RGV New Homes Guide | Issue 32 Vol. 3 | August-September-October 2024 by New Homes South Texas

Natural Stone

Rosalio Espinoza / Owner Materiales El Valle

There are two types of homes: those built to minimum code standards and those built to “above code” standards verified by the BUILT TO SAVE® Program to

TOP THEM ALL

The only thing that should be MINIMUM in your new home is your energy cost.

Choose a builder committed to building to the “above-code” standards of the BUILT TO SAVE® high-performance home program. Their homes are inspected, tested, and verified by an independent third-party home energy Rater.

You’ll save more on utilities, enjoy better indoor air quality, more comfort, and higher resale value than a similar home built to minimum code.

See pages 24-25 for a list of participating builders.

840 N. Cage Blvd. Pharr, TX 78577

1421 E. Nolana McAllen, TX 78504

320 E. University Edinburg, TX 78539

2000 N. Conway Ave. Mission, TX 78573

300 E. King Ave. Kingsville, TX 78363

1500 N. Smith Hebbronville, TX 78361

CONSTRUCTION LOANS ARE OUR SPECIALTY

With our trusted, friendly, fast, and efficient service, we have earned the reputation for being a preferred mortgage lender Builders and mortgage professionals rely on us for construction loans with competitive rates, smoother closings, and exceptional service. If you’re building a home, give our loan specialists a call and experience their excellent reputation firsthand.

HOMEBUYING ADVICE

How to Tour an Open House

Make the most of your visit with these essential tips. Enhance the experience and inform yourself for a better homebuying decision. Find out what questions you should ask and what you should not do.

Spend Your Home Hunting Time Wisely

Buying a home is a decision you will will have to live with for a long time. Learn how to use your time more wisely and efficiently for the best outcome.

Understanding Your Credit Score

A credit score will determine the type of loan you can qualify for and how much you will have to pay in interest. Know what you need to do to improve your credit score

What Makes a Good Home Builder

The quality of your home and your ultimate satisfaction will depend on which builder you choose. Discover what qualities to look for when shopping for a builder. You will be spending a lot of time with the person you pick, so make sure you choose right.

ENERGY EFFICIENCY

Rise Above the Rest

Most homes are built to minimum code standards which is the basic standard required by law. Don’t settle for the minimum. Aim for superior highperformance standards.

Blueprint

for Healthier Indoor Air

Quality indoor air should not be assumed when you buy a new home. This article may shock you with some well-documented studies about indoor air.

Superior High-Performance Home Builders

The builders listed here are members of the BUILT TO SAVE® High-Performance Home Program and use liscensed third-party independent home energy Raters to verifiy their home’s energy efficiency.

Why Builders Settle for Minimum Code

This article will help you understand why most builders choose to build to minimum code standards. Find out how you have the power to change that.

BUILDER INDUSTRY NEWS

South Texas Builders Show

See a gallery of photos and a list of the participating exhibitors in this post-event article. Find more online at SouthTexasBuildersShow.com

COVER FEATURE

Nadine Sabe DISTRIBUTION MANAGER Ken Sabe, Jr.

photography, artwork, and editorial content printed in NHG are copyrighted material and may not be duplicated or reprinted without express written permission. NHG and Across Media Marketing, LLC. are not responsible for typographical or production errors, or for the accuracy of information provided by the advertisers. Opinions expressed by writers and contributors do not necessarily represent the opinions of the publisher. NHG reserves the right to cancel or refuse any advertising which we deem unsuitable for our publication, conflicts with other existing agreements, or if advertiser is not in good standing.

EQUAL HOUSING OPPORTUNITY All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Amendments Act of 1988 which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation or discrimination.” This magazine will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD tollfree at 1-800-669-9777 or contact HUD’s regional office in Ft. Worth, Texas at (817) 885-5521. The telephone number for the hearing impaired is 1-800-927-9275. The Rio Grande Valley New Homes Guide is published quarterly by: Across Media Marketing, LLC

Mailing Address: 3000 Melinda Drive, Edinburg, Tx 78539 FOR ADVERTISING RATES AND INFORMATION: (956) 778-3590

Materiales El Valle: The Rio Grande Valley’s leading supplier of natural stone and tile products since 1987. See pages 18-19 and back cover.

NEW HOME COMMUNITIES

New Home Community Map

Color-coded maps with a listing of new home communities in the area.

Discover breathtaking exteriors featuring beautiful stone details and impressive interiors that seamlessly blend materials, colors, and eye-catching designs. At Waldo Homes, we craft unique and superior custom homes, designed to match your vision of beauty, comfort, and energy efficiency, specifically tailored to your individual preferences.

Photos by Jose Mendez

Enhanced Home Comfort Lower Utility Bills Better Air Quality Peace of Mind

Being told that your home is energy efficient is not the same as getting written verification from a home energy Rater licensed by the Residential Energy Services Network (RESNET). Home Energy Raters are trained home energy inspectors who use specialized equipment and software to inspect, test, and verify that a home has met the requirements of high-performance home programs like BUILT TO SAVE®.

PROFESSIONAL

HOME ENERGY RATERS

ASK YOUR BUILDER IF YOUR NEW HOME HAS BEEN VERIFIED

Chris Carroll (956) 455-7779 chris@carrollsinspectors.com www.carrollsinspectors.com Carroll’s Inspection Services

Certifications: Home Energy Rater; ENERGY STAR® and BUILT TO SAVE® Certifications; ICC Energy Code Ambassador; EPA Indoor airPLUS; Level 2 Thermographer; TREC Property Inspector; RESNET Member; RESNET Green Rater; Building America Partner, DOE Zero Ready Verifier, Fortified Evaluator, Mold Assessment Consultant, & Insured/ Qualified 45L Tax Credit Certifier.

TREC license #7061 | RESNET license #0003953

TDRL license #MAC1689 | ICC #8194682

Luis Barrera Cell (956) 645-1213 homeenergyratingservice@gmail.com

Certifications: Home Energy Rater; ENERGY STAR® and BUILT TO SAVE® Certifications; ICC Residential Energy Inspetor/ Plans Examiner; HERS Rating for City Code Testing: Blower Door & Duct Leakage; Certificate of Occupancy (C of O); Energy Efficiency Mortgage Certification (EEM); HVAC Heat Load Calculations for Manual J, D, & F; Valley-wide Service.

RESNET license #2431025

Jorge Maldonado (956) 271-2322 jm-92@outlook.com

Certifications: Home Energy Rater; ENERGY STAR® and BUILT TO SAVE® New Home Certifications, IECC Energy Code Building Inspections; Blower Door & AC Duct Testing; Weatherization Inspections. BSI # 5298930

The Blower Door Test and the Duct Blaster Test are used to calculate a home’s Energy Rating Index (ERI—also referred to as the HERS score). Like miles per gallon (MPG) which measure the fuel efficiency of a car, an ERI (or HERS) score is an excellent predictor of a home’s energy efficiency—the lower the score, the higher the efficiency

BLOWER DOOR TESTS measure the leakiness of the home’s envelope— how much air comes in and goes out through the roof, windows, doors, and other openings in the home.

Required by code after Sept. 1, 2016.

DUCT BLASTER TESTS measure leaks in the joints and seams of the ductwork in the heating, ventilation, and air-conditioning (HVAC) system.

Required by code after Sept. 1, 2016 unless in conditioned space.

CLOSE WITH PEAK CONFIDENCE

UPPER VALLEY TEAM

• 120 Shadow Mountain (915) 584-9451

• 1600 Lee Trevino, Ste. B-1 (915) 593-7200

• 1504 Montana (915) 228-3475

• 5001 N. Mesa, Ste. 2-C (915) 544-3322

• 8732 Alameda (915) 858-0665

• 661 S. Mesa Hills, Ste. 100 (915) 533-4511

• 3401 N. 10th St. (956) 682-8321

• 109 N. 10th Ave. (956) 383-7474

• 4740 S. Jackson Rd. (956) 720-4498

• 1225 Stuart Place Rd. (956) 412-0564

• 1902 E. Harrison (956) 428-8801

• 1765 E. Price Rd. (956) 541-9893

• 3311 Padre Blvd. Ste. E (956) 761-2104

South Texas Builders Show 2024: A Heartfelt Thanks to Exhibitors, Sponsors,

and

Attendees for a Successful Event

The 2024 South Texas Builders Show extends its sincere thanks to all the exhibitors who showcased their innovative products and services, and to the knowledgeable speakers who shared their valuable insights with us. Their contributions were essential in making this event a tremendous success.

We would also like to express our profound gratitude to our generous sponsors: BUILT TO SAVE®, Magic Valley Electric Cooperative, AEP Texas High-Performance Home Program, and Materiales El Valle, whose support was pivotal in bringing this show to life.

A special thank you to The LIBRE Institute—for their support in providing personnel to ensure all areas of the Show ran smoothly. And to Paco Vielma (SouthPoint Systems) for his innovative web ideas and marketing skills that had a huge impact on the Show’s turnout.

Lastly, we want to express our gratitude to the exhibitors who did an awesome job of displaying the many fine products and services available to the homebuilding industry in the Valley today. The South Texas Builders Show’s success could not have been possible without their participation.

If you missed the Show or want to follow up with one of the Show’s exhibitors, please see the list of exhibitors on the facing page. See photos of the many door prize winners online at www. SouthTexasBuildersShow.com/photos.

EXHIBITORS LIST

• AEP Texas HPH -New Homes Program / www.SouthTxSaves.com*

• Arte en Cantera / www.artencanterainc.com

• Bank of South Texas / www.BankofSouthTexas.com

• Builders FirstSource / Carlos.Rodriguez@bldr.com

• BUILT TO SAVE® / www.BuiltToSave.org*

• Capital Insiders, LLC / www.capitalinsiders.financial

• City of Edinburg / www.cityofedinburg.com

• CopyPlus / www.copyplusrgv.com

• El Clavo Lumber / rubenc.elclavodm@gmail.com

• Element Realty / www.TheElementRealty.com

• Fence & Gate Builders, LLC / raul@fenceandgatellc.com

• Habitat for Humanity of the RGV / www.habitatrgv.org

• Illuminations / www.illuminationsrgv.com

• Kapal Management, LLC / www.kapalindustries.com

• Lone Star National Bank / www.lonestarnationalbank.com

• Los Pinos Hardware / www.lospinoshardware.com

• Lowes Companies / vidal.silvas@lowes.com

• LP Building Solutions / www.lpcorp.com

• Magic Valley Electric Cooperative / www.magicvalley.coop*

• Materiales El Valle / www.materialeselvalleinc.com*

• Matt’s Building Materials / www.mattsbuildingmaterials.com

• McCoy’s Building Supply / www.McCoys.com

• Reece Kitchen & Bath / www.reecebathandkitchenusa.com

• RGV New Homes Guide / www.rgvNewHomesGuide.com

• Rodriguez Floor and Tile / www.rdztilegroup.com/

• Roy O’Martin / www.royomartin.com

• Schluter Systems, L.P. / www.schluter.com

• South Texas Builders Alliance / sotxba@gmail.com

• South Texas College (STC) / www.SouthTexasCollege.edu

• Southpoint Systems / www.southpointsystems.com

• The LIBRE Institute / www.thelibreinstitute.org

• Top Builders Supply / www.TopBuildersTexas.com

• Valley Energy Specialist / www.InsulateRGV.com

• Valley Land Title Co / www.ValleyLandTitleCo.com

• Window World / www.WindowWorldRGV.com

* DENOTES SHOW SPONSOR

How to Tour an Open House Event

Attending an Open House event can be both exciting and overwhelming, especially when there are multiple homes with a variety of sizes, floorplans, and price categories. These model homes are specifically designed to showcase the builders’ talents and will typically feature some of their finest work. Understanding what a model home is, what you can find there, and what you should do during your visit can significantly enhance the experience and inform your homebuying decision. To help you make the most of these events, here are some essential tips and strategies:

WHAT IS A MODEL HOME

A model home is typically a decorated and furnished house used by homebuilders to demonstrate their homebuilding skills. These homes are often well-equipped with all the upgrades and amenities the builder offers, like top-tier fixtures, attractive interior designs, and cutting-edge home technology. The home serves as a display to inspire potential buyers and help them visualize living there or to give them an idea of what can be custom built for them.

WHAT SHOULD YOU DO AND NOT DO AT A MODEL HOME

1 2 3

Tour Thoroughly: Take your time as you walk through the model home. Open closets, look inside cabinets, and notice the quality of their construction. Whether doors align properly or not is a good indicator of quality construction. Pay attention to the layout, flow of rooms, and usability of the space. Consider how your own furniture might fit and how each space would serve your family’s needs. However, importantly, do not get blinded by the home’s bling. What that means is that all those exotic granite

countertops, designer lighting fixtures, and beautiful flooring and tile are what you may notice first, and may be considered the most important things. Yet, the most important features that you cannot readily see, you should also check for: the comfort of the home, the healthy indoor air, and the energy efficiency, to name a few. More on this below in “Asking Questions.”

DO YOUR HOMEWORK

Before attending the Open House event, research the areas and the types of homes that will be showcased. Many builders have websites and brochures that offer

preliminary information. Look up the builder’s reputation, read reviews, and check their previous projects. This will give you a good idea of what to expect and help you focus on properties that genuinely meet your needs.

PREPARE A CHECKLIST

Create a checklist of what you’re looking for in a new home, including must-have features, preferred layout, and budget constraints. This will help you quickly assess each property’s fit to your needs. Consider aspects like those listed below. For a more comprehensive list and to understand the importance of checklists, see page 10-11.

Number of bedrooms and bathrooms

Kitchen layout and appliances

Energy efficiency and sustainability features

Yard and outdoor spaces

Community amenities

PLAN YOUR VISIT

These events can cover large areas with many homes open for viewing. Plan your route to maximize your time. Start with the homes that most interest you or those that might attract many visitors to avoid crowds later in the day.

always allowed, and asking for permission is the courteous thing to do.

ASK QUESTIONS

With builders or their sales staff on hand, and even mortgage lenders, take this opportunity to ask as many questions as possible. Inquire about:

Energy Efficiency Certifications

A home with a BUILT TO SAVE® or ENERGY STAR® certificate has been verified to provide highperformance home benefits like savings on utilities, more comfort (which comes from a properly sized A/C unit), better indoor air quality, durable construction, and less maintenance over time. A home without either of these high-performance home certifications is just built to minimum code standards.

Home Warranties

the school district’s reputation; property taxes; community rules and regulations; Homeowner’s Association (HOA) fees.

EVALUATE THE NEIGHBORHOOD

As you explore, assess the neighborhood and its amenities. Look for parks, schools, shopping, and transportation. Drive through surrounding areas to get a feel for the community and whether it matches your lifestyle.

ENGAGE WITH MORTGAGE LENDERS

If mortgage lenders are onsite, discuss financing options. This can include down payment requirements, interest rates, and special programs for first-time buyers. Understanding your financial options early can significantly influence your decisionmaking process.

A home can be covered by several warranties. Ask about: the builder’s warranty (defects in materials and workmanship); manufacturers warranties (appliances and components); a home warranty service agreement (repairing or replacing major home system components); a structural warranty (covers significant structural defects to the home for up to 10 years).

9 5 6

TAKE NOTES AND PHOTOS

With many homes to remember, details can blur. Take notes on each house’s features, the pros and cons. Snap photos or videos with your phone to help jog your memory later. These will be invaluable when you sit down to compare homes. Caveat: a word of caution before you do this. Always ask for permission. Photography is not

Financing options and incentives

Ask if the builder offers in-house financing or has a preferred lender partnership. There may be incentives if you go through their preferred lender.

Community life

Ask about community amenities;

FOLLOW UP

After the event, review your notes and contact the builder or sales representative for follow-up questions or to arrange a second visit. It’s also a good time to discuss potential negotiations or customizations.

STAY OPEN-MINDED

While you may have a clear picture of what you want, staying flexible can sometimes lead to discovering a gem that wasn’t on your radar.

By preparing ahead, focusing during the event, and following up afterward, you can maximize your touring visit. This approach not only ensures that you find a home that meets your specifications but also helps you fully understand the lifestyle each property offers.

RISE ABOVE ALL THE REST

If you are building or buying a new home, don’t settle for minimum standards. Ask your builder if they build homes with any of these high-performance certifications. Ask for the certificate. You’ll enjoy savings on utilities and living in a healthier home.

DOE ZERO ENERGY READY HOME

This certification is awarded to homes that meet all of the criteria of the Department of Energy’s Energy Ready Home National Program. These homes are verified to be at least 40%-50% more energy efficient than a typical home. Zero Energy Ready Homes are so efficient that incorporating a renewable system can offset most or all annual energy consumption. Visit energy.gov for more information.

ENERGY STAR®

The ENERGY STAR® is a national program administered by the Department of Energy in conjunction with the Environmental Protection Agency. To earn the ENERGY STAR® certification, homes must meet strict construction and energy efficiency criteria verified by a third party. An ENERGY STAR® qualified home consumes less energy than a similar home built to code and provides better durability, more comfort, cleaner indoor air, and reduced maintenance costs. Visit energystar.gov for more information.

INDOOR AIRPLUS

The Indoor airPLUS is a program of the Environmental Protection Agency and is a companion label that can only be awarded to a home that has qualified for the ENERGY STAR® or Zero Energy Ready Home programs. The construction and system requirements of the Indoor airPlus program are designed to reduce contaminants to improve indoor air quality, including mold, moisture, radon, carbon monoxide, toxic chemicals, and other detriments found in poor air quality. Visit epa.gov for more information.

BUILT TO SAVE® Best Value!

The BUILT TO SAVE® program is a regional energy efficiency program designed to identify a high-performance home that is “superior to code.” To receive the BUILT TO SAVE® certification, the builder must be a member of the program and the home must be inspected before drywall is installed, and tested at the completion of construction to verify that the air leakage requirements of the program are met. A BUILT TO SAVE® certification means: low utility bills, a properly sized A/C unit for a more comfortable home, better indoor air quality, and less maintenance–all with the potential for a higher resale value. Visit BuiltToSave.org for more information and to find a builder.

Blower door & duct leakage testing equipment.

Spending Your New Home Shopping Time Wisely

When it comes to looking for a new home to buy, time really is money. That’s because your decision on which house to spend your money on is one you’re going to have to live with for a long, long time. So use your time efficiently, and don’t be in a hurry to find a house unless you absolutely have no other choice.

Your home search should take more than a weekend or two. Buying a home is an incredibly large and important purchase. One you don’t want to make in haste and regret later! So it’s definitely not a good idea to do this on a whim or off the cuff. Think months, not weeks, in terms of your search. But first, before you start driving around and shopping, become an informed buyer.

Photo Courtesy of Waldo Homes

Read some of the Rio Grande Valley New Homes Guide’s archived articles at rgvNewHomesGuide.com for useful information on a variety of subjects on homebuying. Learn of the important first steps—like getting your finances and credit history in order before shopping for a home mortgage. If all goes as planned, you will be preapproved for a mortgage loan, which will help you know how much home you can afford and help to show home sellers that you are a serious homebuyer.

Lists are important

Now the “fun” begins. Sit down and make a list. One column of your list should be titled “Wants.” And another column should be titled “Needs.” Never, ever confuse the two—because they’re not always the same thing. For instance, you may want the kind of mansion that you’ve seen featured in design magazines and in articles on celebrity homes. But what you need is three bedrooms, at least two baths, and a neighborhood that’s near good schools for your kids.

Things you might want to consider adding to your lists:

Single level or multi-level home

Homeowners Association

Home in a gated community

Home in a master-planned community

Outdoor covered patio

Outdoor barbeque kitchen

Swimming pool

Room for a home office

Guest room

Right number of bedrooms

Certain style of architecture

Specifically located neighborhood

Large kitchen

Open floorplan

Formal dining room

Large backyard for a playground or garden

Privacy fence

Mature trees and/or nice landscaping

Large garage

Garage with built-in electric vehicle charger

Plenty of closet and storage space

A home with a verified highperformance home certificate*

Quality construction from a reputable builder

A price that fits your budget

Once you’ve figured out what you do need or want, spend a little more time on the list—by creating a new column for things that you “Don’t Want,” like a home that’s going to require major remodeling to fit your needs or a location that’s too near a busy street, highway, or landfill. Or a home with a floorplan that’s nice, but makes absolutely no sense with the way you live.

Take your time making the lists. When you’re absolutely sure that you’ve thought of everything, then you’re ready to start looking at houses. Take your lists with you. If you decide to work with a Realtor, give a copy to him or her, too. Refer to the lists frequently. It will keep you on track and in touch with reality. It will help you make logical decisions— as opposed to emotional ones. After all, you don’t want to fall in love with a house that doesn’t have the things you truly need—but seems like a good deal.

Focus on what you can afford

Know that you should not use the pre-approved loan amount that you qualified for as a purchase price guide. Remember that there will be additional homeownership costs you should plan for, so you should allow for these and aim for a lower purchase price point. These homeownership costs could include items like moving expenses, buying new furniture, insurance, property taxes, and utility costs. Figure out which expenses will most likely apply to your situation and factor them into your budget to avoid any surprises that could jeopardize your home ownership.

Do your research

The kind of research you need to do will depend on the type of home you are wanting to buy. If you are wanting to custombuild a home, this will involve doing research on the available custom builders in your area. For more on this, read “What Makes a Good Home Builder?” on page 30 of this magazine. Your research will also depend on whether you are looking at buying an existing home or a newly constructed one. Each of these categories have pros and cons, and the ultimate choice is up to what fits your needs.

Invest enough quality time in finding a home, and you’ll end up with THE one that’s exactly right for you—in every possible way.

*See pages 24-25 for a list of builders who verify their homes as high-performance homes in the BUILT TO SAVE® Program: homes built to standards superior to minimum code.

Blueprint For Healthier Indoor Air

The quality of the air we breathe inside our homes should be as important—if not more—than how pretty our home looks. In recent years, Environmental Protection Agency (EPA) studies have shown that indoor air quality can be from 2 to 5 times more polluted than outdoor air. Additional research suggests most people spend 90% of their time indoors. Sadly, the people that spend the most time indoors are those like the elderly and the sick who are the most impacted by poor quality indoor air. With growing concerns about pollutants like dust, mold, allergens, and other contaminants, the quest for healthy indoor air quality is paramount. It’s crucial not only for comfort but also for health, particularly for those with respiratory issues such as asthma, allergies, or chronic sinusitis.

Healthy indoor air is not automatically guaranteed when you buy a new home. And you should not assume that it is. While new constructions are typically built with modern materials and standards that can contribute to cleaner air, there are specific factors and practices that must be intentionally included to ensure healthy indoor air quality. The areas of the home that determine the quality of indoor air are many and, in the end, must work together in a “whole-house” strategy that not only provides cleaner indoor air but also a comfortable home with superior energy efficiency and durable construction. The best way to be sure you are getting all these things in your new home is to look for homes that have received a certificate of completion from a high-performance home program like BUILT TO SAVE® or ENERGY STAR®. More specifically with regard

to healthy indoor air, you should look for ENERGY STAR® homes with the EPA’s Indoor airPLUS label.

The Indoor airPLUS label is a beacon for homebuyers prioritizing air quality. Homes boasting the Indoor airPLUS label meet stringent guidelines that exceed minimum code standards required by law. To qualify, a home must first be certified as ENERGY STAR®, which ensures base-level energy efficiency standards. The Indoor airPLUS standards take this further by focusing on reducing exposure to airborne pollutants and contaminants through superior construction practices and careful product selection. Here are some key points to remember.

1 Proper Ventilation: Homes need well-designed ventilation systems that can efficiently exchange indoor air with fresh outdoor air, reducing pollutants and moisture levels indoors. This is particularly important in homes with tight construction.

2 Use of Non-Toxic Materials: The selection of low-emission materials for paints, sealants, and building supplies can significantly reduce the presence of volatile organic compounds (VOCs) and other harmful chemicals in the air.

3 Moisture Control:

Properly managing moisture through good building design and materials, including vapor barriers and appropriate grading and drainage, helps prevent mold growth. Ensuring that the HVAC equipment is properly sized will keep humidity levels low and make the home more comfortable.

L-R: Chris Carroll (Carroll’s Inspectors) and Olga Treviño

4 Tight Construction:

Reducing gaps and sealing entry points can help prevent dust, pests, outside allergens, and contaminants from entering the home and cool air from escaping.

5 Routine Maintenance and Inspections: Regular checks and maintenance of HVAC systems, filters, and ducts are essential to maintain good air quality.

The Rio Grande Valley is lucky to have a builder, DIVINE Custom Homes, who integrates the high standards of the Indoor airPLUS label into every home they build, ensuring that their homes provide a safe, healthy, and clean breathing environment.

DIVINE Custom Homes has been a committed partner of ENERGY STAR® since 2009. Owner/builder Olga Treviño insists on 100% compliance with ENERGY STAR® standards. “We build all of our homes 100% ENERGY STAR® and Indoor airPlus or we won’t build it,” declares Treviño.

In addition to ENERGY STAR® certification, DIVINE Custom Homes also dual-certifies its

Olga Treviño: Builder/Owner (DIVINE Custom Homes)

homes in the BUILT TO SAVE® program for homes located in Magic Valley Electric Cooperative communities in the Rio Grande Valley of South Texas. For years, DIVINE has taken pride in building superior homes that offer customers not only more energy savings and enhanced comfort but also the peace of mind that comes from knowing the air they are breathing every day in their home is healthy and safe from harmful pollutants. For buyers choosing a home built by DIVINE Custom Homes, it’s not just an investment in a home—it’s an investment in comfort, wellbeing, and long-term health.

For more information on how these certifications can impact your homebuying decision, the EPA’s official website at www. epa.gov/indoorairplus offers extensive resources and insights into the benefits of the Indoor airPLUS program. You should also visit www.BuiltToSave.org to see the benefits of a buying a verified high-performance home. Remember, when it comes to the indoor air in a home, quality is not just an option—it is essential.

BUILD A HOME THAT WORKS AS HARD AS YOU DO

It’s where you hang your hat. But at the end of the day, we’re talking about an investment in your future. Get peace of mind in a High-Performance home. They’re built to improve comfort and indoor air quality, while helping your family save. Plus, ENERGY STAR® certified homes use 20% to 30% less energy than typical new homes. You get all the perks you want – and built-in value that lasts.

Find a builder at SouthTXSaves.com.

Mighty Homes of Hope Calendar

Event Launch Date: August 5, 2024

Sponsor & Entry Deadline: October 7, 2024 (World Habitat Day)

Submission Deadline: October 25, 2024

Mighty Homes of Hope Display: November 5 through December 3, 2024

Online Auction Bidding: November 19 through December 3, 2024

VIP Reception: December 3, 2024

Contest Winners Announced: December 3, 2024

Auction Winners Announced: December 4, 2024

Prizes will be awarded to the top three in each category (Habitat Families/Youth and NonProfits) For more information, contact: Trisha Watts at 956-686-7455 or trisha@habitatrgv.org

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. Here’s what you should know.

A higher score makes it easier to qualify for a loan and lower interest rates. Many scores range from 300 to 850, but know that different companies use different ranges. Here’s what else you should know.

YOU HAVE MANY CREDIT SCORES

You can have more than one score, because:

• Lenders use different scores for different products

• There are many different credit scoring formulas

• Information can come from different credit reporting sources

For example, a credit card score could be different from a home loan score, and any scores you purchase online could be different from both of those.

For some people, these differences aren’t that big. But because lenders use different scores, you might qualify for lower rates with one lender and not another. It can pay to shop around.

WHERE DO CREDIT SCORES COME FROM?

Where do credit scores come from? Your credit scores are generally based on information in your credit reports. This information is reported by your lenders to credit reporting companies. The three biggest are Equifax, Experian, and TransUnion.

Several variables affect your credit score, including:

• How many credit accounts you have

• How long you’ve had those accounts

• How close you are to your credit limit

• How often your payments have been late

• Other factors

HOW TO RAISE YOUR CREDIT SCORE

• Paying your bills on time, every time, has the greatest impact on your score.

One way to make sure your payments are on time is to set up automatic payments, or set up electronic reminders. If you have missed payments, get current and stay current.

• Don’t get close to your credit limit.

Credit scoring models look at how close you are to being “maxed out,” so try to keep your balances low in proportion to your overall credit limit. Experts advise keeping your use of credit at no more than 30 percent of your total credit limit.

• A long credit history helps your score.

Credit scores are based on experience over time. Your score improves the longer you have credit, open different types of accounts, and pay back what you owe on time.

• Be careful closing accounts.

If you close some credit card accounts and put most or all of your credit card balances onto one card, it may hurt your credit score if you are using a high percentage of your total credit limit. Frequently opening accounts and transferring balances can hurt your score too.

• Only apply for credit you need.

Credit scores take into account your recent credit activity as an indicator of your need for credit. If you apply for a lot of credit over a short period of time, it may appear that your money situation has changed for the worse.

YOUR CREDIT REPORT MATTERS AS MUCH AS YOUR CREDIT SCORE

Mistakes in your credit reports could hurt your credit history and credit score, so check them regularly. You can get one free credit report from each of the big three credit reporting companies every 12 months. Go to www.annualcreditreport.com or call 877-322-8228. In addition, Equifax offers six free credit reports every 12 months until December 31, 2026. When you visit the site, you may see steps to view more frequently updated reports online. This gives you a greater ability to monitor changes in your credit.

WHAT TO LOOK FOR WHEN YOU GET YOUR CREDIT REPORT

• Mistakes in your name, phone number, or address

• Loans, credit cards, or other accounts that are not yours

• Reports saying you paid late when you paid on time

• Accounts you closed that are listed as open

• The same item showing up more than once (like an unpaid debt)

HOW TO FIX MISTAKES

If you find something wrong in your credit report, you may contact both the credit reporting company and the company that provided the information (for example, your credit card company). Explain what you think is wrong and why. Include copies of documents that support your dispute. Your credit reports come with instructions on how to dispute mistakes.

SOURCE: The Consumer Financial Protection Bureau regulates the offering and provision of consumer financial products and services under the federal consumer financial laws, and educates and empowers consumers to make better informed financial decisions. Learn more at www.consumerfinance.gov

Get answers to money questions at www.consumerfinance.gov/askcfpb

POWER Magic Valley Electric Co-op Marketing from INCENTIVES

for DEVELOPERS & BUILDERS

MAGIC VALLEY ELECTRIC COOPERATIVE (MVEC) is committed to reducing energy usage and utility costs to ensure reliable and affordable electricity for its member-owners. It strives to improve the quality of life for residents of the Rio Grande Valley by providing incentives and marketing assistance to builders and developers selling homes or lots in MVEC new home communities. Take advantage of these effective and beneficial marketing opportunities.

REBATES

FOR BUILT TO SAVE® HIGH-PERFORMANCE

HOMES For Builders

As sponsors of BUILT TO SAVE®, a regional high-performance home program, MVEC has helped to improve the quality of new home construction with its rebate program for builders who build verified energy-efficient homes.

The BUILT TO SAVE® program for new home builders is a voluntary program that awards “high-performance” certificates to new homes built to energy-saving standards that are above the minimum building code standards required by law. MVEC provides a variety of monetary incentives paid directly to builders of BUILT TO SAVE® verified homes based on the energy efficiency HERS rating of their homes. Each BUILT TO SAVE® home is inspected during construction and tested upon completion by an independent RESNET licensed Home Energy Rater to verify that the home meets the strict requirements of the program in order to qualify for the BUILT TO SAVE® certificate. For more information, email: info@builttosave.org.

DISCOUNTS FOR CO-OP ADVERTISING IN RGV NEW HOMES GUIDE For Developers

RGV New Homes Guide, a quarterly printed and digital magazine in the Rio Grande Valley, provides marketing opportunities for developers of new home communities in MVEC’s territory.

1) RGV NEW HOMES GUIDE COMMUNITY ADS

Developers with a community located in MVEC’s territory qualify for a rebate of $75 on their community ad in the RGV New Homes Guide. Community ads are ¼-page horizontal ads that provide an “at a glance” look at all of a community’s important information and provide traffic and sales leads.

2) RGV NEW HOMES GUIDE DISPLAY ADS

Developers advertising their MVEC community may qualify for a $300 rebate on their display ad available in half-page and full-page sizes. Distribution includes a digital and printed magazine as well as social media promotions on Facebook, Pinterest, Instagram, and Twitter. Visit rgvNewHomesGuide.com /magazine for a look at the RGV New Homes Guide. Email: info@acrossmediamarketing.com for advertising information.

3) DRONE VIDEOS FOR MVEC COMMUNITIES

Drone videos will give potential buyers a bird’s eye view of a community and its surrounding area. These videos will capture the look and feel of a community, thus giving viewers a comprehensive view of the “lay of the land” and nearby attractions. MVEC will provide a complimentary drone video for qualifying communities located in MVEC’s territory.

4) SIGNAGE FOR MVEC COMMUNITIES

A community sign will make it easier to find a community and will assist by providing a 24/7 sales tool offering sales and contact information. MVEC offers assistance in producing entrance signage for communities in MVEC’s territory. Call for details.

QUALIFYING FOR MVEC OFFERS

To qualify for all of the offers shown here, builders and developers must be building or developing in a MVEC community. All offers are on a “funds available” basis and require pre-approval. See below for additional conditions.

BUILT TO SAVE® REBATES – The BUILT TO SAVE® program is responsible for determining the eligibility of builder rebates. The rebate amounts are determined by the home’s HERS score as documented and verified by the builder’s third-party Home Energy Rater.

RGV NEW HOMES GUIDE ADS – Co-op marketing rebates for advertising in the New Homes Guide requires branding with the “Powered by MVEC” logo. Artwork fees are not included.

DRONE VIDEOS – This is a one-time offer for new home communities that are under development or newly developed and includes the cost of production. Drone videos are to be produced by Across Media Marketing, LLC and branded with the “Powered by MVEC” logo. Existing new home communities must have 80% of lots still available for construction to qualify.

SIGNAGE – Artwork for community sign to be provided by MVEC in collaboration with Across Media Marketing, LLC. MVEC will provide a pre-determined amount based on the sign’s specifications to help cover the art fee. Installation of signage is the developer’s responsibility. Signage is required to be branded with the “Powered by MVEC” logo.

BUILDERS Superior High-Performance Home

BUILT TO SAVE® is an energy efficiency certification program that identifies new homes that are built to outperform minimum code building requirements. The builders who certify their homes in the BUILT TO SAVE® program voluntarily go above and beyond for their homebuyers.

VILLANUEVA CONSTRUCTION www.VillanuevaHomes.com m (956) 232-9919 stephanie@villanuevahomes.com

AFFORDABLE HOMES OF SOUTH TEXAS ....... www.AHSTI.org m (956) 687-6263 ................................................ info@ahsti.org

CAZA GROUP..........................................................www.cazargv.com m (956) 221 0992 build@cazagroup.com

DIVINE CUSTOM HOMES www.DivineCustomHomes.net m (956) 467-1111 olga@divinecustomhomes.net

PROYECTO AZTECA www.proyectoazteca.org m (956) 702-3307 admin@proyectoazteca.org

TREASURE BUILDERS........................................... www.treasurebuildersllc.com m (956) 874-3686 treasurebuilders@att.net

Not all the homes in the Rio Grande Valley are built the same. A homebuyer’s best option to make sure their new home will be built to above-code standards is by finding a builder that is a member of a High-Performance Home Verification Program like BUILT TO SAVE®

With the help of this program and third-party inspectors, builders are guided through the process of building homes of superior quality and energy efficiency.

As a result of this, YOU, the homebuyer, get to enjoy the benefits below!

BELLISSIMO

(956)222-0721

BRITO

(956) 540-5557

MONARCH HOMES (956) 215-4079 www.monarchhomesrgv.com info@monarchhomesrgv.com

PINPOINT CONSTRUCTION (956) 720 0280

www.pinpointrgv.com.............................................info@pinpointrgv.com

RGV BUILT LLC (956) 330-4112 oscar_meza_jr@yahoo.com

RUSHMORE CONSTRUCTION (956) 382-1144 or (956) 460-6344 rushmoreconstructionrgv.com rushmoreconstruction@yahoo.com

WALDO HOMES (956) 466-8590 / (956) 466-8227 waldohomesrgv.com luiswaldo@yahoo.com

Why Builders Choose Minimum Over High-Performance Standards

In the competitive world of home construction, many builders tend to construct homes that adhere only to the minimum standards set by local building codes. This decision, though seemingly practical, often overlooks the potential for building high-performance homes that not only offer increased energy efficiency but other more important long-term benefits to homeowners like enhanced comfort, better indoor air quality, and durability. Here’s an exploration of why builders favor minimum code homes over better, highperformance homes.

Cost and Complexity

The initial cost of building to superior performance standards can be higher than sticking to minimum codes. High-performance homes require advanced materials, properly installed insulation, high-efficiency HVAC systems that are properly sized, and specialized construction techniques like improved air sealing. In addition, the homes

require inspections and testing by independent third-party home energy Raters. These materials and methods can be more expensive upfront and may complicate the construction process from what a builder typically does.

Builders face the reality of thin profit margins and intense competition. By constructing homes that just meet the

minimum building codes, they can keep prices lower and homes more affordable for a larger segment of buyers. Moreover, integrating highperformance features often requires builders to invest in additional training for their crews and additional time to learn new ways of doing things. Unfortunately, what is not factored in is the generous financial incentives for the

builder and, more importantly, the value of being differentiated as one of a few superior builders who go above and beyond what is required by minimum code standards to improve the quality of construction for their homebuyers.

Market Demand and Education

Market demand heavily influences builders’ decisions. As one builder put it, “I am not going to spend money on something my homebuyers are not asking for.” This is a practical business decision. Unfortunately, many consumers make buying decisions on price and aesthetic features like exotic granite countertops and other beautiful features. There’s a prevalent lack of awareness among homebuyers about the long-term benefits of high-performance homes, such as reduced utility bills, enhanced home comfort, improved indoor air quality, and increased durability. This lack of demand results in builders focusing more on features that sell houses quickly, such as modern kitchens and appealing finishes, rather than the more important energy efficient features. Without a huge demand for high-performance homes, builders keep building the same way that’s always worked for them.

Moreover, builders might not be fully aware of the financial incentives available for building high-performance homes, despite an available tax credit of $2,500 for an ENERGY STAR®

home, and with additional generous incentives from local utility companies—incentives for ENERGY STAR® and BUILT TO SAVE® certified homes. Plus, for homebuyers, the initial higher cost of buying a verified high-performance home is more than offset by the longterm energy savings over the life of the home. Savings that begin accumulating the day the homeowner moves in.

Regulatory and Labor Challenges

Building codes are designed to ensure basic safety and health standards and do not necessarily push the boundaries to include high-performance home features. Since the energy code is updated every six years and adoption and enforcement of the code vary unevenly across different cities, builders often stick to the minimum standards that are legally required.

Additionally, the construction industry is experiencing a shortage of skilled labor, which makes it even more challenging to implement advanced building techniques required for high-performance homes. This shortage can lead to delays and increased costs, making builders hesitant to move beyond traditional minimum building methods.

Short-term vs. Long-term Gains

The construction industry often operates on a short-term gain perspective, focusing on

the immediate profitability of projects. High-performance homes, while beneficial in the long run through operational savings and increased home comfort, require a shift to a long-term investment mindset that many builders are not willing to make. They remain set in their comfort zone.

Conclusion

Despite the higher upfront costs and learning curve involved in building highperformance homes, the long-term benefits for homeowners and the environment are substantial. Future homebuyers need to be made aware, and need to wake up and demand highperformance homes. These homes not only provide savings on energy costs but also contribute to healthier living environments and greater resilience to climate impacts. As consumer awareness and demand for energy-efficient homes increases, and as building codes evolve to prioritize sustainability and energy efficiency, it’s likely that more builders will begin to embrace high-performance standards as a competitive advantage in the housing market. And—right now, you can see a list of local builders here in the Rio Grande Valley who buck the status quo: who voluntarily choose to go above and beyond by building homes in the BUILT TO SAVE® high-performance home program. See pages 24-25.

LOWER UTILITIES BETTER AIR QUALITY MORE COMFORT

ENJOY

BUILT TO SAVE® high-performance home requirements are designed to ensure that the home’s construction provides energy efficiency and quality that will be superior to homes built only to minimum code requirements.

A home that receives a BUILT TO SAVE® certificate has been modeled, inspected, and tested by an independent licensed home energy Rater to verify that the home has complied with the requirements of the program.

DIVINE CUSTOM HOMES

MAGIC VALLEY ELECTRIC COOP IS A PROUD SPONSOR OF THE BUILT TO SAVE® PROGRAM.

• Indoor Comfort

• Indoor Air Quality

• Whole-House Energy Efficiency

• Savings on Utilities

• Efficient, Long-Lifespan Lighting

• Quality Construction

• Enhanced Pest Control

• Lasting Peace of Mind

• Excellent Resale Value

• Superior Homebuyer Satisfaction

• Fees on Utilities

• Indoor Humidity

• Need for Repairs

• Maintenance Costs

• Air Leakage Out & In

• Outdoor Contaminants & Pests

• Moisture & Mold Problems

• Doubt of Superior Construction

• Worry About Improper Insulation

• Time on the Resale Market

What Makes a Good Homebuilder?

for your custom home project is a critical decision you’ll make early in the process. After months of envisioning your ideal home, including its location and potential costs, you need a builder who can bring your vision to life. The partnership with your builder will be intense and long-term, influencing not only the construction phase but also the quality and durability of your finished home. Most importantly, they should be a good listener and a good communicator.

1. Visionary Partner:

A competent homebuilder engages early, offering crucial advice during the initial design phase. They collaborate closely with you to ensure that your vision aligns with your budget. Utilizing their experience, they anticipate and resolve potential construction challenges, preventing costly last-minute changes. They should also contribute innovative design ideas and cost-saving strategies, drawing on their own experience from past projects.

2. Knowledgeable and Experienced:

Knowledge of building science–especially as it relates to energy efficiency construction–and overall industry experience is invaluable in homebuilding. Established builders with a long history of successful projects bring a depth of knowledge that benefits your project. They are adept at handling any construction issues that arise, often resolving them efficiently due to their extensive experience. Look for builders who have a solid track record and a robust portfolio of diverse projects.

3. Trustworthiness and Client-Focused:

The relationship between a homeowner and a builder should be close and collaborative. Your builder should act as your advocate throughout the process, treating your project with the same care they would if it were their own. Trustworthy builders actively listen to your needs and preferences, ensuring their actions reflect your best interests without pushing their own agenda.

4. Excellent Reputation and Network:

A reputable builder maintains healthy relationships within the industry, including with past clients and vendors. This network is crucial for ensuring your project progresses smoothly and meets the highest of standards. A strong reputation often indicates a builder who can mobilize reliable subcontractors that share their culture of excellence in craftmanship and one who can provide great sources for quality materials using their established relationships with top vendors.

5. Responsive and Transparent Communication:

Effective communication is essential. Your builder should be approachable, ready to answer your questions thoroughly and transparently. They should keep you informed throughout the construction process and be proactive about giving you regular updates.

6. Quality-Focused: Quality builders do not cut

corners. They should scrutinize your architectural plans to identify and address potential issues before construction begins. A focus on using the best building methods and materials ensures a durable, high-quality home. Look for builders who enroll their homes in highperformance home programs like BUILT TO SAVE® or ENERGY STAR® which means their homes are built to above the minimum standards required by law. More importantly, builders enrolled in those high-performance home programs welcome outside inspections to improve their homes which are inspected during construction and tested after completion by third-party home energy Raters who verify compliance with their strict energy-efficient construction standards.

7. Committed Beyond the Sale:

A good builder stands behind their work, offering comprehensive warranties and post-move-in support. Look for builders who provide meaningful warranties on materials, workmanship, and structural integrity, and who remain accessible to address any issues that arise after completion.

8. The Small Things Matter Most:

Just like the little things in a home’s construction, like sizing the air-conditioning unit properly to the size of the home or making sure the insulation was installed properly, it’s the little things about how the builder treats you as a customer that you should focus

on. For example: do they return your calls in a timely matter or at all? Not responding to texts or phone calls is too common in today’s business world. It is a sign of disrespect but also a good way to measure how much a person really values your relationship. If this happens when you are thinking of hiring a builder, you can expect more of the same afterward—especially if you have a problem later with your home. So be aware of how the builder you are thinking of hiring responds to you. If all goes well and the two of you make a connection as you plan your custom dream home together, then you can be sure you have selected the right builder.

Choosing Your Homebuilder

In today’s digital age, vetting potential builders includes reviewing their online presence. Does their marketing message seem genuine, or does it read more like marketing fluff? Personal recommendations are invaluable, but online reviews and client testimonials can provide additional insights. Meet with potential builders, visit their completed projects, and speak with past clients to gauge their satisfaction.

Lastly, keep in mind that you will be spending a lot of time with the builder you choose so make sure it is someone you trust and like. By prioritizing the traits listed in this article, you can select a builder who will not only construct your dream home but also ensure a happy and successful homebuilding experience.

Leading

ENERGY-EFFICIENT

2024 Builders

Villanueva Construction (956) 800-8889 | rosendo@villanuevahomes.com www.VillanuevaHomes.com

Villanueva Construction has been creating unique homes since 1985. These homes are not only notable for their luxurious details but also because they are tailored to fit each customer’s budget. More than that, these houses are recognized as energy efficient, meeting the BUILT TO SAVE® standards. Since joining this energy-saving initiative, Villanueva Construction has been awarded seven years straight for having the most BUILT TO SAVE® certified homes in the Rio Grande Valley.

Affordable Homes of South Texas, Inc. (956) 687-6263 | info@ahsti.com www.ahsti.com

Affordable Homes of South Texas, Inc. (AHSTI) has been a cornerstone in the Rio Grande Valley for over 45 years, helping low-income families own affordable, energy-efficient homes. Dedicated to ENERGY STAR® compliance, AHSTI ensures accessible energy-efficient living. Recognized by the EPA with the Leadership in Housing award, they provide homes verified by both ENERGY STAR® and BUILT TO SAVE®. AHSTI also supports sustainable homeownership with education, counseling, and financial aid to provide homeowners with a secure, cost-efficient, and comfortable living.

Treasure Builders

(956) 874-3686 | treasurebuilders@att.net www.TreasureBuildersllc.com

Divine Custom Homes (956) 467-1111 | olga@divinecustomhomes.net www.DivineCustomHomes.com

DIVINE Custom Homes builds more than just a house; Divine’s homes are havens of luxury, comfort, and health. Committed to supreme energy efficiency, every home is ENERGY STAR® verified and meets the stringent EPA’s Indoor airPLUS criteria—a rare distinction in the Rio Grande Valley. These homes promise not only clean air, critical for those with respiratory issues, but also cost savings and comfort. Client endorsements highlight the company’s devotion to surpassing energy efficiency norms, ensuring customer satisfaction and well-being.

Treasure Builders, established by Felix Hernandez in 2003, prides itself on trustworthy values and the creation of attractive, durable homes. Along with Alex Hernandez, and Alex’s expertise in urban planning, the company emphasizes sustainable construction and is a proud partner of the BUILT TO SAVE® program that verifies high-performance homes. The company’s commitment to energy efficiency has earned them acclaim, particularly for achieving remarkable energy savings, validated by their customers’ reduced utility bills and the company’s rapid growth through customer referrals.

5,000 550+

• Online Home-Shopper Subscribers

• Local Home Builders/Developers

• Local Suppliers/Vendors

31,960+

28,750+

LEADING ENERGY-EFFICIENT BUILDERS

New Homes Guide promotes high-performance home builders enrolled in energy efficiency programs such as BUILT TO SAVE®, ENERGY STAR®, and ZERO ENERGY READY HOMES.

Leading Energy-Efficient Builders Featured Annually Always Online On any device.

Look for the February / March / April issue published annually.

Go to www.BuiltToSave.org for more information on becoming a high-performance home builder. Magazines Mailed Quarterly and On Demand

Eldorado at Thousand Oaks 135 E-7

Ensenada at Tres Lagos 103 C-6

Escondido at Tres Lagos 104 C-6

Hibiscus 117 G-7

Highland Oaks 131 J-7

La Estancia at Tres Lagos 105 C-6

La Floresta Phase I & II 125 F-8

Marbella 108 M-6

North Pointe 102 G-8

Northwood Trails 107 F-7

Orangewood North 109 G-9

Quail Crossing ......................... 116 .... F-8

Silver Creek 120 J-7

Silverado Trail on Auburn Hill 124 H-6

Sorrento Trail on Northgate 106 G-9

Spanish Oaks 114 G-9

Stoneridge Estates 123 G-8

Taylor Creek Village 136 J-6

The Embers ............................. 126.... H-9

The Gardens at Trinity Oaks 110 E-7

The Medici 132 I-6

The Vineyards 127 D-7

Trinity Oaks 112 F-7

Vendome 130 C-7

Villagio 119 G-9

Villanueva Estates at Trinity Oaks ... 118 .... F-7

Villas at La Vista 113 L-9

Villas De Allende 134 L-6

Villas De Santiago 115 I-8

Villas on Freddy 101 F-8

Westwood One 128 H-7

EDINBURG

Alberta Village 218 I-12

Alberta Heights ....................... 236 ... I-11

Atwood Estates 231 D-8

Bentley Estates 226 I-10

Brentwood Manor 232 F-10

Camden Village 200 G-9

Canton Heights 228 G-12

Canton Village 216 G-11

Hacienda San Roman .............. 214 .... D-15

Jackson Heights 201 G-10

James Court 210 G-10

Johh Closner 229 I-13

Las Villas 225 D-7

Los Lagos Golf Club 202 G-13

Lumen at Los Lagos Golf Club 203 G-13

Madison Park........................... 222 ... H-10 Oak Hill 235 D-8

Rio Vega Ranches 204 D-14

Russell Park 205 C-11

Santa Cruz at La Sienna 224 B-12

Santa Cruz Estates Phase 2 230 B-13

Silos at La Sienna 234 B-12

EDINBURG (Con’t)

MISSION

BRECCIA LUNARE

24” X 48” / 48” X 48” FINISH: POLISHED & MATTE RECTIFIED PORCELAIN

VISIT OUR FULLY-STOCKED SHOWROOMS:

PALMVIEW, TX / 1020 W. Palma Vista Dr. / (956) 581-1109

EDINBURG, TX / 3910 S. Jackson Rd. / (956) 994-8550

DONNA, TX / 931 West Expwy. 83 / (956) 464-5152

iTile by MEV locations: HOUSTON AREA / 1003 W. Bay Area Blvd., Webster, Tx / (832)632-1231

AUSTIN AREA / 120 Sundance Pkwy #200, Round Rock, Tx / (512)888-1212