Winter 2020 issue - Pittsburgh 55+ Magazine

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FREE

Winter 2020

Sue and Dave Hickey of YourOwnRetirement

YourOwnRetirement Go out on a date and get on the same page about your financial future! Also in this Issue...

Ladies of Charity Caregiving | Solevo Wellness Step Back into 1949 | Winter Happenings



www.PittsburghFiftyFivePlus.com  |  Winter 2020

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PUBLISHER’S NOTES

Welcome to the Winter Issue of Pittsburgh Fifty-Five Plus Magazine!

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nother holiday season and a new year is upon us! Wow, time goes very quickly. I always heard that from my parents and grandparents. Well, the older I become, I realize the truth in that statement. However, I try not to lose site of the importance of the present. As we approach 2020, my New Year’s wish for myself, is to appreciate all the blessings I have in my life. This issue’s cover story will help us to realize how we need to prepare for retirement. It is always best to be prepared. A lot of significant milestones happened in 1949. Check out this issue’s “Step Back in Time,” and see what you know and remember about that special year. “Worry is the For all of us who have been interest paid in born and raised in Pittsburgh, advance on a we look back at some fun, favordebt you may ite toy stores that were certainly an important stop for kids of all never owe.” ages. See how many happy memAnonymous ories you recall when you read about the toy stores! Enjoy reading this issue’s special features and regular columns. Thank you for support, and together, we continue to make our community a special place to live! n

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Winter 2020  |  www.PittsburghFiftyFivePlus.com

P.O. Box 722 Wexford, PA 15090-0722

Phone: 724-940-2444 Fax: 724-940-2447 Email: info@PittsburghFiftyFivePlus.com www.PittsburghFiftyFivePlus.com President & Publisher Marion Swanson Piotrowski Executive Editor Janice Lane Palko Managing Editor/Public Relations Coordinator Paula M. Green Marketing & Account Executive and Office Coordinator Laura Arnold Marketing & Account Executive Mary L. Simpson Design & Production Kostilnik & Assoc. Graphics, Inc.

Laura Arnold

Mary Simpson

Laura@PittsburghFiftyFivePlus.com

Mary@PittsburghFiftyFivePlus.com

Janice Lane Palko

Paula Green

info@PittsburghFiftyFivePlus.com

info@PittsburghFiftyFivePlus.com

Pittsburgh Fifty Five Plus Magazine is published four times a year by Swanson Publishing Co., Inc. (P.O. Box 722, Wexford, PA 15090-0722, 724-940-2444) and is distributed free of charge throughout the Greater Pittsburgh region. Subscription can be purchased from the publisher at $25 for one year. The mission of the Swanson Publishing Co., Inc. is to connect the people of Pittsburgh by publishing the area’s finest senior publication, Pittsburgh Fifty Five Plus Magazine. The publication is dedicated to the people, communities, educational, religious, travel, health, and recreational needs of seniors in our area. The contents of Pittsburgh Fifty Five Plus Magazine may not be reproduced or copied in whole or in part without written permission from the publisher. Pittsburgh Fifty Five Plus Magazine reserves the right to refuse editorial or advertisements that do not meet the standards of this publication.


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www.PittsburghFiftyFivePlus.com  |  Winter 2020

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Contents 6

Cover Story: YourOwnRetirement

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Ladies of Charity Caregiving, Inc. Janice Lane Palko

10 Building Resilience – Preparing for Life’s Challenges Dr. Joseph Maroon 12 Senior Care Profiles 14 Solevo Wellness Offering Help to Chronic Pain Sufferers 16 Keeping Hold of Our Senses UPMC Senior Services 17 Brian Catale and Associates present the Dementia Society of America Brian Catale and Associates, Inc. 18 Defining Seniors Deb Walton, REALTOR®, SRES

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23 Joy Through Dance Program 24 Medicare AEP vs OEP Crystal A. Manning 25 Senior Profile: Valerie Enslen, Clifford’s Restaurant Janice Lane Palko

In Every Issue... 2

From the Publisher Marion Piotrowski

20 The Good Old Days: Step Back Into 1949 Paula Green 22 Remember When: Winter Wear Janice Lane Palko

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26 Pondering Pittsburgh: Teetering Through Former Toy Stores in the ‘Burgh Paula Green 27 Winter ’20 Happenings

Featured on the cover: Sue and Dave Hickey of YourOwnRetirement dine at Napa Prime Chophouse in Wexford.

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Winter 2020  |  www.PittsburghFiftyFivePlus.com


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COVER STORY

YourOwn Retirement Couples really need to get aligned with their values, goals and financial means. Go out on a date and get on the same page about your financial future!

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Winter 2020  |  www.PittsburghFiftyFivePlus.com

“It was the first diagnosis that really threw me,” said Sue Hickey of YourOwnRetirement, a Cranberry based retirement advisory group. “I mean, what if we lose him? I don’t know anything about our finances.”

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t wasn’t long after 9/11, Sue was raising their five children, and Dave was always the rock they relied upon. The diagnosis in question came after a routine MRI of Dave’s left shoulder, a golfing injury. It showed a mass in the humerus bone, which connects the elbow to the shoulder. “We didn’t see anything funny about it, but we tried to keep our senses of humor alive,” Sue said. Dave pondered what life would be like without his left arm, if not worse. It was the longest two weeks of their lives to be sure. It took several other tests, including a PET scan to confirm the mass in Dave’s arm was actually harmless cellulose, not cancer. “We had a new outlook on life,” said Sue. And Dave realized they needed to share information and the burden of responsibility. Being a husband and father, he wanted to carry it all, no weakness ever but understood knowledge is empowering. “Couples really need to get aligned with their values, goals and financial means. It need not fall to only one person. Two heads really are better than one,” Sue pointed out. “Often we see couples that clearly haven’t discussed their money to any extent.” “There can be a fair amount of defensiveness,” Dave relates. “I get it because I was there, believe me. The bills, college savings, investments, you name it I did it all. Sue would ask and ask, but I just kept telling her I had it under control.” Sue was quick to point out: “If you, as a woman, are not looking and discussing what you want your


retirement to be, all you will have is the retirement someone else decides for you.” Ironically, Sue was working parttime for a structured settlement planning firm serving families that suffered a health issue. “After Dave’s scare, I knew I needed to get, not just more, but really involved,” said Sue. YourOwnRetirement, LLC started as a mission to inform neighbors, colleagues and friends about the need and opportunity to plan for retirement. “We both realized this was not taught in school or work. Pensions are rare, social security is not the end-all, and most of us have saved everything in our 401k’s and the like,” Dave said. “But every commercial I heard from wealth advisors talked only about saving, not actually using.” “Nearly everyone I knew was going to spend at least something they had saved. Why save at all if not to enjoy it when you do retire?” asked Sue. “When we looked at the advisors and consultants in our area, most, if not all, were focused solely on asset management and not retirement planning. Lots of companies can manage money, but no one was actually incorporating all five elements of retirement: Income, Investment, Tax, Legacy, and Healthcare. Having to think about learning everything from the ground up, with Dave’s health up in the air, really got my attention,” Sue admitted. “If the wife of a finance guy didn’t understand, how many other women and couples didn’t either? It was right then I decided that was my mission, my reason for being exposed enough to it to know what I didn’t know,” said Sue. “We all face issues with work, health, parents and kids. So many of us are taking care of elderly moms and dads as well as helping our children start families and manage new households,” Dave said. “Dave’s mother is 89 and still lives by herself. When we look forward to our 80s and 90s, our retirement plan better include healthcare and long term care considerations. Insuring our clients cannot outlive their savings is Job One,” said Sue. “A fair number of folks that visit

Mathew Bosley, Sue Hickey, Dave Hickey, and Victoria Andrachek

with us for the first visit are often mismatched with their investments. They think they are being conservative only to discover the opposite,” Dave said. “As fiduciaries, we are legally required to work in your best interest when providing investment advice. Being duly licensed for insurance and asset management, gives us ultimate flexibility in designing a comprehensive retirement plan,” Sue said. “Our visits are very focused on the individual or couple in front of us. One size never fits all. The process is called the Pathway 360 because it leads clients through retirement and is a complete 360 degree view. Investing is only one aspect. We use three visits to arrive at a written, organized plan complete with recommended changes and future game plan.” Both Sue and Dave are very proud of their clients. “We always say we have the best clients and by that we mean great people. They are hardworking, honest family folks that want to be responsible to themselves and others. We applaud them for taking the initiative to get their financial futures in shape, knowing where they are, and taking the steps needed to be confident,” Dave said. “Retirement should be a reward and time for family, fun and adventure,” added Sue. “We make sure our clients are comfortable with all decisions. It is their plan and their future.” Sue also makes sure there is time for celebration along the way. “We host several annual events with clients, including the seasonal holiday party and summer Pirate game along with dinner seminars and classes. Birthdays are a big deal too. We stay engaged whenever and wherever we can. We celebrate anniversaries, grandchil-

dren, weddings, and of course, actual retirement dates!” YourOwnRetirement will be hosting a series of educational events and financial workshops beginning in January of 2020, starting off with the “Smart Couples Finish Rich” and “Smart Women Finish Rich” seminars based on the books by New York Times best-selling author David Bach. The first event is on January 15, 2020, with registration beginning at 6:30 pm and the presentation at 7:00. “This is important information and a night out rolled into one. Prepare to have fun and learn,” Dave said. Seating is limited to the first 100 people, but Sue and Dave will allow readers to reserve a seat early by calling Victoria Andrachek at 412-872-2151 or 866-677-PLAN. n Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and YourOwnRetirement, LLC are not affiliated companies. 384939

To learn more about YourOwnRetirement, visit their website at: www.yourownretirement.com or give Sue or Dave a call at: 1-866-677-PLAN (7526).

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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BUSINESS SPOTLIGHT

Business Spotlight:

Ladies of Charity Caregiving, Inc. By Janice Lane Palko

St. Vincent de Paul founded the Ladies of Charity in seventeenth century France to care for the poor. Now 400 years later, the Ladies of Charity are spread throughout the world and are still caring for others and responding to those in need.

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ittsburgh has the largest membership of Ladies of Charity with approximately 1,400 women,” said Peggy Keene, Ladies of Charity Office Coordinator, “and that is why our area was selected to launch a pilot program that assists people who need help with day-to-day living.” Sadly, the idea for Ladies of Charity Caregiving was inspired by the experience of

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Marilyn Martone, the group’s spokesperson. Her college-age daughter was seriously disabled in an accident several decades ago. “At this time in our history a great need exists, which calls the Ladies of Charity back to its roots of caring for many members in our society who need help with their day-to-day living,” said Ms. Martone. “Although our health care system is excellent in providing acute, short-term care, there is a gap for those who are chronically ill or have a disability and wish to live as full a life as possible.” Ladies of Charity Caregiving, whose office is located in Swissvale, provides homecare and companionship for clients and families. Their employees receive two days of training and each are assigned a mentor volunteer to help them fulfill the mission of St. Vincent de Paul. “Our members do things quietly; therefore, we’re trying to inform those in need about our services. We launched in 2018, and as a statelicensed nonprofit, we are available to assist clients who are 18 years or older. We don’t discriminate; we’d like to help everyone,” said Ms. Keene. Ladies of Charity Caregiving recently received their Medicaid Waiver and will eventually also offer a sliding scale payment option for those who cannot afford their full rate of $22 per hour. “Not a penny of what we receive goes to profit. If we someday do turn a profit, we plan to plow that back into benefits for our employees and for those we care for,” said Ms. Keene. For more information on Ladies of Charity Caregiving or to donate, visit their website at: www.loccaregiving.org, email at: info@loccaregiving.org or call (412) 731-4100. n


www.PittsburghFiftyFivePlus.com  |  Winter 2020

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YOUR HEALTH

Building Resilience – Preparing for Life’s Challenges by Joseph C. Maroon, MD, FACS

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n my career as a neurosurgeon, I have helped numerous patients often with similar conditions. It still amazes me how one person’s emotional reaction to a certain disease or condition can be totally opposite to another experiencing the same problem. Of course, there are easy explanations for this. None of us have the same upbringing, physical condition, perception of pain, disease load, education or social supports. Add to this variability in age, sex, race and other differences and how could we possibly believe people would react the same. And yet, observationally, I consistently find patients that similarly diagnoses react in very differently These reactions in a condensed form are, “alright now I know, I want to get better, what do I need to do,” or “you’re kidding, I can’t do this now, I’ve been through so much already.” Both are legitimate reactions and reflect how the person feels about it. Both reactions, however, in my experience, can often subtly predict how the patient will ultimately recover or not. The point is, whether we are told bad health news, lost our pet, or become upset about the bills that never seem to stop, we all have stressors that enter our lives.

Epictetus the Greek philosopher 2,000 years ago observed that it is not the stressful stimulus itself that causes us pain or angst, but rather, our response to it. And although difficult to comprehend at the time, we do have some control over our responses. One way to improve our stress reaction is to improve our resilience to stress. Just as an athlete can train and build stronger muscles to lift heavier weights, resilience training can improve coping skills and help foster better decisions and outcomes to daily stressors. Traditionally used as part of warfare training, the military has led in both the study and implementation of resilience training. POW training and other physical and mental tests have been used by the military to build better and more capable soldiers who face life and death situations on a regular basis. In recent years the study and implementation of resilience training has become more common in the civilian world. Resilience is the process of healthy adaption in the face of adversity, trauma, tragedy, threats or significant sources of stress. In short, it means the ability to “bounce back” from difficult or stressful experiences. Resilience is not a trait that

people either have or do not have. It involves behaviors, thoughts and actions that can be learned and developed by anyone. According to the American Psychological Association, here are things you can try to build your resilience: • Make connections - Good relationships provide help and support. • Avoid seeing crises as insurmountable problems – Look beyond the present to how future circumstances may be a little better. • Accept that change is a part of living - Accepting circumstances that cannot be changed can help you focus on circumstances that you can alter. • Move toward your goals - What’s one thing I know I can accomplish today? • Nurture a positive attitude Developing confidence in your abilities and trust your instincts. • Keep things in perspective Consider the stressful situation in a broader context and keep a longterm perspective. For me, physical exercise is also part of my resilience training. It has allowed me to clear my thoughts, suppress anxiety, distract from stressful emotions, and as an added bonus help with sleep. Poorly controlled stress can have physical consequences including, increased blood pressure, abnormal heart rate, and cortisol levels that can affect memory, immune and other systems throughout the body. So, to be told not to “stress out” is good advice, but you can also build resilience to better cope with stress for a lifetime. n Source - https://www.apa.org/helpcenter/ road-resilience

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Senior Care Profiles Who doesn’t like having choices? Decades ago, there weren’t many options for seniors in their later years. You either struggled on your own, moved in with a relative or went to the “old folks’ home.” Today, that has all changed; seniors have a wide variety of choices when it comes to where they live and the care they receive. We are happy to feature some of those facilities and caregivers who are changing the way seniors live and are making the later part of life just as pleasurable as all that preceded it.

Anthology Senior Living Anthology of McCandless combines the best in accommodations, care, culinary and community experiences. Our residences include topof-the-line amenities and floor plans to suit your lifestyle. We feature thoughtfully designed spaces that invite you to gather with friends and family. Our professional in-house chefs prepare gourmet meals from scratch, while our caregivers provide, compassionate, personalized care with a focus on getting to know you and your family. And, because no story is written alone, we provide a dynamic social calendar that empowers you to build new friendships and explore new passions. We’re honored to be part of your unique life story as you continue to write it every day. From sophisticated accommodations to programs involving high-tech, high-touch care, we’ve set the new standard in senior living. Explore our Personal Care and Memory Care options at Anthology of McCandless today. Limited Time Only, Save up to $7,500! CALL 412-336-8371 | AnthologySeniorLiving.com

Presbyterian Senior Care Network Presbyterian SeniorCare Network is a not-for-profit that’s been focused for more than 90 years on making aging easier®. As the region’s largest aging services provider, we have created a network of interconnected living, service and care options to meet the needs of older adults from all walks of life wherever they are on their life’s journey. Our continuum of care and services includes Independent Living/LifePlan Communities, Service-Enriched Low-Income Housing, In-Home Programs, Personal Care Communities, Skilled Nursing and Short-Term Rehabilitation Care Centers, Alzheimer’s/Dementia Care and Adult Day Services. We are privileged to serve 6,500 older adults annually across 10 Western Pennsylvania counties. Every day lives are being enriched and changed positively by our compassionate and well-trained team members and volunteers – people whose calling is to serve others and whose dedication to excellence is consistent with our faith-based mission of improving the lives. Learn more about our living and service options at www.SrCare.org.

Longwood At Home You’re healthy, but if your health ever changes, you want to be ready—and you want to stay in your home. You want to count on stable, predictable monthly payments for long-term care, no matter why or how long you need services. Above all, you want value. You want a trusted personal advocate who knows you and can coordinate your care and coverage if and when you need it. That’s why thoughtful planners are turning to western Pennsylvania’s best alternative to long-term care insurance: Longwood at Home. Backed by the region’s largest aging services provider, Presbyterian SeniorCare Network, Longwood at Home offers a more comprehensive, more cost-effective alternative to long-term care support and protection. It’s a personalized plan for care coordination and services right in your own home. Stay true to the life you love. Learn more about putting a plan in place now for your future at www.LongwoodatHome.org.

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UPMC Senior Communities Make the most of what life has to offer by making one of UPMC Senior Communities your new home. Choose from a variety of locations around greater Pittsburgh that keep you close to your family, friends, church and shopping preferences. Feel safe and secure in an environment that surrounds you with all the support you need to continue living your senior years to the fullest. Let go of snow shoveling, grass mowing, home maintenance, cleaning and even transportation and cooking if you prefer. Choose from a complete schedule of engaging social and spiritual activities with many new friends. At UPMC Senior Communities, we offer all this and more at reasonable pricing options that enable you to take full advantage of this lifestyle. By offering a variety of facility styles, levels of care and payment options, UPMC Senior Communities can accommodate your preferences. Knowing what is right for you is based on knowing what you need to live life well, regardless of the level of support you require. Perhaps you are looking to enrich your life with more social activities and interactions, or to move to an environment that enables you to be free of daily obligations, such as home maintenance. You may need some assistance with managing your health and wellness, or you may require more medical help due to more significant health issues. Offering options in independent living, personal care and assisted living, memory care, and skilled nursing and rehabilitation, this spectrum of living styles is designed to accommodate your needs and provide you with the fullest lifestyle possible. UPMC Senior Communities is proud to be part of UPMC – one of the most innovative and patient-centered health systems in the country. That affiliation brings valuable benefits to our residents and staff. As members of the larger UPMC family, our residents benefit from the opportunities and resources that can only be found in a world-class health system. For more information and to schedule a tour, visit UPMCSeniorCommunities.com or call 1-800-324-5523.

St. Barnabas Communities Fall is the perfect time to enjoy retirement living at St. Barnabas. The beautifully landscaped campuses provide a peaceful space to relax and enjoy Mother Nature. Our residents stroll walking trails with their dog, play bocce with friends, fish at our private pond, golf on one of our two 18-hole golf courses or join neighbors for happy hour on the Crystal Conservatory pool deck. Our indoor mall at The Village includes a bank, gift shop, library, general store, chapel, salon, wine room and three restaurants where residents gather daily for events, entertainment, happy hour and chef-prepared meals. We offer a diverse array of amenities to match your lifestyle and these are just a sampling of the St. Barnabas retirement experience exclusive to our residents. Call 724-443-0700 to find out how you can start enjoying your retirement! www.stbarnabascommunities.org.

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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55+ FEATURE

Solevo Wellness Offering Help to Chronic Pain Sufferers By Janice Lane Palko

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hronic pain is such a nebulous condition and finding relief from it can be even more elusive. However, severe chronic or intractable pain is one of the 23 qualifying conditions for Pennsylvania’s medical marijuana program, and Solevo Wellness is offering hope to chronic pain sufferers with medical marijuana. “Many people come in for a consultation with chronic pain as a symptom from conditions such as fibromyalgia, joint pain, and back pain. In fact, chronic pain is probably one of the most common conditions that brings patients to Solevo

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Wellness,” said Amy Scott, one of the Clinical Pharmacists at Solevo. “Usually patients have tried other pharmaceuticals; including opiates, anti-inflammatories, and muscle relaxants, as well as over-the-counter treatments, and heat and/or cold therapies. However, they are still experiencing pain, so they come to us seeking relief.” Some in the over 55 population have some trepidation about trying medical marijuana because of the stigma associated with it, but Ms. Scott offers those suffering with chronic pain reassurance. “We always take a ‘start low and go

Winter 2020  |  www.PittsburghFiftyFivePlus.com

slow’ approach to treatment. All new patients must consult with a pharmacist at Solevo. We realize that every patient is different, so we take many factors into consideration, including the patient’s age and previous or current marijuana experience, as well as other medications they may be taking. We work with each new patient to find the right treatment for them.” Medical marijuana can be dispensed in many different forms from vaporized oils to capsules to tinctures that are absorbed by placing them under the tongue. The formulations vary in how fast they work and how long they last. Pharmacists also work to find the right ratio/ combination of CBD to THC. “CBD and THC are shown to interact with the endocannabinoid system, aiding in pain relief and the reduction of inflammation among other things. The psychoactive properties of THC may also affect pain perception,” said Ms. Scott. “It does take some time, and it’s a bit of a journey to get started with medical marijuana. We need to identify and titrate up slowly to the best dose and form for that individual,” said Ms. Scott, “but we’ve had patients with fibromyalgia, spinal stenosis, neuropathic pain, arthritis (inflammation) and migraines as well as cancer patients find relief. Sometimes patients are able to reduce their dose or even eliminate other pain medications or sometimes they use medical marijuana as an adjunct to their current therapy.” For more information about Solevo Wellness and how medical marijuana may help to alleviate pain, visit the website at: SolevoWellness.com. n



AGING WELL

Keeping Hold of Our Senses UPMC Senior Services

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s we grow older, can we expect to experience some level of sensory loss? Like memory loss, it is not assumed that our five basic senses (hearing, sight, touch, smell and taste) will diminish as we age. Still, sensory loss is certainly something that many people go through. According to a research study out of the University of Chicago that was published in the Journal of the American Geriatrics Society, 94% of older Americans demonstrated at least one sensory deficit, 38% had two deficits and 29% have three or more sensory deficits. Our senses help us navigate daily activities. It greatly impacts our lives if one of our senses diminished. For example, we might immediately think of vision loss impacting our ability to drive. Another loss that may come to mind is hearing loss and the ability to keep up with conversation. The impact of diminished sense of touch might be

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more difficult to imagine. If this sense weakens, this could lessen our ability to feel a hot surface. If we accidentally touch a hot stove, we might not feel hot temperatures quickly, which could result in a severe burn. Additionally, we might not feel a cut on our foot, which could lead to an infection if not noticed and addressed. If our sense of smell diminishes, this could put us in danger of being unable to detect certain smells such as smoke or burning. Decreased sense of taste could take a toll on nutrition wellness, such as not realizing a beverage or food has spoiled. Our appetite could be directly impacted. In that same University of Chicago study, the sense of taste was most likely to be impaired based on the study’s participants – 74% of participants acknowledged an impairment in their sense of taste, 70% had a poor sense of touch, 22% had poor sense of smell, 20% had impaired corrected vision and 18% had poor corrected hearing. What can we do about impairments in our senses? The most important thing is to engage in a healthy lifestyle by staying physically and mentally active and eating healthy. While this will not eliminate all risks for sensory loss, it could help reduce the impact. We should also stay up-to-date with health and wellness visits. That includes following up with medical appointments and informing your primary care physician and medical team about changes or concerns. Do not forget about other providers such as optometrists, podiatrists, dentists, mental health professionals and any other specialists. Without staying in touch with our health care providers, we might otherwise be unaware of possible interventions or accommodations that can help us if one of our senses does diminish. Do you have questions on this topic or others, such as in-home services or caregiver support? UPMC Senior Services is committed to supporting the specialized needs of our community’s aging population. We have a free Help and Referral Line that is available, no matter your location. Contact us at 866-4308742 or visit our website at www.aging.upmc.com. We are now on Facebook! To catch up with us, visit www.facebook.com/groups/UPMCSeniorServices. n


BRIAN CATALE & ASSOCIATES 910 Sheraton Drive #240, Mars, Pa. 16046 724-591-8479 • www.bcatale.com Brian Catale and Associates has been selected to introduce this program to Western PA. Brian and his staff will be hosting and supporting Dementia Society of America’s Action Plan – 7 Steps to Take in the Face of Dementia. This in depth program was developed to guide families and caregivers through the best available medical resources and how to apply for government programs that will assist with financial help.

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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REAL ESTATE

Defining “Seniors” By Deb Walton, REALTOR®, SRES

Is the term “senior” a specific age group? A lot of times, umbrella statements are used to describe a certain age group, but we forget that within that umbrella statement, there are many unique individuals with their own wants and needs. This can be said for the term “senior.”

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s a Senior Real Estate Specialist®, it’s my job to break down this umbrella group into sub-categories to describe the specific person I am working with and fine tune exactly what they will

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want in a Realtor® and a home. When making their next big housing decision, Young Boomers are focused on multi-generational homes to accommodate older teen or adult children or aging parents who need health or care assistance. This group is also more likely to make jobrelated moves. Unlike Younger Boomers who may be focused on finding a home to accommodate a large family, Older Boomers are looking at downsizing and finding a finding a forever home for retirement. This group does not necessarily have to worry about school districts and, therefore, tend to be willing to move longer distances. They look for a quality neighborhood and a convenient location where family and friends can reach them. The Silent Generation makes up the smallest share of generational home buyers. They are well into retirement and more likely to purchase a condo or seek out some form of senior housing rather than a singlefamily home. They enjoy the benefits of the amenities in these communities and access to transportation. Many of these homeowners are eager to downsize. n


Our Lady of the Roses Janice Lane Palko, executive editor of Northern Connection and Pittsburgh Fifty-Five Plus magazines, has released her fifth novel, a romantic comedy called Our Lady of the Roses. “Style and Substance. Fire and Ice. It’s a Roman Helliday when Janetta Orlando and Bob White clash in romantic Rome in Our Lady of the Roses.” Available at Amazon, Barnes & Noble, Smashwords, Kobo, Apple Books. For more information: visit www.janicelanepalko.com.

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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THE GOOD OLD DAYS

Step Back Into... Twelve nations sign the North Atlantic Treaty Organization (NATO) on April 4. The Geneva Convention is approved providing rules on the treatment of prisoners. By Paula Green

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fter World War II, postwar prosperity begins to emerge. Televisions and other goods are now in demand. Cars get bigger with 6.2 million new ones sold. A new type of TV program emerges called the “soap opera.” The name comes from the soap manufacturers who sponsored the show who hoped to catch the eye of the stay-athome moms with their advertisements.

Average

U.S. events

The average income was $3,600. Cost of a new home $14,500. The average cost of a new car $1,650. Gasoline is 26 cents per gallon. Bacon is 50 cents per pound. Bananas are 11 cents per pound. Coffee sells for 85 cents for two pounds. Fresh chickens are 55 cents per pound. A cantaloupe is priced at 23 cents. Milk is 84 cents per gallon. Bread is 14 cents a loaf. The price of a first-class stamp is 3 cents.

On January 20 during his inaugural address, President Truman proposes the Point Four program to help the world’s less developed areas.

Firsts

World News

The first Volkswagon Beetle is sold in the United States. Frank J. Zamboni invents the Zamboni Ice Resurfacing Machine. The first Emmy Awards are handed out on January 25. Milton Berle hosts the first telethon which benefits cancer research. In the record world, 45 rpm records are sold. The first Polaroid camera sells for $89.95. The antibiotics oxytetracycline and neomycin are developed.

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The U.S. recognizes the state of Israel. The White House is completely gutted and the inside rebuilt from the ground up.

German Federal Republic (West Germany) is established on Sept. 21. Russia acquires the nuclear bomb, which increases the tension between East and West (The Cold War). Apartheid begins in South Africa. Mao Tse Tung proclaims The Communist People’s Republic of China on October 1.

Entertainment Big movies – Samson and Deliliah, On the Town, Adam’s Rib, All the King’s Men, Mighty Joe Young, Twelve O’Clock High, Sands of Iwo Jima, and Battleground.

Winter 2020  |  www.PittsburghFiftyFivePlus.com

Rodgers and Hammerstein debut the musical South Pacific on Broadway. The Les Paul Gibson ES-175 guitar premieres, and it has never gone out of production. Popular toys that debuted – Candyland, Silly Putty, Kewpie dolls, Cootie, Clue and Wind-Up Clacking “Talking Teeth.”

Television The Goldbergs, one of the very first sitcoms premieres on CBS. Popular shows: The Lone Ranger, The Milton Berle Show, Suspense, Mama, Fireside Theatre, Come Dance, The Aldrich Family, The Big Story, Arthur Godfrey & His Friends and The Life of Riley.

Songs Riders in the Sky, That Lucky Old Sun, You’re Breaking My Heart, Some Enchanted Evening, Slipping Around, I Can Dream Can’t I, Cruising Down the River, A Little Bird Told Me, Mule Train and Jealous Heart.

Publishing George Orwell’s book 1984 is published. Motor Trend and The Reporter Magazine begin publication.


Time magazine names Winston Churchill as its “Man of the Year.” The very first Harlequin romance novel, The Manatee by Nancy Bruff, hits the bookstore shelves.

Sports NFL Champions – Philadelphia Eagles; NBA Champions – Minneapolis Lakers; World Series Champions – New York Yankees; Stanley Cup Champs – Toronto Maple Leafs. On June 19, the first NASCAR “Strictly Stock” (current Monster Energy NASCAR Cup Series) race is held in Charlotte, N.C.

Politics President – Harry S Truman, Vice President – Alben W. Barkley. Truman’s second inauguration on January 20 is the first televised US presidential inauguration, and the first with an air parade.

Quotes: “Never apologize, mister. It’s a sign of weakness.” – John Wayne in She Wore a Yellow Ribbon “Meep, Meep” – The Roadrunner “If peace is to endure, education must establish the moral unity of mankind.” – President Harry S. Truman Sources: https://www.infoplease.com/ year/1949, https://pop-culture.us/ Annual/1949.html, thepeoplehistory. com/1949.html, https://1940s.org/history, http://www.bobborst.com/popculture/top100-songs-of-the-year/1949, https://bestquotations.com/movie-lines.php.

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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REM EM BER WHEN

Winter Wear By Janice Lane Palko

It’s that time of the year, when we don our winter gear. Have you notice how much more technologically advanced cold weather wear has become?

I

have a “puffer” coat that is packable and so lightweight, it hardly feels like I’m wearing a coat. It can also be stuffed into a small pouch and packed into luggage without taking up too much space or causing your baggage to go over the weight limit. The new garments also dry quickly. That wasn’t the case when I was growing up. When I went to first grade in 1966, I remember I had a wool cloth coat with matching leggings. The leggings were like fishermen’s waders only make from the same material as my coat. They were so bulky that I looked like Randy in The Christmas Story, when he couldn’t put his arms down from so much thickness. I also remember that they were itchy and

Ryan Lane wearing Uncle Bill’s peacoat

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took forever to dry if they got wet in the snow. Oh, the smell of wet wool. Winter footwear was no better back then. I had red rubber boots that you slipped over your shoes. When removing them, your shoe inevitably came off with them, which resulted in putting your bare foot down in a pile of melting snow. What a step up it was to get lined boots that you just slid your foot into— sometimes with the aid of Town Talk bread bags! Most kids hate wearing coats, but I did have one coat that I loved. I got it in fifth grade. It was forest green corduroy and had a white fur collar, but what I really liked was that it had a matching fur hat that was styled like a bonnet and tied under the chin with strings that ended in matching fur pompoms. Talk about ‘60s style! In seventh grade, maxi coats came into fashion, and my friend got one that I would have traded all the Love’s Baby Soft perfume in the world for. It was navy blue with a hood, but what was really cool about it was that on the back was a scene made from felt of a pathway that lead to a castle. The “castle coat” had killer style! In high school, I proudly sported my SBA (St. Benedict Academy) high school jacket, which had my name and graduation date embroidered on it. That jacket was a great ice breaker. If you were out the mall, ice skating, or at the movies, it wasn’t uncommon for boys to come up and say, “Hey, you go to SBA? You know my sister? Or cousin? You got a boyfriend?” For dressy occasions, I had a camel coat. My younger brother often sported a lined plaid CPO jacket, but if I thought my boots were ugly, his galoshes were ghastly. They were usually made of this drab black/green rubber and fastened with hooks and what I thought looked like little ladders. Winter garb back then may not have always been comfortable, but it was certainly durable. My late Uncle Bill Calvert was in the Navy Seabees where he was issued a peacoat back in the early 1950s. After he outgrew it, his daughter, my cousin, Lynn, wore it in the 1970s, and then she passed it along to my brother Tim, who wore it in high school in the 1980s. When he could no longer fit into it (my uncle was only about 120 pounds when the coat was issued to him), my sister-in-law, Margi, took it. Today, that coat is at Kent State University, where my nephew, Ryan, the architect major, wears it around campus. When you love a coat like my Uncle Bill’s classic pea coat, it’s great that it lasts, but when it comes to wool leggings, I’m glad they died a slow soggy death. n


CONFUSED ABOUT MEDICARE?

Medicare is confusing – call for a one-to-one, no charge consultation with a Medicare expert! Remove the FEAR, UNCERTAINTY, AND COSTLY MISTAKES from the Medicare enrollment process. Crystal A. Manning

Medicare Advisor

Call 412-716-4942 or email crystalmanning33@gmail.com 10008 Pine Ridge Drive Wexford, Pa. 15090

Joy Through Dance Program

T

hrough a partnership with the Alzheimer’s Association and Pittsburgh Ballroom, St. Barnabas Memory Care is bringing ballroom dancing to its residents. Skilled ballroom dancers who have been trained in Alzheimer’s and related dementias by the Alzheimer’s Association will be paired with their Memory Care residents for dance instruction in hopes that the Joy through Dance Program will lend to mobility, aid in music recall, foster relationships and provide a sense of purpose and joy for your loved ones. All dance sessions will take place from 10:30 to 11:30 a.m. at The Kean Theatre located within The Washington Place 5847 Meridian Road, Gibsonia, PA 15044. The program runs from through March 2. For information call Midge Hobaugh 724-625-4000 n

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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55+ FEATURE

Medicare AEP vs OEP By Crystal A. Manning

M

edicare AEP vs OEP… what do these letters stand for? AEP stands for Medicare Annual Enrollment Period and OEP stands for Medicare Open Enrollment Period. The Annual Enrollment Period otherwise referred to as AEP, is the time of year when a Medicare beneficiary can make plan changes. The fall AEP runs from October 15 to December 7. During AEP the plan benefit changes for the next year are released, allowing Medicare beneficiaries to look around to ensure they are electing the plan that best fits their needs. The AEP gives you a chance to change if you are not happy with the future adjustments to your plan.

What Can I Do During the Fall Medicare AEP • Drop a Medicare Advantage Plan and return to Original Medicare • Elect to change from one Medicare Advantage plan to a

different one • Change from Original Medicare to a Medicare Advantage plan • Elect to change from one Part D prescription drug plan to another • Cancel your current Part D plan • Pick up a Part D plan if you currently do not have one Any changes you make during the AEP will go into effect on January 1 of the following year.

What Can I Do During the Medicare OEP The Open Enrollment Period (OEP) has returned as of January 2019. It’s replacing the election period known as the Medicare Advantage Disenrollment Period (MADP). The MADP that is being replaced ran from January 1 to February 14 and allowed beneficiaries that elected to be on an MAPD to drop it and go back to Original Medicare. There are several reasons that someone may want to go back to Original Medicare. Generally, it is due to restrictive networks, or doctors leaving the network. Medicare Advantage contracts run for a calendar year starting January 1. Doctors in-network for a Medicare Advantage plan can leave the network before that period is over. If you are on a Medicare Advantage plan and this happens you will have to choose a new doctor.

What Can I Do During OEP OEP vs AEP Medicare is very different. In the Open Enrollment Period beneficiaries currently enrolled in a Medicare Advantage plan can: • Cancel your stand-alone Part D prescription drug plan • Drop your Medicare Advantage Plan and return to Original Medicare • Enroll in a stand-alone Medicare Part D prescription drug plan • Elect to change from one Medicare Advantage Plan to another Medicare Advantage Plan Caution! Most Medicare Advantage Plans include prescription coverage. Once you sign up with a Part D plan, the dis-enrollment from Medicare Advantage Plan happens automatically and return you to Medicare Part A and Part B. Due to the confusing periods and choices you have with Medicare, it’s recommended that you speak to a licensed insurance agent that specializes in Medicare. Contact Crystal Manning 412-716-4942 or crystalmanning33@ gmail.com Licensed Medicare Advisor to lend expertise in understanding your choices and help you with the enrollment process. n

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Winter 2020  |  www.PittsburghFiftyFivePlus.com


55+ PROFILE

MULTI-DAY TOURS

(All multi-day tours are priced per person, double occupancy)

Daytona Beach 15 Day Oceanfront Suites Feb 23-Mar 8*..........................................$1,479

Philadelphia Flower Show

Mar 5-6.......................................................$435

FL Getaway: St. Augustine/Amelia Island

Mar 22-28................................................$1,339

Queen Esther in Lancaster Plus

Apr 24-25; Jun 19-20.................................$445

Jekyll Island, Savannah, Hilton Head

Apr 26-May 2...........................................$1,219

Oh My Gourd…A Murder!

Apr 28-29....................................................$360

CASINO TOURS Bally’s Atlantic City

Mar 22-25...................................................$295

Senior Profile

Tropicana Atlantic City

Valerie Enslen, Clifford’s Restaurant By Janice Lane Palko

V

alerie Enslen was farm-to-table before it was trendy. Valerie, 74, has been working in their family restaurant, Clifford’s Restaurant, for 26 years. She and her late husband, Clifford, (hence the name) opened their restaurant on their 60-acre farm in Evans City after having operated a catering business. “We had a catering service for 15 years. We started out catering events at our church, and the people loved the food. It was so much work—cooking, hauling everything, setting up, then the break down and clean up afterwards—that my husband said why don’t we, instead of taking the food to diners, have the diners come to us for our food?” said Valerie. The restaurant was built on their farm on 514 Upper Harmony Road, but as they were launching their dream, their son, Jesse, who has a master’s degree in Business cautioned them about how difficult is to start and maintain a restaurant. “It was scary,” said Valerie, who now serves as hostess. “He told us we’d probably close within the first year.” The family restaurant opened in 1993, with Clifford, Valerie, Jesse and his twin brother, John, running the establishment.

Apr 19-22....................................................$366

ONE-DAY TOURS Pennsylvania Farm Show

Jan 4.............................................................$99

Great American Outdoor Show

Feb 4...........................................................$102

I Love Lucy Murder Mystery

Feb 14.........................................................$105

When Irish Eyes are Smiling

Mar 12........................................................$144

Clifford’s Restaurant, with its French country atmosphere, has been a success since its opening. In fact, Jesse now is the chef and his wife, Nicole, has come on board. “Our food is homemade and made from scratch,” said Valerie. “Most of our dishes are created from all our own recipes.” Some of their best-selling dishes are rack of lamb, cod stuffed with crabmeat, and breast of duck. However, Clifford’s is known for its extensive daily features as they try to use the freshest ingredients available. Although, they no longer farm their land—it is leased to a local farmer—they try to use locally grown and raised ingredients as much as possible. If you have a longing for a certain dish, Clifford’s is happy to accommodate; just give them a call, and they can satisfy your craving. Clifford’s also prepares desserts daily. The establishment is BYOB and is so popular, that reservations are required. “Many times, on the weekend, we are booked a month in advance,” said Valerie. “Everything is so good; we have diners who come once a week.” For more information on Clifford’s visit their website at: cliffordsrestaurant.com or call: (724) 789-9115. n

Spring in DC

Mar 28........................................................$165

History, Hops, & More

Apr 15.........................................................$127

Queen Esther in Lancaster One Day

Apr 18; Jun 27............................................$267

Simply Sweet

Apr 20.........................................................$120

MOTORCOACH-TO-CRUISE PIER 8 Night Southeast Coast & Bahamas Cruise

Mar 27-Apr 4.......................... Starting at $1,164

Bus to Bermuda 7 Nights

Apr 24-May 1*........................ Starting at $1,127

9 Night Bermuda & Bahamas Cruise

Jun 25-Jul 4........................... Starting at $1,373 *Guaranteed Departure

www.PittsburghFiftyFivePlus.com  |  Winter 2020

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PONDERING PITTSBURGH

Teetering Through Former Toy Stores in the ‘Burgh By Paula Green

C

hristmas is a magical time of the year when we can reflect on our childhoods. Who doesn’t remember waking up on Christmas morn and running to see what Santa brought? Let’s face it; when it comes to opening presents, we’re all “kids at heart.” A big part of those memories spring from the fun toy stores where we loved to shop. There used to be quite a few; most have vanished. Let’s take a look at some memorable places that put a smile on our faces and excitement in our hearts. Founded in 1964, Circus World packed up its tent for good in 1996, thanks to a merger with K·B Toys. Century III Mall was one of the places where you could find this store. When Century III first opened in 1979, there was a shop called Toy Co. When it shuttered its doors, Circus World went into its space. K·B Toys was in existence for 87 years and quickly grew into one of the country’s biggest toy retailers. It was founded in 1922 by the Kaufman brothers. After many years of successful sales, they filed for bankruptcy in 2004 and closed their doors in 2009. K·B Toys were located at Century III Mall, Monroeville Mall, Ross Park Mall and at South Hills Village Mall. Kiddie City Toy Stores were started in the 1960s. By the early 1980s, Lionel operated 150 stores under the names Lionel Kiddie City, Lionel Playworld and Lionel Toy Warehouse. Lionel ran into financial trouble during the early 1980s recession and filed for Chapter 11 bankruptcy in February 1982. They closed permanently in 1993. Children’s Palace was acquired by Child’s World in 1975, which made it the second-largest toy retailer behind Toys “R” Us. The store was welcoming to kids of all ages with its gigantic castle edifice. Another facet that kids found appealing was the store’s mascot – Peter Panda. Peter was often featured in their commercials

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roller skating around the store. Business boomed for this toy chain in the 1980s, but when the recession hit in the 1990s, sales began to plummet. They went out of business in 1992. Children’s Palace was situated in West Mifflin and in the North Hills. Its McKnight Road store featured a giant slide in its parking lot. Zany Brainy took a more educational stance with its puzzles and games. The scientific chain lasted a mere decade, from 1991 to 2001. The chain was owned by the toy company F.A.O. Schwarz. Zany Brainy acquired the similar and shorter-lived Noodle Kidoodle before going under permanently. Zany Brainy was located at Northway Mall in the North Hills and on William Penn Hwy. in Monroeville. Toys “R” Us was founded in 1948 by Charles Lazarus. It was the number one selling toy store in the U.S. Like so many of its predecessors, Toys “R” Us began to decline. After years of restructuring and trying to keep their heads above water, this toy giant closed its door in March 2018. Rumor has it that the store is trying to make a comeback; time will tell if Geoffrey the Giraffe will resurface. n https://companymanideas.com/idea/the-decline-of-child-worldchildrens-palace-toy-store/, https://mix108.com/all-the-toy-stores-ofmy-childhood-are-gone/, https://www.metv.com/lists/7-toy-storesyou-will-never-shop-at-again, https://www.buzzfeed.com/briangalindo/ stores-that-you-totally-forgot-existed, http://www.fundinguniverse.com/ company-histories/kb-toys-history/, https://c3nostalgia.livejournal. com/, https://en.wikipedia.org/wiki/Lionel_Kiddie_City, https://www. encyclopedia.com/economics/economics-magazines/toys-r-us.


WINTER ’20 HAPPENINGS Entertainment Sisters of Divine Providence 2020 Lucky Number ticket based on the Pick 3 Day & Evening PA Lottery. Cost $25 each and valid Jan. 1-Dec. 31-2020. To participate, visit cdpsisters.org/LuckyNumber or call (412) 635-5401. Yinzer Scrooged: A Pittsburgh Christmas Carol, runs thru Dec. 21, 937 Liberty Ave. Presented by Bricolage Production Co. For info, visit bricolagepgh.org.

Health & Wellness Flu Shots Fridays, every Friday thru December at Heritage Valley Health System’s Convenient Care walk-in Clinics. Cost $15. No appointment is necessary. For info, visit www.heritagevalley.org/pages/convenientcare.

Free Services for Seniors through North Hills Community Outreach. Help with rides to medical appts., grocery stores, yard work. Call Cathy at (412) 307-0069 ext. 3313 or Kerry at (412) 449-0151 to schedule an inhome registration visit. North Hill Community Outreach provides Safety Checks for Seniors. Interested seniors who reside in northern Allegheny County should email Cathy at clpschirer@ nhco.org or call (412) 307-0069 x3313. Parkinson’s Exercise programs are available at the Oxford Athletic Club in Wexford. Visit http://www.oxfordathleticclub.com/ knocking-out-parkinsons-with-the-newestprograms-at-oxford/ or call (724) 933-1911.

Meals on Wheels Aspinwall Meals on Wheels provides home cooked, home delivered meals to the elderly, homebound and disabled. Services Blawnox, Aspinwall, Fox Chapel, Sharpsburg, and O’Hara. Call (412) 820-8350. McKnight Meals on Wheels provides home delivered meals to the elderly, homebound and disabled. Services Ross Twp., Berkeley Hills, Swan Acres, McCandless, Shaler & Hampton Townships. Call (412) 487-4088. North Country Meal on Wheels provides home delivered meals to the elderly, homebound & disabled. Services Marshall, Pine, Richland, Bradford Woods, Franklin Park, parts of McCandless, West Deer, Cranberry, Adams, Seven Fields, Mars & Valencia. Call (724) 935-1877. (Continued on page 28)

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Medical

Senior Meetings

North Hills Community Outreach offers free medication safety screenings for seniors living in northern Allegheny County, north of the city of Pittsburgh. Contact, Cathy at (412) 3070069, ext. 3313.

Cranberry Township 55+ Club meets at 1 p.m., the 2nd Tues., of the month in the Cranberry Municipal Center. The club features activities, social events and local trips. For info, call Bill at (724) 776-1933.

Spiritual 2nd Act, ages 55+, 10 a.m.noon, 2nd Thur. thru May 14, Wexford, lobby, Orchard Hill. Fosters spiritual growth thru music, inspirational speakers & outreach projects. For info, visit orchardhillchurch.com.

Senior Facilities UPMC Senior Communities offers independent living & personal care. For details, call 1-800-324-5523.

Friends and Fun 55+ Singles meet at 7 p.m., every 1st Friday, at St. Ferdinand’s, Rochester Rd., Cranberry Twp., Oldenski Hall, Upper Room. Call (724) 816-2159. Friendship Groups for Visually Impaired, Men’s Group meets every Weds. 1-3:15 p.m., Knitting & Crocheting Circle meets every Weds., 1-3:15 p.m., Monthly Meeting 2nd Thurs. from 1:15-3:15 p.m., The Lunch Bunch meets 4th Thurs. from 11 a.m.-1:30 p.m., The Talking Book Club meets 1st Mon., 1-2:30 p.m., at Berkeley Hills Lutheran Church, Sangree Rd., Ross. Call (724) 444-0064.

Primetimers, noon, first Thurs of the month, Christ Church Grove Farm, Ohio Twp. Call (412) 7414900 or visit http://www.ccgf. org.

Social Groups Amazing Singles, for singles in the Pittsburgh region, visit, http://www.amazingsingles.com/ pittsburgh.html. AUP Club, have fun & meet new people with the Association of University People/AUP. We are looking for single, 4-year college graduates over 50 to join us for monthly dinners, meet at various social spots, gatherings and Scrabble. For info, call (412) 734-8445 or visit us at www. aupsinglespittsburgh.org. Catholic Alumni Club of Pittsburgh has dances, retreats and plays various sports and other great events. Visit their website http://www.cacpittsburgh.org/. Visit Pittsburgh Events & Festivals lists upcoming events for singles, kids, and married folks. It enlightens Pittsburghers on dining, shopping and recreational events. Go to http:// www.visitpittsburgh.com/eventsfestivals.

Support Groups Alzheimer’s Support Group, 10 a.m., 1st Monday of each month, St. Catherine of Sweden Parish, 2554 Wildwood Rd. Call Suzie, at (724) 799-7049. Bereavement Support Group (for Widows/Widowers over 50), 1-2:30 p.m., 2nd & 4th Wed., St. Sebastian, Haber Hall. To register, call (412) 366-1300. Home Instead Senior Care® has a program to help families in Northwest Allegheny County manage the challenges of Alzheimer’s and other dementias. Free training is available at HelpForAlzheimersFamilies.com.

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Paramount Senior Living at Cranberry Alzheimer’s Affiliated Support Group meets 2 p.m., the last Friday. Contact Pam, at (724) 7795020.

Volunteer Opportunities Hope Hospice is looking for volunteers to visit Hospice patients. Call (412) 367-3685. Lighthouse Foundation is looking for volunteers to help in the food pantry for prep and packing, distribution, & greeters. For details, contact Lee Ann at (724)586-5554. Neighborly Gnomes assist seniors with disabilities with yard tasks. Visit NeedsbyNeighborhood.org. North Hills Community Outreach needs volunteer dispatchers for their senior shuttles. For info, contact Kerry at kkmulhern@nhco.org or (412) 449-0151. North Hills Community Outreach urgently needs volunteers in the upper Route 28 corridor to help seniors. Visit http://nhco.org/volunteer-opportunities/volunteer-help-seniors/. For details, call Kerry, (412) 4490151 or kkmulhern@nhco.org. Pittsburgh OASIS Intergenerational Tutor Program is seeking volunteers (50+) to tutor in Pittsburgh Public, Wilkinsburg & Woodland Hills School Districts in grade K-4. Trainings held at 411 Seventh Ave., Suite 525 (Duquesne Light Building) downtown Pittsburgh. Training, materials & clearances are provided. For info, call 412) 393-7648 or email jdspehar@oasisnet.org. Ursuline Services’ Checks and Balances program assists those who have difficulty with financial affairs. Register at (412) 224-4700 x113 or ktobin@ursulinesupport.org.


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