ISSUE 6 WINTER JUNE/JULY 2020
Financial risks facing retirees in the COVID-19 era
How to keep your hands moisturised during the pandemic
Book excerpt: Maye Musk SA-born billionaire Elon Musk’s mother on making grey hair glamorous
SEE INSIDE FOR
READER GIVEAWAYS
SIR DAVID ATTENBOROUGH
The 94-year-old force of nature makes his ‘witness statement’
Is your retirement portfolio inflation-proof?
Pitika Ntuli’s
‘Sangoma’ bone sculptures
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Contents
…
6
ED’S NOTE & UPFRONT
Where to go, what to read, buy and drink.
TRAVEL 12 TRAVELLING WITHOUT MOVING
Physical travel has been impossible under lockdown, so we bring you a photographic celebration of nature at home and away.
FEATURE
to improve the sustainability of your retirement income. 23 RISKS FACING RETIREES IN THE COVID-19 ERA
24 PROVIDING SECURITY IN INSECURE TIMES
16 VOICE OF NATURE
At 94 years old, the most famous voice in natural history documentary, Sir David Attenborough, still has a lot to say.
Insight from Coronation on how investors near or in retirement can protect themselves through the times that lie ahead.
Content partnership: Finbond says safe and secure retirement investments are the key to providing for one’s silver years.
26 NAVIGATING THE ROUTE TO A COMFORTABLE RETIREMENT
MONEY 20 IS YOUR RETIREMENT PORTFOLIO INFLATION-PROOF?
With large financial decisions to be made, there are many benefits to playing an active role in your retirement journey.
Stephen Katzenellenbogen of NFB warns against making knee-jerk decisions about money at the moment.
HEALTH 28 STAYING FIT DURING LOCKDOWN
Stay fit without leaving home.
22 CHANGE YOUR LIVING ANNUITY, NOT YOUR DRAWDOWN RATE
30 HOW TO KEEP YOUR HANDS MOISTURISED DURING THE COVID-19 PANDEMIC
4
Content partnership: Johann Swanepoel of Just Retire says the current market conditions present a unique opportunity SILVER DIGEST // WINTER 2020
What to do when hand sanitisers damage your skin.
32 BOOST YOUR IMMUNE SYSTEM
Stress, bad health habits and
poor nutrition compromise the immune system. 34 ARMOUR YOUR IMMUNE SYSTEM
Antioxidants for joint pain, tinnitus and boost immunity.
LEISURE BOOKS 36 Read this extract from A
R e agdievreaway
Woman Makes a Plan: Advice for a Lifetime of Adventure, Beauty, and Success, the new memoir by Maye Musk, mother of South African-born entrepreneur Elon Musk. Plus, we have two copies to give away.
ART 40 Pitika Ntuli’s exhibition of
‘Sangoma’ bone sculptures debuts at the virtual National Arts Festival. RECIPES 42 Instagram food personality
Naqiyah Mayat’s new cookbook, The Beginning: Indian Recipes from my Home, brings together local Indian culture and food memories. MOTORING 46 The iconic Range Rover turns
50 this year. 50 CROSSWORD
Club
Join today
it’s FREE!
spend R5
earn 2 points = 20c
on Wednesday purchases ClubCard members over the age of 60 earn double points every Wednesday.
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Not yet a member? Join on the app or in-store.
Terms & conditions apply. To view, visit www.clicks.co.za. ClubCard members over the age of 60 are automatically opted in to Seniors Club.
Ed's note …
I
@SILVERDIGEST
f one thing has come to define
photographic visions from the outside
life in 2020, it has been the global
world. It’s a reminder that there is still a
COVID-19 pandemic. Our lives have
beautiful world out there!
been altered so dramatically since the last issue of Silver Digest that we can
On our cover, the inimitable Sir David Attenborough, the 94-year-old
barely recognise ourselves. The effects of the pandemic have rippled through every aspect of our lives – from our finances to our forgotten travel plans and, of course, our health. Live theatre, music, dining
adventurer, has certainly seen We would love to hear your thoughts, comments and suggestions. Mail me at Graham.Wood @newmedia.co.za I look forward to hearing from you.
out, even shopping suddenly vanished from our cultural
more of that world than most. He had planned to launch his latest film and book this April, but has postponed it until October as a result of the lockdown. He calls his latest offering a ‘witness statement’. What
Attenborough makes clear is that
landscape. So, inevitably, this issue of
his career, however inadvertently, has
the magazine reflects these changes. Our
traced the decline of the natural world.
money section is packed with insights
He insists, however, that it’s not too
to allay financial fears and provide
late to do something about it. Another
some clarity and practical advice for the
crisis can be avoided. And it’s that which
tumultuous times that still lie ahead. In
makes him so inspiring: optimistic and
our health section, we focus on immunity
determined at 94. As we re-emerge into
and staying fit and healthy, especially
a strange new world, let’s remember that
while confined to our homes. And our
there are still things we can do to leave
travel feature, rather than providing a
our legacy intact.
tantalising glimpse of the possibilities for your next trip, instead brings you
Graham
Giveaway
We have two copies to give away of A Woman Makes a Plan: Advice for a Lifetime of Adventure, Beauty, and Success, the new memoir by Maye Musk, mother of South African-born billionaire entrepreneur Elon Musk. Read the extract on page 36 and see page 38 for details of how to enter.
Winners…
In issue #5 of Silver Digest, we gave away a signed copy of Prue Leith’s new book, The Vegetarian Kitchen: Essential Vegetarian Cooking for Everyone. The lucky winner was Kevin von Berg, Waterfall, Midrand. We also had two copies of Rodney Trudgeon’s Concert Notes. The winners were: Chris Kihn and Margaret Simons, both from Muizenberg, Cape Town.
EDITORIAL EDITOR: Graham Wood Email: graham.wood@newmedia.co.za SUB EDITOR: Anita van der Merwe LAYOUT & DESIGN: Julia van Schalkwyk PHOTOGRAPHY Cover: Cate Gillon for Gallo/Getty images Unless previously agreed in writing, Silver Digest owns all rights to all contributions, whether image or text. Sources: Gallo/Getty Images, Shutterstock, supplied images, editorial staff. ADVERTISING Clive Kotze Cell: +27 (0)82 335 4957 Email: clive@mediamatic.co.za SUBSCRIPTIONS Felicity Garbers email: felicity.garbers@newmedia.co.za PUBLISHING TEAM GENERAL MANAGER: Dev Naidoo PUBLISHING MANAGER: Sandra Ladas Email: sandra.ladas@newmedia.co.za PRODUCTION MANAGER: Angela Silver ART DIRECTOR: David Kyslinger MANAGEMENT TEAM CEO: Aileen Lamb COMMERCIAL DIRECTOR: Maria Tiganis BRAND STRATEGY DIRECTOR: Andrew Nunneley CHIEF FINANCIAL OFFICER: Venette Malone CEO: MEDIA24: Ishmet Davidson Johannesburg Office: Ground floor, Media Park, 69 Kingsway Avenue, Auckland Park, 2092 Postal Address: PO Box 784698, Sandton, Johannesburg, 2146 Tel: +27 (0)11 877 6111 Fax: +27 (0)11 877 6198 © Copyright Silver Digest 2020 Published by New Media, a division of Media24 (PTY) Ltd Head Office: New Media House, 19 Bree Street, Cape Town, 8001 Postal Address: PO Box 440, Green Point, Cape Town, 8051 Tel: +27 (0)21 417 1111 Fax: +27 (0)21 417 1112 Email: newmedia@newmedia.co.za Printed by
, a division of Novus Holdings
While precautions have been taken to ensure the accuracy of its contents and information given to readers, neither the editor, publisher, or its agents can accept responsibility for damages or injury which may arise therefrom. All rights reserved. © Silver Digest No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, photocopying, electronic, mechanical or otherwise without the prior written permission of the copyright owners.
6
SILVER DIGEST // WINTER 2020
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• 125ml cocoa powder • 75g toasted almonds, roughly chopped
METHOD • Preheat oven to 160ºC. • Grease and line a 20 x 20 square cake tin. • In a small saucepan, melt the butter, syrup and chocolate. • With an electric mixer, beat the eggs and sugar until thick and pale. • Add vanilla extract, flour and cocoa powder along with the melted chocolate mix.
READ THIS: SASOL BIRDS OF SOUTHERN AFRICA (5TH EDITION) Now in its fifth edition, Sasol Birds of Southern Africa has been brought fully up to date by its expert contributions from two new
• Mix well until all ingredients are combined.
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• Pour into prepared tin.
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• Fresh input from new contributing authors • Comprehensive coverage of the region’s birds.
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• Allow brownies to cool in the tin.
as one of Africa’s most trusted
• Turn out onto a board, trim the
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plate annotations
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• Add almonds.
Bake for 45 to 60 minutes.
species records), maps and
Key features of the 5th revised edition:
For more recipes by Grace Stevens and easy-
• More than 800 new illustrations
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• Scan and play bird calls using
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QUOIN ROCK WHITE BLEND Flinty, stone fruit and fig-like top notes of Sauvignon Blanc are followed by the mellow tangerine character of Semillon. The gooseberry and melon character of the wine makes for a creamy rounded palate, making this a superbly elegant wine with persistent body that can be savoured as a delicious lunchtime wine, as a summer sunset aperitif, or to accompany most seafood dishes and pasta.
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Travel …
Travelling WITHOUT MOVING Two photographers bring us visions of nature under lockdown – images of what we’ve missed, and of what we normally don’t look at at home.
W
the iconic Table Mountain, Steven
always been a passion. Birding
has embraced the challenge of
trains me to observe nature’s
photographing these feathered
sounds and pay attention to
beauties as a way to bring joy
the smaller things. Birds are all
during these uncertain times, and
around us doing something in
he’s had some incredible results.
huge diversity. All you have to do is
hile we were under lockdown, two
stop, look and listen and they tell
local photographers brought us two
WHAT IS YOUR BACKGROUND?
you who they are and what they
very different visions of nature. For a
I’m a wildlife enthusiast with
are doing – whether it’s marking
picture of what we’ve been missing, Dr Ryan Daly
a background in Zoology and
a territory, nesting or feeding…
of the Oceanographic Research Institute shares
have worked as an underwater
they are always busy. They are so
unique underwater images of the bumper 2020
photographer, focusing on sharks,
beautiful but incredibly difficult to
sardine run on the KZN South Coast. And for a
whales and dolphins. During
photograph because they are shy
vision of the incredible wildlife right under our
the lockdown, I’m focusing on
and extremely fast. Photographing
noses, nature photographer Steven Benjamin
the birds in my garden and the
birds is a challenge but it creates
has been taking incredible shots of the resident
surrounding suburban gardens.
a mental space to observe and
birdlife in his Kalk Bay garden.
BRINGING NATURE INTO THE HOME THROUGH THE LENS OF PHOTOGRAPHER STEVEN BENJAMIN
admire nature.
HAVE YOU ALWAYS ENJOYED BIRD WATCHING? interested in birds. I was dyslexic
WHAT MADE YOU START PHOTOGRAPHING BIRDS IN YOUR GARDEN?
as a young child and I still have
I’ve always wanted to try
From the age of 5 or 6 I was
my first bird book where I ‘ticked’ backwards!
Renowned for his captivating underwater imagery of South Africa’s marine animals,
I was trying to identify the birds
photographing birds but just never had the time. We have always had a bird feeder but never filled it regularly, so, when we started the
that flew into my
lockdown, I put white sugar in the
wildlife enthusiast Steven
pre-school class
feeder every morning and enjoyed
Benjamin has had to pivot
and begged
seeing the local bird community
his focus to his Kalk Bay
my mom to let
visit us. I took a few GoPro
garden during lockdown,
me mark off
video clips and posted them on
where he has been taking incredible shots of Cape Town’s resident birdlife. Located near 12
SILVER DIGEST // WINTER 2020
what I’d seen, so birding has
Instagram, which garnered quite a bit of attention.
LOCAL
COULD YOU EXPLAIN YOUR UNIQUE BIRD IMAGERY? I started thinking more about how to create a setting where I could capture simple yet interesting images that highlight the bird’s beauty. I also wanted to use this project as a way to be creative and escape the confines of the lockdown by enjoying the freedom of the birds. Sharing this on social media helped inspire others and prompted me to keep adding to the project – bringing digital joy to those watching. By isolating the birds against a black background with crystal-clear focus, I’m able to show these birds in a new way.
did all the gardening possible and
of a male Malachite Sunbird in
brushed my dog a lot! Finally, I
full plumage yet. There are a few
HOW DID YOU TAKE THESE IMAGES?
settled on this project, which I work
females and immature birds that
on every day. I’m always adding
visit, but none in full plumage.
I placed the feeder outside in
something new to the scene and
a sunny spot with a shadowy
there are always new birds and
background and started
interactions happening. It’s made
photographing. I use high shutter
the days fly by!
speeds, over 1/2000 of a second, to
WHAT ARE YOUR PLANS FOR THIS PROJECT? I’m working towards an exhibition in Cape
in the bill and fine feathers. I
WHAT HAVE BEEN THE HIGHLIGHTS AND CHALLENGES OF THIS PROJECT?
changed the perch a few times
During lockdown,
to add interesting colour to the
there has been
information about
images. This is a studio setting for
only one male
Steven Benjamin’s
wild birds that are free to come and
Cape Sugar Bird
go as they please.
with a full tail that
freeze the birds, which also makes the background dark. I used lights mounted separately to backlight the birds and bring out the details
has landed. This
Town after all of the restrictions are lifted. But, in the meantime, the prints are available for sale. For more
work or to find out more about the images available for sale, contact
WOULD YOU HAVE CREATED THESE IMAGES IF NOT FOR LOCKDOWN?
spectacular bird is Africa and mostly only found in
@animal_ocean, or visit www.
No. The lockdown has made me
the Western Cape. I was lucky to
stevenbenjamin.co.za.
relax and take the time to do things
get some incredible shots of the
I would never have gotten around
bird and its fully extended tail
to doing. I archived all my past
glinting in the sunshine. I haven’t
wildlife images, worked on a book,
been able to get any good shots
endemic to the fynbos of South
Steven on email steve@ stevenbenjamin.co.za, Instagram
Continued …
WWW.SILVER DIGEST.CO.ZA
13
T R AV E L
USCT SHARES UNIQUE UNDERWATER IMAGES OF BUMPER 2020 SARDINE RUN ON THE KZN SOUTH COAST The cold spell in June saw sardine activity increase on the KwaZuluNatal (KZN) South Coast and Ugu South Coast Tourism (USCT) has been able to share some breathtaking under-water footage of the #GreatestShoalonEarth. These
commercial fishing and shifts
images and videos were taken by
in the way animals respond to
Dr Ryan Daly of the Oceanographic
environments, many scientists
netted enough sardines for
Research Institute whilst out
were worried that bumper sardine
themselves but that there were
spearfishing near Scottburgh.
runs were a thing of the past,
still so many sardines beyond
“What a bonanza of fish we
so it’s fantastic to see the
saw, it was overwhelming with so many sardines! As both a scientist and
surge in activity. It should bode well for a great season.”
as couta fish, tuna and snoek. “It was great to see that people
those that could be netted – what a bounty for the community and wildlife along the coast! It’s been amazing to witness the
someone who has
He said
change in people’s attitudes to the
been following the
the COVID-19
sharks over the years as well,” he
sardines for many
pandemic meant
continued. “People were releasing
years, it was amazing
that, unlike
sharks from the nets and showing
to see the volume of
previous years,
respect for these important
sardines,” explained
there hasn’t been
aquatic animals. This area is
Daly. “Certainly, it’s the most sardines I’ve ever seen on the KZN South Coast. With climate change, potential pressure from
anyone closely following sardines on the Wild Coast. “We don’t actually know how much activity there was on the Wild Coast and whether this is just a pocket
SILVER DIGEST // WINTER 2020
particular, which are endangered, and it was so special to see these sharks and the respect people have for them.” Check out the ‘South Coast
that showed up on the South Coast,
Tourism’ Facebook page and
or if it was preceded by a much
@infosouthcoast on Twitter for
larger volume. We’ll just have
breath-taking images of seine
to wait to see, over the next few
netters on the shore; aerial footage
weeks, if this is followed by even
of shark activity by drone pilot
more sardines. We certainly are
@saltywaveslider; and underwater
way overdue for a big run!”
footage by Dr Ryan Daly. For
Commenting on the recent
14
a nursery for dusky sharks in
more information about the KZN
predatory activity, Daly said the
South Coast and USCT, visit
sardine volume had attracted dusky
www.visitkznsouthcoast.co.za or
sharks, bronze whaler sharks
download the free ‘Explore KZN
and spinner sharks to feed on the
South Coast’ app to find a local
shoals, as well as big game fish such
supplier. •
LOCAL
WWW.SILVER DIGEST.CO.ZA
15
Feature …
Voice of
nature At 94 years old, the most famous voice in natural history documentary, Sir David Attenborough, still has a lot to say.
CLICK TO WATCH THE PREVIEW
16
SILVER DIGEST // WINTER 2020
S I R D AV I D AT T E N B O R O U G H
D
uring the lockdown, the legendary 94-year-old broadcaster Sir David
Attenborough was as busy as
Statement And Vision For The Future,
ever, if not doing what he had
which was originally scheduled
planned. He was teaching
to premiere on 16 April at the
geography lessons on the BBC’s
Royal Albert Hall, but is now
Bitesize Daily, an online learning
being launched, along with an
platform helping children being
accompanying book, in October.
whole of the planet is threatened
The film will be released on
by humanity’s return to its usual
UK’s lockdown as a result of the
Netflix, which is a departure from
ways. If we do not heed warnings
global COVID-19 pandemic. He
his long association with the BBC,
like Attenborough’s, the zoo might
was also fronting a campaign to
where he started his career in
be the only place any of the world’s
help save the London Zoo, which
TV at the very inception of the
natural wonders survive.
was closed for 12 weeks, putting
medium. For this new installation
its survival in grave danger.
in Attenborough’s extraordinary
schooled at home during the
“A zoo is a very
portfolio of work, he considers
important thing
today’s issues – climate
scientifically,” he
change, pollution,
said. “London was the first
Funnily enough, the London Zoo played a major role in launching the veteran broadcaster’s extraordinary career. After working for a few years in educational
extinction – through
publishing, Attenborough applied
the lens of his own
for a job in radio, which he didn’t
scientific zoo
career, and his own
get, but was later invited to try out
in the world,
experience on the
a new thing they were launching at
founded nearly
planet, as possibly the
the BBC: television.
200 years ago,
human being who has
and has been at the forefront
witnessed first-hand more of the natural world
He took that up, and as a young exec in the 1950s was central to introducing and
of technology and
than any other person alive.
commissioning some of the
advances ever since
“I’ve had an extraordinary
ground-breaking programmes
then. If this country can’t
life,” says Attenborough. “It’s
that played such a definitive role
support it, it would be a scandal.”
only now that I appreciate how
in establishing the new mass
extraordinary.”
media, from Kenneth’s Clarke’s
What he actually had planned for the lockdown period was
It’s a terrifying prospect that, just as the zoo was threatened
Life On Our Planet: My Witness
during the COVID-19 pandemic, the
Monty Python’s Flying Circus. Continued …
PHOTO: LEV RADIN / SHUTTERSTOCK.COM
the launch of his latest film, A
era-defining series Civilisations to
WWW.SILVER DIGEST.CO.ZA
17
F E AT U R E
While dabbling in some mostly studio-based broadcasting himself, his personal breakthrough on screen came when he presented a programme called Zoo Quest, a documentary series in which he accompanied zoo employees on expeditions around the world to find animals for the London Zoo. People simply hadn’t seen the creatures and places he was showing them before, and along with his unique style of presentation, the show was a hit.
The culmination of these
mistake – and how, if we act now,
extraordinary decades of
we can yet put it right. We have
broadcast brilliance, however, in
one final chance to create the
Attenborough’s six-decade-plus career in
Attenborough’s ‘witness statement’,
perfect home for ourselves and
broadcasting, but laid the template for the
raises the dark shadow of all the
restore the wonderful world we
nature documentary as we know it today.
wonder he has shown us: how
inherited. All we need is the will
He blended the sheer wonder of wildlife
documenting the natural world,
to do so.”
footage with an approach that had its roots in
through no design of his own, has
something like Clarke’s Civilisations, applied
taken the shape of a narrative of
introspective and retrospective
to the natural world: visual spectacle given a
the destruction of the planet and
actually reveals itself to be future
clearly and easily digestible narrative shape.
the extinction of species.
focussed, and concerned less with
Not only did that series launch
The nature documentary, and a star, was
“As a young man, I felt
And so what might initially seem
himself than with everyone (and
born, and the wonders of the natural world
I was out there in the wild,
have been beamed into living rooms around the
experiencing the untouched
world to those inimitable vocal intonations ever
natural world – but it was an
the world. Then make it better –
since. Attenborough’s catalogue stands as a roll
illusion,” says Attenborough.
neatly sums up Attenborough’s
call of classics such as Life on Earth (1979), and
“The tragedy of our time has
approach. To care enough to save
The Living Planet (1984), the epic The Trials of Life
been happening all around us,
the natural world, you first have
(1990) and explorations into the less spectacular
barely noticeable from day to
to be aware of it, and awestruck
(but utterly fascinating) The Private Life of Plants
day: the loss of our planet’s wild
by it. For decades, Attenborough’s
(1995). The new century didn’t slow him down
places, its biodiversity. I have
films and series have enchanted
at all, with The Blue Planet (2001), Life of Mammals
been witness to this decline. A
us first, but have ended with the
(2002), Planet Earth (2006) and more recently
Life on Our Planet is my witness
warning that everything we’ve
2018’s Blue Planet II and Dynasties, proving the
statement, and my vision for the
just been marvelling at on our
ongoing popularity of the man and the appetite
future. It is the story of how we
screens is being taken away, and
for the subjects he is passionate about.
came to make this, our greatest
will disappear forever unless we
18
SILVER DIGEST // WINTER 2020
everything ) else. The new books’ slogan – See
S I R D AV I D AT T E N B O R O U G H
“
I have been witness to this decline. A Life on Our Planet is my witness statement, and my vision for the future.
do something to stop it.
”
For a sense of the urgency of his message, consider this documentary he narrated just two years ago: Namibian-based conservationist Maria Diekmann’s Pangolins: the World’s Most Wanted Animal, in which Attenborough helped uncover the world’s illegal rare animal trade, particularly the smuggling of vast quantities of pangolin flesh and scales in the East. What if we had listened and
PHOTOS: CHRIS J RATCLIFFE, GALLO/GETTY IMAGES; MIRRORPIX, GALLO/GETTY IMAGES; TONY EVANS, GALLO/GETTY IMAGES
acted more swiftly and decisively? For one thing, we’d probably all have watched A Life On Our Planet by now! But in a world in which the issues of the day seem to be driven by youth activists, from Malala Yousafzai to Greta Thunberg, the depth and cumulative insights of a 94-year-old just might be what is needed to give their youthful zeal some substance, and their urgency some real scope. Attenborough has his eye on the future and, at 94, it’s clear it’s not for himself. Let’s hope the children of the future have been watching his output, or all the wonders he’s seen first-hand might be consigned forever to the BBC archive and the London Zoo. As he told Gideon Rachman in an interview for the Financial Times last year, “The whole of our civilisation is dependent on the health of the natural world.” It’s not just the natural world that is at stake. • WWW.SILVER DIGEST.CO.ZA
19
Money … Insight from Coronation on how investors near or in retirement can protect themselves through the treacherous times that lie ahead.
T
IS YOUR RETIREMENT PORTFOLIO INFLATION-PROOF?
he environment facing
domestic growth assets, this has
will effectively be taxed through
long-term investors
meant that in the five years to end
negative real interest rates.
is treacherous. We
May 2020, cash or near-cash funds
are in uncharted waters for
(lower risk income and money
our generation.
market funds) have outperformed
WHAT ARE RETIRED INVESTORS TO DO?
the average South African balanced
Now more than ever, inflation
At the same time, we are witness to an unprecedented monetary experiment, coupled with a relentless
fund, as well as the average South African equity fund. The response from
protection should be a priority when constructing your long-term investment portfolio, meaning
increase in indebtedness
investors was to de-risk
that real assets should form the
around the world. The bill
portfolios by switching
cornerstone thereof. Real assets
to this experiment will
from long-term funds
consist of select growth assets, such
have to be paid back at
with more growth assets
as equities and property (that have
some point. In the absence
into short-term funds with
pricing power and that can grow
only fixed-interest assets as
earnings at or above inflation), or
of extraordinary growth, taxes and financial repression (in the form of higher prices and
they settled for the certainty of achieving reasonable real
lower interest rates) will be the
returns without having exposure to
key solutions.
more volatile assets. This strategy
As a retiree, the threat of an
turned out to work thus far.
increase in your inflation rate (off
traditional inflation-hedged asset classes, such as inflation-linked bonds and certain precious metals. Practically, this requires retirees to invest in a fund that has the correct mandate and allows the fund manager to diversify
with a low expected return from
TIME TO RECALIBRATE EXPECTATIONS
cash, should be enough reason to
However, since the start of
combination of real assets. At
revisit your investment portfolio
2020, the South African Reserve
Coronation, we deliberately
to ensure you have sufficient
Bank has cut the repo rate by a
construct robust balanced portfolios
protection against these risks.
cumulative 275 basis points. This
that incorporate a wide variety of
a historically low base), combined
exposure into the most appropriate
was to provide relief to an already
asset classes in order to achieve
CASH OR NEAR-CASH FUNDS HAVE BEEN THE DARLING OVER THE LAST FEW YEARS
struggling economy, exacerbated
inflation-beating returns over the
by the lockdowns imposed due
long term. The Coronation Balanced
to the COVID-19 pandemic. It
Defensive and Capital Plus funds
In the recent past, South Africans
has been at the expense of cash
are our flagship multi-asset funds
were in the fortunate position of
investors. When adjusting for
that are managed specifically with
saving in a market where cash and
tax on interest, investors in cash
the retiree in mind.
fixed income assets provided yields
can expect to earn net returns
in excess of inflation – quite unique
below the current inflation rate.
To find out more about the Coronation
in a global context. Together with
This can also be viewed as a form
Balanced Defensive and Capital Plus
underwhelming returns from
of financial repression when
funds, visit www.coronation.com or
considering how long savers
speak to your financial adviser.
20
SILVER DIGEST // WINTER 2020
SURANCE
Life
Invest more without paying tax hƊȁ ǞȺ ׅƊȁƮ ǘƊȺ ª ׀׀׀ ׀ׅ׃ǞȁɨƵȺɈƵƮ Ǟȁ ˛ɮƵƮ ƮƵȯȌȺǞɈȺ ƊȁƮ ɩƊȁɈȺ ɈȌ ǞȁɨƵȺɈ ǿȌȲƵ خRƵ ƧȌɐǶƮ ȺƊɨƵ ɈƊɮ Ȍȁ ǞȁɈƵȲƵȺɈ ǞȁƧȌǿƵ ɩǞɈǘ ɈǘƵ IǞɮƵƮ ÇÀƧȌǿƵ 0ȁƮȌɩǿƵȁɈ ǏȲȌǿ ÇÀɨƵȺɈ خ
Like Jan, you can sign up at OUTvest.co.za or give us a call on 0860 688 837 Underwritten by OUTsurance Life, a licensed insurer. Policy linked to a Fixed Deposit with Absa and not guaranteed by Insurer. The proceeds of endowments are exempted from personal income tax. OUTvest is an authorised FSP. Ts, Cs and standard rates apply. For more information visit OUTvest.co.za.
MONEY
C O N T E N T PA R T NE R S H I P
CHANGE YOUR LIVING ANNUITY, NOT YOUR DRAWDOWN RATE BY JOHANN SWANEPOEL, PRODUCT ACTUARY, JUST SA
T
he relatively poor market
movements. And this does not
to re-invest, and you can maintain
returns over the last
require you to reduce your
discretion over the balance of the
five years, coupled with
drawdown rate.
assets to maximise the long-term
the devastating crash in March
A combination of market
capital growth to meet flexible
this year, has exposed the risks
factors caused long-term interest
financial needs or to leave a legacy
associated with standard living
rates on bonds to increase (and
to beneficiaries.
annuities where pensioners carry
is a rare opportunity not seen in
all of the investment and longevity
many other countries around the
do not allow you to split your living
risk on their own.
world). This is really good news for
annuity after retirement. So, in
As part of its response to
As it stands, current regulations
pensioners looking to secure an
order to make your retirement
the COVID-19 crisis, National
income for life. Life annuity rates
income more sustainable, you may
Treasury announced a change
improved significantly, which
want to consider the following:
in living annuity drawdown
meant a guaranteed retirement
• If you are already invested in a
restrictions where pensioners will
income was cheaper compared to
blended living annuity, consider
be allowed to temporarily adjust
before the market crash. Great –
increasing your allocation to
their drawdown rate to as low as
but you may be asking what that
the lifetime income portfolio
0.5% or as high as 20%, even if it
has to do with sustaining an
to secure a higher guaranteed
is not the anniversary date of the
income in a living annuity.
living annuity. Many commentators suggest
No guarantees are provided
income for life • Transferring your entire living
in a standard living annuity.
annuity to a blended living
living annuity investors do
The good news therefore only
annuity to access a lifetime
nothing in a tumultuous market,
really applies to living annuities
and there may be merit in that.
that have the ability to access
• Converting your entire living
Others suggest you reduce your
a guaranteed income within a
annuity to a guaranteed life
drawdown rate, which makes
single vehicle. And there are only a
annuity, especially if you are
sense on paper, but is not a possibility for most pensioners. Insights from Just’s retirement-focused study in 2019 revealed that two in five
handful available in the market – referred to as ‘blended’ living annuities. Recent research has proven that a
respondents said they cannot
combination of a living annuity
afford to lose any retirement fund
and a guaranteed income for
money before it seriously affects their retirement plans. But current market
life offers a more optimal solution than either on its own. A blended living
income portfolio
drawing at a rate higher than the recommended drawdown rates • Remaining in a standard living annuity and effectively selfinsuring against volatile markets and outliving your capital. The age-old investment advice is stay invested for the long term. But if your time horizon
conditions present a unique
annuity will allow you to
is shorter, you should also focus
opportunity to improve
maximise consumption
on additional options to secure a
the sustainability of your
by securing lifetime
sustainable long-term solution to
income in retirement
income to cover
protect yourself (even partially)
despite the recent market
essential expenses, or
from the next market crash. •
22
SILVER DIGEST // WINTER 2020
MONEY
WE A LT H
RISKS FACING RETIREES IN THE COVID-19 ERA BY MICHAEL PRINSLOO, HEAD: PRODUCTS AT ALEXANDER FORBES
T
he worldwide COVID-19
within each broad category. More
pandemic has cast a
recently there are hybrid options
spotlight on the risks
that combine the best features of
facing those about to retire or
each. A higher starting income
already retired. But no matter
may set you up for low or no
the economic environment,
increases and severe financial
preparing for one’s best possible
hardship later. On the other
retirement takes careful planning
hand, a flexible pension is not
and consideration of the available
guaranteed to last for life, and how
retirement options, as well as the
long your money (or rather level of
risks of each.
income) will last depends on how much income you take, as well
There are three main risks facing retirees:
as the growth of your underlying
• Outliving your retirement
investments. The law allows you to draw a pension of between 2.5% to
savings
17.5% of your money per year, and
• Having your spouse or
a financial adviser can help you
dependents not taken care of
decide how much you can afford to
when you die • Your income does not increase as fast as your expenses.
3. Work out how long you will be much you will need each month.
To deal with these risks, it is of
take each month.
able to pay your bills and how 4. Once you understand your
GET GOOD ADVICE The value of good advice cannot be
no use worrying about things you
financial position, you can start
underestimated, especially at an
cannot control. One needs to focus
planning.
important and often irreversible
on things within your control: you
5. Starting a good habit. Now that
decision point like retirement.
need to manage your expenses
you have a budget and a plan,
It helps you decide which goals
within your budget, choose the
stay on top of your finances
and needs to prioritise, while
best type of annuity for your needs,
by recording your expenses,
understanding your options and
and get good advice.
comparing them to your budget
the costs and benefits of each. This
every time you spend money, and
means you are fully informed to
checking your plan every month.
choose the option that best meets
MANAGING YOUR EXPENSES
your needs. With large financial
We believe there are five simple
decisions to be made, there are
and thus your income needs:
CHOOSING THE BEST TYPE OF ANNUITY (PENSION INCOME) FOR YOUR NEEDS
1. Know where you spend your
There are two broad categories of
You are not a passenger on the
money and what resources you
annuity types – a ‘guaranteed’ or
journey, but the driver.
have. Make lists.
life annuity and a ‘flexible’ or living
steps that can be followed to make sure you understand your expenses
many benefits to playing an active role in your retirement journey.
2. Find out which expenses can be
annuity. Each has its benefits and
This article first appeared on www.
reduced, delayed or stopped.
drawbacks, plus a host of options
moneymarketing.co.za on June 9, 2020
WWW.SILVER DIGEST.CO.ZA
23
MONEY
C O N T E N T PA R T NE R S H I P
PROVIDING SECURITY IN INSECURE TIMES Safe and secure retirement investments are key to ensuring the best possible provision for one’s silver years.
W
hen considering an
The following products are
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in the safest possible platform,
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yearly or yearly.
which Finbond actively seeks
Finbond Group Limited offers
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of email at deposit@finbond.
conditions, Finbond’s deposit
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bank account on maturity.
monthly, quarterly, half-
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034, including capitalised
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interest. This indicates the great
after 72 months. *Minimum
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subscription R100 000 (one hundred
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and its depositors.
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page8.html •
24
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MONEY
NAVIGATING THE ROUTE TO A BY STEPHEN KATZENELLENBOGEN, SENIOR EXECUTIVE AND PRIVATE WEALTH MANAGER AT NFB PRIVATE WEALTH MANAGEMENT
O
ur lives as we know them
uncertainty around the impact of
income while at the same time
have been overturned
COVID-19. However, before you
saving as much as you can.
in recent months as the
start panicking, what’s important
While professional advice is
COVID-19 pandemic takes root
to remember is that markets have
a good idea, it’s just as important
around the world. Markets globally
sold off before but over time they
that you spend time educating
have been hard hit, including in
recover.
yourself so that you know to ask
South Africa. Locally, the economy
When planning for your
the right questions and have
is estimated to be losing around
retirement, you should evaluate
a good idea of the available
R13bn a day during the lockdown.
how much money you need to
alternatives. Take your time
replace your current lifestyle. If
regarding the decisions you make
economy and provide both
the answer is that you don’t have
and make sure that all decisions
households and businesses some
enough money to retire, this is not
are based on good information,
relief, the South African Reserve
the time to bury your head in the
given that it’s going to be almost
Bank (SARB) has in recent weeks
sand like the proverbial ostrich
impossible to undo the choices
announced two significant rate
and hope the situation rectifies
you make now in a decade’s time.
cuts. While this is good news for
itself of its own accord.
In an effort to stimulate the
those with debt, it is not such good
The topic of frequent news
news for retirees dependent on
articles, the reality is that most
interest from savings, particularly
South Africans have not saved
as further rate cuts have been
sufficiently for their retirement.
mooted for later in the year. For
The South African Saving
both investors and retirees who
Institute (SASI) attributes this
have exited the market in recent
to a high level of domestic
weeks as a result of alarming
indebtedness, leaving little
volatility and utilised bank-deposit
disposable income over for the
accounts, these interest rate cuts
purposes of saving. Most people
are similarly concerning.
have a natural aversion to having
For those planning to retire
to ask their offspring for help, but
imminently, the recent market
what can you do to address the
declines don’t bode well for their
situation?
future plans. Even those who
If you have not put aside
have been saving for the last 35
sufficient savings for retirement
to 40 years and have seen their
and your retirement is imminent,
investments traditionally deliver
you have two choices: the first is to
a healthy return will have seen
cut your income needs to a point
their investments devalued when
where your retirement capital
compared to the beginning of the
can sustain the drawdowns; or
year. The reality is that the JSE,
secondly, you extend your career,
and probably most global markets
thus providing time to allow
too, are likely to continue a period
your capital to grow – or you do
of low returns as we ride out the
something to supplement your
26
SILVER DIGEST // WINTER 2020
My advice at this point is to focus on what you can control. Avoid making any short-term,
WE A LT H
COMFORTABLE RETIREMENT knee-jerk or emotional decisions.
a portfolio outside of a living
side of financial planning. This
Ideally, a retirement plan needs
annuity, the principles remain
means having adequate insurance
to be approached with a sensible,
relevant.
in place should you become
long-term attitude. The plan itself
You don’t have to have the
disabled or suffer some kind of
needs to include a detailed, yet
ultimate equity allocation in your
event that impacts your health.
flexible investment strategy. It
portfolio from the outset. What’s
Consider getting life cover to offset
does not need to be rolled out
more important is that you have
any liabilities.
immediately but can be rolled out
a plan that includes a targeted
over a period of time.
allocation, and that you know how
at retirement age is to upgrade
you are going to ultimately achieve
cars and to take a holiday. For
strategic asset allocation – this
that allocation. This could mean
the time being I would suggest
should include your exposure to
slowly adding cash to your equity
parking this idea. Taking too
cash, bonds, property and any
assets over a certain period of
much income and capital out of
equity investments, both local
time.
your nest egg at the outset has a
Start by mapping out a
and global – which has exposure
While it may be tempting to
A common mistake made
negative long-term impact on your
to growth assets. Your asset
invest into markets while they are
capital’s sustainability. Any large
allocation will play a significant
low, I would still advise a cautious
upfront drawdowns in the current
role in your investment and
approach, given that markets and
environment will crystallise any
retirement outcome. Ultimately,
currencies are likely to be volatile
market losses. Instead, adopt
what you want to be aiming for
for at least the next while.
a conservative approach to
is a well-diversified investment
Think carefully about your
spending and try to avoid any big-
portfolio that is tax efficient
product blend, as you need
and optimises any available tax
to ensure you have sufficient
benefits. It’s a tricky balance
liquidity during retirement and
utilising a conservative approach
formulating a portfolio strategy
prepare for the fact that you may
is sequencing risk. This is the
that complements your income
live for 30 years post retirement.
risk that occurs as a result of
and growth objectives, as well
Make sure you have sufficient
ticket expenses. Another good reason for
retirement calculators, assuming
as considering unforeseen
cash in your reserves in order
your returns occur in a straight
circumstances.
to avoid the need to make
line – in other words, by a certain
unnecessary drawdowns on long-
percentage every year. Assuming
a living annuity, according to
term investments. It’s always a
a conservative annual return
research conducted by Ninety One
good idea to have some cash in a
overcomes some of this risk.
Asset Management – previously
portfolio, despite knowing that,
Market volatility is not an
known as Investec Asset
over time, the long-term return
unusual phenomenon. Key to a
Management – is a consistent 20 to
on cash results in capital erosion
successful retirement strategy is
35% exposure to offshore equities,
– in other words, the return after
the ability to rise above the noise
irrespective of the size of the
tax could be below inflation. A
of market volatility and focus
initial income drawdown levels.
rule of thumb is to have up to
on the high level and long-term
While Ninety One’s research is
three month’s income in a quickly
strategy. Only once this is in place
focused specifically on living
accessible investment.
can you adapt it for the current
The ideal asset allocation in
annuities and does not consider
Don’t forget to factor in the risk
environment. • WWW.SILVER DIGEST.CO.ZA
27
Health …
To minimise the impact on you and your family’s well-being while cooped up at home, consider these novel ways of staying fit without leaving home.
STAYING FIT DURING LOCKDOWN
D
uring the nationwide lockdown, you were obliged to stay at home unless
venturing out for groceries and medical supplies. Staying at home is still recommended where possible, particularly for over-60s. Because keeping active is key in maintaining your physical health – and boosting your mental health, too – consider adding some of these to your lockdown exercise repertoire. In fact, if you’ve been postponing that exercise programme for months, this is the perfect time to start a healthy routine.
GENERAL GUIDELINES According to the World Health Organisation (WHO), adults should do at least 150 minutes of moderate-intensity aerobic physical activity a week, or at least 75 minutes of vigorous-intensity aerobic physical activity. At least two days a week, you should do some muscle-strengthening activities. Consider breaking your exercise up into 10 minute sections: 10 minutes in the morning, 10 in the afternoon, and 10 in the evening. When you’ve established that as a daily routine, your day will be better structured as well.
28
SILVER DIGEST // WINTER 2020
GET INTO THE GARDEN If you’re fortunate enough to have access to a patch of greenery, make a concerted effort to keep it – and your physique – in tip-top condition during lockdown. Not only will your garden reap the benefits of weed-free beds and well-composted soil, you’ll be toning your arms and shoulders. Just mowing the lawn in said to burn up to 280 calories an hour – and squatting while weeding is a great workout for your glutes
Yoga is particularly suitable for anyone who is feeling anxious, as the need to focus on your breathing will transport your mind elsewhere.
TRY THIS FOR SIZE: Yoga with Adriene (www.yogawithadriene.com) Actress and international yoga teacher Adriene Mishler publishes free yoga and mindfulness videos. With a library of over 500 videos, you’ll be inspired no matter what
and quads.
your age and stage.
RUN A MARATHON
GET YOUR GROOVE ON
Nope. You won’t be breaking the rules. The Mzansi Lockdown Marathon encourages you to run 2kms a day for the 21 days while you’re confined to your home. Round the garden. Run to the front door and back. Run on the treadmill. Or simply run on the spot. You’ll be clocking up the kilometres without even realising it.
GO ONLINE Many fitness gurus – from yoga and Pilates instructors to personal trainers and dance teachers – are offering their classes online, some of them for free. Just grab a mat or a clean towel and stream via a reliable internet connection.
A sure-fire way to relieve stress and boost endorphins? Pump up the volume and dance to your favourite playlist. Do it solo or with the family – and if you’re busting some proper moves, why not share your brilliance? Create short dance videos on TikTok, the Chinese video-sharing social networking service. Who knows? You might even go viral. • This article was first published on www.mediclinicinfohub.co.za on 27 March 2020.
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H E A LT H
HOW TO KEEP YOUR HANDS MOISTURISED DURING THE COVID-19 PANDEMIC Hand sanitisers have become a must-have ingredient during the global COVID-19 pandemic but they can cause damage to the skin of your hands.
living on the skin’s surface and within the outermost skin layers. Research has shown that a
S
healthy skin microbiota provides
ince the outbreak of the
coronaviruses. This protein is
an environment for the skin to
coronavirus, the most
vital for a virus’s survival and
thrive and even to fight unhealthy
searched-for ingredients on
thus multiplication. But a hand
pathogens. An imbalance in
internet have been ethyl alcohol,
sanitiser needs to have at least 60
skin microbiota leads to ageing,
carbomer, propolis and aloe vera.
to 70% alcohol in order to kill most
sensitivity and dryness.
And it is obvious why – all of
viruses,” says Brown. “Anything
these are used to formulate hand
less than this is less effective and
sanitising, while killing dangerous
sanitisers, both commercially and
may not kill germs outright but
viruses such as the coronavirus,
at home.
rather just reduce their growth.”
also affect the good bacteria on
Handwashing and hand
the skin. “We need to therefore
While washing hands with soap and water remains the
DAMAGE TO SKIN
pay attention to using products
recommended and preferred
She also warns that alcohol-free
that will help strengthen, repair
prevention for the spread of the
sanitisers – which use ingredients
and to some extent maintain the
virus, it is not always accessible,
such as benzalkonium chloride –
integrity of the skin,” says Brown,
therefore hand sanitisers have
while not as harsh on the skin, work
particularly in light of the fact
become the best alternative –
mostly on bacteria and are not ideal
that hand sanitising needs to be
although not as pleasant to use and
for the current viral situation.
repeated every 20 minutes when
harsh on the hands. Cosmetic chemist and owner of
Regardless of what hygiene methods are used, be it
exposed to high-risk situations. She says that formulators
Botanichem, Robyn Brown, warns
handwashing or using hand
are starting to look at ways of
that not all hand sanitisers are
sanitisers, what is without
including moisturising agents and
created equal.
question is that it will cause
ingredients in sanitisers, which will
damage to the skin.
reduce the drying and damaging
“While I see most hand sanitisers that are available
“Both excessive handwashing
effects of the high levels of alcohol.
have 60% alcohol content, 70%
and use of hand sanitisers disrupt
However, based on the immediate
is actually preferable. Alcohol,
the fragile microbiome of the skin,”
demand, new ‘safe’ formulations
whether it be isopropyl alcohol or
explains Brown.
may take a while to reach the
ethanol (ethyl alcohol), attacks and
The microbiome refers to the
shelves as these need to be tested
destroys the envelope protein that
ecosystem comprising the skin
for efficacy and performance
surrounds most viruses, including
and related microorganisms
before they can be taken to market.
30
SILVER DIGEST // WINTER 2020
WATER CONTENT IN THE SKIN
barrier function and improve the
reduction of transepidermal water
According to BASF Care Creations,
skin’s defence system – all of which
loss (TEWL) and the improvement
it is important to moisturise
will strengthen skin defence and
of ‘normal’ barrier function of the
immediately after washing and
improve protection.
skin, can be incorporated into
as often as possible. The right
BASF Care Creations has a
sanitiser formulations and will not
amount of water content in
number of ingredients that can
compromise the effectiveness of the
the skin is mandatory for the
be used in formulations. Suitable
sanitiser.
enzymatic functions required
products should contain nourishing
www.botanichem.co.za
for lipid synthesis and skin
components, such as Hydrasensyl
barrier restoration.
Glucan from BASF Care Creations,
The term ‘moisturiser’ also
to help moisturise, smooth and
does not indicate moisture is
soothe the skin. Hydrasensyl Glucan
being added to the skin. A properly
combines the beneficial properties
formulated moisturiser or repair
of hyaluronic acid and collagen,
cream contains the right occlusive,
and is effective at combining
humectant and emollient
large amounts of water in the
ingredients, all of which help to
skin like a natural water-
maintain healthy skin.
superabsorber.
Hand creams and hand masks
This article was first published on www.pharmacos.co.za on 11 June 2020.
Inca Omega Oil from
that contain probiotics help
Cobiosa, which has been
moisturise, soothe, assist with
proven to be effective in the
WWW.SILVER DIGEST.CO.ZA
31
H E A LT H
Despite millions of rands invested into medical research, a cure for the common cold or the flu has yet to be discovered.
BOOST THE IMMUNE SYSTEM
W
hile a wide range of
grains. It is equally important to
of haemoglobin, the substance in red
medicines are available
reduce your stress by getting enough
blood cells that carries oxygen from
to reduce the symptoms
sleep and exercise.”
your lungs to transport it throughout
of the common cold and the flu,
She suggests considering adding
your body. Haemoglobin represents
antibiotics are useless against the
vitamin C and zinc supplementation
about two thirds of the body’s iron. If
bugs responsible for these illnesses.
to boost the immune system
you don’t have enough iron, your body
The immune system is the body’s
when a balanced lifestyle and diet
can’t make enough healthy oxygen-
only line of defence. But stress, bad
aren’t enough.
carrying red blood cells.
compromise the immune system’s
VITAMIN C
VITAMIN D
ability to keep the cold and flu at bay.
A well-known immune booster, this
Usually associated with building
powerful antioxidant helps to maintain
strong bones, a growing body of
Terblanche, Medical Officer at
collagen function and heighten the
research suggests that vitamin D is
Samwumed Medical Scheme, who
body’s ability to repair wounds.
vital for the proper functioning of
said that while general healthy
Along with its immune supportive
the immune system. A fat-soluble
living is the best way to give your
function that helps the body fight
vitamin, vitamin D is created
immune system the upper hand,
against bacteria, viruses and other
when the skin is exposed to solar
due to our busy lifestyles this isn’t
sources of infection, vitamin C
ultraviolet rays.
always possible.
also assists with iron uptake
health habits and poor nutrition
This is according to Dr Anél
“While we know what we should be doing to keep healthy, it’s not easy to balance our health and the demands of day-to-day living.” Dr Terblanche said prevention
Doctors suggest we need to
in the body. Iron is an
be exposed to approximately 15
important component
minutes of sunlight per day to create enough vitamin D. It is important to know that supplementation of vitamin
is better than a cure. “Ideally, to
D should only be prescribed
improve your immune system and
and controlled by a doctor,
prevent getting sick, it’s important to get good nutrition by eating enough fruit, vegetables and whole 32
SILVER DIGEST // WINTER 2020
and only in patients who have proven low levels of Vitamin D.
T
TAKING CONTROL For most people and most colds, the usual course and duration of illness is up to one and a half
ZINC
weeks. People who only have mild
Present in every tissue, organ,
symptoms generally do not require
fluid and secretion of the body,
any symptomatic treatment. Those suffering various
zinc is essential for proper
symptoms associated with the
immune function. time in the body. This means that
common cold should treat them
believes zinc deficiency is the
we need to get a constant supply
accordingly:
leading cause of digestive tract
of quality zinc either in our diet
• Analgesics may be used to
infections among children.
or by supplements. Meat and
relieve associated symptoms (e.g.
Critical for immune system
chicken are excellent sources of
headache, ear pain, muscle and
function, low zinc levels is
zinc, as are nuts and lentils. In a
associated with increased
Western diet, food products such
susceptibility to pneumonia and
as breakfast cereal are fortified
nasal symptoms that have
other infections in the elderly.
with zinc and these products
moderate evidence of efficacy
provide an increasingly important
include combination products
source of zinc.
containing an antihistamine and a
The World Health Organisation
Unlike certain vitamins, zinc is not stored for long periods of
joint pains, malaise and sneezing) • Symptomatic treatments for
decongestant • A cough associated with the common cold may be caused by nasal obstruction or postnasal drip. To relieve these symptoms, it is recommended that a cough suppression with dextromethorphan is used. Although zinc sulphate lozenges and syrup may decrease cold symptom severity and duration, Dr Terblanche advises against using these because of uncertain benefits and known toxicities, including irreversible anosmia (loss of the sense of smell) for some of these products. She adds that people are encouraged to take hygienic measures such as handwashing, which can prevent the spread of respiratory viruses, especially from younger children. • This article was first published in the June 2020 issue of Pharmacy Magazine.
WWW.SILVER DIGEST.CO.ZA
33
H E A LT H
ARMOUR YOUR IMMUNE SYSTEM
I
n the animal kingdom,
body’s immune system but also
can be a stress unto itself. With
most animals are born with
reduces inflammation.
social distancing and sanitation
elaborate armour that helps to
It was specifically developed
protocols in place, this doesn’t mean
protect them from the elements
by scientists in the USA to support
we shouldn’t add an extra line of
and from a hostile environment.
the American soldiers in Iraq
defence for our health and safety.
Unfortunately, as humans our
against stress and stress-related
armour, the immune system, is
diseases. The antioxidant formula
available at all Ear Institutes and
internal and therefore needs to be
boosts the immune defences
other leading audiologists. •
properly maintained.
and helps with a wide range of
As the world tries to find balance
conditions, including joint pain,
from the ripple effects caused by the
tinnitus, balance disorders and
COVID-19 pandemic, our internal
general health.
armour needs an extra level of
Tinnitus sufferers now have
assistance, because our defences
an alternative that works in
are more vulnerable than usual.
conjunction with the immune
There is a significant link between
system, offering a ‘blanket of
stress and oxidative damage –
protection’ and relief. BioArmor
caused by toxins called free radicals
is more than just a multivitamin;
that are produced by our bodies
it’s a comprehensive health and
during the process of turning
hearing supplement with an
oxygen into energy. The
estimated 85% success rate
free radicals causes
in decreasing tinnitus.
inflammation and
In fact, BioArmor is
affects your whole body,
so powerful that it is
including your joints,
recommended that no
hearing and balance.
other supplements or
BioArmor Hearing Health has one of the best available
multivitamins should be taken. So with our body’s
antioxidant formulas
ability to fight off
on the market, with
free radicals being
a host of benefits
compromised, trying
that not only
to navigate the current
nourishes your
pandemic conditions
34
SILVER DIGEST // WINTER 2020
BioArmor Hearing Health is
“I was advised to take BioArmor during the lockdown period to boost my immune system. I’ve struggled with arthritis in my hands and wrist. The pain gradually got better and after about eight weeks it completely disappeared… almost too good to be true. I’ve tried numerous products, but nothing gave me the same results as BioArmor did.” Tania Cronje
“Since taking BioArmor, my immune system is much stronger, my motion sickness has dramatically improved and I get much less flu.” Jan Grobbelaar
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Leisure …
A WOMAN MAKES A PLAN: ADVICE FOR A LIFETIME OF ADVENTURE, BEAUTY, AND SUCCESS Read this extract from the new memoir by Maye Musk, mother of South Africanborn entrepreneur Elon Musk, published by Jonathan Ball Publishers.
W
hen Maye Musk decided to make grey hair glamorous, she
Maye shares hard-earned wisdom and frank, practical
and a worldwide speaker in her
advice on careers (“the harder
sixties – a far cry from the young
you work, the luckier you get”),
divorcée living and working in
family (“let those you love go
Durban to make ends meet to
their own way”), health (“there
provide for her three children.
is no magic pill”), adventure (“make room for discovery, but
easy for the mother of South
always be ready for anything”),
African-born entrepreneur Elon
and more.
Musk. She struggled emotionally
SILVER DIGEST // WINTER 2020
In her compelling memoir,
became an international model
Things have not always been
36
cities over and over again.
With an indomitable spirit,
and financially as a single mom to
Maye overcame her hardships
Elon, Kimbal and Tosca, battled
with a no-nonsense attitude
weight issues, and she had to
and the firm belief that while
restart her life and her practice
one cannot control everything,
as a dietician in numerous new
you can always make a plan.
BOOK EXTR ACT
EXTRACT
Funny enough, when I see the
a dress, you walked around the
At fifty-nine years old, I let my
wrinkles on my face – and after
room, you went home. Why would
hair go silver. Two years later, I
sixty, wrinkles on my thighs and
that be well-paid? But it was,
was pregnant on the cover of New
my arms – I find them amusing.
especially for a girl my age.
York magazine. (Well, I wasn’t
I’m just so happy to be in good
really pregnant, but it looked
health.
I had no idea back then that I would still be a model at seventy-
pretty convincing.) At sixty-seven,
***
one. You just had to look around
I walked in my first runway show
I started modelling as a
the room at these things to
at New York Fashion Week with
teenager in Pretoria, South
understand that all the models
women who were a third of my
Africa, because a friend of my
were very young. I knew it was
age. At sixty-nine, I became a
parents’ ran a modelling school
temporary, and it didn’t bother me
CoverGirl.
and agency. Her name was Lettie,
at all. I was just happy to get paid.
and her husband had a plane, like
My goal wasn’t to model; it was to
I would never have predicted
my father. Every Sunday night,
go to university.
that letting my hair go grey
they would have dinner with our
would be the secret to becoming
family. Lettie was very beautiful
to my surprise. As planned, I got
a supermodel. I first walked a
and graceful, and she had a quiet
my degree, and then I got married:
runway at fifteen, and they told me
confidence that made you want to
another surprise. My goal wasn’t to
I’d be done at eighteen. As a model,
do what she asked you to.
have children so quickly either. I
Can you imagine? I never did.
I never expected to be carrying on
When my twin sister, Kaye, and
I still modelled in university,
didn’t realise I could fall pregnant
this long – and certainly not in my
I were fifteen, Lettie invited us to
on a honeymoon and have three
prime at seventy-one. But here I
do her modelling course for free,
kids in three years. Elon, Kimbal
am, fifty-six years later, and I’m
which we did without giving it
and Tosca were three more
still just getting started.
much thought. For the final walk,
surprises. With each child, I added
the one that would get us our
a few blond highlights to my hair.
down as they age. I’m running
diplomas, I made myself a pink
After Tosca, I was completely
like a speeding bullet. Exploring
suit in the style of Chanel. I had my
blond.
everything, having fun, working
brown hair done, and I did my own
more than ever, working on social
makeup.
Women don’t have to slow
media to make sure that I’m
Lettie was the one who started
I started modelling again after I’d had my three kids, because Lettie asked me to. Her
working more than ever, and having
hiring me to model, too. I would
agency needed somebody to do
the most fun. Did I mention fun?
do runway shows on Saturday
mother‑of‑the-bride runway
mornings in a department store
shows, and they couldn’t have an
we shouldn’t have to either. Don’t
when she asked, or print jobs. I
eighteen-year-old do it. All the
let aging slow you down or stop
didn’t feel special or privileged
other girls were too young. So she
you from moving ahead. Look after
about being a model. It was just a
asked me, because I was a very
yourself as best you can by eating
job. It was better paying than other
grown‑up twenty-eight. In this
well, smiling, and being active,
jobs, which was nice, but when I
way, I became the oldest model in
happy and confident. I have never
found that out, it surprised me.
South Africa.
been afraid of aging.
You went somewhere, you put on
If men don’t have to slow down,
*** WWW.SILVER DIGEST.CO.ZA
Continued …
37
LEISURE
By the time I was in my fifties,
BOOK EXTR ACT
doesn’t matter what colour hair
I was living in New York. I did a
you have, as long as you’re good.
few great campaigns, then signed
On the advice of my best friend,
with a bigger agency, because
Julia Perry, I cut my hair very
I thought it would increase my
short. It was an edgy, exciting look,
exposure. It did the opposite. I
nothing like I’d ever done before.
went from sometimes modelling to barely modelling. I’d email and say I didn’t join
After I went grey, the agency didn’t send me out for six months. It was a very painful period. It
them to stop modelling. They
started to seem as though there
would write back to say that there
would be no more opportunities
was no work for me.
for me there, that perhaps this was
I’d call. They’d say, “They just don’t want to see you. They prefer
the end of my modelling career. Then something interesting
the other models who are better
happened. A casting director
known than you.”
called my agency to book me for
I would think, “But they’re not that well-known either.” I couldn’t understand why the
the cover of Time magazine. This time my agency couldn’t say that I was not available, as the director’s
clients never wanted to see me
office was a block away from my
anymore. I’d been modelling for
home and she saw me walking my
decades, but maybe it was time. I
dog every morning.
was told that nobody liked my look anymore. By chance, I would run into some people who worked in the business. They would stop me in
Then they had to book me for the job. That was how I wound up in Time magazine, on the front
say, “We’ve been trying to book
my look. It was about my agency. I needed a plan. Everybody has their own
say, “People have been trying to
agenda. I wanted to take advantage
book me.”
of whatever work opportunities
“No, they haven’t. They’re
existed for me. My agents should
getting you mixed up with
have been promoting my career,
somebody else.”
but for some reason, they weren’t.
That was when I decided on
Once I understood this, I had to
my own to stop colouring my
deal with it. I couldn’t just stand
hair. I thought, “Well, I’m barely
by and let someone else keep work
modelling. I might as well see what
from me.
colour I am underneath.” My hair started to grow out,
I went down to the agency to speak my mind, because if you
and it looked terrible. There was a
want something, you have to ask
white patch on top and blond hair
for it.
at my shoulders. As a dietitian, it
38
SILVER DIGEST // WINTER 2020
To stand a chance to win, send an email to info@silverdigest.co.za with 'Maye Musk' in the subject line.
I realized that there was work out there for me. It wasn’t about
I would go to the agency and
We have two copies to give away of A Woman Makes a Plan: Advice for a Lifetime of Adventure, Beauty, and Success, the new memoir by Maye Musk, mother of South African-born billionaire entrepreneur Elon Musk.
page of the Health section.
the street or in a restaurant and you, but you’re never available.”
Giveaway
* This is an edited extract. •
CLICK AND ENTER
LEISURE
BOOKS
YOUR WINTER READING LIST AFTERLAND BY LAUREN BEUKES The new novel by international-award-winning South African author Lauren Beukes is set in a future where most of the men are dead and Cole and her twelve-yearold son Miles are on the run from the most dangerous person she knows: her sister. Miles is one of the lucky survivors of a global pandemic. But, in a world of women, that also makes him a hot commodity. The Department of Men wants to lock him away in quarantine, forever
THE ASIAN ASPIRATION BY GREG MILLS
maybe. A sinister cult of neon nuns wants to claim him for its own – the answer to their prayers. And boy
In 1960, the GDP per capita in South
traffickers are close on their heels, thanks to Billie, Cole’s
East Asian countries was nearly
ruthless sister, whom Cole thought she left for dead. In
half of that of Africa. By 1986, the
a desperate chase across a radically changed America,
gap had closed and today the trend
Cole will do whatever it takes to get Miles to safety.
is reversed, with more than half of
Because she’s all he’s got.
the world’s poorest now living in
CLICK TO SHOP BOOKS
Sub-Saharan Africa. Why has Asia developed while Africa lagged?
FIFTY INVENTIONS THAT SHAPED THE MODERN ECONOMY BY TIM HARFORD
The Asian Aspiration chronicles the
Who thought up paper money? How did the
lifted a billion people out of abject
contraceptive pill change the face of the legal
poverty within a single generation
profession? Why was the horse collar as important
– the largest such shift in human
for human progress as the steam engine? How
history. The relevance of Asia’s
did the humble spreadsheet turn the world of
example comes as Africa is facing a
finance upside-down? The world economy defies
population boom, which can either
comprehension. A continuously changing system
lead to crisis or prosperity; and as
of immense complexity, it offers over ten billion
Asia is again transforming, this time
distinct products and services, doubles in size every
out of low-cost manufacturing into
fifteen years, and links almost every one of the
high-tech, it leaves a void that is
planet’s seven billion people. It delivers astonishing
Africa’s for the taking. But far from
luxury to hundreds of millions. It also leaves
the determinism of ‘Africa Rising’,
hundreds of millions behind, puts tremendous
this book calls for unprecedented
strains on the ecosystem, and has an alarming
pragmatism in the pursuit of
habit of stalling. How can we make sense of this
African success. •
untold stories of explosive growth and changing fortunes: the leaders, events and policy choices that
bewildering system on which our lives depend? WWW.SILVER DIGEST.CO.ZA
39
LEISURE
SANGOMA BONE SCULPTURES Pitika Ntuli’s exhibition debuts at virtual National Arts Festival.
TEST DIGITAL AND ART REALMS
F
poets and writers can be heard and read while viewing wrap-around footage exploring the details of the haunting animal bone sculptures. This makes for an unforgettable visual and audio experience. The first of its kind, it has been
‘contemporary’ and
produced and conceived by the
‘primitive art’ have
Melrose gallery, Ntuli and curator
haunted African art history.
Ruzy Rusike. It was motivated by
Launching on June 25 at the
the limits COVID-19 and social
National Arts Festival, Pitika
distancing have placed not only on
Ntuli’s novel exhibition Azibuyele
South Africa’s annual art festival
Emasisweni (Return to the Source),
but the viewing of art in person. As a proclaimed healer, Ntuli
(each with their own praise song)
aims to use the animal bones to
challenges and tests these terms,
explore and ‘treat’ contemporary
as well as how art can be enjoyed
problems: from issues plaguing
virtually.
the state of the nation to the strife
Ntuli’s chosen material, animal
caused by COVID-19. The eighty-
bones, and approach – that of a
year-old artist has been circling
sangoma allowing the material
pertinent issues as an academic,
to guide him – invokes ancient
writer, activist and teacher but as
African indigenous and spiritual
the title of the exhibition suggests,
knowledge systems. However,
he is returning to ‘the source’
the viewer’s engagement
of his expression. In turn, he is
with the sculptures
encouraging society to return to
takes place virtually on
the ‘source’ of African spiritualism
a multimedia platform,
and knowledge as the means
where images of them
of resolving corruption, greed,
are seamlessly paired with
slavery and poverty. Above all, the
words, songs and voices.
bone sculptures – a result of Ntuli
The words and voices of Sibongile Khumalo,
SILVER DIGEST // WINTER 2020
and other respected musicians,
ixed definitions of
presenting 45 bone sculptures
40
Gcina Mhlope, Napo Masheane
teasing out human features from the animal skeletons – articulate
Simphiwe Dana, Zolani
his desire for humankind to
Mahola, Yvonne Chaka Chaka,
reconnect with nature.
ART
“I do not copy nor work like
– which also include Ngugi wa
on the spiritual wasteland that
nature. I work with nature. Bones
Thiong’o, Homi Bhabha, Albie
might define this era, thereby
are vital, as in imbued with life,
Sachs, Shado Twala, Ari Sitas,
collapsing those hard lines that
and it is the life they possess that
Nduduzo Makhathini, Ela Gandhi,
were thought to divide ancient and
possesses me when I work. We are
Buti Manamela, Kwesi Owusu and
contemporary concerns and art.
partners. Bones, like wood, have
Lallitha Jawahirilal – to engage
definite forms to work with. I do not
with his art, contributing poems,
oppose their internal and external
songs, thought notes, essays
Azibuyele Emasisweni (Return to the Source) will
directions, I externalise their
and dialogues to complement
run until August 2. The exhibition can be viewed on
inherent shapes to capture the
the sculptures in the online
www.themelrosegallery.com and other content on
beauty and the truth embedded in
viewing room.
www.nationalartsfestival.co.za
them – in other words, I empower
It is anticipated that these
the bones to attain their own ideal,”
‘artistic replies’ will greatly enrich
observes Ntuli.
the viewers’ experience of the
Given the novel sculptures
exhibition. In light of the COVID-19
and haunting anthropomorphic
pandemic that is impacting so
shapes and Ntuli’s standing as
profoundly, it is likely some of
a respected artist, activist and
the responses will contribute
academic – he was awarded the
to ongoing discussions and
lifetime achiever award in 2013 by
debates about healing.
the Arts & Culture Trust – Azibuyele
“Bones have a special
Emasisweni (Return to the Source)
potency and subtle spiritual
was expected to be one of the
energies; their endurance
main highlights on the visual arts
is legendary. We know who
programme at the National Arts
we are, and where we come
Festival, which usually takes place
from as a result of studying
in Grahamstown.
bone fossils. Bones are the
When it was announced the
evidence that we were alive
festival would have to transform
3.5 million years ago, and
into a virtual one, the Melrose
they are carriers of our
gallery, Rusike and Ntuli worked at
memories,” says Ntuli.
delivering more than just a gallery of images of sculptures. Pitika turned to his
VIEW ONLINE NOW
Azibuyele Emasisweni doesn’t only lead the viewer back in time but through a unique
contemporaries, inviting 33
and original use of material,
thought and creative leaders
form and symbolism reflects WWW.SILVER DIGEST.CO.ZA
41
LEISURE
THE BEGINNING: INDIAN RECIPES FROM MY HOME
A new cookbook by creative entrepreneur and Instagram food personality Naqiyah Mayat brings together local Indian culture and food memories in 240 pages of Indian family cooking at its best.
T
he narrative of South
later the shared experiences of
understanding and an overlap of
Africa’s Indian cuisine is
cooking for my children.”
food and culture, there are vast
set to get spiced up with
As a self-styled food
differences when it comes to
the release of Naqiyah Mayat’s new
personality, entrepreneur and
spices and methods of cooking,”
cookbook, The Beginning: Indian
mother of four, Naqiyah has
Naqiyah explains. “Growing up, my
Recipes from my Home, a glorious
taken the vivid memories from
mum used dry masala spice; but
walk through the modern kitchens
her Hindu upbringing and
Mohamed was raised on freshly
of South African Indian culture –
interwoven them with the fabric of
ground wet masala. So, when we
combining the spices, memories
her husband’s Muslim faith. The
got married, I discovered a way that
and traditions of both Hindu and
result: a tapestry of over 80 recipes
we could meet in the middle.”
Muslim kitchens.
that reflect a convergence of the
“For me, food has a magical
Naqiyah is an avid strategiser
two rich and diverse cultures.
when it comes to food – spending
way to connect and unify us. It’s
Mutton dhal gohst, red masala
at least 45 minutes each Sunday
the invisible thread that connects
chicken, crab curry, parata, roti,
morning planning a week’s worth
us all,” says Naqiyah. “From the
samoosas and masala tea are just
of meals and listing grocery
start, I wanted to publish a book
some of the delights to be found
items that need to be purchased
that harnessed the power of my
between the covers of this culinary
alongside it. Her book also gives
food memories – from growing up
treasure trove.
practical advice on meal planning
in a Hindu household, to the new
“Although my husband and
for your family, and special
discoveries that I had made when I
I come from a central point of
occasions: from menus and pre-
married into a Muslim family; and
‘being Indian’ and there is an
planning to tablescapes and décor.
42
SILVER DIGEST // WINTER 2020
RECIPES
Butter chicken SERVES 6 PREP TIME 15 MINUTES COOK TIME 45 MINUTES A rich cashew nut sauce with smoky notes gives this butter chicken recipe an authentic flavour profile reminiscent of your favourite North Indian/Pakistani restaurant. It takes a little effort to introduce the smoking coal to the pot to achieve this effect. However, the end result of a satisfying dish with layers of complex deliciousness is well worth the effort!
INGREDIENTS • 2 tbsp ghee • 1 small cinnamon stick • 2–4 cloves • 2–4 cardamom pods • ½ tsp whole cumin seeds • 1 onion, finely chopped
METHOD
FOR THE CHICKEN
• ½ cup unsalted (raw) cashew nuts
1. Toast cashew nuts in a pan to
1. Cut 1 chicken into bite-size
release a nutty aroma, then
pieces. I prefer using the
grind to a fine powder.
• 1 tbsp ground green chilli • ½ cup reduced fat cream • 1 cup fat-free or low-fat milk • ½ cup water • Salt
• 1 chicken cut into bite-size pieces • 3 tbsp lemon juice • 1 tsp fine black pepper
meatier pieces and adding
browned, empty the
in two chicken fillets to
chicken into the sauce and
heat on medium heat.
make up a full kilogram.
3. Add the cinnamon stick, cumin seeds and onion. 4. Sauté until golden and translucent. 5. Add the ground cashews and
• 1 tsp turmeric
incorporate them into the
• ½ tsp ground cumin powder
ghee and onion mixture.
• ½ tsp ground coriander powder • 3 tbsp butter • 3 pieces of charcoal • Fresh coriander, to garnish
this stage. 7. Once the chicken has
2. In a pot, add the ghee and
cloves, cardamom pods,
FOR THE CHICKEN
yellow-coloured sauce at
6. To this, add the ground green chilli (to taste) and mix well. 7. Add the cream, fat-free or low-fat milk, and water. 8. Add salt to taste and allow to thicken. 9. Using a stick blender, purée and blend the sauce.
stir well.
I omit the wings and
8. Light three pieces of
drumsticks altogether.
charcoal and empty into a
2. Add the lemon juice, fine black pepper, turmeric,
foil-lined small dish. 9. Place in the middle of
ground cumin powder and
the pot containing the
ground coriander powder.
sauce and chicken. Add 2
3. In an oven-safe pan, add
tablespoons of sunflower
the butter. Seal the outside
oil to the charcoal and
of the chicken.
close the lid immediately.
4. Remove from the stove-top
10. Switch the stove off and
and char under the grill in
leave the coal in for 10
the oven. 5. Pour the liquid from the
minutes. 11. Discard the coal and
grill pan into the sauce
garnish with fresh
and mix well.
coriander and crushed
6. You should achieve a
cashew nuts, if desired. WWW.SILVER DIGEST.CO.ZA
43
LEISURE
RECIPES
Mielie meal roti SERVES 15
METHOD
PREP TIME 15 MINUTES
1. In a thick base pot, add the 2½
COOK TIME 30 MINUTES
cups of water, oil and salt. 2. When the water starts boiling
Now that you’ve tried your hand at making roti (ideally, you should make it at least three times before advancing to mielie meal roti), let me guide you through the steps of making this roti. This yields a super soft roti once toasted, which has a soft and floury smell and texture. It is thinner
TIP
Ratio is 2 cups 1 cup ie m lie meal to u use yo If . ur cake flo meal, lie ie m of ps cu 4 of ps cu 2 e then us cake flour.
Mother-in-law’s punch
rapidly, add 2 cups of creamy maize meal. Stir well. 3. Now add the ¼ cup of water, cover and leave to cook for 5 minutes. 4. Reduce heat. The steam will cook the maize meal. 5. Empty into a dish. Add a full cup of cake flour. 6. At this stage, you can use your
than the traditional roti and
food processor or hand-held
best suited to eating with gravy
beater with a dough hook to make
curries like fish curry, yam or
the dough.
madumbi curry, banana curry
7. If you prefer using your hands to
or even on its own (as I prefer,
bring the dough together, break
with a cup of tea).
the dough into pieces and bring it together again into one ball and
INGREDIENTS • 2½ cups water
knead thoroughly until you get a smooth, velvety dough.
• 1 tbsp oil
8. Break into 15 equal-sized balls.
SERVES 8
• 1 tsp fine salt
9. Manipulate each ball into a disc
PREP TIME 15 MINUTES
• 2 cups creamy maize meal
There is no large family gathering that can go without
• ¼ cup water
a large bowl of this delicious mother-in-law’s punch,
• 1 cup flour
and roll it flat until it is slightly bigger than a side plate. 10. Toast on a griddle on medium
cooling in the freezer a few hours before. If left in the
heat, turning once. You can add
freezer for too long, it becomes almost slushy – which
butter or ghee to toast.
my children say is never a bad thing. It’s difficult to stop at one glass. I love having to slurp out the stray bits of grated apple as I sip through this summer staple.
INGREDIENTS • 1½ cup Oros concentrate • 1 cup Wild Island Granadilla & Mango concentrate • ½ cup Halls Guava concentrate • ½ cup naartjie juice • 8 cups water • Pulp of 2 granadillas • ½ tsp ground cardamom • 1 tbsp rose syrup, for colour • 1 apple, grated • Mint leaves Mix all the ingredients in a large jug and serve chilled. 44
SILVER DIGEST // WINTER 2020
INSPIRING SOUTH AFRICA’S KITCHENS Go to FOOD24.COM for over 20 000 easy recipes + how to cook them
LEISURE
RANGE ROVER TURNS
50
This June marked 50 years since the first Range Rover was revealed, but the story goes back even further.
D
uring the mid-1960s, in a bid to revolutionise the growing 4x4 leisure market, the Rover car company’s engineering chief for new vehicle
projects, Charles Spencer ‘Spen’ King (nephew of the founders of Land Rover), hatched a plan to combine the comfort and on-road ability of a Rover saloon with the off-road capability of a Land Rover. Development of the first 100-inch station wagon
prototype began during the late 1960s, with the first model being released to the world’s media to critical acclaim in 1970. Its blend of ability – motorway cruising, off-roading, and even towing in style and comfort – ensured its instant popularity. The original Classic model was cited as an ‘exemplary work of industrial design’ when it became the first vehicle to be displayed at the world-famous Louvre Museum in Paris in 1971. The first-generation Range Rover (1970-1996) was originally only available as a two-door when it went on sale in 1970. During its 26-year lifespan, the Classic continued to evolve with the introduction of the fourdoor model in 1981 and an automatic gearbox in 1982. The first diesel Range Rover arrived in 1986. The second-generation Range Rover, known as the P38A, arrived in 1994 and was instantly recognisable thanks to its familiar
46
SILVER DIGEST // WINTER 2020
M O TO R I N G
THE DARIEN GAP RANGE ROVER The Darien Gap is a 250-mile stretch of swamp and impenetrable jungle that prevents road traffic passing between the north silhouette, floating roof, clamshell bonnet, practical
and south parts
split tailgate and continuous waistline; all of which
of the American
continue to this day. The vehicle also displayed an even
continent. Local action
more luxurious interior, without compromising on its
committees suggested
on-road ability and off-road capability. It also featured
attracting publicity for
enhanced height-adjustable suspension, as well as a
the problem through
2.5-litre diesel and 3.9- and 4.6-litre versions of the V8
an expedition to cross
petrol, providing greater performance than ever before.
the Darien Gap by road
The third-generation Range Rover (2001-
vehicles, and the idea
2012) delivered a wealth of improvements on all
was enthusiastically
predecessors during its 11-year period. Engineering
taken up by the British
innovations included a stiffer monocoque body
Trans Americas
(replacing the traditional 4x4 ladder frame) and fully
Committee.
independent suspension with interconnected air
British Leyland
springs (at the time nearly all 4x4s had rigid axles).
supplied two Range
The interiors of these vehicles were inspired by high-
Rovers as transport
end yachts, fine furniture and first-class airline seats,
for the expedition,
providing more space and luxury.
which was led by Col
In 2012, the fourth-generation and most recent
John Blashford-Snell.
Range Rover debuted. It was the first SUV to feature
Between December
lightweight all-aluminium construction, saving 420kg
1971 and June 1972,
in weight compared to its predecessor. Featuring a
they drove the full
wealth of new off-road innovations, such as automatic
18 000-mile length
Terrain Response™ 2 and All-Terrain Progress Control,
of the American
it has evolved to include efficient new electrified
continent from
Ingenium engines, a plug-in hybrid electric version
Alaska to Cape Horn.
and innovative infotainment and safety technologies.
It took 99 days for
For the last five years, the Range Rover
the vehicles to fight
SVAutobiography has been at the pinnacle of the model
their way through
line-up, with the most powerful and refined vehicles
the Darien Gap itself,
in Range Rover’s history. Produced by Land Rover’s
but the expedition’s
Special Vehicle Operations division, customers can also
success contributed
choose from the Range Rover SVAutobiography and
enormously to world-
SVAutobiography Dynamic – which feature powerful V8
wide esteem for the
engines and finely crafted cabins.
Range Rover. • WWW.SILVER DIGEST.CO.ZA
47
LEISURE
PUZZLES
PUZZLES & SOLUTIONS SUDOKU: Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9.
SOLUTION TO LAST ISSUE'S CROSSWORD
48
SILVER DIGEST // WINTER 2020
SOLUTION TO LAST ISSUE'S SUDOKU
IN PARTNERSHIP WITH
WE HAVE EMPTY RESTAURANT KITCHENS … BUT MORE AND MORE HUNGRY SOUTH AFRICANS WE’RE RAISING FUNDS FOR RESTAURANTS TO FEED THOSE IN NEED
DONATE AT HELP.EATOUT.CO.ZA
LEISURE
PUZZLES
CROSSWORD
CLICK FOR THESAURUS
50
SILVER DIGEST // WINTER 2020
and downs, and for every day to come, we’ll never stop working to earn your trust and grow your money. Since 1993, Coronation has stood by this country. And we will always continue to do so. By supporting the Solidarity Fund you’re supporting the nation, www.solidarityfund.co.za.