustment for errors or omissions is limited to the cost of the space occupied. CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum). Business Classifieds are $25 for 20 words, $1.00 per word over. Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois. DEADLINE Friday 4:00 pm for the following week’s issue. PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.

Real Estate Specialists

Real Estate Questions & Answers CATHY & JIM HIGGINS Question: We are thinking of selling, but we heard there are few buyers with high interest rates. Any suggestions? Answer: Elevated mortgage rates, high home prices and limited housing inventory are making the dream of homeownership difficult for Americans, according to NAR Chief Economist Lawrence Yun. “Lack of inventory is providing the support for high prices, but it’s also making it super difficult for first-time buyers to enter the housing market.” But, Yun said the 30-year mortgage and Fed funds rates have likely crested. “I believe we’ve already reached the peak in terms of interest rates,” Yun said. “The question is when are rates going to come down?” Yun forecasts that interest rates will drop to between 6-7% by the spring buying season and anticipates that more sellers will enter the market. Keep in mind, mortgage rates were 9-17% between 1980-1990. In the 1990’s 7-9%. 2000’s they were 7-8%. 2010’s they were

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5-6%. So, we were spoiled by the low rates of the 2020’s. That did not mean buyers stopped buying and sellers stopped selling. “Pent-up sellers cannot wait any longer. People will begin to say, ‘life goes on,’” said Yun. “Listings will steadily show up, and new home sales will continue to do well. Existing home sales will rise by 13.5% next year. Moreover, homeowners have accumulated sizable wealth over time.” Keep in mind, homeowners still gained sizeable wealth when interest rates were higher than they are now! So, to answer your question, sell your home when you feel it is right for you! E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com

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Can life insurance provide retirement income? SUBMITTED BY PATRICK ZAMKIN If your children are grown and your mortgage is paid off, do you still need to carry life insurance? It depends on your situation, but for many people, a cash-value life insurance policy, such as whole life or universal life, can be a valuable, tax-efficient source of retirement income. And by drawing on the cash value of your policy, you might be able to temporarily reduce the amount you take out from your retirement accounts, such as your IRA and 401(k). This ability could be especially important when the financial markets are down — you’d probably like to avoid liquidating your assets when their prices have dropped. Basically, you can use the cash in your policy in these ways: • Withdrawals – You can typically withdraw part of the cash value of your life insurance without losing coverage. You generally won’t incur income taxes on these withdrawals, up to the amount you’ve put into the policy — that is, the premiums you’ve paid. Once your withdrawals exceed this amount, you would generally owe taxes. Also, keep in mind that any withdrawals will reduce your policy’s death benefit and the available cash surrender value. • Policy loans – Rather than taking a withdrawal from your policy, you could take out a loan. You won’t have to go through an approval process or income verification, and policy loans typically have lower interest rates than bank loans and don’t assess closing costs. Plus, because your insurer will be lending you the money and using the cash in your policy as collateral, your policy’s cash value can remain intact and still potentially grow. However, policy loans do carry some issues of which you should be aware. For one thing, while a loan usually isn’t taxable, you could end up owing taxes on any unpaid loan balance, including interest. And if this balance exceeds the policy’s cash value, it could cause your policy to lapse. Also, outstanding loans can reduce your death benefit. • Cashing out – If you cash out, or “surrender,” your policy, you can receive the

entire cash value, plus any accrued interest. You will have to subtract any money needed to pay policy loans, along with unpaid premiums and surrender fees, which can be significant. Also, any amount you receive over the policy’s cash basis — the total of premiums you’ve paid — will be taxed as regular income. • 1035 Exchange – Through what’s known as a Section 1035 Exchange, you can transfer your life insurance policy to an annuity, which can be structured to pay you a lifetime income stream. The exchange won’t be taxable but surrender charges may still apply. Given the potential tax implications of the above options, you may want to consult with your tax advisor before making any moves. Also, be sure you are comfortable with a reduced or eliminated death benefit. Specifically, you’ll want to be confident that your spouse or other family members don’t need the proceeds of your policy. This may require some discussions about your loved ones’ plans and needs. And don’t forget that life insurance can help your family pay for final expenses, such as funeral costs and unpaid medical bills. Whether it’s providing you with needed retirement income or helping your family meet future needs, your cash value life insurance policy is a valuable asset — so try to put it to the best use possible. Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C. California Insurance License OC24309 This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.

$1 Million Lottery Win Has Chicago Man Giving Extra Thanks This Holiday Season CHICAGO, November 21, 2023 – An Illinois Lottery player is feeling extra thankful this holiday season: for family, retirement, and a $1 million top prize winning lottery ticket. “Mr. M,” from Chicago, purchased a $10 scratch-off ticket that was worth a whopping $1 million, allowing him to retire early and spend more time with his family. “I was going to retire next year - but now I don’t have to wait!” exclaimed the winner. “It’s time I focus on what really matters - my family. With this money, I can retire early, and I’m going to move closer to my kids to be more present in their lives. I’m also a grandfather, and it’s finally time for me to enjoy spoiling my grandkids.” The $1 million winning 50X Payout scratch-off ticket was purchased at Harlem Food & Liquors, located at 4850 N. Harlem Ave. in Harwood Heights, near Chicago’s northwest side. “I buy different tickets from time to time, but on this day, I saw the blue 50X Payout ticket and had a good gut feeling about it,” said the 68-yearold industrial mechanic. “I chose to take a chance and buy it, and boy, am I glad I did.” When asked what he plans to do with the winnings, Mr. M replied, “I’m going to buy a condo near my kids, and trade in my car for a pick-up truck to help out my daughter who is always paying delivery fees for things - I can now be her delivery man, and I won’t charge her a penny.” This is also a big win for the retailer that sold the winning ticket, as the store will receive a cash selling bonus of one percent of the prize amount. For Harlem Food & Liquors, that means a bonus of $10,000. “Mr. M is a regular customer who comes into

A $1 million win has Mr. M feeling extra grateful – just in time for the holidays. _______________________________ our store often,” exclaimed Kaushik Patel of Harlem Food & Liquors. “He actually bought the very last 50X Payout ticket in our machine. He then came back the next day and said ‘Hey buddy, I got a million dollar win from you!’ He was so happy, and smiling so big – it couldn’t have happened to a nicer guy.” This isn’t the first time the retailer has sold a big winning lottery ticket. In September 2022, Harlem Food & Liquors sold a $1 milling winning Lotto ticket. So far in November, nearly 3.5 million winning Instant Tickets have been sold in Illinois, netting lottery players over $75 million in prizes. The Illinois Lottery currently offers more than 50 different Instant Ticket games at over 7,000 retail locations across Illinois.

Say I saw it in The Shopper

December 6, 2023

LOCAL CHURCHES TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org WORSHIP SERVICES Sunday Worship ............................. 9:30 a.m. Christian Development .................11:00 a.m. Saturday Women’s Grief & Loss Support Group - 2nd Sat. each month at 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School................................ 9:15 a.m. Worship Services ......................... 10:30 a.m. WEDNESDAY Bible Study…… .............................. 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES Sunday Worship ............................. 7:30 a.m. ...................................................... 11:00 a.m. Wed. Bible Study ................................ Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR WYBREN OORD Morning Worship ............................ 9:30 a.m. Sunday School ............................. 11:00 a.m. Evening Worship ............................ 5:30 p.m.

FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday ....................... 9:30 a.m. & 5:30 p.m. Sunday School ............................. 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 322-6527 gracedyer.webchicago.net

WORSHIP SERVICES Sunday........................................... 9:00 a.m. Monday...........................................6:30 p.m. Bible Study Sunday.......................10:30 a.m.

JESUS LIGHTHOUSE OF LOVE INTERNATIONAL MINISTRIES

19058 Burnham Ave, Lansing 312-206-1833 facebook.com/JLOLMinistries PASTOR EL CID ZOLLICOFFER PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES Sunday........................................... 11:00 a.m. Wed. Service on Facebook.............7:30 p.m. Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship ........................... 10:00 a.m. Wednesday Bible Study ................. 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday ........................................... 9:30 a.m. Sunday School ............................. 10:45 a.m. Channel 6 Tues. ........................... 10:00 a.m.

ST. PAUL’S EVANGELICAL LUTHERAN CHURCH & SCHOOL

8601 Harrison Avenue, Munster, In. 46321 219-838-6720 stplmunster.com Pastors: Peter Speckhard, Adrian Krebs & Donald Stock WORSHIP SERVICES: Saturday: 5:30 p.m. Sunday: 8 a.m. & 9:30 a.m. (Nursery available for Sunday morning services)

Midweek Advent services: 12/6, 12/13, 12/20, 6:30 pm Christmas Eve: (Sunday) 12/24, 9:30 am, 4 pm & 6 pm Christmas Day: 12/25, 10 am New Year’s Eve: Normal Sunday Service times 8 am & 9:30 am

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Heart Smart RICHARD ZEKVELD People get creative when they announce they’re expecting a baby. There’s the family photo with an ultrasound image tucked into the photo somewhere. Or the Christmas stockings, hanging on the mantel, each with a name on it, plus an added one this year with a question mark stitched into it. Then there’s the couple that posts a picture of a bun in an oven with no explanation. No matter how creative people get, “We’re expecting!” announcements have one thing in common: they are made by at least one expecting parent after the mother gets pregnant. In the Bible, God made a few birth announcements to the parents before the mother became pregnant. God usually made such announcements when he decided to send a baby to accomplish a special purpose in his great plan of salvation. Think Abraham and Sarah, or Samson’s parents, or Zechariah and Elizabeth, the parents of John the Baptist. God’s birth announcement to a young woman named Mary, however, is in a class all by itself. It is a one-of-akind birth announcement, utterly unique in the Bible, even compared to the other unusual birth announcements. In this case, the Angel Gabriel announces that God Most High and his Holy Spirit will miraculously cause Mary to become pregnant and give birth without the involvement of a man. As a result, her baby will be called the “Son of the Most High.” Jesus’ birth announcement is one-of-a-kind because he is one-of-a-kind, like no other baby that has ever been conceived and born of a woman in human history. He is truly human, like you and me. Unlike you and me, however, he is a sinless human. Beyond that, he is more than human. He is also God. More on that next week. Richard Zekveld Pastor, Covenant Fellowship Church cfcsh.org

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ESPIRITU DE DIOS

16400 S. State St., South Holland 708-439-1220 sogfchurch.com PASTORES Jose & Paula Lopez SERVICIOS: Grupo de Oracion de Hombres Jueves ............................................7:30 p.m. Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center 2138 Moeller Street Dyer, IN 46311 (219) 931-5284 www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

Invite your community to church. Join The Shopper’s Church Directory by calling 708-333-5901

Call 708-659-1730 to schedule your free quote!

VERSE OF THE WEEK

I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I have overcome the world. John 16:33 Attend the church of your choice.

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December 6, 2023

Say I saw it in The Shopper

LIBRARY HAPPENINGS Dolton Public Library

Address: 14037 Lincoln Ave, Dolton, IL Phone: 708-849-2385 Email: lincoln@doltonpubliclibrary.org Website: www.doltonpubliclibrary.org

PLEASE JOIN OUR FREE HEALTH WELLNESS FAIR The fair is to be held on October 12 th from 11am – 2pm (14037 Lincoln Ave. Dolton, IL.) Free Blood Pressure checks, Medicare, Diabetes screenings, Ayurvedic Therapy Resources and etc. There will be a FREE RAFFLE and surprise giveaways. TRUNK OR TREAT Trunk or Treat with us at the Dolton Public Library District FALL FESTIVAL. To be held on Saturday October 28 th from 12:30 – 4:30pm. (This event will be held in the back parking lot/ if inclement weather treats will be moved to YOUTH SERVICES DEPARTMENT) Event will include PHOTOOP, SPOKEN WORD with music and THE MAGIC of SPELLBINDER. FUN!! For the whole family. LIVE MUSIC and MORE… Identity Theft and Scam IDENTITY THEFT SCAM with guest speaker to be held on Thursday September 28 th , from 10 to 11am. This is an in-person event and registration is REQUIRED. Please call (708) 849-2385 x3 leaving your full name, email address and phone number to or email lincoln@doltonpubliclibrary.org register. FREE CRAFTS WITH SUE Make a Button Tree Painting at the Dolton Public Library District (14037 Lincoln Ave. Dolton, IL.) held on October 28 th , from 11 to 1pm in the Josway Auditorium. “ALL SUPPLIES WILL BE PROVIDED.” PLEASE WEAR AN OLD SHIRT. LIMITED TO 12 PARTICIPANTS. MASK ARE REQUIRED. Please call (708) 849-2385 x5 to register. FREE BINGO NIGHT. Starting October 12th, from 3 – 4pm. Held every 2 nd and 4 th Thursday in the Kopac. Please call (708) 849-2385 x3 leaving your full name, email address and phone number or send email to lincoln@doltonpubliclibrary.org to register. FREE Virtual Zumba Dolton Public Library District presents VIRTUAL ZUMBA with licensed instructor Yvette Roberts. Come and join in the fun every Friday at 5pm. Please call (708)8492385 or email lincoln@doltonpubliclibrary. org and leave your full name, email address and phone number to register. (5pm – 6pm every Friday). FREE BEGINNERS LINE DANCING with “DAWN the DANCIN’’ DEEVA” Every Wednesday, from 3pm to 4pm. Please call 708-849-2385 ext. 3 to register, RSVP between Friday, 9am and Tuesday, 4pm ONLY. Leaving your full name and phone number. Held in the Josway Auditorium. FREE VIRTUAL SENIOR YOGA Every Wednesday taught by Dionne Arnold, Certified Yoga Instructor, (4pm to 5pm) Please call 708-849-2385 or email lincoln@ doltonpubliclibrary.org and leaving your full name, email address and phone number to register. FREE SENIOR BRIDGE CLUB Held every Tuesday, in person, from 3:30pm to 4:30pm.Please register by calling 708-849-2385 x3 or send email to lincoln@doltonpubliclibrary.org and leave your full name, email and phone number to register. FREE

VIRTUAL WORKOUT with SHEENA STINSON Get in Shape from Home. Classes held every Monday from 6pm to 6:30pm. Please call 708-849-2385 or email us at lincoln@ doltonpubliclibrary.org leaving your full name, email address and phone number to register. A Zoom Link will be sent day of the program. FREE Get up and Move with Simon Says Join the Dolton Public Library Youth Services Dept. as we play “Simon Says”. Held every 3rd or 4th Friday from 10:45 to 11:45am starting Oct. 27 th . PLEASE CALL FOR FUTURE DATES. Register by calling (708849-2385, ext. 4) or emailing at lincoln@ doltonpubliclibrary.org leaving your name, email address, phone number and the number of children participating. FREE Buriobo Burbio is a one-stop free resource to find out about all the Dolton area events and activities. If your group wishes to post your events on burbio contact: groupsupport@burbio. com Sign-up at Burbio.com or download the free Android or iPhone app and follow the calendars that interest you. FREE VIRTUAL PASSPORT TO KNOWLEDGE, Every first Monday of the month from 3:30 – 4pm. Pack your bags for a virtual trip around the world and learn about other countries and cultures. Register at lincoln@ doltonpubliclibrary.org or call (708-849-2385) and leave your name, email and phone number. Come curbside to pick up your Passport Packet prior to departure. The link for Zoom will be emailed prior to the program. FREE BETWEEN the PAGES: A Virtual Story Time Every third Saturday of the month at 1:30pm. To register call (708-849-2385) or email lincoln@doltonpubliclibrary.org and leave your name, phone number and email address. A link will be sent to you. FREE COOKBOOK BOOK CLUB Will meet in the Josway Auditorium on one Saturday a month, from 11am to 1pm at the library (14037 Lincoln Avenue, Dolton, IL 60419). To discuss the selected cookbook and to taste samples that have been prepared by our members from the recipes within the book. Potential new members please call 708-8492385, ext. 5 to register leaving your name, email and phone number to get complete details. FREE Homework Help GOT HOMEWORK? NEED HELP? For ages 5 – 14yrs, make an appointment with Mrs. Brooks on Fridays or Saturdays by calling (708) 849- 2385 x 4. Sessions are limited to 30 minutes each. FREE Toddler Time For young children (18 mos – 4 yrs.) and their caregivers. Every 2nd Tuesday, 10:45am – 11:45am. 14037 Lincoln Avenue, Kopac Room, starting June 6, 2023. To join us, please register at lincoln@doltonpubiclibrary.org leave your name, email address or call at 708-8492385, ext. 4. FREE Family Game Time Join us twice a month on Saturday, from 1:00 to 2:30pm for free fun and activities. To be held in the Youth Services department. Call (708) 849-2385 x 4 for future dates. NO REGISTRATION REQUIRED. FREE Creative Craft Join Ms. Barbara every 4th Wednesday for a new fun art craft from 3:30 – 4:00 pm in the Kopac Room. NO NEED TO REGISTER KIDS &YOUTH 5-16 YRS. FREE!

Harvey Public Library

Tots & Tales Storytime Tuesday, December 19 11 am – 12 pm Ages: 2-8 Listen to Christmas storytelling with Ms. Cheryl and afterwards, participate in a funfilled craft.

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Let’s Learn Together Wednesday, December 20 3:30 – 4:30 pm Ages: All Learn new craft styles, art and more.

Join Us For Virtual Programs: Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library. Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Puzzle Club Wednesday, December 20 3:30 – 5 pm Ages: All Let’s puzzle it out. Put the pieces together with other puzzle lovers.

Address: 15441 Turlington, Harvey, IL 60426 Phone: 708-331-0757x3200 Email: has@harvey.lib.il.us Website:www.harvey.lib.il.us

Riverdale Public Library

Address: 208 W 144th St Riverdale, IL 60827 Phone: (708) 841-3311 Email: library@rpld.org Website: www.rpld.org

Hot Cocoa Day Wednesday, December 13 All Day Ages: All Do you like your cocoa with whipped cream? Marshmallows? Peppermint? Cinnamon? Visit us on December 16 for a cup of cocoa and add your choice from a variety of tasty toppings. Christmas Dinner Baskets Adult Stop in the library beginning Monday, December 4 to sign up for one of our holiday meal baskets. At that time you will be provided with a voucher to receive one of our baskets which will be distributed at our Holly Jolly Christmas Jamboree. Baskets are for Riverdale residents only and proof of residency will be required when coming in for your voucher. A voucher must be presented in order to receive a basket. Holly Jolly Christmas Jamboree Saturday, December 16 2:30-5 pm Ages: All This Christmas season head to the Riverdale Public Library for some holiday family fun. During our celebration enjoy food and refreshments, Christmas Dinner Basket Giveaway, a musical program, Ugly Sweater contest, our Giving Tree, Crafts and more. Tutoring Downtime Every Tuesday and Thursday 3:30 – 5:30 pm Grades: K-8 Receive homework assistance and afterwards enjoy snacks, games and fun. Friday Films (All ages) Friday, December 8 (G-PG) Friday, December 22 (PG13-R) 2 – 4 pm Ages: All Drop in for popcorn and a movie. This event is free.

Jewelry Making Class (All ages) Saturday, December 23 12:30 – 2 pm Ages: 5+ Create your very own personalized jewelry. Family Game Day Saturday, December 23 12 – 2 pm Ages: All Gather the family for a fun afternoon of classic board games and card games, or bring your own personal favorite. Bookies Book Club Wednesday, December 27 4 – 5 pm Ages: Adults/Seniors Mrs. Claus and the Santaland Slayings by Liz Ireland. This Christmas season, travel to a North Pole you’ve never seen before. Stop in and get your copy at the Circulation Desk. The Book Club “NSFW EDITION” (Not Safe For Work) Thursday, December 30 1 – 2 pm Ages: 18+ 365 Days by Blanka Lipiski. Kidnapped, Laura develops a fascination with her handsome and powerful captor. But as a precarious, risky relationship forms betweenthem, forces outside their control threaten to tear them apart.

Calendar of the Month Women’s Bible Study Discover Your Bible with us at Cottage Grove Christian Reformed Church, 166th Street and Cottage Grove Avenue (by the roundabout) in South Holland, Tuesday mornings from 9:45 – 11:00 a.m. beginning on September 12. We will begin our season with a 7-week study of the Old Testament book of Micah. After we complete Micah, we plan to study 1 & 2 Timothy (10 lessons). We provide a Nursery for infants and Story Hour for preschoolers to age 5. For information call the church at 708- 3310391 or Carol at 708-339-6793. We would love to have you join us!

Computer Basics Friday, December 8 1 – 2:30 pm Ages: Adults/ Seniors PC/Laptop Fundamentals. Beginners welcome. Registration recommended. Tech Talk Saturday, December 9 12 - 1 pm Ages: Adults/ Seniors Making a purchase. Learn the ins and outs of using your smart technology in many different ways. Stress Reduction Meditation Wednesday, December 13 4 – 5 pm Ages: Adults/Seniors Relax with this guided meditation designed to help you let go of stress. Doors open at 3:30 pm and meditation begins promptly at 4 pm. Bingo! Monday, December 18 10:30 am – 12:30 pm Ages: Adult/Senior Come have some fun with us at our monthly themed Bingo events. Holiday themed prizes will be awarded. 10 games will be played along with refreshments, laughter and holiday cheer.

Email your library events to general@myshopper.biz

Say I saw it in The Shopper

December 6, 2023

page 5

Neighbor 2 Neighbor JANICE MINTON-KUTZ

DOING THE MOST GOOD-MAJOR STEVE KOEHLER OF THE SALVATION ARMY: the bright red kettles and the dedicated bell ringers are a fixture at the Christmas Season all over America. The Strack’s store in Munster is no exception as Major Steve Koehler takes a coffee break from ringing the Salvation Army Bell all afternoon. Some 650 client’s are served in our areas by the bell ringers which provide food, services, toys, summer camp, rents, an angel tree and other treats and comforts of the season. Other entities which benefit from the bellringers include Wal Mart, Target, Macy’s, dental and optical treatments. So when we see the red kettles and bell ringers, let’s be extra generous this Christmas season. ***

FRIENDS FEAST AT THE COMMANDER IN MUNSTER: A few gal pals got together last week for dinner at Commander’s Restaurant on Ridge just at the corner of Ridge and Calumet City. The ladies included Eileen Pinc, Hammond, Sharon Carnovale, South Holland, Aronette, Chicago Heights and Millie Summers, Lansing. The gals come to Commander’s at least once a week to enjoy lunch and say hello to server Sherry Cordoba! ***

HOST GEORGE TAMVAKIS GREETS THANKSGIVNG GUESTS: The setting was once again Lebanon Lutheran Church in Hegewisch onThanksgiving Day, Thursday November 23, 2023, and former members of St. Columba, Mother of God and St Florian took part in a festive Thanksgiving menu of turkey and all the trimmings. Some of the benefactors who helped provide the food include: George Tamvakis; Hegewisch Veteran’s Memorial; Ridge Animal Hospital; Andy Dubda; Maalis Foundation; Aniol’s Hardware; Greg Kraskinski; Mary Summers; Ace Catering; Lebanon Lutheran Church; Kerry Moore, Calumet Bakery, Lansing, Il Mr. Tamvakis is pictured here with Jimena, 6, and Mom Catalyna Jimenez. In another picture 10th Ward Alderman Peter Chico is pictured here with Denise Zavesky, one of the former St. Columba parishioner’s. ***

GREGG OTT TAKES HIS GREAT PYRENEES FOR A WALK: The dogs almost take Gregg for the walk! They are rescued from a sanctuary in Wisconsin. Since 1993, they (orothers of the same breed) have been in Gregg’s loving care. The dogs are Nola, age 10 who weighs in at 72 pounds, and Loki, age 6, 120 pounds. They are gentle giants, but very possessive of their own turf, so if we try to intrude, on them, we will be met with force. Greg has been saving the breed for many years and he is very familiar with their likes and dislikes. Beautiful animals our for a walk! ***

THE ROSARY CLUB AT ST.FLORIAN CHURCH IN HEGEWISCH: Some 20 women participate in the recitation of the rosary several times a year. Some are pictured here: Kim Gibson, Josephine Klimczak, Carol Jankiewicz, Jamie Tarrant Swain, Betty Mansour, Audrey Simons and MaryAnn Drosos. The gals recite the rosary in the early part of the meeting and focus on the many mysteries contained. Following the meeting they talk a little business and enjoy a catered lunch by Steve’s in Hegewisch with treats provided by the fabulous bakers therein. The next meeting (which meets in the St. Florian /Christ Our Light gym) will be on March 3,2023, May 5, 2023, September 8, 2023 and December1st, 2024. These are devoted church women who are praying for all of us! If you would like to join the Rosary Group or any of the activities at St. Florian, please contact the Rectory and leave your name -773-646-4877 ***

TOYS FOR TOTS AND CITY VW: Taking a quick peek inside the 2024 Volkswagen Atlas is sales representative Lameshia Rogers. Rogers and other of the sales reps at VW in Highland help fill up the Toys for Tots basket and encourage visitors to the car salon to do likewise! The basket of toys will be delivered to needy kids all over Chicagoland in time for Christmas! ***

For inclusion in Neighbor 2 Neighbor, please call Janice at 708-302-8585 or write to her C/O Coldwell Banker, 20 E. US 30, Schererville, IN 46375, or e-mail her at janice.mintonkutz@cbexchange.com

LICENSED IN BOTH IL & IN! Janice Minton-Kutz 708.302.8585 Realtor

Michael Cavoto

Senior Mortgage Banker

708.372.0712

WE MAKE BUYING & SELLING EASY

page 6

December 6, 2023

SUDOKU

Say I saw it in The Shopper

CROSSWORD

SOLVE THE MAZE

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9.

WORDSEARCH

ACROSS 1. Desert “trees” 6. Parties 11. Sack 14. Once more 15. Bell, buzzer or siren 16. Every bit 17. An inclination to do kind things 19. Ocean 20. Made easier to bear 21. Dens 23. Help 27. Pillars 28. Timid 32. Journeys 33. Step 34. Conditioned emotional response 37. They come from chickens 38. Gleaming 39. Identical 40. Fish eggs 41. Sap or marrow 42. Fool 43. Held in contempt 45. Dishes of tomatoes and greens 48. Reflected sounds 49. Type of dog 50. Majestic 53. Make a mistake 54. Not working 60. Consumed food 61. Written fictional story 62. Travels in a vehicle 63. Temporary social craze 64. Lust for wealth 65. S S S S

DOWN 1. Taxi 2. How old one is 3. Tin 4. Neckwear 5. Buys into shares or bonds 6. Ladies 7. Downwind 8. Territory 9. Circle fragment 10. Extracted metals by heating 11. An aromatic herb 12. State of watchfulness 13. Found in windows 18. Solemn promise 22. Assistance 23. Not before 24. Pinfish 25. Military blockade 26. Writing fluids 27. Remain 29. An anesthetic 30. Develop 31. Leases 34. A division in a long poem 35. Master of ceremonies 36. Tall woody perennial grasses 38. Dried hemp leaves 39. So much 41. Joking 42. Affirm 43. A tribe of Israel 44. A juicy gritty-textured fruit 45. A bundle 46. Heart artery 47. Enticed 50. Wander 51. Sword 52. Emasculate 55. Neither ___ 56. It is (poetic) 57. Identity cards 58. V 59. S

CELEBRATING HANNUKAH ON EACH OF THE EIGHT NIGHTS OF CHANUKAH, JEWISH PEOPLE LIGHT SPECIAL MENORAHS (CANDELABRAS), ADDING ANOTHER FLAME EACH NIGHT, UNTIL ON THE EIGHTH NIGHT EIGHT FLAMES ARE BURNING BRIGHTLY. THE LIGHTING TAKES PLACE AT HOME, IN A DOORWAY OR NEAR A WINDOW, AND IS PERFORMED AFTER BRIEF BLESSINGS ARE RECITED. ON CHANUKAH, IT IS CUSTOMARY TO PLAY WITH DREIDELS, TOPS UPON WHICH FOUR HEBREW LETTERS, NUN, GIMMEL, HAY, AND SHIN, ARE WRITTEN.IN MODERN TIMES, COMMUNAL MENORAH LIGHTINGS ARE OFTEN HELD IN PUBLIC SQUARES, SHARING CHANUKAH’S MESSAGE OF THE TRIUMPH OF LIGHT OVER DARKNESS AND FREEDOM TO WORSHIP GOD.

CANDLE CELEBRATE DAYS DREIDEL EIGHT

GIMMEL HANUKKAH HAY HEBREW JERUSALEM

LIGHTING LIGHTS MENORAH NIGHT NUN

PRAY RABBI SHIN SING TRIUMPH

SOLUTIONS

HANNUKAH WORD SEARCH

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

Say I saw it in The Shopper

December 6, 2023

page 7

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Contact us to learn if you’re eligible for free child care 708-365-1500 or visit: earlylearning.actforchildren.org/enroll-now.

page 8

December 6, 2023

Say I saw it in The Shopper

REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

E-Mail: pleadings@mccalla.com

CALUMET CITY, IL 60409

COUNTY DEPARTMENT - CHANCERY DIVISION

Attorney File No. 22-11869IL

NOTICE OF SALE

Attorney Code. 61256

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 23, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 10, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

F STREET INVESTMENTS, LLC;

Case Number: 22 CH 07448

Plaintiff,

TJSC#: 43-3856

vs.

INVESTMENTS,LLC;

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Defendants,

Case # 22 CH 07448

23 CH 5852

I3232708

Property Index No. 30-07-407-016-0000 & 3007-407-017-0000

NOTICE OF SALE

...

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, December 27, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate:

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

The real estate is improved with a single family residence.

PREMIUM DEVELOPER 1 LLC, F STREET

P.I.N. 30-31-206-039-0000. Commonly known as 17814 S. BURNHAM AVE., LANSING, IL 60438. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Mr. Ira T. Nevel at Plaintiff ’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125. 23-01644 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com

COUNTY DEPARTMENT - CHANCERY DIVISION FOREST GLEN CONDOMINIUM ASSOCIATION, INC. Plaintiff, -v.MICHELLE STRICKLAND-WILSON, PUFORD APARTMENTS LLC, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 2023 CH 00334 18550 TORRENCE AVE, UNIT 20 LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 22, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 27, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

I3232870

Commonly known as 18550 TORRENCE AVE, UNIT 20, LANSING, IL 60438

...

Property Index No. 29-36-410-003-1020

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

The real estate is improved with a residential condominium.

COUNTY DEPARTMENT - CHANCERY DIVISION

The judgment amount was $18,723.60.

PENNYMAC LOAN SERVICES, LLC Plaintiff, -v.UNKNOWN HEIRS AND LEGATEES OF RESHETTA PERSON, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, ANGEL TRAONNA LAWRENCE, MICHAEL MARK WILLIAMS, MARCUS JOSEPH GREER, INDIVIDUALLY AND AS INDEPENDENT EXECUTOR OF THE ESTATE OF RESHETTA PERSON Defendants 22 CH 07448 16775 SOUTH PARK AVENUE SOUTH HOLLAND, IL 60473 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 2, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 3, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16775 SOUTH PARK AVENUE, SOUTH HOLLAND, IL 60473 Property Index No. 29-22-400-039-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 21-07906IL_724794 Attorney Code. 61256 Case Number: 22 CH 00965 TJSC#: 43-4083 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 22 CH 00965 I3233321 ...

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

For information, contact EGAN & ALAILY LLC Plaintiff ’s Attorneys, 20 South Clark Street, Suite 2120, Chicago, IL, 60603 (312) 253-8640.

Plaintiff,

THE JUDICIAL SALES CORPORATION

EGAN & ALAILY LLC

RENELL SMITH, ILLINOIS HOUSING DEVELOPMENT AUTHORITY, UNKNOWN HEIRS AND LEGATEES OF JAMES HOWELL A/K/A JAMES H. HOWELL, GLORIA COSTELLO A/K/A GLORIA W. COSTNEILLO, KIMBERLY D. WARE, KEVIN WARE, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, JULIE FOX, AS SPECIAL REPRESENTATIVE FOR JAMES HOWELL A/K/A JAMES H. HOWELL (DECEASED)

20 South Clark Street, Suite 2120

Defendants

Chicago IL, 60603

2022 CH 05734

312-253-8640

16122 ASHLAND AVENUE

E-Mail: clerk@ea-atty.com

MARKHAM, IL 60428

Attorney ARDC No. 59515

NOTICE OF SALE

Attorney Code. 59515

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 4, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 3, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

Case Number: 2023 CH 00334 TJSC#: 43-3827 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 00334 I3233300 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION

THE JUDICIAL SALES CORPORATION

CARRINGTON MORTGAGE SERVICES, LLC

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

Plaintiff,

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

Commonly known as 505 GREENBAY AVENUE, CALUMET CITY, IL 60409

-v.-

MCCALLA RAYMER LEIBERT PIERCE, LLC

IRENE A KOTLOWSKI A/K/A IRENE ANN KOTLOWSKI, SECRETARY OF HOUSING AND URBAN DEVELOPMENT, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS

One North Dearborn Street, Suite 1200

Defendants

Chicago IL, 60602

22 CH 00965

312-346-9088

505 GREENBAY AVENUE

COUNTY DEPARTMENT - CHANCERY DIVISION DLJ MORTGAGE CAPITAL, INC

-v.-

Commonly known as 16122 ASHLAND AVENUE, MARKHAM, IL 60428 Property Index No. 29-19-220-054-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify

all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876

Plaintiff,

THE JUDICIAL SALES CORPORATION

BRITTNEY J. BUTLER AKA BRITTNEY BUTLER; FIRST

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

15W030 NORTH FRONTAGE ROAD, SUITE 100

ILLINOIS HOUSING DEVELOPMENT AUTHORITY;

BURR RIDGE IL, 60527

UNKNOWN OWNERS AND NONRECORD CLAIMANTS;

630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-21-04251 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2021 CH 06045 TJSC#: 43-4258 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2021 CH 06045 I3233486 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

E-Mail: pleadings@il.cslegal.com

U.S. BANK NATIONAL ASSOCIATION

Attorney File No. 14-20-05612

Plaintiff,

Attorney ARDC No. 00468002

-v.-

Attorney Code. 21762

RACHAEL SHANNON FOWLER, ROY ALEX FOWLER

Defendants 2022 CH 04194 1340 LINDEN RD HOMEWOOD, IL 60430 NOTICE OF SALE

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 2, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 29, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

COUNTY DEPARTMENT - CHANCERY DIVISION

Commonly known as 1340 LINDEN RD, HOMEWOOD, IL 60430

PHH MORTGAGE CORPORATION

Property Index No. 29-32-303-016-0000

Plaintiff,

The real estate is improved with a residence.

-v.-

Case # 2022 CH 05734 I3233453 ...

TERRY MCLAUGHLIN, DIANA MCLAUGHLIN, UNITED STATES OF AMERICA - SECRETARY OF HOUSING AND URBAN DEVELOPMENT, VILLAGE OF HOMEWOOD Defendants 2021 CH 06045 1650 CEDAR ROAD HOMEWOOD, IL 60430 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 24, 2022, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 8, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1650 CEDAR ROAD, HOMEWOOD, IL 60430 Property Index No. 29-31-205-007-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

BANK OF ILLINOIS S/I/I OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION;

COUNTY DEPARTMENT - CHANCERY DIVISION

TJSC#: 43-4214

SAVINGS BANK OF HEGEWISCH; FIRST NATIONAL

CODILIS & ASSOCIATES, P.C.

630-794-5300

Case Number: 2022 CH 05734

vs.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-03321 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2022 CH 04194 TJSC#: 43-4262 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Defendants, 23 CH 735 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Monday, January 8, 2024 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 30-32-313-030-0000. Commonly known as 18319 Ada St., Lansing, IL 60438. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call The Sales Department at Plaintiff ’s Attorney, Diaz Anselmo & Associates, P.A., 1771 West Diehl Road, Naperville, Illinois 60563. (630) 453-6925. 6766-190747 ADC INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3233706 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION AMERIHOME MORTGAGE COMPANY, LLC; Plaintiff, vs. UNKNOWN HEIRS AND LEGATEES OF DENNIS WALKER; RITCHETTA L. SANDERS; OCTAVIUS WALKER; OSEI K HAWKINS AKA OSEI KAMAU HAWKINS; BRANDON KING; UNKNOWN HEIRS AND LEGATEES OF JUDAH D. WALKER NOEL JASMINE WALKER AKA NOEL WALKER; DAMON RITENHOUSE AS SPECIAL REPRESENTATIVE FOR DENNIS WALKER; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 20 CH 1675 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, January 9, 2024 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 30-31-120-009-0000. Commonly known as 2557 Indiana Avenue, Lansing, IL 60438. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call The Sales Department at Plaintiff ’s Attorney, Diaz Anselmo & Associates, P.A., 1771 West Diehl Road, Naperville, Illinois 60563. (630) 453-6925. 6710-188271 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3233712 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE OF THE COLT 2020-RPL1 TRUST, Plaintiff, vs. WILLIE’ MCCLINE JR., THYESHA M. MCCLINE,

Case # 2022 CH 04194

Defendants,

I3233494

22 CH 5167

...

NOTICE OF SALE

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, January 9, 2024 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest

COUNTY DEPARTMENT - CHANCERY DIVISION US BANK NATIONAL ASSOCIATION

Say I saw it in The Shopper

December 6, 2023

page 9

REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 28-14-411-044-0000 (28-14-411-0280000, 28-14-411-029-0000 AND 28-14-411-0300000 UNDERLYING PINS). Commonly known as 15624 SAWYER AVE., MARKHAM, IL 60428. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Mr. Ira T. Nevel at Plaintiff ’s Attorney, Law Offices of Ira T. Nevel, 175 North Franklin Street, Chicago, Illinois 60606. (312) 357-1125. 22-01579

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-06748 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2022 CH 08990 TJSC#: 43-3924

INTERCOUNTY JUDICIAL SALES CORPORATION

intercountyjudicialsales.com

Case # 2022 CH 08990

I3233721

I3233858

...

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS

COUNTY DEPARTMENT - CHANCERY DIVISION

FIRST NATIONAL BANK OF AMERICA

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK OF AMERICA, NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR BY MERGER TO LASALLE BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST 2007-5, MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-5

Plaintiff, -v.JWON MARTIN, ESTATE OF JERRY C. MARTIN, SR., JOSEPH W. PIEPER, ATTORNEY AT LAW, LLC Defendants 2022 CH 08990 30 E 150TH ST HARVEY, IL 60426 NOTICE OF SALE

Plaintiff,

issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-18-09670 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2018 CH 13404 TJSC#: 43-4241 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2018 CH 13404 I3234139 ... IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION FREESTYLE INVESTMENTS LLC AND KELE CENTER

HELAINE YATES, CITY OF CHICAGO

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 4, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 8, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

Plaintiff,

Defendants

-v.-

2018 CH 13404

Commonly known as 30 E 150TH ST, HARVEY, IL 60426

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 14, 2022, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 8, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

FIRST MIDWEST BANK AS SUCCESSOR TRUSTEE TO STANDARD BANK AND TRUST UNDER THE PROVISIONS OF A TRUST AGREEMENT DATED SEPTEMBER 24, 2014 AND KNOWN AS TRUST NO. 21782, VANCE SMITH, KIWANA SMITH, FIFTH THIRD BANK (WESTERN MICHIGAN) , UNITED STATES OF AMERICA, CITY OF CHICAGO, STATE OF ILLINOIS- DEPARTMENT OF REVENUE, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS

Property Index No. 29-08-319-001-0000; 29-08319-002-0000 The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876

DOLTON, IL 60419 NOTICE OF SALE

Commonly known as 15022 -15024 MINERVA AVENUE, DOLTON, IL 60419 Property Index No. 29-11-307-048-0000 The real estate is improved with a duplex. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g) (4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification

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Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

-v.-

15022 -15024 MINERVA AVENUE

(24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Defendants 2023 CH 00553

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Noah Weininger, THE WEININGER LAW FIRM LLC Plaintiff ’s Attorneys, 161 North Clark St., Suite 1600, Chicago, IL, 60601 (312) 796-8850. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. Noah Weininger

3360 W. 185TH PLACE

THE WEININGER LAW FIRM LLC

HOMEWOOD, IL 60430

161 North Clark St., Suite 1600

NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 2, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on January 10, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 3360 W. 185TH PLACE, HOMEWOOD, IL 60430 Property Index No. 31-02-203-026-0000 The real estate is improved with a single family residence. The judgment amount was $72,956.88. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four

Chicago IL, 60601 312-796-8850 Fax #: 312-248-2550 E-Mail: nweininger@weiningerlawfirm.com Attorney Code. 63307 Case Number: 2023 CH 00553 TJSC#: 43-4392 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 00553 I3234295

VAN DAM

Phillip J. Van Dam, age 79, of Beecher, IL, passed away Monday, November 27, 2023. Beloved husband of Sharon Van Dam, nee Deinema. Loving brother of the late David (Charlotte) Van Dam. Preceded in death by his parents William and Ruth Van Dam. Phil retired from RR Donnelley Co. He was dearly loved and will be missed. A visitation will be held Wednesday, December 6, 2023 from 10:00 a.m. until the time of the funeral service at 11:00 a.m. at Faith United Reformed Church, 130 W. Corning Rd. Beecher, IL with Rev. Nathan Voss officiating. Interment Skyline Memorial Park – Monee, IL. Arrangements entrusted to Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. For further information, please contact 219-322-7300 or visit our online guestbook and obituary at www.SMITSFH.com.

BONELLI

Pamela J. Bonelli, nee Nowak, age 66, of Sauk Village, IL, passed away peacefully Thursday, November 30, 2023. Loving mother of Joseph (late Tara) Bonelli and the late Eric (fiancée Jennifer Kubart) Bonelli. Proud grandmother of Savannah, late Arianna, and Cayden. Dearest sister of Dean (Liz) Nowak. Kind aunt of two nieces. Preceded in death by her parents Eugene and Helen Nowak. Visitation Sunday, December 10, 2023 from 2:00 - 6:00 p.m. with a funeral service to be held at 5:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30 & Pleasant Springs Ln.) Dyer, IN. Memorial contributions may be given to American Cancer Society. For further information, please contact 219-322-7300 or visit our online guestbook and obituary at www.SMITSFH.com

...

PUBLICATION NOTICE OF COURT DATE FOR REQUEST FOR NAME CHANGE (ADULT) There will be a court date in Cook County on my request to change my name from MELANISE A LOVING to the new name of MELANISE ADIA LOVING. The court date will be JANUARY 8, 2024 at 9:00am at 10:00am at 16501 S. Kedzie, Markham, IL 60428, via ZOOM Meeting. ZOOM Meeting ID 98932468139. Zoom Password 089630. Case number 20236010989.

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Luis E. Nava, Jr., age 25, of South Holland, IL passed away on Sunday, November 26, 2023. Loving son of David Haro Jr., Blanca Navarro, and Luis E. Nava, Sr. Dear brother of David Haro III, Daniel Haro, Jacob Murillo, Lily Murillo, Bella Rose Nava, and Natalia Sophia Nava. Luis was loved by many and will be missed. Visitation with family and friends will be held on Thursday, November 30, 2023 from 4:00 – 9:00 p.m. at Smits Funeral Home, 649 E. 162nd St. (Rt. 6/159th St.) South Holland, IL. Visitation will also be held at the funeral home on Friday, December 1, 2023 from 8:30 – 10:30 a.m. at Smits Funeral Home. A funeral mass will follow at 11:00 a.m. at St. John the Baptist / Lord of Mercy Catholic Church,15746 Union Ave., Harvey, IL. For further info please contact 708-333-7000 or visit our online obituary and guest book at www. SMITSFH.com Luis E. Nava, Jr., de 25 años, de South Holland, IL, falleció el domingo 26 de noviembre de 2023. Amado hijo de David Haro Jr., Blanca Navarro y Luis E. Nava, Sr. Querido hermano de David Haro III, Daniel Haro, Jacob Murillo, Lily Murillo, Bella Rose Nava y Natalia Sophia Nava. Luis era querido por muchos y lo extrañaremos. El velorio con familiares y amigos se llevará acabo el jueves 30 de noviembre de 2023 de 4:00 a 9:00 p.m. en Smits Funeral Home, 649 E. 162nd St. (Rt. 6/159th St.) South Holland, IL. El velorio también se llevará acabo en la funeraria el viernes 1 de diciembre de 2023 de 8:30 a 10:30 a. m. en Smits Funeral Home. Seguirá una misa fúnebre a las 11:00 a. m. en la Iglesia Católica St. John the Baptist/Lord of Mercy, 15746 Union Ave., Harvey, IL. Para más información, por favor llame 708-333-7000 o visite nuestro obituario en línea y libro de visitas en www.SMITSFH.com

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page 10

December 6, 2023

Classifieds Services AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281 DRYWALL REPAIR: Handy “All” Drywall Repair, plaster repair, light construction, interior decorating and interior painting. Cell 708-514-0217 phone 708-841-2523. Stanley McDavid ARE YOU BUYING OR SELLING PROPERTY? WE SPECIALIZE IN DELIVERING RESULTS. BRUCE MCKINNEY Call, send a text message, or an emailCell: 708-269-2992, email: bruce@ familypriderealty.comFamily Pride Realty, 3337 W. 95th St., Evergreen Park, IL. 60805 OVERNIGHT OFFICE CLEANING AVAILABLE. South Holland Area. Call Randy 708-552-1839 HANDY MAN SERVICE Lenord Wilks - Call 1-773-897-9464 LIGHT BULB SERVICE Will replace your burnt out and broken bulbs - Interior/ Exterior. Also replace Smoke and CO2 Detector Batteries. 219-865-2345 ALL HANDYMAN REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192 CONCRETE & PATCHING Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192 PAINTING SERVICES: Economy Painting. Interior/ Exterior painting 20% Off. Mention this ad. Wallpaper instllation. General drywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-2885038. ADG HANDYMAN Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again! Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com

Say I saw it in The Shopper

Submit your classified ad online at myshopper.biz or email general@myshopper.biz PLUMBING SERVICES: J.E.M. Plumbing & Sewer, Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500 GUTTER CLEANING: SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Ask for Rob. No Sundays. 708-877-6860 HOME IMPROVEMENT: A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345 TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078 PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367 HARP-WILL CLEANING INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294. GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345 SHELTON’S FIREARM AND SELF DEFENSE LLC. www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718 TRIPLE E LAWNCARE Full Service weekly lawn care. Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213 DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378 CORONADO HOME IMPROVEMENTS. Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

Wanted

For Sale

WANTED NEW OR USED CHILDREN’S BOOKS FOR FAMILY LITERACY DAY. (November 16) 708-9908002 Angiemjames409@ Gmail.com

FREE GOLDEN RETRIEVER PUPPIES TO FOREVER HOMES! 1 MALE,1 FEMALE. Excellent temperament! House trained with very good trainable natures & perfect for families with children and other pets! Please email me first at: staceymcclelland8@gmail. com and Text (312) 9327651

WANTED DEGAN OR MUSSER VIBRAPHONE CALL 219-801-0955 IN DESPARATE NEED SMALL CAR FOR 80 YEAR OLD - ECONOMICAL CAR CAN BE DAMAGED IF RUNNING FOR LOW INCOME SR. CITIZ. Does not have to pass emission test if the price is right - Call 219-801-0955 WANTED: 1972 & OLDER CARS & TRUCKS, PARTS, RUNNING OR NOT (and parts) unfinished project and 67-69 Camaros. 708-4399770 WANTED - GARAGE TO STORE MY OLD DODGE CAR. Could use 1 or 2 Stall Garage. Prefer the Lansing area. Call James between 9am and 9pm, 708-460-8308 IN SEARCH OF OLDER COBRA CB RADIO BASE STATIONS & ACCESSORIES let me know what you have. Dan 312-720-0844 US SOLDIER IS DESPERATE IN NEED of a 3 bed house, to rent or rent to buy. Currently paying $2000/mo at Hotel and $209 for storage. Have fixed income of $4000/mo Plus. Call Algie 708.574.6367 SENIOR LOOKING TO RENT 2 OR 3 BEDROOM HOUSE WITH GARAGE. Have Sect. 8, also have 24hr caregiver. Looking in Lansing, Calumet City, South Holland, or Thornton ASAP. Call 708-200-8473. Ask for Carol WANTED: Electric chainsaws and as many chains as you have. Exterior Brown Paint. 219-801-0955 WANTED: Old Deagan or Musser big bar vibraphones. Any Condition 219-801-0955

HELP WANTED LOUBELLE’S KENNEL RECEPTION NEED FOR PT WORK, WEEKENDS POSSIBLE MUST LIKE DOGS AND CATS apply in person 16440 State St, South Holland, IL 60473 LICENSED HOME CHILDCARE IN INDIANA SEEKING FULL TIME AND PART TIME HELP. Day and night shift. Starting at 12.00 hour. 219 588 1763

TWO BURIAL PLOTS AT OAKLAND MEMORIAL LANE CEMETARY LOCATED AT 15200 LINCOLN AVENUE (MICHIGAN CITY ROAD) CHRISTUS GARDEN SECTION. $6,000.00 Can be Purchase Seperately + The Deed Transfer Cost $295.00 State Tax $25.00 Per Plot and Administration Fee of $75.00. The Final Cost of the Two Plots is $6,420.00. For One Plot $3,395.00. Call 708-378-2195 MORE GREAT DEALS! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $7,000, 90 days same as cash. or 12mo Installment plan. Free layaway. 708-371-3737 www. factorybeddingfurniture.com

Real Estate BEAUTIFUL 5 BED 3 BATHROOM ALL BRICK HOME 2.5 ATTACHED GARAGE AC deck and formal dining room, for rent Calumet City $2450 a first-month last month and move-in fee. available Nov 1st. Call 708-843-3932

3 BEDROOM 1.5 BATH HOUSE FOR RENT SECTION 8 CALL FOR APPOINTMENT. DOLTON IL. $700 move-in. 708-5223293 FOR RENT: LANSING 2BDR apartment, 2nd floor, close to parks, shopping, expressway. Very quiet building great location! Heat and water incldued in rent. For more info call/text John at 708-280-1773. NEWLY RENOVATED 3 BED 1.5 BATH 1ST-FLOOR APARTMENT STAINLESS STEEL APPLIANCES $1600 a month all utilities except electric. Calumet City Stanley and Yats. 1 month security and $45 background check. 312-463-9604

FOR RENT WAREHOUSE FOR STORAGE 62.5 X 53 = 3,312 SQFT. 14 FOOT CEILINGS. INSULATED AND HEATED , Door 13’9” high X 23’ 4” Wide. In Crete by Walts food store. $1,500.00 Call 708-672-7775 SMALLER TWO BEDROOM HOME. South Holland. $950 plus security. Redone, appliances, large living room, quiet area, big deck with nature views. Application fee. Outside parking. 708-268-7075 HARVEY 2 Bds 2nd floor, 1 bath, A/C, Appl included, 1 month rent, 1 month security, no pets. 708-362-7887, 708-527-4477 LARGE, NEWLY DECORATED 3 BEDROOM Apt, 2 baths in Calumet City. Sec 8 welcomed. 219-2139556 SOUTH HOLLAND HOME. 1 ROOM FOR RENT, FEMALE SENIORS WELCOME. Utilities Included, Refrigerator and Microwave Included. No Section 8 or Smokers, or Pets. 708-566-1103 Call Linda.

Health/Personals/Misc. HERNIA REPAIR? Did you recieve the Mesh Patch Between 2018 and the present? Was the patch removed due to complications, you may be entilted to compensation. Attorney Charles Johnson 1-800-535-5727

Vehicles 2001 MERCEDES-BENZ ML 320 RUNS GOOD , ENGINE AND TRANSMISSION IN GOOD CONDITION. Little rust on the door panels. Asking price is $2,800 or best offer. 708-606-1523

Misc. Office Chair New--In Box--Modway EEI-757 $125. Mathching Buffet Lamps --New $30 each. New DVD’s - Dallas--Complete Second Season---$3.00 New, not opened. Royal Pains Season 1,2 and 3-----$3.00 each New, not opened. Beleek China Plate--New in Box $20. 708-448-5672 Spruce Christmas trees. Excellent condition. Pre lit with 650 bulbs. 7 1/2 ft. $807ft. not lighted. $30Call or text 708-673-9361 Spring Rocking Horse made by Hedstrom. Called Black Stallion. Classic children’s toyfor ages 2 to 6. Great condition. $60Call or text. 708-673-9361

Find your next home in The Shopper!

FEMA Teams Working in South Suburban Neighborhoods CHICAGO - Disaster Survivor Assistance (DSA) crews from FEMA are going door-to-door in south suburban neighborhoods of Cook County, helping residents affected by the September 17-18 storms and flooding navigate the federal assistance process. Crews have started in Calumet City, Dolton, and Riverdale, with plans to move to other impacted communities in the weeks ahead. These crews will be visiting homes, businesses, and nonprofit organizations in affected areas to help residents register for assistance, identify, and address immediate and emerging needs, and make referrals to other local, state, and voluntary agencies for additional support. DSA crew members will never ask for or accept money and will always be wearing a FEMA identification badge

with a photograph. A FEMA shirt, vest or jacket is not proof of identity. While helping someone register, they will ask for personal information, including social security number, annual income and bank information. Residents are encouraged to ask for identification before providing any personal information. They can also call the FEMA Helpline at 800-621-3362 to verify a FEMA visit is legitimate. Cook County residents don’t have to wait for a DSA crew to register for assistance. To register, download the FEMA Mobile App, visit DisasterAssistance.gov or call 800-621-3362. If you use video relay service (VRS), captioned telephone service or others, give FEMA your number for that service when you apply. For even more information about the disaster recovery operation in Illinois, visit www.fema.gov/disaster/4749.

Read The Shopper Online! Visit issuu.com/myshopper

Brother All-in-one (fax, scan, copy, and photo capture) like new $30; Small Kitchen Appliances (Juicers, Toasters, Rice Cooker, 5 Speed Mixer, Coffee Grinder, etc) from $5-$10; 2 Stadium Camping Chairs $5 each; Set of 2 White Resin Stacking Chairs $10 for a set; Yard Decor, $1-$5 each; Garden tools (rakes sheers etc) $3-$10 each; Flower Pots $1-$5 each; Assorted Sizes Sheppard Hooks and Trelisses $3-$10 each. 708-481-6907 Ethan Allen Wingback Chair - $70; 6 Feet long “Haywood-Wakefield” Bench $100; Occasional Squire 26” dark wood 2 tier table - $50. 708-481-6907 Snow Blower Brand New, 21” 4.5 HP, Elec. Start, Never Used, new $500, sell for $250 OBO ; Snow Blower Large, 24” 5HP, 2 -stage, new wear bar and side shoes, $150 OBO; Toro Snow Blower, 21”, Elect. Start, new side shoes, two stage, $150 OBO; Generator, Coleman 5000 Watt 11HP $200 OBO; Craftsman 10” Compound Miter Saw $50 OBO; 3 Kerosene Lanterns Barn type, $10 each OBO - A&W Root Beer mugs Several to choose from $5 each OBO. 708-8379814 FREE to a good loving home. 2 Pure-bred Australian Shepherds. 3-year-old red/ white male and 1-year-old black/white male. Unfortunately, Dad isn’t able to take care of them because of his age. Need room to run for plenty of exercises. . Have full shot records. Serious inquiries only. Please text me 708-267-6469 Avon blinking Santa, collectible, $25.00. Weather Tech auto mats, front and back seats, Lexus Suv. Like new. $125.00. Orignally $240.00, 708-645-4245. NEW Electric Coffee Pot On The Run w/2 Stainless Steel Travel Cups still in box $20.00NEW Samsonite Hardshell Luggage Brief Case $15.00 708-474-9568 Like new Mickey and Minnie Mouse 708-545-4610 Cuisinart Bread Machine $50; 3 Bucket Water Fountain, $30; DVD Players $20, Mandolin, $30; Cable Tools $50; Butterball Deep Fryer $50; Johnson Sea Horse Motor $125. 708-8776088 G. Foreman Grill $25, Air Baloon Lamp, $20, Stackable Lawn Chairs $8 ea. Butterball Turkey Frier, new $50; Travel Backgammon Gane, $20; Ceramic Christmas Houses $25 OBO. 708-877-6088

Say I saw it in The Shopper

December 6, 2023

page 11

Speaking Of Seniors

Helped Client from Saint John WOODROW WILCOX

On November 30, 2023, I wrote a letter to help a client from Saint John, Indiana. With some editing to protect her privacy, here is the letter that I sent to the medical billing firm at three addresses to make sure they got it. Our client sent to our office a bill from your firm and other related papers for our review. You billed our client for medical services on January 14, 2023. The Medicare Summary Notice that the patient received should have exactly the same information that your firm received in the Medicare Explanation of Benefits. Notice footnote “A” regarding your claim for $1,637. The footnote states, “The provider of this service is NOT eligible to receive Medicare payments.” Whatever the problem is, IT IS YOUR FAULT. Please, fix your status with Medicare, allow at least 30 days to elapse, and then refile your claim with Medicare. If you pursue our client without first correcting

your error, we will assist our client to file complaint(s) against your firm for your bad business practices with appropriate state and/ or federal offices. All the help that I gave to this client was FREE OF CHARGE. This insurance agency helps all our clients with such insurance— medical bill problems. It shows that we really care for our clients. If your insurance agent or agency does not give this high level of customer service, why not switch to our insurance agency? Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients of that firm over three million dollars by fighting mistakes and fraud in the Medicare billing system. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through book stores or online.

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Overcome Self-Doubt by Janice R Newman Everyone has had a dream, desire, or goal that they fervently want to pursue. You’re off to the races, and suddenly your mind starts playing that negative tune that halts your progress dead in your tracks: SELF-DOUBT. How many situations have you encountered where the negative mindset of self-doubt rears its ugly head? This insidious doubt has the power to kill dreams, dampen motivation, and impede progress. One doubt in your mind of your abilities or person being inferior triggers a flood of negative emotions- fear, anxiety, and hesitation. Overcoming self-doubt is crucial to moving forward and achieving your goals. There are several effective ways to overcome self-doubt and cultivate positive characteristics that propel you toward success. 1. Mindfulness: Silence the negative soundtrack immediately when it starts. If you’re not a stranger to anxiety and fear, self-doubt will often arise quickly from that negative inner dialogue. Think back to your high school prom, when you became overwhelmed with self-doubt that you would be rejected or not asked out. Mindfulness helps to overcome this to become aware of your thoughts without judgment. When self-doubt creeps in, take a moment to acknowledge it’s there, then redirect your focus to the present moment, and the positive aspects of what you are pursuing. Philippians 4:8 (NIV) encourages us, “Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable-if anything is excellent or praiseworthy-think about such things.” Keep your mind on the positives to kill the self-doubt. 2. Affirmations: Rewrite the script in your mind with positive affirmations. They are extremely powerful to counteract self-doubt and reinforce your belief in your abilities. Choose, write down, and verbally repeat specific affirmations that will help you to overcome selfdoubt. They can be famous quotes, bible verses, or “I Can”/ “I Am” statements that you create. Repeat them several times a day especially in

the morning and at bedtime. The affirmation will replace the negative soundtrack with a positive one. Proverbs 18:21 (NIV) reminds us, “The tongue has the power of life and death, and those who love it will eat its fruit.” 3. Goal Setting: Set clear, reasonable, and achievable goals by breaking the task down into small workable tasks to make them more manageable. This strategy will reduce self-doubt as smaller tasks are typically less overwhelming, more approachable, and less challenging. These smaller wins steadily accumulate and build up to contribute to a sense of accomplishment, with less fear and more confidence. Proverbs 16:3 (NIV) advises “Commit to the Lord whatever you do, and He will establish your plans.” 4. Support Groups: Get help to achieve your goals and to encourage you on the journey. Surround yourself with a supportive sounding board and a cheerleading team. Make sure the team is honest, trustworthy, optimistic, and can provide guidance, motivation, and a sense of accountability to assist you in navigating times of self-doubt. Be wary of negative people in your circle as they can increase and fuel the selfdoubt that you are trying to eliminate. Proverbs 27:17 (NIV) reminds us “As iron sharpens iron, so one person sharpens another.” Seek God’s help to overcome self-doubt as well. When exploring new challenges, tasks, and goals it’s common to experience being overwhelmed, fearful, and self-doubt that impedes forward motion to achieving your objective. However, you can overcome selfdoubt and tear down the wall by utilizing the skill of mindfulness to be aware of the present, saying affirmations daily for encouragement, setting smaller obtainable goals to build success, and developing a support group of listeners, counselors, and cheerleaders to keep you motivated and focus on the ultimate goal desired. Embrace the challenges, lean on your faith in God, and focus on positivity, to overcome self-doubt. Y? Why Not! Like on Facebook - www.facebook.com/ywhynotshow

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Reader Advisory: The National Trade Association we belong to has purchased the above classifieds. Determining the value of their service or product is advised by this publication. In order to avoid misunderstandings, some advertisers do not offer employment but rather supply the readers with manuals, directories and other materials designed to help their clients establish mail order selling and other businesses at home. Under NO circumstance should you send any money in advance or give the client your checking, license ID, or credit card numbers. Also beware of ads that claim to guarantee loans regardless of credit and note that if a credit repair company does business only over the phone it is illegal to request any money before delivering its service. All funds are based in US dollars. Toll free numbers may or may not reach Canada.

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31 Indiana community projects approved in first round of federal government cyber security grant program INDIANAPOLIS (Nov. 30, 2023) – Governor Eric J. Holcomb announced today that Indiana was one of the first states awarded funding from the federal government’s State and Local Cybersecurity Grant Program (SLCGP) to support statewide cybersecurity programs. The first round of local projects that support cybersecurity improvements were approved to receive a portion of a $20 million grant program that Indiana was awarded in 2022. “The State of Indiana is doing its due diligence to maintain the highest level of cyber security necessary to protect Hoosier data,” Gov. Holcomb said. “Indiana is committed to leading the way by improving its cybersecurity posture and protecting our critical digital infrastructure.” The Indiana Office of Technology and its partner, the Indiana Department of Homeland Security, which respectively chair and cochair, Indiana’s SLCGP Committee, have received federal approval for the state and local cybersecurity plan, and are actively working to implement the strategy. The federal government created the SLCGP program through the Investment Infrastructure and Jobs Act (2021)and tasked the Cybersecurity and Infrastructure Security Agency (CISA) to deliver the appropriated financial assistance to state and local governments to help them improve their cybersecurity posture. Indiana’s SLCGP Planning Committee, comprised of staff from state and local government, higher education and related

association partners, voted to support the first round of projects to purchase cybersecurity protection for communities around the state. This project is the first of many steps already taken to help reduce cyberattacks and protect Indiana’s digital services. At Gov. Holcomb’s direction in prioritizing cybersecurity statewide, IOT has been traveling the state meeting with community leaders to learn about the landscape of cybersecurity resources and policies in local government, participating in nearly 100 listening sessions or conferences. IOT is leading an increased effort to partner state and local resources to jointly improve cybersecurity across all levels of government through policies and free or discounted services. Examples include cybersecurity risk assessments, cybersecurity awareness training, hosted websites, secure email and office productivity suite. Hundreds of local governments are already taking advantage of these services, providing immense value for Hoosier taxpayers. Through the no-cost cybersecurity awareness training for local government staff, IOT has provided more than $500,000 in value for local government. To keep local government informed about new programs or SLCGP funding opportunities, IOT hosts a monthly townhall. Details on the townhall meetings, as well as additional cybersecurity and digital government tools are available at https://www.in.gov/iot/localgovernment-services/.

page 12

December 6. 2023

Say I saw it in The Shopper

Still in the same

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708-333-8951 219-319-0993 Matejko Family Owned for 45 Years

DR. AIR

HEATING & COOLING, INC. Over 35 Years of Service FURNACE CLEAN AND CHECK

$99 -20

New Customer Discount

Dr. Air Heating & Cooling, Inc.

Valid Monday - Friday 8am- 4pm Expires 6/30/24

FREE*

Service Call On All Repairs with Part Purchase Not valid with any other offer. Coupon has no cash value. *Only applies to repairs with a purchased replacement part. In the event that a part is not purchased or a repair is not done, Service call charges apply

Dr. Air Heating & Cooling, Inc.

Valid Monday - Friday 8am- 4pm Expires 6/30/24

10% OFF

Indoor Air Quality Products Not valid with any other offer. Coupon has no cash value.

Bonded, Licensed & Insured

MAGGY’S

Valid Monday - Friday 8am- 4pm Expires 6/30/24

Family owned and operated since 1986

• Tree’s Topped, Trimmed, Removed • Bush Removal, • Stump Removal • Walks shoveled

$500 OFF

Call Today

TREE SERVICE

TREE SERVICE.

Insured & Bonded.

Free Estimates 708-200-8078 TUCKPOINTING

Rob’s Tuckpointing Chimney & Brick Repairs Gutter Cleaning No Job Too Small. Very Reasonable. Call For Estimate

708-877-6860

WINDOWS & SCREENS

219-577-2935

• Table Tops • Patio Doors • Thermal Panels • Store Fronts

Dr. Air Heating & Cooling, Inc.

Complete Furnace System Not valid with any other offer. Coupon has no cash value.

Dr. Air Heating & Cooling, Inc.

FOR A FREE ESTIMATE FROM A HOME COMFORT ADVISOR

Valid Monday - Friday 8am- 4pm Expires 6/30/24

Call • 24-Hour Service Calls Today • Free Estimates On New Equipment

FOR A FREE ESTIMATE FROM A HOME COMFORT ADVISOR

• Financing Available • Ask About Our Club Membership

VANDERWIELDES Window and Screen Repair

DANNY G.

PRODUCTIONS

Still the same OWNERS & BUSINESS. Now operating exclusively as Dr. Air!

AARON PLUMBING

PAINTING & CLEANING TEXT OR LEAVE MESSAGE

COMMUNITY.

708-474-0049

CALL THE SHOPPER TO HAVE YOUR BUSINESS ADDED!

708-333-5901

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