OurHealth Lynchburg and Southside Magazine: August/September 2019 by OurHealth Media LLC

Y O U R L O C A L H E A LT H R E S O U R C E

August | September 2019

COMPLIMENTARY COPY

OurHealthLynchburg.com

When Students Aren’t Healthy, Can They Be Expected to Learn? What’s All This Buzz About Fermented Foods?

Is Your Family Financially Literate? Prompt Care for Concussions in People of All Ages Makes A Significant Difference

9 Annual th

Senior Healthy Living Awards

From assisted living and rehabilitation experts to restaurants, pharmacies and salons, we unveil readers’ top choices in Lynchburg and Southside for services they trust to keep our golden generation healthy and happy.

FEATURES

AUGUST • SEPTEMBER 2019

CELEBRATING THE 9TH ANNUAL SENIOR HEALTHY LIVING AWARDS Join us in celebrating the 9th Annual Senior Healthy Living Awards in Lynchburg and Southside. From assisted living and rehabilitation experts to restaurants, pharmacies and salons, we unveil readers’ top choices in Lynchburg and Southside for services they trust to keep our golden generation healthy and happy.

44 CHRONICALLY CATCHING UP

Students with long-term illnesses often struggle with academic achievement—but with the right support and resources for families, this doesn’t have to be the case.

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61 50

DEPARTMENTS AUGUST • SEPTEMBER 2019

The Pulse | People. Places. News to Know.

Health Scene | Happenings. Who’s Who. Trending.

Financial Literacy for the Family: Where Do You Begin? Nearly two-thirds of Americans can’t pass a basic test of financial literacy. Fortunately, there are many trusted resources and experts available throughout Lynchburg and Southside that can help bridge your knowledge gap and put you on a path to better financial health.

Nearly 600 free health screenings were performed during this year's 7th Forest Lions Club Back-to-School and Family Health Fair.

Q&A on Health | Questions. Answers. Knowledge.

Health Observances | Educate. Eradicate. Victory. NATIONAL TRAUMATIC BRAIN INJURY AWARENESS MONTH | September 2019 Prompt Care for Concussions in People of All Ages Makes A Significant Difference: The damage from traumatic brain injuries can take years to detect—which is why prompt medical care is essential after all falls, blows and accidents.

Financial Wellness | Savings. Investments. Insurance.

Food and Fitness | Nutrition. Exercise. Prevention. What’s All This Buzz about Fermented Foods? Fermented foods have been around for centuries, but have recently grown in popularity for the role they play in your overall health. But, like any product promising health benefits, it’s important to know what you are looking for to help you make the best choice.

Funny Bone | Spot the Seven Differences

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AUGUST • SEPTEMBER 2019

PUBLISHER PRESIDENT/EDITOR-IN-CHIEF VICE PRESIDENT OF PRODUCTION ACCOUNTING MANAGER GRAPHIC DESIGNER

McClintic Media, Inc. Steve McClintic, Jr. | steve@ourhealthvirginia.com Jennifer Hungate Laura Bower Tori Meador

CONTRIBUTING MEDICAL EXPERTS

Eric Baugher, DMD Will Carvajal, MD Burak Gezen, MD Harrison F. Hunt, PT, DPT

CONTRIBUTING PROFESSIONAL EXPERTS & WRITERS

Brian “Biff” Bowen, Jr. Kelsey Casselbury Ron Feinman Tricia Foley Jennifer Lamont Steve McClintic, Jr.

ADVERTISING AND MARKETING Cindy Trujillo | Senior Media Consultant P: 434.907.5255 | cindy@ourhealthvirginia.com

SUBSCRIPTIONS Subscriptions are $19.95 per year. To receive OurHealth Lynchburg and Southside via U.S. Mail, please contact Laura Bower at laura@ourhealthvirginia.com

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COMMENTS/FEEDBACK/QUESTIONS We welcome your feedback. Please send all comments and/or questions to the following: U.S. Mail: McClintic Media, Inc., ATTN: Steve McClintic, Jr., President/ Publisher/Editor: 303 S. Colorado Street • Salem, VA 24153. | Email: steve@ourhealthvirginia.com | Phone: 540.387.6482 Ext. 1 Information in all print editions of OurHealth and on all OurHealth websites (websites listed below) and social media updates and emails is for informational purposes only. The information is not intended to replace medical or health advice of an individual’s physician or healthcare provider as it relates to individual situations. DO NOT UNDER ANY CIRCUMSTANCES ALTER ANY MEDICAL TREATMENT WITHOUT THE CONSENT OF YOUR DOCTOR. All matters concerning physical and mental health should be supervised by a health practitioner knowledgeable in treating that particular condition. The publisher does not directly or indirectly dispense medical advice and does not assume any responsibility for those who choose to treat themselves. The publisher has taken reasonable precaution in preparing this publication, however, the publisher does not assume any responsibility for errors or omissions. Copyright © 2019 by McClintic Media, Inc. Reproduction in whole or part without written permission is prohibited. OurHealth Lynchburg/Southside is published bi-monthly • Special editions are also published • McClintic Media, Inc. • 303 S. Colorado Street, Salem, VA 24153, P: 540.387.6482 F: 540.387.6483. MAIN: ourhealthvirginia.com | ourhealthroanokenrv.com | ourhealthlynchburg.com | ourhealthrichmond.com | ourhealthcharlottesville.com | Advertising rates upon request.

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The Pulse

INFORMATION • EVENTS • AWARENESS

New Locations, Ventures, Mergers and Acquisitions

New Facilities and Services

Walk-In-Care, LLC Opens New Location

Westminster Canterbury – Lynchburg Opens New $49 Million Healthcare Center

Walk-In-Care, LLC, a partnership between Physician’s Treatment Center and CVFP Medical Group, announces the opening of its new Forest location. The new immediate care center is open seven days a week for acute illness, non-life-threatening injuries, work-related accidents, and work, sports and camp physicals. Located at 1175 Corporate Park Drive in Forest, WalkIn-Care accepts only accepts patients without appointments and is open Monday - Friday from 8 am to 5 pm and Saturday from 8 am to 6 pm The Corporate Park Drive location replaces the now closed Lakeside Drive location. As we move forward with the newer facility, our focus will remain on providing high-quality, cost-effective healthcare services by helping people attain better health for a better life. Shawn Crawford, CEO of Walk-In-Care and CVFP Medical Group

Patients once being seen in the Lakeside Drive location may now be seen in the Corporate Park Drive location, or any of the other four Walk-In-Care locations, which include Candlers Mountain, Wards Road, Madison Heights and Amherst. More Information: www.walkincares.com

Westminster Canterbury – Lynchburg’s new Drinkard Healthcare Center, located at 501 V.E.S. Road, is now open. Launched in July 2017, the new construction and renovations project represents a campus investment of $49 million. Interior renovations to the community’s major dining venues and wellness center were completed in the past 12 months. The unique design of the new healthcare center by SFCS Architects of Roanoke creates spaces tailored to the needs of both the residents and staff. Each of the four resident floors, also known as neighborhoods, contain 21 private rooms along with communal spaces that feature large windows, natural light, fire places, outdoor verandas and neighborhood kitchens where meals are prepared daily. Unlike traditional nursing homes, this building is designed to put the focus on the residents’ well-being. The four household floors are over a parking/lobby level that contains administrative offices, a kitchen, and building services. The second floor features a community space for large group programs, a physical rehabilitation center and a beauty/barber salon. This level connects to the existing assisted living building to provide easy access for support services. Westminster Canterbury - Lynchburg, Inc. is a non-profit retirement community, sponsored by the Episcopal and Presbyterian Churches, that opened in 1980. What began as two apartment buildings with a health services center has grown to an organization that provides healthcare, wellness and recreational services to 450 older adults on its residential campus. More Information: www.wclynchburg.org

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Tiffany Atkins, MD

Mohammad Atif, MD

Burak Gezen, MD

James Harding, MD

Daniel Kamara, NP

Cheryl Knight

Melissa Meade, MD

Lisa Pinelli, DO

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.centrahealth.com/lfmr

Heritage Green Assisted Living and Memory Care Lynchburg | 434.385.5102

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.centrahealth.com/lfmr

Memory Care Director Heritage Green Assisted Living and Memory Care www.heritagegreenlynchburg.com Lynchburg | 434.385.5102

Heritage Green Assisted Living and Memory Care Lynchburg | 434.385.5102

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.heritagegreenlynchburg.com www.centrahealth.com/lfmr

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.centrahealth.com/lfmr

www.heritagegreenlynchburg.com

Mekaela Smith, DO

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.centrahealth.com/lfmr

Kyle Wessells, MD

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.centrahealth.com/lfmr

Doug Yoon, MD

CMG Lynchburg Family Medicine Residency Lynchburg | 434.200.5200 www.centrahealth.com/lfmr

Welcomes our New Healthcare Providers to the Community! New Locations, Ventures, Mergers and Acquisitions New ENT and Facial Cosmetic Practice Open in Afton Stephen D. Keefe, MD is now offering ear, nose, throat and facial cosmetic services in the Afton area. The new location at 10950 Rockfish Valley Highway, Suite C, in Afton near Blue Mountain Brewery is a short, 45-minute drive from Lynchburg. Dr. Keefe is also offering the Profound® system, a new radiofrequency injectable energy that provides long-lasting facial wrinkle reduction and improves the appearance of cellulite without using toxins or fillers. Summer office hours during August in the new Afton location are Thursday, August 8th from 8:30 am – 5 pm and Friday, August 23rd from 8:30 am – 3 pm. More Information: To learn more or to schedule an appointment with Dr. Keefe, visit www.drkeefeent.com or call 540.245.7027. www.OurHealthLynchburg.com

The Pulse

• NEWS TO KNOW

New Leadership Announcements The Free Clinic of Central Virginia Introduces Three New Board Members Following the retirement of David Adams, George Dawson and Stuart Turille from its board, The Free Clinic of Central Virginia announces the addition of three new board members:

• Daniel F. Savage, DDS: Dr. Savage has practiced dentistry in Lynchburg for 37 years in both private and public practice. Most recently, he has worked for Holcomb Savage & Warwick DDS PC and the Westminster Canterbury Resident Health Clinic. Dr. Savage has provided dental services to the Free Clinic of Central Virginia since 1987. • Beth Scott, PT: Scott, who is owner of Whole Health Physical Therapy, LLC, has served the Lynchburg community as a physical therapist for more than 19 years. Scott keeps holistic health at the core of her service to the Lynchburg community, leading nutrition and exercise lessons for stress management through Impact Living Services as well as by serving on the Foundation for Rehab Equipment and Endowment (FREE) board. • Jenna Rolfs, MPAS, PA-C: Rolfs has served as an Associate Program Director of the University of Lynchburg School of Physician Assistant Medicine since 2018. Rolfs has served the Free Clinic since May 2018.

In 2018, the Free Clinic of Central Virginia provided 17,996 medical and dental visits to 5,125 unduplicated patients and filled over 24,000 prescriptions. The Free Clinic of Central Virginia envisions a community where everyone has access to quality healthcare services and as a provider of primary medical, dental, pharmacy, and health education services to those in Central Virginia who do not have the resources to obtain these basic healthcare services. More Information: www.freeclinicva.org

New Leadership Announcements Centra Bedford Memorial Hospital Names William Bass, Jr. New CEO In early July 2019, Centra announced the retirement of Patti Jurkus, Vice President and CEO of Centra Bedford Memorial Hospital and named William Bass, Jr. (Bill) as new Vice President and CEO. Jurkus had spent the last 30 years in healthcare and held the position of CEO at Centra Bedford Memorial Hospital since 2009. As the hospital’s first female CEO, Jurkus was instrumental in driving change, growth and stability during her tenure. Bass joined Centra in 2006, when Centra Southside Community Hospital joined the Centra network. He joined Centra Southside Community Hospital in 2003 as CFO and became CEO in 2013. He has served as the Senior Vice President of Community Hospitals since 2015 and has spent considerable time engaging with staff and leaders in both communities. He has more than 23 years of executive healthcare experience and has served in many leadership positions during his tenure. “Patti was a tremendous leader, and I will work hard to continue her momentum,” says Bass. “We have a strong, supportive board, highly-skilled medical staff and dedicated employees. I look forward to working with this team and being a part of the Bedford Community.” More Information: www.centrahealth.com

For More of The Pulse Visit:

www.ourhealthlynchburg.com Do you have health-related news to share for The Pulse? Send to Stephen McClintic Jr. via email at steve@ourhealthvirginia.com.

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Health Scene HAPPENINGS • WHO’S WHO • TRENDING photos courtesy of | THE FOREST LIONS CLUB words | JOANNE GRANT

7TH ANNUAL FOREST LIONS CLUB BACK-TO-SCHOOL AND FAMILY HEALTH FAIR On Saturday, July 27, 2019, the Forest Lions Club held its signature community event with the 7th Annual Forest Lions Club Back to School and Family Health Fair at the Lynchburg Salvation Army on Park Street. The event was attended by nearly 150 people – adults, children and seniors. There were 867 total visits to all providers and of those, 597 free health screenings were completed, with 37 people referred for follow up health concerns related to vision, hearing, diabetes, blood pressure and respiratory. As well, each child received a free back pack and school supplies while enjoying face painting and healthy snacks. The following community resources provided the 17 health and community services free of charge: The Forest Lions Club, Captain Trey Jones of the Lynchburg Salvation Army, Lynchburg Fire Department, Centra Health, CVS Pharmacy, Bedford Sheriff Department, Type 1 Diabetes Experience (T1DE), YMCA, Horizon Behavioral Health, Central Virginia Chiropractic Center, Central Virginia Alliance for Community Living, Mothers Demand Action, Aetna Better Health of Virginia and Face Painting by Pick and Paint of Lynchburg. The Forest Lions Club was chartered June 1, 1973 and has served Forest and the surrounding communities for 46 years. It is made up of men and women from all walks of life and experience, from teachers, nurses and business representatives. The Lions Club’s motto is “We Serve,” and the organization partners with schools, businesses and community services to accomplish this goal. For more information, visit www.forestlionsclub.org.

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

www.OurHealthLynchburg.com

Questions. Answers. Knowledge. My child dislikes using toothpaste. Is using it really necessary?

Tooth decay

is still the single

MOST COMMON

chronic childhood disease. Getting your child accustomed to using a toothpaste with fluoride is an important stage in their development. Eric Baugher, DMD

Central Virginia Orthodontics

Is BOTOX® a type of facial filler?

Tooth decay is still the single most common chronic childhood disease. Getting your child accustomed to using a toothpaste with fluoride is an important stage in their development. Depending on the age of the child, however, the most important thing right now may be creating the habit of brushing on a regular basis. Toddlers who haven’t learned to spit yet don’t need to use a fluoridated toothpaste. So, getting this agegroup used to brushing their teeth and gums at least twice a day, even with just a wet toothbrush, should be the priority. As a child gets a little older and wants to try using toothpaste, taste could play a role. The common minty flavor of many adult toothpastes can be too intense for young kids. That’s why children’s toothpaste is such a big part of the dental aisle now at stores. There are plenty of fruity and cartoon-themed varieties to help make the adjustment to toothpaste fun. Eric Baugher, DMD

Central Virginia Orthodontics Lynchburg | 434.385.4746 www.bracesbycvo.com

While BOTOX® is a nonsurgical injectable like facial filler, it’s clinical description and usage are entirely different. Unlike fillers, BOTOX® works by blocking the neuromuscular junction (the site of chemical communication between a nerve fibre and muscule cell), thereby softening and preventing fine lines and wrinkles formed by expression. Common areas treated with BOTOX® are crow’s feet, frown lines and wrinkles on the forehead and around the mouth. Another great use for BOTOX® is in the treatment of TMJ symptoms. By treating the masseter muscles (muscles that runs through the rear part of the cheek from the temporal bone to the lower jaw on each side and closes the jaw in chewing), we reduce the tension caused by clenching and grinding; a positive side effect is slimming of the jawline. Recommended frequency for treatments like BOTOX® is every three months to maintain optimal results, and should only be performed by a licensed, experienced injector. William Carvajal, MD

Lynchburg Aesthetics and Wellness Lynchburg | 434.616.4986 www.lynchburgaesthetics.net

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Why is it important to do an inventory and appraisal of your valuables, such as jewelry, before moving into a senior living community? Moving into a senior living community requires a lot of planning in advance of doing so. One important step is making sure valuables, like jewelry, are accounted for and professionally appraised by a qualified expert, such as Certified Gemologist Appraiser, who will inventory your jewelry with photographs and descriptions that serve as proof of ownership in case of loss, theft, fire, flood or a natural disaster. An appraisal will verify the condition and value of your jewelry and create a record of where it is being stored, such as in a safety deposit box or in jewelry box on-site. If you ever wish to sell your jewelry, having a record of it being appraised by a Certified Gemologist Appraiser allows for a better determination of value, while inventoried jewelry can make equitable distribution of your valuables easier and more fair when it comes to your last wishes. Bowen Jewelry Company is one of the few professional jewelry stores with a Certified Gemologist Appraiser on-site, in addition to being an American Gem Society (AGS) member, and a National Association of Jewelry Appraisers senior member. Brian “Biff” Bowen, Jr.

Certified Gemologist Appraiser and President, Bowen Jewelry Company Lynchburg | 434.845.3495 www.bowenjewelry.com

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Questions. Answers. Knowledge.

Did you know?

September is

PROSTATE CANCER AWARENESS MONTH For more information about how you can spread awareness, visit www.zerocancer.org.

How can physical therapy help after prostate cancer treatment?

Can medication increase the risk of falling in seniors?

Prostate cancer is the most common type of cancer in men. There are a number of treatment options for prostate cancer, which include surgery, radiation, or chemotherapy. These treatments can have detrimental effects on your body and can lead to osteoporosis and loss of muscle mass that can lead to weak pelvic floor muscles, incontinence issues of the bowel and bladder, pelvic pain, general fatigue and de-conditioning. Physical therapy should be an important part of the treatment plan on the road to recovery.

Yes, many medications increase the risk of falls. This is unfortunately a common problem and has serious implications. Newly prescribed medications or those that have been tolerated for years without side effects can be culprits. The interaction between medications or prescribing too many medications can also play a significant role. The classes and kinds of medications that increase the risk of falls are very broad. These can include, but are not limited to, medications for blood pressure, diabetes, mood, cholesterol, antibiotics, sleep aides and pain.

Your physical therapy treatment plan may include exercises to strengthen the muscles of the pelvic floor, general strengthening and conditioning, manual techniques to improve mobility, and training to teach you to use the muscles within your pelvis. Physical activity also improves your physical and emotional health, helps manage weight, keeps muscle and bones strong, improves your sleep pattern and reduces fatigue, depression and anxiety. A physical therapist can develop a plan of physical activity that is customized specifically to you that will help in your recovery.

The best practical advice I can give to patients and families is to establish relationship with a provider you can trust and specifically address this question with them. Your pharmacist or nurse can also be a useful resource for information, as well. Together with your provider, you can hopefully come to a shared decision-making process to find the right regimen for you that balances the risks with the benefits.

When should I contact an elder law attorney? An elder law attorney has specialized training and expertise to handle a wide range of legal matters that are of special concern to those who are older or disabled. Not only can elder law attorneys assist with issues related to planning for long-term care, retirement, estate planning, Social Security, Medicaid and other governmental benefits, but they can also assist with day-to-day issues affecting senior care like assisted living and life planning. Elder law attorneys are also trained to address the need for a conservator or guardian to make decisions for a loved one losing his or her capacity, or to set up a special needs trust to help preserve or qualify for Medicaid or Supplemental Security Income benefits. Ron Feinman

Virginia Elder Law Lynchburg | 434.528.0696 virginia-elderlaw.com

Burak Gezen, MD

Heritage Green Assisted Living and Memory Care Lynchburg | 434.385.5102 www.heritagegreenlynchburg.com

Harrison F. Hunt, PT, DPT

Rehab Associates of Central Virginia Bedford | 540.586.1138 www.racva.com

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From assisted living and rehabilitation experts to restaurants, pharmacies and salons, we unveil readersâ&#x20AC;&#x2122; top choices in Lynchburg and Southside for services they trust to keep our golden generation healthy and happy.

GOLD

LY N C H B U R G & S O U T H S I D E

th annual

SILVER

BRONZE

Senior Healthy Living Awards Third Place

th annual

GOLD

Raspberry Hill Adult Daytime Center Forest | 434.525.4422 www.raspberryhilladc.com

GOLD

ADULT DAY CARE CENTERS

Centra PACE Lynchburg | 434.200.6516 www.centrapace.com

Heritage Funeral Service and Crematory Lynchburg | 434.239.2405 www.heritagefuneralandcremation.com

Honorable Mention

First Place

Second Place

th annual

Tharp Funeral Home and Crematory Bedford | 540.586.3443 Lynchburg | 434.237.9424 www.tharpfuneralhome.com

GOLD

Third Place

th annual

Adult Care Center of Central Virginia Lynchburg | 434.847.8111 www.adultcarecenter.org

Second Place

AFTERLIFE SERVICES First Place

Whitten Funeral Home Lynchburg | 434.845.4521 Madison Heights | 434.929.5712 Timberlake | 434.239.0331 www.dignitymemorial.com

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

Finch and Finch Funeral and Cremation Service Altavista | 434.369.5621 www.finchandfinchfuneralservice.com Norris Funeral Services, Inc. and Crematory Martinsville | 276.638.2778 www.norrisfuneral.com

GOLD

Heritage Green Assisted Living and Memory Care Lynchburg | 434.515.1959 www.heritagegreenlynchburg.com

Bentley Commons at Lynchburg Lynchburg | 434.338.7927 www.bentleyatlynchburg.com

th annual

SILVER

First Place

Second Place

th annual

ASSISTED LIVING COMMUNITY

BRONZE

LY N C H B U R G & S O U T H S I D E

Senior Healthy Living Awards Third Place

Second Place

th annual

The Williams Home, Inc. Lynchburg | 434.384.8282 www.thewilliamshome.org

GOLD

Honorable Mention

ELDER LAW ATTORNEY First Place

th annual

GOLD

th annual

SILVER

GOLD

BRONZE

th annual

HSC Wealth Advisors Forest | 434.316.9356 www.hscwealthadvisors.com

GOLD

Third Place

The Elms of Lynchburg Lynchburg | 434.846.6611 www.elms-lynchburg.com

Westminster Canterbury Lynchburg Lynchburg | 434.386.3500 www.wclynchburg.org

th annual

Law Offices of Ron Feinman, Esq. Lynchburg | 434.528.0696 http://virginia-elderlaw.com

Captrust: Jack Flippin Lynchburg | 434.847.6600 www.captrust.com

Honorable Mention Edward Jones: Don Wooldridge Jr Lynchburg | 434.821.3421 www.edwardjones.com

HOME HEALTH First Place

Visiting Angels Lynchburg | 434.439.4698 www.visitingangels.com

th annual

GOLD

Second Place

Third Place

Relevant Law Lynchburg | 434.200.9567 http://lynchburg.relevantlaw.com

COMPANION CARE First Place

Generation Solutions Lynchburg | 434.455.6500 www.generationsolutions.net

Second Place

Visiting Angels Lynchburg | 434.439.4698 www.visitingangels.com

Third Place

Peace Haven Home Care Services Danville and Lynchburg 434.799.5731 www.peacehavenhealth.org

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Senior Healthy Living Award winners on

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Davies and Davies Attorney at Law Lynchburg | 434.528.5500 www.davies-davies.net

Honorable Mention The Law Office of Fairchild and Yonder PLLC Forest | 434.846.5470 www.fairchildyoderlaw.com Virginia Legal Associates PLLC Lynchburg | 434.239.0125 www.valegalassociates.com

th annual

GOLD

Generation Solutions Lynchburg | 434.455.6500 www.generationsolutions.net

FITNESS SERVICES (INCLUDING YOGA AND TAI CHI STUDIOS)

First Place

YMCA of Central Virginia Lynchburg | 434.582.1900 www.ymcacva.org

Second Place

Cornerstone Fitness Lynchburg | 434.534.3054 www.fitnesscornerstone.com

First Place

Legacy Wealth Management Group Lynchburg | 434.266.1214 www.lynchburglegacy.com

Honorable Mention

Seven Hills Home Health and Hospice Lynchburg | 434.847.6400 www.sevenhillshh.com

th annual

GOLD

Third Place

Yoga Goodness Studio Lynchburg | 434.382.8249 www.yogagoodnesslynchburg.com

FINANCIAL ADVISING

Centra Lynchburg | 434.200.4111 www.centrahealth.com

HOSPICE CARE

Congratulations

First Place

Senior Healthy Living Awards

Second Place

2019 winners!

Gentle Shepherd Hospice Lynchburg and Roanoke 800.789.0586 www.gentleshepherdhospice.com

Westminster Canterbury Lynchburg Lynchburg | 434.386.3500 www.wclynchburg.org

www.OurHealthLynchburg.com

Hospice Care Third Place

Centra Lynchburg | 434.200.3204 www.centrahealth.com

Honorable Mention

Liberty HomeCare and Hospice Services Danville | 434.799.2308 www.libertyhomecare.com Seven Hills Home Health and Hospice Lynchburg | 434.847.4703 www.sevenhillshh.com

th annual

GOLD

INDEPENDENT LIVING COMMUNITY First Place (tie)

Valley View Retirement Community Lynchburg | 434.237.3009 www.valleyviewretirement.com Westminster Canterbury Lynchburg Lynchburg | 434.386.3402 www.wclynchburg.org

Second Place

The Williams Home, Inc. Lynchburg | 434.384.8282 www.thewilliamshome.org

Third Place

The Summit Lynchburg | 434.582.1500 www.summitlynchburg.com

Honorable Mention McGurk House Lynchburg | 434.846.2425 www.mcgurkhouse.org

Runk and Pratt Senior Living Communities â&#x20AC;&#x201C; Liberty Ridge Lynchburg | 434.515.1247 www.runkandpratt.com/liberty-ridge

2019

Senior Healthy Living Awards 24

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

www.OurHealthLynchburg.com

GOLD

LY N C H B U R G & S O U T H S I D E

th annual

SILVER

BRONZE

Senior Healthy Living Awards Third Place

th annual

GOLD

Gretna Drug Company Gretna | 434.656.1251 www.gretnadrug.com

Third Place

th annual

GOLD

Honorable Mention Kroger Pharmacy Lynchburg | 434.384.3666 www.kroger.com

LOCAL PHARMACY First Place

Timberlake Health and Wellness Lynchburg | 434.237.6337 www.timberlakehealth.com

Second Place

Hill City Pharmacy Lynchburg | 434.237.2221 www.hillcitypharmacy.com

Congratulations

2019

Senior Healthy Living Awards winners!

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

MEDICAL EQUIPMENT PROVIDER First Place

Lincare Lynchburg | 434.237.3712 www.lincare.com

Second Place

GME Medical Supply Lynchburg | 434.528.3765 www.gmemedical.com

Commonwealth Home Health Care, Inc. Danville | 434.797.2332 www.commonwealthcare.com

Join Us in Congratulating

Senior Healthy Living Award winners on

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Second Place

th annual

GOLD

Bedford County Nursing Home Bedford | 540.586.7658 www.bedfordcountyva.gov/ departments/nursing-home

Third Place

MEMORY CARE First Place

Heritage Green Assisted Living and Memory Care Lynchburg | 434.515.1959 www.heritagegreenlynchburg.com

Second Place

Runk and Pratt Senior Living Communities – Forest Forest | 434.385.8506 www.runkandpratt.com/forest

Third Place

Piney Forest Health and Rehabilitation Center Danville | 434.799.1565 www.pineyforestrehab.com

Honorable Mention

Fairmont Crossing Health and Rehabilitation Center Amherst | 434.946.2850 www.centrahealth.com/facilities/fairmontcrossing-health-rehabilitation-center Heartland Health Care Center – Lynchburg Lynchburg | 434.846.4626 www.heartland-manorcare.com/ lynchburg 9

th annual

GOLD

Carriage Hill Retirement Bedford | 540.586.5982 www.carriagehillretirement.com

Honorable Mention Commonwealth Senior Living at Stratford House Danville | 888.375.8997 www.commonwealthsl.com

Runk and Pratt Senior Living Communities – Pearls of Life at Liberty Ridge Lynchburg | 434.237.0251 www.runkandpratt.com/pearls-of-life

OUTPATIENT REHABILITATION First Place

Rehab Associates of Central Virginia Lynchburg | 434.237.6812 www.racva.com

th annual

GOLD

Second Place

Blue Ridge Therapy Associates Lynchburg | 434.845.8765 www.blueridgetherapy.com

Third Place

NURSING HOME First Place

The Summit Lynchburg | 434.582.1500 www.summitlynchburg.com

Centra Lynchburg | 434.200.4668 www.centrahealth.com/ RehabServices

Honorable Mention Pivot Physical Therapy Lynchburg | 434.338.7215 www.pivotphysicaltherapy.com

www.OurHealthLynchburg.com

GOLD

LY N C H B U R G & S O U T H S I D E

th annual

SILVER

BRONZE

Senior Healthy Living Awards

th annual

GOLD

POST-ACUTE REHAB SERVICES First Place

Lynchburg Health and Rehabilitation Center Lynchburg | 434.239.2657 www.lynchburghealthrehab.com

Second Place

Heartland Health Care Center – Lynchburg Lynchburg | 434.846.4626 www.heartland-manorcare.com/ lynchburg

Third Place

Gretna Health and Rehabilitation Center Gretna | 434.656.1206 www.gretnahealthrehab.com

Honorable Mention

Centra Lynchburg | 434.200.4668 www.centrahealth.com/RehabServices Oakwood Healthcare and Rehabilitation Bedford | 540.425.7800 www.centrahealth.com/facilities/ oakwood-health-rehabilitation-center

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RESIDENTIAL REHABILITATION

RESTAURANT

First Place

Heartland Health Care Center – Lynchburg Lynchburg | 434.846.4626 www.heartland-manorcare.com/ lynchburg

Second Place

Centra Lynchburg | 434.200.4651 www.centrahealth.com

Third Place

Sunnyside Communities King’s Grant Martinsville | 276.634.1000 www.kingsgrant.cc

Honorable Mention

Gretna Health and Rehabilitation Center Gretna | 434.656.1206 www.gretnahealthrehab.com Lynchburg Health and Rehabilitation Center Lynchburg | 434.239.2657 www.lynchburghealthrehab.com

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

SALON AND DAY SPA SERVICES

First Place

Second Place

Third Place

Iron and Ale Lynchburg Tap and Table Lynchburg | 434.944.9697 www.ironandale.com

La Carreta Lynchburg | 434.237.4009 www.lacarretaonline.com

Drug Store Grill Brookneal | 434.376.2116 www.drugstoregrill.com

The Salty Blonde Spalon Lynchburg | 434.332.5401 www.gottrust.org/ thesaltyblondespalon

Studio Style and Spa Forest | 434.525.4806 www.studiostylespa.com

Sage Tryall Salon Lynchburg | 434.239.4454 www.sagetryallsalon.com

Honorable Mention Benjamin’s Great Cows and Crabs Forest | 434.534.6077 www.cowsandcrabs.com Market at Main Lynchburg | 434.847.9040 www.marketatmain.com New London Steak House Forest | 434.525.3826 https://new-london-steak-house.business.site The Dahlia Lynchburg | 434.846.0601 www.thedahlialynchburg.com

GOLD

Congratulations

2019

Senior Healthy Living Awards winners!

LY N C H B U R G & S O U T H S I D E

Senior Healthy Living Awards 9

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SENIOR COMMUNITY CENTER

SKILLED NURSING CARE

SPEECH THERAPY

Second Place

Campbell County Virginia Rustburg | 434.332.9570 www.co.campbell.va.us/293/ Senior-Recreation 9

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First Place

Heartland Health Care Center – Lynchburg Lynchburg | 434.846.4626 www.heartland-manorcare.com/ lynchburg

Second Place

Guggenheimer Health and Rehabilitation Center Lynchburg | 434.947.5100 www.centrahealth.com

Third Place

GOLD

Gretna Health and Rehabilitation Center Gretna | 434.656.1206 www.gretnahealthrehab.com

SENIOR RELOCATION SERVICES First Place

American Moving and Storage Lynchburg | 434.525.3444 www.americanmovingnstorage.com

Honorable Mention Generation Solutions Lynchburg | 434.455.6500 www.generationsolutions.net

First Place

Heartland Health Care Center – Lynchburg Lynchburg | 434.846.4626 www.heartland-manorcare.com/ lynchburg

Second Place

Blue Ridge Therapy Associates Lynchburg | 434.845.8765 www.blueridgetherapy.com

Third Place

Generation Solutions Lynchburg | 434.455.6500 www.generationsolutions.net

Honorable Mention

Centra Lynchburg | 434.200.4668 www.centrahealth.com/RehabServices

Piney Forest Health and Rehabilitation Center Danville | 434.799.1565 www.pineyforestrehab.com

Second Place

Five Star Moving and Transportation Services, LLC Lynchburg | 434.258.9244 www.fivestarmovingus.com

GOLD

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Congratulating ALL THE

2019

Lynchburg & Southside

Senior Healthy Living Award Winners! 9

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Join Us in Congratulating the

Senior Healthy Living Award Winners ON SOCIAL MEDIA!

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Join us in

My Guys Moving and Storage Lynchburg | 434.200.9191 www.myguysmoving.com/ movers-central-virginia

SILVER

GOLD

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Third Place

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GOLD

Templeton Senior Center Lynchburg | 434.455.4115 www.lynchburgparksandrec.com

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First Place

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BRONZE

www.OurHealthLynchburg.com

GOLD

LY N C H B U R G & S O U T H S I D E

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BRONZE

Senior Healthy Living Awards 9

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GOLD

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GOLD

Join Us in

Congratulating the

Senior Healthy Living Award Winners

on Social Media!

STROKE CARE

TRAVEL AGENCY

First Place

Second Place

Third Place

Centra Lynchburg | 434.200.3000 www.centrahealth.com

Heartland Health Care Center – Lynchburg Lynchburg | 434.846.4626 www.heartland-manorcare.com/ lynchburg

Third Place

Lynchburg Health and Rehabilitation Center Lynchburg | 434.239.2657 www.lynchburghealthrehab.com

Honorable Mention The Summit Lynchburg | 434.582.1500 www.summitlynchburg.com

THERAPEUTIC MASSAGE THERAPY SERVICES

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

Massage Envy – Lynchburg Lynchburg | 434.385.8600 www.massageenvy.com

New London Massage Therapy Inc Forest | 434.525.1118 www.newlondonmassagetherapy.com

Body Works Day Spa and Salon Lynchburg | 434.384.9053 www.bodyworkslynchburg.com

Travel Lovers Lynchburg | 434.385.5192 www.travellovers.com

Cavalier Tours, Inc. Lynchburg | 434.237.8087 www.cavaliertours.com

The Travel Team Lynchburg | 434.385.0036 www.gotravelteam.com

Honorable Mention Muscle Therapy, Inc. Lynchburg | 434.847.6290 www.muscletherapyinc.com

Senior Healthy Living Awards

ON THE WEB

More at OurHealthLynchburg.com

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Local health. Anywhere you go. OurHealth Lynchburg & Southside magazine our communityâ&#x20AC;&#x2122;s only resource entirely dedicated to delivering information about local healthcare services and healthy living topics. Pick up our print edition at more than 400 locations throughout the area or get the digital edition by visiting ourhealthlynchburg.com.

Peace Haven Home Care Services 401 Piney Forest Road | Danville | 517 Leesville Road, Suite 101 | Lynchburg 434.799.5731 | www.peacehavenhealth.org

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PLEASE VISIT AND LIKE OUR FACEBOOK PAGE! f lynchburg.legacy Proudly Serving the Communities of Danville, Bedford, Campbell, Roanoke, Salem, Pittsylvania, Amherst, Madison Heights, Lynchburg and surrounding areas.

We Care for You We want to make life easier for you. Peace Haven Home Care Services gives you or a loved one the extra help you need with non-medical, daily activities, like cooking, folding laundry or simply being a companion. Dedicated to providing individualized care to homebound clients, we strive to improve your quality of life while caring for you with compassion and respect. OUR CARE SERVICES INCLUDE: •

Meal Preparation

•

Medication Reminders

•

Companion Care

•

Bathing/Grooming

•

Housekeeping

•

Concierge Services

•

Dementia Care

•

Alzheimer’s Care

•

Pre & Post-Operative Care

•

Assistance with Disabled Youth and Adults

•

Mommy and Baby Care

•

Supervision

PROVIDING PERSONALIZED, QUALITY CARE TO OUR PATIENTS THROUGH UNIQUE AND INDIVIDUALIZED HOME CARE PLANS DESIGNED TO MEET THE SPECIFIC NEEDS OF EACH PATIENT.

We treat you like family. By identifying unique needs, we come up with viable solutions through individualized care plans. Each care plan includes a combination of our various services, so you get the care you need to improve your quality of life. We are committed to rendering your home care with integrity and respect.

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

Become a Personal Care Assistant At Peace Haven, we are a close-knit team of caregivers who rely on each other to ensure our clients receive the highest quality of care. We only hire committed caregivers who love working with the elderly, disabled youth and/or impaired during all hours of the day and night. Register for one of our Personal Care Assistant classes today to become part of our team!

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Virginia Elder Law

The Law Offices of Ron Feinman

GOLD

Why You Need an Elder Law Attorney Virginia Elder Law can help you avoid costly mistakes as you confront the complex and complicated legal matters affecting older and disabled persons. Elder Law is a specialized area of the law that shouldn’t be done with a “Do It Yourself” kit.

You need a specialist to help you with questions like: • How can I best protect my assets? • Can I qualify for governmental assistance? • How can we afford (or avoid) the Nursing Home? • What’s the right plan for me and my family?

About Ron A Lynchburg native, Ron received his law degree from University of Virginia in 1979 and maintains an Elder Law practice serving all of Central Virginia. Ron is a member of WealthCounsel, a national collaborative of estate planning attorneys developing and sharing state-of-the-art planning techniques, documentation and processes, and its sister organization, ElderCounsel, with a similar focus on Elder Law. Ron is also a member of the National Association of Elder Law Attorneys (NAELA) and serves on the Board of the Virginia Association of Elder Law Attorneys. He is a member of the Virginia State Bar Taxation Section, and the Trusts and Estates Sections.

“OUR PRACTICE IS FOCUSED ON HELPING FAMILIES PRESERVE THEIR ASSETS WHILE QUALIFYING FOR GOVERNMENTAL BENEFITS.” – RON FEINMAN, ESQ.

5 Things an Elder Law Attorney Can Help With: A B C D E

Medicaid Long Term Care Qualification Preserving and Protecting Your Assets Special Needs Trusts for the Disabled Specially Designed Estate Documents Guardianships and Conservatorships

In the Community Ron is a past Chairman and Member of the Board for the Central and Western Virginia Chapter of Alzheimer’s Association (covering the western half of Virginia), as well as past chair of its Lynchburg Advisory Council. He serves on the Board of Lynchburg Covenant Fellowship Foundation, and he has been named the Regional Vice-Chair of the B’nai B’rith International Planned Giving Committee. Ron is a past member of the Board of University of Virginia Hillel Center, and he heads the Planned Giving Committee for the Children’s Miracle Network of Western Virginia. He has served as a member of the Development Committee for the Virginia Foundation for the Humanities.

Call for a Free Consultation www.OurHealthLynchburg.com

The Williams Home, Inc.

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Gracious Retirement Living for Ladies, Since 1950!

BRONZE

INDEPENDENT AND ASSISTED LIVING

1201 Langhorne Road | Lynchburg | 434.384.8282 Ext. 5 | www.thewilliamshome.org

Accommodations, Services and Care (Included in the Base Fee)

• 24 hour LPN or RN and Certified Nursing Assistants (CNAs) for Tier 2 Residential, Tier 2 Residential Plus and Tier 3 and 4 Assisted Living • Medication Management for Tier 2 Residential, Tier 2 Residential Plus and Tier 3 and 4 Assisted Living • Private rooms with private bathrooms • Voice-to-voice emergency call systems in bedrooms and bathrooms • Individually controlled heat pumps • Housekeeping weekly in each room • Laundry services: bed linens, towels, personal clothing • Elegant dining rooms • Three meals a day and snacks offered in-between meals • Private dining room for special occasions • Quarterly Dietitian • All utilities (except telephone) including Basic Cable and Wi-Fi • Telephone booth on each floor for local calls • Personal in-door mailboxes

• Scheduled transportation to/from local medical appointments for Tier 2 Residential, Tier 2 Residential Plus and Tier 3 and 4 Assisted Living • Elevators and handrails • Sitting rooms with televisions • Sunrooms located on each floor • Kitchenette on each floor • Library stocked with old favorites and best sellers • Activity Director on staff • Activity Rooms and JLW Theatre • Relaxation Station • History Room • Internet Café • Assigned Parking • Maintenance Director on staff • Beautifully landscaped grounds with memory garden • Conveniently located near two hospitals and many other medical facilities • Freedom to come and go as you please

THE WILLIAMS HOME, INC. IS A NON-PROFIT ORGANIZATION PROVIDING A HOME-LIKE ENVIRONMENT FOR WOMEN WITH CARE, SERVICES AND AMENITIES THAT PROVIDE COMFORT, SECURITY AND FRIENDSHIPS.

Monthly Rates Starting At (Effective June 1, 2019)

TIER 1

Independent – $1,698

TIER 2 Minimal Assistance – $2,007

Our History The Williams Home, Inc. was founded by James Luther Williams. The once Secretary of the Lynchburg Coca-Cola Bottling Works and then the President of the Depositors Industrial Loan Bank, Mr. Williams provided for the construction and maintenance of a non-profit home for women aged 55 years and older. The residence was completed after World War II and opened its doors in March of 1950.

What Sets Us Apart We are Lynchburg’s only retirement home for ladies. Our residents play an essential role in creating a sense of belonging at The Home. You will benefit from our intimate family atmosphere and personalized care and services. To walk into the Williams Home is to step back into a gentler era, for inside its brick walls an air of quiet elegance pervades.

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

TIER 2+ Residential Assistance with Bathing Only – $2,307 TIER 3 Moderate Assistance – $3,307 TIER 4 Additional Services Including Tier 3 – $3,607

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Getting you back to

Active

OPEN TO DISCOVER WHAT MAKES OUR SERVICES AWARD WINNING

The Right Team

Serving the Community Since 1970

Having the right team behind you will help you get back to your active life. Here is where you can expect from a heartland or ManorCare skilled nursing and rehabilitation center:

Physical, speech and occupational therapists trained to help maximize your recovery by developing a care plan that focuses on your needs and goals.

Clinical team that manages your physician prescribed medical needs to help you achieve your discharge plans.

Expertise and Experience Your recovery should begin with a knowledgeable, interdisciplinary team that understands your health care needs and goals. Working with state-of-the-art equipment, we have the expertise and experience to treat patients recovering from a variety of conditions, including:

CALL US TO SCHEDULE A TOUR TODAY!

434.846.4626

Support and counseling that addresses lifestyle changes and what to expect during the recovery process.

Delivering Care That Matters Elizabeth Nugent, Administrator at Heartland - Lynchburg has served Heartland residents and clients for over eight years and for five years in the Lynchburg community.

"I love being a part of the high quality therapeutic environment at Heartland. I am constantly inspired by the passionate and stimulated care giving our staff provides on a daily basis."

Amanda Waller, RN has served the Lynchburg community at Heartland for over three years as the Post-acute Unit Manager. After relocating from the Tacoma, Washington area, she graduated from the Lynchburg General Hospital School of Nursing (now known as Centra College of Nursing) in 2011.

- Elizabeth Nugent, Administrator

After over a year with Heartland Lynchburg, Aisha Jabbar, BSN now serves as the Director of Nursing. Aisha received her undergraduate degree and is now working towards completion of her Masters degree in Nursing Administration, both at Chamberlin University.

- Amanda Waller, RN

Delisa Rogers, SLP, Director of Rehabilitation, has served the Lynchburg community at Heartland - Lynchburg for over eight years. The University of Virginia graduate is passionate about delivering quality healthcare to the community.

“It is rewarding to help my patients regain their independence and return to their daily active lifestyle. Through my work, I hope that I am able to inspire a future generation of nurses.”

“After beginning my healthcare career as a Certified Nurse Aide 24 years ago, I knew I had found my calling. As I continue through the ranks of the nursing field from Licensed Practical Nurse, Registered Nurse, and Bachelor of Science in Nursing, to working on my Masters in nursing administration, I continue my love of providing healthcare.” - Aisha Jabber, BSN

2200 Landover Place | Lynchburg | www.hcr-manorcare.com

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Whitten Funeral Home

GOLD

About Us With the focus we have on building trust between our family and yours, Whitten Funeral Homes are dedicated to helping you celebrate your life or that of a loved one with thoughtful services guests will cherish. We want you to know you can lean on us. And we realize that small things make big impressions, so we dedicate all our resources to provide you or your loved one with a funeral and memorial service befitting of the life lived. As part of the Dignity Memorial® network, Whitten Funeral Homes will ensure you not only receive the compassionate care you expect from a locally operated establishment, but also the value you deserve from North America’s largest network of funeral, cremation and cemetery service providers.

Services – Why You Should Choose Us The team at Whitten Timberlake Chapel greets each person we meet with the respect they deserve. We understand the needs of our community and the many families we serve. We offer National Transferability, Bereavement Travel Services, Child/Grandchild Protection, 24-Hour Compassion Helpline® and other programs designed to help you with the countless questions and issues that arise when a death occurs. Because we know grief doesn’t end when a funeral does, we offer grief counseling for 13 months after services are provided. Our team members are also trained to meet the needs of people from all cultures and walks of life so your customs will be honored.

Life well celebrated.

As we help you plan a service—for yourself or a loved one—we’ll guide you through the process, discussing costs, benefits, visitation options and your special requests.

Our hope is to ease the burden of planning so you can focus on healing.

Our History Whitten Funeral Home was established in 1937 by W.C. “Red” Whitten at the original location on Park Avenue in Lynchburg. In 1960, a second location on Timberlake Road opened to serve the needs of a growing city. Later in 1982, the Madison Heights location opened, serving the families in Amherst County. For 83 years, three generations of the Whitten family have led the way in funeral services for the greater Lynchburg area, serving the funeral needs of Lynchburg area families.

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Bedford County Nursing Home 1229 County Farm Road | Bedford | 540.586.7658 f BedfordCountyVirginia | www.bedfordcountyva.gov/departments/nursing-home

Who We Are: Central Virginia’s Best Kept Secret The serenity of the mountains and pastoral landscape views have been greeting residents at the Bedford County Nursing Home since 1831. One of only five county-operated nursing homes in the Commonwealth, we have a long, rich history woven into the fabric of the surrounding community. We offer long-term care to 90 residents who are treated with compassion and dignity by a dedicated, skilled staff— most of whom originally hail from Bedford County and can share a laugh and local stories with residents.

Our Amenities Our 40,000 square foot building is uniquely centered around an interior courtyard. The residents love to admire the colorful flowers, greenery, and beyond that, adjacent views of Falling Creek Park and the Peaks of Otter. Spacious, oversized resident bedrooms complemented by European-style bathrooms offer cheery, bright living spaces. Residents enjoy plenty of meaningful activities, including outings, Paint and Sip get-togethers and other social events to keep them engaged, happy and living their best lives.

“We live in a beautiful place.” – Doris, Resident of Bedford County Nursing Home

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

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“I have a real peace with Mom living here.” – Ray, Son of a Resident

Services Bedford County Nursing Home partners with Genesis Rehab which offers therapy services on-site for ease and convenience. The living spaces are divided into three community areas, including 18 private rooms. This creates a homey, neighborhood feel where residents can foster friendships and a develop a strong sense of community. We are members of the American Health Care Association and Virginia Health Care Association and are independently owned and operated by Bedford County. We’re exclusively licensed for Medicaid.

Recent Recognitions We have received the “Reader’s Choice Gold Award” every year since 2014 from the Bedford Bulletin. Other accolades include a 5-star rating with Centers for Medicare and Medicaid Services and a Better than Average Overall Rating with the U.S. News & World Report “Best Nursing Homes” ranking.

www.OurHealthLynchburg.com

Heritage Green Assisted Living ASSISTED LIVING | DAYBREAK MEMORY CARE 200 Lillian Lane | Lynchburg | 434.385.5102 | www.heritagegreenlynchburg.com

The Lifestyle We Offer You You’ll find everything you need at Heritage Green to maintain a happy and healthy life – nutritious and delicious meals, scheduled exercise classes, therapy services, and a full calendar of social and educational events. You’ll love the freshly prepared homecooked meals, which include favorites like chicken pot pie, baked spaghetti and delicious roasts, all served in Heritage Green’s intimate, cozy dining rooms. You’ll often find residents singing, dancing, or crafting together, as well as enjoying fun outings and lunches out at area restaurants. We help you embrace your best life, foster friendships and enjoy the health-boosting benefits of companionship, while providing you with innovative services in a clean, safe and beautiful facility.

The Care You Need Your family will have peace of mind knowing you’re getting the best care that helps you enjoy a longer period of independence and greater sense of purpose. As a resident, you’ll have the peace of mind knowing all your household and home maintenance burdens are lifted. You’ll no longer have to worry about housekeeping, yard work or cooking. Your only ‘job’ at Heritage Green is to enjoy life in comfort and style, while you and your family are consistently treated with positivity and respect.

WE ARE GROWING A TRADITION OF CARE AT HERITAGE GREEN ASSISTED LIVING AND MEMORY CARE!

Why choose Heritage Green? Through a culture of support and compassion, Heritage Green customizes your services within a comfortable, caring environment. The Heritage Green assisted living accommodations focus on single-level living with a size that feels just right. You are treated with individualized attention. The dedicated staff gets to know each resident personally. This “small-town” charm and personalized approach sets us apart from larger communities. Residents are proud to call Heritage Green their home.

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

AWARD WINNING SERVICES 9 YEARS IN A ROW!

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GOLD

DayBreak Memory Care DayBreak Memory Care is designed for those with Alzheimer’s disease or other forms of memory impairment. The fully secured community features self-contained “neighborhoods,” including three separate dining areas, several living rooms, activity areas, outside courtyards and exploring paths. These safe spaces allow residents to enjoy multiple indoor and outdoor settings freely, as well as enhance their quality of life. Staff members at DayBreak are trained to provide superior memory care with ongoing, specialized training in a Positive Approach to Care™ and the GEMS® Brain Change Model. Developed by Teepa Snow, one of America’s leading educators on dementia, this delivery of care is the standard for all our caregivers’ interactions with residents. This new, specialized approach to memory care helps Heritage Green make a huge impact to the quality of life for loved ones living with Alzheimer’s disease or dementia.

www.OurHealthLynchburg.com

Legacy Wealth Management Group JOSH STAMM I JAKE DAWSON I BRENDA POLLARD I BRANDEN BOSCH 1971 English Tavern Road | Lynchburg | 434.266.1214 | www.lynchburglegacy.com PLEASE VISIT OUR FACEBOOK PAGE! f lynchburg.legacy

Taking Chances It happened the other day. We were meeting with a new client and he was, well… skeptical—if not downright suspicious— to say the least. He had already met with five other financial firms in Lynchburg and it hadn’t gone well. Four of those five companies told him they wouldn’t work with him because he didn’t meet their $500,000 minimum. He had left those meetings feeling insignificant and humiliated. Now, as he sat at in our office gripping a folder to his chest, he wasn’t sure we could even help him. But as we listened to his story, we knew we could. So, we told him the unvarnished truth: his worth was not tied to the balance in his account. He perked up a bit. He had never heard a financial firm say that to him before. So, we explained it all to him—the way we’d explain it to you—if you were here chatting with us. As if you were family. You see, we left the largest firm on Wall Street and started Legacy Wealth Management a few years ago. But we’re not the typical firm. We were tired of being told that families had to meet certain standards or else we couldn’t work with them. We exist because we know our clients deserve better. We’re successful because we tell the truth. It doesn’t matter if you’re a new client who’s been turned down because all that you’ve saved over the past 25 years isn’t

enough. It doesn’t matter if you’re a newly divorced woman who feels intimidated by the jargon and overused phrases that investment firms throw around in their attempts to “close” you. What matters is that you and your family are treated with dignity, care and respect, regardless of what your numbers on paper are. At Legacy, we treat you as if you were a brother setting up a future for his millennial kids, or a beloved aunt who’s hoping to retire soon but isn’t sure if she can. We’ll help you set a course for your future, no matter where you are in life. And, regardless of what the investment world is doing, we’ll explain things in easy to understand language. For example, what does it mean to be a “fiduciary?” The term gets used a lot in our industry. Most firms use the word in a legal context and try to design platforms which meet checklists in the event they’re ever audited. But it’s simple really. We believe that you just always do the right thing for the client. “Doing the right thing” doesn’t sound quite as flashy, does it? It doesn’t have to. We meet with you often, face-to-face, and explain these overused buzzwords while acting in your best interest. That’s what fiduciary means to us. We want you to understand everything that’s happening to your finances and we think it makes more sense for you to be involved and educated.

It’s more than a plan for your money, it’s a plan for your life!

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

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GOLD

Taking Control of Your Financial Health

Taking the Taboo Out of Fees

Legacy believes in being proactive, transparent and keeping a pulse on the markets. That way, we help you move toward your financial goals in a deliberate, intentional manner—instead of a reactive or emotional way. You don’t have to guess what’s happening with your money. We share our wisdom with you all along the way. Again…it’s that fiduciary concept at work.

Yes, it’s a taboo subject… fees and commissions. We’re going to talk about it anyway. At Legacy, our maximum fee is 1.50 percent per year, and we don’t charge a penny in commissions or ticket charges. We don’t receive any compensation to push a certain product or mutual fund, so our clients are always getting our best ideas in an unbiased portfolio. That’s important. It means our interests are aligned with yours. And it means there’s no mystery.

Each year, we hold almost a dozen dinner events in our auditorium to give clients useful information to better their finances. Our clients attend for free. We cover topics ranging from Identity Theft to Estate Planning, but also have fun events like our annual Cooking Demo or Movie Night. We do these events not only to keep you informed, but because we believe our clients deserve more.

Taking a Step Further Because you’re like family, we want to be there for every transition in your life, as well as provide you with one place to manage all that you need. It’s more than convenient; It’s in your best interest. So recently, in response to your requests, we added a service to help you get that same level of care when it comes to your insurance. Our sister company, Old Dominion Insurance Partners, takes the fiduciary concept and applies it to the world of insurance by helping you find coverage that fits perfectly with your overall financial plan. As an independent agency, Old Dominion will shop your insurance, including Home and Auto, to over a dozen carriers and let you know if your coverage is appropriate and priced right. We’ll tell you if you already have great coverage and should stay where you are. That happens about 50 percent of the time. For the other half of our clients, it benefits them more financially if we provide coverage. As we continue to grow and advise you, there are other services we will be able to seamlessly weave into your financial care. In 2020, we’re planning to incorporate a Certified Public Accountant (CPA) into our firm to help you with tax preparation. Like the doctor’s office where you can get your checkup, lab work and medicine all in the same suite, Legacy can take care of all your financial needs in the same ‘house.’ It makes for better care.

As a company, we are proud and protective of our culture that values and cares for our clients. We believe in not only giving back, but in giving of ourselves. While we focus on creating opportunities for you to make smart financial decisions, we also know that true wealth in life can also be measured by one’s compassion and generosity. Those values permeate everything we do, and it’s why so many of our clients view us as family. They trust us to provide them with unbiased and easy to understand advice. And that client from the other day? He took a chance on us after attending one of our events as a guest. We “lifted a huge weight off his shoulders,” he told us. Helping him and so many others pave the way to financial security is what we do. Are your finances secure and where they need to be? You’ll want to find that out sooner rather than later. Attend one of our upcoming Legacy events on September 20th or October 25th as our guest and see how we’re different. For more information contact Renee, our client relationship manager, at rstclair@cjadvisor.com or by calling 434.266.1214.

It’s our belief that, with this ‘coordinated care,’ so to speak, we can provide you with the best service available anywhere. All your financial matters handled in one place helps you live your best life with optimal financial planning. Securities and Advisory services offered through Caitlin John Private Wealth Management, headquartered at 1024 E. Grand Ave, Brighton, MI 48116. Legacy Wealth Management and Caitlin John Wealth Management Group are non-affiliated entities.

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Valley View Retirement Community INDEPENDENT LIVING | ASSISTED LIVING 1213 Long Meadows Drive | Lynchburg | 434.237.3009 | www.valleyviewretirement.com

Who We Are Gorgeous, mature trees, walking trails and raised garden beds greet you each day from the view of your private balcony at Valley View Retirement Community. For 31 years, seniors from Lynchburg and the surrounding area have enjoyed the quiet, park-like community while natural beauty surrounds each home. With a blend of independent and assisted living accommodations, residents have the flexibility to choose how they want to live. Gracious amenities make Valley View feel like home, only better. Activity coordinators and 24-hour staffing offer the comforts of home in a safe, worryfree community.

Services and Amenities You’ll enjoy dining, housekeeping and a wellness center, each maintained by an outstanding, experienced staff. With two full-time activity coordinators, Valley View entertains residents with a variety of social events. Priding itself on hosting a rich calendar of activities, including fitness classes, outdoor activities, crafts, outings, games and volunteer opportunities. Residents receive free transportation to medical facilities, shopping and entertainment in the Lynchburg area. Your friends and family are encouraged to visit, and Valley View offers access to a private dining room and catering services for special occasions.

Celebrating 30 Years of Service What Sets Us Apart While residents can look forward to experiencing the independence and freedom they want, family and friends are put at ease knowing the community is staffed by 24-hour personnel. Monthly rental fees include emergency pull cord and response system services for an added level of security. Because Valley View offers both independent and assisted living care, residents can stay on site as needs change. That means, as a resident, if you need to move to a higher level of care, you can do so without losing contact with the staff and fellow residents you’ve come to know and care about. We also offer the added value of month-to-month leases for flexibility without a long-term commitment, entrance fee and and buy-in expense.

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

2 Bedroom 1 & ½ Bath

2 Bedroom 2 Bath

Both independent and assisted living residents enjoy the privacy and homey feel of living in their own apartment. Every Valley View apartment features a private balcony or patio so it’s easy to enjoy sunlight, fresh air and the beautiful views.

1 Bedroom 1 Bath

Home-like Apartment Living

Award winning community 6 years in a row.

th annual

GOLD

th annual

GOLD

2018

2017

2016

2015

2014

Needs Change… Life Continues at Valley View Independent Living As your home, Valley View offers you 24-hour staffing while you have the flexibility to make your life just the way you want it to be. Feel free to get involved in the social activities or relax in the comfort of your own apartment, or in our cozy lounge. We can take care of all your transportation and cooking. But, if you love to cook, your apartment has a full kitchen. You’re also welcome to bring your own car. Pets are allowed, too. We complement your lifestyle with 24-hour staffing so whenever you need assistance of any kind, you can count on an immediate response from well-trained staff who genuinely care about their jobs, and you.

Assisted Living As a licensed home for adults, Valley View can help you with manage medications or provide you with hands-on care 24-hours a day. Plus, our full-staffing model means our employees have the time to do a good job and to listen to each resident’s needs and their stories.

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Kid’s Care INFORM • EDUCATE • GROW

Students with long-term illnesses often struggle with academic achievement—but with the right support and resources for families, this doesn’t have to be the case. words | KELSEY CASSELBURY

As a parent, it’s heart-wrenching to watch your child suffer from any sort of sickness, even if it’s mild or shortlived. When your child falls ill with an unpleasant but minor illness, such as the flu, the setback from missing school for even a few days in a row can be significant. There are tests to be made up, homework to catch up on and concepts to be retaught. Now imagine if your child suffers from a lingering medical condition that doesn’t go away after a few days of rest, fluids and a round of antibiotics. Imagine if just as soon as they returned to class and caught up on the lessons they had missed, they were absent again—and again and again.

Accord ing for Dise to the Centers ase Con t Preven tion (CD rol and C), arou one in nd four ch ildr U.S. ha ve been en in the diagno with a c sed hronic illness— genera ll any con y defined as dition t betwee hat las ts n th a lifetim ree months a nd e. When has a c a stude hronic n t illness academ their ic path is often drastic ally alt ered.

When a student has a chronic illness—generally defined as any condition that lasts between three months and a lifetime—their academic path is often drastically altered. According to the Centers for Disease Control and Prevention (CDC), around one in four children in the U.S. have been diagnosed with one of these diseases, which can range from asthma and food allergies to epilepsy, diabetes, and cancer. The numbers aren’t precise, mostly because health experts sometimes disagree on what constitutes a chronic illness. What isn’t up for discussion, however, is the significant impact that it can have on a child’s academic achievements.

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THE ACADEMIC EFFECT The Impact Increased Absenteeism has on the Academics of a Child with Chronic Illness Missing school due to frequent medical appointments or hospitalization can impact the academics of a child with a chronic illness in the following ways:

» Missing lessons taught by the teacher

When a child misses a lesson, they are also missing the opportunity to ask the teacher questions during the lesson.

» An overwhelming amount of make-up work

Playing catch-up on missed work can drastically raise a child’s anxiety levels.

» Lack of social interactions with classmates

The inability to participate in class or extracurricular activities can make developing relationships with classmates difficult.

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School can be challenging for the healthiest of kids, thanks to rigorous state and federal education standards. Kids with prolonged medical issues aren’t any less intelligent than their peers, but they often must overcome so many additional obstacles compared with other students to achieve the same outcome. In 2017, the CDC took a deep dive into the research on the academic performance of students with specific chronic conditions such as asthma, diabetes and epilepsy. Upon reviewing more than 50 studies, the conclusion was clear: Chronic health conditions lead to increased school absenteeism, which in turn leads to decreased academic achievement. Part of the impact comes from simply missing the lessons, whether it’s because of hospitalizations or frequent medical appointments. However, constantly having to play catch-up on missed work can drastically raise a child’s anxiety levels, which has its own effect on academic progress. Additionally, there’s consequences to the pain a child feels or medical treatments that influence a youngster’s cognitive abilities, such as focus, concentration and mental recall—and it all adds up to more frustration and a decreased desire to even attempt to learn.

THE SOCIAL FACTOR

As any parent knows, a child’s desire to go to school isn’t usually predicated on a love of learning or a passion for textbook-reading. Rather, it’s about the friendships they’ve forged and the bonds that

grow stronger each and every day the children spend together in the classroom. What if, though, your child didn’t have those connections with other students? That’s a scenario that’s all too real for kids with chronic conditions, who often lose out because they’re out of school too often for friendships to develop. It might be because they’re unable to participate in extracurricular activities such as sports or school plays where those bonds intensify, or because they’re subject to bullying about their condition.

A chronic illness doesn’t have to limit the achievement of affected children.

Without a positive social influence, kids with chronic conditions may not have the drive to get to class, despite their illness—and that often has ramifications on progress.

FINDING SUPPORT AND SERVICES

Successfully managing a student’s academic progress, particularly one with a chronic illness, is a joint effort for the student, parents, health care providers, and the school itself. The CDC’s 2017 review of research found, unsurprisingly, that the bettermanaged a chronic condition is, the better academic outcomes for the affected student. www.OurHealthLynchburg.com

LOCAL SUPPORT AND SERVICES TO AID IN

ACADEMIC SUCCESS

Center for Pediatric Therapies The Center for Pediatric Therapies (CPT) is a full service rehabilitation clinic serving children from birth through age 21. CPT offers a multidisciplinary approach to treat a variety of neurological, orthopedic, and developmental disorders using physical therapy, occupational therapy and speech therapy. Services are delivered in the most appropriate environment for the child, whether that is in the home, daycare, school, or one of their outpatient facilities in Danville, Lynchburg, Martinsville or South Boston.

Contact | Visit www.centerforpediatrictherapies.com or call 434.797.5530.

Centra Bridges Treatment Center Centra Bridges Treatment Center provides psychiatric residential and educational services for boys and girls ages six to 17 with IQs of 52 and above with a wide range of emotional and behavioral issues including: mood disorders, post-traumatic stress disorder, anxiety disorders, personality disorders, co-occurring disorders, attachment issues, trauma issues, learning disabilities and intellectual disabilities.

Contact | Visit www.centrahealth.com/facilities/bridges-treatment-center or call 434.200.5700.

Fort Hill Community School The Fort Hill Community School is a nationally recognized alternative program. It is a program designed to accommodate educational, behavioral, and/or medical needs of students that cannot be adequately addressed in a traditional school environment. Placement in alternative education is determined by the school division. The goal of our alternative program is to provide opportunities for students who are not succeeding in the traditional classroom setting by helping them acquire the academic and social skills necessary to succeed. The alternative education program helps students develop self-discipline and responsibility. Those who work in the alternative education program share a fundamental belief that all students are of value and need guidance to find and develop their positive qualities despite the challenges they face in a traditional educational setting or in their personal lives.

Contact | Visit www.lcsedu.net/schools/fhcs or call 434.515.5150.

New Vistas School With a focus on students in grades 3 – 12, New Vistas School offers a full program of academics tailored to each child’s needs. Students who learn differently frequently experience challenges in acquiring reading and written language skills, such as those with dyslexia and dysgraphia, students with ADD/ADHD and organizational challenges, students with dyscalculia, students who are on the upper end of the Autism spectrum who struggle socially, and/or students who simply have not been successful in traditional classroom settings. New Vistas School utilizes the Orton-Gillingham approach to learning in all subjects. Students learn by doing, not just “setting and getting.” STEAM team projects, tending the school garden, and venturing out “beyond the walls” are all ways NVS students gain experiences that apply to their classroom work, and allow them to learn using their preferred learning modalities and styles.

Kids Care

• EDUCATE

The Americans with Disabilities Act, a federal law, does its part to help protect students with chronic illness by requiring schools, in tandem with the family, to develop 504 Plans, Individualized Education Plans, or other appropriate plans to facilitate academic success. However, it’s not always a straightforward process to get started nor is it easy to know where to turn if they need more support and guidance. Parents who are unsure of how to lead their child to success can also take advantage of Lynchburg and Southsideled organizations staffed with folks who with niche expertise in specific chronic conditions can help. Check out these LOCAL RESOURCES TO AID IN ACADEMIC SUCCESS at left.

A PATH TO ACADEMIC SUCCESS

A chronic illness doesn’t have to limit the achievement of affected children. In fact, a recent study found that children with certain conditions such as asthma, ADHD and digestive disorders reported being just as happy as those without chronic diseases— in other words, when the condition doesn’t require intensive care, most children don’t define themselves by their medical status. As a parent, you can join forces with the schools and local support organizations to ensure that, no matter what obstacles must be overcome, academic success is within your child’s reach.

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Contact | Visit www.newvistasschool.org or call 434.846.0301.

Rivermont School Lynchburg The Rivermont School Lynchburg provides a special education program for students, ages 5-22, with special needs, including autism who have difficulty learning in a traditional school setting. By teaching students how to make better choices, we offer them a chance to experience success in an academic environment. Rivermont’s dedicated team of professionals teaches students to rely on their personal strengths for resolving problems, building self-esteem and gaining confidence. One of their primary goals is to help students learn to manage their behaviors so they can return to their home schools, graduate and become productive citizens.

Contact | For more information, visit www.centrahealth.com/facilities/ rivermont-school-lynchburg or call 434.947.4697.

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HEALTHY OBSERVATIONS SEPTEMBER | NATIONAL TRAUMATIC BRAIN INJURY AWARENESS MONTH

PROMPT CARE for Concussions in People of All Ages

MAKES A SIGNIFICANT DIFFERENCE The damage from traumatic brain injuries can take years to detect—which is why prompt medical care is essential after all falls, blows and accidents.

words | STEVE MCCLINTIC, JR.

2.5 million

Some emergency room visits were related to traumatic brain injuries in 2014. Those injuries resulted in more than

56,000 deaths. Children logged

812,000 of those

emergency room visits and accounted for more than

2,500 TBI-related deaths. 50

Suffering a blow to the head can be a terrifying experience. When you get up and walk away, seemingly unscathed, you may breathe a sigh of relief that you dodged a serious injury. Then, days, weeks or even years later, you might start experiencing headaches, cognitive problems and other signs of a traumatic brain injury—the very condition you thought you had previously avoided. For this reason alone, it’s vital for anyone with a head injury to seek medical attention as soon as possible. However, too few people realize the potential for long-term damage and delay visiting a doctor until symptoms show up. September marks National Traumatic Brain Injury Awareness Month, designed to raise awareness about the dangers of traumatic brain injuries. Discussion about traumatic brain injuries has been on the rise recently, due to research on sports injuries that shows playing roughly on the field or court for years may lead to not only long-term physical problems but also brain damage and behavioral changes. As a result, sports teams at all levels, from youth to professional, have taken measures to overhaul safety procedures, from mandating better equipment to improving the criteria for when injured players can return. However, traumatic brain injuries can occur from falls, car crashes and combat injuries, too. Generally, traumatic brain injuries occur when the brain tissue is bruised or damaged from a blow – or repeated blows – to the head. Some symptoms, such as dizziness and nausea, may show up immediately, but other symptoms may show up years later. Damage can occur even in mild cases, in which the brain recovers quickly; however, a more severe injury or repeated injuries could lead to behavioral changes, memory problems, chronic pain, poor coordination and problems sleeping.

According to the Centers for Disease Control and Prevention, some 2.5 million emergency room visits were related to traumatic brain injuries in 2014, resulting in more than 56,000 deaths. Children logged 812,000 of those emergency room visits and accounted for more than 2,500 TBI-related deaths.

Children and young adults, particularly those ages four and younger or between ages 15 and 24, are at highest risk of traumatic brain injuries says Gregory O’Shanick, MD, of the Center for Neurorehabilitation Services in Richmond. However, people age 65 and older also have a higher number of traumatic brain injuries, with four out five concussions in this age group due to falls. Dr. O’Shanick says that he’s concerned that some doctors or emergency room personnel might not properly diagnose or address possible brain injury when treating someone with fall damage. For instance, if the only symptom that’s observed is confusion, a physician may just send the patient home to rest without exploring the possibility of traumatic brain injuries – but a closer look could reveal internal bleeding and blood clots in the skull that could cause severe problems, or even death, at a later date. As the pressure and clots build up, the patient may only be aware of pain, feeling moody, or unbalanced, which are all easy to blame on the fall or being worn out. Eventually, though, they could experience stroke-like symptoms, seizures or coordination problems.

Center for Neurorehabilitation Services 7401 Beufont Springs Drive, Suite 205 Richmond, VA 23225 | 804.272.0114 www.centerforneurorehabservices.org OFFICE HOURS

Monday to Friday, 8 a.m. to 5 p.m.

BRAIN INJURY MEDICINE FOR THE 21ST CENTURY Since 1991, the Center for Neurorehabilitation Services has been providing comprehensive, patient-centered, medical services for individuals who have sustained brain injury as a result of trauma, stroke, infection or other causes. Its experienced team of medical professionals offers an array of disease-modifying therapies for individuals who have sustained acquired brain injuries.

Gregory O’Shanick, MD

Luckily, with more attention to traumatic brain injuries, increased efforts are leading better methods for detecting these injuries. A proper diagnosis can lead to faster treatment, recovery and therapy, if needed. At the Center for Neurorehabilitation Services, the staff begins by learning a patient’s medical history and then speaking to a close friend or family member who has known the patients for years, Dr. O’Shanick says. This person will be asked to describe changes in behavior or abilities before and after the patient’s traumatic brain injury, which can help the doctor more quickly diagnose the issue. Additionally, the center now uses a more precise computer-assisted neuroimaging tool called NeuroQuant, which provides a detailed look at areas of change or tissue damage. It goes beyond traditional neural imaging which usually only spots blood clots. By accurately measuring the volume of different parts of the brain, the staff can follow the course of an injury and better assess what types of injuries could be impacting a patient’s stability and recovery. Given the statistics and health risks, medical officials and family members of those affected welcome the extra attention on traumatic brain injuries, as do advocates who hope to reduce these types of injuries – and with National Traumatic Brain Injury Month, the word can continue to spread.

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Financial Wellness SAVINGS • INVESTMENTS • INSURANCE

Financial Literacy for the Family

Where Do You Begin? words | STEVE MCCLINTIC, JR.

If you’re a person who stands by sayings like “money can’t buy happiness,” or that “money isn’t everything,” you’re not wrong. But there’s a big difference between people who lean on the abstract notion that money isn’t a necessity, yet have spent and saved smartly, and those who have no nest egg at all. Unfortunately, it’s the latter that way too many have let themselves fall into, with nearly half of Americans not expecting to have enough money to retire comfortably. And saving for the senior years is only part of the problem. Credit card debt has reached its highest point ever—surpassing $1 trillion—with the average American carrying a balance of $6,375. What about being able to come up with cash now for an emergency expense, say an amount as small as $400? Forty percent admit there’s no chance. Sobering statistics like these do more than just ruin the romance of letting love be all you need to live on. They uncover a fact that should be considered as unfathomable and unacceptable as being pushed through the education system without learning how to read or write, which is that nearly two-thirds of Americans can’t pass a basic test of financial literacy.

What is Financial Literacy?

DID YO U

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usted r are m e availab sources and any le thro expert ug s and So uthside hout Lynchb urg you br that ca idge yo n help ur gap an d put y knowledge ou better financia on a path to l health .

Financial literacy is defined as the education and understanding of various financial areas, including topics related to managing personal finance such as investing, insurance, real estate, paying for college, budgeting, retirement and tax planning. This sounds solid as a broad-based definition, but it lacks the specifics consumers—including parents and children—need to help them achieve the goal of becoming financially literate.

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Financial Wellness

Virginia was one of only five states to receive an “A” from Champlain College in its 2017 National Report Card on State Efforts to Improve Financial Literacy in High Schools.

(The others were Alabama, Missouri, Tennessee and Utah.)

Taxes. Understanding the effect taxes have on your income, and why your take-home pay is often much less than your salary.

Basic Money Management.

Credit and Debt Basics.

1. Financial literacy is taught in a course

(typically a one-semester or half-year course of personal finance instruction) that students must take as a high school graduation requirement.

2. Teachers of these courses have received specialized training in personal finance.

3. State or national funding has been

secured to ensure personal finance courses are offered to all high school students statewide.

4. Standardized tests are administered. 5. Educators are given access to quality

curriculum including lesson plans, videos, games, activities, projects, case studies, articles and expert speakers. Ideally, each state also provides an accessible online financial education platform.

D R A C RT

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tate on S al anci po n i e F R l e ls ona prov h Schoo m I Nati o g Hi by rts T d or Effo teracy in vide o r i p L e pCo. a wnlo rd or do View rt Ca

According to the independent non-profit financial consulting agency www.Credit.org, there is no one agreed-upon list of financial literacy standards, but there are many topics like those listed below that experts broadly agree are necessary to understand as a part of being considered financially literate.

Knowing how to create a budget, set and meet financial goals and make solid decisions with regard to your personal finances.

Yet, 30 percent of states received a grade of “D” or “F.” States receiving an “A” met a majority of the following requirements:

REPO

• FINANCIAL LITERACY

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Understanding the difference among loans of various types, what borrowing with credit costs in the long run, the impact interest rates and fees associated with borrowing can have on the amount you repay, borrower’s rights and responsibilities, how to obtain and interpret a credit report and FICO score, and the bankruptcy process and its consequences.

Saving and Investing. Recognizing the different options for long-term saving and how to make informed decisions about investments and financial planning.

Insurance. Discovering how insurance works, its role in family financial planning and how to make choices that help manage risks to your personal finances.

Spending wisely. Being a cautious consumer who makes good decisions with regard to spending and assessing the value of goods and services and the difference between needs and wants. A key element of spending wisely is understanding and analyzing advertising and sales pitches. To those who are financially literate, this may seem like a rather basic overview. But for someone starting from scratch in his or her education of finances, it can be a lot to take in and digest at once. Like any unfamiliar subject, becoming financially literate is achieved over the long term, and learning never truly ends as methods and strategies for being financially savvy are constantly evolving.

Resources in Lynchburg and Southside to

HELP CONSUMERS BECOME

Financially Literate 1

Despite receiving high marks for financial literacy, there remain many consumers in Virginia—including here in Lynchburg and Southside—who not only struggle when it comes to being financially literate, but also are unaware of where to turn for help. Having access to a trusted list of resources for consumers— both adults and children—and teachers to help further promote the importance of financial literacy can mean all the difference in reversing routines that could literally be costing you and your future security more than you know.*

Central Virginia Federal Credit Union Central Virginia Federal Credit Union has partnered with some of the best financial counseling services around to offer resources that can provide answers and individualized guidance for money-related questions such as budgeting, how to improve your credit score, money management, debt repayment, and avoiding bankruptcy, foreclosure and repossession. Because financial literacy is as important for kids as it is for adults, Central Virginia Federal Credit Union also offers financial literacy workshops to schools, colleges and civic groups in the community. CONTACT | If you are interested in a financial literacy workshop by a credit union representative, contact Kim Wilkerson at Central Virginia Federal Credit Union at kwilkerson@cvfcu.com or by calling 434.528.9016.

Central Virginia Federal Credit Union knows that financial literacy is as important for kids as it is for adults.

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Virginia Employment Commission The Virginia Employment Commission offers resources for helping people realize financial literacy, including through two online organizations it endorses:

A www.MyMoney.gov:

MyMoney.gov is a product of the Congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 federal entities that are coordinating and collaborating to strengthen financial capability and increase access to financial services for all Americans. The Commission was established by the Financial Literacy and Education Improvement Act, Title V of the Fair and Accurate Credit Transactions Act of 2003 (P.L. 108-159).

B www.SmartAboutMoney.org:

SmartAboutMoney.org is one of the many programs of the National Endowment for Financial Education®. NEFE® is an independent nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

CONTACT | To learn more about financial literacy programs and resources available through the Virginia Employment Commission, call 866.832.2363 or visit www.vec.virginia.gov/find-a-job/financial-literacy.

Virginia Council on Economic Education

Since 1970, the non-profit Virginia Council on Economic Education has been driven by its mission to provide Virginia’s K-12 students with the economic knowledge and financial skills needed to thrive. The organization is an advocate for required high school courses in economics and personal finance and the inclusion of key economic concepts at each grade level, from K through 12, as well as a resource for teachers, school divisions, and local and state governments. The Virginia Council on Economic Education provides quality professional development opportunities for K-12 teachers to assist them in teaching economics and personal finance. With the support of donors and partners, the organization’s institutes and workshops are provided at no cost to teachers or school divisions. CONTACT | To learn more about the programs and institutes offered through the Virginia Council on Economic Education, call 804.828.1627, send an email to vcee@vcu.edu or visit www.vcee.org.

The National Endowment for Financial Education® is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals.

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The Virginia Council on Economic Education provides quality professional development opportunities for K-12 teachers to assist them in teaching economics and personal finance.

Junior Achievement of Southwest Virginia Financial Literacy for Youth

Through programs designed for students at the elementary, middle and high school levels, Junior Achievement of Southwest Virginia helps prepare young people for the real world by showing them how to not only generate wealth, but effectively manage it. Currently, there are 15 programs that focus on age-specific elements of financial literacy that ultimately provide students the knowledge for achieving financial health and wellness through money-management strategies, including earning, employment and income, budgeting, savings, credit and debt, consumer protection, smart shopping, risk management, and investing. CONTACT | To learn more about financial literacy programs offered through Junior Achievement, call 540.989.6392 or visit www.juniorachievement.org/ web/ja-swva/programs.

Junior Achievement of Southwest Virginia helps prepare young people for the real world by showing them how to not only generate wealth, but effectively manage it.

Center for Economic Education at University of Lynchburg The Center for Economic Education at University of Lynchburg promotes economic literacy with a special emphasis on educating and supporting elementary, middle and high school teachers with resources and programming for use in their classrooms. Programs like Reading Makes Cent$ Reading Challenge and the Stock Market Game along with more than 200 economic education teaching curricula, including lesson plans, videos, books and more is readily available to local teachers. CONTACT | For questions regarding programs and resources offered through the Center for Economic Education at University of Lynchburg, contact Rebecca Booth at 434.544.8791 or booth.r@lynchburg.edu, or visit www. lynchburg.edu/academics/academic-community-centers/center-for-economiceducation.

The Center for Economic Education at University of Lynchburg promotes economic literacy with a special emphasis on educating and supporting elementary, middle and high school teachers.

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Financial Literacy Quiz How financially literate are you? Test your financial knowledge and decision-making with this quiz.

1. Which of these bills should you pay first each month? A. Credit card bills B. Car lease or auto loan payment C. Rent or mortgage payment

2. What is a good size for an emergency savings fund? A. One paycheck B. 3 to 6 months of living expenses C. One year’s living expenses

3. Will applying for a credit card impact your credit score? A. Yes B. Not if the application is approved C. Not if the application is declined

4. Which mortgage typically has higher payments but lower interest over the life of the loan? A. 30-year mortgage B. 15-year mortgage

5. What is the threshold for a “good” credit score? A. 680 B. 800 C. 9206

6. The best way to save for a financial goal is:

A. Save every spare cent you can until the goal is met B. Save 25% of your total income, and be consistent C. Write your savings goal down and factor it into your budget

7. The best way to save for a comfortable retirement is: A. Social Security B. An Individual Retirement Account C. Mutual funds

8. What’s the first step to take if you are the victim of identity theft? A. Put a “credit freeze” on your accounts B. Call the authorities, including the police and the

Federal Trade Commission C. Call your creditors and cancel the affected accounts Answers: 1) C 2) B 3) A 4) B 5) A 6) C 7) B 8) C Source: Credit.org

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Virginia Jump$tart Coalition

The Virginia Jump$tart Coalition is a non-profit, volunteer-driven organization representing more than 100 individuals and organizations in business, government, association/nonprofit and education who have joined together to improve the financial literacy of Virginians. Virginia Jump$tart Coalition Goals Include: • Continually assess the level of financial literacy in Virginia using available surveys and testing of student performance. • Develop and maintain a clearinghouse of personal financial resources, statewide bureau of contacts and speakers available for training and information on personal financial literacy. • Serve as a resource for the state legislature to assess effectiveness of pertinent legislation. • Build awareness of and promote support for the need for personal finance education.

The Virginia Jump$tart Coalition is an independent affiliate of the national Jump$tart Coalition for Personal Financial Literacy. The national Jump$tart Coalition is a 501(c)(3) tax-exempt non-profit organization headquartered in Washington, D.C. CONTACT | To learn more about the Virginia Jump$tart Coalition, call 202.846.6780, send an email to info@jumpstart.org or visit www.jumpstart.org/who-we-are/states/virginia.

Don’t Miss!

www.checkyourschool.org Money management is one subject everyone will use throughout their lives. But not all schools offer effective financial education. The Check Your School campaign is led by the Jump$tart Coalition on behalf of its national partners, affiliated state coalitions and network of talented educators, and is designed to complement other efforts to advance financial literacy. Utilizing a grid of essential elements, CheckYourSchool.org will promote quality and effectiveness in classroom-based financial education without prescribing a single curriculum or program—enabling teachers to use the wide array of excellent resources currently available from Jump$tart Coalition partners and other providers.

*This is not an exhaustive list of all financial literacy resources available in the Lynchburg and Southside areas. Most financial institutions offer financial education programs. Check your financial institution’s website or contact a local branch office to learn more.

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Food Fitness NUTRITION • EXERCISE • PREVENTION

words | TRICIA FOLEY, MS, RD, ACE®, CHC

Have you ever wondered what turns grapes into wine or barley seeds into beer? Well, the secret lies in a process called fermentation. From sauerkraut and miso to kimchi and kefir, fermented foods have been around for centuries. Recently, they have drawn a lot more attention for the role they play in your overall health. But like any product promising health benefits, it’s important to know what you are looking for to help you make the best choice.

More Common Than You May Think Although you may cringe at the thought of eating something fermented, chances are you consume these foods regularly. Pickles, yogurt, olives and even aged cheese are examples of common fermented foods. Other examples include the popular drink kombucha and the vegetarian dish tempeh. Even your grandma’s famous canned beans were more than likely fermented.

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Food Fitness

• NUTRITION

Fermented Foods 101 Raw, fermented foods all have one thing in common: micro-organisms. To ferment, they require an anerobic environment, which is one absent of oxygen, so bacteria can grow and thrive. These foods also need a culture and time to ferment. This process involves exposing the food or beverage to starches and sugars that bacteria can feed on. Although the words bacteria and sugar may raise a nutritional red flag, the duo create lactic acid as a byproduct, which protects the food from spoilage. Adding salt provides another layer of protection by pulling out moisture to keep bad bacteria away while allowing good bacteria to flourish. The technique was originally used to preserve food, but we now know it produces amazing health benefits as well.

Why Fermented Foods are Fantastic

These shelf-stable super foods contain significant nutrition qualities, including vitamin K, calcium, magnesium, potassium, fiber and, if in raw form, probiotics. Thanks to lactic acid, B vitamins and digestive enzymes are also produced. Fermented foods also boast a greater nutrient bioavailability than their unfermented counterparts, meaning our body can use more of the nutrients. For example, vitamin C is 20 times more bioavailable in sauerkraut compared to cabbage.

What are Probiotics?

Probiotics are live bacteria and yeasts that are good for you, especially your digestive system. We usually think of these as germs that cause diseases. But your body is full of bacteria, both good and bad. Probiotics are often called “good” or “helpful” bacteria because they help keep your gut healthy.

Emerging research shows promise in the use of raw fermented products in areas of weight maintenance, improved mood, allergies, immunity and gut health. This may be due in part to the powerful probiotics they contain. Probiotics are living microorganisms, which, when administered in adequate amounts, provide a health benefit to the host.

Foods You Didn’t Know Were Fermented These foods contain vitamins, minerals, antioxidants and gut-friendly probiotic bacteria. Some of these foods are not always fermented, so make sure the check the food label with the tips on the next page. . SAUERKRAUT | Fermented red or green cabbage PICKLES | Cucumbers fermented in lactic acid MISO | Fermented soybeans, barley or brown rice YOGURT | Fermented milk RAW CHEESE | Cheeses made with milk that hasn’t been pasteurized KOMBUCHA | Fermented black tea with sugar, fruit or honey APPLE CIDER VINEGAR (Raw and contains “the mother”) | Fermented apples 62

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When buying fermented foods and drinks, always read the food labels first. Look for key words like “unpasteurized,” “live cultures,” “raw” or “naturally fermented,” as these provide optimal probiotic properties.

Read Fermented Food Labels First When buying fermented foods and drinks, always read the food labels first. Look for key words like “unpasteurized,” “live cultures,” “raw” or “naturally fermented,” as these provide optimal probiotic properties. Keep in mind that although sugar is needed for fermentation to take place, there should not be excessive amounts. In addition, products with ingredients that don’t belong, such as “substitutes,” should be avoided. Keep it simple, and always search for a short ingredient list. Don’t be fooled! Commercially bought foods like pickles are not always prepared using live cultures and therefore do not contain probiotics. As a final test, when you open a jar, look for active bubbles. This lets you know that the organisms are alive and well.

Fermented Foods Should Be Introduced Slowly to Your System Fermented foods can be enjoyed every day, but use caution. Introducing these foods and drinks too quickly and/or in large quantities can result in excess gas, bloating, diarrhea or even constipation. Your body will let you know what you can tolerate. Start with small portions of fermented food and drink and increase them overtime for optimal benefits.

Choose Variety To get the greatest bang for your nutrition buck, choose a variety of raw fermented foods and beverages to introduce more forms of healthy bacteria to your body. Much like a rainforest thrives from the many species of plants living in it, your body will thrive from a variety of healthy bacteria living in you. Adding fermented foods to a nutritious diet helps create an environment in your body that supports overall health. EXPERT CONTRIBUTOR Tricia Foley, MS, RD, ACE®, CHC, is a registered dietitian and Wellness Health Coach with CareHere, LLC.

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Sauerkraut One 32-ounce jar makes 16 servings.

Ingredients: » » » » »

1 small head green cabbage 1 Tablespoon sea salt 1 large carrot 1-2 cloves of garlic Black pepper to taste

Instructions: 1

Rinse cabbage and carrots.

Remove outer leaves of the cabbage and set aside. Slice cabbage into thin strips and peel and grate the carrots.

Place 1/3 of the sliced cabbage into a large bowl. Sprinkle in 1 teaspoon of salt. Using clean hands, squeeze and stir the cabbage until the cabbage is wet.

Repeat this process adding 1/3 of the remaining cabbage at a time with the salt.

Peel and dice the garlic.

Add the shredded carrots, garlic and black pepper to the bowl and combine.

Fill one 32-ounce jar evenly with the mixture, pressing the veggies down so that the water rises above the vegetables. Repeat this until there is 2 inches of space remaining at the top of the jar.

Push the large outer leaves of the cabbage (that were set aside) into the top of the jar so they are wedged above the vegetables, keeping the veggies underneath the water away from air. There is no need for a lid yet.

Use a small bowl or sterile rock (boiled prior to use) as additional weight to keep the vegetables down.

Set the filled jar on a flat container with an edge in case of spillover. Keep at room temperature where it will not be disrupted.

Check on your raw sauerkraut every other day to make sure that the water level has remained above the vegetables and that no vegetables are touching the surface, contacting air. If you do see anything touching the surface, use a clean spoon to remove it. You may also see some growth or mold form around the top of the liquid. This is typical, but you should remove it. If you need to add liquid to the jars, include some fresh water to make sure that everything is below a water line. The weights should also help with this.

After one week (seven days), remove the weight and cabbage leaf from the top.

Taste-test the sauerkraut by taking a small amount from the top. It should be sour, but it is probably not quite ready. Allow the sauerkraut to sit for at least two weeks and taste it occasionally until it reaches your desired flavor.

Once the sauerkraut is to your taste, place the lid on it and store it in the refrigerator. It will last several months while refrigerated and will not continue to ferment.

OurHealth | The Resource for Healthy Living in Lynchburg and Southside

Start with small portions of fermented food and drink and increase them over time for optimal benefits.

Nutrition Facts: (Per ¼-cup Serving) 20 calories, 3 grams carbohydrate, 1 grams fiber, 0g fat, 0 grams protein, 330 milligrams sodium

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