MTT ISSUU 1012 by Our City Media

w. Vis m it i ra u m so ar n to l wn i n time a es t .co

photo bY weston photographY

See Story Pg. 24 Your Local Community News Magazine! MTT ALL 1012.indd 1

October 2012 10/1/12 10:46 AM

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:46 AM

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CN publisher’s page

Autumn Has Arrived

hile our friends and family up north may

be noticing a nip in the air, it’s still hot and humid here in the Sunshine State. But, there’s no mistaking that autumn has arrived. Here in South Florida, fall means football. Whether your weekends are spent cheering on your children from the sidelines or watching your favorite teams on TV, there’s a lot of great action taking place on the gridiron. Another telltale sign that autumn has arrived is the appearance of Halloween merchandise. The store shelves are stocked with candy and costumes, and pumpkin patches are popping up in empty lots everywhere. In a few short weeks, the streets will be filled with pint-sized super-heroes and fairy tale princesses out trick-ortreating. Don’t forget to take pictures of your little ones as these are the magical memories that last a lifetime. Have a happy and safe Halloween everyone!

Contents Calendar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Community News Planting Project Blooms into Countywide Honor . . . . . . . . . . . . . . . . . . . . 10 Back to Work at Miramar’s Community Garden . . . . . . . . . . . . . . . . . . . . . . 13 Halloween Treats and Fun Offered at Miramar Town Center . . . . . . . . . . . . . . 14 Find Something New to Read at Holiday Book Fair . . . . . . . . . . . . . . . . . . . 15 Miramar Poet to Launch “Hobo Code” Project . . . . . . . . . . . . . . . . . . . . . . 16 Children and Families are the Focus of Upcoming Conference . . . . . . . . . . . . 19 Jamaican Celebration Moves to Miramar . . . . . . . . . . . . . . . . . . . . . . . . . 20

School News Miramar Educator Has Rare Research Opportunity . . . . . . . . . . . . . . . . . . . 22 Options for Keeping the Kids Busy After School . . . . . . . . . . . . . . . . . . . . . 23 Fair to Help High School Students Plan for the Future . . . . . . . . . . . . . . . . . 28

Cover Story The Simmsational Real Estate Group Offers Award Winning Service and Exceptional Results . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24

ask the mayor Amendment 4 and the Upcoming Election . . . . . . . . . . . . . . . . . . . . . . . . 27

Eye Care What is Color Blindness? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29

Sincerely,

Sven Budzisch Sven Budzisch Publisher/Owner

Real Estate Home For Sale and Not Selling? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

Health & wellness Balance and Arthritis Exercise Programs Set for October . . . . . . . . . . . . . . . 30

pet of the month “Bailey” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32

photo contest The World’s Favorite Newspaper™ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33

legally speaking Bankruptcy Law Changes Make It Easier to Wipe Out Second Mortgages . . . . . 35

it’S their business Dr. Igor Pasisnitchenko Offers Comprehensive Dental Care for the Entire Family . 36

Business spotlight . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 seen on scene. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40

Publisher/Owner . . . . . . . . . . . . . . . . . . . . .SVEN BUDZISCH Managing Editor . . . . . . . . . . . . . . . . . . . . . . . . . Julie Levin sales manager . . . . . . . . . . . . . . . . . . . . . . . . . Nancy Koval Account Representatives . . Garry Isabelle, Joyce Bak, Elaine Christ,

Vanessa da Rocha, Kim Mills, Bill Weimer, Mariem Garcia Office manager . . . . . . . . . . . . . . . . . . . . . . Gabriela Moscoso Art Direction, Design & Production . . . . Barry Stock, Grace Umlauf staff photographer . . . . . . . . . . . . . . . . . . . . . . Barry Stock

Visit us online: www.miramartowntimes.com

1960 N Commerce Parkway, Suite 3, Weston, FL 33326

Ph: 954-306-1007 • Fax 954-306-1008 editor@miramartowntimes.com graphics@miramartowntimes.com

Total circulation is 20,000. Quantum International Corporation, DBA Miramar Town Times (MTT), is published and direct mailed monthly to prestigious homes in Miramar verifiable by US Postal statements. Additional free copies are available at locations throughout Miramar and upon request by contacting this newspaper. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. Quantum International Corporation, DBA MTT reserves the right to edit and/or reject any editorial or advertising content. MTT is not responsible for errors in advertising beyond the cost of the space or for the validity of claims made by advertisers. Entire contents copyrighted 2012 by MTT, Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

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Check us out Online! www.miramartowntimes.com

October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:46 AM

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:46 AM

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Calendar

9th

Tuesday, Wednesday and Thursday from 10 a.m. to 6 p.m. 2400 Civic Center Place.

Preventing Falls-The City of Miramar is presenting “A Matter of Balance”, an evidence based fall prevention selfmanagement program. The free two hour workshop will be held for adults 60 and older and caregivers. Participants will learn how to avoid and respond to falls and set goals for increasing activity. “A Matter of Balance” will take place on October 9th, 11th, 16th, 18th, 23rd, & 25th from 10:00 a.m.-12:00 p.m. at the Miramar MultiService Complex, located at 6700 Miramar Parkway. It will also take place at the Sunset Lakes Community Center, located at 2801 SW 186th Avenue in Miramar on October 8th, 15th, 22nd, 29th, November 5th, 19th, & 26th from 10:00 a.m.-12:00 p.m. For more information, please call 954-889-2701.

Ongoing

10th Arthritis Exercise Program- The City of Miramar presents the Arthritis Foundation Exercise Program, an arthritis self-management program. This free one hour workshop will be held for six sessions for adults 60 and older. Participants of this evidence based workshop series will learn how to keep joints flexible and muscles strong, reduce pain, and decrease stiffness. The program will take place on WednesdaysOctober 10th, 17th, 24th, 31st, and November 7th from 12:30p.m.-1:30 p.m at the Miramar Multi-Service Complex, located at 6700 Miramar Parkway. For more information, call 954-889-2701.

11th Miramar Community Garden Monthly Member Meeting-Join us for the first general member meeting of the season. Everyone is welcome. 6:00 p.m. - 8:00 p.m. Fairway Park Community Center, 3700 Largo Drive, Miramar.

skin, join us for Spa Week at Jencare Day Spa- 11607 Red Rd. Miramar, FL 33025

20th Third Saturday’s at the GardenVolunteers are needed as the Miramar Community Garden prepares the garden for a bountiful harvest season: preparing soil, checking irrigation, assisting with special and ongoing projects. Bring your garden tools if possible, remember to dress appropriately, protect from the sun, and don’t forget drinking water. Volunteers under 16 years old must be accompanied by a parent - community services hours available. No RSVP needed - just come by. 8:00 a.m.-11:00 a.m. Miramar Community Garden, Fairway Park , 3700 Largo Drive, Miramar. Book Sale-The Friends of the Miramar Library will host their Holiday Book Fair and Bake Sale. Organizers will have several thousand books for sale, ranging from textbooks, to hardback and paperback in almost every category. There will also be a wide variety of puzzles, games, DVDs, CDs, VHSs, and other non-book materials. All of the proceeds go back into the Miramar Branch Library and Education Center. The Friends of Miramar Library Holiday Book Fair/Bake Sale will be held from 12 p.m. - 5 p.m. at the library, located at 2050 Civic Center Place. Phone them at 954-437-1806 or visit them online at www. friendsofthemiramarlibrary.org.

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costumes for treats and the best costumes will win prizes. Prizes will also be awarded to the pet with the best costume. You can also check out their Pumpkin Patch! The Farmers Market is located at Memorial Hospital Miramar, 1901 SW 172nd Avenue, Miramar. For more information, call 305-318-6148.

31st Calling all Ghosts and Goblins-The Miramar Town Center will host a Halloween Trick or Treating event between 6:30 p.m. and 9:00 p.m. Kids are invited to come in costume and go trick-or-treating among close to 50 local vendors, all of whom will have candy and other treats for the little ones. The Miramar Town Center is located at 2300 Civic Center Place. For more information, call the City’s Special Events Department at 954-602-3319.

Farmers Market-The City of Miramar and Memorial Hospital Miramar host a weekly Farmers Market. The market will run from 9 a.m. to 2:30 p.m. every Sunday through May. The market will feature more than 50 vendors offering locally grown fruits and vegetables, fresh baked artisan breads; hot brewed organic coffee, chilly fruit smoothies and more. There will also be fresh herbs and flowers, gourmet sauces, hand-made organic soy candles, soaps and essential oils; vegetarian and gluten free products, wellness classes and demonstrations and more. Memorial Hospital Miramar, 1901 SW 172nd Avenue, Miramar.

Ongoing Jazzercise for Adults-Come have fun and get into shape in a Jazzercise class for adults taught by a certified instructor. Saturdays, 9:00 a.m. – 10 a.m. Sunset Lakes Community Center, 2801 SW 186th Avenue. For more information, call 954-442-4912.

Thru Dec. All That Jazz -The Museum of Art | Fort Lauderdale, Nova Southeastern University and the Miramar Cultural Center | ArtsPark present All That Jazz: Photographs of Jazz Legends from September through December on display in the Ansin Family Art Gallery. The photography exhibit features iconic images of jazz greats such as Dizzy Gillespie, Dexter Gordon, Ella Fitzgerald, Billie Holiday and Quincy Jones, and includes work by William Gottlieb and Herman Leonard. The gallery is open Monday and Friday from 10 a.m. to 4 p.m., and on

Resume Writing and Interview Skills-Sign up for this weekly class which is designed to give job applicants the skills they need to have competitive resumes and interview skills. 4 p.m. - 5 p.m. Fairway Park 3700 Largo Drive. For more information, call 954-889-2722.

October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:46 AM

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Community News

Planting Project Blooms into Countywide Honor By Julie Levin

hanks to an innovative multi-generational planting project,

the City of Miramar was recently named to a prestigious countywide honor. Miramar was one of just three cities named as a “City of Excellence” by the Broward League of Cities. The honor, now in its second year, recognizes municipalities for outstanding initiatives implemented to improve the quality of life for residents. “The Cities of Excellence awards program helps our cities share best practices,” said Broward League of Cities President and Fort Lauderdale City Commissioner Bobby DuBose in a press release. “After a successful program last year, we continue to recognize cities that are dedicated to improving the quality of life for Broward County residents in innovative ways.”

that affect day-to-day operations at the county, state, and federal levels. Other winners included Pompano Beach, which won the Green Leaf Award for the best eco-friendly and sustainable project for its “I Can Water Reuse Connection” program, which connects single-family residential customers with the city’s reuse water system. Once fully implemented, the program will save more than 94 million gallons of water each year, as well as help the environment in other ways. Parkland won the Community Spirit Award for the best special events program, thanks to its Farmer’s Market. Founded in 2007, the market provides more than 3,000 Parkland residents and 80 local vendors with a place where neighbors and families can shop for fresh, quality produce. For more information about the Broward League of Cities, please visit BrowardLeague.org.

Shaun Gayle, the Administrative Manager for the Social Services Department, Karen E. Lewis Early Childhood Program Childcare Superintendent and Mayor Lori Moseley

(l-r) Broward League of Cities President and Fort Lauderdale City Commissioner Bobby DuBose, City of Miramar Mayor Lori Moseley, City of Parkland Commissioner David Rosenof, City of Pompano Beach Vice Mayor George Brummer

Miramar won the Peacock Award for its “Bloom Where You Are Planted” project, which taught children at the Sunset Lakes Community Center about the life cycle of plants while also beautifying the area and stressing the importance of community involvement and civic pride. In Spring, the center asked their students, their families and local seniors to bring in seedlings and gardening supplies. The seeds were planted and everyone had the joy of caring for them and watching them blossom into plants. “It is very much a life lesson on just exactly what happens when you put something in the ground and that it will grow if you take care of it,” said Joyce Donaldson, Operations Manager for the Social Services Department in Miramar. It was the second year the Sunset Lakes Community Center held a Spring planting. The first year only one class took part, but in 2012 they involved the entire center. Donaldson says the youngsters take great pride in their plants, even if they occasionally get confused about which one is theirs. “When you ask the kids which one is theirs, it is always the one that grew that largest and looks the prettiest,” said Donaldson. The project is also unique in that it involves Miramar’s seniors, who bring a multigenerational approach to the effort. “Having the ability through our quality programming, we are able to bring the community together. Children, seniors and their families enjoy projects that teach life lessons that provide fun for all,” said Donaldson. On hand to accept the honor, a host of Miramar officials including Mayor Lori Moseley, Commissioner Wayne M. Messam, Elsie Rose, the Development and Capital Management Coordinator from the City Manager’s Office and Karen E. Lewis, the Early Childhood Program Childcare Superintendent.”I know I can speak for all of us when I tell you that It was quite an honor winning, especially as we had keen competition from other cities. I could feel the energy surge up from our table when then announced us as the winners. I felt so proud of our City and this accomplishment,” said Lewis. Chartered in 1957, the Broward League of Cities is a non-partisan, non-profit organization representing the 31 municipal governments and more than 80 associate government, non-profit and business organizations within Broward County. The organization is dedicated to increasing awareness and providing resolutions to issues

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Some of the students that took part in the award winning project at the City of Miramar Early Childhood Program at Sunset Lakes.

October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:46 AM

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:46 AM

Community News

Back to Work at Miramar’s Community Garden By Julie Levin

hanks to the help of a cadre of volunteers and four certified

Master Gardeners, Miramar’s Community Garden is once again ready to bloom in the community. Several volunteers turned out September 15th for a workday called “Third Saturday at the Garden”, which was dedicated to kicking off the garden’s third season of growth. Created in 2010, Miramar’s Community Garden is centered in Fairway Park, located at 3700 Largo Drive. The garden is the first demonstration of “micro farming system” in Broward County. It is an environmentally and economically sustainable system that creates a network of healthy food sources of naturally grown vegetables and fruits, as well as a social network for garden volunteers to learn about the urban agricultural industry. Currently, there is a team of 15-20 volunteers that help keep the garden green and growing. They work under the guidance of four certified Master Gardeners, all of whom were granted the title by the University of Florida-Institute of Food and Agriculture Sciences (IFAS) after completing a course hosted by Broward County’s Extension Office.

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All of the garden’s crops are housed in up to 650 grow bags, which were part of the focus of the busy Saturday workday. “We added nutrients to many bags in the garden, filled remaining bags with soil, cleared out a corner of the garden to setup a composting area, planted our first seeds for the fall including seedlings in the shade house, installed row letter-signs, weeded the wildflower border, and reset drip irrigation heads,” said Elsi Rose, the city’s development and capital management coordinator. The team also recruited six new members, and had the help of local Girl Scout Troop 10392. The garden will be under the care of a newly elected board members: President - Scott Halderman, Garden Manager - Alex McCrae, Secretary - Scott Lewis, Treasurer- Mel Sills, Special Events Coordinator - Karen Lynch, Membership Coordinator - Virginia Newton-Louis, Compost/Soil Coordinator- Suzanne Smith, Master Gardener LiaisonAgustina Wright. Part of the garden’s harvest will be available at the new Farmers Market, which will be held every Sunday at Memorial Hospital Miramar, located at 1901 SW 172nd Avenue, from 9 a.m. to 2:30 p.m. For more information, visit http://www.ci.miramar. fl.us/green/garden. www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | October 2012 MTT ALL 1012.indd 13

13 10/1/12 10:46 AM

Community News

Halloween Treats and Fun Offered at Miramar Town Center By Julie Levin

ots of tiny ghosts and goblins, superheroes and princesses

will soon be out in full force for Halloween, and parents want to make sure their trick-or-treater is as safe as possible. Before they set out to spook the neighborhood, moms and dads should consider a trick-or-treating alternative. As they have for the past several years, the Miramar Town Center will host a Halloween Trick or Treating event that will provide an option to going door-to-door. “Instead of going out and knocking on people’s doors that you don’t know, they can come to a safe environment here and go to table to table and have a blast”,” said Lolita Dunn, the Special Events Coordinator for the City of Miramar. The event will be held October 31st between 6:30 p.m. and 9:00 p.m. at the Miramar Town Center. Kids are invited to come in costume and go trick-or-treating among close to 50 local vendors that were invited to attend. Each vendor will have candy and other treats for the little ones, while also getting a chance to share their business with moms and dads. “It is free advertising for them, so they enjoy coming as well,” said Dunn. According to Dunn, the yearly event is popular not just in Miramar, but surrounding cities as well. Dunn says as many as 5,000 people are expected to attend, and all ages are represented from newborns to seniors. “It is really a very fun and well-attended event,” she said. There will also be rides for the children and entertainment for a spooky, yet fun evening. “It gives parents a safe place to bring their children and it’s something from them to enjoy as well,” she said.

The event will run from 6:30 p.m.-9:00 p.m. at the Miramar Town Center, located at 2300 Civic Center Place. For more information, call the City’s Special Events Department at 954-602-3319

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Community news

Find Something New to Read at Holiday Book Fair By Julie Levin

t’s never too early to start looking for some early holiday gifts.

A great place to do that will be the next quarterly book event hosted by the Friends of the Miramar Library. The group’s Holiday Book Fair and Bake Sale is set for October 20th and organizers say patrons will be able to find page-turners in almost every subject imaginable. “We think it is a great way to do some early holiday shopping, get your own fall and winter reading gathered, help the Friends support the programs and work of our local Library and in these lean times - help our neighbors in need. It’s a win-win-win for all around,” said Judy Sullivan, the President of the Friends of the Miramar Library. Organizers again expect to have several thousand books for sale. The books range from textbooks, to hardback and paperback, from older books to brand new. They will have something in almost every category: books into movies/TV; fiction of all kinds; non-fiction - spiritual/inspirational, health, biography, history, cooking/diet, travel, finance; children’s books, chapter books for teens to books for young adults to schoolbooks/ study aids for kids. There will also be a wide variety of puzzles, games, DVDs, CDs, VHSs, and other non-book materials that people donate to the group. “If it’s in decent condition, we’ll put it out,” said Sullivan. Book lovers delight-Thousands of books The Friends of the will on sale at great prices. Miramar Library get their inventory from patrons of the library who donate books they no longer want or have been taken out of circulation and donated by the library. “We usually have so many books, we started holding these quarterly book fairs,” said Sullivan. The good news for customers is that the books are available at a greatly reduced price. Hardbacks are generally $2 and paperbacks are just $1. Children/youth various prices by size and content, and the DVD/CDs are $1, VHS at 5 for $1. All of the proceeds from the Book Fair go back into the Miramar Branch Library and Education Center. The group also uses the event to support the Library’s food drive efforts, by giving a free book coupon for each contribution of canned goods and food staples. The Library then joins those contributions with those they have collected and it all goes to area food banks. The Miramar Friends of the Library was first organized in February of 2009 as a nonprofit organization dedicated to support the Miramar Public Library. The mission of the Friends of the Miramar Library is to promote community awareness, support the library’s activities by raising funds, and serve as a liaison between the Miramar Library and the community. They are always looking for new members.

The Friends of Miramar Library Holiday Book Fair/Bake Sale will be held Saturday, October 20 from 12 p.m. - 5 p.m. in the multipurpose room and lobby. The library is located at 2050 Civic Center Place. Phone them at 954-437-1806. For more information, visit them online at www.friendsofthemiramarlibrary.org. www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | October 2012 MTT ALL 1012.indd 15

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community news

Miramar Poet to Launch “Hobo Code” Project By Julie Levin

nastasia Clark, Broward County’s Poet-in-Residence, is hop-

ing to engage South Florida poets in a unique new project, that just might also teach a little history. This month, the longtime Miramar resident is getting ready to launch her 4th Poet-in-Residence venture which she is calling “The Hobo Code Poetry and Art Project’. “We want people to do sort of an updated version of the code and use their basic life experiences to put a modern twist on something that happened years ago, because there are still modern-day hobos as we move through our life,” said Clark. Clark is hoping to inspire poets to write poetry based on the Hobo Code, which was a series of symbols that allowed hobos to communicate with one another as they traveled from town Anastasia Clark (photo courtesy of Keith Clark)

to town during the turn of the century. “Many of them were illiterate,” said Clark. “The code was an informal way of communicating by posting the in symbols on trees or fences. The codes might warn of dangers or let others know where friendly people could be found.” Using the symbols as a starting point, Clark will be challenging poets to create new poetry or artwork that brings a new perspective to the Hobo Code. The project will be conducted through a series of two-hour workshops at four local libraries that will feature writing tips, visual aids, background information and discussion. Poets can go to as many as they’d like, just once, or even take part on the internet. Clark’s last project combined two of her passions; poetry and aerospace. It resulted in a year-long project called “Our Poetic Tribute to Amelia Earhart.” The project was designed to inspire people to write poetry inspired by the life and legend of Earhart, the famed lost pilot, who also wrote poetry. 42 poets contributed to the collection which was displayed at several venues nationwide during April National Poetry Month. Clark is again hoping as many as 40-60 poets/artists take part in this newest project which will also be on display at local libraries. “I like to give everybody the opportunity to meet other poets in the area and to just branch out and write out something they maybe hadn’t thought about before. It’s also great to learn a bit about history,” Clark said. The workshops will be held at the Davie/Cooper City Branch Library on October 20th, the Hallandale Beach Library on November 3rd, South Regional/BC Library on January 26th, and the Main Library on February 5th. The poetry and artwork will be displayed at local, national and international venues- and at a formal, public presentation during April 2013 National Poetry Month. The show will also feature original music written for the project by Keith Clark, lead guitarist and vocalist for the South Florida band, Cosmic Wine. For more information, visit www.AnastasiaClark. com or call 954-536-8311.

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Community News CN

Children and Families are the Focus of Upcoming Conference By Julie Levin

arents and educators who are struggling

with the issues facing our children and families these days might find some solutions at an upcoming educational conference. Up until now, the conference, It Takes a Village to Raise a Child has only been held in California. On October 20th however, it will be making its first visit to the east coast with a stop at the Miramar City Commission Chambers. “It’s an educational event for parents or educators or anyone who works with children,” said Maggie Macaulay of Miramar, who runs Whole Hearted Parenting and is hosting the event. As many as 200 parents, educators and preschool teachers are expected to turn out for the educational event which will benefit the Indigo Village Educational Foundation, a San Diego based non-profit which provides cutting-edge programs in parenting and life skills. Four years ago, founder and president Susie Walton created the educational conference as a way of helping to bring programs and services into the community. Macaulay was invited to be a guest speaker at the 2010 conference and began talking to Walton about bringing the conference to Miramar. A portion of the proceeds will be directed to RCB South Florida (Redirecting Children’s Behavior) which offers workshops for the underserved in Broward, Miami-Dade and Palm Beach.”Funds will be funneled back into South Florida for workshops and courses for individuals who otherwise might be able to afford it,” she said. The conference will include ten speakers from within the industry, including Susie Walton, who are ready to address today’s most pressing issues concerning children

and families. Among the topics they’ll be discussing: The Joy of Raising Teens, An End to the Bully AND the Victim, Students and Schools: Finding the Perfect Match, Putting Peace in Your Day, Families Love Yoga, and You Can! You Will! You Did! Micro Changes, Macro Transformation and more. One of the speakers will be Eric Draper, Executive Director of Florida Audubon, who will talk about the remarkable opportunity to involve children with nature in Florida. “He has an incredible wealth of knowledge about nature in Florida and the special natural places that Florida offers families,” said Macaulay. The conference will wrap-up with a question and answer session with the speakers that will allow guests to ask questions. Macaulay created W hole Hearted Parenting in 2000 as way to teach parents the skills to create happy and cooperative homes. As a director with the International Network for Children and Families, Maggie also trains instructors to teach the Redirecting Children’s Behavior course and she leads RCB South Florida, a team of certified parent educators serving the tri-county area. It Takes a Village to Raise a Child Parenting Conference will be held October 20 at the Miramar City Commission Chambers, at 2300 Civic Center Place. The event will run from 10 a.m. to 3 p.m. Tickets are $45 per person or $75 per couple. For more information, visit www.VillageConference.com. For group rates and additional information, please contact Maggie Macaulay at 954.483.8021 or maggie_macaulay@msn.com.

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CN Community News

Jamaican Celebration Moves to Miramar By Julie Levin

or the first time, Miramar set the stage for a major event

honoring Jamaican heritage. A celebration marking Jamaica’s Flag Day, that had previously been held for several years in Lauderhill, moved south to its new locale at Miramar Town Center. “This year we brought it to Miramar because we feel like we have a wider base here,” said Bevan “Duke” Earle, the organizer of the event, which this year also combined a celebration of Jamaica’s 50th anniversary of Independence The event was organized by Earle, along with the Consulate General of Jamaica, Jamaica Awareness Inc and in partnership with the City of Miramar. A large crowd turned out to sing the Jamaican National anthem and to help ceremoniously raise that country’s flag. Organizers say it is way to maintain tradition and keep their cultural identity even while living away from home. “We want our children to see exactly where we started to where we are today. It’s important for our young people to get involved because they are the one we want to showcase our history too,” said Earle, a longtime South Florida resident who goes by the name “Duke of Earle” on his WAVS radio talk show. He is also the Managing Editor and Publisher of the Caribbean Voice Newspaper. Over the years, strong Jamaican communities have grown throughout Broward, stretching from Miramar and Pembroke Pines to Lauderhill, Lauderdale Lakes, Sunrise, Plantation and Davie. Earle decided to move the Flag Day event that he founded three years ago south to Miramar because of its fast- growing Jamaican population that city officials estimate to be around 15,000 people. Their contributions are recognized throughout Miramar, including in City government which boasts three sitting Commissioners of Jamaican heritage. The large growth of the Jamaican Diaspora was why there was plenty of dancing, singing, food and cultural events to celebrate the flag,

The Jamaican Flag was raised at the Miramar Town in celebration of Flag Day

which was adopted in1962 after the country gained its independence from Britain. Organizers hoped the event would encourage Jamaicans to show their patriotism and keep their heritage alive. “We want to celebrate what our forbearers have taught us and keep it going,” said Earle.

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cn School News

Miramar Educator Has Rare Research Opportunity By Julie Levin

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uring her summer break, Broward School Teacher Ritu Linhart

gave up days at the beach and sleeping in for something a little bit out of the ordinary. The Miramar resident was one of only two high-school teachers nationwide selected to spend the summer sharing ideas with some of the world’s most-renowned physicists. Linhart was invited to CERN in Switzerland, the European Organization for Nuclear Research (or Conseil Européen pour la Recherche Nucléaire), where the World Wide Web was invented and more recently where the Higgs boson particle, commonly referred to as the “god particle”, was discovered. “It still boggles my mind that I was there,” said Linhart, who teaches chemistry and physics at Coral Glades High School in Coral Springs. She is also an adjunct professor of chemistry at Barry University. Linhart, who holds Masters Degrees in Chemical Engineering and Business Administration, often spends her summers furthering her education. Last year, she spent time at the University of Virginia doing biomedical engineering research. This summer though, she wanted to apply for a grant to work at CERN, which is regarded as the premier particle physics research laboratory in the world. Thanks to funding provided by the Department of Energy and NSF through FSU ’s Depar tment of High Energy Physics, Linhart was invited to the facility, which currently has employs nearly Ritu Linhart at CERN, the European Organization for Nuclear Research 10,000 scientists and engineers from more than 110 countries. “There are 14 different physics Nobel Prize laureates who have offices there and you can just go have lunch with them in the cafeteria or attend talks by them,” said Linhart. CERN is home to the world’s largest and most powerful particle accelerator, known as the Large Hadron Collider, or LHC. The LHC produces head-on collisions, sometimes as many as 600 million per second, between two beams of particles containing trillions of particles. The collisions are detected by four huge detectors, which help physicists explore new territory in matter, energy, space, and time. Linhart’s assignment was to work on the upgrade of the front-end electronics of one of the massive detectors. “They are trying to detect what happened in the first billionth of a second of the big bang, because that is when the whole universe came into existence. If they can figure out which particles were there, how much energy, what happened. then we can understand how we came into existence and how to create other universes,” she said. Making the experience even more special was being able to bring children, Jessica, 16, and Justin, 10, along with her. They too were able to go to the CERN campus, where they attended lectures and spent hours at Visitor Center, which has interactive exhibits for people of all ages to learn about the cutting edge research being conducted at CERN and in particle physics in general. Dealing with such high level physics has transformed how Linhart teaches her students. She says it allows her to go well beyond the basics of electron, proton and neutron study and share the very latest in physics research and developments. The end game is to generate a new enthusiasm towards science. “From having been there, I am able to tell them that this is not the whole story that you read in your textbooks,” she said.

October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:47 AM

School News

Options for Keeping the Kids Busy After School

By Julie Levin

ow that the kids are

back in school, parents may still be looking after-school options to keep the little ones busy after the school bell rings. There are some great options around Miramar. Here is a look at just a few of them that are being offered around town: Harmony Development Center Miramar is proud to announce its Youth in Action After School Program in partnership with Harmony Development Center. The free program will offer academic support provided by a Broward County certified teacher, recreational activities including sports and structured physical activity and enrichment activities including life skills, community service, crime prevention and more. Sponsored by the Children’s Services Council of Broward, the Youth in Action After School Program services are provided by Harmony Development Center, a nonprofit organization successfully serving youth and community in Broward County for over 10 years. The program will be held at the Miramar Multi-Service Complex, located at 6700 Miramar Parkway. For more information, call 954-766-4483. Miramar Early Childhood Centers The City of Miramar Early Childhood Program offers an afterschool program at all four of their award winning centers. The program includes pick up of your child from the nearest elementary school, homework assistance, games and activities, early release days and an afternoon snack. They also accept Family Central. Their programs are licensed by the Bureau of Children and Family Services, Child Care Licensing and Enforcement Division and are a proud recipient of the Gold Seal of Excellence for providing quality childcare. Vicki Coceano Youth Center Miramar Civic Center 2001 Douglas Road 6920 SW 35th Street 954-602-4970 954-963-6683 Bus transportation offered from Pick up from AC Perry Elementary Sea Castle Elementary Sunset Lakes Silver Shores 2801 SW 186th Avenue 15700 Pembroke Road 954-602-3360 954-442-4030 Pick up from Sunset Lakes Elementary Pick up from Silver Shores Elementary Maximizing Out-of-School Time (M.O.S.T.) Afterschool Program Maximizing Out-of-School Time afterschool program provides a safe, positive environment for children, to enhance academic achievement, and supports social and physical development. The program includes daily academic, fitness and cultural arts components, homework assistance, educational and recreational field trips and daily healthy snacks. Applicants must attend one of the following Miramar Title 1 Broward County Schools: Fairway, Miramar, A.C. Perry or Sunshine Elementary schools. Children must be enrolled in Kindergarten through 5th grade for the 2012/2013 school year. For more information, call 954-889-2743 I Know Science I KNOW SCIENCE uses engaging and interactive lab experiments that your children will enjoy while learning key science concepts. Completed experiments are sent home weekly and upon completing the session, all scientists are awarded a certificate for their scientific merit! The I KNOW SCIENCE session lasts 6 weeks and meets weekly for 45 minutes. All classes will be held at the Sunset Lakes Community Center. Cost for Miramar residents is $155 (non-Miramar residents add 20%). Registration information is available in person at the Sunset Lakes Community Center or by phone at 888-957-5768 or via e-mail at info@iknowscience.com.

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Cover Story

The Simmsational Real Estate Group Offers Award Winning Service and Exceptional Results

By Debby Teich

pen. It is the second-largest real estate company in the United States. While many companies have decreased in size since the real estate boom in 2005, Keller Williams Realty has grown nearly 35 percent.

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becomes more challenging, buyers and sellers are seeking professionals who understand the industry and are positioned to stay ahead of the game. Patrick Simm and The Simmsational Real Estate Group at Keller Williams Realty have become well known for their award winning service and exceptional results. They listen, understand and deliver. Team Leader/Managing Director Patrick Simm answered some commonly asked questions about the Simmsational Real Estate Group.

The Simmsational Real Estate Group includes (l to r): Jose Rodriguez, Jill Grant, Nidia Rosario, Patrick Simm, Melissa Nunez, Kimberlee Hernandez and Alexandra Younes.

What is your background? I was born in Kingston, Jamaica and have been a South Florida resident since 1973. After earnManaging Director/ Team Leader Patrick ing a Master of Business Simm is known by many Administration Degree, I got as “OneCoolRealtor.” my Real Estate License in 2001 and then graduated from the Realtor Institute with a GRI designation (along with only 9% of all Realtors). I am an Accredited Buyer Representative, Certified Residential Specialist (along with only 4% of all Realtors worldwide) and Certified Distressed Property Expert. I am also a member of and serve on the Leadership Council of the South Florida Chapter of the National Association of Hispanic Real Estate Professionals. Over the years I’ve been known and nicknamed as “OneCoolRealtor.”

How long has your group been at Keller Williams? Kimberlee Hernandez, Jose Rodriguez and I joined Keller Williams over two years ago. Since then, we have expanded to a team of eight that includes six “truly awesome” realtors, a transaction coordinator, and an administrative assistant. We are an international team of specialized listing agents and buyer specialists.

When was the Simmsational Real Estate Group established? We have been helping Southwest Broward buyers and sellers accomplish their real estate goals since 2001.

Why did your group move to Keller Williams? We joined Keller Williams, because we were ready to take the business to the next level. Keller Williams had the tools and infrastructure we needed to make that hap-

tations, but to exceed them. We understand property values, positioning, and what it takes to get a home sold in today’s market. We set our standards high and deliver. We personalize marketing programs to fit the individual needs of each customer. We help them find the best home in the area within their price range. Together, we sell their home for as much as the market will bear and as quickly as possible.

Who are your customers? We work with individual buyers and sellers, as well as referrals from real estate agents throughout South Florida, including Cooper City, Davie, Miramar, Pembroke Pines and Weston.

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Are you involved in selling Bank-Owned Foreclosures? Yes, we are REO (Real Estate Owned) listing agents for Fannie Mae and quite a few major banks. We list and manage a vast majority of the bank-owned foreclosures that are for sale in the immediate area.

Is this a good time to buy or sell? It is a great time to buy, since home prices and mortgage rates are at an all-time low. It is also a great time to sell, because there is a tremendous shortage of inventory of homes for sale and a surplus of buyers. Yes, demand actually exceeds supply at this point in time.

Approximately how much does your team do in sales each year? The group consistently closes over 100 real estate transactions and grosses over $14 million in sales every year.

The Simmsational Real Estate Group grosses over $14 million in sales every year.

Do you work with attorneys and mortgage professionals? We partner with attorneys and mortgage professionals to make the process as smooth as possible.

Where does most of your business come from? Most of our business is generated from repeat customers and their referrals. We treat our clients like family and take excellent care of them. We trust that they will come back to us for future transactions and recommend us to their family, friends and associates.

What makes your team so successful? As a team, our goal is not only to meet our customers’ expec-

Do you work with Short Sales? Yes, we specialize in Short Sales. We help homeowners, who owe more than their home is worth, with other alternatives to foreclosure. We know that this is often a difficult and confusing time for distressed sellers, so we always go above and beyond to help them. We hold private consultations to educate and assist homeowners who are struggling with payments and fear losing their homes. We have a prominent real estate attorney affiliated with our group that assists in the short sale negotiations and is always available for consultation at no cost to our clients. I also educate the public by writing letters, blogs, and editorials in local magazines.

The Simmsational Real Estate Group specializes in bank-owned REO Foreclosure sales and short sales.

Keller Williams Realty is located at 2000 NW 150th Ave., in Pembroke Pines. For information, call 954-7098258, visit www.PatrickSimm.com or send an email to OneCoolRealtor@PatrickSimm.com.

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ask the mayor

Amendment 4 and the Upcoming Election

Miramar Mayor Lori C. Moseley

ear Miramar Residents:

Soon ballots will be cast for the general election, and one of those amendments that citizens need to be aware of is Amendment 4. The amendment makes our tax system more complex while shifting local property tax burden onto growing businesses and local residents. It also provides special benefits to out-of-state and non-homesteaded property owners while possibly impacting those taxpayers who live right here in our community. Amendment 4 may place a burden on new or growing Florida based businesses by making them pay higher property taxes than local small businesses that are already established. In this way, it pits these businesses against each other. Economists know that these types of tax schemes hurt growing businesses and will discourage new or expanding ones from coming to our community. I believe we should find ways to support growing businesses or encourage new businesses to come to the Sunshine state. Amendment 4 may also provide special advantage to out-of-state and second home property owners as well as owners of large tracts of vacant land and shifts the cost of providing local services to long-time local residents. This may foster an unfair “usversus-them” tax system that hurts those of us who live and work here. Amendment 4 will reduce City of Miramar property tax collections by almost $3 million over a 5-year period. This loss of revenue will necessitate either a reduction of vital city services or an increase to other revenue sources which will impact Miramar residents. This amendment may create an unfair inequity among property owners and if passed, identical properties will pay different property taxes, and not because they are valued differently. In the end, negatives may outweigh the positives of Amendment 4. It could hurt local governments’ ability to fund basic and vital services; it could hurt our economy, stymie job growth and force Floridians to pay more than their fair share. I strongly urge every citizen in our community to think about its impact on our city before voting on Amendment 4.. Warmest regards,

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School News

Fair to Help High School Students Plan for the Future By Julie Levin

igh School students who still aren’t sure where their futures

lie after graduation should make plans to attend an informative event organized by the City of Miramar. The Life after High School Educational Fair will be held on October 13 from 9:00 a.m.-1:00 p.m. at the Miramar Multi-Service Complex, located at 6700 Miramar Parkway. Organizers say it will be a chance to check out the many options and resources that are available for the post high school years. “We are inviting different colleges, universities, technical schools and the armed forces to come and meet with students,” said Maria Jose Bustamante, the Youth and Family Services Superintendent with the City of Miramar. Bustamante said there will be a number of organizations at the fair including representatives from the U.S. Marine Corps, Sanford-Brown Institute, Brown Mackie College, Ana Mendez University, St. Thomas University, McFatter Technical Center and many more. In addition to having a chance to speak with representatives from the different schools, students will also have a chance to meet with financial advisors and sit in on workshops dealing with applying for financial aid, time management and transitioning to college. It’s the second time the City has organized the Life After High School Educational Fair. Last year’s event drew close to 100 people, but they are anticipating an even larger turnout this year . One of the reasons is because they’ve moved the fair earlier in the year --last year it was held in May. They event was also moved to a weekend, when more parents can attend. “Parents that work don’t have to take time off,” Bustamante said. The educational fair is part of a series of events the City hosts to help prepare students for life after high school. Throughout the year, they also offer their Got Skills? Real Skills for Real Life and Mad City Money programs, both of which foster skills about

money, college and career, the working world and making good choices. Bustamante said they often gets requests from residents looking for help in seeing what’s available after high school as well. The Life after High School Educational Fair will be held on Saturday, October 13 from 9:00 a.m.-1:00 p.m. at the Miramar Multi-Service Complex, located at 6700 Miramar Parkway, Miramar. For more information on the Life after High School Educational Fair, contact Stephanie McNeil at 954-889-2701 or by email at smcneil@ci.miramar.fl.us.

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:47 AM

Eye Care

What is Color Blindness?

MiraMar The Fountains of Miramar (Next to El Fogon) Dr. Michael Chesen 2909 Dykes Rd., Miramar, FL • 954-437-9733

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olor blindness is a disorder affecting the

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capability to see colors under typical light or to discern colors as they are normally seen. Generally, the condition is present at birth, but it can also result from old age or a number of diseases of the eye. The discernment of color depends on cones located in the eye. People are usually born with three kinds of pigmented cones, each of which perceives various wavelengths of color. When it comes to pigment, the size of the wave is directly linked to the perceived color tone. Short waves produce blue tones, middle-sized waves are perceived as green tones and longer waves are seen as reds. Which type of cone is affected impacts the spectrum and severity of the color blindness.

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Because it is a gender-linked recessive trait, green-red color deficiency is more frequent in men than in females. Still, there are a small number of females who do experience some degree of color blindness, particularly yellow-blue deficiencies. Color vision deficiencies are not a debilitating condition, but it can impair educational progress and work performance. Not having the ability to distinguish colors as friends do can quickly and negatively impact a student’s confidence. For working people, color blindness could become a disadvantage when competing against peers trying to advance in a similar industry. There are several examinations for color blindness. The most common is the Ishihara color test, named after its inventor. For this test a patient views a plate with a circle of dots in various sizes and colors. Within the circle appears a digit in a particular tint. The patient’s ability to see the number inside the dots of contrasting colors indicates the level of red-green color sight. Even though inherited color vision deficiencies can’t be treated, there are some steps that might improve the situation. Some evidence shows that wearing tinted contacts or anti-glare glasses can help people to see the distinction between colors. More and more, computer applications are becoming available for regular personal computers and even for smaller machines that can assist users to distinguish color better depending upon their specific diagnosis. There are also exciting experiments being conducted in gene therapy to correct the ability to distinguish colors. How much color vision problems limit a person is dependent upon the type and severity of the condition. Some individuals can adapt to their condition by familiarizing themselves with alternate cues for colored objects or signs. For example, many individuals are capable of learning the shapes of traffic signs (rather than recognizing red) or contrasting items with paradigms like a blue body of water or green trees.

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If you notice signs that you or a child might be color blind, it is recommended to see an optometrist. The sooner you are aware of a problem, the sooner you can help. To book an eye exam for your child, contact Dr. Michael Chesen at 954-437-9733. Pearle Vision is located at 2909 Dykes Rd., in the Fountains of Miramar Shopping Plaza. www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | October 2012 MTT ALL 1012.indd 29

29 10/1/12 10:47 AM

Real Estate

Home For Sale and Not Selling? By Patrick Simm

elieve it or not, it is actually a great time to

sell! Home prices are on the rebound and the available housing inventory is low. First time homebuyers, foreign buyers and investors are in abundance. Multiple offers abound on properties listed at fair market value at most price points. Need I say more? A fair number of current home sellers find themselves in the unusual predicament where their home is “For Sale” and “Not Selling.” Beyond the motivation to sell, the ultimate reason why homes don’t sell lies within the pricing of the property. In many instances, homeowners get emotionally attached to their properties and inherently believe that their property is worth more than it is actually worth. Overpricing the property at the onset is probably the most critical mistake that a seller can make. This usually leads to extended days on the market and ultimately downward pricing pressure towards the final sales price. Real buyers tend to look at days on the market as a highly negative statistic. My question to sellers who take this route in selling their home is always the same, “Why would a buyer purchase your particular home for the asking price, when they have the opportunity to purchase comparable properties within the area for less?” A seller’s rebuttal usually includes the cost of upgrades they’ve made to the property. Note that in most cases, upgrades are usually made to a property for the owner’s own enjoyment and/or personal satisfaction. Rarely are upgrades done in order to satisfy the future prospective buyers. The point I’m getting at is this - the majority of the times, upgrades are not worth dollar for dollar for what a homeowner initially paid for them. Do upgrades demand more in regards to pricing when selling? Yes and no. It generally depends upon the type of upgrade. The advantage to upgrading is that in most cases, an upgraded home usually sells much quicker than a home that is standard or in a dated condition. Another important reason why homes listed for sale don’t sell as fast is the overall condition of the property. Properties that are well maintained and show well have been proven to sell faster than properties that are neglected and/or in disarray. Buyers usually fail to look beyond the deficiencies and the encumbered state of a property. The average buyer’s mindset tends to start discounting the cost of what they feel in their minds needs to be replaced and/or repaired from the “fair market value” in order to make the property “to their liking.” This can get pretty intimidating. Imagine buyers “self-pricing” with a ballpark figure on repairs before making an offer. In summary, if you are a seller with a home “for sale” and it is “not selling,” have your real estate consultant provide you with an updated comparable market analysis so that you can make an informed decision. If this doesn’t suffice or you have additional concerns, have a professional appraisal performed on your property. This gives a seller an unbiased determination of value of their property. After the “fair market value” is determined, organize and make the property presentable for showings to prospective buyers. Patrick Simm, Managing Director of the Simmsational Real Estate Group at Keller Williams Realty Partners SW, can be contacted at 954-709-8258 for all your Real Estate related questions and/or inquiries. Visit www.PatrickSimm.com or on Facebook at Facebook.com/OneCoolRealtor.

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cn Health & wellness

Balance and Arthritis Exercise Programs Set for October

he City of Miramar is offering two exercise programs this

month, designed to help residents living with arthritis or balance issues. The first program is the Arthritis Foundation Exercise Program, an arthritis selfmanagement program which could help promote better living. Through one-hour workshops held over six sessions, participants will learn how to keep their joints flexible, muscles strong, reduce pain, and decrease stiffness. The evidence based program is open to anyone 60 years of age and older. According to the Arthritis Foundation, the chronic disease affects an estimated 27 million Americans. Osteoarthritis, the most common form, is characterized by the breakdown of cartilage – the part of a joint that cushions the ends of the bones and allows easy movement. As cartilage deteriorates, bones begin to rub against one another. This can cause stiffness and pain that make it difficult to use that joint. Arthritis is most common in senior citizens. While there is no cure, there are treatments, like the exercise program, that help make it easier to move and reduce pain The Arthritis Foundation Exercise Program is free and will take place on WednesdaysOctober 3rd, 10th, 17th, 24th, 31st, and November 7th from 12:30p.m.-1:30p.m at the Miramar Multi-Service Complex, located at 6700 Miramar Parkway.For more information, call 954-889-2701. The City is also offering a fall prevention program called “A Matter of Balance”. Also an evidence based self-management program, the two hour workshop will will teach participants how to avoid and respond to falls and set goals for increasing activity. It will be held over eight sessions for adults 60 and older and caregivers.

“A Matter of Balance” will take place in two locations: on October 2nd, 4th, 9th, 11th, 16th, 18th, 23rd, & 25th from 10:00 a.m.-12:00 p.m. at the Miramar Multi-Service Complex, located at 6700 Miramar Parkway, Miramar. “A Matter of Balance” will also take place at the City of Miramar Sunset Lakes Community Center, located at 2801 SW 186th Avenue, Miramar on October 1st, 8th, 15th, 22nd, 29th, November 5th, 19th, & 26th from 10:00 a.m.-12:00 p.m. The program is free and light refreshments will available. For more information, call 954-889-2701.

October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:47 AM

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ailey is a 2 year old terrier mix. Although he loves all

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SHOULD YOUR PET BE OUR PET OF THE MONTH? Every month, Miramar Town Times randomly picks a Pet of the Month winner. Enter your pet today! Email entries to editor@miramartowntimes.com. Please send a photo with your entry (photo will not be returned). Tell us a little bit about your pet… Animal name & breed:_________________________________ Age and gender of animal:______________________________ Favorite person:______________________________________ Favorite toy:_________________________________________ Likes & dislikes:_______________________________________ Favorite thing to do:___________________________________ Last seen:___________________________________________

October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:47 AM

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:47 AM

legally speaking

Bankruptcy Law Changes Make It Easier to Wipe Out Second Mortgages By Omar J. Arcia, Esq. Foreclosure Defense and Consumer Bankruptcy Protection Attorney

ntil recently, the only way a homeowner could wipe out a

second mortgage or line of credit on his/her home was through the use of a Chapter 13 bankruptcy petition and plan that may require monthly payments for as long as 60 months. However, now a Homeowner may also wipe out second mortgages and lines of credit through a Chapter 7 bankruptcy which does not require monthly payments. According to an important bankruptcy appellate court decision, a homeowner who has taken out a second mortgage or line of credit against their home would be able to extinguish that lien by filing a Chapter 7 bankruptcy, and demonstrating that the amount owed on the first mortgage exceeds the value of the property. When a judge removes mortgage liens from a property during bankruptcy proceedings it is referred to as “lien stripping.” Bankruptcy courts must now follow a “bright line” rule in all Chapter 7 cases, which makes a second mortgage totally unsecured if the first mortgage exceeds the value of the personal residence. To qualify, the court will require proof that the home is appraised for less than the value of the first mortgage, which can be established through a certified property appraisal that is accepted by the court. In an environment where home prices in most markets have fallen at least 40% or more, many South Florida homeowners qualify for this option, and should take full advantage of this major change in bankruptcy law. There are several key benefits from this critical change in bankruptcy law for the homeowner stifled with debt. First, the time required to complete a Chapter 7 bankruptcy and get a “fresh start” can be as little as four months, whereas a Chapter 13 bankruptcy case may take as long as five (5) years. Second, the costs and fees of a Chapter 7 bankruptcy is only a fraction of those associated with a Chapter 13 plan and petition. Third, unlike a Chapter 13, a Chapter 7 bankruptcy allows you to wipe out an unlimited amount of credit card and other unsecured debt, like medical debt and outstanding mortgage debt from a prior short sale or foreclosure. Most importantly, none of your creditors will be able to contact you, harass you with annoying phone calls, or proceed with any foreclosure during the bankruptcy protection period. The Arcia Law Firm is privileged to successfully represent dozens of homeowners in our community in both Chapter 7 and 13 bankruptcy cases, as well as, foreclosure defense, homeowner’s association defense, short sales, and loan modifications. More detailed explanations of different options available to homeowners in foreclosure, at risk of foreclosure, or considering bankruptcy are discussed in a new instructional DVD developed by the Arcia Law Firm entitled “Fight For Your Home.” If you mention that you heard about the DVD through this magazine you will receive a FREE copy when you make an appointment to discuss your case in detail with a member of our qualified legal team.

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You may contact the Arcia Law Firm at 1-800-770-7102 to schedule a free consultation, or visit www.arcialawfirm.com for more information and to make your appointment online. www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | October 2012 MTT ALL 1012.indd 35

35 10/1/12 10:47 AM

it’s their business

Dr. Igor Pasisnitchenko Offers Comprehensive Dental Care for the Entire Family By Julie Levin

hen you or someone in your family

needs dental care, you want to turn to a caring dental team with years of experience. Dr. Igor Pasisnitchenko has been practicing dentistry for more than 25 years and offers a full range of services for your whole family, with a gentle touch. Financial Coordinator Angelina Zilberman recently answered a few commonly asked questions about the dental office of Dr. Igor.

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What sets your dental office apart from others in the area?

What sets our dental office apart from others in our area is the fact that we believe that our patients come first. We strive for excellence in both clinical and customer service. We understand that most don’t like coming to the dentist therefore, we do our very best to make a patient’s visit as pleasant as possible. We are here to serve you and have made a commitment to please.

What can patients expect when they visit your dental office? They can expect the

most advanced dental care, as well as comfortable and informative visits. We are committed to making your experience with us unlike any dental experience that you have ever had.

Please tell us a little bit about the Dental practice of Dr. Igor Pasisnitchenko. Dr.Igor

and his team are highly trained with the knowledge and experience to provide you with quality Cosmetic, Restorative, General and Implant services. We are committed to providing our patients with the most advanced Cosmetic and Aesthetic dental procedures available today.

Please tell us a little bit about Dr. Pasisnitchenko. Dr. Igor is highly

trained and has twenty five years of experience in dentistry. He has attended dental schools both in the US and in Europe.

Please tell us a little bit about your staff.

Our staff has been with Dr. Igor ranging from six to ten years. Each member is highly qualified with six to over fifteen years of dental experience. The entire staff is also certified and continues to educate themselves by attending dental conferences to enhance their knowledge in the dental field. Our staff is also multilingual. We speak Spanish, Russian, French and Creole in addition to English.

Do you hold any honors or professional affiliations? Dr.Igor is a Diplomat of International

Congress of Oral Implantologists, a member of Misch International Implant Institute and an associate member of International Association of Orthodontics. These are just to mention a few.

What does Dr. Pasisnitchenko like to do when he is not working? When Dr.Igor is not practicing dentistry, he enjoys traveling.

The dental office of Dr. Igor Pasisnitchenko is located at 10450 Taft Street in Pembroke Pines. They offer flexible and convenient hours, and have financing available. You can phone them at 954-431-0450 or visit them online at www.drigordentistry.com

What are some of the services you offer?

Our dental office offers a multitude of services to cover all of our patient’s needs.

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:47 AM

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• Pain Relief • Auto Accident Relief • Doctor’s on staff who truly care about your Good Health The patient and any other person responsible for payment has the right to refuse to pay, cancel payment, or be reimbursed for treatment, which is performed as a result of and within 72 hours of responding to the advertisement for discounted, or reduced fee for service, examination, or treatment.

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exAm & All x-RAys neeDeD only

954-432-3343

2500

normal Value $300+ exp. 10/31/12

excludes all Federal Funded Insurance Plans.

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Pines West ChiroPraCtiC

Dr. Joseph M. Buckley · Dr. DaMian Martinez

Serving Pembroke Pines for 15 Yrs.

18501 Pines Blvd · Suite 104 · Pembroke Pines

www.pineswestchiropractic.com

(Just west of McDonald’s in the 3-Story White Bldg.)

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Per adult meal - Dinners Only, Mon-Thurs One Coupon per table. Must Present Coupon. Holidays Not Included. Can’t be combined with any other offer. Exp. 10/31/12

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Towards your check of $50 or more. Dinners Only, Mon-Thurs

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www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | October 2012 MTT ALL 1012.indd 39

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seen on scene

Pinnacle of Success

Kameela Hack (top right), with the City of Miramar, was one of four honorees recently recognized at the Miramar Pembroke Pines Chamber of Commerce 16th Annual Pinnacle Award Ceremony. The event was held on September 7 at Shula’s Hotel in Miami Lakes, and also honored Dr. Marlow Hernandez of Cano Medical Dental, Lou Manfra of Lou Manfra Realty and Jack McGovern (top left) of Comprehensive Clinical Development. Isabell Martin (bottom right), of Celebration Time Florist in Miramar, was honored as the Small Business Person of the Year. Frederick Lippman with Nova University was honored with the Lifetime Achievement Award, Benoit Menasche was honored with the Coceono Community Leadershp Award and First Investors A Foresters Company received the Corporate Stewardship Honor.

911 Honored and Remembered

Members of the American Legion Post 385--Post Commander Jim Tewes, Post Member Stanley Cohen, Post Member George Koren and Post Adjutant/ Finance Officer Joe Motes--were on hand for the 911 remembrance ceremonies in Pembroke Pines. The post serves Miramar and all of Southwest Broward.

Mission to Kenya

15-year old Mackenzie Bryan (in red shirt), a student in the International Baccalaureate program at Miramar High School, is recently back from a trip to Kenya where he donated school supplies and computers to two schools in the region. Bryan had a chance to spend time with the students there and even “friend” them on Facebook. His fundraising project was part of a personal service project required by the I.B. program.

Honor for the Mayor

Miramar Mayor Lori Moseley was recently named the 2nd Vice President of the Florida League of Cities 20122013. Moseley was named to the post at the Florida League of Cities 86th Annual Conference. The Mayor is a Past-President of the Florida League of Mayors and Broward League of Cities.

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October 2012 | To Advertise in Miramar Town Times, Please call 954-306-1007 | www.miramartowntimes.com 10/1/12 10:48 AM

Embarrassed by Toenail Fungus? Call Dr. Neal M. Bullock Ask about the new GenesisPlus laser treatment for nail fungus. GenesisPlus is an FDA cleared, safe, and effective laser treatment for toenail fungus (onychomycosis).

We can help improve the look of your toenails! Neal M. Bullock, D.P.M., P.A. Podiatric Medicine & Surgery

17013 Pines Blvd., Pembroke Pines, FL 33027

954.450.4200

www.miramartowntimes.com | To Advertise in Miramar Town Times, Please call 954-306-1007 | October 2012 MTT ALL 1012.indd 3

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1960 N. commerce pkwy., Suite 3 Weston, FL 33326

954.306.1007

Postmaster please DELIVER in home as soon as possible.

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