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August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:56 AM

MCH-405 Miramar CS TOWN TIMES_2_Layout 1 6/26/12 2:41 PM Page 1

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CN publisher’s page

It’s Back-to-School Time, Again!

here’s an old adage, “Time flies when you’re having fun.”

That’s certainly the case this summer. As hard as it is to believe, it’s time to start planning for back-to-school. That means stocking up on school supplies, scheduling school physicals, and, for kids, enjoying the last few days of staying up late and sleeping in. Soon we will be busy with our school-time routines, juggling carpool, sports practice, and after-school activities. With that also comes the daily rush to get everything, including homework and dinner, done in time. So until that first day of school arrives, let’s take an extra moment to enjoy the last few weeks of summer with our loved ones. Plan a family outing to the beach, or even the backyard pool, or invite some friends over for a backyard barbecue. Before you know it, we’ll be back-to-school and back to our busy lives. Relish these final days of summer!

Contents Calendar Community News A Red, White and Blue Celebration! . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 VPK and Early Childhood Programs Now Accepting Fall Enrollments . . . . . . . . 13 Miramar Fire Rescue Squad Wins International Red Cross Competition . . . . . . . 14 Coffee with the Commissioner . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Miramar Celebrates Its Caribbean-American Heritage . . . . . . . . . . . . . . . . . 16 Innovative Summer Program Helps Kids Stay on the Right Track . . . . . . . . . . 19

inspiring individual Miramar Woman Selected to Broward Senior Hall of Fame . . . . . . . . . . . . . . 20

Can Do kid Miramar Youngster Counts on Singing to Provide Community Service . . . . . . . 22

Cover story The Miami Maternity Center Offers Natural Alternatives for Moms-to-Be . . . . . . 24

REAL ESTATE Short Sale or Foreclosure? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27

Sports News Youth Cricket League Looking for New Members . . . . . . . . . . . . . . . . . . . . 28

eye care Teenagers and Contact Lenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

It’s Their Business International Dance Academy is Simply the Best! . . . . . . . . . . . . . . . . . . . . 31 Jencare Skin Farm Day Spa offers World Class Spa Experience . . . . . . . . . . . .40

pet care Vaccinating Your Puppy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32

pet of the month

“Roxy Marie” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 SHOULD YOUR PET BE OUR PET OF THE MONTH? . . . . . . . . . . . . . . . . . . 32

ask the mayor Message from the Mayor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34

photo contest The World’s Favorite Newspaper™ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37

Sincerely,

legally Speaking

Sven Budzisch

Business spotlight . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 seen on scene. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44

Are You a Victim of Predatory Lending Practices? . . . . . . . . . . . . . . . . . . . . 39

Sven Budzisch Publisher/Owner

Publisher/Owner . . . . . . . . . . . . . . . . . . . . .SVEN BUDZISCH Editor . . . . . . . . . . . . . . . . . . . . . . . . . Nina Chieng-Budzisch Managing Editor . . . . . . . . . . . . . . . . . . . . . . . . . Julie Levin Account Representatives . . . . . . . . . Garry Isabelle, Nancy Koval

Joyce Bak, Elaine Christ, Vanessa da Rocha, Jack Rader, Kim Mills Office manager . . . . . . . . . . . . . . . . . . . . . . Gabriela Moscoso Art Direction, Design & Production . . . . Barry Stock, Grace Umlauf staff photographer . . . . . . . . . . . . . . . . . . . . . . Barry Stock

Visit us online: www.miramartowntimes.com

1960 N Commerce Parkway, Suite 3, Weston, FL 33326

Ph: 954-306-1007 • Fax 954-306-1008 editor@miramartowntimes.com graphics@miramartowntimes.com

Total circulation is 20,000. Quantum International Corporation, DBA Miramar Town Times (MTT), is published and direct mailed monthly to prestigious homes in Miramar verifiable by US Postal statements. Additional free copies are available at locations throughout Miramar and upon request by contacting this newspaper. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. Quantum International Corporation, DBA MTT reserves the right to edit and/or reject any editorial or advertising content. MTT is not responsible for errors in advertising beyond the cost of the space or for the validity of claims made by advertisers. Entire contents copyrighted 2012 by MTT, Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

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Check us out Online! www.miramartowntimes.com

August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:56 AM

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August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:56 AM

Call Today For More Information!

(New Student Sign-Ups Only)

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7/30/12 9:56 AM

Calendar

8th & 10th Coffee Talk-Share your concerns and issues about Miramar over a cup of coffee. In an effort to make City Hall more accessible to residents, Miramar Commissioner Alexandra Davis has been hosting a meet and greet series known as “A Coffee and a Chat” with your Commissioner at local eateries. There are two “Coffee and a Chat” sessions planned for August. They are set for August 8 at the McDonald’s, located at 14301 Miramar Parkway in the Monarch Lakes Shopping Plaza, and August 10 at the Latin Café, located at 11352 Miramar Parkway, in the Miramar Crossings Plaza. Both run from 8:00 a.m. – 11 a.m. For more information, call 954-602-3130 or send an email to apdavis@ci.miramar.fl.us.

2012 SUN

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13th

8th Green Thumb? If so, stop by the Miramar Branch Library for a free Lecture Series on Organic Urban Farming. Learn to grow food where you live! Avid gardeners and beginners will benefit from the essential concepts of urban farming and how to apply this knowledge to specific growing strategies and techniques in our South Florida climate. 5:30pm – 7:45pm. Miramar Branch Library 2050 Civic Center Place, Miramar.

Meditation Hour- Need a way to deal with the stress of everyday life? Learn How to Relax Your Mind. 6-7 p.m. Miramar Branch Library 2050 Civic Center Place, Miramar.

11th Mad Love Bootcamp-Fundraiser to help the family of Madison Star Schafer. All proceeds go to the Miracles for Madison Foundation.10:30 a.m.-12:30 p.m. at The Team Chaos Training Facility,14751 SW 29 ST. Miramar. For more information, call 786-436-2796. Building a Better Burger-Stop by the Le Cordon Bleu College of Culinary Arts for Gourmet Hamburger Secrets Cooking Demonstration and Open House. Chef instructors will demonstrate how to turn your plain burger into a gourmet delight. Tours of the campus and commercial kitchens, as well as chats with the chefs, are

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14th Membership Breakfast- Enjoy the big monthly event organized by the Miramar Pembroke Pines Regional Chamber of Commerce and learn about opportunities the Chamber provides for members. Meet and network with the newest members who will be honored at this event. This event is open to the public and sponsors are encouraged to invite their own clients, members and associates for enhanced networking opportunities. $10 for members, $15 for non-members. 7 a.m. to 9 a.m. S.W.

27th Grant Writing Workshop – Participants in this program will be exposed to the art of locating grants, preparing a budget and establishing coalitions with a question and answer session following the workshop. 6-7:30 p.m. Miramar Branch Library 2050 Civic Center Place, Miramar.

Focal Point Senior Center, 301 NW 103rd Avenue in Pembroke Pines.

18th Back to School Block PartyCelebrate the end of summer vacation and the beginning of the school year with a free “Back To School Block Party”. Get ready for music, fun, games, inflatable rides, raffles and give-a-ways. So bring the whole family and celebrate! Food and beverages will be available for purchase. 2:00 p.m. to 6:00 p.m. at Miramar Town Center, 2300 Civic Center Place. For more information, please call 954-602-3319.

Book Discussion – “32 Candles” by Ernessa T. Carter. Stop by the library to check out a copy! To register and for more information, please call the Reference Desk 954-437-1806 X236. 2 p.m. Miramar Branch Library 2050 Civic Center Place, Miramar. Plant Sale & Workday at Garden –Miramar’s Community Garden will host a plant sale and workday at the Garden. Open to the public, families and high school volunteers. 8:00 a.m.-11:30 a.m. Miramar Community Garden, Fairway Park , 3700 Largo Drive, Miramar.

20th Back to School!-First day of classes for all Broward County Schools for the 2012-2013 school year.

Thru August Explore the Everglades- The call of the wild is answered with Clyde Butcher’s celebrated black and white photography of the Everglades in an exhibit called “Clyde Butcher: The Wilds Within”. Butcher has been preserving the untouched and wild landscapes of Florida for more than 40 years. The exhibition is free and open to the public. Ansin Family Art Gallery. The gallery is open Monday and Friday from 10 a.m. to 4 p.m., and on Tuesday, Wednesday and Thursday from 10 a.m. to 6 p.m. For more information, visit www.MiramarCulturalCenter.org or call 954-602-4500.

Thru Aug 14th Miramar Citizens’ Police AcademyApplications are now being accepted for the 34th Miramar Citizens’ Police Academy. Qualified residents interested in learning more about the Miramar Police Department and the field of law enforcement can sign up for the free 14-week academy which will run August 14 – November 13. Classes meet every Tuesday from 7:00 p.m. – 9:00 p.m. Certified instructors provide citizens with a better understanding of the day-to-day operations of the police department. Sign up early, as space is limited. Interested citizens must complete a “Citizens’ Police Academy Application” and allow a background investigation to check for criminal history. For information, download the application from www.miramarpd.org, or call 954-602-4351.

August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:56 AM

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Community News

A Red, White and Blue Celebration! By Julie Levin

housands of Miramar residents celebrated our nationâ&#x20AC;&#x2122;s independence

at a huge party thrown at Miramar Regional Park July 4th. The City of Miramar hosted its 4th of July Concert and Fireworks event to celebrate the anniversary of American freedom. Moms and dads carting the kids, lawn chairs and blankets poured into the park beginning at 6 p.m. to find the best spot to catch the fireworks later in the evening. Many had spent time earlier in the day enjoying barbecues and picnics with family and friends. The free, fun-filled family event also included live entertainment, inflatable rides for the children and food & beverages.

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August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:56 AM

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As a home, I know it’s what’s on the inside that counts. Especially when what’s on the inside is everything you own. Renting? Get contents-only flood insurance and protect everything you own. Because when you rent, I’m just not really a home without everything you put in me. So ask about a contents-only flood policy today.

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August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:56 AM

Community news

VPK and Early Childhood Programs Now Accepting Fall Enrollments By Julie Levin

f you’ve got a little one who’s ready for an enriching learning

experience, or need quality child care, make sure you take advantage of the City of Miramar’s Early Childhood Programs. The City is now accepting enrollment for its fall programs at four of their award-winning centers, which are located throughout Miramar.

Join us for the High Holy Days this year

in the beautiful miramar cultural center 2400 civic center Place, miramar, fl 33025

(on red road, north of miramar Parkway)

Shema Koleinu - “Hear Our Voices”

Hard at play: children at one of Miramar’s early childhood programs

In operation for more than 20 years, the popular Early Childhood Programs often average as many as 500 youngsters between all of its centers. The Early Childhood Program philosophy is based on the belief that a child care, preschool, after school or camp program; should provide the physical, social, emotional and intellectual activities which enable each child a positive learning experience. The overall program is designed to grow with each child’s needs. Age appropriate activities and an anti-bias curriculums are followed to assure quality learning experiences. “We believe in taking care of our children first,” said Joyce Donaldson, Operations Manager with the City of Miramar. Openings for infants through the after school program fill up fast. All of the programs include free formula and food for infants and free breakfast, lunch and afternoon snack for all other ages. They accept Family Central. The Early Childhood Program is also accepting enrollments for VPK (Voluntary PreKindergarten) programs at five of their centers. The VPK program includes breakfast and lunch. Extended hours are available at select centers and they do accept Family Central. “The VPK program is totally free, but the childcare program that runs from 7 a.m. to 6 p.m., there is a charge depending on the child’s age and how long they stay at the facility,” said Donaldson. The City of Miramar’s Early Childhood Programs are Nationally Accredited BY APPLE, Accredited Professional Preschool Learning Environment which recognizes their commitment to provide quality learning programs. Programs are licensed by the Bureau of Children and Family Services, Child Care Licensing and Enforcement Division. The Early Childhood Program is a proud recipient of the Gold Seal of Excellence for providing quality childcare. Both programs are offered at the following locations. For more information, call the center nearest to you. Vicki Coceano Youth Center Miramar Civic Center 2001 Douglas Road 6920 SW 35th Street 954-602-4970 954-963-6683 Sunset Lakes Silver Shores 2801 SW 186th Avenue 15700 Pembroke Road 954-602-3360 954-442-4030 VPK is also offered at: Fairway Park3700 Largo Dr. 954-602-4797

Worship and attend services that are inspirational, uplifting, and inclusive! feel the renewed spirit for the coming year, and join our voices in prayer and song for a most enjoyable and fulfilling experience. our services are family friendly, understandable, relevant, musical & moving! Shema Koleinu proudly welcomes all unaffiliated and Interfaith members of the South Florida Jewish community.

Wed. 09/16 erev rosh hashanah 7:30 p.m. thurs. 09/17 rosh hashanah 10:00 a.m. fri. 09/25 kol nidre 7:30 p.m. sat. 09/26 Yom kippur 10:00 a.m. Conclude Yom Kippur with a community-wide"break-fast”. Call 954-646-1326 for more information.

For general information contact Cantor Debbi Ballard 954-646-1326 or visit www.shemakoleinu.org

AND FIND US ON:

TICKET PRICES: $99 for adults $72 for senior citizens & college students $36 for kids under 18 for more information debbi@shemakoleinu.org

Tickets: 954-602-4500 www.miramarculturalcenter.org

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13 7/30/12 9:56 AM

Community news

Miramar Fire Rescue Squad Wins International Red Cross Competition By Julie Levin

core one for the “Underdogs!” Despite having limited time to

train together and getting used to the climate 1,200 of miles from home, Miramar’s Advanced Life Support Competition Team recently took first place in a prestigious international competition. Nicknamed the “Underdogs, the 4-man team was recently named the winners of the 2012 Mexican Red Cross Advanced Life Support Competition. The team was the only representative from the United States. “The City of Miramar fire-rescue has always known what a great job their members do for the community, it is nice to know that the rest of the world can see that now as well,” said Bill Huff, a Division Chief with the Miramar Fire-Rescue Department The “Underdogs” went up against seven teams from throughout Mexico during the competition, which was held recently in Mexico City. The competition site alone presented a challenge for the team from Florida. Mexico City has an elevation of more than 7,000 feet, a far cry from Miramar which is just 6 feet above sea level. Miramar was represented by Captains Jermaine McFarlane and Tim Roche, as well as Firefighter/Paramedics Javon Arcelay and Jon Bryan who practiced several Miramar’s Advanced Life Support Competition Team: (l-r) Firefighter/Paramedic Javon Arcelay, times a week to get ready for the comCaptain Tim Roche, Firefighter/Paramedic Jon Bryan, Captain Jermaine McFarlane. petition. The team also raised funds

to make the trip to Mexico by conducting CPR classes for the community, as well as selling t-shirts with their nickname on them. Once in Mexico, the squad faced daunting competition. Many similar competitions test the knowledge, skills and abilities of teams with a rapid set of circumstances lasting only 30 to 60 minutes total. The Mexico City competition lasted nearly 24 hours, testing not only the team’s ability Members of the team handling a to respond to rapidly occurring events, but also scenario during the competition testing their stamina and resolve. In the first rounds, the squad handled everything from a “crush” injury, to a child whose trachea tube was blocked and a firefighter who suffered a sudden cardiac arrest while performing a search of a burning building. In the preliminary rounds, competition crews were also faced with several other scenarios that had a “tactical” element. One of these scenarios was a person that broke their leg while using a “Zip line”, which is also the same form of transportation that rescuers had to use to access the patient. The other scenario involved a window washer that had a diabetic emergency while washing windows, for which the only means of access was to “rappel” down. Once the eight hour long preliminary round was completed the teams were given a two-way radio and instructed to pay close attention to the communications coming over the radio. They returned to their hotel rooms, but six hours later were again sent out on a variety of calls, with the finale being a simulated bomb explosion with multiple patients. The Miramar team came home with first place honors in both rounds.

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Community news

Coffee with the Commissioner By Julie Levin

ot a concern about the city? Do you want to know the very

latest about what’s happening in Miramar? If so, there is still time this month to take part in a series of innovative and informal gatherings over a cup of coffee with one of the City commissioners. Since mid-July, Miramar Commissioner Alexandra Davis has been criss-crossing coffee houses and restaurants in Miramar. She has been hosting a meet and greet series known as “A Coffee and a Chat” with your Commissioner” in an effort to meet residents, and listen to their concerns over a cup of coffee.”It is important to me as a Commissioner to be available to meet Miramar residents out in the community and hear their concerns. Anything to aid in bringing City Hall to the people, making it more convenient for residents to speak face-to-face with me to discuss and address those issues that are most important to them, is the basis of my commitment to serve,” Commissioner Davis said. “A Coffee and a Chat” got underway July 11 at the McDonalds Miramar City Commissioner Alexandra Davis located at 172nd Avenue and Miramar Parkway and then moved to the Dunkin Donuts at Miramar Parkway and 62nd Avenue. There were 12 meet and greets planned in all, with sessions scheduled for three hours. The Commissioner said she wanted to pick meeting spots that stretch as far as the City borders. Several of the meeting spots were in the eastern sections of Miramar, while others were in the newer sections out west. Some of the locations selected were Dunkin Donuts, La Caretta, The Latin House, McDonalds, Winn Dixie, IHOP and more. It’s a new program, but one the Commissioner had high hopes for.”It is indeed the first time I am reaching out to residents in this forum, but it is keeping in line with my goal of bringing City Hall to the residents. I am truly excited to be the first Commissioner to reach out to residents in this way,” said Commissioner Davis. There are two “Coffee and a Chat” sessions on the calendar for August. They are set for August 8 at the McDonald’s, located at 14301 Miramar Parkway in the Monarch Lakes Shopping Plaza, and August 10 at the Latin Café, located at 11352 Miramar Parkway, in the Miramar Crossings Plaza. Both run from 8:00 a.m. – 11 a.m. If you would like more information and an update on future “Coffee and a Chat” locations, please contact the Commission offices at 954-602-3130 or send an email to apdavis@ci.miramar.fl.us.

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Community News

Miramar Celebrates Its Caribbean-American Heritage By Julie Levin

t was supposed to be a five-hour event celebrating the diversity

and influence of Miramar’s growing Caribbean-American community, but Mother Nature had other plans. Just about halfway into the Culture in the Night Concert Series June 23, lightning and heavy rains took center stage and organizers had no choice but to call the concert off early. “We only got three of our acts in. But we really had no choice,” said Terry Griffin, the Director of Miramar’s Community Services Department. As many as 500 people turned out at Perry/Wellman Field in the early hours of the show to dance the night away to the rhythm of the Caribbean Islands. Organizers anticipated a much larger crowd with many of them arriving later in the evening for the bigger name acts. The on-going Culture in the Night Concert Series, which is held as many as four times a year, celebrates the different cultures and heritages that call Miramar home. The June event was in honor of Caribbean-American Heritage Month which is marked nationwide. “We try

to do something festive to bring the community together,” said Griffin. “We recognize the rich Caribbean heritage of Miramar in not just our residents, but employees as well.” The free family event was supposed to feature a line-up of diverse and locally-based, Caribbean influenced music. There were steel drum bands, Haitian Kompa music, a DJ, and Romantic Reggaeton artist Jay Maly was one of the few artists to make it on stage. Latin singers Randy Y El Chavo and Moksha Roots Allstars, as well as Reggae artist Red Rat were all rained out. Before the rains fell, guests also enjoyed ethnic food and gifts for the kids, who also had a chance to bounce on inflatable rides. “The weather looked bad, but we came hoping to see whatever we could of the show,” said resident Raquel St. Germain. “We have been looking forward to this since we heard about it.” Regardless of the rain-out, City Organizers says it was an important step in celebrating Miramar’s diversity. “We had something for all of the various cultures that make up the Caribbean and make up Miramar,” said Griffin. “It is just a great way to try and get folks out together.”

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health outcomes, including fewer deaths from “One of the best pieces of advice we can offer to cancer, heart disease, or stroke. optimize our member’s health is to have a good relationship with their PCP,” said Winston H. Despite years of data, many Americans are still Lonsdale, Chief Medicare Executive at AvMed unaware of the critical role of the PCP, who is at Health Plans. “Studies show that people under the center of a patient’s care. the care of a strong primary care physician – “A PCP is like a captain of a ship because they someone who truly guides and coordinates navigate the coordination of all the screenings, care – have fewer hospitalizations and better referrals to specialists, interpretations of test overall health. It’s important that people visit results and medications,” says Moises Issa, their PCP regularly – even when they are well.”

visiting your primary care physician (PCP) on a regular basis is not part of your overall health care routine, it should be. National studies have proved time and again the benefits of establishing an active, personal, comprehensive and long-term relationship with your PCP.

Medical journals continue to validate these findings. The International Journal of Health Services recently showed that states with more primary care physicians per capita have better

M.D., F.A.C.S.G., who practices in Hollywood, Florida. “A strong relationship with a PCP is important because this is someone the patient trusts and feels comfortable with. Additionally, the role of a PCP is to answer patient questions and ensure follow through with their treatments.”

To find the perfect PCP, you’ll need to do some research. Not only should he or she be qualified and board-certified, but your personalities should match. Like any good relationship, communication is critical. You’ll need to feel comfortable explaining the intimate details of There is a strong shift among providers your physical and mental health, and in turn, across the country toward a more PCP-centric the doctor will need to respond to your needs approach to delivering health care. In Florida, in a way that makes you feel cared for and for example, AvMed Health Plans is introducing understood, in addition to providing effective CenteredCare®, an approach that emphasizes treatment. the importance of building a strong relationship To learn more about the importance of with the PCP to assure comprehensive, establishing a strong bond with your PCP, visit coordinated care. AvMedMedicare.org.

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Innovative Summer Program Helps Kids Stay on the Right Track By Julie Levin

everal dozen at risk-teens in Miramar had a rare opportunity

this summer. They had the chance to attend an innovative camp, designed to not only let them have fun, but keep them moving in the right direction as well. Thanks to a $15,000 donation from Sunbeam Properties and the Miramar Park of Commerce, close to 75 students attended the program, which is known as”Hangin’ with 5-0”. It is a six week summer program, for kids ages 11 to 15, who are at-risk and referred by school resource officers and guidance counselors. Through the leadership of Miramar’s Police Athletic League, the students enjoy sports, activities and field trips to places like the movies, bowling, the beach, roller skating, Zoo Miami, Billie Swamp Safari and Kabooms Amusement Center. More importantly, the program helps to form positive relationships between young people and authority figures in the community. “I love the fact that this is a program for teens who may be struggling, or may be on the wrong side of the law or school administration and they get to spend time with police officers. What happens is they no longer see them as the bad guys,” said Maridee Bell, vice president of Sunbeam Properties, developer of the Miramar Park of Commerce. Sunbeam Properties has a unique relationship Maridee Bell of Sunbeam Properties, Miramar Police Sergeant Steve with the 5-0. Four years ago, program was scheduled Croye, Miramar Police Officer Scott Hadley, Miramar Police Sergeant to be shut down due to budget constraints. Looking Kevin Nosowicz, and Andrew for a way to give back to the community during Ansin of Sunbeam Properties

the economic downturn, Sunbeam stepped in and helped save the program.“This is such an important program and fulfills an unmet need in our community,” said Bell. “Our support of the program has become a tradition and we are proud to sponsor a camp that fosters learning and camaraderie, while providing a safe and fun environment for local teens.” City of Miramar Police Officer and Miramar Police Athletic League Executive Director Scott Hadley heads the Hangin’ with 5-0 program. Daniel Charley, 12, Durnal “We thank Sunbeam for their generous donation (L-R) James, 12, and Kenneth Chavez, 15 and continued support of Hangin’ with 5-0,” said Hadley. “Through this summer program, we are able to provide at-risk youth with a fun summer experience that allows them to learn, grow and live up to their fullest potential.” In addition to Hangin’ with 5-0, Sunbeam Properties and the Miramar Park of Commerce support other community activities. They participated in the first Habitat for Humanity Caption 2: (L-R): Trezure Mendez, 12, home build in Miramar and will work on Nanette Govender, 13, Christopher Dacosta, 11, and Leonardo Gajardo, 13 another Habitat home in the city in the next few months. The Park also has been the site for supply drives for America’s Moms for Soldiers and a food drive for the United Way of Broward County.

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Miramar Woman Selected to Broward Senior Hall of Fame By Julie Levin

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Miramar when it comes to volunteerism, Barbara Brathwaite is now being honored for her community work with a prestigious county-wide honor. Brathwaite is one of ten honorees selected for the Dr. Nan S. Hutchison Broward Senior Hall of Fame. Organized by the Aging & Disability Resource Center of Broward County, the Hall of Fame honors elders who give back to their community. “At first I really didn’t pay much attention because I didn’t realize how broad this organization really is,” admits Brathwaite. “But then after I started getting letters from the different commissioners, I realized it was something really important.” r ves Brathwaite and her fellow nomi- Barbara Brathwaite on the job at one i were inducted into the hall May of Miramar’s Senior Centers ent 9nees during a ceremony in Tamarac. She joins 345 past honorees, all of whom are age 60 and older and who have dedicated

more than five years volunteering their time. Giving back is something Brathwaite has done most of her adult life. “I get a joy out of helping people. I am aging daily and I know that along the way someone else will be doing it for me. So while I have the energy to do it, I like to just help out where ever I can,” said the 67-year old who has lived in Miramar since 1989. Every weekday, you’ll find Brathwaite volunteering at Miramar’s Senior Centers, where she helps with breakfast, lunch, activities like bingo and even helps teach a Spanish class. After a long day there, she’ll often go to help pack food bags at a local food bank. She is also the President of the Senior Advisory Board for the City. “Whatever they need done, I am there for,” said Brathwaite, who has been married to husband Archie for 43 years and has two sons. Brathwaite first began volunteering when she worked for Miami-Dade County, where she worked for the Public Housing and Tax Collectors Department. She would help out at the Gusman Theater for the Performing Arts, at schools and at a prison ministry. “Where ever someone told me they needed help and I had time, I would go,” she recalled. Whenever Brathwaite is not at the Senior Center, you’ll find her at church, where she also helps to care for the elder parishioners. “It is just something I enjoy doing,” she said. In addition to Brathwaite, the other 2012 Senior Hall of Fame Members include: Alan Brass, 62, Plantation, Catharine GeMeiner, 81, Davie, Samuel S. Goren, 61, Fort Lauderdale, Rochelle Koenig, 77, Weston, Paula Layne, 76, Coconut Creek, Martha Myrick, 72, Fort Lauderdale, Yvonne Siegrist, 71, Davie, Philip Solomon, 67, Fort Lauderdale, Commissioner Becky Tooley, 62, Coconut Creek. For more on the Aging & Disability Resource Center, visit www.adrcbroward.org

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aria Ortega has been singing since she was nine years old.

It is one of her greatest joys in life, and she loves letting her singing bring happiness to others. Recently, her love of singing and community service hit a high note. The Miramar 12-year old was named as a winner of the Kohl’s Cares Scholarship Program, based primarily on her volunteer efforts using her voice. “I was really happy because I know that very few people won. I was glad that I was one of them,” said the rising 7th grader at the St. Bonaventure Catholic School in Davie. Maria was one of 2,200 volunteers nationwide honored through the scholarship program, which recognizes youngsters nationwide who have made a positive impact in their communities through volunteerism. One hundred three of the winners were from Florida and each received a $50 gift card and recognition certificate from Maria Ortega Kohl’s to honor their community service efforts. Maria learned about the scholarship program at school and decided with the help of her teachers that she wanted to apply. In addition to being a “A” student, she is also a member of Blessed John XXIII Catholic Parish Church in Miramar, where she frequently volunteers her time to sing for the elderly, both at churches and other community events. She also sings in Girls Choir of South Florida, as well as her school choir. “It gives me inspiration because it’s not something I was forced to do. It’s something I want to do because I love to do it,” she said. Since the program began in 2001, Kohl’s has recognized more than 17,000 kids, including the 2012 winners, with nearly $3.5 million in scholarships and prizes. Winners were automatically entered for a chance to receive a $1,000 regional scholarship for post-secondary education. Of those 200 regional winners, 10 national winners will each receive a total of $10,000 in scholarships. “Kohl’s is thrilled to recognize more than 2,200 young volunteers who have dedicated their time and energy to bettering the communities in which we live,” said Julie Gardner, Kohl’s executive vice president and chief marketing officer. “Every effort, large or small, makes a difference.” Inspired the recognition from Kohl’s, Maria says she plans on taking her singing talents as far as they will go. She says she feels like she can make a difference in people’s lives. “I want to sing to people in need who want to hear someone’ voice. I want to use my voice to deliver a message,” she said. For more information on the Kohl’s Cares Scholarship Program, visit www.kohlskids.com.

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Having A Baby? The Miami Maternity Center Offers Natural Alternatives for Moms-to-Be By Julie Levin

anessa da Rocha and Juan Gomez have their hands full these

days. Their Miramar home is alive with the laughter and busy play of Olivia, their 18-month old toddler. Vanessa delivered their beautiful bundle of joy, who came into the world after a 28-hour labor, at the Miami Maternity Center. She says she wanted a natural alternative to the standard hospital and OB/GYN birthing experience and the Miami Maternity Center delivered just that. “The staff is very loving and professional. The atmosphere is so warm and friendly it feels like you are at home,” she said. Vanessa is one of a growing number of moms-to-be turning to the Miami Maternity Center. Caring for mothers and families since 1995, the Miami Maternity Center provides top quality prenatal care, a soothing home-like setting for natural birth and postpartum care for moms and their new baby. “Our slogan is ‘A Better Place to Have Your Baby,” said Carol Williams, midwife and owner of Miami Maternity Center. Vanessa says that was exactly what she and Juan were looking for when they learned she was pregnant with Olivia. They started out seeing an OB/GYN, but quickly grew tired of the 2-hour wait to see the doctor and what they felt was impersonal, assembly-line care. Worse, the doctor they were seeing seemed to be more focused on using an epidural and a delivering the baby through a C-section, not at all what the young couple had in mind. “I felt like they really weren’t respecting my idea for a natural birth plan,” she said. They searched out an alternative and came upon the Miami Maternity Center based upon glowing recommendations from other moms. The staff’s knowledge and care quickly made them feel at home.”I started my prenatal treatment with them at 6 months and loved every single thing about them as a facility, a staff and much more. They helped me with diet, exercise, yoga and any concern I had with the things I was feeling for the very first time in my body,” she said. “The day I gave birth, the staff of midwives welcomed my family and friends with open arms. They treated me like a queen by pampering me with massages, helping me stay calm, coaching me, teaching me to breathe and explaining exactly what’s happening to me and the baby.” Williams says the staff of midwives, midwifery assistants and labor coaches at the Miami Maternity Center work off a simple philosophy; that everything they do is for the comfort, health, and well-being of their mommies and babies. It is a return to the traditional, non-invasive form of birth, where nature is allowed to take its course and the pregnancy and labor develops without intervention. If an indication arises that calls for intervention, only then do they intervene. Otherwise, it is all natural, with no pain medicines, epidurals or need to induce or speed up labor. “Women have been having babies for thousands of years. The body knows what to do,” said Williams. Among the many advantages they offer, moms come to the same place for their prenatal visits as they do for birth. When they come in labor, they’ll see the same staff that has been caring for them over many months, unlike many OB/GYN’s, who use a rotating on-call schedule. The connection becomes so unique, that in many instances, the moms stay in touch for many years. “Our clients become like family members,” said Williams.

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Moms are given the choice of how they want labor and birth to happen. They are free to walk around during labor and find the position that provides them the most comfort. The same philosophy holds for the delivery. Instead of using drugs, the Miami Maternity Center encourages moms to use natural pain management and relaxation techniques like massage or hydrotherapy. The mom is free to listen to her own body and do what makes her most comfortable. “I had the freedom to walk around, go in the bathtub, massage, meditation, or to eat if I was hungry, really anything that helps you deal with the pain. Those tubs serve as a natural epidural, it’s amazing,” said Vanessa. She said the Miami Maternity Center provided a reassuring and calming base of support all the way through, even helping with any questions she had about Olivia after she went home.” My midwife Carol and her staff have a divine gift for what they do,” she said. “I felt great, healthy and so fulfilled by the beautiful birth I had.” The Miami Maternity Center works with most insurance companies and HMOs. They also accept Medicaid and offer a cash package price of $4,000 that is all inclusive. They offer water births, childbirth and early pregnancy classes, and classes for dads. The Miami Maternity Center is located at 140 NE 119 Street in Miami. To make an appointment, phone them at 1-305754-2229 or visit them online at www. miamimaternitycenter.net.

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REAL ESTATE CN

Short Sale or Foreclosure? By Patrick Simm

s the housing market continues its recovery,

many homeowners still find themselves owing more to the bank than their property is actually worth. At the same time, they are experiencing financial hardship and unable to keep current with their mortgage payments. As the delinquent payments continue, they frequently have to make a decision between selling their home on a short sale or facing foreclosure at some point in the near future. So, which is the correct course of action to take? Whether one should do a short sale or let the home go to foreclosure depends on several factors. For many, it is much simpler to admit moral and financial defeat, conceding by just letting the bank take your home. However, that may not be the wisest thing to do. When comparing both options, most experts will often recommend short selling over foreclosure after prudently weighing the pros and cons of both options. They will consider the consequences on credit, future loan availability and taxation. Effect of Credit - It is no secret that a foreclosure has a negative impact on your credit. Generally, one’s credit score will take a hit of anywhere between 100 to 200 points after a foreclosure, with the foreclosure remaining on your credit report for 7 years. Rebuilding your credit after a foreclosure is not totally impossible, but challenging. The effect of a short sale, on the other hand, is not as severe as lenders report short sales differently to credit bureaus. A short sale may be considered to be a derogatory mark on your credit, even though credit bureaus do not show the word “short sale” on your credit report. Often times, it gets reported as “paid in full for less than agreed” or “settled for less.” Normally credit scores drop anywhere from 50 to 100 points as a result of a short sale. Future loan availability - Typically, with certain restrictions, you may be eligible to buy another home in 5 years if the home that was foreclosed upon was your primary residence. Without restrictions, the wait is usually 7 years. If your payments are delinquent and a short sale is granted by your lender, you may qualify to buy another home with a Fannie Mae backed mortgage within 2 years. The penalty/waiting period for an FHA loan is 3 years. Many restrictions may apply to the above circumstances. Taxation - The Mortgage Forgiveness Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief. This provision applies to debt forgiven in the calendar years 2007 through 2012. Unfortunately, this provision does not apply to second homes or investment properties and expires at year’s end on December 31, 2012. Homeowners confronted with the above mention alternatives should seek the advice of a real estate attorney and tax advisor.

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www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | August 2012 MTT ALL 0812.indd 27

27 7/30/12 9:57 AM

Sports News

Youth Cricket League Looking for New Members By Julie Levin

country right now in Steven Taylor of Miramar High, who has been with the league since he was most popular sport in the world, Cricket is 11. “We have a lot of talent in the country and we do quickly gaining popularity in South Florida. what we can, with the little funding we get,” he said. A youth league based in Miramar is doing what it The league is trying to get the word out about can to spread the word about the sport. “I love the what they offer. They are hoping to appeal not only game and this is my way of putting something back to the area’s West Indian and Caribbean populainto it,” said Wayne Ramnarine, Miramar resident tion, but the general population as well. One of and the President of the Florida Cricket Academy. the top batsman in the world on the professional Since 2007, the Florida Cricket Academy has level, Ronnie Sarwan, lives in Miramar and often worked to bring the joy of cricket to younger comes to help coach. “We are trying to get the generations. The non-profit league was founded word out about our program and hopefully get with the sole purpose of bringing youth players more youngsters from Miramar and surrounding from across southeast Florida together to learn and areas to come join us,” Ramnarine said. enjoy the game. Not only do they learn the sport, Cricket is a bat-and-ball game played between the league also puts a priority on mentoring their two teams of 11 players on a field, at the center athletes, helping them develop into strong and of which is a rectangular 22-yard long pitch. It’s Members of the Florida Cricket Academy Team positive members of the community. Ramnarine known s the “Gentlemen’s Sport” because of the says the discipline required of cricket players is a major learning tool. “What we have highly revered doctrine that surrounds the game.”To me, it leads to being a better alldone is developed a well-rounded education and sport for young men,” said Ramnarine, around person because of the skill that is required to play,” Ramnarine said. who played cricket on an amateur level. His son Ryan is currently one of the top young players in the country. You must be 10 years of age or up to play with the Florida Cricket Academy, which In fact, all of the players who have gone through the Florida Cricket Academy have hosts a year-round schedule. Practices are held at Ansin Park every Tuesday and graduated high school and gone on to college, where some are excelling in the sport Thursday from 6:30 p.m to 8:30 p.m. and Saturdays from 10 a.m. to 1:30 p.m. For on a national level. Ramnarine says the league boasts one of the best batsman in the more information, visit them online at www.flcad.org. They are also on Facebook. elieved by many to be the second

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August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:57 AM

eye care cn

Teenagers and Contact Lenses

MIRAMAR The Fountains of Miramar (Next to El Fogon) Dr. Michael Chesen 2909 Dykes Rd., Miramar, FL • 954-437-9733 www.mirvision.net

By Michael Chesen, OD

o adolescent likes to be caught wearing some-

thing that makes them different. For some teenagers, eyeglasses can often feel that way. Just the thought of wearing glasses can send a teenager running in the other direction. In comparison, a newly published report says that kids and teenagers who wear contact lenses feel a significant enhancement in their appearance. The research results show that starting at the age of eight, children may prefer being offered the choice of contact lenses. The research was recorded in Eye & Contact Lens, which is published by the Contact Lens Association. Just how do contacts enhance an adolescent’s self-esteem? Young adults are selfconscious and they often feel better about themselves when glasses are not the center of their appearance. Contact lenses may help teens feel greater self-esteem and more

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comfortable around others by providing them with a less visible option for vision correction. Although teens are frequently fitted with contact lenses, children under 13 are not usually given the option of lenses. Many eye doctors and parents don’t believe that children are mature enough to deal with them properly. With the right instruction, however, children as young as eight years old are very capable of wearing and caring for contacts and they should be offered the option. Generally, before your child purchases contacts, you should consult your optometrist to find out about any potential issues your child might have. Our Miramar optometry practice can help you determine the right prescription for your teen’s contacts. If your child or teenager is in need of vision correction, why not consider contact lenses? Through just a simple soft lens, you can enhance your teen’s self-image. With the large array of contacts on the market, you and your eye care practitioner can work with your child to decide what type of lens is most suitable for their character and lifestyle.

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29 7/30/12 9:57 AM

It’s Their Business

International Dance Academy is Simply the Best!

Dance Academy (IDA) as it prepares for yet another spectacular season. The studio certainly raised the bar again last year. Not only did its annual production of The Nutcracker ballet sell-out with over 7,000 people attending the full-scale, professional production, but its summer performance of Cinderella received standing ovations as well. To add to the long list of successes, two IDA advanced students qualified and danced in the World “Olympics” of Ballet – an achievement shared by only 24 girls and six boys worldwide. During this prestigious event, Abbey Kay was the center of attention with ballet companies abroad. However, following an audition on her return home, Abbey chose the Sarasota Ballet Company and will proudly take her first steps as a professional ballerina this month. One of the reasons the International Dance Academy is so successful is its incredible staff led by Artistic Director Deborah Buttner and Co-Director Mary Buttner. These

teacher/choreographer/partnering specialist at IDA. The exquisite piece of music was composed by her brother, Greg Buttner. “Dancing to my brother’s music with my own amazing students, most of whom I have taught since a very young age, was undoubtedly one of the most special moments of my life!” said Deborah proudly. “Abbey Kay and Alice Schreiber, two graduating students dance as principals, and the corps de ballet are all current pupils of IDA. I could not be more proud of each of them!” Bardo can be viewed on the International Dance Academy website (www.danceIDA.com). Florida’s proven premier Ballet School. In addition to the Directors who are active teachers and choreographers, IDA boasts a highly educated and exceptionally trained international faculty, acknowledged as superior in the area. IDA has proven, through 13 years of service to the community, to be South Florida’s premier ballet school, and offers a complete menu of dance classes for all ages. IDA is simply the best, taking the dancer from class to professional stage with excellent results. Fall classes, which begin on August 20th, are

ladies are highly respected dancers, teachers and choreographers with strong classical ballet backgrounds. Deborah is a graduate of the prestigious London Studio Center Classical Ballet program who trained in both England and South Africa. As a professional dancer, she toured the British Isles and America performing numerous lead roles. As an instructor, she is qualified in both the Royal Academy of Dance and Cecchetti methods. “I believe that demonstrating the most demanding classical techniques and variations is essential to inspiring and correctly training students,” explains Deborah, who continues to grace the professional stage with her exceptional talent. Recently, she danced the lead role in Bardo with her partner, Eriberto Jimenez. He is a master

offered six days a week for all levels of dancers. Class choices include Ballet, Pointe, Partnering and Repertoire; Jazz, Contemporary; Pilates; Yoga for adults, teens and children. Also offered is the popular TuTu Cuties, a morning mommy-and-me style class for two and three-yearolds. For adults, the studio offers classical ballet classes at beginner through intermediate levels; the studio is also home to the daily Jazzercise adult exercise program. New this year, IDA will be offering “Partnering and Repertoire” danced in tutus. Deborah and Eriberto, together with experienced male danseurs, will teach the delicate and highly technical art of partnering to students, both male and female, as well as pas de deux and solo work from the Classics. By popular demand, the studio’s

xcitement is in the air at International

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phenomenal Jazz teacher will include a “Boys Only Class” (for ages 4 – 7) for Strengthening and Movement. Royal Academy of Dance (RAD) Certification. IDA is the only school in South Florida to offer the Royal Academy of Dance instruction and certification. RAD is the most highly-regarded educational training and examining body for classical ballet in the world, under the patronage of Queen Elizabeth II. Dancers study a defined curriculum and must pass a series of examinations satisfying the extraordinarily high standards of the RAD in order to be awarded certification. “Whether dancing for fun or pursuing a dance career, the Royal Academy of Dance credentials put our dancers at a great advantage,” states Mary. “Besides the Diploma being an impressive addition to any college application, the dancers also gain the confidence and the great satisfaction of knowing they met the most rigorous international standards in dance.” International RAD examination and results. A number of students were evaluated this past year by an examiner who traveled from Paris, France, and all scored extraordinary well. Four IDA students earned Merit and 26 dancers earned Distinctions. “Year after year, we

The state-of-the-art studios provide a family-friendly environment where dancers – new or experienced – are encouraged to make dreams come true.

August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:57 AM

It’s their business

you are invited to

International Dance Academy’s Open House Saturday, August 11, 1-4 p.m.

Meet Artistic Director Deborah Buttner, Director Mary Buttner and the professional teachers at IDA! Free Ballet and Jazz Classes Registration • Refreshments are in awe of our exceptional RAD results including an unheard of 100% by Seoyeon Kim last year!” said Mary. Open House Invitation – Come dressed for a fun day of dance on Saturday, August 11th from 1-4pm. The open house will feature free ballet classes, free jazz classes, refreshments, plus a chance to meet the Directors, teachers and staff. The registration fee will be waived for dancers presenting proof of registration elsewhere. Summer Intensive. Young dancers who want to kick-start their dance year can register for IDA’s one-week Summer Intensive Program taking place August 13-18th. According to Deborah, the stretching, strengthening and technique classes will “shake off the cobwebs” and

get dancers ready for the fall classes or to audition for The Nutcracker. Visiting dancers are most welcome! Annual Theatrical Performances. As part of a child’s all-round education and development, the performing company, the International Ballet Company, is established to offer full-length professional performances, rather than recitals or studio shows. “We like to inspire our young dancers through the challenges, excitement and learning that comes with

performing on stage in a spectacular and professional, full-length theater production, before an appreciative audience,” explains Deborah. Two annual theatrical performances are danced before packed audiences giving the dancers the opportunity to showcase their hard work and allowing them to shine in front of family and friends. The Nutcracker will be performed at the Coral Springs Center for the Arts December 14 – 16th. “We welcome auditions by dancers who want the experience of dancing in a full-scale professional production at a major performing arts theater. We have roles for all ages and skill levels, from the tiniest mouse to the exquisite Sugar Plum Fairy,” says Deborah. This will be the studio’s 13th performance of this holiday spectacle and this year’s production promises to be bigger and better than ever. In addition to a cast of over 130 talented dancers, from three years old to professional, the production will feature fabulous costumes, extravagant scenery and spectacular stage effects. It is an unbelievable experience for all young dancers with memories to treasure forever! Auditions to take part in The Nutcracker will be held on September 15th. The International Ballet Academy has no equal! The family-friendly, 5,500 square foot, teaching facility includes three studios, a large foyer, observation windows, sprung floors, all fully air conditioned. It also offers easy and safe drop-off/pick-up at the front door. International Dance Academy, founded in 2000, is located in the Broward Lakes Business Park at 825 Shotgun Road in Weston. For more information on all programs, call (954) 476-4419 or visit www.danceIDA.com.

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www.danceIDA.com www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | August 2012 MTT ALL 0812.indd 31

31 7/30/12 9:57 AM

pet care

Vaccinating Your Puppy

cn of the month pet

“Roxy Marie”

By Christie Waldie-Torres, DVM

have recently had a handful of puppies hospitalized

in my clinic for parvovirus. This is a highly contagious disease that causes a lot of abdominal pain, vomiting, bloody diarrhea, dehydration, sepsis, and many times death. Looking into these puppies’ sad eyes, I cannot help but think that this disease could have been prevented with just a few vaccinations. Parvovirus, along with many other viruses, makes up the core vaccinations that are recommended for puppies. Usually, puppies receive their first series of vaccinations by the time they are 6-8 weeks of age. It is very important to begin the vaccination series at this time, since the immunity they receive from their mother starts to fade. These vaccinations are then boostered every 2-3 weeks until the puppy is around 4 months old. It is important to booster the vaccinations, since the immunity that is passed on from the puppy’s mother can interfere with the vaccination and it is hard to determine the exact time when this interference stops. It is also necessary to booster any vaccination after it has been given for the first time, since a single vaccination only generates a small amount of immunity. The booster vaccine helps to build up the immunity to protective levels. The vaccinations recommended for puppies also include bordetella and distemper virus (among others). Bordetella is part of a respiratory complex that can cause an upper respiratory infection and, in some dogs, pneumonia. Distemper virus, which is also very contagious among non or poorly vaccinated dogs, causes fever, vomiting, diarrhea, discharge from the nose and eyes, tremors, jerking, seizures, sepsis, and many times death. Of course, rabies is also a recommended and required vaccination. It is usually given to puppies for the first time when they are around 16 weeks of age. Rabies is not only fatal to dogs, but is zoonotic and can be transmitted to people. It takes no time at all to develop a strong and loving bond with a new puppy or dog. It is our responsibility to make sure we provide shelter, nourishment, love and protection from anything that can harm the health of our pets. Vaccinations are practically 100% effective at preventing these horrible diseases. Please call your veterinarian to discuss what vaccinations are needed for your pet. Palm View Animal Hospital’s state-of-the-art facility is located at 12120 Miramar Parkway, in the Miramar Square Plaza near Kohls, just east of the 1-75 Miramar exit. For more information, call 954-443-4888 or visit Palm View on Facebook at facebook.com/palmviewvet or Twitter @palmviewvet.

Got News?

email editor@miramartowntimes.com 32 MTT ALL 0812.indd 32

oxy Marie is a 3-year old American

bulldog/boxer mix. Roxy Marie is very friendly and loves people. She has a best friend named Goose who is a small terrier that lives next door. Roxy is very obedient and loves to go in the backyard to play with her favorite toy; a pink frisbee. Her favorite person is her mommy and her grandfather. She loves to cuddle, give kisses and jump on the coach. She dislikes loud noises and Lashes, the family’s pet parrot. Roxy Marie was last seen sleeping in her bed under the blankets.

SHOULD YOUR PET BE OUR PET OF THE MONTH? Every month, Miramar Town Times randomly picks a Pet of the Month winner. Enter your pet today! Email entries to editor@miramartowntimes.com. Please send a photo with your entry (photo will not be returned). Tell us a little bit about your pet… Animal name & breed:_________________________________ Age and gender of animal:______________________________ Favorite person:______________________________________ Favorite toy:_________________________________________ Likes & dislikes:_______________________________________ Favorite thing to do:___________________________________ Last seen:___________________________________________

August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:57 AM

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I would like to take this moment to bring an issue to your attention that has a significant impact on the quality of our lives here in South Florida. It is the issue of human trafficking. Human trafficking is a form of modern-day slavery in which victims are used for forced labor, domestic servitude or sexual exploitation. I am sure that you have all heard through the media on how this type of activity is unfortunately flourishing in Florida. In fact, Florida has the third highest number of reported sex trafficking cases, behind California and Texas. Florida’s economic climate, largely dependent on agriculture and tourism, renders it an ideal destination for human trafficking victims. Victims of sex trafficking typically wind up in large cities, vacation and tourist spots, where the demand for sex trafficking is incredibly high. A recent report estimated $32 billion a year in profits from the 27 million people victimized worldwide. More street gangs and organized crime are getting involved since they know there is a profit to be made because there is a demand for commercial sex and/or cheap labor. Unfortunately, the supply of victims is often made up of children, boys and girls, between the ages 11 and 13. According to the FBI, many are runaways or throwaway youths who live on the streets and become victims of human trafficking. They have either been abused in their homes or are from families that have abandoned them. Once they become involved, they are often forced to travel far from home and thus are separated from family and friends. The issue is so prevalent that Congress passed the Trafficking Victims Protection Law (TVPL) in 2000 to address this issue both internationally and domestically. With the FBI’s support of TVPL, they have created centers throughout the country to address this issue on the local level. To date, over 900 children have been saved and 500 adults associated with this activity have been convicted. I believe that we can help improve those numbers by being more vigilant and aware of what is going on in our community. You can find a list of indicators, or what to look for,in the FBI Bulletin at http://www.fbi.gov/stats-services/publications/ law-enforcement-bulletin/march_2011/human_sex_trafficking. Remember never to approach this on your own and contact our Miramar Police Department immediately. Sincerely, Lori C. Moseley Mayor For information on the City of Miramar, visit www.ci.miramar.fl.us.

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August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:58 AM

legally Speaking

Are You a Victim of Predatory Lending Practices? By Omar J. Arcia, Esq. Foreclosure Defense and Bankruptcy Protection Attorney

redatory lending is when a lender imposes abusive, unfair and

sometimes illegal loan terms on borrowers, without regard for the borrowers’ ability to repay the loan. When two or more of the following factors are present in a mortgage transaction, the subsequent forensic audit performed on that loan has revealed serious violations of federal and state lending laws. Property Purchased or Refinanced Between 2003 and 2007. This four year period marked the peak of the real estate boom in South Florida. Just about anyone, including foreign nationals without regard for past credit history or current ability to pay, could obtain a “sub-prime” loan for up to 115% of the value of the mortgaged property. The sub-prime mortgage market thrived during this time, allowing borrowers to encumber their properties well beyond their true market values. Mortgage Loan Contains an Adjustable Rate or “ARM” Feature. These types of loans are initially set at an artificially low interest rate for a brief period of time. They then switch to an adjustable rate for the remaining term of the loan, and the rate can increase as often as every six months. Even if the U.S. interest rate index remains unchanged, the monthly payments on these loans could increase by up to 50%. Mortgage Loan Suffers From Negative Amortization. Negative amortization occurs when the monthly mortgage payment is not sufficient to even cover the interest due, and therefore, the balance of the loan increases over time even though payments have been made. If you owe more today on your home loan than when you originally purchased or refinanced, your loan is negatively amortized. Mortgage Loan is Interest-Only or Pick-a-Payment. Under these types of loans, the borrower is only required to pay the interest due on the loan, or a minimum payment that does not cover the interest on the loan. After a few years, the required monthly payment is usually increased to cover the outstanding principal balance. Once the loan payment increases, so does the likelihood that the borrower will default. Mortgage Loan Approval Was Based Only on Stated Income. Many borrowers from 2003-2007 were given “stated income” loans, in which they were qualified based on statements in the loan application as to their income. These statements of income were largely unverified, and often the “stated income” required for the loan to be approved was the exact amount included in the application by the mortgage broker. If two or more of these factors apply to your current loan, you should have a forensic audit of your loan performed to find out whether you have been a victim of predatory lending. If you possess these claims, and they are timely raised against your lender, you may be entitled to actual damages and/or a reduction of the amount you owe on your loan. Detailed explanations of different options available to homeowners are also discussed in a new DVD developed by the Arcia Law Firm entitled “Fight For Your Home.” Mention that you heard about the DVD through this magazine, and you will receive a free copy during your consultation with a member of our legal team.

FREE DVD

The Arcia Law Firm is privileged to represent dozens of homeowners in our community with mortgage fraud, foreclosure defense and bankruptcy cases. If you are struggling to make your monthly mortgage payments, if you are in the middle of a frustrating loan modification process, or if you just received a foreclosure summons, contact the Arcia Law Firm today at 1-800-770-7102 for a free consultation, or visit us at www.arcialawfirm.com. www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | August 2012 MTT ALL 0812.indd 39

39 7/30/12 9:58 AM

it’s their business

Jencare Skin Farm Day Spa offers World Class Spa Experience By Julie Levin

Why should a day at the spa be an important part of anyone’s lifestyle? Sometimes

eed to step away from the job, the family and the stress of everyday life? Once you walk through the doors of the Jencare Skin Farm Day Spa, you can expect to be whisked away and pampered for a blissful few hours! The Jencare Skin Farm Day Spa is a full-service facility, offering a full range of spa services in the heart of Miramar. Recently Peta-Gaye Samuda, the Director of Jencare Skin Farm Day Spa, answered a few commonly asked questions about her business, which was founded more than 25 years ago by her parents, Jennifer and Lloyd Samuda.

it is difficult to let go and just relax, but we live in very stressful times where it is necessary to our well being to have a means of escape, so as to release tension. Whether it is the job market, the economy, or whatever is going on in our lives, it is very important to take a break from it all. The spa allows one to de-stress, revive, and reinvigorate yourself to take on whatever challenges may come, facilitating healthier sleeping habits and becoming the best you, which is our motto. I cannot think of a better place that provides this escape than Jencare Skin Farm Day Spa.

What is Jencare Day Spa? Jencare Day

Spa is a relaxation oasis where contemporary meets comfortable in providing an ever too brief respite to all those who walk through our doors. Entry alone will alert visitors to the painstaking effort made in designing a unique facility that caters to the whims and fancies of all those who seek a true world class spa experience. Jencare is infused with a delicate blend of soft hues, advanced aesthetic equipment, individualized and open spaces, resulting in a soothing and relaxing environment. We offer a unique style of spa services and our very own signature product line. With influence from Caribbean, Asian, and European techniques, you have not been truly pampered until you have experienced Jencare Skin Farm Day Spa. Our full service spa experience promotes the exfoliation, hydration, firming, and tightening of the skin. We encourage the ‘Jencare glow’ which is achieved by unclogging the pores, detoxing the skin, and protecting against environmental elements. Overall, we improve the texture of the skin during our services and with consistent product use. We also have a salon that is designed to strengthen damaged hair, prevent split ends, hydrate the strands, and protect the hair from environmental stressors.

When did you open and what drew you to the South Florida area? We

have been in South Florida since 1997, but opened our new location in the Miramar Town Center more than one year ago.We were attracted to this area because it is our community and we decided that a contemporary spa with Caribbean, Asian, and European flavor was much needed.

peels, make-up, body massages, body scrubs, body wraps, steam treatments, waxing services, manicures, pedicures, and hair services.

What sets your day spa apart from other local spas? We have our own line of signature

products that are specifically and carefully designed to satiate individual customer needs. We have anti-aging signature products for the face and the body. Our products are tried, true, and tested (not on animals). Additionally, our instruments are technologically superior to the typical spas and our services are not restricted by time and are unique to Jencare. We believe that every individual need may be different and so we perform our services based on the skin type and stress level versus a limited time frame.

What can customers expect when they visit Jencare Day Spa? They can expect total bliss

Do you offer free consultations or treatment packages? Absolutely!!! Consultations

are always FREE!!! We have a Dusk ‘til Dawn package that includes facial, body scrub, Swedish massage, sauna treatment, manicure, pedicure, shampoo and blow dry services. There is the Head to Toe package that includes shampoo and blow dry, facial, Swedish massage, manicure, and pedicure services. We also have an All About You package that includes facial, Swedish massage, body scrub, manicure, and pedicure services.

How can customers get in touch with Jencare Skin Farm Day Spa? We are located in the

Miramar Town Center at 11607 Red Road, Miramar, Fl. 33025. Our contact number is 954-4366227/8. You may visit us on-line at www.jencare. com and follow us on twitter for daily specials and tips @jencaredayspa.

and a respite from the outside world. Expect to be pampered so as to put your best foot forward for the days to come.

Please tell us a little about your staff and technicians. The staff/technicians of Jencare

What services do you offer? We offer a wide

range of spa services, such as facials, chemical

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Skin Farm Day Spa endure rigorous training. They are very warm, professional and diligently tend to the individual needs of every customer. They are indeed a part of the family that is Jencare Skin Farm Day Spa.

August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:58 AM

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seen on scene

Author, Author!

Miramar author, Renee Jean read excerpts from her latest book “I Shall Live By Faith: Steadfast Scriptures to Decree, Declare and Depend on God” at the Miramar Branch Library on Saturday, July 14. The book is the third from Jean, a long-time Miramar resident.

Croissant, anyone?

Chef Jose Rios of the Le Cordon Bleu College of Culinary Arts shows off a tray of freshly baked croissants. The pastries were for guests who turned out at the Miramar Branch Library July 14 to learn about French cooking in honor of Bastille Day.

Mad City Money

What’s the best way to teach teens about money? Recently, the City of Miramar and First Florida Credit Union had them making some hard decisions as they hosted a free, hands-on money management workshop called Mad City Money. The workshop took teens into the future where they had instant families, careers, and bills to pay. They had lots of choices to make, as they moved from station to station to purchase housing, transportation, food, clothing, day care, and other necessities. The simulation also includes: a mall for “wants”; a pushy car salesperson; a commission-based realtor and several other merchants.

Miramar High at the Miami Dolphins Academy 7-7 Tournament Hospital Experience

Memorial Hospital Miramar was the stage for a first-hand hospital experience recently to teach youngsters all about potential career choices. Students from Pembroke Pines Charter Elementary School’s FSU campus visited Memorial Hospital Miramar as part of the KAPOW program. The kids went to the pediatric department, lab, X Ray room and more.

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Members of Miramar High School’s 7 on 7 team competes vs. Westminster Academy recently for the 5th annual Miami Dolphins Academy 7 on 7 High School Tournament presented by Under Armour, AT&T and the National Guard. 50 schools took part in the three-day event, which not only included competition and skill development, but a symposium focusing on character development and specific skill training. The high school players were also taught practical life lessons and preparation for standardized tests, along with discussions on life after high school, personal development, and community service.

August 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 7/30/12 9:58 AM

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