OurHealth Charlottesville and Shenandoah Valley: July/August2019

Y O U R L O C A L H E A LT H R E S O U R C E

July | August 2019

COMPLIMENTARY COPY

ourhealthcharlottesville.com

When Students Aren’t Healthy, Can They Be Expected to Learn?

Is Your Family Financially Literate?

What’s All This Buzz About Fermented Foods?

Family Fun at the 4 Our Freedom 5K

5 Annual th

Senior Healthy Living Awards

From assisted living and rehabilitation experts to restaurants, pharmacies, and salons, we unveil readers’ top choices in Charlottesville and Shenandoah Valley for services they trust to keep our golden generation healthy and happy.

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

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FEATURES

JULY • AUGUST 2019

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CELEBRATING THE 5TH ANNUAL SENIOR HEALTHY LIVING AWARDS Join us in celebrating the 5th Annual Senior Healthy Living Awards in Charlottesville and Shenandoah Valley. From assisted living and rehabilitation experts to restaurants, pharmacies, and salons, we unveil readers’ top choices in Charlottesville and Shenandoah Valley for services they trust to keep our golden generation healthy and happy.

CHRONICALLY CATCHING UP Students with long-term illnesses often struggle with academic achievement—but with the right support and resources for families, this doesn’t have to be the case.

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Write us, tweet us, or tag us today! #OurHealthCharlottesville www.OurHealthCharlottesville.com

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DEPARTMENTS JULY • AUGUST 2019

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The Pulse | People. Places. News to Know.

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Health Scene | Happenings. Who’s Who. Trending.

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Financial Wellness | Savings. Investments. Insurance.

Financial Literacy for the Family: Where Do You Begin? Nearly two-thirds of Americans can’t pass a basic test of financial literacy. Fortunately, there are many trusted resources and experts available throughout Charlottesville that can help bridge your knowledge gap and put you on a path to better financial health.

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Food and Fitness | Nutrition. Exercise. Prevention.

14 – Sunsets with Sentara Benefits Cancer Services at Sentara Martha Jefferson Hospital 15 – 4 Our Freedom 5k Raises Over $60,000 For Central Virginia Non-Profits

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Q&A on Health | Questions. Answers. Knowledge.

Join the OurHealth Community

ON SOCIAL MEDIA

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What’s All This Buzz about Fermented Foods? Fermented foods have been around for centuries, but have recently grown in popularity for the role they play in your overall health. But, like any product promising health benefits, it’s important to know what you are looking for to help you make the best choice.

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Funny Bone | Spot the Seven Differences

www.OurHealthCharlottesville.com

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MORE THAN A MAGAZINE ONLINE JULY • AUGUST 2019

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COMMENTS/FEEDBACK/QUESTIONS We welcome your feedback. Please send all comments and/or questions to the following: U.S. Mail: McClintic Media, Inc., ATTN: Steve McClintic, Jr., President/ Publisher/Editor: 303 S. Colorado Street • Salem, VA 24153. | Email: steve@ourhealthvirginia.com | Phone: 540.387.6482 Ext. 1 Information in all print editions of OurHealth and on all OurHealth websites (websites listed below) and social media updates and emails is for informational purposes only. The information is not intended to replace medical or health advice of an individual’s physician or healthcare provider as it relates to individual situations. DO NOT UNDER ANY CIRCUMSTANCES ALTER ANY MEDICAL TREATMENT WITHOUT THE CONSENT OF YOUR DOCTOR. All matters concerning physical and mental health should be supervised by a health practitioner knowledgeable in treating that particular condition. The publisher does not directly or indirectly dispense medical advice and does not assume any responsibility for those who choose to treat themselves. The publisher has taken reasonable precaution in preparing this publication, however, the publisher does not assume any responsibility for errors or omissions.

Copyright © 2019 by McClintic Media, Inc. Reproduction in whole or part without written permission is prohibited. OurHealth Charlottesville/Shenandoah Valley is published bi-monthly • Special editions are also published • McClintic Media, Inc. • 303 S. Colorado Street, Salem, VA 24153, P: 540.387.6482 F: 540.387.6483.

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The Pulse

INFORMATION • EVENTS • AWARENESS

New Locations, Ventures, Mergers and Acquisitions New ENT And Facial Cosmetic Services Practice in Afton Stephen D. Keefe, MD is now offering ear, nose, throat and facial cosmetic services in the Afton area. The new location at 10950 Rockfish Valley Highway, Suite C, just past Blue Mountain Brewery, offers patients in that area a more convenient location for services.

Summer Office hours in the New Afton Location are: Friday July 12th 8:30 a.m. – 3 p.m.

Thursday July 25th 8:30 a.m. – 5 p.m.

Thursday August 8th 8:30 a.m. – 5 p.m.

Friday August 23rd 8:30 a.m. – 3 p.m.

More information: To schedule an appointment with Dr. Keefe, visit www.drkeefeent.com or call 540.245.7027.

Recognitions, Awards and Accreditations UVA’s Jose Oberholzer, MD Earns Healthcare Service Award Virginia Hospital and Healthcare Association announces Jose Oberholzer, MD, a University of Virginia Health System surgeon as its 2019 Meritorious Service Award recipient.

The director of the Charles O. Strickler Transplant Center at UVA since 2017, Dr. Oberholzer was presented his award earlier this year at the VHHA’s annual meeting.

During his tenure at UVA, Dr. Oberholzer has focused on improving patients’ outcomes, increasing the number of Virginians volunteering as living organ donors and researching better treatments for diabetes and other chronic conditions as well as making surgery less invasive and safer for diabetic and overweight patients. Dr. Oberholzer is a pioneer of minimally Jose Oberholzer, MD invasive, robotic-assisted transplants for patients who need a new kidney and/or pancreas, and also an expert in liver and small bowel transplantation.

Along with his breakthrough work to improve transplant care, he has spent more than 20 years researching a cure for diabetes. Dr. Oberholzer is a co-founder of the Chicago Diabetes Project, which seeks to cure diabetes through islet cell transplantation.

More information: www.vhha.com

Recognitions, Awards and Accreditations New Locations, Ventures, Mergers and Acquisitions Sentara Martha Jefferson Orthopedics Opens New Location in Crozet Sentara Martha Jefferson Orthopedics is now providing orthopedic care in the offices of Sentara Crozet Family Medicine, located at 1646 Park Ridge Drive in Crozet.

The new practice offers general orthopedic services; hand and wrist services, including evaluation and treatment of carpal tunnel, arthritis and tendonitis; back and neck services, with options in evaluating chronic and acute back and neck pain; and diagnostic X-ray.

Sentara Martha Jefferson Orthopedics currently has offices on Pantops as well as on 29 North. The Crozet office is the third location.

More information: Appointments may be made by calling 434.654.5575.

Eight UVA Children’s Hospital Specialties Nationally Ranked by U.S. News & World Report Eight University of Virginia Children’s Hospital specialties earned a top-50 national ranking in U.S. News & World Report’s 2019-2020 “Best Children’s Hospitals” guide.

The Eight Ranked Specialties are: •

Pediatric Diabetes & Endocrinology: 27th

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Pediatric Neurology & Neurosurgery: 33rd

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Pediatric Cardiology & Heart Surgery: 37th

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Neonatology: 40th

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Pediatric Gastroenterology & GI Surgery: 47th

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Pediatric Nephrology: 47th

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Pediatric Urology: 47th

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Pediatric Pulmonology: 49th

“Over the past two years, we have doubled our number of nationally ranked specialties and are ranked in eight of the 10 specialties rated by U.S. News, which reflects the range of specialized care available to patients across Virginia and beyond through our team at UVA,” says James Nataro, MD, PhD, MBA, chair of the Department of Pediatrics at UVA. The U.S. News rankings seek to identify the hospitals providing the highest-quality care for children with the most serious or complicated medical conditions. Measures include patient outcomes, the use of best practices to enhance patient safety, availability of specialized programs and a national survey of pediatric specialists.

More information: www.health.usnews.com

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Glen Michael, MD of Augusta Health Named Outstanding EMS Physician

Central Shenandoah EMS Council’s Regional EMS Awards program provides local EMS providers and agencies an opportunity to recognize the outstanding efforts of their fellow emergency medical responders.

As the award recipient, Dr. Michael has been nominated for the Governor’s EMS Award. The Governor’s Award will be announced in November 2019.

Glen Michael, MD

More information: www.csems.org

New Services New Skin Sun Damage Technology At Asfa Plastic Surgery And Medical Spa Asfa Plastic Surgery and Medical Spa is now offering a new way to measure skin damage due to overexposure to the sun. “The Visia Complexion Analysis gives a snapshot of what lies beneath your skin’s surface, so we can treat current problems, and also prevent further damage,” says board certified plastic and reconstructive surgeon, Saied Asfa, MD. The Visia machine analyzes crow’s feet, wrinkles, evenness, sunspots and pore size. This technology enhances skin care consultations at the medical spa, helping aestheticians identify current and future problem areas, and tailor treatments for each individual.

More information: Visit www.AsfaPlasticSurgery.com or call 540.432.0303.

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• NEWS TO KNOW

Augusta Health Emergency Department physician, Glen Michael, MD, is the recipient of the 2019 Central Shenandoah EMS Council Regional Award for Outstanding EMS Physician. Dr. Michael has been recognized for his dedication and involvement as Operational Medical Director of Augusta Health Transportation Services, and his commitment to provide daily lifesaving services.

The Pulse

Recognitions, Awards and Accreditations

The Pulse

• NEWS TO KNOW

John J. Carter, PA-C

Catherine Davies, DO

Amanda Lutter, DPM

Charles Magee, MD

Sentara Martha Jefferson Emergency Department Charlottesville | 434.654.7150 www.sentara.com

Central Virginia Foot and Ankle Laser Center Charlottesville | 434.979.0456 www.cvillefootankle.com

Augusta Health Primary Care Fishersville | 540.332.5687 www.augustahealth.com

UVA Health System Hospitalist/Palliative Care Charlottesville | 434.243.4288 www.uvahealth.com

Robert J. Hallock, MD

Sentara Martha Jefferson Emergency Department Charlottesville | 434.654.7150 www.sentara.com

Erin J. Klaffky, PhD, MD Eric D. Kramer, MD Allergy Partners of Charlottesville Charlottesville | 434.951.2191 www.sentara.com

Gregory W. Mallard, MD Masahiro Morikawa, MD Kristina Perez, DO

Sentara Greene Family Medicine Ruckersville | 434.654.1850 www.sentara.com

UVA Health System Family Medicine Charlottesville | 434.924.5348 www.uvahealth.com

Diane Landauer, MD

Sentara Martha Jefferson Patient Care Plus Emergency Department Staunton | 540.885.6789 Charlottesville | 434.654.7150 www.patientcareplus.com www.sentara.com

Sentara Martha Jefferson Emergency Department Charlottesville | 434.654.7150 www.sentara.com

Todd Villines, MD

UVA Health System Cardiovascular Medicine Charlottesville | 434.243.1000 www.uvahealth.com

Megan Starling, MD

Sentara Martha Jefferson Emergency Department Charlottesville | 434.654.7150 www.sentara.com

Derek Wolfe, PA-C

Sentara Martha Jefferson Emergency Department Charlottesville | 434.654.7150 www.sentara.com

For More Events Visit:

www.ourhealthcharlottesville.com Do you have an event that our readers simply must know about?

Tell us about it by emailing Stephen McClintic Jr. at steve@ourhealthvirginia.com.

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Health Scene HAPPENINGS • WHO’S WHO • TRENDING

SUNSETS WITH SENTARA BENEFITS CANCER SERVICES AT SENTARA MARTHA JEFFERSON HOSPITAL words | JENNY HUNGATE photography | COURTESY OF SENTARA MARTHA JEFFERSON HOSPITAL

On the evening of June 12, members of the Charlottesville community and Sentara Martha Jefferson staff members were invited to gather on the hospital’s lawn with family, friends and other guests to relax and enjoy the sunset, all while listening to live music provided by ESSENCE Band, from Richmond. During the free, familyfriendly community concert, refreshments were available for purchase from local food trucks, breweries and wineries. Proceeds from the community outreach event, hosted by Sentara, support cancer services at Sentara Martha Jefferson Hospital.

Mark your calendar now for the next Sunsets with Sentara event, to take place on Wednesday July 24, from 5:30 p.m. – 8:30 p.m. at the Sentara Martha Jefferson Amphitheater. Rain date will be Thursday July 25.

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Health Scene • HAPPENINGS

4 OUR FREEDOM 5K RAISES OVER $60,000 FOR CENTRAL VIRGINIA NON-PROFITS words | BETHAN BROWNING photography | CALEB BRIGGS

On the morning of Saturday June 1, 2019, ParadeRest Virginia and University of Virginia Foundation, two local non-profit organizations, welcomed over 650 runners and walkers to the ninth annual 4 Our Freedom 5K (4OF5K) at the University of Virginia Research Park in Charlottesville.

Through runner entrance fees and the generosity of 54 sponsors, the 4OF5K raised over $60,000 this year, raising the nine-year total to nearly $800,000. Proceeds from the event benefit local non-profit organizations who support members of the military,

veterans, and their families in the Central Virginia area. The 2019 beneficiaries were: Blue Star Families of Central Virginia, Gratitude Charlottesville, Living Free, ParadeRest Virginia, Seas the Day, and Wintergreen Adaptive Sports.

In addition to hosting the 4OF5K, ParadeRest Virginia serves the military population of Central Virginia through a variety events and services. Whether through complimentary tickets to sporting or cultural events, recognizing recent enlisted high school students in the annual Our Community Salutes event, or by offering veterans a platform to share and record their stories through Nickel for Your Story productions, ParadeRest Virginia is dedicated to serving local military families.

Mark your calendar now for the 10th Annual 4OF5K on Saturday, June 6, 2020. For more information visit, www.paraderestva.org. www.OurHealthCharlottesville.com

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Questions. Answers.

Knowledge.

Did you know?

August is

IMMUNIZATION and INFLUENZA AWARENESS MONTH

Scan the QR code provided to download information about flu and vaccinations in older adults.

What is an adjuvant and why is it added to the flu vaccine?

Can tinnitus (ear ringing) be a sign of something more serious?

Can certain medications increase the risk of falls in seniors?

An adjuvant is an ingredient used in some vaccines that helps create a stronger immune response in people receiving the vaccine. In other words, adjuvants help the flu vaccine work better. Adjuvants help the body to produce a stronger immune response against the flu. Adjuvanted vaccines can cause more local reactions (such as redness, swelling, and pain at the injection site) and more systemic reactions (such as fever, chills and body aches) than non-adjuvanted vaccines; however the improved response provides protection for those that may not receive adequate immune response from the traditional flu vaccine.

Adjuvants have been used safely in vaccines for decades.

It can, but that is not typical. Most tinnitus is the result of damage to the hair cells in the inner ear.

However, there are many causes: head and neck injuries, ear infections, certain medications, earwax, and more. About 50 million Americans experience some form of tinnitus.

Absolutely. Falls are the leading cause of injuries and hospitalizations in adults 65 and older, with many studies identifying side effects from medications increasing fall risk.

FLUAD is a flu vaccine with adjuvant currently approved for use among people 65 years and older, who often have a lower protective immune response after flu vaccination compared to younger, healthier people. There are many flu vaccine options to choose from, but the most important thing is for all people six months and older to get a flu vaccine every year. If you have questions about which vaccine is best for you, talk to your doctor or other healthcare professional.

If you have tinnitus that is bothersome, develops after a cold or upper respiratory infection, occurs suddenly or without cause, or you have associated dizziness or hearing loss with the tinnitus, you should be evaluated by a hearing professional.

Dawn Cooper, AuD

Rivanna Hearing Center Charlottesville | 434.205.9741 www.rivannahearingcenter.com

Drugs such as non-steroidal anti-inflammatory (NSAIDS like Ibuprofen), opioids (Morphine and Hydrocodone), benzodiazepines (Lorazepam), and anti-cholinergic medications (Benadryl and Cogentin), as well as many anti-depressants (Paxil, Zoloft, and Prozac) are all linked to an increased risk for falls.

Any medication that causes side effects like drowsiness, dizziness, vision problems, gait disturbances, or hypotension (low blood pressure) could potentially increase one’s risk of experiencing a harmful fall. This makes it crucial for those taking medications, medical professionals, and care givers to seek out education on medications that can increase the risk for falls.

Tim Moran, MAPT Allison Baroco, MD

Infectious Disease Specialist Augusta Health Fishersville | 540.213.2630 www.augustahealth.com

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Tinnitus is when we hear a sound that does not come from any source outside the body. There are two types of tinnitus: objective tinnitus and subjective tinnitus. Objective tinnitus is uncommon and can be heard by someone else, typically a physician during an examination. It is the result of noise generated by structures near the ear. Subjective tinnitus can only be heard by the afflicted, and is the most common of the two.

The use of prescription medication in the aging population has increased over the last decade. Approximately 72 percent of people age 55 years or older use at least one prescription medication, and 20 percent of those are taking four or more medications.

OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Director of Therapy RoseWood Village Charlottesville | 434.963.7673 www.rosewoodvillage.com

www.OurHealthCharlottesville.com

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Questions. Answers.

Knowledge.

What causes juvenile arthritis?

Did you know?

July is JUVENILE IDIOPATHIC ARTHRITIS AWARENESS MONTH

Juvenile Idiopathic Arthritis (JIA) is an autoimmune disease that causes stiff joints, swollen joints and joint pain in children.

The cause of juvenile idiopathic arthritis (JIA) is unclear. Like most autoimmune diseases, there are genetic factors, environmental exposures and immune reactions playing a role. Patients will have stiff joints, swollen joints and joint pain. There may be other symptoms such as fatigue, fever, rash, and back pain. There are several types of JIA, including: polyarthritis-type, oligoarthritistype, enthesitis-related arthritis, psoriatic arthritis and systemic arthritis. Polyarthritis-type affects five or more joints. Oligoarthritistype affects less than five joints and is the most common type of JIA. Enthesitis-related arthritis and psoriatic arthritis, also called spondyloarthritis, affect the spine, the skin (psoriasis) and even the gut (inflammatory bowel disease). The systemic type is different because it causes persistent fever and rash and may not involve the joints. The immune system is overactive in all types of JIA. Because there are safe and effective treatments to control the inflammation, the prognosis is generally good for JIA.

Can I depend on the vision screening at school to know if my child’s vision is okay?

A school screening does a very good job at just that, screening. However, a screening cannot be depended on to take the place of a comprehensive eye exam performed by an eye care professional. A comprehensive eye exam will give you a truer measure of your child’s visual acuity and need, or lack thereof, for glasses, as well as an assessment of the health of your child’s eyes.

Paul McConnell, MD EyeOne Staunton | 540.213.7720 www.eyeoneva.com

Aarat Patel, MD

Adult and Pediatric Rheumatology UVA Children’s Hospital Charlottesville | 434.982.3968 childrens.uvahealth.com

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Should I add a probiotic supplement to my child’s diet?

Probiotics add healthy bacteria to your body to help with digestive and immune health. About 70 percent of the immune system’s cells are found in the gut, so a healthy intestinal system is essential for a healthy immune system.

Some children seem to get ill frequently while in daycare or school. These illnesses often spread throughout the family. Often children can bounce back more quickly from illness than adults, so it behooves a parent to have a healthier child. Supporting your child with probiotics can also help with infant colic and reflux (L. Reuteri is most helpful), regularity and a reduction in bloating and gas.

Most natural foods stores carry multiple probiotics for infants, toddlers and youth. At Rebecca’s Natural Food, we also carry liquids for infants/toddlers and gummies/ chewables for older children. If your child is 12 or older or above average height and weight you can supplement with an adult probiotic of about 15 billion live cultures (higher can potentially cause loose stools for a few days).

Brandon Davis

Rebecca’s Natural Food Charlottesville | 434.977.1965 www.rebeccasnaturalfood.com

www.OurHealthCharlottesville.com

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

5 Annual th

Senior Healthy Living Awards

From assisted living and rehabilitation experts to restaurants, pharmacies, and salons, we unveil readers’ top choices in Charlottesville ans Shenandoah Valley for services they trust to keep our golden generation healthy and happy.

www.OurHealthCharlottesville.com

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C H A R L O T T E S V I L L E & S H E N A N D O A H VA L L E Y

Senior Healthy Living Awards Honorable Mention

5

th annual

GOLD

Cremation Society of Virginia Charlottesville | 434.244.0046 www.virginiacremate.com Hill and Wood Funeral Service Charlottesville | 434.296.6148 www.hillandwood.com

ADULT DAY CARE CENTERS First Place

Preddy Funeral Home Gordonsville | 540.832.2111 www.preddyfuneralhomes.com

5

th annual

GOLD

Daily Living Center Waynesboro | 540.949.4151 www.dailylivingcenter.com

Second Place

JABA Adult Care Centers Charlottesville | 434.817.5235 www.jabacares.org

Third Place

InnovAge Virginia PACE – Blue Ridge Charlottesville | 434.529.1300 www.myinnovage.com/locations/ va-blue-ridge

ASSISTED LIVING COMMUNITY First Place

RoseWood Village Charlottesville | 434.963.7673 www.rosewoodvillage.com

Second Place

5

th annual

GOLD

The Legacy at North Augusta Staunton | 540.885.5454 www.thelegacyatnorthaugusta.org

Third Place

The Lodge at Old Trail Crozet | 434.823.9100 www.lodgeatoldtrail.com

AFTER LIFE SERVICES First Place

Coffman Funeral Home and Crematory Staunton | 540.887.8111 www.coffmanfuneralhome.net

Second Place

Teague Funeral Services Charlottesville | 434.977.0005 www.dignitymemorial.com

Third Place

Henry’s Funeral Home Staunton | 540.885.7211 www.henryfuneralhome.net

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Honorable Mention

English Meadows Senior Living Community (Formerly Mountainside Senior Living) Crozet | 434.823.4307 www.englishmeadowsslc.com/crozetcampus Linden House Assisted Living at Branchlands Charlottesville | 434.973.0311 www.branchlands.com Summit Square Retirement Community Waynesboro | 540.941.3100 www.sunnyside.cc The Heritage Inn of Charlottesville Charlottesville | 434.977.0002 www.heritageinncharlottesville.com Westminster Canterbury of the Blue Ridge Charlottesville | 434.485.5206 www.westminstercanterbury.org

www.OurHealthCharlottesville.com

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C H A R L O T T E S V I L L E & S H E N A N D O A H VA L L E Y

Senior Healthy Living Awards Second Place

5

th annual

GOLD

Simon Stapleton Stapleton Elder Law Charlottesville and Staunton 866.284.4529 www.elderlaw-va.com

Third Place

COMPANION CARE First Place

Open Arms Helping Hands Charlottesville | 434.293.4388 www.openarmshelpinghands.com

Second Place

Vitt Law Offices, PLC Charlottesville | 434.971.3025 www.vittlaw.com

Honorable Mention Matthew Sunderlin Clark and Bradshaw, PC Harrisonburg | 540.433.2601 www.clark-bradshaw.com

The Law Office of Glendon K. Gill Staunton | 540.213.2121 www.glendongill.com

Home Instead Senior Care Charlottesville | 434.979.4663 www.homeinstead.com

5

th annual

Third Place

GOLD

Visiting Angels Charlottesville | 434.227.5917 www.visitingangels.com

Honorable Mention

FINANCIAL ADVISING

Americare Plus Waynesboro | 540.943.3298 www.americarepluspc.com/charlottesville Care Advantage, Inc. Charlottesville | 434.973.2000 www.careadvantageinc.com Commonwise Home Care Charlottesville | 434.202.8565 www.commonwisecare.com

First Place

Edward Jones: James S. Clark Charlottesville | 434.295.1271 www.edwardjones.com/james-clark

Second Place

5

th annual

GOLD

Cornerstone Wealth Advisors Fishersville | 540. 942.1703 www.cswadvisors.org

Third Place

Anchor Financial Group Charlottesville | 434.984.1500 www.anchor-financial.com

ELDER LAW ATTORNEY First Place

Gelbman Law, PLLC Charlottesville | 434.906.7022 www.gelbman-law.com

Honorable Mention MH Swanson and Associates Charlottesville | 34.979.4822 www.mhswanson.com

OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

th annual

th annual

GOLD

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SILVER

BRONZE

5

5

5

th annual

th annual

th annual

SILVER

GOLD

BRONZE

Third Place

5

th annual

GOLD

At Home Care Charlottesville | 434.295.5355 www.athomecareandhospice.com

Honorable Mention Amedisys Home Health Care Staunton | 540.886.2970 www.amedisys.com

FITNESS SERVICES (INCLUDING YOGA AND TAI CHI STUDIOS)

First Place

Charlottesville T’ai Chi Center Charlottesville | 877.880.2479 www.charlottesvilletaichi.org

Second Place

Home Instead Senior Care Charlottesville | 434.979.4663 www.homeinstead.com Sentara Home Care Services Charlottesville | 434.964.3700 www.sentara.com

5

th annual

GOLD

Piedmont Family YMCA Charlottesville | 434.974.9622 www.piedmontymca.org

Third Place

acac Fitness and Wellness Charlottesville | 434.984.3800 www.acac.com/charlottesville

Honorable Mention Augusta Health Fitness Fishersville | 540.332.5433 www.augustahealth.com

The Center Charlottesville | 434.974.7756 www.thecentercville.org

5

th annual

GOLD

HOSPICE CARE First Place

Hospice of the Piedmont Charlottesville | 434.817.6900 www.hopva.org

Second Place

Legacy Hospice Charlottesville | 434.970.7776 www.legacy-hospice.com

Third Place

Hospice of the Shenandoah at Augusta Health Fishersville | 540.932.4909 www.augustahealth.com

HOME HEALTH CARE First Place

Shenandoah Valley Home Health Staunton | 540.324.2360

www.shenandoahvalleyhomehealth.com

Second Place

Care Advantage, Inc. Charlottesville | 434.973.2000 www.careadvantageinc.com

Honorable Mention

First Choice Home Health & Hospice Harrisonburg | 540.434.3916 www.firstchoiceharrisonburg.com

Congratulations

Senior Healthy Living Award winners! www.OurHealthCharlottesville.com

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C H A R L O T T E S V I L L E & S H E N A N D O A H VA L L E Y

Senior Healthy Living Awards 5

5

th annual

th annual

GOLD

GOLD

INDEPENDENT LIVING COMMUNITY

INPATIENT REHABILITATION

First Place

First Place

Second Place

Second Place

Third Place (tie)

Third Place

Westminster Canterbury of the Blue Ridge Charlottesville | 434.485.5206 www.westminstercanterbury.org

The Lodge at Old Trail Crozet | 434.823.9100 www.lodgeatoldtrail.com

Our Lady of Peace Charlottesville | 434.973.1155 www.our-lady-of-peace.com Sunnyside Retirement Community Harrisonburg | 540.568.8200 www.sunnyside.cc

Honorable Mention Brightview Baldwin Park Staunton | 540.466.3755 www.brightviewseniorliving.com RoseWood Village Charlottesville | 434.963.7673 www.rosewoodvillage.com Summit Square Retirement Community Waynesboro | 540.941.3100 www.sunnyside.cc

Albemarle Health and Rehabilitation Center Charlottesville | 434.422.4800 www.albemarlehealthrehab.com

Sunnyside Retirement Community Harrisonburg | 540.568.8200 www.sunnyside.cc

Laurels of Charlottesville Charlottesville | 434.951.4200 www.laurelsofcharlottesville.com

Honorable Mention

Augusta Nursing and Rehab Center Fishersville | 540.885.8424 www.consulatehealthcare.com Charlottesville Health and Rehabilitation Center Charlottesville | 434.978.7015 www.charlottesvillerehab.com UVA Encompass Health Rehabilitation Hospital Charlottesville | 434.244.2000 www.encompasshealth.com

5

th annual

The Colonades Charlottesville | 434.963.4198 www.sunriseseniorliving.com

GOLD

The Manor House Independent Living at Branchlands Charlottesville | 434.973.9044 www.branchlands.com

Congratulations

Senior Healthy Living Award winners!

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

LOCAL PHARMACY First Place

Timberlake’s Drug Store Charlottesville | 434.295.9155 f timberlakesdrugstore

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

C H A R L O T T E S V I L L E & S H E N A N D O A H VA L L E Y

Senior Healthy Living Awards LOCAL PHARMACY

5

th annual

Second Place

GOLD

Top Notch Family Pharmacy Charlottesville | 434.995.5595 www.topnotchpharmacy.com

Third Place

Fishburne Pharmacy Waynesboro | 540.949.8211 www.mygnp.com

Honorable Mention Fishersville Family Pharmacy Staunton | 540.324.8042 www.fishersvillepharmacy.com Parkway Pharmacy Crozet | 434.823.6337

5

th annual

GOLD

MEDICAL EQUIPMENT PROVIDER First Place

ABC Health Care Charlottesville | 434.326.0900 www.abc-hc.com

Second Place

Simple Comforts Home Medical Charlottesville | 434.245.0001 www.simplecomforts.com

Third Place

Augusta Health Care Home Medical Fishersville | 540.932.4900 www.augustahealth.com

MASSAGE THERAPY SERVICES First Place

Cville Massage Therapy Charlottesville | 434. 987.6286 www.cvillemassage.com

Honorable Mention All Blessings Flow Charlottesville | 434.422.8888 www.allblessingsflow.org

5

th annual

GOLD

Second Place

Cityspa Dayspa Charlottesville | 434.984.5046 www.cityspa.com

Third Place

Rivanna Cryotherapy Recovery Center Charlottesville | 434.989.0538 www.rivannarecovery.com

Honorable Mention Integrative Therapeutic Massage Lake Monticello | 434.282.8570 www.MassageInTherapy.com

Senior Healthy Living Awards

MEMORY CARE First Place

RoseWood Village Charlottesville | 434.963.7673 www.rosewoodvillage.com

Second Place (tie)

Our Lady of Peace Charlottesville | 434.973.1155 www.our-lady-of-peace.com Westminster Canterbury of the Blue Ridge Charlottesville | 434.485.5206 www.westminstercanterbury.org www.OurHealthCharlottesville.com

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th annual

th annual

GOLD

C H A R L O T T E S V I L L E & S H E N A N D O A H VA L L E Y

5

5

5

th annual

BRONZE

SILVER

MEMORY CARE

Third Place

Senior Healthy Living Awards

Second Place

5

th annual

The Lodge at Old Trail Crozet | 434.823.9100 www.lodgeatoldtrail.com

GOLD

Linden House Assisted Living and Memory Care at Branchlands Charlottesville | 434.973.0311 www.branchlands.com Morningside of Charlottesville Charlottesville | 434.971.8889 www.fivestarseniorliving.com

GOLD

OUTPATIENT REHABILITATION

First Place

Mill Street Grill Staunton | 540.886.0656 www.millstreetgrill.com

Honorable Mention

Augusta Health Outpatient Therapy Fishersville | 540. 332.4000 www.augustahealth.com

Our Lady of Peace Charlottesville | 434.973.1155 www.our-lady-of-peace.com

Second Place

Spectrum Physical Therapy Charlottesville | 434.817.4100 www.ivyrehab.com

Third Place

GOLD

Cedars Healthcare Center Charlottesville | 434.296.5611 www.communicarehealth.com

Shenandoah Nursing and Rehab Fishersville | 540.949.8665 www.saberhealth.com Sunnyside Retirement Community Harrisonburg | 540.568.8200 www.sunnyside.cc

Charlottesville Health and Rehabilitation Center Charlottesville | 434.978.7015 www.charlottesvillerehab.com

Second Place

The Laurels of Charlottesville Charlottesville | 434.951.4200 www.laurelsofcharlottesville.com

Third Place

Summit Square Retirement Community Waynesboro | 540.941.3100 www.sunnyside.cc

Honorable Mention Cedars Healthcare Center Charlottesville | 434.296.5611 www.communicarehealth.com

UVA Encompass Health Rehabilitation Hospital Charlottesville | 434.244.2000 www.encompasshealth.com

PALLIATIVE CARE First Place

Hospice House – Hospice of the Piedmont Charlottesville | 434.817.6900 www.hopva.org

OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Second Place

The Shack Staunton | 540.490.1961 www.theshackva.com

Third Place

First Place

5

th annual

Summit Square Retirement Community Waynesboro | 540.941.3100 www.sunnyside.cc

Honorable Mention

POST-ACUTE REHAB SERVICES

Select Physical Therapy Charlottesville | 434.328.4900 www.selectphysicaltherapy.com

Move Better Physical Therapy Charlottesville | 434.817.0980 www.movebettertherapy.com

Westminster Canterbury of the Blue Ridge Charlottesville | 434.485.5206 www.westminstercanterbury.org

First Place

GOLD

Synergy Rehab and Wellness Verona | 540.416.0530 www.synergyrehabandwellness.com

Pivot Physical Therapy Charlottesville | 434.245.6472 www.pivotphysicaltherapy.com

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RESTAURANT 5

th annual

First Place

Third Place

NURSING HOME

GOLD

Blue Ridge Hospice Winchester | 540.313.9200 www.blueridgehospice.org

Second Place

5

th annual

5

th annual

Third Place

Honorable Mention

Bridgewater Retirement Community Bridgewater | 540.828.2550 www.brcliving.org

Hospice of the Shenandoah at Augusta Health Fishersville | 540.932.4909 www.augustahealth.com/hospice

5

th annual

Moose’s By The Creek Charlottesville | 434.977.4150 f moosesbythecreek

Honorable Mention Burton’s Grill Charlottesville | 434.977.1111 www.burtonsgrill.com

Croby’s Urban Viddles Charlottesville | 434.234.3089 www.crobys.com Emilio’s Italian Restaurant Staunton | 540.885.0102 www.emiliositalianrestaurant.com Orzo Kitchen and Wine Bar Charlottesville | 434.975.6796 www.orzokitchen.com

JOIN US

Congratulating THE

2019

Senior Healthy Living Award

5

th annual

GOLD

5

th annual

SILVER

BRONZE

winners!

Our Lady of Peace

5

5

5

th annual

th annual

th annual

SILVER

GOLD

BRONZE

RESIDENTIAL LIVING | ASSISTED LIVING | MEMORY CARE | NURSING CARE 751 Hillsdale Drive | Charlottesville, VA 22901 | 434.973.1155 | www.our-lady-of-peace.com

Inspired Living Our Lady of Peace Retirement Community is a non-denominational, not for-profit community sponsored by the Catholic Diocese of Richmond.

We are dedicated to the continuing comfort, financial peace of mind and worry-free living of each resident.

Specialized Memory Care is available in our unique Christopher Center.

The protected open design and specialized programming complement daily living routines and encourages activity and independence. The nurturing environment offered by our Christopher Center stimulates the mind and maximizes individual functional effectiveness, while giving each resident a sense of value and dignity.

Our Nursing Center offers individualized health care to our residents. Our thirty-bed nursing center is large enough to offer structured opportunities and to provide a wide variety of services and recreational experiences, and yet small enough to give thoughtful, personal attention to our residents.

A professionally trained staff of Nurses and Certified Nursing Assistants are on duty 24 hours a day, seven days a week.

RECOGNIZED FOR 5 YEARS IN A ROW AS A TOP COMMUNITY FOR RESIDENTIAL LIVING, ASSISTED LIVING, MEMORY CARE AND NURSING CARE.

Our Families Say It Best “Until a person is thrown into the agony and despair of how to help a loved one the statement of Our Lady of Peace is a miracle and gift from God will seem like a stretch. To me it was a miracle about a year ago when I had to make a grueling decision that my Aunt needed to be in a memory care community. Once I had accepted that fact, trying to find one was even harder. After researching a number of properties in Charlottesville and the surrounding counties I came to the conclusion that The Christopher Center at Our Lady of Peace was where my Aunt needed to be. I have since moved my Mother into the Independent Living and my husband has moved his brother into the Assisted Living. We have three family members that live at Our Lady of Peace!”

– Pam B., Niece and Daughter and Ted B., Brother of Our Lady of Peace residents

www.OurHealthCharlottesville.com

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5

5

th annual

th annual

GOLD

GOLD

SALON AND DAY SPA SERVICES

SENIOR RELOCATION SERVICES

First Place

High Tech Salon and Spa Verona | 540.248.3333 www.hightechsalon.com

First Place

Caring Transitions of Charlottesville Charlottesville | 434.201.2271 www.caringtransitionsofcharlottesville.com

Second Place

Second Place

Third Place

Third Place

Bristles Hair Design And Day Spa Charlottesville | 434.977.1411 www.bristles.com

Oasis Day Spa and Body shop Charlottesville | 434.244.9667 www.oasisspacville.com

Honorable Mention West End Day SPA Charlottesville | 434.995.5391 www.westenddayspa.com

Door To Door Solutions Inc. Richmond | 804.261.4124 www.doortodoorsolutions.com

Green Valley Moving Mt Crawford | 540.434.4260 www.greenvalleymoving.com

5

th annual

GOLD

5

th annual

GOLD

SKILLED NURSING CARE SENIOR COMMUNITY CENTER First Place

The Center Charlottesville | 434.974.7756 www.thecentercville.org

Second Place

Waynesboro Senior Center Waynesboro | 540.942.1838 www.vpas.info/WSC

Third Place

Jaba Charlottesville | 434.817.5222 www.jabacares.org

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

First Place

The Colonades Charlottesville | 434.963.4198 www.sunriseseniorliving.com

Second Place

Augusta Nursing and Rehab Center Fishersville | 540.885.8424 www.consulatehealthcare.com

Third Place

Kings Daughters Community Health and Rehabilitation Center Staunton | 540.886.6233 www.consulatehealthcare.com

C H A R L O T T E S V I L L E & S H E N A N D O A H VA L L E Y

Senior Healthy Living Awards

Second Place

5

th annual

GOLD

5

5

5

th annual

th annual

th annual

GOLD

SILVER

BRONZE

5

th annual

UVA Encompass Health Rehabilitation Hospital Charlottesville | 434.244.2000 www.encompasshealth.com

GOLD

Third Place

SPEECH THERAPY First Place

UVA Speech-Language-Hearing Center Charlottesville | 434.924.7034 www.curry.virginia.edu

Second Place

Sentara Martha Jefferson Stroke Recovery Clinic Charlottesville | 434.654.8888 www.sentara.com

Honorable Mention Augusta Health Fishersville | 540.332.4000 www.augustahealth.com

GOLD

Sentara Martha Jefferson Physical, Occupational and Speech Therapy Charlottesville | 434.654.8333 www.sentara.com

Turner Travel Services Harrisonburg | 540.433.2438 www.turnertravel.com The Center Charlottesville – Travel Charlottesville | 434.974.7756 www.thecentercville.org

Third Place

Third Place

Honorable Mention

First Place

Second Place

5th annual

The Laurels of Charlottesville Charlottesville | 434.951.4200 www.laurelsofcharlottesville.com

Augusta Health Outpatient Speech Therapy Fishersville | 540.932.5935 www.augustahealth.com/therapy/ outpatient-therapy

TRAVEL AGENCY

TRANSPORTATION SERVICES First Place

Cville Travel Charlottesville | 434.218.2416 www.cvilletravel.com

Honorable Mention Shenandoah Tours Staunton | 540.885.1528 www.shenandoahtours.com

JAUNT, Inc. Charlottesville | 434.296.3184 www.ridejaunt.org

ON THE WEB

More at ourhealthcharlottesville.com

Second Place

5

th annual

GOLD

Brite Fishersville | 540.943.9302 www.britebus.org

Third Place

Priority Patient Transport Staunton | 888.774.2621 www.priambulance.com

STROKE CARE First Place

University of Virginia Health System University Hospital Charlottesville | 434.924.0000 www.uvahealth.com

Join Us in Congratulating THE

2019

Senior Healthy Living Award Winners ON

Social Media!

5

th annual

GOLD

5

th annual

Congratulations

2019

Senior Healthy Living Award winners!

SILVER

5

th annual

BRONZE

www.OurHealthCharlottesville.com

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Kid’s Care INFORM • EDUCATE • GROW

Students with long-term illnesses often struggle with academic achievement—but with the right support and resources for families, this doesn’t have to be the case. words | KELSEY CASSELBURY

As a parent, it’s heart-wrenching to watch your child suffer from any sort of sickness, even if it’s mild or shortlived. When your child falls ill with an unpleasant but minor illness, such as the flu, the setback from missing school for even a few days in a row can be significant. There are tests to be made up, homework to catch up on and concepts to be retaught.

Now imagine if your child suffers from a lingering medical condition that doesn’t go away after a few days of rest, fluids and a round of antibiotics. Imagine if just as soon as they returned to class and caught up on the lessons they had missed, they were absent again—and again and again.

Accord ing for Dise to the Centers ase Con t Preven tion (CD rol and C), arou one in nd four ch ildr U.S. ha ve been en in the diagno with a c sed hronic illness— genera ll any con y defined as dition t betwee hat las ts n th a lifetim ree months a nd e. When has a c a stude hronic n t illness academ their ic path is often drastic ally alt ered.

When a student has a chronic illness—generally defined as any condition that lasts between three months and a lifetime—their academic path is often drastically altered.

According to the Centers for Disease Control and Prevention (CDC), around one in four children in the U.S. have been diagnosed with one of these diseases, which can range from asthma and food allergies to epilepsy, diabetes, and cancer. The numbers aren’t precise, mostly because health experts sometimes disagree on what constitutes a chronic illness. What isn’t up for discussion, however, is the significant impact that it can have on a child’s academic achievements.

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35

THE ACADEMIC EFFECT

School can be challenging for the healthiest of kids, thanks to rigorous state and federal education standards. Kids with prolonged medical issues aren’t any less intelligent than their peers, but they often must overcome so many additional obstacles compared with other students to achieve the same outcome.

In 2017, the CDC took a deep dive into the research on the academic performance of students with specific chronic conditions such as asthma, diabetes, and epilepsy. Upon reviewing more than 50 studies, the conclusion was clear: Chronic health conditions lead to increased school absenteeism, which in turn leads to decreased academic achievement.

Part of the impact comes from simply missing the lessons, whether it’s because of hospitalizations or frequent medical appointments. However, constantly having to play catch-up on missed work can drastically raise a child’s anxiety levels, which has its own effect on academic progress. Additionally, there are consequences to the pain a child feels or medical treatments that influence a youngster’s cognitive abilities, such as focus, concentration, and mental recall—and it all adds up to more frustration and a decreased desire to even attempt to learn.

THE SOCIAL FACTOR

As any parent knows, a child’s desire to go to school isn’t usually predicated on a love of learning or a passion for textbook-reading.

Rather, it’s about the friendships they’ve forged and the bonds that 36

OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

grow stronger each and every day the children spend together in the classroom.

What if, though, your child didn’t have those connections with other students? That’s a scenario that’s all too real for kids with chronic conditions, who often lose out because they’re out of school too often for friendships to develop. It might be because they’re unable to participate in extracurricular activities such as sports or school plays where those bonds intensify, or because they’re subject to bullying about their condition.

A chronic illness doesn’t have to limit the achievement of affected children.

Without a positive social influence, kids with chronic conditions may not have the drive to get to class, despite their illness—and that often has ramifications on progress.

FINDING SUPPORT AND SERVICES

Successfully managing a student’s academic progress, particularly one with a chronic illness, is a joint effort for the student, parents, healthcare providers, and the school itself. The CDC’s 2017 review of research found, unsurprisingly, that the bettermanaged a chronic condition is, the better academic outcomes for the affected student.

www.OurHealthCharlottesville.com

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LOCAL SUPPORT AND SERVICES TO AID IN

ACADEMIC SUCCESS

Camp Holiday Trails

Charlottesville | 434.977.3781 | www.campholidaytrails.org A year-round nonprofit camp in Central Virginia that provides kids with medical needs the opportunity to experience a positive camp experience.

Children’s Fitness Clinic at UVA

(In partnership with UVA’s Division of Endocrinology)

Charlottesville | 434.982.1607 | www.uvahealth.com A behavior modification program to help children who are at risk of developing type 2 diabetes, heart disease, high blood pressure or obesity.

Epilepsy Foundation Virginia

Charlottesville | 434.924.8669 | www.epilepsyva.com Consumer services, including support groups, children’s camps, support dogs and more, for people affected by epilepsy.

Jefferson Area CHIP

Charlottesville | 434.964.4700 | www.jachip.org A partnership with families to create nurturing home environments and promote health and well-being in children.

Juvenile Diabetes Research Fund Central Virginia Richmond | 804.254.8014 | www.jdrf.org/centralvirginia

Support and advocacy for Central Virginia families affected by type 1 diabetes through community connections and a new diagnosis guide.

Learning RX

Charlottesville | 434.532.4102 | Staunton | 540.579.0545 www.learningrx.com Programs for children who struggle with cognitive learning or have memory or attention challenges.

Move2Health

www.move2healthcentralva.org Innovative programs in the City of Charlottesville and Albemarle, Fluvanna, Greene, Louisa and Nelson counties designed to promote physical activity and healthy eating to combat childhood obesity.

Ready Kids

Charlottesville | 434.296.4118 | www.readykidscville.org Tools and resources for Charlottesville area families that aim to help parents equip their children to grow and succeed in school.

Kids Care

• EDUCATE

The Americans with Disabilities Act, a federal law, does its part to help protect students with chronic illness by requiring schools, in tandem with the family, to develop 504 Plans, Individualized Education Plans (IEPs), or other appropriate plans to facilitate academic success. However, it’s not always a straightforward process to get started nor is it easy to know where to turn if they need more support and guidance.

Parents who are unsure of how to lead their child to success can also take advantage of Shenandoah Valley and Charlottesvillearea organizations staffed with folks who with niche expertise in specific chronic conditions can help.

Check out these LOCAL RESOURCES TO AID IN ACADEMIC SUCCESS at left.

A PATH TO ACADEMIC SUCCESS

A chronic illness doesn’t have to limit the achievement of affected children. In fact, a recent study found that children with certain conditions such as asthma, ADHD and digestive disorders reported being just as happy as those without chronic diseases— in other words, when the condition doesn’t require intensive care, most children don’t define themselves by their medical status.

As a parent, you can join forces with the schools and local support organizations to ensure that, no matter what obstacles must be overcome, academic success is within your child’s reach.

ON THE WEB

More at ourhealthcharlottesville.com

The MaDee Project

Fishersville | 540.849.9635 | www.themadeeproject.com Provides financial support to pediatric cancer patients and their families in Staunton, Waynesboro, Augusta County and other bordering counties.

Virginia Institute of Autism

Charlottesville | 434.923.8252 | www.viaschool.org Resources and support for families affected by childhood autism diagnoses.

University of Virginia Children’s Hospital – Hospital Education Program (HEP) Charlottesville | 434.924.0000 | Email: HospitalEd@virginia.edu childrens.uvahealth.com/services/hospital-education

A partnership between UVA Children’s Hospital, Charlottesville city schools, and the Virginia Department of Education to help continue the education of young patients, both inpatient and those seen in outpatient clinics for an extended period of time.

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OurHealth Charlottesville & Shenandoah Valley ON YOUR TABLET OR SMARTPHONE

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Financial Wellness SAVINGS • INVESTMENTS • INSURANCE

Financial Literacy for the Family

Where Do You Begin? words | STEVE MCCLINTIC, JR.

If you're a person who stands by sayings like “money can’t buy happiness”, or that “money isn’t everything”, you’re not wrong. But there’s a big difference between people who lean on the abstract notion that money isn't a necessity, yet have spent and saved smartly, and those who have no nest egg at all. Unfortunately, it's the latter that way too many have let themselves fall into, with nearly half of Americans not expecting to have enough money to retire comfortably. And saving for the senior years is only part of the problem. Credit card debt has reached its highest point ever – surpassing $1 trillion – with the average American carrying a balance of $6,375. What about being able to come up with cash now for an emergency expense, say an amount as small as $400? Forty percent admit there’s no chance.

Sobering statistics like these do more than just ruin the romance of letting love be all you need to live on. They uncover a fact that should be considered as unfathomable and unacceptable as being pushed through the education system without learning how to read or write, which is that nearly two-thirds of Americans can’t pass a basic test of financial literacy.

What is Financial Literacy?

DID YO U

K

NOW? Nearly two-th of Am i erican rds s can’t pass a basic te financ ial lit st of e Fortun racy. ately, t her tr

usted e are m r any expert esources an d s avail a ble thr Charlo ougho tt ut Shena esville and t ndoah he Valley can he that lp knowle you bridge your dge ga p a path to bett and put you er finan o cial he n alth.

Financial literacy is defined as the education and understanding of various financial areas, including topics related to managing personal finance such as investing, insurance, real estate, paying for college, budgeting, retirement and tax planning. This sounds solid as a broad-based definition, but it lacks the specifics consumers – including parents and children – need to help them achieve the goal of becoming financially literate.

www.OurHealthCharlottesville.com

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Financial Wellness

Virginia was one of only five states to receive an “A” from Champlain College in its 2017 National Report Card on State Efforts to Improve Financial Literacy in High Schools.

(The others were Alabama, Missouri, Tennessee, and Utah.)

(typically a one-semester or half-year course of personal finance instruction) that students must take as a high school graduation requirement.

2. Teachers of these courses have received specialized training in personal finance.

3. State or national funding has been

secured to ensure personal finance courses are offered to all high school students statewide.

4. Standardized tests are administered.

5. Educators are given access to quality

curriculum including lesson plans, videos, games, activities, projects, case studies, articles, and expert speakers.

Ideally, each state also provides an accessible online financial education platform.

D R A C RT

te

mple

co d the

tate on S d r a C ial port nanc ls i e F R l e ona prov choo Nati To Im n High S s t by r d or Effo teracy i vide o r p Li e pCo. nloa

dow

Taxes.

Understanding the effect taxes have on your income, and why your take-home pay is often much less than your salary.

Basic Money Management.

Credit and Debt Basics.

1. Financial literacy is taught in a course

or View

According to the independent, non-profit financial consulting agency www.Credit.org, there is no one, agreed-upon list of financial literacy standards, but there are many topics like those listed below that experts broadly agree are necessary to understand as a part of being considered financially literate.

Knowing how to create a budget, setting and meeting financial goals and making solid decisions with regard to your personal finances.

Yet, 30 percent of states received a grade of “D” or “F”. States receiving an “A” met a majority of the following requirements:

REPO

• FINANCIAL LITERACY

d 7T R co y/2P the Q /bit.l :/ g s n i p t nn ht 42 bOurHealth y sca | The iting for Healthy Living in the Shenandoah Valley and Charlottesville visResource

Understanding the difference among loans of various types, what borrowing with credit costs in the long run, the impact interest rates and fees associated with borrowing can have on the amount you repay, borrower’s rights and responsibilities, how to obtain and interpret a credit report and FICO score, and the bankruptcy process and its consequences.

Saving and Investing.

Recognizing the different options for long-term saving and how to make informed decisions about investments and financial planning.

Insurance.

Discovering how insurance works, its role in family financial planning and how to make choices that help manage risks to your personal finances.

Spend wisely.

Being a cautious consumer who makes good decisions with regard to spending and assessing the value of goods and services and the difference between needs and wants. A key element of spending wisely is understanding and analyzing advertising and sales pitches.

To those who are financially literate, this may seem like a rather basic overview. But for someone starting from scratch in his or her education of finances, it can be a lot to take in and digest at once. Like any unfamiliar subject, becoming financially literate is achieved over the long term, and learning never truly ends as methods and strategies for being financially savvy are constantly evolving.

Resources in Charlottesville and Shenandoah Valley to

HELP CONSUMERS BECOME

Financially Literate 1

Despite receiving high marks for financial literacy, there remain many consumers in Virginia – including here in Charlottesville and Shenandoah Valley – who not only struggle when it comes to being financially literate, but also are unaware of where to turn for help.

Having access to a trusted list of resources for consumers – both adults and children – and teachers to help further promote the importance of financial literacy can mean all the difference in reversing routines that could literally be costing you and your future security more than you know.

Abundant Life Ministries Charlottesville | c 434.970.2077 m symia@charlottesvilleabundantlife.org

Dollars and $ence is a nine-week financial education program for adults that focuses on personal finance principles.

w www.charltotesvilleabundantlife.org Abundant Life Ministries in Charlottesville offers Dollars and $ence, a nine-week financial education program for adults that focuses on personal finance principles, money saving strategies, debt payoff, credit repair and how to purchase lasting assets like housing, education and business.

2

The Center 491 Hillsdale Drive | Charlottesville c 434.974.7756 | w www.thecentercville.org

The Center in Charlottesville is on mission to positively impact the community by creating opportunities for lifelong learning and healthy aging, including healthy financial aging. Throughout the year, The Center hosts a number of Financial Wellness classes including the following four-week programs starting this fall.

3

Don’t Miss!

Financial Wellness at The Center

» Planning for Your Retirement: Tuesday,

September 10, 17, 24 and October 1 – 6-8 p.m.

» Make Your Money Last Through Retirement: Wednesday, September 11, 18, 25 and October 2 – 1-3 p.m.

The cost for each of the four-week programs is $20. Financial assistance is available.

Classes are held at The Center.

University of Virginia Community Credit Union

335 Rio Road West | Charlottesville (Education Center) | c 434.964.2001 w www.uvacreditunion.org/content/Education-and-tools University of Virginia Community Credit Union in Charlottesville offers financial education for adults and young people to help them build financial confidence through its variety of online courses in the Financial Resource Center, and other seminars and workshops in its Charlottesville Education Center. The credit union also offers Educator Resources full of engaging tools and resources for teachers to help prepare students about personal finance.

The credit union also offers Educator Resources full of engaging tools and resources for teachers to help prepare students about personal finance.

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4

DuPont Community Credit Union w

140 Lucy Lane | Waynesboro | c 540.946.3200 m communitydevelopment@mydccu.com www.mydccu.com

Dupont Community Credit Union has developed financial education curricula about savings, budgeting, and managing debt. Along with online resources, the free financial education classes can be customized to specific needs and interests for adults, youth and children.

Dupont Community Credit Union encourages its members and community to be confident about their money and financial choices with guidance available through its financial education programming. Dupont Community Credit Union has developed financial education curricula about savings, budgeting, and managing debt. Along with online resources, the free financial education classes can be customized to specific needs and interests for adults, youth and children. Send an email to communitydevelopment@mydccu.com to learn more about working with one of their experts.

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Piedmont Housing Alliance 682 Berkmar Circle | Charlottesville

c 434.817.2436 w www.piedmonthousingalliance.org Piedmont Housing Alliance has nearly 40 years of experience as a non-profit community management and development organization and HUD approved housing counseling agency. Piedmont Housing Alliance offers services specializing in affordable housing solutions, pre-purchase counseling, homebuyer education, financial literacy training and counseling, default mortgage and foreclosure prevention counseling. Piedmont Housing Alliance’s community outreach services extend to the Planning District 10, which consists of the counties of Albemarle, Greene, Fluvanna, Louisa, Nelson and the city of Charlottesville.

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Don’t Miss!

Piedmont Housing Alliance Classes Scan the QR code provided to visit www.piedmonthousingalliance.org to register for monthly financial education, employment, and Virginia Housing Development Authority (VHDA) homebuyer classes to begin managing your money instead of it managing you.

Virginia Employment Commission 703 E. Main Street | Richmond, VA 23219 | c 866.832.2363 w www.vec.virginia.gov/find-a-job/financial-literacy

The Virginia Employment Commission offers resources for helping people realize financial literacy, including through two online organizations it endorses:

A www.MyMoney.gov:

MyMoney.gov is a product of the Congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 Federal entities that are coordinating and collaborating to strengthen financial capability and increase access to financial services for all Americans. The Commission was established by the Financial Literacy and Education Improvement Act, Title V of the Fair and Accurate Credit Transactions Act of 2003 (P.L. 108-159).

B www.SmartAboutMoney.org: SmartAboutMoney.org is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

The National Endowment for Financial Education®. NEFE® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

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Virginia Jump$tart Coalition

Financial Literacy Quiz How financially literate are you? Test your financial knowledge and decision-making with this quiz.

1001 Connecticut Avenue | Suite 640 Washington, DC 20036 c 202.846.6780 | m info@jumpstart.org w www.jumpstart.org/who-we-are/ states/virginia

1. Which of these bills should you pay first each month?

The Virginia Jump$tart Coalition is a nonprofit, volunteer-driven organization representing more than 100 individuals and organizations in business, government, association/nonprofit and education who have joined together to improve the financial literacy of Virginians.

2. What is a good size for an emergency savings fund?

Virginia Jump$tart Coalition Goals Include: • Continually assess the level of financial literacy in Virginia using available surveys and testing of student performance.

• Develop and maintain a clearinghouse of personal financial resources, statewide bureau of contacts and speakers available for training and information on personal financial literacy.

• Serve as a resource for the state legislature to assess effectiveness of pertinent legislation.

• Build awareness of and promote support for the need for personal finance education.

The Virginia Jump$tart Coalition is an independent affiliate of the national Jump$tart Coalition for Personal Financial Literacy. The national Jump$tart Coalition is a 501(c)(3) tax-exempt non-profit organization headquartered in Washington, D.C.

Don’t Miss!

www.checkyourschool.org Money management is one subject everyone will use throughout their lives. But not all schools offer effective financial education. The Check Your School campaign is led by the Jump$tart Coalition on behalf of its national partners, affiliated state coalitions and network of talented educators, and is designed to complement other efforts to advance financial literacy. Utilizing a grid of essential elements, CheckYourSchool.org will promote quality and effectiveness in classroom-based financial education without prescribing a single curriculum or program – enabling teachers to use the wide array of excellent resources currently available from Jump$tart Coalition partners and other providers.

ON THE WEB

More at ourhealthcharlottesville.com

A. Credit card bills B. Car lease or auto loan payment C. Rent or mortgage payment

A. One paycheck B. 3 to 6 months’ living expenses C. One year’s living expenses

3. Will applying for a credit card impact your credit score?

A. Yes B. Not if the application is approved C. Not if the application is declined

4. Which mortgage typically has higher payments, but lower interest over the life of the loan?

A. 30-year mortgage B. 15-year mortgage

5. What is the threshold for a “good” credit score?

A. 680 B. 800 C. 9206

6. The best way to save for a financial goal is:

A. Save every spare cent you can until the goal is met B. Save 25% of your total income, and be consistent C. Write your savings goal down and factor it into your budget

7. The best way to save for a comfortable retirement is: A. Social Security B. An Individual Retirement Account C. Mutual Funds

8. What’s the first step to take if you are the victim of identity theft?

A. Put a “credit freeze” on your accounts B. Call the authorities, including the police and the

Federal Trade Commission C. Call your creditors and cancel the affected accounts Answers: 1) C 2) B 3) A 4) B 5) A 6) C 7) B 8) C Source: Credit.org www.OurHealthCharlottesville.com

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OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

Food Fitness NUTRITION • EXERCISE • PREVENTION

words | TRICIA FOLEY, MS, RD, ACE®, CHC

Have you ever wondered what turns grapes into wine or barley seeds into beer? Well, the secret lies in a process called fermentation.

From sauerkraut and miso to kimchi and kefir, fermented foods have been around for centuries. And recently, they have drawn a lot more attention for the role they play in your overall health. But like any product promising health benefits, it’s important to know what you are looking for to help you make the best choice.

More Common Than You May Think Although you may cringe at the thought of eating something fermented, chances are you consume these foods regularly. Pickles, yogurt, olives and even aged cheese are examples of common fermented foods. Other examples include the popular drink kombucha and the vegetarian dish tempeh. Even your grandma’s famous canned beans were more than likely fermented.

www.OurHealthCharlottesville.com

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Food Fitness

• NUTRITION

Fermented Foods 101 Raw, fermented foods all have one thing in common: microorganisms. To ferment, they require an anerobic environment, which is one absent of oxygen, so bacteria can grow and thrive.

These foods also need a culture and time to ferment. This process involves exposing the food or beverage to starches and sugars that bacteria can feed on. Although the words bacteria and sugar may raise a nutritional red flag, the duo create lactic acid as a byproduct protecting the food from spoilage. Adding salt provides another layer of protection by pulling out moisture to keep bad bacteria away while allowing good bacteria to flourish. The technique was originally used to preserve food, but we now know it produces amazing health benefits, as well.

Why Fermented Foods are Fantastic

These shelf stable super foods contain significant nutrition qualities including vitamin K, calcium, magnesium, potassium, fiber and, if in raw form, probiotics. Thanks to lactic acid, B vitamins and digestive enzymes are also produced. Fermented foods also boast a greater nutrient bioavailability than their unfermented counterparts, meaning our body can use more of the nutrients. For example: vitamin C is twenty times more bioavailable in sauerkraut compared to cabbage.

What are Probiotics?

Probiotics are live bacteria and yeasts that are good for you, especially your digestive system. We usually think of these as germs that cause diseases.

But your body is full of bacteria, both good and bad. Probiotics are often called “good” or “helpful” bacteria because they help keep your gut healthy.

Emerging research shows promise in the use of raw fermented products in areas of weight maintenance, improved mood, allergies, immunity and gut health.

This may be due in part to the powerful probiotics they contain. Probiotics are living microorganisms, which, when administered in adequate amounts, provide a health benefit to the host.

Foods You Didn’t Know Were Fermented These foods contain vitamins, minerals, antioxidants, and gut-friendly probiotic bacteria. Some of these foods are not always fermented so make sure the check the food label with the tips on the next page. .

SAUERKRAUT | Fermented red or green cabbage PICKLES | Cucumbers fermented in lactic acid MISO | Fermented soybeans, barley or brown rice YOGURT | Fermented milk RAW CHEESE | Chesses made with milk that hasn’t been pasteurized KOMBUCHA | Fermented black tea with sugar, fruit, or honey APPLE CIDER VINEGAR (Raw and contains “the mother”) | Fermented apples 48

OurHealth | The Resource for Healthy Living in the Shenandoah Valley and Charlottesville

When buying fermented foods and drinks, always read the food labels first. Look for key words like “unpasteurized”, “live cultures”, “raw” or “naturally fermented” as these provide optimal probiotic properties.

Read Fermented Food Labels First When buying fermented foods and drinks, always read the food labels first. Look for key words like “unpasteurized”, “live cultures”, “raw” or “naturally fermented” as these provide optimal probiotic properties. Keep in mind that although sugar is needed for fermentation to take place, there should not be excessive amounts.

In addition, products with ingredients that don’t belong such as “substitutes” should be avoided. Keep it simple, and always search for a short ingredient list. Don’t be fooled! Commercially bought foods like pickles are not always prepared using live cultures and therefore do not contain probiotics. As a final test, when you open a jar, look for active bubbles. This lets you know that the organisms are alive and well.

Fermented Foods Should Be Introduced Slowly to Your System Fermented foods can be enjoyed every day, but use caution.

Introducing these foods and drinks too quickly and/or in large quantities can result in excess gas, bloating, diarrhea or even constipation. Your body will let you know what you can tolerate. Start with small portions of fermented food and drink and increase them overtime for optimal benefits.

Choose Variety To get the greatest bang for your nutrition buck, choose a variety of raw fermented foods and beverages to introduce more forms of healthy bacteria to your body. Much like a rainforest thrives from the many species of plants living in it, your body will thrive from a variety of healthy bacteria living in you. Adding fermented foods to a nutritious diet helps create an environment in your body that supports overall health.

EXPERT CONTRIBUTOR Tricia Foley, MS, RD, ACE®, CHC is a registered dietitian and Wellness Health Coach with CareHere, LLC.

ON THE WEB

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Funny BONE HUMOR • SEARCH • CHECK

OURHEALTH ADVERTISER DIRECTORY 28

ABC Health Care

11

Alternative Hair Solutions, LLC

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Alzheimer’s Association

4

American Heart Association

9

Asfa Plastic Surgery and Medical Spa

3, 9 Augusta Health 19

Augusta Health Care for Women

29

Blue Ridge Oral and Maxillofacial Surgery

2, 17

Can you spot the SEVEN differences between the two cartoons?

Be the first reader to email us describing what the seven differences are and you will earn the satisfaction (and bragging rights) of having your name in print in the next edition. OK, START YOUR SEARCH! Email info@ourhealthvirginia.com with the subject line Funny Bone Charlottesville.

Visit www.OurHealthCharlottesville.com or our Facebook page @OurHealthCharlottesville and sign up for our e-newsletter for more fun games, quizzes and contests to win great prizes!

CONGRATULATIONS

ELISSA PARISH of Staunton

Elissa Parish of Staunton was the first person to email the correct seven differences in last issue’s Funny Bone.

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For the full list of answers visit our facebook page @OurHealthCharlottesville.

Carilion Clinic

29

Central Virginia Foot and Ankle Laser Center

6

Charlottesville

Gastroenterology Associates

39

Children’s Dentistry of Charlottesville

49

Dermatologic Surgery of Central Virginia

36

Edward Wolanski, MD, PC

26

Evolution Hearing

37

Eye One

25

Hospice of the Piedmont

23

InnovAge

19

Mary Baldwin University

51

Medical Facilities of America

31

Our Lady of Peace Retirement Community

37

Patient Care Plus

39

Pediatric Associates of Charlottesville

49

Rebecca’s Natural Food

12

Reproductive Medicine and Surgery Center of Virginia, PLC.

25

Rivanna Hearing Center

20

Rosewood Village

27

Sunnyside Communities

23

Teague Funeral Home

32

The Center

13, 52

University of Virginia Health System

24

University of Virginia Imaging

22

Virginia Prosthetics and Orthotics

7

Virginia Urology

www.OurHealthCharlottesville.com

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