Pittsburgh 55+ Magazine - Fall 2017 issue by Northern Connection Magazine

FREE

GRAND CHAMPION

Arthur S. Levine, MD

Fall 2017

COMMUNITY CHAMPION

Jewish Healthcare Foundation Karen Wolk Feinstein, PhD

CAREGIVER CHAMPION

Eric G. Rodriguez, MD

Also in this Issue... Tips to Good Brain Health Step Back Into 1997 Historical Hauntings

PUBLISHER’S NOTES

Welcome to the Fall Issue of Pittsburgh Fifty-Five Plus Magazine!

all is in the air! Hopefully, we will be able to enjoy the beautiful colors of the season. There are many fall activities and happenings available in and around the city to enjoy during this special time of year. Make sure to check out our Happenings section for some fun fall events. Once again Pittsburgh Fifty-Five Plus magazine is proud to feature The Ninth Annual Celebrating Senior Champions. This year’s event will be held at the Omni William Penn, on Thursday, October 19. Master of Ceremonies will be Rick Sebak. To learn more about this year’s honorees and to find out details about the event, please read our cover story on page 10 and 11. In this issue, we look at some of the major events that have happened in 1997. You will find it hard to believe that these events happened 20 years ago! Dr. Maroon and UPMC Aging Institute of UPMC Senior Services offer some great advice to our readers on how to keep your brain active, healthy and renewed as we age. Enjoy reading the fall issue of Pittsburgh Fifty-Five Plus magazine, and thank you for your support. Together let us continue to make our community an outstanding place to live! n

“Never let the things you want make you forget about the things you have.” Author Unknown

P.O. Box 722 Wexford, PA 15090-0722

Phone: 724-940-2444 Fax: 724-940-2447 Email: info@PittsburghFiftyFivePlus.com www.PittsburghFiftyFivePlus.com President & Publisher Marion Swanson Piotrowski Executive Editor Marianne Reid Anderson Managing Editor/Public Relations Coordinator Paula M. Green Marketing & Account Executive and Office Coordinator Laura Arnold Marketing & Account Executive Mary L. Simpson Design & Production Kostilnik & Assoc. Graphics, Inc.

Laura Arnold

Mary Simpson

llpspc@consolidated.net

mlsspc@consolidated.net

Janice Lane Palko

Paula Green

info@PittsburghFiftyFivePlus.com

Pittsburgh Fifty Five Plus Magazine is published four times a year by Swanson Publishing Co., Inc. (P.O. Box 722, Wexford, PA 15090-0722, 724-940-2444) and is distributed free of charge throughout the Greater Pittsburgh region. Subscription can be purchased from the publisher at $25 for one year. The mission of the Swanson Publishing Co., Inc. is to connect the people of Pittsburgh by publishing the area’s finest senior publication, Pittsburgh Fifty Five Plus Magazine. The publication is dedicated to the people, communities, educational, religious, travel, health, and recreational needs of seniors in our area.

Find us on under Pittsburgh Fifty-Five Plus Magazine!

Fall 2017 | www.PittsburghFiftyFivePlus.com

The contents of Pittsburgh Fifty Five Plus Magazine may not be reproduced or copied in whole or in part without written permission from the publisher. Pittsburgh Fifty Five Plus Magazine reserves the right to refuse editorial or advertisements that do not meet the standards of this publication.

www.PittsburghFiftyFivePlus.com | Fall 2017

Contents 10

Business Spotlight: McGroarty & Bradburn Insurance, Inc. Janice Lane Palko

Art in Action at Vincentian Home

The Benefits of Tax Diversification in Your Retirement Plan Ameriprise Financial Services, Inc.

10 Cover Story: Celebrating Senior Champions – Creating a Better Life for Seniors 12 Peripheral Neuropathy Sufferers Have HOPE Dr. Shawn Richey, DC 14 Continuous Renewal – Never Stop Getting Better Dr. Joseph Maroon 16 That Was Then...This is Now! Janet McKay, SRES 18 This is Why Retirement Plans Fail Brian J. Catale 19 Senior Profile: Dr. Elaine Berkowitz – An Extraordinary Life of Service Janice Lane Palko

20 Tips to Good Brain Health UPMC Aging Institute 24 Medicare Open Enrollment is coming soon – Be an informed shopper! Crystal A. Manning

In Every Issue... 2

From the Publisher Marion Piotrowski

22 The Good Old Days: Step Back into 1997 Paula Green 25 Remember When: Fall is in the Air Joe Bullick 26 Fall ’17 Happenings 28 Pondering Pittsburgh: Historical Hauntings – North, South, East and West of Pittsburgh Paula Green

Fall 2017 | www.PittsburghFiftyFivePlus.com

www.PittsburghFiftyFivePlus.com | Fall 2017

BUSINESS SPOTLIGHT

Business Spotlight:

McGroarty & Bradburn Insurance, Inc. By Janice Lane Palko Betty Ferezan

Art in Action at Vincentian Home

aint brushes swished and turned on canvases on a recent Monday afternoon as more than a dozen Vincentian Home residents crafted their own personal masterpieces. It was all made possible thanks to volunteers from the North Hills Art Center, who for the past five years have made monthly visits to the McCandless senior community. Ruthann Farinacci, NHAC board member, conceived and organized the outreach program for Vincentian’s residents. Seven art center volunteers offer one-on-one support during the sessions. Residents proudly display their artwork afterward. Volunteers find working with the residents very rewarding and the residents enjoy the activity. “It’s never too late to become an artist!” Farinacci said. “At Vincentian, it’s all about living,” Vincentian president & CEO Nick Vizzoca said. “Artistic expression is an important part of life for people of all ages. We’re grateful to neighbors like the North Hills Art Center who so generously share their time and talents with the residents.” n

Michael McGroarty, Jr.

o one likes to be left vulnerable, but you may be leaving yourself exposed to trouble without even knowing it. The insurance professionals at McGroarty & Bradburn Insurance, an independent agency, can make sure that your exposure to liability is minimized. “As an independent agency, we do the shopping for our clients. We have relationships with more than 25 national and regional insurance carriers,” said Michael McGroarty Jr., CIC (pictured above), “and we help you find the best coverage at a great price.” And prices do vary widely among carriers. “I recently researched a policy for a client, and the premiums ranged from $500-$2,000,” said McGroarty. Located in Pittsburgh, McGroarty & Bradburn Insurance can handle all your personal and business insurance needs. The agency has been helping clients since 1926, and its team of experienced professionals are committed to making their clients their number one priority. The world changes rapidly these days, and your insurance coverage may not have kept pace with the times, especially if you are a senior and you haven’t revisited your coverage in a while. Life changes, like retirement, moving, having kids, purchasing secondary homes, etc., are all great times to review your coverage and shop for savings. “If you’ve retired, and haven’t contacted your insurance agent, you’re probably missing out on some significant discounts,” said McGroarty. When you’re approaching retirement, protecting the assets you built is very important. If you don’t have personal umbrella insurance, you may want to consider it. Your homeowners and auto policies generally only allow you to purchase up to $500,000 of liability coverage. What if you’re hit with a $1 million law suit and your coverage only is for $500,000? A $1 million umbrella policy will allow you to close that gap and protect your assets (home, savings, vehicles, etc.) from be seized in a lawsuit. “Umbrella policies protect you from the unknown. You have no way to know how much someone may sue your for,” said McGroarty. “Auto claims have the greatest risk, but a standard homeowner’s policy can leave you vulnerable too. Most people know that their homeowner’s policy covers slips and falls on their property, but what if you are in the Los Angeles airport and someone trips over your suitcase and sues you? Homeowners and an umbrella policy make sure you are covered no matter what part of the U.S. you are visiting,” said McGroarty. Umbrella policies can be bought in $1 million increments and provide peace of mind. The second area where you may need to revisit your coverage is for your jewelry or fine arts. “Many seniors have jewelry or some type of collection. Most jewelry coverage is for $3,000-$5,000, but your jewelry may be more valuable than that,” said McGroarty. A blanket policy can cover not only jewelry but other valuables such as fine arts, coin collections, firearms, etc. “We always offer a free analysis of your insurance and free quotes,” said McGroarty. To make sure that you are adequately insured, contact Mike McGroarty Jr. at McGroarty & Bradburn Insurance: 412-444-4470 or visit their website at: www.mbbinsurance.com. n

Fall 2017 | www.PittsburghFiftyFivePlus.com

www.PittsburghFiftyFivePlus.com | Fall 2017

55+ FEATURE

The Benefits of Tax Diversification in Your Retirement Plan By Ameriprise Financial Services, Inc.

axes are an often-overlooked aspect of retirement planning. While many Americans are saving diligently and focusing on accumulating the biggest “nest egg” possible, many investors may not be fully considering the impact that taxes will have on their monthly income in retirement. This is an important dynamic to understand and will prevent any unnecessary

surprises when you enter your hardearned retirement. Know your retirement plans IRAs, 401(k)s, or other workplace plans are great ways to save and invest for retirement. Your contributions are generally made with pretax dollars, and you don’t pay taxes until you withdraw money. If you have access to a workplace retirement plan or an IRA, take the time

Fall 2017 | www.PittsburghFiftyFivePlus.com

to evaluate how your savings may be taxed in retirement. It’s important to factor this into your retirement income planning. One way to potentially minimize the impact of taxes in retirement is to accumulate savings in an account that gives you access to tax-free withdrawals. To achieve this, many people choose a Roth IRA. Strategic planning and dedicated saving in a Roth IRA during your preretirement years may give you more options to manage your retirement income stream in a tax-efficient manner. In general, a Roth IRA may make sense for investors who anticipate being in a higher income tax bracket later in life (examples include marriage, progressing in your career or annual raises), or who prioritize having tax-free retirement assets. Direct contributions to Roth IRAs are only available to those who meet specified income limits (check with your financial advisor or tax professional for details). You invest aftertax dollars into a Roth IRA, but if certain requirements are met, all withdrawals can qualify for tax-free treatment. This is a unique advantage that few other vehicles offer. Your employer’s plan may also offer a Roth option, which is a way to save even more money that benefit from this distinctive tax treatment. You can also convert dollars from a traditional IRA or workplace plan into a Roth IRA. This allows you to put a larger sum into the tax-free category for retirement. A Roth con-

version can also create a sizable tax liability in the year the conversion is made, so you need to determine if this strategy is suitable for you. If you want to use this strategy, you’ll need to have enough money available outside of the IRA to pay the taxes incurred. Always consult with your tax professional before moving forward with this strategy. Tax-smart retirement spending Generally, it’s a best practice to allow money with more favorable tax treatment to stay invested for as long as possible to extend those tax benefits. The advantage of owning a tax-diversified mix of assets once you reach retirement is that it helps you manage your tax burden on a year-to-year basis, per your personal circumstances. In any given year, your strategy may include: • Withdrawals from a workplace retirement plan or IRA funded with pre-tax contributions that are fully taxable • Distributions from a traditional IRA where a portion is taxable • The sale of taxable investments where tax may or may not be due • Withdrawals from a Roth IRA that are not subject to tax and don’t add to your taxable income

Antonio C. Aiello, CFP®, CRPC® is a Private Wealth Advisor and Lisa. A. Brooks, CPF®, CRPC® is a Financial Advisor with Ameriprise Financial Services, Inc. in Pittsburgh, PA. They specialize in fee-based financial planning and asset management strategies and each has been in practice for over 15 years. To contact Tony or Lisa, please email at antonio.c.aiello@ampf.com or lisa.a.brooks@ampf.com. Investment decisions should always be made based on an investor’s specific financial needs, objectives, goals, time horizon, and risk tolerance. Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution and involve investment risks including possible loss of principal and fluctuation in value. Neither Ameriprise Financial nor its affiliates or representatives may provide tax or legal advice. Consult your tax advisor or attorney regarding specific tax issues. Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2017 Ameriprise Financial, Inc. All rights reserved.

Managing income levels effectively in a particular year can help limit the amount of taxes due in that year. Depending on your income level, a portion of Social Security benefits may be subject to federal income tax. Tax decisions should be one consideration in your retirement income strategy. Putting yourself in position to have options as you draw income requires planning in advance. Investing with tax diversification in mind may help you access income with different types of tax treatments in retirement. As you craft your strategy, be sure to discuss the potential tax treatment of your investments with your tax advisor. n

www.PittsburghFiftyFivePlus.com | Fall 2017

COVER STORY

Creating a Better Life for Seniors RICK SEBAK, creator of memorable television programs that celebrate quirky aspects of modern American life, will serve as master of ceremonies when UPMC Senior Services honors extraordinary individuals and organizations who contribute significant time and energy to improving the lives of seniors throughout Western Pennsylvania. To celebrate and support the UPMC Senior Communities Benevolent Care Fund, more than 400 business leaders, physicians and supporters of senior causes will gather on Thursday, October 19 for the Ninth Annual Celebrating Senior Champions Dinner and Auction at the Omni William Penn Hotel. “We are proud to shine a light on three distinguished awardees whose extraordinary and diligent work benefits countless seniors and caregivers in our region. We are a stronger, healthier community for their contributions to the cause of aging well,” says Deborah Brodine, President of UPMC Community Provider Services. ........................................................................................................... ARTHUR S. LEVINE, MD will be honored as the Grand Champion. Dr. Levine became Senior Vice Chancellor for the Health Sciences and Dean of the School of Medicine at the University of Pittsburgh in 1998. He was named the John and Gertrude Petersen Dean of Medicine in 2013. He is also Professor of Medicine and Molecular Genetics in the School of Medicine. The faculty of the University of Pittsburgh ranks fifth nationally in National Institute of Health (NIH) research funding, and Dr. Levine has been instrumental in fostering the University’s remarkable research trajectory. He is a driving force of fundamental research into aging processes at the cellular and subcellular levels. His own molecular biologybased laboratory is focused, in part, on the role of DNA damage in promoting premature aging. With respect to educa-

Fall 2017 | www.PittsburghFiftyFivePlus.com

tion, Dr. Levine has initiated new mechanisms designed to enhance the recruitment and retention of talented students and trainees with the goal of helping to reverse the precipitous decline across the nation in the numbers of young physicians and other health science students embarking upon substantive careers in research and education. He continues to have a marked influence upon growing the next generations of scientists and clinicians in geriatrics and gerontology. Beyond his University responsibilities, Dr. Levine works closely with the University of Pittsburgh Medical Center, one of the largest academic medical centers in the U.S., to ensure that health care delivery, biomedical research, and education—the three legs of the “classic academic stool” – remain equally strong and well positioned for future growth. Dr. Charles F. Reynolds, Immediate Past Director of the Aging Institute, notes that his “leadership has proven to be wise and nimble in helping the Schools of the Health Sciences adapt to a rapidly changing environment. There are few, if any, institutions stronger than the University of Pittsburgh and the Medical Center in geriatrics and gerontology.” ........................................................................................................... THE JEWISH HEALTHCARE FOUNDATION (JHF) will be recognized as the Community Champion. Under the leadership of KAREN WOLK FEINSTEIN, PHD, President and CEO, JHF and its two operating arms, the Pittsburgh Regional Health Initiative (PRHI) and Health Careers Futures (HCF), perform a unique mix of grant making, research, teaching, coaching, and project management. Together, these entities have become a leading voice in patient safety, healthcare quality, and related workforce issues. “Having an organization that is laser focused on ensuring patient interests are addressed with dignity and the right to make decisions is a profound gift to a senior population that often reaches advanced years in a position of vulnerability,” says Darryl Ford Williams, Vice President of Content for WQED Multimedia. As JHF’s founding leader, Dr. Feinstein takes pride in

GRAND CHAMPION

Arthur S. Levine, MD

COMMUNITY CHAMPION

Jewish Healthcare Foundation Karen Wolk Feinstein, PhD

the integrated continuum of services and first-rate facilities that JHF funded and helped create through a $35 million commitment to the Jewish Association on Aging (JAA). She helped bring lean quality improvement techniques to health care, extending JHF’s capacity in training and coaching in these methods to skilled nursing facilities throughout Pennsylvania. JHF staff has also supported these facilities in successful efforts to reduce avoidable hospitalizations among nursing home residents. Dr. Feinstein’s personal mission to improve end-of-life care has resulted in national programming, recognition, and consultation (under an umbrella named Closure), as well as important local conversations and a unique fellowship. Under her leadership, JHF has funded research proposals to combat hospital-induced delirium among seniors, balance and coordination issues, depression in nursing homes, isolation, and caregiving. JHF’s own research efforts have explored recurring hospital admissions, and addiction and behavioral health problems among seniors. In 2016, JHF launched Senior Connections, an initiative to strengthen senior services related to transportation and housing, exercise and recreation, geriatric‐friendly primary care, and nutrition. ........................................................................................................... ERIC G. RODRIGUEZ, MD is our 2017 Caregiver Champion. Dr. Rodriguez is an Associate Professor of Medicine within the University of Pittsburgh’s Division of Geriatrics and serves as a geriatrics medical consultant at the UPMC Senior Care-Benedum Geriatric Center at UPMC Montefiore Hospital. Additionally, he is the Medical Director for UPMC’s Living at Home and Staying At Home programs which support seniors in their desire to age in place. Named a Pittsburgh Magazine “Top Doctor” and among the “Best Doctors in America” by Best Doctors, Inc., Dr. Rodriguez has been an internal medicine physician specializing in geriatrics for more than 30 years. His primary expertise is in the care of patients with complex, interact

CAREGIVER CHAMPION

Eric G. Rodriguez, MD

ing comorbidity and polypharmacy, especially those suffering from dementia. Says Missy Sovak, Director of UPMC’s Geriatric Care Coordination Program, and a long-time colleague, “His devotion to all of his patients is evident in his daily practice, as we have heard repeatedly from our clients throughout the years. His extensive knowledge of geriatric syndromes and medications is invaluable to our program.” Dr. Rodriguez participates in research in Alzheimer’s Disease with the University of Pittsburgh Alzheimer’s Disease Research Center. He has published many articles and abstracts on cognitive decline, evaluation and treatment of chronic low back pain in older adults, assessing fall risk when the patient’s cognition is impaired, and discrepancies in information provided to the primary care providers by patients with dementia. Additionally, Dr. Rodriguez mentors staff and students from all disciplines to enhance their expertise and to support the development of future geriatric practitioners. He is much sought after as a lecturer throughout the University of Pittsburgh Schools of Health Sciences. All proceeds from the Celebrating Senior Champions Dinner and Auction will benefit UPMC Senior Communities Benevolent Care Fund, which provides financial assistance and support services to eligible seniors. For more information about the event, contact Debra Panei, Director of Development for UPMC Senior Services, at 412-864-3524 or PaneiD@upmc.edu. n

www.PittsburghFiftyFivePlus.com | Fall 2017

YOUR HEALTH

Peripheral Neuropathy Sufferers Have

HOPE Don’t Give Up!

Peripheral Neuropathy Sufferers Can Be Pain-Free and Active Again! Don’t Give Up!

Approximately 20 million Americans suffer from this debilitating disease. They are suffering from symptoms of painful cramping, horrible pain sensations of burning and constant needling, difficulty walking, numbness and consequently, the interruption or inability to stay asleep. Peripheral Neuropathy symptoms can include: n Sharp Pains or Cramps in the Feet or Legs n Burning Pain in the Legs, Feet or Hands n Extreme Sensitivity to Touch n Loss of Balance or Coordination n Feelings of Walking on Pins and Needles n Weakness in the Arms and Legs n Numbness and Tingling or Pain in the Toes, Feet, Hands, Arms and Fingers n Dependency on Medications

Fall 2017 | www.PittsburghFiftyFivePlus.com

et, sufferers are being told, “There’s nothing that can be done” or that, “You have to live with the pain.” Many sufferers are being over-medicated with pain medicines that don’t cure and run the risk of severe side effects and/or addiction. Over the years, Dr. Shawn Richey’s program has a 91 percent satisfaction rate if patients are diagnosed correctly with true peripheral neuropathy. How? Through a specialized treatment protocol that is available through Dr. Richey’s practice at the Chiropractic Family Health Center. This program is designed to heal neuropathy rather than just deal with the symptoms. Once thought to be incurable, peripheral neuropathy

Mary Danced In... “When Mary arrived for her 2nd visit, she opened the door and danced from the front door to my desk with this huge smile on her face and then, she started bawling. She starts telling me that this was the first time in 12 years that she felt relief. Then I started to well up.” Mary Danced In is just one of Dr. Shawn’s hundreds of neuropathy success stories. Mary was about to start using a walker, but instead, Dr. Shawn set her up on a Brand New Technological Light System that is non-invasive and painless. She felt relief – and hope – after her first visit!

Visit MaryDancedIn.com to learn more! A Doctor’s Perspective... “At first, I was skeptical,” admits Dr. Richey, “so when a patient comes to me for help and is just as skeptical as I was, I completely understand and agree. That’s why I give the first initial consultation and treatment for free and then offer a six visit trial run to make sure they start feeling changes.” “This is not how I started out,” Dr. Richey explains, “I graduated from Logan College of Chiropractic with a Doctorate of Chiropractic Degree and a Bachelor of Science in Human Biology because I knew I wanted to help people and help people suffering with pain to feel better. I still practice chiropractic but when this treatment was first introduced to me, I had some serious doubts. But no more, after witnessing the incredible, healing results that I see every day and hear from patients, I am in a continual loop of inspiration and determination.” “The thing I find most staggering,” shares Dr. Richey, “is how many people are suffering from peripheral neuropathy and the fact that nothing has been done about it before. Since 2013, I have seen over 1000 patients and learning of their devastating stories and life stealing symptoms has opened my eyes to the severity of this disease. Then to see the patients’ reactions, their joy in the diminished pain, their delight in getting their lives back is so rewarding. To see Mary dance in to my office after just one treatment (hence MaryDancedIn.com) just makes my days great. – Dr. Shawn Richey

occurs when nerves are damaged or destroyed and can’t send messages to the muscles, skin and other parts of the body. Peripheral nerves go from the brain and spinal cord to the arms, hands, legs and feet. When damage to the nerves takes place, numbness and pain in these areas may occur. Unlike laser therapy that does not address the involved damaged small nerve fibers or home light therapies that do not offer all the frequencies needed to heal them, our program utilizes state of the art technology with combined therapies to restore life to the dead nerves. Dr. Shawn Richey has helped over a thousand patients suffering with peripheral neuropathy throughout the region. He has treated patients that have tried everything including potentially harmful medications and other painful testing and treatments. These can leave patients still struggling and wondering down the long road of endless disappointment. Now, he is able to address the pain associated with peripheral neuropathy with a successful, non-invasive, drug-free

About a year after I had my knee replaced, my legs and feet began to have a tingling sensation that kept increasing over the years. I also had really bad balance whenever I closed my eyes and other than the tingling, I really felt nothing with my feet. I was even starting to have trouble driving because I really couldn’t feel the pedals right. I went to see doctors and specialists and they said it was “neuropathy” but that there wasn’t a cure. Several family members are nurses and healthcare professionals – they checked with doctors they know and they all said there was no cure for neuropathy. So, I was very skeptical when I went to see Dr. Shawn. All the experts were saying there was no cure and then there was just this one guy saying he might be able to help. Well, I gave it a go, and I am a skeptic no longer. Not only is the pain and tingling going away but the feeling is coming back. The other day, I was walking with bare feet on the carpet and I felt myself step on something – I hunted for it and finally found it was the tiniest pebble. I never would have been able to feel that before the treatments. I have already recommended Dr. Shawn to other people experiencing the same thing and I encourage other people to give it a try no matter how skeptical they are. – Bill, West View

approach that includes the use of light therapy to stimulate tissue repair. n

Chiropractic Family Health Center Now has offices in two convenient locations! Sewickley: 2591 Wexford-Bayne Road, Suite 207 Latrobe: 1901 Ligonier Street. For a FREE Consultation contact Dr. Shawn Richey at (724) 940-9000 and your appointment will be made at the location that is most convenient for you. To learn more, visit

www.backnline.com MaryDancedIn.com www.PittsburghFiftyFivePlus.com | Fall 2017

55+ FEATURE

Continuous Renewal – Never Stop Getting Better By Joseph Maroon, MD, FACS When are you too old? That is a question we ask ourselves throughout our life. In our twenties, before having a family, we might ask: I am too old to play with toys? And yet once we have children or later grandchildren, we again have fun with the Play-Doh, dolls and the toy trucks of our youth. Society often tries to answer these questions for us. “You’re too old for a Happy Meal,” says the clerk, or perhaps later your family says, “You’re too old to drive a car.”

sking the question, “Am I too old?” often comes from a feeling of defeat or failure to do something we used to do in our youth. Indeed, health reasons and other circumstances can limit our choices, but for those who have a choice, don’t limit yourself based on your age! I, too, starting in my sixties, began to put up mental walls and limits. But I decided to push back and said: Why not? I described this change as a renewal in my life. Rather than the degradation with aging, I have experienced a period of renewed vitality, even though I am, at times, painfully conscious of my own aging and ongoing entropy.

This renewal phenomena was actually described more than 2,700 years ago by the prophet Isaiah when he wrote: “But they that wait upon the Lord shall renew their strength; they shall mount up with wings as eagles; they shall run and not be weary; and they shall walk and not faint.” (Isaiah 40:31). Ironically, for many years, this verse was a mantra for me used to suppress pain and fatigue during athletic endurance events like the Ironman triathlon in Kona, Hawaii. I desperately wanted to “run and not be weary and walk and not be faint.” It was in my early 60s, however, when I finally appreciated what Isaiah additionally meant by “renewed strength.” Life can be a series of “renewals” rather than irreversible decline, even in one’s sixties and seventies. I discovered that some of the best principles to live by don’t have to stop later in life. We should do the best we can to do the “right thing” at the right time — morally, physically and spiritually. By embracing religion, meditation, a strong family unit or a set of guiding principles, we can reduce stress and improve longevity and even prevent chronic diseases associated with aging. Regular exercise promotes healthy longevity and prevents common diseases such as diabetes, heart disease and cognitive decline. It also is the most effective antidepressant. Finally, avoid excess in all things, especially alcohol and excessive weight gain. There are those such as Ponce de Leon who search incessantly for a short cut to the elixir of youth but are doomed to failure. I truly have experienced the “renewal” and you can too. Continue to find new projects, challenges and commitments, both in and outside of career and family, cultivate stimulating friendships, travel, choose a healthy diet, commit to regular exercise and better manage stress through prayer, meditation, yoga and others. Search for the renewal and creativity within oneself; make better choices now and strive to do what is right. Reap the fruits of better lifestyle choices early on and with renewed strength for the rest of your life. n Joseph C. Maroon, MD is a Board-Certified Neurosurgeon, Nutritional and Sports Medicine Expert. Dr. Maroon has written and lectured extensively on brain health and healthy life choices. As a competitive Ironman triathlete, Dr. Maroon practices what he preaches and is committed to the promoting healthy choices to his patients and readers. Excepts of this article have appeared at triblive.com March 2016 http://triblive.com/news/healthnow/perspectives/10681626-74/ renewal-aging-perspectives

Fall 2017 | www.PittsburghFiftyFivePlus.com

REAL ESTATE

That Was Then…This is Now! Janet McKay, SRES

Remember the good old days, when selling a home was as easy as putting a “For Sale” sign in the yard, someone knocking on your door to see it, letting them take a look and then agreeing on a fair price?

r when buying a home was as simple as going to the local bank, asking for a loan, finding the right home and making an offer to purchase? And then most people stayed in that home until their mortgage was paid off 30 years later. So much has changed over the years, and unless you have a good real estate agent to act as your advocate, you might just be asking for trouble. To begin with, who in their right mind would let just anyone into their home these days? It simply isn’t safe anymore. Real estate agents first qualify their clients, making sure they are who they say they are and that they’re qualified to purchase your home. Yes, it’s a different world today. Here are a few common

Fall 2017 | www.PittsburghFiftyFivePlus.com

real estate terms that may help you through the process: Appraisal – An appraisal is the evaluation of a property by a licensed appraiser based on previous sales of similar properties. Closing Costs – Closing costs are the expenses incurred in the purchase and sale of real estate paid at the time of closing. Some examples of closing costs are title insurance, appraisal fees, recording fees and transfer taxes. Contingency – A contingency is a condition written into a sales contract that must be met for a real estate contract to become binding. Hand Money – Hand money is the deposit a buyer makes at the time of submitting an offer. Inspections – Buyer’s due diligence allows them to perform several inspections of the home within a certain time period. Final Walk-Through Inspection – The walk-through inspection occurs right before a closing to ensure that the property is being delivered as stipulated in the sales contract. MLS - Multiple Listing Service – A MLS is a central service for real estate listings available its members. Pre-Approval Letter – A pre-approval letter shows exactly how much mortgage a buyer is approved to borrow. Power-of-Attorney – A power of attorney is a document that allows you to appoint a person (usually a family member) to manage your affairs if you become unable to do so. Seller Disclosure – Seller Disclosure is a lengthy form completed by a seller to give to buyer which details all physical problems and defects with the house, including structural, electrical and plumbing issues. SRES Designation – Senior Real Estate Specialists® or SRES ® designees are Realtors® qualified to address the real estate needs of Baby Boomers and Senior Citizens. Only 1 percent of Realtors have this specialized training to represent clients, including estates and trusts, through major lifestyle transitions, such as, downsizing, relocating or selling their family home. Are you looking for an experienced, full-time real estate agent with a proven track record? Don’t make your next move without me! Call me today for a free consultation at 412-303-1408. n

www.PittsburghFiftyFivePlus.com | Fall 2017

ADVERTORIAL

This is Why Retirement Plans Fail By Brian J. Catale 2016 Retirement Health Care Cost Data Report HealthView Insights recently rolled out their health care cost report and it’s not pretty. Total projected health care premiums (Parts B, D, and supplemental insurance) for a healthy 65-year-old couple retiring this year are expected to be $288,400 in today’s dollars ($435,472 in future dollars). If outof-pockets such as deductibles, copays, hearing, vision, and dental included in the calculation, expenses are in today’s dollars are expected to be $377,412 ($567,903 in future dollars). The above numbers should alarm both advisors and their clients. But what’s worse is if you look at the EBRI Retirement Study. It’s really alarming. Over 80 percent of American retirees have less than $250,000 in savings. Over 85 percent of current American workers have less than $250,000 saved for retirement.

Healthcare Inflation HealthView projects health care inflation to average slightly over 5.1 percent annually for the next 20 years.

What about Today’s Average 45-Year-Old Couple? The Report indicated that their total out-of-pocket health care costs in retirement will be $1,614,712! There are too few advisors sitting down to have the difficult discussion with clients about health care costs in retirement. • How are clients going to pay for their health insurance costs in retirement? • How much of their retirement will have to go towards just paying medical bills?

• How will health care costs affect their retirement lifestyle? What are financial planners and insurance agents doing today to send a wakeup call to clients so they will start saving more money for retirement? I highly recommend every reader should be at one of our workshops held in September, October or November, so we can have the sobering discussion about how much money they need to save for retirement and how health care costs will affect their ability to retire in the manner they’d like. Most will have to adjust or significantly adjust their plans once the true costs of health care are factored into the retirement puzzle. We will be going over this and much more at our seminars, see below for dates and locations. Call our office to register at 724-591-8479. n

For more information, contact Brian Catale & Associates at 910 Sheraton Drive, Suite 240, Mars, PA 16046, call:(724) 591-8475 or toll-free, call: (800) 794-0929 or visit Bcatale.com. Brian Catale is known for Wealth Preservation and Retirement Strategies. At Operation Veteran Benefits and Brian Catale and Associates, We have been able to help hundreds of healthcare professionals with strategies and techniques that no other advisors have been able to accomplish before. You may have seen Brian and his team in your place of work. They are helping your patients, parents, family members, and friends. You may have also heard Brian on Pittsburgh Talk Radio on his show, Wisdom Keys for Retirement. Brian and his team have been able to compile an effective system to assist in the complete retirement planning stages, from when to start your first social security check, to disinheriting the government at your death.

Upcoming Planning Workshops Tuesday, September 18, 2017 Thursday, September 21, 2017 Bravo! Cucina Italiana Ross Township

Tuesday, October 24, 2017 Thursday, October 26, 2017 Bravo! Cucina Italiana Cranberry Township

Tuesday, November 28, 2017 Thursday, November 30, 2017 Bravo! Cucina Italiana Robinson Township

These popular events are routinely filled to capacity, and seating is limited. For these reasons absolutely no one will be admitted without a reservation. It is strongly suggested that you RSVP today.

Fall 2017 | www.PittsburghFiftyFivePlus.com

SENIOR PROFILE

Dr. Elaine Berkowitz: An Extraordinary Life of Service By Janice Lane Palko

“Only a life lived for others is a life worthwhile.” – Albert Einstein

o say that Dr. Elaine Berkowitz has lived a life of service is an understatement. From the time that she began volunteering at age 14 at Montefiore Hospital until now, Dr. Berkowitz has been serving humanity. Raised in Squirrel Hill and a graduate of Taylor Allderdice High School, Dr. Berkowitz, 73, is still caring for others, practicing geriatric and special-needs dentistry. She treats patients in private homes, nursing homes, rehabilitation facilities and hospitals. “Geriatric and special-needs dentistry is not a specialty, but it should be,” Dr. Berkowitz said. “Unfortunately, dental health in the older population and among specialneeds people is often neglected when caregivers are dealing with so many other issues.” Dr. Berkowitz, who now lives in Ross, took a circuitous route to becoming a dentist, entering dental school at the age of 38. In addition to teaching dental assisting in city high schools, she also taught at Pitt. “I knew if I didn’t go to dental school, I’d regret it.” After graduating from the University of Pittsburgh Dental School, she went to The Ohio State University for her General Practice residency. It was there that she found her niche— working with seniors and special-needs patients. “I liked working with seniors so much, my instructor let me run the program,” said Dr. Berkowitz. She also served in the U.S. Army Reserve from 1974 until her retirement in 2012. “I was teaching dental assisting in a high school when they said a colonel was coming, and I thought we were getting Kentucky Fried Chicken,” said Dr.

Berkowitz joking about how she enlisted in the reserves. “It sounded interesting, and I thought, why not? It was the reserves and I could continue teaching . . . although I hated summer camp as a youngster.” She was deployed four times during Iraqi Freedom and Enduring Freedom, once to Iraq and three times to Kosovo—a total of 27 months.

Her love for dentistry and her patients has taken her around the world. globe. While in Kosovo, she lectured at the dental school at the University of Prishtina and in private dental offices as well as teaching dental care to the local people—a deed that did not go unnoticed. She has been honored numerous times for her work, but two of those honors are particularly near and dear to her heart. “I received a Doctor Honoris Causa from the University of Prizren in Kosova. That same award

was given to President William Clinton and U.K. Prime Minister Tony Blair. The other honor I treasure is being named the 2016 UPMC Caregiver Champion,” Dr. Berkowitz said. Dr. Berkowitz has lectured internationally on Geriatric Dentistry in such countries as Japan and Ukraine. She has been to five of the continents, having not yet gone to Australia and Antarctica. To honor her military service, the Jewish Military Museum in Washington, D.C., has asked to display her uniforms and other memorabilia. “I already have a uniform display at the Soldiers and Sailors Memorial Hall in Oakland and the Heinz History Center has many of my uniforms, medals and awards,” she said. In her spare time, she likes to ride her bicycle and fish and you guessed it—serve others. “I’ve read for the blind and print handicapped for 33 years, and this fall I will begin volunteering at two new venues as well as serving with Operation Safety Net one evening per week treating the homeless in Pittsburgh,” she said. Dr. Berkowitz has had such a full and interesting life, others urged her to write a book about her experiences. She published her autobiography, Live Life... Love Country, in 2014. It is available through Amazon.com. Although she loves her work and patients, she knows she should eventually retire. “I would love to find someone with the right temperament and dedication to dentistry to take over my practice. I really care about my patients,” said Dr. Berkowitz. n

www.PittsburghFiftyFivePlus.com | Fall 2017

55+ FEATURE

Tips to Good Brain Health

e often hear theories regarding what helps keep our brain healthy and active. But what is true and what is not? We are inundated by what others believe is best for our brain, whether it be doing word searches or puzzles, eating a certain diet, taking this or that supplement, etc. However, some of the theories we hear are myths, or they do not tell us the whole story.

Let’s de-bunk some myths! MYTH: The best activity I can do for my brain to keep it active is solve word searches and other brain teasers. ANSWER: Solving puzzles will NOT ultimately assist you the most in keeping your brain healthy. They are beneficial, but what will help the most is eating healthy and staying active. Staying active is

a multitude of things including: exercising, eating healthy, socializing, going to the doctor, etc. MYTH: My brain health is influenced completely by my genes. ANSWER: It is true that our genes do have SOME influence by our genes and family medical history. However, genes are NOT the only factor that influence our brain health. Instead, it is a combination of our environment, lifestyle and our genes. MYTH: Our brains cannot handle new information after a certain age. ANSWER: This is absolutely a myth. We can still learn new things at any age. An important element to consider is prescriptions and over-the-counter medications. Discuss with your doctors BOTH the prescriptions and the overthe-counter medications that you take to reduce the possibility of a conflict among the medications. Also, if you have a specialist that prescribes a medication, make sure you discuss what medications you already take and bring any new medications to your primary care doctor. In addition, if you are thinking of taking any kind of supplement, speak with your medical team first. A supplement that has helped your friend might not have the same benefit for you. We are all unique! Here is our Top Ten list to maintain brain health: 1. Exercise regularly. 2. Maintain a nutrient-rich diet. 3. Control stress. 4. Stay mentally active. 5. Stay socially connected. 6. Know your numbers (e.g., blood pressure, cholesterol, blood sugar). 7. Follow your bliss. 8. Listen to your body. 9. Don’t smoke and limit alcohol consumption. 10. Get a good night’s sleep. The Aging Institute is committed to supporting the specialized needs of our community’s aging population. If you have any questions, reach out to us at 866-430-8742, or visit our website at aging.upmc.com. n

Fall 2017 | www.PittsburghFiftyFivePlus.com

www.PittsburghFiftyFivePlus.com | Fall 2017

THE GOOD OLD DAYS

1997

Step Back Into...

Princess Diana dies in a car accident in Paris Mad Cow disease surfaces By Paula Green

he film Titanic opened in 1997 and grossed over $1 billion. It was nominated for 14 Academy Awards and won 11. The kid’s game Pokeman was introduced. O.J. Simpson lost his civil wrongful death lawsuit. Timothy McVeigh was found guilty of the bombing of the Alfred P. Murrah Federal Building in Oklahoma City. Musician John Denver died in a plane crash. Actor Jimmy Stewart passed away at age 89. Mars Pathfinder lands on the surface of Mars.

Average: The average income was $37,005.00. Cost of a new home $176,200.00. The average cost of a new car $16,900.00. Gasoline was $1.23 per gallon. A dozen eggs cost $1.17. A pound of hamburger meat cost $1.38. A loaf of bread cost $1.17. The cost of gallon of milk was $3.22. Cost of a first-class stamp was 32¢.

Firsts: The United States appointed Madeline Albright as its first female Secretary of State. Dolly the sheep became the first cloned animal. The first Harry Potter book by J. K. Rowling is published Harry Potter and the Philosopher’s Stone in the U.S. The world’s first surviving set of septuplets are born to Bobbi and Kenneth McCaughey on Nov. 19. Comet Hale-Bopp was first spotted and about 80 percent of Americans saw it without a telescope.

U.S. Events: A mass suicide of 39 members of the “Heaven’s Gate Cult” in California. July 15, Andrew

Cunanan murders fashion designer Gianni Versace outside of his Miami home. Woolworth’s closed its discount stores after more than 100 years.

World News: Millions of mourners gathered outside a London cathedral for the funeral of Princess Diana. Mother Teresa of Calcutta dies. Tony Blair becomes Prime Minister of the United Kingdom in a landslide victory. On Nov. 24, stock markets around the world crash because of a global economic crisis; the New York Stock Exchange officials invoked the “circuit breaker” rule and halted trading.

Entertainment: Popular films – Titanic, Men in Black, Tomorrow Never Dies, Air Force One, As Good As It Gets, Liar Liar, The Full Monty The Lost World: Jurassic Park, The Fifth Element, Amistad, Good Will Hunting, L.A. Confidential, Wag the

Fall 2017 | www.PittsburghFiftyFivePlus.com

Dog and My Best Friend’s Wedding.

Television: Popular TV shows – Seinfeld, E.R., King of the Hill, Buffy the Vampire Slayer, Just Shoot Me!, Friends, Frasier, Ally McBeal, The Simpsons, Dharma & Greg, Touched By an Angel, Home Improvement, and The Practice. Married with Children was cancelled after ten years. Alex Trebek and Pat Sajak swapped places on Jeopardy and Wheel of Fortune as an April Fool’s Day joke.

Songs: Hit songs included – I’ll Be Missing You, Candle in the Wind, Don’t Speak, Barbie Doll, Mmmbop, Foolish Games, Honey, Da Funk, Bittersweet Symphony, Karma Police and Chemical Brothers.

Publishing: Maxim, ToyFare and Allrecipes all began publication in 1997.

Popular books - Harry Potter, The God of Small Things, Memoirs of a Geisha, Tuesdays With Morrie, and Underworld. Camel cigarettes removes the drawing of Joe Camel from its cigarettes because opponents claim that cigarettes cause cancer.

Sports: NFL – Super Bowl Champs – Green Bay Packers; NBA Champions – Chicago Bulls; World Series Winner – recent expansion team, The Florida Marlins; Stanley Cup Champ – Detroit Red Wings. At age 21, Tiger Woods became the youngest golfer to winner the Masters. Mike Tyson takes a bite out of Evander Holyfield’s ear during a heavyweight bout.

Politics: President – Bill Clinton, Vice President – Al Gore.

Quotes: “I am king of the world.” Leonardo DiCaprio, in Titanic “You are everything I never knew I always wanted.” Matthew Perry, in Fools Rush In “There are some things that money can’t buy. For everything else there’s MasterCard” MasterCard advertisement

TRIM DOWN WHILE THE LEAVES FALL

Don’t Wait to Lose Weight with Dr. Vactor Do you want to have a fun and enjoyable fall? Do you want to be showing off a new you in only a month’s time?

all Dr. Michael Vactor TODAY at (724) 742-2700 to get the weight off and keep it off – don’t wait until the Holidays! Instead, CALL TODAY! EXERCISE is OPTIONAL. The focus of Dr. Vactor’s weight loss program is getting the pounds off first. This way exercise programs will not contribute to the risk of injury, joint pain or over-exertion from carrying too much weight. A trimmer you will be much more energetic and capable of joining in your favorite activities. Dr. Vactor’s innovative weight loss program focuses on shedding the pounds and keeping it off through a safe, healthy system that is made up of ALL-NATURAL INGREDIENTS with NO STIMULANTS. Unlike other programs that you may have tried, this program focuses on weight loss first; then, helps you to readjust to the thinner you. Here are just a few of the overall benefits of Dr. Michael Vactor’s LIFE-CHANGING Program: SAFE, FAST, EASY AND EFFECTIVE NATURAL WEIGHT LOSS • Lose at least a 1/2 pound per day, per cycle • NO cravings, NO hunger pains, NO pre-packaged foods • Helps burn fat while you sleep, raises your metabolism • Learn life style tools to keep it off • This program targets belly, bum, hips, thighs • GUARANTEED RESULTS According to Dr. Vactor, “People who follow my program as outlined get great results! Our average patient loses at least half a pound per day per cycle! To date, 90-95% of my patients have achieved their weight loss goals.” Dr. Vactor is so absolutely sure of the results and outcomes of his program, that he offers a GUARANTEE of RESULTS! Who is Dr. Michael Vactor, DC? Dr. Michael Vactor is a doctor of chiropractic, and a natural healthcare advocate in the north Pittsburgh area for over seventeen years. He is also an expert in weight loss management and is frequently featured on KDKA-TV, WPXI, Cornerstone-TV, radio shows and other public speaking venues on health, weight-loss, and diabetes issues. In addition, Dr. Vactor cares for

players, coaches and family members of our Black and Gold teams in Pittsburgh. During this time, Dr. Vactor and his family have lived in the Cranberry and Mars area, where he is also devoted to his community and helping his patients reach their goals. With over seventeen years in this community, he would not and could not make any such guarantee claims for weight loss, if they weren’t true. How to Get Started: If you are committed to losing the weight now and be slim and trim in about a month’s time, call for a FREE, in-office review of this life-changing weight loss system.

Call now, at (724) 742-2700. If you can’t call now, take a picture of the number with your SMART phone so you have the number ready to call. If you are one of the first 25 callers to schedule your no cost/no obligation consultation and in office review, and mention that you saw Dr. Vactor in the Fall 2017 issue of Pittsburgh Fifty-Five Plus magazine, you will receive a $50 discount good towards any of his guaranteed weight loss programs. Since losing weight is easier with a partner, we offer a double discount, $100 off per person, if you bring your spouse or significant other with you, and sign up together for our program, during your office consultation. Participants must both be present at time of program sign-up to receive the double discount. Not valid with any other offers and new patients only are eligible. Dr. Vactor’s office is conveniently located at 673 Castle Creek Drive, Ext. Suite 106 Seven Fields, PA 16046. Http://www.drvactor.com n Results may vary based on an individual’s physical health, diet, personal commitment, and adherence to the program. Average participant per cycle, loses 1/2 pound per day. Information provided is not intended to diagnose, treat, cure, or prevent disease. Guarantee can be reviewed in the office prior to starting the program. Before starting any weight loss program, consult with a healthcare professional.

Sources: http://www.thepeoplehistory. com/1997.html, www.90s411.com/90s-timeline-1997.html, http://www.1990sflashback. com/1997/economy.asp, www.inthe90s. com/generated/time1997.shtml

Tony from Aliquippa lost 30 pounds in one cycle on the program

Alex S. – Lost 40 pounds

Amanda T. – lost 50 pounds

www.PittsburghFiftyFivePlus.com | Fall 2017

ADVERTORIAL

Medicare Open Enrollment is coming soon—Be an informed shopper! Medicare open enrollment is right around the corner. It runs from October 15 to December 7. More than 55 million seniors are in Medicare, and every year during the open enrollment period they may change their plans, either to cut costs or access better coverage. But what you don’t understand about Medicare will likely cost you when making such decisions.

ach person has a unique set of priorities. When you sit down with your Medicare Advisor, to review your Medicare health and drug plan choices this year, keep track of the things you may want in a plan, and pick one that’s right for you. Does the plan cover the services you need? To get broader network coverage, private Medicare (Medigap

CONFUSED ABOUT MEDICARE?

Medicare is confusing – call for a one-to-one, no charge consultation with a Medicare expert! Remove the FEAR, UNCERTAINTY, AND COSTLY MISTAKES from the Medicare enrollment process. Crystal A. Manning

Medicare Advisor

Call 412-716-4942 or email crystalmanning33@gmail.com 10008 Pine Ridge Drive Wexford, Pa. 15090

supplemental policy) can be the answer. In exchange for an additional monthly premium, Medigap policies pay for deductibles and copays that traditional Medicare doesn’t, making it beneficial to run a cost-benefit analysis to see whether it makes sense for you. You will also be able to personalize a part D plan. For others, choosing Medicare Advantage plans rather than traditional Medicare can be a better solution. Medicare Advantage incorporates extra benefits that original Medicare doesn’t cover. Planning for the Future Future health care needs can be hard to predict, but changes happen. Make sure you understand what services and benefits you’re likely to use in the coming year and find coverage that meets your needs. What is the cost of the plan? The lowest-cost health plan option might not be the best choice for you—consider things like the cost of premiums and deductibles, how much you pay for hospital stays and doctor visits, and whether it’s important for you to have expenses balanced throughout the year. How about convenience? Your time is valuable. Ask yourself these questions: Where are the doctors’ offices? What are their hours? Which pharmacies can you use? Can you get pre-

Fall 2017 | www.PittsburghFiftyFivePlus.com

scriptions by mail? Do the doctors accept your insurance? Is the hospital you use in the network? Quality is important! Not all health care is created equal, and the doctors, hospitals and facilities you choose can impact your health. Only you can decide how much health care you need. That said, Medigap plans continue to be a viable choice for seniors looking to get more health benefits and additional coverage. For those who regularly see the doctor, the outof-pocket costs can add up if they only have Medicare Part A and Part B. Extra benefits and peace of mind can be a big plus in health coverage. Remember, even if you’re happy with your current plan, these answers might change from year to year, so it’s important to take the time to compare. Only you can determine what mix of benefits and costs will work best with your needs and budget. These decisions can be difficult, a licensed Medicare Advisor can be a great assistance with your concerns. This year during Medicare Open Enrollment as you decide what benefits are most important to meet your unique health care, consider a consultation at no cost. Please contact Crystal Manning, Licensed Medicare Advisor, who is licensed in seven states, at 412716-4942 or crystalmanning33@ gmail.com n

REM EM BER WHEN

Fall is in the Air By Joe Bullick

i! We are in the season of fall. It is the season where the weather starts to get cooler, and sometimes it can even snow. This changing season stirs up a lot of mixed emotions, especially sadness that summer has ended. Schools have started and our everyday life has changed. Our lives are like the changing seasons. In the spring, we are young and full of light. We go to school, learn how to drive, have our first date. We really don’t have a care in the world. Then comes the summer of our life. I got my first paying job in the summertime. I learned how to lay bricks. I got married and started a family, bought a house and watched my boys grow up. We traveled, enjoyed spending time with our friends, and I was still playing baseball. My kids got married, and then we had grandchildren. It was a great time of my life. I started to work for the North Allegheny School District, and I gave up laying bricks. Then came the fall of my life. I retired and got to relax and take it easy. I enjoy spending time with my grandchildren. I did some traveling and I also got to coach at North Allegheny. The most important thing about the fall is that it helped me plan for the winter of my life. I got to sell my big house and move to Florida to get out of the snow and cold weather. Winter is an important season, so plan it well. I am in the winter of my life. My health is not so great. I can no longer do some of the things I used to do. I gave up golf, running, riding my bike, but life has moved on. I still enjoy life, my friends, and my church. Take time out and be sure to enjoy the seasons of your life! Fall is a great time to enjoy the changing colors of the trees. At our home in the fall, it was a time to put away our summer clothes and get out the sweaters, boots, scarfs, blankets and have the furnace checked. The PGA Golf Championship was just held. Football is in full swing and the baseball World Series is fast approaching.

Fall ushers in some great holidays – Thanksgiving when we get to dine on delicious turkey, stuffing, cranberry sauce and pumpkin pie. Make a list of things that you are thankful for and read it aloud at Thanksgiving dinner. Another special day to celebrate in November is Veterans Day. During this commemoration, we honor and thank all military personnel who served the United States in all the wars, particularly living veterans. There will be parades and church services. Autumn is a great time to see the beautiful fall foliage. Take a trip to the Laurel Highlands; see Fallingwater, the Allegheny National Park and Pocono State Park. One time we visited Pine Creek Gorge; it is about 50 miles long and 1,000 feet deep. It showcases a bril-

liant display of fall foliage. Don’t forget about the Pittsburgh ALS Light Up Night. There’s also Kennywood’s Festival of Lights and the Three Rivers Heritage Trail. Enjoy the fall! I leave you with this – The falling leaves drift by the window The autumn leaves of red and gold I see your lips, the summer kisses The sunburned hands, I used to hold Since you went away the days grow long And soon I’ll hear Old Winter’s song But I miss you most of all, my darling When autumn leaves start to fall. — Frank Sinatra

www.PittsburghFiftyFivePlus.com | Fall 2017

FALL ’17 HAPPENI Collections North Hills Community Outreach is collecting safety items for seniors. For details, visit nhco.org or call Cathy, at (412) 307-0069 x3313.

Entertainment & Social Join the Pittsburgh Symphony North and help broaden music appreciation & raise funds in support of the Pittsburgh Symphony. Meetings are 11 a.m., the 3rd Tues of each month, Sept.-May. For details, email infopsnorg@gmail.com or visit Facebook at Pittsburgh Symphony North. 2nd Act, 10 a.m.-noon, 2nd Thurs., of the month, Sept. 14-May 10, Orchard Hill Church lobby. Adults 55 & older, music, inspirational speakers, outreach projects. For info, visit orchardhillchurch.com. St. Alexis Over 50 trips: Cape Cod, Oct. 8-12; Light-Up Night, Nov. 17. Contact, Rose (724) 728-2563, or (412) 908-0124, or Janet, at (724) 869-5339.

Fall Events Special Olympics Turkey Bingo Fundraiser, doors open 6 p.m., Nov. 16, at Undercliff Volunteer Fire Hall, 700 Mt. Royal Blvd. Raffles & refreshments, admission $10. For info on the Turkey Bingo, contact Loretta at djoeski@aol.com. For info on Special Olympics, Allegheny County, contact Kathy at kathysoac@verizon.net.

Health & Wellness Caring for Aging Loved Ones, 7-9 p.m., Sept. 21-Nov. 16, Orchard Hill Church, Room 206, Upper Level. For details, visit http://www.orchardhillchurch. com/.

Free CPR/AED Class, 7 p.m., Sept. 18, Heritage Church’s Body & Soul Wellness Ministry, 2262 Rochester Road, Franklin Park. Instructor Dan McSorley, a Paramedic from McCandless/ Franklin Park Ambulance Authority. $2 fee for a certification card. All are welcome. Space is limited. To reserve your spot, call (412) 366-1356. Free Services for Seniors through North Hills Community Outreach. Help with rides to medical appts., grocery stores, yard work. Call Cathy at (412) 307-0069 ext. 3313 or Kerry at (412) 449-0151 to schedule an in-home registration visit. Healthy Start Café, 8:45 a.m., every Mon & Thurs, St. John Lutheran Church of Highland, 311 Cumberland Rd. Presented by Lutheran SeniorLife & St. John Lutheran Church of Highland. Call (412) 364-1606 or (412) 307-1797.

Meals on Wheels McKnight Meals on Wheels provides home delivered meals to the elderly, homebound and disabled. Services Ross Twp., Berkeley Hills, Swan Acres, Shaler, Hampton & McCandless Townships. Call (412) 487-4088. North Country Meal on Wheels provides home delivered meals to the elderly, homebound & disabled. Services Marshall, Pine, Richland, Bradford Woods, Franklin Park, parts of McCandless, West Deer, Cranberry, Adams, Seven Fields, Mars & Valencia. Call (724) 935-1877.

Seminars Legacy Theatre Seminars: Be CyberAware – BBB Tips for Online Safety, 11 a.m., Oct. 3; Gridiron Steel, 11 a.m., Oct. 17. For info, visit http://thelegacylineup.com/

Fall 2017 | www.PittsburghFiftyFivePlus.com

Senior Facilities

Senior Meetings

Have fun and meet new people with the Association of University People/AUP. They’re looking for single, college graduates over 50 to join monthly dinners, meet at social spots, book club, play bridge or scrapple and social gatherings. Call (412) 734 8445 or visit us at www.aupsinglespittsburgh.org

Cranberry Senior Citizens Club for residents 55+ meets at 1 p.m., the 2nd Tues., of the month in the Cranberry Municipal Center. Call (412) 415-1892 or (724) 538-4408 for info and programs.

Catholic Alumni Club of Pittsburgh, has dances, retreats and plays various sports and other great events. Visit their website http://www.cacpittsburgh.org/.

UPMC Senior Communities offers independent living & personal care. For details, call 1-800-324-5523.

Friends and Fun 55+ Singles meet at 7 p.m., every 1st Friday, at St. Ferdinand’s, Rochester Rd., Cranberry Twp., Oldenski Hall, Upper Room. Call (724) 776-9274. Friendship Groups for Visually Impaired, Men’s Group meets every Weds. 1-3:15 p.m., Knitting & Crocheting Circle meets every Weds., 1-3:15 p.m., Monthly Meeting 2nd Thurs. of each month 1:15-3:15 p.m., The Lunch Bunch meets 4th Thurs. of every month 11 a.m.-1:30 p.m., The Talking Book Club meets 1st Mon. of each month 1-2:30 p.m. Call (724) 444-0064. Gateway North AARP #3586 meets at 1 p.m., the 3rd Monday of the month, at West View Banquet Hall at 398 Perry Hwy. Short meeting with entertainment, and cake & coffee. Everyone is welcome. Primetimers, noon, first Thurs of the month, Christ Church Grove Farm, Ohio Twp. Call (412) 741-4900 or visit http:// www.ccgf.org.

Social Groups Amazing Singles, for singles in the Pittsburgh region, visit, http://www.amazingsingles.com/ pittsburgh.html.

Visit Pittsburgh Events & Festivals lists upcoming events for singles, kids, and married folks. It enlightens Pittsburghers on dining, shopping and recreational events. Go to http:// www.visitpittsburgh.com/eventsfestivals.

Support Groups Alzheimer’s Support Group, 10 a.m., 1st Monday of each month, St. Catherine of Sweden Parish, 2554 Wildwood Rd. Call Suzie, at (724) 799-7049. Bereavement Support Group (for Widows/Widowers over 50), 1-2:30 p.m., 2nd & 4th Wed., St. Sebastian, Haber Hall. To register, call (412) 366-1300. Home Instead Senior Care® has a program to help families in Northwest Allegheny County manage the challenges of Alzheimer’s and other dementias. Free training is available at HelpForAlzheimersFamilies.com. Paramount Senior Living at Cranberry Alzheimer’s Affiliated Support Group meets 2 p.m., the last Friday. Contact Pam, at (724) 7795020.

INGS Volunteer Opportunities: Hope Hospice is looking for volunteers to visit hospice patients. Call (412) 367-3685. Neighborly Gnomes assist seniors with disabilities with yard tasks. Visit NeedsbyNeighborhood.org. North Hills Community Outreach urgently needs volunteers in the upper Route 28 corridor to help seniors. Visit http://nhco.org/volunteer-opportunities/volunteer-help-seniors/. For details, call Cathy, (412) 307-0069 x3313 or clpschirer@ nhco.org.

Pittsburgh OASIS Intergenerational Tutor Program seeks volunteers (50+) to tutor in Pittsburgh & Woodland Hills School Districts in grades K-4. Trainings are 9 a.m.-2:30 p.m., Nov. 6 & 9, at 411 Seventh Ave., Suite 525 (Duquesne Light Building) downtown Pittsburgh. For info or to register, contact John at OASIS at (412) 393-7648 or jdspehar@oasisnet.org. Ursuline Services’ Checks and Balances program assists those who have difficulty with financial affairs. Register at (412) 224-4700 x113 or ktobin@ ursulinesupport.org.

www.PittsburghFiftyFivePlus.com | Fall 2017

PONDERING PITTSBURGH

Historical Hauntings North, South, East and West of Pittsburgh By Paula Green

Pittsburgh has been known for numerous hauntings and paranormal activities. Since it’s not possible for us to list them all, instead we’ll get our compasses out and focus on one historical haunt per region. Let’s start with the heart of Pittsburgh at the University of Pittsburgh.

t is rumored that there are several ghosts that reside on campus. One apparition is Mary Jane Poe, distant cousin to famous writer Edgar Allan Poe. She supposedly haunts the Early American Room of the Cathedral of Learning where she rumples the quilts. A mason who dons a black tuxedo meanders through Alumni Hall. A spirit of a prima ballerina frequents William Pitt Union. A woman who committed suicide is believed to haunt Bruce Hall’s Suite 1201. North of Pittsburgh a spirited deacon visits Depreciation Lands Museum & Park in Hampton Township. This small historical museum was built in 1839 and was originally a Presbyterian church. During renovations in the mid-seventies, tales of the deacon began. He is a friendly spirit whose focus is on safety. Instances include the helping of a young boy on a ladder and the protection of workers from a ceiling cave in. Currently, the museum is open for historic tours 1-4 p.m. Sundays in May thru October. South of Pittsburgh lies the Dormont Library, where it is said the ghost of person named Mary wanders through the building. This beloved librarian died in the 1980s, and it’s alleged that her spirit lives on there. Mary loved the library, and shortly after her death, strange things began to happen. Books fell off shelves and lights began to flicker. Her benevolent presence was felt so much that her surviving husband frequently visited the facility. When he passed away, the unusual occurrences ceased as well. East of Pittsburgh you will find Restland Cemetery in Monroeville. It is a very old graveyard,

Fall 2017 | www.PittsburghFiftyFivePlus.com

with some gravesites that date back to the 18th century. Apparitions of Revolutionary War soldiers have been seen, along with a Vietnam War veteran. There is also a woman who roams the grounds; she has been nicknamed “Walking Rosie” by the locals. The entity of a little girl wearing 19th century farm clothes has been seen during the day and evening. She likes to peek at people from behind a tree. West of Pittsburgh is where the former Dixmont State Hospital was located in Kilbuck Township. It was previously called the Western Pennsylvania Hospital for the Insane. This facility was built in 1862 and it cared for folks with various illnesses along with treating people who were insane. Dixmont was believed to be haunted by several entities. A notable one was a male spirit who was said to guard the morgue area and frighten away the intruders. The hospital building was closed in 1984 and was demolished in 2006. After it closed it is said that apparitions could be seen peering out the windows of the building or strolling the grounds. Happy travels and enjoy your historical haunted journeys throughout the ‘Burgh! n Sources: http://www.swpenna.com/haunted-places-in-pittsburgh/, https://www.hauntedplaces.org/pittsburgh-pa/, https://pittnews.com/ article/4328/news/ghosts-of-pittsburgh/, http://www.225.pitt.edu/ story/boo-haunted-pitt, http://www.hampton-pa.org/137/DepreciationLands-Museum-Park, sw.penna.com, http://www.theshadowlands. net/places/pennsylvania.htm, http://www.pa-furry.org/node/3720/ ghost-huntinghttp://www.hauntedhouses.com/states/pa/pittsburgh_ restland.htm, http://www.onlyinyourstate.com/pennsylvania/terrifyingplaces-pa/

“We’re everyday, normal people, we are older, but now is the time to take care of ourselves because we want our lifestyle to continue and be healthy and active. It’s never too late to start! My wife and I decided that we needed to lose weight. We tried to do it on our own, but we didn’t have the discipline. We heard Dr. Chufo on the radio and it sounded like a real program, no 500 calories, or the “latest in the 21st century new technology.” We figured if it was new technology, it would be all over the news and who couldn’t lose weight on 500 calories??? We have stayed with Dr. Chufo for a few reasons. One, it works, both my wife and I have lost significant pounds and inches. Two, we both are learning how to live our regular, everyday lives when it comes to eating. Three, we love the complements we each receive. Four, we’ve been on vacation and have gone through holidays not missing a beat and have maintained our weights. Five, going into her office is fun, happy, and uplifting. You get warmly greeted and Dr. Chufo sees you herself, each and every time. We go once a week for about an hour. She gives you eating plans, supplements to take away cravings and inches, make you feel happier, and good supplements for wellness. Her protein shakes are the best, and we eat normal, every day food. She stays with you twice as long to make sure you keep the weight off for good with an 85% success rate on an eating plan that you can eat forever. As a Marine, I only go for the best and I’ve chosen the best yet again.

Phil lost 40 lbs. & 40 inches

You keep the weight off for good with an 85% success rate on an eating plan that you can eat forever.

Linda lost 30 lbs. & 40 inches