Poland

GMW national coordinator: The Polish Financial Supervision Authority (UKNF) Participating organisations: Ministry of Finance (MF), Office of Competition and Consumer Protection (UOKiK), Polish Chamber of Insurance (PIU), Bank Guarantee Fund (BGF), Society for Promotion of Financial Education (SKEF), National Bank of Poland (NBP), schools of different educational stages and other educational facilities, universities, public library, day support centres, local non-profit organisations, provincial police headquarters, municipalities and local radio stations Total number of participating organisations: 295 Number of children and young people reached directly: 23,070 Number of adults reached directly: 1,782 Number of people reached indirectly: 100,000

Throughout Global Money Week 2021, the Polish Financial Supervision Authority (UKNF) along with partners reached over 18.5 thousand children and young people from at least 160 schools of each educational stage across Poland, in many cases located in small towns and villages.

Thanks to cooperation between institutions involved in financial education, GMW 2021 in Poland was not only the most successful one in terms of reach of the campaign but also in terms of variety of issues related to finance that were raised during the Week and variety of activities offered to participants despite the challenges of online learning.

The UKNF created a sub-page dedicated to the GMW here to provide information and practical advice for participants but also to enable dissemination of financial education projects, programmes, initiatives and materials, both existing and new ones.

The schools showed great interest in the series of nine financial education webinars organised by the UKNF during the Week within an educational project called CEDUR – The Education Centre for Market Participants here. The webinars covered topics such as the functioning of the financial market, for example banking activity and operations, financial products and services, guidelines for a better understanding of credit agreements for young adults, investing through investment funds, cyber threats and cybersecurity from the perspective of financial service users. The webinars reached over 4.5 thousand children, young people and teachers from over 120 schools.

The Bank Guarantee Fund contributed to the webinars by preparing a presentation on the rules of the deposit guarantee system in Poland. This was attended by almost 350 participants.

The Ministry of Finance offered free teaching materials within the “Finansoaktywni” here, educational programme to help teachers teach students about taxes (i.e. types of taxes, why we pay them, and what is funded by taxation) and budget (national, local and personal). During GMW 41 schools with approximately 2,334 students used these materials.

The Polish Chamber of Insurance held two webinars – a lesson on insurance for high school students attended live by over 500 participants and a training course for teachers. The webinars focused on insurance most important elements and its role in managing risks that may affect the stability of household finances. The comic books about insurance here prepared for the youngest attracted great interest and reached several thousand people.

The Society for Promotion of Financial Education launched a dedicated tab on the website here, which was visited by 2,365 people. Over 700 primary and secondary school pupils took the financial knowledge quiz, and over 530 secondary school students participated in classes on personal finance management.

The Office of Competition and Consumer Protection provided access to the website konsument.edu.pl here, a virtual simulator of on-line threats lurking and waiting for especially young consumers. The site resembles a social networking site where booby-trapped offers pop up among regular posts.

All the activities, educational tools and materials related to GMW 2021 proposed by the institutions were free of charge and accessible through digital means.

Besides a wide range of initiatives offered by the institutions, children and youth could benefit from other activities

organised locally in their school environments throughout the Week. The younger students created money boxes from recyclable materials and catchy slogans on saving money. In turn, the youth participated in financial educational quizzes, created their own personal budgets, took part in saving surveys, ran their own projects such as rankings of bank accounts for teens and young adults, and made a GMW school blog.

During Global Money Week, the National Bank of Poland reached hundreds of thousands of people by implementing a number of interesting educational events for various age groups from the youngest pre-schoolers, students from primary and secondary schools, to university students, but also parents and seniors.

The NBP employees conducted digital lessons and meetings, quizzes and competitions for over 4,000 students all over Poland, and organised online lectures for 300 students. In local radio stations, they educated everyone about how to safely manage personal finances and introduced Global Money Week to everyone. The official theme of GMW 2021 “Take care of yourself, take care of your money” was promoted as a topic for events and activities. A specific subpage at nbp.pl/edukacja here, was created to share information on the Campaign. Numerous people who visited the subpage could choose from studies on personal finance, lesson scripts, simple animations introducing difficult economic concepts, and lectures conducted by experts from the NBP on How much does a loan cost?, Mysterious APRC (Annual Percentage Rate of Charge) and The Sharing Economy, and a lot more.

Despite the challenging COVID-19 time and the need to organise activities primarily in the virtual space, various audience groups across the country were reached. Many people were informed about the campaign, wise money management techniques, and the importance of increasing financial skills of young people.